CN110287860A - A kind of safe mobile phone payment method with face recognition - Google Patents
A kind of safe mobile phone payment method with face recognition Download PDFInfo
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- CN110287860A CN110287860A CN201910541082.3A CN201910541082A CN110287860A CN 110287860 A CN110287860 A CN 110287860A CN 201910541082 A CN201910541082 A CN 201910541082A CN 110287860 A CN110287860 A CN 110287860A
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- 238000000034 method Methods 0.000 title claims abstract description 22
- 238000001514 detection method Methods 0.000 claims abstract description 19
- 238000001727 in vivo Methods 0.000 claims abstract description 17
- 238000005516 engineering process Methods 0.000 claims abstract description 14
- 238000000605 extraction Methods 0.000 claims abstract description 12
- 238000005286 illumination Methods 0.000 claims abstract description 7
- 230000001815 facial effect Effects 0.000 claims description 7
- 238000003384 imaging method Methods 0.000 claims description 4
- 241001136824 Pyrgotidae Species 0.000 claims description 3
- 210000003050 axon Anatomy 0.000 claims description 3
- 230000004397 blinking Effects 0.000 claims description 3
- 238000012011 method of payment Methods 0.000 claims description 3
- 239000000284 extract Substances 0.000 claims 1
- 239000000203 mixture Substances 0.000 claims 1
- 230000009286 beneficial effect Effects 0.000 abstract description 2
- 230000004048 modification Effects 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
- 230000004888 barrier function Effects 0.000 description 1
- 210000004027 cell Anatomy 0.000 description 1
- 238000004891 communication Methods 0.000 description 1
- 230000007812 deficiency Effects 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 239000000835 fiber Substances 0.000 description 1
- 238000005242 forging Methods 0.000 description 1
- 238000002360 preparation method Methods 0.000 description 1
- 230000001737 promoting effect Effects 0.000 description 1
- 239000000700 radioactive tracer Substances 0.000 description 1
- 230000003612 virological effect Effects 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V10/00—Arrangements for image or video recognition or understanding
- G06V10/10—Image acquisition
- G06V10/12—Details of acquisition arrangements; Constructional details thereof
- G06V10/14—Optical characteristics of the device performing the acquisition or on the illumination arrangements
- G06V10/147—Details of sensors, e.g. sensor lenses
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V10/00—Arrangements for image or video recognition or understanding
- G06V10/94—Hardware or software architectures specially adapted for image or video understanding
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
- G06V40/16—Human faces, e.g. facial parts, sketches or expressions
- G06V40/168—Feature extraction; Face representation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
- G06V40/16—Human faces, e.g. facial parts, sketches or expressions
- G06V40/172—Classification, e.g. identification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/40—Spoof detection, e.g. liveness detection
- G06V40/45—Detection of the body part being alive
Abstract
The invention discloses a kind of safe mobile phone payment methods with face recognition, it is made of information collection, feature extraction, Characteristic Contrast, In vivo detection, identification judgement, the information collection includes cellphone body and 3D camera, the front surface of the cellphone body is embedded with display screen, the front surface top of the cellphone body is disposed with attenuator, 3D camera from left to right, and attenuator and 3D camera are respectively positioned on the top of display screen；The beneficial effects of the present invention are: In vivo detection technology, increase In vivo detection link, judge whether collected face is the non-living bodies such as photo, mask, head mould by way of software and hardware combining, can effectively take precautions against fraud attack, increases the safety of face recognition payment；The collocation of 3D TOF camera and attenuator uses, and further increases and weakens the influence that sunlight acquires face information in the stronger situation of illumination, so that still can accurately carry out face recognition under stronger sunlight.
Description
Technical field
The invention belongs to Mobile-Payment Technology fields, and in particular to a kind of mobile phone safe payer with face recognition
Method.
Background technique
Mobile-phone payment is exactly a kind of service side that user carries out account payment using mobile phone to the commodity or service consumed
Formula.
With the development in market, mobile-phone payment is gradually applied to wholesale payment occasion, and safety necessarily becomes client and most closes
The key problem of note.Root according to the survey, 88.6% smart phone user think mobile phone there are security threat or viral threat,
And in smart phone user, there is nearly sixty percent to indicate most to worry mobile phone safe when using mobile-phone payment, same survey report is shown,
39.7% smart phone user thinks that the protection of property safety in mobile phone safe is mostly important.It can be seen that safety of payment is
Matter of utmost importance as mobile phone user's concern.Meanwhile as the application of mobile phone microblogging breaks out and purchase by group the blowout in market, make to go smoothly
Machine search, Mobile banking and mobile-phone payment demand for security have to develop on a large scale very much, and mobile-phone payment also becomes safely cell phone manufacturer most
One of the problem of concern.From a security point of view, mobile-phone payment is primarily present three big Safety Influence Factors: with network technology
Update, network encryption technique also continues to develop, and the encryption technology of mobile-phone payment must use the technology of forefront, and answer
It is widely used in various payment process, this facing lots of obstruction for the mobile-phone payment in the starting stage, due to mobile-phone payment
Main process is mainly by wireless communication, especially between user and payment platform, businessman and payment platform, user and businessman
Information and transaction key pair mobile-phone payment transaction it is most important, how to allow consumer and businessman to eliminate to information-leakage
Worry be mobile-phone payment promoting service significant challenge；One natural deficiency of mobile-phone payment application is cannot effectively to identify use
The identity at family, mobile phone are intended only as the terminal device of payment, and using wirelessly communicating, both parties be can't see in payment process
Its trading object loses when mobile phone and is stolen with password, the loss for being difficult to estimate can be all brought to both parties；Credit problems
The development of mobile-phone payment is limited to a certain extent, can be had in other words in common trade market and there is no credit problems
Effect goes to avoid transaction bring credit problems, however in mobile-phone payment, refers mainly to small amount payment, and user if mobile phone taking
Account of the account as payment, if the user arrearage, and payment system is not found in time, also can bring fiber crops to transaction
It is tired.
Recognition of face is a kind of biological identification technology for carrying out identification based on facial feature information of people.With camera shooting
Machine or camera acquire image or video flowing containing face, and automatic detection and tracking face in the picture, and then to detection
The face that arrives carries out a series of the relevant technologies of face recognition, usually also referred to as Identification of Images, face recognition.
Recognition of face mobile phone unlock, authentication, in terms of be widely applied, and have become main trend, at present
85% user is ready to pay using biological identification technologies such as brush face payments.
In order to improve under sunlight, judge whether collected face is the non-living bodies such as photo, mask, head mould, improve
Discrimination, thus it is proposed that a kind of safe mobile phone payment method with face recognition.
Summary of the invention
The safe mobile phone payment method that the purpose of the present invention is to provide a kind of with face recognition improves under sunlight,
Judge whether collected face is the non-living bodies such as photo, mask, head mould, improves discrimination.
To achieve the above object, the invention provides the following technical scheme: a kind of mobile phone safe payment with face recognition
Method is made of information collection, feature extraction, Characteristic Contrast, In vivo detection, identification judgement,
The information collection includes cellphone body and 3D camera, and the front surface of the cellphone body is embedded with display screen,
The front surface top of the cellphone body is disposed with attenuator, 3D camera, and attenuator and 3D camera from left to right
It is respectively positioned on the top of display screen；
The feature extraction is for extracting the facial characteristics of information collection；
The Characteristic Contrast is compared for the facial characteristics of feature extraction and the face characteristic of typing；
The In vivo detection by blinking, opening one's mouth, shaking the head, combinative movement of nodding, positioned using face key point and face
Tracer technique verifies whether user is true living body operation；
The identification judges to judge for the information to Characteristic Contrast and In vivo detection；
The method of payment is as follows:
Step 1: opening the payment software of cellphone body, and typing face information is clicked in payment software on a display screen,
3D camera acquires the information of user, and the information of acquisition is stored, and recognition of face branch is selected on mobile-phone payment software
It pays；
Step 2: when mobile-phone payment, the face information of user is acquired by 3D camera, when illumination is stronger, attenuator is cut
The influence that weak sunlight acquires face information；
Step 3: verify whether user is that true living body operates, and carries out to the information of acquisition by In vivo detection
Feature extraction is compared with the face information of prior typing, and identification judges successfully then to complete to pay.
As a preferred technical solution of the invention, the 3D camera is 3D TOF camera.
As a preferred technical solution of the invention, the 3D TOF camera: AXON M5 mould group.
As a preferred technical solution of the invention, the 3D camera includes three mainstream technology routes: light flies
Time, structure light and polygonal imaging.
As a preferred technical solution of the invention, be additionally provided in the cellphone body TOF module, RGB block,
Core board.
As a preferred technical solution of the invention, the 3D camera, attenuator, TOF module, RGB block are equal
It is installed on core board.
As a preferred technical solution of the invention, the model DMT PAX of the attenuator.
Compared with prior art, the beneficial effects of the present invention are:
(1) In vivo detection technology increases In vivo detection link, is judged by way of software and hardware combining collected
Whether face is the non-living bodies such as photo, mask, head mould, can effectively take precautions against fraud attack, increases the safety of face recognition payment；
(2) collocation of 3D TOF camera and attenuator uses, and further increases and weakens in the stronger situation of illumination
The influence that sunlight acquires face information, so that still can accurately carry out face recognition under stronger sunlight.
Detailed description of the invention
Fig. 1 is the structural diagram of the present invention；
Fig. 2 is the principle of the present invention figure；
In figure: 1, cellphone body；2,3D camera；3, attenuator；4, display screen.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
Fig. 1 and Fig. 2 are please referred to, the present invention provides a kind of technical solution: a kind of mobile phone safe payment with face recognition
Method is made of information collection, feature extraction, Characteristic Contrast, In vivo detection, identification judgement,
Information collection includes cellphone body 1 and 3D camera 2, and the front surface of cellphone body 1 is embedded with display screen 4, mobile phone
The front surface top of body 1 is disposed with attenuator 3,3D camera 2, and attenuator 3 and the equal position of 3D camera 2 from left to right
In the top of display screen 4；
3D camera 2 is 3D TOF camera；3D TOF camera can project 300,000 infrared image vegetarian refreshments to face, into
And texture, in terms of data it is richer, can more effectively avoid various faces from forging bring identity and falsely use situation,
Also it is not readily susceptible to the influence of the factors such as posture, illumination, expression, accuracy is higher, and recognition speed faster, further enhances anti-
Pseudo- resolving ability accomplishes safety truly；
3D TOF camera: AXON M5 mould group；Miniaturization is suitble to all kinds of payment hardware to be embedded in, resists strong light interference performance more
By force, it can also be used precision higher under sunlight, industrialization cost is lower；
3D camera 2 includes three mainstream technology routes: light flies time, structure light and polygonal imaging；TOF advantage is can
To accomplish that the depth to individual element point calculates, precision can be very high in the case of short distance；Structured light technique advantage is
It is Polaroid that depth information can be read；Polygonal imaging technique advantage is that indoor and outdoor is all applicable in, not by daylight impression and
Hardly influenced by outer transparent barrier；
TOF module, RGB block, core board are additionally provided in cellphone body 1；3D camera 2, attenuator 3, TOF module,
RGB block is mounted on core board；
The model DMT PAX of attenuator 3 is further increased weakens sunlight to face information in the stronger situation of illumination
The influence of acquisition；
Feature extraction is for extracting the facial characteristics of information collection；
Characteristic Contrast is compared for the facial characteristics of feature extraction and the face characteristic of typing；
In vivo detection by blinking, opening one's mouth, shaking the head, combinative movement of nodding, positioned using face key point and face tracking
Technology verifies whether user is true living body operation；
Identification judges to judge for the information to Characteristic Contrast and In vivo detection；
Method of payment is as follows:
Step 1: the payment software of cellphone body 1 is opened, typing face letter is clicked in payment software on the display screen 4
Breath, 3D camera 2 acquire the information of user, and the information of acquisition is stored, and select face to know on mobile-phone payment software
It does not pay；
Step 2: when mobile-phone payment, the face information of user, when illumination is stronger, attenuator 3 are acquired by 3D camera 2
Weaken the influence that sunlight acquires face information；
Step 3: verify whether user is that true living body operates, and carries out to the information of acquisition by In vivo detection
Feature extraction is compared with the face information of prior typing, and identification judges successfully then to complete to pay.
It although an embodiment of the present invention has been shown and described, for the ordinary skill in the art, can be with
A variety of variations, modification, replacement can be carried out to these embodiments without departing from the principles and spirit of the present invention by understanding
And modification, the scope of the present invention is defined by the appended.
Claims (7)
1. a kind of safe mobile phone payment method with face recognition, which is characterized in that by information collection, feature extraction, feature
Comparison, In vivo detection, identification judgement composition,
The information collection includes cellphone body (1) and 3D camera (2), and the front surface of the cellphone body (1) is embedded with aobvious
Display screen (4), the front surface top of the cellphone body (1) are disposed with attenuator (3), 3D camera (2) from left to right, and
Attenuator (3) and 3D camera (2) are respectively positioned on the top of display screen (4)；
The feature extraction is for extracting the facial characteristics of information collection；
The Characteristic Contrast is compared for the facial characteristics of feature extraction and the face characteristic of typing；
The In vivo detection by blinking, opening one's mouth, shaking the head, combinative movement of nodding, positioned using face key point and face tracking
Technology verifies whether user is true living body operation；
The identification judges to judge for the information to Characteristic Contrast and In vivo detection；
The method of payment is as follows:
Step 1: opening the payment software of cellphone body (1), and typing face letter is clicked in the payment software on display screen (4)
Breath, 3D camera (2) acquire the information of user, and the information of acquisition is stored, and select face on mobile-phone payment software
Identification payment；
Step 2: when mobile-phone payment, the face information of user, when illumination is stronger, attenuator (3) are acquired by 3D camera (2)
Weaken the influence that sunlight acquires face information；
Step 3: verify whether user is that true living body operates, and carries out feature to the information of acquisition by In vivo detection
It extracts, is compared with the face information of prior typing, identification judges successfully then to complete to pay.
2. a kind of safe mobile phone payment method with face recognition according to claim 1, it is characterised in that: the 3D
Camera (2) is 3D TOF camera.
3. a kind of safe mobile phone payment method with face recognition according to claim 2, it is characterised in that: the 3D
TOF camera: AXON M5 mould group.
4. a kind of safe mobile phone payment method with face recognition according to claim 3, it is characterised in that: the 3D
Camera (2) includes three mainstream technology routes: light flies time, structure light and polygonal imaging.
5. a kind of safe mobile phone payment method with face recognition according to claim 1, it is characterised in that: the hand
TOF module, RGB block, core board are additionally provided in machine body (1).
6. a kind of safe mobile phone payment method with face recognition according to claim 4 or 5, it is characterised in that: institute
3D camera (2), attenuator (3), TOF module, RGB block is stated to be mounted on core board.
7. a kind of safe mobile phone payment method with face recognition according to claim 1, it is characterised in that: described to disappear
The model DMT PAX of light device (3).
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| CN201910541082.3A CN110287860A (en) | 2019-06-21 | 2019-06-21 | A kind of safe mobile phone payment method with face recognition |
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