CN110335052A - Guarantor's reimbursement method of commerce, terminal and the storage medium of Kernel-based methods management - Google Patents
Guarantor's reimbursement method of commerce, terminal and the storage medium of Kernel-based methods management Download PDFInfo
- Publication number
- CN110335052A CN110335052A CN201910610824.3A CN201910610824A CN110335052A CN 110335052 A CN110335052 A CN 110335052A CN 201910610824 A CN201910610824 A CN 201910610824A CN 110335052 A CN110335052 A CN 110335052A
- Authority
- CN
- China
- Prior art keywords
- item
- reimbursement
- monitoring period
- user
- commerce
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/01—Customer relationship services
- G06Q30/015—Providing customer assistance, e.g. assisting a customer within a business location or via helpdesk
- G06Q30/016—After-sales
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Finance (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention proposes guarantor's reimbursement method of commerce, terminal and the computer readable storage medium of a kind of Kernel-based methods management, the method ensures the corresponding process monitoring plan information of trading item by obtaining；According to the process monitoring item and monitoring period node in process monitoring plan information, the corresponding user behavior data of process monitoring item described in timing acquisition；Judge whether the user behavior data meets preset one or more behavioral parameters；When the user behavior data does not meet one or more in the preset behavioral parameters, corresponding guarantee trading item adjustment item and adjusting parameter are obtained according to incongruent preset behavioral parameters type；The data for ensureing trading item are adjusted according to the adjusting parameter and the guarantee trading item adjustment item.Using the method for the invention realizes the dynamic adjustment to trading item is ensured, the interests of both parties have been ensured.
Description
Technical field
The present invention relates to field of computer technology more particularly to a kind of guarantor's reimbursement method of commerce of Kernel-based methods management, end
End and storage medium.
Background technique
With the rapid development of internet and universal, e-commerce (electric business) has obtained quick development in the whole world, well-known
Large enterprises and middle-size and small-size trade company introduce electric business, and electric business mode also becomes more and more diversified.Transaction content on internet
Also with the development trend of diversification, such as: physical commodity, virtual goods, various services, project for bidding, various commercial project
And its sub- items in commerce of each stage can become the object of transaction, as long as both parties reach demand relation.
With the development of e-commerce, the system about e-commerce is also more and more perfect.For example, commodity setting Insurance riders service,
Increase commodity and ensures danger etc..Commodity ensure that danger is a kind of a kind of guarantee that the user to purchase commodity provides, if commodity are not
Bring effect a kind of in this way can insure the refund amount of agreement according to set side to user according to set mode
Formula returns user.But this reimbursement insurance is typically also to complete corresponding task reality according to requirement as defined in contract based on user
Existing, it is one kind mutually supervision and the clause restricted of user and businessman.Presently, there are the problem of be, without a kind of effective
Supervisory system real-time oversight user, can not know whether user occurs violating the behavior of contract in the project implementation process, in turn
Certain loss may be brought to businessman, it is also possible to so that causing the contradiction between businessman and user in contract implementation procedure, together
When be also unfavorable for managing.
In view of the foregoing, it is necessary to propose a kind of method for ensureing reimbursement transaction according to process management.
Summary of the invention
The main purpose of the present invention is to provide guarantor's reimbursement method of commerce, terminal device and the meters of a kind of Kernel-based methods management
Calculation machine readable storage medium storing program for executing, it is intended to solve existing electronic goods transaction and fail to adjust reimbursement according to the real-time behavior dynamic of user
The problem of guaranteeing service content.
To achieve the above object, guarantor's reimbursement method of commerce of a kind of Kernel-based methods management provided by the invention, the method
Include the following steps:
Step S10 is obtained and is ensured the corresponding process monitoring plan information of trading item；
Step S20, according to the process monitoring item and monitoring period node in process monitoring plan information, timing acquisition
The corresponding user behavior data of the process monitoring item；
Step S30, judges whether the user behavior data meets preset one or more behavioral parameters；
Step S40, when the user behavior data does not meet one or more in the preset behavioral parameters,
Corresponding guarantee trading item adjustment item and adjusting parameter are obtained according to incongruent preset behavioral parameters type；
Step S50, according to the adjusting parameter and guarantee trading item adjustment item to the guarantee trading item
Data be adjusted.
Preferably, the guarantee trading item adjustment item includes: fine, the change of reimbursement ratio, releases contract, adjustment conjunction
About；The adjusting parameter includes: to impose a fine the amount of money, reimbursement change ratio, the push number formulary evidence for releasing contract information, contract adjustment side
Push side's information of formula and contract adjusted.
Preferably, user behavior data does not meet the corresponding guarantee of preset behavioral parameters type in the step S40
It is fine that trading item, which adjusts item, and the adjusting parameter is the fine amount of money；
The step S50 include mark under the monitoring period node the corresponding fine amount of money be to amount deducted, according to
Amount deducted adjustment ensures the reimbursement total value of trading item.
Preferably, include: after the step S50
Step S51 obtains the guarantee trading item concluding a research item data that user submits, judges that user is according to the concluding a research item data
It is no to complete to ensure the target set in trading item contract；
Step S52, when user completes to ensure the target set in trading item contract, cancellation is marked as gold to be deducted
The label of the fine amount of money of volume；
Step S53 will be according to amount deducted tune when user does not complete the target for ensureing and setting in trading item contract
The reimbursement total value of guarantee trading item after whole is sent to user's confirmation.
Preferably, user behavior data does not meet the corresponding guarantee of preset behavioral parameters type in the step S40
It is fine that trading item, which adjusts item, and the adjusting parameter is the fine amount of money；
The step S50 includes:
Step S501, acquisition are not met after the corresponding monitoring period node of user behavior data of preset behavioral parameters
Remaining monitoring period number of nodes；
Step S502 distributes the refund amount and unfinished process monitoring item according to the preset method of salary distribution
To remaining monitoring period node, the corresponding new plan under new monitoring period node and new monitoring period node that generates is appointed
Business.
Preferably, the step S502 further include: generated and the monitoring period node pair on new monitoring period node
The label answered ensures trading item monitoring period node adjusted to identify the monitoring period node；
After the step S502 further include: judge whether current time reaches the monitoring period node adjusted,
If so, reading the label of the monitoring period node adjusted, which is determined according to the label
The corresponding process monitoring item of point, and return step S20.
Preferably, include: after step S30
Step S31 is judging that the user behavior data do not meet one in the preset behavioral parameters or more
When a, determine that the behavior of the user detected under the current monitoring period node is abnormal activity, and add up institute
It states user and the number of abnormal activity occurs；
Step S32, when the number that user behavior does not meet preset behavioral parameters is more than pre-determined number, then by the guarantor
Hinder the corresponding refund amount of trading item and is labeled as not reimbursement.
Preferably, the step S10 includes:
Step S11 obtains the corresponding reimbursement of the guarantee trading item and ensures treaty content；
Step S12 ensures that treaty content determines according to reimbursement and ensures that the corresponding process monitoring plan of trading item is believed
Breath, wherein the process monitoring plan information includes the process monitoring item and the monitoring period node.
In addition, to achieve the above object, the present invention also proposes a kind of terminal, including memory, processor and is stored in
On reservoir and the computer program that can run on a processor, realizes when the processor executes the computer program and such as take up an official post
The step of guarantor's reimbursement method of commerce of Kernel-based methods management described in one.
In addition, to achieve the above object, the present invention also proposes a kind of computer readable storage medium, it is stored thereon with calculating
Machine program realizes guarantor's reimbursement transaction of as above described in any item Kernel-based methods management when the computer program is executed by processor
The step of method.
The present invention is based on guarantor's reimbursement method of commerce of process management to ensure the corresponding process monitoring of trading item by obtaining
Plan information；According to the process monitoring item and monitoring period node in process monitoring plan information, mistake described in timing acquisition
The corresponding user behavior data of range monitoring item；Judge whether the user behavior data meets preset one or more behaviors
Parameter；When the user behavior data does not meet one or more in the preset behavioral parameters, according to not meeting
The preset behavioral parameters type obtain corresponding guarantees trading item and adjust item and adjusting parameter；Joined according to the adjustment
The several and described guarantee trading item adjustment item is adjusted the data for ensureing trading item.Using method of the invention
The dynamic adjustment to trading item is ensured is realized, has ensured the interests of both parties.
Detailed description of the invention
Attached drawing is as a part of the invention, and for providing further understanding of the invention, of the invention is schematic
Examples and descriptions thereof are used to explain the present invention, but does not constitute an undue limitation on the present invention.Obviously, the accompanying drawings in the following description
Only some embodiments to those skilled in the art without creative efforts, can be with
Other accompanying drawings can also be obtained according to these attached drawings.In the accompanying drawings:
Fig. 1 is the flow diagram of guarantor's reimbursement method of commerce first embodiment the present invention is based on process management；
Fig. 2 is the flow diagram of guarantor's reimbursement method of commerce 3rd embodiment the present invention is based on process management；
Fig. 3 is the flow diagram of guarantor's the 5th embodiment of reimbursement method of commerce the present invention is based on process management；
Fig. 4 is the modular structure schematic diagram of one embodiment of terminal of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
The technical issues of with reference to the accompanying drawing and specific embodiment is solved to the embodiment of the present invention, used technical side
Case and the technical effect of realization carry out clear, complete description.Obviously, described embodiment is only one of the application
Divide embodiment, is not whole embodiments.Based on the embodiment in the application, those of ordinary skill in the art are not paying creation
Property labour under the premise of, all other equivalent or obvious variant embodiment obtained all falls within protection scope of the present invention
It is interior.The embodiment of the present invention can be embodied according to the multitude of different ways being defined and covered by claim.
It should be noted that in the following description, understanding for convenience, giving many details.But it is very bright
Aobvious, realization of the invention can be without these details.
It should be noted that in the absence of clear limitations or conflicts, each embodiment in the present invention and its
In technical characteristic can be combined with each other and form technical solution.
Fig. 1 is please referred to, Fig. 1 is the guarantor's reimbursement method of commerce for the Kernel-based methods management that first embodiment of the invention proposes.?
In the embodiment, described method includes following steps:
Step S10 is obtained and is ensured the corresponding process monitoring plan information of trading item；
Specifically, user ensures in transaction and does shopping on platform, provides on the visualization interface of transaction guarantee platform
There is trading item information, trading item information includes trading item parameter and the guarantor for ensureing service corresponding with the trading item
Hinder type, wherein there are corresponding relationships between trading item parameter and guarantee type.
Trading item can be with physical commodity, virtual goods, various services, project for bidding, various commercial project and its each
Interim sub- items in commerce can become the object of transaction, as long as both parties reach demand relation.Trading item
Information from it is following any one or more, businessman enters input when current platform, alternatively, other other than current platform are flat
The data injection of platform or the data grabber to other platforms.Trading item parameter includes trading item attribute, trading item picture
With trading item price.In the present embodiment, ensure that type is to protect effect.
When doing shopping, search field that platform is inputted based on buyer or the control being clicked on interface are shown buyer
With the trading item collection for ensureing service, search field can be specific trading item title or rough trading item closes
Keyword or information relevant to guarantee.Each trading item where trading item collection on the page can be with trading item picture
Form is shown, or is shown in the form of a list.
When buyer, which pays the bill, completes transaction, the trading item and corresponding agreement terms will be stored into server.
Wherein, the step S10 includes:
Step S11 obtains the corresponding reimbursement of the guarantee trading item and ensures treaty content；
Step S12 ensures that treaty content determines according to reimbursement and ensures that the corresponding process monitoring plan of trading item is believed
Breath, wherein the process monitoring plan information includes the process monitoring item and the monitoring period node.
In transaction implementation procedure, ensure that timing acquisition is ensured the corresponding process monitoring plan of trading item by transaction platform
Information, the process monitoring information include process monitoring item and monitoring period node.Specifically, ensure trading item in life
At the beginning of, by according to the target of trading item and to execute duration for item dividing be multiple monitoring nodes, have under each node
Corresponding plan target, buyer user need to complete corresponding plan target under each node.
Step S20, according to the process monitoring item and monitoring period node in process monitoring plan information, timing acquisition
The corresponding user behavior data of the process monitoring item；
Step S30, judges whether the user behavior data meets preset one or more behavioral parameters；
Further, according to the process monitoring item and monitoring period node timing acquisition in process monitoring plan information
The corresponding user behavior data of the process monitoring item.For example, when ensure trading item it is corresponding be in healthy class lose weight produce
When the transaction of guarantor's effect of product, the process monitoring item under each timing node includes the exercise data of user, exercise data
Corresponding user behavior data includes the type of user movement, movement duration, sports center etc., and process monitoring item further includes
The Energy intaking amount of user, the corresponding user behavior data of Energy intaking amount include the energy that user takes in the time of energy, intake
Measure corresponding food species etc..When ensure trading item it is corresponding be it is educational it is middle protect learning effect transaction when, then it is each
Corresponding process monitoring item includes that user logs in learning data on corresponding learning platform, learning data under a timing node
Corresponding user behavior data includes that user logs in time, duration, study subject and study performance of platform etc..
Judge whether user behavior data meets one or more preset behavioral parameters.User behavior data is corresponding with
For evaluating the behavioral parameters index of user behavior data.For example, user behavior data is when moving the running behavior in class, then
The corresponding behavioral parameters of running behavior of user are the energy value of running behavior consumption, judge that the running behavior of user is consumed
Energy whether reach under current time node the energy of the consumption that corresponding setting should reach, be determined as not if not up to
Meet preset behavioral parameters.
It is understood that the corresponding behavioral parameters difference of behavioral data that user is different, user is in a monitoring period
It can produce multiple behavioral datas under node, multiple behavioral datas correspond to multiple behavioral parameters.In general, if user's is more
A behavioral data be with the related behavior of the trading item, and be belong to transaction implementation procedure in process monitoring item
When, then multiple behavioral datas of user need while meeting preset multiple behavioral parameters.
Step S40, when the user behavior data does not meet one or more in the preset behavioral parameters,
Corresponding guarantee trading item adjustment item and adjusting parameter are obtained according to incongruent behavioral parameters type；
Step S50, according to the adjusting parameter and guarantee trading item adjustment item to the guarantee trading item
Data be adjusted.
When detecting that user behavior data does not meet one or more in preset behavioral parameters, obtain corresponding
The type of incongruent behavioral parameters.Corresponding guarantee trading item, which is obtained, according to incongruent behavioral parameters type adjusts Xiang Yu
Adjusting parameter.Wherein, guarantee trading item adjustment item includes: fine, the change of reimbursement ratio, releases contract, adjustment conjunction
About；The adjusting parameter includes: to impose a fine the amount of money, reimbursement change ratio, the push number formulary evidence for releasing contract information, contract adjustment side
Push side's information of formula and contract adjusted.
The present invention is implemented so that the guarantee trading item contract that buyer user signs is the weight loss programs class for protecting effect as an example
The scheme of example is illustrated:
Buyer user wears corresponding smart machine in transaction implementation procedure, such as smart motion bracelet or intelligence prison
Equipment etc. is controlled, corresponding smart machine can be synchronous with transaction platform data, the data of the user recorded on intelligent devices
It can be synchronized in transaction platform, or be uploaded manually by user in the data to transaction platform on smart machine.Intelligence is set
The standby data above monitored are the behavioral data of user.Monitoring is obtained according to the corresponding process monitoring plan information of trading item
Timing node and corresponding smart machine upload or the exercise data of synchronous user, and analyzing the exercise data by monitoring is
No to meet preset behavioral parameters, whether timing node amount of exercise duration such as instantly is super after an hour, and whether type of sports is full
Foot requirement etc..If detecting that timing node instantly has the behavioral data for not meeting preset behavioral parameters, obtain
The type of incongruent behavioral parameters, such as length is less than a hour when in motion, then defines and do not meet in this case
The types of preset behavioral parameters be C class, C class is corresponding with fixed guarantee trading item adjustment item and adjusting parameter, such as
Adjusting item is fine, then is adjusted according to the adjustment item to the data of project.
The first embodiment of guarantor's reimbursement method of commerce based on Kernel-based methods management of the invention, Kernel-based methods of the invention
In the second embodiment of guarantor's reimbursement method of commerce of management, user behavior data does not meet preset row in the step S40
Adjusting item for the corresponding guarantee trading item of parameter type is fine, and the adjusting parameter is the fine amount of money；
The step S50 include mark under the monitoring period node the corresponding fine amount of money be to amount deducted, according to
Amount deducted adjustment ensures the reimbursement total value of trading item.
The embodiment of the present invention does not meet the corresponding guarantee transaction item of preset behavioral parameters type with user behavior data
Mesh adjustment item is to be illustrated for imposing a fine, and when ensureing trading item adjustment item is fine, corresponding adjusting parameter is fine
The amount of money.If ensure trading item adjustment item it is corresponding for fine when, the scheme taken at this time can according to the fine amount of money
To adjust the reimbursement total value for ensureing that trading item is last.Specifically, the fine amount of money corresponding under the monitoring period node is marked
For to amount deducted, i.e., the corresponding fine amount of money will could continue to move back when needing to meet certain condition under the monitoring period node
Buyer user is returned, otherwise this part is marked as determining when the fine amount of money of amount deducted is in last concluding a research item deducted.
The corresponding fine amount of money is marked as when amount deducted under the monitoring period node, adjusts entire protect according to amount deducted
Hinder the reimbursement total value of trading item.
Referring to Fig. 2, the first embodiment or second of guarantor's reimbursement method of commerce based on Kernel-based methods management of the invention
Embodiment, protecting in the 3rd embodiment of reimbursement method of commerce for Kernel-based methods management of the invention, is wrapped after the step S50
It includes:
Step S51 obtains the guarantee trading item concluding a research item data that user submits, judges that user is according to the concluding a research item data
It is no to complete to ensure the target set in trading item contract；
Step S52, when user completes to ensure the target set in trading item contract, cancellation is marked as gold to be deducted
The label of the fine amount of money of volume；
Step S53 will be according to amount deducted tune when user does not complete the target for ensureing and setting in trading item contract
The reimbursement total value of guarantee trading item after whole is sent to user's confirmation.
In the embodiment of the present invention, judge whether user completes to ensure according to the guarantee trading item concluding a research item data that user submits
The target set in trading item contract, if completing the target of setting, since user occurs in the implementation procedure that Cancels Transaction
Do not meet the behavioral data of preset behavioral parameters and generate to amount deducted mark, i.e., will to amount deducted as reward move back
Return user.If not completing the target of setting, last basis is sent to the adjusted reimbursement total value of amount deducted
User confirms.User is further motivated to work hard to complete the target of setting during trading and executing in this way,
Balance the guarantee of both sides.
It should be noted that the guarantee trading item concluding a research item data that user submits can be sent to seller and confirm, put down
Platform judges whether the target for completing to set in contract according to concluding a research item data, generates last confirmation letter in conjunction with the confirmation data of seller
Breath.
The first embodiment of guarantor's reimbursement method of commerce based on Kernel-based methods management of the invention is to 3rd embodiment, this hair
In the fourth embodiment of guarantor's reimbursement method of commerce of bright Kernel-based methods management, user behavior data is not in the step S40
Meeting the corresponding guarantee trading item adjustment item of preset behavioral parameters type is fine, and the adjusting parameter is the fine amount of money；
The step S50 includes:
Step S501, it is right under the corresponding monitoring period node of user behavior data for not meeting preset behavioral parameters to obtain
Remaining monitoring period number of nodes after the refund amount answered and the monitoring period node；
The refund amount and unfinished plan target are assigned to surplus by step S502 according to the preset method of salary distribution
Remaining monitoring period node generates corresponding new plan target under new monitoring period node and new monitoring period node.
Wherein, the step S502 further include: generated on new monitoring period node corresponding with the monitoring period node
Label, to identify the monitoring period node for ensure trading item monitoring period node adjusted；
After the step S502 further include: judge whether current time reaches the monitoring period node adjusted,
If so, reading the label of the monitoring period node adjusted, which is determined according to the label
The corresponding process monitoring item of point, and return step S20.
Further, in the present embodiment, the preset behavioral parameters type that do not meet of the user behavior data corresponds to
Guarantee trading item adjustment item be fine, the adjusting parameter be fine the amount of money, at this time it is corresponding ensure trading item tune
It is whole for corresponding unfinished plan target under current monitor timing node according to the preset method of salary distribution be assigned to it is remaining its
In his timing node, and refund amount corresponding under current monitor timing node is assigned in remaining timing node, institute
The preset method of salary distribution stated can be by the way of dividing equally, can also be according to the specific gravity of remaining monitoring period node plan target
It is different and distribute the unfinished plan target and the corresponding fine amount of money according to a certain percentage.
When unfinished plan target and refund amount are assigned to remaining monitoring according to the preset method of salary distribution
After intermediate node, corresponding new plan target and correspondence under new monitoring period node and new monitoring period node are generated
The amount of money.
Referring to Fig. 3, the first embodiment of guarantor's reimbursement method of commerce based on Kernel-based methods management of the invention is to the 4th
Embodiment, protecting in the 5th embodiment of reimbursement method of commerce for Kernel-based methods management of the invention include: after step S30
Step S31 is judging that the user behavior data do not meet one in the preset behavioral parameters or more
When a, determine that the behavior of the user detected under the current monitoring period node is abnormal activity, and add up institute
It states user and the number of abnormal activity occurs；
Step S32, when the number that user behavior does not meet preset behavioral parameters is more than pre-determined number, then by the guarantor
Hinder the corresponding refund amount of trading item and is labeled as not reimbursement.
In the present embodiment, there is one or more time for not meeting preset behavioral parameters in counting user behavioral data
The behavior of user when user behavior data occurs not meeting preset behavioral parameters, is then labeled as by number for the ease of statistics
Abnormal activity counts user in transaction implementation procedure and the number of abnormal activity occurs, occurs in the abnormal activity of user
Number be more than preset times when, then directly by the corresponding refund amount of guarantee trading item be labeled as not reimbursement.It can manage
Solution is ensured when user behavior data occurs once either not meeting preset behavioral parameters twice once in a while to entire
The influence for being finally reached setting target of trading item may not be very big, in this case, in order to ensure the power of buyer user
Benefit gives the certain chance of buyer user, in this case it is also possible to when monitoring subsequent by adjusting guarantee trading item
The plan of intermediate node promotes buyer user's completion plan.And if it is more than preset times that nonstandard behavior, which occurs, in buyer user
When, even if buyer user can also reach the target finally set, but other cheatings may be will appear during this,
Such as directly adopt the mode of beauty and shaping in diet products and achieve the purpose that final, this will bring the interests of seller user again
Loss.Therefore the abnormal activity that immediate constraint in the present embodiment is more than preset times directly will entirely ensure that trading item marks
For not reimbursement.
In addition, to achieve the above object, the present invention also provides a kind of terminal, memory, processor and it is stored in described
On memory and the computer program that can run on the processor；It is real when the computer program is executed by the processor
The step of guarantor's reimbursement method of commerce of the now Kernel-based methods management as described in above-mentioned any embodiment.
Since guarantor's reimbursement method of commerce that the technical solution of the present embodiment terminal includes at least above-mentioned Kernel-based methods management is real
Whole technical solutions of example are applied, therefore are at least no longer repeated one by one herein with whole technical effects of above embodiments.
Referring to Fig. 4, in some specific embodiments, which may include: processor 1001, such as CPU, network
Interface 1004, user interface 1003, memory 1005, communication bus 1002 and network share module 1006.Wherein, communication bus
1002 for realizing the connection communication between these components.User interface 1003 may include display screen (Display), input list
First such as keyboard (Keyboard), front end obtain data by above-mentioned user interface 1003.Network interface 1004 includes standard
Wireline interface, and optionally may include standard air interfaces (such as WI-FI interface).Memory 1005 can be high-speed RAM and deposit
Reservoir is also possible to stable memory (non-volatile memory), such as magnetic disk storage.Memory 1005 is optional
The storage device that can also be independently of aforementioned processor 1001.
It will be understood by those skilled in the art that the restriction of the not structure paired terminal of terminal structure shown in Fig. 4, can wrap
It includes than illustrating more or fewer components, perhaps combines certain components or different component layouts.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
It is stored with computer program on storage medium, is realized when the computer program is executed by processor as above-mentioned based on guarantee transaction
Course monitoring method first embodiment to any one of the 5th embodiment the step of.
Since the technical solution of the present embodiment computer readable storage medium includes at least the above-mentioned mistake based on guarantee transaction
Whole technical solutions of range monitoring embodiment of the method, therefore at least with whole technical effects of above embodiments, herein no longer
It repeats one by one.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in one as described above
In computer readable storage medium (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal enters this
Invent method described in each embodiment.
In the description of this specification, reference term " embodiment ", " another embodiment ", " other embodiments " or "
The description of one embodiment~X embodiment " etc. mean specific features described in conjunction with this embodiment or example, structure, material or
Person's feature is included at least one embodiment or example of the invention.In the present specification, to the schematic table of above-mentioned term
Stating may not refer to the same embodiment or example.Moreover, specific features, structure, material, method and step or the spy of description
Point can be combined in any suitable manner in any one or more of the embodiments or examples.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the system that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or system institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or system.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of guarantor's reimbursement method of commerce of Kernel-based methods management, which is characterized in that described method includes following steps:
Step S10 is obtained and is ensured the corresponding process monitoring plan information of trading item；
Step S20, according to the process monitoring item and monitoring period node in process monitoring plan information, described in timing acquisition
The corresponding user behavior data of process monitoring item；
Step S30, judges whether the user behavior data meets preset one or more behavioral parameters；
Step S40, when the user behavior data does not meet one or more in the preset behavioral parameters, according to
Incongruent preset behavioral parameters type obtains corresponding guarantee trading item adjustment item and adjusting parameter；
Step S50, according to the adjusting parameter and the guarantee trading item adjustment item to the number for ensureing trading item
According to being adjusted.
2. guarantor's reimbursement method of commerce of Kernel-based methods management according to claim 1, which is characterized in that the guarantee transaction
Project adjustment item includes: fine, the change of reimbursement ratio, releases contract, adjustment contract；The adjusting parameter include: fine the amount of money,
Reimbursement changes push side's letter of ratio, the push number formulary evidence for releasing contract information, contract adjustment mode and contract adjusted
Breath.
3. guarantor's reimbursement method of commerce of Kernel-based methods management according to claim 2, which is characterized in that the step S40
The corresponding guarantee trading item adjustment item of preset behavioral parameters type that do not meet of middle user behavior data is fine, the tune
Whole parameter is the fine amount of money；
The step S50 includes that mark under the monitoring period node the corresponding fine amount of money be to amount deducted, according to wait deduct
Amount of money adjustment ensures the reimbursement total value of trading item.
4. guarantor's reimbursement method of commerce of Kernel-based methods management according to claim 3, which is characterized in that the step S50
Include: later
Step S51 obtains the guarantee trading item concluding a research item data that user submits, judges whether user is complete according to the concluding a research item data
At the target set in guarantee trading item contract；
Step S52, when user completes to ensure the target set in trading item contract, cancellation is marked as to amount deducted
Impose a fine the label of the amount of money；
Step S53 will be according to after amount deducted adjusts when user does not complete the target for ensureing and setting in trading item contract
Guarantee trading item reimbursement total value be sent to user confirmation.
5. guarantor's reimbursement method of commerce of Kernel-based methods management according to claim 2, which is characterized in that the step S40
The corresponding guarantee trading item adjustment item of preset behavioral parameters type that do not meet of middle user behavior data is fine, the tune
Whole parameter is the fine amount of money；
The step S50 includes:
Step S501 is obtained surplus after not meeting the corresponding monitoring period node of user behavior data of preset behavioral parameters
Remaining monitoring period number of nodes；
The refund amount and unfinished process monitoring item are assigned to surplus by step S502 according to the preset method of salary distribution
Remaining monitoring period node generates corresponding new plan target under new monitoring period node and new monitoring period node.
6. guarantor's reimbursement method of commerce of Kernel-based methods management according to claim 5, which is characterized in that the step S502
Further include: label corresponding with the monitoring period node is generated on new monitoring period node, to identify the monitoring period
Node is to ensure trading item monitoring period node adjusted；
After the step S502 further include: judge whether current time reaches the monitoring period node adjusted, if so,
The label for then reading the monitoring period node adjusted determines that the monitoring period node adjusted is corresponding according to the label
Process monitoring item, and return step S20.
7. guarantor's reimbursement method of commerce of Kernel-based methods management according to any one of claims 1 to 6, which is characterized in that
Include: after step S30
Step S31, when judging that the user behavior data does not meet one or more in the preset behavioral parameters,
The behavior for determining the user detected under the current monitoring period node is abnormal activity, and adds up the user
There is the number of abnormal activity；
Step S32 then hands over the guarantee when the number that user behavior does not meet preset behavioral parameters is more than pre-determined number
The easy corresponding refund amount of project is labeled as not reimbursement.
8. guarantor's reimbursement method of commerce of Kernel-based methods management according to any one of claims 1 to 6, which is characterized in that institute
Stating step S10 includes:
Step S11 obtains the corresponding reimbursement of the guarantee trading item and ensures treaty content；
Step S12 ensures that treaty content determines the corresponding process monitoring plan information of guarantee trading item according to reimbursement,
In, the process monitoring plan information includes the process monitoring item and the monitoring period node.
9. a kind of terminal including memory, processor and stores the computer journey that can be run on a memory and on a processor
Sequence, which is characterized in that the processor is realized when executing the computer program as described in any item of the claim 1 to 8
The step of guarantor's reimbursement method of commerce of Kernel-based methods management.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program quilt
The step of guarantor's reimbursement method of commerce such as Kernel-based methods management described in any item of the claim 1 to 8 is realized when processor executes
Suddenly.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910610824.3A CN110335052A (en) | 2019-07-08 | 2019-07-08 | Guarantor's reimbursement method of commerce, terminal and the storage medium of Kernel-based methods management |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910610824.3A CN110335052A (en) | 2019-07-08 | 2019-07-08 | Guarantor's reimbursement method of commerce, terminal and the storage medium of Kernel-based methods management |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110335052A true CN110335052A (en) | 2019-10-15 |
Family
ID=68143332
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910610824.3A Pending CN110335052A (en) | 2019-07-08 | 2019-07-08 | Guarantor's reimbursement method of commerce, terminal and the storage medium of Kernel-based methods management |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN110335052A (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103268419A (en) * | 2013-05-27 | 2013-08-28 | 中国地质大学（武汉） | Health management system with waistband-type monitoring device and cloud through internet of things and operation method |
| CN105662671A (en) * | 2016-01-14 | 2016-06-15 | 上海斐讯数据通信技术有限公司 | Intelligent weight losing belt and intelligent weight losing method |
| CN107910043A (en) * | 2017-11-29 | 2018-04-13 | 佛山市神风航空科技有限公司 | A kind of Sport Administration platform |
| CN109544188A (en) * | 2018-11-27 | 2019-03-29 | 湖南共睹互联网科技有限责任公司 | Based on user behavior monitoring method, terminal and the readable storage medium storing program for executing for ensureing transaction |
-
2019
- 2019-07-08 CN CN201910610824.3A patent/CN110335052A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103268419A (en) * | 2013-05-27 | 2013-08-28 | 中国地质大学（武汉） | Health management system with waistband-type monitoring device and cloud through internet of things and operation method |
| CN105662671A (en) * | 2016-01-14 | 2016-06-15 | 上海斐讯数据通信技术有限公司 | Intelligent weight losing belt and intelligent weight losing method |
| CN107910043A (en) * | 2017-11-29 | 2018-04-13 | 佛山市神风航空科技有限公司 | A kind of Sport Administration platform |
| CN109544188A (en) * | 2018-11-27 | 2019-03-29 | 湖南共睹互联网科技有限责任公司 | Based on user behavior monitoring method, terminal and the readable storage medium storing program for executing for ensureing transaction |
Non-Patent Citations (1)
| Title |
|---|
| 张海涛: ""基于风险观的运动健康微信服务产品设计"", 《中国优秀硕士学位论文全文数据库 工程科技Ⅱ辑》 * |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| Chetan Panse et al. | Understanding consumer behaviour towards utilization of online food delivery platforms | |
| Benbasat et al. | An experimental investigation of some MIS design variables | |
| Ho et al. | A fuzzy real option approach for investment project valuation | |
| CN108619726A (en) | Agency by agreement for Distributed Calculation transaction | |
| CN108686375A (en) | Agency by agreement interface for equity transaction | |
| US20040002891A1 (en) | Internet-enabled system and method for modeling economics environments | |
| CN103971257A (en) | Estimation method and system for internet media combination putting effect | |
| Kim et al. | Coordinating decisions by supply chain partners in a vendor-managed inventory relationship | |
| CN108595492A (en) | Method for pushing and device, storage medium, the electronic device of content | |
| CN110163683A (en) | Value user's key index determines method, advertisement placement method and device | |
| CN108108957A (en) | Brand promotion project management method, device, terminal device and medium | |
| Li et al. | Coordinating replenishment and pricing in a firm | |
| CN110322315A (en) | A kind of commodity auto-allocation method, device, computer equipment and storage medium | |
| CN109978580A (en) | Object recommendation method, apparatus and computer readable storage medium | |
| KR20170049328A (en) | Apparatus and method for evaluating a value of technology or intellectual property | |
| Cong et al. | Personality-guided cloud pricing via reinforcement learning | |
| Dotoli et al. | A Nash equilibrium simulation model for the competitiveness evaluation of the auction based day ahead electricity market | |
| Bell et al. | The application of a research project selection method | |
| CN110197434A (en) | Intelligent Matching processing method, device, equipment and readable storage medium storing program for executing | |
| Foroud et al. | Optimal bidding strategy for all market players in a wholesale power market considering demand response programs | |
| Zhang et al. | Examining the Bidirectional Ripple Effects in the NFT markets: Risky Center or Hedging Center? | |
| CN110335052A (en) | Guarantor's reimbursement method of commerce, terminal and the storage medium of Kernel-based methods management | |
| CN110008386A (en) | A kind of data generation, processing, evaluation method, device, equipment and medium | |
| TWM529227U (en) | Sales system with multi-level consumption cashback | |
| CN109102319A (en) | Plate index preparation method, device and the server of block chain cryptographic assets |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20191015 |