CN109801065A

CN109801065A - Virtual card opens chucking method, apparatus and system, storage medium

Info

Publication number: CN109801065A
Application number: CN201711147348.3A
Authority: CN
Inventors: 郑忠香
Original assignee: Beijing Xiaomi Mobile Software Co Ltd
Current assignee: Beijing Xiaomi Mobile Software Co Ltd
Priority date: 2017-11-17
Filing date: 2017-11-17
Publication date: 2019-05-24

Abstract

Chucking method, apparatus and system, storage medium are opened the disclosure is directed to a kind of virtual card, belongs to application of electronic technology field.The described method includes: receive user's triggering opens card instruction, it is described open card and instruct be used to indicate and open the first virtual card in the terminal；The acquisition from server is instructed to open card information, the first User Identity UID for opening record in card information and having the described first virtual card according to the card of opening；The described first virtual card is opened in the terminal according to the card information of opening, and the first UID is recorded in idle information field.The disclosure can effectively improve the using flexible for opening chucking method of virtual card for opening virtual card in the terminal.

Description

Virtual card opens chucking method, apparatus and system, storage medium

Technical field

This disclosure relates to which electronic technology field more particularly to a kind of virtual card open chucking method, apparatus and system, storage Medium.

Background technique

With the continuous development of science and technology, the card of more and more types appears in people's lives and work, such as: it is public Card, access card, bank card, employee job card and member card etc. are handed over, corresponding card is brushed on the corresponding POS can be realized as this The function of card.But it since people often leave behind card or lose card, swipes the card to people and causes inconvenience.

Due to people would generally portable terminal, the relevant technologies are stored by the way that virtual card piece is made in card In the terminal, to prevent people from leaving behind card or lose card.But the using flexible of this method is lower.

Summary of the invention

What the disclosure provided a kind of virtual card opens chucking method, apparatus and system, storage medium, can solve the relevant technologies In virtual card the lower problem of the using flexible for opening chucking method.The technical solution is as follows:

According to the first aspect of the embodiments of the present disclosure, provide a kind of virtual card opens chucking method, which comprises

Receive user's triggering opens card instruction, it is described open card and instruct be used to indicate and open the first virtual card in the terminal；

According to it is described open card instruction and obtained from server open card information, it is described open record in card information have it is described first empty First User Identity UID of quasi- card；

The described first virtual card is opened in the terminal according to the card information of opening, and the first UID is recorded In idle information field.

It is optionally, described to be recorded in the first UID in idle information field, comprising:

When recording the UID for the virtual card for there are other to open in the terminal, the first letter is created in the terminal Domain is ceased, the first UID is recorded in the first information domain；

When not recording the UID for the virtual card that other have been opened in the terminal, the first UID is recorded in pre- If information field in.

It is optionally, described to open card instruction and be used to indicate and open the corresponding first virtual card of first instance card in the terminal, The card of opening according to instructs the acquisition from server to open card information, comprising:

Card instruction is opened according to described, reads the first card image of the first instance card, first card image Middle to record the attribute information for having the first instance card, the attribute information is used to indicate the hair fastener of the first instance card The affiliated people of mechanism and the first instance card；

The first of first card image, which is carried, to server transmission opens card information acquisition request, described first Card information acquisition request is opened for requesting the first instance card is corresponding to open card information；

Receive that the server sends carry it is described open the first of card information and open card information obtain response.

Optionally, it is described receive that the server sends carry it is described open the first of card information and open card information and obtain ring It answers, comprising:

It receives the server and receives described first and open the authentication request sent after card information acquisition request, the body Part checking request carries the instruction that instruction carries out authentication to the identity of the user；

The user is prompted to input identity information, the identity information is used to identify the identity of the user；

Receive the identity information of user's input；

The authentication response for carrying the identity information is sent to the server；

It receives the server and receives described first sent after authentication response and open card information and obtain response, institute It states first and opens card information and obtain identity that response is the user by the way that after authentication, the server is sent to the terminal Carry the response for opening card information.

Optionally, the identity information includes: in name, contact method, identification card number and the home address of the user At least one.

Optionally, it is described open card instruction in carry the described first virtual card the first card mark, it is described according to institute It states out card instruction acquisition from server and opens card information, comprising:

Card instruction is opened according to described, the transmission of Xiang Suoshu server carries first card identifies second and opens card information Acquisition request, described second open card information acquisition request for request corresponding with the first card mark open card information；

Receive that the server sends carry it is described open the second of card information and open card information obtain response.

Optionally, it is described receive that the server sends carry it is described open the second of card information and open card information and obtain ring It answers, comprising:

Receive the server receive described second open sent after card information acquisition request individualized processing request, it is described Individualized processing request carries the instruction that the individualized processing of card information is opened described in instruction progress；

Receive the identity information of user's input；

The individualized processing response for carrying the identity information is sent to the server；

Receive the server receive it is described it is individualized processing response after send described second open card information obtain response, Described second, which opens card information acquisition response, carries out after individualizing processing the card information of opening for the server, Xiang Suoshu terminal What is sent carries the response for opening card information.

It is optionally, described to be recorded in the first UID in idle first information domain, further includes:

The relevant information that other virtual cards whether are recorded in the terminal detected；

When record has the relevant information of other virtual cards in the terminal, detects in the terminal and whether install State the corresponding virtual card plug-in unit of other virtual cards；

When being equipped with the corresponding virtual card plug-in unit of other described virtual cards in the terminal, determine that described other are empty Quasi- card is the virtual card opened, and determines the UID that the virtual card for having other to open is recorded in the terminal.

Optionally, the first information domain creation is in embedded-type security element ESE.

Optionally, first relevant information opened in card information also record and have the described first virtual card, described first Relevant information is corresponding with the first UID, described to be recorded in the first UID in idle information field, further includes:

It detects and whether has recorded the second relevant information identical with first relevant information in the terminal；

When record has the second relevant information identical with first relevant information in the terminal, described second is determined Corresponding 2nd UID of relevant information；

As the 2nd UID and the first UID difference, wiped in the second information field that record has the 2nd UID It is recorded in second information field except the 2nd UID, and by the first UID.

Optionally, the first virtual card is any one of bus card, access card or employee job card.

Optionally, the method also includes:

Reception is swiped the card instruction, and the instruction of swiping the card is used to indicate is swiped the card using the described first virtual card；

Based on the first UID, to execute movement of swiping the card.

Optionally, near-field communication NFC chip is provided in the terminal, it is described to be based on the first UID, it is swiped the card with executing Movement, comprising:

The first UID is read by NFC chip, and the first UID is sent to the POS, is swiped the card with executing Movement.

According to the second aspect of an embodiment of the present disclosure, provide a kind of virtual card opens card device, and described device includes:

First receiving module, be configured as receive user triggering open card instruction, it is described open card instruct be used to indicate at end The first virtual card is opened in end；

Module is obtained, is configured as opening card according to and the acquisition from server is instructed to open card information, it is described to open card information It is middle to record the first User Identity UID for having the described first virtual card；

Module is opened, is configured as opening card information according to and opens the described first virtual card in the terminal, and First UID is recorded in idle information field.

Optionally, described to open module, it is also configured to

It is optionally, described to open card instruction and be used to indicate and open the corresponding first virtual card of first instance card in the terminal, The acquisition module, comprising:

Reading submodule is configured as opening card instruction according to, reads the first card letter of the first instance card It ceases, record has the attribute information of the first instance card in first card image, and the attribute information is used to indicate institute State the card sending mechanism of first instance card and the affiliated people of the first instance card；

First sending submodule, is configured as sending to the server and carries the first of first card image and open Card information acquisition request, described first opens card information acquisition request for requesting the first instance card is corresponding to open card letter Breath；

First receiving submodule, is configured as receiving that the server sends carries and described open the first of card information and open Card information obtains response.

Optionally, first receiving submodule, is configured as:

Receive the identity information of user's input；

Optionally, described to open the first card mark that the described first virtual card is carried in card instruction, the acquisition mould Block, comprising:

Second sending submodule, is configured as opening card instruction according to, and the transmission of Xiang Suoshu server carries described the The second of one card mark opens card information acquisition request, described second open card information acquisition request for request block with described first Piece mark is corresponding to open card information；

Second receiving submodule, is configured as receiving that the server sends carries and described open the second of card information and open Card information obtains response.

Optionally, second receiving submodule, is configured as:

Receive the identity information of user's input；

Optionally, the module of opening is also configured to

Optionally, first relevant information opened in card information also record and have the described first virtual card, described first Relevant information is corresponding with the first UID, and the module of opening is also configured to

Optionally, described device further include:

Second receiving module is configured as receiving instruction of swiping the card, and the instruction of swiping the card is used to indicate empty using described first Quasi- card is swiped the card；

Processing module is configured as based on the first UID, to execute movement of swiping the card.

Optionally, near-field communication NFC chip is provided in the terminal, the processing module is configured as:

According to the third aspect of an embodiment of the present disclosure, provide a kind of virtual card opens card device, and described device includes:

Processing component；

For storing the memory of the executable instruction of the processing component；

Wherein, the processing component is configured as:

According to a fourth aspect of embodiments of the present disclosure, a kind of storage medium is provided, when the instruction in the storage medium by When the processing component of terminal executes so that the terminal be able to carry out any virtual card of first aspect open card side Method.

According to a fifth aspect of the embodiments of the present disclosure, a kind of subscriber identity module activating system of virtual card is provided, the system comprises: clothes Business device and any virtual card of second aspect open card device；

The card device of opening of the virtual card is configured as opening card side according to any virtual card of first aspect Method opens the first virtual card；

The server be configured as the virtual card open that card device provides the described first virtual card open card Information.

The technical scheme provided by this disclosed embodiment can include the following benefits:

The virtual card that the embodiment of the present disclosure provides opens chucking method, apparatus and system, storage medium, opens card by basis Instruction obtains from server and opens card information, and opens the first virtual card in the terminal according to card information is opened, and by the first UID It is recorded in idle information field, relative to the relevant technologies, multiple virtual cards can be opened simultaneously in the terminal, and open Multiple virtual cards are in available mode, effectively improve the using flexible for opening chucking method of virtual card.

It should be understood that above general description and following detailed description be only it is exemplary and explanatory, not The disclosure can be limited.

Detailed description of the invention

The drawings herein are incorporated into the specification and forms part of this specification, and shows the implementation for meeting the disclosure Example, and together with specification for explaining the principles of this disclosure.

Fig. 1 is that a kind of virtual card for providing in disclosure section Example opens implementation environment involved in chucking method Schematic diagram.

Fig. 2 is a kind of flow chart for opening chucking method of virtual card shown according to an exemplary embodiment.

Fig. 3 is the flow chart for opening chucking method of another virtual card shown according to an exemplary embodiment.

Fig. 4 is a kind of terminal interface schematic diagram shown according to an exemplary embodiment.

Fig. 5-1 is that a kind of terminal shown according to an exemplary embodiment obtains the method stream for opening card information from server Cheng Tu.

Fig. 5-2 is that another terminal shown according to an exemplary embodiment obtains the method for opening card information from server Flow chart.

Fig. 5-3 is another terminal interface schematic diagram shown according to an exemplary embodiment.

Fig. 6-1 is a kind of method flow that first UID is recorded in information field shown according to an exemplary embodiment Figure.

Fig. 6-2 is another terminal interface schematic diagram shown according to an exemplary embodiment.

Fig. 6-3 is one kind shown according to an exemplary embodiment based on the first UID, to execute the method stream for movement of swiping the card Cheng Tu.

Fig. 7-1 is a kind of structural block diagram for opening card device of virtual card shown according to an exemplary embodiment.

Fig. 7-2 is a kind of structural block diagram for obtaining module shown according to an exemplary embodiment.

Fig. 7-3 is another structural block diagram for obtaining module shown according to an exemplary embodiment.

Fig. 7-4 is the structural block diagram for opening card device of another virtual card shown according to an exemplary embodiment.

Fig. 8 is the structural block diagram for opening card device of another virtual card shown according to an exemplary embodiment.

Specific embodiment

Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary embodiment Described in embodiment do not represent all embodiments consistent with the application.On the contrary, they be only with it is such as appended The example of the consistent device and method of some aspects be described in detail in claims, the application.

It is only to be not intended to be limiting the application merely for for the purpose of describing particular embodiments in term used in this application. It is also intended in the application and the "an" of singular used in the attached claims, " described " and "the" including majority Form, unless the context clearly indicates other meaning.It is also understood that term "and/or" used herein refers to and wraps It may be combined containing one or more associated any or all of project listed.

It will be appreciated that though various information, but this may be described using term first, second, third, etc. in the application A little information should not necessarily be limited by these terms.These terms are only used to for same type of information being distinguished from each other out.For example, not departing from In the case where the application range, the first information can also be referred to as the second information, and similarly, the second information can also be referred to as One information.Depending on context, word as used in this " if " can be construed to " ... when " or " when ... When " or " in response to determination ".

Referring to Figure 1, opening involved in chucking method it illustrates the virtual card provided in disclosure section Example The schematic diagram of implementation environment.The implementation environment may include: at least one server 110 and terminal 120.

Server 110 can be a server, or the server cluster consisted of several servers or one A cloud computing service center, such as: server can be millet trusted service management (English: Trust Service Management；Referred to as: TSM) server.Terminal 120 can be smart phone, computer, multimedia player, electronic reading Device, wearable device etc., and virtual card client is installed in terminal 120.Wherein, between server 110 and terminal 120 Connection can be established by cable network or wireless network.

Fig. 2 is a kind of flow chart for opening chucking method for virtual card that one illustrative examples of the disclosure provide, this method It can be applied to the terminal 120 in implementation environment as shown in Figure 1, as shown in Fig. 2, this method may include:

Step 201, the card of opening for receiving user's triggering instruct.

Wherein, card instruction is opened to be used to indicate and open the first virtual card in the terminal.

Step 202, basis open card instruction acquisition from server and open card information.

Wherein, the first User Identity (English: User that record in card information has the first virtual card is opened Identification；Abbreviation: UID).

Step 203, basis open card information and open the first virtual card in the terminal, and the first UID is recorded in the free time In information field.

In conclusion the virtual card that the embodiment of the present disclosure provides opens chucking method, card instruction is opened from service by basis It is obtained in device and opens card information, and open the first virtual card in the terminal according to card information is opened, and the first UID is recorded in the free time Information field in, relative to the relevant technologies, the multiple virtual cards that can open multiple virtual cards simultaneously in the terminal, and open Piece is in available mode, effectively improves the using flexible for opening chucking method of virtual card.

In the embodiments of the present disclosure, in implementation environment shown in Fig. 1, virtual card not only may be implemented opens card function Can, it can also realize the function of swiping card of virtual card, the embodiment of the present disclosure is by taking step 301 to step 307 as an example to virtual card The realization process for opening card function be illustrated, the realization process of function of swiping card is carried out by taking step 308 to step 3011 as an example Explanation.Referring to FIG. 3, Fig. 3 is the process for opening chucking method for the virtual card of another kind that one illustrative examples of the disclosure provide Figure, this method can be applied to the terminal 120 in implementation environment as shown in Figure 1, as shown in figure 3, this method may include:

The card of opening that step 301, terminal receive user's triggering instructs.

Wherein, it opens card instruction to be used to indicate and open the first virtual card in the terminal, which can be public affairs Hand over any one of card, access card or employee job card.

Optionally, when needing of virtual card is opened when user has, in the virtual card client for upper installation of opening a terminal Behind end, it can be triggered by a variety of predetermined registration operations and open card instruction, such as: user can be by clicking the void shown in terminal interface Card instruction is opened in quasi- key triggering, alternatively, card instruction is opened in the physical button triggering that can also be pressed according to predetermined manner in terminal, or Person, user can also execute preset slide triggering at the terminal and open card instruction.

Illustratively, referring to FIG. 4, being equipped with virtual card client Mipay in terminal, the virtual card client Mipay has the function of opening virtual card, and after starting client Mipay, shows in display interface A1 open-minded The shortcut icon B1 of virtual card, when terminal detects that user clicks the operation of shortcut icon B1, terminal has received use Card instruction is opened in family triggering.

Step 302, terminal open card information according to card instruction acquisition from server is opened.

Optionally, different according to the content recorded in card instruction is opened, terminal is obtained from server to be opened card information and at least may be used In a manner of having following two that can realize:

The first can realize that the method flow diagram of mode please refers to Fig. 5-1, as shown in fig. 5-1, instruct when opening card for referring to Show when opening the corresponding first virtual card of first instance card in the terminal, opens card according to opening card instruction and obtaining from server The process of information may include:

Step 3021a, terminal reads the first card image of first instance card according to card instruction is opened.

Optionally, nfc tag info etc. can be preset in terminal for reading the tool of entity card image, as general When first instance card is pasted at the terminal, which can read the first card letter of first instance card It ceases, record has the attribute information of first instance card in first card image, which can indicate first instance card The card sending mechanism of piece, the affiliated people of first instance card and affiliated people contact method.

Illustratively, it is assumed that when certain entity card is attached in terminal, what the nfc tag info tool in terminal was read Information are as follows: Card Type is access card, and card sending mechanism is * * Yuan little Qu, and card sending mechanism code is 1001536A, the affiliated people of card Name be king * Mrs *, that is to say, the first card image are as follows: Card Type is access card, and card sending mechanism is * * Yuan little Qu, is sent out Mechanism for card code is 1001536A, and the name of the affiliated people of card is king * Mrs *, and the contact method of affiliated people is 154***** 455。

Step 3022a, terminal to server transmission carries the first of the first card image and opens card information acquisition request.

After terminal reads the first card image of first instance card, it can be sent to server and carry first card The first of piece information opens card information acquisition request, this first opens card information acquisition request for requesting first instance card corresponding Card information is opened, the corresponding first virtual card of the first instance card can be opened by opening card information terminal according to this.

Step 3023a, server opens card information according to the generation of the first card image.

After first that server receiving terminal was sent to it carry the first card image opens card information acquisition request, meeting Generate that the first card image is corresponding opens card information with this according to preset rules.This, which opens record in card information, the first virtual card The first UID and the first virtual card the first relevant information, which can open for the first virtual card Card dependent instruction and Kai Ka relevant information, such as: it can be to be used to indicate the first void of installation in the terminal that this, which opens card dependent instruction, The dependent instruction of the quasi- corresponding virtual card plug-in unit of card, this opens the installation kit etc. that card relevant information can be virtual card piece plug-in unit Mount message.Wherein, the first UID is for uniquely identifying the first virtual card, and the of the first UID and first instance card One card image corresponds, and that is to say, the first UID can uniquely identify the identity of the first virtual card holder.

Illustratively, it is assumed that the first card image are as follows: Card Type is access card, and card sending mechanism is * * Yuan little Qu, card sender Structure code is 1001536A, and the name of the affiliated people of card is king * Mrs *, and the contact method of affiliated people is 154*****455, clothes Business device receive terminal be sent to it carry the first of first card image open card information acquisition request after, can root Card information is opened according to what first card image generated, and the record in card information of opening generated has the first UID, instruction to pacify in the terminal Fill the dependent instruction of the corresponding virtual card plug-in unit of the first virtual card, and the mount message of virtual card plug-in unit, wherein the One UID is " 00154615742314 ", and the first UID can uniquely identify the identity of the first virtual card holder.

Step 3024a, server sends the instruction for carrying identity progress authentication of the instruction to user to terminal Authentication request.

In order to guarantee the safety with card, after card information is opened in server generation, server generally will not be immediately to terminal Transmission carries out the first of card information and opens card information acquisition response, but first sends to terminal and carry instruction to the body of user Part carries out the authentication request of the instruction of authentication, is verified with instruction to the identity of user.

In practical application, server receiving terminal be sent to it first open card information acquisition request after, can be straight The authentication request for sending to terminal and carrying the instruction that instruction carries out authentication to the identity of user is connect, and user's After identity passes through authentication, card information is just opened according to the generation of the first card image, also, do not test by identity in user identity When card, server does not execute the movement for generating and opening card information, can save system resource to a certain extent in this way.

Step 3025a, terminal notifying user inputs identity information.

Terminal can run instruction and test the identity progress identity of user after receiving the authentication request that server is sent The instruction of card, and prompt user to input identity information according to the operation result of the instruction, wherein the identity information is used for identifying The identity at family, such as: the identity information may include: in name, contact method, identification card number and the home address of user extremely Few one kind.

Step 3026a, terminal receives the identity information of user's input.

Illustratively, it is assumed that the identity information that user inputs according to terminal notifying are as follows: address name is king * Mrs *, and family lives Location is the * * room Yuan little Qu * * unit * * * *, contact method 154*****455, the then body for user's input that terminal receives Part information are as follows: address name is king * Mrs *, and home address is the * * room Yuan little Qu * * unit * * * *, and contact method is 154*****455。

Step 3027a, terminal to server sends the authentication response for carrying identity information.

Wherein, authentication response carries out authentication according to identity of the identity information to user for requesting, and requests First instance card is corresponding to open card information.

Step 3028a, server carries out authentication according to identity of the identity information to user.

Server, can be according to the body received after receiving the authentication response for carrying identity information that terminal is sent Part information carries out authentication to the identity of user, for example, server can by the identity information received with receive the One card image is compared, affiliated people indicated by user and the first card image indicated by the identity information received When identical, that is, think that the identity of user by authentication, then executes step 3029a.

Alternatively, it is different from affiliated people indicated by the first card image to work as user indicated by the identity information received When, server can prompt the affiliated people of first instance card to this by the affiliated people's information recorded in the first card image User indicated by identity information carries out authentication, and when the affiliated people determines that user indicated by the identity information is effective When user, server determines that the user by authentication, then executes step 3029a.

Illustratively, it is assumed that the identity information carried in the authentication response that terminal to server is sent are as follows: address name For king * Mrs *, home address is the * * room Yuan little Qu * * unit * * * *, contact method 154*****455, and terminal is to clothes The first of business device transmission, which opens, carries the first card image in card information acquisition request are as follows: Card Type is access card, card sending mechanism For * Yuan little Qu of *, card sending mechanism code is 1001536A, and the name of the affiliated people of card is king * Mrs *, the correspondent party of affiliated people Formula is 154*****455, and server is found after the identity information is compared with the first card image: the identity letter received The name, home address and contact method of breath indicated user and affiliated people indicated by the first card image are all the same, i.e., User indicated by identity information is identical as user indicated by the first card image, then can determine that the user is tested by identity Card.

It should be noted that the movement of the authentication can also execute in the terminal, for example, terminal can be defeated by user The identity information entered is compared with the first card image that terminal is read, when user input identity information indicated by user When identical as affiliated people indicated by the first card image, that is, think that the identity of user passes through authentication.

Step 3029a, when the identity of user passes through authentication, server sends first to terminal and opens card information acquisition Response.

This first is opened card information and obtains in response and carry out card information, and terminal, which receives server is sent first, to be opened card and believe After breath obtains response, it can be obtained and open card information accordingly.

Illustratively, server has the first UID, instruction in terminal according to the record in card information of opening that the first card image generates The dependent instruction of the corresponding virtual card plug-in unit of the virtual card of middle installation first, and the mount message of virtual card plug-in unit, and First UID is " 00154615742314 ", then what terminal obtained, which opens also to record in card information, has the first UID, instruction in the terminal The dependent instruction of the corresponding virtual card plug-in unit of first virtual card, and the mount message of virtual card plug-in unit be installed, and the One UID is " 00154615742314 ".

It should be noted that can be achieved in mode at this, terminal may be used also before sending the first card image to server To calculate the cryptographic Hash of first card image by hash algorithm, and the cryptographic Hash is sent together with the first card image To server, server after receiving this information, can be verified the cryptographic Hash, to determine the uniqueness sum number of data According to integrality, and then improve the efficiency for opening card and virtual card uses card safety.

The method flow diagram of second of achievable mode please refers to Fig. 5-2, as shown in Fig. 5-2, carries when opening in card instruction When having the first card of the first virtual card to identify, the process of card information is opened according to card instruction acquisition from server is opened, it can be with Include:

Step 3021b, terminal carries the second of the first card mark to server transmission and opens card letter according to card instruction is opened Cease acquisition request.

When user does not have entity card and it is desirable that when opening the first virtual card in the terminal, virtual card can opened After piece client, the icon of the first virtual card shown in the display interface of virtual card client is clicked, card is opened with triggering Instruction, and terminal is when detecting the clicking operation, it is ready to receive to the first card mark for carrying the first virtual card Card instruction is opened, and carries the second of the first card mark to server transmission and opens card information acquisition request, with request and first Card mark is corresponding to open card information.

Illustratively, it is assumed that the card of the virtual card of the bus card in certain city is identified as XA0102245, as shown in Fig. 5-3, After user clicks the icon B2 of the virtual card of the bus card shown in the display interface A2 of virtual card client Mipay, eventually Hold it is ready to receive to carry the first card mark XA0102245 open card instruction, and terminal can be opened according to this card instruct, to Server send carry the first card mark XA0102245 second open card information acquisition request, with request and the first card The corresponding virtual card of mark XA0102245 opens card information.

Step 3022b, server sends individualized processing request to terminal.

After receive terminal transmission second opens card information acquisition request, server can send individualized processing to terminal Request, individualized handle carry the instruction that the split card information of instruction carries out individualized processing in request.Illustratively, the individual Change processing can carry out the processing of system of real name for split card information.Individualized processing is carried out by split card information, can be guaranteed According to it is individualized treated open the first virtual card that card information is opened use card safety, also, can also be convenient for split Logical virtual card is managed as a whole.

Step 3023b, terminal notifying user inputs identity information.

After terminal receives the individualized processing request of server transmission, user can be prompted to input identity information, and should The specific implementation process of step please refers to the realization process of step 3025a, and details are not described herein again.

Step 3024b, terminal receives the identity information of user's input.

The specific implementation process of the step please refers to the realization process of step 3026a, and details are not described herein again.

Step 3025b, terminal to server sends the individualized processing response for carrying identity information.

Wherein, it individualizes processing response and carries out individualized processing according to the split card information of identity information for requesting, and ask Ask that individualized treated opens card information.

Step 3026b, the split card information of server carries out individualized processing.

It, can be according to the identity information carried in individualized processing response after server receives individualized processing response Split card information carries out individualized processing.Illustratively, it is assumed that the identity carried in the individualized processing response that server receives Information are as follows: address name be king * Mrs *, identification card number 542545********0102, contact method 154*****455, Then server can carry out individualized processing according to the split card information of the identity information.

Step 3027b, server sends second to terminal and opens card information acquisition response.

Wherein, second open card information obtain response in carry out card information, this second open card information obtain response for clothes After the business split card information of device carries out individualized processing, to the response of terminal transmission.

It should be noted that the movement that the split card information carries out individualized processing can also execute in the terminal, for example, Server receive terminal transmission second open card information acquisition request after, can to terminal send second open card information obtain Response, and this second is opened card information and obtains the card information of opening carried in response without individualized processing, terminal receiving After this opens card information, user can be prompted to input identity information, and carried out according to the split card information of identity information that user inputs Individualized processing.

Whether the relevant information of other virtual cards is recorded in step 303, detection terminal.

The relevant information of virtual card can open card dependent instruction and Kai Ka relevant information for virtual card piece is corresponding, and empty The information that the relevant information of quasi- card is UID corresponding with virtual card, the i.e. relevant information can be identified for that corresponding virtual card Piece.Wherein, the correlation that the corresponding virtual card plug-in unit of virtual card can be installed for instruction in the terminal by opening card dependent instruction refers to It enables, opening card relevant information can be the mount messages such as the installation kit of virtual card piece plug-in unit.

When record has the relevant information of virtual card in terminal, terminal could execute the card correlation of opening in relevant information and refer to It enables, also, only after executing this and opening card dependent instruction, corresponding virtual card could be opened in the terminal, i.e., in terminal The UID of the virtual card opened can be recorded.Therefore, when the relevant information for not recording other virtual cards in terminal When, the UID for not recording the virtual card that other have been opened in terminal can be determined, at this point it is possible to directly open-minded in the terminal Virtual card, i.e. execution step 307, when record has the relevant information of other virtual cards in terminal, it is also necessary to detect terminal Whether dependent instruction is performed, that is to say, detected and whether the virtual card corresponding virtual card plug-in unit is installed in terminal, i.e., Execute step 304.

Step 304, when in terminal record have the relevant information of other virtual cards when, detect terminal in whether it is installed The corresponding virtual card plug-in unit of his virtual card.

When record has the relevant informations of other virtual cards in terminal, and it is corresponding that other virtual cards are equipped in terminal When virtual card plug-in unit, it can determine in terminal and open the corresponding virtual card of relevant information, is i.e. execution step 305, work as end Record has the relevant informations of other virtual cards in end, but is not installed with the corresponding virtual card of other virtual cards in terminal and inserts When part, the UID for not recording the virtual card that other have been opened in terminal can be determined, at this point it is possible to directly open in the terminal Lead to virtual card, i.e. execution step 307.

In practical application, it can also directly detect in terminal and whether the corresponding virtual card of other virtual cards is installed insert Whether part just detects and is equipped in terminal after recording the relevant information for having other virtual cards in determining terminal The corresponding virtual card plug-in unit of other virtual cards, can shorten the time for opening virtual card in this way, improve user experience.

Step 305, when being equipped with the corresponding virtual card plug-in unit of other virtual cards in terminal, terminal determines other void Quasi- card is the virtual card opened, and determines the UID that the virtual card for having other to open is recorded in terminal.

When recording the UID for the virtual card for there are other to open in terminal, shadow is opened for avoid the first virtual card The use for ringing other virtual cards opened, can create information field in the terminal, to save the first virtual card after opening The UID of piece, i.e. execution step 306.

Step 306, terminal create first information domain.

The information field is the memory space for storing UID, and the process in creation first information domain can be considered that certain storage is empty Between be set as being exclusively used in the process of the first UID of storage.Wherein, which can be empty for the corresponding storage in non-encrypted area domain Between, alternatively, the memory space can be the corresponding memory space in encryption section, and such as: the memory space can be embedded peace Full element (English: Embedded Security Element；Abbreviation: ESE) corresponding memory space, it that is to say, first letter Breath domain can create in ESE.Also, when the memory space for being used to store UID is the corresponding memory space in encryption section, Due to every time using the UID when be required to carry out password authentification, can be improved using first virtual card card peace Quan Xing.

Optionally, the corresponding UID of multiple virtual cards opened in terminal, can be stored in same storage unit At different location, it can also be stored in different storage units, the embodiment of the present disclosure is not specifically limited it, such as: it can be with The UID of all virtual cards opened is stored in different sectors, alternatively, can also be by all virtual cards opened The UID of piece is stored at the different location in same sector, such as: the virtual card 1 opened is stored in the of sector 1 In 20 to 50 bytes, the virtual card 2 opened is stored in the 60th to 90 byte of sector 1, the virtual card that will have been opened Piece 3 is stored in the 100th to 130 byte of sector 1.

In the related technology, since only one in terminal is used to save the storage location of UID, the virtual card opened after storage When the UID of piece, the UID covering for the virtual card that the UID for the virtual card first opened can be opened after this, and the void formerly opened After the UID of quasi- card is capped, which can not just be reused.In the embodiment of the present disclosure, when being equipped with other in terminal When the corresponding virtual card plug-in unit of virtual card, since the corresponding first information domain of the virtual card opened every time is newly-built , therefore, the UID of all virtual cards opened can guarantee terminal there is no mutual the case where covering in terminal In all virtual cards for opening be in available mode, accordingly, with respect to the relevant technologies, improve virtual card opens card side The using flexible of method.

Step 307, terminal open the first virtual card according to card information is opened in the terminal, and the first UID is recorded in sky In not busy information field.

According to the process for opening card information and opening in the terminal the first virtual card, as executes in the terminal and open card correlation and refer to It enables, and the first UID is recorded in the process in idle information field, after completing the process, the first void has been opened in terminal Quasi- card.

Illustratively, it is used to indicate and opens the corresponding first virtual card of first instance card in the terminal when opening card instruction, And the first card image of first instance card are as follows: Card Type is access card, and card sending mechanism is * * Yuan little Qu, card sending mechanism generation Code is 1001536A, and the name of the affiliated people of card is king * Mrs *, when the contact method of affiliated people is 154*****455, according to It opens after card information executes in the terminal and open card dependent instruction and the first UID is recorded in information field, it can be open-minded at the terminal The corresponding virtual card of the access card, and the virtual card opened can be matched with the first card image.It is taken when opening in card instruction When the first card mark with the corresponding first virtual card of bus card, executes that open card related in the terminal according to card information is opened After instructing and the first UID being recorded in idle information field, the corresponding virtual card of the bus card can be opened at the terminal. As long as, without carrying the access card and bus card again, being mentioned at this point, carried terminal can brush gate inhibition and brush public transport when user is outgoing The high using flexible of virtual card.

Also, the first UID is recorded in idle information field by the case where according to whether virtual card has been opened in terminal Implementation have certain difference, can specifically be divided into following several situations:

The first situation:, can be by the first UID when not recording the UID for the virtual card that other have been opened in terminal It is directly recorded in preset information field, which is the information field that default setting is for saving UID in terminal. At this point it is possible to not execute step 305 and step 306.

Second situation: when recording the UID for the virtual card for having other to open in terminal, terminal remembers the first UID In first information domain, which is the first information domain of terminal creation in step 306 for record.

The third situation: when record has the second related letter identical to the first relevant information of the first virtual card in terminal Breath, and when record has the second relevant information corresponding two UID in the second information field of terminal, the first UID is recorded in second In information field.

The third situation, which is mainly used in, carries out the scenes such as upgrading or information update to the first virtual card in the terminal, Optionally, as in Figure 6-1, the specific implementation process of the third situation may include:

The second relevant information identical with the first relevant information whether has been recorded in step 3071, detection terminal.

First relevant information is identical with the second relevant information, shows the first virtual card and the of the first relevant information mark Second virtual card of two related message identifications is the virtual card opened according to same card image.Second information of terminal Corresponding 2nd UID of the second relevant information has been recorded in domain, shows that User Identity is the second virtual card of the 2nd UID For the virtual card opened.So when detecting that record has the second relevant information identical with the first relevant information in terminal, And when having recorded two UID in terminal, the first UID can be stored in the corresponding information field of the 2nd UID, to save storage Space.Therefore, before the first UID is recorded in information field, can first detect in terminal whether recorded it is related to first Then identical second relevant information of information determines the information field for storing the first UID, i.e. execution step according to testing result 3072。

Step 3072, when in terminal record have the second relevant information identical with the first relevant information when, determine the second phase Close corresponding 2nd UID of information.

Illustratively, when record has the second relevant information identical with the first relevant information in terminal, the second determining phase Closing corresponding 2nd UID of information is " 00151115742314 ".

Step 3073, as the 2nd UID and the first UID difference, the is wiped in the second information field that record has the 2nd UID Two UID, and the first UID is recorded in the second information field.

Illustratively, it is assumed that the first UID is " 00154615742314 ", and the 2nd UID is " 00151115742314 ", it is known that should 2nd UID is different from the first UID, therefore the 2nd UID can be wiped in the second information field that record has the 2nd UID, and by first UID is recorded in second information field.

There is the second relevant information identical with the first relevant information of the first virtual card when recording in terminal, and terminal When record has the second relevant information corresponding two UID in second information field, saved by wiping the 2nd UID, and by the first UID In information field after being erased, just no longer need to create information field for the first UID, i.e., without occupying new memory space, Neng Goujie Memory space is saved, and then guarantees the normal use of virtual card.

Step 308, terminal receive instruction of swiping the card.

After opening the first virtual card in the terminal, when need to swipe the card using the first virtual card execution act when, user Instruction of swiping the card can be triggered by predetermined registration operation, which is used to indicate is swiped the card using the first virtual card.

Illustratively, it is assumed that the first virtual card is access card, and when user needs to brush the access card, user can open and swipe the card Client Qpay simultaneously activates ESE, and in the interface A 3 for swiping the card client Qpay shown in Fig. 6-2, it is corresponding to click the access card Virtual card or click the activation icon B3 of corresponding virtual card, swiped the card instruction with triggering.

Step 309 is based on the first UID, to execute movement of swiping the card.

Fig. 6-3 is please referred to, the realization process of the step 309 may comprise steps of:

Step 3091, terminal activate the first virtual card according to instruction of swiping the card in multiple virtual cards.

Terminal can will be swiped the card by executing preset instructions after receiving and swiping the card instruction and instruct indicated first virtual Card activation.Also, before activating the first virtual card, terminal can also prompt user to input encrypted message, to verify brush Whether card user is validated user, and just activates the corresponding first virtual card when the user that swipes the card is validated user, to guarantee Use card safety.Such as: before activation, terminal can prompt user to input finger print information, and refer to the finger print information Line identification, and when the sample fingerprint information matches of the finger print information and validated user, corresponding virtual card is just activated, when this When the sample fingerprint information of finger print information and validated user mismatches, all virtual cards opened in terminal are deactivated, that is, are prohibited All virtual cards only opened in using terminal, with guarantee card safety.

Step 3092, terminal extract corresponding first UID of the first virtual card in the information field of terminal.

After activating the first virtual card, terminal can extract the first UID of the first virtual card in information field, In case use of swiping the card.

First UID is sent to the POS by step 3093, terminal, and the POS is made to read the first void indicated by the first UID The information of quasi- card, to execute movement of swiping the card.

Near-field communication (English: Near Field Communication can be set in terminal；Referred to as: NFC) chip, The NFC chip can carry out short range communication with the POS.When user by terminal close to the POS when, which can be read this First UID, and the first UID is sent to the POS, the POS can read the letter of the first virtual card according to the first UID Breath, and the information prestored in the information and the POS of the first UID and the first virtual card is matched, and this When the information matches prestored in the information and the POS of one UID and the first virtual card, movement of swiping the card accordingly is executed.

Illustratively, it is assumed that the virtual card of the first of activation is access card, and the first virtual card read in ESE is corresponding The first UID be " 00154615742314 ", after user is by the gate inhibition POS of the terminal close to certain cell, NFC chip is readable The first UID is taken, and the first UID is sent to gate inhibition's POS of the cell, gate inhibition's POS is readable by the first UID The information for taking the first virtual card, the letter that will be prestored in the information and the POS of the first UID and the first virtual card Breath is matched, and when the information matches prestored in the information and the POS of the first UID and the first virtual card, is executed It swipes the card movement, i.e., permission user passes through gate inhibition.

In conclusion the virtual card that the embodiment of the present disclosure provides opens chucking method, card instruction is opened from service by basis It is obtained in device and opens card information, and open the first virtual card in the terminal according to card information is opened, and the first UID is recorded in the free time Information field in, relative to the relevant technologies, the multiple virtual cards that can open multiple virtual cards simultaneously in the terminal, and open Piece is in available mode, effectively improves the using flexible for opening chucking method of virtual card

It should be noted that the sequencing for opening chucking method step of virtual card provided in an embodiment of the present invention can be into Row appropriate adjustment, step according to circumstances can also accordingly be increased and decreased, such as: step 3024a can be first carried out to step 3028a, then step 3023a is executed, anyone skilled in the art in the technical scope disclosed by the present invention, can The method for readily occurring in variation, should be covered by the protection scope of the present invention, therefore repeat no more.

What the embodiment of the present disclosure additionally provided a kind of virtual card opens card device, and as shown in Fig. 7-1, device 700 be can wrap It includes:

First receiving module 701, the card of opening for being configured as receiving user's triggering instruct, and open card instruction and are used to indicate in terminal In open the first virtual card.

Obtain module 702, be configured as according to open card instruction from server acquisition open card information, open in card information and record There is the first User Identity UID of the first virtual card.

Module 703 is opened, is configured as opening the first virtual card in the terminal according to opening card information, and by the first UID It is recorded in idle information field.

In conclusion the virtual card that the embodiment of the present disclosure provides opens card device, referred to by obtaining module according to card is opened It enables obtaining from server and opens card information, open module according to opening card information and open the first virtual card in the terminal, and by the One UID is recorded in idle information field, relative to the relevant technologies, can open multiple virtual cards simultaneously in the terminal, and The multiple virtual cards opened are in available mode, effectively improve the using flexible for opening chucking method of virtual card.

Optionally, module 703 is opened, can be additionally configured to:

When recording the UID for the virtual card for there are other to open in terminal, first information domain is created in the terminal, by the One UID is recorded in first information domain.

When not recording the UID for the virtual card that other have been opened in terminal, the first UID is recorded in preset information In domain.

Optionally, it opens card instruction to be used to indicate and open the corresponding first virtual card of first instance card in the terminal, such as scheme Shown in 7-2, module 702 is obtained, may include:

Reading submodule 7021 is configured as reading the first card image of first instance card according to card instruction is opened, the Record has the attribute information of first instance card in one card image, and attribute information is used to indicate the card sender of first instance card The affiliated people of structure and first instance card.

First sending submodule 7022, be configured as to server send carry the first of the first card image open card believe Acquisition request is ceased, first opens card information acquisition request for requesting first instance card is corresponding to open card information.

First receiving submodule 7023, be configured as receive server send carry out the first of card information open card believe Breath obtains response.

Optionally, the first receiving submodule 7023, is configured as:

Reception server receives first and opens the authentication request sent after card information acquisition request, and authentication request is taken The instruction of authentication is carried out to the identity of user with instruction.

User is prompted to input identity information, identity information is used for the identity of identity user.

Receive the identity information of user's input.

The authentication response for carrying identity information is sent to server.

Reception server receives first sent after authentication responds and opens card information acquisition response, and first, which opens card information, obtains After taking the identity that response is user to pass through authentication, server sends the response for carrying out card information to terminal.

Optionally, identity information may include: in name, contact method, identification card number and the home address of user extremely Few one kind.

Optionally, the first card mark that the first virtual card is carried in card instruction, as shown in Fig. 7-3, acquisition mould are opened Block 702 may include:

Second sending submodule 7024 is configured as carrying the first card mark to server transmission according to card instruction is opened Second known opens card information acquisition request, second open card information acquisition request for request corresponding with the first card mark open card Information.

Second receiving submodule 7025, be configured as receive server send carry out the second of card information open card believe Breath obtains response.

Optionally, the second receiving submodule 7025, is configured as:

Reception server receives second and opens the individualized processing request sent after card information acquisition request, and individualized processing is asked Ask the instruction for carrying the individualized processing that instruction carries out out card information.

Receive the identity information of user's input.

The individualized processing response for carrying identity information is sent to server.

The server that reception server is sent receives second sent after individualized processing responds and opens card information acquisition response, Second opens card information acquisition response carries out after individualizing processing for the split card information of server, carries out card to terminal transmission The response of information.

Optionally, module 703 is opened to be also configured to

Whether the relevant information of other virtual cards is recorded in detection terminal.

When record has the relevant information of other virtual cards in terminal, detect in terminal whether other virtual cards are installed The corresponding virtual card plug-in unit of piece.

When being equipped with the corresponding virtual card plug-in unit of other virtual cards in terminal, determine that other virtual cards are to have opened Logical virtual card, and determine the UID that the virtual card for having other to open is recorded in terminal.

Optionally, the creation of first information domain is in embedded-type security element ESE.

Optionally, the first relevant information that also record has the first virtual card is opened in card information, the first relevant information and the One UID is corresponding, opens module 703 and is also configured to

The second relevant information identical with the first relevant information whether has been recorded in detection terminal.

When record has the second relevant information identical with the first relevant information in terminal, determine that the second relevant information is corresponding The 2nd UID.

As the 2nd UID and the first UID difference, the 2nd UID is wiped in the second information field that record has the 2nd UID, and First UID is recorded in the second information field.

Optionally, multiple virtual cards have been opened in terminal, as shown in Fig. 7-4, device 700 can also include:

Second receiving module 704 is configured as receiving instruction of swiping the card, and instruction of swiping the card is used to indicate using the first virtual card It swipes the card.

Processing module 705 is configured as based on the first UID, to execute movement of swiping the card.

Optionally, processing module is configured as: reading the first UID by NFC chip, and the first UID is sent to and is swiped the card Machine, to execute movement of swiping the card.

What the embodiment of the present disclosure additionally provided a kind of virtual card opens card device, the apparatus may include:

Processing component.

For storing the memory of the executable instruction of processing component.

Wherein, processing component is configured as:

Receive user's triggering opens card instruction, opens card and instructs and is used to indicate and opens the first virtual card in the terminal.

Card information is opened according to card instruction acquisition from server is opened, opening record in card information has the first of the first virtual card User Identity UID.

The embodiment of the present disclosure additionally provides a kind of storage medium, when the instruction in storage medium is held by the processing component of terminal When row, enable the terminal to the virtual card for executing embodiment of the present disclosure offer opens chucking method.

The embodiment of the present disclosure additionally provides a kind of subscriber identity module activating system of virtual card, which may include: server and figure Virtual card opens card device shown in 7-1 or Fig. 7-4.

The card device of opening of the virtual card is configured as opening chucking method according to the virtual card that the embodiment of the present disclosure provides Open the first virtual card.

Server be configured as virtual card open that card device provides the first virtual card open card information.

Fig. 8 is a kind of block diagram for opening card device 800 for virtual card shown according to an exemplary embodiment.Example Such as, device 800 can be mobile phone, computer, digital broadcasting terminal, messaging device, game console, and plate is set It is standby, Medical Devices, body-building equipment, personal digital assistant etc..

Referring to Fig. 8, device 800 may include following one or more components: processing component 802, memory 804, power supply Component 806, multimedia component 808, audio component 810, the interface 812 of input/output (I/O), sensor module 814, and Communication component 816.

The integrated operation of the usual control device 800 of processing component 802, such as with display, telephone call, data communication, phase Machine operation and record operate associated operation.Processing component 802 may include that one or more processors 820 refer to execute It enables, to perform all or part of the steps of the methods described above.In addition, processing component 802 may include one or more modules, just Interaction between processing component 802 and other assemblies.For example, processing component 802 may include multi-media module, it is more to facilitate Interaction between media component 808 and processing component 802.

Memory 804 is configured as storing various types of data to support the operation in device 800.These data are shown Example includes the instruction of any application or method for operating on device 800, contact data, and telephone book data disappears Breath, picture, video etc..Memory 804 can be by any kind of volatibility or non-volatile memory device or their group It closes and realizes, such as static random access memory (SRAM), electrically erasable programmable read-only memory (EEPROM) is erasable to compile Journey read-only memory (EPROM), programmable read only memory (PROM), read-only memory (ROM), magnetic memory, flash Device, disk or CD.

Power supply module 806 provides electric power for the various assemblies of device 800.Power supply module 806 may include power management system System, one or more power supplys and other with for device 800 generate, manage, and distribute the associated component of electric power.

Multimedia component 808 includes the screen of one output interface of offer between described device 800 and user.One In a little embodiments, screen may include liquid crystal display (LCD) and touch panel (TP).If screen includes touch panel, screen Curtain may be implemented as touch screen, to receive input signal from the user.Touch panel includes one or more touch sensings Device is to sense the gesture on touch, slide, and touch panel.The touch sensor can not only sense touch or sliding action Boundary, but also detect duration and pressure associated with the touch or slide operation.In some embodiments, more matchmakers Body component 808 includes a front camera and/or rear camera.When device 800 is in operation mode, such as screening-mode or When video mode, front camera and/or rear camera can receive external multi-medium data.Each front camera and Rear camera can be a fixed optical lens system or have focusing and optical zoom capabilities.

Audio component 810 is configured as output and/or input audio signal.For example, audio component 810 includes a Mike Wind (MIC), when device 800 is in operation mode, when such as call mode, recording mode, and voice recognition mode, microphone is matched It is set to reception external audio signal.The received audio signal can be further stored in memory 804 or via communication set Part 816 is sent.In some embodiments, audio component 810 further includes a loudspeaker, is used for output audio signal.

I/O interface 812 provides interface between processing component 802 and peripheral interface module, and above-mentioned peripheral interface module can To be keyboard, click wheel, button etc..These buttons may include, but are not limited to: home button, volume button, start button and lock Determine button.

Sensor module 814 includes one or more sensors, and the state for providing various aspects for device 800 is commented Estimate.For example, sensor module 814 can detecte the state that opens/closes of device 800, and the relative positioning of component, for example, it is described Component is the display and keypad of device 800, and sensor module 814 can be with 800 1 components of detection device 800 or device Position change, the existence or non-existence that user contacts with device 800,800 orientation of device or acceleration/deceleration and device 800 Temperature change.Sensor module 814 may include proximity sensor, be configured to detect without any physical contact Presence of nearby objects.Sensor module 814 can also include optical sensor, such as CMOS or ccd image sensor, at As being used in application.In some embodiments, which can also include acceleration transducer, gyro sensors Device, Magnetic Sensor, pressure sensor or temperature sensor.

Communication component 816 is configured to facilitate the communication of wired or wireless way between device 800 and other equipment.Device 800 can access the wireless network based on communication standard, such as WiFi, 2G or 3G or their combination.In an exemplary implementation In example, communication component 816 receives broadcast singal or broadcast related information from external broadcasting management system via broadcast channel. In one exemplary embodiment, the communication component 816 further includes near-field communication (NFC) module, to promote short range communication.Example Such as, NFC module can be based on radio frequency identification (RFID) technology, Infrared Data Association (IrDA) technology, ultra wide band (UWB) technology, Bluetooth (BT) technology and other technologies are realized.

In the exemplary embodiment, device 800 can be believed by one or more application specific integrated circuit (ASIC), number Number processor (DSP), digital signal processing appts (DSPD), programmable logic device (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components are realized, for executing the above method.

In the exemplary embodiment, a kind of non-transitorycomputer readable storage medium including instruction, example are additionally provided It such as include the memory 804 of instruction, above-metioned instruction can be executed by the processor 820 of device 800 to complete the above method.For example, The non-transitorycomputer readable storage medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk With optical data storage devices etc..

Those skilled in the art will readily occur to its of the disclosure after considering specification and practicing disclosure disclosed herein Its embodiment.This application is intended to cover any variations, uses, or adaptations of the disclosure, these modifications, purposes or Person's adaptive change follows the general principles of this disclosure and including the undocumented common knowledge in the art of the disclosure Or conventional techniques.The description and examples are only to be considered as illustrative, and the true scope and spirit of the disclosure are by following Claim is pointed out.

It should be understood that the present disclosure is not limited to the precise structures that have been described above and shown in the drawings, and And various modifications and changes may be made without departing from the scope thereof.The scope of the present disclosure is only limited by the accompanying claims.

Claims

1. a kind of virtual card opens chucking method, which is characterized in that the described method includes:

According to it is described open card instruction and obtained from server open card information, it is described to open record in card information and have first virtual card First User Identity UID of piece；

The described first virtual card is opened in the terminal according to the card information of opening, and the first UID is recorded in sky In not busy information field.

2. the method according to claim 1, wherein described be recorded in the first UID idle information field In, comprising:

When recording the UID for the virtual card for there are other to open in the terminal, first information domain is created in the terminal, First UID is recorded in the first information domain；

When not recording the UID for the virtual card that other have been opened in the terminal, the first UID is recorded in preset In information field.

3. method according to claim 1 or 2, which is characterized in that it is described open card instruction be used to indicate it is open-minded in the terminal The corresponding first virtual card of first instance card, the card of opening according to instruct the acquisition from server to open card information, comprising:

Card instruction is opened according to described, the first card image of the first instance card is read, remembers in first card image Record has the attribute information of the first instance card, and the attribute information is used to indicate the card sending mechanism of the first instance card With the affiliated people of the first instance card；

The first of first card image is carried to server transmission and opens card information acquisition request, and described first opens card Information acquisition request is for requesting the first instance card is corresponding to open card information；

4. according to the method described in claim 3, it is characterized in that, the reception server transmission carries described open The first of card information opens card information and obtains response, comprising:

It receives the server and receives described first and open the authentication request sent after card information acquisition request, the identity is tested Card request carries the instruction that instruction carries out authentication to the identity of the user；

Receive the identity information of user's input；

It receives the server and receives described first sent after authentication response and open card information and obtain response, described the One, which opens card information acquisition, responds the identity for the user by the way that after authentication, the server sends carrying to the terminal There is the response for opening card information.

5. according to the method described in claim 4, it is characterized in that,

The identity information includes: at least one of name, contact method, identification card number and home address of the user.

6. method according to claim 1 or 2, which is characterized in that described open carries described first virtually in card instruction First card of card identifies, and the card of opening according to instructs the acquisition from server to open card information, comprising:

7. according to the method described in claim 6, it is characterized in that, the reception server transmission carries described open The second of card information opens card information and obtains response, comprising:

Receive the server receive described second open sent after card information acquisition request individualized processing request, the individual Change processing request and carries the instruction for opening the individualized processing of card information described in instruction progress；

Receive the identity information of user's input；

Receive the server receive it is described it is individualized processing response after send described second open card information obtain response, it is described Second, which opens card information acquisition response, carries out after individualizing processing the card information of opening for the server, the transmission of Xiang Suoshu terminal Carry the response for opening card information.

8. according to the method described in claim 2, it is characterized in that, described be recorded in the first UID in the first idle letter It ceases in domain, further includes:

When record has the relevant information of other virtual cards in the terminal, detect whether be equipped in the terminal it is described its The corresponding virtual card plug-in unit of his virtual card；

When being equipped with the corresponding virtual card plug-in unit of other described virtual cards in the terminal, other described virtual cards are determined Piece is the virtual card opened, and determines the UID that the virtual card for having other to open is recorded in the terminal.

9. according to the method described in claim 2, it is characterized in that, first information domain creation is in embedded-type security element In ESE.

10. according to the method described in claim 2, it is characterized in that, it is described open in card information also record have it is described first virtual First relevant information of card, first relevant information is corresponding with the first UID, described to be recorded in the first UID In idle information field, further includes:

When record has the second relevant information identical with first relevant information in the terminal, determine that described second is related Corresponding 2nd UID of information；

As the 2nd UID and the first UID difference, institute is wiped in the second information field that record has the 2nd UID The 2nd UID is stated, and the first UID is recorded in second information field.

11. the method according to claim 1, wherein the first virtual card is bus card, access card or employee job card Any one of.

12. the method according to claim 1, wherein the method also includes:

Based on the first UID, to execute movement of swiping the card.

13. according to the method for claim 12, which is characterized in that be provided with near-field communication NFC chip, institute in the terminal It states based on the first UID, to execute movement of swiping the card, comprising:

The first UID is read by NFC chip, and the first UID is sent to the POS, is swiped the card with execution dynamic Make.

14. a kind of virtual card opens card device, which is characterized in that described device includes:

First receiving module, be configured as receive user triggering open card instruction, it is described open card instruct be used to indicate in the terminal Open the first virtual card；

Module is obtained, is configured as opening card according to and the acquisition from server is instructed to open card information, described open in card information is remembered Record has the first User Identity UID of the described first virtual card；

Module is opened, is configured as opening card information according to and opens the described first virtual card in the terminal, and by institute The first UID is stated to be recorded in idle information field.

15. device according to claim 14, which is characterized in that it is described to open module, it is also configured to

16. device according to claim 14 or 15, which is characterized in that described to open card instruction and be used to indicate and open in the terminal The logical corresponding first virtual card of first instance card, the acquisition module, comprising:

Reading submodule is configured as opening card instruction according to, reads the first card image of the first instance card, institute The attribute information that record in the first card image has the first instance card is stated, the attribute information is used to indicate described first The affiliated people of the card sending mechanism of entity card and the first instance card；

First sending submodule, be configured as to the server send carry the first of first card image open card believe Acquisition request is ceased, described first opens card information acquisition request for requesting the first instance card is corresponding to open card information；

First receiving submodule, be configured as receiving the server sends carry it is described open the first of card information and open card believe Breath obtains response.

17. device according to claim 16, which is characterized in that first receiving submodule is configured as:

Receive the identity information of user's input；

18. device according to claim 17, which is characterized in that

19. device according to claim 14 or 15, which is characterized in that described open carries first void in card instruction The first card mark of quasi- card, the acquisition module, comprising:

Second sending submodule is configured as opening card instruction according to, and the transmission of Xiang Suoshu server carries first card The second of piece mark opens card information acquisition request, described second open card information acquisition request for request and the first card mark Know and corresponding opens card information；

Second receiving submodule, be configured as receiving the server sends carry it is described open the second of card information and open card believe Breath obtains response.

20. device according to claim 19, which is characterized in that second receiving submodule is configured as:

Receive the identity information of user's input；

21. device according to claim 15, which is characterized in that the module of opening is also configured to

22. device according to claim 15, which is characterized in that the first information domain creation is in embedded-type security element In ESE.

23. device according to claim 15, which is characterized in that it is described open in card information also record have it is described first virtual First relevant information of card, first relevant information is corresponding with the first UID, and the module of opening is also configured to

24. device according to claim 14, which is characterized in that the first virtual card is bus card, access card or employee Any one of card.

25. device according to claim 14, which is characterized in that described device further include:

Second receiving module is configured as receiving instruction of swiping the card, and the instruction of swiping the card, which is used to indicate, uses first virtual card Piece is swiped the card；

26. device according to claim 25, which is characterized in that be provided with near-field communication NFC chip, institute in the terminal Processing module is stated, is configured as:

27. a kind of virtual card opens card device, which is characterized in that described device includes:

Processing component；

Wherein, the processing component is configured as:

28. a kind of storage medium, which is characterized in that when the instruction in the storage medium is executed by the processing component of terminal, So that the terminal be able to carry out any virtual card of claim 1 to 13 open chucking method.

29. a kind of subscriber identity module activating system of virtual card, which is characterized in that the system comprises: server and claim 14 to 26 Any virtual card opens card device；

The card device of opening of the virtual card is configured as: virtual card according to any one of claims 1 to 13 opens card Method opens the first virtual card；

The server is configured as: for the virtual card open card device provide the described first virtual card open card letter Breath.