CN110648239B - Monitoring index generation method and device, data monitoring system - Google Patents
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Abstract
Description
技术领域Technical Field
本申请涉及金融产品投资监控领域,具体而言,涉及一种监控指标的生成方法及装置、数据的监控系统。The present application relates to the field of financial product investment monitoring, and more specifically, to a method and device for generating monitoring indicators, and a data monitoring system.
背景技术Background technique
现有的金融产品的投资监控指标开发流程包括以下步骤:业务人员提交需求、技术人员需求评审、技术人员开发、技术人员测试、业务人员测试以及系统正式投产上线,用时冗长,响应业务需求速度慢,同时每次开发均需耗费业务人员、技术开发人员、技术测试人员、相关代码走查人员大量精力,成本较高,尤其是对于一系列同类型的新指标开发,重复代码较多,效率低下。The existing investment monitoring indicator development process for financial products includes the following steps: business personnel submitting requirements, technical personnel reviewing requirements, technical personnel developing, technical personnel testing, business personnel testing, and the system being officially put into production and launched. It takes a long time and is slow to respond to business needs. At the same time, each development requires a lot of energy from business personnel, technical developers, technical testers, and related code reviewers, and the cost is high, especially for the development of a series of new indicators of the same type, there is a lot of duplicate code and low efficiency.
针对现有的金融产品的投资监控指标开发周期长,指标冗余问题严重,缺乏扩展性的问题,目前尚未提出有效的解决方案。Currently, no effective solution has been proposed to address the problems of long development cycle, serious indicator redundancy and lack of scalability of investment monitoring indicators of existing financial products.
发明内容Summary of the invention
本申请实施例提供了一种监控指标的生成方法及装置、数据的监控系统,以至少解决现有的金融产品的投资监控指标开发周期长,指标冗余问题严重,缺乏扩展性的技术问题。The embodiments of the present application provide a monitoring indicator generation method and device, and a data monitoring system, so as to at least solve the technical problems of long development cycle of investment monitoring indicators of existing financial products, serious indicator redundancy problem, and lack of scalability.
根据本申请实施例的一个方面,提供了一种监控指标的生成方法,包括:获取待生成监控指标的类型,监控指标用于对金融产品的投资数据进行监控;从多个配置单元中获取生成类型的监控指标所需的配置单元,配置单元为监控指标对应的计算公式的分子和分母的最小组成单元;依据获取的配置单元生成待生成监控指标。According to one aspect of an embodiment of the present application, a method for generating a monitoring indicator is provided, comprising: obtaining the type of the monitoring indicator to be generated, the monitoring indicator being used to monitor the investment data of a financial product; obtaining a configuration unit required for generating the type of monitoring indicator from a plurality of configuration units, the configuration unit being the smallest component unit of the numerator and denominator of a calculation formula corresponding to the monitoring indicator; and generating the monitoring indicator to be generated based on the obtained configuration unit.
可选地,金融产品包括:债券类产品、股票类产品、基金类产品、非标资产类产品、衍生品类产品以及养老金类产品。Optionally, financial products include: bond products, stock products, fund products, non-standard asset products, derivative products and pension products.
可选地,在从多个配置单元中获取生成类型的监控指标所需的配置单元之前,上述方法还包括:通过以下方式确定多个配置单元:依据共有属性和个性属性确定多个配置单元,其中,共有属性包括:配置单元的名称、配置单元的类型、配置单元的取值;个性属性包括如下至少之一:基本信息、明细科目信息、信用评级信息以及流水交易信息。Optionally, before obtaining the configuration units required for generating the monitoring indicators of the type from multiple configuration units, the above method also includes: determining multiple configuration units in the following manner: determining multiple configuration units based on common attributes and individual attributes, wherein the common attributes include: the name of the configuration unit, the type of the configuration unit, and the value of the configuration unit; the individual attributes include at least one of the following: basic information, detailed subject information, credit rating information, and flow transaction information.
可选地,在依据获取的配置单元生成待生成监控指标之后,上述方法还包括:按预设时间间隔获取个性属性对应的信息。Optionally, after generating the monitoring indicator to be generated according to the acquired configuration unit, the method further includes: acquiring information corresponding to the personality attribute at a preset time interval.
可选地,在依据获取的配置单元生成待生成监控指标之前,上述方法还包括:Optionally, before generating the monitoring indicator to be generated according to the acquired configuration unit, the method further includes:
获取配置单元的取数逻辑,取数逻辑用于表征配置单元的取数规则;判断取数逻辑是否与预设取数逻辑一致;如果判断出取数逻辑与预设取数逻辑一致,确定配置单元为目标配置单元。The data acquisition logic of the configuration unit is obtained, and the data acquisition logic is used to characterize the data acquisition rule of the configuration unit; whether the data acquisition logic is consistent with the preset data acquisition logic is determined; if it is determined that the data acquisition logic is consistent with the preset data acquisition logic, the configuration unit is determined to be the target configuration unit.
可选地,在依据获取的配置单元生成待生成监控指标之后,上述方法还包括:Optionally, after generating the monitoring indicator to be generated according to the acquired configuration unit, the method further includes:
依据待生成监控指标对待生成监控指标对应的金融产品的投资数据进行计算,得到金融产品的监控指标值;比对监控指标值与预设阈值,并依据比对结果确定金融产品的投资数据是否符合标准;对不符合标准的投资数据进行报警,并提示对不符合标准的投资数据进行处理。The investment data of the financial product corresponding to the monitoring indicator to be generated is calculated based on the monitoring indicator to be generated to obtain the monitoring indicator value of the financial product; the monitoring indicator value is compared with the preset threshold, and whether the investment data of the financial product meets the standard is determined based on the comparison result; an alarm is issued for the investment data that does not meet the standard, and a prompt is given to process the investment data that does not meet the standard.
可选地,在提示对不符合标准的投资数据进行处理之后,上述方法还包括:检测对不符合标准的投资数据的处理是否完成;如果处理未完成,提示对不符合标准的投资数据继续处理。Optionally, after prompting to process the investment data that does not meet the standards, the method further includes: detecting whether the processing of the investment data that does not meet the standards is completed; if the processing is not completed, prompting to continue processing the investment data that does not meet the standards.
根据本申请实施例的另一方面,还提供了一种数据的监控系统,包括:监控模块,用于执行权利要求1至7中任意一项的监控指标的生成方法;数据库,用于获取并存储多个配置单元的个性属性对应的信息;风险管理模块,用于对权利要求1至7中任意一项的监控指标的生成方法进行监控。According to another aspect of an embodiment of the present application, a data monitoring system is also provided, including: a monitoring module for executing the method for generating monitoring indicators of any one of claims 1 to 7; a database for acquiring and storing information corresponding to the individual attributes of multiple configuration units; and a risk management module for monitoring the method for generating monitoring indicators of any one of claims 1 to 7.
根据本申请实施例的另一方面,还提供了一种监控指标的生成装置,包括:第一获取模块,用于获取待生成监控指标的类型,监控指标用于对金融产品的投资数据进行监控;第二获取模块,用于从多个配置单元中获取生成类型的监控指标所需的配置单元,配置单元为监控指标对应的配置公式的分子和分母的最小组成单元;生成模块,用于依据获取的配置单元生成待生成监控指标。According to another aspect of an embodiment of the present application, a device for generating monitoring indicators is also provided, including: a first acquisition module, used to obtain the type of monitoring indicators to be generated, the monitoring indicators are used to monitor the investment data of financial products; a second acquisition module, used to obtain the configuration units required for generating the type of monitoring indicators from multiple configuration units, the configuration units being the smallest component units of the numerator and denominator of the configuration formula corresponding to the monitoring indicator; and a generation module, used to generate the monitoring indicators to be generated based on the acquired configuration units.
可选地,上述装置还包括:确定模块,用于通过以下方式确定多个配置单元:依据共有属性和个性属性确定多个配置单元,其中,共有属性包括:配置单元的名称、配置单元的类型、配置单元的取值;个性属性包括如下至少之一:基本信息、明细科目信息、信用评级信息以及流水交易信息。Optionally, the above-mentioned device also includes: a determination module, which is used to determine multiple configuration units in the following manner: determine multiple configuration units based on common attributes and individual attributes, wherein the common attributes include: the name of the configuration unit, the type of the configuration unit, and the value of the configuration unit; the individual attributes include at least one of the following: basic information, detailed subject information, credit rating information, and flow transaction information.
根据本申请实施例的再一方面,还提供了一种存储介质,存储介质包括存储的程序,其中,程序运行时控制存储介质所在的设备执行以上的监控指标的生成方法。According to another aspect of the embodiments of the present application, a storage medium is further provided, the storage medium including a stored program, wherein when the program is run, the device where the storage medium is located is controlled to execute the above monitoring indicator generation method.
根据本申请实施例的再一方面,还提供了一种处理器,处理器用于运行程序,其中,程序运行时执行以上的监控指标的生成方法。According to another aspect of the embodiments of the present application, a processor is further provided, and the processor is used to run a program, wherein the above monitoring indicator generation method is executed when the program is running.
在本申请实施例中,采用获取待生成监控指标的类型,监控指标用于对金融产品的投资数据进行监控;从多个配置单元中获取生成类型的监控指标所需的配置单元,配置单元为监控指标对应的计算公式的分子和分母的最小组成单元;依据获取的配置单元生成待生成监控指标的方式,通过采用聚类分析的方式,将金融产品的投资监控指标的分子分母分解至最底层不可再分的最小颗粒单元(元因子),然后对元因子进行积木式的搭建,生成新的金融产品的监控指标,达到了在系统的前台页面即可操作,能实时生成业务所需的监控指标的目的,从而实现了简化金融产品的投资监控指标设置流程,有效提升业务效率,增强用户体验的技术效果,进而解决了现有的金融产品的投资监控指标开发周期长,指标冗余问题严重,缺乏扩展性的技术问题。In an embodiment of the present application, the type of monitoring indicator to be generated is obtained, and the monitoring indicator is used to monitor the investment data of a financial product; the configuration unit required for the generation type of monitoring indicator is obtained from multiple configuration units, and the configuration unit is the smallest component unit of the numerator and denominator of the calculation formula corresponding to the monitoring indicator; the method of generating the monitoring indicator to be generated is based on the obtained configuration unit, and by adopting a cluster analysis method, the numerator and denominator of the investment monitoring indicator of the financial product are decomposed to the lowest level and the smallest indivisible granular unit (meta-factor), and then the meta-factor is built in a building block manner to generate a new monitoring indicator for the financial product, so that the purpose of being able to operate on the front page of the system and being able to generate the monitoring indicators required for the business in real time is achieved, thereby realizing the technical effect of simplifying the setting process of the investment monitoring indicator of the financial product, effectively improving the business efficiency, and enhancing the user experience, thereby solving the technical problems of the long development cycle of the investment monitoring indicators of the existing financial products, the serious indicator redundancy problem, and the lack of scalability.
附图说明BRIEF DESCRIPTION OF THE DRAWINGS
此处所说明的附图用来提供对本申请的进一步理解,构成本申请的一部分,本申请的示意性实施例及其说明用于解释本申请,并不构成对本申请的不当限定。在附图中:The drawings described herein are used to provide a further understanding of the present application and constitute a part of the present application. The illustrative embodiments of the present application and their descriptions are used to explain the present application and do not constitute an improper limitation on the present application. In the drawings:
图1是根据本申请实施例的一种监控指标的生成方法的流程图;FIG1 is a flow chart of a method for generating a monitoring indicator according to an embodiment of the present application;
图2是根据本申请实施例的一种数据的监控系统的结构图;FIG2 is a structural diagram of a data monitoring system according to an embodiment of the present application;
图3是根据本申请实施例的一种监控指标的生成装置的结构图。FIG3 is a structural diagram of a device for generating monitoring indicators according to an embodiment of the present application.
具体实施方式Detailed ways
为了使本技术领域的人员更好地理解本申请方案,下面将结合本申请实施例中的附图,对本申请实施例中的技术方案进行清楚、完整地描述,显然,所描述的实施例仅仅是本申请一部分的实施例,而不是全部的实施例。基于本申请中的实施例,本领域普通技术人员在没有做出创造性劳动前提下所获得的所有其他实施例,都应当属于本申请保护的范围。In order to enable those skilled in the art to better understand the present application, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments are only part of the embodiments of the present application, not all of the embodiments. Based on the embodiments in the present application, all other embodiments obtained by ordinary technicians in this field without creative work should fall within the scope of protection of this application.
需要说明的是,本申请的说明书和权利要求书及上述附图中的术语“第一”、“第二”等是用于区别类似的对象,而不必用于描述特定的顺序或先后次序。应该理解这样使用的数据在适当情况下可以互换,以便这里描述的本申请的实施例能够以除了在这里图示或描述的那些以外的顺序实施。此外,术语“包括”和“具有”以及他们的任何变形,意图在于覆盖不排他的包含,例如,包含了一系列步骤或单元的过程、方法、系统、产品或设备不必限于清楚地列出的那些步骤或单元,而是可包括没有清楚地列出的或对于这些过程、方法、产品或设备固有的其它步骤或单元。It should be noted that the terms "first", "second", etc. in the specification and claims of the present application and the above-mentioned drawings are used to distinguish similar objects, and are not necessarily used to describe a specific order or sequence. It should be understood that the data used in this way can be interchangeable where appropriate, so that the embodiments of the present application described herein can be implemented in an order other than those illustrated or described herein. In addition, the terms "including" and "having" and any of their variations are intended to cover non-exclusive inclusions, for example, a process, method, system, product or device comprising a series of steps or units is not necessarily limited to those steps or units clearly listed, but may include other steps or units that are not clearly listed or inherent to these processes, methods, products or devices.
根据本申请实施例,提供了一种监控指标的生成方法的实施例,需要说明的是,在附图的流程图示出的步骤可以在诸如一组计算机可执行指令的计算机系统中执行,并且,虽然在流程图中示出了逻辑顺序,但是在某些情况下,可以以不同于此处的顺序执行所示出或描述的步骤。According to an embodiment of the present application, an embodiment of a method for generating a monitoring indicator is provided. It should be noted that the steps shown in the flowchart of the accompanying drawings can be executed in a computer system such as a set of computer executable instructions, and although a logical order is shown in the flowchart, in some cases, the steps shown or described can be executed in an order different from that shown here.
图1是根据本申请实施例的一种监控指标的生成方法的流程图,如图1所示,该方法包括如下步骤:FIG. 1 is a flow chart of a method for generating a monitoring indicator according to an embodiment of the present application. As shown in FIG. 1 , the method includes the following steps:
步骤S102,获取待生成监控指标的类型,监控指标用于对金融产品的投资数据进行监控。Step S102, obtaining the type of monitoring indicator to be generated, where the monitoring indicator is used to monitor the investment data of the financial product.
上述待生成监控指标是指需要新设置的金融产品的投资监控指标。The above-mentioned monitoring indicators to be generated refer to investment monitoring indicators of financial products that need to be newly set.
步骤S104,从多个配置单元中获取生成类型的监控指标所需的配置单元,配置单元为监控指标对应的计算公式的分子和分母的最小组成单元。Step S104, obtaining a configuration unit required for generating a monitoring indicator of a type from a plurality of configuration units, where a configuration unit is a minimum component unit of a numerator and a denominator of a calculation formula corresponding to the monitoring indicator.
上述配置单元是指将金融产品的投资监督指标的分子或分母分解至最底层的不可再分得最小执行单元,在本申请实施例中称之为“元因子”。The above-mentioned configuration unit refers to decomposing the numerator or denominator of the investment supervision index of the financial product to the lowest level and the smallest indivisible execution unit, which is referred to as a "meta-factor" in the embodiment of the present application.
本申请实施例中的“元因子”功能,采用聚类分析的思想,通过系统研究市场中金融产品投资监控指标的属性,先将金融产品投资指标的要素拆分为最小的不可再分的执行单元,这些最小单元即为构成投资监控指标分子或分母的基础—“元因子”。The "meta-factor" function in the embodiment of the present application adopts the idea of cluster analysis. By systematically studying the attributes of the financial product investment monitoring indicators in the market, the elements of the financial product investment indicators are first split into the smallest indivisible execution units. These smallest units are the basis for the numerator or denominator of the investment monitoring indicators - "meta-factors".
步骤S106,依据获取的配置单元生成待生成监控指标。Step S106: Generate a monitoring indicator to be generated according to the acquired configuration unit.
根据元因子的特点,结合监控指标涉及到的产品类型,将元因子重新分类,通过参数化的方式构建股票、债券、基金、养老金、非标、衍生品六大元因子模板,从而支持快速生成业务人员所需的投资监控指标,充分简化投资监控指标的设置流程,有效提升业务效率。According to the characteristics of meta-factors and combined with the product types involved in the monitoring indicators, the meta-factors are reclassified, and six meta-factor templates for stocks, bonds, funds, pensions, non-standard products, and derivatives are constructed in a parametric way, thereby supporting the rapid generation of investment monitoring indicators required by business personnel, fully simplifying the setting process of investment monitoring indicators, and effectively improving business efficiency.
具体而言,首先根据市场上现有金融产品的属性和特点将其标准化、颗粒化和模板化,一方面能将市场上的现有金融产品分门别类,当有新金融产品出现时系统也能快速响应,将其归入现有的大类或创建一个新的大类;另一方面,将现有金融产品颗粒化,然后基于此颗粒化的元素进行上层指标的搭建,这种“自下而上”的指标创建方式自由度更大,且指标创建过程不需要开发人员的介入,较之前的“提出需求-技术人员开发-投产上线”的流程耗时更少、效率更高。通过元因子积木式的搭建为金融产品的投资监控指标设置提供了无穷多的可能性。Specifically, firstly, the existing financial products on the market are standardized, granulated and templated according to their attributes and characteristics. On the one hand, the existing financial products on the market can be classified, and when new financial products appear, the system can respond quickly and classify them into existing categories or create a new category; on the other hand, the existing financial products are granulated, and then the upper-level indicators are built based on these granulated elements. This "bottom-up" indicator creation method has greater freedom, and the indicator creation process does not require the intervention of developers. It is less time-consuming and more efficient than the previous process of "proposing requirements-technician development-production and launch". The building block-like construction of meta-factors provides endless possibilities for the setting of investment monitoring indicators for financial products.
根据本申请的一个可选的实施例,执行步骤S106时通过系统前台对需要的元因子属性进行勾选,辅以相应的逻辑判断,能实时生成业务所需要的监控指标,极大提升了业务效率。According to an optional embodiment of the present application, when executing step S106, the required meta-factor attributes are checked through the system foreground, and with the assistance of corresponding logical judgment, the monitoring indicators required for the business can be generated in real time, which greatly improves the business efficiency.
投资监控指标通过两个或多个因子关联组合形成,指标表只保存因子的代码,减少数据冗余;相较之前的指标计算,现有指标结果可以按照当前指标的计算公式,展示指标中涉及的每一项因子的计算结果,为业务人员检查问题提供一个清晰明了的计算过程,减少了系统运维成本,更及时更准确的展示监控指标明细结果。Investment monitoring indicators are formed by the association and combination of two or more factors. The indicator table only stores the factor codes to reduce data redundancy. Compared with previous indicator calculations, the existing indicator results can display the calculation results of each factor involved in the indicator according to the calculation formula of the current indicator, providing a clear calculation process for business personnel to check problems, reducing system operation and maintenance costs, and displaying the detailed results of monitoring indicators in a more timely and accurate manner.
通过上述步骤,通过采用聚类分析的方式,将金融产品的投资监控指标的分子分母分解至最底层不可再分的最小颗粒单元(元因子),然后对元因子进行积木式的搭建,生成新的金融产品的监控指标,达到了在系统的前台页面即可操作,能实时生成业务所需的监控指标的目的,从而实现了简化金融产品的投资监控指标设置流程,有效提升业务效率,增强用户体验的技术效果。Through the above steps, by adopting the cluster analysis method, the numerator and denominator of the investment monitoring indicators of financial products are decomposed into the lowest level indivisible smallest granular unit (meta-factor), and then the meta-factor is built in a building block manner to generate new monitoring indicators for financial products. The purpose of being able to operate on the front page of the system and to generate the monitoring indicators required for the business in real time is achieved, thereby achieving the technical effect of simplifying the setting process of investment monitoring indicators for financial products, effectively improving business efficiency, and enhancing user experience.
在本申请的一些可选的实施例中,步骤S102中的金融产品涵盖债券类产品、股票类产品、基金类产品、非标资产类产品、衍生品类产品以及养老金类产品六大投资类型。In some optional embodiments of the present application, the financial products in step S102 cover six major investment types: bond products, stock products, fund products, non-standard asset products, derivative products and pension products.
根据本申请的一个可选的实施例,在执行步骤S104之前,还需要通过以下方式确定多个配置单元:依据共有属性和个性属性确定多个配置单元,其中,共有属性包括:配置单元的名称、配置单元的类型、配置单元的取值;个性属性包括如下至少之一:基本信息、明细科目信息、信用评级信息以及流水交易信息。According to an optional embodiment of the present application, before executing step S104, it is necessary to determine multiple configuration units in the following manner: determine multiple configuration units based on common attributes and individual attributes, wherein the common attributes include: the name of the configuration unit, the type of the configuration unit, and the value of the configuration unit; the individual attributes include at least one of the following: basic information, detailed subject information, credit rating information, and flow transaction information.
元因子的实现原理是通过初始化模板和参数来实现的,其中模板分为:债券类、股票类、基金类、非标资产类、衍生产品类、养老金类。在配置指标时,在相应的模板进行配置,通过选择对应的要素,快速配置新增投资监督指标。The implementation principle of meta-factors is achieved through initialization templates and parameters. The templates are divided into: bonds, stocks, funds, non-standard assets, derivatives, and pensions. When configuring indicators, configure them in the corresponding templates and quickly configure new investment supervision indicators by selecting the corresponding elements.
在系统设计方面,通过采用最底层因子取数的逻辑保存,每个因子标识出分子或者分母,实现各类因子能够进行灵活组合,每个指标通过关联因子代码进行关联配置,减少冗余数据。还可通过模板配置化的方式,支持业务人员实时配置所需要监控元因子,很大程度减少了新增因子的代码开发工作,提升了系统整体开发效率。In terms of system design, by adopting the logic of the lowest-level factor data, each factor is marked with a numerator or denominator, so that various factors can be flexibly combined, and each indicator is associated and configured through the associated factor code to reduce redundant data. It can also support business personnel to configure the required monitoring meta-factors in real time through template configuration, which greatly reduces the code development work of new factors and improves the overall development efficiency of the system.
上述模板都有一些共有属性,其中共有属性包括:因子名称、因子类型、因子的取值字段;模板中除共有属性外,其余均为个性属性,对于个性属性,又按照数据来源分为基本信息(来自财汇资讯数据),明细科目(核算做账的依据标准)以及当日流水交易信息。The above templates all have some common attributes, including: factor name, factor type, factor value field; except for the common attributes, the rest are individual attributes, which are divided into basic information (from Caihui Information data), detailed accounts (the basis for accounting) and daily transaction information according to the data source.
以债券类元因子的模板为例,其基本信息包括债券类型、融资主体、是否为私募债、是否为城投债、交易市场、锁定期、监控原因、发行规模、剩余期限等。明细科目部分包含交易市场、发行方式以及是否包含应收利息。流水交易信息包含交易市场、场内证券流水、网下新债、场外债券等当日流水交易信息。Taking the template of the bond meta-factor as an example, its basic information includes bond type, financing subject, whether it is a private bond, whether it is a municipal bond, trading market, lock-up period, monitoring reason, issuance scale, remaining term, etc. The detailed account part includes the trading market, issuance method, and whether it includes interest receivable. The transaction flow information includes the trading market, on-site securities flow, offline new bonds, over-the-counter bonds and other daily transaction flow information.
股票类元因子的模板的基本信息包括股票板块、特殊处理类(S、ST等)、港股、监控原因、指数、非公开指数、股票分类、A股股本、总股本、剩余锁定期、总市值、证监会行业类别等。明细科目部分包括发行方式和交易市场。流水交易信息包括场内证券交易流水和网下新股。The basic information of the template of stock-related meta-factors includes stock sector, special treatment category (S, ST, etc.), Hong Kong stocks, monitoring reasons, index, non-public index, stock classification, A-share capital, total capital, remaining lock-up period, total market value, CSRC industry category, etc. The detailed account part includes the issuance method and trading market. The transaction flow information includes the on-site securities trading flow and the offline new shares.
基金类元因子的模板的基本信息包括基金类型、证监会分类、运作方式、基金属性等。流水交易信息包含场内证券流水、开放式基金交易。The basic information of the template of fund-type meta-factors includes fund type, CSRC classification, operation mode, fund attributes, etc. Transaction information includes on-site securities transaction and open-end fund transactions.
衍生品类元因子的模板的基本信息包括期货品种、是否为单一期货品种、当期日、交割日等。流水交易信息包括核算项目、交易属性等。The basic information of the template of the derivatives meta-factor includes futures product, whether it is a single futures product, current date, delivery date, etc. The transaction information includes accounting items, transaction attributes, etc.
非标资产类元因子的模板的基本信息主要来源核算账务数据,根据科目属性分为信托。不动产、理财、保险、基础设施债权等。The basic information of the template of non-standard asset meta-factors is mainly derived from accounting data, which are divided into trust, real estate, financial management, insurance, infrastructure debt, etc. according to the attributes of the subject.
养老金类因子的模板的基本信息主要涉及到资产分类相关属性。The basic information of the pension factor template mainly involves the attributes related to asset classification.
根据本申请的一个可选的实施例,在执行步骤S106之后,还需要按预设时间间隔获取个性属性对应的信息。According to an optional embodiment of the present application, after executing step S106, it is also necessary to obtain information corresponding to the personality attribute at a preset time interval.
根据本申请的一个可选的实施例,金融产品投资监控系统具备完备的数据库系统,每日凌晨通过任务调度,自动读取财汇提供的外部资讯数据,即通过数据库自动获取配置单元的个性属性信息。通过建立完备、可拓展的底层数据库结构,能够保证及时读取调用基础数据,并且实时将市场中所需的数据添加到系统基础数据当中,是生成金融产品投资监控指标的基础。According to an optional embodiment of the present application, the financial product investment monitoring system has a complete database system, which automatically reads the external information data provided by Caihui through task scheduling every morning, that is, automatically obtains the individual attribute information of the configuration unit through the database. By establishing a complete and scalable underlying database structure, it can ensure timely reading and calling of basic data, and add the data required in the market to the system basic data in real time, which is the basis for generating financial product investment monitoring indicators.
在本申请实施例的一些可选的实施例中,在步骤S106执行完成之前,获取配置单元的取数逻辑,取数逻辑用于表征配置单元的取数规则;判断取数逻辑是否与预设取数逻辑一致;如果判断出取数逻辑与预设取数逻辑一致,确定配置单元为目标配置单元。In some optional embodiments of the embodiments of the present application, before step S106 is executed, the number acquisition logic of the configuration unit is obtained, and the number acquisition logic is used to characterize the number acquisition rule of the configuration unit; it is determined whether the number acquisition logic is consistent with the preset number acquisition logic; if it is determined that the number acquisition logic is consistent with the preset number acquisition logic, the configuration unit is determined to be the target configuration unit.
根据本申请的一个可选的实施例,上述取数逻辑是指配置单元的取数规则,例如,取资产估值表某个债券的市值,通过外部市场数据判断某个债券的品种信息等。According to an optional embodiment of the present application, the above-mentioned data acquisition logic refers to the data acquisition rules of the configuration unit, for example, obtaining the market value of a bond in the asset valuation table, determining the variety information of a bond through external market data, etc.
参数因子和动态因子在新增因子时,系统提供了因子试算功能,可在动态因子新增保存前验证,也可以对系统中已存在的因子进行验证,此结果与实际指标计算一致。When adding parameter factors and dynamic factors, the system provides a factor trial calculation function, which can be used to verify the dynamic factors before they are added and saved, and can also be used to verify the factors that already exist in the system. The results are consistent with the actual indicator calculation.
通过获取已配置好的因子,系统解析对应的取数逻辑,可实时对新增因子或配置因子的逻辑正确性进行取数验证,实时展示计算结果,通过系统中展示的各因子取数逻辑描述进行验证,确保因子的准确性,减少系统后期维护成本。By obtaining the configured factors and parsing the corresponding data acquisition logic, the system can perform data acquisition verification on the logical correctness of the newly added factors or configured factors in real time, display the calculation results in real time, and verify them through the data acquisition logic description of each factor displayed in the system to ensure the accuracy of the factors and reduce the subsequent maintenance costs of the system.
在本申请的一个可选的实施例中,在步骤S106执行之后,依据待生成监控指标对待生成监控指标对应的金融产品的投资数据进行计算,得到金融产品的监控指标值;比对监控指标值与预设阈值,并依据比对结果确定金融产品的投资数据是否符合标准;对不符合标准的投资数据进行报警,并提示对不符合标准的投资数据进行处理。In an optional embodiment of the present application, after step S106 is executed, the investment data of the financial product corresponding to the monitoring indicator to be generated is calculated based on the monitoring indicator to be generated to obtain the monitoring indicator value of the financial product; the monitoring indicator value is compared with the preset threshold, and whether the investment data of the financial product meets the standard is determined based on the comparison result; an alarm is issued for the investment data that does not meet the standard, and a prompt is given to process the investment data that does not meet the standard.
监控指标构建完成后,系统将自动计算各金融产品资产的监控指标值。系统每日凌晨通过任务调度,根据预先配置好的监控指标,自动进行监控指标计算,按照资产的结算模式进行自动跑批,同时每日自动生成每个资产的任务,记录当前资产的读数状态、估值表状态、指标计算状态和时间等信息。对于每日业务来讲,监控指标自动计算已经完全满足业务需求,但有时需要对某个或多个指标进行单独手工计算。After the monitoring indicators are built, the system will automatically calculate the monitoring indicator values of each financial product asset. The system automatically calculates the monitoring indicators according to the pre-configured monitoring indicators through task scheduling every morning, and automatically runs batches according to the settlement mode of the assets. At the same time, the system automatically generates tasks for each asset every day, and records the current asset reading status, valuation table status, indicator calculation status and time and other information. For daily business, the automatic calculation of monitoring indicators has fully met business needs, but sometimes it is necessary to manually calculate one or more indicators separately.
系统自动计算各资产的监控指标,并根据设置的阈值和方向进行预警和违规判断,对预警和违规的指标系统自动提示业务人员进行后续处理。The system automatically calculates the monitoring indicators of each asset, and issues warnings and violation judgments based on the set thresholds and directions. The system automatically prompts business personnel to conduct follow-up processing for warning and violation indicators.
根据本申请的一个可选的实施例,在提示对不符合标准的投资数据进行处理之后,还需要检测对不符合标准的投资数据的处理是否完成;如果处理未完成,提示对不符合标准的投资数据继续处理。对于自动判断为违规或者预警的指标,监控人员应该进行处理,系统会自动判断监控人员的处理情况,并对未处理的部分进行提醒。According to an optional embodiment of the present application, after prompting to process the investment data that does not meet the standards, it is also necessary to detect whether the processing of the investment data that does not meet the standards is completed; if the processing is not completed, prompt to continue processing the investment data that does not meet the standards. For indicators that are automatically judged as violations or warnings, the monitoring personnel should process them, and the system will automatically judge the processing status of the monitoring personnel and remind them of the unprocessed parts.
图2是根据本申请实施例的一种数据的监控系统的结构图,如图2所示,该系统包括:FIG. 2 is a structural diagram of a data monitoring system according to an embodiment of the present application. As shown in FIG. 2 , the system includes:
监控模块20,用于执行以上的监控指标的生成方法。The monitoring module 20 is used to execute the above monitoring indicator generation method.
通过上述监控模块20构建元因子模板从根本上解决了困扰投资监控工作人员的投资监控指标设置周期长,响应业务需求慢,扩展性差的问题。通过将监控指标的分子分母分解至最底层的因子,即元因子,然后对元因子进行积木式的搭建,投资监控业务人员在系统的前台页面即可操作,无需再进行冗长的技术开发指标流程,能实时生成业务所需要的指标,使得指标构建快速高效。同时具有良好的扩展性,可定期将市场上的新的金融工具和产品纳入“元因子”体系,减少系统投资监督指标冗余占用,并具有规模效应。The construction of the meta-factor template through the above-mentioned monitoring module 20 fundamentally solves the problems of long investment monitoring indicator setting cycle, slow response to business needs, and poor scalability that have troubled investment monitoring staff. By decomposing the numerator and denominator of the monitoring indicator to the lowest-level factor, namely the meta-factor, and then building the meta-factor in a building block-like manner, the investment monitoring business personnel can operate on the front page of the system without the need for lengthy technical development indicator processes. The indicators required for the business can be generated in real time, making the indicator construction fast and efficient. At the same time, it has good scalability, and can regularly incorporate new financial instruments and products on the market into the "meta-factor" system, reducing the redundant occupation of system investment supervision indicators, and having economies of scale.
数据库22,用于获取并存储多个配置单元的个性属性对应的信息。The database 22 is used to obtain and store information corresponding to individual attributes of multiple configuration units.
完备的数据结构是投资监控系统有效运用的重要基础,本申请实施例中的投资监控系统建立了完备的市场底层基础数据,覆盖所有颗粒化市场信息,并且能够自动读取市场信息,有效地提高了效率。A complete data structure is an important basis for the effective use of the investment monitoring system. The investment monitoring system in the embodiment of the present application establishes complete underlying market basic data, covers all granular market information, and can automatically read market information, effectively improving efficiency.
风险管理模块24,用于对以上的监控指标的生成方法进行监控。The risk management module 24 is used to monitor the generation method of the above monitoring indicators.
风险管理模块24由投资监控工作台和管理驾驶舱两部分构成,分别对业务流程及管理流程进行监控。The risk management module 24 consists of two parts: an investment monitoring workbench and a management cockpit, which monitor the business process and the management process respectively.
投资监督工作台以业务流为主线,覆盖数据读取情况、估值表实时情况、投资监督指标处理情况、违规结果处理情况、违规数据导出及发送情况等各个业务流程步骤的执行情况,使业务人员能够根据系统提示进行各步骤运作,业务主管能够实时监测业务进度,发现业务潜在风险,确保业务合规。The investment supervision workbench takes business flow as the main line, covering the execution of each business process step, including data reading, real-time status of valuation tables, processing of investment supervision indicators, processing of violation results, export and sending of violation data, etc., so that business personnel can perform each step according to system prompts, and business supervisors can monitor business progress in real time, discover potential business risks, and ensure business compliance.
管理驾驶舱以管理为主线,利用行为管理的思想,通过可视化界面对业务操作进行全视角集中展示,支持“钻取式查询”,管理者可随时获取全员、全资产、全流程的实时运营情况,提高托管运营管理效率和精准度。通过对总行本部及各分行的投资监督运作情况进行实时监测,包括分行任务完成汇总、分行指标修改汇总、分行违规处理汇总等,使总行管理人员能够实时掌握总行本部及各分行人员业务操作完成情况以及业务熟练水平。The management cockpit focuses on management, uses the idea of behavioral management, and displays business operations from a full perspective through a visual interface. It supports "drill-down query" and managers can obtain real-time operation status of all employees, all assets, and all processes at any time to improve the efficiency and accuracy of custodial operation management. Through real-time monitoring of the investment supervision operation of the head office and branches, including summary of branch task completion, summary of branch indicator modification, summary of branch violation handling, etc., the head office management personnel can grasp the business operation completion status and business proficiency level of the head office and branch personnel in real time.
将投资监督全业务流程的风险管理纳入系统,通过构建投资监督工作台和管理驾驶舱分别对业务流程及管理流程进行监控,从而实现更好地对投资监督系统进行全流程风险管理,降低业务运营风险。Incorporate risk management of the entire business process of investment supervision into the system, and monitor business processes and management processes separately by building an investment supervision workbench and a management cockpit, thereby achieving better full-process risk management of the investment supervision system and reducing business operation risks.
图3是根据本申请实施例的一种监控指标的生成装置的结构图,如图3所示,该装置包括:FIG3 is a structural diagram of a device for generating a monitoring indicator according to an embodiment of the present application. As shown in FIG3 , the device includes:
第一获取模块30,用于获取待生成监控指标的类型,监控指标用于对金融产品的投资数据进行监控。待生成监控指标是指需要新设置的金融产品的投资监控指标。The first acquisition module 30 is used to acquire the type of the monitoring indicator to be generated, where the monitoring indicator is used to monitor the investment data of the financial product. The monitoring indicator to be generated refers to the investment monitoring indicator of the financial product that needs to be newly set.
第二获取模块32,用于从多个配置单元中获取生成类型的监控指标所需的配置单元,配置单元为监控指标对应的配置公式的分子和分母的最小组成单元。配置单元是指将金融产品的投资监督指标的分子或分母分解至最底层的不可再分得最小执行单元,在本申请实施例中称之为“元因子”。The second acquisition module 32 is used to acquire the configuration unit required for the monitoring indicator of the generated type from the multiple configuration units, and the configuration unit is the smallest component unit of the numerator and denominator of the configuration formula corresponding to the monitoring indicator. The configuration unit refers to the numerator or denominator of the investment supervision indicator of the financial product decomposed to the lowest level of the smallest execution unit that cannot be further divided, which is called "meta-factor" in the embodiment of the present application.
本申请实施例中的“元因子”功能,采用聚类分析的思想,通过系统研究市场中金融产品投资监控指标的属性,先将金融产品投资指标的要素拆分为最小的不可再分的执行单元,这些最小单元即为构成投资监控指标分子或分母的基础—“元因子”。The "meta-factor" function in the embodiment of the present application adopts the idea of cluster analysis. By systematically studying the attributes of the financial product investment monitoring indicators in the market, the elements of the financial product investment indicators are first split into the smallest indivisible execution units. These smallest units are the basis for the numerator or denominator of the investment monitoring indicator - the "meta-factor".
生成模块34,用于依据获取的配置单元生成待生成监控指标。The generating module 34 is used to generate the monitoring indicator to be generated according to the acquired configuration unit.
根据元因子的特点,结合监控指标涉及到的产品类型,将元因子重新分类,通过参数化的方式构建股票、债券、基金、养老金、非标、衍生品六大元因子模板,从而支持快速生成业务人员所需的投资监控指标,充分简化投资监控指标的设置流程,有效提升业务效率。According to the characteristics of meta-factors and combined with the product types involved in the monitoring indicators, the meta-factors are reclassified, and six meta-factor templates for stocks, bonds, funds, pensions, non-standard products, and derivatives are constructed in a parametric way, thereby supporting the rapid generation of investment monitoring indicators required by business personnel, fully simplifying the setting process of investment monitoring indicators, and effectively improving business efficiency.
具体而言,首先根据市场上现有金融产品的属性和特点将其标准化、颗粒化和模板化,一方面能将市场上的现有金融产品分门别类,当有新金融产品出现时系统也能快速响应,将其归入现有的大类或创建一个新的大类;另一方面,将现有金融产品颗粒化,然后基于此颗粒化的元素进行上层指标的搭建,这种“自下而上”的指标创建方式自由度更大,且指标创建过程不需要开发人员的介入,较之前的“提出需求-技术人员开发-投产上线”的流程耗时更少、效率更高。通过元因子积木式的搭建为金融产品的投资监控指标设置提供了无穷多的可能性。Specifically, firstly, the existing financial products on the market are standardized, granulated and templated according to their attributes and characteristics. On the one hand, the existing financial products on the market can be classified, and when new financial products appear, the system can respond quickly and classify them into existing categories or create a new category; on the other hand, the existing financial products are granulated, and then the upper-level indicators are built based on these granulated elements. This "bottom-up" indicator creation method has greater freedom, and the indicator creation process does not require the intervention of developers. It is less time-consuming and more efficient than the previous process of "proposing requirements-technician development-production and launch". The building block-like construction of meta-factors provides endless possibilities for the setting of investment monitoring indicators for financial products.
通过系统前台对需要的元因子属性进行勾选,辅以相应的逻辑判断,能实时生成业务所需要的监控指标,极大提升了业务效率。By checking the required meta-factor attributes at the system front desk and making corresponding logical judgments, the monitoring indicators required for the business can be generated in real time, greatly improving business efficiency.
投资监控指标通过两个或多个因子关联组合形成,指标表只保存因子的代码,减少数据冗余;相较之前的指标计算,现有指标结果可以按照当前指标的计算公式,展示指标中涉及的每一项因子的计算结果,为业务人员检查问题提供一个清晰明了的计算过程,减少了系统运维成本,更及时更准确的展示监控指标明细结果。Investment monitoring indicators are formed by the association and combination of two or more factors. The indicator table only stores the factor codes to reduce data redundancy. Compared with previous indicator calculations, the existing indicator results can display the calculation results of each factor involved in the indicator according to the calculation formula of the current indicator, providing a clear calculation process for business personnel to check problems, reducing system operation and maintenance costs, and displaying the detailed results of monitoring indicators in a more timely and accurate manner.
在本申请的一个可选的实施例中,上述装置还包括:确定模块,用于通过以下方式确定多个配置单元:依据共有属性和个性属性确定多个配置单元,其中,共有属性包括:配置单元的名称、配置单元的类型、配置单元的取值;个性属性包括如下至少之一:基本信息、明细科目信息、信用评级信息以及流水交易信息。In an optional embodiment of the present application, the above-mentioned device also includes: a determination module, which is used to determine multiple configuration units in the following manner: determine multiple configuration units based on common attributes and individual attributes, wherein the common attributes include: the name of the configuration unit, the type of the configuration unit, and the value of the configuration unit; the individual attributes include at least one of the following: basic information, detailed subject information, credit rating information, and flow transaction information.
元因子的实现原理是通过初始化模板和参数来实现的,其中模板分为:债券类、股票类、基金类、非标资产类、衍生产品类、养老金类。在配置指标时,在相应的模板进行配置,通过选择对应的要素,快速配置新增投资监督指标。The implementation principle of meta-factors is achieved through initialization templates and parameters. The templates are divided into: bonds, stocks, funds, non-standard assets, derivatives, and pensions. When configuring indicators, configure them in the corresponding templates and quickly configure new investment supervision indicators by selecting the corresponding elements.
在系统设计方面,通过采用最底层因子取数的逻辑保存,每个因子标识出分子或者分母,实现各类因子能够进行灵活组合,每个指标通过关联因子代码进行关联配置,减少冗余数据。还可通过模板配置化的方式,支持业务人员实时配置所需要监控元因子,很大程度减少了新增因子的代码开发工作,提升了系统整体开发效率。In terms of system design, by adopting the logic of the lowest-level factor data, each factor is marked with a numerator or denominator, so that various factors can be flexibly combined, and each indicator is associated and configured through the associated factor code to reduce redundant data. It can also support business personnel to configure the required monitoring meta-factors in real time through template configuration, which greatly reduces the code development work of new factors and improves the overall development efficiency of the system.
上述模板都有一些共有属性,其中共有属性包括:因子名称、因子类型、因子的取值字段;模板中除共有属性外,其余均为个性属性,对于个性属性,又按照数据来源分为基本信息(来自财汇资讯数据),明细科目(核算做账的依据标准)以及当日流水交易信息。The above templates all have some common attributes, including: factor name, factor type, factor value field; except for the common attributes, the rest are individual attributes, which are divided into basic information (from Caihui Information data), detailed accounts (the basis for accounting) and daily transaction information according to the data source.
需要说明的是,图3所示实施例的优选实施方式可以参见图1所示实施例的相关描述,此处不再赘述。It should be noted that the preferred implementation of the embodiment shown in FIG. 3 can refer to the relevant description of the embodiment shown in FIG. 1 , which will not be repeated here.
本申请实施例还提供了一种存储介质,存储介质包括存储的程序,其中,程序运行时控制存储介质所在的设备执行以上的监控指标的生成方法。An embodiment of the present application further provides a storage medium, which includes a stored program, wherein when the program is run, the device where the storage medium is located is controlled to execute the above monitoring indicator generation method.
存储介质用于存储执行以下功能的程序:获取待生成监控指标的类型,监控指标用于对金融产品的投资数据进行监控;从多个配置单元中获取生成类型的监控指标所需的配置单元,配置单元为监控指标对应的计算公式的分子和分母的最小组成单元;依据获取的配置单元生成待生成监控指标。The storage medium is used to store programs that perform the following functions: obtaining the type of monitoring indicators to be generated, the monitoring indicators are used to monitor the investment data of financial products; obtaining the configuration units required for generating the type of monitoring indicators from multiple configuration units, the configuration units being the smallest components of the numerator and denominator of the calculation formula corresponding to the monitoring indicators; and generating the monitoring indicators to be generated based on the obtained configuration units.
本申请实施例还提供了一种处理器,处理器用于运行程序,其中,程序运行时执行以上的监控指标的生成方法。The embodiment of the present application also provides a processor, which is used to run a program, wherein the above monitoring indicator generation method is executed when the program is running.
处理器用于运行执行以下功能的程序:获取待生成监控指标的类型,监控指标用于对金融产品的投资数据进行监控;从多个配置单元中获取生成类型的监控指标所需的配置单元,配置单元为监控指标对应的计算公式的分子和分母的最小组成单元;依据获取的配置单元生成待生成监控指标。The processor is used to run a program that performs the following functions: obtaining the type of monitoring indicator to be generated, the monitoring indicator is used to monitor the investment data of financial products; obtaining the configuration unit required for generating the type of monitoring indicator from multiple configuration units, the configuration unit being the smallest component unit of the numerator and denominator of the calculation formula corresponding to the monitoring indicator; and generating the monitoring indicator to be generated based on the obtained configuration unit.
上述本申请实施例序号仅仅为了描述,不代表实施例的优劣。The serial numbers of the embodiments of the present application are for description only and do not represent the advantages or disadvantages of the embodiments.
在本申请的上述实施例中,对各个实施例的描述都各有侧重,某个实施例中没有详述的部分,可以参见其他实施例的相关描述。In the above embodiments of the present application, the description of each embodiment has its own emphasis. For parts that are not described in detail in a certain embodiment, please refer to the relevant description of other embodiments.
在本申请所提供的几个实施例中,应该理解到,所揭露的技术内容,可通过其它的方式实现。其中,以上所描述的装置实施例仅仅是示意性的,例如所述单元的划分,可以为一种逻辑功能划分,实际实现时可以有另外的划分方式,例如多个单元或组件可以结合或者可以集成到另一个系统,或一些特征可以忽略,或不执行。另一点,所显示或讨论的相互之间的耦合或直接耦合或通信连接可以是通过一些接口,单元或模块的间接耦合或通信连接,可以是电性或其它的形式。In the several embodiments provided in this application, it should be understood that the disclosed technical content can be implemented in other ways. Among them, the device embodiments described above are only schematic. For example, the division of the units can be a logical function division. There may be other division methods in actual implementation. For example, multiple units or components can be combined or integrated into another system, or some features can be ignored or not executed. Another point is that the mutual coupling or direct coupling or communication connection shown or discussed can be through some interfaces, indirect coupling or communication connection of units or modules, which can be electrical or other forms.
所述作为分离部件说明的单元可以是或者也可以不是物理上分开的,作为单元显示的部件可以是或者也可以不是物理单元,即可以位于一个地方,或者也可以分布到多个单元上。可以根据实际的需要选择其中的部分或者全部单元来实现本实施例方案的目的。The units described as separate components may or may not be physically separated, and the components shown as units may or may not be physical units, that is, they may be located in one place or distributed on multiple units. Some or all of the units may be selected according to actual needs to achieve the purpose of the present embodiment.
另外,在本申请各个实施例中的各功能单元可以集成在一个处理单元中,也可以是各个单元单独物理存在,也可以两个或两个以上单元集成在一个单元中。上述集成的单元既可以采用硬件的形式实现,也可以采用软件功能单元的形式实现。In addition, each functional unit in each embodiment of the present application may be integrated into one processing unit, or each unit may exist physically separately, or two or more units may be integrated into one unit. The above-mentioned integrated unit may be implemented in the form of hardware or in the form of software functional units.
所述集成的单元如果以软件功能单元的形式实现并作为独立的产品销售或使用时,可以存储在一个计算机可读取存储介质中。基于这样的理解,本申请的技术方案本质上或者说对现有技术做出贡献的部分或者该技术方案的全部或部分可以以软件产品的形式体现出来,该计算机软件产品存储在一个存储介质中,包括若干指令用以使得一台计算机设备(可为个人计算机、服务器或者网络设备等)执行本申请各个实施例所述方法的全部或部分步骤。而前述的存储介质包括:U盘、只读存储器(ROM,Read-Only Memory)、随机存取存储器(RAM,Random Access Memory)、移动硬盘、磁碟或者光盘等各种可以存储程序代码的介质。If the integrated unit is implemented in the form of a software functional unit and sold or used as an independent product, it can be stored in a computer-readable storage medium. Based on this understanding, the technical solution of the present application is essentially or the part that contributes to the prior art or all or part of the technical solution can be embodied in the form of a software product, and the computer software product is stored in a storage medium, including a number of instructions to enable a computer device (which can be a personal computer, server or network device, etc.) to perform all or part of the steps of the method described in each embodiment of the present application. The aforementioned storage medium includes: U disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), mobile hard disk, disk or optical disk and other media that can store program code.
以上所述仅是本申请的优选实施方式,应当指出,对于本技术领域的普通技术人员来说,在不脱离本申请原理的前提下,还可以做出若干改进和润饰,这些改进和润饰也应视为本申请的保护范围。The above is only a preferred implementation of the present application. It should be pointed out that for ordinary technicians in this technical field, several improvements and modifications can be made without departing from the principles of the present application. These improvements and modifications should also be regarded as the scope of protection of the present application.
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