CN109637053A - Server, self-service operation system, method for processing business and readable storage medium storing program for executing - Google Patents
Server, self-service operation system, method for processing business and readable storage medium storing program for executing Download PDFInfo
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- CN109637053A CN109637053A CN201811322443.7A CN201811322443A CN109637053A CN 109637053 A CN109637053 A CN 109637053A CN 201811322443 A CN201811322443 A CN 201811322443A CN 109637053 A CN109637053 A CN 109637053A
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- enchashment
- verification information
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/201—Accessories of ATMs
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Abstract
The present invention discloses a kind of server, self-service operation system, method for processing business and computer readable storage medium, which includes: after generating user's enchashment request on non-enchashment intelligent terminal, to carry out authentication to user；After authentication passes through, pending enchashment order is generated, and generate verification information corresponding with the enchashment order, the identity information of verification information and user is bound and stored；It determines the first automatic teller machine corresponding with pending enchashment order, controls the non-enchashment intelligent terminal output verification information and prompt information；When the first automatic teller machine receives the first verification information and the first identity information of user's input, judge whether receive two information correspond to same user；If so, determining the corresponding pending enchashment order of the first verification information and being executed on the first automatic teller machine.Technical solution of the present invention realizes the non-connected applications for now taking intelligent terminal and automatic teller machine.
Description
Technical field
The present invention relates to banking processing technology field, in particular to a kind of server, self-service operation system, at business
Reason method and computer readable storage medium.
Background technique
Currently, each big bank has non-enchashment intelligent terminal (such as wisdom automatic teller machine) and automatic teller machine (for example, existing
Golden circulator, ATM), some self-service query services, withdrawal business etc. are carried out for user.Lead on non-enchashment intelligent terminal
It is often only to carry out the cashes class processing operations such as service inquiry, business application, automatic teller machine then usually carries out enchashment, deposits cash
Processing operation, non-enchashment intelligent terminal and automatic teller machine are mutually indepedent, and not any business combines, without adequately benefit
Make good use of the cash and cashless instrument resource in banking, not smart enoughization.
Summary of the invention
The main object of the present invention is to provide a kind of server, self-service operation system, method for processing business and computer can
Read storage medium, it is intended to which the connected applications for realizing non-enchashment intelligent terminal and automatic teller machine make full use of noncash and show
Golden device resource.
To achieve the above object, server proposed by the present invention, the server and an at least non-enchashment intelligent terminal
An at least automatic teller machine communication connection, the server includes memory and processor, is stored on the memory
There is the business processing program that can be run on the processor, is realized such as when the business processing program is executed by the processor
Lower step:
After the user's enchashment request generated on receiving the first non-enchashment intelligent terminal, to the described first non-enchashment intelligence
Current login user in terminal carries out authentication；
After the current login user is by authentication, pending enchashment is generated according to user's enchashment request
Order, and generate corresponding with pending enchashment order verification information at random, by the verification information and it is described currently
The identity information of login user is bound and is stored；
Corresponding with the pending enchashment order the first automatic teller machine is determined according to preset rules, described in control
First non-enchashment intelligent terminal is with the default output form output verification information and for prompting the current login user to arrive
First automatic teller machine carries out the prompt information of next step verification operation；
In the first verification information and the first identity information for receiving user and being inputted based on first automatic teller machine
When, judge whether first verification information and the first identity information correspond to same user；
If so, determining the corresponding pending enchashment order of first verification information and in first automatic drawing
It is executed in equipment, so that the first automatic teller machine note output.
Preferably, the server is communicated to connect with more automatic teller machines, is wrapped in the more automatic teller machines
Wholesale withdrawal equipment and small amount withdrawal equipment are included, it is described corresponding with the pending enchashment order according to preset rules determination
The step of first automatic teller machine includes:
Judge whether the request amount of the pending enchashment order is greater than the first amount threshold value；
If more than then determining one as the pending enchashment by predetermined manner from the wholesale withdrawal equipment and order
Single corresponding first automatic teller machine；
If being less than or equal to, determine that a conduct is described wait hold by the predetermined manner from the small amount withdrawal equipment
Corresponding first automatic teller machine of capable enchashment order.
Preferably, the verification information is two dimensional code, and the default output form is that display screen is shown or papery prints.
Preferably, the step of the identity information of the verification information and the current login user is bound and is stored it
Afterwards, the processor is also used to execute the business processing program, to perform the steps of
The effective time of the verification information is set；
When reaching the effective time of a verification information, it is corresponding with the verification information pending to delete the verification information
Enchashment order.
The present invention also proposes a kind of self-service operation system, including an at least non-enchashment intelligent terminal, at least one it is automatic
Withdrawal equipment and server, the server communication connects the non-enchashment intelligent terminal and the automatic teller machine, described
Server includes memory and processor, and the business processing journey that can be run on the processor is stored on the memory
Sequence, the business processing program realize following steps when being executed by the processor:
After the user's enchashment request generated on receiving the first non-enchashment intelligent terminal, to the described first non-enchashment intelligence
Current login user in terminal carries out authentication；
After the current login user is by authentication, pending enchashment is generated according to user's enchashment request
Order, and generate corresponding with pending enchashment order verification information at random, by the verification information and it is described currently
The identity information of login user is bound and is stored；
Corresponding with the pending enchashment order the first automatic teller machine is determined according to preset rules, described in control
First non-enchashment intelligent terminal is with the default output form output verification information and for prompting the current login user to arrive
First automatic teller machine carries out the prompt information of next step verification operation；
In the first verification information and the first identity information for receiving user and being inputted based on first automatic teller machine
When, judge whether first verification information and the first identity information correspond to same user；
If so, determining the corresponding pending enchashment order of first verification information and in first automatic drawing
It is executed in equipment, so that the first automatic teller machine note output.
The present invention also proposes a kind of method for processing business, is applied in server, and the server non-takes at least one
Existing intelligent terminal and at least an automatic teller machine communicates to connect, the method for processing business comprising steps of
After the user's enchashment request generated on receiving the first non-enchashment intelligent terminal, to the described first non-enchashment intelligence
Current login user in terminal carries out authentication；
After the current login user is by authentication, pending enchashment is generated according to user's enchashment request
Order, and generate corresponding with pending enchashment order verification information at random, by the verification information and it is described currently
The identity information of login user is bound and is stored；
Corresponding with the pending enchashment order the first automatic teller machine is determined according to preset rules, described in control
First non-enchashment intelligent terminal is with the default output form output verification information and for prompting the current login user to arrive
First automatic teller machine carries out the prompt information of next step verification operation；
In the first verification information and the first identity information for receiving user and being inputted based on first automatic teller machine
When, judge whether first verification information and the first identity information correspond to same user；
If so, determining the corresponding pending enchashment order of first verification information and in first automatic drawing
It is executed in equipment, so that the first automatic teller machine note output.
Preferably, the server is communicated to connect with more automatic teller machines, is wrapped in the more automatic teller machines
Wholesale withdrawal equipment and small amount withdrawal equipment are included, it is described corresponding with the pending enchashment order according to preset rules determination
The step of first automatic teller machine includes:
Judge whether the request amount of the pending enchashment order is greater than the first amount threshold value；
If more than then determining one as the pending enchashment by predetermined manner from the wholesale withdrawal equipment and order
Single corresponding first automatic teller machine；
If being less than or equal to, determine that a conduct is described wait hold by the predetermined manner from the small amount withdrawal equipment
Corresponding first automatic teller machine of capable enchashment order.
Preferably, the verification information is two dimensional code, and the default output form is that display screen is shown or papery prints.
Preferably, the step of the identity information of the verification information and the current login user is bound and is stored it
Afterwards, the method for processing business further include:
The effective time of the verification information is set；
When reaching the effective time of a verification information, it is corresponding with the verification information pending to delete the verification information
Enchashment order.
The present invention also proposes a kind of computer readable storage medium, and the computer-readable recording medium storage has at business
Program is managed, the business processing program can be executed by least one processor, so that the execution of at least one described processor is as follows
Step:
After the user's enchashment request generated on receiving the first non-enchashment intelligent terminal, to the described first non-enchashment intelligence
Current login user in terminal carries out authentication；
After the current login user is by authentication, pending enchashment is generated according to user's enchashment request
Order, and generate corresponding with pending enchashment order verification information at random, by the verification information and it is described currently
The identity information of login user is bound and is stored；
Corresponding with the pending enchashment order the first automatic teller machine is determined according to preset rules, described in control
First non-enchashment intelligent terminal is with the default output form output verification information and for prompting the current login user to arrive
First automatic teller machine carries out the prompt information of next step verification operation；
In the first verification information and the first identity information for receiving user and being inputted based on first automatic teller machine
When, judge whether first verification information and the first identity information correspond to same user；
If so, determining the corresponding pending enchashment order of first verification information and in first automatic drawing
It is executed in equipment, so that the first automatic teller machine note output.
Technical solution of the present invention, server request to form pending take according to the enchashment generated on non-enchashment intelligent terminal
Existing order and corresponding verification information, and corresponding first automatic teller machine is determined for the pending enchashment order, non-
Verification information is exported on enchashment intelligent terminal and user is prompted to mention to what the further verifying of the first automatic teller machine progress was withdrawn the money
Show information to user, allowing user to complete further authentication according to the verification information to the first automatic teller machine can be realized
It withdraws the money, so effectively realizes non-enchashment intelligent terminal and combined with the application of automatic teller machine, it is adequately non-using bank
Cash equipment and cash device resource, it is more intelligent, it is also convenient for users.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with
The structure shown according to these attached drawings obtains other attached drawings.
Fig. 1 is the flow diagram of one embodiment of method for processing business of the present invention；
Fig. 2 is the flow diagram of two embodiment of method for processing business of the present invention；
Fig. 3 is the flow diagram of three embodiment of method for processing business of the present invention；
Fig. 4 is the running environment schematic diagram of business processing program preferred embodiment of the present invention；
Fig. 5 is the Program modual graph of one embodiment of business processing program of the present invention；
Fig. 6 is the Program modual graph of two embodiment of business processing program of the present invention；
Fig. 7 is the Program modual graph of three embodiment of business processing program of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
The principle and features of the present invention will be described below with reference to the accompanying drawings, and the given examples are served only to explain the present invention, and
It is non-to be used to limit the scope of the invention.
The present invention proposes a kind of method for processing business, is applied in server, the server and an at least non-enchashment intelligence
It can terminal and an at least automatic teller machine communication connection；Wherein, non-enchashment intelligent terminal is, for example, wisdom automatic teller machine, from
Dynamic withdrawal equipment is, for example, TCR (Teller Cash Recycler, teller's currency circulator), ATM, etc..
As shown in FIG. 1, FIG. 1 is the flow diagrams of one embodiment of method for processing business of the present invention.
In the present embodiment, which includes:
Step S10 is non-to described first after the user's enchashment request generated on receiving the first non-enchashment intelligent terminal
Current login user on enchashment intelligent terminal carries out authentication.
After user selects enchashment to request on the first non-enchashment intelligent terminal, server receives the first non-enchashment intelligence
The enchashment request generated in terminal then carries out authentication (for example, may include the identity for verifying user to current login user
The processing such as certificate information, account, password).
Step S20 is generated according to user's enchashment request wait hold after the current login user is by authentication
Capable enchashment order, and generate corresponding with pending enchashment order verification information at random, by the verification information and
The identity information of the current login user is bound and is stored.
Server is requested after the authentication to current login user passes through according to user's enchashment of current login user
Corresponding pending enchashment order is generated, i.e., according to letters such as the accounts of the enchashment amount of money of user's enchashment request and current login user
Breath generates enchashment flowing water order.Also, server generates verification information corresponding with pending enchashment order at random, this is tested
The identity information of card information and current login user is bound and is stored, i.e. the verification information of the generation, current login user
Identity information and the pending enchashment order between establish corresponding relationship.In the present embodiment, verification information can be two
Tie up code, bar code, numeric string or other types of information.
Step S30 determines the first automatic teller machine corresponding with the pending enchashment order according to preset rules,
It controls the described first non-enchashment intelligent terminal and the verification information is exported with default output form and for prompting described currently to step on
Land user carries out the prompt information of next step verification operation to first automatic teller machine.
After generating pending enchashment order, further then it needs to be determined that the pending enchashment order by which platform from
Withdrawal equipment is moved to execute, regular (the i.e. described preset rules) are pre-set in server, server is according to the default rule
It then determines corresponding first automatic teller machine of pending enchashment order, then allows the described first non-enchashment intelligent terminal
The verification information and prompt information are exported, the prompt information is exactly for prompting user to first automatic teller machine
Remove the verification operation of progress next step.For example, prompt information are as follows: " please carry out verifying according to verification information to No. 04 cash dispenser to take
Money ".The default output form can pass through for the described first non-enchashment intelligence end show by display screen or papery printing
The display screen at end shows the verification information and prompt information, or is believed the verifying by the described first non-enchashment intelligent terminal
Breath and prompt information are printed as papery item；Certain default output form may be other forms, for example, by the verifying
Information and prompt information are sent on the mobile phone of current login user by short message.In the present embodiment, server can connect more
The non-enchashment intelligent terminal of platform and Duo Tai automatic teller machine, in a period of time, it is understood that there may be server is by more non-enchashments
The corresponding pending enchashment order of the enchashment request generated on intelligent terminal is assigned to same automatic teller machine.
Step S40, in the first verification information and first for receiving user and being inputted based on first automatic teller machine
When identity information, judge whether first verification information and the first identity information correspond to same user.
When there is user to come at first automatic teller machine according to prompt information, the first verification information and first is inputted
When identity information, server receives the first verification information and the first identity information of user's input, and server is according to storage
The binding data of verification information and identity information, judges whether first verification information and the first identity information correspond to same use
Whether family (is bound together data).It, can be automatic by first when first verification information is two dimensional code or bar code
Scanning recognition inputs at the barcode scanning of withdrawal equipment；First identity information can be ID card information or face information, finger print information
Equal biological informations.
Step S50, if so, determining the corresponding pending enchashment order of first verification information and in described first
It is executed on automatic teller machine, so that the first automatic teller machine note output.
Server is when determining that first verification information and the first identity information correspond to same user, due to verification information
It is exactly that corresponding pending enchashment order generates, therefore server is according to verification information and pending enchashment order when generation
Corresponding relationship, that is, can determine that enchashment order pending corresponding to first verification information, and allow described first from
Dynamic withdrawal equipment executes the pending enchashment order determined and carries out note output, i.e. the enchashment request of realization user.
The present embodiment technical solution, server are requested to be formed pending according to the enchashment generated on non-enchashment intelligent terminal
Enchashment order and corresponding verification information, and corresponding first automatic teller machine is determined for the pending enchashment order,
Verification information is exported on non-enchashment intelligent terminal and user is prompted to carry out what further verifying was withdrawn the money to the first automatic teller machine
For prompt information to user, allowing user to complete further authentication according to the verification information to the first automatic teller machine can be real
It now withdraws the money, so effectively realizes non-enchashment intelligent terminal and combined with the application of automatic teller machine, adequately utilize bank
Cashless instrument and cash device resource, it is more intelligent, it is also convenient for users.
As shown in Fig. 2, Fig. 2 is the flow diagram of two embodiment of method for processing business of the present invention.
In the present embodiment, the server is communicated to connect with more automatic teller machines, the more automatic teller machines
In include wholesale withdrawal equipment and small amount withdrawal equipment.It is described to be determined and the pending enchashment order pair according to preset rules
The step of the first automatic teller machine answered includes:
Step S31, judges whether the request amount of the pending enchashment order is greater than the first amount threshold value.
The first amount threshold value (such as 20,000) is pre-set in server, is taken more than the first amount threshold determination for wholesale
It is existing, less than or equal to being then determined as small amount enchashment.Server is by the request amount of money and the first volume of the pending enchashment order
Threshold value comparison is spent, determines that the request amount of money of the pending enchashment order is to belong to wholesale enchashment to still fall within small amount enchashment.
Step S32, if more than then determining that a conduct is described pending by predetermined manner from the wholesale withdrawal equipment
Corresponding first automatic teller machine of enchashment order.
If the request amount of the pending enchashment order is greater than the first amount threshold value, server determines described wait hold
Capable enchashment order is wholesale enchashment flowing water order, and server then determines from wholesale withdrawal equipment according to predetermined manner one big
Volume withdrawal equipment takes automatically using this wholesale withdrawal equipment of the determination as the pending enchashment order corresponding first
Money equipment.
Step S33 determines a conduct by the predetermined manner from the small amount withdrawal equipment if being less than or equal to
Corresponding first automatic teller machine of the pending enchashment order.
If the request amount of the pending enchashment order is less than or equal to the first amount threshold value, server determines institute
Stating pending enchashment order is small amount enchashment flowing water order, and server is then determined from small amount withdrawal equipment according to predetermined manner
One small amount withdrawal equipment, using this small amount withdrawal equipment of the determination as the pending enchashment order corresponding first
Automatic teller machine.
In the present embodiment, the predetermined manner can be with are as follows: 1, the mode randomly selected；2, it is closed according to predetermined mapping
It is the mode chosen, for example, each non-enchashment intelligent terminal corresponds to a wholesale withdrawal equipment and a small amount withdrawal is set
Standby, server closes after determining that the pending enchashment order is wholesale enchashment flowing water order according to predetermined mapping
System directly determines the corresponding wholesale withdrawal equipment of the first non-enchashment intelligent terminal as the first automatic teller machine.
As shown in figure 3, Fig. 3 is the flow diagram of three embodiment of method for processing business of the present invention.
The method for processing business of the present embodiment is tied up by the identity information of the verification information and the current login user
After the step of determining and storing, further includes:
The effective time of the verification information is arranged in step S60；
It is corresponding with the verification information to delete the verification information when reaching the effective time of a verification information by step S70
Pending enchashment order.
In practical practical application, might have user because various situations and reason and and set not in time to automatic drawing
Standby place is further verified.Therefore, user's property safety is influenced since verification information is revealed in order to avoid user
Problem, the present embodiment by verification information be provided with effective time (for example, 5 minutes), user within the effective time of verification information,
The verification information can be used to complete further to verify and realize enchashment on the first automatic teller machine；If a verifying letter
Ceasing A is more than effective time (i.e. effective time reaches), then verification information A can be deleted and be deleted verification information A simultaneously by server
Corresponding pending order, at this point, reuse verification information A go the first automatic teller machine one step of enterprising traveling demonstrate,prove when, nothing
Method can not achieve enchashment by verifying.The present embodiment, which equally avoids, to retain the pending of excessive history and takes in server
The problem of existing order.
In addition, the present invention also proposes a kind of business processing program.
Referring to Fig. 4, being the running environment schematic diagram of 10 preferred embodiment of business processing program of the present invention.
In the present embodiment, business processing program 10 is installed and is run in server 1.1 server of server with extremely
A few non-enchashment intelligent terminal (for example, wisdom automatic teller machine) and at least an automatic teller machine are (for example, teller's cash recycles
Machine, ATM, etc.) communicate to connect, server 1 can be the calculating such as desktop PC, notebook, palm PC and set
It is standby.The server 1 may include, but be not limited only to, memory 11, processor 12 and display 13.Fig. 4 is illustrated only with component
The server 1 of 11-13, it should be understood that be not required for implementing all components shown, the implementation that can be substituted it is more or
The less component of person.
Memory 11 can be the internal storage unit of server 1, such as the hard disk of the server 1 in some embodiments
Or memory.Memory 11 is also possible to match on the External memory equipment of server 1, such as server 1 in further embodiments
Standby plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD)
Card, flash card (Flash Card) etc..Further, memory 11 can also both including server 1 internal storage unit or
Including External memory equipment.Memory 11 is installed at the application software and Various types of data, such as business of server 1 for storing
Manage the program code etc. of program 10.Memory 11 can be also used for temporarily storing the data that has exported or will export.
Processor 12 can be in some embodiments a central processing unit (Central Processing Unit,
CPU), microprocessor or other data processing chips, program code or processing data for being stored in run memory 11, example
Such as execute business processing program 10.
Display 13 can be in some embodiments light-emitting diode display, liquid crystal display, touch-control liquid crystal display and
OLED (Organic Light-Emitting Diode, Organic Light Emitting Diode) touches device etc..Display 13 is for being shown in
The information that is handled in server 1 and for showing visual user interface.The component 11-13 of server 1 is total by program
Line is in communication with each other.
Referring to Fig. 5, being the Program modual graph of 10 1 embodiment of business processing program of the present invention.In the present embodiment, industry
Business processing routine 10 can be divided into one or more modules, one or more module is stored in memory 11, and
It is performed by one or more processors (the present embodiment is processor 12), to complete the present invention.For example, in Fig. 5, at business
Reason program 10 can be divided into authentication module 101, generation module 102, determining module 103, judgment module 104 and execution module
105.The so-called module of the present invention is the series of computation machine program instruction section for referring to complete specific function, is more suitable for than program
In the implementation procedure of description business processing program 10 in the server 1, in which:
Authentication module 101, after user's enchashment request for being generated on receiving the first non-enchashment intelligent terminal, to institute
The current login user stated on the first non-enchashment intelligent terminal carries out authentication.
After user selects enchashment to request on the first non-enchashment intelligent terminal, server receives the first non-enchashment intelligence
The enchashment request generated in terminal then carries out authentication (for example, may include the identity for verifying user to current login user
The processing such as certificate information, account, password).
Generation module 102, for being requested according to user's enchashment after the current login user is by authentication
Pending enchashment order is generated, and generates verification information corresponding with the pending enchashment order at random, is tested described
The identity information of card information and the current login user is bound and is stored.
Server is requested after the authentication to current login user passes through according to user's enchashment of current login user
Corresponding pending enchashment order is generated, i.e., according to letters such as the accounts of the enchashment amount of money of user's enchashment request and current login user
Breath generates enchashment flowing water order.Also, server generates verification information corresponding with pending enchashment order at random, this is tested
The identity information of card information and current login user is bound and is stored, i.e. the verification information of the generation, current login user
Identity information and the pending enchashment order between establish corresponding relationship.In the present embodiment, verification information can be two
Tie up code, bar code, numeric string or other types of information.
Determining module 103, for determining that corresponding with the pending enchashment order first is automatic according to preset rules
Withdrawal equipment controls the first non-enchashment intelligent terminal with the default output form output verification information and for prompting
State the prompt information that current login user carries out next step verification operation to first automatic teller machine.
After generating pending enchashment order, further then it needs to be determined that the pending enchashment order by which platform from
Withdrawal equipment is moved to execute, regular (the i.e. described preset rules) are pre-set in server, server is according to the default rule
It then determines corresponding first automatic teller machine of pending enchashment order, then allows the described first non-enchashment intelligent terminal
The verification information and prompt information are exported, the prompt information is exactly for prompting user to first automatic teller machine
Remove the verification operation of progress next step.For example, prompt information are as follows: " please carry out verifying according to verification information to No. 04 cash dispenser to take
Money ".The default output form can pass through for the described first non-enchashment intelligence end show by display screen or papery printing
The display screen at end shows the verification information and prompt information, or is believed the verifying by the described first non-enchashment intelligent terminal
Breath and prompt information are printed as papery item；Certain default output form may be other forms, for example, by the verifying
Information and prompt information are sent on the mobile phone of current login user by short message.In the present embodiment, server can connect more
The non-enchashment intelligent terminal of platform and Duo Tai automatic teller machine, in a period of time, it is understood that there may be server is by more non-enchashments
The corresponding pending enchashment order of the enchashment request generated on intelligent terminal is assigned to same automatic teller machine.
Judgment module 104, for receive user based on first automatic teller machine input first verifying letter
When breath and the first identity information, judge whether first verification information and the first identity information correspond to same user.
When there is user to come at first automatic teller machine according to prompt information, the first verification information and first is inputted
When identity information, server receives the first verification information and the first identity information of user's input, and server is according to storage
The binding data of verification information and identity information, judges whether first verification information and the first identity information correspond to same use
Whether family (is bound together data).It, can be automatic by first when first verification information is two dimensional code or bar code
Scanning recognition inputs at the barcode scanning of withdrawal equipment；First identity information can be ID card information or face information, finger print information
Equal biological informations.
Execution module 105 is used for when judging that first verification information and the first identity information correspond to same user, really
Determine the corresponding pending enchashment order of first verification information and executed on first automatic teller machine, so that institute
State the first automatic teller machine note output.
Server is when determining that first verification information and the first identity information correspond to same user, due to verification information
It is exactly that corresponding pending enchashment order generates, therefore server is according to verification information and pending enchashment order when generation
Corresponding relationship, that is, can determine that enchashment order pending corresponding to first verification information, and allow described first from
Dynamic withdrawal equipment executes the pending enchashment order determined and carries out note output, i.e. the enchashment request of realization user.
The present embodiment technical solution, server are requested to be formed pending according to the enchashment generated on non-enchashment intelligent terminal
Enchashment order and corresponding verification information, and corresponding first automatic teller machine is determined for the pending enchashment order,
Verification information is exported on non-enchashment intelligent terminal and user is prompted to carry out what further verifying was withdrawn the money to the first automatic teller machine
For prompt information to user, allowing user to complete further authentication according to the verification information to the first automatic teller machine can be real
It now withdraws the money, so effectively realizes non-enchashment intelligent terminal and combined with the application of automatic teller machine, adequately utilize bank
Cashless instrument and cash device resource, it is more intelligent, it is also convenient for users.
Referring to Fig. 6, in the present embodiment, the server is communicated to connect with more automatic teller machines, and described more automatic
It include wholesale withdrawal equipment and small amount withdrawal equipment in withdrawal equipment.The determining module 103 includes comparison module 1031 and choosing
Modulus block 1032.Wherein,
Comparison module 1031, for judging whether the request amount of the pending enchashment order is greater than the first amount threshold
Value.
The first amount threshold value (such as 20,000) is pre-set in server, is taken more than the first amount threshold determination for wholesale
It is existing, less than or equal to being then determined as small amount enchashment.Server is by the request amount of money and the first volume of the pending enchashment order
Threshold value comparison is spent, determines that the request amount of money of the pending enchashment order is to belong to wholesale enchashment to still fall within small amount enchashment.
Module 1032 is chosen, when being greater than the first amount threshold value for the request amount in the pending enchashment order,
From the wholesale withdrawal equipment by predetermined manner determine one it is corresponding first automatic as the pending enchashment order
Withdrawal equipment.
If the request amount of the pending enchashment order is greater than the first amount threshold value, server determines described wait hold
Capable enchashment order is wholesale enchashment flowing water order, and server then determines from wholesale withdrawal equipment according to predetermined manner one big
Volume withdrawal equipment takes automatically using this wholesale withdrawal equipment of the determination as the pending enchashment order corresponding first
Money equipment.
The module 1032 of choosing is also used to be less than or equal to the first volume in the request amount of the pending enchashment order
Spend threshold value when, from the small amount withdrawal equipment by the predetermined manner determine one as the pending enchashment order pair
The first automatic teller machine answered.
If the request amount of the pending enchashment order is less than or equal to the first amount threshold value, server determines institute
Stating pending enchashment order is small amount enchashment flowing water order, and server is then determined from small amount withdrawal equipment according to predetermined manner
One small amount withdrawal equipment, using this small amount withdrawal equipment of the determination as the pending enchashment order corresponding first
Automatic teller machine.
In the present embodiment, the predetermined manner can be with are as follows: 1, the mode randomly selected；2, it is closed according to predetermined mapping
It is the mode chosen, for example, each non-enchashment intelligent terminal corresponds to a wholesale withdrawal equipment and a small amount withdrawal is set
Standby, server closes after determining that the pending enchashment order is wholesale enchashment flowing water order according to predetermined mapping
System directly determines the corresponding wholesale withdrawal equipment of the first non-enchashment intelligent terminal as the first automatic teller machine.
Referring to Fig. 7, the business processing program of the present embodiment further includes setup module 106 and removing module 107.
Setup module 106, for the effective time of the verification information to be arranged；
Removing module 107, for deleting the verification information and the verifying when reaching the effective time of a verification information
The corresponding pending enchashment order of information.
In practical practical application, might have user because various situations and reason and and set not in time to automatic drawing
Standby place is further verified.Therefore, user's property safety is influenced since verification information is revealed in order to avoid user
Problem, the present embodiment by verification information be provided with effective time (for example, 5 minutes), user within the effective time of verification information,
The verification information can be used to complete further to verify and realize enchashment on the first automatic teller machine；If a verifying letter
Ceasing A is more than effective time (i.e. effective time reaches), then verification information A can be deleted and be deleted verification information A simultaneously by server
Corresponding pending order, at this point, reuse verification information A go the first automatic teller machine one step of enterprising traveling demonstrate,prove when, nothing
Method can not achieve enchashment by verifying.The present embodiment, which equally avoids, to retain the pending of excessive history and takes in server
The problem of existing order.
Further, the present invention also proposes a kind of self-service operation system, which includes at least one and non-take
Existing intelligent terminal, at least an automatic teller machine and server, the server take with the non-enchashment intelligent terminal and automatically
The communication connection of money equipment, the specific modular structure of the server and function, can refer to above-described embodiment, do not do herein superfluous
It states.
Further, the present invention also proposes that a kind of computer readable storage medium, the computer readable storage medium are deposited
Business processing program is contained, the business processing program can be executed by least one processor, so that at least one described processing
Device executes the method for processing business in any of the above-described embodiment.
The above description is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all at this
Under the inventive concept of invention, using equivalent structure transformation made by description of the invention and accompanying drawing content, or directly/use indirectly
It is included in other related technical areas in scope of patent protection of the invention.
Claims (10)
1. a kind of server, which is characterized in that the server and an at least non-enchashment intelligent terminal and at least one are automatic
The communication connection of withdrawal equipment, the server includes memory and processor, and being stored on the memory can be in the processing
The business processing program run on device, the business processing program realize following steps when being executed by the processor:
After the user's enchashment request generated on receiving the first non-enchashment intelligent terminal, to the described first non-enchashment intelligent terminal
On current login user carry out authentication；
After the current login user is by authentication, pending enchashment is generated according to user's enchashment request and is ordered
It is single, and verification information corresponding with the pending enchashment order is generated at random, the verification information is currently stepped on described
The identity information of land user is bound and is stored；
The first automatic teller machine corresponding with the pending enchashment order, control described first are determined according to preset rules
Non- enchashment intelligent terminal is with the default output form output verification information and for prompting the current login user described in
The prompt information of first automatic teller machine progress next step verification operation；
In the first verification information and the first identity information for receiving user and being inputted based on first automatic teller machine, sentence
Whether first verification information of breaking and the first identity information correspond to same user；
If so, determining the corresponding pending enchashment order of first verification information and in first automatic teller machine
Upper execution, so that the first automatic teller machine note output.
2. server as described in claim 1, which is characterized in that the server and more automatic teller machine communication links
It connects, it is described to be determined according to preset rules including wholesale withdrawal equipment and small amount withdrawal equipment in the more automatic teller machines
The step of the first automatic teller machine corresponding with the pending enchashment order includes:
Judge whether the request amount of the pending enchashment order is greater than the first amount threshold value；
If more than, then from the wholesale withdrawal equipment by predetermined manner determine one as the pending enchashment order pair
The first automatic teller machine answered；
If being less than or equal to, from the small amount withdrawal equipment by the predetermined manner determine one as described pending
Corresponding first automatic teller machine of enchashment order.
3. server as described in claim 1, which is characterized in that the verification information is two dimensional code, the default output shape
Formula is that display screen is shown or papery prints.
4. the server as described in any one of claims 1 to 3, which is characterized in that by the verification information with it is described
After the step of identity information of current login user is bound and stored, the processor is also used to execute the business processing journey
Sequence, to perform the steps of
The effective time of the verification information is set；
When reaching the effective time of a verification information, delete that the verification information is corresponding with the verification information pending to be taken
Existing order.
5. a kind of self-service operation system, which is characterized in that including at least one non-enchashment intelligent terminal, at least an automatic drawing
Equipment, and the server as described in any one of claim 1-4.
6. a kind of method for processing business, which is characterized in that be applied in server, the server and an at least non-enchashment intelligence
Can terminal and at least automatic teller machine communicate to connect, the method for processing business comprising steps of
After the user's enchashment request generated on receiving the first non-enchashment intelligent terminal, to the described first non-enchashment intelligent terminal
On current login user carry out authentication；
After the current login user is by authentication, pending enchashment is generated according to user's enchashment request and is ordered
It is single, and verification information corresponding with the pending enchashment order is generated at random, the verification information is currently stepped on described
The identity information of land user is bound and is stored；
The first automatic teller machine corresponding with the pending enchashment order, control described first are determined according to preset rules
Non- enchashment intelligent terminal is with the default output form output verification information and for prompting the current login user described in
The prompt information of first automatic teller machine progress next step verification operation；
In the first verification information and the first identity information for receiving user and being inputted based on first automatic teller machine, sentence
Whether first verification information of breaking and the first identity information correspond to same user；
If so, determining the corresponding pending enchashment order of first verification information and in first automatic teller machine
Upper execution, so that the first automatic teller machine note output.
7. method for processing business as claimed in claim 6, which is characterized in that the server is logical with more automatic teller machines
Letter connects, described according to preset rules including wholesale withdrawal equipment and small amount withdrawal equipment in the more automatic teller machines
Determine the first automatic teller machine corresponding with the pending enchashment order the step of include:
Judge whether the request amount of the pending enchashment order is greater than the first amount threshold value；
If more than, then from the wholesale withdrawal equipment by predetermined manner determine one as the pending enchashment order pair
The first automatic teller machine answered；
If being less than or equal to, from the small amount withdrawal equipment by the predetermined manner determine one as described pending
Corresponding first automatic teller machine of enchashment order.
8. method for processing business as claimed in claim 6, which is characterized in that the verification information is two dimensional code, described default
Output form is that display screen is shown or papery prints.
9. the method for processing business as described in any one of claim 6 to 8, which is characterized in that by the verification information
After the step of binding and store with the identity information of the current login user, the method for processing business further include:
The effective time of the verification information is set；
When reaching the effective time of a verification information, delete that the verification information is corresponding with the verification information pending to be taken
Existing order.
10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has business processing
Program, the business processing program can be executed by least one processor, so that at least one described processor executes such as right
It is required that method for processing business described in any one of 6-9.
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| CN109637053B (en) | 2021-03-23 |
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