CN110569294A - block chain-based merchant credit authentication system and method - Google Patents

block chain-based merchant credit authentication system and method Download PDF

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Publication number
CN110569294A
CN110569294A CN201910707790.XA CN201910707790A CN110569294A CN 110569294 A CN110569294 A CN 110569294A CN 201910707790 A CN201910707790 A CN 201910707790A CN 110569294 A CN110569294 A CN 110569294A
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data
transaction
user
evaluation
merchant
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CN110569294B (en
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李晓风
许金林
谭海波
赵赫
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Anhui Zhongke lattice Technology Co.,Ltd.
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Anhui Zhongke Wisdom Chain Mdt Infotech Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/25Integrating or interfacing systems involving database management systems
    • G06F16/252Integrating or interfacing systems involving database management systems between a Database Management System and a front-end application
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/27Replication, distribution or synchronisation of data between databases or within a distributed database system; Distributed database system architectures therefor
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0282Rating or review of business operators or products

Abstract

The invention relates to the technical field of merchant evaluation systems, in particular to a merchant credit authentication system and method based on a block chain. The system comprises: the system application layer is used for providing a visual operation interface for a user; the block chain sharing frame layer is used for realizing the uplink of the data input at the system application layer; and the data layer is used for realizing the storage of data. The method is realized based on the system. The invention can better realize the processing of the transaction data and the transaction evaluation data.

Description

Block chain-based merchant credit authentication system and method
Technical Field
The invention relates to the technical field of merchant evaluation systems, in particular to a merchant credit authentication system and method based on a block chain.
Background
internet finance plays an important role in economic activities as a new financial model. Data such as transaction amount, credit evaluation, commodity evaluation and the like are used as main bodies of internet finance, and directly influence the purchasing orientation and decision of consumers. In order to show the advantages among a plurality of competitors, merchants can select data such as forged transaction amount, evaluation and the like, and the false phenomena of 'bill swiping' behavior and 'good evaluation like tide' interfere with the decision of consumers and seriously infringe the interests of the consumers, so that the credit data is seriously lost and is more disordered.
public praise determines the transaction amount, and a fair, public and fair evaluation system creates a benign competitive environment among merchants. The existing public praise is influenced by 'bill swiping', evaluation data is distributed on each large e-commerce platform, authenticity of the public praise data is questioned, the data cannot be stored for a long time, evaluation of merchants among all the platforms cannot be fused, and the like, so that the effectiveness of the public praise is restricted.
Disclosure of Invention
The present invention provides a blockchain-based merchant reputation authentication system that overcomes some or some of the deficiencies of the prior art.
The merchant credit authentication system based on the block chain comprises the following components:
The system application layer is used for providing a visual operation interface for a user;
The block chain sharing frame layer is used for realizing the uplink of the data input at the system application layer; and
The data layer is used for realizing the storage of data;
the system application layer is used for collecting and processing transaction data and transaction evaluation data and then uploading the transaction data and the transaction evaluation data to the block chain sharing framework layer, the block chain sharing framework layer is used for receiving the data, storing the data in the data layer after the data are verified, and simultaneously feeding the data back to the system application layer, and the system application layer can modify the merchant scores according to the fed-back information and broadcast the merchant scores to the block chain sharing framework layer.
In the invention, the transaction data and the transaction evaluation data are processed by the block chain sharing framework layer, so that the public praise of the commercial tenant can be evaluated and displayed fairly, justly and effectively by the advantages of the block chain.
preferably, the system application layer comprises a user management unit, a transaction management unit and a reputation evaluation unit, wherein the user management unit is used for providing a registration and login interface for a user, the transaction management unit is used for providing a transaction data uploading interface for the user, the reputation evaluation unit is used for providing a transaction evaluation data uploading interface for the user, processing the transaction data and the transaction evaluation data and uploading the processed transaction data and transaction evaluation data to the blockchain shared framework layer, and receiving feedback of the blockchain shared framework layer to modify the merchant score and broadcast the modified merchant score to the blockchain shared framework layer.
in the invention, the user can preferably access the system through the structure of the system application layer, long-term transfer is carried out on the transaction data and the transaction evaluation data, and the transaction data and the transaction evaluation data are stored by the block chain sharing framework layer, so that the system can be preferably and conveniently used.
preferably, the system application layer further comprises a merchant management unit and an evaluation tracing unit. And then can be better convenient for the merchant to log in the system and inquire the self evaluation, and can be better to trace back and ask for accountability when false evaluation appears.
Based on any one of the above systems, the invention also provides a merchant reputation authentication method based on the block chain, which comprises the following steps:
step S1, providing a visual operation interface for a user through a system application layer to realize the collection and processing of transaction data and transaction evaluation data;
step S2, store the transaction data and the transaction evaluation data collected in step S1 on the chain through a blockchain sharing framework layer, in which the data is stored through a data layer.
By the method, the transaction data and the transaction evaluation data can be processed on a chain better, and further better processing of the public praise evaluation of the merchant can be realized better.
Preferably, step S1 specifically includes the following steps,
Step S11, user registration
in the step, a user registers user information through a user management unit in a system application layer, wherein the user information comprises a user name and a user password; when the user registration is completed, the user management unit generates a pair of public key and private key based on the asymmetric encryption algorithm; the private key is stored by a user, and the public key is broadcasted to the block chain sharing framework layer by the user management unit;
Step S12, user login
in the step, a user logs in the system by adopting registered user information through a visual operation interface provided by a user management unit;
Step S13, the user submits transaction data
In the step, a user enters a transaction management unit in a system application layer after logging in, the transaction management unit provides an uploading interface of transaction data to the user, and the transaction data comprises a photo of a transaction certificate and transaction subject information;
step S14, the user submits transaction evaluation data
after the user submits the transaction data, the system application layer provides a collection interface of the transaction evaluation data for the user through a credit evaluation unit, and the user uploads the transaction evaluation data through clicking;
Step S15, the packaged uploading of the transaction data and the transaction evaluation data
In the step, the credit evaluation unit performs hash operation on the user information, the transaction data and the transaction evaluation data based on a hash algorithm and acquires an upload data hash value, and then the credit evaluation unit uploads the user information, the transaction data, the transaction evaluation data and the upload data hash value to the block chain sharing framework layer after signature is performed on the user information, the transaction data, the transaction evaluation data and the upload data hash value by a private key.
in the invention, through the steps S11-S15, the uploading of the transaction data and the transaction evaluation data by the user can be preferably realized. The identity verification of the data uploading main body can be better realized through the setting of the public key and the private key, and further the authenticity of the identity of the data uploading person can be better ensured.
Preferably, step S2 specifically includes the steps of,
Step S21, data verification
in the step, after receiving the data uploaded by the system application layer, the block chain sharing framework layer decrypts the data through a public key, and if decryption fails, data verification fails; if the decryption is successful, the block chain sharing framework layer performs hash operation on user information, transaction data and transaction evaluation data in the uploaded data based on a hash algorithm and compares the obtained hash value with the hash value of the uploaded data in the uploaded data, and if the comparison is not successful, the verification fails;
Step S22, verifying the feedback
In the step, after the data verification is successful, the block chain sharing frame layer feeds back verification passing information to a credit evaluation unit in a system application layer;
step S23, modifying and uploading merchant evaluation data
In the step, after receiving the verification passing information, the credit evaluation unit in the system application layer modifies the merchant evaluation data based on the original data and the latest evaluation data of the merchant and broadcasts the merchant evaluation data to the block chain sharing frame layer.
In the invention, through the verification and feedback of the block chain sharing framework layer, the identity of the user and the data uploaded by the user can be verified better by means of the characteristics of the block chain, and the authenticity of the uploaded data can be further better ensured.
preferably, the method further comprises a step of merchant login viewing, wherein in the step, a merchant management unit in the system application layer provides interfaces for registering, logging in and viewing for merchants. Therefore, the merchant can better conveniently check the score of the shop in real time so as to realize self-whip of the merchant.
Preferably, the method further comprises an evaluation tracing step, wherein when the system application layer receives transaction data and transaction evaluation data of users with the same merchant and different commodities, the transaction data and the transaction evaluation data are verified in a tracing mode through an evaluation tracing unit at the system application layer, when evaluation differences are large, the evaluation tracing unit calls all evaluation data of all commodities of the current merchant, false evaluations are screened and eliminated in a manual intervention mode, and after screening and elimination are completed, merchant evaluation data are regenerated by the credit evaluation unit and broadcast to the block chain sharing framework layer. Thereby a large number of false evaluations can be preferably eliminated.
drawings
Fig. 1 is a block diagram schematic diagram of a merchant reputation authentication system based on a blockchain in embodiment 1;
Fig. 2 is a schematic flowchart of a merchant reputation authentication method based on a blockchain in embodiment 1.
Detailed Description
For a further understanding of the invention, reference should be made to the following detailed description taken in conjunction with the accompanying drawings and examples. It is to be understood that the examples are illustrative of the invention and not limiting.
Example 1
As shown in fig. 1, the present embodiment provides a merchant reputation authentication system based on a blockchain, which includes:
the system application layer is used for providing a visual operation interface for a user;
The block chain sharing frame layer is used for realizing the uplink of the data input at the system application layer; and
The data layer is used for realizing the storage of data;
the system application layer is used for collecting and processing transaction data and transaction evaluation data and then uploading the transaction data and the transaction evaluation data to the block chain sharing framework layer, the block chain sharing framework layer is used for receiving the data, storing the data in the data layer after the data are verified, and simultaneously feeding the data back to the system application layer, and the system application layer can modify the merchant scores according to the fed-back information and broadcast the merchant scores to the block chain sharing framework layer.
in the embodiment, the transaction data and the transaction evaluation data are processed by the block chain sharing framework layer, so that the public praise of the merchant can be fairly, fairly and effectively evaluated and displayed by the advantages of the block chain.
The system in this embodiment is mainly composed of three layers, namely, a data layer, a block chain shared framework layer and a system application layer. The data layer is responsible for fusing data such as multi-source heterogeneous transaction data, transaction subject information and evaluation data and storing new data generated by the system. The block chain sharing framework layer is a technical support layer and is responsible for system data chaining and provides technical support for data sharing, data justice and contract execution. The system application layer is used for realizing visual access and use of the system.
in this embodiment, the system application layer includes a user management unit, a transaction management unit, and a reputation evaluation unit, where the user management unit is configured to provide a registration and login interface for a user, the transaction management unit is configured to provide a transaction data upload interface for the user, and the reputation evaluation unit is configured to provide a transaction evaluation data upload interface for the user, upload the transaction data and the transaction evaluation data to the blockchain shared framework layer after processing, and receive feedback from the blockchain shared framework layer to modify the merchant score and broadcast the modified merchant score to the blockchain shared framework layer.
in this embodiment, the user who constructs through the system application layer can preferably access the system and carry out long-term transmission and save with the help of the block chain shared framework layer to the transaction data and the transaction evaluation data, and then can be preferably convenient to use.
In this embodiment, the user management unit is responsible for managing basic information of the transaction subject user, such as platform account number, name, mobile phone number, and other information and user points, and all user information is shared in a desensitization manner. The transaction management unit is responsible for managing each transaction record, and the system does not participate in actual commodity transaction, but needs to record transaction information and transaction states. The reputation evaluation unit is responsible for analyzing the validity of the public praise data, and the reputation scores of the merchants are automatically adjusted and user evaluation rewards are given out through intelligent contracts after the data are verified.
In this embodiment, the system application layer further includes a merchant management unit and an evaluation tracing unit. And then can be better convenient for the merchant to log in the system and inquire the self evaluation, and can be better to trace back and ask for accountability when false evaluation appears.
The merchant management unit is responsible for managing basic information of merchants, such as names, addresses, legal persons, main business services and the like, and accessing and inquiring the merchant information. The evaluation tracing unit is responsible for tracing the evaluation data every time, tracing investigation is conducted on the evaluation with disputes, credible nodes with high contribution degree are rewarded, and malicious nodes are punished strictly.
as shown in fig. 2, based on the foregoing system, this embodiment further provides a merchant reputation authentication method based on a blockchain, which includes the following steps:
step S1, providing a visual operation interface for a user through a system application layer to realize the collection and processing of transaction data and transaction evaluation data;
step S2, store the transaction data and the transaction evaluation data collected in step S1 on the chain through a blockchain sharing framework layer, in which the data is stored through a data layer.
by the method, the transaction data and the transaction evaluation data can be processed on a chain, and further the merchant public praise evaluation can be processed better.
In this embodiment, step S1 specifically includes the following steps:
Step S11, user registration
In the step, a user registers user information through a user management unit in a system application layer, wherein the user information comprises a user name and a user password; when the user registration is completed, the user management unit generates a pair of public key and private key based on the asymmetric encryption algorithm; the private key is stored by a user, and the public key is broadcasted to the block chain sharing framework layer by the user management unit;
Step S12, user login
in the step, a user logs in the system by adopting registered user information through a visual operation interface provided by a user management unit;
Step S13, the user submits transaction data
In the step, a user enters a transaction management unit in a system application layer after logging in, the transaction management unit provides an uploading interface of transaction data to the user, and the transaction data comprises a photo of a transaction certificate and transaction subject information;
step S14, the user submits transaction evaluation data
After the user submits the transaction data, the system application layer provides a collection interface of the transaction evaluation data for the user through a credit evaluation unit, and the user uploads the transaction evaluation data through clicking;
step S15, the packaged uploading of the transaction data and the transaction evaluation data
In the step, the credit evaluation unit performs hash operation on the user information, the transaction data and the transaction evaluation data based on a hash algorithm and acquires an upload data hash value, and then the credit evaluation unit uploads the user information, the transaction data, the transaction evaluation data and the upload data hash value to the block chain sharing framework layer after signature is performed on the user information, the transaction data, the transaction evaluation data and the upload data hash value by a private key.
In this embodiment, through steps S11-S15, uploading of the transaction data and the transaction evaluation data by the user can be preferably realized. The identity verification of the data uploading main body can be better realized through the setting of the public key and the private key, and further the authenticity of the identity of the data uploading person can be better ensured.
In this embodiment, step S2 specifically includes the following steps:
Step S21, data verification
in the step, after receiving the data uploaded by the system application layer, the block chain sharing framework layer decrypts the data through a public key, and if decryption fails, data verification fails; if the decryption is successful, the block chain sharing framework layer performs hash operation on user information, transaction data and transaction evaluation data in the uploaded data based on a hash algorithm and compares the obtained hash value with the hash value of the uploaded data in the uploaded data, and if the comparison is not successful, the verification fails;
Step S22, verifying the feedback
in the step, after the data verification is successful, the block chain sharing frame layer feeds back verification passing information to a credit evaluation unit in a system application layer;
Step S23, modifying and uploading merchant evaluation data
In the step, after receiving the verification passing information, the credit evaluation unit in the system application layer modifies the merchant evaluation data based on the original data and the latest evaluation data of the merchant and broadcasts the merchant evaluation data to the block chain sharing frame layer.
In this embodiment, through verification and feedback of the blockchain shared framework layer, the identity of the user and the data uploaded by the user can be verified better by means of the characteristics of the blockchain, and further the authenticity of the uploaded data can be better ensured.
In this embodiment, the method further includes a step of merchant login viewing, where in the step, a merchant management unit provides interfaces for registering, logging in, and viewing for merchants in the system application layer. Therefore, the merchant can better conveniently check the score of the shop in real time so as to realize self-whip of the merchant.
In the embodiment, the method further comprises an evaluation tracing step, wherein when a system application layer receives transaction data and transaction evaluation data of users with the same merchant and different commodities, the transaction data and the transaction evaluation data are verified in a tracing mode through an evaluation tracing unit at the system application layer, when an evaluation difference is large, the evaluation tracing unit calls all evaluation data of all commodities of the current merchant, false evaluations are screened and eliminated in a manual intervention mode, and after screening and elimination are completed, merchant evaluation data are regenerated by a credit evaluation unit and broadcast to a block chain sharing framework layer. Thereby a large number of false evaluations can be preferably eliminated.
The present invention and its embodiments have been described above schematically, without limitation, and what is shown in the drawings is only one of the embodiments of the present invention, and the actual structure is not limited thereto. Therefore, if the person skilled in the art receives the teaching, without departing from the spirit of the invention, the person skilled in the art shall not inventively design the similar structural modes and embodiments to the technical solution, but shall fall within the scope of the invention.

Claims (7)

1. a merchant credit authentication system based on a block chain is characterized in that: comprises the steps of (a) preparing a mixture of a plurality of raw materials,
The system application layer is used for providing a visual operation interface for a user;
the block chain sharing frame layer is used for realizing the uplink of the data input at the system application layer; and
the data layer is used for realizing the storage of data;
the system application layer is used for collecting and processing transaction data and transaction evaluation data and then uploading the transaction data and the transaction evaluation data to the block chain sharing framework layer, the block chain sharing framework layer is used for receiving the data, storing the data in the data layer after the data are verified, and simultaneously feeding the data back to the system application layer, and the system application layer can modify the merchant scores according to the fed-back information and broadcast the merchant scores to the block chain sharing framework layer.
2. The blockchain-based merchant reputation authentication system of claim 1, wherein: the system application layer comprises a user management unit, a transaction management unit and a credit evaluation unit, wherein the user management unit is used for providing a registration and login interface for a user, the transaction management unit is used for providing a transaction data uploading interface for the user, the credit evaluation unit is used for providing a transaction evaluation data uploading interface for the user, processing the transaction data and the transaction evaluation data and uploading the processed transaction data and transaction evaluation data to the blockchain sharing framework layer, and receiving feedback of the blockchain sharing framework layer to modify merchant scores and broadcast the modified merchant scores to the blockchain sharing framework layer.
3. The blockchain-based merchant reputation authentication system of claim 2, wherein: the system application layer further comprises a merchant management unit and an evaluation tracing unit.
4. The merchant credit authentication method based on the block chain comprises the following steps:
Step S1, providing a visual operation interface for a user through a system application layer to realize the collection and processing of transaction data and transaction evaluation data;
step S2, store the transaction data and the transaction evaluation data collected in step S1 on the chain through a blockchain sharing framework layer, in which the data is stored through a data layer.
5. The merchant reputation authentication method based on a blockchain according to claim 4, wherein: the step S1 specifically includes the following steps,
Step S11, user registration
In the step, a user registers user information through a user management unit in a system application layer, wherein the user information comprises a user name and a user password; when the user registration is completed, the user management unit generates a pair of public key and private key based on the asymmetric encryption algorithm; the private key is stored by a user, and the public key is broadcasted to the block chain sharing framework layer by the user management unit;
Step S12, user login
In the step, a user logs in the system by adopting registered user information through a visual operation interface provided by a user management unit;
step S13, the user submits transaction data
In the step, a user enters a transaction management unit in a system application layer after logging in, the transaction management unit provides an uploading interface of transaction data to the user, and the transaction data comprises a photo of a transaction certificate and transaction subject information;
Step S14, the user submits transaction evaluation data
After the user submits the transaction data, the system application layer provides a collection interface of the transaction evaluation data for the user through a credit evaluation unit, and the user uploads the transaction evaluation data through clicking;
step S15, the packaged uploading of the transaction data and the transaction evaluation data
in the step, the credit evaluation unit performs hash operation on the user information, the transaction data and the transaction evaluation data based on a hash algorithm and acquires an upload data hash value, and then the credit evaluation unit uploads the user information, the transaction data, the transaction evaluation data and the upload data hash value to the block chain sharing framework layer after signature is performed on the user information, the transaction data, the transaction evaluation data and the upload data hash value by a private key.
6. The merchant reputation authentication method based on a blockchain according to claim 5, wherein: the step S2 specifically includes the following steps,
step S21, data verification
In the step, after receiving the data uploaded by the system application layer, the block chain sharing framework layer decrypts the data through a public key, and if decryption fails, data verification fails; if the decryption is successful, the block chain sharing framework layer performs hash operation on user information, transaction data and transaction evaluation data in the uploaded data based on a hash algorithm and compares the obtained hash value with the hash value of the uploaded data in the uploaded data, and if the comparison is not successful, the verification fails;
Step S22, verifying the feedback
In the step, after the data verification is successful, the block chain sharing frame layer feeds back verification passing information to a credit evaluation unit in a system application layer;
Step S23, modifying and uploading merchant evaluation data
In the step, after receiving the verification passing information, the credit evaluation unit in the system application layer modifies the merchant evaluation data based on the original data and the latest evaluation data of the merchant and broadcasts the merchant evaluation data to the block chain sharing frame layer.
7. the merchant reputation authentication method based on a blockchain according to claim 6, wherein: the method also comprises a step of merchant login viewing, wherein in the step, a merchant management unit in a system application layer provides interfaces for registering, logging in and viewing for merchants.
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