CN110782229B - Credit contract based service implementation method and system - Google Patents
Credit contract based service implementation method and system Download PDFInfo
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- CN110782229B CN110782229B CN201911040263.4A CN201911040263A CN110782229B CN 110782229 B CN110782229 B CN 110782229B CN 201911040263 A CN201911040263 A CN 201911040263A CN 110782229 B CN110782229 B CN 110782229B
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
Abstract
The application discloses a service implementation method and a system based on credit contracts. The service implementation method based on the credit contract comprises the following steps: the credit system acquires service information corresponding to the service request; the credit system takes the service information as contract terms and takes the user of the initiating terminal of the service request and the service system as contract parties to generate a credit contract; when the business condition is triggered, the credit system drives the corresponding contractual party to fulfill contractual obligations.
Description
Technical Field
The specification relates to the technical field of the Internet.
Background
The unmanned retail is a new retail service which is realized based on an intelligent technology and is unattended by a shopping guide and a cashier, and is a new retail mode which is evolved to meet the current consumption upgrading trend of verticality, crowding and scenarization. Compared with the mode that the traditional business is in excess of needs of large-scale and centralized operators for profitability, the mode that unmanned retail can achieve decentralized and deep community operation by reducing the labor cost and personalized stock-keeping means can be realized.
The unmanned retail can be classified into an unmanned convenient shelf/container, a self-service vending machine, an unmanned convenient store and the like from small to large according to specific forms. The unmanned goods shelf or self-service vending machine with small scale has simple technical means and low deployment cost, but the goods source is single and cannot meet the diversified requirements of users; the unmanned convenience store technology includes a series of implementation means such as establishment from a store place, electronic labeling of goods, unmanned settlement and the like, and although the supply of goods is abundant, the implementation cost is high, and the user settlement efficiency is low.
Disclosure of Invention
The specification provides a service implementation method and a system based on a credit contract, which are used for solving the problems that unmanned retail sales cannot meet diversified demands of users due to single goods source, or cost is high and settlement efficiency is low in the prior art.
The embodiment of the application discloses a service implementation method based on a credit contract, which comprises the following steps:
the credit system acquires service information corresponding to the service request;
the credit system takes the service information as contract terms and takes the user of the initiating terminal of the service request and the service system as contract parties to generate a credit contract;
when the business condition is triggered, the credit system drives the corresponding contractual party to fulfill contractual obligations.
The embodiment of the present application further discloses a service implementation system based on a credit contract, including:
the information acquisition module is used for acquiring service information corresponding to the service request;
the contract generating module is used for generating a credit contract by taking the service information as contract terms and taking a user to which the initiating terminal of the service request belongs and a service system as contract parties;
and the driving performance module is used for driving the corresponding contractual party to fulfill the contractual obligation when the service condition is triggered.
An embodiment of the present application also discloses an electronic device, including:
a memory for storing computer executable instructions; and the number of the first and second groups,
a processor for implementing the steps of the above method when executing the computer executable instructions.
Embodiments of the present application also disclose a computer-readable storage medium having computer-executable instructions stored therein, which when executed by a processor implement the steps of the above-mentioned method.
In the embodiment of the specification, through the credit contract service provided by the credit system, when the service condition is triggered, the corresponding contractual party is automatically driven to fulfill the contract obligation, and both contract parties are urged to complete the contract obligation according to the contract, so that the service capability can be conveniently realized.
A large number of technical features are described in the specification, and are distributed in various technical solutions, so that the specification is too long if all possible combinations of the technical features (namely, the technical solutions) in the application are listed. In order to avoid this problem, the respective technical features disclosed in the above summary of the invention of the present specification, the respective technical features disclosed in the following embodiments and examples, and the respective technical features disclosed in the drawings may be freely combined with each other to constitute various new technical solutions (which should be regarded as having been described in the present specification) unless such a combination of the technical features is technically impossible. For example, in one example, the feature a + B + C is disclosed, in another example, the feature a + B + D + E is disclosed, and the features C and D are equivalent technical means for the same purpose, and technically only one feature is used, but not simultaneously employed, and the feature E can be technically combined with the feature C, then the solution of a + B + C + D should not be considered as being described because the technology is not feasible, and the solution of a + B + C + E should be considered as being described.
Drawings
Fig. 1 is a schematic flow chart of a service implementation method based on a credit contract according to a first embodiment of the present specification;
FIG. 2 is a flow diagram of a sign-up phase of a credit contract-based unmanned retail method according to a first embodiment of the present description;
FIG. 3 is a flow diagram of a performance phase of a credit contract-based unmanned retail method according to a first embodiment of the present description;
fig. 4 is a schematic structural diagram of a credit contract-based service implementation system according to a second embodiment of the present specification.
Detailed Description
In the following description, numerous technical details are set forth in order to provide a better understanding of the present application. However, it will be understood by those skilled in the art that the technical solutions claimed in the present application may be implemented without these technical details and with various changes and modifications based on the following embodiments.
Description of partial concepts:
the credit system is usually deployed by a service provider providing a credit evaluation function, and its physical carrier is usually a server or a server cluster, besides the credit evaluation function, the credit system may call the payment system to implement the payment function, or the credit system itself has the payment function, which is not limited in this specification.
The business system is usually deployed by a service provider having a business execution function, for example, the business system may be a system deployed by a merchant, or the business system may also be a system having a business execution function other than the merchant, which is not limited in this specification. The physical carrier of a business system is also typically a server or a cluster of servers.
And (3) credit contract: the contract comprises credit admission, punishment and performance management capabilities, has a contract self-driving characteristic and can trigger specific contract behaviors according to rules.
Contract terms: contract rules, as used herein, refer to an agreed sale of a particular item, such as a single purchase at a particular point in time, or multiple purchases over a period of time, etc.
And (4) unmanned retail: the method refers to a retail mode without manual intervention of a service provider, and the method completes goods selling and settlement by means of technologies, including unmanned containers, unmanned settlement and other technologies.
In this specification, a user may request to implement a service through a service request portal provided by a service system or a credit system, for example, the user purchases some goods through the service system. The credit system can evaluate the credit of the business system and the user, and can continue to provide credit contract service for the user after the credit system passes the evaluation, and the business relationship between the user and the business system is locked by adopting a credit contract mode. The service system and the user respectively fulfill contract obligations according to the credit contract, thereby conveniently realizing the service capability, meeting the diversified requirements of the user for the requesting user, realizing the service quickly and having better experience; for a service system, the service implementation cost is low, the user settlement efficiency is high, and the bad account risk can be effectively reduced.
Embodiments of the present specification will be described in further detail below with reference to the accompanying drawings.
A first embodiment of the present specification relates to a method for implementing a service based on a credit contract, a flow of which is shown in fig. 1, and the method includes:
in step 101, the credit system obtains service information corresponding to the service request.
In one example, the user may initiate the service request through a portal such as a URL (Uniform Resource Locator), a two-dimensional code, etc. provided by the credit system.
In another example, the user may also initiate a service request through a URL, two-dimensional code, or other entry provided by the service system or other third party system. The service system or the third party system may send the user information and the service information corresponding to the user service request to the credit system.
In this embodiment, the service request may include: the service system provides unmanned retail service requests and the like. The business system may include: merchant systems, and the like.
The user information may include: the user name, the mobile phone number of the user, the identification number of the user and other information, which are not limited in this specification.
In this embodiment, before step 101, the following steps may be further included:
the credit system carries out qualification evaluation on the service system;
and if the business system passes the qualification evaluation, the credit system provides credit contract service for the business system.
And the credit system evaluates the qualification credit and the like of the service system according to the application of the service system, and provides credit contract service for the service system if the evaluation is passed.
The business system issues business information, such as commodity or service classes and selling rules thereof, on a website of the business system or other third-party systems according to credit contract services provided by the credit system.
In this embodiment, before step 101, the following steps may be further included:
the credit system determines the credit information of the user to which the initiating terminal belongs;
and if the credit information of the user meets the preset credit constraint condition, the credit system provides the credit contract service for the user.
The credit evaluation is performed for the user requesting the service, and the credit contract service is provided to the user after the credit evaluation.
And the user browses the service information issued by the service system according to the credit contract service, selects the needed goods or service and initiates a service request.
Then, step 103 is entered, the credit system takes the service information as contract terms, and takes the user to which the initiating terminal of the service request belongs and the service system as contract parties, so as to generate a credit contract.
Further, preferably, in step 105, the following sub-steps are included:
when the stock preparation time point appointed by the credit contract is reached, the credit system sends a stock preparation instruction to the service system;
the business system receives the stock order, stocks the stock to a designated unmanned retail cabinet according to the contract, and feeds back fulfillment information to the credit system;
the credit system receives the fulfillment information of the business system and sends a goods taking notice to the user;
and the user receives the goods taking notice, takes the goods to the designated unmanned retail cabinet according to the contract and completes payment.
In addition, in this embodiment, preferably, the method for implementing a service based on a credit contract may further include the following steps:
the credit system positively updates (e.g., increases the credit score or rating) the contractual party's credit information after the contractual party has fulfilled the contractual obligation under a contract;
the credit system negatively updates (e.g., lowers the credit score or rating) the contractual party's credit information after the contractual party has not performed the contractual obligation by the contract.
The credit system drives the service system and the user to fulfill respective contract obligations according to the contract, supervises and records the performance information of the service system and the user, if one party violates the contract, the execution of the credit contract is stopped, and credit punishment processing is carried out on the default party to form a credit closed loop.
In particular, the first and second (c) substrates,
if the business system fails to complete the stock on time according to the contract, recording the default of the business system, terminating the execution of the credit contract, and performing credit penalty processing on the business system;
if the business system prepares goods to the designated unmanned retail cabinet according to the contract, recording the fulfillment information and the goods-taking voucher of the business system, and continuing to promote the execution of the credit contract.
If the user fails to take the goods according to the contract on time and finish payment, recording default of the user, terminating the execution of the credit contract and performing credit punishment processing on the user;
if the user uses the goods-taking voucher to take goods and complete payment according to contract on time, recording the performance information of the user, continuing to advance the execution of the credit contract until all the corresponding contract terms are completed, terminating the credit contract and canceling the rights and obligations of both parties of the contract.
It should be noted that the performance described herein refers to exercising its own rights and obligations according to the terms of the credit contract.
The credit penalty processing includes: decreasing credit score or rating, adding to a blacklist, etc.
This flow ends thereafter.
It can be seen from the above description that the present application automatically drives the corresponding contractual party to fulfill the contractual obligation and supervises both parties to complete the contractual obligation according to the contract when the service condition is triggered through the credit contract service provided by the credit system, so as to conveniently realize the service capability.
In order to better understand the technical solution of the present specification, a specific implementation process of the present specification is described below by taking an example that the business system is a merchant and the business request is an unmanned retail business request, where the listed details in the example are mainly for ease of understanding and are not intended to limit the scope of protection of the present application.
For easy understanding, the present embodiment is divided into two stages, namely, a stage of ordering the commodity by the user (signing up), and a stage of actually purchasing the commodity by the user (performing), which are respectively described as follows:
first, a subscription stage (as shown in fig. 2):
1. and (3) merchant service admission, wherein a credit system (such as a third-party credit investigation company capable of providing credit service) evaluates the qualification of the merchant according to the application of the merchant, opens credit contract service for the merchant if the evaluation is passed, and signs an agreement with legal effect.
2. A merchant issues commodity categories and sets selling rules (i.e. corresponding contract terms) on its own website according to credit contract services provided by a credit system, where the term types include: from xx month xx day through xx month xx day, the commodity is purchased x times or x elements.
3. Before using the credit contract service, the user needs to make a credit evaluation admission judgment first, and can continue to use the credit contract service provided by the credit system after the credit evaluation admission judgment is passed.
4. Browsing a merchant website by a user, selecting and confirming proper commodities and terms; at this time, the credit system takes the information of the merchant and the user as an A/B party, records a credit contract containing specific terms, and finishes the signing stage.
Further, preferably, the credit contract may be a periodic contract, that is, the contracted user and the contracted merchant agree in advance on commodities that need to be consumed in a certain period, such as: the commodity is purchased x times or x elements in one month or from xx month xx day to xx month xx day.
Second, performing stage (as shown in fig. 3):
5. according to the rules of the credit contract terms, the credit contract date is executed on time, and the credit system automatically drives the contract A and the contract B to fulfill the credit contract according to the credit contract;
6. firstly, a merchant receives a stock order sent by a credit system, and the merchant starts stock:
a. if the merchant fails to complete the stock on time, the credit system records the default of the merchant, terminates the execution of the credit contract and carries out credit punishment processing on the merchant;
b. if the merchant deposits the goods into the appointed unmanned container (unmanned goods shelf) on time, recording the fulfillment information and the goods taking voucher (token) of the merchant, and continuing to advance the execution of the credit contract;
7. then the user receives a goods taking notice sent by the credit system and the unmanned container token, and starts to take the goods and pay:
a. if the user fails to take the goods and complete payment on time, the credit system records default of the user, terminates execution of the credit contract and carries out credit punishment processing on the user;
b. if the user takes the goods away by using the token and finishes payment, recording a piece of user performance information, and continuing to advance a contract;
8. the contract continues to be executed until the corresponding terms are completed, at which point the credit contract is terminated and the obligation to sign up party a or b is canceled.
In view of the problems that unmanned retail is single in goods source, diversified demands of users cannot be met, or cost is high and settlement efficiency is low in the prior art, the application provides the unmanned retail technical scheme based on the credit contract, and the users and merchants agree goods to be consumed in a certain period in advance through the credit contract. The subsequent intelligent contract automatically drives the merchant to stock to the specified unmanned retail cabinet regularly according to the contract terms, and simultaneously reminds the user to take commodities away regularly and settle the cost automatically. If one party of the double-sender violates the rules, credit punishment is carried out to form a credit closed loop. According to the technical scheme, through the credit contract service capacity provided by the credit system, a merchant can realize a set of unmanned retail scheme at low cost, effectively avoids various losses in a certain plane, promotes profits, has the advantages of low cost and reliability of unmanned containers, and has the advantages that goods of unmanned convenience stores are rich and various requirements of users can be met.
Through the detailed description of the above embodiments, it can be seen that the technical solution of the present application can achieve the following technical effects:
1. the purchasing relationship between the merchant and the user is locked by adopting a credit contract mode, so that the merchant can conveniently evaluate the demand request of the commodity in a period of time, and the financial loss of the merchant or the user can be avoided by a credit punishment mode;
2. the credit contract mode is adopted, the terms can be executed in a self-driven manner, and both contract parties are supervised to complete obligations, so that the business can be conveniently realized by the merchant.
In summary, the present application is based on the capability of the periodic credit contract provided by the credit system, and the periodic performance triggers the credit contract, and includes the credit default punishment and the credit performance record. The credit contract automatically drives the commercial tenant to stock to a specified unmanned retail cabinet regularly according to signing terms, meanwhile, the user is reminded to take away commodities regularly and settle expenses automatically, if the double parties have a default, credit punishment can be carried out, a credit closed loop is formed, the commercial tenant can realize unmanned retail at low cost, various losses can be avoided effectively, and benefits are improved.
A second embodiment of the present specification relates to a credit contract-based service implementation system, whose structure is shown in fig. 4, and the credit contract-based service implementation system includes:
and the information acquisition module is used for acquiring the service information corresponding to the service request.
And the contract generating module is used for generating a credit contract by taking the service information as contract terms and taking a user to which the initiating terminal of the service request belongs and a service system as contract parties.
And the driving performance module is used for driving the corresponding contractual party to fulfill the contractual obligation when the service condition is triggered.
In one example, the user may initiate the service request through a portal such as a URL (Uniform Resource Locator), a two-dimensional code, etc. provided by the credit system.
In another example, the user may also initiate a service request through a URL, two-dimensional code, or other entry provided by the service system or other third party system. The service system or the third party system may send the user information and the service information corresponding to the user service request to the credit system.
Further, preferably, the credit contract-based service implementation system further includes:
a credit updating module for updating the credit information of the contractual party positively after the contractual party fulfills the contractual obligation according to the contract; and after the contractual party does not fulfill the contractual obligation by the contract, updating the credit information of the contractual party in a negative direction.
Further, preferably, the service implementation system based on credit contracts further includes:
a credit determining module, configured to determine credit information of a user to which the originating terminal belongs;
the first judgment module is used for judging whether the credit information of the user meets a preset credit constraint condition or not;
the first service module is used for providing credit contract service for the user when the credit information of the user meets the preset credit constraint condition.
And the number of the first and second groups,
the qualification evaluation module is used for evaluating the qualification of the service system;
the second judgment module is used for judging whether the service system passes the qualification evaluation;
and the second service module is used for providing credit contract service for the business system when the business system passes the qualification evaluation.
In this embodiment, the service request may include: the service system provides unmanned retail service requests and the like. The business system may include: merchant systems, and the like.
In this embodiment, preferably, the credit contract is a periodic contract, that is, the contracted user and the contracted merchant agree in advance on commodities that need to be consumed in a certain period, such as: the commodity is purchased x times or x elements in one month or from xx month xx day to xx month xx day.
Still further, preferably, the drive performance module comprises the following sub-modules:
the goods-preparing driving submodule is used for sending a goods-preparing instruction to the business system when a goods-preparing time point appointed by the credit contract is reached, and driving the business system to prepare goods to a specified unmanned retail cabinet according to the contract;
and the goods taking driving submodule is used for sending goods taking notice to the user after the business system prepares goods to the appointed unmanned retail cabinet according to the contract, and driving the user to take the goods away and complete payment according to the contract to the appointed unmanned retail cabinet.
It should be noted that the embodiment of the service implementation system based on the credit contract in the present specification can be applied to a server or a server cluster of the credit system.
In summary, in view of the problems that unmanned retail is unavailable in either single source of goods cannot meet diversified demands of users or is high in cost and low in settlement efficiency in the prior art, the application provides a technical scheme of unmanned retail based on credit contracts. And the subsequent intelligent contract automatically drives the merchant to stock to a specified unmanned retail cabinet according to the contract signing terms at regular intervals, and simultaneously reminds the user to take the commodities away at regular intervals and automatically settle the cost. If one party of the double-sender violates the rules, credit punishment is carried out to form a credit closed loop. According to the technical scheme, through the credit contract service capacity provided by the credit system, a merchant can realize a set of unmanned retail scheme at low cost, effectively avoids various losses in a certain plane, promotes profits, has the advantages of low cost and reliability of unmanned containers, and has the advantages that goods of unmanned convenience stores are rich and various requirements of users can be met.
The first embodiment is a method embodiment corresponding to the present embodiment, and the technical details in the first embodiment may be applied to the present embodiment, and the technical details in the present embodiment may also be applied to the first embodiment.
It should be noted that, as will be understood by those skilled in the art, the implementation functions of the modules shown in the above embodiment of the credit contract-based service implementation system can be understood by referring to the relevant description of the credit contract-based service implementation method. The functions of the modules shown in the embodiment of the credit contract-based service implementation system may be implemented by a program (executable instructions) running on a processor, or may be implemented by specific logic circuits. The service implementation system based on the credit contract according to the embodiment of the present disclosure may also be stored in a computer-readable storage medium if it is implemented in the form of a software function module and sold or used as an independent product. Based on such understanding, the technical solutions of the embodiments of the present specification may be essentially or partially implemented in the form of a software product stored in a storage medium and including instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the methods described in the embodiments of the present specification. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read Only Memory (ROM), a magnetic disk, or an optical disk, and various media capable of storing program codes. Thus, embodiments of the present description are not limited to any specific combination of hardware and software.
Accordingly, the present specification embodiments also provide a computer-readable storage medium having stored therein computer-executable instructions that, when executed by a processor, implement the method embodiments of the present specification. Computer-readable storage media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable storage medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
Furthermore, the present specification also provides an electronic device, which includes a memory for storing computer executable instructions, and a processor; the processor is configured to implement the steps of the method embodiments described above when executing the computer-executable instructions in the memory. The Processor may be a Central Processing Unit (CPU), other general-purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), or the like. The aforementioned memory may be a read-only memory (ROM), a Random Access Memory (RAM), a Flash memory (Flash), a hard disk, or a solid state disk. The steps of the method disclosed in the embodiments of the present invention may be directly implemented by a hardware processor, or implemented by a combination of hardware and software modules in the processor.
It should be noted that, in the present patent application, relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element. In the present patent application, if it is mentioned that a certain action is executed according to a certain element, it means that the action is executed according to at least the element, and two cases are included: performing the action based only on the element, and performing the action based on the element and other elements. The expression of a plurality of, a plurality of and the like includes 2, 2 and more than 2, more than 2 and more than 2.
All documents mentioned in this specification are to be considered as being incorporated in their entirety into the disclosure of this specification so as to be subject to modification as necessary. It should be understood that the above description is only a preferred embodiment of the present disclosure, and is not intended to limit the scope of the present disclosure. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of one or more embodiments of the present disclosure should be included in the scope of protection of one or more embodiments of the present disclosure.
The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
Claims (10)
1. A service implementation method based on credit contracts comprises the following steps:
the credit system acquires service information corresponding to the service request;
the credit system takes the service information as contract terms and takes the user of the initiating terminal of the service request and the service system as contract parties to generate a credit contract;
when the service condition is triggered, the credit system drives the corresponding contractual party to fulfill contractual obligations,
wherein the service request is an unmanned retail service request provided by the service system, and the step of driving a corresponding contractual party to fulfill contractual obligations by the credit system when the service condition is triggered comprises the following substeps: when the stock-preparing time point appointed by the credit contract is reached, the credit system sends a stock-preparing instruction to the business system, drives the business system to prepare the stock to a designated unmanned retail cabinet according to the contract, and feeds back the performance information to the credit system; and the credit system receives the fulfillment information of the business system, sends a goods taking notice to the user, drives the user to take the goods away from the designated unmanned retail cabinet according to the contract and completes payment.
2. The method of claim 1, further comprising:
the credit system positively updates the credit information of the contractual party after the contractual party fulfills the contractual obligation according to the contract;
the credit system negatively updates the credit information of the contractual party after the contractual party does not fulfill the contractual obligation by a contract.
3. The method as claimed in claim 1, wherein before the step of the credit system obtaining the service information corresponding to the service request, the method further comprises:
the credit system determines the credit information of the user to which the initiating terminal belongs;
and if the credit information of the user meets the preset credit constraint condition, the credit system provides the credit contract service for the user.
4. The method as claimed in claim 1, wherein before the step of the credit system obtaining the service information corresponding to the service request, the method further comprises:
the credit system carries out qualification evaluation on the service system;
and if the business system passes the qualification evaluation, the credit system provides credit contract service for the business system.
5. A credit contract-based business implementation system, comprising:
the information acquisition module is used for acquiring the service information corresponding to the service request;
the contract generating module is used for generating a credit contract by taking the service information as contract terms and taking a user to which the initiating terminal of the service request belongs and a service system as contract parties;
the driving performance module is used for driving the corresponding contractual party to fulfill contractual obligations when the service condition is triggered,
wherein the service request is an unmanned retail service request provided by the service system, and the drive fulfillment module comprises the following sub-modules: the goods-preparing driving submodule is used for sending a goods-preparing instruction to the business system when a goods-preparing time point appointed by the credit contract is reached, and driving the business system to prepare goods to a specified unmanned retail cabinet according to the contract; and the goods taking driving submodule is used for sending goods taking notice to the user after the business system prepares goods to the appointed unmanned retail cabinet according to the contract, and driving the user to take the goods away and complete payment according to the contract to the appointed unmanned retail cabinet.
6. The system of claim 5, further comprising:
a credit updating module, for updating the credit information of the contractual party in positive direction after the contractual party fulfills the contractual obligation; and after the contractual party does not fulfill the contractual obligation by the contract, updating the credit information of the contractual party in a negative direction.
7. The system of claim 5, further comprising:
a credit determining module, configured to determine credit information of a user to which the originating terminal belongs;
the first judgment module is used for judging whether the credit information of the user meets a preset credit constraint condition or not;
the first service module is used for providing credit contract service for the user when the credit information of the user meets the preset credit constraint condition.
8. The system of claim 5, further comprising:
the qualification evaluation module is used for evaluating the qualification of the service system;
the second judgment module is used for judging whether the service system passes the qualification evaluation;
and the second service module is used for providing credit contract service for the business system when the business system passes the qualification evaluation.
9. An electronic device, comprising:
a memory for storing computer executable instructions; and the number of the first and second groups,
a processor for implementing the steps in the method of any one of claims 1 to 4 when executing the computer-executable instructions.
10. A computer readable storage medium having stored thereon computer executable instructions which, when executed by a processor, implement the steps in the method of any one of claims 1 to 4.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201911040263.4A CN110782229B (en) | 2019-10-29 | 2019-10-29 | Credit contract based service implementation method and system |
Applications Claiming Priority (1)
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| CN108830606A (en) * | 2018-05-30 | 2018-11-16 | 阿里巴巴集团控股有限公司 | The deployment of intelligent contract, executes method and apparatus at calling |
| CN109214883A (en) * | 2018-07-27 | 2019-01-15 | 阿里巴巴集团控股有限公司 | Service lease method, apparatus, system and electronic equipment based on block chain |
| CN110033274A (en) * | 2019-01-09 | 2019-07-19 | 阿里巴巴集团控股有限公司 | Withdrawing method, reimbursement system and the single receiving system of receipts |
| CN110163632A (en) * | 2019-04-24 | 2019-08-23 | 阿里巴巴集团控股有限公司 | Withdrawing method and its system, user terminal |
| CN110175854A (en) * | 2019-04-28 | 2019-08-27 | 阿里巴巴集团控股有限公司 | Consume contract processing method and its system |
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| CN108038686A (en) * | 2017-11-06 | 2018-05-15 | 阿里巴巴集团控股有限公司 | The method paid is realized based on credit |
| CN108830606A (en) * | 2018-05-30 | 2018-11-16 | 阿里巴巴集团控股有限公司 | The deployment of intelligent contract, executes method and apparatus at calling |
| CN109214883A (en) * | 2018-07-27 | 2019-01-15 | 阿里巴巴集团控股有限公司 | Service lease method, apparatus, system and electronic equipment based on block chain |
| CN110033274A (en) * | 2019-01-09 | 2019-07-19 | 阿里巴巴集团控股有限公司 | Withdrawing method, reimbursement system and the single receiving system of receipts |
| CN110163632A (en) * | 2019-04-24 | 2019-08-23 | 阿里巴巴集团控股有限公司 | Withdrawing method and its system, user terminal |
| CN110175854A (en) * | 2019-04-28 | 2019-08-27 | 阿里巴巴集团控股有限公司 | Consume contract processing method and its system |
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