CN109754240A - Method and system, payment platform and the bank's platform of payment platform binding bank card - Google Patents
Method and system, payment platform and the bank's platform of payment platform binding bank card Download PDFInfo
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- CN109754240A CN109754240A CN201811488435.XA CN201811488435A CN109754240A CN 109754240 A CN109754240 A CN 109754240A CN 201811488435 A CN201811488435 A CN 201811488435A CN 109754240 A CN109754240 A CN 109754240A
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Abstract
This disclosure relates to method and system, payment platform and the bank's platform of a kind of payment platform binding bank card, ties up for solving e-payment in the related technology and snap past the cumbersome technical problem of journey.The method of the payment platform binding bank card includes: that payment platform provides a bank card application interface；Payment platform is requested by the bank card application that bank card application interface receives user；The bank card application request data of user is sent to bank's platform by payment platform；Bank's platform executes review operation according to the bank card application request data to generate bank card data；The bank card data is sent to payment platform by bank's platform；The confirmation of bank's platform receives bank card activation request to complete activation bank card and the activated information of bank card is sent to payment platform；Payment platform receives the activated information of bank card；Payment platform synchronizes the bank card data and binds the bank card.
Description
Technical field
This disclosure relates to e-payment field, and in particular, to a kind of method and system of payment platform binding bank card,
Payment platform and bank's platform.
Background technique
Bank card binding under payment scene relies primarily on the realization of four element authentication techniques of bank card, four element of bank card mirror
Power is authorized based on user, and quickly whether the card number, name of verification user submission, ID card No., phone number of opening an account are consistent,
It helps website during carrying out bank card binding, judges whether there is deceptive information.
Summary of the invention
The disclosure provides a kind of method and apparatus of payment platform binding bank card, storage medium, to solve the relevant technologies
Middle e-payment, which is tied up, snaps past the cumbersome technical problem of journey.
To achieve the above object, the embodiment of the present disclosure in a first aspect, providing a kind of side of payment platform binding bank card
Method, which comprises
Payment platform provides a bank card application interface；
Payment platform is requested by the bank card application that bank card application interface receives user；
The bank card application request data of user is sent to bank's platform by payment platform；
Bank's platform executes review operation according to the bank card application request data to generate bank card data；
The bank card data is sent to payment platform by bank's platform；
The confirmation of bank's platform receives bank card activation request to complete activation bank card and by the activated information of bank card
It is sent to payment platform；
Payment platform receives the activated information of bank card；
Payment platform synchronizes the bank card data and binds the bank card.
Optionally, bank card application interface is client end interface corresponding with the payment platform, and the payment is flat
Platform is requested by the bank card application that bank card application interface receives user, comprising:
Corresponding with payment platform client receives the bank card application request, jump to list fill in the page with
Application request data is filled in for user；
Confirm that the list is filled in the option of the payment platform payment arrangement in the page and is checked；
Identifying code is sent to the mobile terminal of user to complete to verify.
Optionally, bank card application interface is the application interface under third party's browser environment, the payment platform
The bank card application request of user is received by bank card application interface, comprising:
Third party's browser interface receives the bank card application request, jumps to list and fills in the page for user
Fill in out card request data；
Confirm that the list is filled in the option of the payment platform payment arrangement in the page and is checked.
Optionally, after payment platform receives the bank card data that bank's platform is sent, further includes:
Payment platform controls third party's browser interface output prompting frame prompt user and opens the payment platform pair
The client answered is to carry out payment cipher verifying；
It is verified in client confirmation payment cipher.
Optionally, after payment platform synchronizes the bank card data and binds the bank card, further includes:
Payment platform sends payment platform binding to the mobile terminal of user and/or the corresponding client of the payment platform
The information of the bank card.
To achieve the goals above, the embodiment of second aspect of the present invention discloses a kind of payment platform binding bank card
Method is applied to payment platform, in the method for executing the payment platform binding bank card as described in above-mentioned first aspect embodiment
Payment platform performed by step.
To achieve the goals above, the embodiment of third aspect present invention discloses a kind of payment platform binding bank card
Method is applied to bank's platform, in the method for executing the payment platform binding bank card as described in above-mentioned first aspect embodiment
Bank's platform performed by step.
To achieve the goals above, the embodiment of fourth aspect present invention discloses a kind of payment platform binding bank card
System, comprising: payment platform and bank's platform, wherein
The payment platform receives user's for providing a bank card application interface, by bank card application interface
Bank card application request, and the bank card application request data for inputting user is sent to bank's platform；Confirmation receives bank card
Activated information synchronizes the bank card data and binds the bank card；
Bank's platform executes review operation according to the bank card application request data to generate bank card data, incites somebody to action
The bank card data is sent to payment platform；Confirmation receives bank card activation request to complete activation bank card and by bank card
Activated information is sent to payment platform.
To achieve the goals above, the embodiment of fifth aspect present invention discloses a kind of payment platform, and the payment is flat
Platform is configured as the payment platform in the system of the binding bank card of payment platform described in the above embodiment of the present invention.
To achieve the goals above, the embodiment of sixth aspect present invention discloses a kind of bank's platform, and the bank is flat
Platform is configured as bank's platform in the system of the binding bank card of payment platform described in the above embodiment of the present invention.
7th aspect of the embodiment of the present disclosure, provides a kind of computer readable storage medium, is stored thereon with computer journey
Sequence, the program are realized when being executed by processor in the method for the binding bank card of payment platform described in above-mentioned first aspect embodiment
Payment platform or bank's platform performed by step.
By adopting the above technical scheme, following technical effect can at least be reached:
1. compared with existing scheme, the disclosure realizes user and is not necessarily to since bank data is got through with payment platform in real time
Do it is any tie up card operation,, can be from when user is when bank activates card only by the shared customer data bid to host in bank card
Card is tied up in dynamic completion, and e-payment ties up and snaps past the cumbersome technical problem of journey in the related technology for solution.The business model and its adjoint
Technic relization scheme, it is pioneering for industry.And Traditional business models are, user binds the bank handled on payment platform
Card, no matter in timeliness, convenient degree there were significant differences.
2. bank card data is directly provided by cooperative bank, safety and correctness are higher, and there is no four elements authentications
Failure problem.
Other feature and advantage of the disclosure will the following detailed description will be given in the detailed implementation section.
Detailed description of the invention
Attached drawing is and to constitute part of specification for providing further understanding of the disclosure, with following tool
Body embodiment is used to explain the disclosure together, but does not constitute the limitation to the disclosure.In the accompanying drawings:
Fig. 1 is a kind of method flow diagram of payment platform binding bank card shown in one exemplary embodiment of the disclosure.
Fig. 2 is during a kind of method of payment platform binding bank card shown according to an exemplary embodiment includes the steps that
Receive the flow chart for opening card request of bank card.
Fig. 3 is that the method for another payment platform binding bank card shown according to an exemplary embodiment includes the steps that
The middle flow chart for opening card request for receiving bank card.
Fig. 4 is a kind of system schematic of payment platform binding bank card shown in one exemplary embodiment of the disclosure.
Specific embodiment
It is described in detail below in conjunction with specific embodiment of the attached drawing to the disclosure.It should be understood that this place is retouched
The specific embodiment stated is only used for describing and explaining the disclosure, is not limited to the disclosure.
In the related technology, it pays there are mainly two types of the bank card binding schemes under scene:
Scheme one: four element of bank card is actively entered completion by user, and user at least needs during entirely tying up card
Input bank card number, this two element information of cell-phone number of opening an account.
Scheme two: by working closely with bank, the manual key authorization of client arouses bank APP, bank APP
The card of binding is synchronized to the corresponding APP of payment platform, realizes that card data interchange is tied up by bank and cooperative bank.
But in tying up card scene, in the related technology, ties up and exposes following disadvantage in card scheme:
For scheme one:
1. user's input process is cumbersome, user needs to input the not catchy information such as bank card number, and process is more numerous
It is trivial, and bank's card number can not once input and will lead to whole flow process termination.
2. four element of bank card authenticates, success rate is low, and according to previous experience, four element of bank card authentication malfunctions main
The reason is that element information is inconsistent, wherein cell-phone number of opening an account is inconsistent to account for main cause.The cell-phone number of opening an account of user's input easily goes out
Mistake causes entirely to tie up card success rate relatively low to influence authenticating result.
3. can not batch operation, single can only bind.
For scheme two:
1. needing client's selection operation key in the corresponding APP of payment platform manually.The operation button entrance is possible to
It buries relatively deeply, if client can not find operation button, then can not tie up card.
2. Client handset is possible to not install bank App, such as want that the bank card to oneself does a key authorization and ties up card, it is also necessary to
Additional installation bank App, is experienced bad.
3. the function cannot be used as client does not also tie up card in bank App.
To solve the above-mentioned problems, Fig. 1 is please referred to, Fig. 1 is that a kind of payment shown in one exemplary embodiment of the disclosure is flat
Platform binds the method flow diagram of bank card, ties up to solve e-payment in the related technology and snaps past the cumbersome technical problem of journey.Such as Fig. 1
It is shown, this method comprises:
S11, payment platform provide a bank card application interface.
S12, payment platform are requested by the bank card application that bank card application interface receives user.
The bank card application request data of user is sent to bank's platform by S13, payment platform.
S14, bank's platform execute review operation according to the bank card application request data to generate bank card data.
The bank card data is sent to payment platform by S15, bank's platform；
S16, the confirmation of bank's platform receive bank card activation request to complete activation bank card；
The activated information of bank card is sent to payment platform by S17, bank's platform；
S18, payment platform receive the activated information of bank card；
S19, payment platform synchronize the bank card data and bind the bank card.
Fig. 4 is a kind of system schematic of payment platform binding bank card shown in one exemplary embodiment of the disclosure.This
Implementing the payment platform exemplified binding bank's chucking method can be applied in system as shown in Figure 4, the payment platform
The system for binding bank card includes payment platform 20 and bank's platform 30, and the corresponding client of the payment platform 20 is mounted on shifting
In dynamic terminal 21, which can be the user equipment that network service is accessed by mobile communications network, such as intelligently
The user equipmenies such as mobile phone, tablet computer, laptop.
Specifically, terminal device 21 can be installed there are many client, and application program initiates net when accessing network service
Network connection request is based on the network connecting request, which can connect mobile communications network, accesses network service.
Wherein, client may include the corresponding client of payment platform, such as Meituan APP；Instant communication client, such as wechat
APP；Browser client, such as UC browser.
For the corresponding client of payment platform carries out tying up card:
In step S11, bank card application interface can be user and show in the page in the corresponding client of payment platform 20
Bank card application option is clicked, the bank card can be deposit card, be also possible to credit card.
Next, referring to figure 2., the payment platform 20 provides a bank card application interface, may comprise steps of.
S111a, client corresponding with the payment platform 20 receive the bank card application request, jump to list and fill out
The page is write so that user fills in application request data.The application request data may include address name, identification card number, mobile phone
Number etc. data.
S112a confirms that the list is filled in the option of 20 payment arrangement of payment platform in the page and is checked.Wherein, institute
It states payment platform payment arrangement and corresponds to the bank card of bidding and need to bind the related protocol of payment platform 20, the list is filled in
It can also include that bank founds the agreement that neocaine needs to choose in the page.
S113a sends identifying code to the mobile terminal 21 of user to complete to verify.After user chooses agreement, Ke Yixiang
The mobile terminal 21 of user sends short message verification code, and user's short message reading is simultaneously verified in client input identifying code.
After having filled in application request data, payment platform 20 can be received user by bank card application interface
The bank card application of user is requested, and the bank card application request includes bank card application request data.Payment platform 20 is connecing
After the bank card application request for receiving user, step S13 is executed, the bank card application request data of user is sent to bank and is put down
Platform 30.Review operation can be rapidly completed, and generate bank in real time according to the bank card application request data in bank's platform 30
Card data.The bank card data include at least bank card number, subscriber identity information, user the information such as cell-phone number.Then,
Step S15 is executed, the bank card data is sent to payment platform 20 by bank's platform 30.
Bank can send bank card to user, user can go after receiving bank card after completing review operation
Bank activates bank card, i.e., in step s 16, the confirmation of bank's platform 30 receives bank card activation request to complete activation bank
Card.After activating bank card, the activated information of bank card is sent to payment platform 20 by bank's platform 30.Payment platform 20 is connecing
After the bank card data and the activated information of bank card of cash register row platform 30, step S19 is executed, payment platform 20 synchronizes described
Bank card data simultaneously binds the bank card.
Optionally, payment platform 20 synchronizes the bank card data and binds the bank card, comprising:
User's card number, name, identification card number, cell-phone number in bank card data is uploaded to bank's platform by payment platform 20
30 Unionpay's interface is to complete authentication；
Bank's platform 30 verifies user's card number, name, identification card number, cell-phone number；
The information being verified is fed back to payment platform 20 by bank's platform 30；
Payment platform 20 bids to host the visitor that bank card is place after receiving the information being verified, by bank card and user
Family end account completes binding.
After activating bank card, bank's platform 30 can send the activated notice of bank card to the mobile terminal 21 of user
Information.Optionally, payment platform 20 is in order to confirm that the active information for receiving bank card, payment platform 20 can pass through client
The short message in the mobile terminal 21 at family is taken, then identifies short message content, confirms in the short message and deposits in the bank
The active information of card, then confirmation receives the active information of bank card, and in turn, client can be synchronous by the bank card data
To the payment platform to bind the bank card.
Optionally, after payment platform 20 binds the bank card, payment platform 20 can be deposited according in user account
Cell-phone number, the mobile terminal 21 held to user sends the short message that payment platform 20 has bound the bank card；Alternatively,
Payment platform 20 can also send payment platform 20 to the corresponding client of the payment platform 20 and bind the logical of the bank card
Know information；Alternatively, payment platform 20 can the mobile terminal 21 that be held to user and the corresponding visitor of the payment platform 20 simultaneously
Family end sends the information that payment platform 20 binds the bank card.
Further, it may include the activated letter of bank card that the payment platform, which is bound in the information of the bank card,
Breath, at this point, bank's platform 30, which may not need, sends the activated notification information of bank card to the mobile terminal 21 of user again.
For example, using Meituan APP as the corresponding client of payment platform, user applies founding beauty in Meituan APP
Group's credit card bank card, user choose Meituan credit card protocols in first forms pages of application, and agreement is paid comprising Meituan
Relevant agreement, after verifying short message verification code, continued list is filled in after the completion.Form data after Meituan APP will fill in is sent to
Bank's platform 30 is examined, and after the examination & approval of bank's platform 30 pass through, bank card data is sent to Meituan APP, and by bank card
Send user.User receives card and bank is gone to activate, and the activated information of bank card is sent to Meituan APP by bank's platform 30.
Meituan APP is synchronized to payment side after receiving the active information of bank, userspersonal information and card number.Payment side receives feedback
Afterwards, automatically the bank card binding to Meituan quick payment, user can receive the short message that bank card has been bound in real time.
For third party's browser in H5 environment carries out tying up card:
Payment platform 20 can provide a bank card application interface by third party's browser in H5 environment, in H5 environment
Third party's browser can be the instant communication client and/or browser client installed on customer mobile terminal, such as
Card is opened in request in the Meituan small routine in wechat APP, or card is opened in request on the Meituan page in UC browser.
Next, referring to figure 3., payment platform 20 provides a bank card application interface, may comprise steps of.
S111b, third party's browser interface receive the bank card application request, jump to list fill in the page with
Card request data is filled in out for user.The card request data of opening may include the number such as address name, identification card number, cell-phone number
According to.
S112b confirms that the list is filled in the option of the payment platform payment arrangement in the page and is checked.Wherein, described
The bank card that payment platform payment arrangement corresponds to bidding needs to bind the related protocol of payment platform, and the list fills in the page
In can also include that bank founds neocaine and needs the agreement chosen.
For user after having filled in out card request data, payment platform 20 can pass through third party's browser in H5 environment
Provided bank card application interface receives the bank card application request of user, and the bank card application request includes bank
Card application request data.Payment platform 20 executes step S13, by user's after the bank card application request for receiving user
Bank card application request data is sent to bank's platform 30.Bank's platform 30 can according to the bank card application request data,
Review operation is rapidly completed, and generates bank card data in real time.The bank card data includes at least bank card number, Yong Hushen
Part information, the information such as cell-phone number of user.Then, step S15 is executed, the bank card data is sent to branch by bank's platform 30
Pay platform 20.
After payment platform 20 receives the bank card data that the bank sends, third party's browser in H5 environment can be with
It exports prompting frame prompt user and opens the corresponding client of the payment platform 20 to carry out payment cipher verifying.User leaves
Tripartite's browser simultaneously opens client, in the client validation payment cipher.Optionally, payment platform 20 receives the bank
After the bank card data of transmission, third party's browser in H5 environment can export prompting frame prompt user and get franchise service
To guide user to open the corresponding client of payment platform 20, and then carry out payment cipher verifying.
After payment cipher is verified, the active information for whether receiving bank card is can be confirmed in payment platform 20, if really
Recognize the active information for receiving bank card, the bank card data is synchronized to the payment platform to bind the bank card.
Optionally, after payment platform 20 binds the bank card, payment platform 20 can be deposited according in user account
Cell-phone number, the mobile terminal 21 held to user sends the short message that payment platform 20 has bound the bank card；Alternatively,
Payment platform 20 can also send payment platform 20 to the corresponding client of the payment platform 20 and bind the logical of the bank card
Know information；Alternatively, payment platform 20 can the mobile terminal 21 that be held to user and the corresponding visitor of the payment platform 20 simultaneously
Family end sends the information that payment platform 20 binds the bank card.
Further, it may include the activated letter of bank card that the payment platform, which is bound in the information of the bank card,
Breath, at this point, bank's platform 30, which may not need, sends the activated notification information of bank card to the mobile terminal 21 of user again.
For example, using Meituan APP as the corresponding client of payment platform, Meituan APP has corresponding on wechat APP
Meituan small routine, user apply for establishment Meituan credit card bank card in Meituan small routine, and user fills out in the forms pages of application
Card request data is write out, user is needed to choose Meituan credit card protocols in forms pages, agreement includes that Meituan pays relevant association
View.After list is filled in, the form data after wechat APP will fill in is sent to bank and is examined.It, will be silver-colored after bank's examination & approval pass through
Row card sends user, meanwhile, the Meituan small routine page can display the prompt box, and user can be prompted to open Meituan in prompting frame
APP goes to get franchise service, for example gets the services such as payment red packet, shopping coupons.User can open after seeing prompt
Meituan APP validation of payment password, and then get franchise service.User receives card and bank is needed to activate, and Meituan APP is being received
After the activation notification of bank, userspersonal information and card number are synchronized to payment side.After payment side receives feedback, automatically the silver
Row card is tied to Meituan quick payment, and user can receive the short message that bank card has been bound in real time.
By adopting the above technical scheme, following technical effect can at least be reached:
1. compared with existing scheme, the disclosure realizes user and is not necessarily to since bank data is got through with payment platform in real time
Do it is any tie up card operation,, can be from when user is when bank activates card only by the shared customer data bid to host in bank card
Card is tied up in dynamic completion, and e-payment ties up and snaps past the cumbersome technical problem of journey in the related technology for solution.The business model and its adjoint
Technic relization scheme, it is pioneering for industry.And Traditional business models are, user binds the bank handled on payment platform
Card, no matter in timeliness, convenient degree there were significant differences.
2. bank card data is directly provided by cooperative bank, safety and correctness are higher, and there is no four elements authentications
Failure problem.
It is worth noting that for simple description, therefore, it is stated as a systems for embodiment of the method shown in FIG. 1
The combination of actions of column, but those skilled in the art should understand that, the disclosure is not limited by the described action sequence.Its
It is secondary, those skilled in the art should also know that, the embodiments described in the specification are all preferred embodiments, related dynamic
Make necessary to the not necessarily disclosure.
Further embodiment of the present invention also discloses a kind of system of payment platform binding bank card, comprising: payment is flat
Platform 20 and bank's platform 30, wherein
The payment platform 20 receives user for providing a bank card application interface, by bank card application interface
Bank card application request, and the bank card application request data for inputting user is sent to bank's platform；Confirmation receives bank
Block activated information, synchronize the bank card data and binds the bank card；
Bank's platform 30 according to the bank card application request data execute review operation to generate bank card data,
The bank card data is sent to payment platform 20；Confirmation receives bank card activation request to complete activation bank card and will be silver-colored
Row blocks activated information and is sent to payment platform 20.
Specifically, in this embodiment, bank card application interface is client corresponding with the payment platform
Interface, the payment platform 20 can receive the bank card application by corresponding client and request, and client end interface jumps
The page is filled in list so that user fills in application request data；The payment platform 20 confirms that the list is filled in the page
The option of payment platform payment arrangement is checked；The payment platform 20 sends identifying code to the mobile terminal of user to complete to test
Card.
Optionally, bank card application interface is the application interface under third party's browser environment, the payment platform
20, which receive the bank card application by third party's browser interface, requests, and third party's browser interface jumps to table
Fill in the page singly so that user fills in out card request data；Payment platform 20 confirms that the list fills in the payment platform in the page
The option of payment arrangement is checked.
Optionally, after payment platform 20 receives the bank card data that bank's platform is sent, payment platform 20 is also used
In control third party's browser interface output prompting frame prompt user open the corresponding client of the payment platform 20 with
Carry out payment cipher verifying；Payment platform 20 is verified in client confirmation payment cipher.
After payment platform 20 synchronizes the bank card data and binds the bank card, payment platform 20 be also used to
The mobile terminal at family and/or the corresponding client of the payment platform 20 send the information that payment platform binds the bank card.
By adopting the above technical scheme, following technical effect can at least be reached:
1. compared with existing scheme, the disclosure realizes user and is not necessarily to since bank data is got through with payment platform in real time
Do it is any tie up card operation,, can be from when user is when bank activates card only by the shared customer data bid to host in bank card
Card is tied up in dynamic completion, and e-payment ties up and snaps past the cumbersome technical problem of journey in the related technology for solution.The business model and its adjoint
Technic relization scheme, it is pioneering for industry.And Traditional business models are, user binds the bank handled on payment platform
Card, no matter in timeliness, convenient degree there were significant differences.
2. bank card data is directly provided by cooperative bank, safety and correctness are higher, and there is no four elements authentications
Failure problem.
It should be noted that the specific implementation of the system and the payment platform of the above embodiment of the present invention bind bank
The specific implementation of the method for card is similar, specifically refers to the description of the method for above-mentioned payment platform binding bank card, in order to
Redundancy is reduced, details are not described herein again.
Further embodiment of the present invention also discloses a kind of payment platform 20, and the payment platform 20 is configured as this hair
Payment platform described in bright above-described embodiment binds the payment platform 20 in the system of bank card.
It should be noted that the specific implementation of the payment platform 20 is flat in the payment of the above embodiment of the present invention
It is described in the method for platform binding bank card, in order to reduce redundancy, details are not described herein again.
Further embodiment of the present invention also discloses a kind of bank's platform 30, and bank's platform 30 is configured as this hair
Payment platform described in bright above-described embodiment binds bank's platform 30 in the system of bank card.
It should be noted that the specific implementation of bank's platform 30 is flat in the payment of the above embodiment of the present invention
It is described in the method for platform binding bank card, in order to reduce redundancy, details are not described herein again.
Further embodiment of the present invention also discloses a kind of method of payment platform binding bank card, and it is flat to be applied to payment
Platform 20 executes 20 institute of payment platform in the method for the binding bank card of the payment platform as described in any one above-mentioned embodiment
The step of execution.
Further embodiment of the present invention also discloses a kind of method of payment platform binding bank card, flat applied to bank
Platform, the bank's platform 30 executed in the method for the binding bank card of the payment platform as described in any one above-mentioned embodiment are held
Capable step.
Further embodiment of the present invention also discloses a kind of computer readable storage medium, is stored thereon with computer journey
Sequence, the program realize that the payment in the method for the binding bank card of payment platform described in above-described embodiment is flat when being executed by processor
Step performed by platform 20 or bank's platform 30.
The preferred embodiment of the disclosure is described in detail in conjunction with attached drawing above, still, the disclosure is not limited to above-mentioned reality
The detail in mode is applied, in the range of the technology design of the disclosure, a variety of letters can be carried out to the technical solution of the disclosure
Monotropic type, these simple variants belong to the protection scope of the disclosure.
It is further to note that specific technical features described in the above specific embodiments, in not lance
In the case where shield, it can be combined in any appropriate way.In order to avoid unnecessary repetition, the disclosure to it is various can
No further explanation will be given for the combination of energy.
In addition, any combination can also be carried out between a variety of different embodiments of the disclosure, as long as it is without prejudice to originally
Disclosed thought equally should be considered as disclosure disclosure of that.
Claims (10)
1. a kind of method of payment platform binding bank card, which is characterized in that the described method includes:
Payment platform provides a bank card application interface；
Payment platform is requested by the bank card application that bank card application interface receives user；
The bank card application request data of user is sent to bank's platform by payment platform；
Bank's platform executes review operation according to the bank card application request data to generate bank card data；
The bank card data is sent to payment platform by bank's platform；
The confirmation of bank's platform receives bank card activation request to complete activation bank card and send the activated information of bank card
To payment platform；
Payment platform receives the activated information of bank card；
Payment platform synchronizes the bank card data and binds the bank card.
2. the method according to claim 1, wherein bank card application interface is and the payment platform pair
The client end interface answered, the payment platform are requested by the bank card application that bank card application interface receives user, packet
It includes:
Corresponding with payment platform client receives the bank card application request, jump to list fill in the page for
Fill in application request data in family；
Confirm that the list is filled in the option of the payment platform payment arrangement in the page and is checked；
Identifying code is sent to the mobile terminal of user to complete to verify.
3. the method according to claim 1, wherein bank card application interface is third party's browser environment
Under application interface, the payment platform pass through bank card application interface receive user bank card application request, comprising:
Third party's browser interface receives the bank card application request, jumps to list and fills in the page so that user fills in
Open card request data；
Confirm that the list is filled in the option of the payment platform payment arrangement in the page and is checked.
4. according to the method described in claim 3, it is characterized in that, payment platform receives the bank card that bank's platform is sent
After data, further includes:
It is corresponding that payment platform controls third party's browser interface output prompting frame prompt user's opening payment platform
Client is to carry out payment cipher verifying；
It is verified in client confirmation payment cipher.
5. the method according to claim 1, wherein payment platform synchronizes described in the bank card data and binding
After bank card, further includes:
Payment platform is sent described in payment platform binding to the mobile terminal of user and/or the corresponding client of the payment platform
The information of bank card.
6. a kind of method of payment platform binding bank card, which is characterized in that be applied to payment platform, execute such as claim 1-
Step performed by payment platform in the method for 5 described in any item payment platform binding bank cards.
7. a kind of method of payment platform binding bank card, which is characterized in that be applied to bank's platform, execute such as claim 1-
Step performed by bank's platform in the method for 5 described in any item payment platform binding bank cards.
8. a kind of system of payment platform binding bank card characterized by comprising payment platform and bank's platform, wherein
The payment platform receives the bank of user by bank card application interface for providing a bank card application interface
Card application request, and the bank card application request data for inputting user is sent to bank's platform；Confirmation receives bank card and has swashed
Information living, synchronous bank card data simultaneously bind the bank card；
Bank's platform executes review operation to generate bank card data, by bank according to the bank card application request data
Card data are sent to payment platform；Confirmation receive bank card activation request with complete activation bank card and by bank card it is activated
Information is sent to payment platform.
9. a kind of payment platform, which is characterized in that the payment platform is configured as payment platform as claimed in claim 8 and ties up
Determine the payment platform in the system of bank card.
10. a kind of bank's platform, which is characterized in that bank's platform is configured as payment platform as claimed in claim 8
Bind bank's platform in the system of bank card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110365646A (en) * | 2019-06-12 | 2019-10-22 | 阿里巴巴集团控股有限公司 | By the method and device of entity associated to first server |
| CN110555681A (en) * | 2019-08-01 | 2019-12-10 | 阿里巴巴集团控股有限公司 | Bank card signing method, device, server and medium |
| CN110689332A (en) * | 2019-09-11 | 2020-01-14 | 腾讯科技（深圳）有限公司 | Resource account binding method, storage medium and electronic device |
| CN110705989A (en) * | 2019-09-17 | 2020-01-17 | 阿里巴巴集团控股有限公司 | Identity authentication method, method for realizing login-free authorization component and respective devices |
| CN112669029A (en) * | 2020-12-18 | 2021-04-16 | 平安普惠企业管理有限公司 | Bank card adding method, device, equipment and computer readable storage medium |
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2018
- 2018-12-06 CN CN201811488435.XA patent/CN109754240A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110365646A (en) * | 2019-06-12 | 2019-10-22 | 阿里巴巴集团控股有限公司 | By the method and device of entity associated to first server |
| CN110365646B (en) * | 2019-06-12 | 2021-10-29 | 创新先进技术有限公司 | Method and device for associating entity to first server |
| CN110555681A (en) * | 2019-08-01 | 2019-12-10 | 阿里巴巴集团控股有限公司 | Bank card signing method, device, server and medium |
| CN110689332A (en) * | 2019-09-11 | 2020-01-14 | 腾讯科技（深圳）有限公司 | Resource account binding method, storage medium and electronic device |
| CN110705989A (en) * | 2019-09-17 | 2020-01-17 | 阿里巴巴集团控股有限公司 | Identity authentication method, method for realizing login-free authorization component and respective devices |
| CN112669029A (en) * | 2020-12-18 | 2021-04-16 | 平安普惠企业管理有限公司 | Bank card adding method, device, equipment and computer readable storage medium |
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