CN110782285A

CN110782285A - Intelligent damage assessment photographing device

Info

Publication number: CN110782285A
Application number: CN201911018055.4A
Authority: CN
Inventors: 谢东升; 朴海音; 詹光; 郝建业
Original assignee: Tianjin University
Current assignee: Tianjin University
Priority date: 2019-10-24
Filing date: 2019-10-24
Publication date: 2020-02-11

Abstract

The invention relates to the technical field of intelligent damage assessment, and discloses a photographing device for intelligent damage assessment, which comprises a photographing unit, a storage unit, a display unit and an analysis unit, wherein the photographing unit comprises a lens module, a hard layer and a buffer layer, the storage unit comprises a picture storage module, a printing module, a wireless communication module and a filing module, and the analysis unit comprises a memory module, an analysis module and an auditing module. By arranging the shooting unit, the display unit and the analysis unit, the intelligent analysis of the vehicle damage assessment can be effectively carried out by means of the computer terminal, the on-site damage assessment picture can be accurately analyzed, the comparison can be carried out according to the database which is input in advance, the damage assessment result can be quickly obtained, the working time of workers is reduced, the high cost of an insurance company is reduced, and the level of intelligent damage assessment is improved.

Description

Intelligent damage assessment photographing device

Technical Field

The invention relates to the technical field of intelligent damage assessment, in particular to a photographing device for intelligent damage assessment.

Background

The density of vehicles on urban roads is increasing, traffic accidents among vehicles are more and more, the vehicle insurance industry is also rising, when a traffic accident happens, an insurance company is required to be informed in time, the insurance company determines damage, the traffic police are required to be informed in time within twenty-four hours of the traffic post accident occurrence to report a case, and the insurance company which is guaranteed is required to report a case within forty-eight hours, so that the progress and quality of accident vehicle damage determination are facilitated. The general damage assessment process is that an insurance company accepts reported information through reporting, sends a surveyor to an accident site to take pictures or videos and sends the pictures or videos to the insurance company, and the insurance company carries out damage assessment, information audit, claim checking and the like to carry out damage assessment and claim settlement processing on vehicles.

The existing damage assessment mode mostly depends on manual identification basically, is influenced greatly by personnel skills, has large damage assessment deviation, not only needs to spend a large amount of time on damage assessment entry by investigating and assessing damage assessment personnel, influences the timeliness, restricts the release of various convenient claim settlement services, but also has the problem that the damage assessment cost of insurance companies is continuously increased along with the increase of damage assessment workload.

Disclosure of Invention

Technical problem to be solved

Aiming at the defects of the prior art, the invention provides an intelligent damage assessment photographing device, which solves the problems that the existing damage assessment mode mostly depends on manual identification, is greatly influenced by personnel skills and has large damage assessment deviation, not only the damage assessment personnel need to spend a large amount of time on damage assessment and entry to influence the timeliness and restrict the release of various convenient and fast claim settlement services, but also the damage assessment cost of insurance companies is continuously increased along with the increase of the workload of damage assessment.

(II) technical scheme

In order to achieve the purpose, the invention provides the following technical scheme: the utility model provides an intelligence is decided to lose with device of shooing, is including shooting unit, storage element, display element and analysis unit, it includes camera lens module, hard layer and buffer layer to shoot the unit, the storage element includes picture storage module, print module, wireless communication module and builds the shelves module, the analysis unit includes memory module, analysis module and audit module.

Preferably, the output end of the shooting unit is electrically connected with the input ends of the storage unit and the display unit respectively.

Preferably, the analysis unit includes a picture preprocessing module, which determines whether the picture meets the basic requirement of loss assessment, and then determines whether to continue to execute subsequent system operations.

Preferably, the storage unit includes an information recording module, and records and keeps files of the audit result, the loss assessment result and the loss assessment price of the audit module.

Preferably, the memory module internally stores a vehicle claims settlement and damage database.

The utility model provides an intelligence is decided to lose and is used device of shooing, includes the following step:

s1: the method comprises the steps that firstly, a worker holds the photographing device to photograph the damaged part of the vehicle, the display unit displays a photographed image, the image information is uploaded to the wireless training module after the image information is confirmed by a vehicle owner, and the photographed image information is stored by the storage module for later examination and verification.

S2: the wireless communication module uploads the shot image information to the interior of the database in time, records the scene accident information according to the image information, determines the detailed position of the accident, calls all information of the accident vehicle from the interior of the database, and establishes a file for the accident information through the filing module.

S3: the image information is analyzed by the analysis module, the vehicle type, the damaged part and the damaged degree of the accident vehicle are obtained, the analysis result is transmitted to the auditing module, and the manual auditing and the system auditing work simultaneously to audit the accident.

S4: and finally, determining the accessory information of the damaged part of the vehicle, comparing and judging the prices of the accessories by an accessory price refining unit to prepare a damage-assessment sheet, and calculating the corresponding damage-assessment price by combining a vehicle claims and damage-assessment database stored in a memory module to form a damage-assessment result.

(III) advantageous effects

The invention provides an intelligent damage assessment photographing device, which has the following beneficial effects:

by arranging the shooting unit, the display unit and the analysis unit, the intelligent analysis of the vehicle loss assessment can be effectively carried out by means of the computer terminal, the on-site loss assessment photos can be accurately analyzed, the loss assessment results can be rapidly obtained by comparison according to the database input in advance, the working time of workers is reduced, the high cost of insurance companies is reduced, the level of intelligent loss assessment is improved, and the problems that the existing loss assessment modes mostly depend on manual identification, the influence of personnel skills is large, the loss assessment deviation is large, the loss assessment personnel need to spend a large amount of time on loss assessment input, the timeliness is influenced, the release of various convenient claim settlement services is limited, and the loss assessment cost of the insurance companies is continuously increased along with the increase of loss assessment workload are solved.

Drawings

FIG. 1 is a front view of the present invention;

FIG. 2 is a flow chart of the system of the present invention.

Detailed Description

The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

Example (b):

as shown in fig. 1, the present invention provides a technical solution: the utility model provides an intelligence is decided to lose with device of shooing, is including shooting unit 1, storage unit 2, display element 3 and analytic unit 4, shoots unit 1 and includes camera lens module, stereoplasm layer and buffer layer, and storage unit 2 includes picture storage module, print module, wireless communication module and establishes a file module, and analytic unit 4 includes memory module, analysis module and examines and examine the module.

Specifically, the output end of the shooting unit 1 is electrically connected with the input ends of the storage unit 2 and the display unit 3, respectively.

Specifically, the analysis unit 4 comprises a picture preprocessing module, judges whether a picture meets basic requirements of damage assessment, judges whether to continue to execute subsequent system operation, is beneficial to an intelligent damage assessment system to identify and process vehicle loss pictures needing damage assessment by uploading and shooting the vehicle loss pictures needing damage assessment to a client by means of strong heterogeneous computing and mass processing capacity of a computer, and can automatically judge and identify vehicle loss parts, loss accessories and loss degree quickly and efficiently, so that a damage assessment project is automatically formulated.

Specifically, the storage unit 2 comprises an information recording module, the auditing result, the damage assessment result and the damage assessment price of the auditing module are recorded and stored, the damaged part of the vehicle is determined for multiple times through field image shooting and field confirmation of workers, the workers verify and report the field information, the comparison storage unit 2 is used for comparing and determining the report information and the investigation information, the damaged vehicle is processed after the information is determined, the policy auditing module is used for performing information auditing and verification on the recorded information, and the correctness is ensured by verifying the recorded information and the accessory information of the damaged part.

Specifically, a vehicle claim settlement and damage assessment database is stored in the memory module, a vehicle model is stored in the database, and corresponding damaged part names and/or damaged area information, feature vectors and the damaged part names and/or damaged area information are displayed through the display device through on-site photo comparison, so that workers and vehicle owners can know the specific damaged conditions clearly.

s1: firstly, a worker holds the photographing device by hand to photograph the damaged part of the vehicle, the display unit 3 displays the photographed image, the image information is uploaded to the wireless training module after the confirmation of the vehicle owner, and the photographed image information is stored by the storage module for later examination and verification.

Firstly, a worker holds the photographing device to photograph damaged parts of a vehicle, a display unit displays photographed images, the photographed images are confirmed by a vehicle owner and then uploaded to a wireless training module, the photographed image information is stored by a storage module for later examination and verification, the photographed image information is uploaded to the interior of a database in time by a wireless communication module, on-site accident information is recorded according to the image information and the detailed position of the accident is determined, simultaneously, all information of the accident vehicle is called out from the interior of the database, the accident information is subjected to file establishment by a filing module, the image information is analyzed by an analysis module to obtain the vehicle type, the damaged parts and the damage degree of the accident vehicle, the analyzed result is transmitted to an examination module, the manual examination and the system examination work are carried out simultaneously to examine the accident, and finally, determining the accessory information of the damaged part of the vehicle, comparing and judging the prices of the accessories by an accessory price refining unit to prepare a damage-assessment sheet, and calculating the corresponding damage-assessment price by combining a vehicle claims and damage-assessment database stored in a memory module to form a damage-assessment result.

In conclusion, by arranging the shooting unit 1, the display unit 3 and the analysis unit 4, the intelligent analysis of the vehicle damage assessment can be effectively carried out by means of the computer terminal, the on-site damage assessment photos can be accurately analyzed, the comparison can be carried out according to the database which is input in advance, the damage assessment results can be quickly obtained, the working time of workers is reduced, the high cost of insurance companies is reduced, the intelligent damage assessment level is improved, and the problems that the existing damage assessment modes mostly depend on manual identification, the influence of personnel skills is large, the damage assessment deviation is large, the damage assessment personnel need to spend a large amount of time on damage assessment input, the timeliness is influenced, the release of various convenient claim settlement services is restricted, and the damage assessment cost of the insurance companies is continuously increased along with the increase of the work load of damage assessment are solved.

It is noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus.

Although embodiments of the present invention have been shown and described, it will be appreciated by those skilled in the art that changes, modifications, substitutions and alterations can be made in these embodiments without departing from the principles and spirit of the invention, the scope of which is defined in the appended claims and their equivalents.

Claims

1. The utility model provides an intelligence is decided to decrease with device of shooing which characterized in that: including shooting unit (1), storage unit (2), display element (3) and analysis unit (4), shooting unit (1) includes camera lens module, stereoplasm layer and buffer layer, storage unit (2) include picture storage module, print module, wireless communication module and the module of filing, analysis unit (4) are including memory module, analysis module and audit module.

2. The intelligent damage assessment photographing device according to claim 1, wherein: the output end of the shooting unit (1) is electrically connected with the input ends of the storage unit (2) and the display unit (3) respectively.

3. The intelligent damage assessment photographing device according to claim 1, wherein: the analysis unit (4) comprises a picture preprocessing module, judges whether the picture meets the basic requirement of loss assessment, and judges whether to continue to execute subsequent system operation.

4. The intelligent damage assessment photographing device according to claim 1, wherein: the storage unit (2) comprises an information recording module, and records and keeps files of the auditing result, the loss assessment result and the loss assessment price of the auditing module.

5. The intelligent damage assessment photographing device according to claim 1, wherein: and the memory module internally stores a vehicle claims settlement and damage database.

6. The intelligent damage assessment photographing device according to claim 1, comprising the steps of:

s1: firstly, a worker holds the photographing device by hand to photograph the damaged part of the vehicle, a display unit (3) displays the photographed image, the image information is uploaded to a wireless training module after the confirmation of a vehicle owner, and the photographed image information is stored by a storage module for later examination and verification;

s2: the wireless communication module uploads the shot image information to the interior of the database in time, records the scene accident information according to the image information, determines the detailed position of the accident, calls all information of the accident vehicle from the interior of the database, and establishes a file for the accident information through the filing module;

s3: analyzing the image information by an analysis module to obtain the vehicle type, the damaged part and the damaged degree of the accident vehicle, transmitting the analysis result to an auditing module, and auditing the accident by manual auditing and system auditing simultaneously;