CN110096524A - Recommended method, device, computer equipment and the storage medium of insurance products - Google Patents
Recommended method, device, computer equipment and the storage medium of insurance products Download PDFInfo
- Publication number
- CN110096524A CN110096524A CN201910198334.7A CN201910198334A CN110096524A CN 110096524 A CN110096524 A CN 110096524A CN 201910198334 A CN201910198334 A CN 201910198334A CN 110096524 A CN110096524 A CN 110096524A
- Authority
- CN
- China
- Prior art keywords
- user
- information
- insurance products
- history
- disease
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 54
- 238000003860 storage Methods 0.000 title claims abstract description 13
- 201000010099 disease Diseases 0.000 claims abstract description 111
- 208000037265 diseases, disorders, signs and symptoms Diseases 0.000 claims abstract description 111
- 238000012545 processing Methods 0.000 claims description 17
- 238000012546 transfer Methods 0.000 claims description 4
- 208000026350 Inborn Genetic disease Diseases 0.000 description 19
- 238000010586 diagram Methods 0.000 description 17
- 208000016361 genetic disease Diseases 0.000 description 14
- 238000007630 basic procedure Methods 0.000 description 12
- 230000006854 communication Effects 0.000 description 10
- 238000004891 communication Methods 0.000 description 10
- 208000024556 Mendelian disease Diseases 0.000 description 5
- 208000028782 Hereditary disease Diseases 0.000 description 4
- 230000003211 malignant effect Effects 0.000 description 3
- 238000013507 mapping Methods 0.000 description 3
- 238000009826 distribution Methods 0.000 description 2
- 230000006870 function Effects 0.000 description 2
- 230000002068 genetic effect Effects 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
- 230000004048 modification Effects 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000007175 bidirectional communication Effects 0.000 description 1
- 230000005540 biological transmission Effects 0.000 description 1
- 238000004590 computer program Methods 0.000 description 1
- 238000000151 deposition Methods 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 239000000284 extract Substances 0.000 description 1
- 206010025482 malaise Diseases 0.000 description 1
- 238000002360 preparation method Methods 0.000 description 1
- 108090000623 proteins and genes Proteins 0.000 description 1
- 238000012163 sequencing technique Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/24—Querying
- G06F16/245—Query processing
- G06F16/2457—Query processing with adaptation to user needs
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0631—Item recommendations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Engineering & Computer Science (AREA)
- Databases & Information Systems (AREA)
- Data Mining & Analysis (AREA)
- Computational Linguistics (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The embodiment of the invention discloses a kind of recommended method of insurance products, device, computer equipment and storage medium, include the following steps: to obtain the account information that user logs in target application software；The target user that there is preset association relationship with the user is searched in preset personal information database according to the account information, wherein include the history of disease information of user in the personal information database；The insurance products for being suitble to the user are determined according to the history of disease information of the target user, and the insurance products are pushed to the terminal of the user.In this way, the insurance products recommended are obtained by analyzing target user associated with the user, the precision of insurance products can be greatly improved.In addition, for a user, insurance products can also be selected to provide convenience for it.
Description
Technical field
The present embodiments relate to financial field, especially a kind of recommended method of insurance products, device, computer equipment
And storage medium.
Background technique
With the progress of Internet technology, more and more industries use the form of internet, for example, shopping online,
Online service, communication over network substantially increase the convenience degree of people.Needed in the prior art, being chosen in order to facilitate people
Insurance service, when user opens insurance website, it will usually show the insurance products currently sold fast in the page, be pushed to user.
But in practical application, when pushing insurance products, the search inputted generally according to marketing methods or user is crucial
Word is recommended.When user chooses insurance products related with sickness insurance, insurance products and user due to web page recommendation
Itself does not have correlation, prevent the insurance products chosen from ensureing user well, that is, the insurance products recommended are not accurate enough.
Summary of the invention
The embodiment of the present invention provides recommended method, device, computer equipment and the storage medium of a kind of insurance products.
In order to solve the above technical problems, the technical solution that the embodiment of the invention uses is: providing a kind of guarantor
The recommended method of dangerous product, includes the following steps:
Obtain the account information that user logs in target application software；
Being searched according to the account information in preset personal information database has preset association relationship with the user
Target user, wherein in the personal information database include user history of disease information；
The insurance products for being suitble to the user are determined according to the history of disease information of the target user, and the insurance is produced
Product are pushed to the terminal of the user.
Optionally, described searched according to the account information in preset personal information database has in advance with the user
If the target user of incidence relation, comprising:
The identity information of the user is searched in information list according to the account information；
The association user that there is kinship with the identity information is searched in the personal information database；
When, there are when preset history of disease label, the association user of the history of disease label will be present in the association user
It is determined as the target user.
Optionally, described searched according to the account information in preset personal information database has in advance with the user
If before the target user of incidence relation, further includes:
Related information associated with the identity information of the user is obtained from the first platform, wherein the related information
It include: the identity information of the association user；
The history of disease information of the association user is obtained from the second platform according to the identity information of the association user；
The identity information of the association user and history of disease information and the identity information of the user are associated, and deposited
It stores up in the personal information database.
Optionally, described that the insurance products for being suitble to the user, packet are determined according to the history of disease information of the target user
It includes:
The history of disease information of the target user, the history of disease packet are extracted from the personal information database
It includes: target conditions；
Determine that the user suffers from the probability of the target conditions according to preset case mode；
Judge whether the probability is greater than preset value；
When the probability is greater than preset value, determine disease class insurance products as the insurance products for being suitble to the user.
Optionally, described that the insurance products for being suitble to the user, packet are determined according to the history of disease information of the target user
It includes:
The history of disease information of the target user is extracted from the personal information data；
The keyword of target conditions is extracted from the history of disease information；
The corresponding insurance products of keyword of the target conditions are searched in insurance product information list, and as suitable
The insurance products of the user.
Optionally, the terminal that the insurance products are pushed to the user, comprising:
Obtain the request for logging in the account information；
According to the information for requesting to transfer the insurance products, wherein further include mentioning in the information of the insurance products
Show the reasons why user chooses the insurance products；
Terminal page is sent by the information of the insurance products to show.
In order to solve the above technical problems, the embodiment of the present invention also provides a kind of recommendation apparatus of insurance products, comprising:
Module is obtained, the account information of target application software is logged in for obtaining user；
Processing module has for being searched according to the account information in preset personal information database with the user
The target user of preset association relationship, wherein include the history of disease information of user in the personal information database；
Execution module, for determining the insurance products for being suitble to the user according to the history of disease information of the target user,
And the insurance products are pushed to the terminal of the user.
Optionally, the processing module includes:
First acquisition submodule, the identity for searching the user in information list according to the account information are believed
Breath；
Second acquisition submodule is closed with the identity information with relatives for searching in the personal information database
The association user of system；
First processing submodule, for when, there are when preset history of disease label, will be present described in the association user
The association user of history of disease label is determined as the target user.
Optionally, further includes:
Third acquisition submodule, for obtaining association letter associated with the identity information of the user from the first platform
Breath, wherein the related information includes: the identity information of the association user；
4th acquisition submodule obtains the association from the second platform for the identity information according to the association user and uses
The history of disease information at family；
Second processing submodule, for by the body of the identity information of the association user and history of disease information and the user
Part information is associated, and is stored into the personal information database.
Optionally, the execution module includes:
5th acquisition submodule, the history of disease for extracting the target user from the personal information database are believed
Breath, the history of disease information includes: target conditions；
Third handles submodule, for determining that the user suffers from the general of the target conditions according to preset case mode
Rate；
Fourth process submodule, for judging whether the probability is greater than preset value；
5th processing submodule, for determining disease class insurance products as suitable when the probability is greater than preset value
The insurance products of the user.
Optionally, the execution module includes:
6th acquisition submodule, for extracting the history of disease information of the target user from the personal information data；
7th acquisition submodule, for extracting the keyword of target conditions from the history of disease information；
8th acquisition submodule, the keyword for searching the target conditions in insurance product information list are corresponding
Insurance products, and as the insurance products for being suitble to the user.
Optionally, described to include: by execution module
9th acquisition submodule, for obtaining the request for logging in the account information；
Tenth acquisition submodule, for according to the information for requesting to transfer the insurance products, wherein the insurance produces
It further include the reasons why prompt user chooses the insurance products in the information of product；
First implementation sub-module is shown for sending terminal page for the information of the insurance products.
In order to solve the above technical problems, the embodiment of the present invention also provides a kind of computer equipment, including memory and processing
Device is stored with computer-readable instruction in the memory, when the computer-readable instruction is executed by the processor, so that
The processor executes the step of recommended method of insurance products described above.
In order to solve the above technical problems, the embodiment of the present invention also provides a kind of storage Jie for being stored with computer-readable instruction
Matter, when the computer-readable instruction is executed by one or more processors, so that one or more processors execute above-mentioned institute
The step of stating the recommended method of insurance products.
The beneficial effect of the embodiment of the present invention is: being searched in personal information database by account information and user-association
Target user, and determine according to the history of disease information of target user the insurance products of suitable user, and be shown in the page.Such as
This, the insurance products of recommendation are obtained by analyzing target user associated with the user, can be greatly improved insurance and be produced
The precision of product.In addition, for a user, insurance products can also be selected to provide convenience for it.
Detailed description of the invention
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment
Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for
For those skilled in the art, without creative efforts, it can also be obtained according to these attached drawings other attached
Figure.
Fig. 1 is a kind of basic procedure schematic diagram of the recommended method of insurance products provided in an embodiment of the present invention；
Fig. 2 be it is provided in an embodiment of the present invention it is a kind of according to account information preset personal information database search and use
The basic procedure schematic diagram of the method for the relevant target user in family；
Fig. 3 is a kind of basic procedure schematic diagram of the establishing method of personal information data provided in an embodiment of the present invention；
Fig. 4 is a kind of insurance that suitable user is determined according to the history of disease information of target user provided in an embodiment of the present invention
The basic procedure schematic diagram of the method for product；
Fig. 5 is another guarantor that suitable user is determined according to the history of disease information of target user provided in an embodiment of the present invention
The basic procedure schematic diagram of the method for dangerous product；
Fig. 6 is a kind of basic procedure schematic diagram of method for showing insurance products provided in an embodiment of the present invention；
Fig. 7 is a kind of recommendation apparatus basic structure block diagram of insurance products provided in an embodiment of the present invention；
Fig. 8 is computer equipment basic structure block diagram provided in an embodiment of the present invention.
Specific embodiment
In order to enable those skilled in the art to better understand the solution of the present invention, below in conjunction in the embodiment of the present invention
Attached drawing, technical scheme in the embodiment of the invention is clearly and completely described.
In some processes of the description in description and claims of this specification and above-mentioned attached drawing, contain according to
Multiple operations that particular order occurs, but it should be clearly understood that these operations can not be what appears in this article suitable according to its
Sequence is executed or is executed parallel, and serial number of operation such as 101,102 etc. is only used for distinguishing each different operation, serial number
It itself does not represent and any executes sequence.In addition, these processes may include more or fewer operations, and these operations can
To execute or execute parallel in order.It should be noted that the description such as " first " herein, " second ", is for distinguishing not
Same message, equipment, module etc., does not represent sequencing, does not also limit " first " and " second " and be different type.
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, those skilled in the art's every other implementation obtained without creative efforts
Example, shall fall within the protection scope of the present invention.
Embodiment
Those skilled in the art of the present technique are appreciated that " terminal " used herein above, " terminal device " both include wireless communication
The equipment of number receiver, only has the equipment of the wireless signal receiver of non-emissive ability, and including receiving and emitting hardware
Equipment, have on bidirectional communication link, can execute two-way communication reception and emit hardware equipment.This equipment
It may include: honeycomb or other communication equipments, shown with single line display or multi-line display or without multi-line
The honeycomb of device or other communication equipments；PCS (Personal Communications Service, PCS Personal Communications System), can
With combine voice, data processing, fax and/or communication ability；PDA (Personal Digital Assistant, it is personal
Digital assistants), it may include radio frequency receiver, pager, the Internet/intranet access, web browser, notepad, day
It goes through and/or GPS (Global Positioning System, global positioning system) receiver；Conventional laptop and/or palm
Type computer or other equipment, have and/or the conventional laptop including radio frequency receiver and/or palmtop computer or its
His equipment." terminal " used herein above, " terminal device " can be it is portable, can transport, be mounted on the vehicles (aviation,
Sea-freight and/or land) in, or be suitable for and/or be configured in local runtime, and/or with distribution form, operate in the earth
And/or any other position operation in space." terminal " used herein above, " terminal device " can also be communication terminal, on
Network termination, music/video playback terminal, such as can be PDA, MID (Mobile Internet Device, mobile Internet
Equipment) and/or mobile phone with music/video playing function, it is also possible to the equipment such as smart television, set-top box.
Client terminal in present embodiment is above-mentioned terminal.
Specifically, referring to Fig. 1, Fig. 1 is the basic procedure signal of the recommended method of insurance products provided in this embodiment
Figure.
As shown in Figure 1, the recommended method of insurance products includes the following steps:
S1100, the account information that user logs in target application software is obtained；
Account information is used to indicate that user to log in the account information sold or the website of insurance products is recommended to be registered, packet
It includes: account name, ID etc..It should be noted that name, address, kinship of user etc. can also be filled in when registration
Personal information.Target application software is the recommended website for selling website or insurance products of insurance products.
User is when terminal to server initiates logging request in the present embodiment, after server receives logging request, from
The account information of user is extracted in logging request.
S1200, it is searched with user in preset personal information database with preset association relationship according to account information
Target user, wherein include the history of disease information of user in personal information database；
Personal information database is the database of the preset personal information comprising user in server, wherein user's
Personal information include with user have kinship target user history of disease information, such as user parent, grand parents, match
The information of the history of disease such as idol, children.Wherein, each user in personal information database is respectively set tree-like according to kinship
The personal data of distribution.In the present embodiment, target user is to have genetic connection with user in personal information database and suffer from
User with genetic disease.
In practical applications, in order to the probability for distinguishing heredity, target user can also be divided into first object user, the
Two target users and third target user.Under normal circumstances, if parent suffers from genetic disease, it is hereditary to the probability of user
Maximum, using parent as first object user, if grand parents suffers from genetic disease, can be hereditary to the probability of user compared with
It is small, it can be using grand parents as the second target user, and using children as third target user.
The personal information of each user is prestored in the present embodiment, in personal information database, wherein personal information and account
Family information has mapping relations, and therefore, server is searched in personal information database has mapping relations with account information
Personal information, and according to preset incidence relation, such as mark the label called cousin with and the mark for being labeled with history of disease
It signs and determines target user.
It should be noted that the disease that history of disease is related to is with genetic disease.For in personal information database
Kinship and history of disease, server can be obtained from third-party platform, such as household register platform or medical archive platform
It takes.
S1300, the insurance products that suitable user is determined according to the history of disease information of target user, and insurance products are pushed
To the terminal of user.
In the present embodiment, the history of disease information of target user is extracted from personal information database, history of disease information includes:
Target conditions；The probability that user suffers from target conditions is determined according to preset case mode；Judge whether probability is greater than preset value；When
When probability is greater than preset value, determine disease class insurance products as the insurance products for being suitble to user.
For example, target conditions are XX hereditary disease, which is recessive hereditary disease, if parent has side's illness, user
There is the probability of 1/8 illness.For each target conditions, it is preset with computation model, and calculates the user and suffers from the general of target conditions
Rate.When probability be greater than preset value when, that is, think that user's illness probability is larger, recommend for the target conditions insurance products or
To the higher insurance products of target conditions degree of protection as be suitble to user insurance products, and user's logon account when
Time is shown in the page.
In some embodiments, although some malignant diseases can not calculate probability of illness, still there is heredity, because
This is for such illness, as long as with having the medical history that takes a disease in the user of user-association, so that it may produce the insurance for ensureing the disease
Product are as target insurance products.
In the present embodiment, the terminal for recommending to user is that user shows that insurance produces in the page after terminal logs in the account
Product show rationale for the recommendation while showing insurance products, that is, include having with user to make user understand the reason of recommending
The user of kinship take a disease medical history situations such as.
It is searched in personal information database and user-association in the recommended method of above-mentioned insurance products by account information
Target user, and determine according to the history of disease information of target user the insurance products of suitable user, and be shown in the page.Such as
This, the insurance products of recommendation are obtained by analyzing target user associated with the user, can be greatly improved insurance and be produced
The precision of product.In addition, for a user, insurance products can also be selected to provide convenience for it.
The embodiment of the present invention provides a kind of related to user in the lookup of preset personal information database according to account information
Target user method, as shown in Fig. 2, Fig. 2 be it is provided in an embodiment of the present invention it is a kind of according to account information preset
The basic procedure schematic diagram of the method for people's information data library lookup target user related to user.
Specifically, as shown in Fig. 2, step S1200 includes the following steps:
S1210, the identity information for searching user in information list according to account information；
Account information is used to indicate that user to log in the account information sold or the website of insurance products is recommended to be registered, packet
It includes: account name, ID etc..Identity information is the information for indicating user identity, for example, the name of user, address, work, identity card
Number etc..
Information list is to default in server for storing the list of account information and identity information, wherein information column
Store the account information and identity information of each user in table, and account information and identity information have mapping relations.
In practical applications, user submits specific identity information in login account, and server is raw according to identity information
At account information.Therefore, the identity information of user can be found by account information.
S1220, the association user that there is kinship with identity information is searched in personal information database；
Personal information database is the database of the preset personal information comprising user in server, wherein user's
Personal information includes: the identity information of user and the kinship information of user, and the identity information and kinship of user
Information is associated.Association user is the user for indicating to have kinship with user, for example, parent, grand parents, spouse, children
Deng.Wherein, user and association user are associated by kinship label, for example, user is XX, XX1 is the father of XX, then
Association user of the XX1 as XX, and using " father " as label.
It should be noted that kinship information is the identity information of multiple association users with user with kinship
With history of disease information, wherein each association user can also be used as independent user, and the user in the present embodiment can also be used as
The association user of other users.
S1230, when, there are when preset history of disease label, the association user that history of disease label will be present is true in association user
It is set to target user.
Target user is with the association user with genetic disease, i.e., with the association user of genetic disease label.
In the present embodiment, to the user setting history of disease label with genetic disease.Wherein, preset history of disease label is to be determined as
Can heredity disease.Such as the disease of various gene classes, malignant disease etc..
In practical applications, in order to ensure can accurately get the personal information of target user related to user, this
Inventive embodiments also provide a kind of establishing method of personal information database, as shown in figure 3, Fig. 3 provides for the embodiment of the present invention
A kind of personal information data establishing method basic procedure schematic diagram.
Specifically, as shown in figure 3, further including following step before step S1200:
S1201, related information associated with the identity information of user is obtained from the first platform, wherein related information packet
It includes: the identity information of association user；
S1202, the history of disease information for obtaining association user from the second platform according to the identity information of association user；
In the present embodiment, the first platform and the second platform are third-party platform, wherein the first platform can be flat for household register
Platform, the second platform can be medical archive platform etc..
It include the identity information for the association user that there is kinship with user in household register platform, server is according to user's
Identity information obtains the identity information of association user from household register platform, recycles the identity information of association user to medical archive
History of disease information corresponding with the identity information is obtained in platform.Wherein, history of disease information is for indicating association user life institute
The specifying information of the disease of trouble.
S1203, the identity information of the identity information of association user and history of disease information and user is associated, and stored
Into personal information database.
It is associated, and stores according to the identity information of the above-mentioned association user got history of disease information corresponding with its
Into preset database, personal information database is obtained.It should be noted that server is according to preset genetic disease
Title is compared and screens to the history of disease information of each association user, is in the history of disease information to judge the association user
No includes genetic disease, if comprising history of disease label is arranged.
The embodiment of the present invention provides a kind of insurance products that suitable user is determined according to the history of disease information of target user
Method, as shown in figure 4, Fig. 4 is that a kind of determined according to the history of disease information of target user provided in an embodiment of the present invention is suitble to use
The basic procedure schematic diagram of the method for the insurance products at family.
Specifically, as shown in figure 4, step S1300 includes the following steps:
S1311, the history of disease information that target user is extracted from personal information database, history of disease information includes: target
Illness；
Target conditions are with genetic disease.In the present embodiment, server is by the name of preset a variety of genetic diseases
The keyword of title is compared with the text in history of disease information, if include one or more kinds of keywords, by the key
The genetic disease that word is directed toward is as target conditions.
In the present embodiment, due to being stored with the identity information and history of disease information of association user in personal information database,
Wherein, identity information and history of disease information store respectively according to classification, therefore, can be according to depositing when extracting history of disease information
The classification of storage extracts.
S1312, the probability that user suffers from target conditions is determined according to preset case mode；
S1313, judge whether probability is greater than preset value；
S1314, when probability is greater than preset value, determine insurance products of the disease class insurance products as suitable user.
Preset case mode is the model that user's probability of illness is arranged according to various genetic diseases.For each something lost
Hereditary diseases, when parent or grand parents are target user, the probability of user's illness is different.
For example, target conditions are XX hereditary disease, which is recessive hereditary disease, if parent has side's illness, user
There is the probability of 1/8 illness.For each target conditions, it is preset with computation model, and calculates the user and suffers from the general of target conditions
Rate.When probability be greater than preset value when, that is, think that user's illness probability is larger, recommend for the target conditions insurance products or
To the higher insurance products of target conditions degree of protection as the insurance products for being suitble to user.
The embodiment of the present invention provides another insurance products that suitable user is determined according to the history of disease information of target user
Method, as shown in figure 5, Fig. 5 be it is provided in an embodiment of the present invention it is another determined according to the history of disease information of target user it is suitable
Share the basic procedure schematic diagram of the method for the insurance products at family.
Specifically, as shown in figure 5, step S1300 includes the following steps:
S1321, the history of disease information that target user is extracted from personal information database；
The method that history of disease information is extracted in the present embodiment, referring to figure 4. shown in fourth embodiment, it is no longer superfluous herein
It states.
S1322, the keyword that target conditions are extracted from history of disease information；
In practical applications, for non-dominant or recessive genetic disease, i.e., illness can not be calculated by case mode
Probability, but there is genetic malignant disease, in order to ensure comprehensive medical security can be provided for user, remember simply by the presence of illness
The target user of record recommends insurance products to user.In the present embodiment, target is extracted from the history of disease information of target user
The keyword of illness, wherein the keyword of target conditions is preset keyword, by believing preset keyword and history of disease
Text in breath is compared, when comparing consistent, using preset keyword as the keyword of target conditions.
S1323, the corresponding insurance products of keyword that target conditions are searched in insurance product information list, and as suitable
Share the insurance products at family.
In the present embodiment, server is preset with insurance product information list, wherein includes more in insurance product information list
A insurance products and each insurance products can stress the keyword of the disease ensured, wherein keyword and insurance products one
One is corresponding.
The embodiment of the present invention provides a kind of method for showing insurance products, as shown in fig. 6, Fig. 6 mentions for the embodiment of the present invention
A kind of basic procedure schematic diagram of the method for the display insurance products supplied.
Specifically, step S1300 includes the following steps:
S1331, the request for obtaining logon account information；
When user passes through terminal logon account, server obtains the request for the logon account information that terminal is sent.It needs
Illustrate, server recommends suitable insurance products for each user by the above method, and by the tool of insurance products
Body information is stored into the corresponding information list of account information.
S1332, the information that insurance products are transferred according to request, wherein further include prompt user in the information of insurance products
The reasons why choosing insurance products；
In the present embodiment, prompt user choose insurance products the reasons why include: recommend insurance products specific process, i.e.,
The history of disease of grand parents or parent, the information such as case mode and the calculating process for calculating user's probability of illness.
S1333, terminal page is sent by the information of insurance products show.
The embodiment of the present invention also provides a kind of recommendation apparatus of insurance products to solve above-mentioned technical problem.Referring specifically to
Fig. 7, Fig. 7 are the recommendation apparatus basic structure block diagram of the present embodiment insurance products.
As shown in fig. 7, a kind of recommendation apparatus of insurance products, comprising: obtain module 2100, processing module 2200 and execute
Module 2300.Wherein, module 2100 is obtained, the account information of target application software is logged in for obtaining user；Processing module
2200, there is preset association relationship with the user for searching according to the account information in preset personal information database
Target user, wherein in the personal information database include user history of disease information；Execution module 2300 is used for root
The insurance products for being suitble to the user are determined according to the history of disease information of the target user, and the insurance products are pushed to institute
State the terminal of user.
The recommendation apparatus of insurance products is searched and the target of user-association by account information in personal information database
User, and the insurance products for being suitble to user are determined according to the history of disease information of target user, and be shown in the page.In this way, pushing away
The insurance products recommended are obtained by analyzing target user associated with the user, and the essence of insurance products can be greatly improved
Accuracy.In addition, for a user, insurance products can also be selected to provide convenience for it.
In some embodiments, the processing module includes: the first acquisition submodule, for according to the account information
The identity information of the user is searched in information list；Second acquisition submodule, in the personal information database
Search the association user that there is kinship with the identity information；First processing submodule, for when in the association user
There are when preset history of disease label, the association user that the history of disease label will be present is determined as the target user.
In some embodiments, further includes: third acquisition submodule, for obtaining from the first platform with the user's
The associated related information of identity information, wherein the related information includes: the identity information of the association user；4th obtains
Submodule is taken, obtains the history of disease letter of the association user from the second platform for the identity information according to the association user
Breath；Second processing submodule, for believing the identity of the identity information of the association user and history of disease information and the user
Breath is associated, and is stored into the personal information database.
In some embodiments, the execution module includes: the 5th acquisition submodule, is used for from the personal information number
According to the history of disease information for extracting the target user in library, the history of disease information includes: target conditions；Third handles submodule
Block, for determining that the user suffers from the probability of the target conditions according to preset case mode；Fourth process submodule, is used for
Judge whether the probability is greater than preset value；5th processing submodule, for determining disease when the probability is greater than preset value
Class insurance products are as the insurance products for being suitble to the user.
In some embodiments, the execution module includes: the 6th acquisition submodule, is used for from the personal information number
According to the middle history of disease information for extracting the target user；7th acquisition submodule, for extracting mesh from the history of disease information
Mark the keyword of illness；8th acquisition submodule, for searching the key of the target conditions in insurance product information list
The corresponding insurance products of word, and as the insurance products for being suitble to the user.
In some embodiments, described by execution module includes: the 9th acquisition submodule, logs in the account for obtaining
The request of family information；Tenth acquisition submodule, for according to the information for requesting to transfer the insurance products, wherein described
It further include the reasons why prompt user chooses the insurance products in the information of insurance products；First implementation sub-module is used for institute
The information for stating insurance products is sent to terminal page and is shown.
In order to solve the above technical problems, the embodiment of the present invention also provides computer equipment.It is this referring specifically to Fig. 8, Fig. 8
Embodiment computer equipment basic structure block diagram.
As shown in figure 8, the schematic diagram of internal structure of computer equipment.As shown in figure 8, the computer equipment includes passing through to be
Processor, non-volatile memory medium, memory and the network interface of bus of uniting connection.Wherein, the computer equipment is non-easy
The property lost storage medium is stored with operating system, database and computer-readable instruction, can be stored with control information sequence in database
Column, when which is executed by processor, may make processor to realize a kind of recommended method of insurance products.The meter
The processor of machine equipment is calculated for providing calculating and control ability, supports the operation of entire computer equipment.The computer equipment
Memory in can be stored with computer-readable instruction, when which is executed by processor, may make processor
Execute a kind of recommended method of insurance products.The network interface of the computer equipment is used for and terminal connection communication.This field skill
Art personnel are appreciated that structure shown in Fig. 8, only the block diagram of part-structure relevant to application scheme, not structure
The restriction for the computer equipment that pairs of application scheme is applied thereon, specific computer equipment may include than institute in figure
Show more or fewer components, perhaps combines certain components or with different component layouts.
Processor obtains module 2100, processing module 2200 and execution module for executing in present embodiment in Fig. 7
2300 particular content, program code and Various types of data needed for memory is stored with the above-mentioned module of execution.Network interface is used for
To the data transmission between user terminal or server.Memory in present embodiment is stored with the recommended method of insurance products
Program code and data needed for middle all submodules of execution, server is capable of the program code of invoking server and data execute
The function of all submodules.
Computer equipment is searched in personal information database by account information and the target user of user-association, and root
The insurance products of suitable user are determined according to the history of disease information of target user, and are shown in the page.In this way, the insurance recommended produces
Product are obtained by analyzing target user associated with the user, and the precision of insurance products can be greatly improved.In addition,
For a user, insurance products can also be selected to provide convenience for it.
The present invention also provides a kind of storage mediums for being stored with computer-readable instruction, and the computer-readable instruction is by one
When a or multiple processors execute, so that one or more processors execute the recommendation of insurance products described in any of the above-described embodiment
The step of method.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, which can be stored in a computer-readable storage and be situated between
In matter, the program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, storage medium above-mentioned can be
The non-volatile memory mediums such as magnetic disk, CD, read-only memory (Read-Only Memory, ROM) or random storage note
Recall body (Random Access Memory, RAM) etc..
It should be understood that although each step in the flow chart of attached drawing is successively shown according to the instruction of arrow,
These steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly stating otherwise herein, these steps
Execution there is no stringent sequences to limit, can execute in the other order.Moreover, at least one in the flow chart of attached drawing
Part steps may include that perhaps these sub-steps of multiple stages or stage are not necessarily in synchronization to multiple sub-steps
Completion is executed, but can be executed at different times, execution sequence, which is also not necessarily, successively to be carried out, but can be with other
At least part of the sub-step or stage of step or other steps executes in turn or alternately.
The above is only some embodiments of the invention, it is noted that for the ordinary skill people of the art
For member, various improvements and modifications may be made without departing from the principle of the present invention, these improvements and modifications are also answered
It is considered as protection scope of the present invention.
Claims (10)
1. a kind of recommended method of insurance products, which is characterized in that include the following steps:
Obtain the account information that user logs in target application software；
The mesh that there is preset association relationship with the user is searched in preset personal information database according to the account information
Mark user, wherein include the history of disease information of user in the personal information database；
The insurance products for being suitble to the user are determined according to the history of disease information of the target user, and the insurance products are pushed away
It is sent to the terminal of the user.
2. the recommended method of insurance products according to claim 1, which is characterized in that described to be existed according to the account information
Preset personal information database searches the target user for having preset association relationship with the user, comprising:
The identity information of the user is searched in information list according to the account information；
The association user that there is kinship with the identity information is searched in the personal information database；
When there are the association users that the history of disease label when preset history of disease label, will be present to determine in the association user
For the target user.
3. the recommended method of insurance products according to claim 2, which is characterized in that described to be existed according to the account information
Preset personal information database is searched before the target user for having preset association relationship with the user, further includes:
Associated with the identity information of user related information is obtained from the first platform, wherein the related information includes:
The identity information of the association user；
The history of disease information of the association user is obtained from the second platform according to the identity information of the association user；
The identity information of the association user and history of disease information and the identity information of the user are associated, and stores and arrives
In the personal information database.
4. the recommended method of insurance products according to claim 1, which is characterized in that described according to the target user's
History of disease information determines the insurance products for being suitble to the user, comprising:
The history of disease information of the target user is extracted from the personal information database, the history of disease information includes: mesh
Mark illness；
Determine that the user suffers from the probability of the target conditions according to preset case mode；
Judge whether the probability is greater than preset value；
When the probability is greater than preset value, determine disease class insurance products as the insurance products for being suitble to the user.
5. the recommended method of insurance products according to claim 1, which is characterized in that described according to the target user's
History of disease information determines the insurance products for being suitble to the user, comprising:
The history of disease information of the target user is extracted from the personal information database；
The keyword of target conditions is extracted from the history of disease information；
The corresponding insurance products of keyword of the target conditions are searched in insurance product information list, and described as being suitble to
The insurance products of user.
6. the recommended method of insurance products according to claim 1, which is characterized in that described to push the insurance products
To the terminal of the user, comprising:
Obtain the request for logging in the account information；
According to the information for requesting to transfer the insurance products, wherein further include that prompt is used in the information of the insurance products
Choose the reasons why insurance products in family；
Terminal page is sent by the information of the insurance products to show.
7. a kind of recommendation apparatus of insurance products characterized by comprising
Module is obtained, the account information of target application software is logged in for obtaining user；
Processing module is preset for searching to have with the user in preset personal information database according to the account information
The target user of incidence relation, wherein include the history of disease information of user in the personal information database；
Execution module, for determining the insurance products for being suitble to the user according to the history of disease information of the target user, and will
The insurance products are pushed to the terminal of the user.
8. the recommendation apparatus of insurance products according to claim 7, which is characterized in that the processing module includes:
First acquisition submodule, for searching the identity information of the user in information list according to the account information；
Second acquisition submodule has kinship with the identity information for searching in the personal information database
Association user；
First processing submodule, for when, there are when preset history of disease label, the disease will be present in the association user
The association user of history label is determined as the target user.
9. a kind of computer equipment, including memory and processor, it is stored with computer-readable instruction in the memory, it is described
When computer-readable instruction is executed by the processor, so that the processor executes such as any one of claims 1 to 7 right
It is required that the step of recommended method of the insurance products.
10. a kind of storage medium for being stored with computer-readable instruction, the computer-readable instruction is handled by one or more
When device executes, so that one or more processors execute the insurance products as described in any one of claims 1 to 7 claim
The step of recommended method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910198334.7A CN110096524A (en) | 2019-03-15 | 2019-03-15 | Recommended method, device, computer equipment and the storage medium of insurance products |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910198334.7A CN110096524A (en) | 2019-03-15 | 2019-03-15 | Recommended method, device, computer equipment and the storage medium of insurance products |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110096524A true CN110096524A (en) | 2019-08-06 |
Family
ID=67443082
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910198334.7A Pending CN110096524A (en) | 2019-03-15 | 2019-03-15 | Recommended method, device, computer equipment and the storage medium of insurance products |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN110096524A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112116969A (en) * | 2020-08-03 | 2020-12-22 | 北京健康之家科技有限公司 | Information recommendation method and device, storage medium and computer equipment |
| CN112132646A (en) * | 2020-08-27 | 2020-12-25 | 绿瘦健康产业集团有限公司 | User distribution processing method, device, medium and terminal equipment |
| CN112989210A (en) * | 2021-05-17 | 2021-06-18 | 明品云(北京)数据科技有限公司 | Insurance recommendation method, system, equipment and medium based on health portrait |
| CN113313601A (en) * | 2020-02-26 | 2021-08-27 | 京东数字科技控股股份有限公司 | Product combination recommendation method, device and system, storage medium and electronic device |
Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20020143578A1 (en) * | 2001-04-02 | 2002-10-03 | Cole Louis Scott | Interactives system and method for recording and assessing a person's inherited risk for a range of diseases |
| US20060173717A1 (en) * | 2005-02-03 | 2006-08-03 | Scheuner Maren T | Method and apparatus for determining familial risk of disease |
| US20100094562A1 (en) * | 2007-05-04 | 2010-04-15 | Mordechai Shohat | System, Method and Device for Comprehensive Individualized Genetic Information or Genetic Counseling |
| CN102270274A (en) * | 2010-06-03 | 2011-12-07 | 国际商业机器公司 | Medical history diagnosis system and method |
| US20150242935A1 (en) * | 2012-08-17 | 2015-08-27 | José Virgilio Braghetto Neto | Genetic-based e-commerce systems and methods |
| CN107730389A (en) * | 2017-09-30 | 2018-02-23 | 平安科技（深圳）有限公司 | Electronic installation, insurance products recommend method and computer-readable recording medium |
| CN109087183A (en) * | 2018-09-28 | 2018-12-25 | 深圳壹账通智能科技有限公司 | Products Show method, apparatus, computer readable storage medium and computer equipment |
| CN109300017A (en) * | 2018-10-27 | 2019-02-01 | 平安科技（深圳）有限公司 | Declaration form recommended method, device, server and storage medium based on data analysis |
| CN109300052A (en) * | 2018-10-30 | 2019-02-01 | 平安医疗健康管理股份有限公司 | Insurance recommended method, equipment, server and readable medium based on interrogation on line |
-
2019
- 2019-03-15 CN CN201910198334.7A patent/CN110096524A/en active Pending
Patent Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20020143578A1 (en) * | 2001-04-02 | 2002-10-03 | Cole Louis Scott | Interactives system and method for recording and assessing a person's inherited risk for a range of diseases |
| US20060173717A1 (en) * | 2005-02-03 | 2006-08-03 | Scheuner Maren T | Method and apparatus for determining familial risk of disease |
| US20100094562A1 (en) * | 2007-05-04 | 2010-04-15 | Mordechai Shohat | System, Method and Device for Comprehensive Individualized Genetic Information or Genetic Counseling |
| CN102270274A (en) * | 2010-06-03 | 2011-12-07 | 国际商业机器公司 | Medical history diagnosis system and method |
| US20150242935A1 (en) * | 2012-08-17 | 2015-08-27 | José Virgilio Braghetto Neto | Genetic-based e-commerce systems and methods |
| CN107730389A (en) * | 2017-09-30 | 2018-02-23 | 平安科技（深圳）有限公司 | Electronic installation, insurance products recommend method and computer-readable recording medium |
| CN109087183A (en) * | 2018-09-28 | 2018-12-25 | 深圳壹账通智能科技有限公司 | Products Show method, apparatus, computer readable storage medium and computer equipment |
| CN109300017A (en) * | 2018-10-27 | 2019-02-01 | 平安科技（深圳）有限公司 | Declaration form recommended method, device, server and storage medium based on data analysis |
| CN109300052A (en) * | 2018-10-30 | 2019-02-01 | 平安医疗健康管理股份有限公司 | Insurance recommended method, equipment, server and readable medium based on interrogation on line |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113313601A (en) * | 2020-02-26 | 2021-08-27 | 京东数字科技控股股份有限公司 | Product combination recommendation method, device and system, storage medium and electronic device |
| CN112116969A (en) * | 2020-08-03 | 2020-12-22 | 北京健康之家科技有限公司 | Information recommendation method and device, storage medium and computer equipment |
| CN112116969B (en) * | 2020-08-03 | 2024-03-05 | 北京水滴科技集团有限公司 | Information recommendation method and device, storage medium and computer equipment |
| CN112132646A (en) * | 2020-08-27 | 2020-12-25 | 绿瘦健康产业集团有限公司 | User distribution processing method, device, medium and terminal equipment |
| CN112132646B (en) * | 2020-08-27 | 2023-04-25 | 广东壹健康健康产业集团股份有限公司 | User distribution processing method, device, medium and terminal equipment |
| CN112989210A (en) * | 2021-05-17 | 2021-06-18 | 明品云(北京)数据科技有限公司 | Insurance recommendation method, system, equipment and medium based on health portrait |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN108804532B (en) | Query intention mining method and device and query intention identification method and device | |
| US10904213B2 (en) | Computer-based system and computer based method for suggesting domain names based on entity profiles having neural networks of data structures | |
| CN107679211B (en) | Method and device for pushing information | |
| CN110096524A (en) | Recommended method, device, computer equipment and the storage medium of insurance products | |
| US10783156B1 (en) | Scoring candidate answer passages | |
| CN108377656B (en) | Searching and retrieving of keyed data using keyed database maintenance | |
| US10210243B2 (en) | Method and system for enhanced query term suggestion | |
| US10977253B2 (en) | System for providing contextualized search results of help topics | |
| US9471670B2 (en) | NLP-based content recommender | |
| US9305089B2 (en) | Search engine device and methods thereof | |
| US9910930B2 (en) | Scalable user intent mining using a multimodal restricted boltzmann machine | |
| US9305092B1 (en) | Search query auto-completions based on social graph | |
| US8631007B1 (en) | Disambiguating keywords and other query terms used to select sponsored content | |
| US9720904B2 (en) | Generating training data for disambiguation | |
| US20140289228A1 (en) | User behavior model for contextual personalized recommendation | |
| US10180964B1 (en) | Candidate answer passages | |
| WO2009145988A1 (en) | Techniques for input recognition and completion | |
| US20200104427A1 (en) | Personalized neural query auto-completion pipeline | |
| CN106095766A (en) | Use selectivity again to talk and correct speech recognition | |
| US9916384B2 (en) | Related entities | |
| US20080235206A1 (en) | Using scenario-related information to customize user experiences | |
| US20200133948A1 (en) | Dynamic topic adaptation for machine translation using user session context | |
| EP3485394B1 (en) | Contextual based image search results | |
| US20150348052A1 (en) | Crm-based discovery of contacts and accounts | |
| NO331357B1 (en) | Method and arrangement using modern Database, Search & Matching technology integrated with Social Media |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |