CN109615365A - A kind of fixed point payment system - Google Patents
A kind of fixed point payment system Download PDFInfo
- Publication number
- CN109615365A CN109615365A CN201811259939.4A CN201811259939A CN109615365A CN 109615365 A CN109615365 A CN 109615365A CN 201811259939 A CN201811259939 A CN 201811259939A CN 109615365 A CN109615365 A CN 109615365A
- Authority
- CN
- China
- Prior art keywords
- mobile phone
- payment
- fixed point
- payment operation
- regional scope
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 230000000694 effects Effects 0.000 claims description 3
- 230000009286 beneficial effect Effects 0.000 abstract description 2
- 238000000034 method Methods 0.000 description 4
- 230000002265 prevention Effects 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
A kind of fixed point payment system, including the first mobile phone, the second mobile phone, mobile phone association App realize fixed point payment including the following steps: step A): the first mobile phone and the second mobile phone are bound in the form of short message；Step B): the first mobile phone, which is arranged, in the second mobile phone can carry out the regional scope of payment operation；Step C): if the first mobile phone can pay the bill in range, outside range, then whether determining that mobile phone is lost；Step D): the first mobile phone is stolen then to lock the mobile phone, if not then application resets range；Step E): the second mobile phone receives the application；Step F): the second mobile phone changes regional scope, then the first mobile phone can carry out normal payment operation.Compared with prior art, the beneficial effects of the present invention are: in school, if student's lost mobile phone, due to being provided with payment region, payment operation cannot be carried out outside region, can more lock mobile phone in time, reduces the possibility of fund loss.
Description
Technical field
The present invention relates to a kind of payment system more particularly to a kind of fixed point payment systems.
Background technique
Mobile-phone payment is also referred to as mobile payment (Mobile Payment), and referring to allows mobile subscriber to use its mobile terminal
(usually mobile phone) carries out a kind of method of service of account payment to the commodity or service consumed.After the payment of card class, network branch
Fu Hou, mobile-phone payment become new lover, and numerous payment functions may be implemented in mobile phone.
Mobile-phone payment, which to disburse funds, for many consumers carries more convenient, the more convenient letter of process of consumption
It is single, after eliminating payment obstacle, many new consumption modes can be preferably attempted, while the problem of mobile-phone payment also therewith
?.There is mobile phone user to seek and be conveniently not provided with mobile phone screen-lock password, mobile phone pays the payment cipher quilt of class software once losing
It cracks, the fund in Alipay, wechat will be stolen；Especially in colleges and universities, student's prevention awareness is weak, and mobile phone is by society outside school
Meeting personage picks up, and the fund paid in class software can be very likely stolen, and causes the loss of fund.
Summary of the invention
The problems of above-mentioned in order to solve, the technical problems to be solved by the invention provide a kind of fixed point payment system
System, this kind of method keep student safer using mobile-phone payment in campus context.
A kind of fixed point payment system, including the first mobile phone, the second mobile phone, mobile phone association App, realize fixed point payment include with
Under several steps:
Step A): in a manner of short message certification, described is inputted in the mobile phone association App authentication interface on second mobile phone
First mobile phone is received verifying short message and is input on second mobile phone by the phone number of one mobile phone, by Certificate Authority,
First mobile phone is bundled on second mobile phone；
Step B): first mobile phone, which is arranged, in second mobile phone in the mobile phone association App can carry out the area of payment operation
Domain range；
Step C): if first mobile phone can carry out normal payment operation in the regional scope that second mobile phone is arranged,
If first mobile phone outside the regional scope that second mobile phone is arranged, determines whether first mobile phone is stolen；
Step D): if first mobile phone is stolen, by first phone lock, if first mobile phone is not stolen
With then first mobile phone resets the regional scope that can pay the bill to the second mobile phone application；
Step E): second mobile phone receives the application；Step F): second mobile phone is changed in mobile phone association App
First mobile phone can carry out the regional scope of payment operation, then first mobile phone can carry out normal payment operation.
In above-mentioned technical proposal, first mobile phone and second mobile phone when needed can be in the same way in mobile phones
It is unbinded in association App, it is defeated in the mobile phone association App authentication interface on second mobile phone in a manner of short message certification
First mobile phone is received verifying short message and is input on second mobile phone, passed through by the phone number for entering first mobile phone
Certificate Authority unbinds first mobile phone and second mobile phone.
In above-mentioned technical proposal, the payment operation includes Alipay payment operation, wechat payment operation, Internetbank payment behaviour
Make.
In above-mentioned technical proposal, resetting for the regional scope can disappear according to activity venue size, the public of school
Expense occasion is adjusted, and the public consumption occasion of school includes dining room, supermarket, neighbouring business commercial circle.
In above-mentioned technical proposal, the locking includes the locking of the various functions of mobile phone.
Compared with prior art, the beneficial effects of the present invention are: in school, if student's lost mobile phone, due to being provided with
Payment region, payment operation cannot be carried out outside region, can more lock mobile phone in time, reduce the possibility of fund loss.
Detailed description of the invention
Fig. 1 is a kind of step flow chart of fixed point payment.
Specific embodiment
A kind of fixed point payment system, including the first mobile phone, the second mobile phone, mobile phone association App, realize fixed point payment include with
Under several steps:
Step A): in a manner of short message certification, described is inputted in the mobile phone association App authentication interface on second mobile phone
First mobile phone is received verifying short message and is input on second mobile phone by the phone number of one mobile phone, by Certificate Authority,
First mobile phone is bundled on second mobile phone；
Step B): first mobile phone, which is arranged, in second mobile phone in the mobile phone association App can carry out the area of payment operation
Domain range；
Step C): if first mobile phone can carry out normal payment operation in the regional scope that second mobile phone is arranged,
If first mobile phone outside the regional scope that second mobile phone is arranged, determines whether first mobile phone is stolen；
Step D): if first mobile phone is stolen, by first phone lock, if first mobile phone is not stolen
With then first mobile phone resets the regional scope that can pay the bill to the second mobile phone application；
Step E): second mobile phone receives the application；Step F): second mobile phone is changed in mobile phone association App
First mobile phone can carry out the regional scope of payment operation, then first mobile phone can carry out normal payment operation.
For example, the first student binds in fashion described above with the second student, the second student can delimit the area that pays the bill of the first student
Domain range, the first student go to dining room to have dinner at noon, and the payable regional scope that the second student delimit is dining room region, and the first student can only
It carries out mobile-phone payment operation within the scope of dining room to be found if the first student has been accidentally lost mobile phone by the third student, the third student is with finding
Supermarket of the mobile phone outside range can not just pay the bill, it is of course also possible to the social people outside by school is found, range outside school
It not can be carried out payment operation.In the case where stolen, the second student can lock the mobile phone of loss immediately, allow fund in mobile phone more
Add safety.
First mobile phone and second mobile phone can be solved in mobile phone association App in the same way when needed
It ties up, in a manner of short message certification, inputs first mobile phone in the mobile phone association App authentication interface on second mobile phone
First mobile phone is received verifying short message and is input on second mobile phone by phone number, by Certificate Authority, described the
One mobile phone and second mobile phone unbind.
The payment operation includes Alipay payment operation, wechat payment operation, Internetbank payment operation.
Resetting for the regional scope can be adjusted according to activity venue size, the public consumption occasion of school,
The public consumption occasion of school includes dining room, supermarket, neighbouring business commercial circle.
The locking includes the locking of the various functions of mobile phone.
Present invention is not limited to the embodiments described above, within the knowledge of a person skilled in the art,
It can be with various changes can be made without departing from the purpose of the present invention.
Claims (5)
1. a kind of fixed point payment system, including the first mobile phone, the second mobile phone, mobile phone association App, which is characterized in that realize fixed point
Payment including the following steps:
Step A): in a manner of short message certification, described is inputted in the mobile phone association App authentication interface on second mobile phone
First mobile phone is received verifying short message and is input on second mobile phone by the phone number of one mobile phone, by Certificate Authority,
First mobile phone is bundled on second mobile phone；
Step B): first mobile phone, which is arranged, in second mobile phone in the mobile phone association App can carry out the area of payment operation
Domain range；
Step C): if first mobile phone can carry out normal payment operation in the regional scope that second mobile phone is arranged,
If first mobile phone outside the regional scope that second mobile phone is arranged, determines whether first mobile phone is stolen；
Step D): if first mobile phone is stolen, by first phone lock, if first mobile phone is not stolen
With then first mobile phone resets the regional scope that can pay the bill to the second mobile phone application；
Step E): second mobile phone receives the application；Step F): second mobile phone is changed in mobile phone association App
First mobile phone can carry out the regional scope of payment operation, then first mobile phone can carry out normal payment operation.
2. a kind of fixed point payment system described according to claim 1, which is characterized in that in step A), first mobile phone
It can be unbinded in mobile phone association App in the same way when needed with second mobile phone.
3. a kind of fixed point payment system described according to claim 1, which is characterized in that in step B), the payment operation
Including Alipay payment operation, wechat payment operation, Internetbank payment operation.
4. a kind of fixed point payment system described according to claim 1, which is characterized in that in step D), the regional scope
Reset and can be adjusted according to activity venue size, the public consumption occasion of school.
5. a kind of fixed point payment system described according to claim 1, which is characterized in that in step D), the locking includes
The locking of the various functions of mobile phone.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811259939.4A CN109615365A (en) | 2018-10-26 | 2018-10-26 | A kind of fixed point payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811259939.4A CN109615365A (en) | 2018-10-26 | 2018-10-26 | A kind of fixed point payment system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109615365A true CN109615365A (en) | 2019-04-12 |
Family
ID=66002503
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811259939.4A Pending CN109615365A (en) | 2018-10-26 | 2018-10-26 | A kind of fixed point payment system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109615365A (en) |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104424562A (en) * | 2013-08-30 | 2015-03-18 | 南京中兴群力信息科技有限公司 | Mobile-phone payment method and device |
| CN107657446A (en) * | 2017-08-03 | 2018-02-02 | 广东小天才科技有限公司 | A kind of payment control method and terminal based on geographical position |
-
2018
- 2018-10-26 CN CN201811259939.4A patent/CN109615365A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104424562A (en) * | 2013-08-30 | 2015-03-18 | 南京中兴群力信息科技有限公司 | Mobile-phone payment method and device |
| CN107657446A (en) * | 2017-08-03 | 2018-02-02 | 广东小天才科技有限公司 | A kind of payment control method and terminal based on geographical position |
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Application publication date: 20190412 |
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| RJ01 | Rejection of invention patent application after publication |