CN110675159A - Financial market transaction advance risk control method and system and electronic equipment - Google Patents
Financial market transaction advance risk control method and system and electronic equipment Download PDFInfo
- Publication number
- CN110675159A CN110675159A CN201910933376.0A CN201910933376A CN110675159A CN 110675159 A CN110675159 A CN 110675159A CN 201910933376 A CN201910933376 A CN 201910933376A CN 110675159 A CN110675159 A CN 110675159A
- Authority
- CN
- China
- Prior art keywords
- transaction
- private
- public
- financial market
- area message
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0635—Risk analysis of enterprise or organisation activities
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The embodiment of the application provides a financial market transaction advance risk control method, a system and electronic equipment, wherein the method comprises the following steps: obtaining corresponding public area messages and private area messages based on the currently obtained transaction request; according to the source channel of the transaction request and/or the financial market to which the transaction request belongs, different standard format conversions are carried out on the public area message and the private area message through service scheduling, and an encapsulated public parameter and an encapsulated private parameter of transaction information are obtained respectively; and applying the packaging public parameters and the packaging private parameters to perform transaction advance risk assessment on the transaction request. The method and the device can effectively improve universality and expansibility of advance risk control of financial market trading, have high reliability of the advance risk control process, and can effectively reduce dependence on an external trading terminal.
Description
Technical Field
The application relates to the technical field of data processing, in particular to a financial market transaction advance risk control method and system and electronic equipment.
Background
In various transaction processes of financial markets, transaction risks generally need to be evaluated in order to ensure the safety and reliability of transactions, and in the evaluation process of the transaction risks, the prior evaluation of the transactions is taken as the best evaluation, so that whether risks exist in the transactions can be known before the transactions are carried out, and advanced control or early warning is carried out.
In the prior art, in order to implement the risk control requirements related to transactions, financial institutions such as banks generally perform prior risk control on financial market transactions among banks, and generally form a set of prior control system based on linkage of a prior control module embedded in a transaction terminal and a prior risk control system of the banks with the transaction terminal such as a foreign exchange transaction center.
However, if the transaction terminal upgrades the transaction system, a prior risk control mechanism of a financial institution such as a bank is not available, and even if the transaction terminal can provide a mode based on a terminal embedded plug-in, the interaction process and the transmission message of the prior control in the mode are different from those in the prior art, and the reuse of the prior risk control system cannot be realized, so that the development workload of the financial institution such as the bank is large. Meanwhile, with the expansion of the public area channels of the transaction terminals, if a set of corresponding prior risk control system needs to be developed again each time, the cost is high, and the prior risk control system and the prior risk control requirements of other transaction terminals can not be reused.
Disclosure of Invention
Aiming at the problems in the prior art, the application provides a financial market transaction advance risk control method, a financial market transaction advance risk control system and electronic equipment, which can effectively improve the universality and the expansibility of advance risk control of financial market transaction, have high reliability in the advance risk control process and can effectively reduce the dependence on an external transaction terminal.
In order to solve the technical problem, the application provides the following technical scheme:
in a first aspect, the present application provides a financial market transaction advance risk control method, including:
obtaining corresponding public area messages and private area messages based on the currently obtained transaction request;
according to the source channel of the transaction request and/or the financial market to which the transaction request belongs, different standard format conversions are carried out on the public area message and the private area message through service scheduling, and an encapsulated public parameter and an encapsulated private parameter of transaction information are obtained respectively;
and applying the packaging public parameters and the packaging private parameters to perform transaction advance risk assessment on the transaction request.
Further, the obtaining of the corresponding public area message and private area message based on the currently obtained transaction request includes:
acquiring a transaction request containing a source identifier;
and determining a source channel and/or a financial market of the transaction request based on the source identifier, and extracting a public area message and a private area message corresponding to the transaction request from the transaction request.
Further, the obtaining the transaction request including the source identifier includes:
receiving a transaction request sent by a prior risk control plug-in corresponding to a transaction terminal application;
correspondingly, after applying the preset configuration rule and performing transaction prior risk assessment on the transaction request based on the packaged public parameter and the packaged private parameter, the financial market transaction prior risk control method further includes:
and sending the corresponding transaction advance risk assessment result to the transaction terminal.
Further, the step of performing different standard format conversions on the public area message and the private area message through service scheduling according to the source channel of the transaction request and/or the financial market to which the transaction request belongs to obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information respectively includes:
according to the source channel and/or the financial market of the transaction request, applying a configuration rule corresponding to the transaction request to dispatch the transaction request to a corresponding core node;
and mapping the public area message and the private area message in a standard format by applying the configuration rule to respectively obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information.
Further, the applying the configuration rule to perform mapping processing of a standard format on the public area message and the private area message to obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information respectively includes:
analyzing the public area message, applying the configuration rule to perform mapping processing of a standard format on the analyzed public area message to obtain a packaged public parameter of the transaction information, and
and analyzing the private area message, and applying the configuration rule to perform mapping processing of a standard format on the analyzed private area message to obtain an encapsulated private parameter of the transaction information.
Further, the applying the configuration rule to perform mapping processing of a standard format on the analyzed public area packet includes:
and checking the analyzed public area message according to a preset check rule, and if the public area message passes the check, applying the configuration rule to perform mapping processing of a standard format on the analyzed public area message.
Further, the applying the configuration rule to perform mapping processing of a standard format on the analyzed private area message includes:
and checking the analyzed private area message according to a preset check rule, and if the private area message passes the check, applying the configuration rule to perform mapping processing of a standard format on the analyzed private area message.
Further, the applying the packaged public parameters and the packaged private parameters to perform transaction advance risk assessment on the transaction request includes:
and performing transaction prior risk assessment on the packaged public parameters and the packaged private parameters based on a preset wind control rule.
In a second aspect, the present application provides a financial market transaction advance risk control system, comprising:
the front node is used for obtaining corresponding public area messages and private area messages based on the currently obtained transaction request;
the core node is used for converting different standard formats of the public area message and the private area message through service scheduling according to a source channel of the transaction request and/or a financial market to which the transaction request belongs, and respectively obtaining an encapsulated public parameter and an encapsulated private parameter of the transaction information;
the core node is further configured to apply the encapsulated public parameter and the encapsulated private parameter to perform a transaction advance risk assessment on the transaction request.
Further, the front node includes:
the service access layer is used for acquiring a transaction request containing a source identifier;
and the service control distribution layer is used for determining a source channel and/or a financial market of the transaction request based on the source identifier, and extracting a public area message and a private area message corresponding to the transaction request from the transaction request.
Further, the service access layer is specifically configured to perform the following:
receiving a transaction request sent by a prior risk control plug-in corresponding to a transaction terminal application;
correspondingly, the service access layer is also used for sending the corresponding transaction advance risk assessment result to the transaction terminal.
Further, the service control distribution layer is further configured to apply a configuration rule corresponding to the transaction request according to a source channel of the transaction request and/or a financial market to which the transaction request belongs, and schedule the transaction request to a corresponding core node;
the core node includes: and the message encapsulation layer is also used for mapping the public area message and the private area message in a standard format by applying the configuration rule to respectively obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information.
Further, the message encapsulation layer includes:
a public area message encapsulation unit, configured to analyze the public area message, and apply the configuration rule to perform mapping processing of a standard format on the analyzed public area message, so as to obtain an encapsulated public parameter of the transaction information;
and the private area message encapsulation unit is used for analyzing the private area message and applying the configuration rule to carry out mapping processing of a standard format on the analyzed private area message to obtain an encapsulation private parameter of the transaction information.
Further, the common area packet encapsulation unit is specifically configured to execute the following:
and carrying out standard verification on the analyzed public area message according to a preset verification rule, and if the public area message passes the verification, applying the configuration rule to carry out mapping processing of a standard format on the analyzed public area message.
Further, the private area packet encapsulation unit is specifically configured to execute the following:
and carrying out standard verification on the analyzed private area message according to a preset verification rule, and if the private area message passes the verification, applying the configuration rule to carry out mapping processing of a standard format on the analyzed private area message.
Further, the core node includes:
and the wind control processing layer is used for carrying out transaction risk assessment on the packaged public parameters and the packaged private parameters based on preset wind control rules.
In a third aspect, the present application provides an electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor executes the computer program to implement the financial market trading pre-risk control method.
In a fourth aspect, the present application provides a computer readable storage medium having stored thereon a computer program which, when executed by a processor, implements the financial market trading pre-risk control method.
According to the technical scheme, the financial market transaction advance risk control method, the system and the electronic device provided by the application comprise the following steps: obtaining corresponding public area messages and private area messages based on the currently obtained transaction request; according to the source channel of the transaction request and/or the financial market to which the transaction request belongs, different standard format conversions are carried out on the public area message and the private area message through service scheduling, and an encapsulated public parameter and an encapsulated private parameter of transaction information are obtained respectively; the transaction request is subjected to transaction prior risk assessment by applying the packaging public parameters and the packaging private parameters, the universality and the expansibility of prior risk control of financial market transaction can be effectively improved, the efficiency of a prior risk control process can be effectively improved, the reliability of the process of prior risk control is high, and the dependence on an external transaction terminal can be effectively reduced.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a schematic structural diagram of a financial market transaction advance risk control device according to the present application.
Fig. 2 is a flowchart illustrating a method for controlling risk in advance of financial market trading according to an embodiment of the present disclosure.
Fig. 3 is a flowchart illustrating a step 100 of the financial market transaction advance risk control method according to an embodiment of the present application.
Fig. 4 is a flowchart illustrating a step 200 of the financial market transaction advance risk control method according to an embodiment of the present application.
Fig. 5 is a flowchart illustrating step 220 of the financial market transaction advance risk control method according to an embodiment of the present application.
Fig. 6 is a schematic structural diagram of a financial market transaction advance risk control system according to an embodiment of the present application.
Fig. 7 is a detailed structural diagram of the financial market transaction advance risk control system according to the embodiment of the present application.
Fig. 8 is a detailed flowchart of the financial market transaction advance risk control method according to the application example of the present application.
Fig. 9 is a schematic diagram illustrating a detailed structure of a financial market transaction advance risk control system according to an exemplary application of the present application.
FIG. 10 is a logic diagram illustrating the formatting of request and return results in an example application of the present application.
Fig. 11 is a schematic structural diagram of an electronic device in an embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
Considering that if the transaction terminal upgrades the transaction system, the prior risk control mechanism of the financial institutions such as banks is not available, even if the transaction terminal can provide a mode based on the terminal embedded plug-in, the interaction process and the transmission message of the prior control in the mode are different from those in the prior art, the reuse of the prior risk control system cannot be realized, and the development workload of the financial institutions such as banks is larger. Meanwhile, along with the expansion of public area channels of all trading terminals, if a set of corresponding prior risk control system needs to be developed again each time, the cost is high, the problems that the existing prior risk control system cannot be reused, the prior risk control requirements of other trading terminals can not be quickly responded and the like cannot be solved, and the application provides a financial market trading prior risk control method, a financial market trading prior risk control system, electronic equipment and a computer readable storage medium, and corresponding public area messages and private area messages are obtained based on currently obtained trading requests; according to the source channel of the transaction request and/or the financial market to which the transaction request belongs, different standard format conversions are carried out on the public area message and the private area message through service scheduling, and an encapsulated public parameter and an encapsulated private parameter of transaction information are obtained respectively; the transaction request is subjected to transaction prior risk assessment by applying the packaging public parameters and the packaging private parameters, the universality and the expansibility of prior risk control of financial market transaction can be effectively improved, the efficiency of a prior risk control process can be effectively improved, the reliability of the process of prior risk control is high, and the dependence on an external transaction terminal can be effectively reduced.
In view of the above, the present application provides a financial market transaction advance risk control device for implementing a financial market transaction advance risk control method, where the financial market transaction advance risk control device may be a server 01, and referring to fig. 1, the server 01 may be in communication connection with at least one transaction terminal 02.
Based on the above, the server 01 may receive a transaction request from the transaction terminal 02 on line, and then the server 01 obtains a corresponding public area message and a private area message based on the currently obtained transaction request; according to the source channel of the transaction request and/or the financial market to which the transaction request belongs, different standard format conversions are carried out on the public area message and the private area message through service scheduling, and an encapsulated public parameter and an encapsulated private parameter of transaction information are obtained respectively; and applying the encapsulated public parameters and the encapsulated private parameters to perform transaction prior risk assessment on the transaction request, and then sending a corresponding transaction prior risk assessment result to the transaction terminal 02 by the server 01 so as to complete the risk assessment on the transaction before the transaction corresponding to the transaction request is executed.
It is understood that the transaction terminal 02 may be specifically a server or a client device, and the client device may include a smart phone, a tablet electronic device, a network set-top box, a portable computer, a desktop computer, a Personal Digital Assistant (PDA), a vehicle-mounted device, an intelligent wearable device, and the like. Wherein, intelligence wearing equipment can include intelligent glasses, intelligent wrist-watch, intelligent bracelet etc..
In practical applications, part of the risk control before financial market trading can be performed on the server side as described above, or all operations can be performed in a client device. The selection may be specifically performed according to the processing capability of the client device, the limitation of the user usage scenario, and the like. This is not a limitation of the present application. The client device may further include a processor if all operations are performed in the client device.
The client device may have a communication module (i.e., a communication unit), and may be communicatively connected to a remote server to implement data transmission with the server. The server may include a server on the task scheduling center side, and in other implementation scenarios, the server may also include a server on an intermediate platform, for example, a server on a third-party server platform that is communicatively linked to the task scheduling center server. The server may include a single computer device, or may include a server cluster formed by a plurality of servers, or a server structure of a distributed apparatus.
The server and the client device may communicate using any suitable network protocol, including network protocols not yet developed at the filing date of this application. The network protocol may include, for example, a TCP/IP protocol, a UDP/IP protocol, an HTTP protocol, an HTTPS protocol, or the like. Of course, the network Protocol may also include, for example, an RPC Protocol (Remote Procedure Call Protocol), a REST Protocol (Representational State Transfer Protocol), and the like used above the above Protocol.
In order to effectively improve the universality and expansibility of the prior risk control of the financial market transaction, and effectively reduce the dependency on an external transaction terminal, the present application provides an embodiment of a financial market transaction prior risk control method, the execution subject of which may be a financial market transaction prior risk control system, and the financial market transaction prior risk control method specifically includes the following contents, referring to fig. 2:
step 100: and obtaining corresponding public area messages and private area messages based on the currently obtained transaction request.
In step 100, the financial market trading pre-risk control system first receives a trading request from any source, that is, the financial market trading pre-risk control system can directly receive a trading request sent by any trading terminal as long as the trading terminals obtain authorization between the financial market trading pre-risk control system and the trading terminal in advance.
It can be understood that the financial market trading prior risk control system can receive a plurality of trading requests in parallel and process the trading requests in parallel so as to further improve the efficiency of prior risk control.
The transaction requests can be distinguished from corresponding message contents according to different reasons such as quotation modes, some transaction requests can be regarded as public messages, and some transaction requests can be regarded as private messages, so that the transaction requests from any source can be subjected to pre-risk control, and the condition that the transaction requests cannot be directly subjected to the pre-risk control due to system upgrade of a transaction terminal sending the transaction requests and the like is avoided.
Step 200: and according to the source channel of the transaction request and/or the financial market to which the transaction request belongs, performing different standard format conversion on the public area message and the private area message through service scheduling to respectively obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information.
The message of the public area is used for service scheduling and distribution, the message mapping is specific to the private area, and the transaction information of the private area is encapsulated into public parameters and private parameters. The reason is that the same market, such as the current coupon business, has different quotation modes, and the market has public places and different places, so that the public places of the market need to be extracted, the change is isolated, and the private parameters place different information.
In particular, the source channel may refer to any transaction terminal, such as a foreign exchange transaction center.
The financial market can be a currency market or a capital market, and the currency market comprises a peer borrowing market, a repurchase agreement market, a commercial bill market, a bank acceptance draft market, a short-term government bond market, a large-denomination negotiable deposit bill market and the like. Capital markets include the medium and long term bank credit markets, the securities markets (bond markets, stock markets), the insurance markets, and the financing lease markets, among others.
In step 200, the financial market transaction risk-in-advance control system may determine the public area message and the private area message of the transaction request according to a pre-stored data table, where the data table may store the corresponding relationship between various types of transaction information and the respective corresponding information types (public area information or private area information), that is, each type of transaction information only belongs to the public area information or the private area information, and then the financial market transaction risk-in-advance control system reads various types of transaction information in the transaction request, searches the data table for the respective corresponding information types of the transaction information, and then combines the transaction information of the same information type, and respectively combines the public area message and the private area message of the transaction request.
Step 300: and applying the packaging public parameters and the packaging private parameters to perform transaction advance risk assessment on the transaction request.
In step 300, the financial market trade prior risk control system may apply a pre-stored wind control rule corresponding to the packaged public parameter to perform trade prior risk assessment on the packaged public parameter corresponding to the trade request, and apply a pre-stored wind control rule corresponding to the packaged private parameter to perform trade prior risk assessment on the packaged private parameter corresponding to the trade request.
In order to further improve the universality and the expansibility of the prior risk control of the financial market transaction, referring to fig. 3, the step 100 is implemented by specifically applying the following steps:
step 101: acquiring a transaction request containing a source identifier;
step 102: and determining a source channel and/or a financial market of the transaction request based on the source identifier, and extracting a public area message and a private area message corresponding to the transaction request from the transaction request.
In order to return the result of the transaction prior risk assessment to the sending end of the transaction request, so as to further improve the reliability and the intelligent degree of the financial market transaction prior risk control process, in an embodiment of the financial market transaction prior risk control method of the present application, the financial market transaction prior risk control method further includes the following contents:
step 010 executed before step 101: and receiving a transaction request sent by a prior risk control plug-in corresponding to the transaction terminal application.
Step 400, performed after step 300: and sending the corresponding transaction advance risk assessment result to the transaction terminal.
In order to further improve the reliability and accuracy of the process of performing different standard format conversions on the public area message and the private area message through service scheduling, in an embodiment of the financial market transaction risk control method of the present application, referring to fig. 4, step 200 in the financial market transaction risk control method specifically includes the following contents:
step 210: and according to the source channel and/or the financial market of the transaction request, applying a configuration rule corresponding to the transaction request to dispatch the transaction request to a corresponding core node.
Wherein, the configuration rule is preset and stored in the financial market transaction advance risk control system, in a specific example, the configuration rule may include the following configuration items:
(1) name: and standardizing fields of the prior control message, and inputting parameters corresponding to the wind control processing.
(2) And (d) name: request message field of mapping, option.
(3) value: default value of nam, option selection.
(4) value _ type: 0 represents taking a fixed value, 1 represents request incoming, 2 represents getting through method, and 3 represents getting through dictionary value, must lose the item.
(5) A method: and (4) a method for acquiring parameters (full path of class + class name + method entry), and selecting input items.
(6) required: checking if the input is necessary, checking if the input is not necessary, and if the input is necessary, checking if the error occurs, throwing an exception, and selecting the input.
(7) validate: and other checking rules and selecting the input items.
Step 220: and mapping the public area message and the private area message in a standard format by applying the configuration rule to respectively obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information.
In a specific implementation manner of step 220, referring to fig. 5, it may specifically include steps 221 and 222:
step 221: and analyzing the public area message, and applying the configuration rule to perform mapping processing of a standard format on the analyzed public area message to obtain an encapsulated public parameter of the transaction information.
Specifically, the analyzed public area message may be verified according to a preset verification rule, and if the public area message passes the verification, the configuration rule is applied to perform mapping processing of a standard format on the analyzed public area message.
Step 222: and analyzing the private area message, and applying the configuration rule to perform mapping processing of a standard format on the analyzed private area message to obtain an encapsulated private parameter of the transaction information.
Specifically, the analyzed private area message may also be verified according to a preset verification rule, and if the private area message passes the verification, the configuration rule is applied to perform mapping processing of a standard format on the analyzed private area message.
In terms of software, in order to effectively improve the universality and the expansibility of the prior risk control of financial market trading, improve the reliability of the process of the prior risk control, and effectively reduce the dependency on an external trading terminal, the present application provides an embodiment of a financial market trading prior risk control system for implementing all or part of the contents in the financial market trading prior risk control method, which is shown in fig. 6 and specifically includes the following contents:
the front node 10 is configured to obtain a corresponding public area message and a private area message based on the currently obtained transaction request.
And the core node 20 is configured to perform different standard format conversions on the public area packet and the private area packet through service scheduling according to a source channel of the transaction request and/or a financial market to which the transaction request belongs, and obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information respectively.
The core node 20 is further configured to apply the encapsulated public parameter and the encapsulated private parameter to perform a transaction advance risk assessment on the transaction request.
In order to further improve the universality and the expansibility of the advance risk control of the financial market transaction, referring to fig. 7, the front-end node 10 is implemented by specifically applying the following steps:
the service access layer 11 is configured to obtain a transaction request including a source identifier.
And the service control distribution layer 12 is configured to determine a source channel and/or a financial market to which the transaction request belongs based on the source identifier, and extract a public area message and a private area message corresponding to the transaction request from the transaction request.
In order to return the result of the transaction prior risk assessment to the sending end of the transaction request, so as to further improve the reliability and the intelligence degree of the financial market transaction prior risk control process, in an embodiment of the financial market transaction prior risk control system of the present application, the service access stratum 11 in the front node 10 in the financial market transaction prior risk control system is specifically configured to execute the following:
and receiving a transaction request sent by a prior risk control plug-in corresponding to the transaction terminal application.
Correspondingly, the service access layer 11 is further configured to send a result of the corresponding transaction advance risk assessment to the transaction terminal.
The service control distribution layer 12 is configured to apply a configuration rule corresponding to the transaction request according to a source channel of the transaction request and/or a financial market to which the transaction request belongs, and schedule the transaction request to a corresponding core node;
in order to further improve the reliability and accuracy of the process of performing different standard format conversions on the public area packet and the private area packet through service scheduling, in an embodiment of the financial market transaction risk-ahead control system of the present application, referring to fig. 7, a core node 20 in the financial market transaction risk-ahead control system specifically includes the following contents:
and the message encapsulation layer 21 is configured to apply the configuration rule to perform mapping processing in a standard format on the public area message and the private area message, so as to obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information respectively.
And the wind control processing layer 22 is used for carrying out transaction risk assessment on the packaged public parameters and the packaged private parameters based on preset wind control rules.
In a specific implementation manner of the message encapsulation layer 21, it may specifically be composed of the following:
and the public area message encapsulation unit is used for analyzing the public area message and applying the configuration rule to carry out mapping processing of a standard format on the analyzed public area message to obtain an encapsulated public parameter of the transaction information.
The public area packet encapsulation unit is specifically configured to execute the following:
and carrying out standard verification on the analyzed public area message according to a preset verification rule, and if the public area message passes the verification, applying the configuration rule to carry out mapping processing of a standard format on the analyzed public area message.
And the private area message encapsulation unit is used for analyzing the private area message and applying the configuration rule to carry out mapping processing of a standard format on the analyzed private area message to obtain an encapsulation private parameter of the transaction information.
The private area message encapsulation unit is specifically configured to execute the following contents:
and carrying out standard verification on the analyzed private area message according to a preset verification rule, and if the private area message passes the verification, applying the configuration rule to carry out mapping processing of a standard format on the analyzed private area message.
Based on this, for further explaining the scheme, referring to fig. 8, the present application further provides a specific application example of the financial market transaction prior risk control system for implementing the financial market transaction prior risk control method, including a four-layer model formed by an identification general preposed service access layer, a service control distribution layer, a message encapsulation layer and a wind control processing layer, and a complete prior control system is formed by connecting with a home currency transaction terminal, wherein the home currency transaction terminal belongs to a foreign exchange transaction center, and the four-layer model is deployed in a certain bank. Fig. 9 schematically shows a generic pre-service based a priori control architecture diagram. The service access layer and the service control distribution layer are deployed on a front node, the message encapsulation layer and the wind control processing layer are deployed on a core node, the front node calls the service of the core node through a configuration result, and the transaction terminal and the prior control system interact through a plug-in.
In order to solve the influence of the change of the prior control mode caused by the upgrade of the currency transaction terminal, the method extracts the underlying wind control module according to the analysis of the prior control system, and provides a set of four-layer model prior control system, wherein the four-layer model is a universal preposed service access layer, a service control distribution layer, a message encapsulation layer and a wind control processing layer. The service access layer provides uniform access of advance control, and shields the upgrading of an external system and the influence brought by different sources; the service control distribution layer realizes uniform distributed service calling and supports configuration processing of authority control, flow control and service distribution; the message encapsulation layer solves the problem that the message formats and protocols of multiple channels are different, the message encapsulation layer is adapted to a unified prior control IMIX protocol, the core wind control processing multiplexes the original system, and the system greatly multiplexes the original core module and is suitable for the risk mode of each scene. Has the following characteristics:
1. the service access layer is fixed, the system is exposed to the outside through unified service, and the system has specific universality for all transaction terminals to control in advance.
2. The control and distribution of the service control scheduling layer supports configuration processing, and configuration is carried out through a source channel and a product type. When a new transaction terminal is introduced each time, only the corresponding message encapsulation service and control parameters need to be configured in the configuration file.
3. The message encapsulation layer provides a set of mapping method for the conversion of message format and protocol, and the mapping method extracts the types involved in the conversion, including field mapping, dictionary mapping, calculation function and supporting configuration file.
In the front node, the external service calls currently supported call types are http and rpc, the permission control, the flow control and the service distribution realize the configurability, and the configuration information is loaded to the memory through an instantiation configuration object. Access control is controlled according to a white list schema, the white list including channel and service dimensions. The flow control means uses google guava (blocking waiting mode and denial of request mode of token bucket), also according to channel and service dimension.
The service distribution will perform unified formatting processing on the message and the return result, and convert the message and the return result into a unified data object FmObject, where fig. 10 schematically shows the conversion result; wherein, FixArea represents a repair region; extension Area denotes an extent region; reqId represents the request identification; appName represents the application name; serviceType represents a service type; sourceId represents the source identification; branchId denotes branch identification; request represents a request; the retCode represents a status code; retMsg represents authentication information; common info represents general information; local represents local information; deal statistics represents transaction statistics; DealinfoList represents a list of transaction information; response indicates a response; common Result represents a generic Result; the Deal Result List represents a transaction Result List; errorCode represents an error code; errorMsg denotes an error message.
In the core node, the message encapsulation layer performs mapping processing on the formatted request message and checks the rule of the request message. Parameter value taking is realized through a configuration file, and the configuration rule is as follows:
name: and standardizing fields of the prior control message, and inputting parameters corresponding to the wind control processing.
And (d) name: request message field of mapping, option.
value: default value of nam, option selection.
value _ type: 0 represents taking a fixed value, 1 represents request incoming, 2 represents getting through method, and 3 represents getting through dictionary value, must lose the item.
A method: and (4) a method for acquiring parameters (full path of class + class name + method entry), and selecting input items.
required: checking if the input is necessary, checking if the input is not necessary, and if the input is necessary, checking if the error occurs, throwing an exception, and selecting the input.
validate: and other checking rules and selecting the input items.
See table 1 below for specific configuration examples:
TABLE 1
Based on the above contents, the financial market transaction advance risk control method or the financial market transaction advance risk control system provided by the specific application example of the application is combined with the characteristics of the existing financial market advance control, the modes supported by the market transaction terminal are researched, a set of general financial market advance control system based on a four-layer model is provided, and the method and the system have good universality and expansibility for advance control in the financial market business field.
The following effects are mainly achieved:
and a uniform protocol is adopted, so that the method has good expansibility.
The system has the characteristics of high availability, load balance, flow control and the like, and the dependence on an external system is minimized.
In order to effectively improve the universality and expansibility of the prior risk control of financial market trading, ensure high reliability of the process of the prior risk control and effectively reduce the dependency on an external trading terminal from a hardware level, the application provides an embodiment of electronic equipment for realizing all or part of contents in the prior risk control method of financial market trading, and the electronic equipment specifically comprises the following contents:
a processor (processor), a memory (memory), a communication Interface (Communications Interface), and a bus; the processor, the memory and the communication interface complete mutual communication through the bus; the communication interface is used for realizing information transmission among related equipment such as a financial market transaction advance risk control system, a transaction terminal, various databases, a user terminal and the like; the electronic device may be a desktop computer, a tablet computer, a mobile terminal, and the like, but the embodiment is not limited thereto. In this embodiment, the electronic device may refer to the embodiment of the financial market transaction risk control method and the embodiment of the financial market transaction risk control system in the embodiment, which are incorporated herein, and repeated details are not repeated herein.
Fig. 11 is a schematic block diagram of a system configuration of an electronic device 9600 according to an embodiment of the present application. As shown in fig. 11, the electronic device 9600 can include a central processor 9100 and a memory 9140; the memory 9140 is coupled to the central processor 9100. Notably, this FIG. 11 is exemplary; other types of structures may also be used in addition to or in place of the structure to implement telecommunications or other functions.
In one embodiment, the financial market transaction advance risk control functionality may be integrated into the central processor 9100. The central processor 9100 may be configured to control as follows:
step 100: and obtaining corresponding public area messages and private area messages based on the currently obtained transaction request.
Step 200: and according to the source channel of the transaction request and/or the financial market to which the transaction request belongs, performing different standard format conversion on the public area message and the private area message through service scheduling to respectively obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information.
Step 300: and applying the packaging public parameters and the packaging private parameters to perform transaction advance risk assessment on the transaction request.
As can be seen from the above description, the electronic device provided in the embodiment of the present application can effectively improve the universality and the expansibility of the prior risk control of the financial market transaction, can effectively improve the efficiency of the prior risk control process, has high reliability of the prior risk control process, and can effectively reduce the dependency on the external transaction terminal.
In another embodiment, the financial market transaction risk control system may be configured separately from the central processor 9100, for example, the financial market transaction risk control system may be configured as a chip connected to the central processor 9100, and the financial market transaction risk control function is implemented by the control of the central processor.
As shown in fig. 11, the electronic device 9600 may further include: a communication module 9110, an input unit 9120, an audio processor 9130, a display 9160, and a power supply 9170. It is noted that the electronic device 9600 also does not necessarily include all of the components shown in fig. 11; in addition, the electronic device 9600 may further include components not shown in fig. 11, which may be referred to in the prior art.
As shown in fig. 11, a central processor 9100, sometimes referred to as a controller or operational control, can include a microprocessor or other processor device and/or logic device, which central processor 9100 receives input and controls the operation of the various components of the electronic device 9600.
The memory 9140 can be, for example, one or more of a buffer, a flash memory, a hard drive, a removable media, a volatile memory, a non-volatile memory, or other suitable device. The information relating to the failure may be stored, and a program for executing the information may be stored. And the central processing unit 9100 can execute the program stored in the memory 9140 to realize information storage or processing, or the like.
The input unit 9120 provides input to the central processor 9100. The input unit 9120 is, for example, a key or a touch input device. Power supply 9170 is used to provide power to electronic device 9600. The display 9160 is used for displaying display objects such as images and characters. The display may be, for example, an LCD display, but is not limited thereto.
The memory 9140 can be a solid state memory, e.g., Read Only Memory (ROM), Random Access Memory (RAM), a SIM card, or the like. There may also be a memory that holds information even when power is off, can be selectively erased, and is provided with more data, an example of which is sometimes called an EPROM or the like. The memory 9140 could also be some other type of device. Memory 9140 includes a buffer memory 9141 (sometimes referred to as a buffer). The memory 9140 may include an application/function storage portion 9142, the application/function storage portion 9142 being used for storing application programs and function programs or for executing a flow of operations of the electronic device 9600 by the central processor 9100.
The memory 9140 can also include a data store 9143, the data store 9143 being used to store data, such as contacts, digital data, pictures, sounds, and/or any other data used by an electronic device. The driver storage portion 9144 of the memory 9140 may include various drivers for the electronic device for communication functions and/or for performing other functions of the electronic device (e.g., messaging applications, contact book applications, etc.).
The communication module 9110 is a transmitter/receiver 9110 that transmits and receives signals via an antenna 9111. The communication module (transmitter/receiver) 9110 is coupled to the central processor 9100 to provide input signals and receive output signals, which may be the same as in the case of a conventional mobile communication terminal.
Based on different communication technologies, a plurality of communication modules 9110, such as a cellular network module, a bluetooth module, and/or a wireless local area network module, may be provided in the same electronic device. The communication module (transmitter/receiver) 9110 is also coupled to a speaker 9131 and a microphone 9132 via an audio processor 9130 to provide audio output via the speaker 9131 and receive audio input from the microphone 9132, thereby implementing ordinary telecommunications functions. The audio processor 9130 may include any suitable buffers, decoders, amplifiers and so forth. In addition, the audio processor 9130 is also coupled to the central processor 9100, thereby enabling recording locally through the microphone 9132 and enabling locally stored sounds to be played through the speaker 9131.
Embodiments of the present application also provide a computer-readable storage medium capable of implementing all the steps of the financial market trading prior risk control method in the above embodiments, where the computer-readable storage medium stores thereon a computer program, and when the computer program is executed by a processor, the computer program implements all the steps of the financial market trading prior risk control method in the above embodiments, for example, the processor implements the following steps when executing the computer program:
step 100: and obtaining corresponding public area messages and private area messages based on the currently obtained transaction request.
Step 200: and according to the source channel of the transaction request and/or the financial market to which the transaction request belongs, performing different standard format conversion on the public area message and the private area message through service scheduling to respectively obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information.
Step 300: and applying the packaging public parameters and the packaging private parameters to perform transaction advance risk assessment on the transaction request.
As can be seen from the above description, the computer-readable storage medium provided in the embodiments of the present application can effectively improve the universality and the expansibility of the advance risk control of financial market trading, can effectively improve the efficiency of the advance risk control process, has high reliability of the advance risk control process, and can effectively reduce the dependency on an external trading terminal.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, apparatus, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (devices), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The principle and the implementation mode of the invention are explained by applying specific embodiments in the invention, and the description of the embodiments is only used for helping to understand the method and the core idea of the invention; meanwhile, for a person skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.
Claims (18)
1. A financial market transaction advance risk control method, comprising:
obtaining corresponding public area messages and private area messages based on the currently obtained transaction request;
according to the source channel of the transaction request and/or the financial market to which the transaction request belongs, different standard format conversions are carried out on the public area message and the private area message through service scheduling, and an encapsulated public parameter and an encapsulated private parameter of transaction information are obtained respectively;
and applying the packaging public parameters and the packaging private parameters to perform transaction advance risk assessment on the transaction request.
2. The financial market trading pre-risk control method according to claim 1, wherein obtaining corresponding public zone messages and private zone messages based on a currently obtained trading request comprises:
acquiring a transaction request containing a source identifier;
and determining a source channel and/or a financial market of the transaction request based on the source identifier, and extracting a public area message and a private area message corresponding to the transaction request from the transaction request.
3. The method of claim 2, wherein the obtaining a transaction request including an identifier of a source comprises:
receiving a transaction request sent by a prior risk control plug-in corresponding to a transaction terminal application;
correspondingly, after applying the preset configuration rule and performing transaction prior risk assessment on the transaction request based on the packaged public parameter and the packaged private parameter, the financial market transaction prior risk control method further includes:
and sending the corresponding transaction advance risk assessment result to the transaction terminal.
4. The financial market transaction advance risk control method according to claim 2, wherein the obtaining of the encapsulated public parameter and the encapsulated private parameter of the transaction information by performing different standard format conversions on the public area packet and the private area packet through service scheduling according to the source channel of the transaction request and/or the financial market to which the transaction request belongs comprises:
according to the source channel and/or the financial market of the transaction request, applying a configuration rule corresponding to the transaction request to dispatch the transaction request to a corresponding core node;
and mapping the public area message and the private area message in a standard format by applying the configuration rule to respectively obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information.
5. The financial market transaction advance risk control method according to claim 4, wherein the applying the configuration rule to perform mapping processing of a standard format on the public area message and the private area message to obtain an encapsulated public parameter and an encapsulated private parameter of transaction information, respectively, comprises:
analyzing the public area message, applying the configuration rule to perform mapping processing of a standard format on the analyzed public area message to obtain a packaged public parameter of the transaction information, and
and analyzing the private area message, and applying the configuration rule to perform mapping processing of a standard format on the analyzed private area message to obtain an encapsulated private parameter of the transaction information.
6. The financial market transaction advance risk control method according to claim 5, wherein the applying the configuration rule to perform mapping processing of a standard format on the parsed public zone message comprises:
and checking the analyzed public area message according to a preset check rule, and if the public area message passes the check, applying the configuration rule to perform mapping processing of a standard format on the analyzed public area message.
7. The financial market transaction advance risk control method according to claim 5, wherein the applying the configuration rule to perform mapping processing of a standard format on the parsed private-area message comprises:
and checking the analyzed private area message according to a preset check rule, and if the private area message passes the check, applying the configuration rule to perform mapping processing of a standard format on the analyzed private area message.
8. The financial market trading pre-risk control method of claim 1, wherein applying the packaged public parameters and packaged private parameters to perform trading pre-risk assessment on the trading request comprises:
and performing transaction prior risk assessment on the packaged public parameters and the packaged private parameters based on a preset wind control rule.
9. A financial market transaction advance risk control system, comprising:
the front node is used for obtaining corresponding public area messages and private area messages based on the currently obtained transaction request;
the core node is used for converting different standard formats of the public area message and the private area message through service scheduling according to a source channel of the transaction request and/or a financial market to which the transaction request belongs, and respectively obtaining an encapsulated public parameter and an encapsulated private parameter of the transaction information;
the core node is further configured to apply the encapsulated public parameter and the encapsulated private parameter to perform a transaction advance risk assessment on the transaction request.
10. The financial market trading pre-risk control system of claim 9, wherein the front-end node comprises:
the service access layer is used for acquiring a transaction request containing a source identifier;
and the service control distribution layer is used for determining a source channel and/or a financial market of the transaction request based on the source identifier, and extracting a public area message and a private area message corresponding to the transaction request from the transaction request.
11. The financial market trading pre-risk control system of claim 10, wherein the service access layer is specifically configured to perform the following:
receiving a transaction request sent by a prior risk control plug-in corresponding to a transaction terminal application;
correspondingly, the service access layer is also used for sending the corresponding transaction advance risk assessment result to the transaction terminal.
12. The financial market trading pre-risk control system of claim 10, wherein the service control distribution layer is further configured to apply configuration rules corresponding to the trading request to a corresponding core node according to a source channel of the trading request and/or a financial market to which the trading request belongs;
the core node includes:
and the message encapsulation layer is also used for mapping the public area message and the private area message in a standard format by applying the configuration rule to respectively obtain an encapsulated public parameter and an encapsulated private parameter of the transaction information.
13. The financial market trading pre-risk control system of claim 12, wherein the message encapsulation layer comprises:
a public area message encapsulation unit, configured to analyze the public area message, and apply the configuration rule to perform mapping processing of a standard format on the analyzed public area message, so as to obtain an encapsulated public parameter of the transaction information;
and the private area message encapsulation unit is used for analyzing the private area message and applying the configuration rule to carry out mapping processing of a standard format on the analyzed private area message to obtain an encapsulation private parameter of the transaction information.
14. The financial market trading pre-risk control system of claim 13, wherein the common zone messaging unit is specifically configured to perform the following:
and carrying out standard verification on the analyzed public area message according to a preset verification rule, and if the public area message passes the verification, applying the configuration rule to carry out mapping processing of a standard format on the analyzed public area message.
15. The financial market trading pre-risk control system of claim 13, wherein the private area messaging unit is specifically configured to perform the following:
and carrying out standard verification on the analyzed private area message according to a preset verification rule, and if the private area message passes the verification, applying the configuration rule to carry out mapping processing of a standard format on the analyzed private area message.
16. The financial market trading pre-risk control system of claim 9, wherein the core node comprises:
and the wind control processing layer is used for carrying out transaction risk assessment on the packaged public parameters and the packaged private parameters based on preset wind control rules.
17. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the financial market transaction advance risk control method of any one of claims 1 to 8 when executing the program.
18. A computer-readable storage medium on which a computer program is stored, the computer program, when being executed by a processor, implementing the financial market transaction advance risk control method according to any one of claims 1 to 8.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910933376.0A CN110675159A (en) | 2019-09-29 | 2019-09-29 | Financial market transaction advance risk control method and system and electronic equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910933376.0A CN110675159A (en) | 2019-09-29 | 2019-09-29 | Financial market transaction advance risk control method and system and electronic equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110675159A true CN110675159A (en) | 2020-01-10 |
Family
ID=69080149
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910933376.0A Pending CN110675159A (en) | 2019-09-29 | 2019-09-29 | Financial market transaction advance risk control method and system and electronic equipment |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN110675159A (en) |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111260236A (en) * | 2020-01-20 | 2020-06-09 | 上海瀚银信息技术有限公司 | Risk control system and method |
| CN111488227A (en) * | 2020-04-28 | 2020-08-04 | 浙江网商银行股份有限公司 | Data access method and system |
| CN112199360A (en) * | 2020-09-18 | 2021-01-08 | 中国建设银行股份有限公司 | Data processing method, device, equipment and medium |
| CN112446613A (en) * | 2020-11-26 | 2021-03-05 | 深圳华锐金融技术股份有限公司 | External access client wind control method, device, equipment and storage medium |
| CN112866268A (en) * | 2021-01-29 | 2021-05-28 | 中国工商银行股份有限公司 | Message processing method and system |
| CN116777568A (en) * | 2023-08-17 | 2023-09-19 | 浙江网新恒天软件有限公司 | Financial market transaction advanced intelligent dialogue ordering method, device and storage medium |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104392381A (en) * | 2014-10-29 | 2015-03-04 | 中国建设银行股份有限公司 | Risk monitoring method of transaction data and system thereof |
| CN104408584A (en) * | 2014-12-18 | 2015-03-11 | 中国农业银行股份有限公司 | Analysis method and system for transaction relevance |
| CN106204263A (en) * | 2016-06-30 | 2016-12-07 | 中国农业银行股份有限公司 | Transaction progress control method and device |
| WO2017125936A1 (en) * | 2016-01-19 | 2017-07-27 | Minacs Private Limited | System and method for holistically predicting risk associated with trade transactions in real-time |
| CN107437179A (en) * | 2017-08-09 | 2017-12-05 | 中国银行股份有限公司 | A kind of banking channels system that risk monitoring and control and special service are provided |
| CN109246188A (en) * | 2018-08-03 | 2019-01-18 | 银联数据服务有限公司 | A method of supporting the system traded by all kinds of means and by all kinds of means trading processing |
| CN109409633A (en) * | 2018-08-23 | 2019-03-01 | 山东省城市商业银行合作联盟有限公司 | Business monitoring and Warning System |
-
2019
- 2019-09-29 CN CN201910933376.0A patent/CN110675159A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104392381A (en) * | 2014-10-29 | 2015-03-04 | 中国建设银行股份有限公司 | Risk monitoring method of transaction data and system thereof |
| CN104408584A (en) * | 2014-12-18 | 2015-03-11 | 中国农业银行股份有限公司 | Analysis method and system for transaction relevance |
| WO2017125936A1 (en) * | 2016-01-19 | 2017-07-27 | Minacs Private Limited | System and method for holistically predicting risk associated with trade transactions in real-time |
| CN106204263A (en) * | 2016-06-30 | 2016-12-07 | 中国农业银行股份有限公司 | Transaction progress control method and device |
| CN107437179A (en) * | 2017-08-09 | 2017-12-05 | 中国银行股份有限公司 | A kind of banking channels system that risk monitoring and control and special service are provided |
| CN109246188A (en) * | 2018-08-03 | 2019-01-18 | 银联数据服务有限公司 | A method of supporting the system traded by all kinds of means and by all kinds of means trading processing |
| CN109409633A (en) * | 2018-08-23 | 2019-03-01 | 山东省城市商业银行合作联盟有限公司 | Business monitoring and Warning System |
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111260236A (en) * | 2020-01-20 | 2020-06-09 | 上海瀚银信息技术有限公司 | Risk control system and method |
| CN111488227A (en) * | 2020-04-28 | 2020-08-04 | 浙江网商银行股份有限公司 | Data access method and system |
| CN111488227B (en) * | 2020-04-28 | 2023-06-23 | 浙江网商银行股份有限公司 | Data access method and system |
| CN112199360A (en) * | 2020-09-18 | 2021-01-08 | 中国建设银行股份有限公司 | Data processing method, device, equipment and medium |
| CN112446613A (en) * | 2020-11-26 | 2021-03-05 | 深圳华锐金融技术股份有限公司 | External access client wind control method, device, equipment and storage medium |
| CN112866268A (en) * | 2021-01-29 | 2021-05-28 | 中国工商银行股份有限公司 | Message processing method and system |
| CN112866268B (en) * | 2021-01-29 | 2023-04-07 | 中国工商银行股份有限公司 | Message processing method and system |
| CN116777568A (en) * | 2023-08-17 | 2023-09-19 | 浙江网新恒天软件有限公司 | Financial market transaction advanced intelligent dialogue ordering method, device and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN110675159A (en) | Financial market transaction advance risk control method and system and electronic equipment | |
| US10269011B2 (en) | Configuring a plurality of security isolated wallet containers on a single mobile device | |
| US10558963B2 (en) | Shareable widget interface to mobile wallet functions | |
| US20190266604A1 (en) | Configuring a plurality of security isolated wallet containers on a single mobile device | |
| US10026079B2 (en) | Selecting ecosystem features for inclusion in operational tiers of a multi-domain ecosystem platform for secure personalized transactions | |
| US20140143108A1 (en) | Mobile device provisioning framework system | |
| CN111222841B (en) | Block chain-based data distribution method and equipment and storage medium thereof | |
| CN112163946A (en) | Accounting processing method and device based on distributed transaction system | |
| US20160149918A1 (en) | Secure information interaction method for electronic resources transfer | |
| CN112866268B (en) | Message processing method and system | |
| CN115099930A (en) | Financial business data processing method and device | |
| KR102107454B1 (en) | System for multiplication of financial payment networks, method for financial services using the same and computer program for the same | |
| CN112749966B (en) | Transaction replay detection method and device | |
| CN111464634A (en) | Channel sharing platform | |
| CN107862516A (en) | A kind of Application share method and relevant device and system | |
| CN114143333A (en) | Method for processing data of prediction machine and centralized prediction machine module | |
| CN112801790A (en) | Red packet distribution method, terminal, server and system based on block chain | |
| CN114881643A (en) | Loss reporting method, device and system for bank card | |
| KR20090002118A (en) | Method and system for providing mobile banking service for total accounts of subscriber through unified vm in mobile station |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20200110 |
|
| RJ01 | Rejection of invention patent application after publication |