CN105993037B - A kind of method for processing business and system of self-service device - Google Patents
A kind of method for processing business and system of self-service device Download PDFInfo
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- CN105993037B CN105993037B CN201680000413.7A CN201680000413A CN105993037B CN 105993037 B CN105993037 B CN 105993037B CN 201680000413 A CN201680000413 A CN 201680000413A CN 105993037 B CN105993037 B CN 105993037B
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
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- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention provides the method for processing business and system of a kind of self-service device, is related to self-service device technical field.This method comprises: customization and identification have card to withdraw the money/have the key point in card transferred account service process；When have card withdraw the money/have card transferred account service process go to key point when, judge whether there is card in the card reader of self-service device；If terminating this operation flow without card, and remove this business information and account information on self-service device；If there is card, reads card information and judge whether card information is consistent with account information；If being consistent, this operation flow is continued to execute；If not being consistent, this operation flow is terminated, and removes this business information and account information on self-service device.The present invention is by the execution of business operation and bank card tight binding, it bank card can be taken precautions against exits and be taken away on rear CRS still by user in the account business for running the user, it may be continued the case where waiting business operations of withdrawing the money or transfer accounts by other staff, ensure that the fund security of user.
Description
Technical field
The invention belongs to self-service device technical field more particularly to the method for processing business and system of a kind of self-service device.
Background technique
CRS (Cash Recycling System, automatic cycle automatic teller machine) also known as automatic teller machine, are a kind of high
Spend accurate electromechanical integration equipment.CRS realizes the Self-Service of financial transaction using magnetic card coded card or smart card, instead of
The work of bank counter personnel；Extractable cash carries out spot assets, inquiry account balance, carries out the allocation of the funds between account
Equal work.Holder can use credit card or deposit card in ATM, handle automatic drawing, more than inquiry according to password
Volume is transferred accounts, spot assets and the change business such as password.
The appearance of CRS carrys out many convenience of band to people, but is largely carrying out business handling using automatic teller machine
While there is also certain security risks.Currently, with the rapidly increase of CRS quantity, the account occurred in Self-Service
Problem is also more and more, especially long shortage of money phenomenon, and duration occurs, and easily causes dispute, has also seriously affected user and has carried out certainly
Help experience sense when business handling.The account problem occurred in Self-Service be usually as caused by equipment fault, such as:
Hardware fault, software fault and communication failure etc..A kind of failure for causing account problem relatively common at present are as follows: withdrawing the money
In the process, card reader has issued card event of moving back due to various reasons, and self-service software process due to it is in a busy state without and
When responds the event, and perhaps time-out has ignored the event or sends since the defect of software design is not received by card reader
Move back card event, may result in user in this way and think that business has been terminated, take card away and have left self-service device, and actually
Still probably continue the industry such as withdraw the money or transfer accounts by other staff in this way in the account business for running the user on CRS
Business operation, causes the fund on the user account to be taken away by other staff, brings great risk to the fund security of user.
Summary of the invention
The method for processing business and system for being designed to provide a kind of self-service device of the embodiment of the present invention, it is intended in solution
It states and has left self-service device when user takes card away and still may cause user when running the account business of the user on CRS
The problem of fund in account is taken away by other staff, brings great risk to the fund security of user.
The embodiments of the present invention are implemented as follows, a kind of method for processing business of self-service device, comprising:
Customization and identification have card to withdraw the money/have the key point in card transferred account service process；
When it is described have card withdraw the money/have card transferred account service process go to key point when, judge in the card reader of self-service device
Whether card is had；
If terminating this operation flow without card, and remove this business information on the self-service device and account letter
Breath；If there is card, reads card information and judge whether the card information is consistent with account information；
If being consistent, this operation flow is continued to execute；If not being consistent, this operation flow is terminated, and described in removing
This business information and account information on self-service device.
It is described to have in card withdrawal operation flow in the method for processing business of self-service device described in the embodiment of the present invention
Key point include sent before sending withdrawal message to bank server, to the machine core of self-service device before digging paper money instruction, will be from
The banknote helped on equipment buffer gives cash dispensing port before and at least one of before opening cash dispensing port paper money door；It is described to have card
Key point in transferred account service process includes sending confirmation before transferring accounts message to bank server transmission and to bank server
At least one of before transfer instructions.
It is described to continue to execute this operation flow in the method for processing business of self-service device described in the embodiment of the present invention
Before further include:
This secondary card cycle duration is judged whether in the first preset time range, and described secondary card cycle duration refers to from reading
Card device successfully starts into card into this operation flow duration experienced until the last one key point；
This business duration is judged whether in the second preset time range, this described business duration refers to be selected from user
It selects this business and starts until the last one key point in this operation flow duration experienced；
If described secondary card cycle duration is in first preset time range and this described business duration is in institute
It states in the second preset time range, then continues to execute this operation flow；
If described secondary card cycle duration not in first preset time range or this described business duration not
In second preset time range, then this operation flow is terminated, and removes the letter of this business on the self-service device
Breath and account information.
It is described to continue to execute this operation flow in the method for processing business of self-service device described in the embodiment of the present invention
Before further include:
Judge the gap duration of two neighboring key point in this operation flow whether in third preset time range, if
In the third preset time range, then this operation flow is continued to execute, otherwise, terminates this operation flow, and remove institute
State this business information and the account information on self-service device.
It is described to remove on the self-service device in the method for processing business of self-service device described in the embodiment of the present invention
Before this business information and account information further include:
The positive request of punching of withdrawing the money is sent to bank server according to this described business information and account information, makes bank service
Device rushes positive request according to the withdrawal and withdraw the money punching just.
The another object of the embodiment of the present invention is to provide a kind of transaction processing system of self-service device, including key point is known
Other module, bank card detection module, flow executing modules, card information obtain module and card information authentication module, in which:
The key point identification module, the key point withdrawn the money/had in card transferred account service process for customizing and identifying card；
The bank card detection module, for when it is described have card withdraw the money/have card transferred account service process go to key point when,
Judge whether there is card in the card reader of self-service device；If controlling the flow executing modules without card and terminating this operation flow,
And remove this business information and account information on the self-service device；If there is card, controls the card information and obtain module
Read card information；
The card information authentication module, if being consistent, is controlled for judging whether the card information is consistent with account information
The flow executing modules continue to execute this operation flow；If not being consistent, controls the flow executing modules and terminate this
Operation flow, and remove this business information and account information on the self-service device.
It is described to have in card withdrawal operation flow in the transaction processing system of self-service device described in the embodiment of the present invention
Key point include sent before sending withdrawal message to bank server, to the machine core of self-service device before digging paper money instruction, will be from
The banknote helped on equipment buffer gives cash dispensing port before and at least one of before opening cash dispensing port paper money door；It is described to have card
Key point in transferred account service process includes sending confirmation before transferring accounts message to bank server transmission and to bank server
At least one of before transfer instructions.
In the transaction processing system of self-service device described in the embodiment of the present invention, further includes timing module, is used for:
This secondary card cycle duration is judged whether in the first preset time range, and described secondary card cycle duration refers to from reading
Card device successfully starts into card into this operation flow duration experienced until the last one key point；
This business duration is judged whether in the second preset time range, this described business duration refers to be selected from user
It selects this business and starts until the last one key point in this operation flow duration experienced；
If described secondary card cycle duration is in first preset time range and this described business duration is in institute
It states in the second preset time range, then controls the flow executing modules and continue to execute this operation flow；
If described secondary card cycle duration not in first preset time range or this described business duration not
In second preset time range, then controls the flow executing modules and terminate this operation flow, and removing is described certainly
Help this business information and the account information in equipment.
In the transaction processing system of self-service device described in the embodiment of the present invention, the timing module is also used to:
Judge the gap duration of two neighboring key point in this operation flow whether in third preset time range, if
It in the third preset time range, then controls the flow executing modules and continues to execute this operation flow, otherwise, control institute
It states flow executing modules and terminates this operation flow, and remove this business information and account information on the self-service device.
In the transaction processing system of self-service device described in the embodiment of the present invention, further includes:
Positive request module is rushed, for sending punching of withdrawing the money to bank server according to this described business information and account information
Positive request makes bank server rush positive request according to the withdrawal and withdraw the money punching just.
The method for processing business and system for implementing a kind of self-service device provided in an embodiment of the present invention have below beneficial to effect
Fruit:
The key point that the embodiment of the present invention is withdrawn the money/had in card transferred account service process due to customizing and identifying card first；So
Afterwards when it is described have card withdraw the money/have card transferred account service process go to key point when, judge whether have in the card reader of self-service device
Card；If terminating this operation flow without card, and remove this business information and account information on the self-service device；If
There is card, then reads card information and judge whether the card information is consistent with account information；If being consistent, this Business Stream is continued to execute
Journey；If not being consistent, this operation flow is terminated, and removes this business information and account information on the self-service device,
So as to which by the execution of business operation and bank card tight binding, prevention bank card is exited to be taken away on rear CRS still by user
In the account business for running the user, the case where waiting business operations of withdrawing the money or transfer accounts may be continued by other staff, protected
The fund security of user is demonstrate,proved.
Detailed description of the invention
Fig. 1 is a kind of specific implementation flow of the method for processing business for self-service device that first embodiment of the invention provides
Figure；
Fig. 2 is a kind of specific implementation flow of the method for processing business for self-service device that second embodiment of the invention provides
Figure；
Fig. 3 is a kind of structural schematic diagram of the transaction processing system for self-service device that third embodiment of the invention provides；
Fig. 4 is a kind of structural schematic diagram of the transaction processing system for self-service device that fourth embodiment of the invention provides.
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and
It is not used in the restriction present invention.
Fig. 1 is a kind of specific implementation flow of the method for processing business for self-service device that first embodiment of the invention provides
Figure.It is shown in Figure 1, a kind of method for processing business of self-service device provided in this embodiment, comprising:
In S101, customization and identification have card to withdraw the money/have the key point in card transferred account service process.
In the present embodiment, the key point having in card withdrawal operation flow includes sending report of withdrawing the money to bank server
Sent before text, to the machine core of self-service device before digging paper money instruction, the banknote on self-service device buffer given cash dispensing port it
At least one of before preceding and opening cash dispensing port paper money door；The key point having in card transferred account service process includes to bank
At least one of before sending confirmation transfer instructions before server sends message of transferring accounts and to bank server.As a tool
Body implementation example, the key point having in card withdrawal operation flow include sending to the machine core of self-service device before digging paper money instruction
With before opening cash dispensing port paper money door, the key point having in card transferred account service process is to send transferred account service to bank server
Before.
In S102, when it is described have card withdraw the money/have card transferred account service process go to key point when, judge self-service device
Whether there is card in card reader；If go to step S105 without card, if there is card, S103 is entered step.
In the present embodiment, if the key point customized in the operation flow for having card to withdraw the money in step S101 includes setting to self-service
Standby machine core is sent before digging paper money instruction and the first two key point of opening cash dispensing port paper money door, then when the industry for having card to withdraw the money
When business process reaches above-mentioned two key point, the self-service device can detect automatically in card reader whether have card, if there is card,
Then enter step S103；If improve rapid S105 without card.
In S103, reads card information and judge whether the card information is consistent with account information, if being consistent, enter step
S104；If not being consistent, S105 is entered step.
In the present embodiment, when equal business transactions are withdrawn the money or transfer accounts in user's selection, self-service device can keep in this industry
Information of being engaged in and account information, compare verifying to card information when operation flow goes to key point convenient for subsequent.
In S104, this operation flow is continued to execute.
In the present embodiment, when operation flow goes to key point, detecting in the card reader of self-service device has card simultaneously
And card information is consistent with the account information of this temporary business, then self-service device will continue to execute normal operation flow, hold
Row, which withdraws the money/transfers accounts, waits business operations.
In S105, this operation flow is terminated, and removes this business information on the self-service device and account letter
Breath.
In the present embodiment, when operation flow goes to key point, detect in the card reader of self-service device without card or
Person has card but card information is not consistent with the account information of this temporary business, then illustrates that traffic operation staff at this time may
It is not holder, interrupts this operation flow immediately, and removes this business information and account on the self-service device
Information.
Above as can be seen that a kind of business processing flow of self-service device provided in this embodiment is due to customizing first and knowing
There is not card to withdraw the money/have the key point in card transferred account service process；Then when it is described have card withdraw the money/have card transferred account service process execute
When to key point, judge whether there is card in the card reader of self-service device；If terminating this operation flow without card, and remove institute
State this business information and the account information on self-service device；If there is card, read card information judge the card information whether with
Account information is consistent；If being consistent, this operation flow is continued to execute；If not being consistent, this operation flow is terminated, and remove
This business information and account information on the self-service device, so as to closely tie up the execution of business operation with bank card
Fixed, prevention bank card, which is exited, to be taken away by user still in the account business for running the user on rear CRS, may be by other staff
Continue the case where waiting business operations of withdrawing the money or transfer accounts, ensure that the fund security of user.
Fig. 2 is a kind of specific implementation flow of the method for processing business for self-service device that second embodiment of the invention provides
Figure.Shown in Figure 2, a kind of method for processing business of self-service device provided in this embodiment includes:
In S201, customization and identification have card to withdraw the money/have the key point in card transferred account service process；
In S202, when it is described have card withdraw the money/have card transferred account service process go to key point when, judge self-service device
Whether there is card in card reader；If go to step S105 without card, if there is card, S203 is entered step；
In S203, reads card information and judge whether the card information is consistent with account information, if being consistent, enter step
S204；If not being consistent, S208 is entered step；
In S204, this secondary card cycle duration is judged whether in the first preset time range, when described secondary card period
It is long to refer to since card reader is into card successfully into this operation flow duration experienced until the last one key point, if institute
This secondary card cycle duration is stated in the first preset time range, then enters step S205；Conversely, entering step S208；
In S205, this business duration is judged whether in the second preset time range, this described business duration is
Refer to since user selects this business into this operation flow duration experienced until the last one key point, if described
This business duration then enters step S206 in the second preset time range；Conversely, entering step S208；
In S206, judge the gap duration of two neighboring key point in this operation flow whether in third preset time model
In enclosing, if the gap duration enters step S207 in the third preset time range, conversely, entering step S208；
In S207, this operation flow is continued to execute；
In S208, this operation flow is terminated, and removes this business information on the self-service device and account letter
Breath.
It should be noted that in the present embodiment, described have card to withdraw the money/have in card transferred account service process can to include simultaneously
The key point of multiple customizations, judged when operation flow goes to each key point in a card reader whether with the presence of card simultaneously
The card information detected is verified, if being verified, continues to execute operation flow, when going to the last one key point
When, if having card in card reader and card information is verified, further verify this secondary card cycle duration, this business duration
And/or whether the gap duration of key point meets above-mentioned preset time range, if meeting, continues to execute operation flow, otherwise,
Operation flow is terminated, and removes this business information and account information on self-service device.Such as: if this business is to have card to take
Money business, is custom made in operation flow " before sending withdrawal message to bank server " and " before opening cash dispensing port paper money door ",
So whether have when this operation flow goes to detect in card reader " before sending withdrawal message to bank server "
Block and the card information detected is verified, if card is verified, continuing to execute normally has card withdrawal operation flow, when
Whether when operation flow is gone to " before opening cash dispensing port paper money door ", detecting again has card and believes the card detected in card reader
Breath verified, if card information is verified, further judge this secondary card cycle duration, this business duration and/or on
Whether the gap duration for stating two key points meets corresponding preset time range, if meeting, opens cash dispensing port paper money
Door, otherwise terminate this operation flow, and carry out withdraw the money punching just after, remove self-service device on this business information and account letter
Breath.Preferably, in the present embodiment, first preset time range is 0~10min；Second preset time range is 0
~5min；The third preset time range is 0~2min.
In the present embodiment, after the termination of this operation flow, if desired withdraw the money punching just to this business, then clear
Except on the self-service device this business information and account information before further include: according to this described business information and account
Information sends the positive request of punching of withdrawing the money to bank server, so that bank server is rushed positive request according to the withdrawal and carries out withdrawal punching
Just.Wherein, bank server can return after rushing positive request according to the withdrawal and carrying out the positive success of withdrawal punching to the self-service device
Corresponding prompt information is returned, the self-service device will record the just successful relevant information of punching after receiving the prompt information, and
Automatically this business information and account information are removed.
Above as can be seen that relative to embodiment illustrated in fig. 1, the present embodiment is due to there is card to be verified a laggard step
Whether the gap duration for demonstrate,proving this secondary card cycle duration, this business duration and/or key point is more than corresponding preset time model
It encloses, so as to further improve the safety that card withdraws the money/transfers accounts, guarantees the fund security of user.
Fig. 3 is a kind of structural schematic diagram of the transaction processing system for self-service device that third embodiment of the invention provides, should
System is located in self-service device described in the embodiment of the present invention, for running FIG. 1 to FIG. 2 illustrated embodiment offer in the present invention
Method.It illustrate only part related to the present embodiment for ease of description.
Shown in Figure 3, a kind of transaction processing system of self-service device provided in this embodiment, including key point identify mould
Block 310, bank card detection module 320, flow executing modules 330, card information obtain module 340 and card information authentication module
350, in which:
The key point identification module 310, the key withdrawn the money/had in card transferred account service process for customizing and identifying card
Point；
The bank card detection module 320, for there is card card transferred account service process of withdrawing the money/have to go to key point when described
When, judge whether there is card in the card reader of self-service device；If controlling the flow executing modules 330 without card and terminating this industry
Business process, and remove this business information and account information on the self-service device；If there is card, controls the card information and obtain
Modulus block 340 reads card information；
The card information authentication module 350, for judging whether the card information is consistent with account information, if being consistent,
It controls the flow executing modules 330 and continues to execute this operation flow；If not being consistent, the flow executing modules are controlled
330 terminate this operation flow, and remove this business information and account information on the self-service device.
Optionally, the key point having in card withdrawal operation flow include to bank server send withdrawal message it
Before, send to the machine core of self-service device dig paper money instruction before, the banknote on self-service device buffer given before cash dispensing port with
And at least one of before opening cash dispensing port paper money door；The key point having in card transferred account service process includes to bank service
At least one of before sending confirmation transfer instructions before device sends message of transferring accounts and to bank server.
Optionally, the transaction processing system of the self-service device further includes timing module 360, is used for:
This secondary card cycle duration is judged whether in the first preset time range, and described secondary card cycle duration refers to from reading
Card device successfully starts into card into this operation flow duration experienced until the last one key point；
This business duration is judged whether in the second preset time range, this described business duration refers to be selected from user
It selects this business and starts until the last one key point in this operation flow duration experienced；
If described secondary card cycle duration is in first preset time range and this described business duration is in institute
It states in the second preset time range, then controls the flow executing modules 330 and continue to execute this operation flow；
If described secondary card cycle duration not in first preset time range or this described business duration not
In second preset time range, then controls the flow executing modules 330 and terminate this operation flow, and described in removing
This business information and account information on self-service device.
Optionally, the timing module 360 is also used to:
Judge the gap duration of two neighboring key point in this operation flow whether in third preset time range, if
In the third preset time range, then controls the flow executing modules 330 and continue to execute this operation flow, otherwise, control
It makes the flow executing modules 330 and terminates this operation flow, and remove this business information and account on the self-service device
Family information.
Optionally, the transaction processing system of the self-service device further include:
Positive request module 370 is rushed, for taking according to this described business information and account information to bank server transmission
The positive request of money punching makes bank server rush positive request according to the withdrawal and withdraw the money punching just.
It should be noted that modules in above system provided in this embodiment, due to embodiment of the present invention method
Based on same design, bring technical effect is identical as embodiment of the present invention method, and particular content can be found in the method for the present invention
Narration in embodiment, details are not described herein again.
Therefore, it can be seen that a kind of transaction processing system of self-service device provided in this embodiment can equally grasp business
The execution of work and bank card tight binding, prevention bank card, which is exited, to be taken away on rear CRS by user still in the account for running the user
Family business may be continued the case where waiting business operations of withdrawing the money or transfer accounts by other staff, ensure that the fund peace of user
Entirely.
Fig. 4 is a kind of structural schematic diagram of the transaction processing system for self-service device that fourth embodiment of the invention provides, should
System is located in self-service device described in the embodiment of the present invention, the method for running the offer of FIG. 1 to FIG. 2 illustrated embodiment.For
It illustrate only part related to the present embodiment convenient for explanation.
Shown in Figure 4, a kind of transaction processing system of self-service device provided in this embodiment includes
Processor (processor) 410, communication interface (Communications Interface) 420, memory
(memory) 430, bus 440.
Processor 410, communication interface 420, memory 430 complete mutual communication by bus 440.
Communication interface 420, is used for and external device, for example, PC, server etc. communicate.
Processor 410, for executing program 432.
Specifically, program 232 may include program code, and said program code includes computer operation instruction.
Processor 410 may be a central processor CPU or specific integrated circuit ASIC (Application
Specific Integrated Circuit), or be arranged to implement the integrated electricity of one or more of the embodiment of the present invention
Road.
Memory 430, for storing program 431.Memory 430 may include high speed RAM memory, it is also possible to further include
Nonvolatile memory (non-volatile memory), for example, at least a magnetic disk storage.Program 431 specifically can wrap
It includes key point identification module 310, bank card detection module 320, flow executing modules 330, card information and obtains module 340 and card
Information authentication module 350, in which:
The key point identification module 310, the key withdrawn the money/had in card transferred account service process for customizing and identifying card
Point；
The bank card detection module 320, for there is card card transferred account service process of withdrawing the money/have to go to key point when described
When, judge whether there is card in the card reader of self-service device；If controlling the flow executing modules 330 without card and terminating this industry
Business process, and remove this business information and account information on the self-service device；If there is card, controls the card information and obtain
Modulus block 340 reads card information；
The card information authentication module 350, for judging whether the card information is consistent with account information, if being consistent,
It controls the flow executing modules 330 and continues to execute this operation flow；If not being consistent, the flow executing modules are controlled
330 terminate this operation flow, and remove this business information and account information on the self-service device.
It is apparent to those skilled in the art that for convenience and simplicity of description, the system of foregoing description,
The specific work process of device and module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In several embodiments provided herein, it should be understood that disclosed systems, devices and methods, it can be with
It realizes by another way.For example, the apparatus embodiments described above are merely exemplary, for example, the module
It divides, only a kind of logical function partition, there may be another division manner in actual implementation, such as multiple module or components
It can be combined or can be integrated into another system, or some features can be ignored or not executed.Another point, it is shown or
The mutual coupling, direct-coupling or communication connection discussed can be by some communication interfaces, between device or unit
Coupling or communication connection are connect, can be electrical property, mechanical or other forms.
The module as illustrated by the separation member may or may not be physically separated, aobvious as module
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, each functional module in each embodiment of the present invention can integrate in a processing module
It is that modules physically exist alone, can also be integrated in one unit with two or more units.
It, can be with if the function is realized in the form of SFU software functional unit and when sold or used as an independent product
It is stored in the read/write memory medium of a self-aided terminal.Based on this understanding, technical solution of the present invention substantially or
Person says that the part of the part that contributes to existing technology or the technical solution can be embodied in the form of software products,
The software product is stored in a storage medium, including some instructions are used so that self-help terminal equipment (such as: CRS)
It performs all or part of the steps of the method described in the various embodiments of the present invention.And storage medium above-mentioned includes: USB flash disk, moves firmly
Disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory),
The various media that can store program code such as magnetic or disk.
The foregoing is merely illustrative of the preferred embodiments of the present invention, is not intended to limit the invention, all in essence of the invention
Made any modifications, equivalent replacements, and improvements etc., should all be included in the protection scope of the present invention within mind and principle.
Claims (10)
1. a kind of method for processing business of self-service device characterized by comprising
Customization and identification have card to withdraw the money/have the key point in card transferred account service process；
When it is described have card withdraw the money/have card transferred account service process go to key point when, judge in the card reader of self-service device whether
There is card；
If terminating this operation flow without card, and remove this business information and account information on the self-service device；If
There is card, then reads card information and judge whether the card information is consistent with account information；
If being consistent, this operation flow is continued to execute；If not being consistent, this operation flow is terminated, and is removed described self-service
This business information and account information in equipment.
2. the method for processing business of self-service device as described in claim 1, which is characterized in that described to have card withdrawal operation flow
In key point include to bank server send withdrawal message before, to the machine core of self-service device send dig paper money instruction before,
The banknote on self-service device buffer is given to cash dispensing port before and at least one of before opening cash dispensing port paper money door；It is described
Having the key point in card transferred account service process includes sending before transferring accounts message to bank server transmission and to bank server
At least one of before confirmation transfer instructions.
3. the method for processing business of self-service device as claimed in claim 2, which is characterized in that described to continue to execute this business
Before process further include:
This secondary card cycle duration is judged whether in the first preset time range, and described secondary card cycle duration refers to from card reader
Successfully start into this operation flow duration experienced until the last one key point into card；
This business duration is judged whether in the second preset time range, this described business duration, which refers to from user, selects this
Secondary business starts until the last one key point in this operation flow duration experienced；
If described secondary card cycle duration is in first preset time range and this described business duration is described
In two preset time ranges, then this operation flow is continued to execute；
If described secondary card cycle duration be not in first preset time range or this described business duration is not in institute
State in the second preset time range, then terminate this operation flow, and remove this business information on the self-service device and
Account information.
4. the method for processing business of self-service device as claimed in claim 3, which is characterized in that described to continue to execute this business
Before process further include:
The gap duration of two neighboring key point in this operation flow is judged whether in third preset time range, if described
In third preset time range, then this operation flow is continued to execute, otherwise, terminates this operation flow, and removing is described certainly
Help this business information and the account information in equipment.
5. the method for processing business of self-service device as claimed in claim 4, which is characterized in that described to remove the self-service device
On this business information and account information before further include:
The positive request of punching of withdrawing the money is sent to bank server according to this described business information and account information, makes bank server root
Positive request, which is rushed, according to the withdrawal withdraw the money punching just.
6. a kind of transaction processing system of self-service device, which is characterized in that detect mould including key point identification module, bank card
Block, flow executing modules, card information obtain module and card information authentication module, in which:
The key point identification module, the key point withdrawn the money/had in card transferred account service process for customizing and identifying card；
The bank card detection module, for when it is described have card withdraw the money/have card transferred account service process go to key point when, judgement
Whether there is card in the card reader of self-service device；If controlling the flow executing modules without card and terminating this operation flow, and is clear
Except this business information and account information on the self-service device；If there is card, controls the card information and obtain module reading
Card information；
The card information authentication module, for judging whether the card information is consistent with account information, if being consistent, described in control
Flow executing modules continue to execute this operation flow；If not being consistent, controls the flow executing modules and terminate this business
Process, and remove this business information and account information on the self-service device.
7. the transaction processing system of self-service device as claimed in claim 6, which is characterized in that described to have card withdrawal operation flow
In key point include to bank server send withdrawal message before, to the machine core of self-service device send dig paper money instruction before,
The banknote on self-service device buffer is given to cash dispensing port before and at least one of before opening cash dispensing port paper money door；It is described
Having the key point in card transferred account service process includes sending before transferring accounts message to bank server transmission and to bank server
At least one of before confirmation transfer instructions.
8. the transaction processing system of self-service device as claimed in claim 7, which is characterized in that further include timing module, be used for:
This secondary card cycle duration is judged whether in the first preset time range, and described secondary card cycle duration refers to from card reader
Successfully start into this operation flow duration experienced until the last one key point into card；
This business duration is judged whether in the second preset time range, this described business duration, which refers to from user, selects this
Secondary business starts until the last one key point in this operation flow duration experienced；
If described secondary card cycle duration is in first preset time range and this described business duration is described
In two preset time ranges, then controls the flow executing modules and continue to execute this operation flow；
If described secondary card cycle duration be not in first preset time range or this described business duration is not in institute
It states in the second preset time range, then controls the flow executing modules and terminate this operation flow, and remove described self-service set
Standby upper this business information and account information.
9. the transaction processing system of self-service device as claimed in claim 8, which is characterized in that the timing module is also used to:
The gap duration of two neighboring key point in this operation flow is judged whether in third preset time range, if described
It in third preset time range, then controls the flow executing modules and continues to execute this operation flow, otherwise, control the stream
Journey execution module terminates this operation flow, and removes this business information and account information on the self-service device.
10. the transaction processing system of self-service device as claimed in claim 9, which is characterized in that further include:
Positive request module is rushed, is just being asked for sending punching of withdrawing the money to bank server according to this described business information and account information
It asks, so that bank server is rushed positive request according to the withdrawal and withdraw the money punching just.
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| PCT/CN2016/081592 WO2017193291A1 (en) | 2016-05-10 | 2016-05-10 | Service processing method and system for use in self-service apparatus |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN105993037A CN105993037A (en) | 2016-10-05 |
| CN105993037B true CN105993037B (en) | 2019-02-01 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201680000413.7A Active CN105993037B (en) | 2016-05-10 | 2016-05-10 | A kind of method for processing business and system of self-service device |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN105993037B (en) |
| WO (1) | WO2017193291A1 (en) |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN109671209B (en) * | 2018-12-06 | 2021-08-13 | 深圳怡化电脑股份有限公司 | Financial terminal, and service processing method and system after power failure of financial terminal |
| CN109637010B (en) * | 2018-12-06 | 2021-02-02 | 深圳怡化电脑股份有限公司 | Financial terminal, and business processing method and system of financial terminal |
| CN109670359A (en) * | 2018-12-06 | 2019-04-23 | 深圳怡化电脑股份有限公司 | Method for processing business and system, the financial terminal of financial terminal |
| CN114170742B (en) * | 2021-12-08 | 2023-03-28 | 中国电信股份有限公司 | Self-service terminal service processing system and method, and computer readable recording medium |
| CN115273322B (en) * | 2022-07-07 | 2024-04-02 | 深圳怡化电脑股份有限公司 | Business security auditing method and device, electronic equipment and readable medium |
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Also Published As
| Publication number | Publication date |
|---|---|
| WO2017193291A1 (en) | 2017-11-16 |
| CN105993037A (en) | 2016-10-05 |
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