CN109671209A - Method for processing business and system after financial terminal, financial terminal power-off - Google Patents
Method for processing business and system after financial terminal, financial terminal power-off Download PDFInfo
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- CN109671209A CN109671209A CN201811487329.XA CN201811487329A CN109671209A CN 109671209 A CN109671209 A CN 109671209A CN 201811487329 A CN201811487329 A CN 201811487329A CN 109671209 A CN109671209 A CN 109671209A
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Abstract
The present invention provides method for processing business and system after a kind of financial terminal, financial terminal power-off, and the method for processing business is comprising steps of whether detection financial terminal powers off；Whether if the financial terminal powers off, detecting in the card reader of the financial terminal has card；If terminating this business without card in the card reader of the financial terminal.Method for processing business after financial terminal power-off proposed by the present invention, when financial terminal powers off, whether detect in the card reader of the financial terminal has card, if without card in the card reader of the financial terminal, then terminate this business, card reader is caused to move back card to avoid alternating current that power-off or flash occurs, user takes card away and surrenders the risk that business operation is weighed unintentionally, ensure that the fund security of user.
Description
Technical field
The present invention relates to the business after financial terminal technical field more particularly to a kind of financial terminal, financial terminal power-off
Processing method and system.
Background technique
CRS (Cash Recycling System, automatic cycle automatic teller machine) also known as automatic teller machine, are a kind of high
Spend accurate electromechanical integration equipment.CRS realizes the Self-Service of financial transaction using magnetic card coded card or smart card, instead of
The work of bank counter personnel；Extractable cash carries out spot assets, inquiry account balance, carries out the allocation of the funds between account
Equal work.Holder can use credit card or deposit card in ATM, handle automatic drawing, more than inquiry according to password
Volume is transferred accounts, spot assets and the change business such as password.
The card reader of common CRS is 3Q8 card reader, and 3Q8 card reader can be considered as a motor, be equivalent to a resistance
With the series connection of inductance.3Q8 card reader is usually mains-supplied, after alternating current power-off, by the uninterruptible power supply of CRS
(Uninterruptible Power System, UPS) power supply, in handoff procedure, flash occurs for the power supply of 3Q8 card reader.This
When, it is powered from capacitor to 3Q8 card reader, circuit occurs normality and switches to transient state, and transient process is a damped vibration process,
In the process, the voltage at 3Q8 card reader motor both ends is smaller and smaller, when reaching certain value (read/write hardware characteristic),
Card characteristic is moved back in the power-off that 3Q8 card reader starts to move back the i.e. 3Q8 card reader of card.
Therefore, during power-off or flash occur for alternating current, card is rejected, and user thinks that business has been terminated,
It takes card away and has left self-service device, and still in the account business for running the user on actually CRS, so probably by it
His personnel continue withdraw the money or transfer accounts Deng business operations, and the fund on the user account is caused to be taken away by other staff, to use
The fund security at family brings great risk.
Summary of the invention
In order to solve the deficiencies in the prior art, the present invention is provided at the business after a kind of financial terminal, financial terminal power-off
Method and system are managed, can be avoided alternating current generation power-off or flash causes card reader to move back card, and user takes card away and surrenders unintentionally
The risk of business operation power, ensure that the fund security of user.
It is proposed by the present invention the specific technical proposal is: provide the method for processing business after a kind of power-off of financial terminal, it is described
Method for processing business comprising steps of
Whether detection financial terminal powers off；
Whether if the financial terminal powers off, detecting in the card reader of the financial terminal has card；
If terminating this business without card in the card reader of the financial terminal.
Further, after whether having card in the card reader for detecting the financial terminal, the method for processing business is also
Include:
The UPS for detecting the financial terminal is to be in charged state in power supply state；
If the UPS without card and the financial terminal in the card reader of the financial terminal is in power supply state, this is terminated
Secondary business.
Further, the method for processing business further include:
If there is the UPS of card and the financial terminal to be in power supply state in the card reader of the financial terminal, card is obtained
Information simultaneously judges whether the card information matches with the card information before power-off；
If the card information is matched with the card information before power-off, runs this business and closed after this service ending
The financial terminal；
If the card information before the card information and power-off mismatches, this business is terminated.
Further, the method for processing business further include:
If the UPS without card and the financial terminal in the card reader of the financial terminal is in charged state, institute is detected
Whether the card inlet for stating card reader has card；
If the card inlet of the card reader without card, terminates this business and restarts the financial terminal.
Further, the method for processing business further include:
If the card inlet of the card reader has card, executes and operated into card；
It obtains card information and judges whether the card information matches with the card information before power-off；
If the card information is matched with the card information before power-off, this business is run；
If the card information before the card information and power-off mismatches, terminates this business and restart the financial terminal.
Further, the method for processing business further include:
If there is the UPS of card and the financial terminal to be in charged state in the card reader of the financial terminal,
It obtains card information and judges whether the card information matches with the card information before power-off；
If the card information is matched with the card information before power-off, this business is run；
If the card information before the card information and power-off mismatches, terminates this business and restart the financial terminal.
The present invention also provides the transaction processing system after a kind of power-off of financial terminal, the transaction processing system includes:
First detection module, for detecting whether financial terminal powers off；
Second detection module is in the card reader for detecting the financial terminal when the financial terminal powers off
It is no to have card；
Control module terminates this business when in the card reader of the financial terminal without card.
Further, it is to be in power supply state also that the first detection module, which is also used to detect the UPS of the financial terminal,
It is in charged state.
Further, second detection module is also used to have card and the finance in the card reader of the financial terminal
Card information is obtained when the UPS of terminal is in power supply state and judges whether the card information matches with the card information before power-off.
The present invention also provides a kind of financial terminal, the financial terminal includes memory, processor and is stored in institute
The computer program that can be run in memory and on the processor is stated, the processor executes real when the computer program
Any method for processing business now as above.
Method for processing business after financial terminal power-off proposed by the present invention, when financial terminal powers off, inspection
Whether survey in the card reader of the financial terminal has card, if terminating this business without card in the card reader of the financial terminal,
Card reader is caused to move back card to avoid alternating current that power-off or flash occurs, user takes card away and surrenders the wind that business operation is weighed unintentionally
Danger, ensure that the fund security of user.
Detailed description of the invention
With reference to the accompanying drawing, by the way that detailed description of specific embodiments of the present invention, technical solution of the present invention will be made
And other beneficial effects are apparent.
Fig. 1 is the flow chart of the method for processing business after financial terminal power-off；
Fig. 2 is another flow chart of the method for processing business after financial terminal power-off；
Fig. 3 is the structural schematic diagram of the transaction processing system after financial terminal power-off；
Fig. 4 is the structural schematic diagram of financial terminal.
Specific embodiment
Hereinafter, with reference to the accompanying drawings to detailed description of the present invention embodiment.However, it is possible to come in many different forms real
The present invention is applied, and the present invention should not be construed as limited to the specific embodiment illustrated here.On the contrary, providing these implementations
Example is in order to explain the principle of the present invention and its practical application, to make others skilled in the art it will be appreciated that the present invention
Various embodiments and be suitable for the various modifications of specific intended application.In the accompanying drawings, identical label will be used for table always
Show identical element.
Referring to Fig.1, the method for processing business after financial terminal provided in this embodiment power-off the following steps are included:
Whether S1, detection financial terminal power off；
Whether if S2, financial terminal power off, detecting in the card reader of financial terminal has card；
If terminating this business without card in the card reader of S3, financial terminal.
Power-off in the present embodiment includes that power failure or two kinds of situations of flash are led in financial terminal power process for a long time
The UPS for crossing financial terminal carries out provisional power supply, when the UPS of financial terminal is in power supply state, at this point, power-off is for a long time
Power failure such case；When the UPS of financial terminal is in charged state, at this point, power-off is flash such case.In the present embodiment
Method for processing business for for a long time have a power failure and flash both of these case each provide different treatment processes.
Specifically, after whether having card i.e. step S2 in the card reader of detection financial terminal, the method for processing business
Further include:
S20, the UPS for detecting financial terminal are to be in charged state in power supply state；
When UPS is in power supply state, the method for processing business in the present embodiment is as shown in Figure 1.Wherein, step S3 is specific
Include:
If the UPS without card and financial terminal in the card reader of S3, financial terminal is in power supply state, this industry is terminated
Business.
When financial terminal powers off, first check that power-off is long-time power-off or flash, if power-off is disconnected for a long time
Electricity and the card reader of financial terminal in without card in the case where, directly terminate this business, thus avoid alternating current occur power-off cause
Card reader moves back card, and user takes card away and surrenders the risk that business operation is weighed unintentionally, ensure that the fund security of user.
After step s 3, the method for processing business in the present embodiment further comprises the steps of:
If there is the UPS of card and financial terminal to be in power supply state in the card reader of S41, financial terminal, card information is obtained
And judge whether the card information matches with the card information before power-off；
If S51, card information are matched with the card information before power-off, runs this business and closed after this service ending
Financial terminal；If the card information before card information and power-off mismatches, S3 is entered step, that is, terminates this business.
When financial terminal powers off, if power-off be for a long time power-off and the card reader of financial terminal in have card, at this point,
This business does not terminate also, in order to complete this business, the UPS meeting temporary power of financial terminal, since financial terminal exists
The card information read in card reader can be kept in front of power-off, therefore, during UPS temporary power, by obtaining card reader
Card information simultaneously match with the card information before power-off can know whether it is in person in carry out business by the card information of reading
Operation, wherein card information includes the information such as card number, password, so that user be avoided to forget Na Ka and surrender business operation unintentionally
The risk of power further ensure that the fund security of user.
In step s 51, since UPS only provides temporary power, after guaranteeing to complete this business, card is moved back in execution
Operation, closes financial terminal after user's card taking.It is of course also possible to financial terminal is not closed according to the electric power thus supplied of UPS, for
Other users carry out business operation.
Business processing referring to Fig. 2, when power-off is that flash such case, that is, UPS is in charged state, in the present embodiment
Method is as shown in Figure 2.Wherein, the card reader of financial terminal includes following several states:
1) it is stuck in card reader；
2) card has logged out card reader and is taken away by user；
3) card has logged out card reader, but still at the card inlet of card reader, that is, block and is not taken away by user；
4) during card is in and moves back card.
For above-mentioned several situations, after above-mentioned steps S20, the method for processing business in the present embodiment includes:
If there is the UPS of card and financial terminal to be in charged state in the card reader of S42, financial terminal, card information is obtained
And judge whether card information matches with the card information before power-off；
If S52, card information are matched with the card information before power-off, this business is run；
If the card information before S62, card information and power-off mismatches, terminates this business and restart financial terminal.
When financial terminal powers off, if power-off is that have card i.e. the 1st kind situation in flash and the card reader of financial terminal,
At this point, this business does not terminate also.In flash, financial terminal restores electricity at once, since financial terminal is before power-off
The card information read in card reader can be kept in, by obtain card reader read card information and will card information and power-off before
Card information carry out matching to know whether that be me carrying out business operation, wherein card information includes card number, password etc.
Information further ensure that the money of user so that user be avoided to forget Na Ka and surrender the risk that business operation is weighed unintentionally
Golden safety.
Below for 2-4 kind situation, the method for processing business in the present embodiment is described in detail.Specifically, the present embodiment
In step S3 include:
If the UPS without card and financial terminal in the card reader of S31, financial terminal is in charged state, card reader is detected
Card inlet whether have card；If the card inlet of card reader enters step S62 without card, that is, terminates this business and restart finance
Terminal.
Above-mentioned steps S31 is directed to i.e. the 4th kind of situation the case where card has logged out card reader and taken away by user,
This business is directly terminated in this case and restarts financial terminal, since in flash, financial terminal restores electricity at once,
At this time, it may be necessary to restart to financial terminal, to restore the normal service of financial terminal.
The method for processing business further include:
If the card inlet of S32, card reader has card, executes and operated into card；S42 is entered step, that is, obtain card information and is sentenced
Whether disconnected card information matches with the card information before power-off；If card information is matched with the card information before power-off, S52 is entered step,
Run this business；If the card information before card information and power-off mismatches, S62 is entered step, that is, terminates this business simultaneously
Restart financial terminal.
Step S32 is directed to the 3rd kind of situation and the 4th kind of situation, in both cases, first carries out and operates into card, so
Card information is obtained afterwards and matches card information with the information of opening before power-off, when card information is matched with the card information before power-off
This business is just run, to guarantee that business operation is holder, further ensure that the fund security of user.
Referring to Fig. 3, the present embodiment additionally provides the transaction processing system after a kind of financial terminal power-off, the business processing
System includes first detection module 1, the second detection module 2 and control module 3.
For detecting whether financial terminal powers off, the second detection module 2 is used in financial terminal first detection module 1
Whether in the card reader of financial terminal have card, control module 3 is used for the nothing in the card reader of financial terminal if being detected when powering off
This business is terminated when card.
Specifically, it is to be in charging in power supply state that first detection module 1, which is also used to detect the UPS of financial terminal,
State.When second detection module 2 is also used to have the UPS of card and financial terminal to be in power supply state in the card reader of financial terminal
It obtains card information and judges whether the card information matches with the card information before power-off.
The transaction processing system in the present embodiment is described in detail below by a specific example.
First detection module 1 is SIU SP, and for detecting and controlling the USP of financial terminal, the second detection module 2 is IDC
SP, for detecting and controlling the card reader of financial terminal, control module 3 is ATMC, is sent for obtaining SIU SP and IDC SP
Information and according to the information execute or terminate business operation.
Whether SIU SP detection financial terminal occurs power-off and in the case where detecting that financial terminal is powered off to IDC
SP sends power-down notice, and IDC SP detects in the card reader of financial terminal whether have card when receiving power-down notice, then,
The UPS of SIU SP detection financial terminal is to be in charged state in power supply state.When IDC SP detects financial terminal
Card reader in without card and when SIU SP detects that the UPS of financial terminal is in power supply state, then IDC SP is by financial terminal
State is set as WFS_IDC_DEVHWERROR and WFS_IDC_DEVHWERROR event is sent to ATMC, and ATMC is being received
This business is terminated after WFS_IDC_DEVHWERROR event.
When have card in the card reader that IDC SP detects financial terminal and SIU SP detect financial terminal UPS be in supply
When electricity condition, IDC SP sets WFS_IDC_MEDIAENTERING for the state of financial terminal and controls the reading of financial terminal
Card device reads card information, and whether card information of the IDC SP before judging the card information and power-off after obtaining card information matches；If
Card information is matched with the card information before power-off, then WFS_IDC_MEDIAENTERING event is sent to ATMC, ATMC by IDS SP
This business is being run after receiving WFS_IDC_MEDIAENTERING event and finance is closed after this service ending eventually
End；If the card information before card information and power-off mismatches, the state of financial terminal is set WFS_IDC_ by IDS SP
WFS_IDC_DEVHWERROR event is simultaneously sent to ATMC by DEVHWERROR, and ATMC is receiving WFS_IDC_DEVHWERROR
This business is terminated after event.
When in the card reader that IDC SP detects financial terminal without card and SIU SP detect financial terminal UPS be in fill
When electricity condition, whether the card inlet of IDC SP detection card reader has card；If the card inlet of card reader, without card, IDS SP will be financial
The state of terminal is set as WFS_IDC_DEVHWERROR and WFS_IDC_DEVHWERROR event is sent to ATMC, and ATMC exists
This business is terminated after receiving WFS_IDC_DEVHWERROR event and restarts financial terminal.
If IDC SP detects that the card inlet of card reader has card, the card reader for controlling financial terminal is executed to be operated into card,
After successful into card, IDC SP sets WFS_IDC_MEDIAENTERING for the state of financial terminal and controls financial terminal
Card reader read card information, IDC SP judge after obtaining card information the card information with power off before card information whether
Match；If card information is matched with the card information before power-off, WFS_IDC_MEDIAENTERING event is sent to by IDS SP
ATMC, ATMC run this business after receiving WFS_IDC_MEDIAENTERING event；If the card before card information and power-off
Information mismatches, then IDS SP by the state of financial terminal sets WFS_IDC_DEVHWERROR and by WFS_IDC_
DEVHWERROR event is sent to ATMC, and ATMC terminates this business after receiving WFS_IDC_DEVHWERROR event and lays equal stress on
Open financial terminal.
When have card in the card reader that IDC SP detects financial terminal and SIU SP detect financial terminal UPS be in fill
When electricity condition, IDC SP sets WFS_IDC_MEDIAENTERING for the state of financial terminal and controls the reading of financial terminal
Card device reads card information, and whether card information of the IDC SP before judging the card information and power-off after obtaining card information matches；If
Card information is matched with the card information before power-off, then WFS_IDC_MEDIAENTERING event is sent to ATMC, ATMC by IDS SP
This business is run after receiving WFS_IDC_MEDIAENTERING event；If the card information before card information and power-off is not
Match, then IDS SP by the state of financial terminal sets WFS_IDC_DEVHWERROR and by WFS_IDC_DEVHWERROR event
It is sent to ATMC, ATMC terminates this business after receiving WFS_IDC_DEVHWERROR event and restarts financial terminal.
Transaction processing system in the present embodiment does not need to be modified the process of ATMC, to avoid carrying out ATMC
The problem of changing and cause the variation of the software of all vendor equipments, leading to plant maintenance heavy workload.
Referring to Fig. 4, the present embodiment additionally provides a kind of financial terminal, and the financial terminal includes memory 10, processor
20 and it is stored in the computer program that can be run in memory 10 and on processor 20, processor 20 executes computer program
Shi Shixian method for processing business as described above.
Financial terminal in the present embodiment can be desktop PC, notebook, palm PC etc. and calculate equipment.Finance
Terminal may include, but be not limited only to, memory 10, processor 20.It will be understood by those skilled in the art that Fig. 4 is only finance
The example of terminal does not constitute the restriction to financial terminal, may include components more more or fewer than diagram, or combine certain
A little components or different components, such as financial terminal can also include input-output equipment, network access equipment, bus etc..
Memory 10 can be the internal storage unit of financial terminal, such as the hard disk or memory of financial terminal.Memory
10 are also possible to the External memory equipment of financial terminal, such as the plug-in type hard disk, the intelligent memory card that are equipped on financial terminal
(Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card) etc..
Memory 10 can also both including financial terminal internal storage unit and also including External memory equipment.Memory 10
For other programs and data needed for storing the computer program and the financial terminal.Memory 10 can be also used for
Temporarily store the data that has exported or will export.
Processor 20 can be central processing unit (Central Processing Unit, CPU), can also be other
General processor, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array
(FieldProgrammableGate Array, FPGA) either other programmable logic device, discrete gate or transistor logic
Device, discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional place
Manage device etc..
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of the transaction processing system is divided into different functional unit or module, with
Complete all or part of function described above.Each functional unit in embodiment, module can integrate single in a processing
In member, it is also possible to each unit and physically exists alone, can also be integrated in one unit with two or more units, on
It states integrated unit both and can take the form of hardware realization, can also realize in the form of software functional units.In addition, each
Functional unit, module specific name be also only for convenience of distinguishing each other, the protection scope being not intended to limit this application.On
The specific work process for stating unit in system, module, can refer to corresponding processes in the foregoing method embodiment, no longer superfluous herein
It states.
The above is only the specific embodiment of the application, it is noted that for the ordinary skill people of the art
For member, under the premise of not departing from the application principle, several improvements and modifications can also be made, these improvements and modifications are also answered
It is considered as the protection scope of the application.
Claims (10)
1. the method for processing business after a kind of power-off of financial terminal, which is characterized in that the method for processing business comprising steps of
Whether detection financial terminal powers off；
Whether if the financial terminal powers off, detecting in the card reader of the financial terminal has card；
If terminating this business without card in the card reader of the financial terminal.
2. method for processing business according to claim 1, which is characterized in that in the card reader for detecting the financial terminal
After whether having card, the method for processing business further include:
The UPS for detecting the financial terminal is to be in charged state in power supply state；
If the UPS without card and the financial terminal in the card reader of the financial terminal is in power supply state, this industry is terminated
Business.
3. method for processing business according to claim 2, which is characterized in that the method for processing business further include:
If there is the UPS of card and the financial terminal to be in power supply state in the card reader of the financial terminal, card information is obtained
And judge whether the card information matches with the card information before power-off；
If the card information is matched with the card information before power-off, this business is run and after this service ending described in closing
Financial terminal；
If the card information before the card information and power-off mismatches, this business is terminated.
4. method for processing business according to claim 2, which is characterized in that the method for processing business further include:
If the UPS without card and the financial terminal in the card reader of the financial terminal is in charged state, the reading is detected
Whether the card inlet of card device has card；
If the card inlet of the card reader without card, terminates this business and restarts the financial terminal.
5. method for processing business according to claim 4, which is characterized in that the method for processing business further include:
If the card inlet of the card reader has card, executes and operated into card；
It obtains card information and judges whether the card information matches with the card information before power-off；
If the card information is matched with the card information before power-off, this business is run；
If the card information before the card information and power-off mismatches, terminates this business and restart the financial terminal.
6. method for processing business according to claim 4, which is characterized in that the method for processing business further include:
If there is the UPS of card and the financial terminal to be in charged state in the card reader of the financial terminal,
It obtains card information and judges whether the card information matches with the card information before power-off；
If the card information is matched with the card information before power-off, this business is run；
If the card information before the card information and power-off mismatches, terminates this business and restart the financial terminal.
7. the transaction processing system after a kind of power-off of financial terminal, which is characterized in that the transaction processing system includes:
First detection module, for detecting whether financial terminal powers off；
Whether the second detection module has in the card reader for detecting the financial terminal when the financial terminal powers off
Card；
Control module terminates this business when in the card reader of the financial terminal without card.
8. transaction processing system according to claim 7, which is characterized in that the first detection module is also used to detect institute
The UPS for stating financial terminal is to be in charged state in power supply state.
9. transaction processing system according to claim 8, which is characterized in that second detection module is also used to described
Card information is obtained when having the UPS of card and the financial terminal to be in power supply state in the card reader of financial terminal and judges the card
Whether information matches with the card information before power-off.
10. a kind of financial terminal, which is characterized in that in the memory and can be including memory, processor and storage
The computer program run on the processor, the processor realize such as claim 1-6 when executing the computer program
Described in any item method for processing business.
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| CN106067227A (en) * | 2015-04-21 | 2016-11-02 | 冲电气工业株式会社 | Automatic trading apparatus |
| CN105993037A (en) * | 2016-05-10 | 2016-10-05 | 深圳怡化电脑股份有限公司 | Business processing method and system of self-service device |
| CN106297073A (en) * | 2016-07-29 | 2017-01-04 | 深圳怡化电脑股份有限公司 | A kind of self-aided terminal method for processing business and system |
| CN108389311A (en) * | 2018-03-09 | 2018-08-10 | 深圳怡化电脑股份有限公司 | Bank note backing method and device, equipment and storage medium |
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