CN110533435A - A kind of identification of business standing and monitoring system - Google Patents
A kind of identification of business standing and monitoring system Download PDFInfo
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- CN110533435A CN110533435A CN201910815903.8A CN201910815903A CN110533435A CN 110533435 A CN110533435 A CN 110533435A CN 201910815903 A CN201910815903 A CN 201910815903A CN 110533435 A CN110533435 A CN 110533435A
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Abstract
The present invention discloses a kind of identification of business standing and monitoring system, including data collection module, data preprocessing module, keyword-extraction module, business standing auditing module, credit processing module, credit database and business standing release module；Data acquisition module is connect with data preprocessing module, data preprocessing module and keyword-extraction module connect, keyword-extraction module is connect with business standing auditing module and credit processing module respectively, business standing auditing module is connect with credit database, and credit processing module is connect with business standing release module, business standing auditing module and credit database respectively.Statistics and identification of the present invention to business standing, and the credit of enterprise can be monitored in real time, according to the enterprise of the credit grade of enterprise screening cooperation, guarantee the success rate and satisfaction traded between enterprise, the speed and accuracy of business standing examination are improved, understand affiliate for enterprise or credit rating of enterprise is promoted to provide reliable reference data.
Description
Technical field
The invention belongs to business standing technical field, it is related to a kind of business standing identification and monitoring system.
Background technique
Under condition of market economy, credit is enterprise's " pass ".Credit is the incorporeal capital of enterprise.Credit is enterprise
Spirit center, be the essence of an enterprise core competence.Credit Deficiency, market economy will become like a tree without roots, passive
Water.
The missing of business standing has direct and far-reaching influence to the sound development of enterprise, most importantly affects
The market competitiveness of enterprise.Existing enterprise, which cannot achieve enterprise and understand the credit of itself and can not obtain other, waits for cooperative enterprise
Credit, influence the development of enterprise and the transaction between affiliate, and existing enterprise's credit is examining the process with monitoring
In, it is difficult to there is examination, complexity is big and accuracy the problem of, in order to solve problem above, now design a kind of enterprise
Credit identification and monitoring system.
Summary of the invention
The purpose of the present invention is to provide a kind of business standing identification and monitoring system, solve existing enterprise's credit knowledge
Not with monitoring during, there is a problem of examining that difficulty is big, complexity is big and accuracy is low.
The purpose of the present invention can be achieved through the following technical solutions:
A kind of identification of business standing and monitoring system, including data collection module, data preprocessing module, keyword extraction
Module, business standing auditing module, credit processing module, credit database and business standing release module；
The data acquisition module is connect with data preprocessing module, data preprocessing module and keyword-extraction module connect
Connect, keyword-extraction module is connect with business standing auditing module and credit processing module respectively, business standing auditing module with
Credit database connection, credit processing module respectively with business standing release module, business standing auditing module and credit data
Library connection；
Valuation of enterprise information and enterprise and other enterprises of the data acquisition module on acquisition network in real time
Cooperation transaction essential information, and the cooperation transaction essential information hair of the valuation of enterprise information that will acquire and enterprise and other enterprises
It send to data preprocessing module；
The data preprocessing module for receiving data acquisition module send valuation of enterprise information and enterprise and its
The cooperation transaction essential information of his enterprise, trades to the cooperation of received valuation of enterprise information and enterprise and other enterprises basic
Information is pre-processed, unconventional in the cooperation transaction essential information of removing valuation of enterprise information and enterprise and other enterprises
Word content, and the cooperation transaction essential information of valuation of enterprise information and enterprise and other enterprises after processing is sent to
Keyword-extraction module；
The keyword-extraction module valuation of enterprise information after processing that preprocessing module is sent for receiving data
And the cooperation transaction essential information of enterprise and other enterprises, keyword is carried out to content in received valuation of enterprise information and is mentioned
It takes, constitutes keyword extraction set, and extract enterprise and the cooperation transaction essential information of other enterprises, the cooperation of extraction is traded
The payment of tradable commodity type, actual delivery time, the time of delivery of setting, effective payment day, setting in essential information
Time, the whether qualified information of the quality for delivering commodity, by the trader in keyword extraction set and cooperation transaction essential information
Kind class, the actual delivery time, the time of delivery of setting, effective payment day, setting payment time, deliver commodity quality
Whether qualified information is respectively sent to business standing auditing module and credit processing module；
The credit database is for storing the corresponding set of keywords of different evaluation credit grade, and storage keyword
It extracts set and tradable commodity type, actual delivery time, the time of delivery of setting, reality in cooperation transaction essential information is paid
The money date, setting payment time, deliver the whether qualified information of quality of commodity, and store different punctual delivery rates and payment is quasi-
When rate filter out corresponding delivery credit grade；
The business standing auditing module is used to receive the corresponding pass of valuation of enterprise information of keyword-extraction module transmission
The time of delivery of tradable commodity type, actual delivery time, setting in essential information that the extraction of key word is gathered and cooperation is traded,
Effective payment day, setting payment time, deliver the whether qualified information of quality of commodity, by the pass in keyword extraction set
Set of keywords of the key word respectively with the evaluation credit grade stored in credit database compares, and constitutes different evaluation credit
The corresponding comparison set of keywords of grade, and by the keyword of extraction comparison set of keywords corresponding with different evaluation credit grade
Conjunction is sent to credit processing module；
Meanwhile business standing auditing module is to the tradable commodity type in received cooperation transaction essential information, practical friendship
ETCD estimated time of commencing discharging, the time of delivery of setting, effective payment day, setting payment time, deliver the whether qualified information of quality of commodity,
When counting enterprise as supplier, it is secondary earlier than the delivery date of setting to add up number that the supply of material is completed and actual delivery date
When counting, and counting enterprise as the seller, add up to buy the date of payment of the number completed and effective payment day earlier than setting
Number, and by the accumulative supply of material of statistics complete number and the actual delivery date earlier than the delivery date of setting number,
Number that accumulative purchase is completed and actual handing over date are sent to credit processing module earlier than the number of the date of payment of setting；
Credit processing module receives the keyword extraction set that keyword-extraction module is sent and cooperation transaction essential information
In tradable commodity type, the actual delivery time, the time of delivery of setting, effective payment day, setting payment time, deliver
The whether qualified information of the quality of commodity, and by received keyword extraction set and cooperate the tradable commodity in transaction essential information
Type, the actual delivery time, the time of delivery of setting, effective payment day, setting payment time, deliver commodity quality be
No qualification information storage is credit database；
In addition, credit processing module receives the corresponding with different evaluation credit grade right of business standing auditing module transmission
Than set of keywords, and the accumulative supply of material complete number, the actual delivery date is earlier than the number of the delivery date of setting, accumulative
The number of the number completed and actual handing over date earlier than the date of payment of setting is bought, according to the key in valuation of enterprise information
Word comparison set of keywords corresponding with different evaluation credit grade filters out maximum with the goodness of fit of each evaluation credit grade
Credit grade is evaluated, as Basic Evaluation credit grade, and combines the punctual delivery rate and payment stored in credit database
Punctual rate filters out corresponding delivery credit grade, according to Basic Evaluation credit grade and delivers credit grade comprehensive statistics enterprise
The whole credit grade of industry, credit processing module believe the Basic Evaluation credit grade of statistics, delivery credit grade and entirety
Business standing release module is sent to grade；
The business standing release module is used to receive the Basic Evaluation credit grade of credit processing module transmission, delivers letter
With grade and whole credit grade, and to received Basic Evaluation credit grade, deliver credit grade and whole credit etc.
Grade is issued.
Further, the data acquisition module includes that data crawl unit and data input cell, and the data crawl
Unit corresponds to the evaluation content of enterprise for obtaining evaluation personnel on network in real time, and the valuation of enterprise content that will acquire is sent to
Data preprocessing module, data input cell will be obtained for acquiring enterprise and other cooperations between enterprises transaction essential information
The business tie-up transaction essential information taken is sent to data preprocessing module, wherein the cooperation transaction essential information includes enterprise
Tradable commodity type, actual delivery time, the time of delivery of setting, effective payment day, setting between industry and other enterprises
Payment time, deliver commodity quality whether the information such as qualification.
Further, the punctual delivery rate is equal to the actual delivery date earlier than the number of the delivery date of setting and accumulative
It supplies the ratio of the number completed, punctual rate of paying the bill is equal to the actual handing over date earlier than the number of the date of payment of setting and accumulative
Buy complete number and.
Further, the calculation formula of the whole credit grade is that δ=λ A+ (1- λ) B, λ is expressed as transactions impact ratio
Coefficient, A are expressed as Basic Evaluation credit grade, and B is expressed as delivering credit grade.
Beneficial effects of the present invention:
A kind of business standing identification provided by the invention and monitoring system, by acquisition valuation of enterprise information and enterprise with
The cooperation transaction essential information of other enterprises, and the information of acquisition is pre-processed, analyzed and handled, statistics enterprise is commented substantially
Valence credit grade delivers credit grade and whole credit grade, realizes the statistics and identification to business standing, and can supervise in real time
The credit for controlling enterprise guarantees the success rate and satisfaction traded between enterprise according to the enterprise of the credit grade of enterprise screening cooperation,
The speed and accuracy of business standing examination are improved, understand affiliate for enterprise or credit rating of enterprise is promoted to provide
Reliable reference data.
Detailed description of the invention
In order to illustrate the technical solution of the embodiments of the present invention more clearly, will be described below to embodiment required
Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for ability
For the those of ordinary skill of domain, without creative efforts, it can also be obtained according to these attached drawings other attached
Figure.
Fig. 1 is a kind of schematic diagram of business standing identification and monitoring system in the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts all other
Embodiment shall fall within the protection scope of the present invention.
Refering to Figure 1, a kind of business standing identification and monitoring system, including data collection module, data prediction
Module, keyword-extraction module, business standing auditing module, credit processing module, credit database and business standing issue mould
Block；
Data acquisition module is connect with data preprocessing module, data preprocessing module and keyword-extraction module connect,
Keyword-extraction module is connect with business standing auditing module and credit processing module respectively, business standing auditing module and credit
Database connection, credit processing module connect with business standing release module, business standing auditing module and credit database respectively
It connects.
Data acquisition module for obtaining the cooperation of valuation of enterprise information and enterprise and other enterprises on network in real time
Transaction essential information, and the cooperation transaction essential information for the valuation of enterprise information and enterprise and other enterprises that will acquire is sent to
Data preprocessing module；
The data acquisition module includes that data crawl unit and data input cell, and the data crawl unit for real
When obtain evaluation personnel on network and correspond to the evaluation content of enterprise, and the valuation of enterprise content that will acquire is sent to data prediction
Module, data input cell is for acquiring enterprise and other cooperations between enterprises transaction essential information, and the enterprise that will acquire closes
Essential information of transacting business is sent to data preprocessing module, wherein the cooperation transaction essential information includes enterprise and other enterprises
The payment time of tradable commodity type, actual delivery time, the time of delivery of setting, effective payment day, setting between industry hands over
Pay commodity quality whether the information such as qualification.
The data preprocessing module valuation of enterprise information that acquisition module is sent for receiving data and enterprise and other enterprises
The cooperation transaction essential information of industry, to the cooperation transaction essential information of received valuation of enterprise information and enterprise and other enterprises
It is pre-processed, removes unconventional text in the cooperation transaction essential information of valuation of enterprise information and enterprise and other enterprises
Content, and the cooperation transaction essential information of valuation of enterprise information and enterprise and other enterprises after processing is sent to key
Word extraction module；
The keyword-extraction module valuation of enterprise information after processing that preprocessing module is sent for receiving data and
The cooperation transaction essential information of enterprise and other enterprises, carries out keyword extraction, structure to content in received valuation of enterprise information
At keyword extraction set, and enterprise and the cooperation transaction essential information of other enterprises are extracted, the cooperation of extraction is traded basic
The payment time of tradable commodity type, actual delivery time, the time of delivery of setting, effective payment day, setting in information,
The whether qualified information of quality for delivering commodity, by trader's kind in keyword extraction set and cooperation transaction essential information
Class, the actual delivery time, the time of delivery of setting, effective payment day, setting payment time, deliver commodity quality whether
Qualified information is respectively sent to business standing auditing module and credit processing module；
Credit database is for storing the corresponding set of keywords of different evaluation credit grade, and storage keyword extraction
Set and the tradable commodity type in cooperation transaction essential information, actual delivery time, the time of delivery of setting, the date of actual payment
Phase, setting payment time, deliver the whether qualified information of quality of commodity, and store different punctual delivery rates and punctual rate of paying the bill
Filter out corresponding delivery credit grade.
Business standing auditing module is used to receive the corresponding keyword of valuation of enterprise information of keyword-extraction module transmission
Extract set and the tradable commodity type in cooperation transaction essential information, actual delivery time, the time of delivery of setting, reality
The date of payment, setting payment time, deliver the whether qualified information of quality of commodity, by the keyword in keyword extraction set
The set of keywords with the evaluation credit grade stored in credit database compares respectively, constitutes different evaluation credit grade
Corresponding comparison set of keywords, and the keyword of extraction comparison set of keywords corresponding with different evaluation credit grade is sent out
It send to credit processing module；
Meanwhile business standing auditing module is to the tradable commodity type in received cooperation transaction essential information, practical friendship
ETCD estimated time of commencing discharging, the time of delivery of setting, effective payment day, setting payment time, deliver the whether qualified information of quality of commodity,
When counting enterprise as supplier, it is secondary earlier than the delivery date of setting to add up number that the supply of material is completed and actual delivery date
When counting, and counting enterprise as the seller, add up to buy the date of payment of the number completed and effective payment day earlier than setting
Number, and by the accumulative supply of material of statistics complete number and the actual delivery date earlier than the delivery date of setting number,
Number that accumulative purchase is completed and actual handing over date are sent to credit processing module earlier than the number of the date of payment of setting；
Credit processing module receives the keyword extraction set that keyword-extraction module is sent and cooperation transaction essential information
In tradable commodity type, the actual delivery time, the time of delivery of setting, effective payment day, setting payment time, deliver
The whether qualified information of the quality of commodity, and by received keyword extraction set and cooperate the tradable commodity in transaction essential information
Type, the actual delivery time, the time of delivery of setting, effective payment day, setting payment time, deliver commodity quality be
No qualification information storage is credit database；
In addition, credit processing module receives the corresponding with different evaluation credit grade right of business standing auditing module transmission
Than set of keywords, and the accumulative supply of material complete number, the actual delivery date is earlier than the number of the delivery date of setting, accumulative
The number of the number completed and actual handing over date earlier than the date of payment of setting is bought, according to the key in valuation of enterprise information
Word comparison set of keywords corresponding with different evaluation credit grade filters out maximum with the goodness of fit of each evaluation credit grade
Credit grade is evaluated, as Basic Evaluation credit grade, and combines the punctual delivery rate and payment stored in credit database
Punctual rate filters out corresponding delivery credit grade, according to Basic Evaluation credit grade and delivers credit grade comprehensive statistics enterprise
The whole credit grade of industry, the punctual delivery rate are equal to the actual delivery date earlier than the number of the delivery date of setting and accumulative
It supplies the ratio of the number completed, punctual rate of paying the bill is equal to the actual handing over date earlier than the number of the date of payment of setting and accumulative
It buys the number completed and the calculation formula of whole credit grade is that δ=λ A+ (1- λ) B, λ is expressed as transactions impact ratio system
Number, A are expressed as Basic Evaluation credit grade, and B is expressed as delivering credit grade, and credit processing module believes the Basic Evaluation of statistics
Business standing release module is sent to grade, delivery credit grade and whole credit grade；
Business standing release module is used to receive the Basic Evaluation credit grade of credit processing module transmission, delivery credit etc.
Grade and whole credit grade, and to received Basic Evaluation credit grade, deliver credit grade and whole credit grade into
Row publication understands the credit grade of enterprise convenient for enterprise of the same trade and enterprise to be cooperated.
The above content is just an example and description of the concept of the present invention, affiliated those skilled in the art
It makes various modifications or additions to the described embodiments or is substituted in a similar manner, without departing from invention
Design or beyond the scope defined by this claim, be within the scope of protection of the invention.
Claims (4)
1. a kind of identification of business standing and monitoring system, it is characterised in that: including data collection module, data preprocessing module,
Keyword-extraction module, business standing auditing module, credit processing module, credit database and business standing release module；
The data acquisition module is connect with data preprocessing module, data preprocessing module and keyword-extraction module connect,
Keyword-extraction module is connect with business standing auditing module and credit processing module respectively, business standing auditing module and credit
Database connection, credit processing module connect with business standing release module, business standing auditing module and credit database respectively
It connects；
The data acquisition module for obtaining the cooperation of valuation of enterprise information and enterprise and other enterprises on network in real time
Transaction essential information, and the cooperation transaction essential information for the valuation of enterprise information and enterprise and other enterprises that will acquire is sent to
Data preprocessing module；
The data preprocessing module valuation of enterprise information that acquisition module is sent for receiving data and enterprise and other enterprises
The cooperation transaction essential information of industry, to the cooperation transaction essential information of received valuation of enterprise information and enterprise and other enterprises
It is pre-processed, removes unconventional text in the cooperation transaction essential information of valuation of enterprise information and enterprise and other enterprises
Content, and the cooperation transaction essential information of valuation of enterprise information and enterprise and other enterprises after processing is sent to key
Word extraction module；
The keyword-extraction module valuation of enterprise information after processing that preprocessing module is sent for receiving data and
The cooperation transaction essential information of enterprise and other enterprises, carries out keyword extraction, structure to content in received valuation of enterprise information
At keyword extraction set, and enterprise and the cooperation transaction essential information of other enterprises are extracted, the cooperation of extraction is traded basic
The payment time of tradable commodity type, actual delivery time, the time of delivery of setting, effective payment day, setting in information,
The whether qualified information of quality for delivering commodity, by trader's kind in keyword extraction set and cooperation transaction essential information
Class, the actual delivery time, the time of delivery of setting, effective payment day, setting payment time, deliver commodity quality whether
Qualified information is respectively sent to business standing auditing module and credit processing module；
The credit database is for storing the corresponding set of keywords of different evaluation credit grade, and storage keyword extraction
Set and the tradable commodity type in cooperation transaction essential information, actual delivery time, the time of delivery of setting, the date of actual payment
Phase, setting payment time, deliver the whether qualified information of quality of commodity, and store different punctual delivery rates and punctual rate of paying the bill
Filter out corresponding delivery credit grade；
The business standing auditing module is used to receive the corresponding keyword of valuation of enterprise information of keyword-extraction module transmission
Extract set and the tradable commodity type in cooperation transaction essential information, actual delivery time, the time of delivery of setting, reality
The date of payment, setting payment time, deliver the whether qualified information of quality of commodity, by the keyword in keyword extraction set
The set of keywords with the evaluation credit grade stored in credit database compares respectively, constitutes different evaluation credit grade
Corresponding comparison set of keywords, and the keyword of extraction comparison set of keywords corresponding with different evaluation credit grade is sent out
It send to credit processing module；
Meanwhile business standing auditing module to received cooperation transaction essential information in tradable commodity type, actual delivery when
Between, the time of delivery of setting, effective payment day, setting payment time, deliver the whether qualified information of quality of commodity, statistics
When enterprise is as supplier, add up the supply of material complete number and the actual delivery date earlier than the delivery date of setting number,
And when counting enterprise as the seller, add up to buy time of the number completed and effective payment day earlier than the date of payment of setting
Number, and the number of the accumulative supply of material of statistics completion and actual delivery date are added up earlier than the number of the delivery date of setting
It buys the number completed and the actual handing over date earlier than the number of the date of payment of setting is sent to credit processing module；
Credit processing module receives in the keyword extraction set that keyword-extraction module is sent and cooperation transaction essential information
Tradable commodity type, actual delivery time, the time of delivery of setting, effective payment day, the payment time of setting, delivery commodity
The whether qualified information of quality, and by trader's kind in received keyword extraction set and cooperation transaction essential information
Class, the actual delivery time, the time of delivery of setting, effective payment day, setting payment time, deliver commodity quality whether
Qualified information storage is credit database；
It is closed in addition, credit processing module receives the comparison corresponding with different evaluation credit grade that business standing auditing module is sent
Key word set, and the accumulative number completed of supplying, actual delivery date are earlier than the number of the delivery date of setting, accumulative purchase
The number of completion and actual handing over date earlier than the date of payment of setting number, according in valuation of enterprise information keyword with
The corresponding comparison set of keywords of different evaluation credit grade filters out the maximum evaluation of the goodness of fit with each evaluation credit grade
Credit grade as Basic Evaluation credit grade, and combines the punctual delivery rate stored in credit database and payment punctual
Rate filters out corresponding delivery credit grade, according to Basic Evaluation credit grade and delivers credit grade comprehensive statistics enterprise
Whole credit grade, credit processing module by the Basic Evaluation credit grade of statistics, deliver credit grade and whole credit etc.
Grade is sent to business standing release module；
The business standing release module is used to receive the Basic Evaluation credit grade of credit processing module transmission, delivery credit etc.
Grade and whole credit grade, and to received Basic Evaluation credit grade, deliver credit grade and whole credit grade into
Row publication.
2. a kind of business standing identification according to claim 1 and monitoring system, it is characterised in that: the data acquisition module
Block includes that data crawl unit and data input cell, and the data crawl unit for real-time evaluation personnel pair on acquisition network
The evaluation content of enterprise is answered, and the valuation of enterprise content that will acquire is sent to data preprocessing module, data input cell is used for
Enterprise and other cooperations between enterprises transaction essential information are acquired, and the business tie-up transaction essential information that will acquire is sent to number
Data preprocess module, wherein the cooperation transaction essential information includes tradable commodity type, the reality between enterprise and other enterprises
Time of delivery, the time of delivery of setting, effective payment day, setting payment time, deliver commodity quality whether qualification etc.
Information.
3. a kind of business standing identification according to claim 1 and monitoring system, it is characterised in that: the punctual delivery rate
Ratio equal to the actual delivery date earlier than the number that the number of the delivery date of setting and the accumulative supply of material are completed, punctual rate of paying the bill
The number completed equal to the actual handing over date earlier than the number of the date of payment of setting and accumulative purchase and.
4. a kind of business standing identification according to claim 3 and monitoring system, it is characterised in that: described entirety credit etc.
The calculation formula of grade is that δ=λ A+ (1- λ) B, λ is expressed as transactions impact proportionality coefficient, and A is expressed as Basic Evaluation credit grade, B
It is expressed as delivering credit grade.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910815903.8A CN110533435A (en) | 2019-08-30 | 2019-08-30 | A kind of identification of business standing and monitoring system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910815903.8A CN110533435A (en) | 2019-08-30 | 2019-08-30 | A kind of identification of business standing and monitoring system |
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| Publication Number | Publication Date |
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| CN110533435A true CN110533435A (en) | 2019-12-03 |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111738581A (en) * | 2020-06-14 | 2020-10-02 | 湖南三湘银行股份有限公司 | Grading system suitable for heavy machinery manufacturing enterprises of bank system |
-
2019
- 2019-08-30 CN CN201910815903.8A patent/CN110533435A/en not_active Withdrawn
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111738581A (en) * | 2020-06-14 | 2020-10-02 | 湖南三湘银行股份有限公司 | Grading system suitable for heavy machinery manufacturing enterprises of bank system |
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Application publication date: 20191203 |
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