CN110414967A - Mobile payment treating method and apparatus - Google Patents

Mobile payment treating method and apparatus Download PDF

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Publication number
CN110414967A
CN110414967A CN201910671694.4A CN201910671694A CN110414967A CN 110414967 A CN110414967 A CN 110414967A CN 201910671694 A CN201910671694 A CN 201910671694A CN 110414967 A CN110414967 A CN 110414967A
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China
Prior art keywords
service equipment
mobile terminal
information
identification information
cloud device
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CN201910671694.4A
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Chinese (zh)
Inventor
陈定三
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Wuxi Xiaojing Sharing Network Technology Co Ltd
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Wuxi Xiaojing Sharing Network Technology Co Ltd
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Priority to CN201910671694.4A priority Critical patent/CN110414967A/en
Publication of CN110414967A publication Critical patent/CN110414967A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F13/00Coin-freed apparatus for controlling dispensing or fluids, semiliquids or granular material from reservoirs

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application proposes a kind of mobile payment treating method and apparatus, wherein, method includes: the facility information by the identification information and service equipment that obtain mobile terminal, it is verified according to identification information and facility information, to determine that mobile terminal has the access right to service equipment, operating instruction is sent to service equipment;Operating instruction sends operation information for running respective operations when receiving user operation instruction, and in end of run, obtains the operation information that service equipment is sent, interacted according to operation information with mobile terminal to execute payment flow.This method obtains the operation information that service equipment is sent by cloud device, to control mobile terminal execution payment flow according to operation information, solving the water intaking of fetching water or swipe the card of manual toll collection in the prior art causes user to fetch water not convenient technical problem, improve the convenience of user self-help water intaking and the usage experience of user.

Description

Mobile payment treating method and apparatus
Technical field
This application involves field of terminal technology more particularly to a kind of mobile payment treating method and apparatus.
Background technique
With the increasingly raising of people's living standard, the requirement to drinking water is also higher and higher.Survey data shows have Requirement of 68% crowd to drinking water is not only to quench one's thirst, but focuses more on quality and health, and the country drinks market for water and attracts The high-end epoch.The drinking-water such as self-service water purifier, direct drinking fountain, boiled water machine for crowds' close quarters such as community, school, market Equipment also arises, and is expanded with great speed in the whole nation.
But existing drinking equipment mostly uses greatly cash or the mode swiped the card to charge in water intaking, so that with Family, which must carry cash or water intaking card, can just buy water, bring certain inconvenience to user's water intaking, user is caused to use It experiences poor.
Summary of the invention
The application is intended to solve at least some of the technical problems in related technologies.
The application proposes a kind of mobile payment treating method and apparatus, solve in the prior art manual toll collection water intaking or Water intaking of swiping the card causes user to fetch water not convenient technical problem, improves the convenience of user self-help water intaking and making for user With experience.
The application first aspect embodiment proposes a kind of mobile payment processing method, comprising:
Obtain the identification information of mobile terminal and the facility information of service equipment;
It is verified according to identification information and facility information, to determine that mobile terminal has the right to use to service equipment Limit;
Operating instruction is sent to service equipment;Operating instruction is used to run corresponding behaviour when receiving user operation instruction Make, and sends operation information in end of run;
The operation information that service equipment is sent is obtained, is interacted according to operation information with mobile terminal to execute payment flow.
As the first possible implementation of the embodiment of the present application, the identification information and service for obtaining mobile terminal are set Standby facility information, comprising:
Identification information and facility information are obtained from service equipment;
Wherein, identification information is to be shown by mobile terminal, and input operation in response to user by service equipment and get 's;Facility information is that service equipment stores.
As second of possible implementation of the embodiment of the present application, the identification information and service for obtaining mobile terminal are set Standby facility information, comprising:
From acquisition for mobile terminal identification information and facility information;
Wherein, identification information is that mobile terminal stores;Facility information is that mobile scanning terminal service equipment provides Identification code, identification marking code obtain.
As the third possible implementation of the embodiment of the present application, this method, further includes:
According to identification information and facility information, remaining sum is supplemented in inquiry with money;
It determines and supplements remaining sum with money greater than threshold value, it is determined that mobile terminal has the access right to service equipment.
The mobile payment processing method of the embodiment of the present application, by the identification information and service equipment that obtain mobile terminal Facility information is verified according to identification information and facility information, to determine that mobile terminal has the right to use to service equipment Limit sends operating instruction to service equipment;Operating instruction, for running respective operations when receiving user operation instruction, and Operation information is sent in end of run, the operation information that service equipment is sent is obtained, is interacted according to operation information with mobile terminal To execute payment flow.This method obtains the operation information that service equipment is sent by cloud device, according to operation information control Mobile terminal execution payment flow processed, solving manual toll collection water intaking or water intaking of swiping the card in the prior art leads to user's water intaking not Convenient technical problem improves the convenience of user self-help water intaking and the usage experience of user.
The application second aspect embodiment proposes a kind of mobile payment processing method, comprising:
Receive the operating instruction that cloud device is sent;Wherein, operating instruction is mark of the cloud device according to mobile terminal The facility information of information and service equipment is verified, and determines transmission when mobile terminal has the access right to service equipment 's;
The operation for receiving user controls the service equipment and runs corresponding operation;
End of run sends operation information to cloud device;Wherein, operation information is believed for cloud device according to operation Breath is interacted with mobile terminal to execute payment flow.
As the first possible implementation of the embodiment of the present application, receive operating instruction that cloud device is sent it Before, further includes:
In response to user's operation, identification information is obtained;
Read the facility information of storage;
Identification information and facility information are sent to cloud device.
As second of possible implementation of the embodiment of the present application, service equipment is for providing drinking-water service;Operation Information, including water.
The mobile payment processing method of the embodiment of the present application, the operating instruction sent by receiving cloud device, wherein fortune Row instruction, is that cloud device is verified according to the identification information of mobile terminal and the facility information of service equipment, determines movement What terminal was sent when having to the access right of service equipment;The operation of user is received, control service equipment runs corresponding behaviour Make;End of run sends operation information to cloud device;Wherein, operation information, for cloud device according to the operation information It is interacted with mobile terminal to execute payment flow.This method is referred to by service equipment according to the operation that cloud device is sent is received It enables, control service equipment operation, and operation information is sent to cloud device, to control mobile terminal execution according to operation information Payment flow, solving the water intaking of fetching water or swipe the card of manual toll collection in the prior art causes user's not convenient technology of fetching water to be asked Topic improves the convenience of user self-help water intaking and the usage experience of user.
The application third aspect embodiment proposes a kind of mobile payment processing unit, comprising:
Module is obtained, for obtaining the identification information of mobile terminal and the facility information of service equipment;
Correction verification module, for being verified according to identification information and facility information, to determine that mobile terminal has to service The access right of equipment;
Control module, for sending operating instruction to service equipment;Operating instruction, for receiving user operation instruction Shi Yunhang respective operations, and operation information is sent in end of run;
Payment module, for obtaining the operation information of service equipment transmission, interacted according to operation information with mobile terminal with Execute payment flow.
The mobile payment processing unit of the embodiment of the present application, by the identification information and service equipment that obtain mobile terminal Facility information is verified according to identification information and facility information, to determine that mobile terminal has the right to use to service equipment Limit sends operating instruction to service equipment;Operating instruction, for running respective operations when receiving user operation instruction, and Operation information is sent in end of run, the operation information that service equipment is sent is obtained, is interacted according to operation information with mobile terminal To execute payment flow.This method obtains the operation information that service equipment is sent by cloud device, according to operation information control Mobile terminal execution payment flow processed, solving manual toll collection water intaking or water intaking of swiping the card in the prior art leads to user's water intaking not Convenient technical problem improves the convenience of user self-help water intaking and the usage experience of user.
The application fourth aspect embodiment proposes a kind of mobile payment processing unit, comprising:
Receiving module, for receiving the operating instruction of cloud device transmission;Wherein, operating instruction is cloud device according to The identification information of mobile terminal and the facility information of service equipment are verified, and determining that mobile terminal has makes service equipment It is sent when with permission;
Control module, for receiving the operation of user, control service equipment runs corresponding operation;
Sending module is used for end of run, sends operation information to cloud device;Wherein, operation information is set for cloud It is standby to be interacted according to operation information with mobile terminal to execute payment flow.
The mobile payment processing unit of the embodiment of the present application, the operating instruction sent by receiving cloud device, wherein fortune Row instruction, is that cloud device is verified according to the identification information of mobile terminal and the facility information of service equipment, determines movement What terminal was sent when having to the access right of service equipment;The operation of user is received, control service equipment runs corresponding behaviour Make;End of run sends operation information to cloud device;Wherein, operation information, for cloud device according to the operation information It is interacted with mobile terminal to execute payment flow.This method is referred to by service equipment according to the operation that cloud device is sent is received It enables, control service equipment operation, and operation information is sent to cloud device, to control mobile terminal execution according to operation information Payment flow, solving the water intaking of fetching water or swipe the card of manual toll collection in the prior art causes user's not convenient technology of fetching water to be asked Topic improves the convenience of user self-help water intaking and the usage experience of user.
The 5th aspect embodiment of the application proposes a kind of cloud device, including memory, processor and is stored in storage On device and the computer program that can run on a processor, when processor executes program, realize as in first aspect embodiment Mobile payment processing method.
The 6th aspect embodiment of the application proposes a kind of service equipment, including memory, processor and is stored in storage On device and the computer program that can run on a processor, when processor executes program, realize as in second aspect embodiment Mobile payment processing method.
The 7th aspect embodiment of the application proposes a kind of payment system, comprising: such as the cloud device in above-described embodiment; Such as the service equipment and mobile terminal in above-described embodiment.
The application eighth aspect embodiment proposes a kind of non-transitorycomputer readable storage medium, is stored thereon with meter Calculation machine program realizes the mobile payment processing method such as first aspect embodiment when the program is executed by processor, alternatively, realizing Such as the mobile payment processing method of second aspect embodiment.
The additional aspect of the application and advantage will be set forth in part in the description, and will partially become from the following description It obtains obviously, or recognized by the practice of the application.
Detailed description of the invention
The application is above-mentioned and/or additional aspect and advantage will become from the following description of the accompanying drawings of embodiments Obviously and it is readily appreciated that, in which:
Fig. 1 is the flow diagram for the mobile payment processing method that the embodiment of the present application one provides;
Fig. 2 is the flow diagram for the mobile payment processing method that the embodiment of the present application two provides;
Fig. 3 is the flow diagram for the mobile payment processing method that the embodiment of the present application three provides;
Fig. 4 is the structural schematic diagram for the mobile payment processing unit that the embodiment of the present application four provides;
Fig. 5 is the structural schematic diagram for the mobile payment processing unit that the embodiment of the present application five provides.
Specific embodiment
Embodiments herein is described below in detail, examples of the embodiments are shown in the accompanying drawings, wherein from beginning to end Same or similar label indicates same or similar element or element with the same or similar functions.Below with reference to attached The embodiment of figure description is exemplary, it is intended to for explaining the application, and should not be understood as the limitation to the application.
For causing user's water intaking inconvenient using traditional manual toll collection water intaking or water intaking of swiping the card in the prior art, make With poor technical problem is experienced, present applicant proposes a kind of mobile payment processing methods, by the mark for obtaining mobile terminal The facility information of information and service equipment, is verified according to identification information and facility information, with determine mobile terminal have pair The access right of service equipment sends operating instruction to service equipment;Operating instruction, for when receiving user operation instruction Respective operations are run, and send operation information in end of run, the operation information that service equipment is sent are obtained, according to operation information It is interacted with mobile terminal to execute payment flow.
Below with reference to the accompanying drawings the mobile payment treating method and apparatus of the embodiment of the present application is described.
Fig. 1 is the flow diagram for the mobile payment processing method that the embodiment of the present application one provides.
As shown in Figure 1, the mobile payment processing method, is executed by cloud device, specifically includes the following steps:
Step 101, the identification information of mobile terminal and the facility information of service equipment are obtained.
Wherein, mobile terminal can have various behaviour for mobile phone, tablet computer, personal digital assistant, wearable device etc. Make the hardware device of system, touch screen and/or display screen.Service equipment can be drinking equipment, for providing drinking-water service.
In the embodiment of the present application, the identification information for the mobile terminal that cloud device is got and the equipment letter of service equipment Breath, can obtain from service equipment, can also be from acquisition for mobile terminal, and the application is herein with no restrictions.Wherein, identification information, It can be the identification code that mobile terminal generates at random, or be the preset nCr code of mobile terminal;Facility information, can Equipment Serial Number or the equipment mark code etc. of thinking service equipment can be used for the information of unique identification equipment.
As a kind of possible implementation, cloud device can get identification information and equipment letter from service equipment Breath.Specifically, it before user carries out demand operation by service equipment, first has to infuse in mobile terminal register account number in user After volume account succeeds and clicks demand key, which is automatically assigned to a unique identification information or generates one at random A identification information, and by the identification-information reporting to cloud device, while showing the identification information.User is raw according to mobile terminal At identification information, service equipment input interface input identification information, service equipment in response to user input operation obtain The identification information that will acquire after getting identification information and the facility information of itself storage are uploaded to cloud device, so that cloud End equipment can get identification information and facility information from service equipment.
As an example, when user is fetched water using purifier, user's registration, note can be carried out in mobile terminal in advance After volume success when user clicks water intaking demand, mobile terminal automatically generates random identification information, and will be on the identification information It reaches cloud device and is shown in the display interface of mobile terminal, and then user can pass through the modes such as manual or voice The identification information that mobile terminal generates is input to purifier, so that purifier, which inputs operation in response to user, gets mark Know information.
As alternatively possible implementation, cloud device can also be from acquisition for mobile terminal to identification information and equipment Information.Specifically, user is by after mobile terminal carries out user's registration, the mark that is provided by mobile scanning terminal service equipment Know code, the facility information that can be carried with identification marking code.As a result, after acquisition for mobile terminal to facility information, it will acquire Facility information and unique identification information of itself storage are uploaded to cloud device, so that cloud device is from acquisition for mobile terminal To identification information and facility information.
Step 102, it is verified according to identification information and facility information, to determine that mobile terminal has to service equipment Access right.
In the embodiment of the present application, cloud device get mobile terminal identification information and service equipment facility information it Afterwards, identification information and facility information are verified, to determine mobile terminal specifically to the access right of service equipment.
As a kind of possible implementation, when cloud device gets the identification information of mobile terminal from service equipment When with the facility information of service equipment, cloud device will be got from service equipment mobile terminal identification information and it is mobile eventually The identification information of end active reporting carries out matching verification, to determine whether the mobile terminal has the right to use of the service equipment Limit.
As alternatively possible implementation, when cloud device gets the mark letter of mobile terminal from mobile terminal Breath and service equipment facility information when, cloud device by from acquisition for mobile terminal to facility information and service equipment active on The facility information of report carries out matching verification, to determine whether the mobile terminal has the access right of the service equipment.
Cloud device, which tests to identification information and facility information, can generate two different situations, specific as follows:
As a kind of possible situation, after cloud device verifies the identification information and facility information that get, really Determine user to have no right through mobile terminal using after service equipment, can in mobile terminal or service equipment display reminding information, To remind user to have no right using service equipment.
As alternatively possible situation, after cloud device verifies the identification information and facility information that get, Successful match continues to execute step 103 after determining that user has the permission for using service equipment by mobile terminal.
Step 103, operating instruction is sent to service equipment.
Wherein, operating instruction is sent for running respective operations when receiving user operation instruction, and in end of run Operation information.
In the embodiment of the present application, cloud device verifies the identification information and facility information that get, determines movement After terminal has to the access right of service equipment, cloud device sends operating instruction to service equipment, to determine service equipment In the operation for receiving user, corresponding operation can be run according to the wish of user, and after end of run, control service Equipment sends operation information to cloud device.For example, operation information, can be the water yield of service equipment.
For example, if cloud device sends the operating instruction of water intaking to service equipment, service equipment receives operation After instruction, in the water intaking operation for receiving user's execution, control service equipment water outlet.Meanwhile the metering module of service equipment Water yield is monitored, is sent to cloud device for water yield as operation information.
Step 104, the operation information that service equipment is sent is obtained, is interacted according to operation information with mobile terminal to execute branch Pay process.
In the embodiment of the present application, corresponding payment flow can be executed by the payment software of mobile terminal, can also led to Cross the corresponding payment flow of account relevant with service equipment execution that user registers in mobile terminal.
As the first possible implementation, after service equipment executes corresponding operation, by being communicated with cloud device Communication module operation information is sent to cloud device, after cloud device receives the operation information of service equipment transmission, root The corresponding amount of money of water yield is calculated according to operation information, and the corresponding amount of money is sent to mobile terminal, so that user is in movement The corresponding amount of money is directly deducted in the account balance relevant to service equipment of endpoint to register.
As second of possible implementation, cloud device calculates the corresponding amount of money of water yield according to operation information, and The corresponding amount of money is sent to mobile terminal, so that when mobile terminal jumps to the Third-party payment software of itself installation, Pay the corresponding amount of money.
As the third possible implementation, cloud device will calculate the corresponding amount of money of water yield according to operation information Afterwards, the corresponding amount of money is sent to the display interface of service equipment, so that user showed according to service equipment display interface The amount of money passes through mobile terminal execution payment flow.
It should be noted that service equipment can use there are many communication modes between service equipment and cloud device The communication modules such as bluetooth, wifi and mobile terminal carry out direct-connected communication, and then operation information is sent to cloud by mobile terminal, with Realize the communication between service equipment and cloud device;Service equipment can also be realized by way of wire communication, may be used also To realize through wireless communication, in the present embodiment herein with no restrictions.
For example, the wireless communication between service equipment and cloud device, can be radio communication and radio frequency identification (Radio Frequency Identification, abbreviation RFID) etc. the communication of electromagnetic couplings/induction mode.For example, service equipment can be adopted With narrowband Internet of Things (Narrow Band Internet of Things, abbreviation NB-IoT), Generation Mobile Telecommunication System technology (2- Generation Mobile Technology, abbreviation 2G), fourth generation mobile communication technology (The 4th Generation Mobile Communication Technology, abbreviation 4G), the 5th third-generation mobile communication technology (5th-Generation, letter Claim 5G) etc. directly carried out wireless communication with cloud device;Or service equipment uses purple-bee technology (zigbee), remote-wireless After the networkings such as the communication technology (Long Range Radio, referred to as, LoRa), by single network access point and cloud device into Row communication, etc..
The mobile payment processing method of the embodiment of the present application, by the identification information and service equipment that obtain mobile terminal Facility information is verified according to identification information and facility information, to determine that mobile terminal has the right to use to service equipment Limit sends operating instruction to service equipment;Operating instruction for controlling service equipment operation, and sends operation information, obtains clothes The operation information that equipment of being engaged in is sent, interacts according to operation information with mobile terminal to execute payment flow.This method passes through cloud Equipment obtains the operation information that service equipment is sent, and to control mobile terminal execution payment flow according to operation information, solves Manual toll collection water intaking of fetching water or swipe the card in the prior art causes user to fetch water not convenient technical problem, improves user self-help The convenience of water intaking and the usage experience of user.
As an example, if service equipment is water purifier, when user carries out demand operation using water purifier, such as only Water, water intaking etc. can be registered in mobile terminal in advance, mobile when user clicks self-demand operation after succeeding in registration Terminal automatically generates random identification information, and the identification information is uploaded to cloud device and in the display interface of mobile terminal It is shown, and then the identification information that mobile terminal generates can be input to water purification by modes such as manual or voices by user Device, so that water purifier, which inputs operation in response to user, gets identification information.
Further, cloud device by the identification information of the mobile terminal got from water purifier and mobile terminal actively The identification information reported is matched, successful match, after determining that user has the permission for using water purifier by mobile terminal, cloud End equipment sends operating instruction to water purifier, to determine that water purifier, can be according to the meaning of user in the operation for receiving user It is willing to run corresponding operation, and after end of run, control water purifier is by the communication module that communicates with cloud device to cloud Equipment sends operation information.
After cloud device receives the operation information of water purifier transmission, the corresponding gold of water yield is calculated according to operation information Volume, and the corresponding amount of money is sent to mobile terminal, so that the account relevant to service equipment that user registers in mobile terminal The corresponding amount of money is directly deducted in the remaining sum of family, alternatively, when mobile terminal jumps to the Third-party payment software of itself installation, branch The corresponding amount of money is paid, alternatively, sending out the corresponding amount of money after cloud device will calculate the corresponding amount of money of water yield according to operation information It send to the display interface of service equipment, so that user is held according to the amount of money that service equipment display interface is shown by mobile terminal Row payment flow.
On the basis of the above embodiments, as a kind of possible implementation, can be believed according to identification information and equipment Remaining sum is supplemented in breath, inquiry with money, is supplemented remaining sum with money with basis and is determined whether mobile terminal has the access right to service equipment.It ties below It closes embodiment two to describe to the above process in detail, Fig. 2 is the mobile payment processing method that the embodiment of the present application two provides Flow diagram.
As shown in Fig. 2, the mobile payment processing method may comprise steps of:
Step 201, according to identification information and facility information, remaining sum is supplemented in inquiry with money.
In the embodiment of the present application, cloud device gets the identification information of mobile terminal and the facility information of service equipment Afterwards, according to identification information and facility information, inquire in the corresponding mobile terminal of identification information that login account is corresponding to supplement remaining sum with money.
Step 202, judgement supplements whether remaining sum is greater than threshold value with money.
Wherein, threshold value, refer to it is preset, for determining that mobile terminal has filling to the access right of service equipment It is worth remaining sum minimum value.
In the embodiment of the present application, cloud device gets that mobile terminal is corresponding supplement remaining sum with money after, remaining sum is supplemented in judgement, which with money, is It is no to be greater than threshold value, to determine whether mobile terminal has the access right to service equipment.
As a kind of possible situation, cloud device gets that mobile terminal is corresponding supplement remaining sum with money after, judgement is supplemented with money remaining Volume is less than or equal to threshold value, thens follow the steps 203.
As alternatively possible situation, cloud device gets that mobile terminal is corresponding supplement remaining sum with money after, judgement is supplemented with money Remaining sum is greater than threshold value, thens follow the steps 204.
Step 203, it determines and supplements remaining sum with money less than or equal to threshold value, it is determined that mobile terminal does not have and makes to service equipment Use permission.
In the embodiment of the present application, when cloud device determines that supplementing remaining sum with money is less than or equal to threshold value, in this case, Ke Nengchong It is less to be worth remaining sum, is not enough to pay the corresponding minimum dollar amount of user's operation, can determine that mobile terminal does not have to service equipment Access right.
It should be noted that cloud device determines when supplementing remaining sum with money less than or equal to threshold value, it is less to supplement remaining sum with money, is not enough to When the corresponding minimum dollar amount of delivery operation, cloud device can push prompt information to mobile terminal, or in service equipment Display interface shows the prompt informations such as Sorry, your ticket has not enough value, and to remind user to supplement with money, Sorry, your ticket has not enough value, supplements with money in time, to avoid user is influenced Normal operating.
Step 204, it determines and supplements remaining sum with money greater than threshold value, it is determined that mobile terminal has the access right to service equipment.
In the embodiment of the present application, when cloud device determines that supplementing remaining sum with money is greater than threshold value, in this case, foot can have been determined Enough remaining sums of supplementing with money are fetched water for user, at this point, determining that mobile terminal has the access right to service equipment.
The mobile payment processing method of the present embodiment is believed by cloud device according to the identification information and equipment got Remaining sum is supplemented in breath, inquiry with money, is determined and is supplemented remaining sum with money greater than threshold value, it is determined that mobile terminal has the access right to service equipment. When this method supplements remaining sum with money greater than threshold value by determining, determines that mobile terminal has the access right to service equipment, avoid Sorry, your ticket has not enough value leads to unsuccessful problem of fetching water due to supplementing with money when user fetches water, and improves the usage experience of user.
In order to realize above-described embodiment, the application also proposed a kind of mobile payment processing method, referring to embodiment three, figure The flow diagram of the 3 mobile payment processing methods provided for the embodiment of the present application three.
As shown in figure 3, the mobile payment processing method, is executed by service equipment, specifically includes the following steps:
Step 301, the operating instruction that cloud device is sent is received.
Wherein, operating instruction is cloud device according to the facility information of the identification information of mobile terminal and service equipment into Row verification is determined and is sent when mobile terminal has to the access right of service equipment.
In the embodiment of the present application, when user carries out demand operation using service equipment, control is taken in the terminal first The registration user information such as application program or public platform of equipment of being engaged in, after succeeding in registration and clicking demand key, mobile terminal A unique identification information can be automatically assigned to or generate an identification information at random, and by the identification-information reporting to cloud Equipment, while showing the identification information.The identification information that user shows mobile terminal inputs service equipment, service equipment response In user's operation, identification information is got.In turn, it after service equipment reads the facility information of itself storage, is sent out to cloud device Send identification information and facility information.
After equipment gets the identification information and facility information of service equipment transmission beyond the clouds, according to the mark of mobile terminal The facility information of information and service equipment is verified, when determining that mobile terminal has the access right to service equipment, to clothes Equipment of being engaged in sends operating instruction, so that service equipment can receive the operating instruction of cloud device transmission.
Step 302, the operation of user is received, control service equipment runs corresponding operation.
In the embodiment of the present application, after service equipment receives the operating instruction of cloud device transmission, receiving user's When operation, corresponding operation can be run according to the wish of user.For example, can control service equipment provides drinking-water service.
Step 303, end of run sends operation information to cloud device.
Wherein, operation information is interacted for cloud device according to operation information with mobile terminal to execute payment flow.
In the embodiment of the present application, service equipment receives the operation of user, executes corresponding operation, and in end of run Afterwards, operation information is sent to cloud device, for example, the water of user's water intaking, so that cloud device is according to the operation received Information calculates the corresponding water intaking amount of money.
For example, if service equipment is when receiving user's execution water intaking operation, control service equipment water outlet, together When, the metering module of service equipment monitors water yield, is sent to cloud device for water yield as operation information.
The mobile payment processing method of the embodiment of the present application, the operating instruction sent by receiving cloud device, receives and uses The operation at family, control service equipment run corresponding operation, and end of run sends operation information to cloud device.Wherein, it runs Information is interacted for cloud device according to operation information with mobile terminal to execute payment flow.This method passes through service equipment The operating instruction sent according to cloud device is received, control service equipment operation, and operation information is sent to cloud device, with Mobile terminal execution payment flow is controlled according to operation information, solves manual toll collection water intaking or water intaking of swiping the card in the prior art Cause user to fetch water not convenient technical problem, improves the convenience of user self-help water intaking and the usage experience of user.
In order to realize above-described embodiment, the application also proposes a kind of mobile payment processing unit.
Fig. 4 is the structural schematic diagram for the mobile payment processing unit that the embodiment of the present application four provides.
As shown in figure 4, the mobile payment processing unit 100 includes: to obtain module 110, correction verification module 120, control module 130 and payment module 140.
Module 110 is obtained, for obtaining the identification information of mobile terminal and the facility information of service equipment.
Correction verification module 120, for being verified according to identification information and facility information, to determine that mobile terminal has to clothes The access right for equipment of being engaged in.
Control module 130, for sending operating instruction to service equipment;Operating instruction, for receiving user's operation Respective operations are run when instruction, and send operation information in end of run.
Payment module 140 is interacted according to operation information with mobile terminal for obtaining the operation information of service equipment transmission To execute payment flow.
As a kind of possible implementation, module 110 is obtained, is also used to:
Identification information and facility information are obtained from service equipment;Wherein, identification information, be shown by mobile terminal, and by Service equipment inputs what operation was got in response to user;Facility information is that service equipment stores.
As alternatively possible implementation, module 110 is obtained, is also used to:
From acquisition for mobile terminal identification information and facility information;
Wherein, identification information is that mobile terminal stores;Facility information is that mobile scanning terminal service equipment provides Identification code, identification marking code obtain.
As alternatively possible implementation, correction verification module 120 is also used to:
According to identification information and facility information, remaining sum is supplemented in inquiry with money;It determines and supplements remaining sum with money greater than threshold value, it is determined that is mobile whole Hold the access right having to service equipment.
It should be noted that the aforementioned explanation to mobile payment processing method embodiment is also applied for the embodiment Mobile payment processing unit, details are not described herein again.
The mobile payment processing unit of the embodiment of the present application, by the identification information and service equipment that obtain mobile terminal Facility information is verified according to identification information and facility information, to determine that mobile terminal has the right to use to service equipment Limit sends operating instruction to service equipment;Operating instruction, for running respective operations when receiving user operation instruction, and Operation information is sent in end of run, the operation information that service equipment is sent is obtained, is interacted according to operation information with mobile terminal To execute payment flow.This method obtains the operation information that service equipment is sent by cloud device, according to operation information control Mobile terminal execution payment flow processed, solving manual toll collection water intaking or water intaking of swiping the card in the prior art leads to user's water intaking not Convenient technical problem improves the convenience of user self-help water intaking and the usage experience of user.
In order to realize above-described embodiment, the application also proposes another mobile payment processing unit, sees embodiment five.
Fig. 5 is the structural schematic diagram for the mobile payment processing unit that the embodiment of the present application five provides.
As shown in figure 5, the mobile payment processing unit 200 includes: receiving module 210, control module 220 and transmission mould Block 230.
Receiving module 210, for receiving the operating instruction of cloud device transmission;Wherein, operating instruction is cloud device root It is verified according to the identification information of mobile terminal and the facility information of service equipment, determines that mobile terminal has to service equipment It is sent when access right.
Control module 220, for receiving the operation of user, control service equipment runs corresponding operation.
Sending module 230 is used for end of run, sends operation information to cloud device;Wherein, operation information is used for cloud End equipment is interacted according to operation information with mobile terminal to execute payment flow.
As a kind of possible implementation, mobile payment processing unit 200, further includes:
Module is obtained, for obtaining identification information in response to user's operation.
Read module, for reading the facility information of storage.
Sending module 230 is also used to send identification information and facility information to cloud device.
As alternatively possible implementation, service equipment is for providing drinking-water service;Operation information, including water.
The mobile payment processing unit of the embodiment of the present application, the operating instruction sent by receiving cloud device, wherein fortune Row instruction, is that cloud device is verified according to the identification information of mobile terminal and the facility information of service equipment, determines movement What terminal was sent when having to the access right of service equipment;The operation of user is received, control service equipment runs corresponding behaviour Make;End of run sends operation information to cloud device;Wherein, operation information, for cloud device according to the operation information It is interacted with mobile terminal to execute payment flow.This method is referred to by service equipment according to the operation that cloud device is sent is received It enables, control service equipment operation, and operation information is sent to cloud device, to control mobile terminal execution according to operation information Payment flow, solving the water intaking of fetching water or swipe the card of manual toll collection in the prior art causes user's not convenient technology of fetching water to be asked Topic improves the convenience of user self-help water intaking and the usage experience of user.
In order to realize above-described embodiment, the application also proposes a kind of cloud device, including memory, processor and is stored in On memory and the computer program that can run on a processor, when the processor executes described program, such as embodiment is realized Mobile payment processing method described in one.
In order to realize above-described embodiment, the application also proposes a kind of service equipment, including memory, processor and is stored in On memory and the computer program that can run on a processor, when the processor executes described program, such as above-mentioned reality is realized Apply mobile payment processing method described in example.
In order to realize above-described embodiment, the application also proposes a kind of payment system, comprising: such as above-mentioned as described in the examples Cloud device;Such as above-mentioned service equipment as described in the examples and mobile terminal.
In order to realize above-described embodiment, the application also proposes a kind of non-transitorycomputer readable storage medium, deposits thereon Computer program is contained, the mobile payment processing side as described in first aspect embodiment is realized when which is executed by processor Method, alternatively, realizing the mobile payment processing method as described in second aspect embodiment.
In the description of this specification, reference term " one embodiment ", " some embodiments ", " example ", " specifically show The description of example " or " some examples " etc. means specific features, structure, material or spy described in conjunction with this embodiment or example Point is contained at least one embodiment or example of the application.In the present specification, schematic expression of the above terms are not It must be directed to identical embodiment or example.Moreover, particular features, structures, materials, or characteristics described can be in office It can be combined in any suitable manner in one or more embodiment or examples.In addition, without conflicting with each other, the skill of this field Art personnel can tie the feature of different embodiments or examples described in this specification and different embodiments or examples It closes and combines.
In addition, term " first ", " second " are used for descriptive purposes only and cannot be understood as indicating or suggesting relative importance Or implicitly indicate the quantity of indicated technical characteristic.Define " first " as a result, the feature of " second " can be expressed or Implicitly include at least one this feature.In the description of the present application, the meaning of " plurality " is at least two, such as two, three It is a etc., unless otherwise specifically defined.
Any process described otherwise above or method description are construed as in flow chart or herein, and expression includes It is one or more for realizing custom logic function or process the step of executable instruction code module, segment or portion Point, and the range of the preferred embodiment of the application includes other realization, wherein can not press shown or discussed suitable Sequence, including according to related function by it is basic simultaneously in the way of or in the opposite order, Lai Zhihang function, this should be by the application Embodiment person of ordinary skill in the field understood.
Expression or logic and/or step described otherwise above herein in flow charts, for example, being considered use In the order list for the executable instruction for realizing logic function, may be embodied in any computer-readable medium, for Instruction execution system, device or equipment (such as computer based system, including the system of processor or other can be held from instruction The instruction fetch of row system, device or equipment and the system executed instruction) it uses, or combine these instruction execution systems, device or set It is standby and use.For the purpose of this specification, " computer-readable medium ", which can be, any may include, stores, communicates, propagates or pass Defeated program is for instruction execution system, device or equipment or the dress used in conjunction with these instruction execution systems, device or equipment It sets.The more specific example (non-exhaustive list) of computer-readable medium include the following: there is the electricity of one or more wirings Interconnecting piece (electronic device), portable computer diskette box (magnetic device), random access memory (RAM), read-only memory (ROM), erasable edit read-only storage (EPROM or flash memory), fiber device and portable optic disk is read-only deposits Reservoir (CDROM).In addition, computer-readable medium can even is that the paper that can print described program on it or other are suitable Medium, because can then be edited, be interpreted or when necessary with it for example by carrying out optical scanner to paper or other media His suitable method is handled electronically to obtain described program, is then stored in computer storage.
It should be appreciated that each section of the application can be realized with hardware, software, firmware or their combination.Above-mentioned In embodiment, software that multiple steps or method can be executed in memory and by suitable instruction execution system with storage Or firmware is realized.Such as, if realized with hardware in another embodiment, following skill well known in the art can be used Any one of art or their combination are realized: have for data-signal is realized the logic gates of logic function from Logic circuit is dissipated, the specific integrated circuit with suitable combinational logic gate circuit, programmable gate array (PGA), scene can compile Journey gate array (FPGA) etc..
Those skilled in the art are understood that realize all or part of step that above-described embodiment method carries It suddenly is that relevant hardware can be instructed to complete by program, the program can store in a kind of computer-readable storage medium In matter, which when being executed, includes the steps that one or a combination set of embodiment of the method.
It, can also be in addition, can integrate in a processing module in each functional unit in each embodiment of the application It is that each unit physically exists alone, can also be integrated in two or more units in a module.Above-mentioned integrated mould Block both can take the form of hardware realization, can also be realized in the form of software function module.The integrated module is such as Fruit is realized and when sold or used as an independent product in the form of software function module, also can store in a computer In read/write memory medium.
Storage medium mentioned above can be read-only memory, disk or CD etc..Although having been shown and retouching above Embodiments herein is stated, it is to be understood that above-described embodiment is exemplary, and should not be understood as the limit to the application System, those skilled in the art can be changed above-described embodiment, modify, replace and become within the scope of application Type.

Claims (13)

1. a kind of mobile payment processing method, which is characterized in that the described method includes:
Obtain the identification information of mobile terminal and the facility information of service equipment;
It is verified according to the identification information and the facility information, has with the determination mobile terminal and the service is set Standby access right;
Operating instruction is sent to the service equipment;The operating instruction, for the operation pair when receiving user operation instruction It should operate, and send operation information in end of run;
The operation information that the service equipment is sent is obtained, is interacted according to the operation information with the mobile terminal to execute branch Pay process.
2. mobile payment processing method according to claim 1, which is characterized in that the mark letter for obtaining mobile terminal The facility information of breath and service equipment, comprising:
The identification information and the facility information are obtained from the service equipment;
Wherein, the identification information is to be shown by the mobile terminal, and inputted and operated in response to user by the service equipment It gets;The facility information is that the service equipment stores.
3. mobile payment processing method according to claim 1, which is characterized in that the mark letter for obtaining mobile terminal The facility information of breath and service equipment, comprising:
From identification information and the facility information described in the acquisition for mobile terminal;
Wherein, the identification information is that the mobile terminal stores;The facility information is the mobile scanning terminal institute The identification code for stating service equipment offer, identifies what the identification code obtained.
4. mobile payment processing method according to claim 1-3, which is characterized in that the method also includes:
According to the identification information and the facility information, remaining sum is supplemented in inquiry with money;
Remaining sum is supplemented described in determination with money greater than threshold value, it is determined that the mobile terminal has the access right to the service equipment.
5. a kind of mobile payment processing method, which is characterized in that the described method includes:
Receive the operating instruction that cloud device is sent;Wherein, the operating instruction is the cloud device according to mobile terminal The facility information of identification information and service equipment is verified, and determines that the mobile terminal has the use to the service equipment It is sent when permission;
The operation for receiving user controls the service equipment and runs corresponding operation;
End of run, Xiang Suoshu cloud device send operation information;Wherein, the operation information, for cloud device according to institute Operation information is stated to interact with the mobile terminal to execute payment flow.
6. mobile payment processing method according to claim 5, which is characterized in that the fortune for receiving cloud device and sending Before row instruction, further includes:
In response to user's operation, the identification information is obtained;
Read the facility information of storage;
The identification information and the facility information are sent to the cloud device.
7. mobile payment processing method according to claim 5, which is characterized in that the service equipment is for providing drinking-water Service;
The operation information, including water.
8. a kind of mobile payment processing unit, which is characterized in that described device includes:
Module is obtained, for obtaining the identification information of mobile terminal and the facility information of service equipment;
Correction verification module, for being verified according to the identification information and the facility information, with the determination mobile terminal tool There is the access right to the service equipment;
Control module, for sending operating instruction to the service equipment;The operating instruction, for receiving user's operation Respective operations are run when instruction, and send operation information in end of run;
Payment module, the operation information sent for obtaining the service equipment are whole according to the operation information and the movement End interaction is to execute payment flow.
9. a kind of mobile payment processing unit, which is characterized in that described device includes:
Receiving module, for receiving the operating instruction of cloud device transmission;Wherein, the operating instruction is the cloud device It is verified according to the facility information of the identification information of mobile terminal and service equipment, determines that the mobile terminal has to described It is sent when the access right of service equipment;
Control module controls the service equipment and runs corresponding operation for receiving the operation of user;
Sending module, is used for end of run, and Xiang Suoshu cloud device sends operation information;Wherein, the operation information is used for cloud End equipment is interacted according to the operation information with the mobile terminal to execute payment flow.
10. a kind of cloud device, which is characterized in that on a memory and can be in processor including memory, processor and storage The computer program of upper operation when the processor executes described program, realizes the movement as described in any in claim 1-4 Payment processing method.
11. a kind of service equipment, which is characterized in that on a memory and can be in processor including memory, processor and storage The computer program of upper operation when the processor executes described program, realizes the movement as described in any in claim 5-7 Payment processing method.
12. a kind of payment system characterized by comprising cloud device as claimed in claim 15;As claim 16 institute The service equipment and mobile terminal stated.
13. a kind of non-transitorycomputer readable storage medium, is stored thereon with computer program, which is characterized in that the program The mobile payment processing method as described in any in claim 1-4 is realized when being executed by processor, alternatively, realizing as right is wanted Seek any mobile payment processing method in 5-7.
CN201910671694.4A 2019-07-24 2019-07-24 Mobile payment treating method and apparatus Pending CN110414967A (en)

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Citations (4)

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Publication number Priority date Publication date Assignee Title
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CN107103694A (en) * 2017-03-17 2017-08-29 崔俊新 Water dispenser management method and device based on internet
US20170286936A1 (en) * 2013-10-29 2017-10-05 Wal-Mart Stores, Inc. System and Method for Dispensing and Purchasing Fuel
CN107730733A (en) * 2017-11-16 2018-02-23 安徽亘达信息科技有限公司 A kind of water control system and its water quantity control method based on dynamic ID identification code

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20170286936A1 (en) * 2013-10-29 2017-10-05 Wal-Mart Stores, Inc. System and Method for Dispensing and Purchasing Fuel
CN105590371A (en) * 2016-01-15 2016-05-18 深圳市天谷方舟投资控股有限公司 User management system of movable water purifying system and movable water purifying system
CN107103694A (en) * 2017-03-17 2017-08-29 崔俊新 Water dispenser management method and device based on internet
CN107730733A (en) * 2017-11-16 2018-02-23 安徽亘达信息科技有限公司 A kind of water control system and its water quantity control method based on dynamic ID identification code

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