CN109493068A - It withholds verification method, device, computer equipment and storage medium - Google Patents
It withholds verification method, device, computer equipment and storage medium Download PDFInfo
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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Abstract
It withholds verification method, device, computer equipment and storage medium the embodiment of the invention discloses one kind, includes the following steps: to obtain business information of withholing；Processing of withholing is carried out to the business of withholing according to preset target channel of withholing, obtains result of withholing；Withhold result and the target preset result of withholing in channel of withholing are compared, verification information of withholing is obtained.Using target withhold channel withholdd when, be compared by target preset result of withholing of withholing in channel with result of actually withholing, verification information of withholing can be automatically derived.It can be appreciated that the error rate for the business of withholing by verification information of withholing, and emphasis maintenance carried out to error-prone channel of withholing, with this, the accuracy of withholing in channel of entirely withholing is improved, in addition, by obtaining verification information of withholing automatically, verifying workload can also be reduced, verification efficiency is improved.
Description
Technical field
It withholds verification method, device, computer equipment and storage the present embodiments relate to financial field, especially one kind
Medium.
Background technique
Credit operation is known as Credit Assets or loan transaction, is the most important assets operation of business bank, is received by making loans
Principal and interest are returned, are earned a profit after deducting cost, therefore, credit is the main profit means of business bank.
In recent years, as the variation of social economy and people life style, credit operation increase significantly, bank is in order to true
Guarantor can successfully withhold from customer account on time in repayment date, and multiple payment channels are provided with when refund withholds and trades, such as
Safety is paid, prompt silver etc..It will appear multiple scenes of withholing when bank withholds simultaneously, for example, limit tears mono-, di- partition list etc. open.It is existing
Bank chooses preset payment channel by withholing scene according to certain rules and withholds in technology.
But increasing with portfolio, it often will appear many mistakes.
Summary of the invention
The embodiment of the present invention provides one kind and withholds verification method, device, computer equipment and storage medium.
In order to solve the above technical problems, the technical solution that the embodiment of the invention uses is: providing a kind of button
Money verification method, includes the following steps:
Acquisition is withholdd business information；
Processing of withholing is carried out to the business of withholing according to preset target channel of withholing, obtains result of withholing；
Withhold result and the target preset result of withholing in channel of withholing are compared, verifying of withholing is obtained
Information.
Further, the business information of withholing includes: parameter of withholing；It is described that channel is withholdd to institute according to preset target
It states the business of withholing and carries out processing of withholing, before the result that obtains withholing, comprising:
Obtain the channel parameters in channel of withholing；
The parameter of withholing is matched with the channel parameters；
After successful match, the channel of withholing that the channel parameters are directed toward is withholdd channel as the target.
Acquisition is withholdd business information；
Processing of withholing is carried out to the business of withholing according to preset target channel of withholing, obtains result of withholing；
Withhold result and the target preset result of withholing in channel of withholing are compared, verifying of withholing is obtained
Information.
Further, the business information of withholing includes: parameter of withholing；It is described that channel is withholdd to institute according to preset target
It states the business of withholing and carries out processing of withholing, before the result that obtains withholing, comprising:
Obtain the channel parameters in channel of withholing；
The parameter of withholing is matched with the channel parameters；
After successful match, the channel of withholing that the channel parameters are directed toward is withholdd channel as the target.
Further, the parameter of withholing includes: bank account, and the channel parameters include: account of withholing；It is described by institute
Parameter of withholing is stated to be matched with the channel parameters, comprising:
It whether there is account information identical with the bank account in account of withholing described in judgement；
When in the account of withholing exist account information identical with the bank account when, it is described withhold business with withhold
Channel successful match；
Then, it what the channel parameters using successful match were directed toward withhold channel withholds channel as target, comprising:
Channel of withholing pointed by account of withholing identical with the bank account is determined as the target to withhold channel.
Further, the channel parameters include: deducted amount range；The parameter by the business of withholing with it is described
Channel parameters are matched, comprising:
Deducted amount is obtained from the business information of withholing；
Determine deducted amount range locating for the deducted amount；
Then, the channel of withholing that the channel parameters using successful match are directed toward withhold as described in business target withhold it is logical
Road, comprising:
Channel of withholing pointed by the determining deducted amount range is determined as target to withhold channel.
Further, the business of withholing is singulated business of withholing, including the first business and second of withholing is withholdd business,
In, first business of withholing the first of the processing channel of withholing that withhold is stored with by described first and is withholdd the first of business is known
Other code, the second business information of withholing includes: the second identification code；The parameter by the business of withholing and the channel parameters into
Row matching, comprising:
It withholds from described second and obtains the described second the second identification code for withholing business in business information；
Identification code identical with second identification code is inquired in multiple channels of withholing according to second identification code；
Then, the channel of withholing that the channel parameters using successful match are directed toward withhold as described in business target withhold it is logical
Road, comprising:
Pointed by the first identification code identical with second identification code first channel of withholing is determined as the target
It withholds channel.
Further, the target, which is withholdd, is preset with channel parameters in channel, described by result and the mesh of withholing
Mark preset result of withholing in channel of withholing is compared, before the verification information that obtains withholing, comprising:
The target is obtained to withhold the channel parameters in channel；
The channel parameters are added in preset text document, the target is formed and withholds preset in channel withhold
As a result.
Further, described that the result of withholing is compared with preset result of withholing in the channel of withholing, it obtains
To verification information of withholing, comprising:
Whether information in result of withholing described in judgement is consistent with target channel parameters in channel of withholing；
Upon a match, it generates to withhold and is proved to be successful information.
It withholds in order to solve the above technical problems, the embodiment of the present invention also provides one kind and verifies device, comprising:
Module is obtained, for obtaining business information of withholing；
Processing module is detained for carrying out processing of withholing to the business of withholing according to preset target channel of withholing
Money result；
Execution module, for comparing withhold result and the target preset result of withholing in channel of withholing
It is right, obtain verification information of withholing.
Further, the business information of withholing includes: parameter of withholing；Further include:
First acquisition submodule, for obtaining the channel parameters in channel of withholing；
Matching module, for matching the parameter of withholing with the channel parameters；
Determining module, for after successful match, the channel of withholing that the channel parameters are directed toward to be as the target button
Money channel.
Further, the parameter of withholing includes: bank account, and the channel parameters include: account of withholing；The matching
Module includes:
First judgment module is believed in the account of withholing with the presence or absence of account identical with the bank account for judging
Breath；
First matched sub-block, for there is account information identical with the bank account in account of withholing described in
When, business and the channel successful match of withholing of withholing；
Then, determining module, for channel of withholing pointed by account of withholing identical with the bank account to be determined as
The target is withholdd channel.
Further, the channel parameters include: deducted amount range；The matching module includes:
Second acquisition submodule, for obtaining deducted amount from the business information of withholing；
First processing submodule, for determining deducted amount range locating for the deducted amount；
Then, module is obtained, for channel of withholing pointed by the deducted amount range determined to be determined as target button
Money channel.
Further, the business of withholing is singulated business of withholing, including the first business and second of withholing is withholdd business,
In, first business of withholing the first of the processing channel of withholing that withhold is stored with by described first and is withholdd the first of business is known
Other code, the second business information of withholing includes: the second identification code；The matching module includes:
Third acquisition submodule obtains described second in business information and withholds the second of business for withholing from described second
Identification code；
Enquiry module, for being inquired and the second identification code phase in multiple channels of withholing according to second identification code
Same identification code；
Then, determining module, it is logical for pointed by the first identification code identical with second identification code first to withhold
Road is determined as the target and withholds channel.
Further, the target withholds and is preset with channel parameters in channel, further includes:
4th acquisition submodule is withholdd the channel parameters in channel for obtaining the target；
Adding module, for the channel parameters to be added in preset text document, formed the target withhold it is logical
Preset result of withholing in road.
Further, the execution module includes:
Second judgment submodule is led in channel for judging whether the information in the result of withholing withholds with the target
Road parameter is consistent；
Generation module is proved to be successful information for upon a match, generating to withhold.
In order to solve the above technical problems, the embodiment of the present invention also provides a kind of computer equipment, including memory and processing
Device is stored with computer-readable instruction in the memory, when the computer-readable instruction is executed by the processor, so that
The processor execute it is described above withhold verification method the step of.
In order to solve the above technical problems, the embodiment of the present invention also provides a kind of storage Jie for being stored with computer-readable instruction
Matter, when the computer-readable instruction is executed by one or more processors, so that one or more processors execute above-mentioned institute
State the step of withholing verification method.
The beneficial effect of the embodiment of the present invention is: using target withhold channel withholdd when, withholdd by target logical
Preset result of withholing is compared with result of actually withholing in road, can automatically derive verification information of withholing.It is tested by withholing
Card information is that can be appreciated that the error rate for the business of withholing, and carry out emphasis maintenance to error-prone channel of withholing and improve whole with this
The accuracy of withholing in a channel of withholing, in addition, can also reduce verifying workload by obtaining verification information of withholing automatically, mention
High verification efficiency.
Detailed description of the invention
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment
Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for
For those skilled in the art, without creative efforts, it can also be obtained according to these attached drawings other attached
Figure.
Fig. 1 is that the embodiment of the present invention is withholdd the basic procedure schematic diagram of verification method；
Fig. 2 is that target of the embodiment of the present invention is withholdd the basic procedure schematic diagram of channel choosing method；
Fig. 3 is the basic procedure schematic diagram of bank account of the embodiment of the present invention with account matching process of withholing；
Fig. 4 is the basic procedure schematic diagram of deducted amount of the embodiment of the present invention and deducted amount commensurate in scope method；
Fig. 5 is the basic procedure schematic diagram of the first identification code of the embodiment of the present invention and the second identification code matching process；
Fig. 6 is that target of the embodiment of the present invention is withholdd the basic procedure signal of the forming method of preset result of withholing in channel
Figure；
Fig. 7 is the basic procedure schematic diagram of the generation method of verification information of the embodiment of the present invention；
Fig. 8 withholds for the embodiment of the present invention and verifies device basic structure block diagram；
Fig. 9 is computer equipment of embodiment of the present invention basic structure block diagram.
Specific embodiment
In order to enable those skilled in the art to better understand the solution of the present invention, below in conjunction in the embodiment of the present invention
Attached drawing, technical scheme in the embodiment of the invention is clearly and completely described.
In some processes of the description in description and claims of this specification and above-mentioned attached drawing, contain according to
Multiple operations that particular order occurs, but it should be clearly understood that these operations can not be what appears in this article suitable according to its
Sequence is executed or is executed parallel, and serial number of operation such as 101,102 etc. is only used for distinguishing each different operation, serial number
It itself does not represent and any executes sequence.In addition, these processes may include more or fewer operations, and these operations can
To execute or execute parallel in order.It should be noted that the description such as " first " herein, " second ", is for distinguishing not
Same message, equipment, module etc., does not represent sequencing, does not also limit " first " and " second " and be different type.
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, those skilled in the art's every other implementation obtained without creative efforts
Example, shall fall within the protection scope of the present invention.
Embodiment
Those skilled in the art of the present technique are appreciated that " terminal " used herein above, " terminal device " both include wireless communication
The equipment of number receiver, only has the equipment of the wireless signal receiver of non-emissive ability, and including receiving and emitting hardware
Equipment, have on bidirectional communication link, can execute two-way communication reception and emit hardware equipment.This equipment
It may include: honeycomb or other communication equipments, shown with single line display or multi-line display or without multi-line
The honeycomb of device or other communication equipments；PCS (Personal Communications Service, PCS Personal Communications System), can
With combine voice, data processing, fax and/or communication ability；PDA (Personal Digital Assistant, it is personal
Digital assistants), it may include radio frequency receiver, pager, the Internet/intranet access, web browser, notepad, day
It goes through and/or GPS (Global Positioning System, global positioning system) receiver；Conventional laptop and/or palm
Type computer or other equipment, have and/or the conventional laptop including radio frequency receiver and/or palmtop computer or its
His equipment." terminal " used herein above, " terminal device " can be it is portable, can transport, be mounted on the vehicles (aviation,
Sea-freight and/or land) in, or be suitable for and/or be configured in local runtime, and/or with distribution form, operate in the earth
And/or any other position operation in space." terminal " used herein above, " terminal device " can also be communication terminal, on
Network termination, music/video playback terminal, such as can be PDA, MID (Mobile Internet Device, mobile Internet
Equipment) and/or mobile phone with music/video playing function, it is also possible to the equipment such as smart television, set-top box.
Client terminal in present embodiment is above-mentioned terminal.
Specifically, referring to Fig. 1, Fig. 1 is that the present embodiment is withholdd the basic procedure schematic diagram of verification method.
As shown in Figure 1, verification method of withholing includes the following steps:
S1100, business information of withholing is obtained；
Business information of withholing is the information of the deduction mode under different scenes of withholing, wherein business information of withholing includes:
Deducted amount, account of withholing, the type for scene of withholing etc..The scene for business of withholing includes: once to withhold, repeatedly withhold, in batches
It withholds, two partition are singly withholdd, not singulated withholdd and secondary singulated withholdd.For example, user by third-party platform consume into
Row single is consumed, and the server in the embodiment of the present invention once withholds to the account of user by third-party platform；User
When going back credit card, since the amount of money for account of withholing is inadequate, server carries out the account of user by the way of secondary withhold
It withholds；When paying tuition fee, server carries out batch to the account of all students within the time of agreement and withholds student.
In the embodiment of the present invention, acquisition withhold business information when, for user through third-party platform consume it is primary withhold,
Server receives the instruction of withholing that third-party server is sent, wherein comprising business information of withholing in instruction of withholing.For multiple
It withholds, server obtains business information of withholing according to default rule, and default rule is the conditions such as date, the amount of money, for example, rule
1000 yuan then were carried out to X account for monthly 1 day to withhold, is withholdd for secondary, and the amount of money in user account is less than deducted amount
When, after the completion of withholing for the first time, the secondary business information of withholing of automatic trigger, to be withholdd for the second time.
S1200, channel of being withholdd according to preset target carry out processing of withholing to the business of withholing, and obtain result of withholing；
Multiple channels of withholing are preset in the server of the embodiment of the present invention, each channel has different channel parameters,
Wherein channel parameters are the preset conditional parameter withholdd to the business of withholing in channel, for example, the deducted amount range in channel,
The type (bank account) for account of withholing, channel current state (are opened or closed), the type of service of withholing of channel processing, example
Such as, it once withholds, withholds in batches.
Target channel of withholing is the channel withholdd for the currently business of withholing, for example, if getting the amount of money is 100
It withholds business, account of withholing is XX bank, then target is withholdd, and to choose the deducted amount range of channel parameters include 100 yuan in channel,
And the channel that account is XX bank of withholing of docking.
It should be noted that may include the partially and fully identical parameter of channel parameters in multiple channels of withholing, work as industry
When being engaged in busy, each channel can be made full use of to withhold, improve efficiency of withholing.In actual application, when there is industry
When busy situation of being engaged in, the channel that the multiple conditions of the parameter selection for including according to business information of withholing meet, and choose business number
Least channel is measured as destination channel, and is inserted into the queue of destination channel, waiting is withholdd.
It when server is withholdd, withholds request to bank server transmission, so that bank server is by user account
Amount of money number is adjusted to deduct the number after deducted amount, and receives the confirmation message of withholing that bank server is sent, and is taking
Increase and the comparable number of deducted amount, complete to withhold on business device.Result of withholing be include deducted amount, user account, withhold
The information withholdd has been completed in the confirmations such as type.
S1300, the result that will withhold and target preset result of withholing in channel of withholing are compared, and obtain verifying letter of withholing
Breath.
It include preset result of withholing in channel of each withholing, wherein preset result of withholing in the embodiment of the present invention
It is arranged according to the channel parameters in channel of withholing, for example, the channel parameters in a certain channel of withholing include: deducted amount range: 1000
~10000, account of withholing: type of service of withholing: X bank once withholds.Then preset result of withholing includes following parameter:
Deducted amount: 1000~10000, account of withholing: type of service of withholing: X bank once withholds.
For a certain channel of withholing include multiple types it is identical withhold parameter the case where when, multiple withhold can be preset with
As a result, for example, the channel parameters in a certain channel of withholing include: deducted amount range: 1000~10000, account of withholing: X bank,
Y bank, type of service of withholing: once withholing, then preset result of withholing can carry out permutation and combination according to channel parameters, i.e., originally
Default result in embodiment includes two, a kind of are as follows: deducted amount range: 1000~10000, account of withholing: X bank, button
Money type of service: it once withholds；It is another are as follows: deducted amount range: 1000~10000, account of withholing: Y bank, business of withholing
Type: it once withholds.
Verification information of withholing is the information after preset result of withholing is compared with result of actually withholing, i.e. verifying is real
Whether border result of withholing meets channel parameters, if meeting, verifying is accurate, if not meeting, user is prompted to search reason.
Above embodiment using target withhold channel withholdd when, withholdd preset in channel withhold by target
As a result it is compared with result of actually withholing, verification information of withholing can be automatically derived.By withholing, verification information be can be appreciated that
The error rate for business of withholing, and emphasis maintenance is carried out to error-prone channel of withholing, with this, improve the button in channel of entirely withholing
Money accuracy improves verification efficiency in addition, can also reduce verifying workload by obtaining verification information of withholing automatically.
In practical applications, in order to improve efficiency of withholing, server is received when withholing business information, is needed according to withholing
The parameter of withholing for including in business information is chosen withholds channel for its target withholdd.The embodiment of the present invention provides one kind
Target is withholdd the choosing method in channel, referring to Fig. 2, Fig. 2 is that target of the embodiment of the present invention is withholdd the basic of channel choosing method
Flow diagram.
As shown in Fig. 2, further including following steps before step S1200:
S1210, the channel parameters for obtaining channel of withholing；
Channel parameters are the preset conditional parameter withholdd to the business of withholing in channel of withholing.For example, account of withholing
Type (bank account), channel current state (is opened or closed), the type of service of withholing of channel processing, for example, primary button
Money is withholdd in batches.It should be noted that channel parameters are pre-stored in server, and store according to the number in channel of withholing, with
Facilitate according to withholing parameter and choose target and withhold channel in business information of withholing.
S1220, the parameter that will withhold are matched with channel parameters；
It is account of withholing with the matched channel parameters of bank account when parameter of withholing is bank account, the present invention is implemented
Example provides a kind of bank account and the matched method of account of withholing, referring to Fig. 3, Fig. 3 is bank provided in an embodiment of the present invention
The basic procedure schematic diagram of account and account matching process of withholing.
As shown in figure 3, step S1220 is specifically included:
S12211, judgement withhold in account with the presence or absence of account information identical with bank account；
It in practical applications,, can in a channel of withholing in order to improve efficiency of withholing when the quantity in channel of withholing is more
Can an account of withholing can be set, so that access needle of each withholing withholds to a bank account.Therefore, when server obtains
It gets when withholing business information, the account of withholing for judging to be arranged in all channels whether there is and the silver in business information of withholing
The identical account information of row account.
S12212, when there is account information identical with bank account in account of withholing, business of withholing and withhold channel
Successful match.
When there is account information identical with bank account in account of withholing, server is determined by match parameter of account
The two successful match.
It is deducted amount range, the present invention with the matched channel parameters of bank account when parameter of withholing is deducted amount
Embodiment provides the method for a kind of deducted amount and deducted amount commensurate in scope, referring to Fig. 4, Fig. 4 mentions for the embodiment of the present invention
The deducted amount of confession and the basic procedure schematic diagram of deducted amount commensurate in scope method.
As shown in figure 4, step S1220 is specifically included:
S12221, deducted amount is obtained from business information of withholing；
S12222, deducted amount range locating for deducted amount is determined；
In order to ensure the safety withholdd and convenience, be arranged that wholesale withholds in multiple channels of withholing withhold channel and
What small amount was withholdd withhold channel, for example, being greater than 1,000,000 yuan of withhold channel and the channel of withholing less than 1000 yuan.Of the invention
One embodiment divides the deducted amount in channel of withholing, can in order to be safeguarded to each channel, for example, for
Wholesale channel of withholing tightens up on safety, it is ensured that its safety.It withholds channel for small amount, since small amount is withholdd business
Quantity is relatively more, and quantity is small, and security requirement is relatively low, specific can take appropriate measures for its.
In the present embodiment, server obtains deducted amount, and withholing in multiple channels of withholing from business information of withholing
The range of withholing where the deducted amount is chosen in amount of money range.For example, deducted amount is 10000 yuan, channel of withholing is withholdd
Amount of money range includes:, more than or equal to 1000 yuan and less than 10000 yuan, to be greater than or equal to 10000 yuan, then really less than 1000 yuan
Amount of money range where determining deducted amount is more than or equal to 10000 yuan.
When the business of withholing be it is singulated withhold business when, wherein the singulated business of withholing include: it is secondary it is singulated, repeatedly tear mono-, di- open
Partition list etc..The embodiment of the present invention is illustrated the singulated business of withholing by taking secondary singulated business of withholing as an example, and the present invention is implemented
In example, secondary singulated business of withholing includes that the first business and second of withholing is withholdd business, wherein is detained the first business of withholing
The channel of withholing of the first of money processing is stored with the first the first identification code for withholing business, and the second business information of withholing includes: second
Identification code.That is, parameter of withholing is the second identification code, it is the first identification code with the matched channel parameters of bank account, the present invention is real
It applies example and the first identification code of one kind and the matched method of the second identification code is provided, referring to Fig. 5, Fig. 5 provides for the embodiment of the present invention
The first identification code and the second identification code matching process basic procedure schematic diagram.
As shown in figure 5, step S1220 is specifically included:
The second the second identification code for withholing business is obtained in S12231, business information of withholing from second；
S12232, identification code identical with the second identification code is inquired in multiple channels of withholing according to the second identification code.
It should be noted that for first withhold business choose destination channel when, can according to the method described above or other sides
Method choose destination channel, server to first withhold business execution withhold after, using the first identification code as the channel of withholing
Channel parameters are prestored.In practical applications, since the business of withholing for channel execution of withholing is more, it is possible that each button
It include the identification code of all kinds of business of withholing in the channel parameters in money channel.
In the embodiment of the present invention, server withholds from second and obtains the second identification code in business information, and withholds multiple
Identification code identical with the second identification code is inquired in the identification code that channel prestores.By determining that identification code can be chosen and the first button
Money business executes the channel withholdd, it is ensured that the continuity withholdd.
In the embodiment of the present invention, matching has been carried out for various types of parameters and channels parameters of withholing respectively and has been illustrated.?
In practical application, it may appear that multiple parameters and channels parameters of withholing are matched simultaneously to be happened, and is chosen according to multiple parameters
One destination channel.In such a case, it is possible to be configured to the matched priority of parameter, for example, it is assumed that deducted amount model
Priority match is enclosed, account of withholing is taken second place, then preferentially chooses target as parameter using deducted amount range and withhold channel, then from selection
Target is withholdd and is further chosen using withholing account as parameter in channel, and the target finally chosen is withholdd channel.
S1230, after successful match, the channel of withholing that channel parameters are directed toward is withholdd channel as target.
One embodiment of the present of invention, when withhold parameter be bank account, with the matched channel parameters of bank account be button
When money account, then step S1230 specifically:
Channel of withholing pointed by account of withholing identical with bank account is determined as target to withhold channel.
One embodiment of the present of invention, when withhold parameter be deducted amount when, be with the matched channel parameters of deducted amount
When deducted amount range, then step S1230 specifically:
Channel of withholing pointed by determining deducted amount range is determined as target to withhold channel.
One embodiment of the present of invention, when the business of withholing be it is singulated withhold business when, for example, secondary singulated business of withholing,
It withholds business including the first business and second of withholing.First business of withholing the first of the processing channel of withholing that withhold is stored with
First the first identification code for withholing business, the second business information of withholing includes: the second identification code.Wherein, the first identification code conduct
Channel parameters, the second identification code are parameter of withholing, then step S1230 specifically:
Pointed by the first identification code identical with the second identification code first channel of withholing is determined as target and withholds channel.
One embodiment of the present of invention, target withhold and are preset with channel parameters in channel, referring to Fig. 6, Fig. 6 is the present invention
The target that embodiment provides is withholdd the basic procedure schematic diagram of the forming method of preset result of withholing in channel.
As shown in fig. 6, further including following steps before step S1300:
S1311, it obtains target and withholds the channel parameters in channel；
S1312, channel parameters are added in preset text document, form target and withholds preset knot of withholing in channel
Fruit.
In the embodiment of the present invention, server prestores corresponding channel parameters for channel of each withholing.Text document can
Think various types of texts.In practical applications, when channel of withholing includes the channel parameters of multiple types, according to the text
The format of document carries out permutation and combination to multiple channel parameters, and each combination is added to the preset position of text document, shape
At multiple preset results of withholing.
It should be noted that when a target withhold channel include it is multiple it is preset withhold result when, according to being described
Channel parameters compared respectively with the parameter of withholing in business information of withholing, until parameter of withholing is kissed completely with channel parameters
When conjunction, this article this document is the default result of withholing of business information of withholing.
The embodiment of the present invention provides a kind of generation method of verification information, referring to Fig. 7, Fig. 7 is the embodiment of the present invention
A kind of basic procedure schematic diagram of the generation method of the verification information provided.
As shown in fig. 7, step S1300 specifically comprises the following steps:
Whether S1321, the judgement information in result of withholing are consistent with target channel parameters in channel of withholing；
In the present embodiment, by each in result of actually withholing withhold parameter withhold respectively at target it is each logical in channel
Road parameter is compared one by one, and whether judgement parameter of withholing meets channel parameters, for example, being directed to account information, whether judges it
Unanimously, for deducted amount, judge to detain whether the amount of money meets deducted amount range etc..
S1322, upon a match, generation, which is withholdd, is proved to be successful information.
Work as successful match, then verification information is the information being proved to be successful, and when matching unsuccessful, verification information is that verifying is lost
The information lost.When failing the authentication, prompt information is generated, user is prompted.
The embodiment of the present invention, which also provides one kind and withholds, to solve above-mentioned technical problem verifies device.Referring specifically to Fig. 8, figure
8 withhold for the present embodiment verifies device basic structure block diagram.
As shown in figure 8, one kind, which is withholdd, verifies device, comprising: obtain module 2100, processing module 2200 and execution module
2300.Wherein, module is obtained, for obtaining business information of withholing；Processing module, for being withholdd channel pair according to preset target
The business of withholing carries out processing of withholing, and obtains result of withholing；Execution module, for by result and the target button of withholing
Preset result of withholing is compared in money channel, obtains verification information of withholing.
Withhold verify device using target withhold channel withholdd when, withholdd preset in channel withhold by target
As a result it is compared with result of actually withholing, verification information of withholing can be automatically derived.By withholing, verification information be can be appreciated that
The error rate for business of withholing, and emphasis maintenance is carried out to error-prone channel of withholing, with this, improve the button in channel of entirely withholing
Money accuracy improves verification efficiency in addition, can also reduce verifying workload by obtaining verification information of withholing automatically.
In some embodiments, the business information of withholing includes: parameter of withholing；It then withholds and verifies device further include:
First acquisition submodule, for obtaining the channel parameters in channel of withholing；Matching module, for leading to the parameter of withholing with described
Road parameter is matched；Determining module, for withholing channel as described in for what the channel parameters were directed toward after successful match
Target is withholdd channel.
In some embodiments, the parameter of withholing includes: bank account, and the channel parameters include: account of withholing；
The matching module includes: first judgment module, be whether there is and the bank account phase in the account of withholing for judging
Same account information；First matched sub-block, for there is account identical with the bank account in account of withholing described in
When information, business and the channel successful match of withholing of withholing；Then, determining module, being used for will be identical with the bank account
Channel of withholing pointed by account of withholing is determined as the target and withholds channel.
In some embodiments, the channel parameters include: deducted amount range；The matching module includes: second
Acquisition submodule, for obtaining deducted amount from the business information of withholing；First processing submodule, for determining the button
Deducted amount range locating for the money amount of money；Then, module is obtained, for will withhold pointed by the deducted amount range determined
Channel is determined as target and withholds channel.
In some embodiments, it is described withhold business be singulated business of withholing, including first withhold business and second button
Money business, wherein first business of withholing the first of the processing channel of withholing that withhold is stored with by described first withholds industry
First identification code of business, the second business information of withholing includes: the second identification code；The matching module includes: that third obtains submodule
Block obtains the described second the second identification code for withholing business in business information for withholing from described second；Enquiry module is used for
Identification code identical with second identification code is inquired in multiple channels of withholing according to second identification code；Then, mould is determined
Block, for the pointed by the first identification code identical with second identification code first channel of withholing to be determined as the target button
Money channel.
In some embodiments, the target withholds and is preset with channel parameters in channel, further includes: the 4th obtains submodule
Block is withholdd the channel parameters in channel for obtaining the target；Adding module, it is preset for being added to the channel parameters
In text document, forms the target and withhold preset result of withholing in channel.
In some embodiments, the execution module includes: second judgment submodule, for judging the result of withholing
In information it is whether consistent with target channel parameters in channel of withholing；Generation module is tested for upon a match, generating to withhold
Demonstrate,prove successful information.
In order to solve the above technical problems, the embodiment of the present invention also provides computer equipment.It is this referring specifically to Fig. 9, Fig. 9
Embodiment computer equipment basic structure block diagram.
As shown in figure 9, the schematic diagram of internal structure of computer equipment.As shown in figure 9, the computer equipment includes passing through to be
Processor, non-volatile memory medium, memory and the network interface of bus of uniting connection.Wherein, the computer equipment is non-easy
The property lost storage medium is stored with operating system, database and computer-readable instruction, can be stored with control information sequence in database
Column when the computer-readable instruction is executed by processor, may make processor to realize that one kind is withholdd verification method.The computer is set
Standby processor supports the operation of entire computer equipment for providing calculating and control ability.The storage of the computer equipment
It can be stored with computer-readable instruction in device, when which is executed by processor, processor may make to execute one
Plant verification method of withholing.The network interface of the computer equipment is used for and terminal connection communication.Those skilled in the art can manage
It solves, structure shown in Fig. 9, only the block diagram of part-structure relevant to application scheme, is not constituted to the application side
The restriction for the computer equipment that case is applied thereon, specific computer equipment may include more more or less than as shown in the figure
Component, perhaps combine certain components or with different component layouts.
Processor obtains module 2100, processing module 2200 and execution module for executing in present embodiment in Fig. 8
2300 particular content, program code and Various types of data needed for memory is stored with the above-mentioned module of execution.Network interface is used for
To the data transmission between user terminal or server.Memory in present embodiment is stored in verification method of withholing and executes
Program code needed for all submodules and data, server is capable of the program code of invoking server and data execute all sons
The function of module.
Computer equipment using target withhold channel withholdd when, withholdd preset knot of withholing in channel by target
Fruit is compared with result of actually withholing, and can automatically derive verification information of withholing.By withholing, verification information can be appreciated that button
The error rate of money business, and emphasis maintenance is carried out to error-prone channel of withholing, with this, improve withholing for channel of entirely withholing
Accuracy improves verification efficiency in addition, can also reduce verifying workload by obtaining verification information of withholing automatically.
The present invention also provides a kind of storage mediums for being stored with computer-readable instruction, and the computer-readable instruction is by one
When a or multiple processors execute, so that one or more processors execute verification method of withholing described in any of the above-described embodiment
Step.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, which can be stored in a computer-readable storage and be situated between
In matter, the program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, storage medium above-mentioned can be
The non-volatile memory mediums such as magnetic disk, CD, read-only memory (Read-Only Memory, ROM) or random storage note
Recall body (Random Access Memory, RAM) etc..
It should be understood that although each step in the flow chart of attached drawing is successively shown according to the instruction of arrow,
These steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly stating otherwise herein, these steps
Execution there is no stringent sequences to limit, can execute in the other order.Moreover, at least one in the flow chart of attached drawing
Part steps may include that perhaps these sub-steps of multiple stages or stage are not necessarily in synchronization to multiple sub-steps
Completion is executed, but can be executed at different times, execution sequence, which is also not necessarily, successively to be carried out, but can be with other
At least part of the sub-step or stage of step or other steps executes in turn or alternately.
The above is only some embodiments of the invention, it is noted that for the ordinary skill people of the art
For member, various improvements and modifications may be made without departing from the principle of the present invention, these improvements and modifications are also answered
It is considered as protection scope of the present invention.
Claims (10)
- The verification method 1. one kind is withholdd, which is characterized in that include the following steps:Acquisition is withholdd business information；Processing of withholing is carried out to the business of withholing according to preset target channel of withholing, obtains result of withholing；Withhold result and the target preset result of withholing in channel of withholing are compared, verifying letter of withholing is obtained Breath.
- 2. verification method according to claim 1 of withholing, which is characterized in that the business information of withholing includes: ginseng of withholing Number；It is described that processing of withholing is carried out to the business of withholing according to preset target channel of withholing, before the result that obtains withholing, packet It includes:Obtain the channel parameters in channel of withholing；The parameter of withholing is matched with the channel parameters；After successful match, the channel of withholing that the channel parameters are directed toward is withholdd channel as the target.
- 3. verification method according to claim 2 of withholing, which is characterized in that the parameter of withholing includes: bank account, institute Stating channel parameters includes: account of withholing；It is described to match the parameter of withholing with the channel parameters, comprising:It whether there is account information identical with the bank account in account of withholing described in judgement；When there is account information identical with the bank account in the account of withholing, business and the channel of withholing of withholing Successful match；Then, it what the channel parameters using successful match were directed toward withhold channel withholds channel as target, comprising:Channel of withholing pointed by account of withholing identical with the bank account is determined as the target to withhold channel.
- 4. verification method according to claim 2 of withholing, which is characterized in that the channel parameters include: deducted amount model It encloses；The parameter by the business of withholing is matched with the channel parameters, comprising:Deducted amount is obtained from the business information of withholing；Determine deducted amount range locating for the deducted amount；Then, withhold as described in the target of business of the channel of withholing that the channel parameters using successful match are directed toward is withholdd channel, Include:Channel of withholing pointed by the determining deducted amount range is determined as target to withhold channel.
- 5. verification method according to claim 1 of withholing, which is characterized in that the business of withholing is singulated business of withholing, It withholds business including the first business and second of withholing, wherein first business of withholing withhold and the first of processing is withholdd Channel is stored with the described first the first identification code for withholing business, and the second business information of withholing includes: the second identification code；It is described to incite somebody to action The parameter of the business of withholing is matched with the channel parameters, comprising:It withholds from described second and obtains the described second the second identification code for withholing business in business information；Identification code identical with second identification code is inquired in multiple channels of withholing according to second identification code；Then, withhold as described in the target of business of the channel of withholing that the channel parameters using successful match are directed toward is withholdd channel, Include:Pointed by the first identification code identical with second identification code first channel of withholing is determined as the target and withholds Channel.
- 6. verification method according to claim 1 of withholing, which is characterized in that the target withholds and is preset with channel in channel Parameter, it is described that withhold result and the target preset result of withholing in channel of withholing are compared, it obtains withholing and test Before card information, comprising:The target is obtained to withhold the channel parameters in channel；The channel parameters are added in preset text document, the target is formed and withholds preset knot of withholing in channel Fruit.
- 7. verification method according to claim 1 of withholing, which is characterized in that described that the result of withholing is withholdd with described Preset result of withholing is compared in channel, obtains verification information of withholing, comprising:Whether information in result of withholing described in judgement is consistent with target channel parameters in channel of withholing；Upon a match, it generates to withhold and is proved to be successful information.
- 8. one kind, which is withholdd, verifies device characterized by comprisingModule is obtained, for obtaining business information of withholing；Processing module obtains knot of withholing for carrying out processing of withholing to the business of withholing according to preset target channel of withholing Fruit；Execution module is obtained for withhold result and the target preset result of withholing in channel of withholing to be compared To verification information of withholing.
- 9. a kind of computer equipment, including memory and processor, it is stored with computer-readable instruction in the memory, it is described When computer-readable instruction is executed by the processor, so that the processor executes such as any one of claims 1 to 7 right Withhold described in it is required that verification method the step of.
- 10. a kind of storage medium for being stored with computer-readable instruction, the computer-readable instruction is handled by one or more When device executes, the authentication so that one or more processors execution is withholdd as described in any one of claims 1 to 7 claim The step of method.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201811156788.XA CN109493068A (en) | 2018-09-30 | 2018-09-30 | It withholds verification method, device, computer equipment and storage medium |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201811156788.XA CN109493068A (en) | 2018-09-30 | 2018-09-30 | It withholds verification method, device, computer equipment and storage medium |
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| CN101996368A (en) * | 2009-08-21 | 2011-03-30 | 阿里巴巴集团控股有限公司 | Cross-bank batch paying method and cross-bank batch paying system |
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| CN108256996A (en) * | 2018-02-13 | 2018-07-06 | 平安科技（深圳）有限公司 | For the single method and system of two partition in credit repaying business |
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| CN101996368A (en) * | 2009-08-21 | 2011-03-30 | 阿里巴巴集团控股有限公司 | Cross-bank batch paying method and cross-bank batch paying system |
| US20140081838A1 (en) * | 2012-09-14 | 2014-03-20 | Bank Of America Corporation | Notification of alternative payment channel |
| CN107705118A (en) * | 2017-09-19 | 2018-02-16 | 深圳金融电子结算中心有限公司 | Transaction payment method, system, server and storage medium based on channel route |
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