CN110619510A - Multi-state combined operation management system and method for gas station - Google Patents
Multi-state combined operation management system and method for gas station Download PDFInfo
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- CN110619510A CN110619510A CN201910881941.3A CN201910881941A CN110619510A CN 110619510 A CN110619510 A CN 110619510A CN 201910881941 A CN201910881941 A CN 201910881941A CN 110619510 A CN110619510 A CN 110619510A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/125—Finance or payroll
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
Abstract
The invention relates to the technical field of payment settlement, in particular to a multi-business state combined operation management system and a method for a gas station, wherein the system is based on the method and comprises a server, and the server comprises the following modules: the system comprises an aggregation payment module, a transaction management recording module, an account separating application module and an account separating module, wherein the account separating module is used for performing account separating settlement according to account separating settlement information and a set settlement protocol, finishing the confirmation of transaction amount and account separating detailed data, and packaging to form an account separating bill. The invention solves the problems of large workload, long check period and high labor cost in benefit distribution.
Description
Technical Field
The invention relates to the technical field of payment settlement, in particular to a multi-business combined operation management system and a multi-business combined operation management method for a gas station.
Background
Gasoline stations, which are commonly referred to as stations for replenishing retail gasoline and motor oil that service automobiles and other motor vehicles, typically add fuel oil, lubricating oil, and the like. In order to improve the level of staff to serve customers, a plurality of convenient service projects are developed in gas stations at present. For example, small packages of lubricating oil, grease, and other common petroleum products are supplied. Is provided with a convenient oil drum to provide service for the oil-deficient vehicles on the way. The service facilities and service items such as car washing business, vehicle water adding, tire inflation, fast food restaurants, simple car repair tools, convenience stores, rest rooms of drivers and sanitation workers, mobile phone charging and the like are provided. And aiming at the seasonal characteristics, related medicine services such as emergency medicines, heatstroke prevention cooling articles, carsickness medicines and the like are provided, a customer satisfaction window is created, and meanwhile, the income is improved.
In order to improve the management of the convenience service project and the refueling service project, the management mode of the gas station is mostly a mode of adopting a stock control gas station. The operation of the stock control gas station mainly comprises the modes of contract operation of cooperative enterprises and cooperative operation of two parties, wherein the contract operation of the cooperative enterprises means that one party only takes fixed reward and does not participate in the operation of the gas station, and the operation, oil delivery, price, personnel and the like of the gas station are completely responsible by the cooperative parties. The cooperation can adjust the marketing strategy in time according to the market quotation. Ensuring the oil products of all sales partners of the gas station in the contract period; the income of the company is mainly fixed rent, and the income can be realized according to lease contracts signed by seasons and years. In this mode, the revenue is stable and is not substantially disturbed by market factors, but the disadvantage is that the benefits of the company cannot be maximized.
The cooperative operation of the two parties refers to a mode that the two parties of the gas station delegate the operation management personnel of the gas station together. The profit distribution mode of the gas station adopts a layered proportion mode for distribution, and in the business mode, the income of the company changes along with the change of the income and profit of the gas station, so that the profit of the company is maximized. However, as gas stations become important traffic nodes in life, traffic flow and people flow are huge. And the gas station also provides numerous convenient service projects, if only the financial staff of both parties jointly check profits and determine the allocated amount of money, the workload is large, the check period is long, the labor cost is high, and the work efficiency of account division is low.
Disclosure of Invention
One of the main purposes of the invention is to provide a multi-business combined operation and management system for a gas station, which solves the problems of large workload, long check period and high labor cost in benefit distribution.
In order to achieve the above object, the present invention provides a gas station multi-business state joint operation management system, which comprises a server, wherein the server comprises the following modules:
an aggregation payment module: the system is used for invoking a payment channel between a third-party payment platform and a unified merchant account of a gas station;
the transaction management recording module: the system is used for managing balance and transaction records in the unified account number of the merchant of the gas station;
an account separating application module: the system is used for managing the account-based settlement application proposed by the gas station operation partner, verifying related data information in the transaction process when the account-based settlement application is received, and generating account-based settlement information after the verification is passed; the data information comprises settlement requesting party qualification, transaction records, applicable transaction modes and transaction contents;
an account separating module: the account-based payment settlement system is used for performing account-based settlement according to account-based settlement information and a set settlement protocol, finishing the confirmation of transaction amount and account-based detail data, and packaging to form an account bill.
The working principle and the advantages of the invention are as follows:
1. the setting of the aggregation payment module can integrate the third-party payment platform, so that the payment of the vehicle owner user after enjoying the related service at the gas station is more convenient. And the transaction management recording module can be used for carrying out centralized management on the funds after payment and the transaction records, so that data preparation is made for improving the subsequent accounting efficiency.
2. The arrangement of the account-separating application module can verify the authenticity of key data information such as the qualification of the calculation requester and transaction records, and avoids loss caused by careless account separation. And the setting of the account separating module can carry out account separating and settlement according to a set settlement protocol, can automatically obtain the affirmation of transaction amount and account separating detail data, and reduces the time spent and the labor cost.
Further, the system also comprises the following modules:
an account splitting execution module: the financial institution is used for generating a cash instruction according to the sub-bill, transmitting the cash instruction to a financial institution bound by the unified account of the merchant of the gas station, timely transferring and converting the cash instruction to a gas station operation partner by the financial institution according to the cash instruction, and receiving a transaction completion short message fed back by the financial institution; the financial institution includes a bank and a third party payment platform.
The transfer operation can be completed in time, and the transfer efficiency is improved.
Further, the accounting module further comprises the following modules:
a bill division auditing module: and the system is used for sending the branch bill to a branch bill auditor for auditing, acquiring the electronic signature of the branch bill by the auditor after the audit is passed, and binding the electronic signature with the branch bill.
By auditing the branch bill, the truth and effectiveness of the branch bill are ensured, and careless mistakes in the aspect of finance are avoided.
Further, the system also comprises the following modules:
and the account-separating recording module is used for recording the settlement requesting party, the transaction record, the account-separating bill and the transaction completion short message during each account separation, generating an account-separating record form and storing the account-separating record form in a database appointed by the server.
The account is recorded and stored, so that subsequent calling and consulting are facilitated.
Further, the split account application module further comprises the following modules:
the account splitting requirement analysis module: the system comprises a data processing unit, a data processing unit and a data processing unit, wherein the data processing unit is used for acquiring and analyzing the account-separating requirements of a gas station operation partner, and the account-separating requirements comprise an account-separating time period, account-separating transaction number and account-separating transaction amount;
an account splitting quick application module: and the system is used for setting a separate account application template matched with the analysis demand according to the analysis demand, and automatically applying for separate account settlement according to the separate account application template after the separate account application template is successfully matched.
When needs are divided into accounts, the operation partners of the gas station only need to provide own account dividing requirements, the quick application module for the account dividing can automatically match application templates for the operation partners of the gas station after conditions are met, then automatic account dividing and settlement application is carried out, the application flow is simplified, and the application efficiency of the account dividing application is improved.
The invention also provides a multi-state combined operation management method for a gas station, and the system based on the method comprises the following steps:
and (3) an aggregation payment step: calling a payment channel between a third-party payment platform and a unified merchant account of the gas station;
transaction management recording step: managing balance and transaction records in the gas station merchant unified account;
and an account splitting application step: managing a separate account settlement application proposed by a gas station operation partner, verifying related data information in a transaction process when the separate account settlement application is received, and generating separate account settlement information after the verification is passed; the data information comprises settlement requesting party qualification, transaction records, applicable transaction modes and transaction contents;
and E, splitting accounts: and performing account-based settlement according to the account-based settlement information and a set settlement protocol, finishing the confirmation of transaction amount and account-based detail data, and packaging to form an account bill.
The working principle and the advantages of the invention are as follows:
1. the setting of the aggregation payment step can integrate the third party payment platform, so that the payment of the owner user after enjoying the related service at the gas station is more convenient. And the transaction management recording step can be used for carrying out centralized management on the funds after payment and the transaction records, so that data preparation is made for improving the subsequent accounting efficiency.
2. The setting of the step of the account-separating application can verify the authenticity of key data information such as the qualification of the calculation requester and transaction records, and avoid loss caused by careless mistakes in account separation. The setting of the step of the account division can carry out the account division and settlement according to the set settlement protocol, can automatically obtain the affirmation of the transaction amount and the data of the account division details, and reduces the time spent and the labor cost.
Further, the method also comprises the following steps:
and a step of account splitting execution: generating a cash instruction according to the sub bill, transmitting the cash instruction to a financial institution bound by the merchant unified account of the gas station, timely transferring and converting the cash instruction to a gas station operation partner by the financial institution according to the cash instruction, and receiving a transaction completion short message fed back by the financial institution; the financial institution includes a bank and a third party payment platform.
The transfer operation can be completed in time, and the transfer efficiency is improved.
Further, the step of splitting further comprises the following steps:
and (4) checking the divided bills: and sending the sub bill to a sub bill auditor for auditing, acquiring the electronic signature of the sub bill by the auditor after the auditing is passed, and binding the electronic signature with the sub bill.
By auditing the branch bill, the truth and effectiveness of the branch bill are ensured, and careless mistakes in the aspect of finance are avoided.
Further, the method also comprises the following steps:
and E, account splitting and recording: and recording a settlement requesting party, a transaction record, a bill and a transaction completion short message during each account division, generating an account division record form and storing the account division record form in a database appointed by the server.
The account is recorded and stored, so that subsequent calling and consulting are facilitated.
Further, the step of applying for the split account further comprises the following steps:
analyzing the account splitting requirement: acquiring and analyzing the account-separating requirements of the operation partners of the gas station, wherein the account-separating requirements comprise an account-separating time period, account-separating transaction numbers and account-separating transaction amounts;
and a quick split account application step: and setting a matching sub-account application template according to the analyzed sub-account requirements, and automatically applying the sub-account settlement according to the sub-account application template after the sub-account application template is successfully matched.
When the branch account is needed, the operation collaborators of the gas station only need to provide own branch account requirements, the quick application step of the branch account can automatically match the application template for the operation collaborators of the gas station after the conditions are met, then automatic branch account settlement application is carried out, the application flow is simplified, and the application efficiency of the branch account application is improved.
Drawings
Fig. 1 is a logic block diagram of a gas station multi-business joint operation management system according to an embodiment of the present invention.
Detailed Description
The following is further detailed by way of specific embodiments:
the embodiment is basically as shown in the attached figure 1:
a gas station multi-business joint operation management system, comprising a server, wherein the server comprises the following modules:
an aggregation payment module: the system is used for invoking a payment channel between a third-party payment platform and a unified merchant account of a gas station; the unified merchant account of the gas station is the unified account of the operation partner of the gas station. The aggregate payment module does not participate in the transfer of funds and is only used to invoke the payment channel. And the third party payment platform comprises a payment treasure, a WeChat and the like.
The transaction management recording module: the system is used for managing balance and transaction records in the unified account number of the merchant of the gas station;
an account separating application module: the system is used for managing the account-based settlement application proposed by the gas station operation partner, verifying related data information in the transaction process when the account-based settlement application is received, and generating account-based settlement information after the verification is passed; the data information comprises settlement requesting party qualification, transaction records, applicable transaction modes and transaction contents;
the branch account application module further comprises the following two modules:
the account splitting requirement analysis module: the system comprises a data processing unit, a data processing unit and a data processing unit, wherein the data processing unit is used for acquiring and analyzing the account-separating requirements of a gas station operation partner, and the account-separating requirements comprise an account-separating time period, account-separating transaction number and account-separating transaction amount;
an account splitting quick application module: and the system is used for setting a separate account application template matched with the analysis demand according to the analysis demand, and automatically applying for separate account settlement according to the separate account application template after the separate account application template is successfully matched.
An account separating module: the account-based payment settlement system is used for performing account-based settlement according to account-based settlement information and a set settlement protocol, finishing the confirmation of transaction amount and account-based detail data, and packaging to form an account bill.
An account splitting execution module: the financial institution is used for generating a cash instruction according to the sub-bill, transmitting the cash instruction to a financial institution bound by the unified account of the merchant of the gas station, timely transferring and converting the cash instruction to a gas station operation partner by the financial institution according to the cash instruction, and receiving a transaction completion short message fed back by the financial institution; the financial institution includes a bank and a third party payment platform.
A bill division auditing module: and the system is used for sending the branch bill to a branch bill auditor for auditing, acquiring the electronic signature of the branch bill by the auditor after the audit is passed, and binding the electronic signature with the branch bill.
And the account-separating recording module is used for recording the settlement requesting party, the transaction record, the account-separating bill and the transaction completion short message during each account separation, generating an account-separating record form and storing the account-separating record form in a database appointed by the server.
A gas station multi-business combined operation management method is based on the system and comprises the following steps:
and (3) an aggregation payment step: calling a payment channel between a third-party payment platform and a unified merchant account of the gas station;
transaction management recording step: managing balance and transaction records in the gas station merchant unified account;
and an account splitting application step: managing a separate account settlement application proposed by a gas station operation partner, verifying related data information in a transaction process when the separate account settlement application is received, and generating separate account settlement information after the verification is passed; the data information comprises settlement requesting party qualification, transaction records, applicable transaction modes and transaction contents;
the step of the split account application further comprises the following two steps:
analyzing the account splitting requirement: acquiring and analyzing the account-separating requirements of the operation partners of the gas station, wherein the account-separating requirements comprise an account-separating time period, account-separating transaction numbers and account-separating transaction amounts;
and a quick split account application step: and setting a matching sub-account application template according to the analyzed sub-account requirements, and automatically applying the sub-account settlement according to the sub-account application template after the sub-account application template is successfully matched.
And E, splitting accounts: and performing account-based settlement according to the account-based settlement information and a set settlement protocol, finishing the confirmation of transaction amount and account-based detail data, and packaging to form an account bill.
And a step of account splitting execution: generating a cash instruction according to the sub bill, transmitting the cash instruction to a financial institution bound by the merchant unified account of the gas station, timely transferring and converting the cash instruction to a gas station operation partner by the financial institution according to the cash instruction, and receiving a transaction completion short message fed back by the financial institution; the financial institution includes a bank and a third party payment platform.
And (4) checking the divided bills: and sending the sub bill to a sub bill auditor for auditing, acquiring the electronic signature of the sub bill by the auditor after the auditing is passed, and binding the electronic signature with the sub bill.
And E, account splitting and recording: and recording a settlement requesting party, a transaction record, a bill and a transaction completion short message during each account division, generating an account division record form and storing the account division record form in a database appointed by the server.
The specific implementation process is as follows:
in the multi-business-state combined operation management system of the gas station, the payment steps are aggregated, and a third party payment platform can be integrated, so that the payment of the owner user after the gas station enjoys the related service is more convenient. And the transaction management recording step can be used for carrying out centralized management on the funds after payment and the transaction records, so that data preparation is made for improving the subsequent accounting efficiency.
The setting of the step of the account-separating application can verify the authenticity of key data information such as the qualification of the calculation requester and transaction records, and avoid loss caused by careless mistakes in account separation. The setting of the step of the account division can carry out the account division and settlement according to the set settlement protocol, can automatically obtain the affirmation of the transaction amount and the data of the account division details, and reduces the time spent and the labor cost.
When needs are divided into accounts, the operation partners of the gas station only need to provide own account dividing requirements, the quick application module for the account dividing can automatically match application templates for the operation partners of the gas station after conditions are met, then automatic account dividing and settlement application is carried out, the application flow is simplified, and the application efficiency of the account dividing application is improved.
Example two:
the difference between the second embodiment and the first embodiment is that the gas station multi-business joint operation management system further comprises the following modules:
the payment management module is used for recording the sub-payment amount of each gas station operation partner according to the sub-bill;
the cash withdrawal application module is used for managing cash withdrawal applications of each gas station operation partner for withdrawing the dividend account to the bank card, and the cash withdrawal applications comprise cash withdrawal amount and cash withdrawal purposes;
the system comprises a commission management module, a payment processing module and a payment processing module, wherein the commission management module is used for acquiring commission policies of all usable banks in the cash withdrawal application process, and the commission policies comprise commission rates, single cash withdrawal limit upper limits and single day cash withdrawal limit upper limits;
and the cash withdrawal execution module is used for acquiring the cash withdrawal response speed of each available bank and selecting the bank with the lowest commission charge from the available banks for cash withdrawal according to the cash withdrawal amount, the cash withdrawal purpose, the commission charge policy and the cash withdrawal response speed.
And the cash withdrawal recording module is used for recording the bank used for cash withdrawal, the cash withdrawal application, the commission policy and the cash withdrawal response speed during each time of cash withdrawal, generating a cash withdrawal record form and storing the cash withdrawal record form in a database appointed by the server.
And the cash withdrawal quick application module is used for matching similar or similar cash withdrawal records from the database according to the cash withdrawal application when the cash withdrawal application is submitted, and recommending the similar or similar cash withdrawal records to the gas station operation collaborator.
Presenting a custom module: the method is used for obtaining the cash withdrawal requirements of the gas station operation collaborators, matching similar or similar cash withdrawal records from the database according to the cash withdrawal requirements, and recommending the similar or similar cash withdrawal records to the gas station operation collaborators, wherein the cash withdrawal requirements comprise lowest commission, fast cash withdrawal response speed and high upper limit of cash withdrawal amount.
The multi-state joint operation management method for the gas station further comprises the following steps:
payment management step: recording the separate payment amount of each gas station operation partner according to the separate bill;
the step of withdrawal application: managing withdrawal application of each gas station operation partner for withdrawing the dividend account to a bank card, wherein the withdrawal application comprises withdrawal amount and withdrawal application;
and (3) handling fee management: in the cash withdrawal application process, acquiring each commission policy capable of using a bank, wherein the commission policy comprises commission rate, single cash withdrawal limit upper limit and single daily cash withdrawal limit upper limit;
and a cash withdrawal execution step: and acquiring the withdrawal response speed of each usable bank, and selecting the bank with the lowest commission charge from the usable banks for withdrawal according to the withdrawal amount, the withdrawal purpose, the commission policy and the withdrawal response speed.
And (3) cash withdrawal recording step: at each withdrawal, the bank used for withdrawal, withdrawal application, commission policy and withdrawal response speed are recorded, and a withdrawal record table is generated and stored in a database designated by the server.
And (3) carrying out a quick application step: when the withdrawal application is submitted, similar or similar withdrawal records are matched from the database according to the withdrawal application and recommended to the gas station operation collaborators.
And (3) cash withdrawal and customization steps: the method comprises the steps of obtaining cash withdrawal requirements of a gas station operation partner, matching similar or similar cash withdrawal records from a database according to the cash withdrawal requirements, and recommending the similar or similar cash withdrawal records to the gas station operation partner, wherein the cash withdrawal requirements comprise lowest commission cost, high cash withdrawal response speed and high cash withdrawal limit upper limit.
The specific implementation process is as follows:
in the scheme, the cash withdrawal amount and the cash withdrawal purpose can be managed, and cash withdrawal is managed conveniently. And the policy of handling fees of each available bank, such as the amount of cash withdrawal, the account arrival response time, the stability of cash withdrawal, the rate policy of cash withdrawal and the like, can be obtained, so that when the gasoline station operation partner analyzes the benefits, the cash withdrawal mode can be conveniently selected, the maximum benefits can be obtained, the time spent is reduced, and the labor cost is reduced.
When the cash withdrawal application is carried out, similar or similar cash withdrawal records can be matched from the database according to the cash withdrawal application and recommended to the gas station operation collaborator, so that the user can conveniently refer to the cash withdrawal record, and the operating efficiency of the user in cash withdrawal is improved. And can also customize the mode of bringing up the cash according to bringing up the cash demand, make things convenient for the filling station to operate the partner and come up the cash according to the demand, improve the efficiency of bringing up the cash, reduce the human cost. The management and calling of data can be improved in a form recording mode.
The foregoing is merely an example of the present invention, and common general knowledge in the field of known specific structures and characteristics is not described herein in any greater extent than that known in the art at the filing date or prior to the priority date of the application, so that those skilled in the art can now appreciate that all of the above-described techniques in this field and have the ability to apply routine experimentation before this date can be combined with one or more of the present teachings to complete and implement the present invention, and that certain typical known structures or known methods do not pose any impediments to the implementation of the present invention by those skilled in the art. It should be noted that, for those skilled in the art, without departing from the structure of the present invention, several changes and modifications can be made, which should also be regarded as the protection scope of the present invention, and these will not affect the effect of the implementation of the present invention and the practicability of the patent. The scope of the claims of the present application shall be determined by the contents of the claims, and the description of the embodiments and the like in the specification shall be used to explain the contents of the claims.
Claims (10)
1. The utility model provides a many attitude joint operation management system of filling station which characterized in that: the server comprises the following modules:
an aggregation payment module: the system is used for invoking a payment channel between a third-party payment platform and a unified merchant account of a gas station;
the transaction management recording module: the system is used for managing balance and transaction records in the unified account number of the merchant of the gas station;
an account separating application module: the system is used for managing the account-based settlement application proposed by the gas station operation partner, verifying related data information in the transaction process when the account-based settlement application is received, and generating account-based settlement information after the verification is passed; the data information comprises settlement requesting party qualification, transaction records, applicable transaction modes and transaction contents;
an account separating module: the account-based payment settlement system is used for performing account-based settlement according to account-based settlement information and a set settlement protocol, finishing the confirmation of transaction amount and account-based detail data, and packaging to form an account bill.
2. The gas station multi-business union operation management system of claim 1, wherein: the system also comprises the following modules:
an account splitting execution module: the financial institution is used for generating a cash instruction according to the sub-bill, transmitting the cash instruction to a financial institution bound by the unified account of the merchant of the gas station, timely transferring and converting the cash instruction to a gas station operation partner by the financial institution according to the cash instruction, and receiving a transaction completion short message fed back by the financial institution; the financial institution includes a bank and a third party payment platform.
3. The gas station multi-business union operation management system of claim 2, wherein: the accounting module further comprises the following modules:
a bill division auditing module: and the system is used for sending the branch bill to a branch bill auditor for auditing, acquiring the electronic signature of the branch bill by the auditor after the audit is passed, and binding the electronic signature with the branch bill.
4. The gas station multi-business union operation management system according to claim 3, characterized in that: the system also comprises the following modules:
and the account-separating recording module is used for recording the settlement requesting party, the transaction record, the account-separating bill and the transaction completion short message during each account separation, generating an account-separating record form and storing the account-separating record form in a database appointed by the server.
5. The gas station multi-business union operation management system of claim 1, wherein: the branch account application module further comprises the following modules:
the account splitting requirement analysis module: the system comprises a data processing unit, a data processing unit and a data processing unit, wherein the data processing unit is used for acquiring and analyzing the account-separating requirements of a gas station operation partner, and the account-separating requirements comprise an account-separating time period, account-separating transaction number and account-separating transaction amount;
an account splitting quick application module: and the system is used for setting a separate account application template matched with the analysis demand according to the analysis demand, and automatically applying for separate account settlement according to the separate account application template after the separate account application template is successfully matched.
6. A multi-business combined operation management method for a gas station is characterized in that: the method comprises the following steps:
and (3) an aggregation payment step: calling a payment channel between a third-party payment platform and a unified merchant account of the gas station;
transaction management recording step: managing balance and transaction records in the gas station merchant unified account;
and an account splitting application step: managing a separate account settlement application proposed by a gas station operation partner, verifying related data information in a transaction process when the separate account settlement application is received, and generating separate account settlement information after the verification is passed; the data information comprises settlement requesting party qualification, transaction records, applicable transaction modes and transaction contents;
and E, splitting accounts: and performing account-based settlement according to the account-based settlement information and a set settlement protocol, finishing the confirmation of transaction amount and account-based detail data, and packaging to form an account bill.
7. The gas station multi-business joint operation management method according to claim 6, wherein: further comprising the steps of:
and a step of account splitting execution: generating a cash instruction according to the sub bill, transmitting the cash instruction to a financial institution bound by the merchant unified account of the gas station, timely transferring and converting the cash instruction to a gas station operation partner by the financial institution according to the cash instruction, and receiving a transaction completion short message fed back by the financial institution; the financial institution includes a bank and a third party payment platform.
8. The gas station multi-business union operation management method of claim 7, wherein: the step of splitting further comprises the following steps:
and (4) checking the divided bills: and sending the sub bill to a sub bill auditor for auditing, acquiring the electronic signature of the sub bill by the auditor after the auditing is passed, and binding the electronic signature with the sub bill.
9. The gas station multi-business joint operation management method according to claim 8, wherein: further comprising the steps of:
and E, account splitting and recording: and recording a settlement requesting party, a transaction record, a bill and a transaction completion short message during each account division, generating an account division record form and storing the account division record form in a database appointed by the server.
10. The gas station multi-business joint operation management method according to claim 6, wherein: the step of applying for the split account further comprises the following steps:
analyzing the account splitting requirement: acquiring and analyzing the account-separating requirements of the operation partners of the gas station, wherein the account-separating requirements comprise an account-separating time period, account-separating transaction numbers and account-separating transaction amounts;
and a quick split account application step: and setting a matching sub-account application template according to the analyzed sub-account requirements, and automatically applying the sub-account settlement according to the sub-account application template after the sub-account application template is successfully matched.
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| CN201910881941.3A CN110619510B (en) | 2019-09-18 | 2019-09-18 | Multi-business-state joint operation management system and method for gas station |
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| CN201910881941.3A CN110619510B (en) | 2019-09-18 | 2019-09-18 | Multi-business-state joint operation management system and method for gas station |
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| CN110619510B CN110619510B (en) | 2023-08-04 |
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| CN113450112B (en) * | 2021-06-25 | 2024-04-05 | 广东银邦网络科技有限公司 | Data checking method, device, electronic equipment and storage medium |
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