CN109754568A - Vehicle is borrowed rear vehicle more days and does not travel alarm method - Google Patents
Vehicle is borrowed rear vehicle more days and does not travel alarm method Download PDFInfo
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- CN109754568A CN109754568A CN201910036926.9A CN201910036926A CN109754568A CN 109754568 A CN109754568 A CN 109754568A CN 201910036926 A CN201910036926 A CN 201910036926A CN 109754568 A CN109754568 A CN 109754568A
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Abstract
It is borrowed rear vehicle more days the invention discloses a kind of vehicle and does not travel alarm method, including GPS monitoring module, GIS geography information module, alarm module, GPS terminal module and GIS geographic information terminal module are installed on the vehicle that vehicle is borrowed, this method comprises the following steps: 1): not travelling within vehicle more days parking alarm for a long time；2): judge vehicle whether common stop it is attached into；It is no, then enter in next step；3): judge whether vehicle stops near risk zones, it is no, then enter in next step；4): judge whether vehicle stops near trailer point, it is no, then enter in next step；5): judging that vehicle unknown cause stops.The invention reside in providing a kind of pair of vehicle to borrow real time monitoring, vehicle, which is borrowed not travel for rear vehicle more days, carries out early warning judgement, and a kind of vehicle that vehicle loan risk effectively controls, which is borrowed rear vehicle more days, does not travel alarm method.
Description
Technical field
Risk warning technology field is borrowed the present invention relates to vehicle more particularly to a kind of vehicle is borrowed rear vehicle more days and do not travel alarm side
Method.
Background technique
As to borrow business more and more for financial vehicle, car owner provide a loan to the phenomenon that after vehicle, enforcement within vehicle more days increasingly
More, for borrowing enterprise, more days non-fleet vehicles of car owner cause GPS device offline for a long time, under normal circumstances to more days
It does not travel, does not classify, as a kind of alarm, be supplied to operation personnel, the reason of operation personnel can not judge not travel for more days, nothing
Method tracking and understanding vehicle condition increase credit risk.
Automobile is fixed unlike house, it is an object transportable at any time, this borrows risk prevention system to vehicle and brings difficulty
Topic: it is difficult to effectively monitor, it is difficult to effectively control；Even can effectively monitor, it also will appear the embarrassment or even eye of engineering noise control
That opens looks at target vehicle from you, but has no way out, and vehicle is hoped to heave a sigh；Currently, there is no effective technology measure still in the market,
It cheats loan to car owner and carries out effective monitoring, prevent generation of cheating loan.
Chinese Patent Application No. are as follows: 201810259195.X, the applying date are: on 03 27th, 2018, publication date was: 2018
14 days 09 month year, patent name are as follows: a kind of vehicle loan air control system and method, the vehicle of the invention borrows air control system, including information is adopted
Collect module, core business module, GPS monitoring module, customer service module and non-performing asset processing module；Information acquisition module is used for
Credit information is acquired before loan and is updated with interface mode to core business module；Core business module is used for the loan received
Money information examine and approval results is sent information acquisition module；GPS monitoring module is according to core business module to vehicle
The result examined carries out monitoring in 24 hours to the vehicle that examination & approval pass through and should when Risk-warning occurs in vehicle to be monitored
The customer information of vehicle is sent to customer service module；Customer service module according to receive appearance Risk-warning vehicle customer information into
Row collection vehicle；Non-performing asset processing module carries out bad money to the vehicle for the overdue problem of appearance that GPS monitoring module monitors
Production processing；The links that vehicle is borrowed business of the invention are integrated in a complete system, and running efficiency is higher.
Above patent document discloses a kind of vehicle loan air control system and method, but this method borrows monitoring effect not to vehicle
It is good, to do not travel within vehicle more days can not early warning judge that vehicle is borrowed risk and is difficult to control.
Summary of the invention
In view of this, borrowing real time monitoring the invention reside in a kind of pair of vehicle is provided, vehicle, which is borrowed, does not travel progress for rear vehicle more days in advance
Alert judgement, vehicle borrow a kind of vehicle loan that risk effectively controls and do not travel alarm method in rear vehicle more days.
In order to achieve the object of the present invention, following technical scheme can be taken:
A kind of vehicle, which is borrowed, does not travel alarm method for rear vehicle more days, including GPS monitoring module, GIS geography information module, alarm
Module is equipped with GPS terminal module and GIS geographic information terminal module on the vehicle that vehicle is borrowed, and this method comprises the following steps:
Step 1): parking alarm for a long time is not travelled within vehicle more days；
Step 2): judge vehicle whether common stop it is attached into；It is no, then enter in next step；
Step 3): judging whether vehicle stops near risk zones, no, then enters in next step；
Step 4): judging whether vehicle stops near trailer point, no, then enters in next step；
Step 5): judge that vehicle unknown cause stops.
The step 2) includes judging that vehicle is near common stop, then it is small to borrow risk for vehicle.
The step 3) includes judging that vehicle is stopped near risk zones, then it is big to borrow risk for vehicle.
The step 4) includes judging that vehicle is stopped near trailer point, then it is small to borrow risk for vehicle.
The step 5) includes vehicle stops in unknown cause, then operation personnel's artificial judgment or continues to observe.
The common stop is the range areas that the GPS monitoring module monitoring vehicle often stops.
The risk zones are the risk zones that the GIS geography information module is drawn.
The risk zones that the GIS geography information module is drawn include second mortgage lending place, vehicle maintenance point, vehicle
The high stop of closeness of stopping.
The trailer point is the place that trailer storage is parked in planning.
The GPS monitoring module is used for vehicle GPS locating and monitoring；The GIS geography information module is for stopping vehicle
It draws in vehicle region.
The beneficial effect of the technical scheme provided by the present invention is that: 1) present invention by GPS monitoring module be used for vehicle GPS
Locating and monitoring and GIS geography information module, which are used to draw vehicle parking region, does not travel carry out vehicle in vehicle more days after borrowing to vehicle
Monitoring and vehicle borrow risk alarm, and the present invention makes vehicle borrow risk and substantially reduces, car owner is effectively prevent to carry out to Vehicular real time monitoring
Vehicle borrows swindle；2) present invention borrows risk and estimates accurately to vehicle monitoring alarm method multiplicity, vehicle, substantially increases vehicle and borrows rear vehicle
Assessment reasonability is not travelled within more days；3) vehicle of the present invention, which is borrowed, does not travel that monitoring effect is good, and intelligence degree is high for rear vehicle more days, fits
Use popularity.
Detailed description of the invention
Fig. 1 is that vehicle of embodiment of the present invention loan does not travel alarm method side's flow chart of steps in rear vehicle more days.
Specific embodiment
With reference to the accompanying drawing and the embodiment of the present invention is described in further detail invention.
Embodiment 1
Referring to Fig. 1, a kind of vehicle is borrowed rear vehicle more days and does not travel alarm method, including GPS monitoring module, GIS geography information
Module, alarm module are equipped with GPS terminal module and GIS geographic information terminal module on the vehicle that vehicle is borrowed, and this method includes
Following steps:
Step 1): the GPS monitoring module is monitored S1；
Step 2): the S2 of parking alarm for a long time is not travelled within vehicle more days；
Step 3): judge whether vehicle is attached into S3 in common stop；It is no, then enter in next step；
Step 4): judging whether vehicle stops S4 near risk zones, no, then enters in next step；
Step 5: judge whether vehicle stops S5 near trailer point, it is no, then enter in next step；
Step 6): judge vehicle unknown cause parking S6.
In the present embodiment, the present invention borrows in vehicle and is equipped with GPS monitoring module, GIS geography information module, alarm on information platform
Module is equipped with GPS terminal module and GIS geographic information terminal module on the vehicle that vehicle is borrowed, and the GPS monitoring module is used for
To vehicle GPS locating and monitoring；The GIS geography information module is used to draw vehicle parking region.
After vehicle is borrowed, the GPS monitoring module is monitored the GPS terminal module on vehicle, if the vehicle of car owner is more
It is not travelled, and GPS monitoring module driving alarm module is alerted；
In the present embodiment, judge whether vehicle is commonly using S3 near stop in the step 3), if being stopped common
S31 near vehicle point then judges that vehicle borrows the small S311 of risk；
In the present embodiment, the step 4) judges whether vehicle stops S4 near risk zones, if being in risk area
Nearby stop S41 in domain, then judges that vehicle borrows the big S411 of risk；
In the present embodiment, the step 5) judges whether vehicle stops S5 near trailer point, if being attached in trailer point
Nearly parking S51, then judge that vehicle borrows the small S511 of risk；
In this implementation, the step 6) includes vehicle stops S6 in unknown cause, then operation personnel's artificial judgment or after
Continuous observation.S61.
The unknown cause is the vehicle parking point when not being above-mentioned three kinds of stops, then judges stop to be unknown
Reason, then vehicle loan risk is big.
In the present embodiment, the common stop is the range area that GPS monitoring module monitoring vehicle often stops
Domain；If vehicle often stops in a fixed region, it is considered as common stop.
In the present embodiment, the risk zones are the risk zones that the GIS geography information module is drawn.
The risk zones that the GIS geography information module is drawn include second mortgage lending place, vehicle maintenance point, vehicle
The high stop of closeness of stopping.
The GIS geography information module by the GPS monitoring module monitor vehicle stop, to vehicle parking point region into
Row is drawn, and the stop is if it is stops such as second mortgage lending place, vehicle maintenance point, vehicle parking closeness height, then
It is considered as risk zones, which draws the risk zones.
In the present embodiment, the trailer point is the place that trailer storage is parked in planning.
Trailer personnel park the vehicle of trailer storage in a regional planning, if to be parked in trailer personnel planning good for vehicle
It is so exactly trailer storage stop if region.
In the present invention, the stop is all to be supervised by the GPS monitoring module to the GPS terminal module on vehicle
The stop of control, the GPS monitoring module are sent to the GIS geography information module to the parking information after monitoring, and the GIS is geographical
Information module draws parking risk zones；If vehicle parking when not being stop described above, illustrates that vehicle is borrowed
Vehicle parking place afterwards is unknown cause, judges that vehicle loan risk is bigger, reminds vehicle to borrow operation personnel and pay close attention to.
The foregoing is only a preferred embodiment of the present invention, is not intended to limit the scope of the present invention.
Claims (10)
1. a kind of vehicle is borrowed rear vehicle more days and does not travel alarm method, it is characterised in that: including GPS monitoring module, GIS geography information
Module, alarm module are equipped with GPS terminal module and GIS geographic information terminal module on the vehicle that vehicle is borrowed, and this method includes
Following steps:
Step 1): parking alarm for a long time is not travelled within vehicle more days；
Step 2): judge vehicle whether common stop it is attached into；It is no, then enter in next step；
Step 3): judging whether vehicle stops near risk zones, no, then enters in next step；
Step 4): judging whether vehicle stops near trailer point, no, then enters in next step；
Step 5): judge that vehicle unknown cause stops.
2. vehicle is borrowed and does not travel alarm method in rear vehicle more days according to claim 1, it is characterised in that: the step 2) includes
Judge that vehicle is near common stop, then it is small to borrow risk for vehicle.
3. vehicle is borrowed and does not travel alarm method in rear vehicle more days according to claim 1, it is characterised in that: the step 3) includes
Judge that vehicle is stopped near risk zones, then it is big to borrow risk for vehicle.
4. vehicle is borrowed and does not travel alarm method in rear vehicle more days according to claim 1, it is characterised in that: the step 4) includes
Judge that vehicle is stopped near trailer point, then it is small to borrow risk for vehicle.
5. vehicle is borrowed and does not travel alarm method in rear vehicle more days according to claim 1, it is characterised in that: the step 5) includes
Vehicle stops in unknown cause, then operation personnel's artificial judgment or continues to observe.
6. vehicle according to claim 1 or claim 2 is borrowed rear vehicle more days and does not travel alarm method, it is characterised in that: described commonly use is stopped
Vehicle point is the range areas that the GPS monitoring module monitoring vehicle often stops.
7. according to claim 1 or 3 vehicles are borrowed rear vehicle more days and do not travel alarm method, it is characterised in that: the risk area
Domain is the risk zones that the GIS geography information module is drawn.
8. vehicle is borrowed rear vehicle more days and does not travel alarm method according to claim 7, it is characterised in that: the GIS geography letter
The risk zones that breath module is drawn include the high stop of second mortgage lending place, vehicle maintenance point, vehicle parking closeness.
9. according to claim 1 or 4 vehicles are borrowed rear vehicle more days and do not travel alarm method, it is characterised in that: the trailer point
To plan the place for parking trailer storage.
10. vehicle is borrowed rear vehicle more days and does not travel alarm method according to claim 1, it is characterised in that: the GPS monitors mould
Block is used for vehicle GPS locating and monitoring；The GIS geography information module is used to draw vehicle parking region.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910036926.9A CN109754568A (en) | 2019-01-15 | 2019-01-15 | Vehicle is borrowed rear vehicle more days and does not travel alarm method |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910036926.9A CN109754568A (en) | 2019-01-15 | 2019-01-15 | Vehicle is borrowed rear vehicle more days and does not travel alarm method |
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| CN109754568A true CN109754568A (en) | 2019-05-14 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201910036926.9A Pending CN109754568A (en) | 2019-01-15 | 2019-01-15 | Vehicle is borrowed rear vehicle more days and does not travel alarm method |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN112802231A (en) * | 2021-03-19 | 2021-05-14 | 四川万网鑫成信息科技有限公司 | Vehicle risk assessment method, device, equipment and medium based on GPS data |
| CN113038379A (en) * | 2021-04-22 | 2021-06-25 | 上海仙豆智能机器人有限公司 | Early warning processing method and device based on name list, electronic equipment and storage medium |
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| US20070226131A1 (en) * | 2006-03-09 | 2007-09-27 | Decker Katherine K | Data processing method and apparatus for mitigating risk in financing purchases of goods including but not limited to automobiles |
| CN101832858A (en) * | 2010-04-15 | 2010-09-15 | 中国第一汽车集团公司 | Electronic control engine GPS (Global Position System) remote diagnosis and control system |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN112802231A (en) * | 2021-03-19 | 2021-05-14 | 四川万网鑫成信息科技有限公司 | Vehicle risk assessment method, device, equipment and medium based on GPS data |
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| CN113038379A (en) * | 2021-04-22 | 2021-06-25 | 上海仙豆智能机器人有限公司 | Early warning processing method and device based on name list, electronic equipment and storage medium |
| CN113038379B (en) * | 2021-04-22 | 2024-02-23 | 上海仙豆智能机器人有限公司 | Early warning processing method and device based on list, electronic equipment and storage medium |
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| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20190514 |
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| RJ01 | Rejection of invention patent application after publication |