CN110363637A - A kind of financial discipline management method and device based on elasticity law pond - Google Patents

A kind of financial discipline management method and device based on elasticity law pond Download PDF

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Publication number
CN110363637A
CN110363637A CN201910578938.4A CN201910578938A CN110363637A CN 110363637 A CN110363637 A CN 110363637A CN 201910578938 A CN201910578938 A CN 201910578938A CN 110363637 A CN110363637 A CN 110363637A
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financial
discipline
pond
rule set
business
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熊庄
苏绥绥
常富洋
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Beijing Qilu Information Technology Co Ltd
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Beijing Qilu Information Technology Co Ltd
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Priority to CN201910578938.4A priority Critical patent/CN110363637A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof

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  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Accounting & Taxation (AREA)
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  • Economics (AREA)
  • Development Economics (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of financial discipline management method, device, electronic equipment and computer readable storage mediums based on elasticity law pond.The described method includes: establishing financial discipline pond, the financial discipline pond includes multiple financial disciplines, the intensity of financial business is acted on according to financial discipline, each financial discipline in the financial discipline pond is collected at least two rule sets, market environment parameter is set according to the market demand degree of the financial business, automatically select rule set from the financial discipline pond according to the market environment parameter and is applied to the financial business.The present invention can automatically determine the financial discipline applied to financial business according to the market demand degree of financial business, reduce the workload of business personnel, improve work efficiency.

Description

A kind of financial discipline management method and device based on elasticity law pond
Technical field
The present invention relates to computer information processing fields, advise in particular to a kind of finance based on elasticity law pond Then management method, device, electronic equipment and computer readable storage medium.
Background technique
With the fast development of the network information technology, internet finance is also applied to work and life etc. more and more widely Many scenes.The bank or financial institution of many offer credit services are provided on financial market, while being opened up under each family Credit product is dazzling, to meet the needs of different clients.
Currently, each credit agency is before providing credit service for client, it usually needs determine whether the client meets credit Condition.For example, some financial disciplines can be arranged correspondingly to judge whether client has credit qualification in credit agency.
It is appreciated that the corresponding financial discipline of corresponding credit service can also generate in the case where market environment difference Variation is to adapt to market.
However, at least there are the following problems in the prior art for inventor's discovery during realizing inventive concept, that is, When in the prior art, in face of market environment variation, it usually needs business personnel artificially resets new financial discipline, work Make cumbersome, inefficiency.
Summary of the invention
Present invention seek to address that business personnel needs artificially to reset new financial discipline to face in the prior art The problem of market environment variation, intricate operation, inefficiency.
In order to solve the above-mentioned technical problem, first aspect present invention proposes a kind of financial discipline pipe based on elasticity law pond Reason method characterized by comprising establish financial discipline pond, the financial discipline pond includes multiple financial disciplines, according to finance Acting rules collect each financial discipline in the financial discipline pond at least two rule sets in the intensity of financial business In, market environment parameter is set according to the market demand degree of the financial business, according to the market environment parameter from the gold Melt and automatically selects rule set in regular pond and be applied to the financial business.
A preferred embodiment of the invention, the intensity that financial business is acted on according to financial discipline will It includes: setting or each financial discipline of calculating that each financial discipline in the financial discipline pond, which is collected at least two rule sets, Intensity value sets the intensity value range of rule set, according to the intensity value of the financial discipline and the intensity value model of the rule set It encloses, each financial discipline in the financial discipline pond is collected at least two rule sets.
A preferred embodiment of the invention, it is described according to the market environment parameter from the financial discipline pond In automatically select rule set and be applied to the financial business, comprising: according to the market environment parameter determine needed for rule set Quantity, automatically selected from the financial discipline pond based on the quantity rule set of respective numbers and be applied to the finance Business.
A preferred embodiment of the invention, it is described to be selected automatically from the financial discipline pond based on the quantity It selects the rule set of respective numbers and is applied to the financial business, comprising: will be described according to the intensity value range of the rule set Each rule set in financial pond carries out intensity sequence, selects institute from the financial discipline pond according to the descending sequence of intensity It states the rule set of quantity and is applied to the financial business.
A preferred embodiment of the invention, it is described according to the market environment parameter from the financial discipline pond In automatically select rule set and be applied to the financial business, comprising: at least one rule will be met in the selected rule set User then is determined as black list user.
A preferred embodiment of the invention, the intensity value and the rule set according to the financial discipline Intensity value range, each rule in the financial discipline pond is collected at least two rule sets, comprising: by the finance Financial discipline in regular pond with same intensity value is collected into a rule set, or will be met in the financial discipline pond The financial discipline of preset strength range is collected into a rule set.
A preferred embodiment of the invention, when the market environment parameter is the first parameter, needed for determining First quantity of rule set, when the market environment parameter is the second parameter, the second quantity of rule set needed for determining, In, it is better than the city of the financial business of second parameter characterization in the market demand degree of the financial business of first parameter characterization When field demand is spent, first quantity is less than second quantity.
In order to solve the above-mentioned technical problem, second aspect of the present invention proposes a kind of financial discipline pipe based on elasticity law pond Device is managed, which includes establishing module, collecting module, setting module and selecting module.Wherein, module is established for establishing gold Melt regular pond, the financial discipline pond includes multiple financial disciplines.Module is collected to be used for according to acting rules in financial business Intensity collects each financial discipline in the financial discipline pond at least two rule sets.Setting module is used for according to institute State the market demand degree setting market environment parameter of financial business.Selecting module is used for according to the market environment parameter from described Rule set is automatically selected in financial discipline pond and is applied to the financial business.
A preferred embodiment of the invention, the module that collects includes the first setup unit, the second setting list Member and collect unit.Wherein, the first setup unit is used to set or calculate the intensity value of each financial discipline.Second setup unit is used In the intensity value range of setting rule set.Collect unit for according to the financial discipline intensity value and the rule set it is strong Angle value range collects each financial discipline in the financial discipline pond at least two rule sets.
A preferred embodiment of the invention, it is described according to the market environment parameter from the financial discipline pond In automatically select rule set and be applied to the financial business, comprising: according to the market environment parameter determine needed for rule set Quantity, automatically selected from the financial discipline pond based on the quantity rule set of respective numbers and be applied to the finance Business.
A preferred embodiment of the invention, it is described to be selected automatically from the financial discipline pond based on the quantity It selects the rule set of respective numbers and is applied to the financial business, comprising: will be described according to the intensity value range of the rule set Each rule set in financial pond carries out intensity sequence, selects institute from the financial discipline pond according to the descending sequence of intensity It states the rule set of quantity and is applied to the financial business.
A preferred embodiment of the invention, it is described according to the market environment parameter from the financial discipline pond In automatically select rule set and be applied to the financial business, comprising: at least one rule will be met in the selected rule set User then is determined as black list user.
A preferred embodiment of the invention, the intensity value and the rule set according to the financial discipline Intensity value range, each rule in the financial discipline pond is collected at least two rule sets, comprising: by the finance Financial discipline in regular pond with same intensity value is collected into a rule set, or will be met in the financial discipline pond The financial discipline of preset strength range is collected into a rule set.
A preferred embodiment of the invention, when the market environment parameter is the first parameter, needed for determining First quantity of rule set, when the market environment parameter is the second parameter, the second quantity of rule set needed for determining, In, it is better than the city of the financial business of second parameter characterization in the market demand degree of the financial business of first parameter characterization When field demand is spent, first quantity is less than second quantity.
In order to solve the above-mentioned technical problem, third aspect present invention propose a kind of electronic equipment comprising processor and The memory of computer executable instructions is stored, the computer executable instructions when executed execute the processor The method stated.
In order to solve the above-mentioned technical problem, fourth aspect present invention proposes a kind of computer readable storage medium, this is described Computer-readable recording medium storage one or more program is realized when one or more of programs are executed by processor Above-mentioned method.
The finance applied to the financial business can be automatically determined according to the market demand degree of financial business due to the present invention Rule needs artificially to reset new financial discipline in face of market environment variation, work so as to solve business personnel Make cumbersome, the problem of inefficiency, realizes and mitigate business personnel's workload, improve the technical effect of working efficiency.
Detailed description of the invention
In order to keep technical problem solved by the invention, the technological means of use and the technical effect of acquirement clearer, Detailed description of the present invention specific embodiment below with reference to accompanying drawings.But it need to state, drawings discussed below is only this The attached drawing of the exemplary embodiment of invention, to those skilled in the art, without creative efforts, The attached drawing of other embodiments can be obtained according to these attached drawings.
Fig. 1 diagrammatically illustrates the financial discipline management method and dress according to an embodiment of the present invention based on elasticity law pond The application scenarios set.
Fig. 2 diagrammatically illustrates the stream of the financial discipline management method according to an embodiment of the present invention based on elasticity law pond Cheng Tu.
Fig. 3 A~3B diagrammatically illustrates the financial discipline management dress according to an embodiment of the present invention based on elasticity law pond The block diagram set.
Fig. 4 diagrammatically illustrates the structural block diagram of electronic equipment according to an embodiment of the present invention.
Fig. 5 diagrammatically illustrates the schematic diagram of computer-readable medium according to an embodiment of the present invention.
Specific embodiment
Exemplary embodiment of the present invention is more fully described with reference to the drawings, although each exemplary embodiment Can by it is a variety of it is specific in a manner of implement, but be not understood that the invention be limited to embodiment set forth herein.On the contrary, providing this A little exemplary embodiments are easily facilitated inventive concept being comprehensively communicated to ability to keep the contents of the present invention more complete The technical staff in domain.
Under the premise of meeting technical concept of the invention, the properity described in some specific embodiment, effect Fruit or other features can be integrated in any suitable manner in one or more other embodiments.
During the introduction for specific embodiment, the datail description to properity, effect or other features is In order to enable those skilled in the art to fully understand embodiment.But, it is not excluded that those skilled in the art can be Under specific condition, implement the present invention not contain the technical solution of above structure, performance, effect or other features.
Flow chart in attached drawing is only a kind of illustrative process demonstration, and not representing must include stream in the solution of the present invention All contents, operation and step in journey figure, also not representing must execute according to sequence shown in figure.For example, stream Operation/the step having in journey figure can decompose, and some operation/steps can merge or part merges, etc., not depart from this hair In the case where bright inventive concept, the execution sequence shown in flow chart can change according to the actual situation.
What the block diagram in attached drawing typicallyed represent is functional entity, might not be necessarily opposite with physically separate entity It answers.I.e., it is possible to realize these functional entitys using software form, or in one or more hardware modules or integrated circuit in fact These existing functional entitys, or these functions reality is realized in heterogeneous networks and/or processor device and/or microcontroller device Body.
Respectively the same reference numbers in the drawings refer to same or similar element, component or parts, thus hereinafter may It is omitted to same or similar element, component or partial repeated description.Although should also be understood that may use the herein One, the attribute of the expressions such as second, third number describes various devices, element, component or part, but these devices, element, Component or part should not be limited by these attributes.That is, these attributes are intended merely to distinguish one and another one.Example Such as, the first device is also referred to as the second device, but without departing from the technical solution of essence of the invention.In addition, term "and/or", " and/or " refer to all combinations including any one or more in listed project.
The embodiment provides a kind of financial discipline management methods based on elasticity law pond, comprising: establishes gold Melt regular pond, financial discipline pond includes multiple financial disciplines, and the intensity of financial business is acted on according to financial discipline, and finance is advised Then each financial discipline in pond is collected at least two rule sets, sets market environment according to the market demand degree of financial business Parameter automatically selects rule set from financial discipline pond according to market environment parameter and is applied to the financial business.
Fig. 1 diagrammatically illustrates the financial discipline management method and dress according to an embodiment of the present invention based on elasticity law pond The application scenarios 100 set.
It should be noted that being only the example that can apply the application scenarios of the embodiment of the present invention shown in Fig. 1, to help this Field technical staff understands technology contents of the invention, but be not meant to the embodiment of the present invention may not be usable for other equipment, System, environment or scene.
As shown in Figure 1, application scenarios 100 according to an embodiment of the present invention may include terminal device 101,102 and of network Server 103.Network 102 between terminal device 101 and server 103 to provide the medium of communication link.Network 102 can To include various connection types, such as wired, wireless communication link or fiber optic cables etc..
It is appreciated that when the variation of the market environment of certain financial business, it usually needs business personnel artificially resets The financial discipline of the financial business is to adapt to market environment variation.For example, in the case where market environment is better, business people Member can set less financial discipline and screen to user, and when market environment is deteriorated, business personnel then needs to be added newly Financial discipline or displace pervious financial discipline to adapt to the variation in market, operation is inconvenient, and workload is very big.
It, can be in view of this, the embodiment of the invention provides a kind of financial discipline management method based on elasticity law pond The financial discipline applied to the financial business is automatically determined according to the market demand degree of financial business, alleviates the work of business personnel It measures, improves work efficiency.It should be noted that the financial discipline based on elasticity law pond provided by the embodiment of the present invention Management method can generally be executed by server 103.Correspondingly, the gold based on elasticity law pond provided by the embodiment of the present invention Melting regulation management device generally can be set in server 103.
For example, business personnel can directly pass through terminal device when the market demand degree of certain financial business changes Current market demand degree is transferred to server by network 102 by the current market demand degree of 101 inputs, terminal device 101 103, server 103 is based on the market demand degree and automatically selects corresponding rule set and be applied to the financial business, to liberate The artificial setting work of business personnel, improves work efficiency.
It should be understood that the number of terminal device, network and server in Fig. 1 is only schematical.According to realization need It wants, can have any number of terminal device, network and server.
Fig. 2 diagrammatically illustrates the stream of the financial discipline management method according to an embodiment of the present invention based on elasticity law pond Cheng Tu.
As shown in Fig. 2, this method includes operation S201~S204.
In operation S201, financial discipline pond is established, which includes multiple financial disciplines.
According to embodiments of the present invention, it can establish financial discipline pond, may include corresponding financial business in financial discipline pond Multiple financial disciplines.Wherein, financial discipline pond can be elasticity law pond, can add new financial discipline to regular pond In, certain financial discipline can also be deleted from regular pond, can also replace the financial discipline in rule.
Financial discipline for example can be blacklist rule.For example, people's refusal of gambling, just having changed the refusal, overdue of cell-phone number Rate is greater than 5% refusal etc..
Financial discipline is for example also possible to white list rule.For example, having the receiving of building property mortgage, thering is vehicle to produce connecing for mortgage Receipts, receiving of the overdue rate less than 10 etc..
It is appreciated that the financial discipline in financial discipline pond can be white list rule, it is also possible to blacklist rule, also It can be white list blacklist mixing rule, business personnel can set according to the actual situation, and the present invention does not limit this System.
In operation S202, the intensity of financial business is acted on according to financial discipline, and each finance in financial discipline pond is advised It then collects at least two rule sets.
In embodiments of the present invention, each financial discipline acts on the intensity difference of financial business.For example, financial discipline 1: exceeding Phase rate is greater than 5% refusal, financial discipline 2: overdue rate is greater than 1% refusal, and financial discipline 2 acts on the strong of the financial business Degree is just greater than financial discipline 1.Alternatively, for example, financial discipline 3: financial discipline 4: people's refusal of gambling just changes refusing for cell-phone number Absolutely, the intensity that financial discipline 3 acts on the financial business is just greater than financial discipline 4.
According to embodiments of the present invention, the intensity value that can set or calculate each financial discipline sets the intensity value of rule set Range, then according to the intensity value range of the intensity value of financial discipline and rule set, by each financial discipline in financial discipline pond It collects at least two rule sets.
For example, the intensity value of each financial discipline can rule of thumb be set with business personnel, can also by historical data or The corresponding algorithm of person calculates the intensity value of each financial discipline.The intensity value of each financial discipline for example can be score value, for example, intensity The score value of big financial discipline is high, and the score value of the small financial discipline of intensity is low.In this regard, those skilled in the art can be according to reality Situation setting, which is not limited by the present invention.
In the present invention is implemented, the financial discipline in financial discipline pond with same intensity value can be collected to one and is advised Then concentrate.For example, each financial discipline that score value is 100 points collects in rule set 1, score value is that 90 points of each financial discipline collects Into rule set 2.
The financial discipline for meeting preset strength range in financial discipline pond can also be collected into a rule set.Example Such as, the intensity value range of financial discipline collection is 100~90 points, then each financial discipline in the score range collects the rule It concentrates.
The form of intensity value and intensity value range may be set according to actual conditions in those skilled in the art, for example, can also To set financial discipline to the intensity value of the multiple grades such as high-intensitive, middle high intensity, low-intensity, correspondingly, rule set can be with It is set as high-intensitive rule set, middle high-intensitive rule set, low-intensity rule set etc..
In operation S203, market environment parameter is set according to the market demand degree of financial business.
According to embodiments of the present invention, financial business for example can be credit operation, for example, it may be housing loan business, vehicle are borrowed Business etc..
It is appreciated that market environment is the environment of variation, to the market demand degree of financial business under different market environments It is different.The embodiment of the present invention can set market environment parameter according to market demand degree of the market for the financial business.For example, When market environment is relatively better, the market demand degree of financial business will be relatively high, conversely, market environment it is poor when It waits, the market demand degree of financial business will be relatively low.
Compareing between market demand degree and market environment parameter may be set according to actual conditions in those skilled in the art Relationship.For example, the high correspondence market environment parameter of market demand degree is big.
In operation S204, rule set is automatically selected from financial discipline pond according to market environment parameter and is applied to financial circles Business.
According to embodiments of the present invention, can according to market environment parameter determine needed for rule set quantity, based on quantity from The rule set of respective numbers is automatically selected in financial discipline pond and is applied to financial business.
For example, when market environment parameter is the first parameter, the first quantity of rule set needed for determining is joined in market environment When number is the second parameter, the second quantity of rule set needed for determining, wherein needed in the market of the financial business of the first parameter characterization When degree of asking is spent better than the market demand of the financial business of the second parameter characterization, the first quantity is less than the second quantity.
For example, good market environment needs less financial discipline to screen when financial discipline is blacklist rule Client, poor market environment need more financial discipline to screen client.
In embodiments of the present invention, each rule set in financial pond is subjected to intensity row according to the intensity value range of rule set Sequence selects the rule set of institute's formality rule and quantity from financial discipline pond according to the descending sequence of intensity and is applied to gold Melt business.
The present invention can be selected since the big rule set of intensity, for example, can choose first three biggish rule of intensity Collection is applied to financial business.
According to embodiments of the present invention, financial discipline can be blacklist rule, for example can be applied to financial business by The user for meeting at least one rule in the rule set chosen is determined as black list user, does not provide the finance for the user Business.For example, certain user meets gambling rule, then the user is determined as black list user.
Financial discipline is also possible to white list rule, for example can be the rule for choosing satisfaction applied to financial business It then concentrates the user of an at least rule to be determined as white list user, the financial business can be provided for the user.For example, certain is used Family meets the house property rule that mortgage is more than threshold value, then the user is determined as white list user.
The embodiment of the present invention can automatically determine the gold applied to the financial business according to the market demand degree of financial business Melt rule, so as to solve business personnel need artificially to reset new financial discipline in face of market environment change, The problem of intricate operation, inefficiency, realizes and mitigates business personnel's workload, improves the technical effect of working efficiency.
It will be understood by those skilled in the art that realizing that all or part of the steps of above-described embodiment is implemented as by data Manage the program that equipment (including computer) executes, i.e. computer program.It is performed in the computer program, this hair may be implemented The above method of bright offer.Moreover, the computer program can store in computer readable storage medium, which is situated between Matter can be the readable storage medium storing program for executing such as disk, CD, ROM, RAM, be also possible to the storage array of multiple storage medium compositions, example Such as disk or tape storage array.The storage medium is not limited to centralised storage, is also possible to distributed storage, such as Cloud storage based on cloud computing.
The device of the invention embodiment is described below, which can be used for executing embodiment of the method for the invention.For Details described in apparatus of the present invention embodiment should be regarded as the supplement for above method embodiment;For in apparatus of the present invention Undisclosed details in embodiment is referred to above method embodiment to realize.
Fig. 3 A~3B diagrammatically illustrates the financial discipline management dress according to an embodiment of the present invention based on elasticity law pond The block diagram set.
As shown in Figure 3A, managing device 300 includes establishing module 310, collecting module 320, setting module 330 and selection Module 340.
Module 310 is established for establishing financial discipline pond, which includes multiple financial disciplines.According to the present invention Embodiment, the operation S201 described above with reference to Fig. 2 can be executed by establishing module 310 for example, and details are not described herein.
Module 320 is collected for, in the intensity of financial business, each finance in financial discipline pond being advised according to acting rules It then collects at least two rule sets.According to embodiments of the present invention, collecting module 320 can for example execute above with reference to Fig. 2 The operation S202 of description, details are not described herein.
Setting module 330 is used to set market environment parameter according to the market demand degree of financial business.It is real according to the present invention Example is applied, setting module 330 can for example execute the operation S203 above with reference to Fig. 2 description, and details are not described herein.
Selecting module 340 from financial discipline pond for automatically selecting rule set according to market environment parameter and being applied to gold Melt business.According to embodiments of the present invention, selecting module 340 can for example execute the operation S204 above with reference to Fig. 2 description, herein It repeats no more.
According to embodiments of the present invention, as shown in Figure 3B, collecting module 320 includes that the setting of the first setup unit 321, second is single Member 322 and collects unit 323.
Wherein, the first setup unit 321 is used to set or calculate the intensity value of each financial discipline.
Second setup unit 322 is used to set the intensity value range of rule set.
Unit 323 is collected to be used for according to the intensity value of financial discipline and the intensity value range of rule set, by financial discipline pond In each financial discipline collect at least two rule sets.
According to embodiments of the present invention, rule set is automatically selected from financial discipline pond according to market environment parameter and be applied to The financial business, may include: the quantity of rule set needed for being determined according to market environment parameter, be advised based on the quantity from finance The rule set of respective numbers is then automatically selected in pond and is applied to the financial business.
According to embodiments of the present invention, the rule set of respective numbers is automatically selected from financial discipline pond based on the quantity and is answered It may include: that each rule set in financial pond is subjected to intensity row according to the intensity value range of rule set for the financial business Sequence selects the rule set of the quantity according to the descending sequence of intensity from financial discipline pond and is applied to the financial circles Business.
According to embodiments of the present invention, rule set is automatically selected from financial discipline pond according to market environment parameter and be applied to The financial business may include: that the user of at least one rule in the rule set for meeting selection is determined as black list user.
According to embodiments of the present invention, according to the intensity value range of the intensity value of financial discipline and rule set, by financial discipline Each rule in pond is collected at least two rule sets, may include: the gold that will have same intensity value in financial discipline pond Melt rule to collect into a rule set, or the financial discipline for meeting preset strength range in financial discipline pond is collected to one In a rule set.
According to embodiments of the present invention, when market environment parameter is the first parameter, the first quantity of rule set needed for determining, When market environment parameter is the second parameter, the second quantity of rule set needed for determining, wherein in the finance of the first parameter characterization When the market demand degree of business is spent better than the market demand of the financial business of the second parameter characterization, the first quantity is less than the second number Amount.
According to embodiments of the present invention, managing device 300 can for example execute the method above with reference to Fig. 2 description, herein not It repeats again.
It is the module of embodiment according to the present invention, submodule, unit, any number of or in which any more in subelement A at least partly function can be realized in a module.Module according to an embodiment of the present invention, submodule, unit, son are single Any one or more in member can be split into multiple modules to realize.Module according to an embodiment of the present invention, submodule, Any one or more in unit, subelement can at least be implemented partly as hardware circuit, such as field programmable gate Array (FPGA), programmable logic array (PLA), system on chip, the system on substrate, the system in encapsulation, dedicated integrated electricity Road (ASIC), or can be by the hardware or firmware for any other rational method for integrate or encapsulate to circuit come real Show, or with any one in three kinds of software, hardware and firmware implementations or with wherein any several appropriately combined next reality It is existing.Alternatively, one or more of module according to an embodiment of the present invention, submodule, unit, subelement can be at least by parts Ground is embodied as computer program module, when the computer program module is run, can execute corresponding function.
For example, establish module 310, collect in module 320, setting module 330 and selecting module 340 it is any number of can It is realized in a module with merging or any one module therein can be split into multiple modules.Alternatively, these moulds At least partly function of one or more modules in block can be combined at least partly function of other modules, and at one It is realized in module.According to an embodiment of the invention, establishing module 310, collecting module 320, setting module 330 and selecting module At least one of 340 can at least be implemented partly as hardware circuit, such as field programmable gate array (FPGA), can compile Journey logic array (PLA), system on chip, the system on substrate, the system in encapsulation, specific integrated circuit (ASIC), or can be with It is realized by carrying out the hardware such as any other rational method that is integrated or encapsulating or firmware to circuit, or with software, hardware And it any one in three kinds of implementations of firmware or several appropriately combined is realized with wherein any.Alternatively, establishing module 310, collecting at least one of module 320, setting module 330 and selecting module 340 can at least be implemented partly as Computer program module can execute corresponding function when the computer program module is run.
Electronic equipment embodiment of the invention is described below, which can be considered as the method for aforementioned present invention With the embodiment of the entity form of Installation practice.For details described in electronic equipment embodiment of the present invention, should be regarded as For the supplement of the above method or Installation practice;It, can be with for the undisclosed details in electronic equipment embodiment of the present invention It is realized referring to the above method or Installation practice.
Fig. 4 diagrammatically illustrates the structural block diagram of electronic equipment 400 according to an embodiment of the present invention.The electronics that Fig. 4 is shown Equipment is only an example, should not function to the embodiment of the present invention and use scope bring any restrictions.
As shown in figure 4, the electronic equipment 400 of the exemplary embodiment is showed in the form of communications data processing unit.Electricity The component of sub- equipment 400 can include but is not limited to: at least one processing unit 410, at least one storage unit 420, connection The buses 430 of different system components (including storage unit 420 and processing unit 410), display unit 440 etc..
Wherein, the storage unit 420 is stored with computer-readable program, can be source program or all reader Code.Described program can be executed with unit 410 processed, so that the processing unit 410 executes the various embodiments of the present invention The step of.For example, the processing unit 410 can execute step as shown in Figure 2.
The storage unit 420 may include the readable medium of volatile memory cell form, such as random access memory Unit (RAM) 4201 and/or cache memory unit 4202 can further include read-only memory unit (ROM) 4203. The storage unit 420 can also include program/utility 4204 with one group of (at least one) program module 4205, this The program module 4205 of sample includes but is not limited to: operating system, one or more application program, other program modules and journey It may include the realization of network environment in ordinal number evidence, each of these examples or certain combination.
Bus 430 can be to indicate one of a few class bus structures or a variety of, including storage unit bus or storage Cell controller, peripheral bus, graphics acceleration port, processing unit use any bus structures in a variety of bus structures Local bus.
Electronic equipment 400 can also be with one or more external equipments 500 (such as keyboard, display, the network equipment, indigo plant Tooth equipment etc.) communication, it enables a user to interact via these external equipments 500 with the electronic equipment 400, and/or make the electricity Sub- equipment 400 can be communicated with one or more of the other data processing equipment (such as router, modem etc.).This Kind communication can be carried out by input/output (I/O) interface 450, can also pass through network adapter 460 and one or more Network (such as local area network (LAN), wide area network (WAN) and/or public network, such as internet) carry out.Network adapter 460 can To be communicated by bus 430 with other modules of electronic equipment 400.It should be understood that although not shown in the drawings, electronic equipment 400 In other hardware and/or software module can be used, including but not limited to: microcode, device driver, redundant processing unit, outer Portion's disk drive array, RAID system, tape drive and data backup storage system etc..
Fig. 5 diagrammatically illustrates the schematic diagram of computer-readable medium according to an embodiment of the present invention.As shown in figure 5, institute Stating computer program can store on one or more computer-readable mediums.Computer-readable medium can be readable signal Medium or readable storage medium storing program for executing.Readable storage medium storing program for executing for example can be but be not limited to electricity, magnetic, optical, electromagnetic, infrared ray or half System, device or the device of conductor, or any above combination.The more specific example of readable storage medium storing program for executing is (non exhaustive List) include: electrical connection with one or more conducting wires, portable disc, hard disk, random access memory (RAM), read-only deposit Reservoir (ROM), erasable programmable read only memory (EPROM or flash memory), optical fiber, portable compact disc read only memory (CD- ROM), light storage device, magnetic memory device or above-mentioned any appropriate combination.When the computer program by one or When multiple data processing equipments execute, so that the computer-readable medium can be realized the above method of the invention, it may be assumed that receive ring Border switching command, the context swap can indicate to be switched destination server, obtain the to be switched destination server Configuration file, judge whether destination server meets preset condition based on configuration file, if destination server meet it is default Condition can then switch to destination server.
Through the above description of the embodiments, those skilled in the art it can be readily appreciated that the present invention describe it is exemplary Embodiment can also be realized by software realization in such a way that software is in conjunction with necessary hardware.Therefore, according to this hair The technical solution of bright embodiment can be embodied in the form of software products, which can store calculates at one In the readable storage medium of machine (can be CD-ROM, USB flash disk, mobile hard disk etc.) or on network, including some instructions are so that one Platform data processing equipment (can be personal computer, server or network equipment etc.) executes above-mentioned side according to the present invention Method.
The computer readable storage medium may include in a base band or the data as the propagation of carrier wave a part are believed Number, wherein carrying readable program code.The data-signal of this propagation can take various forms, including but not limited to electromagnetism Signal, optical signal or above-mentioned any appropriate combination.Readable storage medium storing program for executing can also be any other than readable storage medium storing program for executing Readable medium, the readable medium can send, propagate or transmit for by instruction execution system, device or device use or Person's program in connection.The program code for including on readable storage medium storing program for executing can transmit with any suitable medium, packet Include but be not limited to wireless, wired, optical cable, RF etc. or above-mentioned any appropriate combination.
The program for executing operation of the present invention can be write with any combination of one or more programming languages Code, described program design language include object oriented program language-Java, C++ etc., further include conventional Procedural programming language-such as " C " language or similar programming language.Program code can be fully in user It calculates and executes in equipment, partly executes on a user device, being executed as an independent software package, partially in user's calculating Upper side point is executed on a remote computing or is executed in remote computing device or server completely.It is being related to far Journey calculates in the situation of equipment, and remote computing device can pass through the network of any kind, including local area network (LAN) or wide area network (WAN), it is connected to user calculating equipment, or, it may be connected to external computing device (such as utilize ISP To be connected by internet).
In conclusion the present invention can execute method, apparatus, electronic equipment or the computer-readable medium of computer program To realize.The communications data processing units such as microprocessor or digital signal processor (DSP) can be used in practice to come in fact Existing some or all functions of the invention.
Particular embodiments described above has carried out further in detail the purpose of the present invention, technical scheme and beneficial effects It describes in detail bright, it should be understood that the present invention is not inherently related to any certain computer, virtual bench or electronic equipment, various The present invention also may be implemented in fexible unit.The above is only a specific embodiment of the present invention, is not limited to this hair Bright, all within the spirits and principles of the present invention, any modification, equivalent substitution, improvement and etc. done should be included in the present invention Protection scope within.

Claims (10)

1. a kind of financial discipline management method based on elasticity law pond characterized by comprising
Financial discipline pond is established, the financial discipline pond includes multiple financial disciplines;
The intensity that financial business is acted on according to financial discipline collects each financial discipline in the financial discipline pond at least In two rule sets;
Market environment parameter is set according to the market demand degree of the financial business;
Rule set is automatically selected from the financial discipline pond according to the market environment parameter and is applied to the financial business.
2. the method according to claim 1, wherein described act on the strong of financial business according to financial discipline Degree, each financial discipline in the financial discipline pond is collected includes: at least two rule sets
Set or calculate the intensity value of each financial discipline;
Set the intensity value range of rule set;
According to the intensity value of the financial discipline and the intensity value range of the rule set, by each gold in the financial discipline pond Melt rule to collect at least two rule sets.
3. -2 described in any item methods according to claim 1, which is characterized in that it is described according to the market environment parameter from institute It states and automatically selects rule set in financial discipline pond and be applied to the financial business, comprising:
The quantity of rule set needed for being determined according to the market environment parameter;
The rule set of respective numbers is automatically selected from the financial discipline pond based on the quantity and is applied to the financial circles Business.
4. method according to claim 1-3, which is characterized in that described to be advised based on the quantity from the finance The rule set of respective numbers is then automatically selected in pond and is applied to the financial business, comprising:
Each rule set in the financial pond is subjected to intensity sequence according to the intensity value range of the rule set;
The rule set of the quantity is selected from the financial discipline pond according to the descending sequence of intensity and is applied to described Financial business.
5. method according to claim 1-4, which is characterized in that it is described according to the market environment parameter from institute It states and automatically selects rule set in financial discipline pond and be applied to the financial business, comprising:
The user for meeting at least one rule in the selected rule set is determined as black list user.
6. method according to claim 1-5, which is characterized in that the intensity value according to the financial discipline With the intensity value range of the rule set, each rule in the financial discipline pond is collected at least two rule sets, is wrapped It includes:
Financial discipline in the financial discipline pond with same intensity value is collected into a rule set;Or
The financial discipline for meeting preset strength range in the financial discipline pond is collected into a rule set.
7. method according to claim 1-6, it is characterised in that:
When the market environment parameter is the first parameter, the first quantity of rule set needed for determining;
When the market environment parameter is the second parameter, the second quantity of rule set needed for determining;
Wherein, it is better than the financial circles of second parameter characterization in the market demand degree of the financial business of first parameter characterization When the market demand of business is spent, first quantity is less than second quantity.
8. device according to claim 8, which is characterized in that the module that collects includes:
First setup unit, for setting or calculating the intensity value of each financial discipline;
Second setup unit, for setting the intensity value range of rule set;
Unit is collected, for the intensity value range of intensity value and the rule set according to the financial discipline, by the finance Each financial discipline in regular pond is collected at least two rule sets.
9. a kind of electronic equipment, wherein the electronic equipment includes:
Processor;And
The memory of computer executable instructions is stored, the executable instruction makes the processor execute basis when executed Method of any of claims 1-7.
10. a kind of computer readable storage medium, wherein the computer-readable recording medium storage one or more program, One or more of programs when being executed by a processor, realize method of any of claims 1-7.
CN201910578938.4A 2019-06-28 2019-06-28 A kind of financial discipline management method and device based on elasticity law pond Pending CN110363637A (en)

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Publication number Priority date Publication date Assignee Title
US20180046965A1 (en) * 2016-08-15 2018-02-15 International Business Machines Corporation Executing a set of business rules on incomplete data
CN108074179A (en) * 2017-12-07 2018-05-25 深圳乐信软件技术有限公司 Financial air control tactics configuring method, system, server and storage medium
CN108898477A (en) * 2018-06-26 2018-11-27 深圳乐信软件技术有限公司 Acquisition methods, device, server and the storage medium of consumer finance index
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