CN110673855B - Method and device for initiating credit worthiness request - Google Patents

Method and device for initiating credit worthiness request Download PDF

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CN110673855B
CN110673855B CN201910933832.1A CN201910933832A CN110673855B CN 110673855 B CN110673855 B CN 110673855B CN 201910933832 A CN201910933832 A CN 201910933832A CN 110673855 B CN110673855 B CN 110673855B
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target credit
worthiness
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CN110673855A (en
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林建明
白敏�
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Shenzhen Wuyu Technology Co ltd
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    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F8/00Arrangements for software engineering
    • G06F8/40Transformation of program code
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q40/03Credit; Loans; Processing thereof
    • YGENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
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    • Y02DCLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
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Abstract

The invention discloses a method and a device for initiating a credit worthiness request, wherein the method comprises a plurality of continuous execution steps, and each execution step comprises the following steps: acquiring a first strategy code corresponding to a current execution step, and acquiring all first target credit worthiness data corresponding to the current execution step from a third party platform; converting all data formats of the first target credit information data into data formats which can be operated by a target policy engine to obtain a first target credit information input item; and inputting the first strategy code and the first target credit input item into the target strategy engine for processing to obtain first strategy processing result data corresponding to the first target credit input item. The invention solves the following problems in the prior art: when the business frequently changes the policy flow, the developer also needs to frequently deploy the flow definition file and redeploy the production environment, so that the consumption of manpower and material resources is relatively large.

Description

Method and device for initiating credit worthiness request
Technical Field
The present invention relates to the field of communications applications, and in particular, to a method and apparatus for initiating a credit worthiness request.
Background
At present, the dynamic definition of policy flows is supported in the credit-giving business before wind control credit or in the transaction scene in credit, and the efficiency problem of deploying the policy flows is improved. In the prior art, the policy flows of the industry main stream are implemented using workflow or similar schemes. However, as the business progresses, if the policy flow increases or decreases, the flow definition file needs to be changed correspondingly, and the production environment is redeployed. Along with the development of the service, when the service frequently changes the policy flow, the developer also needs to frequently deploy the flow definition file, which greatly increases the workload of the developer.
Disclosure of Invention
The embodiment of the invention provides a method and a device for initiating a credit worthiness request, which are used for solving the following problems in the prior art: when the business frequently changes the policy flow, the developer also needs to frequently deploy the flow definition file and redeploy the production environment, so that the consumption of manpower and material resources is relatively large.
In order to solve the technical problems, a first technical scheme adopted by the embodiment of the invention is as follows:
a method of initiating a credit worthiness request, the method of initiating a credit worthiness request comprising a number of consecutive execution steps, each of the execution steps comprising: acquiring a first strategy code corresponding to a current execution step, and acquiring all first target credit worthiness data corresponding to the current execution step from a third party platform; converting all data formats of the first target credit information data into data formats which can be operated by a target policy engine to obtain a first target credit information input item; inputting the first strategy code and the first target credit input item into the target strategy engine for processing to obtain first strategy processing result data corresponding to the first target credit input item; the first strategy processing result data comprise second target credit information data and second strategy codes corresponding to the next execution step.
Optionally, after obtaining the first policy processing result data corresponding to the first target credit input item, the method includes: judging whether the second strategy code corresponding to the next execution step is a termination strategy code or not, wherein the execution step corresponding to the termination strategy code is the last execution step; if yes, executing the operation flow corresponding to the next execution step, and ending all operation flows after completing the operation flow of the next execution step.
Optionally, if the second policy code corresponding to the next step is not a termination policy code, the method includes: and initiating a second target credit-worthiness request to the third-party platform according to the second target credit-worthiness data, wherein the second target credit-worthiness request comprises information for requesting the third-party platform to return second target credit-worthiness data corresponding to the second target credit-worthiness request.
Optionally, the obtaining the first policy code corresponding to the current executing step includes: and acquiring the first strategy code from the appointed credit worthiness data of the initial execution step, wherein the initial execution step is the first execution step corresponding to the method for initiating the credit worthiness request.
Optionally, the obtaining the first policy code corresponding to the current executing step includes: and acquiring the first strategy code from the last strategy processing result data corresponding to the last execution step, wherein the last execution step corresponds to the current execution step.
Optionally, the obtaining all the first target credit worthiness data corresponding to the current executing step from a third party platform includes: initiating a first target credit worthiness request to the third party platform, wherein the first target credit worthiness request comprises information for requesting the third party platform to return the first target credit worthiness data corresponding to the first target credit worthiness request; judging whether all the first target credit worthiness data returned by the third party platform are received; if yes, the success of obtaining all the first target credit worthiness data corresponding to the current execution step from the third party platform is judged.
Optionally, if all the first target credit worthiness data returned by the third party platform is not received includes: and re-initiating a first target credit-worthiness request to the third party platform until all the first target credit-worthiness data are acquired.
In order to solve the technical problems, a second technical scheme adopted by the embodiment of the invention is as follows:
an apparatus for initiating a credit worthiness request, the apparatus for initiating a credit worthiness request comprising a number of successive execution means, each of the execution means comprising: the data acquisition module is used for acquiring a first strategy code corresponding to the current execution step and acquiring all first target credit worthiness data corresponding to the current execution step from a third party platform; the format conversion module is used for converting all data formats of the first target credit information data into data formats which can be operated by the target policy engine to obtain a first target credit information input item; the data processing module is used for inputting the first strategy code and the first target credit input item into the target strategy engine for processing to obtain first strategy processing result data corresponding to the first target credit input item; the first policy processing result data comprises second target credit information data and second policy codes corresponding to the next execution device.
In order to solve the above technical problems, a third technical solution adopted in the embodiment of the present invention is as follows:
a computer readable storage medium having stored thereon a computer program which when executed implements a method of initiating a credit worthiness request as described above.
In order to solve the above technical problems, a fourth technical solution adopted in the embodiment of the present invention is as follows:
a computer device comprising a processor, a memory and a computer program stored on the memory and executable on the processor, the processor implementing a method of initiating credit worthiness requests as described above when executing the computer program.
The embodiment of the invention has the beneficial effects that: different from the situation of the prior art, the embodiment of the invention obtains the first strategy code corresponding to the current execution step, obtains all first target credit data corresponding to the current execution step from the third party platform, then converts the data format of all first target credit data into the data format which can be operated by the target strategy engine to obtain the first target credit input item, and then inputs the first strategy code and the first target credit input item into the target strategy engine for processing to obtain the first strategy processing result data corresponding to the first target credit input item, thereby solving the following problems in the prior art: when the business frequently changes the policy flow, the developer also needs to frequently deploy the flow definition file and redeploy the production environment, so that the consumption of manpower and material resources is relatively large.
Drawings
FIG. 1 is a flow chart of an implementation of one embodiment of a method for initiating a credit worthiness request according to an embodiment of the invention;
FIG. 2 is a partial structure frame diagram of an embodiment of an apparatus for initiating credit worthiness request according to a second embodiment of the invention;
FIG. 3 is a partial structural framework of an implementation of a computer readable storage medium according to a third embodiment of the present invention;
FIG. 4 is a partial structural frame diagram of an implementation of a computer device according to a fourth embodiment of the present invention.
Detailed Description
Example 1
Referring to fig. 1, fig. 1 is a flowchart illustrating an implementation of a method for initiating a credit request according to an embodiment of the present invention, and as can be obtained with reference to fig. 1, a method for initiating a credit request according to the present invention includes a plurality of consecutive execution steps, where each of the execution steps includes:
step S101: and acquiring a first strategy code corresponding to the current execution step, and acquiring all first target credit worthiness data corresponding to the current execution step from a third party platform.
Step S102: and converting all data formats of the first target credit information data into data formats which can be operated by the target policy engine to obtain a first target credit information input item.
Step S103: and inputting the first strategy code and the first target credit input item into the target strategy engine for processing to obtain first strategy processing result data corresponding to the first target credit input item.
The first strategy processing result data comprise second target credit information data and second strategy codes corresponding to the next execution step.
In this embodiment, optionally, after obtaining the first policy processing result data corresponding to the first target credit input item, the method includes:
judging whether the second strategy code corresponding to the next executing step is a termination strategy code or not, wherein the executing step corresponding to the termination strategy code is the last executing step.
And if the second strategy code corresponding to the next execution step is the termination strategy code, executing the operation flow corresponding to the next execution step, and ending all the operation flows after completing the operation flow of the next execution step.
In this embodiment, optionally, if the second policy code corresponding to the next step is not a termination policy code, the method includes:
and initiating a second target credit-worthiness request to the third-party platform according to the second target credit-worthiness data, wherein the second target credit-worthiness request comprises information for requesting the third-party platform to return second target credit-worthiness data corresponding to the second target credit-worthiness request.
In this embodiment, optionally, the obtaining the first policy code corresponding to the current executing step includes:
and acquiring the first strategy code from the appointed credit worthiness data of the initial execution step, wherein the initial execution step is the first execution step corresponding to the method for initiating the credit worthiness request.
In this embodiment, optionally, the obtaining the first policy code corresponding to the current executing step includes:
and acquiring the first strategy code from the last strategy processing result data corresponding to the last execution step, wherein the last execution step corresponds to the current execution step.
In this embodiment, optionally, the obtaining, from a third party platform, all first target credit worthiness data corresponding to the current executing step includes:
and initiating a first target credit worthiness request to the third party platform, wherein the first target credit worthiness request comprises information for requesting the third party platform to return the first target credit worthiness data corresponding to the first target credit worthiness request.
And judging whether all the first target credit worthiness data returned by the third party platform are received.
And if all the first target credit worthiness data returned by the third party platform are received, judging that all the first target credit worthiness data corresponding to the current execution step are successfully obtained from the third party platform.
In this embodiment, optionally, if all of the first target credit worthiness data returned by the third party platform is not received includes:
and re-initiating a first target credit-worthiness request to the third party platform until all the first target credit-worthiness data are acquired.
The embodiment of the invention obtains the first strategy code corresponding to the current execution step, obtains all first target credit information data corresponding to the current execution step from the third party platform, converts the data format of all first target credit information data into the data format which can be operated by the target strategy engine to obtain the first target credit information input item, inputs the first strategy code and the first target credit information input item into the target strategy engine for processing, and obtains the first strategy processing result data corresponding to the first target credit information input item, thereby solving the following problems in the prior art: when the business frequently changes the policy flow, the developer also needs to frequently deploy the flow definition file and redeploy the production environment, so that the consumption of manpower and material resources is relatively large. The invention can support the self deployment of new strategy nodes and the construction of new strategy paths by service personnel under the condition of no complete strategy flow definition.
Example two
Referring to fig. 2, fig. 2 is a partial structural frame diagram of an apparatus for initiating a credit request according to an embodiment of the present invention, and as can be obtained in conjunction with fig. 2, an apparatus 100 for initiating a credit request according to the present invention includes a plurality of consecutive execution apparatuses, each of the execution apparatuses includes:
the data obtaining module 110 is configured to obtain a first policy code corresponding to a current execution step, and obtain all first target credit worthiness data corresponding to the current execution step from a third party platform.
The format conversion module 120 is configured to convert all data formats of the first target credit data into data formats that can be operated by the target policy engine, so as to obtain a first target credit input item.
The data processing module 130 is configured to input the first policy code and the first target credit input item into the target policy engine for processing, so as to obtain first policy processing result data corresponding to the first target credit input item.
The first policy processing result data comprises second target credit information data and second policy codes corresponding to the next execution device.
According to the method for initiating the credit request, which is corresponding to the embodiment of the invention, through acquiring the first strategy code corresponding to the current execution step, acquiring all first target credit data corresponding to the current execution step from the third party platform, then converting the data format of all first target credit data into the data format which can be operated by the target strategy engine to obtain the first target credit input item, and then inputting the first strategy code and the first target credit input item into the target strategy engine for processing, so as to obtain the first strategy processing result data corresponding to the first target credit input item, thereby solving the following problems in the prior art: when the business frequently changes the policy flow, the developer also needs to frequently deploy the flow definition file and redeploy the production environment, so that the consumption of manpower and material resources is relatively large.
Example III
Referring to fig. 3, a computer readable storage medium 10 according to an embodiment of the present invention may be seen, where the computer readable storage medium 10 includes: ROM/RAM, magnetic disk, optical disk, etc., on which a computer program 11 is stored, said computer program 11, when executed, implementing the method of initiating credit worthiness requests as described in embodiment one. Since the method of initiating the credit worthiness request has been described in detail in the first embodiment, a description thereof will not be repeated.
The method for initiating the credit request, which is realized by the embodiment of the invention, comprises the steps of obtaining the first strategy code corresponding to the current execution step, obtaining all first target credit data corresponding to the current execution step from a third party platform, converting the data format of all first target credit data into the data format which can be operated by a target strategy engine to obtain a first target credit input item, inputting the first strategy code and the first target credit input item into the target strategy engine for processing, and obtaining first strategy processing result data corresponding to the first target credit input item, thereby solving the following problems in the prior art: when the business frequently changes the policy flow, the developer also needs to frequently deploy the flow definition file and redeploy the production environment, so that the consumption of manpower and material resources is relatively large.
Example IV
Referring to fig. 4, a computer device 20 according to an embodiment of the present invention includes a processor 21, a memory 22, and a computer program 221 stored in the memory 22 and executable on the processor 21, where the processor 21 implements the method for initiating credit request according to the first embodiment when executing the computer program 221. Since the method of initiating the credit worthiness request has been described in detail in the first embodiment, a description thereof will not be repeated.
The method for initiating the credit request, which is realized by the embodiment of the invention, comprises the steps of obtaining the first strategy code corresponding to the current execution step, obtaining all first target credit data corresponding to the current execution step from a third party platform, converting the data format of all first target credit data into the data format which can be operated by a target strategy engine to obtain a first target credit input item, inputting the first strategy code and the first target credit input item into the target strategy engine for processing, and obtaining first strategy processing result data corresponding to the first target credit input item, thereby solving the following problems in the prior art: when the business frequently changes the policy flow, the developer also needs to frequently deploy the flow definition file and redeploy the production environment, so that the consumption of manpower and material resources is relatively large.
The foregoing description is only of embodiments of the present invention, and is not intended to limit the scope of the invention, and all equivalent structures or equivalent processes using the descriptions and the drawings of the present invention or directly or indirectly applied to other related technical fields are included in the scope of the present invention.

Claims (6)

1. A method of initiating a credit worthiness request, said method comprising a number of consecutive execution steps, each of said execution steps comprising:
acquiring a first strategy code corresponding to a current execution step, and acquiring all first target credit worthiness data corresponding to the current execution step from a third party platform;
converting all data formats of the first target credit information data into data formats which can be operated by a target policy engine to obtain a first target credit information input item;
inputting the first strategy code and the first target credit input item into the target strategy engine for processing to obtain first strategy processing result data corresponding to the first target credit input item;
the first strategy processing result data comprise second target credit-worthiness data and second strategy codes corresponding to the next execution step;
the obtaining the first policy code corresponding to the current executing step includes:
acquiring the first strategy code from the last strategy processing result data corresponding to the last execution step, wherein the last execution step corresponds to the current execution step;
the step of obtaining all the first target credit worthiness data corresponding to the current execution step from a third party platform comprises the following steps:
initiating a first target credit worthiness request to the third party platform, wherein the first target credit worthiness request comprises information for requesting the third party platform to return the first target credit worthiness data corresponding to the first target credit worthiness request;
judging whether all the first target credit worthiness data returned by the third party platform are received;
if yes, judging that all the first target credit worthiness data corresponding to the current execution step are successfully obtained from a third party platform;
if not receiving all the first target credit worthiness data returned by the third party platform, the method comprises the following steps:
and re-initiating a first target credit-worthiness request to the third party platform until all the first target credit-worthiness data are acquired.
2. The method of initiating a credit request according to claim 1, wherein after obtaining first policy processing result data corresponding to the first target credit input item, comprising:
judging whether the second strategy code corresponding to the next execution step is a termination strategy code or not, wherein the execution step corresponding to the termination strategy code is the last execution step;
if yes, executing the operation flow corresponding to the next execution step, and ending all operation flows after completing the operation flow of the next execution step.
3. The method of initiating a credit worthiness request according to claim 2, wherein if the second policy code corresponding to the next executing step is not a termination policy code, comprising:
and initiating a second target credit-worthiness request to the third-party platform according to the second target credit-worthiness data, wherein the second target credit-worthiness request comprises information for requesting the third-party platform to return second target credit-worthiness data corresponding to the second target credit-worthiness request.
4. An apparatus for initiating a credit request, said apparatus for initiating a credit request comprising a plurality of successive executions means, each of said executions means comprising:
the data acquisition module is used for acquiring a first strategy code corresponding to the current execution step and acquiring all first target credit worthiness data corresponding to the current execution step from a third party platform;
the format conversion module is used for converting all data formats of the first target credit information data into data formats which can be operated by the target policy engine to obtain a first target credit information input item;
the data processing module is used for inputting the first strategy code and the first target credit input item into the target strategy engine for processing to obtain first strategy processing result data corresponding to the first target credit input item;
the first strategy processing result data comprise second target credit information data and second strategy codes corresponding to the next execution device;
the obtaining the first policy code corresponding to the current executing step includes:
acquiring the first strategy code from the last strategy processing result data corresponding to the last execution step, wherein the last execution step corresponds to the current execution step;
the step of obtaining all the first target credit worthiness data corresponding to the current execution step from a third party platform comprises the following steps:
initiating a first target credit worthiness request to the third party platform, wherein the first target credit worthiness request comprises information for requesting the third party platform to return the first target credit worthiness data corresponding to the first target credit worthiness request;
judging whether all the first target credit worthiness data returned by the third party platform are received;
if yes, judging that all the first target credit worthiness data corresponding to the current execution step are successfully obtained from a third party platform;
if not receiving all the first target credit worthiness data returned by the third party platform, the method comprises the following steps:
and re-initiating a first target credit-worthiness request to the third party platform until all the first target credit-worthiness data are acquired.
5. A computer readable storage medium, characterized in that a computer program is stored thereon, which computer program, when executed, implements the method of initiating a credit worthiness request according to any one of claims 1-3.
6. A computer device comprising a processor, a memory and a computer program stored on the memory and executable on the processor, the processor implementing the method of initiating a credit-worthiness request according to any one of claims 1 to 3 when the computer program is executed by the processor.
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