CN110363388A - A kind of method, server and computer readable storage medium handling product requests - Google Patents

A kind of method, server and computer readable storage medium handling product requests Download PDF

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Publication number
CN110363388A
CN110363388A CN201910522099.4A CN201910522099A CN110363388A CN 110363388 A CN110363388 A CN 110363388A CN 201910522099 A CN201910522099 A CN 201910522099A CN 110363388 A CN110363388 A CN 110363388A
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China
Prior art keywords
product
target
target product
goes out
requests
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CN201910522099.4A
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Inventor
陈文军
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Beijing Shenzhou Digital Cloud Information Technology Co ltd
Shenzhou Kuntai Xiamen Information Technology Co ltd
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Ping An Puhui Enterprise Management Co Ltd
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Priority to CN201910522099.4A priority Critical patent/CN110363388A/en
Publication of CN110363388A publication Critical patent/CN110363388A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/06Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063Operations research, analysis or management
    • G06Q10/0639Performance analysis of employees; Performance analysis of enterprise or organisation operations
    • G06Q10/06393Score-carding, benchmarking or key performance indicator [KPI] analysis
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0201Market modelling; Market analysis; Collecting market data
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

The present invention is suitable for field of computer technology, provide a kind of method, server and computer readable storage medium for handling product requests, it include: the product requests for pre-set product that receiving terminal apparatus is sent, and keyword recognition is carried out to product requests, the product information of requested target product is extracted from product requests;The controlled dimension of target product is obtained from the first database constructed in advance based on the product information of target product;Information in first database is used to describe the corresponding relationship between product information and controlled dimension;Based on the controlled dimension of target product it is associated go out part strategy judge whether target product is currently allowed to out part, and the response message for describing judging result is returned to terminal device, it can be seen that, the embodiment of the present invention is directed to different target products, it can judge whether it is currently allowed to out part based on part strategy out corresponding with its product information, so that the individual character for realizing product dissolves part control.

Description

A kind of method, server and computer readable storage medium handling product requests
Technical field
The invention belongs to field of computer technology more particularly to a kind of method, server and calculating for handling product requests Machine readable storage medium storing program for executing.
Background technique
In financial industry, in order to reduce the marketing risk of financial product while guaranteeing financial product sales volume, finance is produced The seller of product would generally carry out out part control to financial product, that is, control the sale amount of financial product.Existing financial product goes out Part control method is to carry out out part assessment to all financial products based on same part index out, and part control mode is more single out One, the individual character that cannot achieve product dissolves part control.
Summary of the invention
In view of this, handling the methods of product requests, server and computer-readable the embodiment of the invention provides a kind of Storage medium, with solve existing product go out existing for part control method go out part control mode it is more single, cannot achieve product Individual character dissolve part control the problem of.
The first aspect of the embodiment of the present invention provides a kind of method for handling product requests, comprising:
The product requests for pre-set product that receiving terminal apparatus is sent, and keyword knowledge is carried out to the product requests Not, the product information of requested target product is extracted from the product requests;
Product information based on the target product obtains the target product from the first database constructed in advance Controlled dimension;Information in the first database is used to describe the corresponding relationship between product information and controlled dimension;It is described Controlled dimension is used for the impact factor for describing to influence product sales volume;
Based on the controlled dimension of the target product it is associated go out part strategy judge the target product currently whether by Allow part out, and returns to the response message for describing judging result to the terminal device.
The second aspect of the embodiment of the present invention provides a kind of server, including memory, processor and is stored in institute The computer program that can be run in memory and on the processor is stated, the processor executes real when the computer program Existing following steps:
The product requests for pre-set product that receiving terminal apparatus is sent, and keyword knowledge is carried out to the product requests Not, the product information of requested target product is extracted from the product requests;
Product information based on the target product obtains the target product from the first database constructed in advance Controlled dimension;Information in the first database is used to describe the corresponding relationship between product information and controlled dimension;It is described Controlled dimension is used for the impact factor for describing to influence product sales volume;
Based on the controlled dimension of the target product it is associated go out part strategy judge the target product currently whether by Allow part out, and returns to the response message for describing judging result to the terminal device.
The third aspect of the embodiment of the present invention provides a kind of server, comprising:
Information extraction unit, for the product requests for pre-set product that receiving terminal apparatus is sent, and to the production Product request carries out keyword recognition, and the product information of requested target product is extracted from the product requests;
First acquisition unit is obtained from the first database constructed in advance for the product information based on the target product Take the controlled dimension of the target product;Information in the first database is for describing between product information and controlled dimension Corresponding relationship;The controlled dimension is used for the impact factor for describing to influence product sales volume;
Judging unit, for based on the controlled dimension of the target product it is associated go out part strategy judge target production Whether product are currently allowed to out part, and return to the response message for describing judging result to the terminal device.
The fourth aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage Media storage has computer program, and the computer program realizes following steps when being executed by processor:
The product requests for pre-set product that receiving terminal apparatus is sent, and keyword knowledge is carried out to the product requests Not, the product information of requested target product is extracted from the product requests;
Product information based on the target product obtains the target product from the first database constructed in advance Controlled dimension;Information in the first database is used to describe the corresponding relationship between product information and controlled dimension;It is described Controlled dimension is used for the impact factor for describing to influence product sales volume;
Based on the controlled dimension of the target product it is associated go out part strategy judge the target product currently whether by Allow part out, and returns to the response message for describing judging result to the terminal device.
Implement a kind of method, server and computer-readable storage medium for handling product requests provided in an embodiment of the present invention Matter has the advantages that
The embodiment of the present invention is produced when receiving the product requests of terminal device transmission based on the target that product requests carry The product information of product obtains the controlled dimension of target product from the first database constructed in advance, and based on target product The associated part strategy out of controlled dimension judges whether target product is currently allowed to out part, and returns to terminal device for describing The response message of judging result, it can be seen that, the embodiment of the present invention is directed to different target products, can be based on believing with its product It ceases corresponding part strategy out and judges whether it is currently allowed to out part, so that the individual character for realizing product dissolves part control.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only of the invention some Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these Attached drawing obtains other attached drawings.
Fig. 1 is a kind of implementation flow chart of method for handling product requests provided in an embodiment of the present invention;
Fig. 2 is the specific implementation flow chart of S3 in a kind of method for handling product requests provided in an embodiment of the present invention;
Fig. 3 be another embodiment of the present invention provides a kind of processing product requests method in S3 specific implementation flow Figure;
Fig. 4 is a kind of structural block diagram of server provided in an embodiment of the present invention;
Fig. 5 be another embodiment of the present invention provides a kind of server structural block diagram.
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and It is not used in the restriction present invention.
Referring to Fig. 1, Fig. 1 is a kind of implementation flow chart of method for handling product requests provided in an embodiment of the present invention. In the present embodiment, the executing subject for handling the method for product requests is server.The method of processing product requests as shown in Figure 1 The following steps are included:
S1: the product requests for pre-set product that receiving terminal apparatus is sent, and the product requests are carried out crucial Word identification, extracts the product information of requested target product from the product requests.
In the embodiment of the present invention, pre-set product refers to that needs carry out out the financial product of part control.Financial product is gone out Part control controls the sale amount of financial product, to reduce the distribution of financial product while guaranteeing that financial product sales volume is up to standard The marketing risk of side.
When carrying out out part control to financial product, financial product can be divided into multiple product classes according to actual needs Type may include multiple and different financial products under each product type.Finance is produced for example, whether can be fixed according to income Product are divided into fixed income product and on-fixed revenue product both product types, and fixed income product may include that bond produces Product and credit product etc., on-fixed revenue product may include stock product, options products and fund product etc..The present invention is implemented In example, server provides products configuration interface for user, and the publisher of financial product can add needs in the server in advance The pre-set product of part control is carried out out, and configures the product information of each pre-set product.The product information of pre-set product can wrap The product identification of pre-set product and the product type of pre-set product etc. are included but are not limited to, product identification can be name of product, It can be product number.The product identification of pre-set product and product type can be associated storage by server.
When client wants to buy certain pre-set product, can the operation interface of default application on the terminal device input it Want the product information of the target product of purchase, and the preset control at trigger action interface.Wherein, the product information of target product It may include the product identification of target product and/or the product type of target product.Terminal device detects the pre- of operation interface If control is triggered, the product information of the target product based on client's input generates the product requests for being directed to pre-set product, and The product requests are sent to server.Wherein, the product information of requested target product is carried in product requests, target produces Product can be one of them or at least two products in pre-set product, herein with no restrictions.
After server receives the product requests for pre-set product of terminal transmission, keyword knowledge is carried out to product requests Not, and then from product requests the product information of requested target product is extracted.Specifically, server can be using participle work Tool carries out word segmentation processing to product requests, then is closed based on product keyword database to each word that word segmentation processing obtains Key word identifies, and then the keyword for describing product information is extracted from all words that word segmentation processing obtains, these are crucial Word is the product information for characterizing target product.Wherein, it is stored in product keyword database multiple for describing product attribute Keyword.
S2: the product information based on the target product obtains the target product from the first database constructed in advance Controlled dimension;Information in the first database is used to describe the corresponding relationship between product information and controlled dimension;Institute Controlled dimension is stated for describing the impact factor of influence product sales volume.
In practical applications, since the impact factor for influencing the sales volume of different types of financial product is different, it can be with The controlled of different types of financial product is determined respectively based on the impact factor for the sales volume for influencing different types of financial product Dimension.Wherein, controlled dimension is used for the impact factor for describing to influence product sales volume.For example, if influencing certain type financial product The impact factor of sales volume includes part region, going out part channel and client's feature, then the controlled dimension of the financial product may include Region dimension, channel dimension and client's dimension.If the impact factor for influencing the sales volume of certain type financial product only includes part out Channel and client's feature, then the controlled dimension of the financial product may include channel dimension and client's dimension.It should be noted that The controlled dimension of different types of financial product may be the same or different, and determines with specific reference to actual conditions, does not do herein Limitation.
The publisher of financial product can be determined all types of based on the impact factor for the sales volume for influencing all types of financial products The controlled dimension of financial product, and first database is constructed in the server, it is that all types of finance produces in first database Product configure corresponding controlled dimension, and server can be by pair between each product type and controlled dimension of financial product It should be related to and be stored in first database, i.e., the information in first database is for describing between product information and controlled dimension Corresponding relationship, the corresponding relationship between product type and controlled dimension specifically for describing financial product.
In the present embodiment, server is after the product information for extracting target product in product requests, if detecting target It include the product type of target product, then the product class being directly based upon in the product information of target product in the product information of product Type obtains the controlled dimension of target product from first database.If server is detected in the product information of target product and is only wrapped Product identification containing target product is then determined the product type of target product based on the product identification of target product, then is based on mesh The product type for marking product obtains the controlled dimension of target product from first database.
It should be noted that the controlled dimension of the financial product of each type may each be region in the embodiment of the present invention The combination of any one dimension or any at least two dimension in dimension, channel dimension and client's dimension.For example, certain seed type The controlled dimension of pre-set product can only include region dimension, the controlled dimension of another type of pre-set product may include Client's dimension and region dimension etc..
S3: based on the controlled dimension of the target product it is associated go out part strategy judge the target product currently whether It is allowed to out part, and returns to the response message for describing judging result to the terminal device.
In the embodiment of the present invention, the publisher of financial product can configure different part plans out for different controlled dimensions Slightly.And the corresponding relationship storage between part strategy is in the server by controlled dimension and out.
It, can be based on pre-stored controlled dimension and part strategy out after server has determined the controlled dimension of target product Between corresponding relationship it is determining with the controlled dimension of target product it is associated go out part strategy, and based on the controlled dimension with target product It spends associated part strategy out and judges whether target product is currently allowed to out part, and generated based on judging result for describing to judge As a result response message, and the response message is back to terminal device.It should be noted that response message is specifically used for description Whether target product is currently allowed to out part, and part is for describing the operation that target product is sold by out.
As an embodiment of the present invention, the target that requested target product is also carried in product requests goes out number of packages amount, mesh It marks part region and target goes out part channel.Wherein, target goes out the quantity that number of packages amount thinks the target product of purchase for describing client. For describing the region that product is sold by, part region can be geographic area out, be also possible to the pin artificially divided in part region out Section is sold, target, which goes out part region, can be geographic area belonging to client's permanent residence or client's office ground, and it is normal to be also possible to client Sale section belonging to residence or client's office ground.Part channel is used for the channel for describing to be passed through when product is sold by out, out part Channel can include but is not limited to Internet channel, phone channel and business hall channel etc., and target, which goes out part channel, can be network canal Any one in road, phone channel and business hall channel.
In practical applications, when the controlled dimension of target product includes region dimension and channel dimension, with target product The associated air control strategy of controlled dimension can be with are as follows: the target of the requested target product of product requests go out number of packages amount be less than or Number of packages amount and target product can be gone out in the residue that target goes out in part region equal to target product and go out the residue in part channel in target When can go out the sum of number of packages amount, allows target product to go out part, otherwise do not allow target product to go out part.Based on this, S3 can specifically lead to It crosses S31~S36 as shown in Figure 2 and realizes that details are as follows:
S31: the target that requested target product is extracted from the product requests goes out part region and target goes out part channel.
In the present embodiment, after server carries out word segmentation processing to product requests, it is also based on region keyword database and canal Road keyword database carries out keyword recognition to each word that word segmentation processing obtains respectively, and then obtained from word segmentation processing The target that target product is extracted in all words goes out part region and target goes out part channel.Wherein, region keyword database includes It is multiple for the keywords in part region to be depicted, include multiple in channel keyword database for the keys of part channel to be depicted Word.
S32: determine that the target product can go out number of packages amount in the first residue that the target goes out in part region.
In the present embodiment, after server goes out part region from the target for extracting target in product requests and going out part region, determine Target product goes out in part region in target and goes out part index.Wherein, the part index that goes out of target product refers to that target product can be sold by Total quantity.
Specifically, in one embodiment of the invention, S32 may comprise steps of:
Go out part index calculation formula according to first, calculates the target product and refer in the part that goes out that the target goes out in part region Mark;Described first goes out part index calculation formula are as follows:
Wherein, AreaQuota indicates the part index out that the target product goes out in the target in part region, and W indicates institute The weight coefficient that target goes out part region is stated, J indicates to influence the total quantity for the impact factor that each part region out goes out part index, and j is Integer, and 1≤j≤J, KjIndicate the weight coefficient of j-th of impact factor, QjIndicate j-th of impact factor described Target goes out the score value in part region;
It determines that the target product goes out in part region in the target and has gone out number of packages amount;
Go out in part region to go out part index and to have gone out number of packages amount in the target based on the target product, determines the mesh Number of packages amount can be gone out in the first residue that the target goes out in part region by marking product.
In the present embodiment, the publisher of financial product can according to target product it is each go out part region historical sales shape Condition is that weight coefficient is arranged in each part region out.For example, can be the higher part region setting out of history sales volume of target product Biggish weight coefficient is that lesser weight coefficient is arranged in the lower part region out of history sales volume of target product.Meanwhile finance The publisher of product can count the impact factor for influencing part region sales volume out, not according to Different Effects factor pair product sales volume It is that weight coefficient is arranged in each impact factor, and determines each impact factor taking under each part region out with influence degree Value.For example, the impact factor for influencing part region sales volume out can include but is not limited to the population ratio of the density of population, all age group The population ratio of example etc., the density of population and all age group that difference goes out in part region can be obtained through statistics, based on each Value of the impact factor in different part regions out, determines that each impact factor goes out the score value in part region in target.Finance produces The publisher of product can sell pre-set each weight coefficient in part region out, influence target product in each part region out The score value of each impact factor of amount and the weight coefficient of each impact factor store in the server.
After server has determined that target goes out part region, mesh is obtained from pre-stored each weight coefficient in part region out The weight coefficient in part region is marked, and obtains influence target product and goes out each impact factor of the sales volume in part region in target The weight coefficient of score value and each impact factor goes out part index calculation formula based on first, calculates target product and goes out in target Go out part index in part region.Server has determined that target product, can basis after target goes out the part index out in part region The sum for belonging to target and going out product requests in part region and for target product received in the present sales period, determines Target product goes out in part region in target and has gone out number of packages amount, by target product target go out in part region go out part index with The difference of number of packages amount, which is determined as target product, out can go out number of packages amount in the first residue that target goes out in part region.
S33: determine that the target product can go out number of packages amount in the second residue that the target goes out in part channel.
In the present embodiment, server from product requests extract target go out part channel target go out part channel after, determine mesh Mark product goes out in part channel in target and goes out part index.Wherein, the part index that goes out of target product refers to what target product can be sold by Total quantity.
Specifically, in one embodiment of the invention, S33 may comprise steps of:
Go out part index calculation formula according to second, calculates the target product and refer in the part that goes out that the target goes out in part channel Mark;Described second goes out part index calculation formula are as follows:
Wherein, ChannelQuo ta indicates the part index out that the target product goes out in the target in part channel, V table Show that the target goes out the weight coefficient of part channel, N indicates to influence the total quantity for the impact factor that channel goes out part index, and n is integer And 1≤n≤N, KnIndicate the coefficient of n-th of impact factor, QnIndicate that n-th of impact factor goes out obtaining for part channel in the target Score value;
It determines that the target product goes out in part channel in the target and has gone out number of packages amount;
Go out in part channel to go out part index and to have gone out number of packages amount in the target based on the target product, determines the mesh Number of packages amount can be gone out in the second residue that the target goes out in part channel by marking product.
In the present embodiment, the publisher of financial product can according to target product it is each go out part channel historical sales shape Condition is that weight coefficient is arranged in each part channel out.For example, can be the higher part channel setting out of history sales volume of target product Biggish weight coefficient is that lesser weight coefficient is arranged in the lower part channel out of history sales volume of target product.Meanwhile finance The publisher of product can count the impact factor for influencing part channel sales volume out, not according to Different Effects factor pair product sales volume It is that weight coefficient is arranged in each impact factor, and determines each impact factor taking under each part channel out with influence degree Value.For example, the impact factor for influencing part channel sales volume out can include but is not limited to client age, network coverage situation etc..Gold The publisher for melting product can be by pre-set each weight coefficient of part channel out, influence target product in each part canal out The score value of each impact factor of road sales volume and the weight coefficient of each impact factor store in the server.
After server has determined that the requested target of product requests goes out part channel, from pre-stored each part channel out Target is obtained in weight coefficient and goes out the weight coefficient of part channel, and is obtained influence target product and gone out the sales volume in part channel in target Each impact factor score value and each impact factor weight coefficient, based on second go out part index calculation formula, calculate Target product goes out in part channel in target and goes out part index.
Server has determined that pre-set product, can be according to the present sales period after target goes out the part index out in part channel The sum for belonging to target and going out product requests in part channel and for target product inside received, determines target product in mesh It marks in part channel and has gone out number of packages amount, target product is gone out into the difference for going out part index and having gone out number of packages amount in part channel in target Number of packages amount can be gone out in the second residue that target goes out in part channel by being determined as target product.
S34: determine that the target of the requested target product of the product requests goes out number of packages amount.
In the present embodiment, after server receives product requests, requested target product is extracted from product requests Target goes out number of packages amount, and the target of target product is gone out number of packages amount and the first residue can go out number of packages amount and the second residue and can go out number of packages The sum of amount compares, if the target of target product, which goes out number of packages amount, can go out number of packages amount and the second residue less than or equal to the first residue The sum of number of packages amount can be gone out, then execute S35;If the target of target product, which goes out number of packages amount, can go out number of packages amount and second greater than the first residue Residue can go out the sum of number of packages amount, then execute S36.
S35: if the target, which goes out number of packages amount, can go out number of packages amount and second residue less than or equal to first residue The sum of number of packages amount can be gone out, then generate the first response message;First response message is for describing the target product currently quilt Allow part out.
In the present embodiment, if server detects that the target of target product goes out number of packages amount and can go out less than or equal to the first residue Number of packages amount and the second residue can go out the sum of number of packages amount, then generate and be currently allowed to out the first of part to respond for describing target product Information, and first response message is back to terminal device, so that client knows that its current product requests meets the requirements, Requested target product is currently allowed to out part.
S36: if the target goes out, number of packages amount can go out number of packages amount greater than first residue and second residue can go out part The sum of quantity then generates the second response message;Second response message is not allowed to currently for describing the target product Part out.
In the present embodiment, if server detects that the target of target product goes out number of packages amount and can go out number of packages amount greater than the first residue The sum of number of packages amount can be gone out with the second residue, then generate the second response letter for not being allowed to out part currently for describing target product Breath, and second response message is back to terminal device, so that client knows that its current product requests is undesirable, Requested target product is not allowed to out part currently.
Also carried as another embodiment of the present invention, in product requests the customer information for sending the client of the product requests and The target of the requested target product of product requests goes out part channel.Wherein, customer information include but is not limited to client identity mark, Client age, client occupation and client gender etc., customer ID can be ID card No. or phone number of client etc., herein With no restrictions.Part channel is used for the channel for describing to be passed through when product is sold by out, and part channel can include but is not limited to net out Network channel, phone channel and business hall channel etc., target, which goes out part channel, can be Internet channel, phone channel and business hall channel In any one.
In practical applications, when the controlled dimension of target product includes client's dimension and channel dimension, with target product The associated air control strategy of controlled dimension can be with are as follows: be greater than or equal to default credit value threshold value, and product in the credit value of client Request the target of requested target product go out number of packages amount go out less than or equal to target product in target it is second surplus in part channel It is remaining go out number of packages amount when, allow target product go out part, otherwise do not allow target product to go out part.Based on this, S3 can specifically pass through S37~S42 as shown in Figure 3 realizes that details are as follows:
S37: extracting the customer information for sending the client of the product requests from the product requests and the product is asked The target of requested target product is asked to go out part channel.
In the present embodiment, after server carries out word segmentation processing to product requests, it is also based on customer keys database and canal Road keyword database carries out keyword recognition to each word that word segmentation processing obtains respectively, and then obtained from word segmentation processing The customer information of client for sending product requests is extracted in all words and the target of target product goes out part channel.Wherein, client Include multiple in keyword database for describing the keyword of client properties, includes multiple be used in channel keyword database The keyword of part channel is depicted.
S38: the credit value of the client is determined based on the customer information.
In the present embodiment, server is from extracting customer information and after target goes out part channel, be based on product in product requests The customer information carried in request determines the credit value of client.
Specifically, in one embodiment of the invention, S38 can specifically include following steps:
The score value of each preset attribute of the client is determined based on the customer information;
The score value of each preset attribute based on the client and default credit value calculation formula, calculate the letter of the client With value;The default credit value calculation formula are as follows:
Wherein, Score indicates the credit value of the client, and Y indicates the total item of preset attribute, y be integer and 1≤y≤ Y, WyIndicate the weight coefficient of y-th of preset attribute, QyIndicate the score value of y-th of preset attribute.
In the present embodiment, preset attribute can include but is not limited to client age, client gender and client occupation etc..In reality In the application of border, the publisher of financial product can be each pre- according to influence degree of each preset attribute to the credit value of client If weight coefficient is arranged in attribute.For example, biggish weight can be arranged for the preset attribute being affected to the credit value of client Coefficient influences lesser preset attribute for the credit value on client and lesser weight coefficient is arranged.Meanwhile the distribution of financial product It can be corresponding score value be arranged for the different value of each preset attribute.It, can be with for example, for this preset attribute of client gender Different score values is respectively set for different genders;For this preset attribute of client age, it can be divided into multiple years in advance Age section, and different score values is set for different age brackets.Server extracts each preset attribute of client from customer information Value, and the value of each preset attribute based on the client extracted determines the score value of each preset attribute of client and each The weight coefficient of a preset attribute substitutes into the weight coefficient of the score value of each preset attribute of client and each preset attribute In above-mentioned default credit value calculation formula, and then calculate the credit value of client.
S39: if the credit value of the client is greater than or equal to default credit value threshold value, it is determined that the target product is in institute Number of packages amount can be gone out by stating the third residue that target goes out in part channel.
In this implementation, if server detects that the credit value of client is greater than or equal to default credit value threshold value, illustrate visitor The credit at family reaches the preset requirement of purchase target product, at this point, server can first determine that the target product goes out part in target Go out part index in channel, is to determine that the target product is current in the part index that goes out that target goes out in part channel based on target product It is no to be allowed to sell.
Specifically, in one embodiment of the invention, S36 can specifically include following steps:
Go out part index calculation formula according to second, calculates the target product and refer in the part that goes out that the target goes out in part channel Mark;Described second goes out part index calculation formula are as follows:
Wherein, ChannelQuo ta indicates the part index out that the target product goes out in the target in part channel, V table Show that the target goes out the weight coefficient of part channel, N indicates to influence the total quantity for the impact factor that channel goes out part index, and n is integer And 1≤n≤N, KnIndicate the coefficient of n-th of impact factor, QnIndicate that n-th of impact factor goes out obtaining for part channel in the target Score value;
It determines that the target product goes out in part channel in the target and has gone out number of packages amount;
Go out in part channel to go out part index and to have gone out number of packages amount in the target based on the target product, determines the mesh Number of packages amount can be gone out in the third residue that the target goes out in part channel by marking product.
In the present embodiment, the publisher of financial product can according to target product it is each go out part channel historical sales shape Condition is that weight coefficient is arranged in each part channel out.For example, can be the higher part channel setting out of history sales volume of target product Biggish weight coefficient is that lesser weight coefficient is arranged in the lower part channel out of history sales volume of target product.Meanwhile finance The publisher of product can count the impact factor for influencing part channel sales volume out, not according to Different Effects factor pair product sales volume It is that weight coefficient is arranged in each impact factor, and determines each impact factor taking under each part channel out with influence degree Value.For example, the impact factor for influencing part channel sales volume out can include but is not limited to client age, network coverage situation etc..Gold The publisher for melting product can be by pre-set each weight coefficient of part channel out, influence target product in each part canal out The score value of each impact factor of road sales volume and the weight coefficient of each impact factor store in the server.
After server has determined that the requested target of product requests goes out part channel, from pre-stored each part channel out Target is obtained in weight coefficient and goes out the weight coefficient of part channel, and is obtained influence target product and gone out the sales volume in part channel in target Each impact factor score value and each impact factor weight coefficient, based on second go out part index calculation formula, calculate Target product goes out in part channel in target and goes out part index.
Server has determined that pre-set product, can be according to the present sales period after target goes out the part index out in part channel The sum for belonging to target and going out product requests in part channel and for target product inside received, determines target product in mesh It marks in part channel and has gone out number of packages amount, target product is gone out into the difference for going out part index and having gone out number of packages amount in part channel in target Number of packages amount can be gone out in the third residue that target goes out in part channel by being determined as target product.
S40: determine that the target of the requested target product of the product requests goes out number of packages amount.
In the present embodiment, server has determined that target product can go out number of packages amount in the third residue that target goes out in part channel Afterwards, the target that requested target product is extracted from product requests goes out number of packages amount, and the target of target product is gone out number of packages amount Number of packages amount can be gone out with third residue to compare, if the target of target product, which goes out number of packages amount, can go out part less than or equal to third residue Quantity then executes S41;If the target of target product, which goes out number of packages amount, can go out number of packages amount greater than third residue, S42 is executed.
S41: if the target, which goes out number of packages amount, can go out number of packages amount less than or equal to the third residue, the first response is generated Information;First response message is currently allowed to out part for describing the target product.
In the present embodiment, if server detects that the target of target product goes out number of packages amount and can go out less than or equal to third residue Number of packages amount then generates the first response message for being currently allowed to out part for describing target product, and by first response message It is back to terminal device, so that client knows that its current product requests meets the requirements, the current quilt of requested target product Allow part out.
S42: if the target, which goes out number of packages amount, can go out number of packages amount greater than the third residue, the second response message is generated; Second response message is not allowed to out part currently for describing the target product.
In the present embodiment, if server detects that the target of target product goes out number of packages amount and can go out number of packages greater than third residue Amount then generates the second response message for not being allowed to out part currently for describing target product, and second response message is returned It is back to terminal device, so that client knows that its current product requests is undesirable, requested target product is currently not It is allowed to out part.
As an embodiment of the present invention, after S38, can with the following steps are included:
If the credit value of the client is less than default credit value threshold value, the second response message is generated, and by described second Response message is back to the terminal device;Second response message is not allowed to out currently for describing the target product Part.
In the present embodiment, if server detects that the credit value of client is less than default credit value threshold value, illustrate client's Credit is not up to the preset requirement for buying target product, at this point, server generation is not allowed to currently for describing target product Second response message of part out, and second response message is back to terminal device, so that client knows its current product Request undesirable, requested target product is not allowed to out part currently.
Above as can be seen that a kind of method for handling product requests provided in this embodiment is receiving terminal device transmission Product requests when, the product information of target product carried based on product requests is obtained from the first database constructed in advance The controlled dimension of target product, and be based on target product is judged currently with the associated part strategy out of the controlled dimension of target product It is no to be allowed to out part, and the response message for describing judging result is returned to terminal device, it can be seen that, the embodiment of the present invention For different target products, it can judge whether it is currently allowed to out based on part strategy out corresponding with its product information Part, so that the individual character for realizing product dissolves part control.
Referring to Fig. 4, Fig. 4 is a kind of structural block diagram of server provided in an embodiment of the present invention.Clothes in the present embodiment Business device can be the servers such as smart phone, tablet computer.The each unit that the server includes is corresponding for executing Fig. 1 to Fig. 3 Embodiment in each step.Referring specifically to the associated description in embodiment corresponding to Fig. 1 to Fig. 3 and Fig. 1 to Fig. 3. For ease of description, only the parts related to this embodiment are shown.Referring to fig. 4, server 400 includes: information extraction unit 41, first acquisition unit 42 and judging unit 43.Wherein:
Information extraction unit 41 is used for the product requests for pre-set product that receiving terminal apparatus is sent, and to the production Product request carries out keyword recognition, and the product information of requested target product is extracted from the product requests.
First acquisition unit 42 is for the product information based on the target product from the first database constructed in advance Obtain the controlled dimension of the target product;Information in the first database for describe product information and controlled dimension it Between corresponding relationship;The controlled dimension is used for the impact factor for describing to influence product sales volume.
Judging unit 43 be used for based on the controlled dimension of the target product it is associated go out part strategy judge the target Whether product is currently allowed to out part, and returns to the response message for describing judging result to the terminal device.
As an embodiment of the present invention, the controlled dimension of the target product includes region dimension and channel dimension;Judgement Unit 43 specifically includes: the first extraction unit, the first determination unit, the second determination unit, third determination unit, first information list Member and the second information unit.Wherein:
First extraction unit be used for extracted from the product requests requested target product target go out part region and Target goes out part channel.
First determination unit is for determining that the target product can go out part in the first residue that the target goes out in part region Quantity.
Second determination unit is for determining that the target product can go out part in the second residue that the target goes out in part channel Quantity.
Third determination unit is for determining that the target of the requested target product of the product requests goes out number of packages amount.
If first information unit for the target go out number of packages amount less than or equal to first residue can go out number of packages amount with Second residue can go out the sum of number of packages amount, then generate the first response message;First response message is for describing the mesh Mark product is currently allowed to out part.
If the second information unit, which goes out number of packages amount for the target, can go out number of packages amount and described the greater than first residue Two residues can go out the sum of number of packages amount, then generate the second response message;Second response message is for describing the target product It is not allowed to out part currently.
As an embodiment of the present invention, the first determination unit specifically includes: the first computing unit, first have gone out part and have determined list Member and first it can go out part determination unit.Wherein:
First computing unit is used to go out part index calculation formula according to first, calculates the target product and goes out in the target Go out part index in part region;Described first goes out part index calculation formula are as follows:
Wherein, AreaQuota indicates the part index out that the target product goes out in the target in part region, and W indicates institute The weight coefficient that target goes out part region is stated, J indicates to influence the total quantity for the impact factor that each part region out goes out part index, and j is Integer, and 1≤j≤J, KjIndicate the weight coefficient of j-th of impact factor, QjIndicate j-th of impact factor described Target goes out the score value in part region.
First, which has gone out part determination unit, has gone out number of packages for determining that the target product goes out in part region in the target Amount.
First can go out part determination unit for going out in part region to go out part index in the target based on the target product And gone out number of packages amount, determine that the target product can go out number of packages amount in the first residue that the target goes out in part region.
As an embodiment of the present invention, the controlled dimension of the target product includes client's dimension and channel dimension;Judgement Unit 43 is specific further include: the second extraction unit, credit value determination unit, the 4th determination unit, the 5th determination unit, third letter Interest statement member and the 4th information unit.Wherein:
Second extraction unit sends the customer information of the client of the product requests for extracting from the product requests And the target of the requested target product of product requests goes out part channel.
Credit value determination unit is used to determine the credit value of the client based on the customer information.
If the 4th determination unit is greater than or equal to default credit value threshold value for the credit value of the client, it is determined that described Target product can go out number of packages amount in the third residue that the target goes out in part channel.
5th determination unit is for determining that the target of the requested target product of the product requests goes out number of packages amount.
If third information unit, which goes out number of packages amount for the target, can go out number of packages amount less than or equal to the third residue, Generate the first response message;First response message is currently allowed to out part for describing the target product.
If the 4th information unit, which goes out number of packages amount for the target, can go out number of packages amount greater than the third residue, the is generated Two response messages;Second response message is not allowed to out part currently for describing the target product.
As an embodiment of the present invention, credit value determination unit specifically includes: the first score value determination unit and credit value meter Calculate unit.Wherein:
First score value determination unit is used to determine the score value of each preset attribute of the client based on the customer information.
Credit value computing unit calculates public for the score value of each preset attribute based on the client and default credit value Formula calculates the credit value of the client;The default credit value calculation formula are as follows:
Wherein, Score indicates the credit value of the client, and Y indicates the total item of preset attribute, y be integer and 1≤y≤ Y, WyIndicate the weight coefficient of y-th of preset attribute, QyIndicate the score value of y-th of preset attribute.
As an embodiment of the present invention, the 4th determination unit specifically includes: the second computing unit, second have gone out part and have determined list Member and second it can go out part determination unit.Wherein:
Second computing unit is used to go out part index calculation formula according to second, calculates the target product and goes out in the target Go out part index in part channel;Described second goes out part index calculation formula are as follows:
Wherein, ChannelQuo ta indicates the part index out that the target product goes out in the target in part channel, V table Show that the target goes out the weight coefficient of part channel, N indicates to influence the total quantity for the impact factor that channel goes out part index, and n is integer And 1≤n≤N, KnIndicate the coefficient of n-th of impact factor, QnIndicate that n-th of impact factor goes out obtaining for part channel in the target Score value.
Second, which has gone out part determination unit, has gone out number of packages for determining that the target product goes out in part channel in the target Amount.
Second can go out part determination unit for going out in part channel to go out part index in the target based on the target product And gone out number of packages amount, determine that the target product can go out number of packages amount in the third residue that the target goes out in part channel.
As an embodiment of the present invention, judging unit 43 further includes specifically the 5th information unit.
If the 5th information unit is less than default credit value threshold value for the credit value of the client, the second response letter is generated Breath, and second response message is back to the terminal device;Second response message is produced for describing the target Product are not allowed to out part currently.
Above as can be seen that server provided in this embodiment is when receiving the product requests of terminal device transmission, base The controlled of target product is obtained from the first database constructed in advance in the product information for the target product that product requests carry Dimension, and based on the controlled dimension of target product it is associated go out part strategy judge whether target product is currently allowed to out part, And the response message for describing judging result is returned to terminal device, it can be seen that, the embodiment of the present invention is directed to different mesh Product is marked, can judge whether it is currently allowed to out part based on part strategy out corresponding with its product information, to realize The individual character of product dissolves part control.
Fig. 5 be another embodiment of the present invention provides a kind of server structural block diagram.As shown in figure 5, the embodiment Server 5 includes: processor 50, memory 51 and is stored in the memory 51 and can run on the processor 50 Computer program 52, such as processing product requests method program.Processor 50 executes real when the computer program 52 Step in each embodiment of method of existing above-mentioned each processing product requests, such as S1 shown in FIG. 1 to S3.Alternatively, the place Reason device 50 realizes the function of each unit in the corresponding embodiment of above-mentioned Fig. 4 when executing the computer program 52, for example, Fig. 4 institute The function of the unit 41 to 44 shown does not repeat herein referring specifically to the associated description in the corresponding embodiment of Fig. 4.
Illustratively, the computer program 52 can be divided into one or more units, one or more of Unit is stored in the memory 51, and is executed by the processor 50, to complete the present invention.One or more of lists Member can be the series of computation machine program instruction section that can complete specific function, and the instruction segment is for describing the computer journey Implementation procedure of the sequence 52 in the server 5.For example, the computer program 52 can be divided into information extraction unit, First acquisition unit and judging unit, each unit concrete function are as described above.
The server may include, but be not limited only to, processor 50, memory 51.It will be understood by those skilled in the art that Fig. 5 is only the example of server 5, does not constitute the restriction to server 5, may include than illustrating more or fewer portions Part perhaps combines certain components or different components, such as the server can also include input-output equipment, network Access device, bus etc..
Alleged processor 50 can be central processing unit (Central Processing Unit, CPU), can also be Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field- Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic, Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor Deng.
The memory 51 can be the internal storage unit of the server 5, such as the hard disk or memory of server 5. The memory 51 is also possible to the External memory equipment of the server 5, such as the plug-in type being equipped on the server 5 is hard Disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card) etc..Further, the memory 51 can also both include the internal storage unit of the server 5 or wrap Include External memory equipment.The memory 51 is for other programs needed for storing the computer program and the server And data.The memory 51 can be also used for temporarily storing the data that has exported or will export.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations;Although referring to aforementioned reality Applying example, invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features;And these are modified Or replacement, the spirit and scope for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution should all It is included within protection scope of the present invention.

Claims (10)

1. a kind of method for handling product requests characterized by comprising
The product requests for pre-set product that receiving terminal apparatus is sent, and keyword recognition is carried out to the product requests, The product information of requested target product is extracted from the product requests;
Product information based on the target product obtains the controlled of the target product from the first database constructed in advance Dimension;Information in the first database is used to describe the corresponding relationship between product information and controlled dimension;It is described controlled Dimension is used for the impact factor for describing to influence product sales volume;
Based on the controlled dimension of the target product it is associated go out part strategy judge whether the target product is currently allowed to Part out, and the response message for describing judging result is returned to the terminal device.
2. the method for processing product requests according to claim 1, which is characterized in that the controlled dimension of the target product Including region dimension and channel dimension;
It is described based on the controlled dimension of the target product it is associated go out part strategy judge the target product currently whether by Allow part out, and return to the response message for describing judging result to the terminal device, comprising:
The target that requested target product is extracted from the product requests goes out part region and target goes out part channel;
Determine that the target product can go out number of packages amount in the first residue that the target goes out in part region;
Determine that the target product can go out number of packages amount in the second residue that the target goes out in part channel;
Determine that the target of the requested target product of the product requests goes out number of packages amount;
If the target, which goes out number of packages amount, which can go out number of packages amount and second residue less than or equal to first residue, can go out number of packages The sum of amount, then generate the first response message;First response message is currently allowed to out part for describing the target product;
If the target, which goes out number of packages amount, which can go out number of packages amount and second residue greater than first residue, can go out the sum of number of packages amount, Then generate the second response message;Second response message is not allowed to out part currently for describing the target product.
3. the method for processing product requests according to claim 2, which is characterized in that the determination target product exists The first residue that the target goes out in part region can go out number of packages amount, comprising:
Go out part index calculation formula according to first, calculates the target product and go out in part region to go out part index in the target; Described first goes out part index calculation formula are as follows:
Wherein, AreaQuota indicates the part index out that the target product goes out in the target in part region, and W indicates the mesh The weight coefficient in part region is marked, J indicates to influence the total quantity for the impact factor that each part region out goes out part index, and j is integer, And 1≤j≤J, KjIndicate the weight coefficient of j-th of impact factor, QjIndicate j-th of impact factor in the target Score value in part region out;
It determines that the target product goes out in part region in the target and has gone out number of packages amount;
Go out in part region to go out part index and to have gone out number of packages amount in the target based on the target product, determines the target production Product can go out number of packages amount in the first residue that the target goes out in part region.
4. the method for processing product requests according to claim 1, which is characterized in that the controlled dimension of the target product Including client's dimension and channel dimension;
It is described based on the controlled dimension of the target product it is associated go out part strategy judge the target product currently whether by Allow part out, and return to the response message for describing judging result to the terminal device, comprising:
The customer information for sending the client of the product requests is extracted from the product requests and the product requests are requested The target of target product go out part channel;
The credit value of the client is determined based on the customer information;
If the credit value of the client is greater than or equal to default credit value threshold value, it is determined that the target product goes out in the target Third residue in part channel can go out number of packages amount;
Determine that the target of the requested target product of the product requests goes out number of packages amount;
If the target, which goes out number of packages amount, can go out number of packages amount less than or equal to the third residue, the first response message is generated;Institute It states the first response message and is currently allowed to out part for describing the target product;
If the target, which goes out number of packages amount, can go out number of packages amount greater than the third residue, the second response message is generated;Described second Response message is not allowed to out part currently for describing the target product.
5. the method for processing product requests according to claim 4, which is characterized in that described true based on the customer information The credit value of the fixed client, comprising:
The score value of each preset attribute of the client is determined based on the customer information;
The score value of each preset attribute based on the client and default credit value calculation formula, calculate the credit of the client Value;The default credit value calculation formula are as follows:
Wherein, Score indicates that the credit value of the client, Y indicate that the total item of preset attribute, y are integer and 1≤y≤Y, WyTable Show the weight coefficient of y-th of preset attribute, QyIndicate the score value of y-th of preset attribute.
6. the method for processing product requests according to claim 4, which is characterized in that the determination target product exists The third residue that the target goes out in part channel can go out number of packages amount, comprising:
Go out part index calculation formula according to second, calculates the target product and go out in part channel to go out part index in the target; Described second goes out part index calculation formula are as follows:
Wherein, ChannelQuo ta indicates the part index out that the target product goes out in the target in part channel, and V indicates institute State the weight coefficient that target goes out part channel, N indicates to influence the total quantity for the impact factor that channel goes out part index, n be integer and 1≤ N≤N, KnIndicate the coefficient of n-th of impact factor, QnIndicate that n-th of impact factor goes out the score value of part channel in the target;
It determines that the target product goes out in part channel in the target and has gone out number of packages amount;
Go out in part channel to go out part index and to have gone out number of packages amount in the target based on the target product, determines the target production Product can go out number of packages amount in the third residue that the target goes out in part channel.
7. the method for processing product requests according to claim 4, which is characterized in that described true based on the customer information After the credit value for determining client, further includes:
If the credit value of the client is less than default credit value threshold value, the second response message is generated, and described second is responded Information is back to the terminal device;Second response message is not allowed to out part currently for describing the target product.
8. a kind of server, which is characterized in that the server includes memory, processor and stores in the memory And the computer program that can be run on the processor, the processor realize following step when executing the computer program It is rapid:
The product requests for pre-set product that receiving terminal apparatus is sent, and keyword recognition is carried out to the product requests, The product information of requested target product is extracted from the product requests;
Product information based on the target product obtains the controlled of the target product from the first database constructed in advance Dimension;Information in the first database is used to describe the corresponding relationship between product information and controlled dimension;It is described controlled Dimension is used for the impact factor for describing to influence product sales volume;
Based on the controlled dimension of the target product it is associated go out part strategy judge whether the target product is currently allowed to Part out, and the response message for describing judging result is returned to the terminal device.
9. a kind of server characterized by comprising
Information extraction unit for the product requests for pre-set product that receiving terminal apparatus is sent, and asks the product Carry out keyword recognition is sought, the product information of requested target product is extracted from the product requests;
First acquisition unit obtains institute for the product information based on the target product from the first database constructed in advance State the controlled dimension of target product;Information in the first database is used to describe pair between product information and controlled dimension It should be related to;The controlled dimension is used for the impact factor for describing to influence product sales volume;
Judging unit, for based on the controlled dimension of the target product it is associated go out part strategy judge that the target product is worked as It is preceding whether to be allowed to out part, and the response message for describing judging result is returned to the terminal device.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists In when the computer program is executed by processor the step of any one of such as claim 1 to 7 of realization the method.
CN201910522099.4A 2019-06-17 2019-06-17 A kind of method, server and computer readable storage medium handling product requests Pending CN110363388A (en)

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