CN109727143A - Valid Insured Amount calculation method, device, equipment and computer readable storage medium - Google Patents

Valid Insured Amount calculation method, device, equipment and computer readable storage medium Download PDF

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Publication number
CN109727143A
CN109727143A CN201810521492.7A CN201810521492A CN109727143A CN 109727143 A CN109727143 A CN 109727143A CN 201810521492 A CN201810521492 A CN 201810521492A CN 109727143 A CN109727143 A CN 109727143A
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China
Prior art keywords
insured amount
valid insured
valid
ginseng value
algorithm
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CN201810521492.7A
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Chinese (zh)
Inventor
李路路
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Ping An Life Insurance Company of China Ltd
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Ping An Life Insurance Company of China Ltd
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Priority to CN201810521492.7A priority Critical patent/CN109727143A/en
Publication of CN109727143A publication Critical patent/CN109727143A/en
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Abstract

The present invention provides a kind of Valid Insured Amount calculation method, comprising: when receiving Valid Insured Amount computations, the insurance kind mark for including according to the Valid Insured Amount computations obtains corresponding target algorithm in default Unified Algorithm pond;According to the target algorithm determine algorithm enter ginseng, and according to the algorithm enter ginseng output it is corresponding enter ginseng value provide prompt;When getting into ginseng value, corresponding default verification rule is obtained according to the target algorithm, and according to the verification it is regular to it is described enter ginseng value verify, it is whether effective that ginseng value is entered described in judgement;If it is described enter ginseng value it is effective, by it is described enter ginseng value substitute into the target algorithm to calculate corresponding Valid Insured Amount.The present invention also provides a kind of Valid Insured Amount computing device, equipment and computer readable storage mediums.This invention simplifies the operating processes that Valid Insured Amount calculates, and improve work efficiency.

Description

Valid Insured Amount calculation method, device, equipment and computer readable storage medium
Technical field
The present invention relates to insurance field more particularly to a kind of Valid Insured Amount calculation method, device, equipment and computer-readable Storage medium.
Background technique
Valid Insured Amount refers to when the insurance risk of maximum payment volume has occurred in insurance contract, what insurance company need to pay Maximum Amount.For insurance company, it is frequently necessary to calculate the Valid Insured Amount of declaration form when carrying out insurance business.And In practice, the insurance products of insurance company are many kinds of, and each insurance products are due to its type of service and business nature Different and use different Valid Insured Amount calculation methods, the corresponding calculating logic of these calculation methods is often stored in different In operation system.This logins different business systems to calculate the Valid Insured Amount of different insurance kinds for a user respectively Professional is also wanted to carry out manual review and inspection, the operation of this calculating process when being operated in system, and calculating completion again Step is relatively complicated, reduces the efficiency of calculating.
Summary of the invention
The main purpose of the present invention is to provide a kind of Valid Insured Amount calculation method, device, equipment and readable storage medium storing program for executing, It is intended to simplify the operating process that Valid Insured Amount calculates, improves computational efficiency.
To achieve the above object, the present invention provides a kind of Valid Insured Amount calculation method, the Valid Insured Amount calculation method packet Include following steps:
When receiving Valid Insured Amount computations, the insurance kind for including according to the Valid Insured Amount computations is identified pre- If obtaining corresponding target algorithm in Unified Algorithm pond;
According to the target algorithm determine algorithm enter ginseng, and according to the algorithm enter ginseng output it is corresponding enter ginseng value mention Show;
When getting into ginseng value, corresponding default verification rule is obtained according to the target algorithm, and according to the school Test rule to it is described enter ginseng value verify, it is whether effective that ginseng value is entered described in judgement;
If it is described enter ginseng value it is effective, by it is described enter ginseng value substitute into the target algorithm to calculate corresponding Valid Insured Amount.
Optionally, described that corresponding default verification rule is obtained according to the target algorithm, and according to the verification rule To it is described enter ginseng value verify, the whether effective step of ginseng value is entered described in judgement includes:
According to the default verification rule to it is described enter ginseng value carry out format check, whether enter ginseng value described in judgement effective;
And/or according to the default verification rule to it is described enter ginseng value carry out logic association verification, enter ginseng value described in judgement Whether effectively.
Optionally, described when getting into ginseng value, according to the corresponding verification rule of target algorithm acquisition, and according to Verification rule to it is described enter ginseng value verify, after entering the whether effective step of ginseng value described in judgement, further includes:
If it is described enter ginseng value it is invalid, export it is corresponding enter ginseng value modification prompt.
Optionally, it is described according to the target algorithm determine algorithm enter ginseng, and according to the algorithm enter ginseng output it is corresponding After the step of offer prompt of ginseng value is provided, further includes:
When receiving insurance application importing instruction, instruction is imported according to the insurance application and obtains lead-in path, and based on institute It states lead-in path and obtains corresponding target insurance application;
According to the insurance application acquisition of information of the target insurance application it is corresponding enter ginseng value.
Optionally, the insurance application acquisition of information according to target insurance application it is corresponding enter ginseng value the step of include:
Field identification is carried out to the insurance application information of the target insurance application, searched in the insurance application information with it is described Algorithm enters to join matched insurance application and enters to join field;
According to the insurance application enter to join the corresponding field value of field obtain it is corresponding enter ginseng value.
Optionally, described when receiving Valid Insured Amount computations, include according to the Valid Insured Amount computations After the step of insurance kind mark obtains corresponding target algorithm, further includes:
The insurance kind mark for including according to the Valid Insured Amount computations determines corresponding target insurance kind;
If it is described enter ginseng value it is effective, by it is described enter ginseng value substitute into the target algorithm to calculate corresponding effective guarantor After the step of volume, further includes:
Corresponding Valid Insured Amount array, the array element of the Valid Insured Amount array are exported according to Valid Insured Amount calculated result Including the target insurance kind and Valid Insured Amount numerical value.
Optionally, it after described the step of exporting corresponding Valid Insured Amount array according to Valid Insured Amount calculated result, also wraps It includes:
By the Valid Insured Amount numerical value compared with preset threshold, it is described default to judge whether the Valid Insured Amount numerical value is greater than Threshold value;
If the Valid Insured Amount numerical value is greater than the preset threshold, exporting corresponding Valid Insured Amount transfinites prompt.
In addition, to achieve the above object, the present invention also provides a kind of Valid Insured Amount computing device, the Valid Insured Amount is calculated Device includes:
Algorithm determining module, for when receiving Valid Insured Amount computations, according to the Valid Insured Amount computations Including insurance kind mark obtain corresponding target algorithm;
Output module is prompted, for determining that algorithm enters ginseng according to the target algorithm, and ginseng is entered according to the algorithm and is exported It is corresponding enter ginseng value provide prompt;
Enter to join correction verification module, for obtaining corresponding default verification according to the target algorithm when getting into ginseng value Rule, and according to verification rule to it is described enter ginseng value verify, it is whether effective that ginseng value is entered described in judgement;
Insured amount computing module, if for it is described enter ginseng value it is effective, by it is described enter ginseng value substitute into the target algorithm in terms of Calculate corresponding Valid Insured Amount.
In addition, to achieve the above object, the present invention also provides a kind of Valid Insured Amounts to calculate equipment, the Valid Insured Amount is calculated Equipment includes processor, memory and is stored in the Valid Insured Amount meter that can be executed on the memory and by the processor Program is calculated, wherein realizing above-mentioned Valid Insured Amount calculation method when the Valid Insured Amount calculation procedure is executed by the processor The step of.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium Valid Insured Amount calculation procedure is stored on storage medium, wherein realizing when the Valid Insured Amount calculation procedure is executed by processor Such as the step of above-mentioned Valid Insured Amount calculation method.
The computational algorithm that the present invention will calculate the Valid Insured Amount of each insurance kind carries out unified set, and user may be selected when in use Suitable insurance kind parameter simultaneously provides necessity and enters ginseng, can calculate Valid Insured Amount, log on each business respectively without user System is operated, and operating process is simplified, and is improved work efficiency, while also ensuring Valid Insured Amount meter between different departments Calculate the consistency of algorithm;In addition, the unified set of the computational algorithm of the Valid Insured Amount of each insurance kind is also facilitated relevant people in the present invention Member carries out unified maintenance to Valid Insured Amount calculation method, reduces operating cost.
Detailed description of the invention
Fig. 1 is the hardware structural diagram that Valid Insured Amount involved in the embodiment of the present invention calculates equipment;
Fig. 2 is the flow diagram of Valid Insured Amount calculation method first embodiment of the present invention;
Fig. 3 is the flow diagram of Valid Insured Amount calculation method second embodiment of the present invention
Fig. 4 is the functional block diagram of Valid Insured Amount computing device first embodiment of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The present embodiments relate to Valid Insured Amount calculation method be mainly used in Valid Insured Amount calculate equipment, effective guarantor Volume calculate equipment can be server, personal computer (personal computer, PC), portable computer, mobile terminal, The equipment such as smart television.
Referring to Fig.1, Fig. 1 is the hardware configuration signal that Valid Insured Amount involved in the embodiment of the present invention calculates equipment Figure.In the embodiment of the present invention, it may include (such as the central processing unit Central of processor 1001 that Valid Insured Amount, which calculates equipment, Processing Unit, CPU), communication bus 1002, user interface 1003, network interface 1004, memory 1005.Wherein, Communication bus 1002 is for realizing the connection communication between these components;User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard);Network interface 1004 optionally may include that the wired of standard connects Mouth, wireless interface (such as Wireless Fidelity WIreless-FIdelity, WI-FI interface);Memory 1005 can be high speed and deposit at random Access to memory (random access memory, RAM), is also possible to stable memory (non-volatile memory), Such as magnetic disk storage, memory 1005 optionally can also be the storage device independently of aforementioned processor 1001.This field Technical staff is appreciated that hardware configuration shown in Fig. 1 and does not constitute a limitation of the invention, and may include more than illustrating Or less component, perhaps combine certain components or different component layouts.
With continued reference to Fig. 1, the memory 1005 in Fig. 1 as a kind of computer readable storage medium may include operation system System, network communication module and Valid Insured Amount calculation procedure.In Fig. 1, network communication module is mainly used for connecting database, with Database carries out data communication;And processor 1001 can call the Valid Insured Amount calculation procedure stored in memory 1005, and Execute Valid Insured Amount calculation method provided in an embodiment of the present invention.
The embodiment of the invention provides a kind of Valid Insured Amount calculation methods.
It is the flow diagram of Valid Insured Amount calculation method first embodiment of the present invention referring to Fig. 2, Fig. 2.
In the present embodiment, the Valid Insured Amount calculation method the following steps are included:
Step S10, when receiving Valid Insured Amount computations, the insurance kind that includes according to the Valid Insured Amount computations Mark determines corresponding target algorithm in default Unified Algorithm pond;
Valid Insured Amount refers to when the insurance risk of maximum payment volume has occurred in insurance contract, what insurance company need to pay Maximum Amount.For insurance company, it is frequently necessary to calculate the Valid Insured Amount of declaration form when carrying out insurance business.And In practice, the insurance products of insurance company are many kinds of, and each insurance products are due to its type of service and business nature Different and use different Valid Insured Amount calculation methods, the corresponding calculating logic of these calculation methods is often stored in different Operation system.This logins different operation systems to calculate the Valid Insured Amount of different insurance kinds for a user respectively In operated, the operating procedure of calculating process is relatively complicated, reduces the efficiency of calculating.Based on the above issues, the present embodiment In propose a kind of Valid Insured Amount calculation method, the arithmetic logic of each insurance kind Valid Insured Amount of operation is subjected to unified set, is being used When user suitable insurance kind parameter may be selected and provide necessity enter ginseng, Valid Insured Amount can be calculated, without logging in respectively It is operated to each operation system, simplifies operating process, improved work efficiency.
Valid Insured Amount calculation method in the present embodiment, which can be, calculates what equipment was realized by Valid Insured Amount, the Valid Insured Amount Equipment is calculated to be illustrated by taking PC as an example.Insurance business is provided with Unified Algorithm pond, Unified Algorithm pond Zhong Ji in PC Conjunction has the corresponding Valid Insured Amount computational algorithm (calculating logic) of each insurance kind;These Valid Insured Amount computational algorithms according to insurance kind not Together, it is respectively provided with respective algorithm and enters ginseng, algorithm, which enters ginseng, may include insurer's age, gender, pays premium, the payment time limit Deng.Insurance kind identity map table is also stored in PC, record has insurance kind mark to calculate with Valid Insured Amount in the insurance kind identity map table Mapping relations between algorithm.
When user needs to calculate Valid Insured Amount, Valid Insured Amount can be clicked on PC and calculates key, and is related to according to this calculating And insurance kind type input corresponding insurance kind mark, to trigger Valid Insured Amount computations.PC is receiving the Valid Insured Amount meter When calculating instruction, it will obtain the insurance kind mark in the Valid Insured Amount computations, then identify inquiry insurance kind mark according to the insurance kind Know mapping table, determines that the insurance kind identifies corresponding target algorithm;Then PC can be obtained in Unified Algorithm pond to the target algorithm.
Further, which is also possible to be stored in a computing platform, when user needs to count by PC When calculating Valid Insured Amount, PC can be operated and connect the computing platform, the Unified Algorithm pond in computing platform is synchronized and is stored into PC;Also PC be can be after identifying according to insurance kind and determining target algorithm, reconnect computing platform, and from the Unified Algorithm pond of computing platform In individually obtain the target algorithm.
Step S20, according to the target algorithm determine algorithm enter ginseng, and according to the algorithm enter ginseng output it is corresponding enter ginseng Value provides prompt;
In the present embodiment, when getting target algorithm, PC will determine that this Valid Insured Amount calculates institute according to target algorithm Required algorithm enters ginseng.In practice, different types of insurance kind product may have not according to the difference of its business nature Same algorithm enters ginseng.When determining that algorithm enters to join, PC will export it is relevant enter ginseng value provide prompt, to prompt user to pass through hand The mode of work typing or importing, which provides, enters ginseng value needed for this is calculated.
Step S30 obtains corresponding default verification rule, and root according to the target algorithm when getting into ginseng value According to verification rule to it is described enter ginseng value verify, it is whether effective that ginseng value is entered described in judgement;
In the present embodiment, PC can be smoothly completed, PC first will be to entering when getting into ginseng value in order to guarantee to calculate Ginseng value is verified, and judges whether this enters ginseng value effective;When enter ginseng value it is effective when, can just perform the next step operation;When entering ginseng value When invalid, then can export it is corresponding enter ginseng value modification prompt, to prompt user to modify.Wherein, different Valid Insured Amount meter Calculation method, required algorithm, which enters ginseng and the requirement to algorithm, to be different, therefore PC needs elder generation after getting ginseng value Corresponding default verification rule is got according to target algorithm, then carries out school to entering ginseng value further according to the default verification rule It tests, judges whether it is effective.
Further, inside insurance company, the calculating process of Valid Insured Amount occurs over multiple and different departments, That is the operator of PC may be used by the user of different departments, and the user of these different departments might have not Same use habit causes difference to enter to join the diversification of data mode, to affect PC to data identification and Valid Insured Amount meter The efficiency of calculation;In this regard, PC can carry out unified standard to the format for entering ginseng value.Specifically, default verification rule may include having calculation Method enters the valid format of ginseng;Such as it is English-word symbol type that gender, which enters the valid format of ginseng, M is male, F is female;Pay premium Valid format is digital floating type, and bit requirements are 3 to 8 etc.;PC, will be according to default verification when getting into ginseng value Enter ginseng value to these in rule to verify, judges whether this enters ginseng value effective;If it is invalid to enter ginseng value, PC can export corresponding Enter ginseng value modification prompt, with prompt user in vain enter ginseng value modify.
Further, enter in ginseng value to exist it is multiple have it is associated enter ginseng, such as in vehicle insurance vehicle area And license plate number, in another example the time of policy purchase, the time limit of insuring and insurance stop phase etc..Ginseng value is entered for these, PC can patrol it Association verification is collected, avoiding these from entering ginseng value conflict leads to the calculating mistake of Valid Insured Amount.Specifically, also being wrapped in default verification rule The logic association relationship that each algorithm enters ginseng is included, PC carries out logic association verification to ginseng value is entered according to the logic association relationship, sentences Whether effective break ginseng value.Wherein the logic verify may include the verification of content verification and geometric operation verification again.For content Verification verification is to enter in ginseng that there is the ginseng value that enters of implicit overlay information to be associated comparison to algorithm, such as the algorithm in vehicle insurance Entering ginseng may include vehicle area and license plate number, and according to license plate number it can be concluded that vehicle is regional, so as to by vehicle Area's information and the vehicle regional information obtained according to license plate number are compared and verify, and judge whether the two is consistent, if inconsistent, Then illustrate at least one to enter ginseng value invalid;If consistent, then it is assumed that it is effective that this, which enters ginseng value at two,.Geometric operation is tested Card is then to carry out geometric operation comparison to the content entered in ginseng value with certain geometric operation relationship, to carry out to these contents Verification, for example, being the vehicle insurance of new car for target, then entering ginseng value may include vehicle time buying, the time of policy purchase, the phase of insuring Limit, insurance stop the phase;In these information, and there is " time of policy purchase is no earlier than selling time ", " time of policy purchase+insure the time limit= Insurance stop the phase " relationship;PC can enter ginseng value to these according to above-mentioned geometric operation relationship and carry out when getting these and entering ginseng value Geometric operation verification;If being unsatisfactory for these geometric operation relationships, illustrates that these enter and conflict mutually between ginseng value, it is believed that these It is invalid for entering at least one in ginseng value;If satisfied, it is effective for then thinking that these enter ginseng value.
Step S40, if it is described enter ginseng value it is effective when, by it is described enter ginseng value to substitute into the target algorithm corresponding to calculate Valid Insured Amount.
In the present embodiment, these can then be entered ginseng value and be substituting in target algorithm, in terms of by PC when judging effective into ginseng value Corresponding Valid Insured Amount is calculated, and when calculating completion, exports the Valid Insured Amount value.
Further, after Valid Insured Amount calculates, it may be necessary to which calculated result is checked and checked to other auditor; It checks and checks for convenience, when exporting Valid Insured Amount value, corresponding target insurance kind type can also be exported together.Specifically , also record has insurance kind to identify the mapping relations between insurance kind type in insurance kind identity map table;PC is receiving insurance kind mark When knowledge, inquiry insurance kind identity map table can also be identified according to insurance kind, determines that the insurance kind identifies corresponding target insurance kind;Effective When protection amount calculates completion, PC will export calculated result in the form of array, which can be described as Valid Insured Amount array;Wherein, Array element in Valid Insured Amount array includes target insurance kind, Valid Insured Amount value, such as (insurance kind A, 50000 yuan).
Further, after exporting the Valid Insured Amount array, server can also automatically be carried out wherein Valid Insured Amount value Threshold monitor.Specifically, being provided with the preset threshold of Valid Insured Amount in server;After exporting Valid Insured Amount array, server Valid Insured Amount value in Valid Insured Amount array can be compared with the preset threshold, it is default to judge whether Valid Insured Amount value is greater than Threshold value;If Valid Insured Amount value is greater than preset threshold, exporting corresponding Valid Insured Amount value transfinites prompt.Certainly, for difference Insurance kind, preset threshold can be different;Such as the corresponding preset threshold of insurance kind A is 60000, the corresponding default threshold of insurance kind B Value is 100000.
In the present embodiment, when receiving Valid Insured Amount computations, include according to the Valid Insured Amount computations Insurance kind mark obtains corresponding target algorithm in default Unified Algorithm pond;Determine that algorithm enters ginseng according to the target algorithm, and According to the algorithm enter ginseng output it is corresponding enter ginseng value provide prompt;When getting into ginseng value, obtained according to the target algorithm Take corresponding default verification rule, and according to the verification it is regular to it is described enter ginseng value verify, ginseng value is entered described in judgement is It is no effective;If it is described enter ginseng value it is effective, by it is described enter ginseng value substitute into the target algorithm to calculate corresponding Valid Insured Amount.It is logical It crosses with upper type, the computational algorithm that the present embodiment will calculate the Valid Insured Amount of each insurance kind carries out unified set, when in use user Suitable insurance kind parameter may be selected and necessity is provided to enter to join, Valid Insured Amount can be calculated, logged on respectively without user Each operation system is operated, and operating process is simplified, and is improved work efficiency, while being also ensured between different departments effectively The consistency of insured amount computational algorithm;In addition, by the unified set of the computational algorithm of the Valid Insured Amount of each insurance kind in the present embodiment, it is also square Just related personnel carries out unified maintenance to Valid Insured Amount calculation method, reduces operating cost.
It is the functional block diagram of Valid Insured Amount calculation method second embodiment of the present invention referring to Fig. 3, Fig. 3.
Based on above-mentioned embodiment illustrated in fig. 2, in the present embodiment, after step S20 further include:
Step S50 imports instruction according to the insurance application and obtains lead-in path when receiving insurance application importing instruction, And corresponding target insurance application is obtained based on the lead-in path;
In the present embodiment, after PC import and export ginseng value provides prompt, corresponding input frame can be also shown, so that user is with hand The mode of work typing, which provides, enters ginseng value needed for this is calculated;In addition, PC also shows importing key, so that user is led with declaration form The mode entered, which provides, enters ginseng value needed for this is calculated, to simplify input, effectively protects especially for needing batch to calculate The case where volume.Specifically, user can be clicked by PC imports key, and typing target is thrown by way of selecting or being manually entered The lead-in path of declaration form, to trigger insurance application typing instruction;PC, can be according to the throwing when receiving insurance application typing instruction Declaration form typing instruction obtains lead-in path, and gets corresponding target insurance application according to the lead-in path.
Step S60, according to the insurance application acquisition of information of the target insurance application it is corresponding enter ginseng value.
In the present embodiment, when getting target insurance application, PC by the insurance application information in target insurance application into Row identification enters ginseng value needed for calculating to get.Specifically, PC will parse the insurance application, to insurance application information Field identification is carried out, searches and algorithm enters to join matched insurance application and enters to join field;Enter to join field finding matched insurance application When, that is, can determine the field value for entering to join field according to the insurance application get it is corresponding enter ginseng value, thus realize pass through insurance application The mode of importing is obtained into ginseng value.
Certainly, the insurance application in the present embodiment imports, and can be single insurance application and imports, is also possible to the insurance application of batch It imports, to realize that batch calculates Valid Insured Amount.And it is simultaneously calculated in batches effectively being obtained by way of importing in batches into ginseng value When insured amount, in order to which the Valid Insured Amount to each insurance application distinguishes, completed calculating, Valid Insured Amount calculated result can be with number The form of group is exported, and the content of array includes insurance kind, odd numbers of insuring, Valid Insured Amount, such as (insurance kind A, odd numbers of insuring 20181,50000);Wherein number of policy can be obtains from insurance application information.
In addition, the embodiment of the present invention also provides a kind of Valid Insured Amount computing device.
It is the functional block diagram of Valid Insured Amount computing device first embodiment of the present invention referring to Fig. 4, Fig. 4.
In the present embodiment, the Valid Insured Amount computing device includes:
Algorithm determining module 10, for being referred to according to Valid Insured Amount calculating when receiving Valid Insured Amount computations The insurance kind mark that order includes obtains corresponding target algorithm;
Output module 20 is prompted, for determining that algorithm enters ginseng according to the target algorithm, and according to the algorithm enters to join defeated Out it is corresponding enter ginseng value provide prompt;
Enter to join correction verification module 30, for obtaining corresponding default school according to the target algorithm when getting into ginseng value Test rule, and according to the verification rule to it is described enter ginseng value verify, it is whether effective that ginseng value is entered described in judgement;
Insured amount computing module 40, if for it is described enter ginseng value it is effective, by it is described enter ginseng value substitute into the target algorithm with Calculate corresponding Valid Insured Amount.
Wherein, each virtual functions module of above-mentioned Valid Insured Amount computing device is stored in the calculating of Valid Insured Amount shown in Fig. 1 and sets It is functional for realizing the institute of Valid Insured Amount calculation procedure in standby memory 1005;When each module is executed by processor 1001, The computational algorithm that can will calculate the Valid Insured Amount of each insurance kind carries out unified set, and suitable insurance kind ginseng may be selected in user when in use It counts and necessity is provided and enter ginseng, the function of Valid Insured Amount can be calculated.
Further, described to enter to join correction verification module 30, be also used to according to the default verification rule to it is described enter ginseng be worth into Row format verifies, and whether enter ginseng value described in judgement effective;
And/or according to the default verification rule to it is described enter ginseng value carry out logic association verification, enter ginseng value described in judgement Whether effectively
Further, the Valid Insured Amount computing device further include:
Modify cue module, if for it is described enter ginseng value it is invalid, export it is corresponding enter ginseng value modification prompt.
Further, the Valid Insured Amount computing device further include:
Insurance application obtains module, for importing instruction according to the insurance application and obtaining when receiving insurance application importing instruction Lead-in path is taken, and corresponding target insurance application is obtained based on the lead-in path;
Enter ginseng value obtain module, for the insurance application acquisition of information according to the target insurance application it is corresponding enter ginseng value.
Further, it is described enter ginseng value obtain module, be also used to carry out word to the insurance application information of the target insurance application Section identification, is searched in the insurance application information and the algorithm enters to join matched insurance application and enters to join field;It is insured according to described Singly enter to join the corresponding field value of field obtain it is corresponding enter ginseng value.
Further, the Valid Insured Amount computing device further include:
Insurance kind determining module, the insurance kind mark for including according to the Valid Insured Amount computations determine corresponding target Insurance kind;
Array output module, it is described effective for exporting corresponding Valid Insured Amount array according to Valid Insured Amount calculated result The array element of insured amount array includes the target insurance kind and Valid Insured Amount numerical value.
Further, the Valid Insured Amount computing device further include:
Threshold value comparison module, for the Valid Insured Amount numerical value compared with preset threshold, to be judged the Valid Insured Amount number Whether value is greater than the preset threshold;
Transfinite cue module, if being greater than the preset threshold for the Valid Insured Amount numerical value, exports corresponding effective Protection amount transfinites prompt.
Wherein, the function of modules is realized and above-mentioned Valid Insured Amount calculation method reality in above-mentioned Valid Insured Amount computing device It is corresponding to apply each step in example, function and realization process no longer repeat one by one here.
In addition, the embodiment of the present invention also provides a kind of computer readable storage medium.
Valid Insured Amount calculation procedure is stored on computer readable storage medium of the present invention, wherein the Valid Insured Amount calculates When program is executed by processor, realize such as the step of above-mentioned Valid Insured Amount calculation method.
Wherein, Valid Insured Amount calculation procedure, which is performed realized method, can refer to Valid Insured Amount calculation method of the present invention Each embodiment, details are not described herein again.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row His property includes, so that the process, method, article or the system that include a series of elements not only include those elements, and And further include other elements that are not explicitly listed, or further include for this process, method, article or system institute it is intrinsic Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do There is also other identical elements in the process, method of element, article or system.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art The part contributed out can be embodied in the form of software products, which is stored in one as described above In storage medium (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that terminal device (it can be mobile phone, Computer, server, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills Art field, is included within the scope of the present invention.

Claims (10)

1. a kind of Valid Insured Amount calculation method, which is characterized in that the Valid Insured Amount calculation method the following steps are included:
When receiving Valid Insured Amount computations, the insurance kind mark for including according to the Valid Insured Amount computations is in default system Corresponding target algorithm is obtained in one algorithm pond;
According to the target algorithm determine algorithm enter ginseng, and according to the algorithm enter ginseng output it is corresponding enter ginseng value provide prompt;
When getting into ginseng value, corresponding default verification rule is obtained according to the target algorithm, and advise according to the verification Then to it is described enter ginseng value verify, it is whether effective that ginseng value is entered described in judgement;
If it is described enter ginseng value it is effective, by it is described enter ginseng value substitute into the target algorithm to calculate corresponding Valid Insured Amount.
2. Valid Insured Amount calculation method as described in claim 1, which is characterized in that described according to target algorithm acquisition pair The default verification rule answered, and according to the verification it is regular to it is described enter ginseng value verify, enter whether ginseng value has described in judgement The step of effect includes:
According to the default verification rule to it is described enter ginseng value carry out format check, whether enter ginseng value described in judgement effective;
And/or according to the default verification rule to it is described enter ginseng value carry out logic association verification, whether enter ginseng value described in judgement Effectively.
3. Valid Insured Amount calculation method as described in claim 1, which is characterized in that it is described when getting into ginseng value, according to The target algorithm obtains corresponding verification rule, and according to the verification it is regular to it is described enter ginseng value verify, judge institute After stating the whether effective step of ginseng value, further includes:
If it is described enter ginseng value it is invalid, export it is corresponding enter ginseng value modification prompt.
4. Valid Insured Amount calculation method as described in claim 1, which is characterized in that described determined according to the target algorithm is calculated Method enter ginseng, and according to the algorithm enter ginseng output it is corresponding enter ginseng value provide prompt the step of after, further includes:
When receiving insurance application importing instruction, instruction is imported according to the insurance application and obtains lead-in path, and is based on described lead Enter path and obtains corresponding target insurance application;
According to the insurance application acquisition of information of the target insurance application it is corresponding enter ginseng value.
5. Valid Insured Amount calculation method as claimed in claim 4, which is characterized in that the insurance application according to target insurance application Acquisition of information it is corresponding enter ginseng value the step of include:
Field identification is carried out to the insurance application information of the target insurance application, is searched and the algorithm in the insurance application information Enter to join matched insurance application to enter to join field;
According to the insurance application enter to join the corresponding field value of field obtain it is corresponding enter ginseng value.
6. the Valid Insured Amount calculation method as described in any one of claims 1 to 5, which is characterized in that described to receive When imitating insured amount computations, the insurance kind mark for including according to the Valid Insured Amount computations obtains the step of corresponding target algorithm After rapid, further includes:
The insurance kind mark for including according to the Valid Insured Amount computations determines corresponding target insurance kind;
If it is described enter ginseng value it is effective, by it is described enter ginseng value substitute into the target algorithm to calculate corresponding Valid Insured Amount After step, further includes:
Corresponding Valid Insured Amount array is exported according to Valid Insured Amount calculated result, the array element of the Valid Insured Amount array includes The target insurance kind and Valid Insured Amount numerical value.
7. Valid Insured Amount calculation method as claimed in claim 6, which is characterized in that described defeated according to Valid Insured Amount calculated result Out after the step of corresponding Valid Insured Amount array, further includes:
By the Valid Insured Amount numerical value compared with preset threshold, judge whether the Valid Insured Amount numerical value is greater than the default threshold Value;
If the Valid Insured Amount numerical value is greater than the preset threshold, exporting corresponding Valid Insured Amount transfinites prompt.
8. a kind of Valid Insured Amount computing device, which is characterized in that the Valid Insured Amount computing device includes:
Algorithm determining module, for including according to the Valid Insured Amount computations when receiving Valid Insured Amount computations Insurance kind mark obtain corresponding target algorithm;
Output module is prompted, for determining that algorithm enters ginseng according to the target algorithm, and ginseng output is entered according to the algorithm and is corresponded to Enter ginseng value provide prompt;
Enter to join correction verification module, for obtaining corresponding default verification rule according to the target algorithm when getting into ginseng value, And according to verification rule to it is described enter ginseng value verify, it is whether effective that ginseng value is entered described in judgement;
Insured amount computing module, if for it is described enter ginseng value it is effective, by it is described enter ginseng value substitute into the target algorithm to calculate pair The Valid Insured Amount answered.
9. a kind of Valid Insured Amount calculates equipment, which is characterized in that the Valid Insured Amount calculate equipment include processor, memory, And it is stored in the Valid Insured Amount calculation procedure that can be executed on the memory and by the processor, wherein the Valid Insured Amount When calculation procedure is executed by the processor, realizing the Valid Insured Amount calculation method as described in any one of claims 1 to 7 Step.
10. a kind of computer readable storage medium, which is characterized in that be stored with effective guarantor on the computer readable storage medium Volume calculation procedure, wherein realizing such as any one of claims 1 to 7 when the Valid Insured Amount calculation procedure is executed by processor The step of described Valid Insured Amount calculation method.
CN201810521492.7A 2018-05-28 2018-05-28 Valid Insured Amount calculation method, device, equipment and computer readable storage medium Pending CN109727143A (en)

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Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103106186A (en) * 2013-01-22 2013-05-15 百度在线网络技术(北京)有限公司 Form verification method and form verification system
CN107767275A (en) * 2016-08-22 2018-03-06 平安科技(深圳)有限公司 Insure resource requirement analysis method and device
CN107784592A (en) * 2017-04-06 2018-03-09 平安科技(深圳)有限公司 Insurance money computational methods and device

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103106186A (en) * 2013-01-22 2013-05-15 百度在线网络技术(北京)有限公司 Form verification method and form verification system
CN107767275A (en) * 2016-08-22 2018-03-06 平安科技(深圳)有限公司 Insure resource requirement analysis method and device
CN107784592A (en) * 2017-04-06 2018-03-09 平安科技(深圳)有限公司 Insurance money computational methods and device

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