CN114881643A - Loss reporting method, device and system for bank card - Google Patents
Loss reporting method, device and system for bank card Download PDFInfo
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- CN114881643A CN114881643A CN202210526747.5A CN202210526747A CN114881643A CN 114881643 A CN114881643 A CN 114881643A CN 202210526747 A CN202210526747 A CN 202210526747A CN 114881643 A CN114881643 A CN 114881643A
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Abstract
The embodiment of the application provides a method, a device and a system for reporting a loss of a bank card, which relate to the technical field of block chains, wherein the method comprises the following steps: receiving a bank card loss report request sent by a user node in a block chain network, and performing identity verification on the bank card loss report request according to locally stored user identity information; after the identity authentication is passed, locally stored bank card information is sent to the user node, so that the user node generates a bank card selection instruction according to the bank card information; receiving a bank card selection instruction sent by the user node and executing corresponding bank card loss reporting operation; the method and the device can effectively improve the loss reporting efficiency of the bank card.
Description
Technical Field
The application relates to the technical field of block chains, in particular to a method, a device and a system for reporting a loss of a bank card.
Background
When a user wallet or a mobile phone is lost, a first reaction is to report all bank cards, and the user can only apply for reporting the loss to a bank client one by one at present, so that the time consumption of the whole process of applying for reporting the loss is long, the risk that the user does not get to report the loss suddenly and the fund of the bank card is swiped exists, and meanwhile, the reporting efficiency is poor, and the user experience is influenced.
Disclosure of Invention
Aiming at the problems in the prior art, the application provides a method, a device and a system for reporting the loss of a bank card, which can effectively improve the efficiency of reporting the loss of the bank card.
In order to solve at least one of the above problems, the present application provides the following technical solutions:
in a first aspect, the present application provides a method for reporting a loss of a bank card, which is applied to a loss reporting node in a block chain network, and the method includes:
receiving a bank card loss report request sent by a user node in a block chain network, and performing identity verification on the bank card loss report request according to locally stored user identity information;
after the identity authentication is passed, locally stored bank card information is sent to the user node, so that the user node generates a bank card selection instruction according to the bank card information;
and receiving a bank card selection instruction sent by the user node to execute corresponding bank card loss reporting operation.
Further, the performing authentication on the bank card loss report request according to the locally stored user identity information includes:
determining locally stored user identity information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request, wherein the locally stored user identity information is uploaded by each bank when a user opens an account;
and judging whether the bank card loss report request is matched with a face image in the locally stored user identity information, if so, judging that the identity authentication is passed, and otherwise, judging that the identity authentication is not passed.
Further, the sending locally stored bank card information to the user node after the authentication is passed includes:
and after the identity authentication is passed, determining all bank card information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request, and sending locally stored bank card information to the user node, wherein the bank card information is uploaded by each bank when the user opens an account.
Further, the receiving a bank card selection instruction sent by the user node to execute a corresponding bank card loss reporting operation includes:
receiving a bank card selection instruction sent by the user node, and determining corresponding account opening bank information;
and executing corresponding loss reporting transaction according to the account opening bank information.
In a second aspect, the present application provides a method for reporting a loss of a bank card, which is applied to a user node in a block chain network, and the method includes:
sending a bank card loss reporting request to a loss reporting node in a block chain network, so that the loss reporting node performs identity verification on the bank card loss reporting request according to locally stored user identity information, and returning locally stored bank card information after the identity verification is passed;
and receiving the information of the bank card sent by the loss reporting node, generating a bank card selection instruction according to the information of the bank card, and sending the bank card selection instruction to the loss reporting node so that the loss reporting node executes corresponding operation of reporting the loss of the bank card according to the received bank card selection instruction.
Further, the receiving the information of the bank card sent by the loss reporting node and generating a bank card selection instruction according to the information of the bank card and sending the bank card selection instruction to the loss reporting node includes:
receiving the bank card information sent by the loss reporting node and displaying the bank card information by a client so that a user can select the bank card;
and receiving a bank card selection instruction sent by the user and sending the bank card selection instruction to the loss reporting node.
In a third aspect, the present application provides a loss reporting device for a bank card, comprising:
the identity authentication module is used for receiving a bank card loss reporting request sent by a user node in the block chain network and authenticating the identity of the bank card loss reporting request according to locally stored user identity information;
the bank card selection module is used for sending locally stored bank card information to the user node after the identity authentication is passed so that the user node generates a bank card selection instruction according to the bank card information;
and the bank card loss reporting module is used for receiving the bank card selection instruction sent by the user node and executing corresponding bank card loss reporting operation.
Further, the identity verification module comprises:
the identity information inquiry unit is used for determining locally stored user identity information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request, wherein the locally stored user identity information is uploaded by each bank when the user opens an account;
and the face image matching unit is used for judging whether the bank card loss report request is matched with a face image in the locally stored user identity information, if so, judging that the identity authentication is passed, and otherwise, judging that the identity authentication is not passed.
Further, the bank card selection module comprises:
and the bank card information feedback unit is used for determining all bank card information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request after the identity authentication is passed, and sending the locally stored bank card information to the user node, wherein the bank card information is uploaded by each bank when the user opens an account.
Further, the bank card loss reporting module comprises:
the account opening bank information determining unit is used for receiving a bank card selection instruction sent by the user node and determining corresponding account opening bank information;
and the loss reporting transaction unit is used for executing corresponding loss reporting transaction according to the account opening bank information.
In a fourth aspect, the present application provides a loss reporting device for a bank card, comprising:
the loss reporting request sending module is used for sending a bank card loss reporting request to a loss reporting node in a block link network so that the loss reporting node can carry out identity verification on the bank card loss reporting request according to locally stored user identity information and return locally stored bank card information after the identity verification is passed;
and the loss reporting bank card selection module is used for receiving the bank card information sent by the loss reporting node, generating a bank card selection instruction according to the bank card information and sending the bank card selection instruction to the loss reporting node so that the loss reporting node executes corresponding bank card loss reporting operation according to the received bank card selection instruction.
Further, the loss-reporting bank card selection module comprises:
the user instruction receiving unit is used for receiving the bank card information sent by the loss reporting node and displaying the bank card information at a client side so that a user can select the bank card;
and the user instruction forwarding unit is used for receiving the bank card selection instruction sent by the user and sending the bank card selection instruction to the loss reporting node.
In a fifth aspect, the present application provides a system for reporting a loss of a bank card, including:
in a sixth aspect, the present application provides an electronic device, which includes a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor executes the computer program to implement the steps of the method for reporting a loss of a bank card.
In a seventh aspect, the present application provides a computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, implements the steps of the method for reporting a loss on a bank card.
In an eighth aspect, the present application provides a computer program product comprising computer programs/instructions which, when executed by a processor, implement the steps of the method for loss reporting for bank cards.
According to the technical scheme, the loss report requests of the user at the bank cards of all banks are processed through the loss report nodes in the block chain network in a unified mode, so that the loss report operation of the bank cards of all banks under the name of the user can be completed, and the loss report efficiency of the bank cards can be effectively improved.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a schematic flow chart of a loss reporting method for a bank card in an embodiment of the present application;
fig. 2 is a second schematic flowchart of a loss reporting method for a bank card according to an embodiment of the present application;
fig. 3 is a third schematic flow chart of a loss reporting method for a bank card in the embodiment of the present application;
fig. 4 is a fourth schematic flowchart illustrating a loss reporting method for a bank card in an embodiment of the present application;
fig. 5 is a fifth flowchart illustrating a loss reporting method of a bank card in an embodiment of the present application;
fig. 6 is one of the structural diagrams of a loss reporting device of a bank card in the embodiment of the present application;
fig. 7 is a second block diagram of a loss reporting device of a bank card according to an embodiment of the present application;
fig. 8 is a third structural diagram of a loss reporting device of a bank card in the embodiment of the present application;
fig. 9 is a fourth structural diagram of a loss reporting device of a bank card in the embodiment of the present application;
fig. 10 is a fifth structural view of a loss report device of a bank card according to an embodiment of the present application;
fig. 11 is a sixth configuration diagram of a loss report device of a bank card according to an embodiment of the present application;
fig. 12 is a diagram showing the structure of a loss reporting system of a bank card in the embodiment of the present application;
fig. 13 is a schematic structural diagram of an electronic device in an embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
According to the technical scheme, the data acquisition, storage, use, processing and the like meet relevant regulations of national laws and regulations.
Considering that the current user can only apply for loss reporting to bank clients one by one, the time consumption of the whole loss reporting application process is long, the risk that the user does not report loss suddenly exists, the bank card fund is swiped, the loss reporting efficiency is low, and the user experience is influenced, the method, the device and the system for reporting the loss of the bank card are provided, and the loss reporting requests of the user at all banks are uniformly processed through the loss reporting nodes in the block chain network, so that the loss reporting operation of the bank card of all banks under the name of the user can be completed, and the loss reporting efficiency of the bank card can be effectively improved.
In order to effectively improve the loss reporting efficiency of the bank card, the application provides an embodiment of a loss reporting method for the bank card, where an execution main body is a loss reporting node in a block chain network, and referring to fig. 1, the loss reporting method for the bank card specifically includes the following contents:
step S101: receiving a bank card loss report request sent by a user node in a block chain network, and performing identity verification on the bank card loss report request according to locally stored user identity information.
Optionally, the loss report node arranged in the blockchain network locally stores the user identity information and the bank card information of the user, and when the user opens a bank card account in each bank, the user identity information and the bank card information are recorded in the blockchain network by each bank.
Wherein the user identity information includes but is not limited to: name, cell-phone number, ID card number, facial image, family's address, bank card information includes but is not limited to: bank card number, bank account opening.
Optionally, the loss report node of the present application may receive a bank card loss report request sent by a user node in a block link network, where the bank card loss report request includes a unique user identifier.
Optionally, the loss reporting node of the present application may perform identity verification on the bank card loss reporting request according to locally stored user identity information.
Specifically, after receiving the application request, the bank card information storage module firstly queries the face image of the user according to the unique user identifier, and then verifies whether the queried face image and the face image in the request are the same person. When a plurality of bank cards exist under the user name, a plurality of face images can be inquired according to the unique user identification, the face images need to be checked one by one, if the check is more than half of the same person, the check is considered to be passed, and all bank card accounts under the user name are continuously inquired; if the number is not more than half, the verification is considered to fail, and the loss is directly reported to fail.
Step S102: and sending locally stored bank card information to the user node after the identity authentication is passed so that the user node generates a bank card selection instruction according to the bank card information.
Optionally, after the identity verification passes, the application may query all the information of the bank card under the user name in the bank card information storage module according to the unique identifier of the user, where the information of the bank card includes a bank card number, an issuer, and the like. All the bank card information under the name of the user is sent to the user node through the 5G message, and the user can select one or more bank cards needing to be reported and confirm the report, and then the bank card information is fed back through the 5G message.
Step S103: and receiving a bank card selection instruction sent by the user node to execute corresponding bank card loss reporting operation.
Optionally, the loss reporting node of the present application may call the loss reporting transaction of each bank according to the information of the issuer after receiving the bank card that the user confirms to be reported with loss, and complete the loss reporting. The method for calling the information to be uploaded for the loss report transaction of each bank comprises the following steps: name, mobile phone number, identification card number, bank card number, etc.
As can be seen from the above description, the loss reporting method for the bank card provided in the embodiment of the present application can uniformly process the loss reporting requests of the bank cards of the users at the banks through the loss reporting nodes in the block chain network, so that the loss reporting operation of the bank cards of the banks under the name of the users can be completed, and thus the loss reporting efficiency of the bank cards can be effectively improved.
In order to accurately authenticate the user, in an embodiment of the method for reporting a loss of a bank card according to the present application, referring to fig. 2, the step S101 may further include the following steps:
step S201: and determining locally stored user identity information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request, wherein the locally stored user identity information is uploaded by each bank when the user opens an account.
Step S202: and judging whether the bank card loss report request is matched with a face image in the locally stored user identity information, if so, judging that the identity authentication is passed, and otherwise, judging that the identity authentication is not passed.
Specifically, after receiving the application request, the bank card information storage module firstly queries the face image of the user according to the unique user identifier, and then verifies whether the queried face image and the face image in the request are the same person. When a plurality of bank cards exist under the user name, a plurality of face images can be inquired according to the unique user identification, the face images need to be checked one by one, if the check is more than half of the same person, the check is considered to be passed, and all bank card accounts under the user name are continuously inquired; if the number is not more than half, the verification is considered to fail, and the loss is directly reported to fail.
In order to accurately query all the bank cards of the user, in an embodiment of the bank card loss reporting method of the present application, the step S102 may further include the following steps:
and after the identity authentication is passed, determining all bank card information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request, and sending locally stored bank card information to the user node, wherein the bank card information is uploaded by each bank when the user opens an account.
Optionally, after the identity verification passes, the application may query all the information of the bank card under the user name in the bank card information storage module according to the unique identifier of the user, where the information of the bank card includes a bank card number, an issuer, and the like. All the bank card information under the name of the user is sent to the user node through the 5G message, and the user can select one or more bank cards needing to be reported and confirm the report, and then the bank card information is fed back through the 5G message.
In order to determine the bank card that the user wants to report the loss, in an embodiment of the method for reporting the loss by the bank card of the present application, referring to fig. 3, the step S103 may further include the following steps:
step S301: and receiving a bank card selection instruction sent by the user node, and determining corresponding account opening bank information.
Step S302: and executing corresponding loss reporting transaction according to the account opening bank information.
Optionally, the loss reporting node of the present application may call the loss reporting transaction of each bank according to the information of the issuer after receiving the bank card that the user confirms to be reported with loss, and complete the loss reporting. The method for calling the information to be uploaded for the loss report transaction of each bank comprises the following steps: name, mobile phone number, identification card number, bank card number, etc.
In order to effectively improve the loss reporting efficiency of the bank card, the present application provides an embodiment of a method for reporting a loss of the bank card, where an execution subject is a user node in a block chain network, and referring to fig. 4, the method for reporting a loss of the bank card specifically includes the following contents:
step S401: sending a bank card loss reporting request to a loss reporting node in a block chain network, so that the loss reporting node performs identity verification on the bank card loss reporting request according to locally stored user identity information, and returning locally stored bank card information after the identity verification is passed.
Step S402: and receiving the information of the bank card sent by the loss reporting node, generating a bank card selection instruction according to the information of the bank card, and sending the bank card selection instruction to the loss reporting node so that the loss reporting node executes corresponding operation of reporting the loss of the bank card according to the received bank card selection instruction.
As can be seen from the above description, the loss reporting method for the bank card provided in the embodiment of the present application can uniformly process the loss reporting requests of the bank cards of the users at the banks through the loss reporting nodes in the block chain network, so that the loss reporting operation of the bank cards of the banks under the name of the users can be completed, and thus the loss reporting efficiency of the bank cards can be effectively improved.
In order to determine the bank card that the user wants to report the loss, in an embodiment of the method for reporting the loss by the bank card of the present application, referring to fig. 5, the step S502 may further include the following steps:
step S501: and receiving the bank card information sent by the loss reporting node and displaying the bank card information by a client so that a user can select the bank card.
Step S502: and receiving a bank card selection instruction sent by the user and sending the bank card selection instruction to the loss reporting node.
In order to effectively improve the loss reporting efficiency of the bank card, the present application provides an embodiment of a loss reporting device for implementing all or part of the content of the loss reporting method of the bank card, and referring to fig. 6, the loss reporting device of the bank card specifically includes the following content:
the identity authentication module 10 is configured to receive a bank card loss reporting request sent by a user node in a block chain network, and perform identity authentication on the bank card loss reporting request according to locally stored user identity information.
And the bank card selecting module 20 is configured to send locally stored bank card information to the user node after the identity verification is passed, so that the user node generates a bank card selecting instruction according to the bank card information.
And the bank card loss reporting module 30 is configured to receive a bank card selection instruction sent by the user node and execute a corresponding bank card loss reporting operation.
As can be seen from the above description, the loss reporting device for the bank card provided in the embodiment of the present application can uniformly process the loss reporting requests of the bank cards of the users at the banks through the loss reporting nodes in the block chain network, so that the loss reporting operation of the bank cards of the banks under the name of the users can be completed, and thus the loss reporting efficiency of the bank cards can be effectively improved.
In order to accurately authenticate the user, in an embodiment of the bank card loss reporting apparatus of the present application, referring to fig. 7, the authentication module 10 includes:
and the identity information query unit 11 is configured to determine locally stored user identity information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request, where the locally stored user identity information is uploaded by each bank when the user opens an account.
And the face image matching unit 12 is configured to determine whether the bank card loss report request matches a face image in the locally stored user identity information, and if so, determine that the authentication passes, otherwise, determine that the authentication does not pass.
In order to accurately query all the bank cards of the user, in an embodiment of the loss reporting device for bank cards of the present application, referring to fig. 8, the bank card selecting module 20 includes:
and the bank card information feedback unit 21 is configured to determine all bank card information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request after the identity authentication passes, and send locally stored bank card information to the user node, where the bank card information is uploaded by each bank when the user opens an account.
In order to determine the bank card that the user wants to report loss, in an embodiment of the bank card loss reporting apparatus of the present application, referring to fig. 9, the bank card loss reporting module 30 includes:
and the account opening bank information determining unit 31 is configured to receive a bank card selection instruction sent by the user node, and determine corresponding account opening bank information.
And the loss reporting transaction unit 32 is used for executing corresponding loss reporting transaction according to the account opening bank information.
In order to effectively improve the loss reporting efficiency of the bank card, the present application provides an embodiment of a loss reporting device for implementing all or part of the content of the loss reporting method of the bank card, and referring to fig. 10, the loss reporting device of the bank card specifically includes the following content:
and the loss reporting request sending module 40 is configured to send a bank card loss reporting request to a loss reporting node in the block link network, so that the loss reporting node performs identity verification on the bank card loss reporting request according to locally stored user identity information, and returns locally stored bank card information after the identity verification is passed.
And the loss reporting bank card selection module 50 is configured to receive the bank card information sent by the loss reporting node, generate a bank card selection instruction according to the bank card information, and send the bank card selection instruction to the loss reporting node, so that the loss reporting node executes a corresponding bank card loss reporting operation according to the received bank card selection instruction.
As can be seen from the above description, the loss reporting device for the bank card provided in the embodiment of the present application can uniformly process the loss reporting requests of the bank cards of the users at the banks through the loss reporting nodes in the block chain network, so that the loss reporting operation of the bank cards of the banks under the name of the users can be completed, and thus the loss reporting efficiency of the bank cards can be effectively improved.
In order to determine the bank card that the user wants to report loss, in an embodiment of the bank card loss reporting apparatus of the present application, referring to fig. 11, the loss reporting bank card selecting module 50 includes:
and the user instruction receiving unit 51 is configured to receive the bank card information sent by the loss reporting node and perform client display, so that a user can select a bank card.
And the user instruction forwarding unit 52 is configured to receive a bank card selection instruction sent by the user and send the bank card selection instruction to the loss reporting node.
In order to effectively improve the loss reporting efficiency of the bank card, the present application provides an embodiment of a bank card loss reporting system for implementing all or part of the content of the bank card loss reporting method, which is shown in fig. 12 and includes a loss reporting node and a user node arranged in a block chain network.
The loss reporting node comprises:
the identity authentication module 10 is configured to receive a bank card loss reporting request sent by a user node in a block chain network, and perform identity authentication on the bank card loss reporting request according to locally stored user identity information.
And the bank card selection module 20 is configured to send locally stored bank card information to the user node after the authentication is passed.
The bank card loss reporting module 30 is configured to receive a bank card selection instruction sent by the user node and execute a corresponding bank card loss reporting operation;
the user node includes:
and the loss report request sending module 40 is configured to send a bank card loss report request to a loss report node in the block link network.
And the loss reporting bank card selection module 50 is configured to receive the bank card information sent by the loss reporting node, generate a bank card selection instruction according to the bank card information, and send the bank card selection instruction to the loss reporting node.
As can be seen from the above description, the bank card loss reporting system provided in the embodiment of the present application can uniformly process the bank card loss reporting requests of the users at each bank through the loss reporting nodes in the block chain network, so that the bank card loss reporting operation of each bank under the name of the user can be completed, and thus the bank card loss reporting efficiency can be effectively improved.
In terms of hardware, in order to effectively improve the loss reporting efficiency of the bank card, the present application provides an embodiment of an electronic device for implementing all or part of contents in the loss reporting method of the bank card, where the electronic device specifically includes the following contents:
a processor (processor), a memory (memory), a communication Interface (Communications Interface), and a bus; the processor, the memory and the communication interface complete mutual communication through the bus; the communication interface is used for realizing information transmission between the loss reporting device of the bank card and relevant equipment such as a core business system, a user terminal, a relevant database and the like; the logic controller may be a desktop computer, a tablet computer, a mobile terminal, and the like, but the embodiment is not limited thereto. In this embodiment, the logic controller may be implemented with reference to the embodiment of the loss reporting method for a bank card and the embodiment of the loss reporting device for a bank card in the embodiments, and the contents thereof are incorporated herein, and repeated descriptions are omitted.
It is understood that the user terminal may include a smart phone, a tablet electronic device, a network set-top box, a portable computer, a desktop computer, a Personal Digital Assistant (PDA), an in-vehicle device, a smart wearable device, and the like. Wherein, intelligence wearing equipment can include intelligent glasses, intelligent wrist-watch, intelligent bracelet etc..
In practical applications, part of the method for reporting a loss of a bank card may be performed on the electronic device side as described above, or all operations may be performed in the client device. The selection may be specifically performed according to the processing capability of the client device, the limitation of the user usage scenario, and the like. This is not a limitation of the present application. The client device may further include a processor if all operations are performed in the client device.
The client device may have a communication module (i.e., a communication unit), and may be communicatively connected to a remote server to implement data transmission with the server. The server may include a server on the task scheduling center side, and in other implementation scenarios, the server may also include a server on an intermediate platform, for example, a server on a third-party server platform that has a communication link with the task scheduling center server. The server may include a single computer device, or may include a server cluster formed by a plurality of servers, or a server structure of a distributed apparatus.
Fig. 13 is a schematic block diagram of a system configuration of an electronic device 9600 according to an embodiment of the present application. As shown in fig. 13, the electronic device 9600 can include a central processor 9100 and a memory 9140; the memory 9140 is coupled to the central processor 9100. Notably, this fig. 13 is exemplary; other types of structures may also be used in addition to or in place of the structure to implement telecommunications or other functions.
In one embodiment, the bank card loss reporting method function may be integrated into the central processor 9100. The central processor 9100 may be configured to control as follows:
step S101: receiving a bank card loss report request sent by a user node in a block chain network, and performing identity verification on the bank card loss report request according to locally stored user identity information.
Step S102: and after the identity authentication is passed, locally stored bank card information is sent to the user node, so that the user node generates a bank card selection instruction according to the bank card information.
Step S103: and receiving a bank card selection instruction sent by the user node to execute corresponding bank card loss reporting operation.
As can be seen from the above description, the electronic device provided in the embodiment of the present application uniformly processes the bank card loss reporting requests of the users at the banks through the loss reporting nodes in the block chain network, so that the bank card loss reporting operations of the banks under the name of the users can be completed, and thus the bank card loss reporting efficiency can be effectively improved.
In another embodiment, the loss reporting device of the bank card may be configured separately from the central processor 9100, for example, the loss reporting device of the bank card may be configured as a chip connected to the central processor 9100, and the function of the loss reporting method of the bank card may be implemented by the control of the central processor.
As shown in fig. 13, the electronic device 9600 may further include: a communication module 9110, an input unit 9120, an audio processor 9130, a display 9160, and a power supply 9170. It is noted that the electronic device 9600 also does not necessarily include all of the components shown in fig. 13; in addition, the electronic device 9600 may further include components not shown in fig. 13, which can be referred to in the prior art.
As shown in fig. 13, a central processor 9100, sometimes referred to as a controller or operational control, can include a microprocessor or other processor device and/or logic device, which central processor 9100 receives input and controls the operation of the various components of the electronic device 9600.
The memory 9140 can be, for example, one or more of a buffer, a flash memory, a hard drive, a removable media, a volatile memory, a non-volatile memory, or other suitable device. The information relating to the failure may be stored, and a program for executing the information may be stored. And the central processing unit 9100 can execute the program stored in the memory 9140 to realize information storage or processing, or the like.
The input unit 9120 provides input to the central processor 9100. The input unit 9120 is, for example, a key or a touch input device. Power supply 9170 is used to provide power to electronic device 9600. The display 9160 is used for displaying display objects such as images and characters. The display may be, for example, an LCD display, but is not limited thereto.
The memory 9140 can be a solid state memory, e.g., Read Only Memory (ROM), Random Access Memory (RAM), a SIM card, or the like. There may also be a memory that holds information even when power is off, can be selectively erased, and is provided with more data, an example of which is sometimes referred to as an EPROM or the like. The memory 9140 could also be some other type of device. Memory 9140 includes a buffer memory 9141 (sometimes referred to as a buffer). The memory 9140 may include an application/function storage portion 9142, the application/function storage portion 9142 being used for storing application programs and function programs or for executing a flow of operations of the electronic device 9600 by the central processor 9100.
The memory 9140 can also include a data store 9143, the data store 9143 for storing data, such as contacts, digital data, pictures, sounds, and/or any other data used by the electronic device. The driver storage portion 9144 of the memory 9140 may include various drivers for the electronic device for communication functions and/or for performing other functions of the electronic device (e.g., messaging applications, contact book applications, etc.).
The communication module 9110 is a transmitter/receiver 9110 that transmits and receives signals via an antenna 9111. The communication module (transmitter/receiver) 9110 is coupled to the central processor 9100 to provide input signals and receive output signals, which may be the same as in the case of a conventional mobile communication terminal.
Based on different communication technologies, a plurality of communication modules 9110, such as a cellular network module, a bluetooth module, and/or a wireless local area network module, may be provided in the same electronic device. The communication module (transmitter/receiver) 9110 is also coupled to a speaker 9131 and a microphone 9132 via an audio processor 9130 to provide audio output via the speaker 9131 and receive audio input from the microphone 9132, thereby implementing ordinary telecommunications functions. The audio processor 9130 may include any suitable buffers, decoders, amplifiers and so forth. In addition, the audio processor 9130 is also coupled to the central processor 9100, thereby enabling recording locally through the microphone 9132 and enabling locally stored sounds to be played through the speaker 9131.
An embodiment of the present application further provides a computer-readable storage medium capable of implementing all the steps in the method for reporting a loss of a bank card, where the execution subject of the method is a server or a client in the above embodiments, where the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the computer program implements all the steps in the method for reporting a loss of a bank card, where the execution subject of the method for reporting a loss of a bank card is a server or a client in the above embodiments, for example, when the processor executes the computer program, the processor implements the following steps:
step S101: receiving a bank card loss report request sent by a user node in a block chain network, and performing identity verification on the bank card loss report request according to locally stored user identity information.
Step S102: and sending locally stored bank card information to the user node after the identity authentication is passed so that the user node generates a bank card selection instruction according to the bank card information.
Step S103: and receiving a bank card selection instruction sent by the user node to execute corresponding bank card loss reporting operation.
As can be seen from the above description, the computer-readable storage medium provided in the embodiment of the present application uniformly processes the bank card loss reporting requests of the users at the banks through the loss reporting nodes in the blockchain network, so that the bank card loss reporting operations of the banks under the name of the users can be completed, and thus the efficiency of the bank card loss reporting can be effectively improved.
Embodiments of the present application further provide a computer program product capable of implementing all steps in the bank card loss reporting method in which the execution subject is the server or the client in the foregoing embodiments, and when being executed by a processor, the computer program/instruction implements the steps of the bank card loss reporting method, for example, the computer program/instruction implements the following steps:
step S101: receiving a bank card loss report request sent by a user node in a block chain network, and performing identity verification on the bank card loss report request according to locally stored user identity information.
Step S102: and sending locally stored bank card information to the user node after the identity authentication is passed so that the user node generates a bank card selection instruction according to the bank card information.
Step S103: and receiving a bank card selection instruction sent by the user node to execute corresponding bank card loss reporting operation.
As can be seen from the above description, the computer program product provided in the embodiment of the present application uniformly processes the bank card loss reporting requests of the users at the banks through the loss reporting nodes in the blockchain network, so that the bank card loss reporting operations of the banks under the name of the users can be completed, and thus the efficiency of the bank card loss reporting can be effectively improved.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, apparatus, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (devices), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The principle and the implementation mode of the invention are explained by applying specific embodiments in the invention, and the description of the embodiments is only used for helping to understand the method and the core idea of the invention; meanwhile, for a person skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.
Claims (16)
1. A loss reporting method for a bank card is applied to a loss reporting node in a block chain network, and comprises the following steps:
receiving a bank card loss report request sent by a user node in a block chain network, and performing identity verification on the bank card loss report request according to locally stored user identity information;
after the identity authentication is passed, locally stored bank card information is sent to the user node, so that the user node generates a bank card selection instruction according to the bank card information;
and receiving a bank card selection instruction sent by the user node and executing corresponding bank card loss reporting operation.
2. The method for reporting loss of bank card as claimed in claim 1, wherein the authenticating the request for reporting loss of bank card according to the locally stored user identity information comprises:
determining locally stored user identity information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request, wherein the locally stored user identity information is uploaded by each bank when a user opens an account;
and judging whether the bank card loss report request is matched with a face image in the locally stored user identity information, if so, judging that the identity authentication is passed, and otherwise, judging that the identity authentication is not passed.
3. The method for reporting a loss of a bank card as claimed in claim 1, wherein the sending the locally stored information of the bank card to the user node after the authentication is passed comprises:
and after the identity authentication is passed, determining all bank card information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request, and sending locally stored bank card information to the user node, wherein the bank card information is uploaded by each bank when the user opens an account.
4. The method for reporting loss of a bank card according to claim 1, wherein the receiving of the bank card selection instruction sent by the user node to execute the corresponding bank card loss reporting operation comprises:
receiving a bank card selection instruction sent by the user node, and determining corresponding account opening bank information;
and executing corresponding loss report transaction according to the account opening bank information.
5. A method for reporting loss of a bank card is applied to a user node in a block chain network, and comprises the following steps:
sending a bank card loss reporting request to a loss reporting node in a block chain network, so that the loss reporting node performs identity verification on the bank card loss reporting request according to locally stored user identity information, and returning locally stored bank card information after the identity verification is passed;
and receiving the information of the bank card sent by the loss reporting node, generating a bank card selection instruction according to the information of the bank card, and sending the bank card selection instruction to the loss reporting node so that the loss reporting node executes corresponding operation of reporting the loss of the bank card according to the received bank card selection instruction.
6. The method for reporting a loss of a bank card according to claim 5, wherein the receiving of the information of the bank card sent by the loss reporting node and the generation of a bank card selection instruction according to the information of the bank card and the sending of the bank card selection instruction to the loss reporting node comprise:
receiving the bank card information sent by the loss reporting node and displaying the bank card information by a client so that a user can select the bank card;
and receiving a bank card selection instruction sent by the user and sending the bank card selection instruction to the loss reporting node.
7. A bank card loss reporting device, comprising:
the identity authentication module is used for receiving a bank card loss reporting request sent by a user node in the block chain network and authenticating the identity of the bank card loss reporting request according to locally stored user identity information;
the bank card selection module is used for sending locally stored bank card information to the user node after the identity authentication is passed so that the user node generates a bank card selection instruction according to the bank card information;
and the bank card loss reporting module is used for receiving the bank card selection instruction sent by the user node and executing corresponding bank card loss reporting operation.
8. The loss reporting device of a bank card as claimed in claim 7, wherein the identity verification module comprises:
the identity information inquiry unit is used for determining locally stored user identity information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request, wherein the locally stored user identity information is uploaded by each bank when the user opens an account;
and the face image matching unit is used for judging whether the bank card loss report request is matched with a face image in the locally stored user identity information, if so, judging that the identity authentication is passed, and otherwise, judging that the identity authentication is not passed.
9. The loss reporting device as claimed in claim 7, wherein the bank card selecting module comprises:
and the bank card information feedback unit is used for determining all bank card information corresponding to the user unique identifier according to the user unique identifier in the bank card loss report request after the identity authentication is passed, and sending the locally stored bank card information to the user node, wherein the bank card information is uploaded by each bank when the user opens an account.
10. The bank card loss reporting device of claim 7, wherein the bank card loss reporting module comprises:
the account opening bank information determining unit is used for receiving a bank card selection instruction sent by the user node and determining corresponding account opening bank information;
and the loss reporting transaction unit is used for executing corresponding loss reporting transaction according to the account opening bank information.
11. A bank card loss reporting device, comprising:
the loss reporting request sending module is used for sending a bank card loss reporting request to a loss reporting node in a block chain network so that the loss reporting node can carry out identity verification on the bank card loss reporting request according to locally stored user identity information and return locally stored bank card information after the identity verification is passed;
and the loss reporting bank card selection module is used for receiving the bank card information sent by the loss reporting node, generating a bank card selection instruction according to the bank card information and sending the bank card selection instruction to the loss reporting node so as to enable the loss reporting node to execute corresponding bank card loss reporting operation according to the received bank card selection instruction.
12. The loss reporting bank card device of claim 11, wherein the loss reporting bank card selection module comprises:
the user instruction receiving unit is used for receiving the bank card information sent by the loss reporting node and displaying the bank card information at a client side so that a user can select the bank card;
and the user instruction forwarding unit is used for receiving the bank card selection instruction sent by the user and sending the bank card selection instruction to the loss reporting node.
13. A bank card loss reporting system is characterized by comprising a loss reporting node and a user node which are arranged in a block chain network;
the loss reporting node comprises:
the system comprises an identity verification module, a service module and a service module, wherein the identity verification module is used for receiving a bank card loss reporting request sent by a user node in a block link network and verifying the identity of the bank card loss reporting request according to locally stored user identity information;
the bank card selection module is used for sending locally stored bank card information to the user node after the identity authentication is passed;
the bank card loss reporting module is used for receiving a bank card selection instruction sent by the user node and executing corresponding bank card loss reporting operation;
the user node includes:
the loss reporting request sending module is used for sending a bank card loss reporting request to a loss reporting node in the block chain network;
and the loss reporting bank card selection module is used for receiving the bank card information sent by the loss reporting node, generating a bank card selection instruction according to the bank card information and sending the bank card selection instruction to the loss reporting node.
14. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the steps of the method of loss entry for a bank card of any one of claims 1 to 6 when executing the program.
15. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method of loss reporting for bank cards according to any one of claims 1 to 6.
16. A computer program product comprising computer program/instructions, characterized in that the computer program/instructions, when executed by a processor, implement the steps of the method of loss reporting for bank cards according to any of claims 1 to 6.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202210526747.5A CN114881643A (en) | 2022-05-16 | 2022-05-16 | Loss reporting method, device and system for bank card |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210526747.5A CN114881643A (en) | 2022-05-16 | 2022-05-16 | Loss reporting method, device and system for bank card |
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| CN114881643A true CN114881643A (en) | 2022-08-09 |
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| CN202210526747.5A Pending CN114881643A (en) | 2022-05-16 | 2022-05-16 | Loss reporting method, device and system for bank card |
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