CN110033246A - Network payment Current limited Control method and apparatus - Google Patents
Network payment Current limited Control method and apparatus Download PDFInfo
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- CN110033246A CN110033246A CN201811496497.5A CN201811496497A CN110033246A CN 110033246 A CN110033246 A CN 110033246A CN 201811496497 A CN201811496497 A CN 201811496497A CN 110033246 A CN110033246 A CN 110033246A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
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Abstract
The present invention provides a kind of payment control methods, comprising: receives the transaction request from multiple users, each transaction request includes the ID for sending the user of the transaction request；The transaction request of first threshold number is set to pass through the first current limliting node；Relevant to each transaction request by the first current limliting node main means of payment are determined according to the ID of the user and determine that the main means of payment are that the free time means of payment still overload the means of payment；Recommend the idle means of payment to the subset for the user that the main means of payment are the overload means of payment；And current limliting is carried out to transaction request for every kind of means of payment at the second current limliting node.
Description
Technical field
The invention mainly relates to technical field of internet application more particularly to a kind of network payment Current limited Control method and dresses
It sets.
Background technique
With the fast development of economy and network technology, shopping at network becomes one of the main shopping channel of consumer, uses
It is also more and more in the means of payment of network trading, such as signing quick bank card, Yuebao, flower so that paying party and
Transaction between beneficiary is more convenient, quick.
At present in terms of coping with transaction payment peak, there are two key nodes for payment link: the whole payment of cash register link
Divide means of payment capacity current-limiting after capacity current-limiting and entrance payment link.
But weighing apparatus is unevenly distributed due to each main means of payment capacity and user's use habit, causes following problems: firstly, having
A little means of payment capacity overload, so that a large number of users payment time-out or failure, and other means of payment capacity does not have
It is fully utilized, causes waste of capacity.Secondly, user causes payment to fail by current limliting again after entering payment link, user is also wanted
Retracting cash register link selects other means of payment to be paid, and influences user experience.
Therefore, the payment Current limited Control scheme of urgent need to resolve problem above.
Summary of the invention
The technical problem to be solved in the present invention is to provide a kind of efficient payment current-limiting methods, make full use of various payment works
Have resource, and promotes the smooth degree of payment.
In order to solve the above technical problems, the present invention provides a kind of payment control methods, comprising:
The transaction request from multiple users is received, each transaction request includes the ID for sending the user of the transaction request；
The transaction request of first threshold number is set to pass through the first current limliting node；
Main payment relevant to each transaction request by the first current limliting node is determined according to the ID of the user
Tool and determine that the main means of payment are that the idle means of payment still overload the means of payment；
Recommend the idle means of payment to the subset for the user that the main means of payment are the overload means of payment；And
Current limliting is carried out to transaction request for every kind of means of payment at the second current limliting node.
Optionally, this method further comprises,
Determine the sum of transaction request relevant to every kind of means of payment；And
The sum of transaction request relevant to every kind of means of payment is compared with the predetermined target value of the means of payment
To determine that the means of payment are the idle means of payment or the overload means of payment.
Optionally, this method further comprises, if the sum of transaction request relevant to the means of payment is lower than the branch
The predetermined target value for the tool of paying, it is determined that the means of payment are the idle means of payment.
Optionally, this method further comprises, if the sum of transaction request relevant to the means of payment is higher than the branch
The predetermined target value for the tool of paying, it is determined that the means of payment are the overload means of payment.
Optionally, the predetermined target value is the volume change according to every kind of means of payment come real-time update.
Optionally, the predetermined target value is to be arranged according at the second current limliting node for every kind of means of payment
Capacity threshold determines.
Optionally, the subset for being recommended the user of the idle means of payment is according to user's use habit and/or history branch
It pays success rate and carrys out selection.
Optionally, this method further comprises that will be sent to payment by the transaction request of the second current limliting node
Link.
Another aspect provides a kind of payment control devices, comprising:
Receiving module, is configured to receive the transaction request from multiple users, and each transaction request includes sending to be somebody's turn to do
The ID of the user of transaction request；
First current limliting module, is configured to:
The transaction request of first threshold number is set to pass through the first current limliting node；
It is relevant to each transaction request by the first current limliting node according to the ID of user determination
The main means of payment and determine that the main means of payment are that the idle means of payment still overload the means of payment；And to master
The means of payment are that the subset of the user of the overload means of payment recommends the idle means of payment；And
Second current limliting module is configured at the second current limliting node carry out transaction request for every kind of means of payment
Current limliting.
Optionally, the first current limliting module is further configured to, and is based on transaction relevant to every kind of means of payment
The sum of request come determine the means of payment be the idle means of payment or overload the means of payment.
Optionally, the first current limliting module is further configured to: if transaction request relevant to the means of payment
Sum be lower than the predetermined target values of the means of payment, it is determined that the means of payment are the idle means of payment.
Optionally, the first current limliting module is further configured to: if transaction request relevant to the means of payment
Sum be higher than the means of payment predetermined target value, it is determined that the means of payment be overload the means of payment.
Optionally, the predetermined target value is the volume change according to every kind of means of payment come real-time update.
Optionally, the predetermined target value is to be arranged according at the second current limliting node for every kind of means of payment
Capacity threshold determines.
Optionally, the subset for being recommended the user of the idle means of payment is according to user's use habit and/or history branch
It pays success rate and carrys out selection.
Optionally, which further comprises delivery module, and being configured to will be by the second current limliting node
Transaction request is sent to payment link.
It is yet another aspect of the present invention to provide a kind of payment control devices, comprising:
Processor；And
It is arranged to the memory of storage computer executable instructions, the executable instruction makes the place when executed
It manages device and executes following operation:
The transaction request from multiple users is received, each transaction request includes sending the use of the transaction request
The ID at family；
The transaction request of first threshold number is set to pass through the first current limliting node；
It is relevant to each transaction request by the first current limliting node according to the ID of user determination
The main means of payment and determine that the main means of payment are that the idle means of payment still overload the means of payment；
Recommend the idle means of payment to the subset for the user that the main means of payment are the overload means of payment；And
Current limliting is carried out to transaction request for every kind of means of payment at the second current limliting node.
In the prior art, because cash register link only carries out whole payment capacity current-limiting, cause when big flow pays peak value,
Each means of payment capacity cannot be fully utilized.
The present invention joined preposition means of payment granularity current limliting in cash register link, and recommend the idle means of payment to user,
So as to make full use of the various means of payment.The present invention also perceives downstream means of payment volume change situation (for example, bank card
Abnormal, the capacity of bank card channel can reduce), and the user for being most suitable for by current limliting and recommending other means of payment is selected, it mentions
It rises user to pay success rate and reduce user's switching rate, ensures that user's payment is smooth.
Detailed description of the invention
Fig. 1 is the schematic diagram for paying link current limliting.
Fig. 2 is the flow chart for entering payment link in the prior art.
Fig. 3 illustrates an example of payment link current limliting in the prior art.
Fig. 4 illustrates the example of the payment link current limliting of various aspects according to the present invention.
Fig. 5 shows the interface diagram that the means of payment are recommended to use to user.
Fig. 6 illustrates the flow chart of means of payment current-limiting method according to the present invention.
Fig. 7 is the flow chart according to the present invention for means of payment current-limiting method.
Fig. 8 is the block diagram of the device according to the present invention for means of payment current-limiting method.
Specific embodiment
For the above objects, features and advantages of the present invention can be clearer and more comprehensible, below in conjunction with attached drawing to tool of the invention
Body embodiment elaborates.
In the following description, numerous specific details are set forth in order to facilitate a full understanding of the present invention, but the present invention can be with
It is different from other way described herein using other and implements, therefore the present invention is by the limit of following public specific embodiment
System.
In network payment, whether the payment of user is smooth, and there are two measurement indexs: payment success rate and user pay work
Has switching rate.
Payment success rate is to pay successfully several ratios with payment request number.User's means of payment switching rate is user's switching
The ratio between payment number and payment request number of the means of payment.In general, payment success rate is higher, user's means of payment switching rate more
Low, the smooth degree of payment is higher.
The application is intended to provide a kind of method that payment smooth degree is promoted in the case where integrally paying off-capacity.
Fig. 1 is the schematic diagram for paying link capacity current limliting scheme, and Fig. 2 is the stream for paying link current limliting process in the prior art
Cheng Tu.
As illustrated in fig. 1 and 2, there are two links for payment link: cash register link and payment link.
Specifically, initiating transaction request (being also referred to as payment request herein) (for example, clicking the " true of Taobao in user
Subscribe buy/submit order " button) after, cash register link can be entered.In cash register link, using jumping out cashier interface, cashier
The several means of payment of interface display prompt user that one of means of payment is selected to pay.Alternatively, cashier interface
It can show the default means of payment and select the entrance of other means of payment.The means of payment and point that user's determination will be used to pay
It hits after " confirmation payment " button, into payment link.
Correspondingly, the transaction request capacity current-limiting of payment chain road is divided into following two node:
First node is cash register link current limliting, and also referred to as whole current limliting is carried out for whole transaction request flow
Current limliting protects entire payment link.When trading peak value, transaction request sum can be greater than the total capacity of payment channel.Cash register ring
Section current limliting allows the transaction request of the quantity less than or equal to payment channel total capacity to enter cash register link, other friendships by current limliting
Easy request queue, which waits, enters cash register link.Whole current limliting carries out current limliting generally according to the time for receiving transaction request, later
The request received is more likely by current limliting.Therefore the means of payment requested in whole current limliting by current limliting are unable to control.
Second node is payment link current limliting (also referred to as dividing means of payment current limliting).Into after payment link, system root
Current limliting is carried out respectively according to various means of payment capacity.Specifically, a capacity threshold is arranged for every kind of means of payment, if choosing
The number of users for selecting the means of payment is greater than the capacity threshold, then system only allows the transaction of the quantity equal to the capacity threshold to ask
It asks into paying, other transaction requests are waited in line.
In some instances, wait in line to be more than threshold time, then Fail Transaction.
Fig. 3 illustrates an example of payment link current limliting in the prior art.
As shown in figure 3, four kinds of means of payment A, B, C and D can be used in transaction, these means of payment may, for example, be bank
Card, flower, Yuebao, Alipay remaining sum etc..
These transaction requests include 60,000 using means of payment A request, 60,000 using means of payment B request, 20,000
A request that means of payment D is used using the request of means of payment C and 20,000.It note that corresponding to each request here
The means of payment are the default means of payment that system is determined according to the setting of the user of the request and/or payment habit etc..For example, logical
It is often shown as the default means of payment on cashier interface, or makes number one in means of payment list.That is, being handed in request
In easy user, there are 60,000 user's defaults using means of payment A, 60,000 user's defaults use means of payment B, 20,000 users
Default uses means of payment D using means of payment C and 20,000 user's defaults.For simplicity, these requests are herein
It is middle to be also referred to as means of payment A request, means of payment B request, means of payment C request and means of payment D request respectively.It should recognize
It arrives, quantity given here is only exemplary, and is not intended as limiting.
In the example of fig. 3, the whole volume of cash register link is limited to 80,000.After capacity current-limiting by cash register link,
30000 kinds of means of payment A requests, 30,000 kinds of means of payment B requests, 10,000 kinds of means of payment C requests and 10,000 kinds of means of payment D are asked
It asks through current limliting, into payment link.Remaining transaction request is waited in line through cash register link current limliting.
In payment link current limliting, current limliting is carried out respectively to various means of payment capacity.As shown in figure 3, in payment link
It is respectively 20,000,40,000,10,000 and 10,000 for tool A, B, C and D capacity threshold defined.Pass through the payment work of cash register link current limliting
The quantity (30,000) of tool A request is greater than the capacity threshold (20,000) that payment link defines tool A, is thus left 10,000 payment works
Have A request to need to be lined up in payment link, causes these users and pay time-out or failure.And pass through the branch of cash register link current limliting
The quantity (30,000) for paying tool B request is fewer by 10,000 than the capacity threshold (40,000) that payment link defines tool A, thus leads to 10,000
A means of payment B capacity is unutilized, causes the wasting of resources.It can be seen that the distribution of prior art means of payment current limliting is led
The unbalanced of resource allocation is caused.
Payment smooth degree is promoted in the case where integrally paying off-capacity in view of the above problems, the invention proposes one kind
Method.Specifically, being added on the basis of whole current limliting in cash register link current limliting and dividing means of payment current limliting and payment work
Tool is recommended.For example, capacity of the system according to every kind of means of payment is adjusted flexibly each on the basis of whole volume meets limit
The accounting distribution of the kind means of payment.This can recommend the branch of downstream payment smoothly by the user overloaded to the default means of payment
The tool of paying is reached.For example, the more idle means of payment that guidance user is had higher success rate using payment, it is whole thus to improve user
Body payment success rate simultaneously reduces user's means of payment switching rate, and resource is efficiently utilized.
Fig. 4 illustrates the example of the payment link current limliting of various aspects according to the present invention.
As shown in figure 4, cash register link can be divided into two stages.In the first stage, whole current limliting is carried out to payment request,
It is identical as shown in Fig. 3.
Difference from prior art is that the present invention is added to second stage in cash register link, is every in second stage
A target value is respectively set in the kind means of payment, which can be arranged according in continuation payment link current limliting for the means of payment
Capacity threshold be arranged, and the sum of target value of every kind of means of payment meets the entirety of (that is, being less than or equal to) cash register link
Capability value.
For the sake of explaining conveniently, in this example, cash register link second stage is the target of every kind of means of payment setting
Be worth with payment link is that the capacity threshold that every kind of means of payment are arranged is identical, but cash register link is the mesh of every kind of means of payment setting
Scale value can also be different with the capacity threshold that payment link is the setting of every kind of means of payment.For example, in the whole of cash register link
In the case that body capacity is bigger, the target value of cash register link can also be greater than the capacity threshold of payment link, for example, cash register link
Target value can for payment link capacity threshold bi-directional scaling.
Further, cash register link second stage is that the target value of every kind of means of payment setting can be adjusted dynamically.System can
To perceive the volume change situation of each means of payment in downstream.For example, banking channels shake extremely will lead to bank's capacity and become smaller, by
This to pay the capacity threshold reduction that link current limliting node is bank card setting.In such a case, it is possible to accordingly decrease
For the target value of bank card setting in cash register link.
As shown in figure 4, having 60,000 kinds of means of payment A requests, 60,000 kinds of means of payment B requests, 20,000 kinds of payments in transaction request
Tool C request and 20,000 kinds of means of payment D requests.
After whole volume current limliting by the cash register link first stage, 30,000 kinds of means of payment A requests, 30,000 kinds of payment works
Have B request, 10,000 kinds of means of payment C requests and 10,000 kinds of means of payment D requests by current limliting, into the second-order of cash register link
Section is identical as shown in Fig. 3.
In this example, target value 20,000,40,000,10,000 and 1 is respectively set to four kinds of means of payment in cash register link second stage
Ten thousand.It can be seen that means of payment A requests (30,000) than means of payment A target value (20,000) mostly 10,000, and means of payment B requests (3
Ten thousand) fewer by 10,000 than means of payment B target value (40,000).
Thus system can determine that means of payment A is the means of payment of overload, and means of payment B is more idle payment work
Tool.System, which can further determine that, to recommend means of payment B to some users of means of payment A.
In the second stage of cash register link, system selects 1 in the user of 30,000 means of payment A according to various proposed algorithms
General-purpose family is recommended to use more idle means of payment B to these users.The proposed algorithm be for example considered that user habit,
History pays success rate, waiting time, etc..
Fig. 5 shows the surface chart that the means of payment are recommended to use to user.Preferably, recommend the boundary of the means of payment to user
Face figure can show that estimated queue time considers whether to switch for user.
In the ideal case, after the recommendation step by cash register link, 10,000 users using means of payment A are changed to
Selection is paid using means of payment B.As a result, eventually by cash register link current limliting being that 20,000 kinds of means of payment A are asked
It asks, 40,000 kinds of means of payment B request, 10,000 kinds of means of payment C requests and 10,000 kinds of means of payment D requests, into payment link.
In payment link current limliting, current limliting queuing is eliminated, overall payment amount improves 10,000 compared with prior art.
Recommend about the means of payment, system can pay habit according to user, history pays success rate, waiting time etc.
The means of payment for recommending other idle because usually determining to select which user in using the user of the overload means of payment, thus
Reduce user's means of payment switching rate.
For example, system can be in defaulting user using means of payment A to using the higher user of means of payment B frequency
It is recommended to use means of payment B, so as to improve the success rate of recommendation.Alternatively, the history that system can be paid according to user
Success rate is recommended the means of payment to user, for example, some users are higher (for example, on bank card using the success rate of bank card
Remaining sum it is more sufficient), then can be recommended to use bank card to these users.
It illustrate only the example for recommending a kind of means of payment in the example of Fig. 4 and Fig. 5 although note that, at two kinds
Or more the above means of payment it is more idle in the case where, the means of payment of two or more can also be recommended to user, pushed away
The sequence recommended is referred to the historical success rates that user pays habit or user's payment.
Enter payment link by the payment request of cash register link, payment link is that every kind of means of payment define a capacity
Threshold value, the capacity threshold can be determined according to downstream means of payment volume change.Cash register link current limliting is directed to every kind of means of payment
Current limliting is carried out to transaction request, allows the payment request of the capacity threshold less than or equal to the means of payment to pass through, into payment
Link, the payment request needs beyond capacity threshold are waited in line.
Fig. 6 illustrates the flow chart of the means of payment current-limiting method of various aspects according to the present invention.
In step 601, the transaction request from multiple users is received, includes at least requests transaction in these transaction requests
User identity (ID).
In step 602, according to the requirement of the first current limliting node (for example, cash register link current limliting node) to these transaction requests
Carry out whole current limliting.
For example, step 602 can correspond to the first stage of above-mentioned cash register link.
Specifically, the transaction request being only capable of in the first current limliting node through a certain number of thresholds can be limited to.Remaining
Transaction request needs are waited in line through the first current limliting node.
In step 603, main payment work relevant to the whole user of each request of current limliting is passed through is determined according to User ID
Tool.
The main means of payment can be the default means of payment that the user stored in system uses.Specifically, system can
Think that each user stores its corresponding default means of payment, which can be user oneself setting, can also
To be that system is determining according to user's payment habit.System can be searched according to User ID in its memory to determine and be somebody's turn to do
The default means of payment of user.
In step 604, the number of transaction request corresponding to every kind of means of payment is counted.
It is every kind of means of payment setting according to the second current limliting node (for example, payment link current limliting node) in step 605
Capacity threshold is arranged the target value of counterpart expenditure tool in the first current limliting node.
The target value can be arranged according to being the capacity threshold of means of payment setting in continuation payment link current limliting, and
And the sum of target value of every kind of means of payment meets the whole volume value of (that is, being less than or equal to) cash register link.
In step 606, the transaction request quantity of every kind of means of payment is compared with the target value of the means of payment, with
Determine the overload means of payment and the idle means of payment.
For example, the means of payment that transaction request data volume is greater than target value are confirmed as the means of payment that overload, and trade and ask
The means of payment for asking data volume to be less than target value are confirmed as the idle means of payment.
In step 607, the idle means of payment are recommended to use to user relevant to the overload means of payment.
As shown in fig. 6, user can be prompted to use the payment higher means of payment of success rate on the mobile phone interface of user.
In step 608, current limliting is carried out to transaction request for every kind of means of payment in the second current limliting node.
Step 603-608 can correspond to the second stage of above-mentioned cash register link.
In step 609, payment link will be sent to by the transaction request of the second current limliting node.
Second current limliting node (for example, payment link current limliting node) is that a capacity threshold is arranged in every kind of means of payment.The appearance
Amount threshold value can dynamically be adjusted according to downstream means of payment volume change.Second current limliting node is limited for every kind of means of payment
Stream allows the payment request of the capacity threshold less than or equal to the means of payment to pass through, and into payment link, exceeds capacity threshold
Payment request needs wait in line.
Note that it is above describe flow chart according to certain order, but the order of these steps is also commutative.For example, step
The target value of every kind of means of payment of setting in rapid 605 can also be before any one of step 601,602,603 and 604.
Fig. 7 shows the flow chart of the means of payment current-limiting method of various aspects according to the present invention.
In step 701, the transaction request from multiple users is received.
In step 702, the transaction request of first threshold number is made to pass through the first current limliting node.
In step 703, the means of payment relevant to each transaction request of the first current limliting node is passed through are determined.
In step 704, determine that the main means of payment relevant to each transaction request of the first current limliting node is passed through are the free time
The means of payment still overload the means of payment.
For example, if the quantity of transaction request relevant to the means of payment is lower than the predetermined target value of the means of payment,
The means of payment are determined for the idle means of payment, if the quantity of transaction request relevant to the means of payment is higher than the means of payment
Predetermined target value, it is determined that the means of payment be overload the means of payment.The predetermined target value can be according to second limit
It determines and can be become according to the capacity of every kind of means of payment for the capacity threshold of every kind of means of payment setting at stream node
Change and carrys out real-time update.
In step 705, recommend the idle means of payment to the subset for the user that the main means of payment are the overload means of payment.
Preferably, using overload the means of payment user subset be according to user's use habit and/or history payment at
Power carrys out selection.
In step 706, current limliting is carried out to transaction request for every kind of means of payment at the second current limliting node.
Second current limliting node (for example, payment link current limliting node) is that a capacity threshold is arranged in every kind of means of payment.The appearance
Amount threshold value can dynamically be adjusted according to downstream means of payment volume change.Second current limliting node is limited for every kind of means of payment
Stream allows the payment request of the capacity threshold less than or equal to the means of payment to pass through, and into payment link, exceeds capacity threshold
Payment request needs wait in line.Payment link is sent to by the transaction request of the second current limliting node.
Fig. 8 is the block diagram of the device according to the present invention for means of payment current-limiting method.
As shown in figure 8, the device for means of payment current-limiting method may include receiving module 801, the first current limliting module
802, the second current limliting module 806 and delivery module 807.
Receiving module 801 can be configured to receive the transaction request from multiple users, these transaction requests include at least
The User ID of requests transaction.
First current limliting module 802 includes whole current limliting submodule 803, determines submodule 804 and recommend submodule 805.
Whole current limliting submodule 803 can be configured to according to the first current limliting node (for example, cash register link current limliting node)
It is required that carrying out whole current limliting to these transaction requests.
Specifically, the transaction request being only capable of in the first current limliting node through a certain number of thresholds can be limited to.Remaining
Transaction request needs are waited in line through the first current limliting node.
Determine that submodule 804 may be configured to determine that the number of transaction request corresponding to every kind of means of payment；Setting the
The target value of counterpart expenditure tool in one current limliting node；And by the transaction request quantity of every kind of means of payment and the means of payment
Target value be compared, to determine the overload means of payment and the idle means of payment.
Submodule 805 is recommended to can be configured to be recommended to use idle payment work using the user of the overload means of payment to default
Tool.
Second current limliting module 806 can be configured to carry out current limliting to transaction request for every kind of means of payment.
Second current limliting module 806 is configured to every kind of means of payment and a capacity threshold is arranged.The capacity threshold can root
It is dynamically adjusted according to downstream means of payment volume change.Second current limliting module carries out current limliting for every kind of means of payment, allows small
Pass through in or equal to the payment requests of capacity threshold of the means of payment, into payment link, the payment beyond capacity threshold is asked
Needs are asked to wait in line.
Delivery module 807 is configured to that payment link will be sent to by the payment request of the second current limliting node.
Claim can be implemented or fall in without representing by describing example arrangement herein in conjunction with the explanation that attached drawing illustrates
In the range of all examples.Term as used herein " exemplary " means " being used as example, example or explanation ", and simultaneously unexpectedly
Refer to " being better than " or " surpassing other examples ".This detailed description includes detail to provide the understanding to described technology.So
And these technologies can be practiced without these specific details.In some instances, it well-known structure and sets
It is standby to be shown in block diagram form to avoid fuzzy described exemplary concept.
In the accompanying drawings, similar assembly or feature can appended drawing references having the same.In addition, the various components of same type can
It is distinguish by the second label distinguished followed by dash line and between similar assembly in appended drawing reference.If
The first appended drawing reference is used only in the description, then the description can be applied to the similar assembly of the first appended drawing reference having the same
Any one of component regardless of the second appended drawing reference how.
It can be described herein with being designed to carry out in conjunction with the various illustrative frames and module of open description herein
The general processor of function, DSP, ASIC, FPGA or other programmable logic device, discrete door or transistor logic, point
Vertical hardware component, or any combination thereof realize or execute.General processor can be microprocessor, but in alternative
In, processor can be any conventional processor, controller, microcontroller or state machine.Processor can also be implemented as counting
The combination of equipment is calculated (for example, DSP and the combination of microprocessor, multi-microprocessor, the one or more cooperateed with DSP core
Microprocessor or any other such configuration).
Function described herein can hardware, the software executed by processor, firmware, or any combination thereof in it is real
It is existing.If realized in the software executed by processor, each function can be used as one or more instruction or code is stored in
It is transmitted on computer-readable medium or by it.Other examples and realization fall in the disclosure and scope of the appended claims
It is interior.For example, function described above can be used the software executed by processor, hardware, firmware, connect firmly due to the essence of software
Line or any combination thereof is realized.It realizes that the feature of function can also be physically located in various positions, including is distributed so that function
Each section of energy is realized in different physical locations.In addition, being arranged as used in (including in claim) herein in project
It lifts and is used in (for example, being enumerated with the project with the wording of such as one or more of at least one of " " or " " etc)
"or" instruction inclusive enumerate so that such as at least one of A, B or C enumerate mean A or B or C or AB or AC or
BC or ABC (that is, A and B and C).Equally, as it is used herein, phrase " being based on " is not to be read as citation sealing condition collection.
Illustrative steps for example, be described as " based on condition A " can model based on both condition A and condition B without departing from the disclosure
It encloses.In other words, as it is used herein, phrase " being based on " should be solved in a manner of identical with phrase " being based at least partially on "
It reads.
Computer-readable medium includes both non-transitory, computer storage medium and communication media comprising facilitates computer
Any medium that program shifts from one place to another.Non-transitory storage media, which can be, to be accessed by a general purpose or special purpose computer
Any usable medium.Non-limiting as example, non-transient computer-readable media may include that RAM, ROM, electric erasable can
Program read-only memory (EEPROM), compact disk (CD) ROM or other optical disc storages, disk storage or other magnetic storage apparatus,
Or it can be used to carry or store instruction or the expectation program code means of data structure form and can be by general or specialized calculating
Machine or any other non-transitory media of general or specialized processor access.Any connection is also properly termed computer
Readable medium.For example, if software is using coaxial cable, fiber optic cables, twisted pair, digital subscriber line (DSL) or such as red
Outside, the wireless technology of radio and microwave etc is transmitted from web site, server or other remote sources, then should
Coaxial cable, fiber optic cables, twisted pair, digital subscriber line (DSL) or such as infrared, radio and microwave etc it is wireless
Technology is just included among the definition of medium.As used herein disk (disk) and dish (disc) include CD, laser disc, light
Dish, digital universal dish (DVD), floppy disk and blu-ray disc, which disk usually magnetically reproduce data and dish with laser come optically again
Existing data.Combination of the above media is also included in the range of computer-readable medium.
There is provided description herein is in order to enable those skilled in the art can make or use the disclosure.To the disclosure
Various modifications will be apparent those skilled in the art, and the generic principles being defined herein can be applied to it
He deforms without departing from the scope of the present disclosure.The disclosure is not defined to examples described herein and design as a result, and
It is that the widest scope consistent with principles disclosed herein and novel feature should be awarded.
Claims (17)
1. a kind of payment control method, comprising:
The transaction request from multiple users is received, each transaction request includes the ID for sending the user of the transaction request；
The transaction request of first threshold number is set to pass through the first current limliting node；
The main means of payment relevant to each transaction request by the first current limliting node are determined according to the ID of the user
And determine that the main means of payment are that the idle means of payment still overload the means of payment；
Recommend the idle means of payment to the subset for the user that the main means of payment are the overload means of payment；And
Current limliting is carried out to transaction request for every kind of means of payment at the second current limliting node.
2. the method according to claim 1, wherein further comprise,
Determine the sum of transaction request relevant to every kind of means of payment；And
The sum of transaction request relevant to every kind of means of payment is compared with the predetermined target value of the means of payment with true
The fixed means of payment are the idle means of payment or the overload means of payment.
3. according to the method described in claim 2, it is characterized in that, further comprising, if transaction relevant to the means of payment
The sum of request is lower than the predetermined target value of the means of payment, it is determined that the means of payment are the idle means of payment.
4. according to the method described in claim 2, it is characterized in that, further comprising, if transaction relevant to the means of payment
The sum of request is higher than the predetermined target value of the means of payment, it is determined that the means of payment are the overload means of payment.
5. according to the method described in claim 2, it is characterized in that, the predetermined target value is the appearance according to every kind of means of payment
Amount variation carrys out real-time update.
6. according to the method described in claim 2, it is characterized in that, the predetermined target value is according to the second current limliting node
Locate the capacity threshold being arranged for every kind of means of payment to determine.
7. the method according to claim 1, wherein the subset of the user of the recommended free time means of payment is basis
User's use habit and/or history payment success rate carry out selection.
8. the method according to claim 1, wherein further comprising that will pass through the second current limliting node
Transaction request is sent to payment link.
9. a kind of payment control device, comprising:
Receiving module, is configured to receive the transaction request from multiple users, and each transaction request includes sending the transaction
The ID of the user of request；
First current limliting module, is configured to:
The transaction request of first threshold number is set to pass through the first current limliting node；
The main means of payment relevant to each transaction request by the first current limliting node are determined according to the ID of the user
And determine that the main means of payment are that the idle means of payment still overload the means of payment；And
Recommend the idle means of payment to the subset for the user that the main means of payment are the overload means of payment；And
Second current limliting module is configured at the second current limliting node limit transaction request for every kind of means of payment
Stream.
10. device according to claim 9, which is characterized in that the first current limliting module is further configured to, and is based on
The sum of transaction request relevant to every kind of means of payment come determine the means of payment be the idle means of payment or overload payment
Tool.
11. device according to claim 10, the first current limliting module is further configured to: and if the means of payment
The sum of relevant transaction request is lower than the predetermined target value of the means of payment, it is determined that the means of payment are idle payment work
Tool.
12. device according to claim 10, which is characterized in that the first current limliting module is further configured to: such as
The sum of fruit transaction request relevant to the means of payment is higher than the predetermined target value of the means of payment, it is determined that the means of payment are
Overload the means of payment.
13. device according to claim 11 or 12, which is characterized in that the predetermined target value is according to every kind of payment work
The volume change of tool carrys out real-time update.
14. device according to claim 11 or 12, which is characterized in that the predetermined target value is according to second limit
It is determined at stream node for the capacity threshold of every kind of means of payment setting.
15. device according to claim 9, which is characterized in that the subset of the user of the recommended free time means of payment is root
Carry out selection according to user's use habit and/or history payment success rate.
16. device according to claim 9, which is characterized in that further comprise delivery module, be configured to pass through
The transaction request of the second current limliting node is sent to payment link.
17. a kind of payment control device, comprising:
Processor；And
It is arranged to the memory of storage computer executable instructions, the executable instruction makes the processor when executed
Execute following operation:
The transaction request from multiple users is received, each transaction request includes the ID for sending the user of the transaction request；
The transaction request of first threshold number is set to pass through the first current limliting node；
The main means of payment relevant to each transaction request by the first current limliting node are determined according to the ID of the user
And determine that the main means of payment are that the idle means of payment still overload the means of payment；
Recommend the idle means of payment to the subset for the user that the main means of payment are the overload means of payment；And
Current limliting is carried out to transaction request for every kind of means of payment at the second current limliting node.
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| CN201811496497.5A CN110033246B (en) | 2018-12-07 | 2018-12-07 | Network payment current limiting control method and device |
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| CN201811496497.5A CN110033246B (en) | 2018-12-07 | 2018-12-07 | Network payment current limiting control method and device |
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