CN109584040A - Business data processing method, device, equipment and storage medium based on block chain - Google Patents
Business data processing method, device, equipment and storage medium based on block chain Download PDFInfo
- Publication number
- CN109584040A CN109584040A CN201811249186.9A CN201811249186A CN109584040A CN 109584040 A CN109584040 A CN 109584040A CN 201811249186 A CN201811249186 A CN 201811249186A CN 109584040 A CN109584040 A CN 109584040A
- Authority
- CN
- China
- Prior art keywords
- purchase machine
- contract
- mobile phone
- purchase
- block chain
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000003672 processing method Methods 0.000 title claims abstract description 30
- 238000003860 storage Methods 0.000 title claims abstract description 17
- 239000000463 material Substances 0.000 claims abstract description 31
- 238000004590 computer program Methods 0.000 claims description 17
- 238000012545 processing Methods 0.000 claims description 14
- 239000000284 extract Substances 0.000 claims description 7
- 238000013475 authorization Methods 0.000 claims description 3
- 230000005611 electricity Effects 0.000 claims description 3
- 238000000034 method Methods 0.000 abstract description 16
- 230000006870 function Effects 0.000 description 8
- 238000010586 diagram Methods 0.000 description 7
- 238000005516 engineering process Methods 0.000 description 4
- 230000001105 regulatory effect Effects 0.000 description 4
- 238000012550 audit Methods 0.000 description 2
- 230000018109 developmental process Effects 0.000 description 2
- 239000000203 mixture Substances 0.000 description 2
- 238000012360 testing method Methods 0.000 description 2
- 230000006399 behavior Effects 0.000 description 1
- 238000004364 calculation method Methods 0.000 description 1
- 238000012790 confirmation Methods 0.000 description 1
- 230000010485 coping Effects 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 238000009826 distribution Methods 0.000 description 1
- 235000013399 edible fruits Nutrition 0.000 description 1
- 230000002708 enhancing effect Effects 0.000 description 1
- 239000004744 fabric Substances 0.000 description 1
- 238000005242 forging Methods 0.000 description 1
- 238000002955 isolation Methods 0.000 description 1
- 230000008140 language development Effects 0.000 description 1
- 238000003032 molecular docking Methods 0.000 description 1
- 238000002360 preparation method Methods 0.000 description 1
- 230000003068 static effect Effects 0.000 description 1
- 230000001360 synchronised effect Effects 0.000 description 1
- 238000012795 verification Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/33—User authentication using certificates
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/64—Protecting data integrity, e.g. using checksums, certificates or signatures
Landscapes
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Software Systems (AREA)
- Computer Hardware Design (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Economics (AREA)
- General Business, Economics & Management (AREA)
- Technology Law (AREA)
- Strategic Management (AREA)
- Marketing (AREA)
- Development Economics (AREA)
- Health & Medical Sciences (AREA)
- Bioethics (AREA)
- General Health & Medical Sciences (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention discloses a kind of business data processing method based on block chain, device, equipment and storage mediums, are applied to block chain technical field, there are risk of fraud for solving the problems, such as purchase machine loan transaction.Machine contract is purchased by the target that purchase machine user and mobile phone providers are signed the method include that obtaining；Authentication is carried out to purchase machine user and mobile phone providers respectively according to purchase machine user and the respective proof of identification material of mobile phone providers；If being verified, target is purchased into machine contract record to block chain；If meeting loan trigger condition, loan application is issued to lending agency；Inquiry request is forwarded to credit information service；It obtains the reference information of credit information service's feedback and is sent to lending agency；To purchase machine loan agreement, make loans record information, the refund information of purchasing machine user is recorded to block chain, and authorized by the default channel on block chain to credit information service, so as to the refund information of credit information service record purchase machine user and update the reference information of purchase machine user.
Description
Technical field
The present invention relates to block chain technical field, more particularly to the business data processing method based on block chain, device, set
Standby and storage medium.
Background technique
Currently, the competition of mobile phone market is more and more fierce, the selling price of mobile phone products is also higher and higher, to meet market
Demand, purchase machine loan transaction come into being.Currently, it when user buys mobile phone in such a way that mobile phone is provided a loan, need to be sold in mobile phone
Shops and mobile phone providers sign purchase machine contract, then from mobile phone providers to lending agency initiate loan application.It is submitting
After the data such as purchase machine contract are to lending agency, lending agency audits data, and user is directly bought to the money of mobile phone after the approval
Item is issued to mobile phone providers.
However, existing many criminals gain loan by cheating by forging the data such as purchase machine contract, lead to purchase machine loan industry
The authenticity of business leaves a question open, and there are risk of fraud.
Summary of the invention
The embodiment of the present invention provides a kind of business data processing method based on block chain, device, computer equipment and deposits
Storage media, to solve the problems, such as purchase machine loan transaction, there are risk of fraud.
A kind of business data processing method based on block chain, comprising:
It obtains and machine contract is purchased by the target that purchase machine user and mobile phone providers are signed, include purchase on the target purchase machine contract
Machine user and the respective proof of identification material of mobile phone providers；
According to the purchase machine user and the respective proof of identification material of mobile phone providers respectively to the purchase machine user and institute
It states mobile phone providers and carries out authentication；
If the purchase machine user and the equal authentication of the mobile phone providers pass through, preset intelligence on block chain is called
The target is purchased machine contract record to the block chain by the interface of contract, and the intelligence contract is according to mobile phone providers and loan
The common recognition that money mechanism reaches in advance is established；
If the target purchase machine contract meets the loan trigger condition of the intelligent contract, issued to the lending agency
Loan application；
Inquiry request from the lending agency is forwarded to credit information service, the inquiry request is to inquire the purchase machine
The request of the reference information of user；
The reference information of the purchase machine user of credit information service's feedback is obtained, and the reference information is sent to institute
State lending agency；
The interface for calling the intelligent contract records purchase machine loan agreement to the block chain, and the purchase machine loan closes
It is generated with auditing to be signed after the reference information passes through by the purchase machine user and the lending agency in the lending agency；
The interface for calling the intelligent contract, will make loans records information and records to the block chain, the record letter of making loans
Breath is record of the lending agency according to purchase machine loan agreement granting purchase machine fund to the mobile phone providers；
The refund information of the purchase machine user is recorded to the block chain, and passes through the default channel on the block chain
It authorizes to the credit information service, is used so that the credit information service records the refund information of the purchase machine user and updates the purchase machine
The reference information at family, the refund information is generated when the purchase machine user refunds according to the purchase machine loan agreement, described
It include the mobile phone providers, the lending agency and the credit information service on default channel.
A kind of service data processing apparatus based on block chain, comprising:
Purchase machine contract obtains module, purchases machine contract, institute by the target that purchase machine user and mobile phone providers are signed for obtaining
Stating on target purchase machine contract includes purchase machine user and the respective proof of identification material of mobile phone providers；
Authentication module, for right respectively according to the purchase machine user and the respective proof of identification material of mobile phone providers
The purchase machine user and the mobile phone providers carry out authentication；
Purchase machine contract cochain module, if passing through for the purchase machine user and the equal authentication of the mobile phone providers,
The target is purchased machine contract record to the block chain, the intelligence by the interface for calling preset intelligent contract on block chain
Contract is established according to the common recognition that mobile phone providers and lending agency are reached in advance；
Loan application module, if meeting the loan trigger condition of the intelligent contract for target purchase machine contract,
Loan application is issued to the lending agency；
Reference enquiry module, for the inquiry request from the lending agency to be forwarded to credit information service, the inquiry
Request is to inquire the request of the reference information of the purchase machine user；
Reference obtains module, the reference information of the purchase machine user for obtaining credit information service feedback, and by institute
It states reference information and is sent to the lending agency；
Loan agreement cochain module records purchase machine loan agreement to described for calling the interface of the intelligent contract
Block chain, the purchase machine loan agreement are audited after the reference information passes through in the lending agency by the purchase machine user and institute
It states lending agency and signs generation；
It makes loans and records cochain module, for calling the interface of the intelligent contract, will make loans records information and record to described
Block chain, it is described to make loans that record information be that the lending agency according to the purchase machine loan agreement granting purchases machine fund to the hand
The record of machine supplier；
Refund information cochain module for recording the refund information of the purchase machine user to the block chain, and passes through
Default channel on the block chain is authorized to the credit information service, so that the credit information service records going back for the purchase machine user
Money information and the reference information for updating the purchase machine user, the refund information are borrowed whenever the purchase machine user according to the purchase machine
Money contract generates when refunding, and includes the mobile phone providers, the lending agency and the credit information service on the default channel.
A kind of computer equipment, including memory, processor and storage are in the memory and can be in the processing
The computer program run on device, the processor realize the above-mentioned business number based on block chain when executing the computer program
The step of according to processing method.
A kind of computer readable storage medium, the computer-readable recording medium storage have computer program, the meter
Calculation machine program realizes the step of above-mentioned business data processing method based on block chain when being executed by processor.
The above-mentioned business data processing method based on block chain, device, computer equipment and storage medium, firstly, obtaining
Machine contract is purchased by the target that purchase machine user and mobile phone providers are signed, includes purchase machine user and mobile phone on the target purchase machine contract
The respective proof of identification material of supplier；Then, according to the purchase machine user and the respective proof of identification material of mobile phone providers
Authentication is carried out to the purchase machine user and the mobile phone providers respectively；If the purchase machine user and the mobile phone providers
Equal authentication passes through, then calls the interface of preset intelligence contract on block chain, and the target is purchased machine contract record to institute
Block chain is stated, the intelligence contract is established according to the common recognition that mobile phone providers and lending agency are reached in advance；If the target purchase
Machine contract meets the loan trigger condition of the intelligent contract, then issues loan application to the lending agency；Then, it will come from
The inquiry request of the lending agency is forwarded to credit information service, and the inquiry request is to inquire the reference information of the purchase machine user
Request；In addition, the reference information of the purchase machine user of credit information service's feedback is obtained, and the reference information is sent
To the lending agency；The interface for calling the intelligent contract, purchase machine loan agreement is recorded to the block chain, the purchase machine
Loan agreement is audited in the lending agency and is signed after the reference information passes through by the purchase machine user and the lending agency
It generates；The interface for calling the intelligent contract, will make loans records information and records to the block chain, and described make loans records information and be
The lending agency purchases machine fund to the record of the mobile phone providers according to the purchase machine loan agreement granting；Finally, by institute
The refund information for stating purchase machine user is recorded to the block chain, and by the default channel on the block chain to the reference machine
Structure authorization, so that the credit information service records the refund information of the purchase machine user and updates the reference letter of the purchase machine user
Breath, the refund information is generated when the purchase machine user refunds according to the purchase machine loan agreement, on the default channel
Including the mobile phone providers, the lending agency and the credit information service.As it can be seen that the present invention is based on block chain technologies, in advance
After mobile phone providers, lending agency, credit information service etc. reach common understanding in many ways, intelligent contract is set on block chain, passes through area
The whole process of intelligent contract administration purchase machine loan transaction on block chain, the authenticity of whole process data is ensured using block chain technology
And trackability, the authenticity of purchase machine loan transaction is improved, the risk of fraud of purchase machine loan transaction is reduced.
Detailed description of the invention
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below by institute in the description to the embodiment of the present invention
Attached drawing to be used is needed to be briefly described, it should be apparent that, the accompanying drawings in the following description is only some implementations of the invention
Example, for those of ordinary skill in the art, without any creative labor, can also be according to these attached drawings
Obtain other attached drawings.
Fig. 1 is an application environment schematic diagram of the business data processing method based on block chain in one embodiment of the invention；
Fig. 2 is a flow chart of the business data processing method based on block chain in one embodiment of the invention；
Fig. 3 is business data processing method step 102 based on block chain in one embodiment of the invention in an applied field
Flow diagram under scape；
Fig. 4 is business data processing method step 201 based on block chain in one embodiment of the invention in an applied field
Flow diagram under scape；
Fig. 5 is business data processing method step 202 based on block chain in one embodiment of the invention in an applied field
Flow diagram under scape；
Fig. 6 is that the business data processing method based on block chain in one embodiment of the invention judges under an application scenarios
Whether contract meets the flow diagram of loan trigger condition；
Fig. 7 is the structural schematic diagram of the service data processing apparatus based on block chain in one embodiment of the invention；
Fig. 8 is a schematic diagram of computer equipment in one embodiment of the invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are some of the embodiments of the present invention, instead of all the embodiments.Based on this hair
Embodiment in bright, every other implementation obtained by those of ordinary skill in the art without making creative efforts
Example, shall fall within the protection scope of the present invention.
Business data processing method provided by the present application based on block chain, can be applicable in the application environment such as Fig. 1,
In, client is communicated by network with server.Wherein, which can be, but not limited to various personal computers, pen
Remember this computer, smart phone, tablet computer and portable wearable device.Server can be either more with independent server
The server cluster of a server composition is realized.
In one embodiment, as shown in Fig. 2, providing a kind of business data processing method based on block chain, in this way
It applies and is illustrated for the server in Fig. 1, include the following steps:
101, it obtains and machine contract is purchased by the target that purchase machine user and mobile phone providers are signed, wrapped on the target purchase machine contract
Include purchase machine user and the respective proof of identification material of mobile phone providers；
When purchase machine user, which will provide a loan, buys mobile phone, firstly, purchase machine user can sign purchase machine contract with mobile phone providers.?
In the present embodiment, purchase machine user can be by the application program and mobile phone providers signing electronic contract on intelligent terminal, i.e.,
The target purchases machine contract.After target purchases machine contract signing, available arrive of the server on the backstage docked with the application program should
Target purchases machine contract.It wherein, include purchase machine user and the respective proof of identification material of mobile phone providers on target purchase machine contract.
Specifically, Java SDK (Software Development Kit) can be used, which to develop, to provide operation interface for purchase machine user
Application program, which can be communicatively coupled by network and the server.
Above-mentioned proof of identification material can be the data for proving the true identity of counterparty of target purchase machine contract, such as
Electronic signature, ID card No., unified social credibility code of enterprise etc..
102, according to the purchase machine user and the respective proof of identification material of mobile phone providers respectively to the purchase machine user
Authentication is carried out with the mobile phone providers；
It is understood that should be supplied the purchase machine user and mobile phone in order to ensure purchasing the authenticity of machine loan transaction
Quotient carries out authentication, that is, verifying the purchase machine user, whether I, the mobile phone providers are legal enterprise or unit.Tool
Body, for purchasing the authentication of machine user, the query interface that can be provided by calling public security department, according to purchase machine user
Proof of identification material in ID card No. inquire register information of the ID card No. in public security department, these are registered
Information is compared with the information of purchase machine user, and comparison unanimously then thinks that the purchase machine subscriber authentication passes through；On the other hand,
It, can be by the query interface that calls the administration for industry and commerce to provide, according to the identity card of the mobile phone providers for the mobile phone providers
This unifies register information of the social credibility code in the administration for industry and commerce for unified social credibility symbol lookup in bright material, by these
Register information is compared with the information of the mobile phone providers, and comparison unanimously then thinks that the mobile phone providers authentication passes through.
Further, as shown in figure 3, the proof of identification material of the purchase machine user includes the first electricity of the purchase machine user
The face picture of son signature and the purchase machine user acquired when signing the target purchase machine contract, the mobile phone providers
Proof of identification material includes the second electronic signature of the mobile phone providers, and the step 102 may include:
201, body is carried out to the purchase machine user according to the first of the purchase machine user the electronic signature and the face picture
Part verifying；
202, authentication is carried out to the mobile phone providers according to the second of the mobile phone providers the electronic signature.
For above-mentioned steps 201, server can be according to the first of the purchase machine user the electronic signature and the face figure
Piece carries out authentication to the purchase machine user, it is known that, if authentication passes through, it may be considered that the identity of purchase machine user is true
Reality is confirmed.
Further, as shown in figure 4, the step 201 can specifically include:
301, Text region is carried out to first electronic signature, obtains the first text；
302, first text and the name of the purchase machine user are compared, obtains the first comparing result；
303, the face characteristic in the face picture is extracted；
304, the reserved face characteristic for extracting the obtained face characteristic and the purchase machine user is compared, is obtained
Second comparing result；
If 305, first comparing result is that comparison is consistent with second comparing result, it is determined that the purchase machine is used
Family authentication passes through.
For step 301, it is to be understood that purchase machine user can close when signing target purchase machine contract in target purchase machine
The electronic signature of oneself is ibid signed, i.e. first electronic signature, server can be by carrying out text to first electronic signature
Word identification, obtains the first text.
For step 302, it is to be understood that first text identified, if first electronic signature is purchase machine
User's signed, then the name of first text is naturally consistent with the name of purchase machine user, by by the first text with should
The name of purchase machine user compares, and obtains the first comparing result.
For step 303, in the present embodiment, the purchase machine user that needs to acquire when signing the target purchase machine contract
Face picture, and the face picture is submitted into server.Server can extract the people after getting the face picture
Face characteristic on face picture.
For step 304, which can reserve the face characteristic of oneself on the server, for example, purchase machine user
When registering the account of oneself in above-mentioned application program, server can will want to buy machine user progress real name by application program and test
Card, during real name verification, purchase machine user needs to upload my take a picture certainly, so that server can take a picture certainly at this
On extract the face characteristic of purchase machine user as reserved face characteristic.When executing step 304, server can be by step
The 303 reserved face characteristics for extracting the obtained face characteristic and the purchase machine user compare, and obtain the second comparison knot
Fruit.It is found that when second comparing result is to compare consistent, then it represents that sign artificial purchase machine user's sheet of target purchase machine contract
People, otherwise, it means that the people for signing target purchase machine contract is not purchase machine user, there are risk of fraud.
It, then can be with when first comparing result is that comparison is consistent with second comparing result for step 305
Think that the identity of purchase machine user is true, therefore server can determine that the purchase machine subscriber authentication passes through.Conversely,
If first comparing result or second comparing result are that comparison is inconsistent, it can determine that the purchase machine user identity is tested
Card does not pass through.
For step 202, similarly, server can be according to the second of the mobile phone providers the electronic signature to the mobile phone
Supplier carries out authentication, it is known that, if authentication passes through, it may be considered that the identity reality of the mobile phone providers obtains
Confirmation.
Further, as shown in figure 5, step 202 can specifically include:
401, second electronic signature and the reserved electronic signature of the mobile phone providers are compared, obtains third comparison
As a result；
If 402, the third comparing result is that comparison is consistent, it is determined that the mobile phone providers authentication passes through.
For step 401, in the present embodiment, the electronic signature of oneself can be left to server in advance by mobile phone providers in advance
In, i.e. the reserved electronic signature.Specifically, which can be legal representative or the legal person's generation of mobile phone providers
The idiograph of table is also possible to the special seal that the mobile phone providers are registered in the administration for industry and commerce.It is understood that signing mesh
Before buying tender machine contract, mobile phone providers can be registered in the application program of server docking in advance, and when registration, which is supplied
Quotient is answered to need to provide the reserved electronic signature to server.Further, the reserved electronic signature of the mobile phone providers may be used also
To be uploaded on block chain, when server is needed using the reserved electronic signature, acquired from block chain.
After obtaining second electronic signature, server can be by second electronic signature and the mobile phone providers
Reserved electronic signature comparison, obtains third comparing result.
For step 402, it is to be understood that when the third comparing result is to compare consistent, it may be considered that should
The identity of mobile phone providers is really, therefore server can determine that the mobile phone providers authentication passes through.Conversely, if
The third comparing result is that comparison is inconsistent, it is determined that the mobile phone providers authentication does not pass through.
If 103, the purchase machine user and the equal authentication of the mobile phone providers pass through, call preset on block chain
The target is purchased machine contract record to the block chain by the interface of intelligent contract, and the intelligence contract is according to mobile phone providers
It is established with the common recognition that lending agency is reached in advance；
In the present embodiment, when the purchase machine user and the equal authentication of the mobile phone providers pass through, it may be considered that
The authenticity of target purchase machine contract is confirmed, and purchase machine loan transaction is true, therefore can be called and be preset on block chain
Intelligent contract interface, by the purchase machine contract record to the block chain, wherein it is described intelligence contract supplied according to mobile phone
The common recognition that quotient and lending agency are reached in advance is established.
It is understood that after the target is purchased on machine contract record to block chain, can not change based on block chain
Property, target purchase machine contract can be prevented to be tampered, the authenticity for purchasing machine contract for target provides safeguard.Area in the present embodiment
Block chain can use the block chain structure of Hyperledger Fabri (a kind of block chain frame of open source), the Hyperledger
Fabri can be used as the basis of the block chain application program of development module architecture, facilitate such as common recognition and member's clothes
The components such as business realize plug and play, carry out the intelligent contract that trustship constitutes system application logic using container technique.It is based on
The common recognition mechanism of Hyperledger Fabri, can build the common recognition of each counterparty in purchase machine loan transaction in advance, and be based on
The common recognition of each counterparty disposes intelligent contract.It is found that purchasing each counterparty of machine loan transaction extremely under some application scenarios
It less may include the mobile phone providers and the lending agency.
It should be noted that the intelligent contract on block chain is a set of promise (promises) defined in digital form,
The agreement that these promises can be executed above including contract participant, is to meet trigger condition on block chain to execute automatically
Automatized script code.In the present embodiment, Golang language development intelligence contract can be used, purchase machine user uses application program
Operation interface, when need inquired or be written data on block chain in the operation interface when, application program can be passed through
The interface of the intelligence contract is called, inquiry and read-write to data on the block chain are completed.
If 104, the target purchase machine contract meets the loan trigger condition of the intelligent contract, to the lending agency
Issue loan application；
Server is after getting target purchase machine contract and being uploaded to block chain, at this point, target purchase can be detected
Whether machine contract meets the loan trigger condition of the intelligence contract, if satisfied, then server to the lending agency issue loan Shen
Please.It is understood that the loan trigger condition is preset in intelligent contract, the particular content of the loan trigger condition mainly by
Each counterparty reaches common understanding and is arranged, and is not especially limited to this present embodiment.
Further, under some application scenarios, which, which is specifically as follows, detects target purchase machine contract
Whether the kinds of contract that can provide a loan is belonged to.It is found that can be arranged for different mobile phone products different in purchase machine loan transaction
Contract template, the corresponding kinds of contract of these contract templates is not identical, some contract templates belong to the contract kind that can be provided a loan
Class, the kinds of contract that some contract template data can not provide a loan, thus the target purchase machine contract after signing there is also can provide a loan and
It can not provide a loan two kinds.In view of above situation, in the present embodiment, as shown in fig. 6, this method can also wrap before step 104
It includes:
501, the kinds of contract of the target purchase machine contract is determined；
502, judge the kinds of contract of target purchase machine contract whether belong to it is preset can loan agreement type, if so,
Then follow the steps 503, if it is not, then follow the steps 504, it is described can loan agreement type refer to and make an appointment in the intelligent contract
The classification for the contract that the good lending agency allows to provide a loan；
503, determine that the target purchase machine contract meets the loan trigger condition of the intelligent contract；
504, determine that the target purchase machine contract is unsatisfactory for the loan trigger condition of the intelligent contract.
For step 501, firstly, server can determine the kinds of contract of the target purchase machine contract.It is found that each purchase
The attribute of kinds of contract can be set on machine contract, server is directly purchased from the target after obtaining target purchase machine contract
The attribute namely the kinds of contract are got on machine contract.
For step 502, after the kinds of contract for determining target purchase machine contract, it can be determined that the target purchases machine
The kinds of contract of contract whether belong to it is preset can loan agreement type, wherein this can loan agreement type refer to the intelligence
The classification for the contract that the lending agency made an appointment in contract allows to provide a loan.
For step 503, it is to be understood that when the kinds of contract of target purchase machine contract belongs to preset provide a loan
When kinds of contract, it is believed that the purchase machine user of this purchase machine transaction can provide a loan to lending agency application, therefore server can
To determine that target purchase machine contract meets the loan trigger condition of intelligent contract.
For step 504, similarly it is found that if the kinds of contract of target purchase machine contract is not belonging to preset conjunction of providing a loan
Same type can then determine that the target purchase machine contract is unsatisfactory for the loan trigger condition of the intelligent contract.
105, the inquiry request from the lending agency is forwarded to credit information service, the inquiry request is described in inquiry
The request of the reference information of purchase machine user；
It is understood that lending agency is borrowed to purchase machine user after issuing loan application to the lending agency
Before money, need to inquire the reference information of purchase machine user, therefore it can issue inquiry request to server, so that server forwards
The inquiry request is to credit information service.
106, the reference information of the purchase machine user of credit information service's feedback is obtained, and the reference information is sent
To the lending agency；
It is understood that credit information service can feed back purchase machine user after the inquiry request is transmitted to credit information service
Letter information is demonstrate,proved to server, so that the reference information can be sent to the lending agency by server.
107, the interface for calling the intelligent contract records purchase machine loan agreement to the block chain, and the purchase machine is borrowed
Money contract is audited to be signed after the reference information passes through by the purchase machine user and the lending agency and be produced in the lending agency
It is raw；
In the present embodiment, after which receives the reference information of purchase machine user, reference letter can be audited
Breath, if the reference information of purchase machine user meets the requirement of loan, lending agency can sign purchase machine loan with purchase machine user
Contract, after signing, server can call the interface of the intelligence contract and record purchase machine loan agreement to the block chain.
108, the interface for calling the intelligent contract, will make loans records information and records to the block chain, the note of making loans
Recording information is record of the lending agency according to purchase machine loan agreement granting purchase machine fund to the mobile phone providers；
It is understood that purchase machine loan agreement comes into force, the loan after the purchase machine loan agreement is recorded to the block chain
Money mechanism can directly provide purchase machine fund to the mobile phone providers according to the purchase machine loan agreement, and the movement of making loans will at this time
It makes loans described in generation and records information.Specifically, this, which is made loans, records information and may include the side of making loans, beneficiary, the amount of money of making loans, makes loans
The information such as date.After generating this and making loans and record information, server can call the interface of the intelligent contract, and will make loans record
Information is recorded to the block chain.
109, the refund information of the purchase machine user is recorded to the block chain, and by default on the block chain
Channel is authorized to the credit information service, so that the credit information service records the refund information of the purchase machine user and updates the purchase
The reference information of machine user, the refund information are generated when the purchase machine user refunds according to the purchase machine loan agreement,
It include the mobile phone providers, the lending agency and the credit information service on the default channel.
After lending agency is made loans to mobile phone providers, purchase machine user needs to go back according to the purchase machine loan agreement
Money can accordingly generate refund information when refunding purchase machine user, and server can be by the refund information of the purchase machine user
It records to the block chain.In addition, since the refund behavior of purchase machine user usually influences the reference information of purchase machine user, because
This, also needs to authorize by the default channel on the block chain to the credit information service in the present embodiment, so that the reference
Mechanism records the refund information of the purchase machine user and updates the reference information of the purchase machine user.Wherein, the default channel
Upper includes the mobile phone providers, the lending agency and the credit information service.
It should be noted that channel can be set on the block chain, such as using Hyperledger fabric as frame
Multichannel multi-channel can be set on block chain, the different nodes on different channels can only be checked on current channel
Transaction data, the different nodes on different channels also need to only safeguard that the account book information of block chain is added in this channel, and incude
Less than the presence in other channels, it can satisfy different counterparties under different business scene in this way and access wanting substantially for different data
It asks, to realize the multidata isolation of multi-service, avoids unrelated agency node access data.It, can be in the area in the present embodiment
Channel is preset on block chain, includes at least the mobile phone providers, the lending agency and the credit information service on the channel, this
Sample can make the counterparty on channel check the data on the block chain by way of authorization, that is, check the target purchase
Machine contract, the reference information, the purchase machine loan agreement, described make loans record information and/or the refund information.
Further, in order to improve the supervision to the purchase machine loan transaction, the safety of transaction, institute are further increased
Stating can also include regulatory agency, this method on default channel further include:
Check that the target on the block chain purchases machine contract, institute by regulatory agency described in the default channel grant
State reference information, the purchase machine loan agreement, described make loans record information and the refund information.It is understood that at this
In embodiment, regulatory agency can preset the transaction data that channel grant is checked on the block chain by this, thus certain journey
The data validity and validity of this purchase machine loan transaction process are ensured on degree.If discovery block chain is checked by the regulatory agency
There is falseness in upper certain transaction data, then can be according to the responsibility of the agreement side of calling to account of intelligent contract.
In the embodiment of the present invention, machine contract is purchased by the target that purchase machine user and mobile phone providers are signed firstly, obtaining, it is described
It includes purchase machine user and the respective proof of identification material of mobile phone providers on machine contract that target, which is purchased,；Then, it is used according to the purchase machine
Family and the respective proof of identification material of mobile phone providers carry out identity to the purchase machine user and the mobile phone providers respectively and test
Card；If the purchase machine user and the equal authentication of the mobile phone providers pass through, preset intelligence contract on block chain is called
Interface, the target is purchased into machine contract record to the block chain, the intelligence contract is according to mobile phone providers and loan machine
The common recognition that structure is reached in advance is established；If the target purchase machine contract meets the loan trigger condition of the intelligent contract, to institute
It states lending agency and issues loan application；Then, the inquiry request from the lending agency is forwarded to credit information service, it is described to look into
Request is ask as the request of the reference information of the inquiry purchase machine user；In addition, the purchase machine of credit information service's feedback is obtained
The reference information of user, and the reference information is sent to the lending agency；The interface for calling the intelligent contract, will purchase
Machine loan agreement is recorded to the block chain, and the purchase machine loan agreement is audited the reference information in the lending agency and passed through
It is signed and is generated by the purchase machine user and the lending agency afterwards；The interface for calling the intelligent contract, records information for making loans
Record is described to make loans that record information be that the lending agency according to the purchase machine loan agreement granting purchases machine money to the block chain
Item gives the record of the mobile phone providers；Finally, recording the refund information of the purchase machine user to the block chain, and pass through
Default channel on the block chain is authorized to the credit information service, so that the credit information service records going back for the purchase machine user
Money information and the reference information for updating the purchase machine user, the refund information are borrowed whenever the purchase machine user according to the purchase machine
Money contract generates when refunding, and includes the mobile phone providers, the lending agency and the credit information service on the default channel.
As it can be seen that the present invention is based on block chain technologies, in advance after mobile phone providers, lending agency, credit information service etc. reach common understanding in many ways,
Intelligent contract is set on block chain, the whole process of machine loan transaction is purchased by the intelligent contract administration on block chain, utilizes area
Block chain technology ensures the authenticity and trackability of whole process data, improves the authenticity of purchase machine loan transaction, reduces purchase machine
The risk of fraud of loan transaction.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
In one embodiment, a kind of service data processing apparatus based on block chain is provided, it should the business based on block chain
Business data processing method in data processing equipment and above-described embodiment based on block chain corresponds.As shown in fig. 7, the base
Include purchase machine contract acquisition module 601, authentication module 602, purchase on machine contract in the service data processing apparatus of block chain
Chain module 603, loan application module 604, reference enquiry module 605, reference obtain module 606, loan agreement cochain module
607, it makes loans and records cochain module 608 and refund information cochain module 609.Detailed description are as follows for each functional module:
Purchase machine contract obtains module 601, purchases machine contract by the target that purchase machine user and mobile phone providers are signed for obtaining,
It include purchase machine user and the respective proof of identification material of mobile phone providers on the target purchase machine contract；
Authentication module 602, for according to the purchase machine user and the respective proof of identification material of mobile phone providers point
It is other that authentication is carried out to the purchase machine user and the mobile phone providers；
Purchase machine contract cochain module 603, if passing through for the purchase machine user and the equal authentication of the mobile phone providers,
The target is purchased machine contract record to the block chain, the intelligence by the interface for then calling preset intelligence contract on block chain
Energy contract is established according to the common recognition that mobile phone providers and lending agency are reached in advance；
Loan application module 604, if meeting the loan trigger condition of the intelligent contract for target purchase machine contract,
Then loan application is issued to the lending agency；
Reference enquiry module 605, it is described to look into for the inquiry request from the lending agency to be forwarded to credit information service
Request is ask as the request of the reference information of the inquiry purchase machine user；
Reference obtains module 606, the reference information of the purchase machine user for obtaining credit information service's feedback, and will
The reference information is sent to the lending agency；
Loan agreement cochain module 607 records purchase machine loan agreement to institute for calling the interface of the intelligent contract
State block chain, the purchase machine loan agreement the lending agency audit after the reference information passes through by the purchase machine user with
The lending agency, which is signed, to be generated；
It makes loans and records cochain module 608, for calling the interface of the intelligent contract, will make loans records information and record to institute
State block chain, it is described to make loans that record information be that the lending agency according to the purchase machine loan agreement granting purchases machine fund to described
The record of mobile phone providers；
Refund information cochain module 609 for recording the refund information of the purchase machine user to the block chain, and is led to
The default channel crossed on the block chain is authorized to the credit information service, so that the credit information service records the purchase machine user's
Refund information and the reference information for updating the purchase machine user, the refund information is whenever the purchase machine user is according to the purchase machine
Loan agreement generates when refunding, and includes the mobile phone providers, the lending agency and the reference machine on the default channel
Structure.
Further, the proof of identification material of the purchase machine user include the purchase machine user first electronic signature and
The face picture of the purchase machine user acquired when signing the target purchase machine contract, the proof of identification material of the mobile phone providers
Material includes the second electronic signature of the mobile phone providers, and the authentication module may include:
Subscriber authentication unit, for signing electronically with the face picture according to the first of the purchase machine user to institute
It states purchase machine user and carries out authentication；
Vendor identity authentication unit, for being supplied according to the second of the mobile phone providers the electronic signature the mobile phone
Quotient carries out authentication.
Further, the subscriber authentication unit may include:
Text region subelement obtains the first text for carrying out Text region to first electronic signature；
First contrast subunit obtains for comparing first text and the name of the purchase machine user
One comparing result；
Face characteristic extracts subelement, for extracting the face characteristic in the face picture；
Second contrast subunit, the reserved face for that will extract the obtained face characteristic and the purchase machine user are special
Sign compares, and obtains the second comparing result；
First is verified subelement, if being comparison one for first comparing result and second comparing result
It causes, it is determined that the purchase machine subscriber authentication passes through.
Further, the vendor identity authentication unit may include:
Third contrast subunit, the reserved electronic signature pair for signing electronically described second with the mobile phone providers
Than obtaining third comparing result；
Second is verified subelement, if being that comparison is consistent for the third comparing result, it is determined that the mobile phone supplies
Quotient's authentication is answered to pass through.
Further, the service data processing apparatus based on block chain can also include:
Kinds of contract determining module, for determining the kinds of contract of the target purchase machine contract；
Kinds of contract judgment module, for judging whether the kinds of contract of the target purchase machine contract belongs to preset borrow
Money kinds of contract, it is described can loan agreement type refer to that the lending agency made an appointment in the intelligent contract allows to borrow
The classification of the contract of money；
Meet condition determining module, if the judging result for the kinds of contract judgment module is yes, it is determined that described
Target purchase machine contract meets the loan trigger condition of the intelligent contract.
Specific restriction about the service data processing apparatus based on block chain may refer to above for based on block
The restriction of the business data processing method of chain, details are not described herein.In the above-mentioned service data processing apparatus based on block chain
Modules can be realized fully or partially through software, hardware and combinations thereof.Above-mentioned each module can be embedded in the form of hardware
Or independently of in the processor in computer equipment, can also be stored in a software form in the memory in computer equipment,
The corresponding operation of the above modules is executed in order to which processor calls.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction
Composition can be as shown in Figure 8.The computer equipment include by system bus connect processor, memory, network interface and
Database.Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory packet of the computer equipment
Include non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program and data
Library.The built-in storage provides environment for the operation of operating system and computer program in non-volatile memory medium.The calculating
The database of machine equipment is for storing the data being related in the business data processing method based on block chain.The computer equipment
Network interface be used to communicate with external terminal by network connection.To realize one when the computer program is executed by processor
Business data processing method of the kind based on block chain.
In one embodiment, a kind of computer equipment is provided, including memory, processor and storage are on a memory
And the computer program that can be run on a processor, processor are realized in above-described embodiment when executing computer program based on block
The step of business data processing method of chain, such as step 101 shown in Fig. 2 is to step 109.Alternatively, processor executes calculating
The function of each module/unit of the service data processing apparatus based on block chain in above-described embodiment is realized when machine program, such as
Module 601 shown in Fig. 7 to module 609 function.To avoid repeating, which is not described herein again.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated
Machine program realizes the step of business data processing method based on block chain in above-described embodiment when being executed by processor, such as schemes
Step 101 shown in 2 is to step 109.Alternatively, being realized when computer program is executed by processor in above-described embodiment based on block
The function of each module/unit of the service data processing apparatus of chain, such as module 601 shown in Fig. 7 is to the function of module 609.For
It avoids repeating, which is not described herein again.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer
In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein,
To any reference of memory, storage, database or other media used in each embodiment provided herein,
Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM
(PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include
Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms,
Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing
Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM
(RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device is divided into different functional unit or module, more than completing
The all or part of function of description.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although referring to aforementioned reality
Applying example, invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features；And these are modified
Or replacement, the spirit and scope for technical solution of various embodiments of the present invention that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (10)
1. a kind of business data processing method based on block chain characterized by comprising
It obtains and machine contract is purchased by the target that purchase machine user and mobile phone providers are signed, include that purchase machine is used on the target purchase machine contract
Family and the respective proof of identification material of mobile phone providers；
According to the purchase machine user and the respective proof of identification material of mobile phone providers respectively to the purchase machine user and the hand
Machine supplier carries out authentication；
If the purchase machine user and the equal authentication of the mobile phone providers pass through, preset intelligence contract on block chain is called
Interface, the target is purchased into machine contract record to the block chain, the intelligence contract is according to mobile phone providers and loan machine
The common recognition that structure is reached in advance is established；
If the target purchase machine contract meets the loan trigger condition of the intelligent contract, issues and provide a loan to the lending agency
Application；
Inquiry request from the lending agency is forwarded to credit information service, the inquiry request is to inquire the purchase machine user
Reference information request；
The reference information of the purchase machine user of credit information service's feedback is obtained, and the reference information is sent to the loan
Money mechanism；
The interface for calling the intelligent contract, purchase machine loan agreement is recorded to the block chain, the purchase machine loan agreement exists
The lending agency is audited to be signed after the reference information passes through by the purchase machine user and the lending agency and be generated；
The interface for calling the intelligent contract, will make loans records information and records to the block chain, and described make loans records information and be
The lending agency purchases machine fund to the record of the mobile phone providers according to the purchase machine loan agreement granting；
The refund information of the purchase machine user is recorded to the block chain, and passes through the default channel on the block chain to institute
Credit information service's authorization is stated, so that the credit information service records the refund information of the purchase machine user and updates the purchase machine user's
Reference information, the refund information are generated when the purchase machine user refunds according to the purchase machine loan agreement, described default
It include the mobile phone providers, the lending agency and the credit information service on channel.
2. the business data processing method according to claim 1 based on block chain, which is characterized in that the purchase machine user
Proof of identification material include the first electronic signature of the purchase machine user and acquired when signing target purchase machine contract
The face picture of the purchase machine user, the proof of identification material of the mobile phone providers include the second electricity of the mobile phone providers
Son signature, it is described according to the purchase machine user and the respective proof of identification material of mobile phone providers respectively to the purchase machine user and
The mobile phone providers carry out authentication
Authentication is carried out to the purchase machine user according to the first of the purchase machine user the electronic signature and the face picture；
Authentication is carried out to the mobile phone providers according to the second of the mobile phone providers the electronic signature.
3. the business data processing method according to claim 2 based on block chain, which is characterized in that described according to
The first electronic signature of purchase machine user and the face picture carry out authentication to the purchase machine user and include:
Text region is carried out to first electronic signature, obtains the first text；
First text and the name of the purchase machine user are compared, the first comparing result is obtained；
Extract the face characteristic in the face picture；
The reserved face characteristic for extracting the obtained face characteristic and the purchase machine user is compared, the second comparison is obtained
As a result；
If first comparing result is that comparison is consistent with second comparing result, it is determined that the purchase machine user identity is tested
Card passes through.
4. the business data processing method according to claim 2 based on block chain, which is characterized in that described according to
Second electronic signature of mobile phone providers carries out authentication to the mobile phone providers and includes:
Second electronic signature and the reserved electronic signature of the mobile phone providers are compared, third comparing result is obtained；
If the third comparing result is that comparison is consistent, it is determined that the mobile phone providers authentication passes through.
5. the business data processing method according to any one of claim 1 to 4 based on block chain, which is characterized in that
Before issuing loan application to the lending agency, further includes:
Determine the kinds of contract of the target purchase machine contract；
Judge the kinds of contract of target purchase machine contract whether belong to it is preset can loan agreement type, it is described can loan agreement
Type refers to the classification for the contract that the lending agency made an appointment in the intelligent contract allows to provide a loan；
If the kinds of contract of target purchase machine contract belong to it is preset can loan agreement type, it is determined that the target purchase machine closes
With the loan trigger condition for meeting the intelligent contract.
6. a kind of service data processing apparatus based on block chain characterized by comprising
Purchase machine contract obtains module, purchases machine contract, the mesh by the target that purchase machine user and mobile phone providers are signed for obtaining
It include purchase machine user and the respective proof of identification material of mobile phone providers on buying tender machine contract；
Authentication module is used for according to the purchase machine user and the respective proof of identification material of mobile phone providers respectively to described
Purchase machine user and the mobile phone providers carry out authentication；
Purchase machine contract cochain module is called if passing through for the purchase machine user and the equal authentication of the mobile phone providers
The target is purchased machine contract record to the block chain, the intelligence contract by the interface of preset intelligence contract on block chain
It is established according to the common recognition that mobile phone providers and lending agency are reached in advance；
Loan application module, if meeting the loan trigger condition of the intelligent contract for target purchase machine contract, to institute
It states lending agency and issues loan application；
Reference enquiry module, for the inquiry request from the lending agency to be forwarded to credit information service, the inquiry request
For the request of the reference information of the inquiry purchase machine user；
Reference obtains module, the reference information of the purchase machine user for obtaining credit information service feedback, and by the sign
Letter information is sent to the lending agency；
Loan agreement cochain module records purchase machine loan agreement to the block for calling the interface of the intelligent contract
Chain, the purchase machine loan agreement are audited after the reference information passes through in the lending agency by the purchase machine user and the loan
Money mechanism, which signs, to be generated；
It makes loans and records cochain module, for calling the interface of the intelligent contract, will make loans records information and record to the block
Chain, it is described make loans record information be the lending agency according to the purchase machine loan agreement granting purchase machine fund to the mobile phone confession
Answer the record of quotient；
Refund information cochain module, for recording the refund information of the purchase machine user to the block chain, and by described
Default channel on block chain is authorized to the credit information service, so that the credit information service records the refund letter of the purchase machine user
The reference information of the purchase machine user is ceased and updates, the refund information is closed whenever the purchase machine user provides a loan according to the purchase machine
It is generated with when refunding, includes the mobile phone providers, the lending agency and the credit information service on the default channel.
7. the service data processing apparatus according to claim 6 based on block chain, which is characterized in that the purchase machine user
Proof of identification material include the first electronic signature of the purchase machine user and acquired when signing target purchase machine contract
The face picture of the purchase machine user, the proof of identification material of the mobile phone providers include the second electricity of the mobile phone providers
Son signature, the authentication module include:
Subscriber authentication unit, for signing electronically with the face picture according to the first of the purchase machine user to the purchase
Machine user carries out authentication；
Vendor identity authentication unit, for according to the second of the mobile phone providers electronic signature to the mobile phone providers into
Row authentication.
8. the service data processing apparatus according to claim 7 based on block chain, which is characterized in that the user identity
Authentication unit includes:
Text region subelement obtains the first text for carrying out Text region to first electronic signature；
First contrast subunit obtains first pair for comparing first text and the name of the purchase machine user
Compare result；
Face characteristic extracts subelement, for extracting the face characteristic in the face picture；
Second contrast subunit, for will extract the reserved face characteristic of the obtained face characteristic and the purchase machine user into
Row comparison, obtains the second comparing result；
First is verified subelement, if with second comparing result being that comparison is consistent for first comparing result,
Then determine that the purchase machine subscriber authentication passes through.
9. a kind of computer equipment, including memory, processor and storage are in the memory and can be in the processor
The computer program of upper operation, which is characterized in that the processor realized when executing the computer program as claim 1 to
The step of business data processing method based on block chain described in any one of 5.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In business of the realization based on block chain as described in any one of claims 1 to 5 when the computer program is executed by processor
The step of data processing method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811249186.9A CN109584040A (en) | 2018-10-25 | 2018-10-25 | Business data processing method, device, equipment and storage medium based on block chain |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811249186.9A CN109584040A (en) | 2018-10-25 | 2018-10-25 | Business data processing method, device, equipment and storage medium based on block chain |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109584040A true CN109584040A (en) | 2019-04-05 |
Family
ID=65920622
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811249186.9A Pending CN109584040A (en) | 2018-10-25 | 2018-10-25 | Business data processing method, device, equipment and storage medium based on block chain |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109584040A (en) |
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110046916A (en) * | 2019-04-09 | 2019-07-23 | 深圳市元征科技股份有限公司 | A kind of electronic signature method, apparatus, equipment and computer readable storage medium |
| CN110458662A (en) * | 2019-08-06 | 2019-11-15 | 西安纸贵互联网科技有限公司 | Anti- fraud air control method and device |
| CN110516975A (en) * | 2019-08-30 | 2019-11-29 | 盈盛智创科技(广州)有限公司 | Order management method, server, block chain network and system based on block chain |
| CN110597908A (en) * | 2019-09-10 | 2019-12-20 | 腾讯科技（深圳）有限公司 | Credit investigation recording method, device and storage medium based on block chain |
| CN110597817A (en) * | 2019-09-19 | 2019-12-20 | 腾讯科技（深圳）有限公司 | Communication record evidence storing method and device based on block chain and computer equipment |
| CN112837141A (en) * | 2019-11-22 | 2021-05-25 | 上海宝信软件股份有限公司 | Credit wind control method based on block chain technology |
| CN112862587A (en) * | 2020-12-31 | 2021-05-28 | 石化盈科信息技术有限责任公司 | Block chain-based credit data processing method, block chain-based credit data processing device, computer and medium |
| CN112910989A (en) * | 2021-01-28 | 2021-06-04 | 浙江网商银行股份有限公司 | Data processing system, method and device based on block chain |
| CN115456589A (en) * | 2022-09-19 | 2022-12-09 | 国网河南省电力公司信息通信公司 | Contract auditing method and device based on deep learning |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103854182A (en) * | 2012-11-30 | 2014-06-11 | 国泰世华商业银行股份有限公司 | Method for online shopping by real-name authentication |
| CN104077699A (en) * | 2014-06-09 | 2014-10-01 | 中国建设银行股份有限公司 | Payment data processing method and system used for e-business platform |
| CN106682983A (en) * | 2016-12-29 | 2017-05-17 | 深圳市喜悦智慧实验室有限公司 | Loan management system and method base on smart contract |
| CN108306876A (en) * | 2018-01-30 | 2018-07-20 | 平安普惠企业管理有限公司 | Client identity verification method, device, computer equipment and storage medium |
| CN108399567A (en) * | 2018-03-02 | 2018-08-14 | 数字乾元科技有限公司 | Block chain borrows or lends money method and system |
| CN108492175A (en) * | 2018-03-28 | 2018-09-04 | 深圳市元征科技股份有限公司 | A kind of financial credit risk control method and server |
| CN108694551A (en) * | 2018-08-13 | 2018-10-23 | 福建省农村信用社联合社 | A method of the supply chain advance money financing based on Internet of Things block chain |
-
2018
- 2018-10-25 CN CN201811249186.9A patent/CN109584040A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103854182A (en) * | 2012-11-30 | 2014-06-11 | 国泰世华商业银行股份有限公司 | Method for online shopping by real-name authentication |
| CN104077699A (en) * | 2014-06-09 | 2014-10-01 | 中国建设银行股份有限公司 | Payment data processing method and system used for e-business platform |
| CN106682983A (en) * | 2016-12-29 | 2017-05-17 | 深圳市喜悦智慧实验室有限公司 | Loan management system and method base on smart contract |
| CN108306876A (en) * | 2018-01-30 | 2018-07-20 | 平安普惠企业管理有限公司 | Client identity verification method, device, computer equipment and storage medium |
| CN108399567A (en) * | 2018-03-02 | 2018-08-14 | 数字乾元科技有限公司 | Block chain borrows or lends money method and system |
| CN108492175A (en) * | 2018-03-28 | 2018-09-04 | 深圳市元征科技股份有限公司 | A kind of financial credit risk control method and server |
| CN108694551A (en) * | 2018-08-13 | 2018-10-23 | 福建省农村信用社联合社 | A method of the supply chain advance money financing based on Internet of Things block chain |
Cited By (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110046916A (en) * | 2019-04-09 | 2019-07-23 | 深圳市元征科技股份有限公司 | A kind of electronic signature method, apparatus, equipment and computer readable storage medium |
| CN110458662A (en) * | 2019-08-06 | 2019-11-15 | 西安纸贵互联网科技有限公司 | Anti- fraud air control method and device |
| CN110516975A (en) * | 2019-08-30 | 2019-11-29 | 盈盛智创科技(广州)有限公司 | Order management method, server, block chain network and system based on block chain |
| CN110597908A (en) * | 2019-09-10 | 2019-12-20 | 腾讯科技（深圳）有限公司 | Credit investigation recording method, device and storage medium based on block chain |
| CN110597817A (en) * | 2019-09-19 | 2019-12-20 | 腾讯科技（深圳）有限公司 | Communication record evidence storing method and device based on block chain and computer equipment |
| CN110597817B (en) * | 2019-09-19 | 2024-05-03 | 腾讯科技（深圳）有限公司 | Communication record certification method and device based on blockchain and computer equipment |
| CN112837141A (en) * | 2019-11-22 | 2021-05-25 | 上海宝信软件股份有限公司 | Credit wind control method based on block chain technology |
| CN112862587A (en) * | 2020-12-31 | 2021-05-28 | 石化盈科信息技术有限责任公司 | Block chain-based credit data processing method, block chain-based credit data processing device, computer and medium |
| CN112910989A (en) * | 2021-01-28 | 2021-06-04 | 浙江网商银行股份有限公司 | Data processing system, method and device based on block chain |
| CN112910989B (en) * | 2021-01-28 | 2022-09-02 | 浙江网商银行股份有限公司 | Data processing system, method and device based on block chain |
| CN115456589A (en) * | 2022-09-19 | 2022-12-09 | 国网河南省电力公司信息通信公司 | Contract auditing method and device based on deep learning |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN109584040A (en) | Business data processing method, device, equipment and storage medium based on block chain | |
| CN109544156A (en) | Data processing method, device, equipment and storage medium based on block chain | |
| US10521777B2 (en) | Crypto digital currency (virtual payment cards) issued by central bank or other issuer for mobile and wearable devices | |
| CN109325852A (en) | Loan data processing method, device, equipment and storage medium based on block chain | |
| US11941630B2 (en) | Methods and systems for verifying individuals prior to benefits distribution | |
| CN109584043A (en) | Loan data processing method, device, equipment and storage medium based on block chain | |
| CN112037068B (en) | Resource transfer method, system, device, computer equipment and storage medium | |
| US20190080407A1 (en) | System and method of providing unique identifiers in security blockchain-based tokens | |
| US11062366B2 (en) | Securely processing exchange items in a data communication system | |
| CN109559217A (en) | Loan data processing method, device, equipment and storage medium based on block chain | |
| US11645647B1 (en) | Mobile wallet account balance systems and methods | |
| CN104680361B (en) | A kind of enchashment method and system based on third-party platform | |
| CN109493196A (en) | A kind of real estate based on block chain deposits card and method of commerce | |
| US20160300236A1 (en) | Systems and Methods for Confirming Identities of Verified Individuals, in Connection With Establishing New Accounts for the Individuals | |
| US10346823B2 (en) | Methods and systems for activating an electronic payments infrastructure | |
| Alampay et al. | Mobile 2.0: M-money for the BoP in the Philippines | |
| CN110322327A (en) | A kind of laboratory personnel shopping recommended method and device based on block chain technology | |
| US11706213B2 (en) | Systems and methods for facilitating network voice authentication | |
| CN109544335A (en) | Transaction data processing method, device, equipment and storage medium based on block chain | |
| CN109377319A (en) | Purchase vehicle information processing method, device, equipment and storage medium based on alliance's chain | |
| US10769631B2 (en) | Providing payment credentials securely for telephone order transactions | |
| CN110162560A (en) | Finance data interface butt joint method, device, computer equipment and storage medium | |
| CN113129016A (en) | Medical insurance payment method, device and equipment | |
| Perlman | An introduction to digital financial services (DFS) | |
| TW200816068A (en) | A transaction payment method by using handheld communication devices |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20190405 |
|
| RJ01 | Rejection of invention patent application after publication |