CN109493039A - A kind of transaction system, method and device of riding - Google Patents
A kind of transaction system, method and device of riding Download PDFInfo
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- G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
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Abstract
The application provides a kind of transaction system of riding, method and device, user is when taking urban public transport tool, it only needs to carry mobile terminal, mobile banking's application that installation banking system provides on mobile terminals, it can directly be applied by the mobile banking in mobile application terminal to its ride-on vehicles and voucher of riding is provided, to realize riding process, it does not need to be related to the traffic software of third party Internet company offer in this course, it does not need more for different cities, the different virtual bus cards of different Merchants registers, therefore, effectively reduce the triviality of riding process, and, because being that banking system is interacted with the both sides of trade company involved by the application, it does not need to be related to third party Internet company, tripartite between banking system and trade company interacts, therefore, further effectively reduce the triviality of clearance process.
Description
Technical field
The present invention relates to urban public transport technical field, more specifically to one kind ride transaction system, method and
Device.
Background technique
Urban public transport, within the scope of city and its suburb, for convenience of Public Traveling, the passenger carried out with passenger traffic equipment
Transport, is the important component of urban transportation.City bus, subway etc. are to city political economy, culture and education, science and technology
Etc. influence on development is very big and an importance of urban construction.
The prior art be usually registered in the traffic software that Internet company provides as user get it where city
After virtual bus card the public friendship in city could be taken scanning the two-dimensional code and reaching by way of the paying riding amount of money in wallet
The purpose of logical tool；This mode needs to need to register different virtual public transport for different public transport companies, metro company
Purpose, riding process are cumbersome by bus to realize for card, also, when carrying out amount of money clearance (for example, bank pays the bill to trade company), are related to
It is comparatively laborious to tripartite's clearance between Internet company, bank and trade company's (public transport company, metro company etc.), clearance process.
In view of this, a kind of ride transaction system, method and device how are provided, to reduce riding process, clearance process
Triviality, be a problem to be solved.
Summary of the invention
In view of this, the present invention provides a kind of ride transaction system, method and device, to reduce riding process, clear
The triviality of journey.
Technical solution is as follows:
A kind of transaction system of riding, comprising: banking system and at least one commerce system, the banking system offer are used for
The mobile banking's application of installation on mobile terminals, the trade company of the commerce system instruction provide at least one vehicle；
The user of mobile terminal is carried when there is behavior by bus on target vehicle, based on what is installed on the mobile terminal
Mobile banking applies to the target vehicle and submits voucher by bus corresponding with the behavior by bus, and voucher is used to indicate fair by bus
Perhaps behavior by bus corresponding with the voucher by bus；
The banking system is according to the transaction record by bus of voucher generation first of riding, mesh belonging to the target vehicle
Commerce system is marked according to the transaction record by bus of voucher generation second of riding；
The banking system from the target commerce system obtain described second by bus transaction record, more described first multiplies
Vehicle transaction record and described second by bus transaction record it is whether identical；
If described first by bus transaction record with described second by bus transaction record it is identical, the banking system is based on described
Trade company's paying riding expense that first transaction amount that transaction record indicates by bus is indicated to the target commerce system.
Preferably, the user for carrying mobile terminal is based on the movement when there is behavior by bus on target vehicle
The mobile banking installed in terminal applies to the target vehicle and submits voucher by bus corresponding with the behavior by bus, comprising:
The user of mobile terminal is carried when there is behavior by bus on target vehicle, based on what is installed on the mobile terminal
The barcode scanning device that mobile banking applies and is set on target vehicle executes barcode scanning operation, obtains corresponding with the behavior by bus
Voucher by bus.
Preferably, the user for carrying mobile terminal is based on the movement when there is behavior by bus on target vehicle
The mobile banking's application installed in terminal and the barcode scanning device being set on target vehicle execute barcode scanning operation, obtain multiplying with described
Garage is corresponding voucher by bus, comprising:
The mobile banking's application being installed on the mobile terminal receives barcode scanning as a result, the barcode scanning result moves to carry
The user of terminal based on the mobile banking's application installed on the mobile terminal and sets when there is behavior by bus on target vehicle
The barcode scanning device being placed on target vehicle executes barcode scanning and operates to obtain barcode scanning as a result, the barcode scanning result includes transaction amount；
The mobile terminal is paid using bound channel of disbursement to banking system using the mobile banking installed thereon
The transaction amount generates voucher by bus corresponding with the behavior by bus.
Preferably, if described first by bus transaction record with described second by bus transaction record it is different, the banking system
It is also used to:
To described first by bus transaction record and described second by bus transaction record carry out dispute process, determine that target is ridden
Transaction record；
It is ridden trade company's branch for being indicated to the target commerce system of transaction amount of transaction record instruction based on the target
Pay expense by bus.
Preferably, it is described to described first by bus transaction record and described second by bus transaction record carry out dispute process,
Determine that target is ridden transaction record, comprising:
The operation log of mobile banking's application is obtained, the operation log of mobile banking's application includes mobile banking's application
History is used to obtain every time the operation behavior record of the mobile banking application of voucher by bus；
It determines that the target for generating the described first transaction record by bus is ridden voucher, obtains and use from the operation log
It rides the object run behavior record of voucher in obtaining the target；
Based on the object run behavior record from described first by bus transaction record and described second by bus transaction record
It is middle choose one by bus transaction record ride transaction record as target.
Preferably, the target commerce system is also used to:
Based on the described second transaction amount that transaction record indicates by bus, whether the verifying expense by bus is correct；
If the expense by bus is incorrect, Xiang Suoshu banking system sends notification information, and the notification information is used to indicate
The corresponding reimbursement of expense by bus of behavior is incorrect by bus.
Preferably, the barcode scanning result further include: the user identifier of the corresponding user of behavior by bus, the row by bus
Section occurs for the merchant identification of trade company belonging to corresponding vehicle, the behavior time of origin section by bus and the behavior by bus
In it is any one or more.
Preferably, the banking system from the target commerce system obtain described second by bus transaction record, compare institute
State first by bus transaction record and described second by bus transaction record it is whether identical, comprising:
The banking system obtains current not liquidated related with the target commerce system when reaching the clearance period
The all first transaction records by bus, and obtain current not liquidated all second from the target commerce system and hand over by bus
Easily record；
Compare all first by bus transaction record and all second by bus transaction record it is whether identical.
A kind of method of commerce of riding, applied to the mobile banking's application being installed on mobile terminal, this method comprises:
Barcode scanning is obtained as a result, the barcode scanning result is that the user for carrying mobile terminal has behavior by bus on target vehicle
When, based on the scanning means being set on the target vehicle, the barcode scanning that execution barcode scanning operates is as a result, the scanning result
Including transaction amount；
The transaction amount is paid to banking system using the channel of disbursement of binding, is generated corresponding with the behavior by bus
Voucher by bus.
A kind of the transaction device of riding, comprising:
Barcode scanning result acquiring unit, for obtaining barcode scanning as a result, the user that the barcode scanning result is carrying mobile terminal exists
When there is behavior by bus on target vehicle, based on the scanning means being set on the target vehicle, executes barcode scanning and operate to obtain
Barcode scanning as a result, the scanning result includes transaction amount；
Voucher generation unit by bus pays the transaction amount to banking system for the channel of disbursement using binding, raw
At voucher by bus corresponding with the behavior by bus.
The application provides a kind of ride transaction system, method and device, and user is when taking urban public transport tool, only
It needs to carry mobile terminal, mobile banking's application that banking system provides is installed on mobile terminals, can directly pass through movement
Mobile banking on application terminal, which applies to its ride-on vehicles, provides voucher of riding, to realize riding process, in this process
In do not need to be related to the traffic software of third party Internet company offer, do not need more for different cities, different trade company's notes
Therefore the different virtual bus cards of volume effectively reduce the triviality of riding process, also, because be involved by the application
Banking system is interacted with the both sides of trade company, does not need to be related between third party Internet company, banking system and trade company
Tripartite's interaction, therefore, further effectively reduces the triviality of clearance process.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
The embodiment of invention for those of ordinary skill in the art without creative efforts, can also basis
The attached drawing of offer obtains other attached drawings.
Fig. 1 is a kind of result schematic diagram of transaction system by bus provided by the embodiments of the present application；
Fig. 2 be a kind of banking system corresponding to behavior by bus first provided by the embodiments of the present application ride transaction record and
Second by bus transaction record carry out dispute process, determine that target is ridden the method flow diagram of transaction record；
Fig. 3 is a kind of method of commerce flow chart of riding provided by the embodiments of the present application；
Fig. 4 is a kind of structural schematic diagram of the transaction device by bus provided by the embodiments of the present application.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
Embodiment:
Fig. 1 is a kind of structural schematic diagram of transaction system by bus provided by the embodiments of the present application.
As shown in Figure 1, the system includes: banking system 11 and at least one commerce system 12, banking system offer is used for
The mobile banking's application of installation on mobile terminals, the trade company of commerce system instruction provide at least one vehicle.
In the embodiment of the present application, it is preferred that mobile banking's application that banking system provides can be Mobile banking.
The user of mobile terminal is carried when there is behavior by bus on target vehicle, based on the movement installed on mobile terminal
Bank application submits voucher by bus corresponding with behavior by bus to target vehicle, and voucher is used to indicate permission and voucher by bus by bus
Corresponding behavior by bus；
Banking system generates the first transaction record by bus, target commerce system root belonging to target vehicle according to voucher by bus
According to voucher by bus generate second by bus transaction record；
Banking system from target commerce system obtain second by bus transaction record, compare first by bus transaction record and second
Whether transaction record is identical by bus；
If first by bus transaction record and second by bus transaction record it is identical, banking system be based on first by bus transaction record
Trade company's paying riding expense that the transaction amount of instruction is indicated to target commerce system.
A kind of transaction system of riding provided by the embodiments of the present application, user carry the mobile end for being equipped with mobile banking's application
It takes urban public transport tool and (urban public transport tool herein, is known as vehicle, vehicle can be bus, subway in end
Deng) when, i.e. user is provided with scanning means when generating the behavior of riding on vehicle, on vehicle, and user can pass through mobile terminal
On mobile banking apply and vehicle on scanning means, execute barcode scanning operation, obtain multiplying the corresponding barcode scanning of this behavior with this
As a result, the barcode scanning result includes that the transaction amount that this time user of behavior should pay by bus occurs.
For example, two dimensional code is arranged on barcode scanning device on vehicle, includes transaction amount in the two dimensional code, can also include vehicle
The information such as affiliated trade company.User opens the mobile banking's application installed on the mobile terminal of its carrying when taking the vehicle,
Point opens " sweep and sweep " function, is scanned to the two dimensional code on vehicle barcode scanning device, obtains barcode scanning as a result, the barcode scanning result includes
Transaction amount in the two dimensional code.
Mobile banking on mobile terminal applies after getting barcode scanning result, can be by tying up in mobile banking application
Fixed channel of disbursement pays the transaction amount that the barcode scanning result indicates to banking system, raw after banking system determines payment achievement
Using voucher by bus corresponding with this behavior of riding is returned, the voucher that should ride, which is used to indicate, allows this for the Cheng Bingxiang mobile banking
Secondary behavior by bus, user, which holds the voucher of riding, to ride.
Wherein, the channel of disbursement of mobile banking's application binding on mobile terminal can be the mobile silver on the mobile terminal
Different two bank card of the bank card etc. bound in row application, mobile banking's application binding may be considered the mobile banking
Using two different channel of disbursement of binding.
In the embodiment of the present application, mobile terminal can be understood as the mistake that user rides to the process that banking system is paid
Journey, this process are collected the expense by bus of user by banking system for trade company；The riding fee of user is collected for trade company in banking system
With rear, need that expense trade company will be paid by bus by banking system, the process that banking system pays expense by bus to trade company can
With as follows:
User carries mobile terminal when vehicle carries out behavior by bus, voucher of riding can be submitted to vehicle, correspondingly, silver-colored
The row system voucher that can be ridden according to this generates the first transaction record by bus, and the commerce system voucher that can be ridden according to this generates the
Two transaction records by bus, first by bus transaction record is generated and is saved by banking system, the second transaction record of riding by trade company is
System is generated and is saved；
For once behavior by bus, is determining the corresponding voucher by bus of the behavior that should ride, multiplied by banking system according to this
Vehicle voucher generates the first transaction record, after commerce system generates the second transaction record according to the voucher that should ride, when banking system needs
It will be to the commerce system paying riding fee used time, it is only necessary to obtain second transaction record by bus in commerce system, and compare the
Two by bus transaction record and first by bus transaction record it is whether identical, if identical, illustrate that banking system rides for this
The record data of behavior are identical as record data of the commerce system for this behavior of riding, then banking system is only needed according to
The transaction amount of one transaction record instruction by bus is to trade company's paying riding expense.At this point, this should can be expense by bus
First transaction amount that transaction record indicates by bus.
Correspondingly, if this second by bus transaction record and first by bus transaction record difference when, illustrate banking system for
This time the record data of behavior and commerce system be not identical for the record data of this behavior of riding by bus, then banking system needs
Will to this first by bus transaction record and second by bus transaction record carry out dispute process, with determination it is corresponding with this behavior of riding
Target ride transaction record, and then transaction record is ridden to trade company's paying riding expense based on the target.
Wherein, banking system corresponding to behavior by bus first ride transaction record and second by bus transaction record strive
View processing determines that the ride mode of transaction record of target refers to Fig. 2.
As shown in Fig. 2, this method comprises:
The operation log of S201, the operation log for obtaining mobile banking's application, mobile banking's application include that mobile banking answers
It is used to obtain the operation behavior record of mobile banking's application of voucher by bus every time with history；
Wherein, banking system corresponding to behavior by bus first ride transaction record and second by bus transaction record strive
When view processing, it is first determined the operation in mobile banking's application that user installs on carrying out this time the mobile terminal of behavior by bus
Log, the operation log include that the history of mobile banking application is used to obtain every time the mobile banking of voucher by bus and applies
Operation behavior record.
S202, it determines and rides voucher for generating the target that first rides transaction record, obtain and be used for from operation log
Target is obtained to ride the object run behavior record of voucher；
The embodiment of the present application, can determine with second by bus transaction record generate dispute first by bus transaction record, and
Determine that target for generating first transaction record by bus is ridden voucher, in the operation behavior note for getting mobile banking's application
After record, it can determine from operation behavior record and ride the object run behavior record of voucher for obtaining the target.
S203, based on object run behavior record from first by bus transaction record and second choose one in transaction record by bus
A transaction record by bus is ridden transaction record as target.
It in the embodiment of the present application, can be true according to object run behavior record after determining object run behavior record
Fixed first by bus transaction record it is correct or second by bus transaction record it is correct, and by first by bus transaction record and second ride
Transaction record of correctly riding in transaction record is ridden transaction record as target.
Further, banking system provided by the embodiments of the present application can also be spaced execution once to quotient at regular intervals
The process of family system paying riding expense.
For example, a clearance period can be set, whenever reaching in the clearance period, banking system is available wherein current
Not liquidated all first are ridden current not liquidated all second in transaction record and each commerce system
Transaction record by bus；Banking system obtains and every respectively from its currently not liquidated all first by bus transaction record
A trade company related all first ride transaction record；Banking system compares current in banking system for a trade company
Not liquidated related with the trade company all first is currently not liquidated in the commerce system of transaction record and the trade company by bus
All second by bus transaction record it is whether identical；If for once by bus behavior, there are first by bus transaction record, be not present
Second by bus transaction record, determine this time by bus behavior exist dispute；If trading by bus for once behavior by bus there are second
It records, there is no first, transaction record, determining behavior of this time riding have dispute by bus；If for once behavior by bus, first
By bus transaction record and second by bus transaction record it is different, determine that this time behavior has dispute by bus.
Behavior by bus exist dispute on when, can based on mobile banking apply operation log present in operation behavior note
Record determines that the target for the behavior by bus that there is dispute is ridden transaction record, to be trade company's payment according to target transaction record of riding
Expense by bus.
In the embodiment of the present application, for once behavior by bus, what commerce system was also based on that it is stored multiplies with this
Garage be corresponding second by bus transaction record instruction transaction amount, verifying banking system payment with this behavior pair of riding
Whether the expense by bus answered is correct, if expense is incorrect by bus, commerce system, which is also used to send instruction to banking system, this time to be multiplied
Garage is the corresponding incorrect notification information of reimbursement of expense by bus.
In the embodiment of the present application, barcode scanning result further include: the user identifier of the corresponding user of behavior, behavior by bus by bus
The merchant identification of trade company belonging to corresponding vehicle, by bus behavior time of origin section and by bus behavior occur any one in section
Item is multinomial.
Correspondingly, the corresponding transaction record by bus of behavior may include the corresponding transaction amount of behavior by bus, ride by bus
The user identifier of the corresponding user of behavior, the merchant identification for the trade company belonging to the corresponding vehicle of behavior that rides, behavior of riding
Period and by bus behavior occur any one or more in section.
From the angle of mobile terminal, to one kind provided by the embodiments of the present application, method of commerce is illustrated by bus below, is such as schemed
Shown in 3, mobile banking's application in mobile terminal should be applied to by method of commerce by bus, this method comprises:
S301, barcode scanning is obtained as a result, barcode scanning result is that the user for carrying mobile terminal has row by bus on target vehicle
For when, based on the scanning means being set on target vehicle, execute the barcode scanning that barcode scanning operates as a result, scanning result includes handing over
The easy amount of money；
S302, using the channel of disbursement of binding to the banking system payment transaction amount of money, generate multiplies corresponding with behavior by bus
Vehicle voucher.
Correspondingly, the embodiment of the present application also provides a kind of the transaction device of riding, should the transaction device include: by bus
Barcode scanning result acquiring unit 41, for obtaining barcode scanning as a result, barcode scanning result is to carry the user of mobile terminal in mesh
When marking on vehicle in the presence of behavior by bus, based on the scanning means being set on target vehicle, the barcode scanning that barcode scanning operates is executed
As a result, scanning result includes transaction amount；
Voucher generation unit 42 by bus is generated for the channel of disbursement using binding to the banking system payment transaction amount of money
Voucher by bus corresponding with behavior by bus.
Further, the embodiment of the present application also provides a kind of mobile terminal, which includes such as above-described embodiment institute
The transaction device by bus provided.
The embodiment of the present application provides a kind of ride transaction system, method and device, should transaction system include by bus department of banking
System and at least one commerce system, banking system are provided for installing mobile banking's application on mobile terminals, commerce system
The trade company of instruction provides at least one vehicle；The user of mobile terminal being carried when there is behavior by bus on target vehicle, being based on
The mobile banking installed on mobile terminal applies to target vehicle and submits voucher by bus corresponding with behavior by bus；And work as bank
System target commerce system according to belonging to the first transaction record and target vehicle by bus that voucher by bus generates according to ride with
Card generate second when transaction record is identical by bus, trade company's paying riding fee from banking system to target commerce system that indicated from
With.The application does not need third party Internet company in realizing process of exchange of riding and participates in, and effectively reduces riding process, clear
The triviality of calculation process.
To one kind provided by the present invention, transaction system, method and device are described in detail by bus above, herein
Apply that a specific example illustrates the principle and implementation of the invention, the explanation of above example is only intended to help
Understand method and its core concept of the invention；At the same time, for those skilled in the art, according to the thought of the present invention,
There will be changes in the specific implementation manner and application range, and to sum up, the content of the present specification should not be construed as to the present invention
Limitation.
It should be noted that all the embodiments in this specification are described in a progressive manner, each embodiment weight
Point explanation is the difference from other embodiments, and the same or similar parts between the embodiments can be referred to each other.
For the device disclosed in the embodiment, since it is corresponded to the methods disclosed in the examples, so being described relatively simple, phase
Place is closed referring to method part illustration.
It should also be noted that, herein, relational terms such as first and second and the like are used merely to one
Entity or operation are distinguished with another entity or operation, without necessarily requiring or implying between these entities or operation
There are any actual relationship or orders.Moreover, the terms "include", "comprise" or its any other variant are intended to contain
Lid non-exclusive inclusion, so that the element that the process, method, article or equipment including a series of elements is intrinsic,
It further include either the element intrinsic for these process, method, article or equipments.In the absence of more restrictions,
The element limited by sentence "including a ...", it is not excluded that in the process, method, article or equipment for including element also
There are other identical elements.
The foregoing description of the disclosed embodiments enables those skilled in the art to implement or use the present invention.
Various modifications to these embodiments will be readily apparent to those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, of the invention
It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one
The widest scope of cause.
Claims (10)
- The transaction system 1. one kind is ridden characterized by comprising banking system and at least one commerce system, the department of banking System is provided for installing mobile banking's application on mobile terminals, and the trade company of the commerce system instruction provides at least one vehicle ?；The user of mobile terminal is carried when there is behavior by bus on target vehicle, based on the movement installed on the mobile terminal Bank application to the target vehicle submit with it is described by bus behavior it is corresponding by bus voucher, by bus voucher be used to indicate permission and It is described by bus voucher it is corresponding by bus behavior；The banking system is according to the transaction record by bus of voucher generation first of riding, target quotient belonging to the target vehicle Family system is according to the transaction record by bus of voucher generation second of riding；The banking system from the target commerce system obtain described second by bus transaction record, more described first by bus hand over Easily record and described second by bus transaction record it is whether identical；If described first by bus transaction record with described second by bus transaction record it is identical, the banking system be based on described first Trade company's paying riding expense that the transaction amount of transaction record instruction is indicated to the target commerce system by bus.
- 2. system according to claim 1, which is characterized in that the user for carrying mobile terminal deposits on target vehicle In behavior by bus, applies to submit to the target vehicle based on the mobile banking installed on the mobile terminal and ride with described The corresponding voucher by bus of behavior, comprising:The user of mobile terminal is carried when there is behavior by bus on target vehicle, based on the movement installed on the mobile terminal Bank application and the barcode scanning device being set on target vehicle execute barcode scanning operation, obtain corresponding by bus with the behavior by bus Voucher.
- 3. system according to claim 2, which is characterized in that the user for carrying mobile terminal deposits on target vehicle In behavior by bus, based on the mobile banking's application installed on the mobile terminal and the barcode scanning device that is set on target vehicle Barcode scanning operation is executed, voucher by bus corresponding with the behavior by bus is obtained, comprising:The mobile banking's application being installed on the mobile terminal receives barcode scanning as a result, the barcode scanning result is carrying mobile terminal User on target vehicle exist by bus behavior when, based on installed on the mobile terminal mobile banking application and be set to Barcode scanning device on target vehicle executes barcode scanning and operates to obtain barcode scanning as a result, the barcode scanning result includes transaction amount；The mobile terminal is using the mobile banking installed thereon using bound channel of disbursement to described in banking system payment Transaction amount generates voucher by bus corresponding with the behavior by bus.
- 4. system according to claim 1, which is characterized in that if described first by bus transaction record and described second ride Transaction record is different, and the banking system is also used to:To described first by bus transaction record and described second by bus transaction record carry out dispute process, determine target by bus trade Record；It pays and multiplies based on the ride trade company that indicate to the target commerce system of transaction amount of transaction record instruction of the target Fare is used.
- 5. system according to claim 4, which is characterized in that it is described to described first by bus transaction record and described second Transaction record carries out dispute process by bus, determines that target is ridden transaction record, comprising:The operation log of mobile banking's application is obtained, the operation log of mobile banking's application includes mobile banking's applicating history Every time for obtaining the operation behavior record of the mobile banking application of voucher by bus；Determine that the target for generating the described first transaction record by bus is ridden voucher, obtained from the operation log for It rides the object run behavior record of voucher to the target；Based on the object run behavior record from described first by bus transaction record and described second select in transaction record by bus Take one by bus transaction record ride transaction record as target.
- 6. system according to claim 1, which is characterized in that the target commerce system is also used to:Based on the described second transaction amount that transaction record indicates by bus, whether the verifying expense by bus is correct；If the expense by bus is incorrect, Xiang Suoshu banking system sends notification information, and the notification information is used to indicate by bus The corresponding reimbursement of expense by bus of behavior is incorrect.
- 7. system according to claim 3, which is characterized in that the barcode scanning result further include: the behavior by bus is corresponding The user identifier of user, the merchant identification of trade company belonging to the corresponding vehicle of behavior, the behavior of riding by bus Period and the behavior by bus occur any one or more in section.
- 8. system described in -7 any one according to claim 1, which is characterized in that the banking system is from the target trade company System obtain described second by bus transaction record, more described first by bus transaction record and described second by bus transaction record be It is no identical, comprising:The banking system obtains current not liquidated institute related with the target commerce system when reaching the clearance period There is the first transaction record by bus, and obtains the current not liquidated all second transaction notes by bus from the target commerce system Record；Compare all first by bus transaction record and all second by bus transaction record it is whether identical.
- The method of commerce 9. one kind is ridden, which is characterized in that applied to the mobile banking's application being installed on mobile terminal, this method Include:Obtain barcode scanning as a result, the barcode scanning result be carry mobile terminal user on target vehicle exist ride behavior when, Based on the scanning means being set on the target vehicle, the barcode scanning that execution barcode scanning operates is as a result, the scanning result packet Include transaction amount；The transaction amount is paid to banking system using the channel of disbursement of binding, is generated corresponding by bus with the behavior by bus Voucher.
- The transaction device 10. one kind is ridden characterized by comprisingBarcode scanning result acquiring unit, for obtaining barcode scanning as a result, the barcode scanning result is to carry the user of mobile terminal in target When there is behavior by bus on vehicle, based on the scanning means being set on the target vehicle, what execution barcode scanning operated is swept Code is as a result, the scanning result includes transaction amount；Voucher generation unit by bus pays the transaction amount to banking system for the channel of disbursement using binding, generate with It is described by bus behavior it is corresponding by bus voucher.
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