CN109493039B - Riding transaction system, method and device - Google Patents
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Abstract
The application provides a riding transaction system, a riding transaction method and a riding transaction device, when a user rides a public transport means in a city, only a mobile terminal is required to be carried, the mobile banking application provided by the banking system is installed on the mobile terminal, so that the riding certificate can be directly provided for the riding vehicle through the mobile banking application on the mobile application terminal to realize the riding process, in the process, traffic software provided by a third-party Internet company is not required to be involved, and different virtual bus cards are not required to be registered for different cities and different merchants, so that the complexity of the riding process is effectively reduced, and, the method and the system have the advantages that the interaction between the bank system and the merchant is realized, and the interaction between a third-party internet company and the third-party between the bank system and the merchant is not needed, so that the complexity of the clearing process is further effectively reduced.
Description
Technical Field
The invention relates to the technical field of urban public transport, in particular to a riding transaction system, method and device.
Background
Urban public transport is an important component of urban traffic in order to facilitate public trips in cities and suburbs and passenger transportation by using passenger transport means. Urban public transport, subway etc. are very big to the development influence in aspects such as city political economy, cultural education, science and technology, also are an important aspect of city construction.
In the prior art, a user usually registers in traffic software provided by an internet company to receive a virtual bus card of a city where the user is located, and then the user can take the city public transport means in a mode of scanning a two-dimensional code and paying a riding amount from a wallet; in this way, different virtual bus cards may need to be registered for different public transport companies and subway companies to achieve the purpose of taking a bus, the process of taking a bus is complicated, and when money is cleared (for example, a bank pays a merchant), the process of three-party clearing and clearing among internet companies, banks and merchants (public transport companies, subway companies, and the like) is complicated.
In view of this, it is an urgent need to solve the problem of how to provide a system, method and device for vehicle taking transaction to reduce the complexity of the vehicle taking process and the clearing process.
Disclosure of Invention
In view of this, the present invention provides a system, a method and a device for bus taking transaction to reduce the complexity of the bus taking process and the clearing process.
The technical scheme is as follows:
a ride transaction system, comprising: the mobile terminal comprises a bank system and at least one merchant system, wherein the bank system provides a mobile banking application installed on the mobile terminal, and a merchant indicated by the merchant system provides at least one vehicle;
when a user carrying a mobile terminal has a riding behavior on a target vehicle, submitting a riding certificate corresponding to the riding behavior to the target vehicle based on a mobile bank application installed on the mobile terminal, wherein the riding certificate is used for indicating that the riding behavior corresponding to the riding certificate is allowed;
the bank system generates a first riding transaction record according to the riding voucher, and a target merchant system to which the target vehicle belongs generates a second riding transaction record according to the riding voucher;
the bank system acquires the second bus transaction record from the target merchant system, and compares whether the first bus transaction record and the second bus transaction record are the same;
and if the first bus transaction record is the same as the second bus transaction record, the banking system pays the bus fee to the merchant indicated by the target merchant system based on the transaction amount indicated by the first bus transaction record.
Preferably, when a riding behavior exists on a target vehicle, the step of submitting a riding certificate corresponding to the riding behavior to the target vehicle based on a mobile banking application installed on the mobile terminal includes:
when a user carrying the mobile terminal has a riding behavior on a target vehicle, code scanning operation is executed based on a mobile bank application installed on the mobile terminal and a code scanning device arranged on the target vehicle, and a riding certificate corresponding to the riding behavior is obtained.
Preferably, when a riding behavior exists on a target vehicle, the user carrying the mobile terminal performs a code scanning operation based on a mobile banking application installed on the mobile terminal and a code scanning device arranged on the target vehicle to obtain a riding certificate corresponding to the riding behavior, including:
the method comprises the steps that a mobile banking application installed on a mobile terminal receives a code scanning result, when a user carrying the mobile terminal has a riding behavior on a target vehicle, the code scanning result is obtained by executing a code scanning operation based on the mobile banking application installed on the mobile terminal and a code scanning device arranged on the target vehicle, and the code scanning result comprises a transaction amount;
and the mobile terminal pays the transaction amount to a bank system by using a payment channel bound by the mobile bank application installed on the mobile terminal, and generates a riding certificate corresponding to the riding behavior.
Preferably, if the first ride transaction record and the second ride transaction record are different, the banking system is further configured to:
dispute the first bus transaction record and the second bus transaction record, and determine a target bus transaction record;
and paying the riding fee to the merchant indicated by the target merchant system based on the transaction amount indicated by the target riding transaction record.
Preferably, the performing dispute processing on the first bus transaction record and the second bus transaction record to determine a target bus transaction record includes:
obtaining an operation log of the mobile bank application, wherein the operation log of the mobile bank application comprises operation behavior records of the mobile bank application, which are used for obtaining a riding certificate every time in the history of the mobile bank application;
determining a target riding voucher for generating the first riding transaction record, and acquiring a target operation behavior record for obtaining the target riding voucher from the operation log;
one ride transaction record is selected from the first ride transaction record and the second ride transaction record as a target ride transaction record based on the target operation behavior record.
Preferably, the target merchant system is further configured to:
verifying whether the ride fee is correct based on the transaction amount indicated by the second ride transaction record;
and if the bus taking cost is incorrect, sending notification information to the bank system, wherein the notification information is used for indicating that the bus taking cost corresponding to the bus taking behavior is incorrect to pay.
Preferably, the code scanning result further includes: any one or more of a user identifier of the user corresponding to the riding behavior, a merchant identifier of a merchant to which the vehicle corresponding to the riding behavior belongs, the riding behavior occurrence time period and the riding behavior occurrence road section.
Preferably, the step of the banking system obtaining the second ride transaction record from the target merchant system and comparing whether the first ride transaction record and the second ride transaction record are the same includes:
when the bank system reaches a clearing period, acquiring all first riding transaction records which are not cleared and are related to the target merchant system, and acquiring all second riding transaction records which are not cleared from the target merchant system;
comparing whether all first ride transaction records and all second ride transaction records are the same.
A bus transaction method is applied to mobile banking applications installed on a mobile terminal, and comprises the following steps:
acquiring a code scanning result, wherein the code scanning result is obtained by executing code scanning operation based on a scanning device arranged on a target vehicle when a user carrying a mobile terminal has a riding behavior on the target vehicle, and the scanning result comprises a transaction amount;
and paying the transaction amount to a bank system by using the bound payment channel to generate a riding voucher corresponding to the riding behavior.
A ride vehicle transaction device, comprising:
the code scanning result acquiring unit is used for acquiring a code scanning result, the code scanning result is obtained by executing code scanning operation based on a scanning device arranged on a target vehicle when a user carrying a mobile terminal has a riding behavior on the target vehicle, and the scanning result comprises a transaction amount;
and the riding voucher generating unit is used for paying the transaction amount to a bank system by using the bound payment channel and generating a riding voucher corresponding to the riding behavior.
The application provides a riding transaction system, a riding transaction method and a riding transaction device, when a user rides a public transport means in a city, only a mobile terminal is required to be carried, the mobile banking application provided by the banking system is installed on the mobile terminal, so that the riding certificate can be directly provided for the riding vehicle through the mobile banking application on the mobile application terminal to realize the riding process, in the process, traffic software provided by a third-party Internet company is not required to be involved, and different virtual bus cards are not required to be registered for different cities and different merchants, so that the complexity of the riding process is effectively reduced, and, the method and the system have the advantages that the interaction between the bank system and the merchant is realized, and the interaction between a third-party internet company and the third-party between the bank system and the merchant is not needed, so that the complexity of the clearing process is further effectively reduced.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
Fig. 1 is a schematic diagram illustrating a result of a bus transaction system according to an embodiment of the present application;
fig. 2 is a flowchart of a method for a banking system to dispute a first ride transaction record and a second ride transaction record corresponding to a ride behavior and determine a target ride transaction record according to an embodiment of the present application;
fig. 3 is a flow chart of a method for vehicle transaction according to an embodiment of the present disclosure;
fig. 4 is a schematic structural diagram of a riding transaction device according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The embodiment is as follows:
fig. 1 is a schematic structural diagram of a bus taking transaction system according to an embodiment of the present disclosure.
As shown in fig. 1, the system includes: a banking system 11 and at least one merchant system 12, the banking system providing a mobile banking application for installation on the mobile terminal, the merchant indicated by the merchant system providing at least one vehicle.
In the embodiment of the present application, preferably, the mobile banking application provided by the banking system may be a mobile banking.
When a user carrying the mobile terminal has a riding behavior on a target vehicle, submitting a riding voucher corresponding to the riding behavior to the target vehicle based on a mobile bank application installed on the mobile terminal, wherein the riding voucher is used for indicating that the riding behavior corresponding to the riding voucher is allowed;
the bank system generates a first riding transaction record according to the riding voucher, and a target merchant system to which the target vehicle belongs generates a second riding transaction record according to the riding voucher;
the bank system acquires a second bus transaction record from the target merchant system, and compares whether the first bus transaction record and the second bus transaction record are the same;
and if the first bus transaction record is the same as the second bus transaction record, the bank system pays the bus fee to the merchant indicated by the target merchant system based on the transaction amount indicated by the first bus transaction record.
According to the bus taking transaction system provided by the embodiment of the application, when a user carries a mobile terminal provided with a mobile bank application to take a city public transport means (here, the city public transport means is called as a vehicle, and the vehicle can be a bus, a subway and the like), namely when the user generates a bus taking action on the vehicle, the vehicle is provided with a scanning device, the user can execute a code scanning operation through the mobile bank application on the mobile terminal and the scanning device on the vehicle, so as to obtain a code scanning result corresponding to the bus taking action, and the code scanning result comprises a transaction amount which the user who generates the bus taking action needs to pay.
For example, a two-dimensional code is set on a code scanning device on the vehicle, and the two-dimensional code includes the transaction amount and may also include information such as the merchant to which the vehicle belongs. When a user takes the vehicle, the mobile banking application installed on the mobile terminal carried by the user is opened, the scanning function is started, the two-dimensional code on the code scanning device of the vehicle is scanned, and a code scanning result is obtained, wherein the code scanning result comprises the transaction amount in the two-dimensional code.
After the mobile bank application on the mobile terminal obtains the code scanning result, the transaction amount indicated by the code scanning result can be paid to a bank system through a payment channel bound in the mobile bank application, after the bank system determines the payment result, a riding certificate corresponding to the riding behavior is generated and returned to the mobile bank application, the riding certificate is used for indicating that the riding behavior is allowed, and a user can take a bus by holding the riding certificate.
The payment channel bound by the mobile bank application on the mobile terminal can be a bank card bound in the mobile bank application on the mobile terminal, and the two different bank cards bound by the mobile bank application can be considered as two different payment channels bound by the mobile bank application.
In the embodiment of the application, the process that the mobile terminal pays the bank system can be understood as the process that the user takes a bus, and the process is that the bank system collects the bus fee of the user for a merchant; after the bank system collects the riding fee of the user for the merchant, the bank system needs to pay the riding fee to the merchant, and the process of paying the riding fee to the merchant by the bank system can be as follows:
when a user carries a mobile terminal to carry out a riding behavior on a vehicle, a riding certificate can be submitted to the vehicle, correspondingly, a bank system can generate a first riding transaction record according to the riding certificate, a merchant system can generate a second riding transaction record according to the riding certificate, the first riding transaction record is generated and stored by the bank system, and the second riding transaction record is generated and stored by the merchant system;
according to one-time riding behavior, after a riding certificate corresponding to the riding behavior is determined, a bank system generates a first transaction record according to the riding certificate, a merchant system generates a second transaction record according to the riding certificate, when the bank system needs to pay riding fee to the merchant system, the bank system only needs to obtain the second riding transaction record in the merchant system, and compares whether the second riding transaction record is the same as the first riding transaction record, if so, the recorded data of the riding behavior of the bank system is the same as the recorded data of the riding behavior of the merchant system, and the bank system only needs to pay the riding fee to the merchant according to the transaction amount indicated by the first riding transaction record. In this case, the ride fee may be the transaction amount indicated by the first ride transaction record.
Correspondingly, if the second riding transaction record is different from the first riding transaction record, it indicates that the recorded data of the riding behavior of the bank system is different from the recorded data of the riding behavior of the merchant system, and the bank system needs to dispute the first riding transaction record and the second riding transaction record to determine a target riding transaction record corresponding to the riding behavior of the time, and then pay riding fee to the merchant based on the target riding transaction record.
The first bus taking transaction record and the second bus taking transaction record corresponding to the bus taking behavior are disputed by the bank system, and a manner of determining the target bus taking transaction record is shown in fig. 2.
As shown in fig. 2, the method includes:
s201, obtaining an operation log of the mobile bank application, wherein the operation log of the mobile bank application comprises operation behavior records of the mobile bank application, which are used for obtaining a riding certificate every time in the history of the mobile bank application;
when the bank system conducts dispute processing on a first bus taking transaction record and a second bus taking transaction record corresponding to a bus taking behavior, firstly, an operation log in a mobile bank application installed on a mobile terminal conducting the bus taking behavior of a user is determined, wherein the operation log comprises operation behavior records of the mobile bank application, which are used for obtaining bus taking certificates each time, of the history of the mobile bank application.
S202, determining a target riding voucher for generating a first riding transaction record, and acquiring a target operation behavior record for obtaining the target riding voucher from an operation log;
according to the method and the device for determining the riding quality of the mobile bank, the first riding transaction record which disputes with the second riding transaction record can be determined, the target riding certificate used for generating the first riding transaction record is determined, and after the operation behavior record of the mobile bank application is obtained, the target operation behavior record used for obtaining the target riding certificate can be determined from the operation behavior record.
And S203, selecting one bus transaction record from the first bus transaction record and the second bus transaction record as a target bus transaction record based on the target operation behavior record.
In the embodiment of the application, after the target operation behavior record is determined, whether the first bus transaction record is correct or the second bus transaction record is correct can be determined according to the target operation behavior record, and the correct bus transaction record in the first bus transaction record and the second bus transaction record is used as the target bus transaction record.
Further, the banking system provided by the embodiment of the application can also perform the process of paying the riding fee to the merchant system at regular intervals.
For example, a clearing period may be set, and each time the clearing period is reached, the banking system may obtain all first ride transaction records in which the vehicle is not cleared currently, and all second ride transaction records in each merchant system which are not cleared currently; the bank system respectively acquires all first bus transaction records related to each merchant from all first bus transaction records which are not cleared currently; for a merchant, the bank system compares whether all first bus transaction records which are not cleared currently and are related to the merchant in the bank system are the same as all second bus transaction records which are not cleared currently in the merchant system of the merchant; if the first riding transaction record exists and the second riding transaction record does not exist for the one-time riding behavior, determining that the one-time riding behavior is disputed; if the second bus taking transaction record exists and the first bus taking transaction record does not exist aiming at the one-time bus taking behavior, determining that the one-time bus taking behavior is disputed; and if the first bus taking transaction record is different from the second bus taking transaction record aiming at the one-time bus taking behavior, determining that the one-time bus taking behavior is disputed.
When the bus taking behavior is in dispute, the target bus taking transaction record of the bus taking behavior in dispute can be determined based on the operation behavior record in the operation log of the mobile bank application, and the bus taking fee is paid for the merchant according to the target bus taking transaction record.
In this embodiment of the application, for a one-time riding behavior, the merchant system may further verify whether the riding fee corresponding to the riding behavior paid by the bank system is correct based on the transaction amount indicated by the second riding transaction record corresponding to the riding behavior stored in the merchant system, and if the riding fee is incorrect, the merchant system is further configured to send notification information indicating that the riding fee corresponding to the riding behavior is incorrect to the bank system.
In this embodiment of the present application, the code scanning result further includes: any one or more of a user identifier of the user corresponding to the riding behavior, a merchant identifier of a merchant to which the vehicle belongs corresponding to the riding behavior, a riding behavior occurrence time period and a riding behavior occurrence road section.
Correspondingly, the taking transaction record corresponding to the taking behavior may include any one or more of a transaction amount corresponding to the taking behavior, a user identifier of a user corresponding to the taking behavior, a merchant identifier of a merchant to which a vehicle corresponding to the taking behavior belongs, an occurrence time period of the taking behavior, and an occurrence road section of the taking behavior.
A riding transaction method provided in an embodiment of the present application is described below from the perspective of a mobile terminal, and as shown in fig. 3, the riding transaction method is applied to a mobile banking application in the mobile terminal, and the method includes:
s301, acquiring a code scanning result, wherein the code scanning result is obtained by executing a code scanning operation based on a scanning device arranged on a target vehicle when a user carrying the mobile terminal has a riding behavior on the target vehicle, and the scanning result comprises a transaction amount;
s302, paying the transaction amount to a bank system by using the bound payment channel, and generating a riding certificate corresponding to the riding behavior.
Correspondingly, the embodiment of the present application further provides a riding transaction device, including:
a code scanning result obtaining unit 41, configured to obtain a code scanning result, where the code scanning result is a code scanning result obtained by executing a code scanning operation based on a scanning device arranged on a target vehicle when a riding behavior of a user carrying a mobile terminal exists on the target vehicle, and the scanning result includes a transaction amount;
and a riding voucher generating unit 42, configured to pay the transaction amount to the banking system through the bound payment channel, and generate a riding voucher corresponding to the riding behavior.
Further, the embodiment of the present application further provides a mobile terminal, where the mobile terminal includes the riding transaction device provided in the above embodiment.
The embodiment of the application provides a bus transaction system, a bus transaction method and a bus transaction device, wherein the bus transaction system comprises a bank system and at least one merchant system, the bank system provides a mobile bank application installed on a mobile terminal, and a merchant indicated by the merchant system provides at least one vehicle; when a user carrying the mobile terminal has a riding behavior on a target vehicle, submitting a riding certificate corresponding to the riding behavior to the target vehicle based on a mobile bank application installed on the mobile terminal; and when the first riding transaction record generated by the bank system according to the riding voucher is the same as the second riding transaction record generated by the target merchant system to which the target vehicle belongs according to the riding voucher, the bank system pays riding cost to the merchant indicated by the target merchant system. According to the method and the system, a third-party internet company is not required to participate in the process of realizing the bus taking transaction, and the complexity of the bus taking process and the clearing process is effectively reduced.
The riding transaction system, method and device provided by the invention are described in detail, and the principle and the implementation mode of the invention are explained by applying specific examples, and the description of the embodiments is only used for helping to understand the method and the core idea of the invention; meanwhile, for a person skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.
It should be noted that, in the present specification, the embodiments are all described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other. The device disclosed by the embodiment corresponds to the method disclosed by the embodiment, so that the description is simple, and the relevant points can be referred to the method part for description.
It is further noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include or include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (8)
1. A ride transaction system, comprising: the mobile terminal comprises a banking system and at least one merchant system, wherein the banking system provides a mobile banking application installed on the mobile terminal, and a merchant indicated by the merchant system provides at least one vehicle;
the method comprises the steps that a mobile banking application installed on a mobile terminal receives a code scanning result, when a user carrying the mobile terminal has a riding behavior on a target vehicle, the code scanning result is obtained by executing a code scanning operation based on the mobile banking application installed on the mobile terminal and a code scanning device arranged on the target vehicle, and the code scanning result comprises a transaction amount;
the mobile terminal pays the transaction amount to a bank system by using a payment channel bound by a mobile bank application installed on the mobile terminal, and receives a riding certificate which is generated and returned by the bank system after the bank system confirms the payment result of the user and corresponds to the riding behavior; the riding voucher is used for indicating that riding behaviors corresponding to the riding voucher are allowed;
a mobile banking application installed on the mobile terminal submits a riding certificate corresponding to the riding behavior to the target vehicle;
the bank system generates a first riding transaction record according to the riding voucher, and a target merchant system to which the target vehicle belongs generates a second riding transaction record according to the riding voucher;
the bank system acquires the second bus transaction record from the target merchant system, and compares whether the first bus transaction record and the second bus transaction record are the same;
and if the first bus transaction record is the same as the second bus transaction record, the banking system pays the bus fee to the merchant indicated by the target merchant system based on the transaction amount indicated by the first bus transaction record.
2. The system of claim 1, wherein if the first ride transaction record and the second ride transaction record are different, the banking system is further configured to:
dispute the first bus transaction record and the second bus transaction record, and determine a target bus transaction record;
and paying the riding fee to the merchant indicated by the target merchant system based on the transaction amount indicated by the target riding transaction record.
3. The system of claim 2, wherein the dispute processing the first ride transaction record and the second ride transaction record to determine a target ride transaction record comprises:
obtaining an operation log of the mobile bank application, wherein the operation log of the mobile bank application comprises operation behavior records of the mobile bank application, which are used for obtaining a riding certificate every time in the history of the mobile bank application;
determining a target riding voucher for generating the first riding transaction record, and acquiring a target operation behavior record for obtaining the target riding voucher from the operation log;
and selecting one taking transaction record from the first taking transaction record and the second taking transaction record as a target taking transaction record based on the target operation behavior record.
4. The system of claim 1, wherein the target merchant system is further configured to:
verifying whether the riding fee is correct or not based on the transaction amount indicated by the second riding transaction record;
and if the bus taking cost is incorrect, sending notification information to the bank system, wherein the notification information is used for indicating that the bus taking cost corresponding to the bus taking behavior is incorrect to pay.
5. The system of claim 1, wherein the code scanning result further comprises: any one or more of a user identifier of the user corresponding to the riding behavior, a merchant identifier of a merchant to which the vehicle corresponding to the riding behavior belongs, the riding behavior occurrence time period and the riding behavior occurrence road section.
6. The system of any of claims 1-5, wherein the banking system obtains the second ride transaction record from the target merchant system, and compares whether the first ride transaction record and the second ride transaction record are the same comprises:
when the bank system reaches a clearing period, acquiring all first riding transaction records which are not cleared and are related to the target merchant system, and acquiring all second riding transaction records which are not cleared from the target merchant system;
comparing whether all first ride transaction records and all second ride transaction records are the same.
7. A bus transaction method is characterized by being applied to a mobile banking application installed on a mobile terminal, and comprises the following steps:
acquiring a code scanning result, wherein the code scanning result is obtained by executing a code scanning operation based on a scanning device arranged on a target vehicle when a user carrying a mobile terminal has a riding behavior on the target vehicle, and the code scanning result comprises a transaction amount;
paying the transaction amount to a bank system by using a bound payment channel, and receiving a riding certificate which is generated and returned by the bank system after the payment result of the user is confirmed by the bank system and corresponds to the riding behavior; the riding voucher is used for indicating that riding behaviors corresponding to the riding voucher are allowed.
8. A ride transaction apparatus, comprising:
the code scanning result acquisition unit is used for acquiring a code scanning result, wherein the code scanning result is obtained by executing code scanning operation based on a scanning device arranged on a target vehicle when a user carrying a mobile terminal has a riding behavior on the target vehicle, and the code scanning result comprises a transaction amount;
the riding voucher generating unit is used for paying the transaction amount to a bank system by using a bound payment channel, receiving a payment result of a user confirmed by the bank system, and then generating and returning a riding voucher corresponding to the riding behavior; the riding voucher is used for indicating that riding behaviors corresponding to the riding voucher are allowed.
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| CN201811229675.8A CN109493039B (en) | 2018-10-22 | 2018-10-22 | Riding transaction system, method and device |
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| CN201811229675.8A CN109493039B (en) | 2018-10-22 | 2018-10-22 | Riding transaction system, method and device |
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| CN103839157A (en) * | 2014-02-25 | 2014-06-04 | 中国联合网络通信集团有限公司 | Electronic payment method, device and system |
| CN104134142A (en) * | 2014-08-11 | 2014-11-05 | 东南大学 | Metro ticket buying and checking method based on two-dimension code recognition |
| CN106952088A (en) * | 2016-01-06 | 2017-07-14 | 向祖跃 | Non-stop layer multirow shares mobile-payment system and its method of payment |
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