CN108898477A - Acquisition methods, device, server and the storage medium of consumer finance index - Google Patents
Acquisition methods, device, server and the storage medium of consumer finance index Download PDFInfo
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Abstract
The embodiment of the invention discloses acquisition methods, device, server and the storage medium of a kind of consumer finance index, this method includes：When receiving the trigger action to destination financial index, data screening condition corresponding with destination financial index is obtained, wherein data screening condition includes at least one data screening parameter；Initial data corresponding with data screening condition is screened from storing data library according to data screening condition and default screening rule；Initial data is handled according to default Statistical Principles corresponding with destination financial index, obtains statistical result corresponding with financial indicator.The technical solution of the embodiment of the present invention, which is realized, can automatically obtain each consumer finance index under the screening conditions by choosing different screening conditions, at the same each consumer finance core index can also be showed in real time, all users can use and have the technical effect of versatility.
Description
Technical field
The present embodiments relate to financial technology field more particularly to a kind of acquisition methods of consumer finance index, device,
Server and storage medium.
Background technique
Current consumption tide is had become currently, anticipating, during anticipating, user be can choose in advance
Consumer credit card can also take serial mode to consume etc., no matter however it is any anticipate mode bank or
Person's credit enterprise requires whether assessment user has debt-credit ability and whether the later period has the ability of refund.
Whether evaluation part user has loan repayment capacity and mainly adopts to the debt-credit amount of certain customers in the prior art
Two kinds of embodiments are taken, the first embodiment is that data statistics is done using visualization analysis tools, and such embodiment has
Than more rich diagrammatic representation effect, but it is not able to satisfy complicated financial indicator and calculates, this is because being done to initial data
After statistics calculates, it is also necessary to statistical result be done to complicated logic calculation, existing visualization analysis tools cannot be very convenient
Result is calculated；Second of embodiment is the parameter information to be screened according to user, and relevant staff will
It is write as script, it can be understood as the form for being write as code obtains finance corresponding with screening conditions by the operation of script
Index generates corresponding icon information finally by excel etc., once but such embodiment screening conditions is used to send out
Raw related personnel just needs to modify Run Script when changing, however modifies script and need professional person to operate, common work
Personnel are unable to complete this work, therefore such assessment mode does not have versatility.
Summary of the invention
The present invention provides acquisition methods, device, server and the storage medium of a kind of financial indicator, to realize quickly screening
The technical effect of target user and the real-time various consumer finance indexs for showing target user out.
In a first aspect, the embodiment of the invention provides a kind of acquisition methods of financial indicator, this method includes：
When receiving the trigger action to destination financial index, data sieve corresponding with the destination financial index is obtained
Select condition, wherein the data screening condition includes at least one data screening parameter；
It is screened from storing data library according to the data screening condition and default screening rule and the data screening item
The corresponding initial data of part；
The initial data is handled according to default Statistical Principles corresponding with the destination financial index, obtain with
The corresponding statistical result of the financial indicator.
Second aspect, the embodiment of the invention also provides a kind of acquisition device of financial indicator, which includes：
Screening conditions module is obtained, for obtaining and the mesh when receiving the trigger action to destination financial index
Mark the corresponding data screening condition of financial indicator, wherein the data screening condition includes at least one data screening parameter；
Raw data module is transferred, is used for according to the data screening condition and default screening rule from storing data library
Screen initial data corresponding with the data screening condition；
Financial indicator statistical module, for basis default Statistical Principles corresponding with the destination financial index to the original
Beginning data are handled, and statistical result corresponding with the financial indicator is obtained.
The third aspect, the embodiment of the invention also provides a kind of server, the server includes：
One or more processors；
Storage device, for storing one or more programs,
When one or more of programs are executed by one or more of processors, so that one or more of processing
Device realizes the acquisition methods of the financial indicator as described in the embodiment of the present invention is any.
Fourth aspect, it is described the embodiment of the invention also provides a kind of storage medium comprising computer executable instructions
Computer executable instructions refer to when being executed by computer processor for executing the finance as described in the embodiment of the present invention is any
Target acquisition methods.
The technical solution of the embodiment of the present invention obtains and mesh by when receiving the trigger action to destination financial index
The corresponding data screening condition of financial indicator is marked, is screened from storing data library according to data screening condition and default screening rule
Initial data corresponding with data screening condition, according to default Statistical Principles corresponding with destination financial index to initial data
It is handled, obtains statistical result corresponding with financial indicator, solved existing tool and be not able to satisfy complicated financial indicator
The technical issues of calculating and relevant staff are write as script corresponding thereto and operation according to screening conditions, available
Financial indicator is imported into excel table students with moderate performance to intuitively be presented to the user by financial indicator corresponding with screening conditions
At icon information corresponding with financial indicator, however when screening conditions change, related personnel just needs to modify fortune
This is traveled far and wide, however modifies script and needs professional person to operate, common staff is unable to complete this work, so as to cause this
Kind assessment mode does not have versatility, and the screening conditions can automatically be obtained by choosing different screening conditions by realizing
Under each consumer finance index, while each consumer finance core index can also be showed in real time, all users are ok
Using and have versatility, reduce labour and improve accuracy technical effect.
Detailed description of the invention
In order to more clearly illustrate the technical scheme of the exemplary embodiment of the present invention, below to required in description embodiment
The attached drawing to be used does a simple introduction.Obviously, the attached drawing introduced is present invention a part of the embodiment to be described
Attached drawing, rather than whole attached drawings without creative efforts, may be used also for those of ordinary skill in the art
To obtain other attached drawings according to these attached drawings.
Fig. 1 is a kind of acquisition methods flow diagram of consumer finance index provided by the embodiment of the present invention one；
Fig. 2 shows for selection New Report in a kind of acquisition methods of consumer finance index provided by the embodiment of the present invention one
It is intended to；
After Fig. 3 is triggers New Report in a kind of acquisition methods of consumer finance index provided by the embodiment of the present invention one
Interface display diagram；
Fig. 4 is triggering addition screening conditions in a kind of consumer finance index selection method provided by the embodiment of the present invention one
Interface display diagram afterwards；
Fig. 5 is a kind of acquisition methods flow diagram of consumer finance index provided by the embodiment of the present invention two；
Fig. 6 is the display of financial indicator in a kind of consumer finance value index selection method provided by the embodiment of the present invention two
Interface schematic diagram；
Fig. 7 is to bore in a kind of consumer finance index selection method provided by the embodiment of the present invention two to target data
The schematic diagram taken；
Fig. 8 is a kind of acquisition methods flow diagram of consumer finance index provided by the embodiment of the present invention three；
Fig. 9 is a kind of structural schematic diagram of the acquisition device of consumer finance index provided by the embodiment of the present invention four；
Figure 10 is a kind of structural schematic diagram of server provided by the embodiment of the present invention five.
Specific embodiment
The present invention is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched
The specific embodiment stated is used only for explaining the present invention rather than limiting the invention.It also should be noted that in order to just
Only the parts related to the present invention are shown in description, attached drawing rather than entire infrastructure.
Embodiment one
Fig. 1 is a kind of acquisition methods flow diagram of consumer finance index provided by the embodiment of the present invention one, this hair
Bright embodiment is applicable to obtain the credit situation of user in advance, and this method can be held by consumer finance index selection device
Row, the device can be realized by way of software and/or hardware.
As described in Figure 1, the method for the embodiment of the present invention includes：
S110, when receiving the trigger action to target consumer financial indicator, acquisition refer to the target consumer finance
Mark corresponding data screening condition, wherein the data screening condition includes at least one data screening parameter.
Consumer finance index can reflect the credit situation of certain customers, and according to precognition part is used in advance the case where reflection
Whether family has whether credit capacity, the line of credit that can be undertaken and user refund situations such as punctual.Measure certain customers
Consumer finance index have at least one, optionally, migration rate etc..Bank or credit enterprise can make consumer finance index
For the reference standard borrowed or lent money Debit User.Certain customers are measured according to consumer finance index in bank or credit enterprise
Before whether having credit capacity, data screening condition corresponding with financial indicator can be first obtained.Target consumer finance refers to
Mark refers to the financial indicator of the clicked selection of user and final presentation in front of the user.Wherein, data screening condition includes extremely
A few screening parameter, it can be understood as, the relational users between the quantity and screening parameter of screening parameter can be according to reality
Border demand is configured, optionally, screening parameter can be one, two or more etc., can be age bracket, the moon of user
Income, the type of service of credit for the first time, time of credit for the first time etc., the relationship between screening parameter can be " and ", "or" or
The relationship of person " non-", user can carry out selection screening parameter according to group of concern during practical application.
Specifically it can be understood as：The first clear potential user group to be obtained is needed before obtaining consumer finance index,
It namely needs clearly to want to obtain the user under which screening conditions, therefore first determines sieve before obtaining consumer finance index
Condition is selected, that is, determines the relationship between at least one screening parameter and screening parameter.Illustratively, to obtain the age exists
Between 25 years old to 35 years old, monthly income between 6000 to 8000 yuan and reference scoring 500 or more user data migration rate,
Screening conditions are age bracket, monthly income and reference scoring at this time, the relationship between screening parameter be " and ", that is, need to sieve
The parameter for selecting while meeting these three conditions, the financial indicator to be obtained are migration rates.Therefore when the finance of triggering migration rate
When index, obtain at least one screening parameter that user determines, that is, the age between 25 years old to 35 years old, monthly income is 6000
Between to 8000 yuan and reference scoring 500 or more user data.
In order to make entire scheme more clearly can be found in Fig. 2, it should be noted that my report is that user likes according to individual
The report comprising corresponding each consumer finance index under screening conditions and the screening conditions established well.Wherein, my report
Table is that have privacy, and it is right under the screening conditions and the screening conditions selected in my report that other users do not have permission to check
The each financial indicator value answered.
Public report is the report that all users can see, it can be understood as screening conditions in public report and
Financial indicator under the screening conditions is that any user can check.Certainly, user can also set my report permission
All users are set as it can be seen that I visible report of all users can be interpreted as public report at this time.When user will check one
Determine the financial indicator under screening conditions, and the screening conditions be it is that user never checked or unsaved, then can go out
New Report icon is sent out, my new report is established.Corresponding dialog box can be popped up after triggering New Report, can be joined
See Fig. 3, there is public conditions screening areas and financial indicator display area in new report.User can screen in public conditions
Regional choice user screening conditions of interest, optionally, screening conditions have user type, type of service of credit for the first time etc..
There is also at least one screening parameter in user type and the type of service of credit for the first time, user can determine according to demand
At least one screening parameter.It certainly, can be with if user needs to obtain more comprehensively or the potential user group of more a small range
Triggering addition screening conditions option.When screening conditions are added in triggering, the dialog box of addition screening conditions, dialog box can be popped up
In content can be credit channel, user basic information, credit time etc., also can be set between each screening conditions at this time
Relationship, optionally, can be between screening conditions " and ", the relationship of "or" or " non-".In the condition that screening conditions determine
Under, user can trigger the destination financial index to be obtained.
S120, it is screened from storing data library according to the data screening condition and default screening rule and is sieved with the data
Select the corresponding initial data of condition.
Data screening condition is at least one selected screening parameter of user.Preset screening rule can be understood as root
How initial data corresponding at least one screening parameter is selected from storing data library according to data screening condition.Store number
It can be understood as the database of storing data according to library.Initial data refers to the original date for the user that will acquire through statistical disposition
Data afterwards.Statistics at this time can be understood as carrying out initial data the data after statistical disposition.It is exemplary, if at least one
A screening parameter be user 25 years old to 35 years old age between, monthly income within 6000 yuan to 8000 yuan and reference scoring exist
500 or more, preset screening rule can be first filters out user of the age between 25 years old to 35 years old from storing data library,
Select monthly income in 6000 yuan to 8000 yuan users in the user from the age between 25 years old to 35 years old again, finally within this range
User data of the reference scoring 500 or more is selected, using the user data obtained at this time as initial data.Default screening rule
It is also possible that filtered out from storing data library respectively the age 25 years old to 35 years old user data, monthly income 6000 yuan to
The user data of user data and reference scoring 500 or more within the scope of 8000 yuan, then find under different screening conditions
Common data, and using common data as initial data corresponding with data screening condition.
S130, according to default Statistical Principles corresponding with the target consumer financial indicator to the initial data at
Reason, obtains statistical result corresponding with the target consumer financial indicator.
The quantity for measuring financial indicator has at least one, and optionally, migration rate, bad credit rate etc., user can be according to demand
Corresponding financial indicator is selected, and using the financial indicator finally chosen as destination financial index.According to default Statistical Principles pair
Initial data is handled, it can be understood as, different financial indicators needs to be handled by different logical operations, also
It is to say that the corresponding at least one logical operation of different financial indicators needs to take corresponding thereto when handling data
Logical operation.It is previously stored with before obtaining different financial indicators using the program, in computer for different finance
Index carries out the Statistical Principles of logical operation, optionally, is added the wrong moon, mistake is subtracted each other the moon.Therefore when the different finance of selection refers to
When mark, initial data is handled according to preset Statistical Principles, that is, corresponding logical operation in computer, thus
To statistical result corresponding with destination financial index.
It can be with further reference to Fig. 3, using logical operation corresponding with destination financial index is available and destination financial
The corresponding statistical result of index.Statistical result it is to be understood that financial indicator display area histogram.
Further, after the statistical result for obtaining the financial indicator under different screening conditions, it is also necessary to according to described
Corresponding relationship between target consumer financial indicator, the data screening condition and the statistical result, the target is disappeared
Take financial indicator, the data screening condition and statistical result storage into cache database, so as to user's tune next time
With the financial indicator statistical result under the screening conditions.It is to be understood that established in cache database screening conditions and
Mapping table under the screening conditions between corresponding financial indicator, after obtaining the financial indicator under different screening conditions,
Financial indicator under whole screening conditions and the screening conditions can be cached in mapping table, so that user obtains next time
When taking each financial indicator under identical screening conditions, the statistical result can be called directly.
In order to ensure user is when obtaining each financial indicator under identical screening conditions next time, the statistics knot that calls directly
The accuracy of fruit, if detecting that the initial data in the storing data library changes, according to the initial data after variation
Update the statistical result in the cache database.Specifically it can be, in preset time point, optionally, daily 00：00 detection
Whether the data in storing data library change, if detecting, the data in storing data library change, and will cache number
It is updated according to the data in library, it can be understood as, it obtains corresponding with screening conditions and financial indicator in cache database
Statistical result, and re-execute the steps S110 to S130, and the statistical result reacquired is updated in target cache area
In, that is, by the update of updated statistical result in cache database.
The technical solution of the embodiment of the present invention obtains and mesh by when receiving the trigger action to destination financial index
The corresponding data screening condition of financial indicator is marked, is screened from storing data library according to data screening condition and default screening rule
Initial data corresponding with data screening condition, according to default Statistical Principles corresponding with destination financial index to initial data
It is handled, obtains statistical result corresponding with financial indicator, solved existing tool and be not able to satisfy complicated financial indicator
The technical issues of calculating and relevant staff are write as script corresponding thereto and operation according to screening conditions, available
Financial indicator is imported into excel table students with moderate performance to intuitively be presented to the user by financial indicator corresponding with screening conditions
At icon information corresponding with financial indicator, however when screening conditions change, related personnel just needs to modify fortune
This is traveled far and wide, however modifies script and needs professional person to operate, common staff is unable to complete this work, so as to cause this
Kind assessment mode does not have versatility, and the screening conditions can automatically be obtained by choosing different screening conditions by realizing
Under each consumer finance index, while each consumer finance core index can also be showed in real time, all users are ok
Using and have versatility, reduce labour and improve accuracy technical effect.
Embodiment two
Fig. 5 is a kind of acquisition methods flow diagram of consumer finance index provided by the embodiment of the present invention two.
As described in Figure 5, the method for the embodiment of the present invention includes：
S501, when receiving the trigger action to target consumer financial indicator, acquisition refer to the target consumer finance
Mark corresponding data screening condition.
Screening item can be inputted in public conditions screening areas before triggering financial indicator with continued reference to Fig. 3, user
Part, wherein screening conditions may include at least one screening parameter.User triggers target consumer financial indicator, acquisition and target
At least one corresponding data screening parameter of consumer finance index.It should be noted that can by screening conditions at this time with
And financial indicator is as current screening conditions and current goal financial indicator.
With the presence or absence of corresponding with current goal financial indicator and current data screening conditions in S502, query caching data
Statistical result, if so, execute S503；If it is not, then executing S504.
In order to quickly obtain the financial indicator under current screening conditions, can according to current screening conditions and
With the presence or absence of statistical result corresponding thereto in destination financial index elder generation query caching database.Refer in example 1
It, can be according to data screening condition, target out after getting the statistical result of the target consumer financial indicator under screening conditions
Consumer finance index is cached in cache database with the corresponding relationship between statistical result, therefore user can be according to working as
Preceding data screening condition and consumer finance index whether there is financial indicator corresponding thereto from determining cache database
Statistical result.
If there is statistical result corresponding with current goal financial indicator and current data screening conditions in cache database,
S503 is then executed, conversely, then executing S504.
S503, item is screened with current goal consumer finance index and current data according to the corresponding relationship pre-established is determining
The corresponding statistical result of part.
If there is statistical result corresponding at least one screening parameter and destination financial index in cache database,
It can then be determined and current goal consumer finance index and current data screening conditions phase according to the mapping table pre-established
Corresponding statistical result.
S504, it is screened from storing data library according to the data screening condition and default screening rule and is sieved with the data
Select the corresponding initial data of condition.
If caching number corresponding with current data screening conditions and current financial index is not present in cache database
According to then being filtered out from storing data library and at least one screening parameter phase according to data screening condition and default screening rule
Corresponding initial data, specific screening mode can be found in the S102 in the embodiment of the present invention one.
S505, according to default Statistical Principles corresponding with the target consumer financial indicator to the initial data at
Reason, obtains statistical result corresponding with the financial indicator.
Initial data is handled according to default Statistical Principles, it can be understood as, different financial indicator needs pass through
Different logical operations are handled, that is to say, that the corresponding at least one logical operation of different financial indicator, to data into
When row processing, need to take logical operation corresponding thereto.Before obtaining different financial indicators using the program, calculate
It is previously stored with the Statistical Principles for carrying out logical operation for different financial indicators in machine, optionally, is added the wrong moon, mistake is subtracted each other the moon
Deng.Therefore when choosing different financial indicators, according to preset Statistical Principles, that is, corresponding logical operation in computer
Initial data is handled, to obtain statistical result corresponding with destination financial index.
It should be noted that after determining screening conditions in data screening condition, in core index enquiry module Tab frame
The selected core index for needing to analyze is clicked in module " inquiry " as shown in fig. 6, having selected index " Coincident DPD "
Button can show the achievement data under index " Coincident DPD " below, check for user, screen during this user and
The financial indicator of calculating sifting user is all real-time perfoming.Certainly, downloading is also provided in the financial indicator calculated result page
Function, user can click present button and display data is exported to Excel, convenient to use for user.
S506, target data in the statistical result is determined according to the statistical result and preset reference standard.
Illustratively, target data is generally the interested data of user.In embodiments of the present invention, optional is statistics knot
The data of abnormality are shown as in fruit.For example, reference data can be determined according to the variation tendency of data, it will be with the reference
Data differ maximum data as target data.
With further reference to Fig. 3, it can be seen that available corresponding with destination financial index in financial indicator display area
Histogram.Preset reference standard can be understood as the average value of entire data, that is, excessively high or too low without occurring
Data.If there is excessively high or too low situation in obtained statistical result, will be above or lower than reference standard statistics
As a result it is determined as target data, and this data is analyzed and processed.
It should be noted that if in cache database exist processing result corresponding with the data, then can directly from
Anomaly analysis corresponding with the data is transferred in cache database as a result, can be with the prior notice screening conditions according to this result
Under user's payment beforehand, or some column measures are taken to the user under the screening conditions in advance.If in cache database not
When being cached with the analysis result of the data screening condition, then according at least one screening conditions and destination financial index according to pre-
If the rule that drills through obtain relative historical data, and the data are handled.
S507, when receiving the operation for triggering the target data, drill through Rule and the target according to default
The corresponding historical context data of data, and shown.
Generally, whether the financial indicator value of fetching portion user is debt-credit situation in order to predict user in advance and has
Standby repaying ability, therefore after obtaining each financial indicator under screening conditions, it can also further check that each finance refers to
It whether there is problem between mark, and the problem analyzed, it is possible to understand that, can when consumer finance achievement data is deposited when abnormal
It is namely drilled through with more in depth being analyzed it.
Triggering target data can be the histogram for clicking target data, also can choose the figure to target data analysis
Mark.If being cached with processing result corresponding with the target data in cache database, directly transferred from cache database
Processing result.If uncached processing result corresponding with target data in data cached control, at least one screening parameter
And the corresponding financial indicator of target data analyzed, optionally, referring to Fig. 7 introduced by taking migration rate as an example to data into
The analysis of one step.User triggers the target data in migration rate, can be triggering histogram, illustrates each moon referring to (a) in Fig. 7
The migration rate of part, it can be understood as the histogram of triggering migration rate exception is also possible to trigger the data in migration rate abnormal month
Icon.For example, M0-M1 numerical value is larger in 2018-04 (having exception), needs further to analyze and cause abnormal reason, then point
The icon or the data are hit, into interface shown in Fig. 7 (b), analysis meter will be carried out by two data at this time and calculate number
According to M0-M1 numerical value (migration rate) in 2018-04 under screening conditions, in addition, under the conditions of point multiple dimensions calculating data screenings
M0-M1 numerical value and migration rate is marked in the view of Fig. 7 (b) in 2018-04, user can be by M0-M1 in 2018-04
Migration rate compared with total migration rate, facilitate comparative analysis to lead to the dimension of abnormal migration rate.
Continue to drill through, it can be understood as further analyze data, in Fig. 7 (b), if discovery is " for the first time when credit
Between " be equal to " 2017-07 " and have exception, then depth exploration can be continued, corresponding " pillar " is clicked, will jump to Fig. 7 (c), this
When " data screening condition " condition of " pillar A " will be added to become Z2, the logical relation with the Z1 that had ready conditions be " and ",
Then the migration rate under other dimensions under Z2 in addition to " credit time for the first time " dimension is observed again.Continue to drill through, as Fig. 7 (c) is jumped
Go to Fig. 7 (d)；If Fig. 7 (d) jumps to Fig. 7 (e), during customer analysis, selected condition is drilled through if necessary to analyze
Migration rate under different time, compares and analyzes, then can use " returning to the homepage " function, for user flexibility with system
System carries out convenient analysis, can return to index calculated result after obtaining analysis result.
The technical solution of the embodiment of the present invention obtains and mesh by when receiving the trigger action to destination financial index
The corresponding data screening condition of financial indicator is marked, is screened from storing data library according to data screening condition and default screening rule
Initial data corresponding with data screening condition, according to default Statistical Principles corresponding with destination financial index to initial data
It is handled, obtains statistical result corresponding with financial indicator, solved existing tool and be not able to satisfy complicated financial indicator
The technical issues of calculating and relevant staff are write as script corresponding thereto and operation according to screening conditions, available
Financial indicator is imported into excel table students with moderate performance to intuitively be presented to the user by financial indicator corresponding with screening conditions
At icon information corresponding with financial indicator, however when screening conditions change, related personnel just needs to modify fortune
This is traveled far and wide, however modifies script and needs professional person to operate, common staff is unable to complete this work, so as to cause this
Kind assessment mode does not have versatility, and the screening conditions can automatically be obtained by choosing different screening conditions by realizing
Under each consumer finance index, while each consumer finance core index can also be showed in real time, all users are ok
Using and have versatility, reduce labour and improve accuracy technical effect.
Embodiment three
As a preferred embodiment of above-described embodiment, Fig. 8 is a kind of consumer finance provided by the embodiment of the present invention three
The acquisition methods of index.
As described in Figure 8, the method for the embodiment of the present invention includes：
S801, it pre-processes into ginseng.
Ginseng is pre-processed to be primarily referred to as selecting user's at least one screening parameter to be determined in data screening region,
It can be the credit grade scoring etc. of the age bracket of user, the time of user's credit for the first time or user.It pre-processes and is also wrapped into ginseng
The selected destination financial index of user is included, computer-internal setting program refers at least one screening parameter and destination financial
Mark is handled.
Whether with data screening parameter and destination financial index corresponding system is cached in S802, query caching database
Meter is as a result, if it is not, then execute S803；If so, executing S804.
According at least one currently selected screening parameter and the current financial indicator to be chosen, query caching number
According to whether being cached with statistical result corresponding with current screening parameter and financial indicator in library.
S803, it is screened from storing data library and data screening condition phase according to data screening condition and default screening rule
Corresponding initial data.
If uncached in cache database have statistics corresponding with current screening parameter and current consumption financial indicator
As a result, then according at least one data screening parameter and default screening rule is filtered out from storing data library and screening conditions
Corresponding initial data, specific screening mode can be found in the embodiment of the present invention one.
S804, statistical result corresponding with current screening parameter and destination financial index is transferred from cache database.
If being cached with statistics knot corresponding with current screening conditions and current consumption financial indicator in cache database
It is when fruit, then corresponding with current screening conditions and current consumption financial indicator from can directly be transferred from cache database
Statistical result, and by statistical result showed in the display page, it is shown optionally by way of histogram, is also possible to wave
Form show financial indicator data.
S805, according to default Statistical Principles corresponding with the target consumer financial indicator to the initial data at
Reason, obtains statistical result corresponding with the financial indicator.
If uncached statistical result corresponding with current screening conditions and current financial index in cache database,
According at least one screening parameter and financial indicator, selected and its phase from storing data library according to preset screening rule
Corresponding initial data.It should be noted that the Statistical Principles that different financial indicators are taken are different, it can be understood as that takes patrols
Volume operation mode does not pass through, thus can according to Statistical Principles corresponding with consumer finance index to initial data at
Reason, obtains statistical result corresponding with current financial index.
S806, target data in the statistical result is determined according to the statistical result and preset reference standard.
If the data in statistical result are deposited when abnormal, optionally, the financial indicator value of some month or certain some months are lower than
Preset reference value, reference value at this time can be the value being closer in all data, will be above this value or lower than this value
Data are denoted as abnormal data, and abnormal data can will be present as target data.
S807, when receiving the operation for triggering the target data, drill through Rule and the target according to default
The corresponding historical context data of data, and shown.
It should be noted that whether can be deposited in first query caching database after the operation that user triggers target data
If in the analysis analyzed for the financial indicator as a result, in the presence of then directly being transferred from cache database and number of targets
According to corresponding analysis as a result, and by final as the result is shown on display plane.If in cache database it is uncached have with
The corresponding analysis of target data as a result, then according at least one screening parameter and financial indicator, transferred from database with
Its corresponding historical context data, and the data are analyzed and processed, and final processing result is shown to display and is put down
On face.
The technical solution of the embodiment of the present invention obtains and mesh by when receiving the trigger action to destination financial index
The corresponding data screening condition of financial indicator is marked, is screened from storing data library according to data screening condition and default screening rule
Initial data corresponding with data screening condition, according to default Statistical Principles corresponding with destination financial index to initial data
It is handled, obtains statistical result corresponding with financial indicator, solved existing tool and be not able to satisfy complicated financial indicator
The technical issues of calculating and relevant staff are write as script corresponding thereto and operation according to screening conditions, available
Financial indicator is imported into excel table students with moderate performance to intuitively be presented to the user by financial indicator corresponding with screening conditions
At icon information corresponding with financial indicator, however when screening conditions change, related personnel just needs to modify fortune
This is traveled far and wide, however modifies script and needs professional person to operate, common staff is unable to complete this work, so as to cause this
Kind assessment mode does not have versatility, and the screening conditions can automatically be obtained by choosing different screening conditions by realizing
Under each consumer finance index, while each consumer finance core index can also be showed in real time, all users are ok
Using and have versatility, reduce labour and improve accuracy technical effect.
Example IV
Fig. 9 is a kind of structural schematic diagram of the acquisition device for consumer finance index that the embodiment of the present invention four provides, the dress
Set including：It obtains screening conditions module 910, transfer raw data module 920 and financial indicator statistical module 930.Wherein, it obtains
Screening conditions module 910 is taken, for when receiving the trigger action to target consumer financial indicator, acquisition to disappear with the target
Take the corresponding data screening condition of financial indicator, wherein the data screening condition includes at least one data screening parameter；It adjusts
Take raw data module 920, for screen from storing data library according to the data screening condition and default screening rule and
The corresponding initial data of the data screening condition；Financial indicator statistical module 930, for according to golden with the target consumer
Melt the corresponding default Statistical Principles of index to handle the initial data, obtain opposite with the target consumer financial indicator
The statistical result answered.
Based on the above technical solution, described device further includes：Financial indicator statistical result cache module is used for root
It, will be described according to the corresponding relationship between the target consumer financial indicator, the data screening condition and the statistical result
Target consumer financial indicator, the data screening condition and statistical result storage are into cache database.
It is described to transfer raw data module on the basis of above-mentioned each technical solution, according to the data screening condition
With default screening rule before screening initial data corresponding with the data screening condition in storing data library, also use
In：If inquired in the cache database, there are current goal consumer finance index and current data screening conditions, roots
Statistics corresponding with the current goal consumer finance index and the current data screening conditions is determined according to the corresponding relationship
As a result.
On the basis of above-mentioned each technical solution, described device further includes：If detecting the original in the storing data library
Beginning data change, then the statistical result in the cache database is updated according to the initial data after variation.
On the basis of above-mentioned each technical solution, described device further includes：According to the statistical result and preset reference
Standard determines the target data in the statistical result.
On the basis of above-mentioned each technical solution, financial indicator statistical module in described device, according to the statistics
As a result it after determining the target data in the statistical result with preset reference standard, is also used to：Institute is triggered when receiving
When stating the operation of target data, Rule historical context data corresponding with the target data are drilled through according to default, are gone forward side by side
Row display.
The technical solution of the embodiment of the present invention obtains and mesh by when receiving the trigger action to destination financial index
The corresponding data screening condition of financial indicator is marked, is screened from storing data library according to data screening condition and default screening rule
Initial data corresponding with data screening condition, according to default Statistical Principles corresponding with destination financial index to initial data
It is handled, obtains statistical result corresponding with financial indicator, solved existing tool and be not able to satisfy complicated financial indicator
The technical issues of calculating and relevant staff are write as script corresponding thereto and operation according to screening conditions, available
Financial indicator is imported into excel table students with moderate performance to intuitively be presented to the user by financial indicator corresponding with screening conditions
At icon information corresponding with financial indicator, however when screening conditions change, related personnel just needs to modify fortune
This is traveled far and wide, however modifies script and needs professional person to operate, common staff is unable to complete this work, so as to cause this
Kind assessment mode does not have versatility, and the screening conditions can automatically be obtained by choosing different screening conditions by realizing
Under each consumer finance index, while each consumer finance core index can also be showed in real time, all users are ok
Using and have versatility, reduce labour and improve accuracy technical effect.
A kind of financial indicator acquisition device provided by the embodiment of the present invention can be performed any embodiment of that present invention and be provided
Financial indicator acquisition methods, have the corresponding functional module of execution method and beneficial effect.
It is worth noting that, each unit included by above-mentioned apparatus and module are only divided according to function logic
, but be not limited to the above division, as long as corresponding functions can be realized；In addition, the specific name of each functional unit
Title is also only for convenience of distinguishing each other, and is not intended to restrict the invention the protection scope of embodiment.
Embodiment five
Figure 10 is a kind of structural schematic diagram for server that the embodiment of the present invention five provides.Figure 10, which is shown, to be suitable for being used in fact
The block diagram of the exemplary servers 100 of existing embodiment of the embodiment of the present invention.The server 100 that Figure 10 is shown is only one and shows
Example, should not function to the embodiment of the present invention and use scope bring any restrictions.
As shown in Figure 10, server 100 is showed in the form of general-purpose computations server.The component of server 100 can wrap
It includes but is not limited to：One or more processor or processing unit 1001, system storage 1002 connect different system components
The bus 1003 of (including system storage 1002 and processing unit 1001).
Bus 1003 indicates one of a few class bus structures or a variety of, including memory bus or memory control
Device, peripheral bus, graphics acceleration port, processor or total using the local of any bus structures in a variety of bus structures
Line.For example, these architectures include but is not limited to industry standard architecture (ISA) bus, microchannel architecture
(MAC) bus, enhanced isa bus, Video Electronics Standards Association (VESA) local bus and peripheral component interconnection (PCI) are total
Line.
Server 100 typically comprises a variety of computer system readable media.These media can be it is any being capable of bedding and clothing
The usable medium that business device 100 accesses, including volatile and non-volatile media, moveable and immovable medium.
System storage 1002 may include the computer system readable media of form of volatile memory, such as deposit at random
Access to memory (RAM) 1004 and/or cache memory 1005.Server 100 may further include it is other it is removable/no
Movably, volatile/non-volatile computer system storage medium.Only as an example, storage system 1006 can be used for reading
Write immovable, non-volatile magnetic media (Figure 10 do not show, commonly referred to as " hard disk drive ").Although not showing in Figure 10
Out, the disc driver for reading and writing to removable non-volatile magnetic disk (such as " floppy disk ") can be provided, and to removable
The CD drive of anonvolatile optical disk (such as CD-ROM, DVD-ROM or other optical mediums) read-write.In these cases,
Each driver can be connected by one or more data media interfaces with bus 1003.Memory 1002 may include to
A few program product, the program product have one group of (for example, at least one) program module, these program modules are configured to
Execute the function of various embodiments of the present invention.
Program/utility 1008 with one group of (at least one) program module 1007 can store and for example store
In device 1002, such program module 1007 includes but is not limited to operating system, one or more application program, other programs
It may include the realization of network environment in module and program data, each of these examples or certain combination.Program mould
Block 1007 usually executes function and/or method in embodiment described in the invention.
Server 100 can also be with one or more external equipments 1009 (such as keyboard, sensing equipment, display 1010
Deng) communication, can also be enabled a user to one or more equipment interact with the server 100 communicate, and/or with make this
Any equipment (such as network interface card, modem etc. that server 100 can be communicated with one or more of the other calculating equipment
Deng) communication.This communication can be carried out by input/output (I/O) interface 1011.Also, server 100 can also pass through net
Network adapter 1012 and one or more network (such as local area network (LAN), wide area network (WAN) and/or public network, such as
Internet) communication.As shown, network adapter 1012 is communicated by bus 1003 with other modules of server 100.It should
Understand, although being not shown in Figure 10, other hardware and/or software module can be used in conjunction with server 100, including unlimited
In：Microcode, device driver, redundant processing unit, external disk drive array, RAID system, tape drive and number
According to backup storage system etc..
The program that processing unit 1001 is stored in system storage 1002 by operation, thereby executing various function application
And data processing, such as realize a kind of consumer finance index selection method provided by the embodiment of the present invention.
Embodiment six
The embodiment of the present invention six also provides a kind of storage medium comprising computer executable instructions, and the computer can be held
Row instruction by computer processor when being executed for executing a kind of financial indicator acquisition methods.
The computer storage medium of the embodiment of the present invention, can be using any of one or more computer-readable media
Combination.Computer-readable medium can be computer-readable signal media or computer readable storage medium.It is computer-readable
Storage medium for example may be-but not limited to-the system of electricity, magnetic, optical, electromagnetic, infrared ray or semiconductor, device or
Device, or any above combination.The more specific example (non exhaustive list) of computer readable storage medium includes：Tool
There are electrical connection, the portable computer diskette, hard disk, random access memory (RAM), read-only memory of one or more conducting wires
(ROM), erasable programmable read only memory (EPROM or flash memory), optical fiber, portable compact disc read-only memory (CD-
ROM), light storage device, magnetic memory device or above-mentioned any appropriate combination.In this document, computer-readable storage
Medium can be any tangible medium for including or store program, which can be commanded execution system, device or device
Using or it is in connection.
Computer-readable signal media may include in a base band or as carrier wave a part propagate data-signal,
Wherein carry computer-readable program code.The data-signal of this propagation can take various forms, including but unlimited
In electromagnetic signal, optical signal or above-mentioned any appropriate combination.Computer-readable signal media can also be that computer can
Any computer-readable medium other than storage medium is read, which can send, propagates or transmit and be used for
By the use of instruction execution system, device or device or program in connection.
The program code for including on computer-readable medium can transmit with any suitable medium, including --- but it is unlimited
In wireless, electric wire, optical cable, RF etc. or above-mentioned any appropriate combination.
Can with one or more programming languages or combinations thereof come write for execute the embodiment of the present invention operation
Computer program code, described program design language include object oriented program language-such as Java,
Smalltalk, C++ further include conventional procedural programming language --- such as " C " language or similar program design language
Speech.Program code can be executed fully on the user computer, partly be executed on the user computer, as an independence
Software package execute, part on the user computer part execute on the remote computer or completely in remote computer or
It is executed on server.In situations involving remote computers, remote computer can pass through the network of any kind --- packet
It includes local area network (LAN) or wide area network (WAN)-is connected to subscriber computer, or, it may be connected to outer computer (such as benefit
It is connected with ISP by internet).
Note that the above is only a better embodiment of the present invention and the applied technical principle.It will be appreciated by those skilled in the art that
The invention is not limited to the specific embodiments described herein, be able to carry out for a person skilled in the art it is various it is apparent variation,
It readjusts and substitutes without departing from protection scope of the present invention.Therefore, although being carried out by above embodiments to the present invention
It is described in further detail, but the present invention is not limited to the above embodiments only, without departing from the inventive concept, also
It may include more other equivalent embodiments, and the scope of the invention is determined by the scope of the appended claims.
Claims (10)
1. a kind of acquisition methods of consumer finance index, which is characterized in that including：
When receiving the trigger action to target consumer financial indicator, number corresponding with the target consumer financial indicator is obtained
According to screening conditions, wherein the data screening condition includes at least one data screening parameter；
It is screened from storing data library and the data screening condition phase according to the data screening condition and default screening rule
Corresponding initial data；
The initial data is handled according to default Statistical Principles corresponding with the target consumer financial indicator, obtain with
The corresponding statistical result of the target consumer financial indicator.
2. the method according to claim 1, wherein further including：
According to the corresponding relationship between the target consumer financial indicator, the data screening condition and the statistical result,
By the storage of the target consumer financial indicator, the data screening condition and the statistical result into cache database.
3. according to the method described in claim 2, it is characterized in that, described according to the data screening condition and default screening
Rule further includes before screening corresponding with data screening condition initial data in storing data library：
If inquired in the cache database, there are current goal consumer finance index and current data screening conditions, roots
Statistics corresponding with the current goal consumer finance index and the current data screening conditions is determined according to the corresponding relationship
As a result.
4. according to the method described in claim 2, it is characterized in that, further including：
If detecting that the initial data in the storing data library changes, according to the initial data update after variation
Statistical result in cache database.
5. the method according to claim 1, wherein it is described obtain it is opposite with the target consumer financial indicator
After the statistical result answered, further include
The target data in the statistical result is determined according to the statistical result and preset reference standard.
6. according to the method described in claim 5, it is characterized in that, described according to the statistical result and preset with reference to mark
After accurately making the target data in the statistical result, further include：
When receiving the operation for triggering the target data, to drill through Rule corresponding with the target data according to default
Historical context data, and shown.
7. a kind of acquisition device of consumer finance index, which is characterized in that including：
Screening conditions module is obtained, for obtaining and the mesh when receiving the trigger action to target consumer financial indicator
Mark the corresponding data screening condition of consumer finance index, wherein the data screening condition includes at least one data screening ginseng
Number；
Raw data module is transferred, for screening from storing data library according to the data screening condition and default screening rule
Initial data corresponding with the data screening condition；
Financial indicator statistical module, for basis default Statistical Principles corresponding with the target consumer financial indicator to the original
Beginning data are handled, and statistical result corresponding with the target consumer financial indicator is obtained.
8. device according to claim 7, which is characterized in that described device further includes：
Financial indicator statistical result cache module, for according to the target consumer financial indicator, the data screening condition with
And the corresponding relationship between the statistical result, by the target consumer financial indicator, the data screening condition and described
Statistical result is stored into cache database.
9. a kind of server, which is characterized in that the server includes：
One or more processors；
Storage device, for storing one or more programs,
When one or more of programs are executed by one or more of processors, so that one or more of processors are real
Now such as the acquisition methods of consumer finance index as claimed in any one of claims 1 to 6.
10. a kind of storage medium comprising computer executable instructions, the computer executable instructions are by computer disposal
For executing the acquisition methods such as consumer finance index as claimed in any one of claims 1 to 6 when device executes.
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| CN110069379A (en) * | 2019-03-19 | 2019-07-30 | 北京百度网讯科技有限公司 | The screening technique and screening plant of monitor control index |
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