CN109919589A - Method of payment, device and computer equipment based on Third-party payment platform - Google Patents
Method of payment, device and computer equipment based on Third-party payment platform Download PDFInfo
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- 238000012011 method of payment Methods 0.000 title claims abstract description 11
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- 238000007726 management method Methods 0.000 claims description 47
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- 230000007246 mechanism Effects 0.000 claims description 17
- 238000004590 computer program Methods 0.000 claims description 16
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Abstract
This application involves a kind of method of payment based on Third-party payment platform, device, computer equipment and storage mediums, wherein this method comprises: obtaining the order payment request that user is sent by merchant website；Parameter in the order payment request is verified；Caching process is carried out to the order payment request by Redis；The order payment request is distributed to different pay site progress payment processings by routing after the completion of verification.The present invention mainly utilizes distributed structure/architecture and hardware cache technology, carries out caching process using Redis after user places an order, and for the legitimacy of checking parameter, then passes through route distribution to different websites.The main purpose for being distributed to different websites is when breaking out for later period portfolio, and more machines load simultaneously, share portfolio, realizes the security and stability and quick response for improving payment.
Description
Technical field
The present invention relates to field of computer technology, more particularly to a kind of method of payment based on Third-party payment platform,
Device, computer equipment and storage medium.
Background technique
Currently, in the world, mobile number payment occupies the almost half of the country of cashless payment behavior, ratio
Up to 43%.And the user investigation data based on country origin are shown, 86% Chinese Consumer's use and trust mobile payment, this
Ratio holds a safe lead other countries.In the end of the year 2016, " mobile payment user investigates report to the publication of payment clearing association, China within 2016
Accuse ", report display, 2016,22.8% user used mobile payment daily, and the user used weekly is then up to about 60%.
In the conventional technology, the Third-party payment platform (such as: wechat, Unionpay and Alipay) of mainstream in the market is main
Banking channels are relied on, user, which passes through, binds personal bank card, commission Third-party payment platform (such as: wechat, Unionpay and payment
It is precious) it is paid, expense is deducted from user's bank card.Thus there is a hidden danger, for user's low-denomination and frequent (this
Be also a main feature of internet content payment) payment behavior, security risk can be bigger, therefore payment risk also can be more
Greatly.
Summary of the invention
Based on this, it is necessary in view of the above technical problems, provide it is a kind of may be implemented improve payment security and stability with
And the method for payment based on Third-party payment platform, device, computer equipment and the storage medium of quick response.
A kind of method of payment based on Third-party payment platform, which comprises
Obtain the order payment request that user is sent by merchant website；
Parameter in the order payment request is verified；
Caching process is carried out to the order payment request by Redis；
The order payment request is distributed to different pay site progress payment processings by routing after the completion of verification.
The order payment request is distributed to not by routing after the completion of the verification in one of the embodiments,
Same pay site carried out after the step of payment processing further include:
Website is adjusted back by channel to adjust back after the order payment request for receiving user is handled successfully；
The merchant website is notified to provide service for user.
Described the step of caching process is carried out to the order payment request by Redis in one of the embodiments,
Further include:
It is cached by using Redis and maximizes portal performance.
In one of the embodiments, the method also includes:
The pay site is managed by Third-party payment backstage website, wherein the management includes: system
Management, channel management, trade company's management, monitoring management complaint management and log management.
A kind of payment mechanism based on Third-party payment platform, which is characterized in that described based on Third-party payment platform
Payment mechanism includes:
Module is obtained, the acquisition module is for obtaining the order payment request that user is sent by merchant website；
Correction verification module, the verification doorway is for verifying the parameter in the order payment request；
Cache module, the cache module are used to carry out caching process to the order payment request by Redis；
Distribution processor module, the distribution processor module is for passing through routing for the order payment request after the completion of verifying
It is distributed to different pay sites and carries out payment processing.
The payment mechanism based on Third-party payment platform in one of the embodiments, further include:
Callback module, the callback module are used to adjust back website by channel and handle in the order payment request for receiving user
It is adjusted back after success；
Notification module, the notification module is for notifying the merchant website to provide service for user.
The cache module is also used in one of the embodiments:
It is cached by using Redis and maximizes portal performance.
The payment mechanism based on Third-party payment platform further includes management module in one of the embodiments, institute
Management module is stated to be used for:
The pay site is managed by Third-party payment backstage website, wherein the management includes: system
Management, channel management, trade company's management, monitoring management complaint management and log management.
A kind of computer equipment can be run on a memory and on a processor including memory, processor and storage
The step of computer program, the processor realizes above-mentioned any one method when executing the computer program.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor
The step of above-mentioned any one method is realized when row.
The above-mentioned method of payment based on Third-party payment platform, device, computer equipment and storage medium obtain use first
The order payment request that family is sent by merchant website；Parameter in the order payment request is verified；Pass through Redis
Caching process is carried out to the order payment request；The order payment request is distributed to difference by routing after the completion of verification
Pay site carry out payment processing.The present invention mainly utilizes distributed structure/architecture and hardware cache technology, after user places an order
Caching process is carried out using Redis, for the legitimacy of checking parameter, then passes through route distribution to different websites.Distribution
Main purpose to different websites is when breaking out for later period portfolio, and more machines load simultaneously, share portfolio, realize and mention
The security and stability and quick response of height payment.
Detailed description of the invention
Fig. 1 is the performance characteristic schematic diagram of the method for payment based on Third-party payment platform in one embodiment；
Fig. 2 is the flow diagram of the method for payment based on Third-party payment platform in one embodiment；
Fig. 3 is the flow diagram of the method for payment based on Third-party payment platform in another embodiment；
Fig. 4 is the integral frame schematic diagram of the method for payment based on Third-party payment platform in further embodiment；
Fig. 5 is the structural block diagram of the payment mechanism based on Third-party payment platform in one embodiment；
Fig. 6 is the structural block diagram of the payment mechanism based on Third-party payment platform in another embodiment；
Fig. 7 is the structural block diagram of the payment mechanism based on Third-party payment platform in further embodiment；
Fig. 8 is the internal structure chart of computer equipment in one embodiment.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood
The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, and
It is not used in restriction the application.
Currently, very huge based on the business scale of construction that Unionpay's channel is paid, be badly in need of more channel means of payment into
Row development.The intervention of more means of payment, more conducively I cross the sound development of mobile payment industry.So this project is based on micro-
The development and application of the Third-party payment platform of letter, Unionpay and Alipay, the healthy and stable hair of mobile payment industry is crossed conducive to me
Exhibition is also conducive to the health of national economy.
By 2015, in 290 business entitys that China holds Third-party payment licence plate, possess network payment licence plate
Have 113, the industry competition of Third-party payment is more fierce.Related data also shows that 2010, Chinese Third-party payment was handed over
Easy data reach 1,720,000,000,000 yuans for 2013 up to 1,010,500,000,000 yuans, then increase sharply to 8,076,700,000,000 yuan of people within 2014
Coin.The development speed of China in Recent Years Third-party payment is exceedingly fast it can be seen from this trend, and following expansion still can be to
To.It was predicted that the year two thousand twenty China Third-party payment overall market will be up to 22,000,000,000,000 yuans.Meanwhile it is aobvious according to same period data
Show, Alipay and wealth pay logical two and occupies the market share of 90% or more third party's mobile payment.And the publication of in September, 2014
Third-party payment and mobile social activity APP have further been carried out depth integration by wechat payment, and by functions such as wechat red packets, fast
Speed has captured market, and there are the trend of further centralization for Third-party payment platform.
The technical problem that mobile payment faces in traditional technology includes at least:
1, the technical research of order concurrent processing handling capacity
In order to cope with the concurrent order of short time high frequency user, at least 100 users are supported in Yao Jinhang order concurrent processing
It places an order in real time, carries out order concurrent processing.
2, payment system upstream and downstream interactive interface security technique is studied
This Third-party payment platform is from user source -- domain name -- IP-- distribution -- each ring of computer room -- server -- program
Section all establishes prevention policies, and there is checking and killing virus, network protection, file/Registry Protection, bottom layer driving to protect, is multiple anti-
The functions such as disaster tolerance system are protected, whole process interactive interface safety is provided for Upstream Canal and downstream content supplier, ensures that payment is flat
Platform safe operation.
3, the order response time is less than the technical research of 200MS
When cloud Third-party payment platform user pays between net, in order to ensure user experience, after user places an order, order
Response time will be down to 200MS.
4, mobile phone type, the technical research of browser-safe
In mobile Internet payment process, the difference of mobile phone brand and mobile phone type often occurs in payment process clear
It lookes at device compatibling problem, before the popularization of this platform, needs at least common type is studied in the market.
Based on this, with reference to Fig. 1, the invention proposes one kind based on Third-party payment platforms such as wechat, Unionpay and Alipays
Development and application, realize user by binding oneself cell-phone number, by sweeping wechat two dimensional code or Alipay two dimensional code etc.
Mode is paid, safer to small amount and high frequency behavior, more convenient, possesses " easy access, safety and stability, data transparency, knot
Calculate the period it is short " etc. Core Superiorities.
In one embodiment, as shown in Fig. 2, providing a kind of method of payment based on Third-party payment platform, the party
Method includes:
Step 202, the order payment request that user is sent by merchant website is obtained；
Step 204, the parameter in order payment request is verified；
Step 206, caching process is carried out to order payment request by Redis；
Step 208, order payment request different pay sites is distributed to by routing after the completion of verification to pay
Processing.
Specifically, distributed structure/architecture, caching technology guarantee upstream and downstream interaction seamless link
In the present embodiment, Redis mainly is utilized after user places an order using distributed structure/architecture and hardware cache technology
Caching process is carried out, for the legitimacy of checking parameter, then passes through route distribution to different websites.It is distributed to different websites
Main purpose be for later period portfolio outburst when, more machines load simultaneously, share portfolio.Meanwhile Upstream Canal is being received
It to after the order of user, is adjusted back, and notifies the trade company in downstream, provide service for user.
In the present embodiment, the order payment request that user is sent by merchant website is obtained first；Order payment is asked
Parameter in asking is verified；Caching process is carried out to order payment request by Redis；It will be ordered after the completion of verification by routing
Single payment request is distributed to different pay sites and carries out payment processing.The present embodiment mainly utilizes distributed structure/architecture and hardware
Caching technology carries out caching process using Redis after user places an order and then passes through routing for the legitimacy of checking parameter
It is distributed to different websites.The main purpose for being distributed to different websites is when breaking out for later period portfolio, and more machines are born simultaneously
It carries, shares portfolio, realize the security and stability and quick response for improving payment.
It has implemented and at least 100 users is supported to place an order in real time, and the order response time is less than 200MS, simultaneity factor
Handling capacity reaches 300MPS and order concurrency reaches 50/S；The availability of system reaches 99.99%.
In one embodiment, it as shown in figure 3, providing a kind of method of payment based on Third-party payment platform, is somebody's turn to do
Order payment request is distributed to after the step of different pay sites carries out payment processing also by routing after the completion of verification
Include:
Step 302, website is adjusted back by channel to adjust back after the order payment request for receiving user is handled successfully；
Step 304, the merchant website is notified to provide service for user.
Specifically, in conjunction with reference Fig. 4, Third-party payment platform mass in the present embodiment: single business site, branch under trade company
It pays website and channel adjusts back website.Wherein, single business site is single entry under trade company under trade company, can be used for the conjunction of checking parameter
Method.It include multiple pay sites in pay site, such as: pay site 1, pay site 2 and pay site 3.For realizing
Order is distributed to different websites by routing, when predominantly later period portfolio is big can more machines load simultaneously.Channel returns
The remaining part notice website that website is used to receive channel after user pays successfully is received, it is distributed and only in order to cooperate pay site to implement
A vertical website.
In one embodiment, a kind of method of payment based on Third-party payment platform is provided, wherein passing through Redis pairs
Order payment request carries out the step of caching process further include:
It is cached by using Redis and maximizes portal performance.
Specifically, it is cached using Redis, portal performance is maximized.User enters lower single entry, and verification is completed
Afterwards, it will do it Redis caching, maximize portal performance.
It is understood that can be by using distributed computing technology, when order volume increases, direct heap adds machine, is not necessarily to generation
Code adjustment.By the payment processing of user by sharing single portion's machine loading pressure in route distribution to different machines.
Similarly, it can not interfere with each other by using asynchronous process, order interactive.Entire order interactive process, with upstream canal
Road and the interaction flow of downstream trade company use asynchronous process, do not interfere with each other mutually, ensure order reaction efficiency and Order success rate.
In one embodiment, a kind of method of payment based on Third-party payment platform, this method are provided further include:
The pay site is managed by Third-party payment backstage website, wherein management includes: system administration, canal
Road management, trade company's management, monitoring management complaint management and log management.
Specifically, with reference to Fig. 4, Third-party payment platform mass in the present embodiment: single business site, payment stations under trade company
Point, channel readjustment website and Third-party payment backstage website.Wherein, single business site is single entry under trade company under trade company, can
Legitimacy for checking parameter.It include multiple pay sites in pay site, such as: pay site 1, pay site 2 and branch
Pay website 3.Order is distributed to different websites for realizing by routing, it can more machines when predominantly later period portfolio is big
It loads simultaneously.Channel recycling website is used to receive the remaining part notice website of channel after user pays successfully, in order to cooperate payment stations
Point implements a distributed and independent website.Third party's background service website is used to carry out system pipes to multiple pay sites
Reason, channel management, trade company's management, monitoring management, complaint management and log management.
In the present embodiment, the compatibility performance guarantee of a variety of brands and different types of machines is realized, when adapting to mobile Internet
Generation, mobile phone brand and type complicated the problem of bringing.Source is to terminal, whole process prevention policies, comprehensive guarantee Upstream Canal
When with downstream website real-time, interactive, interface security, it is ensured that payment platform security performance.Order concurrent processing handling capacity technology.Needle
To high frequency user order demand in the short time, parameter processing is carried out using Reds, meets payment platform short time, the branch of frequent
The demand of paying.After user places an order, quick response.
It should be understood that although each step in the flow chart of Fig. 2-4 is successively shown according to the instruction of arrow,
These steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly stating otherwise herein, these steps
Execution there is no stringent sequences to limit, these steps can execute in other order.Moreover, at least one in Fig. 2-4
Part steps may include that perhaps these sub-steps of multiple stages or stage are not necessarily in synchronization to multiple sub-steps
Completion is executed, but can be executed at different times, the execution sequence in these sub-steps or stage is also not necessarily successively
It carries out, but can be at least part of the sub-step or stage of other steps or other steps in turn or alternately
It executes.
It in one embodiment, should as shown in figure 5, providing a kind of payment mechanism 500 based on Third-party payment platform
Device includes:
Obtain module 501, the order payment request sent for obtaining user by merchant website；
Correction verification module 502, for being verified to the parameter in order payment request；
Cache module 503, for carrying out caching process to order payment request by Redis；
Distribution processor module 504, for order payment request to be distributed to different payments by routing after the completion of verifying
Website carries out payment processing.
It in one embodiment, should as shown in fig. 6, providing a kind of payment mechanism 500 based on Third-party payment platform
Device further include:
Callback module 505, it is successfully laggard for being handled by channel readjustment website in the order payment request for receiving user
Row readjustment；
Notification module 506, for notifying the merchant website to provide service for user.
In one embodiment, cache module 503 is also used to:
It is cached by using Redis and maximizes portal performance.
It in one embodiment, should as shown in fig. 7, providing a kind of payment mechanism 500 based on Third-party payment platform
Device further includes management module 507, is used for:
Pay site is managed by Third-party payment backstage website, wherein management includes: system administration, channel pipe
Reason, trade company's management, monitoring management complaint management and log management.
Specific restriction about the payment mechanism based on Third-party payment platform may refer to above for based on third
The restriction of the method for payment of square payment platform, details are not described herein.
In one embodiment, a kind of computer equipment is provided, internal structure chart can be as shown in Figure 8.The calculating
Machine equipment includes processor, memory and the network interface connected by system bus.Wherein, the processing of the computer equipment
Device is for providing calculating and control ability.The memory of the computer equipment includes non-volatile memory medium, built-in storage.It should
Non-volatile memory medium is stored with operating system, computer program and database.The built-in storage is non-volatile memories Jie
The operation of operating system and computer program in matter provides environment.The network interface of the computer equipment is used for and external end
End passes through network connection communication.To realize a kind of branch based on Third-party payment platform when the computer program is executed by processor
The method of paying.
It will be understood by those skilled in the art that structure shown in Fig. 8, only part relevant to application scheme is tied
The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment
It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment is provided, including memory, processor and storage are on a memory
And the computer program that can be run on a processor, processor are realized when executing computer program in above each embodiment of the method
The step of.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated
The step in above each embodiment of the method is realized when machine program is executed by processor.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer
In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein,
To any reference of memory, storage, database or other media used in each embodiment provided herein,
Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM
(PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include
Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms,
Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing
Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM
(RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of above embodiments can be combined arbitrarily, for simplicity of description, not to above-described embodiment
In each technical characteristic it is all possible combination be all described, as long as however, the combination of these technical characteristics be not present lance
Shield all should be considered as described in this specification.
The several embodiments of the application above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously
It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art
It says, without departing from the concept of this application, various modifications and improvements can be made, these belong to the protection of the application
Range.Therefore, the scope of protection shall be subject to the appended claims for the application patent.
Claims (10)
1. a kind of method of payment based on Third-party payment platform, which comprises
Obtain the order payment request that user is sent by merchant website；
Parameter in the order payment request is verified；
Caching process is carried out to the order payment request by Redis；
The order payment request is distributed to different pay site progress payment processings by routing after the completion of verification.
2. the method for payment according to claim 1 based on Third-party payment platform, which is characterized in that verified described
It is also wrapped at rear by routing for the order payment request to be distributed to after the step of different pay sites carries out payment processing
It includes:
Website is adjusted back by channel to adjust back after the order payment request for receiving user is handled successfully；
The merchant website is notified to provide service for user.
3. the method for payment according to claim 2 based on Third-party payment platform, which is characterized in that described to pass through
The step of Redis carries out caching process to the order payment request further include:
It is cached by using Redis and maximizes portal performance.
4. the method for payment according to claim 1-3 based on Third-party payment platform, which is characterized in that described
Method further include:
The pay site is managed by Third-party payment backstage website, wherein the management include: system administration,
Channel management, trade company's management, monitoring management complaint management and log management.
5. a kind of payment mechanism based on Third-party payment platform, which is characterized in that the branch based on Third-party payment platform
Paying device includes:
Module is obtained, the acquisition module is for obtaining the order payment request that user is sent by merchant website；
Correction verification module, the verification doorway is for verifying the parameter in the order payment request；
Cache module, the cache module are used to carry out caching process to the order payment request by Redis；
Distribution processor module, the distribution processor module is for being distributed the order payment request by routing after the completion of verifying
Payment processing is carried out to different pay sites.
6. the payment mechanism according to claim 5 based on Third-party payment platform, which is characterized in that described to be based on third
The payment mechanism of square payment platform further include:
Callback module, the callback module are used to adjust back website by channel and handle successfully in the order payment request for receiving user
After adjusted back；
Notification module, the notification module is for notifying the merchant website to provide service for user.
7. the payment mechanism according to claim 6 based on Third-party payment platform, which is characterized in that the cache module
It is also used to:
It is cached by using Redis and maximizes portal performance.
8. according to the described in any item payment mechanisms based on Third-party payment platform of claim 5-7, which is characterized in that described
Payment mechanism based on Third-party payment platform further includes management module, and the management module is used for:
The pay site is managed by Third-party payment backstage website, wherein the management include: system administration,
Channel management, trade company's management, monitoring management complaint management and log management.
9. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor
Calculation machine program, which is characterized in that the processor realizes any one of claims 1 to 4 institute when executing the computer program
The step of stating method.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
The step of method described in any one of Claims 1-4 is realized when being executed by processor.
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Application publication date: 20190621 |