CN110688830B - Credit investigation template conversion method and device - Google Patents

Credit investigation template conversion method and device Download PDF

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CN110688830B
CN110688830B CN201910916578.4A CN201910916578A CN110688830B CN 110688830 B CN110688830 B CN 110688830B CN 201910916578 A CN201910916578 A CN 201910916578A CN 110688830 B CN110688830 B CN 110688830B
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user information
template
generation
generation credit
credit
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CN110688830A (en
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刘洋
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Bank of China Ltd
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Bank of China Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/80Information retrieval; Database structures therefor; File system structures therefor of semi-structured data, e.g. markup language structured data such as SGML, XML or HTML
    • G06F16/84Mapping; Conversion

Abstract

The application discloses a method and a device for converting a credit investigation template, which are used for analyzing a credit investigation template to obtain user information in the credit investigation template; according to a preset configuration file comprising the corresponding relation between the user information in the first-generation credit template format and the user information in the second-generation credit template format, converting the user information into the user information in the second-generation credit template format; and generating the second-generation credit template according to the user information converted into the second-generation credit template format. Therefore, the application converts the user information in the format of the credit template representing each attribute and attribute value of the user into the user information in the format of the second-generation credit template through the preset configuration file, and then generates the second-generation credit template according to the user information converted into the format of the second-generation credit template, so that the whole process can be automatically finished in batch without manual participation, and the conversion efficiency of the credit template is greatly improved.

Description

Credit investigation template conversion method and device
Technical Field
The application relates to the technical field of data processing, in particular to a method and a device for converting a credit investigation template.
Background
Credit investigation refers to collecting, arranging, storing and processing credit information of natural people, legal people and other organizations according to law, and providing services such as credit report, credit evaluation, credit information consultation and the like to the outside so as to help customers judge and control credit risks and conduct credit management activities. Because the credit standard of China people bank is updated, the original user information using a credit template is required to be converted into a second-generation credit template.
The existing credit template conversion method is to extract user information in a credit template one by one in a manual mode and input the user information into a second-generation credit template. Because the information quantity of the adoption of a credit template is huge, the conversion is performed in a manual mode, so that the conversion time is long and the efficiency is low.
Disclosure of Invention
The application provides a method and a device for converting credit templates, which can solve the problems of long time consumption and low efficiency of the conversion by adopting a manual mode due to huge credit information amount of the credit templates in the prior art.
In order to achieve the above purpose, the present application provides the following technical solutions:
a conversion method of credit investigation templates comprises the following steps:
analyzing a credit template to obtain user information in the credit template;
according to a preset configuration file comprising the corresponding relation between the user information in a credit template format and the user information in a second-generation credit template format, converting the user information into the user information in the second-generation credit template format;
and generating the second-generation credit template according to the user information converted into the second-generation credit template format.
Optionally, the converting the user information into the user information in the second-generation credit template format according to the preset configuration file including the corresponding relationship between the user information in the first-generation credit template format and the user information in the second-generation credit template format includes:
converting attribute marks of a first-generation credit template format in the user information of the first-generation credit template format into attribute marks of a second-generation credit template format according to the corresponding relation between the user information of the first-generation credit template format and the user information of the second-generation credit template format in a preset configuration file, wherein the user information of the first-generation credit template format comprises the attribute marks and attribute values of the first-generation credit template format;
and taking the attribute mark and the attribute value of the second-generation credit template format as user information of the second-generation credit template format.
Optionally, the generating the second-generation credit template according to the user information converted into the second-generation credit template format includes:
and according to the positions of all pieces of user information in the second-generation credit investigation template, assembling the user information in the second-generation credit investigation template format into the second-generation credit investigation template.
Optionally, if the second-generation credit module is in an XML structure, the assembling the user information in the second-generation credit module format into the second-generation credit module according to the position of each piece of user information in the second-generation credit module includes:
and according to the positions of all pieces of user information in the extensible markup language (XML) structure of the second-generation credit template, assembling the user information in the format of the second-generation credit template into the second-generation credit template of the extensible markup language (XML) structure.
Optionally, the conversion method further includes:
inquiring a database according to the newly added attribute marks in the second-generation credit investigation template;
if the attribute value corresponding to the newly added attribute mark is obtained by inquiring in the database, generating a second-generation credit template according to the user information converted into the second-generation credit template format, wherein the method comprises the following steps: generating a second-generation credit investigation template according to the user information converted into the second-generation credit investigation template format, the newly-added attribute mark and the attribute value corresponding to the newly-added attribute mark;
if the attribute value corresponding to the newly added attribute mark is not obtained by inquiring in the database, prompting a user to supplement the attribute value corresponding to the newly added attribute mark.
A device for converting a credit template, comprising:
the analysis unit is used for analyzing a credit template to obtain user information in the credit template;
the conversion unit is used for converting the user information into the user information in the second-generation credit template format according to a preset configuration file comprising the corresponding relation between the user information in the first-generation credit template format and the user information in the second-generation credit template format;
and the generating unit is used for generating the second-generation credit template according to the user information converted into the second-generation credit template format.
Optionally, the conversion unit includes:
the conversion subunit is used for converting the attribute mark of the first-generation credit template format in the user information of the first-generation credit template format into the attribute mark of the second-generation credit template format according to the corresponding relation between the user information of the first-generation credit template format and the user information of the second-generation credit template format in the preset configuration file, wherein the user information of the first-generation credit template format comprises the attribute mark and the attribute value of the first-generation credit template format;
and the combination subunit is used for taking the attribute mark and the attribute value of the second-generation credit template format as the user information of the second-generation credit template format.
Optionally, the generating unit is configured to assemble the user information in the second-generation credit template format into a second-generation credit template according to the position of each piece of user information in the second-generation credit template.
Optionally, if the second-generation credit module is an XML structure, the generating unit is configured to assemble the user information in the second-generation credit module format into the second-generation credit module in the XML structure according to the position of each piece of user information in the XML structure of the second-generation credit module.
Optionally, the conversion device further includes:
the query unit is used for querying the database according to the newly added attribute marks in the second-generation credit template;
the generating unit is further configured to generate a second-generation credit template according to the user information converted into the second-generation credit template format, the new attribute mark and the attribute value corresponding to the new attribute mark if the attribute value corresponding to the new attribute mark is queried in the database;
and the prompting unit is used for prompting a user to supplement the attribute value corresponding to the newly added attribute mark if the attribute value corresponding to the newly added attribute mark is not inquired in the database.
According to the technical scheme, the application discloses a method and a device for converting a credit template, which are used for analyzing a credit template to obtain user information in the credit template; according to a preset configuration file comprising the corresponding relation between the user information in the first-generation credit template format and the user information in the second-generation credit template format, converting the user information into the user information in the second-generation credit template format; and generating the second-generation credit template according to the user information converted into the second-generation credit template format. Therefore, the application converts the user information in the format of the credit template representing each attribute and attribute value of the user into the user information in the format of the second-generation credit template through the preset configuration file, and then generates the second-generation credit template according to the user information converted into the format of the second-generation credit template, so that the whole process can be automatically finished in batch without manual participation, and the conversion efficiency of the credit template is greatly improved.
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In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings that are required to be used in the embodiments or the description of the prior art will be briefly described below, and it is obvious that the drawings in the following description are only embodiments of the present application, and that other drawings can be obtained according to the provided drawings without inventive effort for a person skilled in the art.
FIG. 1 is a flow chart of a method for converting credit templates disclosed in an embodiment of the application;
FIG. 2 is a flowchart of a process for generating a preset configuration file according to an embodiment of the present application;
fig. 3 is a schematic structural diagram of a conversion device for credit module according to an embodiment of the present application.
Detailed Description
The following description of the embodiments of the present application will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present application, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the application without making any inventive effort, are intended to be within the scope of the application.
As known from the background technology, the existing credit template conversion method extracts user information in a first-generation credit template one by one in a manual mode and inputs the user information into a second-generation credit template. Because the information quantity of the adoption of a credit template is huge, the conversion is performed in a manual mode, so that the conversion time is long and the efficiency is low.
In view of the above, the application provides a method and a device for converting credit templates, which can solve the problems of long time consumption and low efficiency of the conversion by adopting a manual mode due to huge credit information amount of a credit template in the prior art.
As shown in fig. 1, the embodiment of the application discloses a method for converting a credit investigation template, which comprises the following steps:
s101, analyzing a credit template to obtain user information in the credit template.
It should be noted that, the credit template is a traditional personal credit information template, which generally includes the name, sex, certificate type, certificate number and credit condition of the user, so that the credit degree of the user can be intuitively and accurately reflected, but because the system of the people bank is updated, the second-generation credit template of a new generation is started, the original credit template is eliminated, but the user information in the original credit template is still true and effective, so that the user information in the first-generation credit template is required to be extracted and converted into the second-generation credit template for continuous use, and the first-generation credit template is required to be analyzed to obtain the user information in the first-generation credit template.
Optionally, the credit template is generally in an extensible markup language (eXtensibleMarkup Language, XML) format, and when the credit template is parsed, user information can be extracted according to attribute marks and attribute values defined in the credit template, so as to obtain user information including the attribute marks and the attribute values. For example, user information < Name > king two, where Name is an attribute tag and king two is an attribute value.
It should be noted that XML is a markup language for marking an electronic file to have a structure, and may be used to mark data and define data types, and is a source language that allows a user to define his or her own markup language. It is well suited for web transport, providing a unified approach to describe and exchange structured data independent of applications or vendors. Is a cross-platform and content-dependent technology in the Internet environment and is an effective tool for processing distributed structure information nowadays.
S102, converting the user information into the user information in the second-generation credit template format according to a preset configuration file comprising the corresponding relation between the user information in the first-generation credit template format and the user information in the second-generation credit template format.
Optionally, the converting the user information into the user information in the second-generation credit template format according to the preset configuration file including the corresponding relationship between the user information in the first-generation credit template format and the user information in the second-generation credit template format includes:
and converting the attribute mark of the first-generation credit template format in the user information of the first-generation credit template format into the attribute mark of the second-generation credit template format according to the corresponding relation between the user information of the first-generation credit template format and the user information of the second-generation credit template format in the preset configuration file, wherein the user information of the first-generation credit template format comprises the attribute mark and the attribute value of the first-generation credit template format.
And taking the attribute mark and the attribute value of the second-generation credit template format as user information of the second-generation credit template format.
It should be noted that, in the process of converting the user information in the first-generation credit template format into the user information in the second-generation credit template format, only the attribute mark is converted, and the attribute value is not converted, because the attribute value under the same attribute mark is unchanged in the first-generation credit template or the second-generation credit template, for example, the attribute mark of the user Name under the first-generation credit template format is Name, the attribute value is king two, the attribute mark under the second-generation credit template format is PA01BQ01, the attribute value is king two, and the converted part in the user information is the attribute mark part. Because the attribute values are indefinite and have a plurality of values, the corresponding relation between the user information of the first-generation credit template format and the user information of the second-generation credit template format in the preset configuration file is the corresponding relation between the attribute mark of the first-generation credit template format and the attribute mark of the second-generation credit template format, so that the conversion process from the user information of the first-generation credit template format to the user information of the second-generation credit template format can be generally completed no matter what the attribute values are, and the effects of batch conversion and conversion efficiency improvement are achieved.
S103, generating a second-generation credit template according to the user information converted into the second-generation credit template format.
Optionally, the generating the second-generation credit template according to the user information converted into the second-generation credit template format includes:
and according to the positions of all pieces of user information in the second-generation credit investigation template, assembling the user information in the second-generation credit investigation template format into the second-generation credit investigation template.
It should be noted that, since the user information obtained by parsing from a credit template is an information segment in the form of attribute tag and attribute value, and is converted into the user information in the form of a second-generation credit template, the user information is also an information end in the form of attribute tag and attribute value, and is not directly the second-generation credit template, so that the second-generation credit template needs to be generated according to the user information in the form of the second-generation credit template obtained by conversion.
Optionally, if the second-generation credit module is in an XML structure, the assembling the user information in the second-generation credit module format into the second-generation credit module according to the position of each piece of user information in the second-generation credit module includes:
and according to the positions of all pieces of user information in the XML structure of the second-generation credit module, assembling the user information in the format of the second-generation credit module into the second-generation credit module of the extensible markup language XML structure.
It should be noted that, similar to the aforementioned XML format of a credit template, although the people bank starts a new second-generation credit template, the second-generation credit template is generally in XML format under the precondition that the system big environment is unchanged, so that the user information can be combined according to the characteristics of the data tag, the data type and the like of the XML format data, and finally the second-generation credit template containing the user information is obtained.
Optionally, the conversion method further includes:
and inquiring the database according to the newly added attribute marks in the second-generation credit investigation template.
If the attribute value corresponding to the newly added attribute mark is obtained by inquiring in the database, generating a second-generation credit template according to the user information converted into the second-generation credit template format, wherein the method comprises the following steps: and generating a second-generation credit template according to the user information converted into the second-generation credit template format, the newly-added attribute mark and the attribute value corresponding to the newly-added attribute mark.
If the attribute value corresponding to the newly added attribute mark is not obtained by inquiring in the database, prompting a user to supplement the attribute value corresponding to the newly added attribute mark.
In order to better embody the credit condition of the user, attribute marks which are not included in some generation credit templates are added in the second generation credit templates, which are called as new attribute marks herein, and the method comprises the following steps: post-paid service information, administrative rewards records, and practice qualification records.
Because the attribute value corresponding to the newly added attribute mark is not available in a credit template and cannot be obtained from the credit template, the attribute value corresponding to the newly added attribute mark is required to be queried from a database storing all user information acquired from a user, and then the newly added attribute mark and the corresponding attribute value are combined with the user information in the format of the second-generation credit template converted from the credit template when the second-generation credit template is generated, so that the second-generation credit template with the user information is generated.
Optionally, as shown in fig. 2, the generating process of the preset configuration file includes:
s201, respectively extracting attribute marks in a first-generation credit template and a second-generation credit template.
S202, establishing a corresponding relation table of the attribute marks in the first-generation credit template and the attribute marks in the second-generation credit template according to the same representative meaning.
S203, generating a configuration file capable of converting the attribute marks in the corresponding generation credit template and the attribute marks in the second generation credit template according to the corresponding relation table, and taking the corresponding relation table and the configuration file as the preset configuration file.
It should be noted that, under general circumstances, since the attribute marks in the credit template and the attribute marks in the second-generation credit template are fixed, the preset configuration file can be used all the time without modification, and if the attribute marks applied to other conversion works or the second-generation credit template are modified, a new preset configuration file needs to be generated again according to the requirements so as to ensure the accuracy of the conversion works.
The method for converting the credit template disclosed by the embodiment analyzes a credit template to obtain user information in the credit template; according to a preset configuration file comprising the corresponding relation between the user information in the first-generation credit template format and the user information in the second-generation credit template format, converting the user information into the user information in the second-generation credit template format; and generating the second-generation credit template according to the user information converted into the second-generation credit template format. Therefore, the application converts the user information in the format of the credit template representing each attribute and attribute value of the user into the user information in the format of the second-generation credit template through the preset configuration file, and then generates the second-generation credit template according to the user information converted into the format of the second-generation credit template, so that the whole process can be automatically finished in batch without manual participation, and the conversion efficiency of the credit template is greatly improved.
Based on the above-mentioned method for converting credit templates disclosed in the embodiment of the present application, fig. 3 specifically discloses a device for converting credit templates by applying the method for converting credit templates.
As shown in fig. 3, another embodiment of the present application discloses a device for converting a credit template, which includes:
the parsing unit 301 is configured to parse a credit template to obtain user information in the credit template;
a conversion unit 302, configured to convert the user information into user information in a second-generation credit template format according to a preset configuration file including a correspondence between the user information in the first-generation credit template format and the user information in the second-generation credit template format;
the generating unit 303 is configured to generate a second-generation credit template according to the user information converted into the second-generation credit template format.
Optionally, the converting unit 302 includes:
the conversion subunit is used for converting the attribute mark of the first-generation credit template format in the user information of the first-generation credit template format into the attribute mark of the second-generation credit template format according to the corresponding relation between the user information of the first-generation credit template format and the user information of the second-generation credit template format in the preset configuration file, wherein the user information of the first-generation credit template format comprises the attribute mark and the attribute value of the first-generation credit template format;
and the combination subunit is used for taking the attribute mark and the attribute value of the second-generation credit template format as the user information of the second-generation credit template format.
Optionally, the generating unit 303 is configured to assemble the user information in the second-generation credit template format into a second-generation credit template according to the position of each piece of user information in the second-generation credit template.
Optionally, if the second-generation credit module is an XML structure, the generating unit 303 is configured to assemble the user information in the format of the second-generation credit module into the second-generation credit module in the XML structure according to the position of each piece of user information in the XML structure of the second-generation credit module.
Optionally, the conversion device further includes:
the query unit is used for querying the database according to the newly added attribute marks in the second-generation credit template;
the generating unit 303 is further configured to generate a second-generation credit template according to the user information converted into the second-generation credit template format, the new attribute mark, and the attribute value corresponding to the new attribute mark if the attribute value corresponding to the new attribute mark is queried in the database;
and the prompting unit is used for prompting a user to supplement the attribute value corresponding to the newly added attribute mark if the attribute value corresponding to the newly added attribute mark is not inquired in the database.
The specific working processes of the parsing unit 301, the converting unit 302, and the generating unit 303 in the above-described conversion device for credit investigation templates disclosed in the above-described embodiment of the present application can be referred to the corresponding content in the conversion method for credit investigation templates disclosed in the above-described embodiment of the present application, and will not be described in detail here.
The conversion device of the credit template disclosed by the embodiment analyzes a credit template to obtain user information in the credit template; according to a preset configuration file comprising the corresponding relation between the user information in the first-generation credit template format and the user information in the second-generation credit template format, converting the user information into the user information in the second-generation credit template format; and generating the second-generation credit template according to the user information converted into the second-generation credit template format. Therefore, the application converts the user information in the format of the credit template representing each attribute and attribute value of the user into the user information in the format of the second-generation credit template through the preset configuration file, and then generates the second-generation credit template according to the user information converted into the format of the second-generation credit template, so that the whole process can be automatically finished in batch without manual participation, and the conversion efficiency of the credit template is greatly improved.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises an element.
It will be appreciated by those skilled in the art that embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The foregoing is merely exemplary of the present application and is not intended to limit the present application. Various modifications and variations of the present application will be apparent to those skilled in the art. Any modification, equivalent replacement, improvement, etc. which come within the spirit and principles of the application are to be included in the scope of the claims of the present application.

Claims (8)

1. The method for converting the credit template is characterized by comprising the following steps of:
analyzing a credit template to obtain user information in the credit template;
according to a preset configuration file comprising the corresponding relation between the user information in a credit template format and the user information in a second-generation credit template format, converting the user information into the user information in the second-generation credit template format;
generating a second-generation credit template according to the user information converted into the second-generation credit template format;
wherein the method further comprises:
inquiring a database according to the newly added attribute marks in the second-generation credit investigation template;
if the attribute value corresponding to the newly added attribute mark is obtained by inquiring in the database, generating a second-generation credit template according to the user information converted into the second-generation credit template format, wherein the method comprises the following steps: generating a second-generation credit investigation template according to the user information converted into the second-generation credit investigation template format, the newly-added attribute mark and the attribute value corresponding to the newly-added attribute mark;
if the attribute value corresponding to the newly added attribute mark is not obtained by inquiring in the database, prompting a user to supplement the attribute value corresponding to the newly added attribute mark.
2. The conversion method according to claim 1, wherein the converting the user information into the user information in the second-generation credit template format according to the preset configuration file including the correspondence between the user information in the first-generation credit template format and the user information in the second-generation credit template format includes:
converting attribute marks of a first-generation credit template format in the user information of the first-generation credit template format into attribute marks of a second-generation credit template format according to the corresponding relation between the user information of the first-generation credit template format and the user information of the second-generation credit template format in a preset configuration file, wherein the user information of the first-generation credit template format comprises the attribute marks and attribute values of the first-generation credit template format;
and taking the attribute mark and the attribute value of the second-generation credit template format as user information of the second-generation credit template format.
3. The method according to claim 1, wherein generating the second-generation credit template from the user information converted into the second-generation credit template format comprises:
and according to the positions of all pieces of user information in the second-generation credit investigation template, assembling the user information in the second-generation credit investigation template format into the second-generation credit investigation template.
4. The conversion method according to claim 3, wherein if the second-generation credit template is in an XML structure, the assembling the user information in the second-generation credit template format into the second-generation credit template according to the position of each piece of user information in the second-generation credit template includes:
and according to the positions of all pieces of user information in the extensible markup language (XML) structure of the second-generation credit template, assembling the user information in the format of the second-generation credit template into the second-generation credit template of the extensible markup language (XML) structure.
5. A credit template conversion device, comprising:
the analysis unit is used for analyzing a credit template to obtain user information in the credit template;
the conversion unit is used for converting the user information into the user information in the second-generation credit template format according to a preset configuration file comprising the corresponding relation between the user information in the first-generation credit template format and the user information in the second-generation credit template format;
the generation unit is used for generating a second-generation credit template according to the user information converted into the second-generation credit template format;
wherein the apparatus further comprises:
the query unit is used for querying the database according to the newly added attribute marks in the second-generation credit template;
the generating unit is further configured to generate a second-generation credit template according to the user information converted into the second-generation credit template format, the new attribute mark and the attribute value corresponding to the new attribute mark if the attribute value corresponding to the new attribute mark is queried in the database;
and the prompting unit is used for prompting a user to supplement the attribute value corresponding to the newly added attribute mark if the attribute value corresponding to the newly added attribute mark is not inquired in the database.
6. The conversion device according to claim 5, wherein the conversion unit includes:
the conversion subunit is used for converting the attribute mark of the first-generation credit template format in the user information of the first-generation credit template format into the attribute mark of the second-generation credit template format according to the corresponding relation between the user information of the first-generation credit template format and the user information of the second-generation credit template format in the preset configuration file, wherein the user information of the first-generation credit template format comprises the attribute mark and the attribute value of the first-generation credit template format;
and the combination subunit is used for taking the attribute mark and the attribute value of the second-generation credit template format as the user information of the second-generation credit template format.
7. The conversion device according to claim 5, wherein the generating unit is configured to assemble the user information in the second-generation credit template format into a second-generation credit template according to the location of each piece of user information in the second-generation credit template.
8. The conversion device according to claim 7, wherein if the second-generation credit template is an XML structure, the generating unit is configured to assemble the user information in the format of the second-generation credit template into the second-generation credit template in the XML structure according to the location of each piece of user information in the XML structure of the second-generation credit template.
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