CN111062702A - Intelligent routing system and method for payment channel of medical payment platform - Google Patents
Intelligent routing system and method for payment channel of medical payment platform Download PDFInfo
- Publication number
- CN111062702A CN111062702A CN201911421498.8A CN201911421498A CN111062702A CN 111062702 A CN111062702 A CN 111062702A CN 201911421498 A CN201911421498 A CN 201911421498A CN 111062702 A CN111062702 A CN 111062702A
- Authority
- CN
- China
- Prior art keywords
- payment
- bank
- medical
- platform
- proportion
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 17
- 210000001503 joint Anatomy 0.000 claims abstract description 20
- 238000003032 molecular docking Methods 0.000 claims abstract description 5
- 241000737052 Naso hexacanthus Species 0.000 claims 1
- 238000004590 computer program Methods 0.000 description 5
- 238000004891 communication Methods 0.000 description 3
- 241000102542 Kara Species 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 238000010586 diagram Methods 0.000 description 1
- 230000006870 function Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/027—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] involving a payment switch or gateway
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Development Economics (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses an intelligent routing system and method for a payment channel of a medical payment platform, wherein the system comprises a bank branch account proportion configuration module: the system comprises a data processing system, a data processing system and a data processing system, wherein the data processing system is used for configuring the credit distribution proportion of each bank in docking with a medical payment platform; payment channel management module: the system comprises a bank account distribution proportion configuration module, a payment channel and a payment channel, wherein the bank account distribution proportion configuration module is used for being in butt joint with the bank account distribution proportion configuration module and determining the payment channel corresponding to each bank and accessed to a medical payment platform; a payment module: the payment transaction system is used for finishing payment transaction of each payment channel by interacting with a third party payment platform; the intelligent routing module: the payment channel corresponding to the current payment transaction is determined according to the credit allocation proportion of each bank which is configured by the bank credit allocation proportion configuration module and is in butt joint with the medical payment platform and the proportion occupied by each bank in the existing completed payment transaction. According to the invention, through setting the payment channel corresponding to each bank and dynamically setting the account division proportion of each bank, the intelligent dynamic routing of the payment channel is realized, so that the intelligent account division of medical payment transaction is realized, and the account division management efficiency is improved.
Description
Technical Field
The invention relates to the technical field of internet medical information, in particular to an intelligent routing system and method for a payment channel of a medical payment platform.
Background
The medical payment platform is an important component of a hospital information system, performs centralized management on payment channels accessed by a hospital, and provides a unified reconciliation function for financial departments. At the present stage, the medical payment platform generally simply manages the payment channel, and does not dynamically allocate the payment channel accessed to the hospital according to the bank funding condition, so that the ledger management efficiency is low, which is a problem to be solved in the field.
Disclosure of Invention
The invention aims to at least solve the technical problems in the prior art, and particularly provides an intelligent routing system and method for a payment channel of a medical payment platform.
In order to achieve the above object, according to a first aspect of the present invention, there is provided a medical payment platform payment channel intelligent routing system, comprising:
the bank account-separating proportion configuration module: the system comprises a data processing system, a data processing system and a data processing system, wherein the data processing system is used for configuring the credit distribution proportion of each bank in docking with a medical payment platform;
payment channel management module: the system comprises a bank account distribution proportion configuration module, a payment channel and a payment channel, wherein the bank account distribution proportion configuration module is used for being in butt joint with the bank account distribution proportion configuration module and determining the payment channel corresponding to each bank and accessed to a medical payment platform;
a payment module: the payment transaction system is used for finishing payment transaction of each payment channel by interacting with a third party payment platform;
the intelligent routing module: the payment channel corresponding to the current payment transaction is determined according to the credit allocation proportion of each bank which is configured by the bank credit allocation proportion configuration module and is in butt joint with the medical payment platform and the proportion occupied by each bank in the existing completed payment transaction.
Preferably, the determining a payment channel corresponding to the current payment transaction according to the credit allocation ratio of each bank docked with the medical payment platform configured by the bank credit allocation ratio configuration module and the occupied ratio of each bank in the existing completed payment transaction includes:
and comparing the branch account proportion of each bank which is configured by the bank branch account proportion configuration module and is in butt joint with the medical payment platform with the proportion occupied by each bank in the existing completed payment transaction, and determining a payment channel corresponding to the current payment transaction according to the comparison result.
Preferably, the third party payment platform comprises one or any combination of Payment Bao, WeChat Payment, Unionpay commerce, Unionpay online, lump sum, wallet, la Kara, Yibao Payment and Jingdong Payment.
According to a first aspect of the present invention, the present invention provides a medical payment platform payment channel intelligent routing method, including the following steps:
configuring the account distribution proportion of each bank in butt joint with the medical payment platform;
determining a payment channel corresponding to each bank and accessed to a medical payment platform;
interacting with a third party payment platform to acquire transaction data of the current payment transaction;
and determining a payment channel corresponding to the current payment transaction according to the configured branch account proportion of each bank butted with the medical payment platform and the proportion occupied by each bank in the existing completed payment transaction.
Preferably, the determining a payment channel corresponding to the current payment transaction according to the configured credit sharing ratio of each bank docked with the medical payment platform and the ratio occupied by each bank in the existing completed payment transaction includes:
and comparing the configured branch account proportion of each bank butted with the medical payment platform with the proportion occupied by each bank in the existing completed payment transaction, and determining a payment channel corresponding to the current payment transaction according to the comparison result.
Preferably, the third party payment platform comprises one or any combination of Payment Bao, WeChat Payment, Unionpay commerce, Unionpay online, lump sum, wallet, la Kara, Yibao Payment and Jingdong Payment.
According to the scheme, the invention provides an intelligent routing system and method for a payment channel of a medical payment platform, wherein the system comprises a bank account allocation proportion configuration module: the system comprises a data processing system, a data processing system and a data processing system, wherein the data processing system is used for configuring the credit distribution proportion of each bank in docking with a medical payment platform; payment channel management module: the system comprises a bank account distribution proportion configuration module, a payment channel and a payment channel, wherein the bank account distribution proportion configuration module is used for being in butt joint with the bank account distribution proportion configuration module and determining the payment channel corresponding to each bank and accessed to a medical payment platform; a payment module: the payment transaction system is used for finishing payment transaction of each payment channel by interacting with a third party payment platform; the intelligent routing module: the payment channel corresponding to the current payment transaction is determined according to the credit allocation proportion of each bank which is configured by the bank credit allocation proportion configuration module and is in butt joint with the medical payment platform and the proportion occupied by each bank in the existing completed payment transaction. According to the invention, the payment channels accessed by the medical payment platform are uniformly configured, and meanwhile, the split account proportion of each bank is dynamically set through the medical payment platform, so that the intelligent dynamic routing of the payment channels is realized, and the intelligent split account of the medical payment transaction is realized, and the problem that in the prior art, the medical payment platform generally simply manages the payment channels and cannot dynamically allocate the payment channels accessed to a hospital according to the bank financing condition is effectively solved.
Additional aspects and advantages of the invention will be set forth in part in the description which follows and, in part, will be obvious from the description, or may be learned by practice of the invention.
Drawings
The above and/or additional aspects and advantages of the present invention will become apparent and readily appreciated from the following description of the embodiments, taken in conjunction with the accompanying drawings of which:
FIG. 1 is a schematic structural diagram of an intelligent routing system for payment channel of a medical payment platform according to a preferred embodiment of the present invention;
fig. 2 is a flowchart of a method for intelligent routing of a payment channel of a medical payment platform according to a preferred embodiment of the present invention.
Detailed Description
Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.
It will be understood by those skilled in the art that, unless otherwise defined, all terms (including technical and scientific terms) used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. It will be further understood that terms, such as those defined in commonly used dictionaries, should be interpreted as having a meaning that is consistent with their meaning in the context of the prior art and will not be interpreted in an idealized or overly formal sense unless expressly so defined herein.
In the description of the present invention, it is to be understood that the terms "longitudinal", "lateral", "upper", "lower", "front", "rear", "left", "right", "vertical", "horizontal", "top", "bottom", "inner", "outer", and the like, indicate orientations or positional relationships based on those shown in the drawings, and are used merely for convenience of description and for simplicity of description, and do not indicate or imply that the referenced devices or elements must have a particular orientation, be constructed in a particular orientation, and be operated, and thus, are not to be construed as limiting the present invention.
In the description of the present invention, unless otherwise specified and limited, it is to be noted that the terms "mounted," "connected," and "connected" are to be interpreted broadly, and may be, for example, a mechanical connection or an electrical connection, a communication between two elements, a direct connection, or an indirect connection via an intermediate medium, and specific meanings of the terms may be understood by those skilled in the art according to specific situations.
According to a first aspect of the present invention, the present invention provides a medical payment platform payment channel intelligent routing system, as shown in fig. 1, the system may include:
the bank account-dividing proportion configuration module 101: the system comprises a data processing system, a data processing system and a data processing system, wherein the data processing system is used for configuring the credit distribution proportion of each bank in docking with a medical payment platform;
the payment channel management module 102: the system comprises a bank account distribution proportion configuration module, a payment channel and a payment channel, wherein the bank account distribution proportion configuration module is used for being in butt joint with the bank account distribution proportion configuration module and determining the payment channel corresponding to each bank and accessed to a medical payment platform;
the payment module 103: the payment transaction system is used for finishing payment transaction of each payment channel by interacting with a third party payment platform;
intelligent routing module 104: the payment channel corresponding to the current payment transaction is determined according to the credit allocation proportion of each bank which is configured by the bank credit allocation proportion configuration module and is in butt joint with the medical payment platform and the proportion occupied by each bank in the existing completed payment transaction.
In this embodiment, the determining, according to the credit-sharing ratio of each bank docked with the medical payment platform and the credit-sharing ratio of each bank in the existing completed payment transaction, a payment channel corresponding to the current payment transaction includes:
and comparing the branch account proportion of each bank which is configured by the bank branch account proportion configuration module and is in butt joint with the medical payment platform with the proportion occupied by each bank in the existing completed payment transaction, and determining a payment channel corresponding to the current payment transaction according to the comparison result.
In this embodiment, the third party payment platform includes one or any combination of Payment Bao, WeChat Payment, Unionpay commerce, Unionpay online, lump-sum, wallet, la-Kala, Yibao Payment and Jingdong Payment.
Specifically, in this embodiment, the medical payment platform is a Java2EE platform constructed based on computer and communication network technologies, and the platform requests to establish a connection with a third-party payment platform by calling an HTTP interface.
According to the scheme, the intelligent routing system for the payment channel of the medical payment platform is provided, and the branch account proportion of each bank in butt joint with the medical payment platform is configured through the bank branch account proportion configuration module; the payment channel management module is in butt joint with the bank branch account proportion configuration module, and a payment channel corresponding to each bank and accessed to the medical payment platform is determined; the payment module and the third-party payment platform interactively complete payment transactions of each payment channel; and the intelligent routing module determines a payment channel corresponding to the current payment transaction according to the credit allocation proportion of each bank which is configured by the bank credit allocation proportion configuration module and is in butt joint with the medical payment platform and the proportion occupied by each bank in the existing completed payment transaction. According to the invention, the payment channels accessed by the medical payment platform are uniformly configured, and meanwhile, the account division proportion of each bank is dynamically set through the medical payment platform, so that the intelligent dynamic routing of the payment channels is realized, the intelligent account division of medical payment transaction is realized, the account division management efficiency is improved, and the problem that in the prior art, the medical payment platform is generally only used for simply managing the payment channels and can not be used for dynamically allocating the payment channels accessed to a hospital according to the bank financing condition is effectively solved.
According to a second aspect of the present invention, the present invention provides a medical payment platform payment channel intelligent routing method, as shown in fig. 2, the method may include the following steps:
s201, configuring the branch account proportion of each bank in butt joint with a medical payment platform;
s202, determining a payment channel corresponding to each bank and accessed to a medical payment platform;
s203, interacting with a third party payment platform to acquire transaction data of the current payment transaction;
and S204, determining a payment channel corresponding to the current payment transaction according to the configured branch account proportion of each bank butted with the medical payment platform and the proportion occupied by each bank in the existing completed payment transaction.
In this embodiment, the determining, according to the configured branch account ratio of each bank docked with the medical payment platform and the ratio occupied by each bank in the existing completed payment transaction, the payment channel corresponding to the current payment transaction includes:
and comparing the configured branch account proportion of each bank butted with the medical payment platform with the proportion occupied by each bank in the existing completed payment transaction, and determining a payment channel corresponding to the current payment transaction according to the comparison result.
In this embodiment, the third party payment platform includes one or any combination of Payment Bao, WeChat Payment, Unionpay commerce, Unionpay online, lump-sum, wallet, la-Kala, Yibao Payment and Jingdong Payment.
Specifically, in this embodiment, the medical payment platform is a Java2EE platform constructed based on computer and communication network technologies, and the platform requests to establish a connection with a third-party payment platform by calling an HTTP interface.
According to the scheme, the embodiment provides the intelligent routing method for the payment channel of the medical payment platform, and the method comprises the steps of firstly configuring the branch account proportion of each bank in butt joint with the medical payment platform; then determining a payment channel corresponding to each bank and accessed to the medical payment platform; interacting with a third-party payment platform to acquire transaction data of the current payment transaction; and finally, determining a payment channel corresponding to the current payment transaction according to the configured branch account proportion of each bank butted with the medical payment platform and the proportion occupied by each bank in the existing completed payment transaction. According to the invention, the payment channels accessed by the medical payment platform are uniformly configured, and meanwhile, the split account proportion of each bank is dynamically set through the medical payment platform, so that the intelligent dynamic routing of the payment channels is realized, and the intelligent split account of the medical payment transaction is realized, and the problem that in the prior art, the medical payment platform generally simply manages the payment channels and cannot dynamically allocate the payment channels accessed to a hospital according to the bank financing condition is effectively solved.
In this embodiment, the module/unit integrated with the payment channel intelligent routing system of the medical payment platform may be stored in a computer-readable storage medium if it is implemented in the form of a software functional unit and sold or used as an independent product. Based on such understanding, all or part of the flow of the method according to the embodiments of the present invention may also be implemented by a computer program, which may be stored in a computer-readable storage medium, and when the computer program is executed by a processor, the steps of the method embodiments may be implemented. Wherein the computer program comprises computer program code, which may be in the form of source code, object code, an executable file or some intermediate form, etc. The computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, usb disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-Only Memory (ROM), Random Access Memory (RAM), electrical carrier wave signals, telecommunications signals, software distribution medium, and the like. It should be noted that the computer readable medium may contain content that is subject to appropriate increase or decrease as required by legislation and patent practice in jurisdictions, for example, in some jurisdictions, computer readable media does not include electrical carrier signals and telecommunications signals as is required by legislation and patent practice.
Those skilled in the art will appreciate that while some embodiments herein include some features included in other embodiments, rather than others, combinations of features of different embodiments are meant to be within the scope of the invention and form different embodiments. For example, in the following claims, any of the claimed embodiments may be used in any combination.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (6)
1. A medical payment platform payment channel intelligent routing system, comprising:
the bank account-separating proportion configuration module: the system comprises a data processing system, a data processing system and a data processing system, wherein the data processing system is used for configuring the credit distribution proportion of each bank in docking with a medical payment platform;
payment channel management module: the system comprises a bank account distribution proportion configuration module, a payment channel and a payment channel, wherein the bank account distribution proportion configuration module is used for being in butt joint with the bank account distribution proportion configuration module and determining the payment channel corresponding to each bank and accessed to a medical payment platform;
a payment module: the payment transaction system is used for finishing payment transaction of each payment channel by interacting with a third party payment platform;
the intelligent routing module: the payment channel corresponding to the current payment transaction is determined according to the credit allocation proportion of each bank which is configured by the bank credit allocation proportion configuration module and is in butt joint with the medical payment platform and the proportion occupied by each bank in the existing completed payment transaction.
2. The intelligent routing system for payment channels of a medical payment platform according to claim 1, wherein the determining the payment channel corresponding to the current payment transaction according to the credit sharing ratio of each bank docked with the medical payment platform and the credit sharing ratio of each bank in the existing completed payment transaction configured by the bank credit sharing ratio configuration module comprises:
and comparing the branch account proportion of each bank which is configured by the bank branch account proportion configuration module and is in butt joint with the medical payment platform with the proportion occupied by each bank in the existing completed payment transaction, and determining a payment channel corresponding to the current payment transaction according to the comparison result.
3. The medical payment platform payment channel intelligent routing system of claim 2, wherein the third party payment platform comprises one or any combination of a pay bank, a WeChat payment, Unionpay online, bulk, wallet, la-kara, Yibao payment, and Jingdong payment.
4. The intelligent routing method for the payment channel of the medical payment platform is characterized by comprising the following steps:
configuring the account distribution proportion of each bank in butt joint with the medical payment platform;
determining a payment channel corresponding to each bank and accessed to a medical payment platform;
interacting with a third party payment platform to acquire transaction data of the current payment transaction;
and determining a payment channel corresponding to the current payment transaction according to the configured branch account proportion of each bank butted with the medical payment platform and the proportion occupied by each bank in the existing completed payment transaction.
5. The intelligent routing method for payment channels of a medical payment platform according to claim 4, wherein the determining the payment channel corresponding to the current payment transaction according to the configured credit distribution ratio of each bank docked with the medical payment platform and the ratio occupied by each bank in the existing completed payment transaction comprises:
and comparing the configured branch account proportion of each bank butted with the medical payment platform with the proportion occupied by each bank in the existing completed payment transaction, and determining a payment channel corresponding to the current payment transaction according to the comparison result.
6. The medical payment platform payment channel intelligent routing method as claimed in claim 5, wherein the third party payment platform comprises one or any combination of Payment Bao, WeChat Payment, Unionpay online, bulk money, wallet one, la Kala, Yibao Payment and Jingdong Payment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201911421498.8A CN111062702A (en) | 2019-12-31 | 2019-12-31 | Intelligent routing system and method for payment channel of medical payment platform |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201911421498.8A CN111062702A (en) | 2019-12-31 | 2019-12-31 | Intelligent routing system and method for payment channel of medical payment platform |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN111062702A true CN111062702A (en) | 2020-04-24 |
Family
ID=70306141
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201911421498.8A Pending CN111062702A (en) | 2019-12-31 | 2019-12-31 | Intelligent routing system and method for payment channel of medical payment platform |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN111062702A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113076200A (en) * | 2021-06-04 | 2021-07-06 | 四川新网银行股份有限公司 | Channel flow dynamic regulation and control method based on multiple payment channels |
Citations (13)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102034189A (en) * | 2009-09-29 | 2011-04-27 | 深圳市摩财宝网络技术有限公司 | 48-hour multi-party clearing system |
| US20150051915A1 (en) * | 2013-08-14 | 2015-02-19 | Mckesson Financial Holdings | Systems and methods for allocating payments across multiple healthcare accounts |
| CN105704018A (en) * | 2016-01-19 | 2016-06-22 | 温州银企互联信息技术有限公司 | Intelligent route management method based on order-receiving operation platform |
| US20160275578A1 (en) * | 2015-03-18 | 2016-09-22 | Christopher Amundsen | Enterprise system, method and computer program product for aggregating and pro rating expenses across members of a networked virtual collective |
| CN106372886A (en) * | 2016-08-29 | 2017-02-01 | 深圳市爱贝信息技术有限公司 | Distributed payment system, method and device based on payment routing |
| CN107025585A (en) * | 2016-01-29 | 2017-08-08 | 上海新卡说信息技术有限公司 | A kind of data platform |
| CN107516275A (en) * | 2016-06-17 | 2017-12-26 | 上海点融信息科技有限责任公司 | Real-time matching method of commerce and system |
| CN107705118A (en) * | 2017-09-19 | 2018-02-16 | 深圳金融电子结算中心有限公司 | Transaction payment method, system, server and storage medium based on channel route |
| CN108389123A (en) * | 2018-02-12 | 2018-08-10 | 中科柏诚科技（北京）股份有限公司 | A kind of internet syndicated loan system and method |
| CN108701270A (en) * | 2018-05-30 | 2018-10-23 | 深圳市元征科技股份有限公司 | Management method, system and the data management server of maintenance factory |
| CN108985731A (en) * | 2018-07-13 | 2018-12-11 | 北京京东金融科技控股有限公司 | Pay method for routing and device |
| CN109087077A (en) * | 2018-07-05 | 2018-12-25 | 福建天晴数码有限公司 | It is a kind of to distribute method of payment and terminal by all kinds of means |
| CN110276692A (en) * | 2019-06-25 | 2019-09-24 | 深圳前海微众银行股份有限公司 | A kind of method and device handling transaction data |
-
2019
- 2019-12-31 CN CN201911421498.8A patent/CN111062702A/en active Pending
Patent Citations (13)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102034189A (en) * | 2009-09-29 | 2011-04-27 | 深圳市摩财宝网络技术有限公司 | 48-hour multi-party clearing system |
| US20150051915A1 (en) * | 2013-08-14 | 2015-02-19 | Mckesson Financial Holdings | Systems and methods for allocating payments across multiple healthcare accounts |
| US20160275578A1 (en) * | 2015-03-18 | 2016-09-22 | Christopher Amundsen | Enterprise system, method and computer program product for aggregating and pro rating expenses across members of a networked virtual collective |
| CN105704018A (en) * | 2016-01-19 | 2016-06-22 | 温州银企互联信息技术有限公司 | Intelligent route management method based on order-receiving operation platform |
| CN107025585A (en) * | 2016-01-29 | 2017-08-08 | 上海新卡说信息技术有限公司 | A kind of data platform |
| CN107516275A (en) * | 2016-06-17 | 2017-12-26 | 上海点融信息科技有限责任公司 | Real-time matching method of commerce and system |
| CN106372886A (en) * | 2016-08-29 | 2017-02-01 | 深圳市爱贝信息技术有限公司 | Distributed payment system, method and device based on payment routing |
| CN107705118A (en) * | 2017-09-19 | 2018-02-16 | 深圳金融电子结算中心有限公司 | Transaction payment method, system, server and storage medium based on channel route |
| CN108389123A (en) * | 2018-02-12 | 2018-08-10 | 中科柏诚科技（北京）股份有限公司 | A kind of internet syndicated loan system and method |
| CN108701270A (en) * | 2018-05-30 | 2018-10-23 | 深圳市元征科技股份有限公司 | Management method, system and the data management server of maintenance factory |
| CN109087077A (en) * | 2018-07-05 | 2018-12-25 | 福建天晴数码有限公司 | It is a kind of to distribute method of payment and terminal by all kinds of means |
| CN108985731A (en) * | 2018-07-13 | 2018-12-11 | 北京京东金融科技控股有限公司 | Pay method for routing and device |
| CN110276692A (en) * | 2019-06-25 | 2019-09-24 | 深圳前海微众银行股份有限公司 | A kind of method and device handling transaction data |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113076200A (en) * | 2021-06-04 | 2021-07-06 | 四川新网银行股份有限公司 | Channel flow dynamic regulation and control method based on multiple payment channels |
| CN113076200B (en) * | 2021-06-04 | 2022-04-15 | 四川新网银行股份有限公司 | Channel flow dynamic regulation and control method based on multiple payment channels |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US8666889B2 (en) | Methods and apparatus for funding transactions using debit cards issued by one institution and funds from accounts at other institutions | |
| US8364586B1 (en) | Systems and methods for implementing intelligent banking account system | |
| US20130159152A1 (en) | Systems and Methods for Administering Deposit Accounts | |
| US20130054429A1 (en) | System and Method for Administering Deposit Accounts | |
| US8027852B2 (en) | Apparatus, systems and methods for providing investment performance enhanced life insurance products | |
| NZ584868A (en) | Customer-defined account management rules for improved linked financial institution account management | |
| CN107967607A (en) | A kind of processing method, device, server and the storage medium of transaction credit amount | |
| US20110145007A1 (en) | System and method for automated payment of insurance claims via real-time exchange of information | |
| CN111008895B (en) | Internet finance repayment method, device, equipment and storage medium | |
| US20200265515A1 (en) | Framework for digital asset lending and hedging using stable coin | |
| CN104299132A (en) | Uniform payment gateway | |
| CN113112263A (en) | Payment mode display method and device, server and storage medium | |
| JP7240285B2 (en) | Electronic Community Currency Operation System, Electronic Community Currency Operation Server, and Electronic Community Currency Operation Method | |
| CN111062702A (en) | Intelligent routing system and method for payment channel of medical payment platform | |
| CN117541172A (en) | Hot account concurrent processing method, device and equipment based on sub-account splitting | |
| US20240037647A1 (en) | Reconciliation for enabling accelerated access to contribution funded accounts | |
| CN111724245A (en) | Credit card financing method and system | |
| CN116228384A (en) | Data processing method, device, electronic equipment and computer readable medium | |
| CN115564415A (en) | Order payment and settlement method and device | |
| CN106157141A (en) | Numerical Methods and device | |
| Gersbach et al. | Sophistication in risk management, bank equity, and stability | |
| CN112016789B (en) | Internet financial service processing method and device and electronic equipment | |
| US20210042780A1 (en) | Substantially real time cash back settlement | |
| US20140122095A1 (en) | Tax savings techniques for healthcare plans | |
| US20160343073A1 (en) | Systems to make available a synthetic interest rate and related methods |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20200424 |