CN110766545A - Bank accounting entry generation method - Google Patents
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- CN110766545A CN110766545A CN201911008216.1A CN201911008216A CN110766545A CN 110766545 A CN110766545 A CN 110766545A CN 201911008216 A CN201911008216 A CN 201911008216A CN 110766545 A CN110766545 A CN 110766545A
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Abstract
The bank accounting entry rule generation method disclosed by the invention realizes the decoupling of the business transaction module and the accounting module, and can generate an accounting result with amount data according to a set rule when actual business occurs. When a product account is transacted, the accounting module can automatically extract information related to accounting according to product transaction event information, automatically convert business data into an accounting result according to a preset accounting rule, and only a parameterization rule in the accounting module needs to be adjusted when the accounting rule changes, so that the business transaction module and the accounting module are decoupled, the flexibility of the accounting rule and the bank business innovation capability are improved, and the bank is helped to improve the business innovation capability and the product release efficiency.
Description
Technical Field
The invention relates to the field of financial transactions, in particular to a bank accounting entry generation method.
Background
At present, most of bank core systems map accounting rules through accounting codes and generate accounting records. Each accounting code corresponds to a specific banking business specific product, the composition rule and business personnel formulate accounting dimensions, and related accounting attributes such as product types, time limits and the like need to be abstracted based on most business transaction scenes, which are common dimensions existing in many financial business scenes. This approach has the following drawbacks:
(1) the business transaction module is tightly coupled with the accounting module, so that the dimension expansion is not considered, and the accounting rule is poor in flexibility;
(2) when the account is transacted, the accounting engine determines key factors such as specific products, transaction events, clients, currencies, transaction amounts and the like according to transaction related information, automatically maps information related to accounting, and automatically converts transaction information into an accounting entry according to predefined accounting rules. Therefore, the requirement on the accounting capability and the service abstraction capability of service personnel is very high, and meanwhile, the innovation capability of banking services is influenced, so that the product release efficiency is low.
Based on the above situation, how to design a bank accounting entry with simple and convenient operation to improve the flexibility of the accounting rule and the innovation capability of the banking business, really realizes the separation of transaction and accounting to become a big pain point of the current bank accounting department.
Disclosure of Invention
In order to solve the defects of the prior art, the embodiment of the invention provides a bank accounting entry rule generating method, which comprises the following steps:
acquiring service data generated by each system in a service processing process, wherein the service data comprises account information, product information and transaction information;
acquiring an accounting model matched with the business data according to the content of the business data, wherein the accounting model comprises a product model, a customer model, an account model, a currency model, a state model, an event model and a transaction model;
acquiring an accounting rule matched with the accounting model;
acquiring accounting entry rules matched with the accounting rules;
and analyzing the accounting entry rule, converting the accounting entry rule according to an analysis result, and generating a bank accounting entry.
Preferably, obtaining an accounting rule matching with the accounting model comprises:
converting the content of the accounting model and the content of the accounting rule into two character strings in the same format according to a set sequence;
and matching the two character strings one by one, and if the data of all dimensions are successfully matched, determining that the accounting model is matched with the accounting rule.
Preferably, obtaining the accounting rule matched with the accounting model further comprises:
and if the accounting rule matched with the accounting model does not exist, matching the accounting rule with the accounting model through self-defining the content of the accounting rule.
Preferably, the acquiring the accounting entry rule matched with the accounting rule comprises:
acquiring an accounting entry rule number matched with the accounting rule according to the content of the accounting rule;
according to the accounting entry rule serial numbers, corresponding accounting entry rules are obtained, wherein one accounting entry rule serial number corresponds to one accounting entry rule.
Preferably, after generating the bank accounting entry, the method further comprises:
and converting the business data into accounting data according to the bank accounting entry.
Preferably, before obtaining the accounting model matched with the business data according to the content of the business data, the method further includes:
and converting various service data into corresponding accounting models according to a preset conversion rule.
The bank accounting entry rule generation method provided by the embodiment of the invention has the following beneficial effects:
the decoupling of the business transaction module and the accounting module is realized, the flexibility of the accounting rule and the bank business innovation capability are improved, and the business innovation capability and the product release efficiency of the bank are improved.
Drawings
Fig. 1 is a schematic flow chart of a method for generating bank accounting entry rules according to an embodiment of the present invention;
fig. 2 is a schematic view of an accounting rule configuration interface according to an embodiment of the present invention.
Detailed Description
The invention is described in detail below with reference to the figures and the embodiments.
As shown in fig. 1, the method for generating bank accounting entry rules provided in the embodiment of the present invention includes the following steps:
s101, acquiring service data generated by each system in a service processing process, wherein the service data comprises account information, product information and transaction information.
In one example, the business data generated by each business system during the business processing, such as account information, customer information, product information, transaction amount information, etc., are stored in each system through various types of register books, and are transmitted to the accounting module through an online or batch file.
S102, obtaining an accounting model matched with the business data according to the content of the business data, wherein the accounting model comprises a product model, a customer model, an account model, a currency model, a state model, an event model and a transaction model.
S103, acquiring an accounting rule matched with the accounting model.
And S104, acquiring the accounting entry rule matched with the accounting rule.
And S105, analyzing the accounting entry rule, converting the accounting entry rule according to an analysis result, and generating a bank accounting entry.
Optionally, obtaining an accounting rule matched with the accounting model includes:
converting the content of the accounting model and the content of the accounting rule into two character strings in the same format according to a set sequence;
and matching the two character strings one by one, and if the data of all dimensions are successfully matched, determining that the accounting model is matched with the accounting rule.
In one example, the relationship between the accounting rule and the score record number is defined by the system number, the product number, the service module, the client type, the accounting state, the currency, the event type, the transaction type and the legal person of the accounting rule, and the above parameters are defined according to a fixed value, an enumerated value and a regular expression. And when the conditions cannot be met, adding a user-defined rule dimension, and defining the rule by self in an expression mode, wherein the data of the expression is from an accounting model.
As a specific embodiment, the content of the accounting model is converted into a character string in a format of "product number-service module-client type-accounting state-currency-event type-transaction type-legal person" according to the sequence of product number, service module, client type, accounting state, currency, event type, transaction type, legal person.
And converting the content of the accounting rule into a character string in a format of 'product number-service module-client type-accounting state-currency-event type-transaction type-legal person' according to the sequence of product number, service module, client type, accounting state, currency, event type, transaction type and legal person.
And matching the character strings corresponding to the accounting rules one by using the character strings corresponding to the accounting models, wherein each rule needs to be matched one by one according to the product number, the service module, the client type, the accounting state, the currency, the event type, the transaction type and the legal dimension, if one dimension is unsuccessfully matched, processing according to the unmatched rule, if all dimensions are successfully matched, processing according to the matched rule, and acquiring the corresponding accounting entry number.
Optionally, obtaining the accounting rule matched with the accounting model further includes:
and if the accounting rule matched with the accounting model does not exist, matching the accounting rule with the accounting model through self-defining the content of the accounting rule.
Optionally, the obtaining of the accounting entry rule matched with the accounting rule includes:
acquiring an accounting entry rule number matched with the accounting rule according to the content of the accounting rule;
according to the accounting entry rule serial numbers, corresponding accounting entry rules are obtained, wherein one accounting entry rule serial number corresponds to one accounting entry rule.
In one example, the accounting entry rule includes parameters: accounting entry number, serial number, amount type, lending direction, subject number, organization number, customer number, currency, profit center, entry number, amount, product number, legal person. The value expression of each parameter is a fixed value, an operator and an expression definition. Wherein: the account type comprises account balance, expense amount and interest amount, the subject number comprises a liability subject, an asset subject, an interest income subject and an interest expenditure subject, the mechanism number comprises an account opening mechanism number and a transaction mechanism number, the client number comprises an account client number and a client number inside the mechanism, the currency comprises transaction currency and account opening currency, the profit center comprises an account profit center and a transaction profit center, and the legal person comprises a legal person corresponding to the mechanism. Each parameter can be configured as a value expression, and the value expression is a free combination of a fixed value, an operator and an expression 3.
Optionally, after generating the bank accounting entry, the method further comprises:
and converting the business data into accounting data according to the bank accounting entry.
Optionally, before obtaining, according to the content of the service data, an accounting model matched with the service data, the method further includes:
and converting various service data into corresponding accounting models according to a preset conversion rule.
As shown in fig. 2, the service data is converted into each accounting model through a preset conversion rule, each accounting model includes a unique identifier, and the accounting model is finally determined according to parameter definitions of 6 dimensions of each accounting model related product, client, currency, state, event type and transaction type, wherein the accounting model is in a JSON format, so that the use of a subsequent extension process is facilitated.
The bank accounting entry rule generation method provided by the embodiment of the invention realizes the decoupling of the business transaction module and the accounting module, and can generate an accounting result with amount data according to a set rule when actual business occurs. When a product account is transacted, the accounting module can automatically extract information related to accounting according to product transaction event information, automatically convert business data into an accounting result according to a preset accounting rule, and only a parameterization rule in the accounting module needs to be adjusted when the accounting rule changes, so that the business transaction module and the accounting module are decoupled, the flexibility of the accounting rule and the bank business innovation capability are improved, and the bank is helped to improve the business innovation capability and the product release efficiency.
In the foregoing embodiments, the descriptions of the respective embodiments have respective emphasis, and for parts that are not described in detail in a certain embodiment, reference may be made to related descriptions of other embodiments.
It will be appreciated that the relevant features of the method and apparatus described above are referred to one another.
It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
The algorithms and displays presented herein are not inherently related to any particular computer, virtual machine, or other apparatus. Various general purpose systems may also be used with the teachings herein. The required structure for constructing such a system will be apparent from the description above. Moreover, the present invention is not directed to any particular programming language. It is appreciated that a variety of programming languages may be used to implement the teachings of the present invention as described herein, and any descriptions of specific languages are provided above to disclose the best mode of the invention.
In addition, the memory may include volatile memory in a computer readable medium, Random Access Memory (RAM) and/or nonvolatile memory such as Read Only Memory (ROM) or flash memory (flash RAM), and the memory includes at least one memory chip.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). The memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in the process, method, article, or apparatus that comprises the element.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The above are merely examples of the present application and are not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.
Claims (7)
1. A bank accounting entry generation method is characterized by comprising the following steps:
acquiring service data generated by each system in a service processing process, wherein the service data comprises account information, product information and transaction information;
acquiring an accounting model matched with the business data according to the content of the business data, wherein the accounting model comprises a product model, a customer model, an account model, a currency model, a state model, an event model and a transaction model;
acquiring an accounting rule matched with the accounting model;
acquiring accounting entry rules matched with the accounting rules;
and analyzing the accounting entry rule, converting the accounting entry rule according to an analysis result, and generating a bank accounting entry.
2. The accounting rule parsing method of claim 1, wherein obtaining the accounting rule matching the accounting model comprises:
converting the content of the accounting model and the content of the accounting rule into two character strings in the same format according to a set sequence;
and matching the two character strings one by one, and if the data of all dimensions are successfully matched, determining that the accounting model is matched with the accounting rule.
3. The accounting rule parsing method of claim 2, wherein obtaining the accounting rule matching the accounting model further comprises:
and if the accounting rule matched with the accounting model does not exist, matching the accounting rule with the accounting model through self-defining the content of the accounting rule.
4. The accounting rule parsing method of claim 1, wherein obtaining accounting entry rules matching the accounting rules comprises:
acquiring an accounting entry rule number matched with the accounting rule according to the content of the accounting rule;
according to the accounting entry rule serial numbers, corresponding accounting entry rules are obtained, wherein one accounting entry rule serial number corresponds to one accounting entry rule.
5. The accounting rule parsing method of claim 1, wherein after generating the bank accounting entry, the method further comprises:
and converting the business data into accounting data according to the bank accounting entry.
6. The accounting rule parsing method of claim 1, wherein before obtaining an accounting model matching the business data according to the content of the business data, the method further comprises:
and converting various service data into corresponding accounting models according to a preset conversion rule.
7. A computer arrangement comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the steps of claims 1-6 are implemented when the computer program is executed by the processor.
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN111415244A (en) * | 2020-03-30 | 2020-07-14 | 中国建设银行股份有限公司 | Method and device for processing data |
| CN111581357A (en) * | 2020-03-31 | 2020-08-25 | 山东浪潮通软信息科技有限公司 | Processing method, device, equipment and medium based on special auxiliary accounting |
| CN111581268A (en) * | 2020-04-20 | 2020-08-25 | 北京同邦卓益科技有限公司 | Service processing method, device and system |
| CN112686626A (en) * | 2020-12-25 | 2021-04-20 | 建信金融科技有限责任公司 | Accounting processing method and device |
| CN114971835A (en) * | 2022-07-26 | 2022-08-30 | 深圳市茗格科技有限公司 | Service data processing method and device, electronic equipment and readable storage medium |
| CN116993470A (en) * | 2023-07-06 | 2023-11-03 | 中电金信软件有限公司 | Service control method and device based on quota |
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| CN101025818A (en) * | 2006-02-21 | 2007-08-29 | 高新生 | Algorithm for computer automatially processing accounting entry |
| CN106022902A (en) * | 2016-05-13 | 2016-10-12 | 中国建设银行股份有限公司 | Accounting method and device |
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN111415244A (en) * | 2020-03-30 | 2020-07-14 | 中国建设银行股份有限公司 | Method and device for processing data |
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| CN111581357A (en) * | 2020-03-31 | 2020-08-25 | 山东浪潮通软信息科技有限公司 | Processing method, device, equipment and medium based on special auxiliary accounting |
| CN111581357B (en) * | 2020-03-31 | 2023-09-22 | 浪潮通用软件有限公司 | Processing method, device, equipment and medium based on special auxiliary accounting |
| CN111581268A (en) * | 2020-04-20 | 2020-08-25 | 北京同邦卓益科技有限公司 | Service processing method, device and system |
| CN112686626A (en) * | 2020-12-25 | 2021-04-20 | 建信金融科技有限责任公司 | Accounting processing method and device |
| CN114971835A (en) * | 2022-07-26 | 2022-08-30 | 深圳市茗格科技有限公司 | Service data processing method and device, electronic equipment and readable storage medium |
| CN116993470A (en) * | 2023-07-06 | 2023-11-03 | 中电金信软件有限公司 | Service control method and device based on quota |
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Application publication date: 20200207 |