CN110246015A - Resource transfers method, apparatus, computer equipment and storage medium - Google Patents

Resource transfers method, apparatus, computer equipment and storage medium Download PDF

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Publication number
CN110246015A
CN110246015A CN201910419276.6A CN201910419276A CN110246015A CN 110246015 A CN110246015 A CN 110246015A CN 201910419276 A CN201910419276 A CN 201910419276A CN 110246015 A CN110246015 A CN 110246015A
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CN
China
Prior art keywords
resource
request
account
transfers
resource transfers
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CN201910419276.6A
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Chinese (zh)
Inventor
罗俊
杜佳伟
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Ping An Bank Co Ltd
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Ping An Bank Co Ltd
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Application filed by Ping An Bank Co Ltd filed Critical Ping An Bank Co Ltd
Priority to CN201910419276.6A priority Critical patent/CN110246015A/en
Publication of CN110246015A publication Critical patent/CN110246015A/en
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G06Q40/125—Finance or payroll

Abstract

This application involves technical field of data processing, more particularly to a kind of resource transfers method, apparatus, computer equipment and storage medium.This method comprises: receiving service interaction system sends the resource transfers request for carrying authority identification and resource transfers number；It determines receiving time when receiving resource transfers request, and judges whether receiving time belonged to for the first default working hour；It is not belonging in the first default working hour and authority identification list that there are when matched mark between when 330 receiving, corresponding resource is shifted according to the resource transfers number, and determines resource transfers success when listening to third party and depositing the confirmation instruction of the corresponding resource core system feedback of guard system；It is not belonging in the first default working hour and authority identification list send the prompt information for refusing to respond resource transfers and requesting to service interaction system there is no when matched mark between when 330 receiving.It can guarantee that resource effectively shifts using this method, and can ensure that the safety of user resources.

Description

Resource transfers method, apparatus, computer equipment and storage medium
Technical field
This application involves technical field of data processing, more particularly to a kind of resource transfers method, apparatus, computer equipment And storage medium.
Background technique
With the fast development of computer technology and Internet technology, user can enjoy each with staying indoors on network Digital service brought by business on kind line.User is when enjoying the digital service on line, it may be necessary to which user is in service interaction Using corresponding resource (such as fund) to obtain corresponding business service in system, user be can choose in the service interaction system Corresponding business.In order to ensure that the safety of user resources, user resources usually generally transfer to third party to deposit pipe, specifically business User resources are transferred to third party to deposit pipe by interaction means.Third party as realization third party's deposit and management service deposits guard system, is responsible for Storage to user resources and management are to ensure the safety of user resources.
When user transfers accounts demand, resource transfers request can be initiated by the client of service interaction mechanism, when connecing When receiving the time of resource transfers request outside preset period of time, the server of service interaction mechanism cannot respond to third party and deposit guard system Resource transfers operation, to influence the timeliness of resource transfers, may also will affect the safety of user resources.
Summary of the invention
Based on this, it is necessary in view of the above technical problems, provide a kind of resource transfers method, apparatus, computer equipment and Storage medium can guarantee that resource effectively shifts, and can ensure that the safety of user resources.
A kind of resource transfers method, deposits guard system applied to third party, which comprises
It receives service interaction system and sends the resource transfers request for carrying authority identification and resource transfers number；
According to the location information of the resource transfers request user, when determining the location information not in predeterminable area When, the reserved communication identifier that the resource transfers request corresponding account is obtained, and test according to the reserved communication identifier transmission Card request；
When receiving the confirmation instruction for the checking request, reception when receiving resource transfers request is determined Time, and judge whether the receiving time belonged to for the first default working hour；
When the receiving time is not belonging to the first default working hour, judge to be taken in the resource transfers request The authority identification of band whether there is matched mark in the authority identification list that working hour is preset in support second；
If shifting corresponding money according to the resource transfers number there are when matched mark in the authority identification list Source, and resource transfers are determined when listening to the third party and depositing the confirmation instruction of the corresponding resource core system feedback of guard system Success；
If matched mark is not present in the authority identification list, the transmission of Xiang Suoshu service interaction system is refused to respond The prompt information of the resource transfers request.
It is described in one of the embodiments, that listening to the third party, to deposit the corresponding resource core system of guard system anti- Determine that resource transfers successfully include: when the confirmation instruction of feedback
The prompt informations of resource transfers has been carried out to depositing the corresponding resource core system of guard system with the third party and sending；
Monitor whether the resource core system is based on the prompt information feedback acknowledgment instruction in real time；
When preset period of time listens to resource core system feedback acknowledgment instruction, resource transfers success is determined；
The method also includes: when preset period of time does not hear resource core system feedback acknowledgment instruction, to the Remaining sum in one resource account and Secondary resource account carries out rushing positive processing.
The remaining sum in first resource account and Secondary resource account carries out rushing positive place in one of the embodiments, Reason includes:
According to the remaining sum of resource transfers number modification first resource account；
Positive request is rushed to the resource core system transmission carrying resource transfers number；The positive request of punching is used for Indicate the resource core system according to the remaining sum in resource transfers number modification Secondary resource account.
The resource transfers request also carries user identifier in one of the embodiments,；The method also includes:
Search whether user list is preserved and the matched mark of user identifier in resource transfers request；
If find matched mark, opens first resource and shift affairs；
Affairs are shifted by the first resource, calls and deposits the corresponding resource core system of guard system with the third party； The resource core system called is used to update the resource account of the resource core system when determining resource transfers success In resource remaining sum and feed back return code；
Resource transfers success is determined according to the return code that the resource core system is fed back.
The resource transfers request is that resource is transferred to request in one of the embodiments, and the first resource account is The resource account of resource core system, the Secondary resource account are the resource account that third party deposits guard system；It is described according to institute Stating the corresponding resource of resource transfers number transfer includes:
If do not find matched mark, opens Secondary resource and shift affairs；
Affairs are shifted by the Secondary resource, deposit the resource core that guard system has cooperative relationship to the third party The request of resource transfers described in system forwards；The resource transfers request of forwarding is used to indicate the resource core system according to institute Resource transfers number is stated by the resource transfers in first resource account to Secondary resource account.
The resource transfers request is that resource produces request in one of the embodiments, and the first resource account is Third party deposits the resource account of guard system, and the Secondary resource account is the resource account of resource core system；It is described according to institute Stating the corresponding resource of resource transfers number transfer includes:
If do not find matched mark, opens Secondary resource and shift affairs；
Affairs are shifted by the Secondary resource, deposit the resource core that guard system has cooperative relationship to the third party The request of resource transfers described in system forwards；Corresponding resource is shifted according to the resource transfers number；
The feedback command that resource core system described in real-time detection is sent；
Determine whether the resource core system receives shifted resource according to the feedback information.
A kind of resource transfers device, described device include:
Receiving module, the resource that authority identification and resource transfers number are carried for receiving the transmission of service interaction system turn Move request；
Safety management module, for the location information according to the resource transfers request user, the rheme when determining Confidence ceases not in predeterminable area, obtains the reserved communication identifier that the resource transfers request corresponding account, and according to described Reserved communication identifier sends checking request；
Time judgment module, for determining and receiving the money when receiving the confirmation instruction for the checking request The receiving time when transfer request of source, and judge whether the receiving time belonged to for the first default working hour；
Judgment module is identified, for when the receiving time is not belonging to the first default working hour, described in judgement Entrained authority identification whether there is in the authority identification list that working hour is preset in support second in resource transfers request Matched mark；
Resource transfers module, if for, there are when matched mark, turning according to the resource in the authority identification list It moves number and shifts corresponding resource, and deposit the confirmation that the corresponding resource core system of guard system is fed back listening to the third party Resource transfers success is determined when instruction；
Prompt information sending module, if when for matched mark to be not present in the authority identification list, Xiang Suoshu industry Business interactive system sends the prompt information for refusing to respond the resource transfers request.
Described device in one of the embodiments, further include: rush positive module；Wherein:
The resource transfers module is also used to send to depositing the corresponding resource core system of guard system with the third party Carry out the prompt information of resource transfers；The resource core system is monitored in real time whether be based on the prompt information feedback acknowledgment refer to It enables；When preset period of time listens to resource core system feedback acknowledgment instruction, resource transfers success is determined；
Rush positive module, for preset period of time do not hear the resource core system feedback acknowledgment instruction when, to first Remaining sum in resource account and Secondary resource account carries out rushing positive processing；The first resource account is the resource core system Corresponding account, the Secondary resource account are that the third party deposits the corresponding account of guard system.
It is described in one of the embodiments, to rush positive module and be also used to:
According to the remaining sum of resource transfers number modification first resource account；
Positive request is rushed to the resource core system transmission carrying resource transfers number；The positive request of punching is used for Indicate the resource core system according to the remaining sum in resource transfers number modification Secondary resource account.
The resource transfers request also carries user identifier in one of the embodiments,；The resource transfers module It is also used to: searching whether user list is preserved and the matched mark of user identifier in resource transfers request；
If find matched mark, opens first resource and shift affairs；
Affairs are shifted by the first resource, calls and deposits the corresponding resource core system of guard system with the third party； The resource core system called is used to update the resource account of the resource core system when determining resource transfers success In resource remaining sum and feed back return code；
Resource transfers success is determined according to the return code that the resource core system is fed back.
The resource transfers request is that resource is transferred to request in one of the embodiments, and the first resource account is The resource account of resource core system, the Secondary resource account are the resource account that third party deposits guard system；The resource turns Shifting formwork block is also used to:
If do not find matched mark, opens Secondary resource and shift affairs；
Affairs are shifted by the Secondary resource, deposit the resource core that guard system has cooperative relationship to the third party The request of resource transfers described in system forwards；Forwarding the resource transfers request, be used to indicate the resource core system according to Resource in the resource account of the resource core system is transferred to the third party and deposits guard system by the resource transfers number Resource account.
The resource transfers request is that resource produces request in one of the embodiments, and the first resource account is Third party deposits the resource account of guard system, and the Secondary resource account is the resource account of resource core system；The resource turns Shifting formwork block is also used to:
If do not find matched mark, opens Secondary resource and shift affairs；
Affairs are shifted by the Secondary resource, deposit the resource core that guard system has cooperative relationship to the third party The request of resource transfers described in system forwards；The third party is deposited to the money in the resource account of guard system according to resource transfers number The resource account in source, Xiang Suoshu resource core system is shifted；
The feedback command that resource core system described in real-time detection is sent；
Determine whether the resource core system receives shifted resource according to the feedback information.
A kind of computer equipment, including memory and processor, the memory are stored with computer program, the processing Device performs the steps of when executing the computer program
It receives service interaction system and sends the resource transfers request for carrying authority identification and resource transfers number；
According to the location information of the resource transfers request user, when determining the location information not in predeterminable area When, the reserved communication identifier that the resource transfers request corresponding account is obtained, and test according to the reserved communication identifier transmission Card request；
When receiving the confirmation instruction for the checking request, reception when receiving resource transfers request is determined Time, and judge whether the receiving time belonged to for the first default working hour；
When the receiving time is not belonging to the first default working hour, judge to be taken in the resource transfers request The authority identification of band whether there is matched mark in the authority identification list that working hour is preset in support second；
If shifting corresponding money according to the resource transfers number there are when matched mark in the authority identification list Source, and resource transfers are determined when listening to the third party and depositing the confirmation instruction of the corresponding resource core system feedback of guard system Success；
If matched mark is not present in the authority identification list, the transmission of Xiang Suoshu service interaction system is refused to respond The prompt information of the resource transfers request.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor It is performed the steps of when row
It receives service interaction system and sends the resource transfers request for carrying authority identification and resource transfers number；
According to the location information of the resource transfers request user, when determining the location information not in predeterminable area When, the reserved communication identifier that the resource transfers request corresponding account is obtained, and test according to the reserved communication identifier transmission Card request；
When receiving the confirmation instruction for the checking request, reception when receiving resource transfers request is determined Time, and judge whether the receiving time belonged to for the first default working hour；
When the receiving time is not belonging to the first default working hour, judge to be taken in the resource transfers request The authority identification of band whether there is matched mark in the authority identification list that working hour is preset in support second；
If shifting corresponding money according to the resource transfers number there are when matched mark in the authority identification list Source, and resource transfers are determined when listening to the third party and depositing the confirmation instruction of the corresponding resource core system feedback of guard system Success；
If matched mark is not present in the authority identification list, the transmission of Xiang Suoshu service interaction system is refused to respond The prompt information of the resource transfers request.
Above-mentioned resource transfers method, apparatus, computer equipment and storage medium, carry authority identification and money receiving When the resource transfers request of number is shifted in source, safety verification is carried out to the location information of user and determines resource when being verified The receiving time of transfer request, if receiving time was not belonging to for the first default working hour, further decision mechanism identifies institute Whether corresponding mechanism supports the first default working hour service to carry out the transfer of resource, it is ensured that user resources if supporting It can timely and effectively shift, but also whether monitor resource transfer in real time succeeds, and improves the safety of user resources.If not propping up It holds, then refuses the operation of resource transfers, and send the prompt information for refusing to respond resource transfers request, avoid third party and deposit pipe System responds resource transfers request and executes silver turn card operation, and the server of service interaction mechanism cannot respond to third party and deposit pipe The resource transfers of system operate and influence the safety issue of user resources, improve the safety of user resources, but also reduce Third party deposits guard system and because carrying out resource transfers operation brings additional calculation amount.
Detailed description of the invention
Fig. 1 is the application scenario diagram of resource transfers method in one embodiment；
Fig. 2 is the flow diagram of resource transfers method in one embodiment；
Fig. 3 is to determine whether resource shifts success in one embodiment, and unsuccessfully carry out rushing positive step in transfer Flow diagram；
Fig. 4 is the process for calling resource core system to carry out resource transfers step in one embodiment according to user identifier Schematic diagram；
Fig. 5 is the flow diagram for rush positive processing step in one embodiment；
Fig. 6 is the structural block diagram of resource transfers device in one embodiment；
Fig. 7 is the structural block diagram of resource transfers device in another embodiment；
Fig. 8 is the internal structure chart of computer equipment in one embodiment.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not For limiting the application.
Resource transfers method provided by the present application, can be applied in application environment as shown in Figure 1.Wherein, terminal 102, server 104, server 106 are communicated with server 108 by network.Terminal 102 is receiving resource transfers number After volume, the resource transfers request for carrying resource transfers number, service interaction are initiated to the server 104 where service interaction system System is added authority identification in resource transfers request, then forwards in the resource transfers request for receiving the transmission of terminal 102 To server 106.Server 106 receives service interaction system and sends the resource turn for carrying authority identification and resource transfers number Request is moved, according to the location information of resource transfers request user, when determining location information not in predeterminable area, acquisition is provided The reserved communication identifier of the corresponding account of source transfer request, and checking request is sent according to reserved communication identifier；When receiving needle When instructing to the confirmation of checking request, receiving time when receiving resource transfers request is determined, and judge whether receiving time belongs to In the first default working hour；When being not belonging to for the first default working hour between when 330 receiving, judge to be taken in resource transfers request The authority identification of band whether there is matched mark in the authority identification list that working hour is preset in support second；If mechanism mark Know in list there are when matched mark, shifts corresponding resource according to the resource transfers number, and listening to third party Resource transfers success is determined when depositing the confirmation instruction of the corresponding resource core system feedback of guard system, then to resource core system Place server 108 sends the successful prompt information of resource transfers；If matched mark is not present in authority identification list, to The server 104 of service interaction system sends the prompt information for refusing to respond resource transfers request.Wherein, terminal 102 is user Terminal can be, but not limited to be various personal computers, laptop, smart phone, tablet computer and portable wearable Equipment, server 104, server 106 and server 108 can use the clothes of the either multiple server compositions of independent server Device cluster be engaged in realize.
In one embodiment, as shown in Fig. 2, providing a kind of resource transfers method, it is applied in Fig. 1 in this way It is illustrated for server 106 (depositing guard system equipped with third party on the server), comprising the following steps:
S202 receives service interaction system and sends the resource transfers request for carrying authority identification and resource transfers number.
Wherein, service interaction system can be the system for stock exchange transaction transaction, such as securities exchange system.Pass through net Page, computer client or mobile client log in the service interaction system, can initiate business transaction (such as securities trading) and money Source transfer (such as silver turns card and card turns silver) business.In general, when transferring resources, fixed working time section is had, If during the working time, not will be unable to carry out resource turn for not supporting the system of the second default working hour service Move operation.For example, for silver turn card or card turn silver a transferred account service, if not on weekdays morning 9:00 to 16:00 in afternoon, it is right For the system for not supporting default working hour service, it will be unable to carry out the transfer operation that silver turns card or card turns silver.Above-mentioned Two default working hours can be 7 × 24 hours whole day periods.
Resource transfers request may include that resource is transferred to request and resource produces request.For example, resource be transferred to request can be with Refer to that the fund by individual subscriber bank settlement account is transferred to customer transaction settlement fund account executive.Wherein, individual subscriber Bank settlement account can be the common Unionpay storage account of user.Customer transaction settlement fund account executive, which can be, deposits Guan Yin It is that behavior user opens, deposit the special family of pipe for the fund of stock jobbery purposes.
In one embodiment, the terminal display service interaction system operatio page receives user and grasps in service interaction system Make the resource transfers number inputted on the page, when detecting submission instruction, generates the resource turn for carrying resource transfers number Request is moved, and sends resource transfers request to the server 104 where service interaction system.Clothes where service interaction system After business device 104 receives the resource transfers request for carrying resource transfers number, mechanism mark is added in resource transfers request Know, is used for identification service interactive system institutional affiliation, then will carry the resource transfers of authority identification and resource transfers number Request is sent to third party and deposits server where guard system.
In one embodiment, server receive service interaction system transmission carry authority identification and resource transfers When the resource transfers request of number, authority identification and resource transfers number are extracted from resource transfers request.
S204, according to the location information of resource transfers request user, when determine location information not in predeterminable area, The reserved communication identifier that resource transfers request corresponding account is obtained, and checking request is sent according to reserved communication identifier.
Wherein, predeterminable area can be user's permanent residence.When the location information of user changes, need to carry out safety Verifying.It is reserved messenger that reserved communication identifier, which can be user opening an account, such as reserved cell-phone number or fixed electricity Words number etc..Checking request, which is used to verify, sends whether the user of resource transfers request is me, for example, server is according to reserved hand Machine number sends a checking request to user terminal, and user terminal is after receiving the checking request, if user sends Resource transfers request, then to server send one indicate I operation confirmation instruction；If not what user sent Resource transfers request, then sending one to server indicates the refusal instruction of my non-operation, or does not send and appoint to server What is instructed.
In one embodiment, server sends position acquisition request to the user terminal that resource transfers are requested is sent, and refers to Show that current location information is sent to server by the user terminal.User terminal, which obtains current location information and can be, passes through GPS (Global Positioning System, global positioning system) or BDS (BeiDou Navigation Satellite System, Beidou satellite navigation system) or base station location acquisition.
In another embodiment, server requests to determine user terminal place according to the resource transfers that user terminal is sent IP (Internet Protocol, Internet protocol) address, the present bit confidence of user terminal is determined according to the IP address Breath.
S206, when receiving the confirmation instruction for checking request, when determining reception when receiving resource transfers request Between, and judge whether receiving time belonged to for the first default working hour.
Wherein, the first default working hour generally can be workaday 9:00 in morning to 16:00 in afternoon.Confirmation instruction can For indicating that resource transfers request is that user initiates.
In one embodiment, after server sends checking request to corresponding user terminal according to reserved communication identifier, User terminal shows the checking request, and real-time detection is operated for the input of the checking request, and input operation can be defeated The operation for entering confirmation message is also possible to the operation of input refusal information.When input be confirmation message when, then generate confirmation and refer to It enables, and confirmation instruction is sent to server.
For example, if user initiates resource transfers request, server obtains when user reaches non-permanent residence B from permanent residence A After the location information current to user, user is determined not in permanent residence A, at this point, server can obtain the reserved communication mark of user Know, checking request is then sent to user terminal according to reserved communication identifier.It is verified when receiving being directed to for user terminal transmission When the confirmation instruction of request, it can determine that the request of this resource transfers is that user issues, indicate to be verified.
S208, when 330 receiving between when being not belonging to for the first default working hour, judge machine entrained in resource transfers request Structure mark whether there is matched mark in the authority identification list that working hour is preset in support second.
In one embodiment, server judges whether receiving time belonged to for the first default working hour, if belonging to first Default working hour, then corresponding resource is shifted according to the resource transfers number, and deposit guard system pair listening to third party Resource transfers success is determined when the confirmation instruction for the resource core system feedback answered.If being not belonging to for the first default working hour, Continue to judge that authority identification entrained in resource transfers request whether there is in the authority identification list for supporting 7 × 24 hours Matched mark.
In one embodiment, in the confirmation instruction for listening to third party and depositing guard system corresponding resource core system feedback When determine that the successful step of resource transfers can specifically include: server is felt concerned about to depositing the corresponding resource kernel of guard system with third party System sends the prompt information for having carried out resource transfers, and whether real-time monitor resource core system, which is based on prompt information feedback acknowledgment, refers to It enables.The confirmation is instructed for indicating whether resource transfers succeed.
S210, if being shifted according to the resource transfers number corresponding in authority identification list there are when matched mark Resource, and determine when listening to third party and depositing the confirmation instruction of guard system corresponding resource core system feedback resource transfers at Function.
In one embodiment, if first resource account is the resource account and Secondary resource account that third party deposits guard system Family is the resource account of resource core system.The step of shifting corresponding resource according to the resource transfers number in S208, tool Body may include: when resource transfers request is that resource produces operation, according to resource transfers number directly by first resource account In resource to Secondary resource account shift.
In one embodiment, if first resource account is the resource account and Secondary resource account of resource core system The resource account of guard system is deposited for third party.The step of shifting corresponding resource according to the resource transfers number in S208, tool If body may include: that resource transfers request is resource when being transferred to operation, server deposits the corresponding resource of guard system to third party Core system forwards resource transfers request, shifts corresponding resource according to the resource transfers number by resource core system.
Wherein, first resource account can be the resource account (such as fund account) that third party deposits guard system, be also possible to The resource account of resource core system.Correspondingly, Secondary resource account can be the resource account that third party deposits guard system, can also To be the resource account of resource core system.When resource transfers request is that resource produces request, first resource account is third Deposit the resource account of guard system, customer transaction settlement fund account executive in side；Secondary resource account is then resource core system Resource account, such as individual subscriber bank settlement account.When resource transfers request is that resource is transferred to request, first resource account is The resource account of resource core system；Secondary resource account is then the resource account that third party deposits guard system.
S212 refuses to respond money to the transmission of service interaction system if matched mark is not present in authority identification list The prompt information of source transfer request.
In one embodiment, if in authority identification list be not present matched mark, server refusal accordingly with this Resource transfers request corresponding resource transfers operation, and generate the prompt information for refusing to respond resource transfers request, then to end End is sent.
As an example, user initiates silver on the client end AP P (Application, application program) of security organization Turn 10000 yuan of transfer request of card, if third party deposits guard system when being the silver card transferred account service of support 7 × 24, third party deposits pipe System receive client initiation transfer request Shi Zehui go to bank core system book keeping operation, from individual subscriber bank settlement account Transferring security organization 10000 yuan on family is user on the customer transaction settlement fund account executive that bank opens up, then Successful information of trading is returned to client, securities exchange system can give 10000 yuan of user accounting.If third party deposits guard system When not supporting 7 × 24 silver card transferred account service and not being the transfer request initiated within the defined working time, then refuse this Transfer request, directly return error information；If it is that 7 × 24 silver is not supported to demonstrate,prove transferred account service but advising that third party, which deposits guard system, , then can be by core banking system when the transfer request initiated in the fixed working time, it will be in individual subscriber bank settlement account Transferring security organization 10000 yuan is user on the customer transaction settlement fund account executive that bank opens up, and is then returned Security organization end is traded successfully, and securities exchange system can give 10000 yuan of clients fund account.
It is right when receiving the resource transfers for carrying authority identification and resource transfers number request in above-described embodiment The location information of user carries out safety verification, when being verified, the receiving time of resource transfers request is determined, if receiving time When being not belonging to for the first default working hour, then whether the corresponding mechanism of further decision mechanism mark supports take for 7 × 24 hours Business carries out the transfer of resource, it is ensured that user resources can be shifted timely and effectively, but also real-time monitor resource if supporting Whether transfer succeeds, and improves the safety of user resources.If not supporting, refuse the operation of resource transfers, and sends refusal and ring Answer resource transfers request prompt information, avoid third party deposit guard system respond the resource transfers request execute silver turn card behaviour Make, and the server of service interaction mechanism cannot respond to third party and deposit the resource transfers operation of guard system and influence user resources Safety issue, improves the safety of user resources, and also reduces third party and deposit guard system because carrying out resource transfers operation And bring additional calculation amount.
In one embodiment, as shown in figure 3, S208 can specifically include:
S302 has carried out the prompts of resource transfers and has believed to depositing the corresponding resource core system of guard system with third party and sending Breath.
Wherein, resource core system can be core banking system in practical application scene.When resource transfers request is When resource produces request, first resource account is the resource account that third party deposits guard system, and Secondary resource account is then resource kernel Feel concerned about the resource account of system.When resource transfers request is that resource is transferred to request, first resource account is resource core system Resource account, Secondary resource account are then the resource account that third party deposits guard system.
In one embodiment, if resource transfers request is that resource produces request, third party is being deposited piping by server When resource is produced to the Secondary resource account of resource core system in the first resource account of system, generation has carried out resource transfers Prompt information, and the prompt information is sent to depositing the corresponding resource core system of guard system with third party.
In one embodiment, if resource transfers request is that resource is transferred to request, server passes through resource core system When resource in the first resource account of resource core system being transferred to third party depositing the Secondary resource account of guard system, then judge to provide Whether source has been transferred to Secondary resource account, if not being transferred in preset period of time to Secondary resource account, initiate to rush positive operation with First resource account and Secondary resource account are rushed just.
Whether S304, real-time monitor resource core system are based on the instruction of prompt information feedback acknowledgment.
In one embodiment, the server where obtaining third party and depositing guard system of server where resource core system turns The resource of shifting, and when receiving the prompt information for having carried out resource transfers, server hair where guard system being deposited to third party Confirmation is sent to instruct.
S306 determines resource transfers success when preset period of time listens to resource core system feedback acknowledgment instruction.
S306, when preset period of time does not hear the instruction of resource core system feedback acknowledgment, to first resource account and the Remaining sum in two resource accounts carries out rushing positive processing.
Wherein, first resource account is the corresponding account of resource core system, and Secondary resource account is that third party deposits piping It unites corresponding account.
In one embodiment, if network breaks down or other reasons, server are not heard in preset period of time When resource core system feedback acknowledgment instructs, then according to resource transfers number to the remaining sum and Secondary resource in first resource account Remaining sum in account is modified, remaining sum remaining sum being revised as before resource transfers.
In one embodiment, it includes: server according to resource transfers number modification first resource account that S306, which specifically can be used, The remaining sum at family；Positive request is rushed to resource core system transmission carrying resource transfers number；The positive request of punching is used to indicate resource kernel System is felt concerned about according to the remaining sum in resource transfers number modification Secondary resource account.
In one embodiment, server has carried out the prompt information of resource transfers in addition to sending to resource core system, The prompt information for having carried out resource transfers can be also sent to service interaction system, and real-time monitoring service interaction system is sending punching just Request.Service interaction system can be securities exchange system.
For example, when the fund in the first fund account is transferred to by core banking system according to transfer amounts by server After second fund account, third party deposits guard system can send a successfully confirmation instruction of transferring accounts to securities exchange system, if When appearance securities exchange system due to network problem does not receive confirmation instruction before the deadline, securities exchange system can be direct Server where (or leading to server by Shenzhen Stock Exchange) deposits guard system to third party sends a carrying security organization mark and transfers accounts The amount of money rushes positive request.Server is determining that it is whether small from support 7 × 24 that the punching is just being requested after receiving the positive request of punching When security organization and when to send the positive request of punching for the first time, then carry out rushing positive processing according to the positive request of punching.
Wherein, if securities exchange system, which directly deposits guard system to third party, sends the positive request of punching, the punching just requesting in taken The transfer amounts of band are without decimal point.The positive request of punching is sent if leading to server by Shenzhen Stock Exchange and depositing guard system to third party, the punching is just Transfer amounts in request are limited in 13 bit lengths.
In one embodiment, server carries out rushing positive processing according to the positive request of punching, and specific steps may include: to check money Source transfer operation deposits in guard system whether succeed in third party, if success, is repaired in the resource account that third party deposits guard system Change remaining sum, the mode of modification are as follows: if resource produces, then third party is deposited into the remaining sum in the resource account of guard system plus upper Secondary resource transfers number when producing；When being transferred to if resource, then third party is deposited into the remaining sum in the resource account of guard system and subtracted Resource transfers number when last time being gone to produce.
In one embodiment, server judges to use after third party deposits guard system modification remaining sum according to user identifier Whether family is current row client, if user is current row client, opens and rushes positive affairs, felt concerned about according to modified remaining sum in resource kernel System by the remaining sum in resource account be restored to transfer before remaining sum, when receive resource core system return rush positive return Code and the positive return code of the punching indicate the positive success of punching, then send punching just successfully instruction to securities exchange system.If user is not this Row client, then activation pin rushes positive affairs to what third party cooperated row system, to deposit guard system with cooperative relationship with third party Resource core system according to resource transfers number, modify the remaining sum in resource account.It wherein, is every during being rushed just A positive request unlatching of punching is corresponding to rush positive affairs, can be effectively prevented concurrent tasks and generate dirty data.
In above-described embodiment, after third party deposits guard system progress resource transfers, real-time monitoring resource core system is It is no to respond the prompt information for having carried out resource transfers, if the confirmation instruction for prompt information is not received, it is possible that money The problem of source transfer failure, punching is being initiated just at this time, so as to effectively ensure the safety of user resources.
In one embodiment, resource transfers request also carries user identifier；As shown in figure 4, this method further include:
S402, searches whether user list is preserved and the matched mark of user identifier in resource transfers request.
Wherein, it is saved in user list and opens up resource account depositing guard system corresponding resource core system with third party User identifier.For example, if the Cun Guan bank of user is safety bank, and individual subscriber bank settlement account is also in safety silver What row was opened, then the user is current row client, the user identifier of the user is stored in local user list.If user People's bank settlement account is opened in safety bank, then the user is non-current row client, then the user of the user marks Knowledge is not held in local user list.
If S404 opens first resource and shifts affairs find matched mark.
In one embodiment, resource transfers request is that resource is transferred to request, and first resource account is resource core system Resource account, Secondary resource account is that third party deposits the resource account of guard system；S208 can specifically include: if not finding When matched mark, opens Secondary resource and shift affairs；Affairs are shifted by Secondary resource, are had to guard system is deposited with third party The resource core system forwarding resource transfers request of cooperative relationship；The resource transfers request of forwarding is used to indicate resource core system Corresponding resource is shifted according to the resource transfers number.
Wherein, guard system is deposited as reference with third party, turned if third party is deposited the resource in guard system corresponding resource account It moves in resource core system corresponding resource account, then to produce.If by the resource in resource core system corresponding resource account It is transferred to third party to deposit in guard system corresponding resource account, then to be transferred to.
In one embodiment, resource transfers request is that resource produces request, and first resource account is that third party deposits piping The resource account of system, Secondary resource account are the resource account of resource core system；S208 can specifically include: if not finding When matched mark, opens Secondary resource and shift affairs；Affairs are shifted by Secondary resource, are had to guard system is deposited with third party The resource core system forwarding resource transfers request of cooperative relationship；Corresponding resource is shifted according to the resource transfers number；It is real When detection resource core system send feedback command；It determines whether resource core system receives according to feedback information to be shifted Resource.
S406 shifts affairs by first resource, calls and deposit the corresponding resource core system of guard system with third party；It calls Resource core system be used for determine resource transfers success when, update resource core system resource account in resource remaining sum And feed back return code.
S408 determines resource transfers success according to the return code that resource core system is fed back.
As an example, as shown in figure 5, the stock trader in figure can be security organization.Third party deposits guard system and receives When rushing positive request of securities exchange system transmission, then carry out the public inspection of doChk, to determine the punching is just requesting whether to carry out self-supporting 7 × 24 hours security organizations, if so, distinguish the punching just requesting to lead to from Shenzhen it is that server forwards or direct by demonstrate,proving Certificate transaction system sends over, if directly sended over by securities exchange system, then the positive amount of money is rushed in the positive request of punching Without decimal point, serial number then is extracted in the punching is just being requested.If being directly transmitted by securities exchange system, then rush Positive amount of money length of rushing in positive request is limited in 13 bit lengths, then extracts serial number in the punching is just being requested.According to serial number Former transaction journal is obtained, record of transferring accounts is described in the transaction journal, is judged to deposit guard system in third party according to transaction journal It transfers accounts and whether succeeds, if success, open affairs 001, function saveSignAcctData () is called to modify remaining sum (such as remaining sum ± last time transfer amounts), affairs 001 are submitted when modification operates successfully, otherwise rollback affairs 001.
Judge whether the remaining sum of modification is greater than 0, if terminating to rush positive request less than 0, returns to the positive failure of punching.If modification Remaining sum is greater than or equal to 0, then opens affairs 002, executes saveAcctJour () modification JourFlag=44, SaveAcctDetail () modifies the two modification operations of JourFlag=44, if operating successfully, submits affairs 002, otherwise Rollback affairs 002 complete the account balance modification that third party deposits guard system at this time.It then proceedes to judge whether the user is current row Client, if so, carry out rushing positive (the user account remaining sum as modified core banking system) in upper host (core banking system), if Third party deposits the return code that guard system receives core banking system transmission, determines whether punching is just succeeding according to return code, if punching Positive success then returns to the positive success of punching to user, and terminates process.If the positive failure of punching, opens affairs 003, by what is originally modified Remaining sum submits affairs 003 back to the remaining sum before modification after the completion of modification.
In above-described embodiment, determine whether if current row client and to be transferred to resource for current row client by user identifier When, then it calls directly resource core system and carries out resource transfers；When if non-current row client and being transferred to resource, then go to cooperation Resource core system forwarding resource transfers request；When if non-current row client and producing resource, then resource transfers are carried out, from And realize effective transfer of resource.
It should be understood that although each step in the flow chart of Fig. 2-4 is successively shown according to the instruction of arrow, These steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly stating otherwise herein, these steps Execution there is no stringent sequences to limit, these steps can execute in other order.Moreover, at least one in Fig. 2-4 Part steps may include that perhaps these sub-steps of multiple stages or stage are not necessarily in synchronization to multiple sub-steps Completion is executed, but can be executed at different times, the execution sequence in these sub-steps or stage is also not necessarily successively It carries out, but can be at least part of the sub-step or stage of other steps or other steps in turn or alternately It executes.
In one embodiment, as shown in fig. 6, providing a kind of resource transfers device, comprising: receiving module 602, verifying Module 604, time judgment module 606, mark judgment module 608, resource transfers module 610 and prompt information sending module 612, Wherein:
Receiving module 602 carries the money of authority identification and resource transfers number for receiving the transmission of service interaction system Source transfer request；
Authentication module 604, for the location information according to resource transfers request user, when determining that location information do not exist When predeterminable area, the reserved communication identifier that resource transfers request corresponding account is obtained, and test according to the transmission of reserved communication identifier Card request；
Time judgment module 606, for determining and receiving resource transfers when receiving the confirmation instruction for checking request Receiving time when request, and judge whether receiving time belonged to for the first default working hour；
Judgment module 608 being identified, when for being not belonging to for the first default working hour between when 330 receiving, judging that resource transfers are asked Entrained authority identification is asked to whether there is matched mark in the authority identification list that working hour is preset in support second；
Resource transfers module 610, if in authority identification list there are when matched mark, according to the resource transfers Number shifts corresponding resource, and when listening to third party and depositing the confirmation instruction of the corresponding resource core system feedback of guard system Determine resource transfers success；
Prompt information sending module 612, if when for matched mark to be not present in authority identification list, to service interaction System sends the prompt information for refusing to respond resource transfers request.
In one of the embodiments, as shown in fig. 7, the device further include: rush positive module 614；Wherein:
Resource transfers module 610 is also used to provide to depositing guard system corresponding resource core system transmission with third party The prompt information of source transfer；Whether real-time monitor resource core system is based on the instruction of prompt information feedback acknowledgment；In preset period of time When listening to the instruction of resource core system feedback acknowledgment, resource transfers success is determined；
Positive module 614 is rushed, for being provided to first when preset period of time does not hear the instruction of resource core system feedback acknowledgment Remaining sum in source account and Secondary resource account carries out rushing positive processing；First resource account is the corresponding account of resource core system Family, Secondary resource account are that third party deposits the corresponding account of guard system.
In above-described embodiment, when receiving the resource transfers for carrying authority identification and resource transfers number request, really The receiving time for determining resource transfers request, if receiving time was not belonging to for the first default working hour, further decision mechanism Whether the corresponding mechanism of mark supports the second default working hour service to carry out the transfer of resource if supporting, it is ensured that uses Family resource can be shifted timely and effectively, but also whether monitor resource transfer in real time succeeds, and improves the safety of user resources.If It does not support, then refuses the operation of resource transfers, and send the prompt information for refusing to respond resource transfers request, avoid third party It deposits guard system and responds resource transfers request execution silver turn card operation, and the server of service interaction mechanism cannot respond to third party The resource transfers for depositing guard system operate and influence the safety issue of user resources, improve the safety of user resources, but also It reduces third party and deposits guard system and bring additional calculation amount because carrying out resource transfers operation.
Positive module 614 is rushed in one of the embodiments, to be also used to:
According to the remaining sum of resource transfers number modification first resource account；
Positive request is rushed to resource core system transmission carrying resource transfers number；The positive request of punching is used to indicate resource core System is according to the remaining sum in resource transfers number modification Secondary resource account.
In above-described embodiment, after third party deposits guard system progress resource transfers, real-time monitoring resource core system is It is no to respond the prompt information for having carried out resource transfers, if the confirmation instruction for prompt information is not received, it is possible that money The problem of source transfer failure, punching is being initiated just at this time, so as to effectively ensure the safety of user resources.
Resource transfers request in one of the embodiments, also carries user identifier；Resource transfers module 610 is also used In: search whether user list is preserved and the matched mark of user identifier in resource transfers request；
If find matched mark, opens first resource and shift affairs；
Affairs are shifted by first resource, calls and deposits the corresponding resource core system of guard system with third party；The money of calling Source core system is used for when determining that resource transfers are successful, and the resource remaining sum in the resource account of update resource core system is simultaneously anti- Present return code；
Resource transfers success is determined according to the return code that resource core system is fed back.
Resource transfers request is that resource is transferred to request in one of the embodiments, and first resource account is resource core The resource account of system, Secondary resource account are the resource account that third party deposits guard system；Resource transfers module 610 is also used to:
If do not find matched mark, opens Secondary resource and shift affairs；
Affairs are shifted by Secondary resource, are forwarded to guard system is deposited with third party with the resource core system of cooperative relationship Resource transfers request；The resource transfers of forwarding are requested, and are used to indicate resource core system according to resource transfers number for resource kernel The resource in the resource account of system is felt concerned about, the resource account that third party deposits guard system is transferred to.
Resource transfers request is that resource produces request in one of the embodiments, and first resource account is deposited for third party The resource account of guard system, Secondary resource account are the resource account of resource core system；Resource transfers module 610 is also used to:
If do not find matched mark, opens Secondary resource and shift affairs；
Affairs are shifted by Secondary resource, are forwarded to guard system is deposited with third party with the resource core system of cooperative relationship Resource transfers request；Third party is deposited into the resource in the resource account of guard system according to resource transfers number, is felt concerned about to resource kernel The resource account of system is shifted；
The feedback command that real-time detection resource core system is sent；
Determine whether resource core system receives shifted resource according to feedback information.
In above-described embodiment, determine whether if current row client and to be transferred to resource for current row client by user identifier When, then it calls directly resource core system and carries out resource transfers；When if non-current row client and being transferred to resource, then go to cooperation Resource core system forwarding resource transfers request；When if non-current row client and producing resource, then resource transfers are carried out, from And realize effective transfer of resource.
Specific about resource transfers device limits the restriction that may refer to above for resource transfers method, herein not It repeats again.Modules in above-mentioned resource transfers device can be realized fully or partially through software, hardware and combinations thereof.On Stating each module can be embedded in the form of hardware or independently of in the processor in computer equipment, can also store in a software form In memory in computer equipment, the corresponding operation of the above modules is executed in order to which processor calls.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction Composition can be as shown in Figure 8.The computer equipment include by system bus connect processor, memory, network interface and Database.Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory packet of the computer equipment Include non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program and data Library.The built-in storage provides environment for the operation of operating system and computer program in non-volatile memory medium.The calculating The database of machine equipment is for data such as storing mechanism identification list and user lists.The network interface of the computer equipment is used for It is communicated with external terminal by network connection.To realize a kind of resource transfers side when the computer program is executed by processor Method.
It will be understood by those skilled in the art that structure shown in Fig. 8, only part relevant to application scheme is tied The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment, including memory and processor are provided, which is stored with Computer program, which performs the steps of reception service interaction system transmission carrying when executing computer program organic Structure mark and the resource transfers of resource transfers number are requested；According to the location information of resource transfers request user, work as determination Location information obtains the reserved communication identifier that resource transfers request corresponding account not in predeterminable area, and according to reserved logical Beacon, which is known, sends checking request；When receiving the confirmation instruction for checking request, determine when receiving resource transfers request Receiving time, and judge whether receiving time belonged to for the first default working hour；The first default work is not belonging between when 330 receiving When the period, judge that authority identification entrained in resource transfers request presets the authority identification list of working hour in support second In whether there is matched mark；If there are when matched mark in authority identification list, according to the transfer pair of resource transfers number The resource answered, and determine that resource turns when listening to third party and depositing the confirmation instruction of the corresponding resource core system feedback of guard system Move into function；If matched mark is not present in authority identification list, resource transfers are refused to respond to the transmission of service interaction system The prompt information of request.
In one embodiment, it also performs the steps of when processor executes computer program to third party and deposits piping Corresponding resource core system of uniting sends the prompt information for having carried out resource transfers；Whether real-time monitor resource core system is based on The instruction of prompt information feedback acknowledgment；When preset period of time listens to the instruction of resource core system feedback acknowledgment, resource transfers are determined Success；Method further include: when preset period of time does not hear the instruction of resource core system feedback acknowledgment, to first resource account and Remaining sum in Secondary resource account carries out rushing positive processing；First resource account is the corresponding account of resource core system, the second money Source account is that third party deposits the corresponding account of guard system.
In one embodiment, it also performs the steps of when processor executes computer program according to resource transfers number Modify the remaining sum of first resource account；Positive request is rushed to resource core system transmission carrying resource transfers number；The positive request of punching Resource core system is used to indicate according to the remaining sum in resource transfers number modification Secondary resource account.
In one embodiment, resource transfers request also carries user identifier；Processor is gone back when executing computer program It performs the steps of and searches whether user list is preserved and the matched mark of user identifier in resource transfers request；If looking into When finding matched mark, opens first resource and shift affairs；Affairs are shifted by first resource, calls and deposits piping with third party It unites corresponding resource core system；The resource core system of calling is used to update resource core when determining resource transfers success Resource remaining sum in the resource account of system simultaneously feeds back return code；Determine that resource turns according to the return code that resource core system is fed back Move into function.
In one embodiment, resource transfers request is that resource is transferred to request；Processor goes back reality when executing computer program Existing following steps: it if do not find matched mark, opens Secondary resource and shifts affairs；Affairs are shifted by Secondary resource, Resource core system forwarding resource transfers request of the guard system with cooperative relationship is deposited to third party；The resource transfers of forwarding are asked It asks, is used to indicate resource core system according to resource transfers number for the resource in the resource account of resource core system, shifts The resource account of guard system is deposited to third party.
In one embodiment, resource transfers request is that resource produces request；Processor goes back reality when executing computer program Existing following steps: it if do not find matched mark, opens Secondary resource and shifts affairs；Affairs are shifted by Secondary resource, Resource core system forwarding resource transfers request of the guard system with cooperative relationship is deposited to third party；According to resource transfers number Third party is deposited into the resource in the resource account of guard system, the resource account of Xiang Ziyuan core system is shifted；Real-time detection The feedback command that resource core system is sent；Determine whether resource core system receives shifted money according to feedback information Source.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated Machine program performs the steps of the service interaction system transmission of reception and carries authority identification and resource transfers when being executed by processor The resource transfers of number are requested；According to the location information of resource transfers request user, when determining location information not default When region, the reserved communication identifier that resource transfers request corresponding account is obtained, and verifying is sent according to reserved communication identifier and is asked It asks；When receiving the confirmation instruction for checking request, receiving time when receiving resource transfers request is determined, and judge to connect Whether first default working hour is belonged between time receiving；When being not belonging to for the first default working hour between when 330 receiving, judge that resource turns Authority identification entrained in request is moved in the authority identification list that working hour is preset in support second with the presence or absence of matched Mark；If shifting corresponding resource according to resource transfers number, and monitoring there are when matched mark in authority identification list Resource transfers success is determined when depositing the confirmation instruction of the corresponding resource core system feedback of guard system to third party；If authority identification When matched mark being not present in list, the prompt information for refusing to respond resource transfers and requesting is sent to service interaction system.
In one embodiment, it also performs the steps of when computer program is executed by processor to third party and deposits pipe The corresponding resource core system of system sends the prompt information for having carried out resource transfers；Real-time monitor resource core system whether base It is instructed in prompt information feedback acknowledgment；When preset period of time listens to the instruction of resource core system feedback acknowledgment, determine that resource turns Move into function；Method further include: when preset period of time does not hear the instruction of resource core system feedback acknowledgment, to first resource account It carries out rushing positive processing with the remaining sum in Secondary resource account；First resource account be the corresponding account of resource core system, second Resource account is that third party deposits the corresponding account of guard system.
In one embodiment, it also performs the steps of when computer program is executed by processor according to resource transfers number The remaining sum of volume modification first resource account；Positive request is rushed to resource core system transmission carrying resource transfers number；Punching is just asked It asks and is used to indicate resource core system according to the remaining sum in resource transfers number modification Secondary resource account.
In one embodiment, resource transfers request also carries user identifier；When computer program is executed by processor It also performs the steps of and searches whether user list is preserved and the matched mark of user identifier in resource transfers request；If When finding matched mark, opens first resource and shift affairs；Affairs are shifted by first resource, calls and deposits pipe with third party The corresponding resource core system of system；The resource core system of calling is used to update resource kernel when determining resource transfers success It feels concerned about the resource remaining sum in the resource account of system and feeds back return code；Resource is determined according to the return code that resource core system is fed back It shifts successfully.
In one embodiment, resource transfers request is that resource is transferred to request；When computer program is executed by processor also If performing the steps of when not finding matched mark, opens Secondary resource and shift affairs；Thing is shifted by Secondary resource Business deposits resource core system forwarding resource transfers request of the guard system with cooperative relationship to third party；The resource of forwarding turns Request is moved, is used to indicate resource core system according to resource transfers number for the resource in the resource account of resource core system, It is transferred to the resource account that third party deposits guard system.
In one embodiment, resource transfers request is that resource produces request；When computer program is executed by processor also It also performs the steps of when not finding matched mark, opens when computer program is executed by processor if performing the steps of Open Secondary resource transfer affairs；Affairs are shifted by Secondary resource, deposit the resource that guard system has cooperative relationship to third party Core system forwards resource transfers request；Third party is deposited into the resource in the resource account of guard system according to resource transfers number, It is shifted to the resource account of resource core system；The feedback command that real-time detection resource core system is sent；According to feedback Information determines whether resource core system receives shifted resource.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, To any reference of memory, storage, database or other media used in each embodiment provided herein, Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM (PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms, Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM (RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of above embodiments can be combined arbitrarily, for simplicity of description, not to above-described embodiment In each technical characteristic it is all possible combination be all described, as long as however, the combination of these technical characteristics be not present lance Shield all should be considered as described in this specification.
The several embodiments of the application above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art It says, without departing from the concept of this application, various modifications and improvements can be made, these belong to the protection of the application Range.Therefore, the scope of protection shall be subject to the appended claims for the application patent.

Claims (10)

1. a kind of resource transfers method, deposits guard system applied to third party, which comprises
It receives service interaction system and sends the resource transfers request for carrying authority identification and resource transfers number；
According to the location information of the resource transfers request user, when determine the location information not in predeterminable area, The reserved communication identifier that the resource transfers request corresponding account is obtained, and verifying is sent according to the reserved communication identifier and is asked It asks；
When receiving the confirmation instruction for the checking request, when determining reception when receiving resource transfers request Between, and judge whether the receiving time belonged to for the first default working hour；
When the receiving time is not belonging to the first default working hour, judge entrained in resource transfers request Authority identification whether there is matched mark in the authority identification list that working hour is preset in support second；
If shifting corresponding resource according to the resource transfers number there are when matched mark in the authority identification list, And determined when listening to the third party and depositing the confirmation instruction of guard system corresponding resource core system feedback resource transfers at Function；
If matched mark is not present in the authority identification list, the transmission of Xiang Suoshu service interaction system refuses to respond described The prompt information of resource transfers request.
2. the method according to claim 1, wherein described, listening to the third party, to deposit guard system corresponding Determine that resource transfers successfully include: when the confirmation instruction of resource core system feedback
The prompt informations of resource transfers has been carried out to depositing the corresponding resource core system of guard system with the third party and sending；
Monitor whether the resource core system is based on the prompt information feedback acknowledgment instruction in real time；
When preset period of time listens to resource core system feedback acknowledgment instruction, resource transfers success is determined；
The method also includes: when preset period of time does not hear resource core system feedback acknowledgment instruction, provided to first Remaining sum in source account and Secondary resource account carries out rushing positive processing；The first resource account is the resource core system pair The account answered, the Secondary resource account are that the third party deposits the corresponding account of guard system.
3. according to the method described in claim 2, it is characterized in that, described in first resource account and Secondary resource account Remaining sum carries out rushing positive processing
According to the remaining sum of resource transfers number modification first resource account；
Positive request is rushed to the resource core system transmission carrying resource transfers number；The positive request of punching is used to indicate The resource core system is according to the remaining sum in resource transfers number modification Secondary resource account.
4. the method according to claim 1, wherein resource transfers request also carries user identifier；Institute State method further include:
Search whether user list is preserved and the matched mark of user identifier in resource transfers request；
If find matched mark, opens first resource and shift affairs；
Affairs are shifted by the first resource, calls and deposits the corresponding resource core system of guard system with the third party；It calls The resource core system be used for when determining resource transfers success, in the resource account that updates the resource core system Resource remaining sum simultaneously feeds back return code；
Resource transfers success is determined according to the return code that the resource core system is fed back.
5. according to the method described in claim 4, it is characterized in that, resource transfers request is that resource is transferred to request；It is described Shifting corresponding resource according to the resource transfers number includes:
If do not find matched mark, opens Secondary resource and shift affairs；
Affairs are shifted by the Secondary resource, deposit the resource core system that guard system has cooperative relationship to the third party The resource transfers are forwarded to request；The resource transfers request of forwarding, is used to indicate the resource core system according to described Resource in the resource account of the resource core system is transferred to the money that the third party deposits guard system by resource transfers number Source account.
6. according to the method described in claim 4, it is characterized in that, resource transfers request is that resource produces request；It is described Shifting corresponding resource according to the resource transfers number includes:
If do not find matched mark, opens Secondary resource and shift affairs；
Affairs are shifted by the Secondary resource, deposit the resource core system that guard system has cooperative relationship to the third party The resource transfers are forwarded to request；The third party is deposited into the resource in the resource account of guard system according to resource transfers number, It is shifted to the resource account of the resource core system；
The feedback command that resource core system described in real-time detection is sent；
Determine whether the resource core system receives shifted resource according to the feedback information.
7. a kind of resource transfers device, which is characterized in that described device includes:
Receiving module, the resource transfers that authority identification and resource transfers number are carried for receiving the transmission of service interaction system are asked It asks；
Authentication module, for the location information according to the resource transfers request user, when determining the location information not In predeterminable area, the reserved communication identifier that the resource transfers request corresponding account is obtained, and according to the reserved communication Mark sends checking request；
Time judgment module, for when receiving the confirmation instruction for the checking request, determining that receiving the resource turns Receiving time when request is moved, and judges whether the receiving time belonged to for the first default working hour；
Judgment module is identified, for judging the resource when the receiving time is not belonging to the first default working hour Entrained authority identification is in the authority identification list that working hour is preset in support second with the presence or absence of matching in transfer request Mark；
Resource transfers module, if in the authority identification list there are when matched mark, according to the resource transfers number Volume shifts corresponding resource, and deposits the confirmation instruction that the corresponding resource core system of guard system is fed back listening to the third party When determine resource transfers success；
Prompt information sending module, if Xiang Suoshu business is handed over when for matched mark to be not present in the authority identification list Mutual system sends the prompt information for refusing to respond the resource transfers request.
8. device according to claim 7, which is characterized in that described device further include: rush positive module；Wherein:
The resource transfers module is also used to carry out to depositing guard system corresponding resource core system transmission with the third party The prompt information of resource transfers；Monitor whether the resource core system is based on the prompt information feedback acknowledgment instruction in real time； When preset period of time listens to resource core system feedback acknowledgment instruction, resource transfers success is determined；
Rush positive module, for preset period of time do not hear the resource core system feedback acknowledgment instruction when, to first resource Remaining sum in account and Secondary resource account carries out rushing positive processing；The first resource account is corresponding for the resource core system Account, the Secondary resource account be the third party deposit the corresponding account of guard system.
9. a kind of computer equipment, including memory and processor, the memory are stored with computer program, feature exists In the step of processor realizes any one of claims 1 to 6 the method when executing the computer program.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program The step of method described in any one of claims 1 to 6 is realized when being executed by processor.
CN201910419276.6A 2019-05-20 2019-05-20 Resource transfers method, apparatus, computer equipment and storage medium Pending CN110246015A (en)

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