CN105631653A - Payment request processing method, payment request processing device and terminal - Google Patents
Payment request processing method, payment request processing device and terminal Download PDFInfo
- Publication number
- CN105631653A CN105631653A CN201510227644.9A CN201510227644A CN105631653A CN 105631653 A CN105631653 A CN 105631653A CN 201510227644 A CN201510227644 A CN 201510227644A CN 105631653 A CN105631653 A CN 105631653A
- Authority
- CN
- China
- Prior art keywords
- payment
- user
- request
- terminal
- target
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Abstract
The invention provides a payment request processing method, a payment request processing device and a terminal. The method includes the following steps that: after a current terminal receives a payment request, the current user of the current terminal is prompted to allocate total payment amount in the payment request to a plurality of users; whether first target payment amount allocated for each user in the plurality of users is received is judged, if the first target payment amount allocated for each user in the plurality of users is received, each user is prompted to pay the first target payment amount of each user through the target terminal of each user; whether the first target payment amount paid by each target terminal is received is judged, if it is judged that the first target payment amount paid by each target terminal is received, responding to the payment request is allowed; and if the first target payment amount paid by each target terminal is not received, responding to the payment request is refused. With the technical schemes of the invention adopted, payment means can be extended to multi-person payment and multi-card payment; payment efficiency can be improved; the payment means can be enriched; users can be facilitated; and therefore, user experience can be improved.
Description
Technical field
The present invention relates to mobile payment field, pay request processing method, a kind of payment request process device and a kind of terminal in particular to one.
Background technology
Mobile payment is also referred to as mobile-phone payment, just allowing for user uses its mobile terminal (usually mobile phone) that the commodity consumed or service carry out a kind of method of service of account payment, at present, mobile payment mode is fairly simple, when taking a fancy to a commodity, user can complete to pay by the bank card input password bound.
But, in contemporary life, each staff has a lot of bank card, when online purchase commodity pay, existing method of payment is that a selected bank card completes to pay, relatively single, the splitting of values of payment required for same commodity cannot be many parts, jointly complete for different user to pay, different bank card also cannot be used simultaneously to complete to pay, and when selected bank card insufficient in amount, having to abandon this delivery operation, the payment step of repetition to be gone further one time, comparatively laborious, reduce payment efficiency, bring bad experience to user.
Therefore, how on the basis of existing single method of payment, expanding and abundant mobile payment means, the difference to meet user pays demand, becomes problem demanding prompt solution.
Summary of the invention
The present invention is based on the problems referred to above, propose a kind of new technical scheme, by jointly paying to different users or use from the different means of payment of present terminal bound with identical or different pro rate the amount of money of required payment, pay it is achieved thereby that the means of payment to be expanded to many people, block payment more, improve payment efficiency, enrich the means of payment, facilitate shopping online crowd, thus improving Consumer's Experience.
In view of this, an aspect of of the present present invention proposes a kind of payment request processing method, including: after present terminal receives payment request, point out the active user of described present terminal to distribute the described total payoff amount of money paid in request to multiple users; Judge whether to receive the first object payment distributed into each described user in multiple described users, when judged result is for being, each described user is pointed out to pay the first object payment of each described user by the target terminal of each described user; Judge whether to receive the described first object payment that each described target terminal pays, when judged result is the described first object payment receiving the payment of each described target terminal, it is allowed to respond described payment and ask; Otherwise, refusal response is described pays request.
In this technical scheme, the total payoff amount of money paid in request is distributed to multiple users by the active user at prompting present terminal, if receiving the first object payment distributed into each user in multiple users, each user is then pointed out to be completed the first object payment each needing to pay by the target terminal of each user, and when receiving the first object payment paid from each target terminal, illustrate to have paid the total payoff amount of money needing to pay, then this payment of response is asked by present terminal, so that active user completes delivery operation, otherwise, then illustrate not yet to have paid the total payoff amount of money needing to pay, then this payment of refusal is asked by present terminal, so that active user cannot complete delivery operation, be equivalent to the amount of money paid required for same commodity with identical or different pro rate to different users by said process jointly to complete to pay, it is achieved thereby that many people pay, enrich the means of payment, especially not enough in the current payment of user or need to carry out being very easy to user when AA pays, thus improving Consumer's Experience, wherein, target terminal can comprise present terminal, present terminal can not also be comprised, that is multiple users can include active user, active user can not also be included.
In technique scheme, preferably, also include: when judged result is do not receive as the first object payment of each described user distribution in multiple described users, the current means of payment that use and described terminal are bound mutually pays the described total payoff amount of money; And when the current balance detected in the described current means of payment is less than the described total payoff amount of money, select the target means of payment to pay remaining sum from other means of payment described according to the use frequency of other means of payment; When receive by the described current means of payment pay described current balance and by the described target means of payment payment described remaining sum time, the described payment of response is allowed to ask, wherein, described remaining sum is equal to the difference of the described total payoff amount of money and described current balance, and other means of payment described include the means of payment except the described current means of payment bound mutually with described terminal.
In this technical scheme, when judged result is do not receive as the first object payment of each user distribution in multiple users, illustrate that active user prepares will pay alone, the current means of payment with the acquiescence of present terminal bound can be used to pay, certainly, if present terminal detects that the current balance in the current means of payment is less than the total payoff amount of money, then present terminal can also select the target means of payment (if other means of payment have multiple according to the use Automatic Frequency of other means of payment from other means of payment, this target means of payment can also be multiple) pay the remaining amount of money needing and paying, with when receiving current balance and residue remaining sum, just respond and allowed this to pay, so, avoid one and block the payment failure scenarios that Sorry, your ticket has not enough value causes, improve payment efficiency, greatly facilitate the user of online transaction, thus promoting Consumer's Experience, additionally, when selecting other means of payment, can also pass through to point out user, so that user manually selects, finally, the current means of payment and other means of payment are including but not limited to Alipay, Web bank, wealth is paid logical, intimate the existing electronic payment mode such as pay.
In technique scheme, it is preferable that also include: when judged result is do not receive as the first object payment of each described user distribution in multiple described users, multiple means of payment that selection and described terminal are bound mutually; It is that each described means of payment in multiple described means of payment distributes the second target payment according to the described total payoff amount of money; And when receiving the described second target payment by the payment of each described means of payment, it is allowed to respond described payment and ask.
In this technical scheme, when judged result is do not receive as the first object payment of each user distribution in multiple users, illustrate that active user prepares will pay alone, then present terminal can automatically select the multiple means of payment bound mutually with present terminal, and the amount automatically being available for paying according to the payment allocation rule of pre-stored or every kind of means of payment according to the total payoff amount of money is that each described means of payment in multiple means of payment distributes the second target payment, with when receiving the second target payment paid by each means of payment, just respond and allowed this to pay, certainly, when selecting the multiple means of payment bound mutually with terminal, can also be selected by active user, and distribute the second target payment for each means of payment, so, it is achieved that and blocks payment more, make the means of payment diversified further, add user's selection to the method for salary distribution, make payment more flexible, hommization, further increase Consumer's Experience.
In technique scheme, it is preferable that before allowing the described payment request of response, also include: when receiving the described first object payment that each described target terminal pays, point out described active user to input payment key; Judge that whether described payment key is correct, when judged result is for being, it is allowed to respond described payment and ask; Otherwise, refusal response is described pays request.
In this technical scheme, when active user receives the first object payment that each target terminal pays, prompting active user inputs payment key, and when paying key and being correct, just can respond payment request, thus preventing disabled user from carrying out illegal payment.
In technique scheme, preferably, the each described user of described prompting pays the process of the first object payment of each described user by the target terminal of each described user, specifically include: when receiving as the described first object payment of each described user distribution in multiple described users, in described present terminal, set up payment request dialog box according to multiple described users; The described first object payment distributed for each described user is sent and pays in request dialog box to described, to point out each described user to open the described request dialog box that pays to check and to pay the described first object payment into each described user distribution by the target terminal of each described user.
In this technical scheme, when receiving as the first object payment of each user distribution in multiple users, present terminal sets up payment request dialog box according to multiple users, then the first object payment distributed for each user can be sent to paying in request dialog box, certainly, the first object payment that each user is assigned with display mode in dialog box has multiple, as long as each use can be allowed to see payment task per family, one payment task includes the first object payment that all users should pay, can also be discrete, first object payment as each user paid sends to dialog box with the single form paying bag, regardless of whether all display encrypting picture or file in which way, and be only limitted to user just can check and pay time, have only to open picture or file can complete the payment oneself be responsible for, after all payment requests terminate, namely total payoff flow process is completed, so, realizing protecting while many people pay the payment privacy of each user, guarantee payment safety, thus improving Consumer's Experience.
Another aspect of the present invention proposes a kind of payment request and processes device, including: the first Tip element, after present terminal receives payment request, point out the active user of described present terminal by the described total payoff amount of money paid in request distribution to multiple users; Judging unit, it may be judged whether receive the first object payment distributed into each described user in multiple described users; Second Tip element, when judged result is for being, points out each described user to pay the first object payment of each described user by the target terminal of each described user; Processing unit, it may be judged whether receive the described first object payment that each described target terminal pays, when judged result is the described first object payment receiving the payment of each described target terminal, it is allowed to responds described payment and asks; Otherwise, refusal response is described pays request.
In this technical scheme, the total payoff amount of money paid in request is distributed to multiple users by the active user at prompting present terminal, if receiving the first object payment distributed into each user in multiple users, then by pointing out each user to be completed the first object payment each needing to pay by the target terminal of each user, and when receiving the first object payment paid from each target terminal, illustrate to have paid the total payoff amount of money needing to pay, then this payment of response is asked by present terminal, so that active user completes delivery operation, otherwise, then illustrate not yet to have paid the total payoff amount of money needing to pay, then this payment of refusal is asked by present terminal, so that active user cannot complete delivery operation, be equivalent to the amount of money paid required for same commodity with identical or different pro rate to different users by said process jointly to complete to pay, it is achieved thereby that many people pay, enrich the means of payment, especially not enough in the current payment of user or need to carry out being very easy to user when AA pays, thus improving Consumer's Experience, wherein, target terminal can comprise present terminal, present terminal can not also be comprised, that is multiple users can include active user, active user can not also be included.
In technique scheme, preferably, also including: payment unit, when judged result is do not receive as the first object payment of each described user distribution in multiple described users, the current means of payment that use and described terminal are bound mutually pays the described total payoff amount of money; And first select unit, when the current balance detected in the described current means of payment is less than the described total payoff amount of money, according to the use frequency of other means of payment selects from other means of payment described the target means of payment payment remaining sum; Described processing unit is additionally operable to: when receive by the described current means of payment pay described current balance and by the described target means of payment payment described remaining sum time, the described payment of response is allowed to ask, wherein, described remaining sum is equal to the difference of the described total payoff amount of money and described current balance, and other means of payment described include the means of payment except the described current means of payment bound mutually with described terminal.
In this technical scheme, when judged result is do not receive as the first object payment of each user distribution in multiple users, illustrate that active user prepares will pay alone, the current means of payment with the acquiescence of present terminal bound can be used to be paid by payment unit, certainly, if present terminal detects that the current balance in the current means of payment is less than the total payoff amount of money, then present terminal can also select the target means of payment (if other means of payment have multiple according to the use frequency of other means of payment from other means of payment, this target means of payment can also be multiple) pay the remaining amount of money needing and paying, with when receiving current balance and residue remaining sum, just respond and allowed this to pay, so, avoid one and block the payment failure scenarios that Sorry, your ticket has not enough value causes, improve payment efficiency, greatly facilitate the user of online transaction, thus promoting Consumer's Experience, additionally, when selecting other means of payment, can also pass through to point out user, so that user manually selects, finally, the current means of payment and other means of payment are including but not limited to Alipay, Web bank, wealth is paid logical, intimate the existing electronic payment mode such as pay.
In technique scheme, it is preferable that also include: second selects unit, when judged result is do not receive as the first object payment of each described user distribution in multiple described users, multiple means of payment that selection and described terminal are bound mutually; Allocation units, are that each described means of payment in multiple described means of payment distributes the second target payment according to the described total payoff amount of money; And described processing unit is additionally operable to: when receiving the described second target payment paid by each described means of payment, it is allowed to respond and described pay request.
In this technical scheme, when judged result is do not receive as the first object payment of each user distribution in multiple users, illustrate that active user prepares will pay alone, then present terminal can automatically select the multiple means of payment bound mutually with present terminal, and be that each means of payment in multiple means of payment distributes the second target payment by the amount automatically being available for paying according to the payment allocation rule of pre-stored or every kind of means of payment according to the total payoff amount of money, with when receiving the second target payment paid by each means of payment, just by responding and having allowed this to pay, certainly, when selecting the multiple means of payment bound mutually with terminal, can also be selected by active user, and distribute the second target payment for each means of payment, so, it is achieved that and blocks payment more, make the means of payment diversified further, add user's selection to the method for salary distribution, make payment more flexible, hommization, further increase Consumer's Experience.
In technique scheme, preferably, also include: described second Tip element is additionally operable to: before allowing the described payment request of response, when receiving the described first object payment that each described target terminal pays, point out described active user to input payment key; Described processing unit is additionally operable to: judge that whether described payment key is correct, when judged result is for being, it is allowed to responds described payment and asks; Otherwise, refusal response is described pays request.
In this technical scheme, when active user receives the first object payment that each target terminal pays, prompting active user inputs payment key, and when paying key and being correct, just can respond payment request, thus preventing disabled user from carrying out illegal payment.
In technique scheme, preferably, also include: described first Tip element specifically for: receive in multiple described users each described user distribute described first object payment time, in described present terminal according to multiple described users set up payment request dialog box; The described first object payment distributed for each described user is sent and pays in request dialog box to described, to point out each described user to open the described request dialog box that pays to check and to pay the described first object payment into each described user distribution by the target terminal of each described user.
In this technical scheme, when receiving as the first object payment of each user distribution in multiple users, present terminal sets up payment request dialog box according to multiple users, then the first object payment distributed for each user can be sent to paying in request dialog box, certainly, the first object payment that each user is assigned with display mode in dialog box has multiple, as long as each use can be allowed to see payment task per family, one payment task includes the first object payment that all users should pay, can also be discrete, first object payment as each user paid sends to dialog box with the single form paying bag, regardless of whether all display encrypting picture or file in which way, and be only limitted to user just can check and pay time, have only to open picture or file can complete the payment oneself be responsible for, after all payment requests terminate, namely total payoff flow process is completed, so, realizing protecting while many people pay the payment privacy of each user, guarantee payment safety, thus improving Consumer's Experience.
Another aspect of the invention proposes a kind of terminal, including: the payment request according to any one of technique scheme processes device.
In this technical scheme, terminal includes the payment request according to any one of technique scheme and processes device, therefore has the payment request according to any one of technique scheme and processes all beneficial effects of device, repeats no more here.
Pass through technical scheme, can pay to the different means of payment of different users or active user's bound with identical or different pro rate the amount of money of required payment, achieve and the means of payment is expanded to many people payment, block payment more, improve payment efficiency, enrich the means of payment, facilitate shopping online crowd, thus improving Consumer's Experience.
Accompanying drawing explanation
Fig. 1 illustrates the schematic flow sheet of payment request processing method according to an embodiment of the invention;
Fig. 2 illustrates that payment request according to an embodiment of the invention processes the block diagram of device;
Fig. 3 illustrates the block diagram of terminal according to an embodiment of the invention;
Fig. 4 illustrates the sectional drawing paying request dialog box according to an embodiment of the invention.
Detailed description of the invention
In order to the above-mentioned purpose of the present invention, feature and advantage can be more clearly understood that, below in conjunction with the drawings and specific embodiments, the present invention is further described in detail. It should be noted that when not conflicting, embodiments herein and the feature in embodiment can be mutually combined.
Elaborate a lot of detail in the following description so that fully understanding the present invention; but; the present invention can also adopt other to be different from other modes described here to implement, and therefore, protection scope of the present invention is by the restriction of following public specific embodiment.
Fig. 1 illustrates the schematic flow sheet of payment request processing method according to an embodiment of the invention.
As shown in Figure 1, it is shown that the payment request processing method of one embodiment of the present of invention, including: step 102, after present terminal receives payment request, the active user of prompting present terminal is by the total payoff amount of money distribution in payment request to multiple users; Step 104, it may be judged whether receive the first object payment distributed into each user in multiple users, when judged result is for being, points out each user to pay the first object payment of each user by the target terminal of each user; Step 106, it may be judged whether receive the first object payment that each target terminal pays, when judged result is the first object payment receiving the payment of each target terminal, it is allowed to response pays request; Otherwise, refusal response pays request.
In this technical scheme, the total payoff amount of money paid in request is distributed to multiple users by the active user at prompting present terminal, if receiving the first object payment distributed into each user in multiple users, each user is then pointed out to be completed the first object payment each needing to pay by the target terminal of each user, and when receiving the first object payment paid from each target terminal, illustrate to have paid the total payoff amount of money needing to pay, then this payment of response is asked by present terminal, so that active user completes delivery operation, otherwise, then illustrate not yet to have paid the total payoff amount of money needing to pay, then this payment of refusal is asked by present terminal, so that active user cannot complete delivery operation, be equivalent to the amount of money paid required for same commodity with identical or different pro rate to different users by said process jointly to complete to pay, it is achieved thereby that many people pay, enrich the means of payment, especially not enough in the current payment of user or need to carry out being very easy to user when AA pays, thus improving Consumer's Experience, wherein, target terminal can comprise present terminal, present terminal can not also be comprised, that is multiple users can include active user, active user can not also be included.
In technique scheme, it is preferable that also include: when judged result is do not receive as the first object payment of each user distribution in multiple users, the current means of payment that use and terminal are bound mutually pays the total payoff amount of money; And when the current balance detected in the current means of payment is less than the total payoff amount of money, select the target means of payment to pay remaining sum from other means of payment according to the use frequency of other means of payment; When receive the current balance paid by the current means of payment and paid by the target means of payment remaining sum time, response is allowed to pay request, wherein, remaining sum is equal to the difference of the total payoff amount of money and current balance, and other means of payment include the means of payment except the current means of payment bound mutually with terminal.
In this technical scheme, when judged result is do not receive as the first object payment of each user distribution in multiple users, illustrate that active user prepares will pay alone, the current means of payment with the acquiescence of present terminal bound can be used to pay, certainly, if present terminal detects that the current balance in the current means of payment is less than the total payoff amount of money, then present terminal can also select the target means of payment (if other means of payment have multiple according to the use Automatic Frequency of other means of payment from other means of payment, this target means of payment can also be multiple) pay the remaining amount of money needing and paying, with when receiving current balance and residue remaining sum, just respond and allowed this to pay, so, avoid one and block the payment failure scenarios that Sorry, your ticket has not enough value causes, improve payment efficiency, greatly facilitate the user of online transaction, thus promoting Consumer's Experience, additionally, when selecting other means of payment, can also pass through to point out user, so that user manually selects, finally, the current means of payment and other means of payment are including but not limited to Alipay, Web bank, wealth is paid logical, intimate the existing electronic payment mode such as pay.
In technique scheme, it is preferable that also include: when judged result is do not receive as the first object payment of each user distribution in multiple users, multiple means of payment that selection and terminal are bound mutually; It is that each means of payment in multiple means of payment distributes the second target payment according to the total payoff amount of money; And when receiving the second target payment paid by each means of payment, it is allowed to response pays request.
In this technical scheme, when judged result is do not receive as the first object payment of each user distribution in multiple users, illustrate that active user prepares will pay alone, then present terminal can automatically select the multiple means of payment bound mutually with present terminal, and the amount automatically being available for paying according to the payment allocation rule of pre-stored or every kind of means of payment according to the total payoff amount of money is that each means of payment in multiple means of payment distributes the second target payment, with when receiving the second target payment paid by each means of payment, just respond and allowed this to pay, certainly, when selecting the multiple means of payment bound mutually with terminal, can also be selected by active user, and distribute the second target payment for each means of payment, so, it is achieved that and blocks payment more, make the means of payment diversified further, add user's selection to the method for salary distribution, make payment more flexible, hommization, further increase Consumer's Experience.
In technique scheme, it is preferable that before allowing response to pay request, also include: when receiving the first object payment that each target terminal pays, prompting active user inputs payment key; Whether correct judge to pay key, when judged result is for being, it is allowed to response pays request; Otherwise, refusal response pays request.
In this technical scheme, when active user receives the first object payment that each target terminal pays, prompting active user inputs payment key, and when paying key and being correct, just can respond payment request, thus preventing disabled user from carrying out illegal payment.
In technique scheme, preferably, point out the process of the first object payment of each user target terminal each user of payment by each user, specifically include: when receiving as the first object payment of each user distribution in multiple users, in present terminal, set up payment request dialog box according to multiple users; The first object payment distributed for each user is sent to paying in request dialog box, to point out each user to open payment request dialog box to check and to pay the first object payment distributed for each user by the target terminal of each user.
In this technical scheme, when receiving as the first object payment of each user distribution in multiple users, present terminal sets up payment request dialog box according to multiple users, then the first object payment distributed for each user can be sent to paying in request dialog box, certainly, the first object payment that each user is assigned with display mode in dialog box has multiple, as long as each use can be allowed to see payment task per family, one payment task includes the first object payment that all users should pay, can also be discrete, first object payment as each user paid sends to dialog box with the single form paying bag, regardless of whether all display encrypting picture or file in which way, and be only limitted to user just can check and pay time, have only to open picture or file can complete the payment oneself be responsible for, after all payment requests terminate, namely total payoff flow process is completed, so, realizing protecting while many people pay the payment privacy of each user, guarantee payment safety, thus improving Consumer's Experience.
Fig. 2 illustrates that payment request according to an embodiment of the invention processes the block diagram of device 200.
As shown in Figure 2, illustrate that the payment request of one embodiment of the present of invention processes device 200, including: the first Tip element 202, judging unit the 204, second Tip element 206 and processing unit 208, wherein, first Tip element 202, after present terminal receives payment request, the active user of prompting present terminal is by the total payoff amount of money distribution in payment request to multiple users; Judging unit 204, it may be judged whether receive the first object payment distributed into each user in multiple users; Second Tip element 206, when judged result is for being, points out each user to pay the first object payment of each user by the target terminal of each user; Processing unit 208, it may be judged whether receive the first object payment that each target terminal pays, when judged result is the first object payment receiving the payment of each target terminal, it is allowed to response pays request; Otherwise, refusal response pays request.
In this technical scheme, the total payoff amount of money paid in request is distributed to multiple users by the active user at prompting present terminal, if receiving the first object payment distributed into each user in multiple users, each user is then pointed out to be completed the first object payment each needing to pay by the target terminal of each user, and when receiving the first object payment paid from each target terminal, illustrate to have paid the total payoff amount of money needing to pay, then this payment of response is asked by present terminal, so that active user completes delivery operation, otherwise, then illustrate not yet to have paid the total payoff amount of money needing to pay, then this payment of refusal is asked by present terminal, so that active user cannot complete delivery operation, be equivalent to the amount of money paid required for same commodity with identical or different pro rate to different users by said process jointly to complete to pay, it is achieved thereby that many people pay, enrich the means of payment, especially not enough in the current payment of user or need to carry out being very easy to user when AA pays, thus improving Consumer's Experience, wherein, target terminal can comprise present terminal, present terminal can not also be comprised, that is multiple users can include active user, active user can not also be included.
In technique scheme, it is preferable that also include: payment unit 210, when judged result is do not receive as the first object payment of each user distribution in multiple users, the current means of payment that use and terminal are bound mutually pays the total payoff amount of money; And first select unit 212, when the current balance detected in the current means of payment is less than the total payoff amount of money, according to the use frequency of other means of payment selects from other means of payment the target means of payment payment remaining sum; Processing unit 208 is additionally operable to: when receive the current balance paid by the current means of payment and paid by the target means of payment remaining sum time, response is allowed to pay request, wherein, remaining sum is equal to the difference of the total payoff amount of money and current balance, and other means of payment include the means of payment except the current means of payment bound mutually with terminal.
In this technical scheme, when judged result is do not receive as the first object payment of each user distribution in multiple users, illustrate that active user prepares will pay alone, the current means of payment with the acquiescence of present terminal bound can be used to pay, certainly, if present terminal detects that the current balance in the current means of payment is less than the total payoff amount of money, then present terminal can also select the target means of payment (if other means of payment have multiple according to the use Automatic Frequency of other means of payment from other means of payment, this target means of payment can also be multiple) pay the remaining amount of money needing and paying, with when receiving current balance and residue remaining sum, just respond and allowed this to pay, so, avoid one and block the payment failure scenarios that Sorry, your ticket has not enough value causes, improve payment efficiency, greatly facilitate the user of online transaction, thus promoting Consumer's Experience, additionally, when selecting other means of payment, can also pass through to point out user, so that user manually selects, finally, the current means of payment and other means of payment are including but not limited to Alipay, Web bank, wealth is paid logical, intimate the existing electronic payment mode such as pay.
In technique scheme, it is preferable that also include: second selects unit 214, when judged result is do not receive as the first object payment of each user distribution in multiple users, multiple means of payment that selection and terminal are bound mutually; Allocation units 216, are that each means of payment in multiple means of payment distributes the second target payment according to the total payoff amount of money; And processing unit 208 is additionally operable to: when receiving the second target payment paid by each means of payment, it is allowed to response pays request.
In this technical scheme, when judged result is do not receive as the first object payment of each user distribution in multiple users, illustrate that active user prepares will pay alone, then present terminal can automatically select the multiple means of payment bound mutually with present terminal, and the amount automatically being available for paying according to the payment allocation rule of pre-stored or every kind of means of payment according to the total payoff amount of money is that each means of payment in multiple means of payment distributes the second target payment, with when receiving the second target payment paid by each means of payment, just respond and allowed this to pay, certainly, when selecting the multiple means of payment bound mutually with terminal, can also be selected by active user, and distribute the second target payment for each means of payment, so, it is achieved that and blocks payment more, make the means of payment diversified further, add user's selection to the method for salary distribution, make payment more flexible, hommization, further increase Consumer's Experience.
In technique scheme, it is preferable that also include: the second Tip element 206 is additionally operable to: before allowing response to pay request, when receiving the first object payment that each target terminal pays, prompting active user inputs payment key; Processing unit 208 is additionally operable to: whether correct judge to pay key, when judged result is for being, it is allowed to response pays request; Otherwise, refusal response pays request.
In this technical scheme, when active user receives the first object payment that each target terminal pays, prompting active user inputs payment key, and when paying key and being correct, just can respond payment request, thus preventing disabled user from carrying out illegal payment.
In technique scheme, it is preferable that also include: the first Tip element 202 specifically for: receive in multiple users each user distribute first object payment time, in present terminal according to multiple users set up payment request dialog box; The first object payment distributed for each user is sent to paying in request dialog box, to point out each user to open payment request dialog box to check and to pay the first object payment distributed for each user by the target terminal of each user.
In this technical scheme, when receiving as the first object payment of each user distribution in multiple users, present terminal sets up payment request dialog box according to multiple users, then the first object payment distributed for each user can be sent to paying in request dialog box, certainly, the first object payment that each user is assigned with display mode in dialog box has multiple, as long as each use can be allowed to see payment task per family, one payment task includes the first object payment that all users should pay, can also be discrete, first object payment as each user paid sends to dialog box with the single form paying bag, regardless of whether all display encrypting picture or file in which way, and be only limitted to user just can check and pay time, have only to open picture or file can complete the payment oneself be responsible for, after all payment requests terminate, namely total payoff flow process is completed, so, realizing protecting while many people pay the payment privacy of each user, guarantee payment safety, thus improving Consumer's Experience.
Fig. 3 illustrates the block diagram of terminal 300 according to an embodiment of the invention.
As shown in Figure 3, it is shown that the terminal 300 of one embodiment of the present of invention, including: payment request any one of technique scheme processes device 200.
In this technical scheme, terminal 300 includes the payment request any one of technique scheme and processes device, therefore has the payment request any one of technique scheme and processes all beneficial effects of device, repeats no more here.
Fig. 4 illustrates that the sectional drawing paying request dialog box according to an embodiment of the invention describes technical scheme in detail below in conjunction with Fig. 4:
After present terminal receives payment request, active user's (i.e. " beautiful tinkling of pieces of jade " in Fig. 4) of prompting present terminal is by the total payoff amount of money distribution in payment request to multiple users;
Judge whether to receive the first object payment distributed into each user in multiple users, when judged result is for being, each user is pointed out to pay the first object payment of each user by the target terminal of each user, specifically, present terminal sets up payment request dialog box according to multiple users, the first object payment distributed for each user is sent to paying in request dialog box with the form paying request bag, as shown in Figure 4, payment request dialog box is set up active user, and configure payment, paying the payment request that sends in request dialog box, wherein, the payment request paid in request dialog box shows encrypting picture or file, and no matter show that its authority is only limited to oneself in which way, when paying, multiple users have only to open picture by respective target terminal or file can complete the payment oneself be responsible for,
Judge whether to receive the first object payment that each target terminal pays, when judged result is the first object payment receiving the payment of each target terminal, it is allowed to response pays request, after namely all payment requests terminate, completes total payoff flow process; Otherwise, refusal response pays request, so, is realizing protecting while many people pay the payment privacy of each user, it is ensured that safety of payment, thus improving Consumer's Experience.
Technical scheme is described in detail above in association with accompanying drawing, by paying to the different means of payment of different users or active user's bound with identical or different pro rate the total payoff amount of money of required payment, achieve and the means of payment is expanded to many people payment, block payment more, improve payment efficiency, enrich the means of payment, facilitate shopping online crowd, thus improving Consumer's Experience.
The foregoing is only the preferred embodiments of the present invention, be not limited to the present invention, for a person skilled in the art, the present invention can have various modifications and variations. All within the spirit and principles in the present invention, any amendment of making, equivalent replacement, improvement etc., should be included within protection scope of the present invention.
Claims (11)
1. one kind pays request processing method, it is characterised in that including:
After present terminal receives payment request, point out the active user of described present terminal by the described total payoff amount of money paid in request distribution to multiple users;
Judge whether to receive the first object payment distributed into each described user in multiple described users, when judged result is for being, each described user is pointed out to pay the first object payment of each described user by the target terminal of each described user;
Judge whether to receive the described first object payment that each described target terminal pays, when judged result is the described first object payment receiving the payment of each described target terminal, it is allowed to respond described payment and ask; Otherwise, refusal response is described pays request.
2. payment request processing method according to claim 1, it is characterised in that also include:
When judged result is do not receive as the first object payment of each described user distribution in multiple described users, the current means of payment that use and described terminal are bound mutually pays the described total payoff amount of money; And
When the current balance detected in the described current means of payment is less than the described total payoff amount of money, the target means of payment is selected to pay remaining sum from other means of payment described according to the use frequency of other means of payment;
When receive by the described current means of payment pay described current balance and by the described target means of payment payment described remaining sum time, the described payment of response is allowed to ask, wherein, described remaining sum is equal to the difference of the described total payoff amount of money and described current balance, and other means of payment described include the means of payment except the described current means of payment bound mutually with described terminal.
3. payment request processing method according to claim 1, it is characterised in that also include:
When judged result is do not receive as the first object payment of each described user distribution in multiple described users, multiple means of payment that selection and described terminal are bound mutually;
It is that each described means of payment in multiple described means of payment distributes the second target payment according to the described total payoff amount of money; And
When receiving the described second target payment by the payment of each described means of payment, it is allowed to respond described payment and ask.
4. payment request processing method according to claim 1, it is characterised in that before allowing the described payment request of response, also include:
When receiving the described first object payment that each described target terminal pays, described active user is pointed out to input payment key;
Judge that whether described payment key is correct, when judged result is for being, it is allowed to respond described payment and ask; Otherwise, refusal response is described pays request.
5. payment request processing method according to any one of claim 1 to 4, it is characterised in that
The each described user of described prompting pays the process of the first object payment of each described user by the target terminal of each described user, specifically includes:
When receiving as the described first object payment of each described user distribution in multiple described users, in described present terminal, set up payment request dialog box according to multiple described users;
The described first object payment distributed for each described user is sent and pays in request dialog box to described, to point out each described user to open the described request dialog box that pays to check and to pay the described first object payment into each described user distribution by the target terminal of each described user.
6. one kind pays request process device, it is characterised in that including:
First Tip element, after present terminal receives payment request, points out the active user of described present terminal by the described total payoff amount of money paid in request distribution to multiple users;
Judging unit, it may be judged whether receive the first object payment distributed into each described user in multiple described users;
Second Tip element, when judged result is for being, points out each described user to pay the first object payment of each described user by the target terminal of each described user;
Processing unit, it may be judged whether receive the described first object payment that each described target terminal pays, when judged result is the described first object payment receiving the payment of each described target terminal, it is allowed to responds described payment and asks; Otherwise, refusal response is described pays request.
7. payment request according to claim 6 processes device, it is characterised in that also include:
Payment unit, when judged result is do not receive as the first object payment of each described user distribution in multiple described users, the current means of payment that use and described terminal are bound mutually pays the described total payoff amount of money; And
First selects unit, when the current balance detected in the described current means of payment is less than the described total payoff amount of money, selects the target means of payment to pay remaining sum according to the use frequency of other means of payment from other means of payment described;
Described processing unit is additionally operable to:
When receive by the described current means of payment pay described current balance and by the described target means of payment payment described remaining sum time, the described payment of response is allowed to ask, wherein, described remaining sum is equal to the difference of the described total payoff amount of money and described current balance, and other means of payment described include the means of payment except the described current means of payment bound mutually with described terminal.
8. payment request according to claim 6 processes device, it is characterised in that also include:
Second selects unit, when judged result is do not receive as the first object payment of each described user distribution in multiple described users, and multiple means of payment that selection and described terminal are bound mutually;
Allocation units, are that each described means of payment in multiple described means of payment distributes the second target payment according to the described total payoff amount of money; And
Described processing unit is additionally operable to:
When receiving the described second target payment by the payment of each described means of payment, it is allowed to respond described payment and ask.
9. payment request according to claim 6 processes device, it is characterised in that described second Tip element is additionally operable to:
Before allowing the described payment request of response, when receiving the described first object payment that each described target terminal pays, described active user is pointed out to input payment key;
Described processing unit is additionally operable to:
Judge that whether described payment key is correct, when judged result is for being, it is allowed to respond described payment and ask; Otherwise, refusal response is described pays request.
10. the payment request according to any one of claim 6 to 9 processes device, it is characterised in that
Described first Tip element specifically for:
When receiving as the described first object payment of each described user distribution in multiple described users, in described present terminal, set up payment request dialog box according to multiple described users;
The described first object payment distributed for each described user is sent and pays in request dialog box to described, to point out each described user to open the described request dialog box that pays to check and to pay the described first object payment into each described user distribution by the target terminal of each described user.
11. a terminal, it is characterised in that including: the payment request as according to any one of claim 6 to 10 processes device.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510227644.9A CN105631653A (en) | 2015-05-06 | 2015-05-06 | Payment request processing method, payment request processing device and terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510227644.9A CN105631653A (en) | 2015-05-06 | 2015-05-06 | Payment request processing method, payment request processing device and terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN105631653A true CN105631653A (en) | 2016-06-01 |
Family
ID=56046552
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510227644.9A Pending CN105631653A (en) | 2015-05-06 | 2015-05-06 | Payment request processing method, payment request processing device and terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN105631653A (en) |
Cited By (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106096940A (en) * | 2016-06-03 | 2016-11-09 | 乐视控股（北京）有限公司 | A kind of method of payment and device |
| CN106447322A (en) * | 2016-09-30 | 2017-02-22 | 努比亚技术有限公司 | Mobile payment method and device |
| CN106651349A (en) * | 2017-01-22 | 2017-05-10 | 网易无尾熊（杭州）科技有限公司 | Payment processing method and payment processing equipment |
| CN107038561A (en) * | 2016-11-30 | 2017-08-11 | 阿里巴巴集团控股有限公司 | A kind of business data processing method, device and client |
| CN107818460A (en) * | 2016-09-13 | 2018-03-20 | 北京京东尚科信息技术有限公司 | A kind of method of payment and device |
| CN108764913A (en) * | 2018-07-13 | 2018-11-06 | 惠龙易通国际物流股份有限公司 | Common method of payment, device, system and storage medium based on multi-user |
| CN109214794A (en) * | 2018-08-31 | 2019-01-15 | 浙江口碑网络技术有限公司 | A kind of processing of payment data and method of payment and device, electronics and storage equipment |
| CN109299907A (en) * | 2018-08-01 | 2019-02-01 | 平安科技（深圳）有限公司 | Method of charging out, device, computer equipment and storage medium |
| CN109493032A (en) * | 2018-12-12 | 2019-03-19 | 四川商通实业有限公司 | The method and its system of tripartite's combined payment are realized based on prepaid card |
| CN109615349A (en) * | 2018-10-26 | 2019-04-12 | 阿里巴巴集团控股有限公司 | A kind of payment unions method and apparatus authorized in advance |
| CN110675135A (en) * | 2019-08-02 | 2020-01-10 | 平安科技（深圳）有限公司 | Multi-person common payment method, device, medium and electronic equipment |
| CN110675138A (en) * | 2019-09-06 | 2020-01-10 | 上海掌门科技有限公司 | Method, apparatus and computer storage medium for paying bills |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101079133A (en) * | 2006-06-29 | 2007-11-28 | 腾讯科技（深圳）有限公司 | Batch payment system and batch payment method |
| CN101211439A (en) * | 2006-12-26 | 2008-07-02 | 阿里巴巴公司 | Method and system for accomplishing on-line payment in instant communication software |
-
2015
- 2015-05-06 CN CN201510227644.9A patent/CN105631653A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101079133A (en) * | 2006-06-29 | 2007-11-28 | 腾讯科技（深圳）有限公司 | Batch payment system and batch payment method |
| CN101211439A (en) * | 2006-12-26 | 2008-07-02 | 阿里巴巴公司 | Method and system for accomplishing on-line payment in instant communication software |
Cited By (16)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106096940A (en) * | 2016-06-03 | 2016-11-09 | 乐视控股（北京）有限公司 | A kind of method of payment and device |
| CN107818460A (en) * | 2016-09-13 | 2018-03-20 | 北京京东尚科信息技术有限公司 | A kind of method of payment and device |
| CN106447322A (en) * | 2016-09-30 | 2017-02-22 | 努比亚技术有限公司 | Mobile payment method and device |
| US10831740B2 (en) | 2016-11-30 | 2020-11-10 | Alibaba Group Holding Limited | Parallel processing of service data corresponding to multiple target objects |
| CN107038561A (en) * | 2016-11-30 | 2017-08-11 | 阿里巴巴集团控股有限公司 | A kind of business data processing method, device and client |
| CN106651349A (en) * | 2017-01-22 | 2017-05-10 | 网易无尾熊（杭州）科技有限公司 | Payment processing method and payment processing equipment |
| CN106651349B (en) * | 2017-01-22 | 2021-04-09 | 阿里巴巴（中国）有限公司 | Payment processing method and payment processing equipment |
| CN108764913A (en) * | 2018-07-13 | 2018-11-06 | 惠龙易通国际物流股份有限公司 | Common method of payment, device, system and storage medium based on multi-user |
| CN109299907A (en) * | 2018-08-01 | 2019-02-01 | 平安科技（深圳）有限公司 | Method of charging out, device, computer equipment and storage medium |
| CN109214794A (en) * | 2018-08-31 | 2019-01-15 | 浙江口碑网络技术有限公司 | A kind of processing of payment data and method of payment and device, electronics and storage equipment |
| CN109615349A (en) * | 2018-10-26 | 2019-04-12 | 阿里巴巴集团控股有限公司 | A kind of payment unions method and apparatus authorized in advance |
| CN109493032A (en) * | 2018-12-12 | 2019-03-19 | 四川商通实业有限公司 | The method and its system of tripartite's combined payment are realized based on prepaid card |
| CN110675135A (en) * | 2019-08-02 | 2020-01-10 | 平安科技（深圳）有限公司 | Multi-person common payment method, device, medium and electronic equipment |
| WO2021022711A1 (en) * | 2019-08-02 | 2021-02-11 | 平安科技（深圳）有限公司 | Multi-person joint payment method and apparatus, computer device and storage medium |
| CN110675135B (en) * | 2019-08-02 | 2024-03-08 | 平安科技（深圳）有限公司 | Multi-person common payment method, device, medium and electronic equipment |
| CN110675138A (en) * | 2019-09-06 | 2020-01-10 | 上海掌门科技有限公司 | Method, apparatus and computer storage medium for paying bills |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN105631653A (en) | Payment request processing method, payment request processing device and terminal | |
| KR101384608B1 (en) | Method for providing card payment system using phnone number and system thereof | |
| US20110065418A1 (en) | Method and System for Providing International Electronic Payment Service Using Mobile Phone Authentication | |
| CN105933274B (en) | A kind of method of payment and device | |
| CN108921690A (en) | Money transfer transactions thing apoplexy control method and device | |
| US11087312B2 (en) | Account tokenization for virtual currency resources | |
| CN107705130B (en) | Online payment method | |
| CN106056382B (en) | Mobile terminal payment method | |
| CN108701298A (en) | Receive publisher's voucher when checkout | |
| CN104850937A (en) | Method and device of business handling shunting | |
| CN104637192B (en) | A kind of stored value card and its application method, mobile terminal and electronic ticket transaction system | |
| CN106934613A (en) | Without card withdrawal ATM, mobile terminal, server, system and method | |
| CN105989485B (en) | Service management method and device | |
| CN107172446A (en) | The sending method and dispensing device of a kind of direct broadcasting room virtual resource | |
| WO2017166363A1 (en) | Payment method based on credit payment mode, and payment apparatus and terminal | |
| CN109711971A (en) | Payment beforehand method, apparatus, terminal device and computer readable storage medium | |
| CN110400139B (en) | Payment method, device and system based on public digital wallet | |
| CN108335191A (en) | Account-opening method, financial services system end and the computer storage media of finance account | |
| CN106162527A (en) | A kind of SIM management method, system, user terminal and service end | |
| CN106790305B (en) | The system and method for differential service authentication charging | |
| KR20130110810A (en) | Method for sharing credit limit between beneficiary and rights issuers with credit limit and apparatus for the same | |
| CN104657223A (en) | Resource data processing method and device | |
| CN114926166A (en) | User consumption information processing method and device | |
| CN104766204A (en) | Meal card consumption method and meal card consumption system based on two-dimensional code | |
| CN104636910A (en) | Mobile handheld terminal, payment system and payment method |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20160601 |