CN110310182A - Management method, system, device and the storage medium of eye-witness's credit worthiness - Google Patents
Management method, system, device and the storage medium of eye-witness's credit worthiness Download PDFInfo
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- CN110310182A CN110310182A CN201910611466.8A CN201910611466A CN110310182A CN 110310182 A CN110310182 A CN 110310182A CN 201910611466 A CN201910611466 A CN 201910611466A CN 110310182 A CN110310182 A CN 110310182A
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- Prior art keywords
- witness
- eye
- opinion
- credit worthiness
- transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
Abstract
The invention discloses management method, device and the storage mediums of a kind of eye-witness's credit worthiness, wherein the management method of eye-witness's credit worthiness includes: that response transaction initiates request, obtains the corresponding buyer of the transaction initiation request, the seller and eye-witness；Obtain degree of belief of the eye-witness respectively between the buyer, the seller；When the degree of belief between eye-witness and buyer reaches the first preset value, and the degree of belief between eye-witness and the seller reaches the second preset value, which is regarded as into effective eye-witness；Judge whether effective eye-witness has submitted front to the trading item between both parties and reach opinion；If so, feeding back the information that both parties' transaction is reached when receiving effective eye-witness and confirming the information for participating in witness.Technical solution proposed by the present invention, due to opinion of the buyer to eye-witness degree of recognition with higher, being done shopping according to the opinion of eye-witness can feel more relieved.
Description
Technical field
The present invention relates to internet business technical field more particularly to a kind of management method of eye-witness's credit worthiness, system,
Device and storage medium.
Background technique
With the rapid development of internet and universal, e-commerce (electric business) has obtained quick development in the whole world, well-known
Large enterprises and middle-size and small-size trade company introduce electric business, and electric business mode also becomes more and more diversified.Transaction content on internet
Also with the development trend of diversification, such as: physical commodity, virtual goods, various services, project for bidding, various commercial project
And its sub- items in commerce of each stage can become the object of transaction, as long as both parties reach demand relation.
But internet shopping again have the defects that it is certain, such as due to consumer does not have real experiences to trading item
Sense lacks the understanding to trading item, can have sense of insecurity when being traded, and interconnect many similar transaction of online spending
Project, this also brings difficulty to the selection of consumer.If there is eye-witness gives witness opinion to trading item, then with existing
The actual experience that some obtains trading item from comment compares, since the opinion of eye-witness is more reliable, consumer spending
When more have a sense of security, but how to eye-witness carry out credit worthiness in terms of management be to ensure the reliability of eye-witness's opinion
A problem to be solved.
Summary of the invention
The main purpose of the present invention is to provide a kind of management method of eye-witness's credit worthiness, system, device and storages to be situated between
Matter, it is intended to solve the problem of the management in terms of how carrying out credit worthiness to eye-witness to ensure the reliability of eye-witness's opinion.
To achieve the above object, the management method of a kind of eye-witness's credit worthiness provided by the invention, comprising the following steps:
It obtains eye-witness and is based on what witness opinion and buyer provided by trading item were occurred based on the witness opinion
Trading activity；
According to the type of the attribute of the witness opinion and the trading activity, determine the credit worthiness to eye-witness according to pre-
If computation model calculated, the attribute of the witness opinion includes front and negative, wherein the type of the trading activity
Including concluding the transaction and not concluding the transaction.
Preferably, the type according to the attribute for witnessing opinion and the trading activity, determines to eye-witness's
After credit worthiness is calculated according to preset computation model further include:
When getting the feedback information that buyer and/or transaction platform send the witness opinion and/or trading item,
The credit worthiness of eye-witness is calculated again according to the type of feedback information, the attribute of witness opinion and trading activity.
Preferably, the type according to the attribute for witnessing opinion and the trading activity, determines to eye-witness's
The step of credit worthiness is calculated according to preset computation model include:
When the attribute of the witness opinion is front, and the type of the trading activity is when concluding the transaction, to witness
Default fund is sent in the associated default account of people, and the first preset value is reduced to the credit worthiness of eye-witness.
Preferably, described to get what buyer and/or transaction platform sent the witness opinion and/or trading item
When feedback information, carried out again according to credit worthiness of the type of feedback information, the attribute of witness opinion and trading activity to eye-witness
Secondary calculating includes:
Believe when getting the negative feedback that buyer and/or transaction platform send the witness opinion and/or trading item
Breath, the attribute of the witness opinion is front, and the type of the trading activity is when concluding the transaction, to the credit worthiness of eye-witness
The second preset value is reduced, second preset value is greater than first preset value, wherein the negative feedback information includes ensureing
Request initiates information, Buyer Complaint information, platform and finds to make any one of false information.
Preferably, described to get what buyer and/or transaction platform sent the witness opinion and/or trading item
When feedback information, carried out again according to credit worthiness of the type of feedback information, the attribute of witness opinion and trading activity to eye-witness
Secondary calculating includes:
When getting buyer to the positive feedback information of the witness opinion and/or trading item transmission, the witness is anticipated
The attribute seen is front, and the type of the trading activity is to carry out increment meter to the credit worthiness of eye-witness when not concluding the transaction
It calculates, wherein the positive feedback information includes evaluating the front of trading item, in the information of repenting of the witness opinion
It is one or more.
Preferably, described to get what buyer and/or transaction platform sent the witness opinion and/or trading item
When feedback information, carried out again according to credit worthiness of the type of feedback information, the attribute of witness opinion and trading activity to eye-witness
Secondary calculating includes:
When getting buyer to the positive feedback information of the witness opinion and/or trading item transmission, the witness is anticipated
The attribute seen is negative, and the type of the trading activity is to carry out increment meter to the credit worthiness of eye-witness when not concluding the transaction
It calculates, wherein the positive feedback information includes confirming that the opinion is pertinent.
To achieve the above object, the management system of a kind of eye-witness's credit worthiness provided by the invention, comprising:
Data obtaining module, for obtaining, eye-witness is based on witnessing opinion provided by trading item and buyer is based on
The trading activity that the witness opinion occurs；
Credit worthiness computing module, for the type according to the attribute for witnessing opinion and the trading activity, determining pair
The credit worthiness of eye-witness is calculated according to preset computation model, and the attribute of the witness opinion includes front and negative,
In, the type of the trading activity includes concluding the transaction and not concluding the transaction.
To achieve the above object, a kind of computer installation provided by the invention, including memory, processor and be stored in
On reservoir and the computer program that can run on a processor, the processor is realized above-mentioned when executing the computer program
The step of management method of eye-witness's credit worthiness.
To achieve the above object, computer readable storage medium provided by the invention, is stored thereon with computer program, should
The step of management method of above-mentioned eye-witness's credit worthiness is realized when computer program is executed by processor.
In technical solution proposed by the present invention, show buyer to seeing with relevance between trading activity and witness opinion
The confidence level of opinion is demonstrate,proved, is whether subsequent determining eye-witness can be on transaction platform to calculate the credit worthiness of eye-witness with this
It makees witness and makees data supporting.
Detailed description of the invention
Fig. 1 is the flow diagram of the management method first embodiment of eye-witness's credit worthiness of the present invention；
Fig. 2 is the flow diagram of the management method second embodiment of eye-witness's credit worthiness of the present invention；
Fig. 3 is the modular structure schematic diagram of one embodiment of management system of eye-witness's credit worthiness of the present invention；
Fig. 4 is the modular structure schematic diagram of one embodiment of computer installation of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that described herein, specific examples are only used to explain the present invention, is not intended to limit the present invention.
Fig. 1 is please referred to, Fig. 1 is the management method for eye-witness's credit worthiness that first embodiment of the invention proposes.In the implementation
In example, the management method of eye-witness's credit worthiness includes:
Step S100 obtains eye-witness and is based on witness opinion and buyer provided by trading item based on the witness
The trading activity that opinion occurs.
Specifically, eye-witness is obtained by following steps to be based on witnessing opinion provided by trading item:
Step S101 obtains the credit worthiness of default group, and the people that credit worthiness reaches preset value is regarded as eye-witness and is incited somebody to action
Eye-witness's information is stored in eye-witness library, and wherein eye-witness's information includes eye-witness's label；
Step S102 determines the corresponding eye-witness's label of the trading item according to trading item, from the eye-witness library
It is middle to screen counterpart eye-witness corresponding with eye-witness's label, alternatively, buyer/seller invites eye-witness certainly；
Step S103 obtains the counterpart eye-witness for the witness opinion of the trading item.
Wherein, default group includes the registration user and/or public figure of transaction platform, according to personal credit, educational background, specially
It is one or more in transaction data on industry, social status and transaction platform, calculate the credit worthiness of the eye-witness.
The talent that only credit worthiness reaches preset value can be identified as eye-witness, have witness qualification, and eye-witness's label may include special
Industry is engaged in industry, social effectiveness, consumer record etc., can be used to match counterpart for trading item by eye-witness's label
Eye-witness, so that the witness opinion of eye-witness is more targeted and convinces power.For example trading item is clothes, then corresponding
Eye-witness's label can be dress designing class profession, be engaged in that industry is clothes transaction/dress designing, the public generally believes has
Clothing Consuming reaches preset ratio in the social effectiveness of clothes connoisseurship, consumer record.When eye-witness is not transaction platform
Registration user when, send login link to eye-witness default contact method (such as phone number, WeChat ID, payment your shop,
The communicative channels such as QQ number).Further, if eye-witness does not have registration information on transaction platform, buyer is based on the witness
When the witness opinion of people is concluded the transaction, the default contact method of the eye-witness and the order number of the transaction are established into mapping relations,
If eye-witness has registration information on transaction platform, when buyer is concluded the transaction based on the witness opinion of the eye-witness, by this
The transaction platform ID of eye-witness and the order number of the transaction establish mapping relations.
Buyer is obtained first from inviting the witness opinion of eye-witness, since buyer to inviting the eye-witness to have higher trust certainly
Degree, invites eye-witness to be defaulted as counterpart eye-witness certainly, and without carrying out the matching of eye-witness's label to it, buyer passes through invites eye-witness certainly
Witness opinion can be made whether as early as possible transaction judgement；In buyer not from the case where inviting eye-witness, transaction platform is certainly
It is dynamic to distribute counterpart eye-witness by eye-witness's label from eye-witness library.When counterpart eye-witness (including invite certainly or system distribution
Eye-witness) when not making a speech trading item, system will reacquire counterpart eye-witness, namely judge whether buyer has it again
His invites eye-witness certainly, if it is not, then distributing other counterpart eye-witnesses from eye-witness library, by way of this repeating query, protects
Card eventually finds counterpart eye-witness, and gets witness opinion.In this embodiment, signified in subsequent step to witness per capita
For counterpart eye-witness.It should be noted that signified eye-witness is wider in subsequent step lower can automatically select for system
Eye-witness.
Step S200 determines the letter to eye-witness according to the type of the attribute of the witness opinion and the trading activity
Reputation degree is calculated according to preset computation model, and the attribute of the witness opinion includes positive and negative, wherein the transaction
The type of behavior includes concluding the transaction and not concluding the transaction.
Specifically, when the attribute of the witness opinion is front, and the type of the trading activity is when concluding the transaction, to
Fund is preset with sending in the associated default account of eye-witness, and the first preset value is reduced to the credit worthiness of eye-witness.
Under this situation, illustrate that the transaction of eye-witness's witness successfully terminates, the opinion that eye-witness had both provided for buyer,
Commodity have been promoted for seller again, therefore has given and gold medal is recommended to encourage, to attract the transaction more witnessed on artificial transaction platform
Project is witnessed.But in order to avoid there is the phenomenon that seller employs eye-witness to brush comment (namely witness opinion), need pair
The credit worthiness of eye-witness does reduction processing, thus to reach liquidating for eye-witness's credit worthiness and income.
In technical solution proposed by the present invention, show buyer to seeing with relevance between trading activity and witness opinion
The confidence level of opinion is demonstrate,proved, is whether subsequent determining eye-witness can be on transaction platform to calculate the credit worthiness of eye-witness with this
It makees witness and makees data supporting.
Referring to figure 2., it is the second embodiment of the management method of eye-witness's credit worthiness of the present invention, is based on eye-witness of the present invention
The first embodiment of the management method of credit worthiness, the type according to the attribute for witnessing opinion and the trading activity,
It determines after being calculated according to preset computation model the credit worthiness of eye-witness further include:
Step S300, when get buyer and/or transaction platform to it is described witness opinion and/or trading item send it is anti-
When feedforward information, carried out again according to credit worthiness of the type of feedback information, the attribute of witness opinion and trading activity to eye-witness
It calculates.
Specifically, trading item information is provided on the visualization interface of transaction platform, the trading item information includes
Trading item parameter and the guarantee type for ensureing service corresponding with the trading item, wherein the trading item parameter and institute
It states and ensures that there are corresponding relationships between type, and can realize guarantee by following steps:
According to the trading item parameter and/or the selection for ensureing type, at least one is provided on visualization interface
Kind ensures implementation；
When receiving the purchase instruction of the confirmation purchase trading item with the service of guarantee, according to determining
It ensures implementation, generates guarantee corresponding with the trading item of purchase is identified and come into force record；
The guarantor of the trading item of purchase is identified described in the initiated correspondence of record when receiving to come into force according to the guarantee
When barrier initiates request, according to the guarantee implementation of the determination, taken to guarantee corresponding with the guarantee implementation
It initiates to ensure request in business side；
The guarantee processing result for receiving the guarantee service side feedback, feeds back the guarantee processing result to default account.
Specifically, the guarantee implementation includes: one of contract guarantee, transaction flow guarantee or a variety of.Wherein,
Contract guarantee refers to the contract signed by the contract or buyer and platform both sides of buyer and businessman both sides' signing, Huo Zhemai
The contract that family, businessman and platform tripartite sign ensures this transaction, and above-mentioned contract can be customized, is also possible to write from memory
Recognize, wherein customized contract needs to carry out just being shown to buyer after the approval by the legal department of platform, for buying
Family and businessman sign.Transaction flow guarantee refers to when buyer can click according to the actual situation into downstream, until
The transaction is completed, which can be funds flow, and it is also possible to stateful transaction variation, has selected transaction flow guarantee,
That is the corresponding contract of default logistics comes into force.
When buyer, which pays the bill, completes transaction, generates and ensure the record that comes into force.The record that comes into force can be the contract of subsidiary signing,
The contract can be sent to buyer in the form of mail；The record that comes into force can also be only purchaser record.By coming into force, record can
To trace back to determining guarantee implementation and the corresponding contract of this order, to initiate subsequent right-safeguarding program.
Guarantee procedure will be entered when buyer, which clicks, ensures initiation control in the secure initiation control of order page setup.
If guarantee implementation is contract guarantee, and is both sides' contract that buyer and businessman sign, then corresponding guarantee services
Side is businessman, will initiate to ensure request to businessman；If guarantee implementation is contract guarantee, and is that buyer and platform are signed
Both sides' contract will initiate to ensure request to platform then corresponding guarantee service side is platform；If ensureing that implementation is
Transaction flow guarantee is supervised then ensureing that service side is defaulted as platform by platform.
It ensures the guarantee processing result that service side provides, is generally divided into and moves back whole funds, part fund, and do not have the money refunded,
By fund return to ensure in the account for coming into force record binding, this account can be account when buyer's payment, can also be with
It is the account that buyer reaches an agreement in contract, or the account in addition registered.
Believe when getting the negative feedback that buyer and/or transaction platform send the witness opinion and/or trading item
Breath, the attribute of the witness opinion is front, and the type of the trading activity is when concluding the transaction, to the credit worthiness of eye-witness
The second preset value is reduced, second preset value is greater than first preset value, wherein the negative feedback information includes ensureing
Request initiates information, Buyer Complaint information, platform and finds to make any one of false information.
When getting buyer to the positive feedback information of the witness opinion and/or trading item transmission, the witness is anticipated
The attribute seen is front, and the type of the trading activity is to carry out increment meter to the credit worthiness of eye-witness when not concluding the transaction
It calculates, wherein the positive feedback information includes evaluating the front of trading item, in the information of repenting of the witness opinion
It is one or more.
When getting buyer to the positive feedback information of the witness opinion and/or trading item transmission, the witness is anticipated
The attribute seen is negative, and the type of the trading activity is to carry out increment meter to the credit worthiness of eye-witness when not concluding the transaction
It calculates, wherein the positive feedback information includes confirming that the opinion is pertinent.
Wherein, positive feedback information and negative feedback information are assert by following steps:
Just negative feedback information is divided into different type；
Keyword is set to different types of just negative feedback information；
Assert that feedback information is positive or negative according to keyword.
For example, the type that feedback information divides includes: to ensure class, complain class, evaluation class, supervision class, above-mentioned guarantee is initiated
Request belongs to guarantee class, and Buyer Complaint information belongs to complaint class, to the front evaluation of trading item, repenting for witness opinion
Information and confirmation opinion is pertinent belongs to evaluation class, platform discovery belongs to supervision class as false information.
In the present embodiment, the follow-up process of transaction is tracked, it, can be with by obtaining the information of transaction whole process
Complete evaluation is made to the witness of eye-witness, to carry out more accurate more fair calculating to the credit worthiness of eye-witness.
The present invention also provides a kind of management systems of eye-witness's credit worthiness, referring to figure 3., in one embodiment, the witness
The management system of people's credit worthiness includes:
Data obtaining module 100 is based on witnessing opinion and buyer's base provided by trading item for obtaining eye-witness
In the trading activity that the witness opinion occurs；
Credit worthiness computing module 200, for determining according to the attribute of the witness opinion and the type of the trading activity
The credit worthiness of eye-witness is calculated according to preset computation model, the attribute of the witness opinion includes front and negative,
Wherein, the type of the trading activity includes concluding the transaction and not concluding the transaction.
In technical solution proposed by the present invention, show buyer to seeing with relevance between trading activity and witness opinion
The confidence level of opinion is demonstrate,proved, is whether subsequent determining eye-witness can be on transaction platform to calculate the credit worthiness of eye-witness with this
It makees witness and makees data supporting.
The present invention also provides a kind of computer installations, and referring to figure 4., in one embodiment, which includes depositing
Reservoir 300, processor 400 and it is stored in the computer program that can be run on memory 300 and on processor 400, the place
Reason device realizes the step of management method of eye-witness's credit worthiness in any of the above-described embodiment when executing the computer program.It can
To understand, which can be TV, IPAD, PC, mobile phone etc..
Specifically, for realizing following steps when the processor executes the computer program:
It obtains eye-witness and is based on what witness opinion and buyer provided by trading item were occurred based on the witness opinion
Trading activity；
According to the type of the attribute of the witness opinion and the trading activity, determine the credit worthiness to eye-witness according to pre-
If computation model calculated, the attribute of the witness opinion includes front and negative, wherein the type of the trading activity
Including concluding the transaction and not concluding the transaction.
Further, the type according to the attribute for witnessing opinion and the trading activity, determines to eye-witness
Credit worthiness calculated according to preset computation model after further include:
When getting the feedback information that buyer and/or transaction platform send the witness opinion and/or trading item,
The credit worthiness of eye-witness is calculated again according to the type of feedback information, the attribute of witness opinion and trading activity.
Further, the type according to the attribute for witnessing opinion and the trading activity, determines to eye-witness
Credit worthiness the step of being calculated according to preset computation model include:
When the attribute of the witness opinion is front, and the type of the trading activity is when concluding the transaction, to witness
Default fund is sent in the associated default account of people, and the first preset value is reduced to the credit worthiness of eye-witness.
Further, buyer and/or the transaction platform of ought getting sends the witness opinion and/or trading item
Feedback information when, according to feedback information, witness the attribute of opinion and the type of trading activity carries out the credit worthiness of eye-witness
It calculates again and includes:
Believe when getting the negative feedback that buyer and/or transaction platform send the witness opinion and/or trading item
Breath, the attribute of the witness opinion is front, and the type of the trading activity is when concluding the transaction, to the credit worthiness of eye-witness
The second preset value is reduced, second preset value is greater than first preset value, wherein the negative feedback information includes ensureing
Request initiates information, Buyer Complaint information, platform and finds to make any one of false information.
Further, buyer and/or the transaction platform of ought getting sends the witness opinion and/or trading item
Feedback information when, according to feedback information, witness the attribute of opinion and the type of trading activity carries out the credit worthiness of eye-witness
It calculates again and includes:
When getting buyer to the positive feedback information of the witness opinion and/or trading item transmission, the witness is anticipated
The attribute seen is front, and the type of the trading activity is to carry out increment meter to the credit worthiness of eye-witness when not concluding the transaction
It calculates, wherein the positive feedback information includes evaluating the front of trading item, in the information of repenting of the witness opinion
It is one or more.
Further, buyer and/or the transaction platform of ought getting sends the witness opinion and/or trading item
Feedback information when, according to feedback information, witness the attribute of opinion and the type of trading activity carries out the credit worthiness of eye-witness
It calculates again and includes:
When getting buyer to the positive feedback information of the witness opinion and/or trading item transmission, the witness is anticipated
The attribute seen is negative, and the type of the trading activity is to carry out increment meter to the credit worthiness of eye-witness when not concluding the transaction
It calculates, wherein the positive feedback information includes confirming that the opinion is pertinent.
The present invention also provides a kind of computer readable storage mediums, are stored thereon with computer program, the computer program
The step of management method of eye-witness's credit worthiness in any of the above-described embodiment is realized when being executed by processor.
In the description of this specification, reference term " embodiment ", " another embodiment ", " other embodiments " or "
The description of one embodiment~X embodiment " etc. mean specific features described in conjunction with this embodiment or example, structure, material or
Person's feature is included at least one embodiment or example of the invention.In the present specification, to the schematic table of above-mentioned term
Stating may not refer to the same embodiment or example.Moreover, specific features, structure, material, method and step or the spy of description
Point can be combined in any suitable manner in any one or more of the embodiments or examples.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, method, article or the device that include a series of elements not only include those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, method of element, article or device.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal (can be mobile phone, computer, service
Device, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The embodiment of the present invention is described with above attached drawing, but the invention is not limited to above-mentioned specific
Embodiment, the above mentioned embodiment is only schematical, rather than restrictive, those skilled in the art
Under the inspiration of the present invention, without breaking away from the scope protected by the purposes and claims of the present invention, it can also make very much
Form, all of these belong to the protection of the present invention.
Claims (9)
1. a kind of management method of eye-witness's credit worthiness, which comprises the following steps:
It obtains eye-witness and is based on the transaction that witness opinion and buyer provided by trading item are occurred based on the witness opinion
Behavior；
According to the type of the attribute of the witness opinion and the trading activity, determine the credit worthiness to eye-witness according to preset
Computation model is calculated, and the attribute of the witness opinion includes front and negative, wherein the type of the trading activity includes
Conclude the transaction and does not conclude the transaction.
2. the management method of eye-witness's credit worthiness as described in claim 1, which is characterized in that described according to the witness opinion
Attribute and the trading activity type, determine the credit worthiness of eye-witness is calculated according to preset computation model after
Further include:
When getting the feedback information that buyer and/or transaction platform send the witness opinion and/or trading item, according to
The type of feedback information, the attribute for witnessing opinion and trading activity calculates the credit worthiness of eye-witness again.
3. the management method of eye-witness's credit worthiness as claimed in claim 2, which is characterized in that described according to the witness opinion
Attribute and the trading activity type, determine the step that is calculated according to preset computation model the credit worthiness of eye-witness
Suddenly include:
When the attribute of the witness opinion is front, and the type of the trading activity is when concluding the transaction, to close to eye-witness
Default fund is sent in the default account of connection, and the first preset value is reduced to the credit worthiness of eye-witness.
4. the management method of eye-witness's credit worthiness as claimed in claim 3, which is characterized in that it is described when get buyer and/
Or transaction platform the witness opinion and/or trading item are sent feedback information when, according to feedback information, witness opinion
Attribute and the type of trading activity, which calculate again to the credit worthiness of eye-witness, includes:
When get buyer and/or transaction platform to it is described witness opinion and/or trading item send negative feedback information, institute
The attribute of witness opinion is stated as front, and the type of the trading activity is to reduce when concluding the transaction to the credit worthiness of eye-witness
Second preset value, second preset value are greater than first preset value, wherein the negative feedback information includes ensureing request
Information, Buyer Complaint information, platform is initiated to find to make any one of false information.
5. the management method of eye-witness's credit worthiness as claimed in claim 2, which is characterized in that it is described when get buyer and/
Or transaction platform the witness opinion and/or trading item are sent feedback information when, according to feedback information, witness opinion
Attribute and the type of trading activity, which calculate again to the credit worthiness of eye-witness, includes:
When the positive feedback information for getting buyer and being sent to the witness opinion and/or trading item, the witness opinion
Attribute is front, and the type of the trading activity is to carry out incremental computations to the credit worthiness of eye-witness when not concluding the transaction,
In, the positive feedback information includes evaluating the front of trading item, for one in the information of repenting of the witness opinion
Item is multinomial.
6. the management method of eye-witness's credit worthiness as claimed in claim 2, which is characterized in that it is described when get buyer and/
Or transaction platform the witness opinion and/or trading item are sent feedback information when, according to feedback information, witness opinion
Attribute and the type of trading activity, which calculate again to the credit worthiness of eye-witness, includes:
When the positive feedback information for getting buyer and being sent to the witness opinion and/or trading item, the witness opinion
Attribute is negative, and the type of the trading activity is to carry out incremental computations to the credit worthiness of eye-witness when not concluding the transaction,
In, the positive feedback information includes confirming that the opinion is pertinent.
7. a kind of management system of eye-witness's credit worthiness characterized by comprising
Data obtaining module is based on witnessing opinion and buyer provided by trading item based on described for obtaining eye-witness
Witness the trading activity that opinion occurs；
Credit worthiness computing module, for determining to witness according to the attribute of the witness opinion and the type of the trading activity
The credit worthiness of people is calculated according to preset computation model, and the attribute of the witness opinion includes positive and negative, wherein institute
The type for stating trading activity includes concluding the transaction and not concluding the transaction.
8. a kind of computer installation including memory, processor and stores the meter that can be run on a memory and on a processor
Calculation machine program, which is characterized in that the processor realizes such as any one of claims 1 to 6 when executing the computer program
The step of management method of eye-witness's credit worthiness.
9. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program is located
Manage the step of realizing the management method such as eye-witness's credit worthiness described in any one of claims 1 to 6 when device executes.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910611466.8A CN110310182A (en) | 2019-07-08 | 2019-07-08 | Management method, system, device and the storage medium of eye-witness's credit worthiness |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910611466.8A CN110310182A (en) | 2019-07-08 | 2019-07-08 | Management method, system, device and the storage medium of eye-witness's credit worthiness |
Publications (1)
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| CN110728561A (en) * | 2019-10-21 | 2020-01-24 | 支付宝(杭州)信息技术有限公司 | Dispute handling method and device under credit contract system |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN110728561A (en) * | 2019-10-21 | 2020-01-24 | 支付宝(杭州)信息技术有限公司 | Dispute handling method and device under credit contract system |
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