CN110889764A - Information processing method and device - Google Patents
Information processing method and device Download PDFInfo
- Publication number
- CN110889764A CN110889764A CN201911188265.8A CN201911188265A CN110889764A CN 110889764 A CN110889764 A CN 110889764A CN 201911188265 A CN201911188265 A CN 201911188265A CN 110889764 A CN110889764 A CN 110889764A
- Authority
- CN
- China
- Prior art keywords
- bic
- bic code
- code
- link
- codes
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/903—Querying
- G06F16/90335—Query processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Development Economics (AREA)
- Technology Law (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Marketing (AREA)
- Economics (AREA)
- Databases & Information Systems (AREA)
- Computational Linguistics (AREA)
- Data Mining & Analysis (AREA)
- General Engineering & Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The application provides an information processing method and device, wherein the method comprises the following steps: under the condition of receiving a preset query instruction, acquiring a query condition in the query instruction; the query conditions at least include: a BIC code to be queried; generating at least a link among the first BIC code, the BIC code to be inquired and the second BIC code according to the target data table; the object data table contains information for representing BIC code links formed by BIC codes in the SWIFT message, and the BIC code links represent fund links between banks indicated by the BIC codes in the SWIFT message. The first BIC code is the BIC code of the BIC code link, and the fund flow finally flows into the BIC code to be inquired; the second BIC code is a BIC code in the BIC code link, and the fund flow is towards the BIC code flowing out of the BIC code to be inquired. The method and the device can improve the recognition rate of anti-money laundering of the bank.
Description
Technical Field
The present application relates to the field of electronic information, and in particular, to an information processing method and apparatus.
Background
In recent years, the form of anti-money laundering in China and China is deeply and complexly changed under the influence of multiple factors of politics and economy, and the responsibility of the anti-money laundering pursuit right is increasingly strengthened. Further, identifying whether a bank has money laundered is an important task.
Therefore, in order to improve the risk identification rate of money laundering of the bank, an identification scheme of money laundering risk of the bank is required.
Disclosure of Invention
The application provides an information processing method and device, and aims to provide a scheme with a high recognition rate for bank money laundering risks.
In order to achieve the above object, the present application provides the following technical solutions:
the application provides an information processing method, which comprises the following steps:
under the condition of receiving a preset query instruction, acquiring a query condition in the query instruction; the query conditions at least include: a BIC code to be queried;
generating at least a first BIC code, a link between the BIC code to be inquired and a second BIC code according to a target data table; the target data table comprises information for representing a BIC code link formed by BIC codes in the SWIFT message, and the BIC code link represents a fund flow link between banks indicated by the BIC codes in the SWIFT message; the first BIC code is a BIC code of the BIC code link, and the fund flow finally flows into the BIC code to be inquired; and the second BIC code is a BIC code flowing out from the BIC code to be inquired in the BIC code link in the fund flow direction.
Optionally, the generating manner of the target data table includes:
acquiring the SWIFT message;
screening SWIFT messages which accord with a preset transaction type from the SWIFT messages to obtain the screened SWIFT messages;
determining a BIC code link of the BIC code in the screened SWIFT message according to a fund link represented by the field where the BIC code is located in the screened SWIFT message;
and recording two adjacent BIC codes in the BIC code link, SWIFT message information corresponding to the two BIC codes and hierarchy information of the two BIC codes in the BIC code link in a preset data table in sequence to obtain the target data table.
Optionally, the determining, according to the fund link represented by the field where the BIC code is located in the screened SWIFT message, the BIC code link of the BIC code in the screened SWIFT message includes:
extracting BIC codes in each SWIFT message in the screened SWIFT messages and the field of each BIC code;
aiming at any SWIFT message, taking a fund link represented by the field where the BIC code is in the SWIFT message as a BIC code link of the BIC code in the SWIFT message;
and according to the BIC code link of the BIC code of each message in the screened SWIFT message, constructing the BIC code links of all the BIC codes in the screened SWIFT message to obtain the BIC code link of the BIC code in the screened SWIFT message.
Optionally, the generating at least a first BIC code, a link between the BIC code to be queried and a second BIC code according to the target data table includes:
determining at least the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, and the BIC code to be queried from the target data table; hierarchical representation of any first BIC code: the position of the first BIC code on the BIC code link where the first BIC code and the BIC code to be inquired are located; hierarchical representation of any second BIC code: the position of the second BIC code on the BIC code link where the second BIC code and the BIC code to be inquired are located;
storing the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code and the BIC code to be inquired obtained by screening in a preset temporary table;
and at least generating a link among the first BIC code, the BIC code to be inquired and the second BIC code according to the temporary table.
Optionally, the determining, from the target data table, at least the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, and the to-be-queried BIC code includes:
screening SWIFT message information corresponding to two adjacent BIC codes in a BIC link formed by the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, the BIC code to be inquired, the first BIC code and the BIC code to be inquired, and SWIFT message information corresponding to two adjacent BIC codes in the BIC link formed by the second BIC code and the BIC code to be inquired from the target data table;
generating at least a link among the first BIC code, the BIC code to be queried and the second BIC code according to the temporary table, including:
and generating a link among the first BIC code, the BIC code to be inquired and the second BIC code and information of a preset transaction type between two adjacent BIC codes in the link according to the temporary table.
The present application also provides an information processing apparatus including:
the acquisition module is used for acquiring the query conditions in the query instruction under the condition of receiving the preset query instruction; the query conditions at least include: a BIC code to be queried;
the first generation module is used for at least generating a first BIC code, a link between the BIC code to be inquired and a second BIC code according to a target data table; the target data table comprises information for representing a BIC code link formed by BIC codes in the SWIFT message, and the BIC code link represents a fund flow link between banks indicated by the BIC codes in the SWIFT message; the first BIC code is a BIC code of the BIC code link, and the fund flow finally flows into the BIC code to be inquired; and the second BIC code is a BIC code flowing out from the BIC code to be inquired in the BIC code link in the fund flow direction.
Optionally, the method further includes:
the second generation module is used for generating a target data table;
the second generating module is configured to generate a target data table, and includes:
the second generating module is specifically configured to obtain the SWIFT message;
screening SWIFT messages which accord with a preset transaction type from the SWIFT messages to obtain the screened SWIFT messages;
determining a BIC code link of the BIC code in the screened SWIFT message according to a fund link represented by the field where the BIC code is located in the screened SWIFT message;
and recording two adjacent BIC codes in the BIC code link, SWIFT message information corresponding to the two BIC codes and hierarchy information of the two BIC codes in the BIC code link in a preset data table in sequence to obtain the target data table.
Optionally, the second generating module is configured to determine, according to a fund link represented by a field where the BIC code is located in the screened SWIFT message, a BIC code link of the BIC code in the screened SWIFT message, and includes:
the second generating module is specifically configured to extract the BIC codes in each SWIFT message in the screened SWIFT messages and the field in which each BIC code is located;
aiming at any SWIFT message, taking a fund link represented by the field where the BIC code is in the SWIFT message as a BIC code link of the BIC code in the SWIFT message;
and according to the BIC code link of the BIC code of each message in the screened SWIFT message, constructing the BIC code links of all the BIC codes in the screened SWIFT message to obtain the BIC code link of the BIC code in the screened SWIFT message.
Optionally, the first generating module is configured to generate at least a first BIC code, a link between the BIC code to be queried and a second BIC code according to a target data table, and includes:
the first generation module is specifically configured to determine, from the target data table, at least the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, and the to-be-queried BIC code; hierarchical representation of any first BIC code: the position of the first BIC code on the BIC code link where the first BIC code and the BIC code to be inquired are located; hierarchical representation of any second BIC code: the position of the second BIC code on the BIC code link where the second BIC code and the BIC code to be inquired are located;
storing the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code and the BIC code to be inquired obtained by screening in a preset temporary table;
and at least generating a link among the first BIC code, the BIC code to be inquired and the second BIC code according to the temporary table.
Optionally, the first generating module is configured to determine, from the target data table, at least the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, and the to-be-queried BIC code, and includes:
the first generating module is specifically configured to screen, from the target data table, the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, the to-be-queried BIC code, and SWIFT message information corresponding to two adjacent BIC codes in a BIC link formed by the first BIC code and the to-be-queried BIC code, and the SWIFT message information corresponding to two adjacent BIC codes in a BIC link formed by the second BIC code and the to-be-queried BIC code;
the first generating module is configured to generate at least a link among the first BIC code, the to-be-queried BIC code, and the second BIC code according to the temporary table, and includes:
the first generation module is specifically used for generating the first BIC code, the BIC code to be inquired and a link between the second BIC codes according to the temporary table, and information of a preset transaction type between two adjacent BIC codes in the link.
According to the information processing method and device, under the condition that a preset query instruction is received, a query condition in the query instruction is obtained; the query conditions at least include: and generating at least a first BIC code, a link between the BIC code to be inquired and a second BIC code according to the target data table.
Since the target data table contains information representing the BIC code link formed by the BIC codes in the SWIFT message, the BIC code link represents the fund flow link between banks indicated by the BIC codes in the SWIFT message. The first BIC code is a BIC code of the BIC code to be inquired, wherein the fund flow finally flows into the BIC code in the BIC code link; the second BIC code is a BIC code in the BIC code link, and the fund flow is towards the BIC code flowing out of the BIC code to be inquired. Therefore, according to the target data table, a link among the first BIC code, the BIC code to be queried and the second BIC code can be generated.
The generated BIC code link reflects the BIC codes with the fund flow direction with the BIC codes to be inquired and the fund flow direction link between the BIC codes and the BIC codes to be inquired; moreover, for the user, the fund flow direction between the BIC code having the fund flow direction with the BIC code to be inquired and the BIC code to be inquired is more intuitive, so that the method and the device can improve the recognition rate of anti-money laundering of the bank.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present application, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a flowchart of a method for generating a target data table according to an embodiment of the present disclosure;
fig. 2 is a flowchart of an information processing method disclosed in an embodiment of the present application;
fig. 3 is a schematic diagram of a BIC code link disclosed in an embodiment of the present application;
FIG. 4 is a schematic diagram of a fund flow link of a BIC code to be queried according to an embodiment of the present application;
fig. 5 is a schematic structural diagram of an information processing apparatus according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
Fig. 1 is a method for generating a target data table according to an embodiment of the present application, including the following steps:
s101, obtaining a SWIFT message.
In this step, historical SWIFT messages can be obtained from the anti-money laundering system over the years. Moreover, after the embodiment is executed, daily SWIFT messages may be collected. Specifically, the specific implementation manner of this step is the prior art, and is not described herein again.
S102, the SWIFT messages which accord with the preset transaction type are screened out from the obtained SWIFT messages, and the screened SWIFT messages are obtained.
In this step, the preset transaction type may be a preset parameter, and the preset parameter may distinguish the transaction type, for example, the preset parameter may be a SWIFT message type. In this embodiment, the specific content of the preset parameter is set according to the user requirement, and the specific content of the preset parameter is not limited in this embodiment as long as the preset parameter can distinguish the transaction type.
Specifically, in this step, a specific implementation manner of screening out the SWIFT message that conforms to the preset transaction type from the obtained SWIFT message is the prior art, and is not described herein again.
S103, respectively extracting a Bank identifier Code (BIC Code) in each SWIFT message and the field of each BIC Code.
In this embodiment, the SWIFT message obtained from the anti-money laundering system and the newly collected SWIFT message have an identifier for indicating one SWIFT message. Therefore, in this step, each SWIFT message can be determined according to the identifier of each SWIFT message.
In this step, each SWIFT message has a field, and the BIC code is stored in some fields, specifically, a specific implementation manner of extracting the BIC code from each SWIFT message is the prior art, and is not described herein again.
In this step, in the process of extracting the BIC code in each SWIFT message, the field where the BIC code is located can be obtained. Therefore, the BIC codes in each SWIFT message and the field of each BIC code can be extracted.
S104, aiming at any SWIFT message, taking a fund link represented by the field where the BIC code is in the SWIFT message as the BIC code link of the BIC code in the SWIFT message.
In this step, the operation of this step is performed for each SWIFT message. Taking any SWIFT message as an example for introduction, namely, a fund link represented by the field where the BIC code is located in the SWIFT message is used as the BIC code link of the BIC code in the SWIFT message.
The obtaining mode of the fund link represented by the field of the BIC code in the SWIFT message can include two modes:
the first mode is as follows: the business personnel generate in advance and acquire the fund link which is generated by the business personnel and is represented by the field of the BIC code in the SWIFT message.
The second mode is as follows: and determining a fund link represented by the field of the BIC code in the SWIFT message according to the rule of the SWIFT message. The implementation process of the specific determination is the prior art, and is not described herein again.
S105, according to the BIC code link of the BIC code of each SWIFT message in the screened SWIFT message, constructing the BIC code link of all the BIC codes in the screened SWIFT message.
In this embodiment, since the BIC code link of the BIC code of each SWIFT message is already determined, the BIC code link formed by all the BIC codes in the screened SWIFT messages can be obtained by using the same BIC code as a link in the BIC code links of the BIC codes of different SWIFT messages. Specifically, the specific construction process in this step is the prior art, and is not described herein again.
The purposes of S103-S105 are: and determining the BIC code link of the BIC code in the SWIFT message after screening according to the fund link represented by the field where the BIC code is located in the SWIFT message after screening.
S106, recording two adjacent BIC codes in the BIC code link, SWIFT message information corresponding to the two BIC codes and hierarchy information of the two BIC codes in the BIC code link in sequence in a preset data table to obtain a target data table.
In this step, the BIC code link is a BIC code link between all the BIC codes in the screened SWIFT message obtained in S105.
In this embodiment, a plurality of BIC codes may exist in any one of the SWIFT messages, and therefore, in this step, if two adjacent BIC codes in the BIC code link are partial BIC codes in the corresponding SWIFT message, the SWIFT message information corresponding to the two BIC codes is the message information related to the two BIC codes in the corresponding SWIFT message.
In this step, the hierarchy information of any two adjacent BIC codes in the belonged BIC code link represents the position information of the two adjacent BIC codes on the belonged BIC code link. For example, there are three BIC codes, A, B and C, on a BIC code link, where the link relationship between A, B and C is from a to B and from B to C. It is possible to set the level information of the two BIC codes represented by a to B as a first level and the level information of the two BIC codes represented by B to C as a second level. The links between BIC codes indicated by all the hierarchy information may be determined in order of the smaller hierarchy number to the larger hierarchy number. In practice, how to determine the hierarchy information of any two adjacent BIC codes in the belonged BIC code link is not limited in this embodiment, as long as the link of the BIC code can be correctly restored according to the determination rule of the hierarchy information.
In this step, each BIC code link may be recorded in a preset data table, and for convenience of description, the recorded data table is referred to as a target data table. The target data table obtained in this step contains information indicating the BIC code link formed by the BIC codes in the SWIFT message.
It should be noted that, in practice, the present embodiment can be executed in real time.
The purpose of this embodiment is: and generating a target data table, wherein the target data table contains information for representing the BIC code link formed by the BIC codes in the SWIFT message.
Fig. 2 is an information processing method provided in an embodiment of the present application, including the following steps:
s201, under the condition that a preset query instruction is received, obtaining a query condition in the query instruction. The query conditions at least include: the BIC code to be queried.
In this step, the BIC code to be queried is the BIC code of the bank to be queried.
In this embodiment, the query condition may further include a time and an organization name. Of course, in practice, the specific content of the query condition needs to be determined by the user according to the actual query requirement, and the specific content of the query condition is not limited in this embodiment.
S202, at least generating a link among the first BIC code, the BIC code to be inquired and the second BIC code according to the target data table.
In this embodiment, the first BIC code is a BIC code in a BIC code link, and the fund flow finally flows into the BIC code of the BIC code to be queried; the second BIC code is a BIC code in the BIC code link, and the fund flow is towards the BIC code flowing out of the BIC code to be inquired.
As shown in FIG. 3, A, B, C, D and E represent the BIC codes for 5 banks, respectively, and the link between A, B, C, D and E is from A to B to C to D to E. And assuming that the BIC code of the bank to be queried corresponds to C, the BIC codes respectively represented by A and B are the first BIC codes of the BIC codes to be queried. The BIC codes represented by D and E, respectively, are the second BIC codes.
In this embodiment, since the target data table includes information indicating a BIC code link formed by a BIC code in the SWIFT message, the first BIC code and the second BIC code may be determined from the target data table, and a link among the first BIC code, the to-be-queried BIC code, and the second BIC code may be generated according to links of all the BIC codes in the SWIFT included in the target data table.
Because the data size of the target data table is large, the process of directly determining the first BIC code, the hierarchy of the second BIC code and the to-be-queried BIC code from the target data table and generating the link among the first BIC code, the to-be-queried BIC code and the second BIC code by adopting a preset program is slow. In order to increase the speed of generating the link between the first BIC code, the BIC code to be queried and the second BIC code, the present embodiment adopts the following method shown in step a 1-step A3.
A1, screening at least a first BIC code, a hierarchy of the first BIC code, a second BIC code, a hierarchy of the second BIC code, and a BIC code to be inquired from the target data table.
The specific implementation manner of the step can comprise the following steps B1-B2:
b1, determining the first BIC code and the hierarchy of the first BIC code from the target data table.
In this step, in the BIC code link, the capital flow direction indicates that the BIC code to be queried finally flows into the BIC code link, and the first BIC code is used. In this embodiment, each first BIC code corresponds to a hierarchy, and for convenience of description, a hierarchy corresponding to any one of the BIC codes is referred to as a hierarchy of the BIC code.
Hierarchical representation of any first BIC code: and the position of the first BIC code on the BIC code link where the first BIC code and the BIC code to be inquired are located. Specifically, in the first BIC code, the hierarchy of the BIC code directly connected to the to-be-queried BIC code may be set as a first hierarchy, the hierarchy of the BIC code directly connected to the first BIC code of the first hierarchy may be set as a second hierarchy, and so on, the hierarchy of each first BIC code may be set. Of course, in practice, the hierarchy of the first BIC code may also be set in other manners, as long as the link relationship between the first BIC code recovered according to the set hierarchy and the BIC code to be queried is correct.
As shown in FIG. 3, A, B, C, D and E represent the BIC codes for 5 banks, respectively, and the link between A, B, C, D and E is from A to B to C to D to E. And assuming that the BIC code of the bank to be queried corresponds to C, the BIC codes respectively represented by A and B are the first BIC codes of the BIC codes to be queried.
In this embodiment, the BIC code links where a and C are located are links as shown in fig. 3, the hierarchy of the BIC code represented by a may be set as level two, and the hierarchy of the BIC code represented by B may be set as level one.
B2, determining the second BIC code and the hierarchy of the second BIC code from the target data table.
In this step, the fund flow in the BIC code link represents the BIC code flowing out from the BIC code to be queried, and the second BIC code is used. In this embodiment, each second BIC code corresponds to a hierarchy, and for convenience of description, a hierarchy corresponding to any one second BIC code is referred to as a hierarchy of the second BIC code.
Hierarchical representation of any second BIC code: and the second BIC code is positioned on the BIC code link where the second BIC code and the BIC code to be inquired are positioned.
Also taking fig. 3 as an example, the BIC codes respectively represented by D and E are the second BIC codes. In this embodiment, the level of the BIC code represented by D may be set as level one, and the level of the BIC code represented by E may be set as level two.
A2, storing the first BIC code, the hierarchy of the second BIC code and the BIC code to be inquired obtained by screening in a preset temporary table.
The method specifically comprises the following steps C1-C2:
and C1, recording the hierarchy of the BIC code to be queried, the first BIC code and the first BIC code, and the SWIFT message information of two adjacent BIC codes in a BIC code link formed by the BIC code to be queried and the first BIC code in a preset temporary table.
Taking fig. 3 as an example, if the BIC code link formed by the to-be-queried BIC code and the first BIC code is a BIC code link from a to B to C, then the SWIFT message information of two adjacent BIC codes in the BIC code link formed by the to-be-queried BIC code and the first BIC code is SWIFT message information corresponding to two BIC codes represented by a and B, respectively, and SWIFT message information corresponding to two BIC codes represented by B and C, respectively.
In this embodiment, the three fields in the temporary table are a parent node field, a child node field, and a hierarchy field. In this step, the BIC codes to be queried may be used as values of parent node fields, and each first BIC code may be used as a value of a child node field, where a value of a level field corresponding to any one first BIC code is a level of the first BIC code. Namely a BIC code to be inquired and a first BIC code, and forms a corresponding relation among values of a group of father node fields, child node fields and hierarchy fields.
And C2, recording the hierarchy of the BIC code to be queried, the second BIC code and the second BIC code, and the corresponding relation between the SWIFT message information of two adjacent BIC codes in a BIC code link formed by the BIC code to be queried and the second BIC code in a preset temporary table.
Specifically, the specific implementation manner of this step may refer to C1, which is not described herein again.
A3, according to the temporary table, at least generating the link among the first BIC code, the BIC code to be inquired and the second BIC code.
In this embodiment, since the corresponding relationship among the parent node field, the child node field, and the hierarchy field has been recorded in the preset temporary table, the second BIC code and the link between the BIC code to be queried and the second BIC code may be determined according to the value of the parent node field as the BIC code to be queried and the value of the corresponding child node field and the hierarchy field.
And the value of the corresponding parent node field is the second BIC code of the BIC code to be inquired. Therefore, the value can be the parent node field corresponding to the child node field of the BIC code to be queried and the value corresponding to the hierarchy field, namely the hierarchy of the second BIC code and the second BIC code. Thus, a link between the first BIC code, the BIC code to be queried and the second BIC code may be generated.
Specifically, open source ECharts is adopted to generate a link among the first BIC code, the BIC code to be queried and the second BIC code. Of course, in practice, other generation methods may be adopted, and the embodiment does not limit the specific generation method.
Optionally, in this embodiment, in addition to the first BIC code, the hierarchy of the second BIC code, and the to-be-queried BIC code, the method may also screen SWIFT message information corresponding to two adjacent BIC codes in a BIC link formed by the first BIC code and the to-be-queried BIC code, and in a BIC link formed by the second BIC code and the to-be-queried BIC code, SWIFT message information corresponding to two adjacent BIC codes, and may store the SWIFT message information corresponding to two adjacent BIC codes in a preset temporary table in a BIC link formed by the first BIC code and the to-be-queried BIC code, and a BIC link formed by the second BIC code and the to-be-queried BIC code.
In this case, according to the temporary table, in addition to the link relationship among the first BIC code, the to-be-queried BIC code, and the second BIC code, information of a preset transaction type between two adjacent BIC codes in the link relationship may be generated, and transaction information between two adjacent BIC codes in the generated link may be displayed. Fig. 4 is a schematic diagram of a fund flow link for a BIC code to be queried disclosed in an embodiment of the present application. In fig. 4, each dot represents a BIC code, and a BIC code is attached beside each dot, in order from left to right, as the flow direction of the money.
In this step, the transaction information between two adjacent BIC codes in the generated link may include a total transaction amount, and the like, in practice, the specific content of the transaction information needs to be determined according to an actual situation, and the specific content of the transaction information is not limited in this embodiment.
The embodiment of the application has the following beneficial effects:
the beneficial effects are that:
since the object data table contains information representing the BIC code link formed by the BIC codes in the SWIFT message, the BIC code link represents the fund link between banks indicated by the BIC codes in the SWIFT message. The first BIC code is a BIC code of the BIC code to be inquired, wherein the fund flow finally flows into the BIC code in the BIC code link; the second BIC code is a BIC code in the BIC code link, and the fund flow is towards the BIC code flowing out of the BIC code to be inquired. Therefore, according to the target data table, the first BIC code, the BIC code to be inquired and the link among the second BIC codes can be generated, and the generated BIC code link intuitively reflects the BIC code having the fund flow direction with the BIC code to be inquired and the fund link between the BIC code and the BIC code to be inquired, so that the recognition rate of anti-money laundering of a bank can be improved.
The beneficial effects are that:
in this embodiment, in the process of generating at least a first BIC code, a link between a BIC code to be queried and a second BIC code according to a target data table, the first BIC code, the hierarchy of the second BIC code, and a corresponding relationship between the BIC codes to be queried are stored in a temporary table, so that the link between the first BIC code, the BIC code to be queried and the second BIC code is generated directly through the temporary table.
Because the BIC codes which have the fund flow relation with the BIC codes to be inquired are contained in the temporary table, the data volume of the temporary table is small, so that the links among the first BIC codes, the BIC codes to be inquired and the second BIC codes are generated according to the temporary table, the required time can be reduced, and further, the generation speed can be improved.
The beneficial effects are three:
because the information contained in the SWIFT message is complete, the information stored in the target data table is complete, and further, the embodiment generates the link among the first BIC code, the to-be-queried BIC code and the second BIC code according to the target data table, and the information of the preset transaction type between two adjacent BIC codes in the link, so that the information of the transaction type is more comprehensive, and the recognition rate of money laundering risks of the to-be-queried bank by the user can be further improved.
Fig. 5 is an information processing apparatus according to an embodiment of the present application, including: an acquisition module 501 and a first generation module 502, wherein,
an obtaining module 501, configured to obtain a query condition in a query instruction when a preset query instruction is received; the query conditions at least include: a BIC code to be queried;
a first generating module 502, configured to generate at least a first BIC code, a link between the BIC code to be queried and a second BIC code according to a target data table; the target data table comprises information for representing a BIC code link formed by BIC codes in the SWIFT message, and the BIC code link represents a fund flow link between banks indicated by the BIC codes in the SWIFT message; the first BIC code is a BIC code of the BIC code link, and the fund flow finally flows into the BIC code to be inquired; and the second BIC code is a BIC code flowing out from the BIC code to be inquired in the BIC code link in the fund flow direction.
Optionally, the apparatus further comprises: a second generating module 503, configured to generate a target data table.
A second generating module 503, configured to generate a target data table, including:
a second generating module 503, specifically configured to obtain a SWIFT message; screening SWIFT messages which accord with a preset transaction type from the SWIFT messages to obtain the screened SWIFT messages; determining a BIC code link of the BIC code in the SWIFT message after screening according to a fund link represented by the field where the BIC code is in the SWIFT message after screening; and recording two adjacent BIC codes in the BIC code link, SWIFT message information corresponding to the two BIC codes and hierarchy information of the two BIC codes in the BIC code link in a preset data table in sequence to obtain the target data table.
Optionally, the second generating module 503 is configured to determine, according to the fund link represented by the field where the BIC code is located in the screened SWIFT message, a BIC code link of the BIC code in the screened SWIFT message, and includes:
a second generating module 503, specifically configured to extract the BIC codes in each SWIFT message after the screening, and the field where each BIC code is located;
aiming at any SWIFT message, taking a fund link represented by the field where the BIC code is in the SWIFT message as a BIC code link of the BIC code in the SWIFT message;
and according to the BIC code link of the BIC code of each message in the SWIFT messages after screening, constructing the BIC code links of all the BIC codes in the SWIFT messages after screening to obtain the BIC code link of the BIC code in the SWIFT messages after screening.
Optionally, the first generating module 502 is configured to generate at least a first BIC code, a link between a BIC code to be queried and a second BIC code according to the target data table, and includes:
a first generating module 502, specifically configured to determine at least a first BIC code, a hierarchy of the first BIC code, a second BIC code, a hierarchy of the second BIC code, and a BIC code to be queried from the target data table; hierarchical representation of any first BIC code: the position of the first BIC code on the BIC code link where the first BIC code and the BIC code to be inquired are located; hierarchical representation of any second BIC code: the second BIC code is at the position on the BIC code link where the second BIC code and the BIC code to be inquired are located;
storing the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code and the BIC code to be inquired which are obtained by screening in a preset temporary table;
and generating at least a link among the first BIC code, the BIC code to be inquired and the second BIC code according to the temporary table.
Optionally, the first generating module 502 is configured to determine, from the target data table, at least a first BIC code, a hierarchy of the first BIC code, a second BIC code, a hierarchy of the second BIC code, and a BIC code to be queried, including:
the first generating module 502 is specifically configured to screen, from the target data table, a first BIC code, a hierarchy of the first BIC code, a second BIC code, a hierarchy of the second BIC code, a to-be-queried BIC code, and SWIFT message information corresponding to two adjacent BIC codes in a BIC link formed by the first BIC code and the to-be-queried BIC code, and SWIFT message information corresponding to two adjacent BIC codes in a BIC link formed by the second BIC code and the to-be-queried BIC code;
a first generating module 502, configured to generate at least a first BIC code, a link between a BIC code to be queried and a second BIC code according to the temporary table, including:
the first generating module 502 is specifically configured to generate, according to the temporary table, a first BIC code, a link between the BIC codes to be queried, and a second BIC code, and information of a preset transaction type between two adjacent BIC codes in the link.
The functions described in the method of the embodiment of the present application, if implemented in the form of software functional units and sold or used as independent products, may be stored in a storage medium readable by a computing device. Based on such understanding, part of the contribution to the prior art of the embodiments of the present application or part of the technical solution may be embodied in the form of a software product stored in a storage medium and including several instructions for causing a computing device (which may be a personal computer, a server, a mobile computing device or a network device) to execute all or part of the steps of the method described in the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The embodiments are described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same or similar parts among the embodiments are referred to each other.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. An information processing method characterized by comprising:
under the condition of receiving a preset query instruction, acquiring a query condition in the query instruction; the query conditions at least include: a BIC code to be queried;
generating at least a first BIC code, a link between the BIC code to be inquired and a second BIC code according to a target data table; the target data table comprises information for representing a BIC code link formed by BIC codes in the SWIFT message, and the BIC code link represents a fund flow link between banks indicated by the BIC codes in the SWIFT message; the first BIC code is a BIC code of the BIC code link, and the fund flow finally flows into the BIC code to be inquired; and the second BIC code is a BIC code flowing out from the BIC code to be inquired in the BIC code link in the fund flow direction.
2. The method of claim 1, wherein the target data table is generated in a manner that includes:
acquiring the SWIFT message;
screening SWIFT messages which accord with a preset transaction type from the SWIFT messages to obtain the screened SWIFT messages;
determining a BIC code link of the BIC code in the screened SWIFT message according to a fund link represented by the field where the BIC code is located in the screened SWIFT message;
and recording two adjacent BIC codes in the BIC code link, SWIFT message information corresponding to the two BIC codes and hierarchy information of the two BIC codes in the BIC code link in a preset data table in sequence to obtain the target data table.
3. The method according to claim 2, wherein determining the BIC code link of the BIC code in the screened SWIFT message according to the fund link represented by the field where the BIC code is located in the screened SWIFT message comprises:
extracting BIC codes in each SWIFT message in the screened SWIFT messages and the field of each BIC code;
aiming at any SWIFT message, taking a fund link represented by the field where the BIC code is in the SWIFT message as a BIC code link of the BIC code in the SWIFT message;
and according to the BIC code link of the BIC code of each message in the screened SWIFT message, constructing the BIC code links of all the BIC codes in the screened SWIFT message to obtain the BIC code link of the BIC code in the screened SWIFT message.
4. The method of claim 2, wherein the generating at least a link among the first BIC code, the to-be-queried BIC code, and the second BIC code according to the target data table comprises:
determining at least the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, and the BIC code to be queried from the target data table; hierarchical representation of any first BIC code: the position of the first BIC code on the BIC code link where the first BIC code and the BIC code to be inquired are located; hierarchical representation of any second BIC code: the position of the second BIC code on the BIC code link where the second BIC code and the BIC code to be inquired are located;
storing the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code and the BIC code to be inquired obtained by screening in a preset temporary table;
and at least generating a link among the first BIC code, the BIC code to be inquired and the second BIC code according to the temporary table.
5. The method of claim 4, wherein determining at least the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, and the BIC code to be queried from the target data table comprises:
screening SWIFT message information corresponding to two adjacent BIC codes in a BIC link formed by the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, the BIC code to be inquired, the first BIC code and the BIC code to be inquired, and SWIFT message information corresponding to two adjacent BIC codes in the BIC link formed by the second BIC code and the BIC code to be inquired from the target data table;
generating at least a link among the first BIC code, the BIC code to be queried and the second BIC code according to the temporary table, including:
and generating a link among the first BIC code, the BIC code to be inquired and the second BIC code and information of a preset transaction type between two adjacent BIC codes in the link according to the temporary table.
6. An information processing apparatus characterized by comprising:
the acquisition module is used for acquiring the query conditions in the query instruction under the condition of receiving the preset query instruction; the query conditions at least include: a BIC code to be queried;
the first generation module is used for at least generating a first BIC code, a link between the BIC code to be inquired and a second BIC code according to a target data table; the target data table comprises information for representing a BIC code link formed by BIC codes in the SWIFT message, and the BIC code link represents a fund flow link between banks indicated by the BIC codes in the SWIFT message; the first BIC code is a BIC code of the BIC code link, and the fund flow finally flows into the BIC code to be inquired; and the second BIC code is a BIC code flowing out from the BIC code to be inquired in the BIC code link in the fund flow direction.
7. The apparatus of claim 6, further comprising:
the second generation module is used for generating a target data table;
the second generating module is configured to generate a target data table, and includes:
the second generating module is specifically configured to obtain the SWIFT message;
screening SWIFT messages which accord with a preset transaction type from the SWIFT messages to obtain the screened SWIFT messages;
determining a BIC code link of the BIC code in the screened SWIFT message according to a fund link represented by the field where the BIC code is located in the screened SWIFT message;
and recording two adjacent BIC codes in the BIC code link, SWIFT message information corresponding to the two BIC codes and hierarchy information of the two BIC codes in the BIC code link in a preset data table in sequence to obtain the target data table.
8. The apparatus of claim 7, wherein the second generating module is configured to determine, according to the fund link indicated by the field where the BIC code is located in the screened SWIFT message, the BIC code link of the BIC code in the screened SWIFT message, and includes:
the second generating module is specifically configured to extract the BIC codes in each SWIFT message in the screened SWIFT messages and the field in which each BIC code is located;
aiming at any SWIFT message, taking a fund link represented by the field where the BIC code is in the SWIFT message as a BIC code link of the BIC code in the SWIFT message;
and according to the BIC code link of the BIC code of each message in the screened SWIFT message, constructing the BIC code links of all the BIC codes in the screened SWIFT message to obtain the BIC code link of the BIC code in the screened SWIFT message.
9. The apparatus of claim 8, wherein the first generating module is configured to generate at least a first BIC code, a link between the BIC code to be queried and a second BIC code according to a target data table, and includes:
the first generation module is specifically configured to determine, from the target data table, at least the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, and the to-be-queried BIC code; hierarchical representation of any first BIC code: the position of the first BIC code on the BIC code link where the first BIC code and the BIC code to be inquired are located; hierarchical representation of any second BIC code: the position of the second BIC code on the BIC code link where the second BIC code and the BIC code to be inquired are located;
storing the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code and the BIC code to be inquired obtained by screening in a preset temporary table;
and at least generating a link among the first BIC code, the BIC code to be inquired and the second BIC code according to the temporary table.
10. The apparatus of claim 9, wherein the first generating module is configured to determine at least the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, and the to-be-queried BIC code from the target data table, and comprises:
the first generating module is specifically configured to screen, from the target data table, the first BIC code, the hierarchy of the first BIC code, the second BIC code, the hierarchy of the second BIC code, the to-be-queried BIC code, and SWIFT message information corresponding to two adjacent BIC codes in a BIC link formed by the first BIC code and the to-be-queried BIC code, and the SWIFT message information corresponding to two adjacent BIC codes in a BIC link formed by the second BIC code and the to-be-queried BIC code;
the first generating module is configured to generate at least a link among the first BIC code, the to-be-queried BIC code, and the second BIC code according to the temporary table, and includes:
the first generation module is specifically used for generating the first BIC code, the BIC code to be inquired and a link between the second BIC codes according to the temporary table, and information of a preset transaction type between two adjacent BIC codes in the link.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201911188265.8A CN110889764A (en) | 2019-11-28 | 2019-11-28 | Information processing method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201911188265.8A CN110889764A (en) | 2019-11-28 | 2019-11-28 | Information processing method and device |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110889764A true CN110889764A (en) | 2020-03-17 |
Family
ID=69749182
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201911188265.8A Pending CN110889764A (en) | 2019-11-28 | 2019-11-28 | Information processing method and device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN110889764A (en) |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110008277A (en) * | 2019-01-14 | 2019-07-12 | 阿里巴巴集团控股有限公司 | The visible processing method and device of resource flow direction |
| CN110399533A (en) * | 2019-07-29 | 2019-11-01 | 中国工商银行股份有限公司 | Funds flow querying method and device |
-
2019
- 2019-11-28 CN CN201911188265.8A patent/CN110889764A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110008277A (en) * | 2019-01-14 | 2019-07-12 | 阿里巴巴集团控股有限公司 | The visible processing method and device of resource flow direction |
| CN110399533A (en) * | 2019-07-29 | 2019-11-01 | 中国工商银行股份有限公司 | Funds flow querying method and device |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| TWI673666B (en) | Method and device for data risk control | |
| CN102314460B (en) | Data analysis method and system and servers | |
| CN104317618B (en) | A kind of firmware partition treating method and apparatus | |
| CN104866484A (en) | Data processing method and device | |
| CN104636338B (en) | A kind of data cleansing storage method for the monitoring of value-added tax negative and positive ticket | |
| CN114119137A (en) | Risk control method and device | |
| CN107153646B (en) | Data processing method and equipment | |
| CN103150359B (en) | Micro-blog information display packing and device | |
| CN103714086A (en) | Method and device used for generating non-relational data base module | |
| CN109961359A (en) | A kind of fund management method and capital management platform | |
| CN113538154A (en) | Risk object identification method and device, storage medium and electronic equipment | |
| CN109582537A (en) | Service security means of defence and its system | |
| CN110378569A (en) | Industrial relations chain building method, apparatus, equipment and storage medium | |
| CN108595421A (en) | A kind of abstracting method, the apparatus and system of Chinese entity associated relationship | |
| CN106708869B (en) | Group data processing method and device | |
| CN110889764A (en) | Information processing method and device | |
| US11822563B2 (en) | Scoring potential actions for machine learning based recommendations | |
| CN115167965A (en) | Transaction progress bar processing method and device | |
| CN110765100B (en) | Label generation method and device, computer readable storage medium and server | |
| CN101425141B (en) | Image recognition apparatus and image recognition method | |
| CN108170838A (en) | The visualization that topic develops shows method, application server and computer readable storage medium | |
| CN111026981B (en) | Visual display method, device and equipment for hot topics | |
| CN113344333A (en) | Configurable enterprise credit investigation early warning method, device, equipment and storage medium | |
| CN113313615A (en) | Method and device for quantitatively grading and grading enterprise judicial risks | |
| CN110309313B (en) | Method and device for generating event transfer graph |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20200317 |
|
| RJ01 | Rejection of invention patent application after publication |