CN110148059A - The method for pushing of vehicle insurance short message, device and system - Google Patents

Abstract

The present application relates to a method, device and system for pushing auto insurance short messages. The method includes: obtaining the auto insurance application form number and the target information of the auto insurance, and sending the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link according to the auto insurance application form number; the auto insurance application form number is based on the user's offline application Generate the auto insurance business; receive the access link sent by the server; generate auto insurance SMS according to the access link and auto insurance target information; send the auto insurance SMS to the target user terminal; the auto insurance SMS is used to display the access link; the access link is used to access the server to obtain information related to The auto insurance application information corresponding to the auto insurance application number; the auto insurance application information carries a variety of auto insurance payment methods. This method is based on business process optimization, so that target users can choose their own convenient auto insurance payment method to perform auto insurance payment operations by accessing the auto insurance information obtained from the link, effectively improving the processing efficiency of offline auto insurance business applications.

Description

Push method, device and system for auto insurance SMS

technical field

The present application relates to the field of Internet technology, in particular to a method, device and system for pushing auto insurance short messages.

Background technique

Auto insurance refers to a kind of commercial insurance that is liable for compensation for personal injury or property loss caused by motor vehicles due to natural disasters or accidents.

At present, when users process auto insurance business applications online, such as purchasing auto insurance, they can choose from multiple designated payment methods provided by the system; however, when users process auto insurance business applications offline, due to the special requirements of the insurance regulatory authorities in some regions, Users must use the specified payment method for auto insurance to pay, which leads to long processing time for offline auto insurance business applications, which is very inconvenient for users, resulting in extremely low efficiency of offline auto insurance business application processing.

Contents of the invention

Based on this, it is necessary to provide a method, device and system for pushing auto insurance short messages that can improve the processing efficiency of auto insurance business applications for the above-mentioned technical problem of low processing efficiency of traditional offline auto insurance business applications.

A method for pushing an auto insurance short message, the method comprising:

Obtain the auto insurance application form number and the vehicle insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link according to the auto insurance application form number; the auto insurance application form number Generated according to the auto insurance business applied by the user offline;

receiving the access link sent by the server;

Generate an auto insurance short message according to the access link and the auto insurance target information;

The auto insurance short message is sent to the target user terminal; the auto insurance short message is used to display the access link; the access link is used to access the server to obtain the auto insurance insurance information corresponding to the auto insurance application number; The above auto insurance insurance information carries a variety of auto insurance payment methods.

In one of the embodiments, the acquisition of the auto insurance policy number and auto insurance target information includes:

Obtain target user identification information;

Obtain the auto insurance application form corresponding to the target user identification information from the auto insurance application form table; wherein, a plurality of auto insurance application forms corresponding to the target user identification information are stored in the auto insurance application form table;

The auto insurance application form number and the auto insurance target information are extracted from the obtained auto insurance application form.

In one of the embodiments, the generating the auto insurance short message according to the access link and the auto insurance target information includes:

Obtain a corresponding auto insurance short message template according to the auto insurance target information;

Loading the access link and the auto insurance target information into the auto insurance short message template to generate a corresponding auto insurance short message.

In one embodiment, the method also includes:

Detecting the confirmation return information of the auto insurance short message sent by the target user terminal;

If the confirmation return information of the auto insurance short message is detected, the auto insurance short message is marked as pushed.

In one embodiment, the method also includes:

Detecting the auto insurance payment result sent by the target user terminal; the auto insurance payment result carries the auto insurance application number;

If the auto insurance payment result is detected within the preset time range, the auto insurance application form corresponding to the auto insurance application form number is marked as processed;

If the auto insurance payment result is not detected within the preset time range, the auto insurance short message is re-pushed to the target user terminal.

A method for pushing an auto insurance short message, the method comprising:

receiving the auto insurance application form number sent by the auto insurance terminal; the auto insurance application form number is obtained by the auto insurance terminal; the auto insurance application form number is generated according to the auto insurance business applied by the user offline;

Generate an access link according to the auto insurance policy number;

Send the access link to the auto insurance terminal; the access link is used to trigger the auto insurance terminal to obtain auto insurance target information, generate auto insurance short messages according to the access link and the auto insurance target information, and send the auto insurance short messages to Target user terminal; the auto insurance short message is used to display the access link; the access link is used to access the server to obtain the auto insurance insurance information corresponding to the auto insurance application number; the auto insurance application information carries multiple Payment methods for car insurance.

In one of the embodiments, the generating the access link according to the auto insurance application number includes:

Get access link template;

Generate a corresponding random number according to the auto insurance application number;

Import the random number as a parameter into a corresponding parameter position in the access link template to generate an access link.

In one embodiment, the method also includes:

receiving an information acquisition request sent by a target user terminal; the information acquisition request is a request generated by the target user terminal according to the parameters carried by the access link when the target user terminal detects that the target user clicks on the access link;

Extract the random number in the parameters, and determine the auto insurance application number corresponding to the random number;

Obtain the auto insurance application information corresponding to the auto insurance application number, and send the auto insurance application information to the target user terminal.

A push device for auto insurance short messages, said device comprising:

The single number sending module is used to obtain the auto insurance application form number and the vehicle insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link according to the auto insurance application form number ; The auto insurance application number is generated according to the auto insurance business applied by the user offline;

a link receiving module, configured to receive the access link sent by the server;

A short message generating module, configured to generate a short message for auto insurance according to the access link and the target information of the auto insurance;

The short message sending module is used to send the short message of the auto insurance to the target user terminal; the short message of the auto insurance is used to display the access link; the access link is used to access the server to obtain the corresponding The auto insurance application information; the auto insurance application information carries a variety of auto insurance payment methods.

A push system for auto insurance short messages, said system comprising: an auto insurance terminal and a server, wherein said auto insurance terminal communicates with said server through a network;

The auto insurance terminal is used to obtain the auto insurance application form number and the auto insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is generated according to the auto insurance business applied by the user offline;

The server is used to generate an access link according to the auto insurance application number, and send the access link to the auto insurance terminal;

The auto insurance terminal is also used to generate an auto insurance note according to the access link and the auto insurance target information; the auto insurance note is sent to the target user terminal; the auto insurance note is used to display the access link; the access link uses To access the server to obtain the auto insurance application information corresponding to the auto insurance application number; the auto insurance application information carries multiple auto insurance payment methods.

A computer device, comprising a memory and a processor, the memory stores a computer program, and the processor implements the following steps when executing the computer program:

Obtain the auto insurance application form number and the vehicle insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link according to the auto insurance application form number; the auto insurance application form number Generated according to the auto insurance business applied by the user offline;

receiving the access link sent by the server;

Generate an auto insurance short message according to the access link and the auto insurance target information;

The auto insurance short message is sent to the target user terminal; the auto insurance short message is used to display the access link; the access link is used to access the server to obtain the auto insurance insurance information corresponding to the auto insurance application number; The above auto insurance insurance information carries a variety of auto insurance payment methods.

A computer-readable storage medium, on which a computer program is stored, and when the computer program is executed by a processor, the following steps are implemented:

Obtain the auto insurance application form number and the vehicle insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link according to the auto insurance application form number; the auto insurance application form number Generated according to the auto insurance business applied by the user offline;

receiving the access link sent by the server;

Generate an auto insurance short message according to the access link and the auto insurance target information;

The auto insurance short message is sent to the target user terminal; the auto insurance short message is used to display the access link; the access link is used to access the server to obtain the auto insurance insurance information corresponding to the auto insurance application number; The above auto insurance insurance information carries a variety of auto insurance payment methods.

The method, device, system, computer equipment, and storage medium for pushing the above-mentioned auto insurance short message, the auto insurance terminal obtains the auto insurance application number and the auto insurance target information corresponding to the auto insurance business applied by the user offline, and sends the auto insurance application number to the server to trigger the server to Generate an access link from the auto insurance policy number; generate an auto insurance SMS based on the auto insurance target information and the access link sent by the server, and send the auto insurance SMS to the target user terminal. The auto insurance SMS is used to display the access link, and the access link is used to access the server to obtain information related to auto insurance The auto insurance application information corresponding to the insurance application number carries multiple auto insurance payment methods, which is convenient for the target user to obtain the corresponding auto insurance application information through the pushed access link, and then can choose their own convenient auto insurance payment method to perform the corresponding auto insurance payment operation, reducing the payment The threshold meets the payment needs of target users, effectively improves the processing efficiency of offline auto insurance business applications, and avoids the defect of low efficiency of offline auto insurance business application processing due to the limited auto insurance payment methods of traditional offline auto insurance business.

Description of drawings

Fig. 1 is the application scenario diagram of the push method of auto insurance short message in an embodiment;

Fig. 2 is the schematic flow chart of the push method of auto insurance short message in an embodiment;

Fig. 3 is the schematic flow chart of the push method of auto insurance short message in another embodiment;

Fig. 4 is the schematic flow chart of the push method of auto insurance short message in another embodiment;

Fig. 5 is a structural block diagram of a push device for auto insurance short messages in an embodiment;

Figure 6 is an internal block diagram of a computer device in one embodiment.

Detailed ways

In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

The method for pushing the auto insurance short message provided in this application can be applied to the application environment shown in FIG. 1 . Wherein, the auto insurance terminal 110 communicates with the server 120 via the network, the server 120 communicates with the target user terminal 130 via the network, and the auto insurance terminal 110 communicates with the target user terminal 130 via the network. The insurance business personnel generate the corresponding auto insurance application form according to the auto insurance business applied by the user offline, take the generated auto insurance application form as the auto insurance application form to be paid by the user, and input it into the auto insurance terminal 110 in sequence. The auto insurance terminal 110 is equipped with a short message sending system, and the short message sending system detects the selection operation of the auto insurance application form to be paid by the auto insurance business personnel, obtains the auto insurance application form selected by the auto insurance business personnel, and extracts the auto insurance application form number and Auto insurance target information, generate a short message sending request according to the auto insurance policy number, and send the short message sending request to the server 120 . The server 120 generates an access link according to the auto insurance policy number, and sends the access link to the auto insurance terminal 110 . The auto insurance terminal 110 generates an auto insurance short message according to the access link returned by the server 120 and the auto insurance target information, and sends the auto insurance short message to the target user terminal 130. The auto insurance short message is used to display the access link, and the access link is used to access the server 120, so as to obtain an insurance policy related to the auto insurance. The auto insurance application information corresponding to the single number, which carries multiple auto insurance payment methods. Wherein, the terminal 110 can be but not limited to various personal computers, notebook computers and tablet computers; the target user terminal 130 can be but not limited to various smart phones, and the server 120 can be an independent server or a server cluster composed of multiple servers to fulfill.

In one embodiment, as shown in FIG. 2 , a method for pushing an auto insurance short message is provided. The method is applied to the auto insurance terminal in FIG. 1 as an example for illustration, including the following steps:

Step S201, obtain the auto insurance application form number and auto insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link according to the auto insurance application form number; the auto insurance application form number is based on the auto insurance applied for by the user offline Business generation.

The auto insurance application number refers to the unique information used to identify the auto insurance application form, which depends on the insurance company. The auto insurance application form refers to the information that the user fills out when applying for auto insurance from an auto insurance company, including applicant information, insured information, insured vehicle information, auto insurance application form number, etc. Auto insurance target information refers to the key information of auto insurance, such as auto insurance business type, auto insurance application value, auto insurance application number, etc. The access link refers to the link that carries the auto insurance policy number in the link parameter, and there is a one-to-one correspondence with the auto insurance policy number.

The auto insurance business personnel generate the corresponding auto insurance application form according to the auto insurance business applied by the user offline, and the insurance company pre-pays the corresponding auto insurance application value; the auto insurance application form pre-paid by the auto insurance company is used as the auto insurance application form to be paid by the user. The auto insurance business personnel will enter the auto insurance application form to be paid by the user into the auto insurance terminal in sequence. It should be noted that the auto insurance terminal is a terminal capable of comprehensively managing the auto insurance business applied by the user, such as a computer device or a notebook computer, which is not limited in this application.

The auto insurance terminal is equipped with a short message sending system. The short message sending system detects the selection operation of the auto insurance application form to be paid by the auto insurance business personnel, extracts the auto insurance application form number and the auto insurance target information from the selected auto insurance application form, and generates according to the auto insurance application form number. Sending a short message request, and sending the generated short message sending request to the server. The server parses the SMS sending request, obtains the auto insurance policy number, generates the corresponding access link according to the auto insurance policy number, and returns the access link to the auto insurance terminal, so that the subsequent auto insurance terminal can generate the corresponding auto insurance SMS according to the access link.

Step S202, receiving the access link sent by the server.

Step S203, generating an auto insurance short message according to the access link and the auto insurance target information.

The auto insurance terminal receives the access link returned by the server; obtains the preset auto insurance SMS template, loads the access link and auto insurance target information into the preset auto insurance SMS template in turn, and generates the corresponding auto insurance SMS, which is beneficial for the subsequent auto insurance terminal to push the auto insurance SMS to the corresponding The target user terminal is convenient for the target user to perform the corresponding auto insurance payment operation through the access link in the auto insurance SMS, which further improves the processing efficiency of offline auto insurance business applications.

Step S204, sending the auto insurance short message to the target user terminal; the auto insurance short message is used to display the access link; the access link is used to access the server to obtain the auto insurance application information corresponding to the auto insurance application number; the auto insurance application information carries multiple auto insurance payment methods.

The auto insurance payment method refers to the settlement method of the auto insurance application value, such as WeChat payment, Alipay payment, online banking payment, etc. Auto insurance application information refers to auto insurance payment information that carries auto insurance target information and various auto insurance payment methods. Target users can perform corresponding auto insurance payment operations based on the auto insurance application information.

Based on big data, the server pre-collects the auto insurance application form to be paid by the user, obtains various auto insurance payment methods, extracts the auto insurance target information from the auto insurance application form, and generates auto insurance application information based on the auto insurance target information and various auto insurance payment methods The auto insurance application information is classified and stored in the database of the server according to the auto insurance application number, which facilitates the classification management of the auto insurance application information and facilitates the server to distinguish.

The auto insurance terminal sends the generated auto insurance SMS to the target user terminal, such as a mobile phone; the auto insurance SMS is used to display the access link, and the target user clicks the access link on the auto insurance SMS to trigger the target user terminal to access the server to obtain the corresponding auto insurance from the server Information; for example, the target user terminal generates an access request by detecting that the target user clicks on the access link in the auto insurance text message, and sends the generated access request to the server to obtain the information corresponding to the auto insurance policy number from the database in the server. auto insurance information; the target user terminal displays the corresponding auto insurance payment interface according to the acquired auto insurance information. The auto insurance payment interface displays auto insurance target information and payment buttons corresponding to various auto insurance payment methods. The target user clicks the payment button to wake up and jump To the corresponding application, the corresponding auto insurance payment operation can be completed on the application. For example, the target user can click the Alipay payment button to wake up and jump to the Alipay application, and complete the corresponding payment on the corresponding interface of the Alipay application. Auto insurance payment operation; realize the purpose of choosing a convenient auto insurance payment method for the corresponding auto insurance payment operation, will not be restricted by the offline auto insurance payment method, simplify the offline auto insurance business application process, thereby improving the auto insurance business application Processing efficiency.

In the push method of the above auto insurance short message, the auto insurance terminal obtains the auto insurance application form number and the auto insurance target information corresponding to the auto insurance business applied by the user offline, and sends the auto insurance application form number to the server to trigger the server to generate an access link according to the auto insurance application form number; The auto insurance target information and the access link sent by the server generate an auto insurance short message, and send the auto insurance short message to the target user terminal. The auto insurance short message is used to display the access link, and the access link is used to access the server to obtain multiple types of auto insurance corresponding to the auto insurance policy number. The auto insurance application information of the payment method is convenient for target users to obtain the corresponding auto insurance application information through the pushed access link, and then they can choose their own convenient auto insurance payment method for corresponding auto insurance payment operations, which reduces the payment threshold and meets the payment needs of target users , effectively improving the processing efficiency of offline auto insurance business applications, and avoiding the defect of low efficiency of offline auto insurance business application processing due to the limited auto insurance payment methods of traditional offline auto insurance business.

In one embodiment, the above step S201, obtaining the auto insurance application form number and the auto insurance target information includes: obtaining the target user identification information; obtaining the auto insurance application form corresponding to the target user identification information from the auto insurance application form table; wherein, the auto insurance application A plurality of auto insurance application forms corresponding to target user identification information are stored in the single table; the auto insurance application form number and auto insurance target information are extracted from the obtained auto insurance application forms. The target user identification information refers to the unique identification information used to identify the target user, such as user ID number, user name, etc.

For example, the short message sending system in the auto insurance terminal detects the target user identification information selected by the insurance business personnel, and extracts multiple known user identification information from the auto insurance application form; matches the target user identification information with the known user identification information , when the target user identification information matches the known user identification information, obtain the auto insurance application form corresponding to the known user identification information; obtain the auto insurance application form number and the position label of the auto insurance target information in the auto insurance application form respectively, according to the position label , respectively extract the auto insurance application form number and the auto insurance target information from the auto insurance application form; it is beneficial for the subsequent auto insurance terminal to send the auto insurance application form number to the server, so as to request the server to generate a corresponding access link.

In order to remind the target user to complete the auto insurance payment operation in time, the auto insurance terminal can push the auto insurance short message carrying the access link and auto insurance target information to the target user. In one embodiment, the above step S203, generating the auto insurance short message according to the access link and the auto insurance target information, includes: obtaining the corresponding auto insurance short message template according to the auto insurance target information; loading the access link and the auto insurance target information into the auto insurance short message template, and generating a corresponding car insurance SMS. The auto insurance terminal pushes the auto insurance short message carrying the access link and auto insurance target information to the corresponding target user. The target user only needs to click the access link to enter the corresponding auto insurance payment interface, and select any auto insurance payment method to perform the corresponding auto insurance payment operation , without being restricted by offline auto insurance payment methods, thus simplifying the offline auto insurance business application process and effectively improving the efficiency of auto insurance business application processing.

Further, in order to ensure that the auto insurance short message has been successfully pushed to the target user, it is necessary to detect the confirmation return information of the auto insurance short message through the auto insurance terminal. In one embodiment, the method for pushing the auto insurance short message further includes: detecting the confirmation return information of the auto insurance short message sent by the target user terminal; if the confirmation return information of the auto insurance short message is detected, marking the auto insurance short message as pushed.

In addition, if the auto insurance terminal does not detect the confirmation return information of the auto insurance short message sent by the target user terminal according to the preset frequency, the auto insurance short message is re-pushed to the corresponding target user terminal to ensure that the auto insurance short message is successfully pushed to the corresponding target user. The auto insurance terminal detects the confirmation return information of the auto insurance SMS sent by the target user terminal, and marks the successfully pushed auto insurance SMS as pushed to ensure that the auto insurance SMS is successfully pushed to the corresponding target user. At the same time, the successfully pushed auto insurance SMS and Differentiate the auto insurance SMS messages that have not been successfully pushed, so as to avoid repeatedly sending auto insurance SMS messages to the target user terminal and affecting the performance of the target user terminal.

Further, after the target user completes the auto insurance payment operation, the target user terminal will return the corresponding auto insurance payment result to the auto insurance terminal, so as to facilitate the auto insurance terminal to update the status information of the auto insurance application form. In one embodiment, the push method of the auto insurance short message further includes: detecting the auto insurance payment result sent by the target user terminal; the auto insurance payment result carries the auto insurance application number; if the auto insurance payment result is detected within the preset time range, the auto insurance is insured The auto insurance application form corresponding to the single number is marked as processed; if no auto insurance payment result is detected within the preset time range, the auto insurance SMS will be pushed to the target user terminal again. The auto insurance terminal detects the auto insurance payment result returned by the target user terminal, which is convenient for updating the status information of the auto insurance application form in the auto insurance application form, and can distinguish the processed auto insurance application form from the unprocessed auto insurance application form to avoid duplication Sending auto insurance short messages to the target user terminal affects the performance of the target user terminal.

In one embodiment, as shown in FIG. 3 , another method for pushing an auto insurance short message is provided, including the following steps:

Step S301, obtain the auto insurance application form number and auto insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link according to the auto insurance application form number; the auto insurance application form number is based on the auto insurance applied for by the user offline Business generation.

Step S302, receiving the access link sent by the server.

Step S303, generating an auto insurance short message according to the access link and the auto insurance target information.

Step S304, sending the auto insurance short message to the target user terminal; the auto insurance short message is used to display the access link, and the access link is used to access the server to obtain the auto insurance application information corresponding to the auto insurance application number; the auto insurance application information carries multiple auto insurance payment methods.

Step S305, detecting the confirmation return information of the auto insurance short message sent by the target user terminal; if the confirmation return information of the auto insurance short message is detected, mark the auto insurance short message as pushed.

Step S306, detecting the auto insurance payment result sent by the target user terminal; the auto insurance payment result carries the auto insurance application form number; if the auto insurance payment result is detected within the preset time range, mark the auto insurance application form corresponding to the auto insurance application form number as processed ; If no auto insurance payment result is detected within the preset time range, re-push the auto insurance SMS to the target user terminal.

In the push method of the auto insurance short message in this embodiment, the auto insurance terminal pushes the auto insurance short message carrying the access link and the auto insurance target information to the target user terminal, and the target user can enter the corresponding auto insurance payment interface by clicking the access link, and select any auto insurance The payment method for the corresponding auto insurance payment operation will not be restricted by the offline auto insurance payment method, which simplifies the offline auto insurance business application processing process, thereby improving the processing efficiency of auto insurance business applications. At the same time, the confirmation return information and the payment result of the auto insurance SMS sent by the target user terminal are detected, which can avoid repeatedly sending the auto insurance SMS to the target user terminal and affecting the performance of the target user terminal.

In one embodiment, from the perspective of the server, as shown in Figure 4, there is provided another push method for auto insurance short messages, including the following steps:

Step S401, receiving the auto insurance application form number sent by the auto insurance terminal; the auto insurance application form number is obtained by the auto insurance terminal; the auto insurance application form number is generated according to the auto insurance business applied by the user offline.

Step S402, generating an access link according to the auto insurance policy number.

Step S403, sending the access link to the auto insurance terminal; the access link is used to trigger the auto insurance terminal to obtain the auto insurance target information, generate an auto insurance SMS according to the access link and the auto insurance target information, and send the auto insurance SMS to the target user terminal; the auto insurance SMS is used to display the access link , the access link is used to access the server to obtain the auto insurance application information corresponding to the auto insurance application number; the auto insurance application information carries multiple auto insurance payment methods.

In the push method of the auto insurance short message in this embodiment, the server generates an access link according to the auto insurance application number sent by the auto insurance terminal, and sends the access link to the auto insurance terminal to trigger the auto insurance terminal to obtain the auto insurance target information, and generates according to the access link and the auto insurance target information Auto insurance SMS, which sends auto insurance SMS to the target user terminal, so that the target user can enter the corresponding auto insurance payment interface by clicking the access link, and select any auto insurance payment method based on the auto insurance payment interface to perform the corresponding auto insurance payment operation without being affected by the line. The restrictions on payment methods for off-line auto insurance simplifies the process of offline auto insurance business application processing, thereby improving the efficiency of auto insurance business application processing.

In one embodiment, the step S402 above, generating an access link according to the auto insurance application form number, includes: obtaining an access link template; generating a corresponding random number according to the auto insurance application form number; importing the random number into the access link template as a parameter The parameter position to generate an access link. Wherein, the access link template refers to an access link with default parameters.

For example, the server recognizes the obtained auto insurance application form number and obtains the identification result; generates a random number corresponding to the auto insurance application form number according to the identification result, and stores the corresponding relationship between the application form number and the random number in the association of the database in the server Relational tables. The server takes the random number as a parameter, and obtains the parameter position label of the parameter in the obtained access link template, and imports the random number as the parameter into the corresponding parameter position in the access link template according to the parameter position label, and generates an access link; Subsequent auto insurance terminals generate auto insurance SMS according to the access link and push it to the corresponding target user terminal. The target user only needs to click the access link to enter the corresponding auto insurance payment interface, which simplifies the offline auto insurance business application process and further improves the auto insurance business application process. Processing efficiency.

In one embodiment, the method for pushing the auto insurance short message further includes: receiving an information acquisition request sent by the target user terminal; the information acquisition request is generated according to the parameters carried by the access link after the target user terminal detects that the target user clicks on the access link Request; extract the random number in the parameter, determine the auto insurance application number corresponding to the random number; obtain the auto insurance application information corresponding to the auto insurance application number, and send the auto insurance application information to the target user terminal.

For example, the target user terminal detects the target user's click operation on the access link, generates an information acquisition request according to the parameters carried by the access link, and sends the information acquisition request to the server. The server parses the information acquisition request and obtains the parameters; extracts the random number in the parameter, queries the association table in the database according to the random number, and determines the auto insurance application number corresponding to the random number; obtains the corresponding auto insurance application number from the database The auto insurance application information, and the acquired auto insurance application information is sent to the corresponding target user terminal. The target user terminal displays the corresponding auto insurance payment interface according to the received auto insurance application information, and the auto insurance payment interface displays the auto insurance target information and payment buttons corresponding to various auto insurance payment methods (such as WeChat payment, Alipay payment, etc.); the target user terminal detects that the target user For the selection operation of the payment button corresponding to the auto insurance payment method, determine the auto insurance payment method corresponding to the selection operation; wake up and jump to the corresponding application according to the auto insurance payment method, and the user can complete the corresponding auto insurance payment on the application It is very convenient to operate. Based on the various car insurance payment methods provided, you can choose any car insurance payment method that is convenient for you to carry out the corresponding car insurance payment operation, without being restricted by the offline car insurance payment method, and simplifying the application process for offline car insurance business. Thereby improving the processing efficiency of auto insurance business applications.

It should be understood that although the various steps in the flow charts in FIGS. 2-4 are displayed sequentially as indicated by the arrows, these steps are not necessarily executed sequentially in the order indicated by the arrows. Unless otherwise specified herein, there is no strict order restriction on the execution of these steps, and these steps can be executed in other orders. Moreover, at least some of the steps in Figures 2-4 may include a plurality of sub-steps or stages, these sub-steps or stages are not necessarily executed at the same time, but may be executed at different times, these sub-steps or stages The order of execution is not necessarily performed sequentially, but may be performed alternately or alternately with at least a part of other steps or sub-steps or stages of other steps.

In one embodiment, as shown in FIG. 5 , a push device for auto insurance short messages is provided, including: a single number sending module 510, a link acquisition module 520, a short message generation module 530 and a short message sending module 540, wherein:

The single number sending module 510 is used to obtain the auto insurance application form number and the target information of the auto insurance, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link according to the auto insurance application form number; Auto insurance business generated for offline applications.

The link receiving module 520 is configured to receive the access link sent by the server.

The short message generating module 530 is configured to generate a short message about auto insurance according to the access link and the target information of the auto insurance.

The short message sending module 540 is used to send the auto insurance short message to the target user terminal; the auto insurance short message is used to display the access link; the access link is used to access the server to obtain the auto insurance insurance information corresponding to the auto insurance application number; the auto insurance application information carries multiple Payment methods for car insurance.

In one embodiment, the single number sending module is also used to obtain target user identification information; obtain the auto insurance application form corresponding to the target user identification information from the auto insurance application form table; wherein, the auto insurance application form table stores multiple The auto insurance application form corresponding to the user identification information; the auto insurance application form number and the auto insurance target information are extracted from the obtained auto insurance application form.

In one embodiment, the short message generation module is also used to obtain the corresponding auto insurance short message template according to the auto insurance target information; load the access link and the auto insurance target information into the auto insurance short message template to generate the corresponding auto insurance short message.

In one embodiment, the device for pushing the auto insurance short message also includes a short message marking module for detecting the confirmation return information of the auto insurance short message sent by the target user terminal; if the confirmation return information of the auto insurance short message is detected, the auto insurance short message is marked as pushed.

In one embodiment, the push device for the auto insurance short message also includes a result detection module, which is used to detect the auto insurance payment result sent by the target user terminal; the auto insurance payment result carries the auto insurance application number; if within the preset time range, the auto insurance payment is detected As a result, the auto insurance application form corresponding to the auto insurance application form number is marked as processed; if the auto insurance payment result is not detected within the preset time range, the auto insurance SMS is pushed to the target user terminal again.

In each of the above embodiments, the push device of the auto insurance short message obtains the auto insurance application number and the auto insurance target information corresponding to the auto insurance business applied by the user offline, and sends the auto insurance application number to the server to trigger the server to generate an access link according to the auto insurance application number; The auto insurance target information and the access link sent by the server generate an auto insurance short message, and send the auto insurance short message to the target user terminal. The auto insurance short message is used to display the access link, and the access link is used to access the server to obtain multiple types of auto insurance corresponding to the auto insurance policy number. The auto insurance application information of the payment method is convenient for target users to obtain the corresponding auto insurance application information through the pushed access link, and then they can choose their own convenient auto insurance payment method for corresponding auto insurance payment operations, which reduces the payment threshold and meets the payment needs of target users , effectively improving the processing efficiency of offline auto insurance business applications, and avoiding the defect of low efficiency of offline auto insurance business application processing due to the limited auto insurance payment methods of traditional offline auto insurance business.

For the specific limitations on the device for pushing the auto insurance SMS, please refer to the above-mentioned limitations on the method for pushing the auto insurance SMS, and details will not be repeated here. All or part of the various modules in the above-mentioned push device for auto insurance short messages can be realized by software, hardware and combinations thereof. The above-mentioned modules can be embedded in or independent of the processor in the computer device in the form of hardware, and can also be stored in the memory of the computer device in the form of software, so that the processor can invoke and execute the corresponding operations of the above-mentioned modules.

In one embodiment, as shown in Figure 1, a push system for auto insurance text messages is provided, including: an auto insurance terminal 110 and a server 120, the auto insurance terminal 110 and the server 120 communicate through the network; the auto insurance terminal 110 is used to obtain auto insurance The order number and auto insurance target information, the auto insurance application form number is sent to the server 120; the auto insurance application form number is generated according to the auto insurance business applied by the user offline. The server 120 is used to generate an access link according to the auto insurance policy number, and send the access link to the auto insurance terminal 110 . The auto insurance terminal 110 is also used to generate an auto insurance short message according to the access link and the auto insurance target information; the auto insurance short message is sent to the target user terminal; the auto insurance short message is used to display the access link; the access link is used to access the server 120 to obtain the corresponding The auto insurance application information; the auto insurance application information carries a variety of auto insurance payment methods.

The push system of the auto insurance short message of this embodiment pushes the auto insurance short message carrying the access link and the auto insurance target information to the corresponding target user terminal, so that the target user can enter the corresponding auto insurance payment interface by clicking the access link, and based on the auto insurance payment Select any auto insurance payment method on the interface to perform the corresponding auto insurance payment operation, and will not be restricted by the offline auto insurance payment method, which simplifies the offline auto insurance business application processing process, thereby improving the processing efficiency of auto insurance business applications.

In one embodiment, a computer device is provided. The computer device may be a terminal, and its internal structure may be as shown in FIG. 6 . The computer device includes a processor, a memory, a network interface, a display screen and an input device connected through a system bus. Wherein, the processor of the computer device is used to provide calculation and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and computer programs. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage medium. The network interface of the computer device is used to communicate with an external terminal via a network connection. When the computer program is executed by a processor, a method for pushing an auto insurance short message is realized. The display screen of the computer device may be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer device may be a touch layer covered on the display screen, or a button, a trackball or a touch pad provided on the casing of the computer device , and can also be an external keyboard, touchpad, or mouse.

Those skilled in the art can understand that the structure shown in FIG. 6 is only a block diagram of a part of the structure related to the solution of this application, and does not constitute a limitation on the computer equipment to which the solution of this application is applied. The specific computer equipment can be More or fewer components than shown in the figures may be included, or some components may be combined, or have a different arrangement of components.

In one embodiment, a computer device is provided, including a memory and a processor, the memory stores a computer program, and the processor implements the following steps when executing the computer program:

Get the auto insurance application form number and auto insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link based on the auto insurance application form number; the auto insurance application form number is generated according to the auto insurance business applied by the user offline;

Receive the access link sent by the server;

Generate auto insurance text messages based on access links and auto insurance target information;

Send the auto insurance text message to the target user terminal; the auto insurance text message is used to display the access link; the access link is used to access the server to obtain the auto insurance application information corresponding to the auto insurance application number; the auto insurance application information carries multiple auto insurance payment methods.

In one embodiment, when the processor executes the computer program, the following steps are also implemented: obtaining target user identification information; obtaining the auto insurance application form corresponding to the target user identification information from the auto insurance application form table; wherein, the auto insurance application form table stores A plurality of auto insurance application forms corresponding to the target user identification information; extracting the auto insurance application form number and the auto insurance target information from the obtained auto insurance application forms.

In one embodiment, when the processor executes the computer program, the following steps are also implemented: obtaining the corresponding auto insurance short message template according to the auto insurance target information; loading the access link and the auto insurance target information into the auto insurance short message template to generate the corresponding auto insurance short message.

In one embodiment, when the processor executes the computer program, the following steps are also implemented: detecting the confirmation return information of the auto insurance short message sent by the target user terminal; if the confirmation return information of the auto insurance short message is detected, marking the auto insurance short message as pushed.

In one embodiment, when the processor executes the computer program, the following steps are also implemented: detecting the auto insurance payment result sent by the target user terminal; the auto insurance payment result carries the auto insurance application number; if the auto insurance payment result is detected within the preset time range, Mark the auto insurance application form corresponding to the auto insurance application form number as processed; if the auto insurance payment result is not detected within the preset time range, push the auto insurance SMS to the target user terminal again.

In each of the above-mentioned embodiments, the computer device, through the computer program running on the processor, facilitates the target user to obtain the corresponding auto insurance insurance information through the pushed access link, and then can choose his own convenient auto insurance payment method to perform the corresponding auto insurance payment operation, reducing the cost of payment. The threshold meets the payment needs of target users, effectively improves the processing efficiency of offline auto insurance business applications, and avoids the defect of low efficiency of offline auto insurance business application processing due to the limited auto insurance payment methods of traditional offline auto insurance business.

In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored, and when the computer program is executed by a processor, the following steps are implemented:

Get the auto insurance application form number and auto insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link based on the auto insurance application form number; the auto insurance application form number is generated according to the auto insurance business applied by the user offline;

Receive the access link sent by the server;

Generate auto insurance text messages based on access links and auto insurance target information;

Send the auto insurance text message to the target user terminal; the auto insurance text message is used to display the access link; the access link is used to access the server to obtain the auto insurance application information corresponding to the auto insurance application number; the auto insurance application information carries multiple auto insurance payment methods.

In one embodiment, when the computer program is executed by the processor, the following steps are also implemented: obtaining target user identification information; obtaining the auto insurance application form corresponding to the target user identification information from the auto insurance application form form; wherein, the auto insurance application form table stores There are multiple auto insurance application forms corresponding to the target user identification information; the auto insurance application number and the auto insurance target information are extracted from the obtained auto insurance application forms.

In one embodiment, when the computer program is executed by the processor, the following steps are also implemented: obtaining the corresponding auto insurance short message template according to the auto insurance target information; loading the access link and the auto insurance target information into the auto insurance short message template to generate the corresponding auto insurance short message.

In one embodiment, when the computer program is executed by the processor, the following steps are further implemented: detecting the confirmation return information of the auto insurance short message sent by the target user terminal; if the confirmation return information of the auto insurance short message is detected, marking the auto insurance short message as pushed.

In one embodiment, when the computer program is executed by the processor, the following steps are also implemented: detecting the auto insurance payment result sent by the target user terminal; the auto insurance payment result carries the auto insurance application number; if the auto insurance payment result is detected within the preset time range , mark the auto insurance application form corresponding to the auto insurance application form number as processed; if the auto insurance payment result is not detected within the preset time range, push the auto insurance SMS to the target user terminal again.

In each of the above-mentioned embodiments, the computer-readable storage medium, through the computer program stored therein, facilitates the target user to obtain the corresponding auto insurance insurance information through the pushed access link, and can choose the auto insurance payment method that is convenient for him/herself to perform the corresponding auto insurance payment operation, reducing the The payment threshold meets the payment needs of target users, effectively improves the processing efficiency of offline auto insurance business applications, and avoids the defect of low efficiency of offline auto insurance business application processing due to the limited auto insurance payment methods of traditional offline auto insurance business.

Those of ordinary skill in the art can understand that all or part of the processes in the methods of the above embodiments can be implemented through computer programs to instruct related hardware, and the computer programs can be stored in a non-volatile computer-readable memory In the medium, when the computer program is executed, it may include the processes of the embodiments of the above-mentioned methods. Wherein, any references to memory, storage, database or other media used in the various embodiments provided in the present application may include non-volatile and/or volatile memory. Nonvolatile memory can include read only memory (ROM), programmable ROM (PROM), electrically programmable ROM (EPROM), electrically erasable programmable ROM (EEPROM), or flash memory. Volatile memory can include random access memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in many forms such as Static RAM (SRAM), Dynamic RAM (DRAM), Synchronous DRAM (SDRAM), Double Data Rate SDRAM (DDRSDRAM), Enhanced SDRAM (ESDRAM), Synchronous Chain Synchlink DRAM (SLDRAM), memory bus (Rambus) direct RAM (RDRAM), direct memory bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM), etc.

The technical features of the above embodiments can be combined arbitrarily. To make the description concise, all possible combinations of the technical features in the above embodiments are not described. However, as long as there is no contradiction in the combination of these technical features, they should be It is considered to be within the range described in this specification.

The above-mentioned embodiments only represent several implementation modes of the present application, and the description thereof is relatively specific and detailed, but it should not be construed as limiting the scope of the patent for the invention. It should be noted that those skilled in the art can make several modifications and improvements without departing from the concept of the present application, and these all belong to the protection scope of the present application. Therefore, the scope of protection of the patent application should be based on the appended claims.

Claims (10)

1. A method for pushing an auto insurance short message, said method comprising: Obtain the auto insurance application form number and the vehicle insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link according to the auto insurance application form number; the auto insurance application form number Generated according to the auto insurance business applied by the user offline; receiving the access link sent by the server; Generate an auto insurance short message according to the access link and the auto insurance target information; The auto insurance short message is sent to the target user terminal; the auto insurance short message is used to display the access link; the access link is used to access the server to obtain the auto insurance insurance information corresponding to the auto insurance application number; The above auto insurance insurance information carries a variety of auto insurance payment methods. 2. The method according to claim 1, wherein said obtaining the auto insurance application number and auto insurance target information comprises: Obtain target user identification information; Obtain the auto insurance application form corresponding to the target user identification information from the auto insurance application form table; wherein, a plurality of auto insurance application forms corresponding to the target user identification information are stored in the auto insurance application form table; The auto insurance application form number and the auto insurance target information are extracted from the obtained auto insurance application form. 3. The method according to claim 1, wherein the generating the auto insurance short message according to the access link and the auto insurance target information comprises: Obtain a corresponding auto insurance short message template according to the auto insurance target information; Loading the access link and the auto insurance target information into the auto insurance short message template to generate a corresponding auto insurance short message. 4. The method according to any one of claims 1 to 3, wherein the method further comprises: Detecting the confirmation return information of the auto insurance short message sent by the target user terminal; If the confirmation return information of the auto insurance short message is detected, the auto insurance short message is marked as pushed. 5. The method according to claim 4, characterized in that the method further comprises: Detecting the auto insurance payment result sent by the target user terminal; the auto insurance payment result carries the auto insurance application number; If the auto insurance payment result is detected within the preset time range, the auto insurance application form corresponding to the auto insurance application form number is marked as processed; If the auto insurance payment result is not detected within the preset time range, the auto insurance short message is re-pushed to the target user terminal. 6. A method for pushing an auto insurance short message, said method comprising: receiving the auto insurance application form number sent by the auto insurance terminal; the auto insurance application form number is obtained by the auto insurance terminal; the auto insurance application form number is generated according to the auto insurance business applied by the user offline; Generate an access link according to the auto insurance policy number; Send the access link to the auto insurance terminal; the access link is used to trigger the auto insurance terminal to obtain auto insurance target information, generate auto insurance short messages according to the access link and the auto insurance target information, and send the auto insurance short messages to Target user terminal; the auto insurance short message is used to display the access link; the access link is used to access the server to obtain the auto insurance insurance information corresponding to the auto insurance application number; the auto insurance application information carries multiple Payment methods for car insurance. 7. The method according to claim 6, wherein the generating an access link according to the auto insurance application number includes: Get access link template; Generate a corresponding random number according to the auto insurance application number; Import the random number as a parameter into a corresponding parameter position in the access link template to generate an access link. 8. The method according to claim 7, further comprising: receiving an information acquisition request sent by a target user terminal; the information acquisition request is a request generated by the target user terminal according to the parameters carried by the access link when the target user terminal detects that the target user clicks on the access link; Extract the random number in the parameters, and determine the auto insurance application number corresponding to the random number; Obtain the auto insurance application information corresponding to the auto insurance application number, and send the auto insurance application information to the target user terminal. 9. A push device for auto insurance short messages, characterized in that the device comprises: The single number sending module is used to obtain the auto insurance application form number and the vehicle insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is used to trigger the server to generate an access link according to the auto insurance application form number ; The auto insurance application number is generated according to the auto insurance business applied by the user offline; a link receiving module, configured to receive the access link sent by the server; A short message generating module, configured to generate a short message for auto insurance according to the access link and the target information of the auto insurance; The short message sending module is used to send the short message of the auto insurance to the target user terminal; the short message of the auto insurance is used to display the access link; the access link is used to access the server to obtain the corresponding The auto insurance application information; the auto insurance application information carries a variety of auto insurance payment methods. 10. A push system for auto insurance short messages, characterized in that the system includes: an auto insurance terminal and a server, and the auto insurance terminal communicates with the server through a network; The auto insurance terminal is used to obtain the auto insurance application form number and the auto insurance target information, and send the auto insurance application form number to the server; the auto insurance application form number is generated according to the auto insurance business applied by the user offline; The server is used to generate an access link according to the auto insurance application number, and send the access link to the auto insurance terminal; The auto insurance terminal is also used to generate an auto insurance short message according to the access link and the auto insurance target information; Send the auto insurance short message to the target user terminal; the auto insurance short message is used to display the access link; The access link is used to access the server to obtain the auto insurance application information corresponding to the auto insurance application number; the auto insurance application information carries multiple auto insurance payment methods.