CN110060143A - Service interfacing method, apparatus, computer equipment and storage medium - Google Patents

Service interfacing method, apparatus, computer equipment and storage medium Download PDF

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Publication number
CN110060143A
CN110060143A CN201910188319.4A CN201910188319A CN110060143A CN 110060143 A CN110060143 A CN 110060143A CN 201910188319 A CN201910188319 A CN 201910188319A CN 110060143 A CN110060143 A CN 110060143A
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information
order
user terminal
business
audit
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王能武
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OneConnect Smart Technology Co Ltd
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OneConnect Smart Technology Co Ltd
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Priority to CN201910188319.4A priority Critical patent/CN110060143A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/25Integrating or interfacing systems involving database management systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof

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  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Databases & Information Systems (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Engineering & Computer Science (AREA)
  • Data Mining & Analysis (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
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  • Strategic Management (AREA)
  • Technology Law (AREA)
  • General Business, Economics & Management (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention discloses service interfacing method, apparatus, computer equipment and storage mediums.If method includes: to receive business handling solicited message transmitted by the first user terminal, according to obtaining the application information relevant to business fed back of the first user terminal of Rule and store application information into presetting database;If receiving business pickup information transmitted by second user terminal, service order information is generated according to the application information in default order template and database and is sent to second user terminal;Order has been claimed according to service order information is selected if receiving second user terminal, has been audited according to default auditing flow to order has been claimed to obtain order auditing result;If order auditing result is to pass through, the order of having claimed is sent to first user terminal to realize service interfacing.The present invention is based on business datum distribution techniques, and docking efficiency of the enterprise when carrying out service interfacing greatly improved by information exchange.

Description

Service interfacing method, apparatus, computer equipment and storage medium
Technical field
The present invention relates to field of computer technology more particularly to a kind of service interfacing method, apparatus, computer equipment and deposit Storage media.
Background technique
Currently, certain enterprises for self-growth, need to be provided a loan or be financed from financial institution to obtain enterprise external money Gold develops business event, and enterprise is made to go from strength to strength.However, enterprise is borrowed with financial institution in art methods During the financial business such as money, financing are docked, there is the problems such as docking is difficult, long flow path is handled in financial business, enterprise is made to exist The efficiency during service interfacings such as provided a loan, financed declines to a great extent.Thus, there are service interfacings in existing technical method Inefficient problem.
Summary of the invention
The embodiment of the invention provides a kind of service interfacing method, apparatus, computer equipment and storage mediums, it is intended to solve The inefficient problem of service interfacing present in existing art methods.
In a first aspect, the embodiment of the invention provides a kind of service interfacing methods comprising:
If receiving business handling solicited message transmitted by the first user terminal, according to preset acquisition Rule institute It states the application information relevant to the business that the first user terminal is fed back and stores the application information to preset data In library;
If receiving business pickup information transmitted by second user terminal, according to default order template and the database In application information generate and service order information and be sent to the second user terminal;
Order is claimed according to the service order information is selected if receiving the second user terminal, according to pre- If auditing flow audits to obtain order auditing result the order of having claimed;
If order auditing result is to pass through, the order of having claimed is sent to first user terminal to realize business Docking.
Second aspect, the embodiment of the invention provides a kind of service interfacing devices comprising:
Application information storage unit, if for receiving business handling solicited message, root transmitted by the first user terminal According to the application information relevant to the business fed back of the first user terminal described in preset acquisition Rule and will be described Application information is stored into presetting database;
Order information transmission unit, if for receiving business pickup information transmitted by second user terminal, according to pre- If the application information in order template and the database generates service order information and is sent to the second user terminal;
Auditing result acquiring unit, if for receiving the second user terminal according to selected by the service order information That selects has claimed order, is audited the order of having claimed to obtain order auditing result according to default auditing flow;
Order feedback unit, if being to pass through for order order auditing result, by it is described claimed order be sent to it is described First user terminal is to realize service interfacing.
The third aspect, the embodiment of the present invention provide a kind of computer equipment again comprising memory, processor and storage On the memory and the computer program that can run on the processor, the processor execute the computer program Service interfacing method described in the above-mentioned first aspect of Shi Shixian.
Fourth aspect, the embodiment of the invention also provides a kind of computer readable storage mediums, wherein the computer can It reads storage medium and is stored with computer program, it is above-mentioned that the computer program when being executed by a processor executes the processor Service interfacing method described in first aspect.
The embodiment of the invention provides a kind of service interfacing method, apparatus, computer equipment and storage mediums.Pass through acquisition The application information of first user terminal transmission is simultaneously stored into database, generates service order information simultaneously by default order template Be sent to second user terminal and obtain second user terminal feedback claimed order to audit to obtain auditing result, if audit It as a result is that docking of the enterprise when carrying out service interfacing greatly improved by information exchange and imitate by then realizing service interfacing Rate.
Detailed description of the invention
Technical solution in order to illustrate the embodiments of the present invention more clearly, below will be to needed in embodiment description Attached drawing is briefly described, it should be apparent that, drawings in the following description are some embodiments of the invention, general for this field For logical technical staff, without creative efforts, it is also possible to obtain other drawings based on these drawings.
Fig. 1 is the flow diagram of service interfacing method provided in an embodiment of the present invention;
Fig. 2 is the application scenarios schematic diagram of service interfacing method provided in an embodiment of the present invention;
Fig. 3 is the sub-process schematic diagram of service interfacing method provided in an embodiment of the present invention;
Fig. 4 is another sub-process schematic diagram of service interfacing method provided in an embodiment of the present invention;
Fig. 5 is another sub-process schematic diagram of service interfacing method provided in an embodiment of the present invention;
Fig. 6 is another sub-process schematic diagram of service interfacing method provided in an embodiment of the present invention;
Fig. 7 is the schematic block diagram of service interfacing device provided in an embodiment of the present invention;
Fig. 8 is the subelement schematic block diagram of service interfacing device provided in an embodiment of the present invention;
Fig. 9 is another subelement schematic block diagram of service interfacing device provided in an embodiment of the present invention;
Figure 10 is another subelement schematic block diagram of service interfacing device provided in an embodiment of the present invention;
Figure 11 is another subelement schematic block diagram of service interfacing device provided in an embodiment of the present invention;
Figure 12 is the schematic block diagram of computer equipment provided in an embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are some of the embodiments of the present invention, instead of all the embodiments.Based on this hair Embodiment in bright, every other implementation obtained by those of ordinary skill in the art without making creative efforts Example, shall fall within the protection scope of the present invention.
It should be appreciated that ought use in this specification and in the appended claims, term " includes " and "comprising" instruction Described feature, entirety, step, operation, the presence of element and/or component, but one or more of the other feature, whole is not precluded Body, step, operation, the presence or addition of element, component and/or its set.
It is also understood that mesh of the term used in this description of the invention merely for the sake of description specific embodiment And be not intended to limit the present invention.As description of the invention and it is used in the attached claims, unless on Other situations are hereafter clearly indicated, otherwise " one " of singular, "one" and "the" are intended to include plural form.
It will be further appreciated that the term "and/or" used in description of the invention and the appended claims is Refer to any combination and all possible combinations of one or more of associated item listed, and including these combinations.
Fig. 1-Fig. 2 is please referred to, Fig. 1 is the flow diagram of service interfacing method provided in an embodiment of the present invention, and Fig. 2 is this The application scenarios schematic diagram for the service interfacing method that inventive embodiments provide.The service interfacing method is applied to management server 10 In, this method is executed by the application software being installed in management server 10, the first user terminal 20 and second user Terminal 30 is by establishing the transmission being connected to the network to realize data information with management server 10.Management server 10 is to be used for The service interfacing method is executed to realize the enterprise terminal of service interfacing, the first user terminal 20 and second user terminal 30 are equal It is to establish terminal device of the network connection to carry out data transmission, such as desktop computer, notebook with management server 10 in advance Computer, tablet computer or mobile phone etc..
As shown in Figure 1, the method comprising the steps of S110~S140.
If S110, receiving business handling solicited message transmitted by the first user terminal, according to preset acquisition rule It obtains the application information relevant to the business that first user terminal is fed back and stores the application information to pre- If in database.
If receiving business handling solicited message transmitted by the first user terminal, according to preset acquisition Rule institute It states the application information relevant to the business that the first user terminal is fed back and stores the application information to preset data In library.The user of first user terminal is the first user, and the first user can be enterprise or self-employed entrepreneur, the first user Management server is registered and logged in by the first user terminal, is selected from product information transmitted by management server corresponding Product generates business handling solicited message and is sent to management server.Management server receives transmitted by the first user terminal Business handling solicited message after, then can send corresponding prompt letter to the first user terminal according to preset acquisition rule Breath obtains the application information that first user terminal is fed back according to prompt information and is stored.Wherein, presetting database Be in management server the data that are stored of the pre-set application information for being submitted to the first user terminal Library.
In one embodiment, as shown in figure 3, step S110 includes sub-step S111, S112 and S113.
S111, information submission prompt information is generated according to preset acquisition rule and business handling solicited message and is sent to First user terminal.
Information submission prompt information is generated according to preset acquisition rule and business handling solicited message and is sent to described First user terminal.Specifically, include the selected product of the first user in business handling solicited message, preset acquisition rule In comprising information corresponding with each product submit prompt information, according to preset acquisitions be regular and business handling solicited message It produces information corresponding with product in business handling solicited message and submits prompt information, and be sent to the first user end End.
For example, being submitted in preset acquisition rule comprising information corresponding with " invoice loan " and " tax loan " two kinds of products Prompt information includes " invoice loans " this product in business handling solicited message transmitted by the first user terminal, then according in advance If acquisition rule send corresponding with " invoice loan " this product information submission prompt information to the first user terminal.
S112, obtain first user terminal according to the information submit that prompt information fed back comprising company information And the application information of business application information.
Obtain first user terminal according to the information submit that prompt information fed back comprising company information and industry The application information for application information of being engaged in.Specifically, including company information and business application information, enterprise in every portion application information It include the card unification number of enterprise three, business entity's information, guarantor's information, guarantee corporation, contact information etc., business Shen in information Please information be application information for handling specific business.
For example, the application information that the first user terminal is fed back is corresponding with " invoice loan " this product, then business application It include the application amount of the loan, the information such as application time limit in information.
In one embodiment, as shown in figure 4, further including step S112a after step S112.
S112a, the company information in the application information is verified to obtain according to default company information proof rule To company information verification result, if the company information verification result be executed if it is described by the application information store to Step in presetting database.
The company information in the application information is verified to obtain enterprise according to default company information proof rule Information authentication results are that subsequent S113 step is executed if if the company information verification result.Exist to reduce financial institution The risk undertaken in processes financial business, can by default company information proof rule to the company information in application information into Row verifying, if verification result to show company information devoid of risk that the first user is submitted if, can further progress it is subsequent Business handling;The company information for showing that the first user is submitted if verification result is does not pass through is risky, can be to management service The user of device issues prompt messages.By verifying to the company information in application information, gold can be greatly reduced The risk for melting business enhances the ability to ward off risks of financial institution.
Specifically, the step verified according to default company information proof rule to the company information in the application information It suddenly is the enterprise three in company information for being submitted the first user according to the verifying address in default company information proof rule Card unification number input, inquiry obtain corresponding business entity's information, guarantor's information, guarantee corporation, contact information and with the Whether the company information that one user is submitted is identical to judge, then verification result is to pass through if they are the same, verifies if not identical It as a result is not pass through.Wherein, verifying address can be the network address information of national market supervision and management website.
S113, the application information is stored into presetting database.
Received application information is stored into presetting database, wherein comprising enterprise in every portion application information Industry information and business application information, database can be PG (PostgreSQL) database.
If S120, receiving business pickup information transmitted by second user terminal, according to default order template and described Application information in database generates service order information and is sent to the second user terminal.
If receiving business pickup information transmitted by second user terminal, according to default order template and the database In application information generate and service order information and be sent to the second user terminal.The user of second user terminal is Second user, second user can be business bank, and second user passes through second user endpoint to register and logs in management server Afterwards, business pickup information can be sent to management server.Management server receives business transmitted by second user terminal Pickup information generates service order information according to default order template and the application information stored and is sent to second user end End.Specifically, including multiple orders in service order information, the every a application information stored in database can correspond to life At an order, default order template is the Template Information for generating order.
In one embodiment, as shown in figure 5, step S120 includes sub-step S121, S122 and S123.
S121, business application information included in each application information in the database is obtained.
Obtain business application information included in each application information in the database.In every portion application information Include company information and business application information, obtains the every a application information stored in database, acquisition can be corresponded to Obtain business application information included in every a application information.
S122, all business application informations are added to the order template to generate the business comprising multiple orders Order information.
Obtained all business application informations are added to the order template to generate the business comprising multiple orders Order information.A order is obtained specifically, a business application information is added to order template and is produced, by all industry Business application information, which is added in order template to correspond to, generates the service order information comprising multiple orders, then service order is believed The quantity of order is identical as the quantity of business application information in breath.
For example, including the application amount of the loan 50000 in a certain service order information, apply the time limit 30 days, then it is corresponding to generate Order it is as shown in table 1.
O/No. Name of product Apply the amount of the loan (RMB) Apply in time limit (day)
250001 Invoice is borrowed 50000 30
Table 1
S123, the service order information is sent to the second user terminal.
Service order information comprising multiple orders is sent to the second user terminal, second user terminal receives should It can select need to carry out the order of service interfacing after service order information from multiple orders.
If S130, receiving the second user terminal and having claimed order according to the service order information is selected, The order of having claimed is audited to obtain order auditing result according to default auditing flow.
Order is claimed according to the service order information is selected if receiving the second user terminal, according to pre- If auditing flow audits to obtain order auditing result the order of having claimed.It is sent to the business of second user terminal Include multiple orders in order information, after second user receives service order information, can select to have intention from multiple orders Order feed back to management server as having claimed order.If it is selected that management server receives second user terminal Order is claimed, order has been claimed to this according to default auditing flow and has been audited, order auditing result can be obtained.Specifically, Default auditing flow be in management server it is pre-set for the procedure information having claimed order and being audited.Its In, preset auditing flow in comprising the first msu message create-rule, the second msu message create-rule, the first address information and Second address information.
In one embodiment, as shown in fig. 6, step S130 includes sub-step S131, S132, S133 and S134.
S131, the first audit request is generated according to the first create-rule and the order of having claimed preset in auditing flow Information.
The first audit corresponding with order has been claimed is produced according to the first create-rule in default auditing flow Solicited message that is to say only include the information for having claimed order in the first audit solicited message.
S132, the first audit solicited message is sent to according to the first address information in the default auditing flow Corresponding first audit terminal, and obtain first audit terminal is fed back according to the first audit solicited message first Msu message.
The first audit solicited message is sent to correspondence according to the first address information in the default auditing flow The first audit terminal, and obtain first audit terminal according to it is described first audit solicited message fed back first audit Information.First audit solicited message is sent to the first audit terminal, the user of the first audit terminal receives the first audit Solicited message is simultaneously audited, obtained if user's audit of the first audit terminal is by also needing input additional information Pass through the additional letter such as information and examination & approval amount, time limit for examination and approval, mode of repayment, year interest rate comprising audit in first msu message Breath;If user's audit of the first audit terminal does not pass through, only do not pass through comprising audit in obtained first msu message Information.If being moved back not by information by order has been claimed corresponding to the first msu message in the first msu message comprising audit It is back in database.
If raw according to second in the default auditing flow comprising audit by information in S133, the first msu message Order and first msu message generation the second audit solicited message have been claimed at regular, described.
If being generated and being advised according to second in the default auditing flow by information comprising audit in the first msu message It is then, described to have claimed order and first msu message generation the second audit solicited message corresponding with order has been claimed, It that is to say the information and the first msu message in the second audit solicited message comprising having claimed order.
S134, the second audit solicited message is sent to according to the second address information in the default auditing flow Corresponding second audit terminal, and obtain the order that second audit terminal is fed back according to the second audit solicited message Auditing result.
The second audit solicited message is sent to correspondence according to the second address information in the default auditing flow The second audit terminal, and obtain second audit terminal according to it is described second audit solicited message fed back second audit Information.Second audit solicited message is sent to the second audit terminal, the user of the second audit terminal receives the second audit Solicited message is simultaneously audited, if user's audit of the second audit terminal passes through, obtained order auditing result is logical It crosses;If user's audit of the second audit terminal does not pass through, obtained order auditing result is not pass through.
If S140, order auditing result are to pass through, the order of having claimed is sent to first user terminal with reality Existing service interfacing.
If order auditing result is to pass through, the order of having claimed is sent to first user terminal to realize business Docking.First user terminal receive order auditing result be by claimed order, namely complete financial business docking and do The whole flow process of reason can facilitate enterprise to be docked with financial institution with processes financial industry by providing convenient and fast docking mode Business, shortens operation flow and improves the efficiency of service interfacing.
By obtaining the application information of the first user terminal transmission and storing into database, it is raw to pass through default order template At service order information and be sent to second user terminal and obtain second user terminal feedback claimed order to audit It is to realize service interfacing if if auditing result to auditing result, enterprise greatly improved by information exchange and carrying out industry Docking efficiency when business docking.
The embodiment of the present invention also provides a kind of service interfacing device, and the service interfacing device is for executing aforementioned service interfacing Any embodiment of method.Specifically, referring to Fig. 7, Fig. 7 is the schematic of service interfacing device provided in an embodiment of the present invention Block diagram.The service interfacing device can be configured in management server 10.
As shown in fig. 7, service interfacing device 100 include application information storage unit 110, order information transmission unit 120, Auditing result acquiring unit 130 and order feedback unit 140.
Application information storage unit 110, if for receiving business handling solicited message transmitted by the first user terminal, According to the application information relevant to the business fed back of the first user terminal described in preset acquisition Rule and by institute Application information is stated to store into presetting database.
If receiving business handling solicited message transmitted by the first user terminal, according to preset acquisition Rule institute It states the application information relevant to the business that the first user terminal is fed back and stores the application information to preset data In library.The user of first user terminal is the first user, and the first user can be enterprise or self-employed entrepreneur, the first user Management server is registered and logged in by the first user terminal, is selected from product information transmitted by management server corresponding Product generates business handling solicited message and is sent to management server.Management server receives transmitted by the first user terminal Business handling solicited message after, then can send corresponding prompt letter to the first user terminal according to preset acquisition rule Breath obtains the application information that first user terminal is fed back according to prompt information and is stored.Wherein, presetting database Be in management server the data that are stored of the pre-set application information for being submitted to the first user terminal Library.
In other inventive embodiments, as shown in figure 8, the application information storage unit 110 includes subelement: submitting prompt Information transmitting unit 111, application information acquiring unit 112 and storage unit 113.
Prompt information transmission unit 111 is submitted, for generating according to preset acquisition rule and business handling solicited message Information submits prompt information and is sent to first user terminal.
Information submission prompt information is generated according to preset acquisition rule and business handling solicited message and is sent to described First user terminal.Specifically, include the selected product of the first user in business handling solicited message, preset acquisition rule In comprising information corresponding with each product submit prompt information, according to preset acquisitions be regular and business handling solicited message It produces information corresponding with product in business handling solicited message and submits prompt information, and be sent to the first user end End.
Application information acquiring unit 112 submits prompt information according to the information for obtaining first user terminal The application information comprising company information and business application information fed back.
Obtain first user terminal according to the information submit that prompt information fed back comprising company information and industry The application information for application information of being engaged in.Specifically, including company information and business application information, enterprise in every portion application information It include the card unification number of enterprise three, business entity's information, guarantor's information, guarantee corporation, contact information etc., business Shen in information Please information be application information for handling specific business.
In other inventive embodiments, as shown in figure 9, the application information storage unit 110 further includes subelement: information is tested Demonstrate,prove unit 112a.
Information Authentication unit 112a, for being believed according to default company information proof rule the enterprise in the application information Breath is verified to obtain company information verification result, if the company information verification result be executed if it is described will be described Application information stores the step into presetting database.
The company information in the application information is verified to obtain enterprise according to default company information proof rule Information authentication results are to jump to storage unit 113 if to execute subsequent step if the company information verification result.For drop The risk that low financial institution is undertaken in processes financial business, can be by default company information proof rule in application information Company information verified, can be into if verification result to show company information devoid of risk that the first user is submitted if One step carries out follow-up business and handles;The company information for showing that the first user is submitted if verification result is does not pass through is risky, Prompt messages can be issued to the user of management server.By being verified to the company information in application information, i.e., The risk of financial business can be greatly reduced, enhance the ability to ward off risks of financial institution.
Storage unit 113, for storing the application information into presetting database.
Received application information is stored into presetting database, wherein comprising enterprise in every portion application information Industry information and business application information, database can be PG (PostgreSQL) database.
Order information transmission unit 120, if for receiving business pickup information transmitted by second user terminal, according to Application information in default order template and the database generates service order information and is sent to the second user terminal.
If receiving business pickup information transmitted by second user terminal, according to default order template and the database In application information generate and service order information and be sent to the second user terminal.The user of second user terminal is Second user, second user can be business bank, and second user passes through second user endpoint to register and logs in management server Afterwards, business pickup information can be sent to management server.Management server receives business transmitted by second user terminal Pickup information generates service order information according to default order template and the application information stored and is sent to second user end End.Specifically, including multiple orders in service order information, the every a application information stored in database can correspond to life At an order, default order template is the Template Information for generating order.
In other inventive embodiments, as shown in Figure 10, the order information transmission unit 120 includes subelement: business Shen It please information acquisition unit 121, service order information generating unit 122 and service order information transmitting unit 123.
Business application information acquiring unit 121, for obtaining in the database included in each application information Business application information.
Obtain business application information included in each application information in the database.In every portion application information Include company information and business application information, obtains the every a application information stored in database, acquisition can be corresponded to Obtain business application information included in every a application information.
Service order information generating unit 122, for all business application informations to be added to the order template To generate the service order information for including multiple orders.
Obtained all business application informations are added to the order template to generate the business comprising multiple orders Order information.A order is obtained specifically, a business application information is added to order template and is produced, by all industry Business application information, which is added in order template to correspond to, generates the service order information comprising multiple orders, then service order is believed The quantity of order is identical as the quantity of business application information in breath.
Service order information transmitting unit 123, for the service order information to be sent to the second user terminal.
Service order information comprising multiple orders is sent to the second user terminal, second user terminal receives should It can select need to carry out the order of service interfacing after service order information from multiple orders.
Auditing result acquiring unit 130, if for receiving the second user terminal according to the service order information It is selected to have claimed order, the order of having claimed is audited to obtain order audit knot according to default auditing flow Fruit.
Order is claimed according to the service order information is selected if receiving the second user terminal, according to pre- If auditing flow audits to obtain order auditing result the order of having claimed.It is sent to the business of second user terminal Include multiple orders in order information, after second user receives service order information, can select to have intention from multiple orders Order feed back to management server as having claimed order.If it is selected that management server receives second user terminal Order is claimed, order has been claimed to this according to default auditing flow and has been audited, order auditing result can be obtained.Specifically, Default auditing flow be in management server it is pre-set for the procedure information having claimed order and being audited.Its In, preset auditing flow in comprising the first msu message create-rule, the second msu message create-rule, the first address information and Second address information.
In other inventive embodiments, as shown in figure 11, the auditing result acquiring unit 130 includes subelement: first is examined Core solicited message generation unit 131, the first msu message acquiring unit 132, second are audited solicited message generation unit 133 and are ordered Single auditing result acquiring unit 134.
First audit solicited message generation unit 131, for according to the first create-rule and institute preset in auditing flow It states and has claimed order generation the first audit solicited message.
The first audit corresponding with order has been claimed is produced according to the first create-rule in default auditing flow Solicited message that is to say only include the information for having claimed order in the first audit solicited message.
First msu message acquiring unit 132, for according to the first address information in the default auditing flow by institute It states the first audit solicited message and is sent to corresponding first audit terminal, and obtain first audit terminal according to described first The first msu message that audit solicited message is fed back.
The first audit solicited message is sent to correspondence according to the first address information in the default auditing flow The first audit terminal, and obtain first audit terminal according to it is described first audit solicited message fed back first audit Information.First audit solicited message is sent to the first audit terminal, the user of the first audit terminal receives the first audit Solicited message is simultaneously audited, obtained if user's audit of the first audit terminal is by also needing input additional information Pass through the additional letter such as information and examination & approval amount, time limit for examination and approval, mode of repayment, year interest rate comprising audit in first msu message Breath;If user's audit of the first audit terminal does not pass through, only do not pass through comprising audit in obtained first msu message Information.If being moved back not by information by order has been claimed corresponding to the first msu message in the first msu message comprising audit It is back in database.
Second audit solicited message generation unit 133, if for passing through information comprising audit in the first msu message, according to The second create-rule in the default auditing flow described has claimed order and first msu message generates the second audit Solicited message.
If being generated and being advised according to second in the default auditing flow by information comprising audit in the first msu message It is then, described to have claimed order and first msu message generation the second audit solicited message corresponding with order has been claimed, It that is to say the information and the first msu message in the second audit solicited message comprising having claimed order.
Order auditing result acquiring unit 134, for according to the second address information in the default auditing flow by institute It states the second audit solicited message and is sent to corresponding second audit terminal, and obtain second audit terminal according to described second The order auditing result that audit solicited message is fed back.
The second audit solicited message is sent to correspondence according to the second address information in the default auditing flow The second audit terminal, and obtain second audit terminal according to it is described second audit solicited message fed back second audit Information.Second audit solicited message is sent to the second audit terminal, the user of the second audit terminal receives the second audit Solicited message is simultaneously audited, if user's audit of the second audit terminal passes through, obtained order auditing result is logical It crosses;If user's audit of the second audit terminal does not pass through, obtained order auditing result is not pass through.
The order of having claimed is sent to described the if being to pass through for order auditing result by order feedback unit 140 One user terminal is to realize service interfacing.
If order auditing result is to pass through, the order of having claimed is sent to first user terminal to realize business Docking.First user terminal receive order auditing result be by claimed order, namely complete financial business docking and do The whole flow process of reason can facilitate enterprise to be docked with financial institution with processes financial industry by providing convenient and fast docking mode Business, shortens operation flow and improves the efficiency of service interfacing.
By obtaining the application information of the first user terminal transmission and storing into database, it is raw to pass through default order template At service order information and be sent to second user terminal and obtain second user terminal feedback claimed order to audit It is to realize service interfacing if if auditing result to auditing result, enterprise greatly improved by information exchange and carrying out industry Docking efficiency when business docking.
Above-mentioned service interfacing device can be implemented as the form of computer program, which can be in such as Figure 12 institute It is run in the computer equipment shown.
Figure 12 is please referred to, Figure 12 is the schematic block diagram of computer equipment provided in an embodiment of the present invention.
Refering to fig. 12, which includes processor 502, memory and the net connected by system bus 501 Network interface 505, wherein memory may include non-volatile memory medium 503 and built-in storage 504.
The non-volatile memory medium 503 can storage program area 5031 and computer program 5032.The computer program 5032 are performed, and processor 502 may make to execute service interfacing method.
The processor 502 supports the operation of entire computer equipment 500 for providing calculating and control ability.
The built-in storage 504 provides environment for the operation of the computer program 5032 in non-volatile memory medium 503, should When computer program 5032 is executed by processor 502, processor 502 may make to execute service interfacing method.
The network interface 505 is for carrying out network communication, such as the transmission of offer data information.Those skilled in the art can To understand, structure shown in Figure 12, only the block diagram of part-structure relevant to the present invention program, is not constituted to this hair The restriction for the computer equipment 500 that bright scheme is applied thereon, specific computer equipment 500 may include than as shown in the figure More or fewer components perhaps combine certain components or with different component layouts.
Wherein, the processor 502 is for running computer program 5032 stored in memory, to realize following function Can: if receiving business handling solicited message transmitted by the first user terminal, the according to preset acquisition Rule Application information relevant to the business that one user terminal is fed back simultaneously stores the application information into presetting database; If receiving business pickup information transmitted by second user terminal, according to the application in default order template and the database Information generates service order information and is sent to the second user terminal;If receiving the second user terminal according to Service order information is selected to have claimed order, is audited the order of having claimed to obtain according to default auditing flow Order auditing result;If order auditing result is to pass through, the order of having claimed is sent to first user terminal with reality Existing service interfacing.
In one embodiment, if processor 502 receives the request of business handling transmitted by the first user terminal in execution Information, simultaneously according to the application information relevant to the business fed back of the first user terminal described in preset acquisition Rule It when the application information to be stored to the step into presetting database, performs the following operations: according to preset acquisition rule and industry Business handles solicited message and generates information submission prompt information and be sent to first user terminal;It is whole to obtain first user The application information comprising company information and business application information that end submits prompt information to be fed back according to the information;It will be described Application information is stored into presetting database.
In one embodiment, processor 502 is executing acquisition first user terminal according to information submission prompt After the step of what information was fed back includes the application information of company information and business application information, also perform the following operations: root The company information in the application information is verified according to default company information proof rule to obtain company information verifying knot Fruit is to execute if described the application information to be stored to the step into presetting database if the company information verification result Suddenly.
In one embodiment, if processor 502 receives business pickup information transmitted by second user terminal in execution, Service order information is generated according to the application information in default order template and the database and is sent to the second user It when the step of terminal, performs the following operations: obtaining business letter of application included in each application information in the database Breath;All business application informations are added to the order template to generate the service order information comprising multiple orders; The service order information is sent to the second user terminal.
In one embodiment, if processor 502 receives the second user terminal according to the service order in execution Information is selected to have claimed order, is audited the order of having claimed to obtain order audit according to default auditing flow When step as a result, perform the following operations: according in default auditing flow the first create-rule and described to have claimed order raw At the first audit solicited message;Solicited message is audited by described first according to the first address information in the default auditing flow It is sent to corresponding first audit terminal, and obtains first audit terminal and is fed back according to the first audit solicited message The first msu message;If comprising audit by information in the first msu message, according to second in the default auditing flow Create-rule, order and first msu message claimed generate the second audit solicited message;According to described default careful The second audit solicited message is sent to corresponding second audit terminal by the second address information in core process, and obtains institute State the order auditing result that the second audit terminal is fed back according to the second audit solicited message.
It will be understood by those skilled in the art that the embodiment of computer equipment shown in Figure 12 is not constituted to computer The restriction of equipment specific composition, in other embodiments, computer equipment may include components more more or fewer than diagram, or Person combines certain components or different component layouts.For example, in some embodiments, computer equipment can only include depositing Reservoir and processor, in such embodiments, the structure and function of memory and processor are consistent with embodiment illustrated in fig. 12, Details are not described herein.
It should be appreciated that in embodiments of the present invention, processor 502 can be central processing unit (Central Processing Unit, CPU), which can also be other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-Programmable GateArray, FPGA) or other programmable logic devices Part, discrete gate or transistor logic, discrete hardware components etc..Wherein, general processor can be microprocessor or The processor is also possible to any conventional processor etc..
Computer readable storage medium is provided in another embodiment of the invention.The computer readable storage medium can be with For non-volatile computer readable storage medium.The computer-readable recording medium storage has computer program, wherein calculating If machine program performs the steps of when being executed by processor receives the request letter of business handling transmitted by the first user terminal Breath, the application information relevant to the business fed back according to the first user terminal described in preset acquisition Rule simultaneously will The application information is stored into presetting database;If receiving business pickup information transmitted by second user terminal, according to Application information in default order template and the database generates service order information and is sent to the second user terminal; Order has been claimed according to the service order information is selected if receiving the second user terminal, has been flowed according to default audit Journey audits to obtain order auditing result the order of having claimed;If order auditing result is to pass through, recognize described Neck order is sent to first user terminal to realize service interfacing.
In one embodiment, if described receive business handling solicited message transmitted by the first user terminal, according to pre- If acquisition Rule described in the application information relevant to the business fed back of the first user terminal and by the application Information stores the step into presetting database, comprising: generates letter according to preset acquisition rule and business handling solicited message Breath submits prompt information and is sent to first user terminal;First user terminal is obtained to be mentioned according to the information Show the application information comprising company information and business application information that information is fed back;The application information is stored to present count According in library.
In one embodiment, described to obtain what first user terminal was fed back according to information submission prompt information After the step of including the application information of company information and business application information, further includes: verified and advised according to default company information Then the company information in the application information is verified to obtain company information verification result, if the company information is verified As a result described the application information to be stored to the step into presetting database by then executing.
In one embodiment, it if described receive business pickup information transmitted by second user terminal, is ordered according to default The step of application information in single mode plate and the database generates service order information and is sent to the second user terminal, It include: to obtain business application information included in each application information in the database;By all business applications Information is added to the order template to generate the service order information comprising multiple orders;The service order information is sent To the second user terminal.
In one embodiment, if described to receive the second user terminal selected according to the service order information Order has been claimed, the step of order is audited to obtain order auditing result has been claimed to described according to default auditing flow, It include: that the first audit solicited message is generated according to the first create-rule and the order of having claimed preset in auditing flow;Root The first audit solicited message is sent to corresponding first audit according to the first address information in the default auditing flow Terminal, and obtain the first msu message that first audit terminal is fed back according to the first audit solicited message;If the Comprising audit by information in one msu message, according in the default auditing flow the second create-rule, described claimed Order and first msu message generate the second audit solicited message;According to the second address letter in the default auditing flow The second audit solicited message is sent to corresponding second audit terminal by breath, and obtains second audit terminal according to institute State the order auditing result that the second audit solicited message is fed back.
It is apparent to those skilled in the art that for convenience of description and succinctly, foregoing description is set The specific work process of standby, device and unit, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein. Those of ordinary skill in the art may be aware that unit described in conjunction with the examples disclosed in the embodiments of the present disclosure and algorithm Step can be realized with electronic hardware, computer software, or a combination of the two, in order to clearly demonstrate hardware and software Interchangeability generally describes each exemplary composition and step according to function in the above description.These functions are studied carefully Unexpectedly the specific application and design constraint depending on technical solution are implemented in hardware or software.Professional technician Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed The scope of the present invention.
In several embodiments provided by the present invention, it should be understood that disclosed unit and method, it can be with It realizes by another way.For example, the apparatus embodiments described above are merely exemplary, for example, the unit It divides, only logical function partition, there may be another division manner in actual implementation, can also will be with the same function Unit set is at a unit, such as multiple units or components can be combined or can be integrated into another system or some Feature can be ignored, or not execute.In addition, shown or discussed mutual coupling, direct-coupling or communication connection can Be through some interfaces, the indirect coupling or communication connection of device or unit, be also possible to electricity, mechanical or other shapes Formula connection.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple In network unit.Some or all of unit therein can be selected to realize the embodiment of the present invention according to the actual needs Purpose.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit It is that each unit physically exists alone, is also possible to two or more units and is integrated in one unit.It is above-mentioned integrated Unit both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated unit is realized in the form of SFU software functional unit and sells or use as independent product When, it can store in a computer readable storage medium.Based on this understanding, technical solution of the present invention substantially or Person says that all or part of the part that contributes to existing technology or the technical solution can body in the form of software products Reveal and, which is stored in a computer readable storage medium, including some instructions are used so that one Platform computer equipment (can be personal computer, server or the network equipment etc.) executes described in each embodiment of the present invention The all or part of the steps of method.And computer readable storage medium above-mentioned includes: USB flash disk, mobile hard disk, read-only memory The various media that can store program code such as (ROM, Read-Only Memory), magnetic or disk.
The above description is merely a specific embodiment, but scope of protection of the present invention is not limited thereto, any Those familiar with the art in the technical scope disclosed by the present invention, can readily occur in various equivalent modifications or replace It changes, these modifications or substitutions should be covered by the protection scope of the present invention.Therefore, protection scope of the present invention should be with right It is required that protection scope subject to.

Claims (10)

1. a kind of service interfacing method characterized by comprising
If receiving business handling solicited message transmitted by the first user terminal, according to preset acquisition Rule Application information relevant to the business that one user terminal is fed back simultaneously stores the application information into presetting database;
If receiving business pickup information transmitted by second user terminal, according in default order template and the database Application information generates service order information and is sent to the second user terminal;
Order has been claimed according to the service order information is selected if receiving the second user terminal, has been examined according to default Core process audits to obtain order auditing result the order of having claimed;
If order auditing result is to pass through, the order of having claimed is sent to first user terminal to realize business pair It connects.
2. service interfacing method according to claim 1, which is characterized in that described according to preset acquisition Rule institute It states the application information relevant to the business that the first user terminal is fed back and stores the application information to preset data In library, comprising:
Information submission prompt information is generated according to preset acquisition rule and business handling solicited message and is sent to described first User terminal;
Obtain first user terminal according to the information submit that prompt information fed back comprising company information and business Shen Please information application information;
The application information is stored into presetting database.
3. service interfacing method according to claim 2, which is characterized in that it is described obtain first user terminal according to After the application information comprising company information and business application information that the information submits prompt information to be fed back, further includes:
The company information in the application information is verified to obtain company information according to default company information proof rule Verification result is to execute if described to store the application information to presetting database if the company information verification result In step.
4. service interfacing method according to claim 1, which is characterized in that the basis presets order template and the number Service order information is generated according to the application information in library and is sent to the second user terminal, comprising:
Obtain business application information included in each application information in the database;
All business application informations are added to the order template to generate the service order information comprising multiple orders;
The service order information is sent to the second user terminal.
5. service interfacing method according to claim 1, which is characterized in that the basis preset auditing flow to it is described Order is claimed to be audited to obtain order auditing result, comprising:
According in default auditing flow the first create-rule and it is described claimed order generate first audit solicited message;
The first audit solicited message is sent to corresponding the according to the first address information in the default auditing flow One audit terminal, and obtain first audit terminal and believed according to the first audit that the first audit solicited message is fed back Breath;
If comprising audit by information in the first msu message, according to the second create-rule in the default auditing flow, institute It states and has claimed order and first msu message generation the second audit solicited message;
The second audit solicited message is sent to corresponding the according to the second address information in the default auditing flow Two audit terminals, and obtain the order audit knot that second audit terminal is fed back according to the second audit solicited message Fruit.
6. a kind of service interfacing device characterized by comprising
Application information storage unit, if for receiving business handling solicited message transmitted by the first user terminal, according to pre- If acquisition Rule described in the application information relevant to the business fed back of the first user terminal and by the application Information is stored into presetting database;
Order information transmission unit, if being ordered for receiving business pickup information transmitted by second user terminal according to default Application information in single mode plate and the database generates service order information and is sent to the second user terminal;
Auditing result acquiring unit, if selected according to the service order information for receiving the second user terminal Order has been claimed, the order of having claimed has been audited to obtain order auditing result according to default auditing flow;
The order of having claimed is sent to described first if being to pass through for order order auditing result by order feedback unit User terminal is to realize service interfacing.
7. service interfacing device according to claim 6, which is characterized in that the application information storage unit, comprising:
Prompt information transmission unit is submitted, is submitted for generating information according to preset acquisition rule and business handling solicited message Prompt information is simultaneously sent to first user terminal;
Application information acquiring unit submits prompt information to be fed back for obtaining first user terminal according to the information Application information comprising company information and business application information;
Storage unit, for storing the application information into presetting database.
8. service interfacing device according to claim 7, which is characterized in that the application information storage unit, further includes:
Information Authentication unit, for being tested according to default company information proof rule the company information in the application information Card is described by the application information to execute if if the company information verification result to obtain company information verification result Store the step into presetting database.
9. a kind of computer equipment, including memory, processor and it is stored on the memory and can be on the processor The computer program of operation, which is characterized in that the processor realizes such as claim 1 to 5 when executing the computer program Any one of described in service interfacing method.
10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has computer journey Sequence, the computer program make the processor execute such as industry described in any one of claim 1 to 5 when being executed by a processor Business interconnection method.
CN201910188319.4A 2019-03-13 2019-03-13 Service interfacing method, apparatus, computer equipment and storage medium Pending CN110060143A (en)

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