CN110490580B - Two-dimension code combined use method and system based on rail transit mobile payment service - Google Patents
Two-dimension code combined use method and system based on rail transit mobile payment service Download PDFInfo
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- CN110490580B CN110490580B CN201910699292.5A CN201910699292A CN110490580B CN 110490580 B CN110490580 B CN 110490580B CN 201910699292 A CN201910699292 A CN 201910699292A CN 110490580 B CN110490580 B CN 110490580B
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems
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Abstract
The invention discloses a two-dimension code joint use method and a system based on a rail transit mobile payment service, which comprises a two-dimension code joint generation method and an identification method, wherein a two-dimension code is jointly generated by a rail transit operator and a third-party APP, the rail transit operator provides industry data, and the third-party APP provides user data; during identification, an operator firstly checks the legality and the industry data of the two-dimensional code, and then a third-party APP checks the user data, and if the check is successful, the account is deducted. The invention can enable the passenger to use the two-dimension code under the offline condition, not only can generate the two-dimension code through self-built APP, but also can support the access of a plurality of third-party APPs to jointly generate the two-dimension code, and can carry out settlement through the third-party APP channels, thereby having high expansibility. There is encryption region separately between track traffic operator and the third party APP in the two-dimensional code, checks each region separately to guarantee passenger data security.
Description
Technical Field
The invention belongs to the technical field of rail transit, and particularly relates to a two-dimension code combined use method based on a rail transit mobile payment service.
Background
With the popularization of smart phones and the rise of mobile internet applications, mobile payment has become one of the most common payment means. Under the urgent need of people for convenient traveling, mobile phone payment functions are introduced into a plurality of urban subways and public transport industries in China, and the two-dimensional code mode is more applied.
For the mobile phone two-dimensional code mode, most city subways generate two-dimensional codes in a self-building APP mode at present, and third-party APPs (such as Payment treasures, WeChat and the like) are only used as settlement modes. For an operator, the method increases the development and maintenance cost of the operator; for passengers, the apps developed by each operator need to be downloaded to take the subway, so that the use cost of taking the subway is increased, and the risk of privacy disclosure of the passengers is increased.
Disclosure of Invention
The purpose of the invention is as follows: in order to solve the problem that traffic mobile payment needs to establish an APP by itself in the prior art, the invention provides a two-dimensional code combined use method based on a rail traffic mobile payment service.
The technical scheme is as follows: a two-dimension code combined use method based on a rail transit mobile payment service is characterized by comprising a two-dimension code combined generation method, wherein the two-dimension code combined generation method comprises the following steps:
(1) the third party APP acquires user registration information and pushes the user registration information to the rail transit operator; the rail transit operator records the user registration information and generates a unique ID as a user card number to be registered in a rail transit operator system;
(2) when a third party APP receives an application for acquiring a two-dimensional code, user registration information is sent to a rail transit operator and industry data is applied, wherein the industry data comprises a user card number;
(3) the rail transit operator checks the user registration information after receiving the industry data application, encrypts the industry data by using an industry key after the check is passed to obtain an industry signature, and sends the industry signature and the industry data to a third-party APP;
(4) the method comprises the steps that industry data and industry signatures acquired by a third party APP provide own user data, the user public key is used for encrypting the user data to obtain the user signature, the industry data signature, the user data, the user signature and the user public key are combined to generate a two-dimensional code, and the two-dimensional code is displayed on a mobile terminal.
Further, the method comprises a two-dimension code joint identification method, wherein the two-dimension code joint identification method comprises the following steps:
(5) the subway operator acquires the two-dimensional code displayed by the mobile terminal, reads the information of the two-dimensional code, verifies the legality of the industry data and the industry signature in the two-dimensional code, and if the two-dimensional code is illegal, refuses to release the two-dimensional code; if the travel information is legal, verifying the travel information, pushing the travel information to a third-party APP, making a request for payment, and transmitting user data, a user public key and a user signature in the two-dimensional code to the third-party APP;
(6) the third party APP verifies the received user data, the user signature and the user public key, if the verification is successful, the account is deducted, and a gate is opened for releasing; if the verification fails, the release is refused. Further, the industry data in the step (2) further comprises an organization code, an industry data validity period and track operator internal encryption data.
Further, the checking in the step (3) means checking whether the user is registered in the rail transit operation system.
Further, the user data in the step (4) includes a user public key generated in the third-party APP system, the generation time of the two-dimensional code and the validity period.
Further, after the third party APP in the step (4) acquires the industry data and the industry data key, the industry data and the user data generated by the third party APP are assembled into two-dimensional code data according to an agreement format.
Further, the step of checking the validity of the two-dimensional code in the step (5) refers to checking the validity of the industry data and the industry key in the two-dimensional code according to an agreed format.
A two-dimension code combined use system based on rail transit mobile payment service comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the method when executing the program.
Has the advantages that: the invention provides a two-dimension code combined use method and a two-dimension code combined use system based on a rail transit mobile payment service, so that passengers can use the two-dimension codes under an offline condition, and a mobile platform system checks, matches and settles the whole passenger journey. The rail transit operator can generate the two-dimensional code through the self-built APP, can support the multiple third-party APPs to be accessed and jointly generate the two-dimensional code, can settle accounts through the third-party APP channels, and has high expansibility. There is encryption region separately between track traffic operator and the third party APP in the two-dimensional code, checks each region separately to guarantee passenger data security.
Drawings
Fig. 1 is a flowchart of a two-dimensional code joint generation method;
fig. 2 is a flowchart of a two-dimensional code joint identification method.
Detailed Description
The invention is further described with reference to the following figures and specific examples.
A two-dimension code combined use method based on a rail transit mobile payment service comprises a two-dimension code combined generation method and a two-dimension code combined identification method.
As shown in fig. 1, the two-dimensional code joint generation method includes the following steps:
(1) the third party APP acquires user registration information and pushes the user registration information to the rail transit operator; the rail transit operator records the user registration information and generates a unique ID as a user card number to be registered in a rail transit operator system;
(2) when a third party APP receives an application for acquiring a two-dimensional code, user registration information is sent to a rail transit operator and industry data is applied, wherein the industry data comprises a user card number, an organization code, an industry data validity period and internal encrypted data of the rail operator;
(3) the rail transit operation side checks the user registration information after receiving the industry data application, the check means that whether the user is registered in the rail transit operation system is checked, the industry data is encrypted by using an industry key after the check is passed, an industry signature is obtained, and the industry signature and the industry data are sent to a third party APP;
(4) the method comprises the steps that industry data and industry signatures acquired by a third party APP provide own user data, the user public key is used for encrypting the user data to obtain a user signature, and the industry data, the industry data signature, the user data, the user signature and the user public key are assembled into a combined two-dimensional code according to an agreement format and displayed on a mobile terminal. The user data includes information such as generation time and validity period of the two-dimensional code.
As shown in fig. 2, the two-dimensional code joint identification method includes the following steps:
(5) the subway operator acquires the two-dimensional code displayed by the mobile terminal, reads the information of the two-dimensional code, verifies the legality of the industry data and the industry signature in the two-dimensional code, and if the two-dimensional code is illegal, refuses to release the two-dimensional code; if the travel information is legal, verifying the travel information, pushing the travel information to a third-party APP, making a request for payment, and transmitting user data, a user public key and a user signature in the two-dimensional code to the third-party APP;
(6) the third party APP verifies the received user data, the user signature and the user public key, if the verification is successful, the account is deducted, and a gate is opened for releasing; if the verification fails, the release is refused.
A two-dimension code combined use system based on rail transit mobile payment service comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the method when executing the program.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
Claims (7)
1. A two-dimension code combined use method based on a rail transit mobile payment service is characterized by comprising a two-dimension code combined generation method and a two-dimension code combined identification method, wherein the two-dimension code combined generation method comprises the following steps:
(1) the third party APP acquires user registration information and pushes the user registration information to the rail transit operator; the rail transit operator records the user registration information and generates a unique ID as a user card number to be registered in a rail transit operator system;
(2) when a third party APP receives an application for acquiring a two-dimensional code, user registration information is sent to a rail transit operator and industry data is applied, wherein the industry data comprises a user card number;
(3) the rail transit operator checks the user registration information after receiving the industry data application, encrypts the industry data by using an industry key after the check is passed to obtain an industry signature, and sends the industry signature and the industry data to a third-party APP;
(4) the method comprises the steps that industry data and industry signatures are obtained by a third party APP, user data are provided, the user signatures are obtained after the user data are encrypted through a user public key, the industry data signatures, the user data, the user signatures and the user public key are combined to generate two-dimensional codes, and the two-dimensional codes are displayed on a mobile terminal;
the two-dimension code joint identification method comprises the following steps:
(5) the subway operator acquires the two-dimensional code displayed by the mobile terminal, reads the information of the two-dimensional code, verifies the legality of the industry data and the industry signature in the two-dimensional code, and if the two-dimensional code is illegal, refuses to release the two-dimensional code; if the travel information is legal, verifying the travel information, pushing the travel information to a third-party APP, making a request for payment, and transmitting user data, a user public key and a user signature in the two-dimensional code to the third-party APP;
(6) the third party APP verifies the received user data, the user signature and the user public key, if the verification is successful, the account is deducted, and a gate is opened for releasing; if the verification fails, the release is refused.
2. The rail transit mobile payment service-based two-dimensional code joint use method of claim 1, wherein the industry data in the step (2) further comprises an organization code, an industry data validity period and rail operator internal encryption data.
3. The two-dimension code joint use method based on the rail transit mobile payment service of claim 1, wherein the verification in the step (3) means to verify whether the user is registered in the rail transit operation system.
4. The rail transit mobile payment service-based two-dimensional code joint use method as claimed in claim 1, wherein the user data in step (4) comprises a user public key generated in a third party APP system, the generation time of the two-dimensional code and the validity period.
5. The two-dimension code joint use method based on the rail transit mobile payment service of claim 1, wherein in the step (4), after the third party APP obtains the industry data and the industry data key, the APP and the user data generated by the APP are assembled into the two-dimension code data according to an agreement format.
6. The two-dimension code joint use method based on the rail transit mobile payment service of claim 1, wherein the step of checking the validity of the two-dimension code in (5) means that the validity check of the industry data and the industry key in the two-dimension code is performed according to an agreed format.
7. A two-dimension code joint use system based on rail transit mobile payment service, which is characterized by comprising a memory, a processor and a computer program stored on the memory and capable of running on the processor, wherein the processor executes the program to realize the method as claimed in any one of claims 1 to 6.
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| CN112508575B (en) * | 2021-02-03 | 2021-05-18 | 八维通科技有限公司 | Subway passing brake payment method and system based on digital currency |
| CN113743924A (en) * | 2021-09-14 | 2021-12-03 | 中国银行股份有限公司 | Mobile phone two-dimensional code riding method and device |
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| CN108711206B (en) * | 2018-05-17 | 2021-11-30 | 腾讯科技（深圳）有限公司 | Gate control method, related equipment, system and storage medium |
| CN109766973A (en) * | 2018-12-17 | 2019-05-17 | 南京熊猫电子股份有限公司 | The two dimensional code of public transport AFC system mobile payment |
| CN109711501A (en) * | 2018-12-28 | 2019-05-03 | 优城（宁波）地铁科技有限公司 | One kind being used for urban track traffic two dimensional code application process system |
| CN109767207A (en) * | 2018-12-28 | 2019-05-17 | 优城（宁波）地铁科技有限公司 | One kind unifying signaling open platform system for urban track traffic |
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