CN109885736A - Recognition methods, device, computer equipment and the storage medium of abnormal declaration form - Google Patents
Recognition methods, device, computer equipment and the storage medium of abnormal declaration form Download PDFInfo
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- CN109885736A CN109885736A CN201910069072.4A CN201910069072A CN109885736A CN 109885736 A CN109885736 A CN 109885736A CN 201910069072 A CN201910069072 A CN 201910069072A CN 109885736 A CN109885736 A CN 109885736A
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Abstract
The embodiment of the invention discloses recognition methods, device, computer equipment and the storage mediums of a kind of abnormal declaration form, include the following steps: that obtaining insurer buys the policy information generated after insurance products, wherein, the policy information includes: the insured amount amount of the insurance products of insurer's purchase；When the insured amount amount is greater than preset judgement amount, insurance relationship people information is extracted from the policy information, and the target declaration form comprising the insurance relationship people information is extracted from preset declaration form database according to the insurance relationship people information；Judge whether the target declaration form meets preset decision rule, is determined for compliance with the target declaration form of the decision rule when the target declaration form meets the decision rule as abnormal declaration form.This method carries out dual judgement by the insurance amount of purchase and preset decision rule to identify that declaration form with the presence or absence of exception, can carry out criminal manipulation by producing line declaration form to avoid criminal.
Description
Technical field
The present embodiments relate to financial field, especially a kind of recognition methods of abnormal declaration form, device, computer equipment
And storage medium.
Background technique
With the development of internet technology, more and more industries use the form of internet, for example, shopping online,
Communication over network, online service etc., provide a great convenience for people's lives.For example, people can be insured by Online Shopping.
But in practical applications, people are when buying insurance, since declaration form is there is no limit insured amount and warrantee's title,
It is easy to bore loophole by criminal, insurance is carried out to the criminal manipulation of money laundering, caused for state and collective's property safety great
It influences.
Summary of the invention
The embodiment of the present invention provides recognition methods, device, computer equipment and the storage medium of a kind of abnormal declaration form.
In order to solve the above technical problems, the technical solution that the embodiment of the invention uses is: providing a kind of different
The recognition methods of Chang Baodan, includes the following steps:
It obtains insurer and buys the policy information generated after insurance products, wherein the policy information includes: described insures
The insured amount amount of the insurance products of people's purchase；
When the insured amount amount is greater than preset judgement amount, insurance relationship people letter is extracted from the policy information
Breath, and the mesh comprising the insurance relationship people information is extracted from preset declaration form database according to the insurance relationship people information
Mark declaration form；
Judge whether the target declaration form meets preset decision rule, when the target declaration form meets the decision rule
When be determined for compliance with the target declaration form of the decision rule as abnormal declaration form.
Optionally, the policy information includes: declaration form text；It is described to obtain the guarantor generated after insurer's purchase insurance products
After single information, further includes:
The identification code of the insurance products and the insured amount amount of the purchase are extracted from the declaration form text；
The judgement volume that there are mapping relations with the identification code is extracted from judgement amount information table according to the identification code
Degree；
The insured amount amount of the purchase is compared with the judgement amount.
Optionally, described when the insured amount amount is greater than preset judgement amount, it extracts and protects from the policy information
Dangerous party's information, and extracted from preset declaration form database according to the insurance relationship people information comprising the insurance relationship
The target declaration form of people's information, comprising:
Insurer's information and warrantee are extracted respectively in the first predeterminated position of the declaration form text and the second predeterminated position
Information；
It is respectively the search condition in the declaration form database with insurer's information and warrantee's information
Search the declaration form comprising insurer's information and warrantee's information；
Declaration form comprising insurer's information and warrantee's information is determined as the target declaration form.
Optionally, described to judge whether the target declaration form meets preset decision rule, when the target declaration form meets
The target declaration form of the decision rule is determined for compliance with when the decision rule as abnormal declaration form., comprising:
The type identification code and warrantee's information of insurance products are extracted from the target declaration form；
Judge the declaration form in the target declaration form with identical warrantee's information and same type identification code number whether
Greater than preset value；
When being greater than the preset value, determine that the target declaration form with identical warrantee's information and same type identification code is
Abnormal declaration form.
Optionally, described to judge whether the target declaration form meets preset decision rule, when the target declaration form meets
The target declaration form of the decision rule is determined for compliance with when the decision rule as abnormal declaration form, comprising:
Insurer's information and warrantee's information are extracted from the target declaration form；
Judge to protect involved in the declaration form with identical insurer's information and identical warrantee's information in the target declaration form
Whether dangerous product belongs to same type；
When belonging to one species type, determine that the target declaration form with identical insurer's information and identical warrantee's information is
Abnormal declaration form.
Optionally, described to judge whether the target declaration form meets preset decision rule, when the target declaration form meets
After the target declaration form of the decision rule is determined for compliance with when the decision rule as abnormal declaration form, further includes:
By in abnormal declaration form insurer's information and warrantee's information be added to monitor supervision platform and be monitored.
In order to solve the above technical problems, the embodiment of the present invention also provides a kind of identification device of abnormal declaration form, comprising:
Module is obtained, buys the policy information generated after insurance products for obtaining insurer, wherein the policy information
It include: the insured amount amount of the insurance products of insurer's purchase；
Processing module, for being extracted from the policy information when the insured amount amount is greater than preset judgement amount
Insurance relationship people's information, and extracted from preset declaration form database according to the insurance relationship people information and closed comprising the insurance
It is the target declaration form of people's information；
Execution module, for judging whether the target declaration form meets preset decision rule, when the target declaration form accords with
The target declaration form of the decision rule is determined for compliance with when closing the decision rule as abnormal declaration form.
Optionally, the policy information includes: declaration form text；The identification device of the exception declaration form further include:
First acquisition submodule, for extracting the identification code and the purchase of the insurance products from the declaration form text
Insured amount amount；
First processing submodule, has for being extracted from judgement amount information table according to the identification code with the identification code
There is the judgement amount of mapping relations；
Second processing submodule, for the insured amount amount of the purchase to be compared with the judgement amount.
Optionally, the processing module includes:
Second acquisition submodule, for being extracted respectively in the first predeterminated position of the declaration form text and the second predeterminated position
Insurer's information and warrantee's information；
Second processing submodule, for respectively with insurer's information and warrantee's information for the search condition
The declaration form comprising insurer's information and warrantee's information is searched in the declaration form database；
First sub- execution module, for will include that the declaration form of insurer's information and warrantee's information is determined as institute
State target declaration form.
Optionally, the execution module includes:
Third acquisition submodule, for extracting the type identification code and warrantee's letter of insurance products from the target declaration form
Breath；
Third handles submodule, for judging that there is identical warrantee's information and same type to identify in the target declaration form
Whether the number of the declaration form of code is greater than preset value；
Second implementation sub-module, for when be greater than the preset value when, determine have identical warrantee's information with it is mutually similar
The target declaration form of type identification code is abnormal declaration form.
Optionally, the execution module includes:
4th acquisition submodule, for extracting insurer's information and warrantee's information from the target declaration form；
Fourth process submodule, for judging that there is identical insurer's information and identical warrantee to believe in the target declaration form
Whether insurance products involved in the declaration form of breath belong to same type；
Third implementation sub-module, for when belonging to one species type, determining to have identical insurer's information and identical quilt
The target declaration form of guarantor's information is abnormal declaration form.
Optionally, further includes:
4th implementation sub-module, for by abnormal declaration form insurer's information and warrantee's information be added to monitor supervision platform
It is monitored.
In order to solve the above technical problems, the embodiment of the present invention also provides a kind of computer equipment, including memory and processing
Device is stored with computer-readable instruction in the memory, when the computer-readable instruction is executed by the processor, so that
The processor executes the step of recognition methods of abnormal declaration form described above.
In order to solve the above technical problems, the embodiment of the present invention also provides a kind of storage Jie for being stored with computer-readable instruction
Matter, when the computer-readable instruction is executed by one or more processors, so that one or more processors execute above-mentioned institute
The step of stating the recognition methods of abnormal declaration form.
The beneficial effect of the embodiment of the present invention is: being compared by the insured amount amount for buying insurer with amount is determined
It is right, when be greater than determine amount when, insurance relationship people information is extracted from policy information, and according to insurance relationship people information from declaration form
Target declaration form is extracted in database, and judges whether target declaration form meets preset decision rule, when meeting decision rule
Determine declaration form exception.This method carries out dual judgement by the insurance amount of purchase and preset decision rule to identify declaration form
With the presence or absence of exception, criminal manipulation can be carried out by producing line declaration form to avoid criminal.
Detailed description of the invention
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment
Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for
For those skilled in the art, without creative efforts, it can also be obtained according to these attached drawings other attached
Figure.
Fig. 1 is a kind of basic procedure schematic diagram of the recognition methods of abnormal declaration form provided in an embodiment of the present invention；
Fig. 2 is the method that a kind of insured amount amount by purchase provided in an embodiment of the present invention is compared with judgement amount
Basic procedure schematic diagram；
Fig. 3 is one kind provided in an embodiment of the present invention extraction insurance relationship people information from policy information, and according to insurance
Party's information extracts the basic flow of the method for the target declaration form comprising insurance relationship people information from preset declaration form database
Journey schematic diagram；
Fig. 4 be it is provided in an embodiment of the present invention it is a kind of judge whether target declaration form meets preset decision rule, and will accord with
The target declaration form of decision rule is closed as the basic procedure schematic diagram of the method for abnormal declaration form；
Fig. 5 be it is provided in an embodiment of the present invention it is a kind of judge whether target declaration form meets preset decision rule, and will accord with
The target declaration form of decision rule is closed as the basic procedure schematic diagram of the method for abnormal declaration form；
Fig. 6 is the identification device basic structure block diagram of abnormal declaration form provided in an embodiment of the present invention；
Fig. 7 is computer equipment basic structure block diagram provided in an embodiment of the present invention.
Specific embodiment
In order to enable those skilled in the art to better understand the solution of the present invention, below in conjunction in the embodiment of the present invention
Attached drawing, technical scheme in the embodiment of the invention is clearly and completely described.
In some processes of the description in description and claims of this specification and above-mentioned attached drawing, contain according to
Multiple operations that particular order occurs, but it should be clearly understood that these operations can not be what appears in this article suitable according to its
Sequence is executed or is executed parallel, and serial number of operation such as 101,102 etc. is only used for distinguishing each different operation, serial number
It itself does not represent and any executes sequence.In addition, these processes may include more or fewer operations, and these operations can
To execute or execute parallel in order.It should be noted that the description such as " first " herein, " second ", is for distinguishing not
Same message, equipment, module etc., does not represent sequencing, does not also limit " first " and " second " and be different type.
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, those skilled in the art's every other implementation obtained without creative efforts
Example, shall fall within the protection scope of the present invention.
Embodiment
Those skilled in the art of the present technique are appreciated that " terminal " used herein above, " terminal device " both include wireless communication
The equipment of number receiver, only has the equipment of the wireless signal receiver of non-emissive ability, and including receiving and emitting hardware
Equipment, have on bidirectional communication link, can execute two-way communication reception and emit hardware equipment.This equipment
It may include: honeycomb or other communication equipments, shown with single line display or multi-line display or without multi-line
The honeycomb of device or other communication equipments；PCS (Personal Communications Service, PCS Personal Communications System), can
With combine voice, data processing, fax and/or communication ability；PDA (Personal Digital Assistant, it is personal
Digital assistants), it may include radio frequency receiver, pager, the Internet/intranet access, web browser, notepad, day
It goes through and/or GPS (Global Positioning System, global positioning system) receiver；Conventional laptop and/or palm
Type computer or other equipment, have and/or the conventional laptop including radio frequency receiver and/or palmtop computer or its
His equipment." terminal " used herein above, " terminal device " can be it is portable, can transport, be mounted on the vehicles (aviation,
Sea-freight and/or land) in, or be suitable for and/or be configured in local runtime, and/or with distribution form, operate in the earth
And/or any other position operation in space." terminal " used herein above, " terminal device " can also be communication terminal, on
Network termination, music/video playback terminal, such as can be PDA, MID (Mobile Internet Device, mobile Internet
Equipment) and/or mobile phone with music/video playing function, it is also possible to the equipment such as smart television, set-top box.
Client terminal in present embodiment is above-mentioned terminal.
Specifically, referring to Fig. 1, Fig. 1 is the basic procedure schematic diagram of the recognition methods of the present embodiment exception declaration form.
As shown in Figure 1, the recognition methods of abnormal declaration form includes the following steps:
S1100, the policy information generated after insurer's purchase insurance products is obtained, wherein policy information includes: insurer
The insured amount amount of the insurance products of purchase；
Policy information be insurer buy insurance products after by computer automatically generate include insurer's information, warrantee
Information, insurance clause, protection amount, way to pay dues such as illustrate at the text document of information.
In practical applications, each insurance products all has certain amount range, so that insurer is according to practical feelings
Condition is selected, for example, insured amount range is between 100,000-100 ten thousand, and insurer can choose the protection amount of needs for sickness insurance
Amount, wherein insured amount amount is documented in the text document of declaration form.
In the embodiment of the present invention, server can extract all policy informations from preset declaration form database.
S1200, when insured amount amount be greater than preset judgements amount when, from policy information extraction insurance relationship people information,
And the target declaration form comprising insurance relationship people information is extracted from preset declaration form database according to insurance relationship people information；
Preset judgement amount is is directed to the pre-set amount numerical value of each insurance products in server, for judging
Insurer buys the amount of insurance products with the presence or absence of abnormal.In general, determining that the numerical value of amount is greater than in insurance products may be selected
Maximum angle value, can when insured amount excessively high and when being far longer than 1,000,000 yuan for example, the protection amount of sickness insurance is up to 1,000,000 yuan
There can be the possibility of the illegal operations such as money laundering, therefore, 5,000,000 yuan can be set by the judgement amount of sickness insurance.It needs to illustrate
, the numerical value of judgement amount set by each insurance products may be the same or different.
When the insurance amount of insurer's purchase is greater than preset judgement amount, in the embodiment of the present invention, from declaration form text
The predeterminated position of document extracts insurance relationship people information, wherein insurance relationship people's information is used to indicate insurer and warrantee
Personal information, for example, name, identification card number, address, job information etc..
In the embodiment of the present invention, with the personal information of insurance relationship people, for example, name or identification card number are in declaration form data
Extracted in library include insurer's personal information target declaration form, i.e., target declaration form be the insurer arrived comprising said extracted and by
The declaration form of guarantor's personal information.Wherein, preset declaration form database is to default in server the database for storing declaration form.
S1300, judge whether target declaration form meets preset decision rule, determined when target declaration form meets decision rule
Meet the target declaration form of decision rule for abnormal declaration form.
The number that decision rule can be the same declaration form that artificial same warrantee buys the same insurance products of insuring is
It is no to be greater than preset value, it can also be whether the amount of money of all insurance products of same insurer's purchase is greater than preset value.
When in target declaration form in the presence of above-mentioned decision rule is met, the target declaration form for meeting decision rule is determined as exception
Declaration form, wherein abnormal declaration form is to need key monitoring there are the declaration form of the illegal operations suspicion such as money laundering.
In some embodiments, after determining abnormal declaration form, by abnormal declaration form insurer and warrantee be added to
In monitor supervision platform, managed as key monitoring object, and to the amount of money that it is consumed.
For example, spending limit can be set for the personnel of each addition in monitor supervision platform, when being greater than spending limit,
In monitor supervision platform, perhaps monitor terminal sends warning information or information is forbidden in setting consumption, to forbid personnel to consume.
The recognition methods of above-mentioned exception declaration form is compared by the insured amount amount for buying insurer with amount is determined,
When be greater than determine amount when, insurance relationship people information is extracted from policy information, and according to insurance relationship people information from declaration form number
According to extraction target declaration form in library, and judge whether target declaration form meets preset decision rule, it is true when meeting decision rule
The fixed declaration form is abnormal.This method carries out dual judgement by the insurance amount of purchase and preset decision rule to identify declaration form
It is no to there is exception, criminal manipulation can be carried out by producing line declaration form to avoid criminal.
In practical applications, insurer generates policy information after buying insurance products, in some embodiments, declaration form letter
Breath can be obtained from declaration form text, i.e., policy information includes declaration form text.The embodiment of the present invention provides a kind of guarantor by purchase
The method that volume amount is compared with judgement amount, as shown in Fig. 2, Fig. 2 is provided in an embodiment of the present invention a kind of by purchase
The basic procedure schematic diagram for the method that insured amount amount is compared with judgement amount.
Specifically, as shown in Fig. 2, further including following step after step S1100:
S1101, the identification code of insurance products and the insured amount amount of purchase are extracted from declaration form text；
Declaration form text includes insurer's information, warrantee's information, security bar for what is generated after insurer's purchase insurance products
Document including the information such as money.In the present embodiment, terminal or server extract identification code from the predeterminated position of declaration form text
With insured amount amount.For example, declaration form text usually shows the identifier of insurance products in the upper left corner of document under normal conditions, just
The insured amount amount of literary part display purchase, therefore, terminal or server can be extracted from the upper left position of declaration form text and know
Other code extracts insured amount amount in the position of text.
S1102, the judgement amount for having mapping relations with identification code is extracted from judgement amount information table according to identification code；
Determine amount information table be pre-stored in terminal or server for show each insurance products identification code and
Determine the list of the mapping relations of amount.
S1103, the insured amount amount of purchase is compared with amount is determined.
In the present embodiment, the numerical value of insured amount amount is compared with the numerical value for determining amount for terminal or server, i.e.,
Judge whether insured amount amount is greater than judgement amount, when insured amount degree, which is greater than, determines amount, execute following embodiments shown in Fig. 3,
When insured amount amount, which is less than, determines amount, do not deal with.
It should be noted that preset judgement amount in server be directed to the pre-set amount of each insurance products
Numerical value, for judging that insurer buys the amount of insurance products with the presence or absence of abnormal.In general, determining that the numerical value of amount is greater than insurance
Selectable maximum angle value in product, for example, the protection amount of sickness insurance is up to 1,000,000 yuan, when protection amount is excessively high and is far longer than
At 1000000 yuan, it is understood that there may be therefore the possibility of the illegal operations such as money laundering can set 5,000,000 for the judgement amount of sickness insurance
Member.It should be noted that the numerical value of judgement amount set by each insurance products may be the same or different.
The embodiment of the present invention provides one kind and extracts insurance relationship people information from policy information, and is believed according to insurance relationship people
The method that the target declaration form comprising insurance relationship people information is extracted from preset declaration form database is ceased, as shown in figure 3, Fig. 3 is
One kind provided in an embodiment of the present invention extracts insurance relationship people information from policy information, and according to insurance relationship people information from pre-
If declaration form database in extract comprising insurance relationship people information target declaration form method basic procedure schematic diagram.
Specifically, as shown in figure 3, step S1200 includes the following steps:
S1210, insurer's information is extracted respectively in the first predeterminated position of declaration form text and the second predeterminated position and is protected
People's information；
First predeterminated position and the second predeterminated position can be according to often showing in the declaration form text of specific insurance products
Position be configured, can be by the position of declaration form text the end of writing for example, the first predeterminated position is the position for showing insurer's information
It sets as the first predeterminated position, the second predeterminated position is the position for showing warrantee's information, therefore, can be by text the first row
Position is as the second predeterminated position.
In the present embodiment, when extracting insurer's information and warrantee's information, for the document that can be edited, directly replicate
Information can intercept picture for not editable document, then be identified to the information in picture, such as text.
S1220, it is searched in declaration form database using insurer's information and warrantee's information as search condition respectively comprising throwing
The declaration form of guarantor's information and warrantee's information；
S1230, the declaration form comprising insurer's information and warrantee's information is determined as target declaration form.
In the present embodiment, declaration form database is the database for storing declaration form text.Due to including in each declaration form text
Insurer and warrantee's information, and when the illegal operations such as money laundering occur, there is suspicion in insurer and warrantee, therefore, will
Insurer's information and warrantee's information inquire the target declaration form comprising insurer's information and warrantee's information as search condition,
Investigation range can be expanded, improve the precision of identification illegal operation.
The embodiment of the present invention also provide it is a kind of judge whether target declaration form meets preset decision rule, and judgement will be met
The target declaration form of rule is the method for abnormal declaration form, as shown in figure 4, Fig. 4 is a kind of judgement target provided in an embodiment of the present invention
Whether declaration form meets preset decision rule, and is the basic flow of the method for abnormal declaration form by the target declaration form for meeting decision rule
Journey schematic diagram.
Specifically, as shown in figure 4, step S1300 includes the following steps:
S1311, the type identification code and warrantee's information that insurance products are extracted from target declaration form；
Type identification code is used to indicate the identification code of insurance product type, for example, vehicle insurance class insurance products, sickness insurance class
Insurance products etc..Wherein, type identification code can be the number or letter of predeterminated position in insurance products identification code.This reality
It applies in example extraction, the identification code of insurance products is extracted according to embodiment shown in Fig. 3, and extract predetermined number from identification code
Identification code is as type identification code.
It should be noted that can come according to preset position when extracting the identification code and warrantee's information of insurance products
It extracts.Specific method is referred to embodiment shown in Fig. 3, and details are not described herein.
S1312, the number for judging the declaration form with identical warrantee's information and same type identification code in target declaration form are
It is no to be greater than preset value；
S1313, when be greater than preset value when, determine have identical warrantee's information and same type identification code target declaration form
For abnormal declaration form.
Under normal conditions, same for the same warrantee if it is the true insurance products to ensure warrantee's equity
The insurance products of one type only need to buy it is an appropriate number of, when the same type of insurance products of the same warrantee
When the quantity of purchase is more than preset value, a possibility that illegal operation, is greatly increased, that is, is regarded as abnormal declaration form.
Preset value can be set to 2-3 in the present embodiment.
The embodiment of the present invention also provide it is a kind of judge whether target declaration form meets preset decision rule, and judgement will be met
The target declaration form of rule is the method for abnormal declaration form, as shown in figure 5, Fig. 5 is a kind of judgement target provided in an embodiment of the present invention
Whether declaration form meets preset decision rule, and is the basic flow of the method for abnormal declaration form by the target declaration form for meeting decision rule
Journey schematic diagram.
Specifically, as shown in figure 5, step S1300 includes the following steps:
S1321, insurer's information and warrantee's information are extracted from target declaration form；
In the present embodiment, extract the method for insurer's information and warrantee's information referring to figure 3. shown in embodiment, herein
It repeats no more.
S1322, judge have involved in the declaration form of identical insurer's information and identical warrantee's information in target declaration form
Whether insurance products belong to same type；
S1323, when belonging to one species type, determine have identical insurer's information and identical warrantee's information target
Declaration form is abnormal declaration form.
Insurance products with identical insurer's information and identical warrantee's information are the same insurer under normal conditions
Bought same type of insurance products for the same warrantee, in practical applications, it is assumed that a kind of insurance products it is insured amount
It is far longer than preset insured amount amount, in the case, if there is the insurance products for having purchased same type again, it is likely that
It therefore can be using the declaration form as abnormal declaration form for money laundering operation.
The embodiment of the present invention also provides a kind of identification device of abnormal declaration form to solve above-mentioned technical problem.Referring specifically to
Fig. 6, Fig. 6 are the identification device basic structure block diagram of the present embodiment exception declaration form.
As shown in fig. 6, a kind of identification device of exception declaration form, comprising: obtain module 2100, processing module 2200 and execute
Module 2300.Wherein, module 2100 is obtained, buys the policy information generated after insurance products for obtaining insurer, wherein institute
State the insured amount amount that policy information includes: the insurance products of insurer's purchase；Processing module 2200, for when described
When insured amount amount is greater than preset judgement amount, insurance relationship people information is extracted from the policy information, and according to the guarantor
Dangerous party's information extracts the target declaration form comprising the insurance relationship people information from preset declaration form database；Execution module
2300, for judging whether the target declaration form meets preset decision rule, when the target declaration form meets the judgement rule
The target declaration form of the decision rule is determined for compliance with when then as abnormal declaration form.
The identification device of abnormal declaration form is compared by the insured amount amount of buying insurer with amount is determined, when being greater than
When determining amount, insurance relationship people information is extracted from policy information, and according to insurance relationship people information from declaration form database
Target declaration form is extracted, and judges whether target declaration form meets preset decision rule, the guarantor is determined when meeting decision rule
It is single abnormal.This method carries out dual judgement by the insurance amount of purchase and preset decision rule to identify that declaration form whether there is
It is abnormal, criminal manipulation can be carried out by producing line declaration form to avoid criminal.
In some embodiments, the policy information includes: declaration form text；The identification device of the exception declaration form also wraps
It includes: the first acquisition submodule, for extracting the identification code of the insurance products and the guarantor of the purchase from the declaration form text
Volume amount；First processing submodule, has for being extracted from judgement amount information table according to the identification code with the identification code
There is the judgement amount of mapping relations；Second processing submodule, for by the insured amount amount of the purchase and the judgement amount into
Row compares.
In some embodiments, the processing module includes: the second acquisition submodule, in the declaration form text
First predeterminated position and the second predeterminated position extract insurer's information and warrantee's information respectively；Second processing submodule, is used for
It is searched in the declaration form database with insurer's information and warrantee's information for the search condition respectively and includes
The declaration form of insurer's information and warrantee's information；First sub- execution module, for that will include insurer's information
It is determined as the target declaration form with the declaration form of warrantee's information.
In some embodiments, the execution module includes: third acquisition submodule, for from the target declaration form
Extract the type identification code and warrantee's information of insurance products；Third handles submodule, for judging have in the target declaration form
Have whether the number of the declaration form of identical warrantee's information and same type identification code is greater than preset value；Second implementation sub-module is used
In determining when being greater than the preset value there is the target declaration form of identical warrantee's information and same type identification code to protect to be abnormal
It is single.
In some embodiments, the execution module includes: the 4th acquisition submodule, for from the target declaration form
Extract insurer's information and warrantee's information；Fourth process submodule, for judging that there is identical insure in the target declaration form
Whether insurance products involved in the declaration form of people's information and identical warrantee's information belong to same type；Third executes submodule
Block determines that the target declaration form with identical insurer's information and identical warrantee's information is for when belonging to one species type
Abnormal declaration form.
In some embodiments, further includes: the 4th implementation sub-module, for by abnormal declaration form insurer's information and
Warrantee's information is added to monitor supervision platform and is monitored.
In order to solve the above technical problems, the embodiment of the present invention also provides computer equipment.It is this referring specifically to Fig. 7, Fig. 7
Embodiment computer equipment basic structure block diagram.
As shown in fig. 7, the schematic diagram of internal structure of computer equipment.As shown in fig. 7, the computer equipment includes passing through to be
Processor, non-volatile memory medium, memory and the network interface of bus of uniting connection.Wherein, the computer equipment is non-easy
The property lost storage medium is stored with operating system, database and computer-readable instruction, can be stored with control information sequence in database
Column when the computer-readable instruction is executed by processor, may make processor to realize a kind of recognition methods of abnormal declaration form.The meter
The processor of machine equipment is calculated for providing calculating and control ability, supports the operation of entire computer equipment.The computer equipment
Memory in can be stored with computer-readable instruction, when which is executed by processor, may make processor
Execute a kind of recognition methods of abnormal declaration form.The network interface of the computer equipment is used for and terminal connection communication.This field skill
Art personnel are appreciated that structure shown in Fig. 7, only the block diagram of part-structure relevant to application scheme, not structure
The restriction for the computer equipment that pairs of application scheme is applied thereon, specific computer equipment may include than institute in figure
Show more or fewer components, perhaps combines certain components or with different component layouts.
Processor obtains module 2100, processing module 2200 and execution module for executing in present embodiment in Fig. 6
2300 particular content, program code and Various types of data needed for memory is stored with the above-mentioned module of execution.Network interface is used for
To the data transmission between insurer's terminal or server.Memory in present embodiment is stored with the identification side of abnormal declaration form
Program code needed for executing all submodules in method and data, server is capable of the program code of invoking server and data are held
The function of all submodules of row.
Computer equipment is compared by the insured amount amount for buying insurer with amount is determined, determines amount when being greater than
When, insurance relationship people information is extracted from policy information, and target is extracted from declaration form database according to insurance relationship people information
Declaration form, and judge whether target declaration form meets preset decision rule, declaration form exception is determined when meeting decision rule.It should
Method by the insurance amount of purchase and preset decision rule carries out dual judgement to identify that declaration form, can be with the presence or absence of abnormal
Criminal is avoided to carry out criminal manipulation by producing line declaration form.
The present invention also provides a kind of storage mediums for being stored with computer-readable instruction, and the computer-readable instruction is by one
When a or multiple processors execute, so that one or more processors execute the identification of exception declaration form described in any of the above-described embodiment
The step of method.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, which can be stored in a computer-readable storage and be situated between
In matter, the program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, storage medium above-mentioned can be
The non-volatile memory mediums such as magnetic disk, CD, read-only memory (Read-Only Memory, ROM) or random storage note
Recall body (Random Access Memory, RAM) etc..
It should be understood that although each step in the flow chart of attached drawing is successively shown according to the instruction of arrow,
These steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly stating otherwise herein, these steps
Execution there is no stringent sequences to limit, can execute in the other order.Moreover, at least one in the flow chart of attached drawing
Part steps may include that perhaps these sub-steps of multiple stages or stage are not necessarily in synchronization to multiple sub-steps
Completion is executed, but can be executed at different times, execution sequence, which is also not necessarily, successively to be carried out, but can be with other
At least part of the sub-step or stage of step or other steps executes in turn or alternately.
The above is only some embodiments of the invention, it is noted that for the ordinary skill people of the art
For member, various improvements and modifications may be made without departing from the principle of the present invention, these improvements and modifications are also answered
It is considered as protection scope of the present invention.
Claims (10)
1. a kind of recognition methods of exception declaration form, which is characterized in that include the following steps:
It obtains insurer and buys the policy information generated after insurance products, wherein the policy information includes: insurer's purchase
The insured amount amount for the insurance products bought；
When the insured amount amount is greater than preset judgement amount, insurance relationship people information is extracted from the policy information, and
The target comprising the insurance relationship people information is extracted from preset declaration form database according to the insurance relationship people information to protect
It is single；
Judge whether the target declaration form meets preset decision rule, it is true when the target declaration form meets the decision rule
Surely meet the target declaration form of the decision rule for abnormal declaration form.
2. the recognition methods of exception declaration form according to claim 1, which is characterized in that the policy information includes: declaration form
Text；The acquisition insurer buys after the policy information generated after insurance products, further includes:
The identification code of the insurance products and the insured amount amount of the purchase are extracted from the declaration form text；
The judgement amount that there are mapping relations with the identification code is extracted from judgement amount information table according to the identification code；
The insured amount amount of the purchase is compared with the judgement amount.
3. the recognition methods of exception declaration form according to claim 2, which is characterized in that described when the insured amount amount is greater than
When preset judgement amount, insurance relationship people information is extracted from the policy information, and according to the insurance relationship people information
The target declaration form comprising the insurance relationship people information is extracted from preset declaration form database, comprising:
Insurer's information and warrantee's information are extracted respectively in the first predeterminated position of the declaration form text and the second predeterminated position；
It is respectively that the search condition is searched in the declaration form database with insurer's information and warrantee's information
Declaration form comprising insurer's information and warrantee's information；
Declaration form comprising insurer's information and warrantee's information is determined as the target declaration form.
4. the recognition methods of exception declaration form according to claim 3, which is characterized in that described to judge that the target declaration form is
It is no to meet preset decision rule, the mesh of the decision rule is determined for compliance with when the target declaration form meets the decision rule
Marking declaration form is abnormal declaration form., comprising:
The type identification code and warrantee's information of insurance products are extracted from the target declaration form；
Judge whether the number of the declaration form with identical warrantee's information and same type identification code in the target declaration form is greater than
Preset value；
When being greater than the preset value, it is abnormal that determining, which has the target declaration form of identical warrantee's information and same type identification code,
Declaration form.
5. the recognition methods of exception declaration form according to claim 3, which is characterized in that described to judge that the target declaration form is
It is no to meet preset decision rule, the mesh of the decision rule is determined for compliance with when the target declaration form meets the decision rule
Marking declaration form is abnormal declaration form, comprising:
Insurer's information and warrantee's information are extracted from the target declaration form；
Judge that insurance involved in the declaration form with identical insurer's information and identical warrantee's information in the target declaration form produces
Whether product belong to same type；
When belonging to one species type, it is abnormal that determining, which has the target declaration form of identical insurer's information and identical warrantee's information,
Declaration form.
6. the recognition methods of exception declaration form according to claim 5, which is characterized in that described to judge that the target declaration form is
It is no to meet preset decision rule, the mesh of the decision rule is determined for compliance with when the target declaration form meets the decision rule
After declaration form is marked as abnormal declaration form, further includes:
By in abnormal declaration form insurer's information and warrantee's information be added to monitor supervision platform and be monitored.
7. a kind of identification device of exception declaration form characterized by comprising
Module is obtained, buys the policy information generated after insurance products for obtaining insurer, wherein the policy information packet
It includes: the insured amount amount of the insurance products of insurer's purchase；
Processing module, for extracting insurance from the policy information when the insured amount amount is greater than preset judgement amount
Party's information, and extracted from preset declaration form database according to the insurance relationship people information comprising the insurance relationship people
The target declaration form of information；
Execution module, for judging whether the target declaration form meets preset decision rule, when the target declaration form meets institute
The target declaration form of the decision rule is determined for compliance with when stating decision rule as abnormal declaration form.
8. the identification device of exception declaration form according to claim 7, which is characterized in that the policy information includes: declaration form
Text；The identification device of the exception declaration form further include:
First acquisition submodule, for extracting the identification code of the insurance products and the guarantor of the purchase from the declaration form text
Volume amount；
First processing submodule, reflects for extracting to have with the identification code from judgement amount information table according to the identification code
Penetrate the judgement amount of relationship；
Second processing submodule, for the insured amount amount of the purchase to be compared with the judgement amount.
9. a kind of computer equipment, including memory and processor, it is stored with computer-readable instruction in the memory, it is described
When computer-readable instruction is executed by the processor, so that the processor executes such as any one of claims 1 to 6 right
It is required that the step of recognition methods of the exception declaration form.
10. a kind of storage medium for being stored with computer-readable instruction, the computer-readable instruction is handled by one or more
When device executes, so that one or more processors execute the abnormal declaration form as described in any one of claims 1 to 6 claim
The step of recognition methods.
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| CN201910069072.4A CN109885736A (en) | 2019-01-24 | 2019-01-24 | Recognition methods, device, computer equipment and the storage medium of abnormal declaration form |
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