CN109685494A - Payable by installment method, apparatus, computer equipment and storage medium - Google Patents
Payable by installment method, apparatus, computer equipment and storage medium Download PDFInfo
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- CN109685494A CN109685494A CN201811544336.9A CN201811544336A CN109685494A CN 109685494 A CN109685494 A CN 109685494A CN 201811544336 A CN201811544336 A CN 201811544336A CN 109685494 A CN109685494 A CN 109685494A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
This application involves big data technology, a kind of payable by installment method, apparatus, computer equipment and storage medium are provided.This method comprises: receiving the file of clearance by stages and clearance instruction by stages that platform is sent by stages, clearance instruction by stages carries multiple transaction merchant identifications；Trade company's transaction details information corresponding with each transaction merchant identification is obtained from clearance file by stages according to clearance instruction by stages；The corresponding trade company's account to be cleared of each transaction merchant identification is obtained according to clearance instruction by stages；The corresponding trade company's account to be cleared of each transaction merchant identification is bound with trade company transaction details information, generates trade company's tally order by stages；According to trade company, tally order pays corresponding trading resources to the corresponding trade company's account to be cleared of each transaction merchant identification and shifts number by stages.It can be improved the flexibility of the settle accounts calculation mode of settle accounts calculation platform using this method.
Description
Technical field
This application involves field of computer technology, more particularly to a kind of payable by installment method, apparatus, computer equipment and
Storage medium.
Background technique
Settle accounts calculation platform is after business is online by stages, due to settle accounts calculation system existing in settle accounts calculation platform can not support it is same
Settle accounts calculation platform pair of several lower different platforms by stages there is the clearing of rate difference such case by stages, in traditional technology by stages
It is all to need to rely on platform self-clearing by stages in difference such case of rate by stages of different platforms by stages, then settle accounts calculation
Platform is paid according to the number that platform by stages is got ready.However this settle accounts calculation mode and not flexible, and for settling accounts
It calculates for platform, platform self-clearing be easy to cause settle accounts calculation number accuracy low by stages.
Summary of the invention
Based on this, it is necessary in view of the above technical problems, provide a kind of settle accounts calculation mode that can be improved settle accounts calculation platform
Flexibility payable by installment method, apparatus, computer equipment and storage medium.
A kind of payable by installment method, this method comprises:
The file of clearance by stages and clearance instruction by stages that platform is sent by stages are received, clearance instruction by stages carries multiple transaction
Merchant identification；
It is traded according to clearance instruction by stages from acquisition trade company corresponding with each transaction merchant identification in file is cleared by stages
Managing detailed catalogue；
The corresponding trade company's account to be cleared of each transaction merchant identification is obtained according to clearance instruction by stages；
The corresponding trade company's account to be cleared of each transaction merchant identification is bound with trade company transaction details information, is generated
Trade company's tally order by stages, wherein tally order includes that each transaction trade company mark after binding is corresponding wait clear by stages for trade company
Trade company's account and trade company's transaction details information, each transaction trade company after binding indicate corresponding trade company's account to be cleared and trade company
Transaction details information is one-to-one；
According to trade company, tally order is corresponding to the corresponding trade company's account payment to be cleared of each transaction merchant identification by stages
Trading resources shift number.
Before receiving the file of clearance by stages of platform transmission by stages in one of the embodiments, and clearing instruction by stages,
Include:
Platform receives the transaction trade company typing information request that transaction trade company sends by stages；
Platform shows corresponding transaction trade company input interface according to transaction trade company's typing information request by stages；
Platform obtains the corresponding transaction merchant information of each transaction merchant identification by transaction trade company's input interface by stages；
It is literary according to the corresponding transaction merchant information generation transaction merchant information of each transaction merchant identification to receive platform by stages
Part；
Transaction trade company's message file is parsed, the corresponding transaction trade company managing detailed catalogue of each transaction merchant identification is obtained
And store, transaction trade company's managing detailed catalogue includes transaction merchant identification, transaction name of firm, trade company's transaction details.
The generation step of clearance file includes: by stages in one of the embodiments,
It sends and clears file download request by stages to platform by stages, so that platform is asked according to clearance file download by stages by stages
It asks and obtains the trade company's transaction details information of the corresponding transaction trade company of each transaction merchant identification within a preset period of time, according to each
File is cleared in the trade company's transaction details information generation of transaction trade company within a preset period of time by stages, and is returned and cleared file by stages；
The clearance file by stages that platform is sent by stages is received, clearing file by stages includes that each transaction merchant identification is corresponding
The corresponding trade company's transaction details information of transaction trade company.
Payable by installment method in one of the embodiments, further include: platform reads credit card information by stages；It puts down by stages
Platform receives the instalment trade information of input, and instalment trade information is put into clearing in file by stages, wherein by stages
Payment transaction information include credit card mark, by stages issue, transaction name of firm, transaction trade company's resource transfers number at least
It is a kind of.
Payable by installment method in one of the embodiments, further include: will be each according to the default recording rules of consumption by stages
The corresponding trade company's transaction details information book keeping operation of a transaction merchant identification updates quotient to be cleared into corresponding trade company's account to be cleared
Family account；According to default reimbursement recording rules by stages by the corresponding trade company's transaction details information of each transaction merchant identification from each
Deducted in trade company's account to be cleared it is corresponding retract resource transfers number, update trade company's account to be cleared；By each transaction trade company
It identifies corresponding trade company's account to be cleared to be bound with trade company transaction details information, generating trade company, tally order includes: by stages
The corresponding trade company's account to be cleared of updated each transaction merchant identification is bound with trade company transaction details information, is generated
Trade company's tally order by stages.
According to trade company, tally order was cleared to each transaction merchant identification corresponding generation by stages in one of the embodiments,
Trade company's account pays corresponding trading resources and shifts number, comprising: acquisition need to be to the corresponding trader of each transaction merchant identification
The target resource that family is collected shifts number；Number is shifted from the corresponding quotient to be cleared of each transaction merchant identification according to target resource
Corresponding auxiliary resources transfer number is obtained in the account of family；Auxiliary resources transfer number in preset time period is stored,
When preset time period meets preset time condition, the auxiliary resources in preset time period is shifted by number according to default division rule
Volume pays corresponding platform resource to platform by stages and technology platform and shifts number；According to remaining branch in trade company's account to be cleared
It pays resource transfers number and pays corresponding trading resources transfer number to the corresponding transaction trade company of each transaction merchant identification, wherein
The summation for paying resource transfers number and auxiliary resources transfer number shifts number equal to the source material in trade company's account to be cleared
Volume.
A kind of payable by installment device, the device include:
Receiving module, for receiving the file of clearance by stages and clearance instruction by stages that platform is sent by stages, clearance refers to by stages
It enables and carries multiple transaction merchant identifications；
Acquisition module, for being obtained and each transaction merchant identification pair from clearance file by stages according to clearance instruction by stages
The trade company's transaction details information answered；
Module is obtained to be also used to obtain the corresponding trade company's account to be cleared of each transaction merchant identification according to clearance instruction by stages
Number；
Binding module, for by the corresponding trade company's account to be cleared of each transaction merchant identification and trade company's transaction details information
It is bound, generates trade company's tally order by stages, wherein tally order includes that each transaction trade company after binding marks by stages for trade company
The corresponding trade company's account to be cleared of will and trade company's transaction details information, each transaction trade company mark after binding are corresponding wait clear
Trade company's account and trade company's transaction details information are one-to-one；
Payment module, for according to trade company by stages tally order to the corresponding trade company's account to be cleared of each transaction merchant identification
Number corresponding trading resources of payment shift number.
A kind of computer equipment, including memory and processor, the memory are stored with computer program, the processing
Device performs the steps of when executing the computer program
The file of clearance by stages and clearance instruction by stages that platform is sent by stages are received, clearance instruction by stages carries multiple transaction
Merchant identification；
It is traded according to clearance instruction by stages from acquisition trade company corresponding with each transaction merchant identification in file is cleared by stages
Managing detailed catalogue；
The corresponding trade company's account to be cleared of each transaction merchant identification is obtained according to clearance instruction by stages；
The corresponding trade company's account to be cleared of each transaction merchant identification is bound with trade company transaction details information, is generated
Trade company's tally order by stages, wherein tally order includes that each transaction trade company mark after binding is corresponding wait clear by stages for trade company
Trade company's account and trade company's transaction details information, each transaction trade company after binding indicate corresponding trade company's account to be cleared and trade company
Transaction details information is one-to-one；
According to trade company, tally order is corresponding to the corresponding trade company's account payment to be cleared of each transaction merchant identification by stages
Trading resources shift number.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor
It is performed the steps of when row
The file of clearance by stages and clearance instruction by stages that platform is sent by stages are received, clearance instruction by stages carries multiple transaction
Merchant identification；
It is traded according to clearance instruction by stages from acquisition trade company corresponding with each transaction merchant identification in file is cleared by stages
Managing detailed catalogue；
The corresponding trade company's account to be cleared of each transaction merchant identification is obtained according to clearance instruction by stages；
The corresponding trade company's account to be cleared of each transaction merchant identification is bound with trade company transaction details information, is generated
Trade company's tally order by stages, wherein tally order includes that each transaction trade company mark after binding is corresponding wait clear by stages for trade company
Trade company's account and trade company's transaction details information, each transaction trade company after binding indicate corresponding trade company's account to be cleared and trade company
Transaction details information is one-to-one；
According to trade company, tally order is corresponding to the corresponding trade company's account payment to be cleared of each transaction merchant identification by stages
Trading resources shift number.
Above-mentioned payable by installment method, apparatus, computer equipment and storage medium receive the clearance by stages that platform is sent by stages
File and by stages clearance instruction, by stages clearance instruction carry multiple transaction merchant identifications；It is instructed according to clearance by stages from by stages clear
It calculates and obtains trade company's transaction details information corresponding with each transaction merchant identification in file；It is obtained according to clearance instruction by stages each
The corresponding trade company's account to be cleared of transaction merchant identification；By the corresponding trade company's account to be cleared of each transaction merchant identification and trade company
Transaction details information is bound, and trade company's tally order by stages is generated, and wherein tally order includes each after binding by stages for trade company
A transaction trade company indicates corresponding trade company's account to be cleared and trade company's transaction details information, each transaction trade company mark after binding
Corresponding trade company's account to be cleared and trade company's transaction details information are one-to-one；According to trade company by stages tally order to each
The corresponding trade company's account to be cleared of merchant identification of trading pays corresponding trading resources and shifts number.Settle accounts calculation platform will be put down by stages
The trade company's transaction details information cleared in file by stages and trade company's account to be cleared that platform is sent are bound, then settle accounts calculation platform root
The corresponding amount of money is paid to trade company's account to be cleared of each transaction trade company according to trade company's transaction details information, is put down by stages without considering
The corresponding rate by stages of platform, voluntarily carries out settle accounts calculation without platform by stages, and settle accounts calculation platform is uniformly transferred to carry out settle accounts calculation, energy
The flexibility for enough improving the settle accounts calculation mode of settle accounts calculation platform, improves the accuracy of settle accounts calculation number.
Detailed description of the invention
Fig. 1 is the application scenario diagram of payable by installment method in one embodiment；
Fig. 2 is the flow diagram of payable by installment method in one embodiment；
Fig. 3 is the flow diagram of payable by installment method in another embodiment；
Fig. 4 is the flow diagram for clearing the generation step of file in one embodiment by stages；
Fig. 5 is the flow diagram of payable by installment method in another embodiment；
Fig. 6 is the flow diagram of payable by installment method in further embodiment；
Fig. 7 is the structural block diagram of payable by installment device in one embodiment；
Fig. 8 is the structural block diagram of payable by installment device in another embodiment；
Fig. 9 is the internal structure chart of computer equipment in one embodiment.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood
The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not
For limiting the application.
Payable by installment method provided by the present application, can be applied in application environment as shown in Figure 1.Wherein, it puts down by stages
Platform terminal 102 is communicated with settle accounts calculation Platform Server 104 by network, settle accounts calculation Platform Server 104 by network and
Transaction merchant tenninal 106 etc. is communicated.Wherein, by stages platform terminal 102 and transaction merchant tenninal 106 can be, but not limited to be
Various personal computers, laptop, smart phone, tablet computer and portable wearable device, settle accounts calculation platform service
Device 104 can be realized with the server cluster of the either multiple server compositions of independent server.
Specifically, platform terminal 102 sends clearance file by stages by stages and clearance is instructed to settle accounts calculation platform service by stages
Device 104, settle accounts calculation Platform Server 104 receive the file of clearance by stages that platform is sent by stages and clearance instruction by stages, by stages clearly
It calculates instruction and carries multiple transaction merchant identifications；It is obtained and each transaction trade company from clearance file by stages according to clearance instruction by stages
Identify corresponding trade company's transaction details information；The corresponding quotient to be cleared of each transaction merchant identification is obtained according to clearance instruction by stages
Family account；The corresponding trade company's account to be cleared of each transaction merchant identification is bound with trade company transaction details information, is generated
Trade company's tally order by stages, wherein tally order includes that each transaction trade company mark after binding is corresponding wait clear by stages for trade company
Trade company's account and trade company's transaction details information, each transaction trade company after binding indicate corresponding trade company's account to be cleared and trade company
Transaction details information is one-to-one；According to trade company by stages tally order to the corresponding transaction trade company of each transaction merchant identification
Trade company's account to be cleared belonging to terminal 106 pays corresponding trading resources and shifts number.
In one embodiment, as shown in Fig. 2, providing a kind of payable by installment method, it is applied in Fig. 1 in this way
It is illustrated for settle accounts calculation Platform Server, comprising the following steps:
Step 202, the file of clearance by stages and clearance instruction by stages that platform is sent by stages are received, clearance instruction by stages carries
Multiple transaction merchant identifications.
Wherein, clearance file describes in preset time period the transaction details of All Activity trade company on platform by stages by stages,
Transaction details include issue, each phase amount of money etc. by stages by stages.Clearance instruction is used to refer to show that settle accounts calculation platform carries out clearly by stages
The instruction of clearing, wherein clearance instruction carries multiple transaction merchant identifications by stages, and transaction merchant identification is for unique identification point
The mark of transaction trade company on phase platform can obtain the relevant information of corresponding transaction trade company, such as according to the transaction merchant identification
Trade company's transaction details information and trade company's account to be cleared etc..
Step 204, corresponding with each transaction merchant identification from acquisition in file is cleared by stages according to clearance instruction by stages
Trade company's transaction details information.
Specifically, the friendship of All Activity trade company on platform by stages is described in preset time period in file due to clearing by stages
Easy detail, thus settle accounts calculation platform receive clear file by stages when, can be according to clearance instruction by stages from clearing file by stages
It is middle to obtain trade company's transaction details information corresponding with each transaction merchant identification.It can specifically be gone according to each transaction merchant identification point
Corresponding trade company's transaction details information is inquired in phase clearance file.Trade company's transaction details information includes the transaction trade company when default
Between all commodity transactions in section, further include the amount of money for needing to pay, or further include the issue of commodity payable by installment and every
One phase commodity pay the corresponding amount of money.
Step 206, the corresponding trade company's account to be cleared of each transaction merchant identification is obtained according to clearance instruction by stages.
Wherein, trade company's account to be cleared refers to that each transaction trade company under platform by stages has registered in settle accounts calculation platform in advance
Corresponding Transaction Account number, trade company's account to be cleared can be Bank Account Number.Each transaction trade company under platform needs preparatory by stages
Corresponding Bank Account Number is registered on settle accounts calculation platform, after the completion of settle accounts calculation platform settle accounts calculation subsequent in this way, is needed to each friendship
The corresponding amount of money is paid on the Bank Account Number of easy trade company.
Specifically, settle accounts calculation platform can according to by stages clearance instruct in each transaction merchant identification go to be stored in advance it is each
Inquiry obtains corresponding Bank Account Number in the database of transaction trade company's Bank Account Number.
Step 208, the corresponding trade company's account to be cleared of each transaction merchant identification and trade company's transaction details information are carried out
Binding, generate trade company's tally order by stages, wherein trade company by stages tally order include binding after each transaction trade company mark pair
The trade company's account to be cleared and trade company's transaction details information answered, each transaction trade company after binding indicate corresponding trade company to be cleared
Account and trade company's transaction details information are one-to-one.
Specifically, each corresponding trade company's transaction details information of transaction merchant identification and corresponding trade company to be cleared are being obtained
After account, need to carry out the corresponding trade company's transaction details information of each transaction merchant identification and corresponding trade company's account to be cleared
Binding.Wherein, binding can be the corresponding trade company's transaction details information of each transaction merchant identification and corresponding quotient to be cleared
Family account establishes incidence relation, the corresponding trade company's transaction details information of each transaction merchant identification after binding in this way and corresponding
Trade company's account to be cleared is one-to-one.Further, then by the corresponding trade company's transaction details of each transaction merchant identification believe
Breath and corresponding after clearing trade company's account and being bound, generation trade company's tally order by stages, tally order is to use by stages for trade company
The instruction settled accounts by stages of trade company is carried out in settle accounts calculation platform, and trade company includes each transaction after binding in tally order by stages
The corresponding trade company's account to be cleared of trade company's mark and trade company's transaction details information.
Step 210, according to trade company by stages tally order to the corresponding trade company's account branch to be cleared of each transaction merchant identification
It pays corresponding trading resources and shifts number.
Wherein, trading resources transfer number refers to that settle accounts calculation platform needs bank's account corresponding to each transaction merchant identification
Number corresponding amount of money of payment, that is, each transaction trade company borrow money to settle accounts calculation platform, and settle accounts calculation platform is borrowed according to the trade company that trades
The amount of money of money lends the corresponding amount of money.
Specifically, settle accounts calculation platform is generating trade company by stages after tally order, and according to trade company, tally order need to be to each by stages
The corresponding Bank Account Number of a transaction merchant identification pays corresponding transaction amount.That is, each transaction merchant identification is corresponding
Transaction trade company borrow money to settle accounts calculation platform, last settle accounts calculation platform according to trade company, mark to each transaction trade company by stages by tally order
Know the corresponding Bank Account Number appropriation of corresponding transaction trade company.
In above-mentioned payable by installment method, the file of clearance by stages and clearance instruction by stages that platform is sent by stages are received, by stages
Clearance instruction carries multiple transaction merchant identifications；It is obtained and each trader from clearance file by stages according to clearance instruction by stages
Family identifies corresponding trade company's transaction details information；It is corresponding wait clear that each transaction merchant identification is obtained according to clearance instruction by stages
Trade company's account；The corresponding trade company's account to be cleared of each transaction merchant identification is bound with trade company transaction details information, it is raw
At trade company's tally order by stages, wherein tally order includes that each transaction trade company mark after binding is corresponding to clear by stages for trade company
Trade company's account and trade company's transaction details information are calculated, each transaction trade company after binding indicates corresponding trade company's account to be cleared and quotient
Family transaction details information is one-to-one；According to trade company, tally order is corresponding wait clear to each transaction merchant identification by stages
Trade company's account pays corresponding trading resources and shifts number.Settle accounts calculation platform is cleared in file by stages by what platform by stages was sent
Trade company's transaction details information and trade company's account to be cleared binding, then settle accounts calculation platform is according to trade company's transaction details information to each
Trade company's account to be cleared of transaction trade company pays the corresponding amount of money, without considering the corresponding rate by stages of platform by stages, without
Platform voluntarily carries out settle accounts calculation by stages, uniformly transfers to settle accounts calculation platform to carry out settle accounts calculation, can be improved settling accounts for settle accounts calculation platform
The flexibility of calculation mode improves the accuracy of settle accounts calculation number.
In one embodiment, as shown in figure 3, receiving the file of clearance by stages and clearance instruction by stages that platform is sent by stages
Before, comprising:
Step 302, platform receives the transaction trade company typing information request that transaction trade company sends by stages.
Step 304, by stages platform according to transaction trade company's typing information request show corresponding transaction trade company input interface.
Step 306, platform passes through the corresponding trader of each transaction merchant identification of transaction trade company's input interface acquisition by stages
Family information.
Step 308, receive by stages platform according to each transaction merchant identification corresponding transaction merchant information generation trader
Family message file.
Step 310, transaction trade company's message file is parsed, obtains the corresponding transaction trade company of each transaction merchant identification
Managing detailed catalogue simultaneously stores, and transaction trade company's managing detailed catalogue includes transaction merchant identification, transaction name of firm, trade company's transaction details.
Wherein, it in order to ensure the accuracy that settle accounts calculation platform is borrowed money, will not borrow money wrong to other transaction trade company, therefore clearly
Settlement platform centainly needs to take the corresponding friendship of each transaction trade company before receiving the file of clearance by stages that platform is sent by stages
Easy merchant information.
Specifically, transaction trade company can be manually entered the trade company's relevant information of oneself, therefore send trader to platform by stages
Family typing information request, transaction trade company's typing information request is for the request to platform request typing trade company relevant information by stages.
Platform shows corresponding transaction according to transaction trade company's typing information request after receiving transaction trade company's typing information request by stages
Trade company's input interface, the transaction trade company input interface are available to the interface of the corresponding merchant information of transaction trade company oneself typing,
Trading trade company can be by the relevant merchant information of transaction trade company input interface input.Platform is being traded by the trade company that trades by stages
The merchant information of trade company's input interface input generates transaction trade company's message file, includes each in the transaction trade company message file
The merchant information of transaction trade company's typing.Wherein, merchant information includes name of firm, trade company's trade company's account to be cleared, trade company's business
The relevant informations such as license.
Further, the transaction trade company message file of generation is sent to settle accounts calculation platform, settle accounts calculation platform by platform by stages
Transaction trade company's message file is parsed, the corresponding transaction trade company managing detailed catalogue of each transaction merchant identification is obtained and stores,
Trade company's managing detailed catalogue of trading includes transaction merchant identification, transaction name of firm, trade company's transaction details, trade company's trade company's account to be cleared
Etc. relevant informations.
In one embodiment, as shown in figure 4, the generation step for clearing file by stages includes:
Step 402, it sends and clears file download request by stages to platform by stages, so that platform is according to clearance text by stages by stages
Part downloads the trade company's transaction details information of the corresponding transaction trade company of each transaction merchant identification of request within a preset period of time,
File is cleared by stages according to the trade company's transaction details information generation of each transaction trade company within a preset period of time, and is returned by stages clear
Calculate file.
Step 404, the clearance file by stages that platform is sent by stages is received, clearing file by stages includes each transaction trade company mark
Know the corresponding trade company's transaction details information of corresponding transaction trade company.
Wherein, platform will can clear by stages file and store, only settle accounts when receiving clearance file by stages by stages
After calculation platform has sent clearance file download request by stages, file will be just cleared by stages and is sent to settle accounts calculation platform.
Specifically, settle accounts calculation platform is sent clears file download request to platform by stages by stages, and platform receives clearly by stages
After the file download request of clearance by stages that settlement platform is sent, each transaction is obtained according to this file download request of clearance by stages
The trade company's transaction details information of the corresponding transaction trade company of merchant identification within a preset period of time, according to each transaction trade company default
File is cleared in trade company's transaction details information generation in period by stages.Wherein trade company's transaction details information refers to that transaction trade company exists
All trade companies transaction in preset time period.
The generated file of clearance by stages is back to settle accounts calculation platform after generating clearance file by stages by platform by stages,
It include that the corresponding transaction trade company of each transaction merchant identification is corresponding in the file of clearance by stages that at this time settle accounts calculation platform receives
Trade company's transaction details information.
In one embodiment, payable by installment method shown in Fig. 4 further include: platform reads credit card information by stages；
Platform receives the instalment trade information of input by stages, and instalment trade information is put into clearance file by stages,
Middle instalment trade information include credit card mark, by stages issue, transaction name of firm, transaction trade company's resource transfers number in
At least one.
Wherein, credit card information refers to that some transaction trade companies are paid by instalments using credit card, at this time needs by stages
Platform needs to read credit card information.Wherein credit card information includes credit card mark, the publisher where credit card, trader
Name in an account book claims, at least one of trade company's resource transfers number of trading.And instalment trade information includes issue, each phase by stages
Credit card information such as amount of money by stages.Platform receives the instalment trade information of input by stages, these instalment trades are united
It include the relevant information of Credit Card Payments in so file of clearance by stages as soon as being put into clearing in file by stages.
In one embodiment, as shown in figure 5, payable by installment method further include:
Step 502, according to default recording rules of consuming by stages by the corresponding trade company's transaction details of each transaction merchant identification
Information is kept accounts into corresponding trade company's account to be cleared, and trade company's account to be cleared is updated.
Step 504, according to default reimbursement recording rules by stages by the corresponding trade company's transaction details of each transaction merchant identification
Information deducted from each trade company's account to be cleared it is corresponding retract resource transfers number, update trade company's account to be cleared.
Wherein, presetting consumption book keeping operation by stages is that will clear in file to record by stages according to default consumption recording rules by stages
The transaction amount of each transaction trade company is kept accounts to corresponding wait clear in merchant account.Wherein the default recording rules of consumption by stages can
It is customized, it is customized can be will by stages clear file in it is each transaction trade company transaction amount, by stages the amount of money, by stages the amount of money,
Service charge, cost, trade company's service charge etc. are all kept accounts to corresponding merchant account to be cleared by stages.And the default book keeping operation of reimbursement by stages is
According to default reimbursement rule by stages from each transaction trade company kept accounts corresponding reimbursement gold is deducted in merchant account wait clear
Volume.Wherein, presetting reimbursement rule by stages can customize, and customized can be is moved back from what is kept accounts wait clear to deduct in merchant account
The ratio etc. of money service charge.
Specifically, settle accounts calculation platform can be according to default recording rules of consuming by stages by the corresponding quotient of each transaction merchant identification
Family transaction details information keep accounts into corresponding trade company's account to be cleared, update trade company's account to be cleared, obtain it is updated to
Clear trade company's account.Meanwhile settle accounts calculation platform can be corresponding by each transaction merchant identification according to default reimbursement recording rules by stages
Trade company's transaction details information deducted from each trade company's account to be cleared it is corresponding retract the amount of money, update trade company's account to be cleared
Number, also obtain updated trade company's account to be cleared.
In one embodiment, the corresponding trade company's account to be cleared of each transaction merchant identification and trade company's transaction details are believed
Breath is bound, and generating trade company, tally order includes: by the corresponding quotient to be cleared of updated each transaction merchant identification by stages
Family account is bound with trade company's transaction details information, generates trade company's tally order by stages.
Specifically, since trade company's account to be cleared is according to default consumption recording rules by stages and the default book keeping operation of reimbursement by stages rule
Then have updated the corresponding trade company's account to be cleared of each transaction trade company, it is therefore desirable to by updated trade company's account to be cleared and quotient
Family transaction details information is bound, and trade company's tally order by stages is generated.Wherein, it binds updated trade company's account to be cleared
Number incidence relation is established with trade company's transaction details information, trade company's account to be cleared updated in this way and trade company's transaction details information
It is one-to-one relationship.
In one embodiment, as shown in fig. 6, the payable by installment method further include:
Step 602, the target resource that obtaining need to collect to the corresponding transaction trade company of each transaction merchant identification shifts number.
Step 604, number is shifted according to target resource to receive to the corresponding trade company's account to be cleared of each transaction merchant identification
Take corresponding auxiliary resources transfer number.
Wherein, target resource transfer number can be settle accounts calculation platform to the corresponding transaction trade company of each transaction merchant identification
The service fee number collected, such as service charge.And auxiliary resources transfer number is settle accounts calculation platform according to each trader
The service fee that service charge needed for family is deducted from corresponding Bank Account Number, wherein auxiliary resources transfer number can be from
The service charge collected in the Bank Account Number of each transaction trade company.
Specifically, different service charges may be collected for different transaction trade companies due to settle accounts calculation platform, some transaction
The number that trade company borrows money is larger, then service charge needs height a bit.Therefore it first needs to obtain corresponding to each transaction trade company mark
The service charge number collected required for transaction trade company, then further according to service charge number required for each transaction trade company from correspondence
Bank Account Number in deduct corresponding service charge expense.
Step 606, the auxiliary resources transfer number in preset time period is stored, is preset when preset time period meets
When time conditions, the auxiliary resources transfer number in preset time period is put down to platform by stages and technology according to default division rule
Platform distributes corresponding platform resource and shifts number.
Wherein, the service charge that settle accounts calculation platform is collected to each transaction trade company is in addition to the settle accounts calculation platform itself to oneself
Except formality expense, it is also necessary to pay corresponding formality expense to platform by stages and technology platform.Specifically, settle accounts calculation platform exists
After collecting service charge to each transaction trade company, the service charge collected is stored away, when waiting arrival preset time, just according to pre-
If the service charge of the storage in preset time period is paid corresponding service charge to platform by stages and technology platform by division rule.Its
In, service charge expense needed for platform resource transfer number refers to platform by stages and technology platform.Wherein, default division rule can
It is customized, it is customized to can be as that be divided according to the contribution degree of platform by stages and technology platform.
It should be understood that although each step in above-mentioned flow chart is successively shown according to the instruction of arrow, this
A little steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly state otherwise herein, these steps
It executes there is no the limitation of stringent sequence, these steps can execute in other order.Moreover, in above-mentioned flow chart at least
A part of step may include that perhaps these sub-steps of multiple stages or stage are not necessarily in same a period of time to multiple sub-steps
Quarter executes completion, but can execute at different times, the execution in these sub-steps or stage be sequentially also not necessarily according to
Secondary progress, but in turn or can replace at least part of the sub-step or stage of other steps or other steps
Ground executes.
In one embodiment, as shown in fig. 7, providing a kind of payable by installment device 700, including
Receiving module 702 is cleared by stages for receiving the file of clearance by stages and clearance instruction by stages that platform is sent by stages
Instruction carries multiple transaction merchant identifications.
Module 704 is obtained, being used for basis, clearance instruction is marked from acquisition and each transaction trade company in file is cleared by stages by stages
Know corresponding trade company's transaction details information.
Module 704 is obtained to be also used to obtain the corresponding trade company to be cleared of each transaction merchant identification according to clearance instruction by stages
Account.
Binding module 706, for by the corresponding trade company's account to be cleared of each transaction merchant identification and trade company's transaction details
Information is bound, generate trade company's tally order by stages, wherein trade company by stages tally order include binding after each trader
Family indicates corresponding trade company's account to be cleared and trade company's transaction details information, each transaction trade company mark after binding it is corresponding to
It clears trade company's account and trade company's transaction details information is one-to-one.
Payment module 708, for according to trade company by stages tally order to the corresponding quotient to be cleared of each transaction merchant identification
Family account pays corresponding trading resources and shifts number.
In one embodiment, as shown in figure 8, payable by installment device 700 further include:
It obtains module 704 and is also used to obtain the target resource that need to be collected to the corresponding transaction trade company of each transaction merchant identification
Shift number.
Module 704 is obtained to be also used to shift number to the corresponding quotient to be cleared of each transaction merchant identification according to target resource
Family account collects corresponding auxiliary resources transfer number.
Memory module 710 works as preset time period for storing the auxiliary resources transfer number in preset time period
When meeting preset time condition, the auxiliary resources in preset time period is shifted to platform by stages by number according to default division rule
Corresponding platform resource, which is distributed, with technology platform shifts number.
In one embodiment, payable by installment device 700 be also used to receive by stages platform according to each transaction merchant identification
Corresponding transaction merchant information generates transaction trade company's message file；Transaction trade company's message file is parsed, each friendship is obtained
The easy corresponding transaction trade company managing detailed catalogue of merchant identification simultaneously stores, and transaction trade company's managing detailed catalogue includes transaction merchant identification, transaction
Name of firm, trade company's transaction details.Transaction trade company's message file is that platform receives the transaction trade company record that transaction trade company sends by stages
Enter information request；Platform shows corresponding transaction trade company input interface according to transaction trade company's typing information request by stages；It puts down by stages
Platform obtains the corresponding transaction merchant information of each transaction merchant identification by transaction trade company's input interface, according to each transaction trade company
Identify what corresponding transaction merchant information generated.
In one embodiment, payable by installment device 700 be also used to send by stages clearance file download request to putting down by stages
Platform, so that platform is according to the corresponding transaction trade company of each transaction merchant identification of clearance file download request acquisition by stages pre- by stages
If trade company's transaction details information in the period, according to the trade company's transaction details information of each transaction trade company within a preset period of time
File is cleared in generation by stages, and is returned and cleared file by stages；The clearance file by stages that platform is sent by stages is received, by stages clearance text
Part includes the corresponding trade company's transaction details information of the corresponding transaction trade company of each transaction merchant identification.
In one embodiment, payable by installment device 700 is also used to each friendship according to default recording rules of consuming by stages
The easily corresponding trade company's transaction details information book keeping operation of merchant identification updates trade company's account to be cleared into corresponding trade company's account to be cleared
Number；According to default reimbursement recording rules by stages by the corresponding trade company's transaction details information of each transaction merchant identification from each to clear
Calculate trade company's account in deduct it is corresponding retract resource transfers number, update trade company's account to be cleared；By updated each transaction
The corresponding trade company's account to be cleared of merchant identification is bound with trade company's transaction details information, generates trade company's tally order by stages.
Specific about payable by installment device limits the restriction that may refer to above for payable by installment method, herein not
It repeats again.Modules in above-mentioned payable by installment device can be realized fully or partially through software, hardware and combinations thereof.On
Stating each module can be embedded in the form of hardware or independently of in the processor in computer equipment, can also store in a software form
In memory in computer equipment, the corresponding operation of the above modules is executed in order to which processor calls.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction
Composition can be as shown in Figure 9.The computer equipment include by system bus connect processor, memory, network interface and
Database.Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory packet of the computer equipment
Include non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program and data
Library.The built-in storage provides environment for the operation of operating system and computer program in non-volatile memory medium.The calculating
The database of machine equipment is for storing the corresponding trade company's account to be cleared of each transaction merchant identification.The network of the computer equipment
Interface is used to communicate with external terminal by network connection.To realize one kind by stages when the computer program is executed by processor
Method of payment.
It will be understood by those skilled in the art that structure shown in Fig. 9, only part relevant to application scheme is tied
The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment
It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment, including memory and processor are provided, memory is stored with meter
Calculation machine program, when computer program is executed by processor, so that the step of processor executes above-mentioned payable by installment method.This punishment
The step of phase method of payment, can be the step in the payable by installment method of above-mentioned each embodiment.
In one embodiment, a kind of computer readable storage medium is provided, computer program, computer journey are stored with
When sequence is executed by processor, so that the step of processor executes above-mentioned payable by installment method.The step of payable by installment method herein
It can be the step in the payable by installment method of above-mentioned each embodiment.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer
In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein,
To any reference of memory, storage, database or other media used in each embodiment provided herein,
Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM
(PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include
Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms,
Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing
Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM
(RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of above embodiments can be combined arbitrarily, for simplicity of description, not to above-described embodiment
In each technical characteristic it is all possible combination be all described, as long as however, the combination of these technical characteristics be not present lance
Shield all should be considered as described in this specification.
The several embodiments of the application above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously
It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art
It says, without departing from the concept of this application, various modifications and improvements can be made, these belong to the protection of the application
Range.Therefore, the scope of protection shall be subject to the appended claims for the application patent.
Claims (10)
1. a kind of payable by installment method, which comprises
The file of clearance by stages and clearance instruction by stages that platform is sent by stages are received, the instruction of clearance by stages carries multiple transaction
Merchant identification；
It is obtained from the file of clearance by stages according to the instruction of clearance by stages corresponding with each transaction merchant identification
Trade company's transaction details information；
The corresponding trade company's account to be cleared of each transaction merchant identification is obtained according to the instruction of clearance by stages；
The corresponding trade company's account to be cleared of each transaction merchant identification and trade company's transaction details information are carried out
Binding, generate trade company's tally order by stages, wherein the trade company by stages tally order include binding after each trader
The corresponding trade company's account to be cleared of family mark and trade company's transaction details information, each transaction after the binding
The corresponding trade company's account to be cleared of trade company's mark and trade company's transaction details information are one-to-one；
According to the trade company by stages tally order to the corresponding trade company's account branch to be cleared of each transaction merchant identification
It pays corresponding trading resources and shifts number.
2. the method according to claim 1, wherein the generation step for clearing file by stages includes:
It sends and clears file download request by stages to the platform by stages, so that the platform by stages is according to the clearance text by stages
Part downloads the corresponding trade company's transaction details of trade company within a preset period of time of trading of each transaction merchant identification of request
Information, it is described by stages according to trade company transaction details information generation of each transaction trade company in the preset time period
File is cleared, and clears file by stages described in return；
It receives the described of the transmission of platform by stages and clears file by stages, the file of clearance by stages includes each trader
The corresponding trade company's transaction details information of the corresponding transaction trade company of family mark.
3. according to the method described in claim 2, it is characterized in that, the method also includes:
The platform by stages reads credit card information；
The platform by stages receives the instalment trade information of input, and the instalment trade information is put into described point
Phase clears in file, wherein the instalment trade information includes credit card mark, by stages issue, transaction name of firm, friendship
At least one of easy trade company resource transfers number.
4. the method according to claim 1, wherein the method also includes:
According to default consumption recording rules by stages by the corresponding trade company's transaction details information of each transaction merchant identification
It keeps accounts into corresponding trade company's account to be cleared, updates trade company's account to be cleared；
According to default reimbursement recording rules by stages by the corresponding trade company's transaction details information of each transaction merchant identification
Deducted from each trade company's account to be cleared it is corresponding retract resource transfers number, update trade company's account to be cleared；
It is described by the corresponding trade company's account to be cleared of each transaction merchant identification and trade company's transaction details information
It is bound, generating trade company, tally order includes: by stages
By updated each corresponding trade company's account to be cleared of transaction merchant identification and trade company's transaction details information
It is bound, generates trade company's tally order by stages.
5. the method according to claim 1, wherein the method also includes:
Number need to be shifted to the corresponding target resource that trade company collects of trading of each transaction merchant identification by obtaining；
Number is shifted according to the target resource to collect pair to the corresponding trade company's account to be cleared of each transaction merchant identification
The auxiliary resources transfer number answered；
Auxiliary resources transfer number in preset time period is stored, when the preset time period meets preset time
When condition, the auxiliary resources in the preset time period is shifted to the platform by stages and skill by number according to default division rule
Art platform distributes corresponding platform resource and shifts number.
6. the method according to claim 1, wherein it is described reception by stages platform send the file of clearance by stages and
By stages before clearance instruction, comprising:
The platform by stages receives the transaction trade company typing information request that transaction trade company sends；
The platform by stages shows corresponding transaction trade company input interface according to transaction trade company typing information request；
The platform by stages obtains the corresponding trader of each transaction merchant identification by transaction trade company's input interface
Family information；
It receives the platform by stages the trade company that trades is generated according to the corresponding transaction merchant information of each transaction merchant identification and believe
Cease file；
Transaction trade company message file is parsed, the corresponding transaction trade company detail of each transaction merchant identification is obtained
Information simultaneously stores, and transaction trade company's managing detailed catalogue includes transaction merchant identification, transaction name of firm, trade company's transaction details.
7. a kind of payable by installment device, which is characterized in that described device includes:
Receiving module, for receiving the file of clearance by stages and clearance instruction by stages that platform is sent by stages, the clearance by stages refers to
It enables and carries multiple transaction merchant identifications；
Module is obtained, for obtaining and each trader according to the instruction of clearance by stages from described clear in file by stages
Family identifies corresponding trade company's transaction details information；
The acquisition module is also used to obtain each transaction merchant identification according to the instruction of clearance by stages corresponding to clear
Calculate trade company's account；
Binding module, for the corresponding trade company's account to be cleared of each transaction merchant identification and the trade company to be traded
Managing detailed catalogue is bound, and trade company's tally order by stages is generated, wherein tally order includes each after binding by stages for the trade company
The corresponding trade company's account to be cleared of a transaction trade company mark and trade company's transaction details information, after the binding
The corresponding trade company's account to be cleared of each transaction trade company mark and trade company's transaction details information are to correspond
's；
Payment module, for tally order to be corresponding described to clear to each transaction merchant identification by stages according to the trade company
It calculates trade company's account and pays corresponding trading resources transfer number.
8. device according to claim 7, which is characterized in that described device further include:
The acquisition module, which is also used to obtain, to be provided to the corresponding target that trade company collects of trading of each transaction merchant identification
Shift number in source；
The acquisition module be also used to according to the target resource shift number to each transaction merchant identification it is corresponding to
Clearance trade company's account collects corresponding auxiliary resources transfer number；
Memory module, for storing the auxiliary resources transfer number in preset time period, when the preset time
When section meets preset time condition, the auxiliary resources in the preset time period is shifted to institute by number according to default division rule
It states platform by stages and technology platform distributes corresponding platform resource transfer number.
9. a kind of computer equipment, including memory and processor, the memory are stored with computer program, feature exists
In the step of processor realizes any one of claims 1 to 6 the method when executing the computer program.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
The step of method described in any one of claims 1 to 6 is realized when being executed by processor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811544336.9A CN109685494A (en) | 2018-12-17 | 2018-12-17 | Payable by installment method, apparatus, computer equipment and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811544336.9A CN109685494A (en) | 2018-12-17 | 2018-12-17 | Payable by installment method, apparatus, computer equipment and storage medium |
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| CN109685494A true CN109685494A (en) | 2019-04-26 |
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ID=66186245
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811544336.9A Pending CN109685494A (en) | 2018-12-17 | 2018-12-17 | Payable by installment method, apparatus, computer equipment and storage medium |
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