CN109636318B - Real estate registration system and real estate registration method - Google Patents
Real estate registration system and real estate registration method Download PDFInfo
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Abstract
The invention relates to the technical field of real estate registration systems, in particular to a real estate registration system and a real estate registration method, wherein the system comprises a mobile terminal subsystem, a real estate service integrated service subsystem, a real estate enterprise management subsystem, a data analysis subsystem, a face authentication system and a data interface; a user puts forward a real estate registration application through a mobile terminal subsystem and a real estate service integrated service subsystem, a data analysis subsystem reads data of all departments through a data interface, the data comprises data of a residential building department, a local tax department, a civil administration department, an industrial and commercial department, a public security department and the like, relevant real estate registration services are automatically finished, online acceptance, online audit, offline registration, online reservation, standing and the like of the real estate registration services are realized, the real estate registration services are not closed within 24 hours, the working efficiency is improved, and the service handling cost is reduced.
Description
Technical Field
The invention relates to the technical field of real estate registration systems, in particular to a real estate registration system and a real estate registration method.
Background
At present, the real estate registration mostly adopts a manual window acceptance mode, a manager needs to take paper materials to a specified real estate registration acceptance point for handling, and the business handling mode has the following problems:
(1) the real estate registration acceptance point has fixed on-duty time, and business handling can be finished across days, so that the work arrangement of an applicant is influenced, the business handling efficiency is reduced, and the time cost is improved.
(2) The staff of the real estate registration acceptance point cannot check the registration information of the applicant in advance, and cannot ensure whether the paper materials submitted by the applicant on site meet the requirements of the materials required by the real estate registration service, and if the paper materials do not meet the requirements, the applicant needs to submit the materials again to the window, which causes inconvenience to the applicant.
(3) After the staff of the real estate registration acceptance point checks the materials, the applicant needs to be informed by telephone to obtain evidence, so that the workload of the staff of the real estate registration acceptance point is increased.
(4) When the applicant needs to queue to obtain evidence in a window, the time required by the queue cannot be known, and the work arrangement of the applicant is influenced.
Disclosure of Invention
In order to solve the above problems, the present invention provides a real estate registration system and a real estate registration method, and the specific technical solution is as follows:
a real estate registration system comprises a mobile terminal subsystem, a real estate service integrated service subsystem, a real estate enterprise management subsystem, a data analysis subsystem, a face authentication system and a data interface;
the mobile terminal subsystem and the real estate integrated service subsystem are used for social individual user registration, inquiry and handling of related real estate services;
the real estate enterprise management subsystem is used for registering social group users, integrating, classifying, recording, inquiring and transacting related real estate services for the information registered by the social group users;
the data analysis subsystem is used for reading the authority of the user object, collecting data required by service handling and judging whether the user can handle corresponding real estate services or whether the corresponding real estate can handle related services through a service path selected by the user;
the face authentication system is used for acquiring and checking face information of the user which passes the verification of the data analysis subsystem and selects and transacts the corresponding service;
the data interface is used for collecting data of other related departments;
the mobile terminal subsystem, the real estate service integrated service subsystem, the real estate enterprise management subsystem, the face authentication system and the data interface are respectively connected with the data analysis subsystem.
Preferably, the mobile terminal subsystem comprises a user login module, a user real estate module, a business handling module, an online payment module, a progress query module, a file-checking service module, a related information module and a business guide module;
the user login module comprises a submitting login unit, a user registration unit and a password resetting unit; the submitting and logging-in unit is used for verifying whether the user is a registered and approved legal user; the user registration unit is used for registering user information; the reset password unit is used for resetting a password by a user;
the user real estate module is used for displaying real estate conditions under the corresponding user name;
the business handling module is used for handling related business on line;
the online payment module is used for paying for the transaction of related real estate services;
the progress inquiry module is used for inquiring the transaction progress of the related real estate service;
the file-checking service module is used for checking the real estate file in the checking authority range of the login user;
the related information module is used for news information and real estate information bulletin of real estate;
the business guide module is used for guiding the login user to transact related real estate business.
Preferably, the real estate service integrated service subsystem comprises an electronic certificate module, an electronic certificate list module, a service module handled by a user, an online payment module, a building inquiry module and a password management module;
the electronic license module is used for inquiring the real estate electronic license;
the electronic certificate list module is used for displaying an electronic certificate list which can be inquired in the authority range of a login user;
the business module transacted by the user is used for displaying the specific state of the related real estate business transacted by the user;
the online payment module is used for paying for the related real estate service;
the building inquiring module is used for inquiring the building sitting position and the corresponding real estate development enterprise name;
the password management is used for modifying a user login password.
Preferably, the real estate enterprise management subsystem is used for registering and managing users of two types of social groups, namely real estate development enterprises and financial institutions; the registration information of the real estate development enterprises and financial institutions comprises names, communication addresses, certificate types, certificate numbers, administrators and administrator mobile phone numbers; the certificate types include a unified credit code, organization code, business license.
Preferably, the data analysis subsystem comprises a user object unit, a house source information unit and a data storage table; the user object unit is used for setting and storing the authority level, the access authority and the operation authority of the user;
the house source information unit comprises a data acquisition module, a data extraction module, a data parcel module, a quality inspection module, a data loading module and a data callback module;
the data acquisition module is used for acquiring relevant land, house registration data, mapping data, image data and map data;
the data extraction module is used for extracting data required by transacting related real estate services from the mobile terminal subsystem, the self-service terminal subsystem and the real estate service integrated service subsystem and analyzing and judging the integrity of the data;
the data parcel module is used for cleaning data after the data extraction is finished, and carrying out one-to-one correspondence on a house building disc table formed by a group according to a house registered right-beneficiary and a land registered right-beneficiary, so as to realize the association between land and house;
the quality inspection module is used for inspecting the consistency and uniqueness of the land and house association; the consistency is to ensure the accurate association and content consistency of database attribute data, graphic data and image data; the uniqueness is to ensure a unique association of land with the premises;
the data loading module is used for loading the result data passing the quality inspection into a data storage table of the data analysis subsystem;
and the data callback unit is used for reading required data from the data storage table loaded with the data in the business handling process of the user.
Preferably, the face authentication system comprises a sesame authentication unit and a public security authentication unit; the authentication mode of the sesame authentication unit comprises name and identity card number authentication, face identification and eye pattern identification; the public security authentication unit authenticates the human face by biological characteristics, voice, retina and iris.
Preferably, the data of the other departments comprises data related to a public security department, data related to a local tax department, data related to a civil administration department, data related to a building department and data related to a business department.
Preferably, the system further comprises a real estate WeChat public number scanning subsystem; the real estate wechat public number code scanning subsystem is used for scanning a code to check an electronic certificate, scanning a code to authenticate a real person, scanning a code to pay fees and scanning a code to check a file result; the real estate wechat public number code scanning subsystem is respectively connected with the data analysis subsystem, the mobile terminal subsystem and the real estate service integrated service subsystem.
The method for real estate registration by adopting the real estate registration system comprises the following steps:
(1) social group users register through the real estate enterprise management subsystem, and social individual users register through the mobile terminal subsystem and the real estate business integrated service subsystem;
(2) after the registration is successful, the real-name authentication is carried out through a face authentication system;
(3) the user proposes to apply for transacting the real estate registration service through the mobile terminal subsystem or the real estate service integrated service subsystem, and the mobile terminal subsystem or the real estate service integrated service subsystem uploads the collected data to the data analysis subsystem;
(4) the data analysis subsystem extracts effective user object information and house source information, collects service data according to matched workflow and automatically identifies user object type, and the identified and classified user object needs to be safely authenticated by a face authentication system,
(5) after the user object passes the safety certification, the data analysis subsystem feeds back related service data to the mobile terminal subsystem or the real estate service integrated service subsystem;
(6) after the user carries out self-service payment through the mobile terminal subsystem or the real estate service integrated service subsystem, the related real estate registration service is automatically transacted in the mobile terminal subsystem or the real estate service integrated service subsystem.
The invention has the beneficial effects that: the invention provides a real estate registration system, a user submits a real estate registration application through a mobile terminal subsystem and a real estate service integrated service subsystem, a data analysis subsystem realizes online acceptance, online examination and verification, offline registration, online reservation, establishment of a new available mechanism and the like of the real estate registration service by relying on data sharing of all departments, including data sharing of a residential building department, a local tax department, a civil administration department, an industrial and commercial department, a public security department and the like, the working efficiency is improved, and the service handling cost is reduced. Compared with the traditional manual window business handling mode, the method and the system can avoid the inconvenience of running the real estate handling point to submit the materials due to unqualified submitted materials.
Drawings
FIG. 1 is a schematic structural view of the present invention;
FIG. 2 is a schematic diagram of a mobile terminal subsystem;
FIG. 3 is a schematic structural diagram of a real estate service integrated service subsystem;
FIG. 4 is a schematic diagram of the structure of a real estate enterprise management subsystem;
FIG. 5 is a schematic diagram of a data analysis subsystem;
FIG. 6 is a schematic diagram of a face authentication system;
FIG. 7 is a schematic structural diagram of a real estate WeChat public number scanning subsystem;
fig. 8 is a schematic diagram of the framework of the invention.
Detailed Description
For a better understanding of the present invention, reference is made to the following detailed description taken in conjunction with the accompanying drawings in which:
as shown in fig. 1, a real estate registration system includes a mobile terminal subsystem, a real estate service integrated service subsystem, a real estate enterprise management subsystem, a data analysis subsystem, a face authentication system, and a data interface;
the mobile terminal subsystem and the real estate integrated service subsystem are used for social individual user registration, inquiry and handling of related real estate services;
the real estate enterprise management subsystem is used for registering the social group users and integrating, classifying, recording, inquiring and handling the registered information of the social group users;
the data analysis subsystem is used for reading the authority of the user object, collecting data required by service handling and judging whether the user can handle corresponding services or whether corresponding real estate can handle related services through a service path selected by the user;
the face authentication system is used for acquiring and checking face information of the user which passes the verification of the data analysis subsystem and selects and transacts the corresponding service;
the mobile terminal subsystem, the real estate service integrated service subsystem, the real estate enterprise management subsystem, the face authentication system and the data interface are respectively connected with the data analysis subsystem.
As shown in fig. 2, the mobile terminal subsystem includes a user login module, a user real estate module, a service transaction module, an online payment module, a progress query module, a profile checking service module, a related information module, and a service guide module;
the user login module comprises a submitting login unit, a user registration unit and a password resetting unit; the submitting login unit is used for verifying whether the user is a registered legal user and auditing the user; the user registration unit is used for registering user information; the reset password unit is used for resetting the password by the user. And the user registers and logs in the account number in the mobile terminal subsystem through the verification of the mobile phone number and the identity card information.
The user real estate module is used for displaying real estate conditions under corresponding user names and recording all house source information of the user, and the user can check house information such as held house source certificate information and unit map information in the module, and the house information specifically comprises information of an electronic real estate certificate home page, a title information page, a unit map page, a three-dimensional map page and a field map.
The service handling module is used for handling related services on line, providing two modes of on-line handling of house-site services, immediate handling and online pre-examination on-site handling of house-site services, and selecting a service flow for service handling by a user according to actual requirements.
The online payment module is used for paying for transacting related real estate services and supporting a third-party payment function of skipping to mobile phone payment bank cards, WeChat cards and Unionpay cards.
The progress query module is used for querying the transaction progress of the related real estate service, provides a convenient query mode of the service transaction progress for a user, and can know the service progress at any time and any place through a manual acceptance sheet. After the on-line application information and the accessory materials pass the audit, the on-line staff can perform acceptance confirmation, after the confirmation, the system can automatically detect that the service passes the audit, and can accept the service, and then automatically sends a notification of the acceptance confirmation to a mobile phone or a mobile terminal subsystem of a user to prompt the user that the service is formally accepted, and the mobile terminal subsystem can inquire the service handling progress.
The file-checking service module is used for checking the real estate file in the checking authority range of the login user; the system supports the inquiry of personal house information files, the inquiry of institutions and the inquiry and check of files of users, and no matter individual users or group users can obtain real and effective house source information through the file-checking service of a mobile terminal. Setting various filing templates according to filing types, including personal name filing, public filing, agency authorized batch filing, judicial checking by judicial discipline and the like, adopting a terminal binding machine code authorization mode, realizing self-service inquiry content of real estate registration under strict authorization control, and self-service printing. The personal file is real estate under the name of personal query, and files such as personal house original files, house basic information, house ownership information, house other item information and the like can be queried and printed. The method comprises the steps that a client applies for the publication file to obtain a file checking acceptance sheet; the authorized batch file-checking by the institution refers to that the file-checking acceptance personnel of the real estate registration institution inquires and positions any volume of the real estate file which needs to be inquired by the user in the system, and the party can realize the purpose of inquiring the corresponding real estate file in batch by one acceptance sheet.
The related information module is used for news information and real estate information bulletin of real estate, news information published by an official website of a real estate registration center is supported to be checked, and users can quickly check up-to-date information and notice of real estate registration service through the related information module.
The business guide module is used for guiding a login user to transact related real estate business, and comprises a charging formula, a real estate registration transaction guide (pure land), a real estate registration transaction guide (national existence) and a filing video tutorial, so that the user is guided to transact the business by self in an online document and video mode, questions encountered in the business transaction process of a user object can be quickly known and learned through the module, and the business transaction flow and required materials can be known from the tutorial.
The mobile terminal subsystem provides convenient service for the public by using technologies such as Wi-Fi, Bluetooth, wireless network and the like through mobile terminals such as mobile phones, PDAs and the like, so that the public can enjoy efficient service at any time and any place, and new conditions are provided for further improving the service level. The mobile terminal subsystem supports two mainstream mobile phone operating systems of IOS and android. The application for real estate registration is performed through the mobile terminal subsystem, so that the situation that the applicant runs back and forth due to incomplete materials can be effectively avoided, the work efficiency is improved, and the convenience and convenience service level is improved.
The user can apply for real estate registration through the mobile terminal subsystem, so that the situation that the applicant runs back and forth due to incomplete materials can be effectively avoided, the work efficiency is improved, and the convenience and convenience service level is improved. After the user applies for the online application, the real estate registration mechanism verifies the real estate registration condition, and submits the application material, and the real estate registration application material can be uploaded through the mobile terminal for shooting. After the real estate registration organization verifies the conformity condition, the user can reserve the time of obtaining the certificate. The immovable property right certificate can be obtained after related expenses are paid through the modes of WeChat payment, Paibao payment, Unionpay payment and the like.
As shown in fig. 3, the real estate service integrated service subsystem includes an electronic certificate module, an electronic certificate list module, a service module handled by a user, an online payment module, a building inquiry module, and a password management module.
The electronic certificate module is used for inquiring the real estate electronic certificate; the electronic certificate generated by the transaction of the real estate business can be checked, downloaded and printed after the identity information and the right certificate are input through the module. The electronic license means a record of license information in different forms of characters, diagrams, images, and the like formed, handled, transmitted, and stored by an electronic device such as a computer. The electronic certificate and the paper certificate have the same effect. The electronic certificate comprises a real estate electronic right certificate and a real estate electronic certificate. The real estate electronic right certificate is an electronic version of the real estate certificate, for example, a real estate registration filing certificate belongs to one kind of real estate electronic certificates, and all real estate conditions registered under corresponding personnel names can be filed. As long as the webpage is opened, no matter whether the user logs in the system or not, the name, the identity card number and the ticket number are input again in the module to carry out information inquiry. The electronic certificate management system has the advantages that the matters are handled in the online business hall, a lot of business materials can be submitted in an electronic certificate mode through selection, only relevant electronic certificate two-dimensional codes need to be input, paper materials do not need to be prepared, or the materials are scanned into electronic files, convenience is brought to the masses, and working efficiency of workers is improved. The process of doing things by the masses is greatly simplified, and the phenomenon that the masses do things in one trip without running is changed into a phenomenon which is not common.
The electronic certificate list module is used for displaying an electronic certificate list which can be inquired in the authority range of a login user, is a module which is provided for a financial institution and is used for quickly checking electronic certificates, and provides convenient searching, checking and confirming operations of authorized persons, certificate numbers, right certificate numbers, mortgages and the like for the financial institution.
The business module transacted by the user is used for displaying the specific state of the related real estate business transacted by the user; all the services processed by the user are recorded, classified checking of several states of uncommitted, submitted, fed back, in-process checking, checked, finished, closed and batched states and a service information fuzzy search function are provided, the services of the user are classified and sorted, and the user can know the state of the services processed by the user visually and clearly.
The online payment module is used for paying for the related real estate service; the online payment classifies payment information according to different business transaction modes of an online business payment list and an offline business payment list, and simultaneously provides functions of quickly checking the paid list and fuzzy searching and checking payment states of business information. The module has the characteristic advantages of cross-region payment and automatic settlement, saves time for users, is not limited by regions in the same city and working time, and can finish payment of registration fee without leaving home.
The building inquiry module is used for inquiring the building sitting position and the corresponding real estate development enterprise name; the loan client information pre-collection module is convenient for financial institutions to check the house state in the loan client building, and can be used for pre-collecting loan client information. And providing a decision reference basis for the financial institution in the process of handling the user loan, and inquiring the authenticity of the housing unit of the user through the floor location.
The password management is used for modifying the login password of the user, providing functions of modifying, retrieving the password and uniformly managing the independent password for the user, the password management of the real estate electronic ticket system adopts Hash function + identity authentication, the Hash function protects the integrity and non-repudiation of information, the input of the Hash function can be a message with any length, the output of the Hash function is a hexadecimal (or binary) string with fixed length, and the string is generally called the Hash value of the message, or the message digest, or the Hash value. The use of a secure Hash function effectively protects the integrity of the information, i.e. any tampering with the information cannot escape the verification of the Hash function. Identity authentication is the process of verifying whether the true identity of a subject is in agreement with what it claims to be. It is an attestation process in which a user (or terminal) presents its own identity to an information system, usually the first pass necessary to obtain system services.
The real estate service integrated service subsystem has the following functions:
according to the business requirements of real estate registration, aiming at all modules which can be provided with online processing in the comprehensive platform, the modules comprise data verification, online application, online verification, online reservation, accessory uploading and material pre-verification, and the real-name real-person authentication is realized by calling an identity information verification interface of a public security department, so that the online processing information is real and effective.
Providing an online input interface for registering an application form and an electronic file uploading function of application materials according to the business logic of the current real estate registration; and providing a data verification function, and finishing verification of data authenticity by sending a verification request function to the data analysis subsystem.
The business module transacted by the user displays the application business submitted by the user in a list mode, and an on-line auditor can browse and audit the information and the attachments of the submitted business, so that the information is real and effective, the attachments are clear and meet the registration requirement, and audit feedback and audit confirmation functions are provided.
The real estate registration service applied by the user is approved, before the real estate registration service is written into the register book, the user needs to be informed to a receiving point to submit a paper material original, the user makes a reservation in the system for a time period and sends reservation confirmation information, and the user comes to the receiving point within the time period to submit the material, so that the on-site payment and receipt can be achieved.
As shown in fig. 4, the real estate enterprise management subsystem is used for registering and managing users of two types of social groups, namely real estate development enterprises and financial institutions, and is used for storing enterprise information of social group objects, including certification data such as business licenses, financial licenses, legal representative identification cards and the like. The registration information of real estate development enterprises and financial institutions comprises names, communication addresses, certificate types, certificate numbers, administrators and administrator mobile phone numbers; certificate types include a unified credit code, organization code, business license.
The data analysis subsystem comprises a user object unit, a house source information unit and a data storage table; the user object unit is used for setting and storing the authority level, the access authority and the operation authority of the user; the difference in permission levels is represented as: for example, an enterprise administrator and a comprehensive post can check the business information of all employees after logging in, and the employees can only check the business information of themselves after logging in. The difference in access rights is represented as: if the enterprise administrator logs in, the business contract number information can be checked and modified, but the employee cannot modify, and the difference of the operation authority is represented as: for example, a system administrator can report and handle all services, and common staff can report and handle only services authorized by the administrator.
The house source information unit comprises a data acquisition module, a data extraction module, a data parcel module, a quality inspection module, a data loading module and a data callback module. The data acquisition module is used for acquiring relevant land, house registration data, surveying and mapping data, image data and map data and preparing for data cleaning. The data extraction module is used for extracting data required by transacting related real estate services from the mobile terminal subsystem, the self-service terminal subsystem and the real estate service integrated service subsystem, and analyzing and judging the integrity of the data. The data parcel module is used for cleaning data after the data extraction is finished, and carrying out one-to-one correspondence on a house building disc table formed by a group according to a house registered right-to-interest person and a land registered right-to-interest person, and realizing the association between land and house; the method specifically comprises the following steps: after the data extraction is completed, processing such as normalization, leak repairing, duplicate removal, consistency and the like is carried out on repeated, omitted and inconsistent house information in the database according to a preset cleaning and integrating data standard, and the accuracy and the integrity of the archive data are verified. And by the authorized persons in the house registration and land registration, the house building disc table formed by the set of blocks is in one-to-one correspondence with the block picture elements on the zoned block map, so that the association between the land and the house is realized.
The quality inspection module is used for inspecting the consistency and uniqueness of the land and house association; the consistency is to ensure the accurate association and content consistency of the database attribute data, the graphic data and the image data; uniqueness is the ensuring of a unique association of land with a house. The data loading module is used for loading the result data passing the quality inspection into a data storage table of the data analysis subsystem;
and the data callback unit is used for reading required data from the data storage table loaded with the data in the business handling process of the user.
As shown in fig. 5, the data analysis subsystem performs data analysis and house source information analysis on the user by using the basic data of the real estate enterprise information management subsystem, the mobile terminal subsystem and the real estate service integrated service subsystem; analyzing and recording the identity card information of the user and the organization information of the enterprise user; and tracking and collecting the property information and the real property information through data sharing of multiple departments. The data of multiple departments comprises related data of a public security department, related data of a local tax department, related data of a civil administration department, related data of a building department and related data of an industrial and commercial department, the data of the multiple departments are read through a data interface, whether related house sources meet the handling requirements of related real estate services or not is judged according to the read data, a data analysis subsystem automatically and intelligently judges real estate registration and audit elements, and the real estate audit elements mainly comprise whether real estate units are subject to official seal, whether administrative restrictions exist or not and whether mortgages exist or not; whether the real estate is within the removal range; whether the tax payment is finished or not according to the related real estate transaction behavior; whether the obligee and the obligator have the qualification of dealing with the real estate, whether the purchasing condition is met or not and whether the giving condition is met or not, the working efficiency is improved, and the limitation of time and place is avoided, so that the user can handle related real estate services on line more conveniently.
As shown in fig. 6, the face authentication system includes a sesame authentication unit and a public security authentication unit; the authentication mode of the sesame authentication unit comprises name and identity card number authentication, face identification and eye pattern identification. Sesame authentication mainly solves the problem of personal identity identification in scenes such as online real person account opening, account real name authentication, real person login and file checking and the like. Compared with other real person authentication services, the sesame authentication can quickly obtain an authentication result without the action of a user in the use process, is high in speed, good in experience and high in passing rate, has an eye-print and face double-factor authentication technology unique in the industry, and has the safety level meeting the financial requirement.
The public security authentication unit comprises face biological feature authentication, voice authentication, retina authentication and iris authentication, and uses an Tencent comet authentication technology, so that the public security authentication unit has higher reliability. The data of the public security department is read through the data interface subsystem, the URL address of the identity card comparison photo can be obtained, and the identity card comparison photo can be automatically accessed, downloaded and stored. The public security authentication unit can prevent a malicious person from forging and stealing the biological characteristics of other people for identity authentication, and can judge whether the submitted biological characteristics come from a living individual or not by performing living body detection through the mobile terminal subsystem. The method mainly supports android and ios platforms, and ensures that personnel operating the system are real living human faces through combined actions of blinking, mouth opening, shaking, head nodding and the like and clear reading of prompt numbers of the system. The authentication mode proves identity information such as voice, iris and the like according to unique physical characteristics. The identity authentication based on the biological characteristics is based on the biological characteristics, the identity authentication is carried out based on the unique, reliable and stable biological characteristics of a human body, and computer image processing and pattern recognition technologies are utilized, so that the identity authentication based on the biological characteristics has better safety, reliability and effectiveness. The public security authentication adds an authentication technology based on biological characteristics as a third authentication factor on the basis of double-factor identity authentication, and forms safer three-factor identity authentication. The voice-based identity authentication means that the voice of each person speaking has own characteristics, and the voice characteristics of the persons are greatly different. The face authentication subsystem is added with the content, and the personal identity is identified by the voice of a person. The voice-based identity authentication can further improve the security of a key information system; the retina-based identity authentication means that the human retina blood vessel pattern has good personal characteristics and can be used as the basis of identity authentication. Usually, the retinal vessel pattern is recorded by optical and electronic instruments, and then classified identification is carried out according to the detection results of the nodes and branches of the pattern; the iris-based identity authentication means that the iris is a ring-shaped thin film between the cornea of the eyeball and the crystal, and the pattern of the iris has personal characteristics and can provide more detailed information than fingerprints. The iris can be sampled at a distance of 35 to 40 cm, which is more convenient than collecting retinal patterns and is easily accepted by people.
The face heat card subsystem can effectively judge the authenticity of the user identity by relying on biological recognition technologies such as living body detection, face comparison and the like, certificate OCR recognition technology, an Alibaactually person credible model and the like.
As shown in fig. 7, the real estate wechat public number scanning subsystem supports functions of code scanning verification electronic certificate, code scanning real person authentication, code scanning payment, code scanning verification and file checking results and the like, under the condition of downloading the mobile terminal subsystem, social public can use the 'scanning' function in the real estate wechat public number scanning subsystem to check personal information, the code scanning verification electronic certificate refers to electronic right information generated after service transaction, and two-dimensional codes of a code scanning electronic right first page can see house unit electronic certificate contents of 6 pages in total, namely, a real estate property electronic certificate first page, a certificate information page, a real estate unit image page, a house position image page, a house site image page and a house three-dimensional model image page; the code scanning verification electronic certificate can check and see real and effective electronic real property right certificate information in real time, the function combines the electronic right certificate to clarify the ownership of the social public to the real property, provides institutional guarantee for protecting the rights and interests of the social public from being infringed by other people, facilitates the transfer of the ownership, and based on the release of the real property electronic right certificate, the social public can more conveniently obtain property income and financing needs through renting, funding, mortgage, transfer and other modes, and can also meet the willingness of the social back to the real property shadow and return to the society through inheritance or leaving, meanwhile, the efficiency of an administrative management authority is improved, the disclosure and the indication of the property right condition are ensured, the abuse of the authority of the administrative authority is prevented, and the benefits of the benefit of the beneficiaries are damaged; code scanning real person authentication refers to the safety guarantee of business handling information by acquiring face information of a person in the business handling process, and the authentication provides two modes of sesame authentication and public security authentication; the method for inquiring the service progress of code scanning is mainly convenient for the social public to inquire the transacted service progress; the code scanning payment supports the quick payment of the mobile phone by jumping payment treasures, WeChat and Unionpay, and the trouble that the social public pays by arranging long lines on site is avoided.
As shown in fig. 8, the real estate registration system provided by the present invention includes a support layer, a data layer, an application layer, and a user layer; the support layer provides a basic support environment for system operation, and comprises a server, a storage module, a network, a switch, a firewall, a security isolation device, an intrusion prevention system, an anti-virus gateway, a vulnerability scanning system, an optical gate and other security devices.
The data layer comprises a basic geographic information database, an electronic government affair database and a real estate database; the real estate database is used for storing real estate registration data and other department data and is used for uniformly organizing and managing the data, and the real estate registration data comprises registration information which covers the whole country and is accumulated through land and house registration in the past year. Real estate registration data is dynamically updated in real time through a daily registration service. The other department data includes data related to the public security department, data related to the local tax department, data related to the civil administration department, and data related to the housing department. The data interface comprises data interfaces of a public security department, a local tax department, a civil administration department and a housing department, and specifically comprises the following steps:
(1) land tax:
(2) civil administration
(3) Public security
(4) Building construction
The application layer provides inquiry, analysis, exchange and sharing services of real estate registration information and registration service handling services for various users through a network, and the real estate registration information comprises a mobile terminal subsystem, a real estate service integrated service subsystem, a real estate enterprise management subsystem, a data analysis subsystem and a face authentication system. Service objects of the user layer comprise real estate registration service personnel at all levels, departments such as public security, local tax, civil affairs and residential construction, and social public.
The working process of the invention aiming at the social group user object is as follows:
the financial institution records the application, the promissory book, the business license, the financial permit, the legal representative ID copy piece, the enterprise official seal and the business seal record application for the real estate service personnel in the real estate enterprise information management subsystem by submitting the materials of the paper edition about the legal identity and the authorization entrustment;
the administrator or authorized user of the financial institution declares the house general mortgage on-line registration business in the mobile terminal subsystem or the real estate business comprehensive service subsystem;
step three: the data analysis subsystem reads house source information and user identity information input by a user at the background to perform big data analysis, judges whether the user identity has the authority to handle the service, judges whether the house source information is complete, specifically judges whether a real estate unit number, a layer, a total layer number, a sitting position, a building area, a house property, a house structure, a planning purpose, a house type and the like are lacked, judges whether a mortgage service exists, and judges whether seal checking or other administrative restriction information exists. Judging that the house source lacks a real estate unit number, pushing and processing the data, after the data is completely supplemented, performing quality inspection on the data by a quality inspection unit, loading the data by a data loading unit, calling back the data by a data call-back unit, transmitting the data to a data storage table of a data analysis subsystem for storage, and pushing the detected house mortgage times to a user interface for a user to confirm;
step four: after the user data and the house source data read by the data analysis subsystem meet the requirements, the face authentication subsystem is started to collect the face information of the user, the service can be normally handled if the collection is successful, and the service is interrupted if the collection of the face information is failed;
step five: the business process successfully acquiring the face information enters the real estate business comprehensive service subsystem and the mobile terminal subsystem, and after online payment, the business is automatically finished;
step six: the user can check the electronic certification information generated by the transacted general mortgage right online registration service of the house in the real estate service integrated service subsystem and the mobile terminal subsystem.
The working process of the invention aiming at the social individual user object is as follows:
a user registers a user account in a real estate service integrated service subsystem and a mobile terminal subsystem, inputs information of a mobile phone number, an identity card number and a name to register the account number, and acquires face information by using a real-name authentication function to complete real-name authentication operation of the account;
after the user is successfully registered, applying house transaction online registration service in the real estate service integrated service subsystem and the mobile terminal subsystem;
step three: the data analysis subsystem analyzes the identity information and the house source information input by the user, judges whether the user identity has the authority to handle the service, judges whether the house source information is complete, specifically judges whether the information lacks real estate unit numbers, the layer where the real estate is located, the total layer number, the sitting position, the building area, the house property, the house structure, the planning purpose, the house type and the like, judges whether the house is a guaranteed house, judges whether the land information has sealing or other administrative restrictions, and judges whether the house source has the mortgage. The data is pushed and processed if the real estate unit number is judged to be lacked in the house source, the quality inspection unit performs quality inspection on the data after the data is completely supplemented, and the data loading unit loads the data, and the data is called back through the data call-back unit and transmitted to the data storage table of the data analysis subsystem for storage;
step four: after the data analysis subsystem reads user data and house source data to meet requirements, the face authentication subsystem is started to collect face information of both buyers and sellers, business transaction can be normally carried out after successful collection, and business transaction is interrupted when face information collection fails;
step five: after the business flow of successful face information acquisition enters the real estate business comprehensive service subsystem and the mobile terminal subsystem for online payment, the business is automatically finished;
step six: the user can check the real estate service integrated service subsystem and the mobile terminal subsystem to see the electronic real estate property certificate information generated by the finished house transaction online registration service.
The present invention is not limited to the above-described embodiments, which are merely preferred embodiments of the present invention, and the present invention is not limited thereto, and any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (8)
1. A method for real estate registration by a real estate registration system, characterized by: the method comprises the following steps:
(1) social group users register through the real estate enterprise management subsystem, and social individual users register through the mobile terminal subsystem and the real estate business integrated service subsystem;
(2) after the registration is successful, the real-name authentication is carried out through a face authentication system;
(3) the user proposes to apply for transacting the real estate registration service through the mobile terminal subsystem or the real estate service integrated service subsystem, and the mobile terminal subsystem or the real estate service integrated service subsystem uploads the collected data to the data analysis subsystem;
(4) the data analysis subsystem extracts effective user object information and house source information, collects service data according to matched workflow and automatically identifies user object type, and the identified and classified user object needs to be safely authenticated by a face authentication system,
(5) after the user object passes the safety certification, the data analysis subsystem feeds back related service data to the mobile terminal subsystem or the real estate service integrated service subsystem;
(6) after the user carries out self-service payment through the mobile terminal subsystem or the real estate service integrated service subsystem, the related real estate registration service is automatically settled in the mobile terminal subsystem or the real estate service integrated service subsystem;
(7) the user can check the electronic certification information generated by the transacted house general mortgage online registration service or the electronic real property certificate information of the electronic edition generated by the transacted house transaction online registration service in the real property service integrated service subsystem and the mobile terminal subsystem;
the data analysis subsystem collects relevant land, house registration data, mapping data, image data and map data through the data collection module and prepares for data cleaning; extracting data required for transacting related real estate services from the mobile terminal subsystem, the self-service terminal subsystem and the real estate service integrated service subsystem through a data extraction module, and analyzing and judging the integrity of the data; cleaning data through a data parcel module, and carrying out one-to-one correspondence on a house building disc table formed by a set and a building primitive on a parcel post-parcel map according to a rightful person registered in the house and a rightful person registered in the land, so as to realize the association between the land and the house; the consistency and the uniqueness of the land and house association are checked through a quality checking module; the consistency is to ensure the accurate association and content consistency of the database attribute data, the graphic data and the image data; uniqueness is to ensure a unique association of land with a house; loading the result data passing the quality inspection into a data storage table of the data analysis subsystem through a data loading module; reading required data from a data storage table loaded with the data in the business handling process of a user through a data callback unit;
the data analysis subsystem performs data analysis and house source information analysis on the user by using basic data of the real estate enterprise information management subsystem, the mobile terminal subsystem and the real estate service integrated service subsystem; analyzing and recording the identity card information of the user and the organization information of the enterprise user; the method comprises the following steps of carrying out tracking acquisition on property information and real property information through data sharing of multiple departments; the data analysis subsystem automatically and intelligently judges real estate registration and verification elements, wherein the real estate verification elements comprise whether a real estate unit is subject to official investigation, whether administrative restriction exists or not and whether mortgage exists or not; whether the real estate is within the removal range; whether the tax payment is finished or not according to the related real estate transaction behavior; whether or not the obligee and obligator are qualified to handle the real estate.
2. The method of real estate registration for a real estate registration system of claim 1 wherein: the system comprises a mobile terminal subsystem, a real estate service integrated service subsystem, a real estate enterprise management subsystem, a data analysis subsystem, a face authentication system and a data interface;
the mobile terminal subsystem and the real estate integrated service subsystem are used for social individual user registration, inquiry and handling of related real estate services;
the real estate enterprise management subsystem is used for registering social group users, integrating, classifying, recording, inquiring and transacting related real estate services for the information registered by the social group users;
the data analysis subsystem is used for reading the authority of the user object, collecting data required by service handling and judging whether the user can handle corresponding real estate services or whether the corresponding real estate can handle related services through a service path selected by the user;
the face authentication system is used for collecting and checking face information of a user which is checked and selected to transact corresponding services through the data analysis subsystem by relying on living body detection, a biological recognition technology, a certificate OCR recognition technology and an Alibara real person credible model;
the data interface is used for collecting data of other related departments;
the mobile terminal subsystem, the real estate service integrated service subsystem, the real estate enterprise management subsystem, the face authentication system and the data interface are respectively connected with the data analysis subsystem;
the data analysis subsystem comprises a user object unit, a house source information unit and a data storage table; the user object unit is used for setting and storing the authority level, the access authority and the operation authority of the user;
the house source information unit comprises a data acquisition module, a data extraction module, a data parcel module, a quality inspection module, a data loading module and a data callback module;
the data acquisition module is used for acquiring relevant land, house registration data, mapping data, image data and map data;
the data extraction module is used for extracting data required by transacting related real estate services from the mobile terminal subsystem, the self-service terminal subsystem and the real estate service integrated service subsystem and analyzing and judging the integrity of the data;
the data parcel module is used for cleaning data after the data extraction is finished, and carrying out one-to-one correspondence on a house building disc table formed by a group according to a house registered right-beneficiary and a land registered right-beneficiary, so as to realize the association between land and house;
the quality inspection module is used for inspecting the consistency and uniqueness of the land and house association; the consistency is to ensure the accurate association and content consistency of database attribute data, graphic data and image data; the uniqueness is to ensure a unique association of land with the premises;
the data loading module is used for loading the result data passing the quality inspection into a data storage table of the data analysis subsystem;
and the data callback unit is used for reading required data from the data storage table loaded with the data in the business handling process of the user.
3. The method of real estate registration for a real estate registration system of claim 2 wherein: the mobile terminal subsystem comprises a user login module, a user real estate module, a business handling module, an online payment module, a progress query module, a file-checking service module, a related information module and a business guide module;
the user login module comprises a submitting login unit, a user registration unit and a password resetting unit; the submitting and logging-in unit is used for verifying whether the user is a registered and approved legal user; the user registration unit is used for registering user information; the reset password unit is used for resetting a password by a user;
the user real estate module is used for displaying real estate conditions under the corresponding user name;
the business handling module is used for handling related business on line;
the online payment module is used for paying for the transaction of related real estate services;
the progress inquiry module is used for inquiring the transaction progress of the related real estate service;
the file-checking service module is used for checking the real estate file in the checking authority range of the login user;
the related information module is used for news information and real estate information bulletin of real estate;
the business guide module is used for guiding the login user to transact related real estate business.
4. The method of real estate registration for a real estate registration system of claim 2 wherein: the real estate business comprehensive service subsystem comprises an electronic certificate module, an electronic certificate list module, a business module handled by a user, an online payment module, a building inquiry module and a password management module;
the electronic license module is used for inquiring the real estate electronic license;
the electronic certificate list module is used for displaying an electronic certificate list which can be inquired in the authority range of a login user;
the business module transacted by the user is used for displaying the specific state of the related real estate business transacted by the user;
the online payment module is used for paying for the related real estate service;
the building inquiring module is used for inquiring the building sitting position and the corresponding real estate development enterprise name;
the password management is used for modifying a user login password.
5. The method of real estate registration for a real estate registration system of claim 2 wherein: the real estate enterprise management subsystem is used for registering and managing users of two types of social groups, namely real estate development enterprises and financial institutions; the registration information of the real estate development enterprises and financial institutions comprises names, communication addresses, certificate types, certificate numbers, administrators and administrator mobile phone numbers; the certificate types include a unified credit code, organization code, business license.
6. The method of real estate registration for a real estate registration system of claim 2 wherein: the face authentication system comprises a sesame authentication unit and a public security authentication unit; the authentication mode of the sesame authentication unit comprises name and identity card number authentication, face identification and eye pattern identification; the public security authentication unit authenticates the human face by biological characteristics, voice, retina and iris.
7. The method of real estate registration for a real estate registration system of claim 2 wherein: the data of other departments comprises the related data of a public security department, the related data of a local tax department, the related data of a civil administration department, and the related data of a building department and a business department.
8. The method of real estate registration for a real estate registration system of claim 2 wherein: the immovable registered property system also comprises a real property WeChat public number code scanning subsystem; the real estate wechat public number code scanning subsystem is used for scanning a code to check an electronic certificate, scanning a code to authenticate a real person, scanning a code to pay fees and scanning a code to check a file result; the real estate wechat public number code scanning subsystem is respectively connected with the data analysis subsystem, the mobile terminal subsystem and the real estate service integrated service subsystem.
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| CN110390532A (en) * | 2019-04-25 | 2019-10-29 | 浙江臻善科技股份有限公司 | Realize end-to-end real estate transfer transfer system and method |
| CN110213278A (en) * | 2019-06-06 | 2019-09-06 | 自贸管家(广州)科技服务有限公司 | A kind of information interacting method for realizing online one-stop establishing and enterprise |
| CN110225047B (en) * | 2019-06-19 | 2022-09-02 | 深圳前海微众银行股份有限公司 | Work monitoring method and device, computer equipment and storage medium |
| CN112184135A (en) * | 2019-07-02 | 2021-01-05 | 黄振 | Real estate ownership information dynamic management method, integrated platform and storage medium |
| CN110503383A (en) * | 2019-07-09 | 2019-11-26 | 深圳市中博科创信息技术有限公司 | A kind of developer's service management and system |
| CN110728494B (en) * | 2019-10-10 | 2024-05-14 | 腾讯科技（深圳）有限公司 | Real estate business handling method, real property information system and device |
| CN110765436A (en) * | 2019-10-26 | 2020-02-07 | 福建省伟志地理信息科学研究院 | Real estate information analysis management system and method |
| CN111754315A (en) * | 2020-04-30 | 2020-10-09 | 西安必特思维软件有限公司 | Real estate registration transaction tax business unified system based on internet |
| CN111754314A (en) * | 2020-04-30 | 2020-10-09 | 西安必特思维软件有限公司 | Real estate registration transaction tax parallel transaction system based on internet |
| CN112017077B (en) * | 2020-08-28 | 2023-06-16 | 时空云科技有限公司 | Paperless business handling and 3D live-action model display method based on real estate registration platform |
| CN112396512A (en) * | 2020-11-25 | 2021-02-23 | 中国农业银行股份有限公司东莞分行 | Method and system for transacting real estate business by bank |
| CN113159702A (en) * | 2021-01-27 | 2021-07-23 | 湖南科技学院 | Method for rapidly collecting and arranging right data of agricultural and residential building integrated project based on WeChat |
| CN113034036A (en) * | 2021-04-16 | 2021-06-25 | 中国建设银行股份有限公司 | Unified business handling system and method based on government business process |
| CN113222619B (en) * | 2021-05-07 | 2024-03-29 | 北京金融资产交易所有限公司 | Unified participant identity authentication system |
| CN114581266A (en) * | 2022-05-06 | 2022-06-03 | 江西省煤田地质局普查综合大队 | Real estate registration platform and method |
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