CN109816330A - Regular method of calibration, device, electronic equipment and computer readable storage medium - Google Patents

Regular method of calibration, device, electronic equipment and computer readable storage medium Download PDF

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Publication number
CN109816330A
CN109816330A CN201811537833.6A CN201811537833A CN109816330A CN 109816330 A CN109816330 A CN 109816330A CN 201811537833 A CN201811537833 A CN 201811537833A CN 109816330 A CN109816330 A CN 109816330A
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China
Prior art keywords
information
insurance policy
data
warrantee
electronic insurance
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CN201811537833.6A
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Chinese (zh)
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CN109816330B (en
Inventor
陈琳
谢海
丁艳阳
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Ping An Life Insurance Company of China Ltd
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Ping An Life Insurance Company of China Ltd
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Priority to CN201811537833.6A priority Critical patent/CN109816330B/en
Publication of CN109816330A publication Critical patent/CN109816330A/en
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Abstract

The present invention relates to a kind of regular method of calibration, device, electronic equipment and computer readable storage mediums.The described method includes: restrictive condition corresponding to typing default rule data and regular data, wherein the regular data includes the content information on declaration form, and restrictive condition corresponding to the regular data is a threshold range or is a preset rules;Obtain the information that warrantee inputs on electronic insurance policy;According to the information searching of the acquisition regular data consistent with the information of acquisition, and judge whether the information obtained meets restrictive condition corresponding to the regular data to verify to the information of acquisition;The information inputted on electronic insurance policy is identified according to the check results of the information of the acquisition.Regular method of calibration in the present invention not only may be implemented to verify declaration form numeric data, can also verify to the categorical data on declaration form, thus can satisfy the verification of more declaration form contents.

Description

Regular method of calibration, device, electronic equipment and computer readable storage medium
Technical field
The present invention relates to financial security fields, and in particular to a kind of rule method of calibration, device, electronic equipment and computer Readable storage medium storing program for executing.
Background technique
Existing declaration form verification verifies whether declaration form content meets the requirements often through artificial mode, and working efficiency is low Under.Although existing some check systems in the market, however, these check systems are only capable of verifying specific content, function It is single.
Summary of the invention
In view of the foregoing, it is necessary to propose a kind of regular method of calibration and device, electronic equipment and computer-readable deposit Storage media reduces manual examination and verification process to realize the healthy notification of self-checking insurer.
The first aspect of the application provides a kind of regular method of calibration, which comprises
Restrictive condition corresponding to typing default rule data and regular data, wherein the regular data includes protecting Content information on list, restrictive condition corresponding to the regular data are a threshold range or are a preset rules;
Obtain the information that warrantee inputs on electronic insurance policy;
According to the information searching of the acquisition regular data consistent with the information of the acquisition, and judge the letter of the acquisition Whether breath meets restrictive condition corresponding to the regular data to verify to the information of the acquisition;And
The information inputted on the electronic insurance policy is identified according to the check results of the information of the acquisition.
Preferably, which comprises
The item content information is obtained after warrantee has filled in a content on the electronic insurance policy;
Extract the data to be verified in the content information obtained, wherein shown electronic insurance policy has been pre-set Template file, using the content obtained from the electronic insurance policy template file predetermined position as the data to be verified;
Search the regular data to match with the data to be verified;
Obtain restrictive condition corresponding to the regular data;
Judge whether the data to be verified in the item content information meet restrictive condition corresponding to regular data;
Quilt is determined when restrictive condition corresponding to the regular data described in the data fit to be verified in the content information The content information that guarantor fills on electronic insurance policy is errorless;And
It is determined when the data to be verified in the content information do not meet restrictive condition corresponding to the regular data The content that warrantee fills on electronic insurance policy is wrong.
Preferably, which comprises
The electronic insurance policy information obtained is determined when the data to be verified of the content information of acquisition are in the threshold range Meet restrictive condition corresponding to the regular data;And
The policy information obtained is determined when the data to be verified of the content information of acquisition are not in the threshold range not Meet restrictive condition corresponding to the regular data.
Preferably, which comprises
The electronic insurance policy information obtained is determined when the preset rules described in the data fit to be verified of the content information of acquisition Meet restrictive condition corresponding to the regular data;And
When the data to be verified of the content information of acquisition do not meet the preset rules, it is determined that the policy information of acquisition Restrictive condition corresponding to the regular data is not met.
Preferably, which comprises
The display when determining that the content information on the electronic insurance policy meets restrictive condition corresponding to the regular data The errorless information of one verification is errorless to remind electronic insurance policy content information described in warrantee to fill in;And
It is shown when determining that the content information on the electronic insurance policy does not meet restrictive condition corresponding to the regular data Show the information of a check errors with remind electronic insurance policy content shown in warrantee fill in it is wrong so as to warrantee to the electronics Declaration form content is modified.
Preferably, which comprises
Obtain the name information of the warrantee on the electronic insurance policy;
By calling camera to shoot the photo of warrantee, and service is sent to using captured photo as identification photographs Device;
By the server access public security household register system, the public security household register is inquired according to the photo of the warrantee of shooting System simultaneously obtains the name information on warrantee's identity card;
By the surname of the warrantee's name and warrantee that are found by the public security household register decorum on the electronic insurance policy Name information compares;
When on the electronic insurance policy name information and the public security household register decorum in the name registered it is consistent when determine quilt Name information of the guarantor on the electronic insurance policy is errorless;And
When on the electronic insurance policy name information and the public security household register decorum in the name registered it is inconsistent when determine Name information of the warrantee on the electronic insurance policy is wrong.
Preferably, which comprises
The health and fitness information of defendant is obtained from shown electronic insurance policy, wherein including previously sick in the health notification The disease category of history, severity, the information such as currently whether fully recover;
By the hospital system and physical examination mechanism of server access and server networking, and existed according to warrantee's information Medical information corresponding with warrantee is searched in the hospital system and physical examination mechanism;
The health and fitness information that will acquire is compared with the medical information found, and judges the health and fitness information and the doctor Whether consistent treat information;
When the health and fitness information and the inconsistent medical information found, judge warrantee's according to the medical information Whether physical condition meets the requirements;Prompting message is issued when the physical condition of warrantee is undesirable reminds use Family does not have the qualification of purchase insurance kind;And
When the physical condition of user meets the requirements, output prompting message is reminded strong in electronic insurance policy described in user Health information is inconsistent with the medical information found out and user is reminded to modify the health and fitness information in electronic insurance policy.
The second aspect of the application provides a kind of regular calibration equipment, and described device includes:
Setup module, for restrictive condition corresponding to typing default rule data and regular data, wherein the rule Then data include the content information on declaration form, and restrictive condition corresponding to the regular data is a threshold range or is one default Rule;
Obtain module, the information inputted on electronic insurance policy for obtaining warrantee;
Correction verification module, the regular data consistent with the information of the acquisition for the information searching according to acquisition, and sentence Whether the information of the acquisition of breaking meets restrictive condition corresponding to the regular data to verify to the information of the acquisition; And
Mark module, for the check results according to the information of the acquisition to the information inputted on the electronic insurance policy It is identified.
The third aspect of the application provides a kind of electronic equipment, and the electronic equipment includes processor, and the processor is used The regular method of calibration is realized when executing the computer program stored in memory.
The fourth aspect of the application provides a kind of computer readable storage medium, is stored thereon with computer program, described The regular method of calibration is realized when computer program is executed by processor.
Regular method of calibration in the present invention not only may be implemented to verify declaration form numeric data, can also be on declaration form Categorical data verified, thus can satisfy the verification of more declaration form contents.In addition, the regular verification side in the present invention Method can also self-checking insurer healthy notification, reduce the process of manual examination and verification.For desk checking mode, The cumbersome process for avoiding one by one Rule, rule verification one by one, can reduce the number of Data duplication acquisition, improve regular school Test efficiency.
Detailed description of the invention
Fig. 1 is the application environment schematic diagram of regular method of calibration of the invention.
Fig. 2 is the flow chart of regular method of calibration preferred embodiment of the invention.
Fig. 3 is the schematic diagram of input interface of the present invention.
Fig. 4 is the structure chart of regular calibration equipment preferred embodiment of the invention.
Fig. 5 is the structure chart of self checking module of the present invention.
Fig. 6 is the schematic diagram of electronic equipment preferred embodiment of the present invention.
Specific embodiment
To better understand the objects, features and advantages of the present invention, with reference to the accompanying drawing and specific real Applying example, the present invention will be described in detail.It should be noted that in the absence of conflict, embodiments herein and embodiment In feature can be combined with each other.
In the following description, numerous specific details are set forth in order to facilitate a full understanding of the present invention, described embodiment is only It is only a part of the embodiment of the present invention, instead of all the embodiments.Based on the embodiments of the present invention, ordinary skill Personnel's every other embodiment obtained without making creative work, shall fall within the protection scope of the present invention.
Unless otherwise defined, all technical and scientific terms used herein and belong to technical field of the invention The normally understood meaning of technical staff is identical.Term as used herein in the specification of the present invention is intended merely to description tool The purpose of the embodiment of body, it is not intended that in the limitation present invention.
Preferably, regular method of calibration of the invention is applied in one or more electronic equipment.The electronic equipment It is that one kind can be according to the instruction for being previously set or storing, the automatic equipment for carrying out numerical value calculating and/or information processing, hardware Including but not limited to microprocessor, specific integrated circuit (Application Specific Integrated Circuit, ASIC), programmable gate array (Field-Programmable Gate Array, FPGA), digital processing unit (Digital Signal Processor, DSP), embedded device etc..
The electronic equipment can be the calculating such as desktop PC, laptop, tablet computer and cloud server Equipment.The equipment can carry out man-machine friendship by modes such as keyboard, mouse, remote controler, touch tablet or voice-operated devices with user Mutually.
Embodiment 1
Fig. 1 is the application environment schematic diagram of regular method of calibration of the invention.
As shown in fig.1, the certainly regular verification Application is in user terminal 1.The user terminal 1 passes through network 2 and clothes Business device 3 connects.Wherein, the network 2 can be cable network, be also possible to wireless network, such as radio, Wireless Fidelity (Wireless Fidelity, WIFI), honeycomb, satellite, broadcast etc..The user terminal 1 is used to obtain picture and will acquire Picture is stored in uploading onto the server.In one embodiment, the user terminal 1 can be laptop, desk-top The devices such as computer, tablet computer, cell phone.The server can be a server zone or Cloud Server.
Fig. 2 is the flow chart of regular method of calibration preferred embodiment of the invention.According to different requirements, in the flow chart The sequence of step can change, and certain steps can be omitted.
As shown in fig.2, it is described rule method of calibration specifically includes the following steps:
Step S201, restrictive condition corresponding to typing default rule data and regular data.
Pass through user terminal 1 in present embodiment for restrictive condition corresponding to the regular data and the regular data It is entered into server 3 and is stored.In one embodiment, the regular data includes the content information on declaration form.It is described Restrictive condition corresponding to regular data is a threshold range or is a preset rules.In present embodiment, when regular data is When one numerical value, corresponding restrictive condition is threshold range;It is corresponding when regular data is passage or one section of sentence Restrictive condition is preset rules.For example, when the regular data is major-minor insurance kind information or warrantee's gender, the rule number The default rule such as the rule set requires or the gender of warrantee requires are combined according to the insurance kind that corresponding restrictive condition is major-minor danger Then.When the regular data is warrantee's age, default the range of age value that corresponding preset condition is.In an embodiment party In formula, the user terminal 1 provides an input interface 11.Referring to FIG. 3, showing the schematic diagram of input interface 11 of the present invention. The input interface 11 includes a regular data editor field 111 and condition editor field 112.The regular data editor field 111 for for user's input rule data.The condition editor field 112 is used to input the limitation of the regular data for user Condition.The input interface 11 receives the regular data of user's input and the restrictive condition of the regular data and stores it in In server 3.
In other embodiments, it does not need to verify content information all on declaration form sometimes, need to only verify guarantor Crucial data meet condition on list.Thus to reduce verifying work amount, the regular data of the typing can only include Critical data on declaration form, to realize the verifying to declaration form.
Step S202 obtains the information that warrantee inputs on electronic insurance policy.
In one embodiment, electronic insurance policy described in the display screen display of the user terminal 1.The user terminal 1 The information that available warrantee inputs on the electronic insurance policy.In one embodiment, the display screen can be a touching Control screen.Policy information is inputted by the touch screen on the electronic insurance policy that warrantee can show on user terminal 1.For example, Warrantee can input name, occupation, gender, birthday, height, weight, master by the touch screen on the electronic insurance policy Secondary danger combined information.In other embodiments, pass through keyboard on the electronic insurance policy that warrantee can show on user terminal 1 Input policy information.
In another embodiment, after warrantee often completes a content on electronic insurance policy, the user terminal 1 Obtain the item content information filled in.Specifically, user terminal 1 is detecting that warrantee filled in electronic insurance policy the next item up Rong Hou, warrantee does not input new content in the item in a preset time, it is determined that warrantee has filled in institute It states a content and obtains the item content that user fills in.In another embodiment, warrantee completes institute on electronic insurance policy The information of some items and click confirmation key after, the user terminal 1 could obtain the content information of the electronic insurance policy.Specifically , user terminal 1 is detecting that warrantee filled in all contents on electronic insurance policy and obtain institute after clicking ACK button State the information of electronic insurance policy.In present embodiment, the confirmation key can be physical button or virtual key.
Step S203 according to the information searching of the acquisition regular data consistent with the information of acquisition, and judges acquisition Whether information meets restrictive condition corresponding to the regular data to verify to the information of acquisition.
In one embodiment, the user terminal 1 after a content has been filled on electronic insurance policy as warrantee Get the item content information.The information searching according to the acquisition regular data consistent with the information of acquisition, and sentence Whether the disconnected information obtained meets restrictive condition corresponding to the regular data to carry out verification to the information of acquisition
(S2031) data to be verified in the content information obtained are extracted.
In present embodiment, electronic insurance policy is the template file pre-set, can will be from electronics with program setting The content that the preset one or more positions of declaration form template file obtain is as data to be verified.
(S2032) regular data to match with the data to be verified is searched.
(S2033) restrictive condition corresponding to the regular data is obtained.
(S2034) judge whether the data to be verified in the content information meet limitation item corresponding to regular data Part.
(S2035) if restrictive condition corresponding to regular data described in data fit to be verified in the content information, Then determine that the content information filled on electronic insurance policy of warrantee is errorless, otherwise determine that warrantee fills on electronic insurance policy in Have mistake.
In present embodiment, restrictive condition corresponding to the regular data is a threshold range.Specifically, if obtain When the data to be verified of content information are in the threshold range, then user terminal 1 determines that the electronic insurance policy information obtained meets Restrictive condition corresponding to the regular data.If the data to be verified of the content information obtained are not in the threshold range When, then user terminal 1 determines that the policy information obtained does not meet restrictive condition corresponding to the regular data.For example, described The content of electronic insurance policy includes protection amount and premium information corresponding to the type of insurance information and the type of insurance filled in.With institute State the premium that the regular data that the content of electronic insurance policy matches is the protection amount and payment under the insurance kind.The regular data institute Corresponding restrictive condition is the first insured amount threshold range and the first premium threshold range.
Specifically, the user terminal protection amount corresponding to the type of insurance information of acquisition and the type of insurance first And it is the protection amount and premium information under the insurance kind that corresponding data to be verified are extracted in premium information information.Then, user Terminal 1 searches the regular data to match with the content information obtained from the database of server 3, for example, described match Regular data can be the protection amount and premium information under a certain insurance kind.Then, the user terminal 1 obtains and the regular number It is the first insured amount threshold range and the first premium threshold range according to corresponding restrictive condition.Finally, described in judging when user terminal 1 When insured amount premium in the first insured amount threshold range and under the insurance kind under insurance kind is in the first premium threshold range, then really Surely the electronic insurance policy information obtained meets restrictive condition corresponding to the regular data.When user terminal 1 judges the insurance kind Under it is insured amount when the premium in the first insured amount threshold range or under the insurance kind is not in the first premium threshold range, then really Surely the electronic insurance policy information obtained does not meet restrictive condition corresponding to the regular data.
In another embodiment, restrictive condition corresponding to the regular data is preset rules.Specifically, if obtaining Content information data fit to be verified described in preset rules when, then user terminal 1 determine obtain electronic insurance policy information symbol Close restrictive condition corresponding to the regular data.If the data to be verified of the content information obtained do not meet the preset rules When, then user terminal 1 determines that the policy information obtained does not meet restrictive condition corresponding to the regular data.For example, described The content of electronic insurance policy includes the main danger filled in and the combined information of secondary danger, such as the main danger can be the friendship in car insurance Strong danger, the secondary danger can be the business risk in car insurance.For example, the business risk may include vehicle loss danger, third Person's liability insurance, theft insurance, passengers inside the car's liability insurance, scratch danger, the independent risk of breakage of glass, risk of spontaneous combustion etc..It is protected with the electronics The regular data that single content matches is the combination of insurance kind, for example, the insurance kind combination of car insurance.The regular data institute Corresponding restrictive condition is whether insurance kind combination meets preset rules, as whether the insurance kind combination of car insurance meets default rule Then.Wherein, it is insurance kind essential in car insurance that the preset rules, which are compulsory insurances for traffic accident of motor-drivenvehicle, and business risk is optional danger in car insurance Kind.Specifically, the user terminal 1 extracts corresponding number to be verified from the combined information of the main danger of acquisition and secondary danger first According to the combination danger information for car insurance.Then, user terminal 1 is searched from the database of server 3 believes with the content obtained The matched regular data of manner of breathing, for example, the regular data to match can be the various combination dangers information of car insurance.It connects , it is in the combination danger of car insurance that it is compulsory insurance for traffic accident of motor-drivenvehicle that the user terminal 1, which obtains restrictive condition corresponding with the regular data, Essential insurance kind, business risk are optional insurance kinds in car insurance.Finally, the combination danger information of the car insurance when judgement acquisition In include compulsory insurance for traffic accident of motor-drivenvehicle when, then user terminal 1 determine obtain electronic insurance policy information meet limitation corresponding to the regular data Condition.When in the combination danger information for the car insurance for judging to obtain without including compulsory insurance for traffic accident of motor-drivenvehicle, then user terminal 1 determines acquisition Electronic insurance policy information does not meet restrictive condition corresponding to the regular data.
In another embodiment, after all information is completed on electronic insurance policy as warrantee and clicks confirmation key When the user terminal 1 could obtain the content information of the electronic insurance policy.The information searching according to acquisition and acquisition The regular data that information matches, and judge whether the information obtained meets restrictive condition corresponding to the regular data with right The information of acquisition carries out verification
(S2031 ') extracts every data to be verified in acquired content information.
(S2032 ') searches the regular data that a data to be verified match in content information.
(S2033 ') obtains restrictive condition corresponding to the regular data.
(S2034 ') judges whether the data to be verified in the item content information meet limitation corresponding to regular data Condition.
(S2035 ') obtains the regular data that the next item down data to be verified match in the content information.
(S2036 ') repeats step S2033 '-S2035 ' until all data to be verified complete verification.
Step S204 is identified the content on electronic insurance policy according to the check results of the information of acquisition.
In present embodiment, when determining that the content information on electronic insurance policy meets restrictive condition corresponding to regular data When, then the errorless information of one verification of the display of user terminal 1 is errorless to remind warrantee's electronic insurance policy content information to fill in.When It determines and then shows one on electronic insurance policy when the content information on electronic insurance policy does not meet restrictive condition corresponding to regular data The information of check errors is wrong to remind warrantee's electronic insurance policy content to fill in, so that user be facilitated to carry out electronic insurance policy content Modification.Specifically, when determining that the content information on electronic insurance policy does not meet restrictive condition corresponding to regular data, then it is described With the highlighted mark of The Scarlet Letter at the content that user terminal 1 accordingly malfunctions on electronic insurance policy.
In one embodiment, the method is after step s 204 further include:
Step S205 verifies the information that warrantee inputs on electronic insurance policy.
In a specific embodiment, user terminal 1 obtains the name information of the warrantee on the electronic insurance policy first. Then, the user terminal 1 is sent out by calling camera to shoot the photo of warrantee using captured photo as identification photographs Give server 3.User terminal 1 accesses public security household register system by server 3, is inquired according to the photo of the warrantee of shooting public Peace household register system is simultaneously obtained with the name information on warrantee's identity card.Then, the user terminal 1 will pass through public security household register body The warrantee's name found unite compared with the name information that warrantee inputs on electronic insurance policy.Wherein, if the electronics The name information inputted on declaration form and the name registered in the public security household register decorum are consistent, then the user terminal 1 determines warrantee Name information on electronic insurance policy is errorless, if the surname registered in the name information on the electronic insurance policy and the public security household register decorum Name is inconsistent, then the user terminal 1 determines that name information of the warrantee on electronic insurance policy is wrong.The user terminal 1 into The name that one step shows that an information reminding warrantee modifies on electronic insurance policy is wrong.
In one embodiment, the method is after step s 204 further include:
Step S206 verifies physical condition information of the warrantee on electronic insurance policy.
In a specific embodiment, the health and fitness information filled in the electronic insurance policy including user.Wherein, the health Including the disease category of medical history, severity, information of currently whether fully recovering etc. in notification.1 energy of user terminal Enough health and fitness informations that defendant is obtained from electronic insurance policy.The user terminal 1 is accessed by server 3 connected to it and institute The hospital system and physical examination mechanism for stating the networking of server 3, according to warrantee's information searching medical information corresponding with warrantee, The health and fitness information that will acquire is compared with the medical information found, and judges that the health and fitness information is with the medical information It is no consistent.When the health and fitness information of acquisition and the inconsistent medical information of the warrantee found, the user terminal 1 is according to institute It states medical information and judges whether the physical condition of warrantee meets the requirements.It is wanted when the physical condition of warrantee is not met Prompting message is issued when asking reminds user not have the qualification for buying the insurance kind.When the physical condition of user meets the requirements When, the user terminal 1 exports the warrantee that prompting message is reminded health and fitness information in electronic insurance policy described in user with found out Medical information it is inconsistent and remind user modify electronic insurance policy in health and fitness information.
Rule method of calibration of the invention not only may be implemented to verify declaration form numeric data, can also be to non-on declaration form Numeric data is verified, thus can satisfy the verification of more declaration form contents.In addition, present invention rule method of calibration can also The healthy notification of self-checking insurer, reduces the process of manual examination and verification.For desk checking mode, avoid by The cumbersome process that rule obtains, rule verifies one by one can reduce the number of Data duplication acquisition, improve rule verification efficiency.
Embodiment 2
Fig. 4 is the structure chart of the present invention 50 preferred embodiment of regular calibration equipment.
In some embodiments, the regular calibration equipment 50 is run in electronic equipment.The rule calibration equipment 50 It may include multiple functional modules as composed by program code segments.The journey of each program segment in the rule calibration equipment 50 Sequence code can store in memory, and as performed by least one processor, to execute the function of pictures management.
In the present embodiment, function of the rule calibration equipment 50 according to performed by it can be divided into multiple functions Module.As shown in fig.4, the rule calibration equipment 50 may include setup module 501, obtain module 502, correction verification module 503, mark module 504.The so-called module of the present invention refers to that one kind can be performed by least one processor and can be complete At the series of computation machine program segment of fixed function, storage is in memory.In some embodiments, the function about each module It can will be described in detail in subsequent embodiment.
Restrictive condition corresponding to the 501 typing default rule data of setup module and regular data.
Setup module 501 described in present embodiment is by limitation item corresponding to the regular data and the regular data Part is entered into server 3 and is stored.In one embodiment, the regular data includes the content information on declaration form.Institute Restrictive condition corresponding to regular data is stated to be a threshold range or be a preset rules.In present embodiment, work as regular data When being a numerical value, corresponding restrictive condition is threshold range;When regular data is passage or one section of sentence, correspond to Restrictive condition be preset rules.For example, when the regular data is major-minor insurance kind information or warrantee's gender, the rule Restrictive condition corresponding to data is default for the rule requirement of the insurance kind combination setting of major-minor danger or the gender requirement of warrantee etc. Rule.When the regular data is warrantee's age, default the range of age value that corresponding preset condition is.Implement one In mode, the setup module 501 provides an input interface 11.Referring to FIG. 3, the input interface 11 includes a regular data Edit field 111 and condition editor field 112.The regular data editor field 111 is used for for user's input rule data.Institute Condition editor field 112 is stated for inputting the restrictive condition of the regular data for user.The setup module 501 receives user The restrictive condition of the regular data of input and the regular data simultaneously stores it in server 3.
In other embodiments, it does not need to verify content information all on declaration form sometimes, need to only verify guarantor Crucial data meet condition on list.It is thus reduction verifying work amount, the regular data of 501 typing of setup module It can be only comprising the critical data on declaration form, to realize the verifying to declaration form.
The module 502 that obtains obtains the information that warrantee inputs on electronic insurance policy.
In one embodiment, electronic insurance policy described in the display screen display of the user terminal 1.The acquisition module The information that 502 acquisition warrantees input on the electronic insurance policy.In one embodiment, the display screen can be a touch-control Screen.Policy information is inputted by the touch screen on the electronic insurance policy that warrantee can show on user terminal 1.For example, by Guarantor can input name, occupation, gender, birthday, height, weight, major-minor by the touch screen on the electronic insurance policy Dangerous combined information.In other embodiments, defeated by keyboard on the electronic insurance policy that warrantee can show on user terminal 1 Enter policy information.
In another embodiment, after warrantee often completes a content on electronic insurance policy, the acquisition module 502 is The item content information filled in can be obtained.Specifically, the acquisition module 502 is detecting that warrantee filled in electronic insurance policy After the next item up content, warrantee does not input new content in the item in a preset time, it is determined that warrantee is It has filled in the item content and has obtained the item content that user fills in.In another embodiment, warrantee is in electronic insurance policy On complete the information of all items and click confirmation key after, the acquisition module 502 could obtain the interior of the electronic insurance policy Hold information.Specifically, the acquisition module 502 is detecting that warrantee filled in all contents and click on electronic insurance policy The information of the electronic insurance policy is obtained after ACK button.In present embodiment, the confirmation key can be physical button or void Quasi- key.
The regular data that the correction verification module 503 matches according to the information searching of acquisition and the information of acquisition, and judge Whether the information of acquisition meets restrictive condition corresponding to the regular data to verify to the information of acquisition.
Referring to FIG. 5, showing the schematic diagram of correction verification module 503 in an embodiment of the present invention.The correction verification module 503 Submodule 5032, restrictive condition acquisition submodule 5033, judging submodule are determined including extracting sub-module 5031, regular data 5034 and verify determine submodule 5035.In one embodiment, after a content has been filled on electronic insurance policy as warrantee, The correction verification module 503 can get the item content information.
The extracting sub-module 5031 is used to extract the data to be verified in the content information obtained.
In present embodiment, electronic insurance policy is the template file pre-set, can will be from electronics with program setting The content that the preset one or more positions of declaration form template file obtain is as data to be verified.
The regular data determines submodule 5032 for searching the regular data to match with the data to be verified.
The restrictive condition acquisition submodule 5033 obtains restrictive condition corresponding to the regular data.
It is right that the judging submodule 5034 judges whether the data to be verified in the content information meet regular data institute The restrictive condition answered.
Described verify determines that submodule 5035 is used to work as rule number described in the data fit to be verified in the content information According to corresponding restrictive condition, it is determined that the content information that warrantee fills on electronic insurance policy is errorless.Otherwise the verification is true The content that stator modules 5035 determine that warrantee fills on electronic insurance policy is wrong.
In present embodiment, restrictive condition corresponding to the regular data is a threshold range.Specifically, if obtain When the data to be verified of content information are in the threshold range, then the correction verification module 503 determines the electronic insurance policy letter obtained Breath meets restrictive condition corresponding to the regular data.If the data to be verified of the content information obtained are not in the threshold value model When enclosing interior, then the policy information that the correction verification module 503 obtains surely does not meet restrictive condition corresponding to the regular data.Example Such as, the content of the electronic insurance policy includes protection amount corresponding to the type of insurance information and the type of insurance filled in and premium letter Breath.It is the premium of the protection amount and payment under the insurance kind with the regular data that the content of the electronic insurance policy matches.The rule Then restrictive condition corresponding to data is the first insured amount threshold range and the first premium threshold range.
Specifically, the correction verification module 503 is first corresponding to the type of insurance information of acquisition and the type of insurance It is the protection amount and premium information under the insurance kind that corresponding data to be verified are extracted in insured amount and premium information information.The school It tests module 503 and searches the regular data to match with the content information obtained also from the database of server 3, for example, described The regular data to match can be the protection amount and premium information under a certain insurance kind.The correction verification module 503 also obtain with it is described The corresponding restrictive condition of regular data is the first insured amount threshold range and the first premium threshold range.The correction verification module 503 is sentenced The insured amount premium in the first insured amount threshold range and under the insurance kind broken under the insurance kind is in the first premium threshold range When, it is determined that the electronic insurance policy information of acquisition meets restrictive condition corresponding to the regular data.When judging under the insurance kind Insured amount when the premium in the first insured amount threshold range or under the insurance kind is not in the first premium threshold range, the school It tests module 503 and determines that the electronic insurance policy information obtained does not meet restrictive condition corresponding to the regular data.
In another embodiment, restrictive condition corresponding to the regular data is preset rules.Specifically, when obtaining Content information data fit to be verified described in preset rules when, then the correction verification module 503 determines the electronic insurance policy obtained Information meets restrictive condition corresponding to the regular data.When the data to be verified of the content information of acquisition do not meet it is described pre- If when rule, then the correction verification module 503 determines that the policy information obtained does not meet limitation item corresponding to the regular data Part.For example, the content of the electronic insurance policy includes the main danger filled in and the combined information of secondary danger, such as the main danger can be vehicle Compulsory insurance for traffic accident of motor-drivenvehicle in insurance, the secondary danger can be the business risk in car insurance.For example, the business risk may include vehicle Lose danger, third party liability insurance, theft insurance, passengers inside the car's liability insurance, scratch danger, the independent risk of breakage of glass, risk of spontaneous combustion etc..With The regular data that the content of the electronic insurance policy matches is the combination of insurance kind, for example, the insurance kind combination of car insurance.It is described Restrictive condition corresponding to regular data is whether insurance kind combination meets preset rules, as whether the insurance kind combination of car insurance accords with Close preset rules.Wherein, it is insurance kind essential in car insurance that the preset rules, which are compulsory insurances for traffic accident of motor-drivenvehicle, and business risk is in car insurance Optional insurance kind.Specifically, the correction verification module 503 extracted from the combined information of the main danger of acquisition and secondary danger it is corresponding to Verify the combination danger information that data are car insurance.The correction verification module 503 is searched and is obtained also from the database of server 3 The regular data that matches of content information, for example, the regular data to match can be the various combinations of car insurance Dangerous information.It is car insurance that it is compulsory insurance for traffic accident of motor-drivenvehicle that the correction verification module 503, which also obtains restrictive condition corresponding with the regular data, Insurance kind essential in danger is combined, business risk is optional insurance kind in car insurance.When the combination danger for the car insurance that judgement obtains When including compulsory insurance for traffic accident of motor-drivenvehicle in information, then the correction verification module 503 determines that the electronic insurance policy information obtained meets the regular data institute Corresponding restrictive condition.When in the combination danger information for the car insurance that judgement obtains without including compulsory insurance for traffic accident of motor-drivenvehicle, then the verification Module 503 determines that the electronic insurance policy information obtained does not meet restrictive condition corresponding to the regular data.
In another embodiment, after all information is completed on electronic insurance policy as warrantee and clicks confirmation key When the user terminal 1 could obtain the content information of the electronic insurance policy.The correction verification module 503 extracts acquired content Every data to be verified in information;Search the regular data that a data to be verified match in content information;Obtain the rule Then restrictive condition corresponding to data;Judge whether the data to be verified in the item content information meet corresponding to regular data Restrictive condition and until all data to be verified complete verification.
The mark module 504 is used to carry out the information inputted on electronic insurance policy according to the check results of the information of acquisition Mark.
In present embodiment, when determining that the content information on electronic insurance policy meets restrictive condition corresponding to regular data When, then the errorless information of one verification of the display of mark module 504 is errorless to remind warrantee's electronic insurance policy content information to fill in. When determining that the content information on electronic insurance policy does not meet restrictive condition corresponding to regular data, then the mark module 504 It is wrong to remind warrantee's electronic insurance policy content to fill in that the information of a check errors is shown on electronic insurance policy, to facilitate user It modifies to electronic insurance policy content.Specifically, when the content information on determining electronic insurance policy is not met corresponding to regular data Restrictive condition when, then with the highlighted mark of The Scarlet Letter at the content that the mark module 504 accordingly malfunctions on electronic insurance policy.
In one embodiment, the mark module 504 be also used to the name information to warrantee on electronic insurance policy into Row verification.
In a specific embodiment, the mark module 504 obtains the surname of the warrantee on the electronic insurance policy first Name information.Then, the mark module 504 by call camera shoot warrantee photo, using captured photo as Identification photographs are sent to server 3.The mark module 504 accesses public security household register system by server 3, according to the quilt of shooting The photo inquiry public security household register system of guarantor is simultaneously obtained with the name information on warrantee's identity card.Then, the mark module 504 compare the warrantee's name found by the public security household register decorum with name information of the warrantee on electronic insurance policy. Wherein, if the name registered in name information and the public security household register decorum on the electronic insurance policy is consistent, the mark module 504 determine that name information of the warrantee on electronic insurance policy is errorless, if name information and public security household register on the electronic insurance policy The name registered in the decorum is inconsistent, then the mark module 504 determines that name information of the warrantee on electronic insurance policy is wrong. It is wrong that the mark module 504 further displays the name that an information reminding warrantee modifies on electronic insurance policy.
In one embodiment, the mark module 504 is also with the physical condition to warrantee on electronic insurance policy Information is verified.
In a specific embodiment, the health and fitness information filled in the electronic insurance policy including user.Wherein, the health Including the disease category of medical history, severity, information of currently whether fully recovering etc. in notification.1 energy of user terminal It is enough that defendant's health and fitness information is obtained from electronic insurance policy.The mark module 504 is accessed by server 3 connected to it and institute The hospital system and physical examination mechanism for stating the networking of server 3, according to warrantee's information searching medical information corresponding with warrantee, The health and fitness information that will acquire is compared with the medical information found, and judges that the health and fitness information is with the medical information It is no consistent.When the health and fitness information of acquisition and the inconsistent medical information found, the mark module 504 is according to the medical treatment Information judges whether the physical condition of warrantee meets the requirements.It is sent out when the physical condition of warrantee is undesirable Prompting message reminds user not have the qualification for buying the insurance kind out.When the physical condition of user meets the requirements, institute It states mark module 504 and exports the health and fitness information in electronic insurance policy described in prompting message prompting user and the doctor of the warrantee found out Treatment information is inconsistent and user is reminded to modify the health and fitness information in electronic insurance policy.
Regular calibration equipment in the present invention not only may be implemented to verify declaration form numeric data, can also be on declaration form Categorical data verified, thus can satisfy the verification of more declaration form contents.In addition, the rule verification dress in the present invention Set can also self-checking insurer healthy notification, reduce the process of manual examination and verification.For desk checking mode, The cumbersome process for avoiding one by one Rule, rule verification one by one, can reduce the number of Data duplication acquisition, improve regular school Test efficiency.
Embodiment three
Fig. 6 is the schematic diagram of 7 preferred embodiment of electronic equipment of the present invention.
The electronic equipment 7 includes memory 71, processor 72 and is stored in the memory 71 and can be described The computer program 73 run on processor 72.The processor 72 realizes above-mentioned regular school when executing the computer program 73 Test the step in embodiment of the method, such as step S201~S206 shown in Fig. 2.Alternatively, the processor 72 executes the meter The function of each module/unit in above-mentioned regular calibration equipment embodiment, such as the module 501 in Fig. 4 are realized when calculation machine program 73 ~504.
Illustratively, the computer program 73 can be divided into one or more module/units, it is one or Multiple module/units are stored in the memory 71, and are executed by the processor 72, to complete the present invention.Described one A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, and described instruction section is used In implementation procedure of the description computer program 73 in the electronic equipment 7.For example, the computer program 73 can be by Setup module 501, the acquisition module 502, correction verification module 503, mark module 504 being divided into Fig. 4, each module concrete function ginseng See embodiment two.
The electronic equipment 7 can be the calculating such as desktop PC, notebook, palm PC and cloud server and set It is standby.It will be understood by those skilled in the art that the schematic diagram is only the example of electronic equipment 7, do not constitute to electronic equipment 7 Restriction, may include perhaps combining certain components or different components, such as institute than illustrating more or fewer components Stating electronic equipment 7 can also include input-output equipment, network access equipment, bus etc..
Alleged processor 72 can be central processing module (Central Processing Unit, CPU), can also be Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field- Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic, Discrete hardware components etc..General processor can be microprocessor or the processor 72 is also possible to any conventional processing Device etc., the processor 72 are the control centres of the electronic equipment 7, utilize various interfaces and the entire electronic equipment of connection 7 various pieces.
The memory 71 can be used for storing the computer program 73 and/or module/unit, and the processor 72 passes through Operation executes the computer program and/or module/unit being stored in the memory 71, and calls and be stored in memory Data in 71 realize the various functions of the meter electronic equipment 7.The memory 71 can mainly include storing program area and deposit Store up data field, wherein storing program area can application program needed for storage program area, at least one function (for example sound is broadcast Playing function, image player function etc.) etc.;Storage data area can store according to electronic equipment 7 use created data (such as Audio data, phone directory etc.) etc..In addition, memory 71 may include high-speed random access memory, it can also include non-volatile Property memory, such as hard disk, memory, plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card), at least one disk memory, flush memory device or other Volatile solid-state part.
If the integrated module/unit of the electronic equipment 7 is realized in the form of software function module and as independent Product when selling or using, can store in a computer readable storage medium.Based on this understanding, the present invention is real All or part of the process in existing above-described embodiment method, can also instruct relevant hardware come complete by computer program At the computer program can be stored in a computer readable storage medium, and the computer program is held by processor When row, it can be achieved that the step of above-mentioned each embodiment of the method.Wherein, the computer program includes computer program code, institute Stating computer program code can be source code form, object identification code form, executable file or certain intermediate forms etc..It is described Computer-readable medium may include: any entity or device, recording medium, U that can carry the computer program code Disk, mobile hard disk, magnetic disk, CD, computer storage, read-only memory (ROM, Read-Only Memory), arbitrary access Memory (RAM, Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It needs It is bright, the content that the computer-readable medium includes can according in jurisdiction make laws and patent practice requirement into Row increase and decrease appropriate, such as do not include electric load according to legislation and patent practice, computer-readable medium in certain jurisdictions Wave signal and telecommunication signal.
In several embodiments provided by the present invention, it should be understood that disclosed electronic equipment and method, Ke Yitong Other modes are crossed to realize.For example, electronic equipment embodiment described above is only schematical, for example, the module Division, only a kind of logical function partition, there may be another division manner in actual implementation.
It, can also be in addition, each functional module in each embodiment of the present invention can integrate in same treatment module It is that modules physically exist alone, can also be integrated in equal modules with two or more modules.Above-mentioned integrated mould Block both can take the form of hardware realization, can also realize in the form of hardware adds software function module.
It is obvious to a person skilled in the art that invention is not limited to the details of the above exemplary embodiments, Er Qie In the case where without departing substantially from spirit or essential attributes of the invention, the present invention can be realized in other specific forms.Therefore, no matter From the point of view of which point, the present embodiments are to be considered as illustrative and not restrictive, and the scope of the present invention is by appended power Benefit requires rather than above description limits, it is intended that all by what is fallen within the meaning and scope of the equivalent elements of the claims Variation is included in the present invention.Any reference signs in the claims should not be construed as limiting the involved claims.This Outside, it is clear that one word of " comprising " is not excluded for other modules or step, and odd number is not excluded for plural number.It is stated in electronic equipment claim Multiple modules or electronic equipment can also be implemented through software or hardware by the same module or electronic equipment.The first, the Second-class word is used to indicate names, and is not indicated any particular order.
Finally it should be noted that the above examples are only used to illustrate the technical scheme of the present invention and are not limiting, although reference Preferred embodiment describes the invention in detail, those skilled in the art should understand that, it can be to of the invention Technical solution is modified or equivalent replacement, without departing from the spirit and scope of the technical solution of the present invention.

Claims (10)

1. a kind of rule method of calibration, which is characterized in that the described method includes:
Restrictive condition corresponding to typing default rule data and regular data, wherein the regular data includes on declaration form Content information, restrictive condition corresponding to the regular data is a threshold range or is a preset rules;
Obtain the information that warrantee inputs on electronic insurance policy;
According to the information searching of the acquisition regular data consistent with the information of the acquisition, and judge that the information of the acquisition is It is no to meet restrictive condition corresponding to the regular data to verify to the information of the acquisition;And
The information inputted on the electronic insurance policy is identified according to the check results of the information of the acquisition.
2. rule method of calibration as described in claim 1, which is characterized in that the described method includes:
The item content information is obtained after warrantee has filled in a content on the electronic insurance policy;
Extract the data to be verified in the content information obtained, wherein shown electronic insurance policy is the template pre-set File, using the content obtained from the electronic insurance policy template file predetermined position as the data to be verified;
Search the regular data to match with the data to be verified;
Obtain restrictive condition corresponding to the regular data;
Judge whether the data to be verified in the item content information meet restrictive condition corresponding to regular data;
Warrantee is determined when restrictive condition corresponding to the regular data described in the data fit to be verified in the content information The content information filled on electronic insurance policy is errorless;And
When the data to be verified in the content information do not meet restrictive condition corresponding to the regular data, determination is protected The content that people fills on electronic insurance policy is wrong.
3. rule method of calibration as claimed in claim 2, which is characterized in that the described method includes:
Determine that the electronic insurance policy information obtained meets when the data to be verified of the content information of acquisition are in the threshold range Restrictive condition corresponding to the regular data;And
Determine that the policy information obtained is not met when the data to be verified of the content information of acquisition are not in the threshold range Restrictive condition corresponding to the regular data.
4. rule method of calibration as claimed in claim 2, which is characterized in that the described method includes:
Determine that the electronic insurance policy information obtained meets when the preset rules described in the data fit to be verified of the content information of acquisition Restrictive condition corresponding to the regular data;And
When the data to be verified of the content information of acquisition do not meet the preset rules, it is determined that the policy information of acquisition is not inconsistent Close restrictive condition corresponding to the regular data.
5. rule method of calibration as described in claim 1, which is characterized in that the described method includes:
A school is shown when determining that the content information on the electronic insurance policy meets restrictive condition corresponding to the regular data It is errorless to remind electronic insurance policy content information described in warrantee to fill in test errorless information;And
One is shown when determining that the content information on the electronic insurance policy does not meet restrictive condition corresponding to the regular data The information of check errors with remind electronic insurance policy content shown in warrantee fill in it is wrong so as to warrantee to the electronic insurance policy Content is modified.
6. rule method of calibration as described in claim 1, which is characterized in that the described method includes:
Obtain the name information of the warrantee on the electronic insurance policy;
By calling camera to shoot the photo of warrantee, and captured photo is sent to server as identification photographs;
By the server access public security household register system, the public security household register system is inquired according to the photo of the warrantee of shooting And obtain the name information on warrantee's identity card;
By the name letter of the warrantee's name and warrantee that are found by the public security household register decorum on the electronic insurance policy Manner of breathing compares;
When on the electronic insurance policy name information and the public security household register decorum in the name registered it is consistent when determine warrantee Name information on the electronic insurance policy is errorless;And
When on the electronic insurance policy name information and the public security household register decorum in the name registered it is inconsistent when determination protected Name information of the people on the electronic insurance policy is wrong.
7. rule method of calibration as described in claim 1, which is characterized in that the described method includes:
The health and fitness information of defendant is obtained from shown electronic insurance policy, wherein including medical history in the health notification Disease category, severity, information of currently whether fully recovering etc.;
By the hospital system and physical examination mechanism of server access and server networking, and according to warrantee's information described Medical information corresponding with warrantee is searched in hospital system and physical examination mechanism;
The health and fitness information that will acquire is compared with the medical information found, and judges that the health and fitness information and the medical treatment are believed It whether consistent ceases;
When the health and fitness information and the inconsistent medical information found, the body of warrantee is judged according to the medical information Whether health status meets the requirements;Prompting message is issued when the physical condition of warrantee is undesirable reminds user not Qualification with purchase insurance kind;And
When the physical condition of user meets the requirements, output prompting message reminds the health letter in electronic insurance policy described in user It ceases and the medical information that finds out is inconsistent and user is reminded to modify the health and fitness information in electronic insurance policy.
8. a kind of rule calibration equipment, which is characterized in that described device includes:
Setup module, for restrictive condition corresponding to typing default rule data and regular data, wherein the rule number According to including content information on declaration form, restrictive condition corresponding to the regular data is a threshold range or is a default rule Then;
Obtain module, the information inputted on electronic insurance policy for obtaining warrantee;
Correction verification module, the regular data consistent with the information of the acquisition for the information searching according to acquisition, and judge institute Whether the information for stating acquisition meets restrictive condition corresponding to the regular data to verify to the information of the acquisition;And
Mark module, the check results for the information according to the acquisition carry out the information inputted on the electronic insurance policy Mark.
9. a kind of electronic equipment, it is characterised in that: the electronic equipment includes processor, and the processor is for executing memory The regular method of calibration as described in any one of claim 1-7 is realized when the computer program of middle storage.
10. a kind of computer readable storage medium, is stored thereon with computer program, it is characterised in that: the computer program The regular method of calibration as described in any one of claim 1-7 is realized when being executed by processor.
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