CN111027964B - Payment display method and device and terminal equipment - Google Patents

Payment display method and device and terminal equipment Download PDF

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CN111027964B
CN111027964B CN201911198007.8A CN201911198007A CN111027964B CN 111027964 B CN111027964 B CN 111027964B CN 201911198007 A CN201911198007 A CN 201911198007A CN 111027964 B CN111027964 B CN 111027964B
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payment
page
terminal
geographic position
position information
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CN111027964A (en
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顔悅強
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Tencent Technology Shenzhen Co Ltd
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Tencent Technology Shenzhen Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
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  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
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Abstract

The embodiment of the application discloses a payment display method, a payment display device and terminal equipment, wherein the method comprises the following steps: and displaying an application page of the payment client, switching from the application page to a payment authentication page directly when the movement of the terminal is detected and the movement type is a preset type, and switching from the payment authentication page to a payment page corresponding to a payment account when the authentication information input by a user through the payment authentication page is detected to pass through verification, wherein the payment account corresponds to the current geographic position information of the terminal. According to the scheme, the application page can be directly switched to the payment authentication page according to the movement of the terminal, and the user is guided to pay, so that the steps required by payment are reduced, and the payment efficiency is improved.

Description

Payment display method and device and terminal equipment
Technical Field
The application relates to the field of communication, in particular to a payment display method, a payment display device and terminal equipment.
Background
When a user pays through a payment client in different areas, the payment can be completed by using a payment account corresponding to the area. For users who have the payment accounts corresponding to a plurality of regions in the payment client, when the users are in different regions, the current payment account needs to be switched to the payment account corresponding to the current region in which the user is located, so that operations such as payment and the like can be completed in the current region. However, the current user needs more steps when paying in different areas, and the time consumption is long and the efficiency is low.
Disclosure of Invention
The embodiment of the application provides a payment display method, a payment display device and terminal equipment, which can improve payment efficiency.
The embodiment of the application provides a payment display method, which comprises the following steps:
displaying an application page of the payment client;
when the movement of the terminal is detected, and the movement type is a preset type, directly switching from the application page to a payment authentication page;
when the authentication information input by the user through the payment authentication page is detected to pass through verification, switching from the payment authentication page to displaying a payment page corresponding to a payment account, wherein the payment account corresponds to the current geographic position information of the terminal.
Correspondingly, the embodiment of the application also provides a payment display device, which comprises:
the first display module is used for displaying an application page of the payment client;
the first switching module is used for directly switching from the application page to the payment authentication page when the movement of the terminal is detected and the movement type is a preset type;
and the second display module is used for switching from the payment authentication page to a payment page corresponding to a payment account when the authentication information input by the user through the payment authentication page is detected to pass, wherein the payment account corresponds to the current geographic position information of the terminal.
Optionally, in some embodiments, the switching module may include a first determining sub-module, a detecting sub-module, a second determining sub-module, and a first switching sub-module, as follows:
the first determining submodule is used for determining preset geographic position information corresponding to the movement when the movement of the terminal is detected and the movement type is a preset type;
the detection sub-module is used for detecting the current geographic position of the terminal to obtain initial geographic position information;
the second determining submodule is used for determining the initial geographic position information as current geographic position information of the terminal when the comparison result between the preset geographic position information and the initial geographic position information is determined to be matched;
and the first switching sub-module is used for directly switching from the application page to the payment authentication page.
Optionally, in some embodiments, the payment display method may further include a prompt sub-module, as follows:
and the prompting sub-module is used for prompting that the movement of the terminal is inconsistent with the initial geographic position information under the condition that the comparison result between the preset geographic position information and the initial geographic position information is not matched.
Optionally, in some embodiments, the payment display method may further include a first display sub-module, a third determination sub-module, and a fourth determination sub-module, as follows:
the first display sub-module is used for displaying a geographic position selection page;
a third determining sub-module, configured to determine, when a selection operation for the geographical location selection page is detected, selected geographical location information corresponding to the selection operation;
and the fourth determining submodule is used for determining the selected geographic position information as current geographic position information of the terminal.
At this time, the switching module may be specifically configured to determine a motion type and a motion parameter corresponding to the motion when the motion of the terminal is detected, and directly switch from the application page to display the payment authentication page when the motion type is a preset type and the motion parameter meets a preset parameter condition.
Optionally, in some embodiments, the switching module may further include a detection sub-module and a second switching sub-module, as follows:
the detection sub-module is used for detecting the opening state of the target payment function in the payment client to obtain function opening state information;
And the second switching sub-module is used for directly switching from the application page to the payment authentication page when the function starting state information determines that the target payment function is started and the movement of the terminal is detected, and the movement type is a preset type.
At this time, the second switching sub-module may be specifically configured to detect whether the application page is a preset application page when the function start status information determines that the target payment function is started, and if the application page is not the preset application page, and detect that the terminal moves, and when the movement type is the preset type, directly switch from the application page to displaying the payment authentication page.
Optionally, in some embodiments, the payment display method may further include a third display module and a second switching module, as follows:
the third display module is used for displaying an application page of the payment client;
and the second switching module is used for directly switching from the application page to a payment page corresponding to the payment account when the movement of the terminal is detected and the movement type is a preset type.
In addition, the embodiment of the application further provides a computer storage medium, wherein the computer storage medium stores a plurality of instructions, and the instructions are suitable for being loaded by a processor to execute the steps in any payment display method provided by the embodiment of the application.
In addition, the embodiment of the invention also provides a terminal device, which comprises a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor realizes the steps in any payment display method provided by the embodiment of the invention when executing the program.
According to the method and the device for displaying the payment information, the application page of the payment client can be displayed, when the movement of the terminal is detected, and the movement type is the preset type, the application page is directly switched to the display of the payment authentication page, and when the authentication information input by the user through the payment authentication page is detected to pass through the authentication information verification, the payment authentication page is switched to the display of the payment page corresponding to the payment account, wherein the payment account corresponds to the current geographic position information of the terminal. According to the scheme, the application page can be directly switched to the payment authentication page according to the movement of the terminal, and the user is guided to pay, so that the steps required by payment are reduced, and the payment efficiency is improved.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are needed in the description of the embodiments will be briefly introduced below, it being obvious that the drawings in the following description are only some embodiments of the present application, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
Fig. 1 is a schematic view of a payment display system according to an embodiment of the present application;
FIG. 2 is a first flowchart of a payment display method provided by an embodiment of the present application;
FIG. 3 is a second flowchart of a payment display method provided by an embodiment of the present application;
fig. 4 is a third flowchart of a payment display method provided in an embodiment of the present application;
FIG. 5 is a schematic view of a first application page provided in an embodiment of the present application;
FIG. 6 is a schematic diagram of a second application page provided in an embodiment of the present application;
FIG. 7 is a schematic diagram of different regional payment accounts provided by embodiments of the present application;
FIG. 8 is a schematic diagram of a flip-up provided in an embodiment of the present application;
FIG. 9 is a schematic illustration of a shake provided in an embodiment of the present application;
fig. 10 is a schematic diagram of a payment authentication page provided in an embodiment of the present application;
FIG. 11 is a schematic diagram of a payment page provided by an embodiment of the present application;
FIG. 12 is a schematic view of a first hint page provided by embodiments of the present application;
FIG. 13 is a schematic view of a first geographic location selection page provided by an embodiment of the present application;
FIG. 14 is a schematic diagram of a second geographic location selection page provided by an embodiment of the present application;
FIG. 15 is a schematic diagram of a target payment function setup page provided by an embodiment of the present application;
FIG. 16 is a schematic diagram of a second hint page provided by embodiments of the present application;
FIG. 17 is a schematic diagram of a third hint page provided by embodiments of the present application;
FIG. 18 is a schematic view of a pan page provided in an embodiment of the present application;
fig. 19 is a schematic structural diagram of a payment display device provided in an embodiment of the present application;
fig. 20 is a schematic structural diagram of a terminal device provided in an embodiment of the present application;
FIG. 21 is a block chain system architecture diagram provided in an embodiment of the present application;
fig. 22 is a block diagram of an embodiment of the present application.
Detailed Description
Referring to the drawings, wherein like reference numbers refer to like elements throughout, the principles of the present application are illustrated as being implemented in a suitable computing environment. The following description is based on the illustrated embodiments of the present application and should not be taken as limiting other embodiments not described in detail herein.
In the following description, specific embodiments of the present application will be described with reference to steps and symbols performed by one or more computers, unless otherwise indicated. Thus, these steps and operations will be referred to in several instances as being performed by a computer, which as referred to herein performs operations that include processing units by the computer that represent electronic signals that represent data in a structured form. This operation transforms the data or maintains it in place in the computer's memory system, which may reconfigure or otherwise alter the computer's operation in a manner well known to those skilled in the art. The data structure maintained by the data is the physical location of the memory, which has specific characteristics defined by the data format. However, the principles of the present application are described in the foregoing text and are not meant to be limiting, and one skilled in the art will recognize that various steps and operations described below may also be implemented in hardware.
The term "module" as used herein may be considered a software object executing on the computing system. The various components, modules, engines, and services described herein may be viewed as implementing objects on the computing system. The apparatus and methods described herein may be implemented in software, but may also be implemented in hardware, which is within the scope of the present application.
The terms "first," "second," and "third," etc. in this application are used for distinguishing between different objects and not for describing a particular sequential order. Furthermore, the terms "comprise" and "have," as well as any variations thereof, are intended to cover a non-exclusive inclusion. For example, a process, method, system, article, or apparatus that comprises a list of steps or modules is not limited to the particular steps or modules listed and certain embodiments may include additional steps or modules not listed or inherent to such process, method, article, or apparatus.
Reference herein to "an embodiment" means that a particular feature, structure, or characteristic described in connection with the embodiment may be included in at least one embodiment of the present application. The appearances of such phrases in various places in the specification are not necessarily all referring to the same embodiment, nor are separate or alternative embodiments mutually exclusive of other embodiments. Those of skill in the art will explicitly and implicitly appreciate that the embodiments described herein may be combined with other embodiments.
The embodiment of the application provides a payment display method, and an execution subject of the payment display method may be a payment display device provided by the embodiment of the application, or a terminal device integrated with the payment display device, where the payment display device may be implemented in a hardware or software manner. The terminal equipment can be a smart phone, a tablet personal computer, a palm computer, a notebook computer, a desktop computer or the like. Terminal devices include, but are not limited to, computers, network hosts, single network servers, multiple sets of network servers, or clouds of multiple servers.
Referring to fig. 1, fig. 1 is an application scenario schematic diagram of a payment display method provided in an embodiment of the present application, where a payment display device is integrated in a terminal device, the terminal device may display an application page of a payment client, when a movement of the terminal is detected, and a movement type is a preset type, the terminal device switches from the application page to a payment authentication page directly, and when a user is detected that authentication information input by the payment authentication page passes through verification, the terminal device switches from the payment authentication page to a payment page corresponding to a payment account, where the payment account corresponds to current geographic location information where the terminal is currently located.
Referring to fig. 2, fig. 2 is a flow chart of a payment display method according to an embodiment of the present application, and specifically, the following embodiment is described:
201. and displaying an application page of the payment client.
The payment client is a client capable of providing a payment service for a user, and the payment client in the embodiment of the application is not limited to a client only comprising a payment function, and can provide various services such as a chat service, a recording service, a playing service and the like for the user. For example, the payment client may be an instant messaging client including a payment function, or a shopping client including a payment function, or the like.
The application page may be any page corresponding to the payment client, for example, when the user opens the payment client by clicking an icon corresponding to the payment client in the terminal, a function index page shown in fig. 6 may be displayed, and the function index page may be used as the application page. The function index page includes a user nickname, a user ID, a payment function, a collection function, an album function, and the like. In this embodiment of the present application, the application page is not fixed, and the page displayed after the user enters the payment client may be used as an application page, as shown in fig. 5, including a chat index page of a plurality of chat indexes, or may be used as an application page corresponding to the payment client.
In practical application, for example, the payment display method can reduce the steps when the user pays, shorten the payment time of the user and improve the payment efficiency of the user, so that the payment display method can realize the quick payment of the user. Also, implementing the payment display method requires the use of a payment client including a payment function. The user can open the payment client by clicking on the icon of the payment client on the terminal page. At this time, an application page corresponding to the payment client is displayed on the terminal, where the application page is not fixed, and may be any page displayed after the user opens the payment client, and the application page may be a function index page as shown in fig. 6, or a chat index page as shown in fig. 5, or the like.
202. When the movement of the terminal is detected, and the movement type is a preset type, the application page is directly switched to the payment authentication page.
The motion type may be type information representing a motion form of the terminal. For example, the type of motion may include shaking, swaying, flipping, translating, and so forth. Wherein the type of motion corresponds to the motion of the terminal, for example, when the type of motion of the terminal is detected as a shake as shown in fig. 9, the terminal may be performing a "shake-shake" motion. As another example, as shown in fig. 8, when the type of motion of the terminal is detected as a flip, the terminal may be performing a "flip-over" motion, and so on.
The method for detecting the motion of the terminal can be various, for example, the motion of the terminal can be detected through the terminal equipment. For another example, the movement of the terminal may also be detected by a plug-in the payment display device, etc.
The preset type may be a motion type corresponding to a payment function in the payment client. For example, it may be defined that a user needs to make a quick payment when the terminal makes a shake type or a flip type of motion.
The payment authentication page is an authentication page set in the payment client for guaranteeing the payment safety of the user. For example, the payment authentication page may include an authentication information editing area in which the user edits authentication information, as shown in fig. 10. The user may input the authentication information through the authentication information editing area, for example, the user may edit the authentication information by manually inputting a payment password, edit the authentication information by gesture sliding, edit the authentication information by recognizing a face, edit the authentication information by inputting voice, and the like.
In practical application, for example, after a user enters a payment client and the terminal displays an application page, if the motion type of the terminal is detected to be a flip type, the terminal can be considered to be in a flip motion at this time, and the user needs to pay quickly at this time because the flip type is a preset type. The terminal can switch the application page to the payment authentication page according to the turning-over motion. For another example, if the type of motion of the terminal is detected as a shake type, it may be considered that the terminal is performing a "shake-by-shake" motion at this time, and the user needs to make a quick payment at this time because the shake type is a preset type. The terminal can switch the application page to the payment authentication page according to the 'shake-shake' motion.
In an embodiment, because the user may shake or jolt the mobile phone during the use of the mobile phone, the mobile phone may turn over or shake, and the terminal may misjudge the turn over or shake the mobile phone as "turn over" or "shake" and consider that the user needs to pay quickly at this time. Therefore, the occurrence of erroneous judgment can be reduced by limiting the motion parameters. Specifically, the step of directly switching from the application page to display the payment authentication page when the movement of the terminal is detected and the movement type is a preset type may include:
when detecting that the terminal moves, determining a movement type and a movement parameter corresponding to the movement;
and when the motion type is a preset type and the motion parameters meet preset parameter conditions, directly switching from the application page to the payment authentication page.
The motion parameter may be a parameter related to the motion of the terminal, for example, when the terminal is rocked, the motion parameter may be the number of times the terminal is rocked, and the terminal may be rocked from left to right and then from right to left as rocked once. For another example, when the terminal is turned over, the motion parameter may be the number of times the terminal is turned over, and the terminal may be turned over from the front to the back, and then turned over from the back to the front is defined as turned over once. For another example, when the terminal is turned over, the motion parameter may be an average speed of turning over the terminal, the average speed of turning over the terminal may be obtained according to a corresponding time of turning over the terminal once, and so on.
The preset parameter condition may be a parameter condition for determining whether the movement of the terminal corresponds to a payment function in the payment client. The preset parameter conditions can be adjusted according to actual conditions, namely, according to different motion types, when the motion type is a shaking type, the preset parameter conditions are the shaking times of the terminal; when the motion type is the turning type, the preset parameter condition is one or a plurality of combinations of the number of times of turning the terminal, the turning speed of the terminal in a preset interval and the turning duration of the terminal in a preset duration interval. For example, when the terminal is turned twice, a preset parameter condition may be defined. For another example, when the terminal is rocked three times, a preset parameter condition may be defined. For another example, when the turning speed of the terminal is within the preset interval, a preset parameter condition may be satisfied, and so on.
In practical application, for example, when the terminal is rocked three times, the condition of the preset parameter can be satisfied. Therefore, when the terminal is detected to be subjected to the shaking type movement, the number of times of shaking the terminal can be determined, and when the terminal is detected to be shaken three times, the user can be considered to need to make quick payment and directly switch from the application page to the display of the payment authentication page.
For another example, when the terminal is turned twice, the preset parameter condition may be satisfied. Therefore, when the front-back turning type movement of the terminal is detected, the number of times of turning the terminal can be determined, and when the terminal is detected to be turned twice, the user can be considered to need to pay quickly and can be directly switched from the application page to the display of the payment authentication page.
For another example, when the preset type is the flip type, the terminal may misunderstand that the user needs to make a quick payment because the user may not notice to flip the mobile phone, so that the terminal may be predefined to flip twice, and when the total duration of the flip is within the preset duration interval, the preset parameter condition is satisfied. When the terminal is detected to be turned twice and the total turning time is within the preset time interval, the user can be considered to need to pay quickly, and the user can be directly switched from the application page to the payment authentication page.
In order to improve the payment accuracy of the user, the user can be set to pay quickly only when an application interface corresponding to the payment client is displayed on the terminal, namely, when the payment client runs in the background of the terminal and the application interface is not displayed on the terminal, the user cannot pay quickly at this time.
In one embodiment, since the payment account used in the payment of the user needs to be determined according to the current geographical location of the user, the current geographical location of the user needs to be accurately determined. Specifically, the step of directly switching from the application page to display the payment authentication page when the movement of the terminal is detected and the movement type is a preset type may include:
when detecting that the terminal moves and the movement type is a preset type, determining preset geographic position information corresponding to the movement;
detecting the current geographic position of the terminal to obtain initial geographic position information;
under the condition that the comparison result between the preset geographic position information and the initial geographic position information is determined to be matched, the initial geographic position information is determined to be the current geographic position information where the terminal is currently located;
and directly switching from the application page to the payment authentication page.
The preset geographic position information may be geographic position information corresponding to preset terminal movement. The different types of movements of the terminal may correspond to different geographic location information, for example, a "flip-over" movement of the terminal may correspond to geographic location information hong kong, a "shake-over" movement of the terminal may correspond to geographic location information in-house, and so on.
The initial geographic position information may be a result obtained after detecting the current geographic position of the terminal, for example, the mobile phone may be positioned by a positioning method such as a base station positioning method, a GPS positioning method, a network positioning method, and the like, so as to obtain the initial geographic position information.
In practical application, accurate current geographic position information of the terminal can be ensured to be obtained through a geographic position information comparison mode, namely, the geographic position information corresponding to each type of movement of the terminal can be preset, and the geographic position information corresponding to the movement of the terminal is compared with the geographic position information of the terminal detected in real time to obtain the accurate current geographic position information. For example, after a user enters a payment client and the terminal displays an application page, if the terminal is detected to perform a "turn-over-one" motion, preset geographic position information corresponding to the "turn-over-one" motion can be determined according to preset information. Meanwhile, the initial geographic position information of the terminal can be detected at present, then the preset geographic position information is compared with the initial geographic position information, if the two correspond to the same geographic position, the condition that the comparison result between the preset geographic position information and the initial geographic position information is matched is indicated, and the geographic position can be determined to be the current geographic position information. The application page may then be switched to a payment authentication page.
For example, if the preset geographical location information corresponding to the "turn-over-turn" motion is hong kong, when the initial geographical location information of the terminal is detected to be hong kong, the comparison result between the preset geographical location information and the initial geographical location information at this time can be considered to be the match, the current geographical location information can be determined to be hong kong, and then the application page can be switched to the payment authentication page.
In an embodiment, the relation between the preset terminal movement and the preset geographical position information is not limited, that is, the preset types can be adjusted according to actual conditions, for example, two preset types can be set, which correspond to hong Kong and the interior, a plurality of preset types can be set, which correspond to different provinces, and the like. The terminal movement corresponding preset geographic position information can be adjusted, for example, the terminal movement can be enabled to correspond to the hong Kong region, and the terminal movement can be enabled to correspond to the hong Kong region.
In an embodiment, since the preset geographical location information and the initial geographical location information may not be detected to be consistent each time, in order to improve accuracy of the payment display method, if the preset geographical location information and the initial geographical location information are detected to be inconsistent, a prompt may be given to the user. Specifically, the payment display method may further include:
And prompting that the movement of the terminal is inconsistent with the initial geographic position information under the condition that the comparison result between the preset geographic position information and the initial geographic position information is not matched.
In practical application, for example, after a user enters a payment client and the terminal displays an application page, if the terminal is detected to perform a "turn-over" motion, preset geographic position information corresponding to the "turn-over" motion can be determined according to preset information. Meanwhile, the initial geographic position information of the terminal can be detected at present, then the preset geographic position information is compared with the initial geographic position information, if the two correspond to different geographic positions, the fact that the comparison result between the preset geographic position information and the initial geographic position information is not matched at the moment is indicated, and the fact that the movement of the user terminal is inconsistent with the initial geographic position information can be indicated.
For example, as shown in fig. 12, if the preset geographical location information corresponding to the "turn-over" movement is hong kong, when the initial geographical location information of the terminal is detected to be the inner land, it may be considered that the comparison result between the preset geographical location information and the initial geographical location information is not matched, and the "payment gesture and the payment account area are not matched" may be displayed on the terminal page, so as to prompt the user that the movement of the terminal is not matched with the initial geographical location information, thereby reporting errors and guiding the user to continue to pay.
Because different terminal movements correspond to different geographic position information, a user may have a situation of mistakes or mistakes, and when the initial geographic position information of the terminal is detected at present, the situation of detection errors may also be generated due to factors such as delay or network. By comparing the preset geographic position information with the initial geographic position information, the problem of inaccurate current geographic position information caused by erroneous judgment can be avoided, and the accuracy of acquiring the current geographic position information is greatly improved.
In an embodiment, when the matching relationship between the preset geographic position information and the initial geographic position information is not satisfied, the user can select the current geographic position information by himself. Specifically, the step of "prompting that the motion of the terminal does not match the initial geographic location information" after determining that the comparison result between the preset geographic location information and the initial geographic location information is not matched may further include:
displaying a geographic position selection page;
when a selection operation for the geographic position selection page is detected, determining selected geographic position information corresponding to the selection operation;
And determining the selected geographic position information as current geographic position information of the terminal.
The geographic location selection page may be a page for guiding the user to perform geographic location selection. For example, the geographical location selection page may be a page as shown in fig. 13, where the page includes a plurality of areas corresponding to geographical location information, and the user may complete the selection of the current geographical location information by clicking the area corresponding to the geographical location information. For another example, the geographic location selection page may further include a geographic location information editing control, and the user may edit the geographic location information for the geographic location information editing control.
The plurality of geographic location information displayed in the geographic location selection page may be a preset plurality of geographic location information, for example, in order to meet a payment requirement of a user who needs to come and go between hong kong and the inner land, the geographic location selection page may include an area corresponding to the geographic location information such as "hong kong", "inner land". For another example, the geographic location selection page may also display geographic location information that has been historically selected by the user. If the user cannot inquire the current geographical position information of the user in the geographical position information displayed on the geographical position selection page, editing the geographical position information according to the geographical position information editing control, and the like.
The geographical position selection page is not limited to be a whole page, but may be a sub-page, for example, the geographical position selection page may be a sub-page in the application page as shown in fig. 14, where the sub-page includes a plurality of areas corresponding to geographical position information, and the user may complete the selection of the current geographical position information by clicking the area corresponding to the geographical position information.
In practical application, for example, after a user enters a payment client and the terminal displays an application page, if the terminal is detected to perform a "turn-over" motion, preset geographic position information corresponding to the "turn-over" motion can be determined according to preset information. Meanwhile, the initial geographic position information of the terminal can be detected at present, then the preset geographic position information is compared with the initial geographic position information, and if the preset geographic position information and the initial geographic position information correspond to different geographic positions, the user terminal movement can be prompted to be inconsistent with the initial geographic position information. Then, the terminal may display a geographical location selection page, and when detecting that the user clicks on an area corresponding to a certain geographical location, may determine the selected geographical location as current geographical location information, and switch the application page to a payment authentication page.
For example, if the preset geographic location information corresponding to the "turn-over-turn" movement is hong gang, when the initial geographic location information of the terminal is detected to be the inner land, a "payment gesture is not in agreement with the payment account area" may be displayed on the terminal page to prompt that the movement of the terminal is not in agreement with the initial geographic location information. The geographic location selection page is then displayed. When the fact that the user clicks on the area corresponding to the inner place on the geographic position selection page is detected, the inner place can be determined to be the current geographic position area, and the application page is switched to be the payment authentication page.
In an embodiment, the message prompting that the movement of the terminal is inconsistent with the initial geographic position information can be displayed on the geographic position selection page, so that the user can be prompted on one page that the movement of the terminal is inconsistent with the initial geographic position information, and the user can be guided to select the current geographic position area.
In an embodiment, for the convenience of memorizing, only one preset type may be set, and then the user temporarily selects the current geographic location. Specifically, the step of directly switching from the application page to display the payment authentication page when the movement of the terminal is detected and the movement type is a preset type may include:
When the movement of the terminal is detected, and the movement type is a preset type, displaying a geographic position selection page;
when the geographic selection operation aiming at the geographic position selection page is detected, determining selected geographic position information corresponding to the geographic selection operation;
determining the selected geographic position information as current geographic position information of the terminal;
and directly switching from the application page to the payment authentication page.
In practical applications, for example, after a user enters a payment client and the terminal displays an application page, if the terminal is detected to perform a "turn-over" motion, the user may consider that quick payment is required. And displaying a geographic position selection page, and when the user is detected to click on an area corresponding to a certain geographic position, determining the selected geographic position information selected by the user as current geographic position information and switching the application page into a payment authentication page.
For example, if the terminal is detected to perform a "turn-over" motion, a geographical location selection page may be displayed on the terminal, and when the user is detected to click on an area corresponding to an inner location on the geographical location selection page, the inner location may be determined to be the current geographical location area, and the application page may be switched to a payment authentication page.
In an embodiment, in order to meet the personalized requirements of different users, the target payment function may be turned off when the user does not like to pay by applying the quick payment method, or the current state of the user is not suitable for paying by applying the quick payment method. Specifically, the step of directly switching from the application page to display the payment authentication page when the movement of the terminal is detected and the movement type is a preset type may include:
detecting the opening state of a target payment function in the payment client to obtain function opening state information;
and when the function starting state information determines that the target payment function is started and the movement of the terminal is detected, the application page is directly switched to the payment authentication page when the movement type is a preset type.
In practical applications, for example, to implement fast payment, an interface may be developed and connected to an extension interface provided by the payment client, and an option corresponding to the interface is displayed on an application interface of the payment client, so as to implement adding a target payment function in the payment client. The method comprises the steps that firstly, the starting state of a target payment function can be detected, and when the fact that the target payment function is started by a payment client is confirmed and the fact that the terminal performs a turning-over motion is detected, an application page can be switched to a payment authentication page.
For example, as shown in fig. 15, a user may realize to open or close the target payment function by sliding a button corresponding to the target payment function, and if the terminal is detected to perform a "turn-to-turn" movement under the condition that the target payment function is open, the user may consider that quick payment is required at this time, and switch the application page to the payment authentication page. For another example, if the target payment function is not on, then it may be considered that the user does not need to make a quick payment at this time.
In an embodiment, after the target payment function is turned on, the user forgets to turn off the target payment function, and at this time, if the user carelessly turns the mobile phone, the terminal performs a "turn-over" motion, which still can be considered that the user needs to make a quick payment, and the terminal can switch the application page to the payment authentication page, so that the possibility of misoperation needs to be reduced. For example, as shown in fig. 16, when the user performs an incorrect operation and switches to the payment authentication page, the user may exit the payment authentication page by clicking the exit button, at this time, to indicate that the user does not wish to perform a quick payment, the terminal may display a prompt "whether the target payment function needs to be closed? ", to guide the user to close the target payment function, thereby reducing the possibility of malfunction.
If the terminal is set to perform a "shake-shake" motion, the user is considered to need quick payment, and the user is just under the condition of easy shake, for example, the user is on a unstable ship or in a shake game apparatus, the terminal can perform shake motion, and the user is considered to need quick payment at this time, and the application page is switched to the payment authentication page, so that misoperation is generated. Since the user is less likely to pay twice in succession, the erroneous operation can also be identified by detecting the interval duration of the terminal movement.
For example, as shown in fig. 17, if the interval period between the first page switching according to the movement of the terminal and the second page switching according to the movement of the terminal is too short, it is considered that the user does not necessarily need to make a quick payment at this time, but may be misoperations, and the terminal may display a prompt message "whether to continue payment? ", to guide the user to make a selection, and if the user does need to make a quick payment at the moment, the user can continue the payment by selecting" yes "; if the user is now misoperating, the user may stop the payment by selecting "no".
In an embodiment, since the terminal motion corresponding to the predefined fast payment may be the same as the terminal motion already set in the payment client, at this time, the application page needs to be detected to improve the payment accuracy. Specifically, the step of "when the function start status information determines that the target payment function is started and the movement of the terminal is detected, and the movement type is a preset type, directly switching from the application page to displaying the payment authentication page" may include:
when the function starting state information determines that the target payment function is started, detecting whether the application page is a preset application page or not;
if the application page is not the preset application page and the movement of the terminal is detected, the application page is directly switched to the payment authentication page when the movement type is the preset type.
The preset application page may be a page existing in the payment client and corresponding to the movement of the terminal, for example, the preset application page may be a shake page corresponding to the "shake-shake" movement of the terminal, as shown in fig. 18, when the terminal displays the shake-shake page, the user may shake the mobile phone to make the terminal perform the "shake-shake" movement, so as to implement a corresponding function.
In practical application, for example, if the user is considered to need quick payment when the terminal performs a "shake-shake" motion, and a function corresponding to the "shake-shake" motion already exists in the payment client, in this case, in order to avoid identification errors, the application page currently displayed by the terminal may be detected, and if the application page currently displayed is a shake-shake page existing in the payment client of the terminal device, it is indicated that the user aims at the "shake-shake" function existing in the payment client at this time, instead of the target payment function; if the currently displayed application page is not the existing shake-shake page in the payment client, and the terminal performs shake-shake motion, the user is indicated to aim at the target payment function at the moment.
203. And when the authentication information input by the user through the payment authentication page is detected to pass the verification, switching from the payment authentication page to a payment page corresponding to the payment account.
The payment account may be an account for electronic money payment using a terminal, through which a user may make settlement payment for a purchased product. A user may have one or more payment accounts corresponding to a geographic location, e.g., the user may make a payment using a hong Kong payment account while in hong Kong and the user may make a payment using an in-house payment account while in-house.
In practical application, for example, as shown in fig. 11, when the user inputs correct authentication information for the payment authentication page and has determined current geographical location information, the payment authentication page may be switched to a payment page, where the payment page includes a two-dimensional code paid by the user, and the payment page corresponds to a payment account, and the payment account corresponds to the current geographical location information.
For example, as shown in fig. 7, since the payment accounts corresponding to hong kong and the internal land are different, when the user pays, the user needs to apply the corresponding payment account to pay, and when the user inputs correct authentication information for the payment authentication page and has determined that the current geographic location information is hong kong, the payment account corresponding to hong kong can be obtained, and the payment authentication page is switched to the payment page corresponding to the payment account of hong kong.
In an embodiment, for example, after the user enters hong Kong from the inside, the user may first turn on the target payment function, so that the terminal displays the application page corresponding to the payment client, and then turn over the mobile phone to make the terminal perform a "turn over" motion. The method comprises the steps that preset geographic position information corresponding to a turning-over motion is determined to be hong kong, initial geographic position information of a mobile phone is detected to be hong kong at present, at the moment, the preset geographic position information is consistent with the initial geographic position information, the current geographic position information can be determined to be hong kong, and the terminal can switch an application page to a payment authentication page. After the user correctly inputs the payment password, the terminal can switch the payment authentication page into a payment page corresponding to the payment account of hong Kong so as to guide the user to complete payment.
For example, after the user enters hong kong from the home, the user may first start the target payment function, so that the terminal displays an application page corresponding to the payment client, detects whether the application page is a panned page corresponding to the payment client, if not, and when the terminal performs a panned motion, determines that the preset geographic position information corresponding to the panned motion is the home, and detects that the initial geographic position information where the mobile phone is located is hong kong at present, at this time, the preset geographic position information is inconsistent with the initial geographic position information, and may prompt the user that the payment gesture is inconsistent with the payment account area, and displays a geographic position selection page, where the geographic position selection page includes a selection area corresponding to hong kong and a selection area corresponding to the home, and the user may determine hong kong as the current geographic position information by clicking the selection area corresponding to hong kong. The terminal may then switch the application page to a payment authentication page. After the user correctly inputs the payment password, the terminal can switch the payment authentication page into a payment page corresponding to the payment account of hong Kong so as to guide the user to complete payment.
For example, after the user enters the hong Kong from the inside, the user can start the target payment function first, so that the terminal displays an application page corresponding to the payment client, detects whether the application page is a shake page corresponding to the payment client, if not, when the terminal performs a shake motion, determines that preset geographic position information corresponding to the shake motion is the inside, detects that initial geographic position information of the mobile phone is the inside, and at the moment, the preset geographic position information is consistent with the initial geographic position information, and can determine that the current geographic position information is the inside, and the terminal can switch the application page into the payment authentication page. After the user correctly inputs the payment password, the terminal can switch the payment authentication page into a payment page corresponding to the payment account of the internal place so as to guide the user to complete payment.
For another example, after the user enters the home country from hong Kong, the user may first start the target payment function, so that the terminal displays an application page corresponding to the payment client, and detects whether the application page is a shake page corresponding to the payment client, if so, it is indicated that the user is using the shake function.
For another example, after the user enters the home country from hong Kong, the user may first turn on the target payment function, so that the terminal displays an application page corresponding to the payment client, and then turn over the mobile phone to make the terminal perform a "turn over one turn over" motion. The method comprises the steps that preset geographic position information corresponding to a turning-over movement is determined to be hong Kong, and the initial geographic position information of a mobile phone is detected to be an inner place at present, at the moment, the preset geographic position information is inconsistent with the initial geographic position information, a user can be prompted to pay that a gesture is inconsistent with a payment account area, a geographic position selection page is displayed, the geographic position selection page comprises a selection area corresponding to hong Kong and a selection area corresponding to the inner place, and the user can determine the inner place as current geographic position information by clicking the selection area corresponding to the inner place. The terminal may then switch the application page to a payment authentication page. After the user correctly inputs the payment password, the terminal can switch the payment authentication page into a payment page corresponding to the payment account of the internal place so as to guide the user to complete payment.
For another example, after the user enters the home location from hong Kong, the user can start the target payment function first, so that the terminal displays an application page corresponding to the payment client, then shake the mobile phone to enable the terminal to perform a shake-shake motion, determine that the home location is the current geographic location information, and switch the application page to the payment authentication page. When it is detected that the user clicks the exit button, indicating that the user does not need to make a quick payment at this time, possibly by mistake, the terminal may display "do it need to close the target payment function? If the user selects "yes", the target payment function may be turned off, thereby reducing the possibility of malfunction.
Because the life rhythm of the user is accelerated, the geographic position of the user and the payment account required to be used can be judged by detecting the movement of the terminal, so that the payment steps are reduced, the time is saved, and the efficiency is improved.
In an embodiment, since the user may open the pay-through-payment, the user may directly display the payment page without inputting authentication information. Specifically, the payment display method may further include:
displaying an application page of the payment client;
when the movement of the terminal is detected, and the movement type is a preset type, the application page is directly switched to the payment page corresponding to the payment account.
In practical applications, for example, if the user opens the secret payment-free function, the payment function can be completed without password and consumer signature. At this time, the user does not need to input authentication information for the payment authentication page, so that the terminal can display an application page of the payment client, and when the terminal is detected to perform a 'turn-over' motion, the user can be considered to need to perform quick payment, at this time, the current geographic location area and the payment account corresponding to the current geographic location area can be determined, and the application page is directly switched to display the payment page corresponding to the payment account.
As can be seen from the above, in the embodiment of the present application, an application page of a payment client may be displayed, when a movement of a terminal is detected, and the movement type is a preset type, the application page is directly switched to a payment authentication page, and when it is detected that authentication information input by a user through the payment authentication page passes through verification, the payment authentication page is switched to a payment page corresponding to a payment account, where the payment account corresponds to current geographical location information where the terminal is currently located. According to the scheme, the current geographic position information can be determined according to the movement of the terminal, the application page is directly switched to the payment authentication page, after the input authentication information is detected to pass verification, the payment authentication page is switched to the payment page corresponding to the payment account, so that the payment authentication page can be opened through one step, and the payment steps are reduced. Meanwhile, the accuracy of acquiring the current geographic position information is improved by comparing the preset geographic position information with the initial geographic position information. And the payment authentication page can be called out through simple and easy operation, so that the time for payment is saved, the time for regional conversion is saved, and the payment efficiency is improved.
The method according to the previous embodiment will be described in further detail below with the specific integration of the payment display device in the terminal device.
Referring to fig. 3, a specific flow of the payment display method in the embodiment of the present application may be as follows:
301. and the terminal equipment displays an application page corresponding to the payment client.
In practical applications, for example, as shown in fig. 5, a user may open a payment client by clicking an icon corresponding to the payment client on a terminal page, and display an arbitrary application page corresponding to the payment client on the terminal.
302. The terminal device determines that the target payment function is in an on state.
In practical applications, for example, as shown in fig. 15, the user may start the target payment function by sliding a button corresponding to the target payment function in advance. At this time, the user can make a quick payment through the payment display method.
In an embodiment, for example, when the user does not need to make the quick payment, or the environment where the user is located is not suitable for using the quick payment, the user may also close the target payment function by sliding the button corresponding to the target payment function again, where the user cannot use the quick payment.
303. When detecting that the mobile phone performs a turning-over movement, the terminal equipment determines preset geographic position information and detects initial geographic position information of the mobile phone at present.
In practical applications, for example, when detecting that the mobile phone performs a "turn-over-turn" motion, it may be determined that the preset geographic location information corresponding to the "turn-over-turn" motion is hong kong. At this time, the initial geographic position information of the mobile phone can be detected at present.
304. And the terminal equipment determines the current geographic position information according to the preset geographic position information and the initial geographic position information.
In practical applications, for example, if the initial geographic location information is detected to be hong kong, when the comparison result between the preset geographic location information and the initial geographic location information is a match, it may be determined that the current geographic location information is hong kong.
For another example, as shown in fig. 12, if the initial geographic location information is detected as the inner land, in this case, the comparison result between the preset geographic location information and the initial geographic location information is not matched, it may be displayed that the "payment gesture does not match with the payment account area-! ", so as to report errors to the user, and then displaying the geographic position selection page, wherein the user can determine that the current geographic position information is the inner ground by clicking the corresponding area of the inner ground in the geographic position selection page.
305. And the terminal equipment switches the application page into a payment authentication page.
In practical applications, for example, as shown in fig. 10, after determining the current geographic location information, the application page may be switched to the payment authentication page.
In an embodiment, for example, after the application page is switched to the payment authentication page, if it is detected that the user clicks the exit button to exit the payment authentication page, it is indicated that the user does not need to make a quick payment, and this may be that the user performs an incorrect operation, and "whether the target payment function needs to be closed? If the user selects 'yes', automatically closing the target payment function; if the user selects "no," the target payment function is not turned off.
306. When the authentication information input by the user through the payment authentication page is detected to pass the verification, the terminal equipment switches the payment authentication page into a payment page corresponding to the payment account.
In practical application, for example, after the user inputs the correct gesture password on the payment authentication page, the payment authentication page may be switched to a payment page, where the payment page corresponds to the payment account, and the payment account corresponds to the current geographic location information.
As can be seen from the foregoing, in the embodiment of the present application, an application page corresponding to a payment client may be displayed by a terminal device, where a target payment function is determined to be in an on state, when a mobile phone is detected to perform a "turn-over" motion, preset geographic location information is determined, and then initial geographic location information of the mobile phone is detected, according to the preset geographic location information and the initial geographic location information, current geographic location information is determined, the application page is switched to a payment authentication page, and when it is detected that authentication information input by a user through the payment authentication page passes through verification, the payment authentication page is switched to a payment page corresponding to a payment account. According to the scheme, the current geographic position information can be determined according to the movement of the terminal, the application page is directly switched to the payment authentication page, after the input authentication information is detected to pass verification, the payment authentication page is switched to the payment page corresponding to the payment account, so that the payment authentication page can be opened through one step, and the payment steps are reduced. Meanwhile, the accuracy of acquiring the current geographic position information is improved by comparing the preset geographic position information with the initial geographic position information. And the payment authentication page can be called out through simple and easy operation, so that the time for payment is saved, the time for regional conversion is saved, and the payment efficiency is improved.
The method according to the previous embodiment will be described in further detail below with the specific integration of the payment display device in the terminal device.
Referring to fig. 4, a specific flow of the payment display method in the embodiment of the present application may be as follows:
401. and the terminal equipment displays an application page corresponding to the payment client.
In practical applications, for example, as shown in fig. 5, a user may open a payment client by clicking an icon corresponding to the payment client on a terminal page, and display an arbitrary application page corresponding to the payment client on the terminal.
402. The terminal device determines that the target payment function is in an on state.
In practical applications, for example, as shown in fig. 15, the user may start the target payment function by sliding a button corresponding to the target payment function in advance. At this time, the user can make a quick payment through the payment display method.
In an embodiment, for example, when the user does not need to make the quick payment, or the environment where the user is located is not suitable for using the quick payment, the user may also close the target payment function by sliding the button corresponding to the target payment function again, where the user cannot use the quick payment.
403. The terminal equipment detects whether the application page is a shaking page or not.
In practical applications, for example, since the payment client includes a shake page, and the shake page corresponds to a function that is not related to payment, it should be detected whether the currently displayed application page is a shake page, if so, it is indicated that the user may use the function corresponding to the shake page.
404. When the mobile phone is detected to perform a 'shake-shake' motion, the terminal equipment determines preset geographic position information and detects initial geographic position information of the mobile phone at present.
In practical applications, for example, when detecting that the mobile phone performs a "shake-shake" motion, the preset geographic location information corresponding to the "shake-shake" motion may be determined to be the inner ground. At this time, the initial geographic position information of the mobile phone can be detected at present.
405. And the terminal equipment determines the current geographic position information according to the preset geographic position information and the initial geographic position information.
In practical applications, for example, if the initial geographic location information is detected as the inner land, the current geographic location information may be determined as the inner land when the comparison result between the preset geographic location information and the initial geographic location information is a match.
For another example, as shown in fig. 12, if it is detected that the initial geographic location information is hong kong, in this case, the comparison result between the preset geographic location information and the initial geographic location information is not matched, it may be displayed that the "payment gesture does not match with the payment account area-! And finally, reporting errors to the user, and displaying a geographical position selection page, wherein the user can determine that the current geographical position information is hong Kong by clicking the area corresponding to hong Kong in the geographical position selection page.
406. And the terminal equipment switches the application page into a payment authentication page.
In practical applications, for example, as shown in fig. 10, after determining the current geographic location information, the application page may be switched to the payment authentication page.
In an embodiment, for example, after the application page is switched to the payment authentication page, if it is detected that the user clicks the exit button to exit the payment authentication page, it is indicated that the user does not need to make a quick payment, and this may be that the user performs an incorrect operation, and "whether the target payment function needs to be closed? If the user selects 'yes', automatically closing the target payment function; if the user selects "no," the target payment function is not turned off.
407. When the authentication information input by the user through the payment authentication page is detected to pass the verification, the terminal equipment switches the payment authentication page into a payment page corresponding to the payment account.
In practical application, for example, after the user inputs the correct gesture password on the payment authentication page, the payment authentication page may be switched to a payment page, where the payment page corresponds to the payment account, and the payment account corresponds to the current geographic location information.
As can be seen from the foregoing, in the embodiment of the present application, an application page corresponding to a payment client may be displayed through a terminal device, a target payment function is determined to be in an on state, whether the application page is a shake page is detected, when a mobile phone is detected to perform a shake motion, preset geographic position information is determined, and then initial geographic position information of the mobile phone is detected, according to the preset geographic position information and the initial geographic position information, current geographic position information is determined, the application page is switched to a payment authentication page, and when it is detected that authentication information input by a user through the payment authentication page is verified to pass, the payment authentication page is switched to a payment page corresponding to a payment account. According to the scheme, the current geographic position information can be determined according to the movement of the terminal, the application page is directly switched to the payment authentication page, after the input authentication information is detected to pass verification, the payment authentication page is switched to the payment page corresponding to the payment account, so that the payment authentication page can be opened through one step, and the payment steps are reduced. Meanwhile, the accuracy of acquiring the current geographic position information is improved by comparing the preset geographic position information with the initial geographic position information. And the payment authentication page can be called out through simple and easy operation, so that the time for payment is saved, the time for regional conversion is saved, and the payment efficiency is improved.
In order to better implement the above method, the embodiment of the present application may further provide a payment display device, where the payment display device may be specifically integrated in a terminal device, where the terminal device may include a server, a terminal, and the like, where the terminal may include: a cell phone, tablet, notebook or personal computer (PC, personal Computer), etc.
For example, as shown in fig. 19, the payment display device may include a first display module 191, a first switching module 192, and a second display module 193 as follows:
a first display module 191, configured to display an application page of the payment client;
the first switching module 192 is configured to directly switch from the application page to display a payment authentication page when the movement of the terminal is detected and the movement type is a preset type;
and a second display module 193, configured to switch from the payment authentication page to displaying a payment page corresponding to a payment account when it is detected that authentication information input by a user through the payment authentication page passes, where the payment account corresponds to current geographical location information where the terminal is currently located.
In an embodiment, the switching module 192 may include a first determining sub-module 1921, a detecting sub-module 1922, a second determining sub-module 1923, and a first switching sub-module 1924, as follows:
A first determining submodule 1921, when detecting that the terminal moves and the movement type is a preset type, determining preset geographic position information corresponding to the movement;
a detection sub-module 1922, configured to detect a current geographic location of the terminal, to obtain initial geographic location information;
a second determining sub-module 1923, configured to determine, when it is determined that the comparison result between the preset geographic location information and the initial geographic location information is a match, the initial geographic location information as current geographic location information where the terminal is currently located;
a first switching sub-module 1924 for switching directly from the application page to displaying a payment authentication page.
In an embodiment, the payment display method may further include a prompt sub-module 1925, as follows:
and a prompting sub-module 1925, configured to prompt that the motion of the terminal does not match with the initial geographic location information if it is determined that the comparison result between the preset geographic location information and the initial geographic location information is not matched.
In an embodiment, the payment display method may further include a first display sub-module 1926, a third determination sub-module 1927, and a fourth determination sub-module 1928, as follows:
A first display sub-module 1926 for displaying a geographic location selection page;
a third determining submodule 1927, configured to determine, when a selection operation for the geographical location selection page is detected, selected geographical location information corresponding to the selection operation;
a fourth determining sub-module 1928 is configured to determine the selected geographic location information as current geographic location information where the terminal is currently located.
In an embodiment, the switching module 192 may be specifically configured to:
when detecting that the terminal moves, determining a movement type and a movement parameter corresponding to the movement;
and when the motion type is a preset type and the motion parameters meet preset parameter conditions, directly switching from the application page to the payment authentication page.
In an embodiment, the switching module 192 may include a detection sub-module 1921 and a second switching sub-module 1922 as follows:
a detection sub-module 1921, configured to detect an on state of a target payment function in the payment client, and obtain function on state information;
and a second switching sub-module 1922, configured to directly switch from the application page to display a payment authentication page when the function start status information determines that the target payment function is started and the movement of the terminal is detected, where the movement type is a preset type.
In an embodiment, the second switching sub-module 1922 may be specifically configured to:
when the function starting state information determines that the target payment function is started, detecting whether the application page is a preset application page or not;
if the application page is not the preset application page and the movement of the terminal is detected, the application page is directly switched to the payment authentication page when the movement type is the preset type.
In an embodiment, the payment display method may further include a third display module 194 and a second switching module 195 as follows:
a third display module 194, configured to display an application page of the payment client;
and the second switching module 195 is configured to directly switch from the application page to display a payment page corresponding to the payment account when the movement of the terminal is detected and the movement type is a preset type.
In the implementation, each unit may be implemented as an independent entity, or may be implemented as the same entity or several entities in any combination, and the implementation of each unit may be referred to the foregoing method embodiment, which is not described herein again.
As can be seen from the foregoing, in the embodiment of the present application, the application page of the payment client may be displayed through the first display module 191, when the movement of the terminal is detected, and the movement type is the preset type, the application page is directly switched to the display of the payment authentication page through the first switching module 192, and when the authentication information input by the user through the payment authentication page is detected to pass through the authentication verification, the payment authentication page is switched to the display of the payment page corresponding to the payment account through the second display module 193, where the payment account corresponds to the current geographic location information where the terminal is currently located. According to the scheme, the current geographic position information can be determined according to the movement of the terminal, the application page is directly switched to the payment authentication page, after the input authentication information is detected to pass verification, the payment authentication page is switched to the payment page corresponding to the payment account, so that the payment authentication page can be opened through one step, and the payment steps are reduced. Meanwhile, the accuracy of acquiring the current geographic position information is improved by comparing the preset geographic position information with the initial geographic position information. And the payment authentication page can be called out through simple and easy operation, so that the time for payment is saved, the time for regional conversion is saved, and the payment efficiency is improved.
The embodiment of the application also provides a terminal device, which can integrate any payment display device provided by the embodiment of the application.
In an embodiment, the terminal device may also be used as a node in a distributed system, where each node in the distributed system may receive input information during normal operation, and maintain shared data in the distributed system based on the received input information. The distributed system may be a blockchain system, which may include a client and a plurality of nodes (any form of computing device in an access network, such as a server, a user terminal, etc.). In order to ensure information intercommunication in the distributed system, information connection can exist between each node in the distributed system, and information transmission can be carried out between the nodes through the information connection. As shown in fig. 21, the distributed system may be a blockchain system, and fig. 21 is an optional structural schematic diagram of the application of the distributed system 100 provided in the embodiment of the present application to the blockchain system, where the blockchain system may include a client and a plurality of nodes, where the nodes form a peer-to-peer network. In order to ensure information intercommunication in the distributed system, information connection can exist between each node in the distributed system, and information transmission can be carried out between the nodes through the information connection.
The blockchain system shown in fig. 21 includes a plurality of nodes deployed in the blockchain, the blockchain can implement a specific service according to an actual service requirement, record data related to the implementing function to form record data, carry a digital signature in the record data to represent a source of task data, and send the record data to other nodes in the blockchain system, so that the other nodes can add the record data into the temporary block when verifying the source and integrity of the record data.
For example, the blockchain can provide the function of conducting electronic money transactions, the transaction records of the current transaction are sent to other nodes in the blockchain system, and after the other nodes are verified successfully, the record data of the transaction is stored in a temporary block of the blockchain as a response for acknowledging that the transaction is valid; the blockchain also supports querying electronic money remaining in the electronic money address.
For example, the blockchain may also provide functions of storing, querying, modifying and the like of account data, and perform accounting operations such as account bill deposit, account deduction and the like. Transmitting the record data of the operation of the account data to other nodes in the blockchain system, and after the other nodes verify the validity, storing the record data into a temporary block as a response for acknowledging that the account data is valid; the blockchain may also send an acknowledgement to the node that initiated the operation.
As shown in fig. 22, fig. 22 is a block structure schematic diagram provided in the embodiment of the present application, where each block includes a hash value of the transaction record stored in the block and a hash value of a previous block, and each block is connected through the hash value to form a blockchain. In addition, the block may include information such as a time stamp at the time of block generation. A blockchain is essentially a de-centralized database, which is a string of data blocks that are generated in association using cryptographic methods, each of which contains associated information that is used to verify the validity of its information and to generate the next block.
For example, as shown in fig. 20, a schematic structural diagram of a terminal device according to an embodiment of the present application is shown, specifically:
the terminal device may include one or more processing cores 'processors 201, one or more computer-readable storage media's memory 202, power supply 203, and input unit 204, among other components. It will be appreciated by those skilled in the art that the terminal device structure shown in fig. 20 is not limiting of the terminal device and may include more or fewer components than shown, or may combine certain components, or a different arrangement of components. Wherein:
The processor 201 is a control center of the terminal device, connects respective parts of the entire terminal device using various interfaces and lines, and performs various functions of the terminal device and processes data by running or executing software programs and/or modules stored in the memory 202 and calling data stored in the memory 202, thereby performing overall monitoring of the terminal device. Optionally, processor 201 may include one or more processing cores; preferably, the processor 201 may integrate an application processor that primarily handles operating systems, user interfaces, applications, etc., with a modem processor that primarily handles wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 201.
The memory 202 may be used to store software programs and modules, and the processor 201 executes various functional applications and data processing by executing the software programs and modules stored in the memory 202. The memory 202 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program (such as a sound playing function, an image playing function, etc.) required for at least one function, and the like; the storage data area may store data created according to the use of the terminal device, etc. In addition, memory 202 may include high-speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid-state storage device. Accordingly, the memory 202 may also include a memory controller to provide access to the memory 202 by the processor 201.
The terminal device further comprises a power supply 203 for supplying power to the various components, preferably the power supply 203 may be logically connected to the processor 201 via a power management system, so that functions of managing charging, discharging, and power consumption management are achieved via the power management system. The power supply 203 may also include one or more of any of a direct current or alternating current power supply, a recharging system, a power failure detection circuit, a power converter or inverter, a power status indicator, and the like.
The terminal device may further comprise an input unit 204, which input unit 204 may be used for receiving input digital or character information and for generating keyboard, mouse, joystick, optical or trackball signal inputs in connection with user settings and function control.
Although not shown, the terminal device may further include a display unit or the like, which is not described herein. In this embodiment, the processor 201 in the terminal device loads executable files corresponding to the processes of one or more application programs into the memory 202 according to the following instructions, and the processor 201 executes the application programs stored in the memory 202, so as to implement various functions as follows:
and displaying an application page of the payment client, switching from the application page to a payment authentication page directly when the movement of the terminal is detected and the movement type is a preset type, and switching from the payment authentication page to a payment page corresponding to a payment account when the authentication information input by a user through the payment authentication page is detected to pass through verification, wherein the payment account corresponds to the current geographic position information of the terminal.
The specific implementation of each operation above may be referred to the previous embodiments, and will not be described herein.
As can be seen from the above, in the embodiment of the present application, an application page of a payment client may be displayed, when a movement of a terminal is detected, and the movement type is a preset type, the application page is directly switched to a payment authentication page, and when it is detected that authentication information input by a user through the payment authentication page passes through verification, the payment authentication page is switched to a payment page corresponding to a payment account, where the payment account corresponds to current geographical location information where the terminal is currently located. According to the scheme, the current geographic position information can be determined according to the movement of the terminal, the application page is directly switched to the payment authentication page, after the input authentication information is detected to pass verification, the payment authentication page is switched to the payment page corresponding to the payment account, so that the payment authentication page can be opened through one step, and the payment steps are reduced. Meanwhile, the accuracy of acquiring the current geographic position information is improved by comparing the preset geographic position information with the initial geographic position information. And the payment authentication page can be called out through simple and easy operation, so that the time for payment is saved, the time for regional conversion is saved, and the payment efficiency is improved.
Those of ordinary skill in the art will appreciate that all or a portion of the steps of the various methods of the above embodiments may be performed by instructions, or by instructions controlling associated hardware, which may be stored in a computer-readable storage medium and loaded and executed by a processor.
To this end, embodiments of the present application provide a computer device having stored therein a plurality of instructions that can be loaded by a processor to perform steps in any of the payment display methods provided by embodiments of the present application. For example, the instructions may perform the steps of:
and displaying an application page of the payment client, switching from the application page to a payment authentication page directly when the movement of the terminal is detected and the movement type is a preset type, and switching from the payment authentication page to a payment page corresponding to a payment account when the authentication information input by a user through the payment authentication page is detected to pass through verification, wherein the payment account corresponds to the current geographic position information of the terminal.
The specific implementation of each operation above may be referred to the previous embodiments, and will not be described herein.
Wherein the storage medium may include: read Only Memory (ROM), random access Memory (RAM, random Access Memory), magnetic or optical disk, and the like.
The instructions stored in the storage medium may perform steps in any payment display method provided in the embodiments of the present application, so that the beneficial effects that any payment display method provided in the embodiments of the present application can be achieved, which are detailed in the previous embodiments and are not described herein.
The foregoing has described in detail a payment display method, apparatus and terminal device provided in the embodiments of the present application, and specific examples have been applied to illustrate the principles and embodiments of the present application, where the foregoing description of the embodiments is only for aiding in understanding the method and core idea of the present application; meanwhile, those skilled in the art will have variations in the specific embodiments and application scope in light of the ideas of the present application, and the present description should not be construed as limiting the present application in view of the above.

Claims (11)

1. A payment display method, comprising:
displaying an application page of the payment client;
when detecting that the terminal moves and the movement type is a preset type, determining preset geographic position information corresponding to the movement, wherein the preset geographic position information is geographic position information corresponding to the movement of the preset terminal;
Detecting the current geographic position of the terminal to obtain initial geographic position information;
under the condition that the comparison result between the preset geographic position information and the initial geographic position information is determined to be matched, the initial geographic position information is determined to be the current geographic position information where the terminal is currently located;
directly switching from the application page to a payment authentication page;
when the authentication information input by the user through the payment authentication page is detected to pass through verification, switching from the payment authentication page to displaying a payment page corresponding to a payment account, wherein the payment account corresponds to the current geographic position information of the terminal.
2. The payment display method of claim 1, wherein the method further comprises:
and prompting that the movement of the terminal is inconsistent with the initial geographic position information under the condition that the comparison result between the preset geographic position information and the initial geographic position information is not matched.
3. The payment display method according to claim 2, wherein, in the case that the comparison result between the preset geographical location information and the initial geographical location information is determined to be a mismatch, prompting that the movement of the terminal does not match the initial geographical location information, further comprises:
Displaying a geographic position selection page;
when a selection operation for the geographic position selection page is detected, determining selected geographic position information corresponding to the selection operation;
and determining the selected geographic position information as current geographic position information of the terminal.
4. The payment display method according to claim 1, wherein when the movement of the terminal is detected and the movement type is a preset type, directly switching from the application page to the payment authentication page comprises:
when detecting that the terminal moves, determining a movement type and a movement parameter corresponding to the movement;
and when the motion type is a preset type and the motion parameters meet preset parameter conditions, directly switching from the application page to the payment authentication page.
5. The payment display method according to claim 1, wherein when the movement of the terminal is detected and the movement type is a preset type, directly switching from the application page to the payment authentication page comprises:
detecting the opening state of a target payment function in the payment client to obtain function opening state information;
And when the function starting state information determines that the target payment function is started and the movement of the terminal is detected, the application page is directly switched to the payment authentication page when the movement type is a preset type.
6. The payment display method according to claim 5, wherein when the function on state information determines that the target payment function is on and the movement of the terminal is detected, the method directly switches from the application page to the display of a payment authentication page, when the movement type is a preset type, comprising:
when the function starting state information determines that the target payment function is started, detecting whether the application page is a preset application page or not;
if the application page is not the preset application page and the movement of the terminal is detected, the application page is directly switched to the payment authentication page when the movement type is the preset type.
7. The payment display method of claim 1, wherein the method further comprises:
displaying an application page of the payment client;
when the movement of the terminal is detected, and the movement type is a preset type, the application page is directly switched to the payment page corresponding to the payment account.
8. A payment device, comprising:
the first display module is used for displaying an application page of the payment client;
the first switching module is used for determining preset geographic position information corresponding to the movement when the movement of the terminal is detected, and the movement type is a preset type, wherein the preset geographic position information is geographic position information corresponding to the movement of the preset terminal; detecting the current geographic position of the terminal to obtain initial geographic position information; under the condition that the comparison result between the preset geographic position information and the initial geographic position information is determined to be matched, the initial geographic position information is determined to be the current geographic position information where the terminal is currently located; directly switching from the application page to a payment authentication page;
and the second display module is used for switching from the payment authentication page to a payment page corresponding to a payment account when the authentication information input by the user through the payment authentication page is detected to pass, wherein the payment account corresponds to the current geographic position information of the terminal.
9. The payment device of claim 8, further comprising a third display module and a second switching module, as follows:
The third display module is used for displaying an application page of the payment client;
and the second switching module is used for directly switching from the application page to a payment page corresponding to the payment account when the movement of the terminal is detected and the movement type is a preset type.
10. A terminal device comprising a memory and a processor; the memory stores an application program, and the processor is configured to execute the application program in the memory to perform the operations in the payment display method according to any one of claims 1 to 7.
11. A computer readable storage medium for storing a computer program, the computer program being loaded by a processor to perform the steps in the payment display method of any one of claims 1 to 7.
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