CN109472607A - Product purchase request processing method, device, computer equipment and storage medium - Google Patents
Product purchase request processing method, device, computer equipment and storage medium Download PDFInfo
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
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- G06Q30/00—Commerce
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- G06Q30/0601—Electronic shopping [e-shopping]
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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Abstract
This application involves the data processing in big data processing field, in particular to a kind of product purchase request processing method, device, computer equipment and storage medium.Method includes: the product purchase request for receiving user terminal and sending, and product purchase request carries user identifier;Judge whether there is main account corresponding with user identifier;When there is main account corresponding with user identifier, then inquire whether main account is associated with purchase rights account;When main account is not associated purchase rights account, then the corresponding purchase rights account of main account is added;Inquire jump page corresponding with product purchase request;Jump page is sent to the user terminal, receive that user terminal returns knows with subscribing to bribe really corresponding to product purchase request;The corresponding bank server transmission of the purchase rights account completed according to confirmation purchase notice to addition turns money request, and generates purchase result according to the money result that turns that bank server returns.Treatment effeciency then can integrally be improved using this method.
Description
Technical field
This application involves field of computer technology, more particularly to a kind of product purchase request processing method, device, calculating
Machine equipment and storage medium.
Background technique
With the development of computer technology, the more and more behaviors of user can be carried out by computer, for example, user can
To buy finance product or insurance products by computer.
Traditionally, when user buys corresponding finance product or insurance products by computer, then artificial nucleus are needed
Look into whether the user has rights account, if without corresponding rights account, need manually to link up with user and into
One step qualification testing, causes treatment effeciency low.
Summary of the invention
Based on this, it is necessary in view of the above technical problems, provide a kind of product purchase request that can be improved treatment effeciency
Processing method, device, computer equipment and storage medium.
A kind of product purchase request processing method, which comprises
The product purchase request that user terminal is sent is received, the product purchase request carries user identifier;
Judge whether there is main account corresponding with the user identifier;
When determining in the presence of the main account corresponding with the user identifier, then inquire whether the main account is associated with
Buy rights account;
When determining that the main account is not associated has the purchase right limit account, then the corresponding purchase of the main account is added
Rights account;
Inquire jump page corresponding with the product purchase request;
The jump page is sent to the user terminal, receives buying with the product for the user terminal return
It subscribes to bribe really corresponding to request and know;
The corresponding bank server of the purchase rights account completed according to the confirmation purchase notice to addition is sent
Turn money request, and purchase result is generated according to the money result that turns that the bank server returns.
It is described when determining that the main account is not associated has the purchase right limit account in one of the embodiments, then
Add the corresponding purchase rights account of the main account, comprising:
When determining that the main account is not associated has the purchase right limit account, then sends to obtain to the user terminal and test
Demonstrate,prove the acquisition request of information;
Receive the verification information corresponding with the acquisition request that the user terminal returns;
The verification information is verified;
When determining that the verification information is verified, then extracts and open up the successfully corresponding association account of purchase rights account
Family mark;
Interlock account mark and main account mark are established mapping by the main account mark for obtaining the main account
Relationship is completed to add the purchase rights account to the main account.
It is described in one of the embodiments, that the verification information is verified, comprising:
Extract the user basic information for including in the verification information;
The user basic information is sent to Authentication server to verify;
When the first verification result for receiving Authentication server return is to be verified, then the verifying letter is extracted
Bank card information in breath;
The bank card information is sent to bank information authentication server to verify;
Receive the second verification result that the bank information authentication server returns.
After judging whether there is main account corresponding with the user identifier described in one of the embodiments, also
Include:
When main account corresponding with the user identifier is not present, then by the main account open up request be sent to it is described
User terminal, the main account open up request and carry information to be entered;
Receive the application information of opening an account corresponding with the information to be entered that the user terminal is sent;
The application information of opening an account is sent to server of opening an account to verify, and server return of opening an account described in reception
The main account opens up successful prompt information.
In one of the embodiments, before the product purchase request for receiving user terminal transmission, comprising:
It receives the user terminal statistics and buries the corresponding triggering times of point data;
It chooses the triggering times and buries the mark of button corresponding to point data more than preset value;
It inquires the button and is identified as product identification, it is whole that product corresponding to the product identification is sent to the user
End is shown.
The purchase permission account completed according to the confirmation purchase notice to addition in one of the embodiments,
The corresponding bank server transmission in family turns money request, and generates purchase result according to the money result that turns that the bank server returns
Later, comprising:
When the purchase is to buy successfully as the result is shown, then the successful product identification of purchase is inquired;
Inquire the first risk information of product corresponding to the product identification;
The second risk information identical with first risk information is chosen, is obtained corresponding to second risk information
Product;
The user terminal will be pushed to product corresponding to second risk information.
A kind of product purchase request processing unit, described device include:
Receiving module, for receiving the product purchase request of user terminal transmission, the product purchase request carries useful
Family mark;
Judgment module, for judging whether there is main account corresponding with the user identifier;
Enquiry module, for when determining in the presence of the main account corresponding with the user identifier, then inquiring the master
Whether account is associated with purchase rights account;
Adding module, for when determining that the main account is not associated has the purchase right limit account, then adding the master
The corresponding purchase rights account of account;
Jump page enquiry module, for inquiring jump page corresponding with the product purchase request;
Confirmation purchase notice receiving module receives the use for the jump page to be sent to the user terminal
What family terminal returned knows with subscribing to bribe really corresponding to the product purchase request;
Result-generation module is bought, the purchase rights account for completing according to the confirmation purchase notice to addition
Corresponding bank server transmission turns money request, and generates purchase result according to the money result that turns that the bank server returns.
The adding module in one of the embodiments, comprising:
Acquisition request transmission unit, for when determining that the main account is not associated has purchase right limit account, then to
The user terminal sends the acquisition request for obtaining verification information;
Verification information receiving unit corresponding with the acquisition request described is tested for receive that the user terminal returns
Demonstrate,prove information;
Authentication unit, for being verified to the verification information;
Extraction unit, for when determining that the verification information is verified, then extracting and opening up successfully purchase permission account
The corresponding interlock account mark in family;
Mapping relations establish unit, for obtain the main account main account identify, by the interlock account mark with
The main account mark establishes mapping relations and completes to add the purchase rights account to the main account.
A kind of computer equipment, including memory and processor, the memory are stored with computer program, the processing
The step of device realizes the above method when executing the computer program.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor
The step of above-mentioned method is realized when row.
The said goods buy request processing method, device, computer equipment and storage medium, without manually carrying out to user
Whether there is the account of corresponding purchase permission to be verified, namely when receiving the product purchase request of user terminal transmission,
The then user identifier according to corresponding to product purchase request, judges whether there is main account, and when there are main account, then inquiry is
It is no to have purchase rights account, when not inquired purchase rights account, then purchase rights account corresponding to main account is added,
It is not necessarily to further verify and link up when without purchase rights account, then can directly add purchase rights account, and then work as and add
When adding into, then inquiry and jump page corresponding to product purchase request, jump page is sent to the user terminal, receives and uses
What family terminal returned knows with subscribing to bribe really corresponding to product purchase request, the purchase completed according to confirmation purchase notice to addition
It buys the corresponding bank server transmission of rights account and turns money request, and purchase is generated according to the money result that turns that bank server returns
As a result, then whole improve treatment effeciency.
Detailed description of the invention
Fig. 1 is the application scenario diagram of product purchase request processing method in one embodiment;
Fig. 2 is the flow diagram of product purchase request processing method in one embodiment;
Fig. 3 is the flow diagram of Information Authentication step in one embodiment;
Fig. 4 is the structural block diagram of product purchase request processing unit in one embodiment;
Fig. 5 is the internal structure chart of computer equipment in one embodiment.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood
The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not
For limiting the application.
Product purchase request processing method provided by the present application, can be applied in application environment as shown in Figure 1.Its
In, user terminal 102, processing platform 104 and bank server 106 are communicated by network.User terminal 102 can be to
Processing platform 104 sends product purchase request, and user identifier is carried in product purchase request, which, which refers to, passes through
User terminal 102 carries out identity when login corresponding web page, and processing platform 104 receives the user identifier, then judgement should
Whether user identifier has corresponding main account, takes on when judging that the user identifier has corresponding main account, then inquires the main account
It whether is associated with purchase rights account, when the main account is not associated purchase rights account, is then added corresponding to the main account
Purchase rights account, and then the inquiry of processing platform 104 and jump page corresponding to the product purchase request and will jump page
Face is sent to the user terminal 102, and user terminal 102, which is returned, to be known with subscribing to bribe really corresponding to product purchase request, and processing is put down
Platform 104 according to receive subscribe really bribe know to purchase rights account corresponding to bank server 106 transmission turn money request,
Receive the return of bank server 106 in turn turns money as a result, and generating purchase result according to money result is turned.Wherein, user terminal
102 can be, but not limited to be various personal computers, laptop, smart phone, tablet computer and portable wearable set
Standby, processing platform 104 can be realized with the server cluster of the either multiple server compositions of independent server, bank's clothes
Business device 104 can be realized with the server cluster of the either multiple server compositions of independent server.
In one embodiment, it as shown in Fig. 2, providing a kind of product purchase request processing method, applies in this way
It is illustrated for processing platform in Fig. 1, comprising the following steps:
S202: receiving the product purchase request that user terminal is sent, and product purchase request carries user identifier.
Specifically, product purchase request refers to that user terminal is opened up according on the software or webpage being embedded in the user terminal
Show Related product, the request for the product that the purchase that the relevant operation detected generates is shown.User identifier refers to that login insertion should
The log-on message when software or webpage of user terminal can be user name etc., and only show phase in the webpage or the software
The product answered, such as finance product or insurance products, and without the corresponding trading privilege of the product.Specifically, user is in access user
When the corresponding web page or software that are embedded in terminal, corresponding product is shown in the corresponding web page or software that are embedded in user terminal,
Such as finance product or insurance products, user clicks the corresponding product of display, and user terminal detects the clicking operation of user, generates
Product purchase request, and the software or webpage that are embedded in the user terminal, without corresponding trading privilege, product purchase request carries
The identity information that the webpage or software are, such as user name are logged in, and then processing platform receives the product of user terminal transmission
Purchase request.
S204: main account corresponding with user identifier is judged whether there is.
Specifically, main account refers to the primary account for the corresponding transaction platform being stored on processing platform, can be phase
The log-on message answered, the main account can be associated storage with user identifier, such as can be and log in corresponding transaction platform
User name etc., and transaction platform refers to the platform for being associated with corresponding bank server.Specifically, when processing platform receives
When the product purchase request that user terminal is sent, then the user identifier carried in product purchase request is extracted, according to what is extracted
Log in webpage or software without corresponding trading privilege user identifier, with user identifier of the associated storage in processing platform into
Row matching, when successful match, then finds main account associated by the user identifier for being pre-stored in processing platform
S206: when determining in the presence of main account corresponding with user identifier, then inquire whether main account is associated with purchase right
Limit account.
Specifically, purchase rights account refers to closes with the associated account that can buy corresponding product of main account, the account
It is associated with the bank card information etc. by verifying, and main account and purchase rights account associated storage.Specifically, when processing platform root
When finding main account according to user identifier, then there are main accounts for the user identifier, and then processing platform inquiry is with main account
No associated storage has purchase rights account namely main account and purchase rights account associated storage in processing platform, then according to
The main account being fitted on directly inquires whether be associated with purchase rights account.
S208: when determining that main account is not associated has purchase rights account, then the corresponding purchase permission account of main account is added
Family.
Specifically, when processing platform according to main account correlation inquiry buy rights account, when do not inquire purchase permission account
When family, then the corresponding acquisition request for obtaining details is sent to user terminal, user terminal returns to phase according to acquisition request
The User Detail answered, the User Detail that processing platform returns to user terminal verify, when passed the verification, then
It opens up and completes corresponding permission purchase account, and then permission is bought and is associated between account and main account, to complete to add
Add the corresponding purchase rights account of main account, when the addition is complete, then can pass through the related identification information in main account
Inquire corresponding purchase rights account.
S210: inquiry jump page corresponding with product purchase request.
Specifically, jump page refer to the associated displayed page of product purchase request, pass through the displayed page, Yong Huke
To carry out corresponding operation, to generate relevant notice, for example, jump page can show with corresponding to product purchase request
Product details introduction, and can show corresponding prompt information on jump page, user according to the introduction of product details and
Corresponding prompt information can be operated, to generate relevant notice depending on the user's operation.Specifically, work as processing platform
When purchase rights account is completed in addition, then according to the product purchase request of user, the product identification in product purchase mark is extracted,
According to product identification, the association interface being stored in processing platform is searched, which as jumps interface accordingly.Its
In, product identification is the unique designation of Related product, for example, it may be product number, such as finance product number or insurance products
Number, can be name of product, such as finance product title or insurance products title.
S212: jump page is sent to the user terminal, receive user terminal return with corresponding to product purchase request
Really it subscribes to bribe and know.
Specifically, confirmation purchase notice refers to that user terminal detects the relevant operation of user, is grasped according to the correlation of user
It recognizes user and confirms that the corresponding notice of generation, processing platform can when buying the product corresponding with product purchase mark
To carry out operation etc. of requesting for payment accordingly according to the notice.It is bought and is identified according to product when processing platform, inquired corresponding
When jump page, then corresponding jump page is extracted, and the jump page extracted is sent to the user terminal, user terminal receives
To the jump page, which is shown on corresponding interface, can also show include in the jump page with
Product details introduction corresponding to product purchase request, and show corresponding prompt information on the jump page, user is according to this
Prompt information is selected and inputted accordingly operation can when user terminal detects the selection and input operation of user
To be, user terminal detects operating point coordinate corresponding to the selection operation of user, inquires user behaviour according to operating point coordinate
Make button and buy the product for confirmation, and then according to the confirmation of user, generates confirmation purchase notice, user terminal purchases the confirmation
It bribes and knows and be sent to processing platform, what processing platform received that user terminal returns buys with subscribing really corresponding to product purchase request
Notice.For example, the jump page that receives of user terminal is the corresponding jump page of corresponding finance product, on the jump page
Show the details of corresponding finance product, such as earning rate, and it is corresponding show prompt information, such as " whether buy
The finance product please input the purchase amount of money if you need to buy." user according to the prompt information, selects " confirmation " button, and inputs
The corresponding purchase amount of money, user terminal detect the selection operation of user, inquire the corresponding operating point coordinate of the selection operation
It for the coordinate at " confirmation " button, is notified to generate confirmation purchase according to the operation of the user, and in confirmation purchase notice
The purchase amount of money of user's input is carried, and confirmation purchase notice is sent to processing platform, processing platform receives this really
It subscribes and buys request.
S214: the corresponding bank server transmission of the purchase rights account completed according to confirmation purchase notice to addition turns money
Request, and purchase result is generated according to the money result that turns that bank server returns.
Specifically, turn the purchase amount of money that will be corresponding with purchase request is confirmed that money request is directed to bank server transmission
The request migrated.When processing platform receives confirmation purchase notice, then the purchase amount of money carried in purchase notice is extracted,
And then extract the bank information in the User Detail that purchase rights account includes, then it is carried according in confirmation purchase notice
The amount of money is bought, generation turns money request, and the money request that turns of generation is sent to bank server corresponding with bank information, request silver
The corresponding purchase amount of money is migrated the financing account into processing platform by row server, and bank server receives this and turns money
When request, then the purchase amount of money for turning to include in money request is migrated to corresponding financing account, and using migration results as turning money
As a result, this, which is turned money result, feeds back to processing platform, processing platform according to receive turn money as a result, generate purchase as a result, into
And purchase result can be sent to the user terminal and be prompted, wherein bank server receives when turning money request, then will turn
The purchase amount of money for including in money request is migrated to corresponding financing account, and when migrating successfully, then turning money result is to turn money success,
It will turn money and successfully turn money result to feed back to processing platform, when processing platform receives this and turns money and successfully turn money result, generate
Successfully purchase is sent to the user terminal as a result, successfully purchase result will be bought for corresponding purchase;When bank server does not move
When moving into function, then turning money result is to turn money failure, and the failure cause for turning money failure is fed back to processing platform together, and processing is flat
Platform receive turn money failure turn money as a result, and turn money failure failure cause, then generate it is corresponding purchase failure purchase
As a result, and the purchase result and corresponding failure cause are fed back to user terminal.
In the present embodiment, verify whether user identifier corresponding to the transmission product purchase request has without manually carrying out
The account of permission is bought, only need to extract product purchase when processing platform receives the product purchase request of user terminal transmission
The user identifier carried in request is bought, and corresponding main account has been judged whether there is according to user identifier, and then pass through inquiry
To main account directly inquire corresponding purchase rights account, when do not have purchase rights account when, then addition with main account it is right
The purchase rights account answered, and then processing platform directly inquires the corresponding jump page of product purchase request, and by jump page
It is sent to the user terminal, and receives knowing with subscribing to bribe really corresponding to product purchase request for user terminal return, and then locate
Platform turns money request according to the corresponding bank server transmission of purchase rights account that confirmation purchase notice is completed to addition, this
Shi Wuxu user carries out additional operation, directly can carry out product purchase, and root by the purchase rights account that addition is completed
Purchase is generated as a result, improving overall treatment efficiency according to the money result that turns that bank server returns.
Fig. 3 is referred in one of the embodiments, and the flow diagram of an Information Authentication step, Information Authentication are provided
Step, namely when determining that main account is not associated has purchase rights account, then add the corresponding purchase rights account of main account, wrap
It includes: when determining that main account is not associated has purchase rights account, then sending the acquisition request for obtaining verification information to user terminal;
Receive the verification information corresponding with acquisition request that user terminal returns;Verification information is verified;When determining verification information
When being verified, then extracts and open up the corresponding interlock account mark of successfully purchase rights account;Obtain the main account of main account
Interlock account mark is established mapping relations with main account mark and completes to add main account purchase rights account by mark.
Specifically, verification information refers to details required when opening up the account with purchase Related product, verifying letter
Breath can be text information, digital information, pictorial information etc., for example, verification information can be the name of user, telephone number,
ID card No. and associated bank card information etc..Acquisition request refers to needed for the acquisition that processing platform is sent to user terminal
The request of information.Interlock account mark refers to the mark of unique identification purchase rights account, and interlock account mark can be account
The corresponding number in family is also possible to buy any one information etc. in rights account.Main account mark refers to unique identification master
The mark of account, the main account can be the corresponding main account number of account, be also possible to the information such as the user name in main account.
Specifically, when processing platform inquires corresponding main account according to user identifier, then main account is further inquired
When family is not associated purchase rights account, then need to open up the purchase rights account, and will purchase rights account and main account into
Row association, therefore processing platform sends the acquisition request for obtaining verification information to user terminal, carries in acquisition request wait obtain
It wins the confidence breath, user terminal upon receiving the acquisition request, believe with prompt corresponding to acquisition request on corresponding interface by display
Breath, prompt information prompt need the information to be obtained obtained after user operates, and user is on corresponding interface according to phase
The prompt information answered inputs relevant information to be obtained, and then user terminal detects the information to be obtained of user's input, will be to
It obtains information and is sent to processing platform as verification information, and by the verification information, when processing platform receives the verification information,
It whether true then verifies the verification information, when verifying, the verification information received and pre-stored standard information can be carried out
Matching, when successful match, then verification information is true, and then the verification information received is verified, and then buys permission
Account opens up success, and processing platform will open up interlock account mark corresponding to successfully purchase rights account and extract, into
And interlock account mark is established mapping relations with main account mark in the main account mark for extracting main account by processing platform, from
And processing platform is made directly to inquire corresponding purchase rights account using main account, and then put down when user directlys adopt transaction
When the corresponding main account of platform, then without further inputting corresponding purchase rights account, then processing platform can be directly according to master
Account inquiries are bought relevant product by buying rights account, are handled using above-mentioned steps to purchase rights account
Platform is completed to main account added with purchase rights account.
In the present embodiment, when processing platform inquires that main account is not associated corresponding purchase rights account, then to user
Terminal sends the acquisition request for obtaining verification information, and then receives believing with verifying corresponding to acquisition request for user terminal return
It ceases and verification information is verified, since the purchase rights account opened up needs to carry out corresponding payment operation, then need to test
It whether true demonstrate,proves relevant information, guarantees safety, and then when being verified, then extract beginning successfully purchase rights account pair
The interlock account mark answered, interlock account mark and main account mark is associated, so that subsequent can be directly according to main account
Family inquires purchase rights account, guarantees subsequent processing efficiency.
Verification information is verified in one of the embodiments, comprising: extract the user's base for including in verification information
This information;User basic information is sent to Authentication server to verify;It is returned when receiving Authentication server
The first verification result be when being verified, then to extract the bank card information in verification information;Bank card information is sent to silver
Row information authentication server is verified;Receive the second verification result that bank information authentication server returns.
Specifically, user basic information refers to the correlation of the expression user identity in verification information that processing platform receives
Information, for example, user basic information can be contact address corresponding to telephone number, identity document etc..Bank card information is
Refer to user terminal return verification information in include with relevant information corresponding to bank card, for example, bank card information can
To be relevant bank's card number, name of contact person corresponding with bank's card number etc..
Specifically, processing platform receive user terminal feedback with verification information corresponding to verification information acquisition request
When, then corresponding user basic information is extracted from verification information, can be the corresponding user contact infonnation extracted, user
Certificate information etc., and then the user basic information is sent to Authentication server by processing platform, in Authentication server
Be stored with corresponding validated user essential information, when Authentication server receives corresponding user basic information, by use
Family essential information is matched with pre-stored validated user essential information, and then Authentication server will wrap in verification information
The user basic information contained matching result corresponding with validated user essential information is verified as the first verification result, and by first
As a result processing platform is fed back to, when non-successful match, then extracts the user basic information of non-successful match, and will not match into
The user basic information of function feeds back to processing platform together, and then processing platform sends the user basic information of non-successful match
To user terminal, for example, in inquiry, extracted in the address name and verification information that are obtained according to the identification card number of user
To user basic information in name mismatch, then the information of the non-successful match is fed back to processing by Authentication server
The information of the non-successful match namely the corresponding matching error feedback of name are sent to the user terminal, use by platform, processing platform
When family terminal receives matching error feedback, then the corresponding error items of matching error feedback are shown, for example, can
With the prompt information of display " name input error ", and then the user that user terminal is received again after the corrigendum that user inputs is basic
Information, and the user basic information after corrigendum is sent to processing platform and is verified.
When above-mentioned user basic information and the validated user essential information successful match being pre-stored namely in verification information
The user basic information for including is to be verified, then will be verified as the first verification result, and feed back to processing platform, is handled
Platform receives the feedback result being verified, then carries out next level verification, namely verify to bank card information, and processing is flat
The bank card information that platform includes from verification information extracts, which can be bank's card number etc., and then handle
Bank card information is sent to that bank information authentication server is verified namely bank information authentication server is received by platform
When the bank card information, then the bank card information for including in pre-stored correlation effectively bank card information and verification information is carried out
Matching, for example, pre-stored effective bank card information is relevant address name, associated passport NO. and associated bank
Card number code, when non-successful match, then the bank card information item of non-successful match is fed back to place by bank information authentication server
The bank card information item of the non-successful match is fed back to user terminal by platform, processing platform, and user terminal can be shown
Show, for example, bank's card number in bank information authentication server verifying bank card information lacks digit, then not by bank's card number
The prompt information being verified is back to processing platform, and the not verified prompt information of bank's card number is sent to by processing platform
User terminal, user terminal can be shown, for example, user terminal can be shown as the prompt of " bank's card number input error "
Information.And then user terminal receives the bank card information after the corrigendum that user inputs again, and the user after corrigendum is believed substantially
Breath is sent to processing platform and is verified.When above-mentioned bank card information fits through, then bank information authentication server will be tested
It demonstrate,proves the second verification result passed through and is back to processing platform.In the present embodiment, processing platform can the user to user believe substantially
Breath is verified, so that the user basic information for guaranteeing the user of addition is reliable information, to improve safety, and then is worked as and is used
When family essential information is verified, it is when further verifying to bank card information, and being verified to bank card information then
By two levels of authentication, to improve safety, guarantee the confidence level of the bank information of user, guarantees to open up purchase rights account
User is trusted users, so as to directly carry out subsequent operation, improves treatment effeciency, enhances safety.
After judging whether there is main account corresponding with user identifier in one of the embodiments, further includes: when not
When in the presence of main account corresponding with user identifier, then main account is opened up into request and be sent to the user terminal, main account opens up request
Carry information to be entered;Receive the application information of opening an account corresponding with information to be entered that user terminal is sent;To open an account application
Information is sent to server of opening an account and is verified, and the main account for receiving server return of opening an account opens up successful prompt information.
Specifically, it when processing platform receives the product purchase request of user terminal transmission, is then asked according to product purchase
When corresponding user identifier being asked not inquire main account, then main account corresponding with user identifier is not present, then needs first to open up
Main account, namely need to offer the relevant account for logging in transaction platform namely processing platform and main account is started into request hair
It send to corresponding user terminal, and main account opens up and carries information to be entered in request, which is and user couple
The related identification information etc. answered then is shown on corresponding display interface when user terminal, which receives the main account, opens up request
Show the relevant information for needing user to input, when user inputs relevant information, then user terminal inputs user relevant information
It generates and opens up the corresponding application information of opening an account of request with main account, and then the application information of opening an account is back to processing by user terminal
Platform, processing platform further verify the application information of opening an account received, verifying can be with to corresponding clothes of opening an account
Business device sends the application information of opening an account, and server of opening an account receives when opening an account application information, opens an account application with pre-stored standard
Information is compared, and when comparing successfully, then application information of opening an account is verified, then main account opens up success, and then clothes of opening an account
The verification result being verified and main account are opened up successful prompt information and are back to processing platform by business device.Wherein, it opens an account
Application information user terminal receives the details that user is inputted according to information to be entered, and application information of opening an account can be
Text information, digital information, pictorial information etc., for example, application information of opening an account can be name, ID card No. and connection electricity
Words etc..
In the present embodiment, when processing platform according to user identifier judge not there are when main account, then open up main account, and
When opening up main account, the application information of opening an account that user terminal returns is sent to server of opening an account and is verified, guarantees to open up
Main account when the subscriber identity information that provides it is credible, improve safety.
Before the product purchase request for receiving user terminal transmission in one of the embodiments, comprising: it is whole to receive user
End statistics buries the corresponding triggering times of point data;It chooses triggering times and buries button mark corresponding to point data more than preset value
Know;Inquiry button is identified as product identification, and product corresponding to product identification is sent to the user terminal and is shown.
Specifically, it buries point data and refers to the code segment data that can detecte user's operation behavior, user carries out corresponding operating
When can trigger the code segment data, for example, bury point data can be detection user the click behavior to pre-set button, namely
When the user clicks when preset button, then point data is buried in triggering.Button mark refers to that the button being arranged in user terminal is corresponding
Button mark, button mark can be corresponding words identification etc., for example, button is identified as corresponding name of product.
Specifically, processing platform can obtain the corresponding interested product of user according to browsing situation of the user to product
Be sent to the user terminal, be provided in user terminal it is different bury point data, when receiving the operation of user preset, then trigger
It is corresponding to bury point data, and then the difference of user terminal statistics triggering buries the number of point data, user terminal will trigger different
The number for burying point data is sent to processing platform, and processing platform counts the different numbers for burying point data and being triggered, when statistics time
When number is more than preset value, then inquire it is corresponding bury point data, and then inquire this and bury the corresponding user's operation of point data, inquire user
Product corresponding to the product identification, when button is identified as product identification, is then sent to by the corresponding button mark of operation
User terminal is shown for example, user terminal, which is provided with the different of detection clicking operation, buries point data, and then user terminal
Whether detection user has clicking operation, when detecting that user has clicking operation, then triggers and corresponding buries point data, and then user
The number that terminal statistics triggering difference buries point data is sent to processing platform, and processing platform receives corresponding triggering and buries point data
Number, and number is compared with preset value, when the triggering times are more than preset value, then inquiring this, to bury point data institute right
The button mark answered is inquired the button and is identified whether as product identification, such as finance product or insurance products, such as finance product title
Or insurance products title etc., and then the name of product is sent to the user terminal corresponding product and shows,
In the present embodiment, can according to be arranged in user terminal bury the number that point data is triggered choose it is corresponding wait push away
Finance product is sent, the interested data of user can be also monitored, thus using the interested finance product of user as wait push away
Finance product is sent, applicability is enhanced.
The corresponding bank of purchase rights account completed in one of the embodiments, according to confirmation purchase notice to addition
Server transmission turns money request, and according to bank server return turn money result generate purchase result after, comprising: work as purchase
It is as the result is shown when buying successfully, then to inquire the successful product identification of purchase;Inquire first of product corresponding to product identification
Risk information;The second risk information identical with the first risk information is chosen, product corresponding to the second risk information is obtained;It will
User terminal is pushed to product corresponding to the second risk information.
Specifically, product identification refer to purchase product corresponding to product unique designation information, product identification can
To be product number, name of product etc. can be.First risk information refers to risk class corresponding to the product bought, wind
Dangerous higher grade, then the required loss risk undertaken is bigger when user buys product corresponding with the risk class.Second risk
Grade refers to the risk class for the current product that do not bought by user terminal confirmation being pre-stored in processing platform, and the risk
Higher grade, then the required loss risk undertaken is bigger when user buys product corresponding with the risk class.Specifically, it handles
Platform can recommend the product for having same risk grade to user terminal, to improve user's according to successful product is bought
When what the bank server that buying rate, enhancing applicability namely processing platform receive was sent turns money success, then purchase knot is generated
Fruit is to buy successfully, and then inquire the successful product identification of purchase and inquired corresponding to the product according to the product identification
Risk class that is to say the first risk information, according to first risk information, by first risk information and pre-stored other
The second risk class of product be compared, select the second risk class information identical with the first risk class information, into
And the second risk class information product identical with the first risk class information is inquired, the specifying information of the product is extracted, and will
The specifying information of the product pushes to user terminal, and user terminal receives the specifying information of the product, then by the product information
It is shown.Wherein, the specifying information of product can be the specific name of product, product is associated with the income of issuer, product
Rate etc..
It, then can be successfully corresponding according to buying when processing platform buys successfully purchase result in the present embodiment
Product identification inquires the first risk information, and then chooses the product push of the second risk information identical with the first risk information
To user terminal, then enhance flexibility and applicability.
It should be understood that although each step in the flow chart of Fig. 2-3 is successively shown according to the instruction of arrow,
These steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly stating otherwise herein, these steps
Execution there is no stringent sequences to limit, these steps can execute in other order.Moreover, at least one in Fig. 2-3
Part steps may include that perhaps these sub-steps of multiple stages or stage are not necessarily in synchronization to multiple sub-steps
Completion is executed, but can be executed at different times, the execution sequence in these sub-steps or stage is also not necessarily successively
It carries out, but can be at least part of the sub-step or stage of other steps or other steps in turn or alternately
It executes.
In one embodiment, as shown in figure 4, providing a kind of product purchase request processing unit 400, comprising: receive
Module 410, judgment module 420, enquiry module 430, adding module 440, jump page enquiry module 450, confirmation purchase notice
Receiving module 460 and purchase result-generation module 470, in which:
Receiving module 410, for receiving the product purchase request of user terminal transmission, product purchase request carries user
Mark.
Judgment module 420, for judging whether there is main account corresponding with user identifier.
Enquiry module 430, for when determining in the presence of main account corresponding with user identifier, then inquiring whether main account closes
It is associated with purchase rights account.
Adding module 440, for when determining that main account is not associated has purchase rights account, then it is corresponding to add main account
Buy rights account.
Jump page enquiry module 450, for inquiring jump page corresponding with product purchase request.
Confirmation purchase notice receiving module 460 receives user terminal and returns for jump page to be sent to the user terminal
Know with subscribing to bribe really corresponding to product purchase request.
Result-generation module 470 is bought, the purchase rights account for completing according to confirmation purchase notice to addition is corresponding
Bank server transmission turn money request, and according to bank server return turn money result generate purchase result.
Adding module 440 in one of the embodiments, comprising:
Acquisition request transmission unit, for when determine main account it is not associated have purchase rights account when, then to user terminal
Send the acquisition request for obtaining verification information.
Verification information receiving unit, for receiving the verification information corresponding with acquisition request of user terminal return.
Authentication unit, for being verified to verification information.
Extraction unit, for when determining that verification information is verified, then extracting and opening up successfully purchase rights account pair
The interlock account mark answered.
Mapping relations establish unit, and the main account for obtaining main account identifies, by interlock account mark and main account mark
Knowledge establishes mapping relations and completes to add main account purchase rights account.
Authentication unit in one of the embodiments, may include:
User basic information extracts subelement, for extracting the user basic information for including in verification information.
User basic information transmission sub-unit is tested for user basic information to be sent to Authentication server
Card.
Bank card information extracts subelement, when the first verification result for receiving Authentication server return is logical for verifying
It is out-of-date, then extract the bank card information in verification information.
Bank card information transmission sub-unit is tested for bank card information to be sent to bank information authentication server
Card.
Second verification result receiving subelement, for receiving the second verification result of bank information authentication server return.
Product purchase request processing unit 400 in one of the embodiments, can also include: that main account opens up request
Sending module, for when main account corresponding with user identifier is not present, then main account being opened up request and being sent to user's end
End, main account open up request and carry information to be entered.
Application information of opening an account receiving module, for receiving the application of opening an account corresponding with information to be entered of user terminal transmission
Information.
Prompt information receiving module is sent to server of opening an account for the application information that will open an account and verifies, and receives and open
The main account that family server returns opens up successful prompt information.
Product purchase request processing unit 400 in one of the embodiments, can also include::
Triggering times receiving module buries the corresponding triggering times of point data for receiving user terminal statistics.
Module is chosen, buries the mark of button corresponding to point data more than preset value for choosing triggering times.
Product sending module is identified as product identification for inquiring button, product corresponding to product identification is sent to
User terminal is shown.
Product purchase request processing unit 400 in one of the embodiments, can also include:
Product identification enquiry module, for when purchase is to buy successfully as the result is shown, then inquiring the successful product of purchase
Mark.
First risk information enquiry module, for inquiring the first risk information of product corresponding to product identification.
Second risk information chooses module, for choosing identical with the first risk information the second risk information, acquisition the
Product corresponding to two risk informations.
Pushing module, for user terminal will to be pushed to product corresponding to the second risk information.
Specific restriction about product purchase request processing unit may refer to above for product purchase request processing
The restriction of method, details are not described herein.Modules in the said goods purchase request processing unit can be fully or partially through
Software, hardware and combinations thereof are realized.Above-mentioned each module can be embedded in the form of hardware or independently of the place in computer equipment
It manages in device, can also be stored in a software form in the memory in computer equipment, in order to which processor calls execution or more
The corresponding operation of modules.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction
Composition can be as shown in Figure 5.The computer equipment include by system bus connect processor, memory, network interface and
Database.Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory packet of the computer equipment
Include non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program and data
Library.The built-in storage provides environment for the operation of operating system and computer program in non-volatile memory medium.The calculating
The database of machine equipment is for storing product purchase request processing data.The network interface of the computer equipment is used for and outside
Terminal passes through network connection communication.To realize a kind of product purchase request processing side when the computer program is executed by processor
Method.
It will be understood by those skilled in the art that structure shown in Fig. 5, only part relevant to application scheme is tied
The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment
It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment, including memory and processor are provided, which is stored with
Computer program, the processor perform the steps of the product purchase that reception user terminal is sent and ask when executing computer program
It asks, product purchase request carries user identifier.Judge whether there is main account corresponding with user identifier.When determine exist with
When the corresponding main account of user identifier, then inquire whether main account is associated with purchase rights account.When determining that main account is not associated
When having purchase rights account, then the corresponding purchase rights account of main account is added.Inquire jump corresponding with product purchase request
The page.Jump page is sent to the user terminal, receive user terminal return with subscribed really corresponding to product purchase request
It bribes and knows.The corresponding bank server transmission of the purchase rights account completed according to confirmation purchase notice to addition turns money request,
And purchase result is generated according to the money result that turns that bank server returns.
Realizing when processor executes computer program in one of the embodiments, which ought determine that main account is not associated, purchase
When rights account, then the corresponding purchase rights account of main account is added, comprising: have purchase permission account when determining that main account is not associated
When family, then the acquisition request for obtaining verification information is sent to user terminal.Receive the corresponding with acquisition request of user terminal return
Verification information.Verification information is verified.When determining that verification information is verified, then extracts and open up successful purchase right
Limit the corresponding interlock account mark of account.The main account mark for obtaining main account, interlock account mark and main account mark are built
Vertical mapping relations are completed to add main account purchase rights account.
It is realized when processor executes computer program in one of the embodiments, and verification information is verified, comprising:
Extract the user basic information for including in verification information.User basic information is sent to Authentication server to verify.
When the first verification result for receiving Authentication server return is to be verified, then the bank card in verification information is extracted
Information.Bank card information is sent to bank information authentication server to verify.Bank information authentication server is received to return
The second verification result.
It realizes and judges whether there is and user identifier pair when processor executes computer program in one of the embodiments,
After the main account answered, further includes: when main account corresponding with user identifier is not present, then main account is opened up request and sent
To user terminal, main account opens up request and carries information to be entered.Receive the corresponding with information to be entered of user terminal transmission
Application information of opening an account.The application information that will open an account is sent to server of opening an account and verifies, and receives server return of opening an account
Main account opens up successful prompt information.
It is realized when processor executes computer program in one of the embodiments, and receives the product purchase that user terminal is sent
Before buying request, comprising: receive user terminal statistics and buries the corresponding triggering times of point data.Choosing triggering times is more than preset value
Bury button corresponding to point data mark.Inquiry button is identified as product identification, and product corresponding to product identification is sent
It is shown to user terminal.
It is realized when processor executes computer program in one of the embodiments, according to confirmation purchase notice to having added
At the corresponding bank server transmission of purchase rights account turn money request, and according to bank server return to turn money result raw
After purchase result, comprising: when purchase is to buy successfully as the result is shown, then inquire the successful product identification of purchase.Inquiry
First risk information of product corresponding to product identification.The second risk information identical with the first risk information is chosen, is obtained
Product corresponding to second risk information.User terminal will be pushed to product corresponding to the second risk information.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated
Machine program performs the steps of when being executed by processor receives the product purchase request that user terminal is sent, product purchase request
Carry user identifier.Judge whether there is main account corresponding with user identifier.When determining in the presence of corresponding with user identifier
When main account, then inquire whether main account is associated with purchase rights account.There is purchase rights account when determining that main account is not associated
When, then add the corresponding purchase rights account of main account.Inquire jump page corresponding with product purchase request.By jump page
It is sent to the user terminal, receive that user terminal returns knows with subscribing to bribe really corresponding to product purchase request.According to confirmation
The corresponding bank server transmission of the purchase rights account that purchase notice is completed to addition turns money request, and according to bank server
The money result that turns returned generates purchase result.
Realizing when computer program is executed by processor in one of the embodiments, which ought determine that main account is not associated, purchase
When buying rights account, then the corresponding purchase rights account of main account is added, comprising: have purchase permission when determining that main account is not associated
When account, then the acquisition request for obtaining verification information is sent to user terminal.Receive user terminal return with acquisition request pair
The verification information answered.Verification information is verified.When determining that verification information is verified, then extracts and open up successful purchase
The corresponding interlock account mark of rights account.The main account mark for obtaining main account identifies interlock account mark with main account
Mapping relations are established to complete to add main account purchase rights account.
It is realized when computer program is executed by processor in one of the embodiments, and verification information is verified, wrapped
It includes: extracting the user basic information for including in verification information.User basic information is sent to Authentication server to test
Card.When the first verification result for receiving Authentication server return is to be verified, then the silver in verification information is extracted
Row card information.Bank card information is sent to bank information authentication server to verify.Receive bank information authentication server
The second verification result returned.
Computer program, which is realized when being executed by processor, in one of the embodiments, judges whether there is and user identifier
After corresponding main account, further includes: when main account corresponding with user identifier is not present, then main account is opened up request hair
It send to user terminal, main account opens up request and carries information to be entered.Receive user terminal send with information to be entered pair
The application information of opening an account answered.The application information that will open an account is sent to server of opening an account and verifies, and receives server return of opening an account
Main account open up successful prompt information.
It is realized when computer program is executed by processor in one of the embodiments, and receives the product that user terminal is sent
Before purchase request, comprising: receive user terminal statistics and bury the corresponding triggering times of point data.It is more than default for choosing triggering times
Value buries the mark of button corresponding to point data.Inquiry button is identified as product identification, and product corresponding to product identification is sent out
It send to user terminal and is shown.
It realizes when computer program is executed by processor in one of the embodiments, and is notified according to confirmation purchase to addition
The corresponding bank server transmission of the purchase rights account of completion turns money request, and turns money result according to what bank server returned
It generates after buying result, comprising: when purchase is to buy successfully as the result is shown, then inquire the successful product identification of purchase.It looks into
Ask the first risk information of product corresponding to product identification.The second risk information identical with the first risk information is chosen, is obtained
Take product corresponding to the second risk information.User terminal will be pushed to product corresponding to the second risk information
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer
In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein,
To any reference of memory, storage, database or other media used in each embodiment provided herein,
Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM
(PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include
Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms,
Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing
Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM
(RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of above embodiments can be combined arbitrarily, for simplicity of description, not to above-described embodiment
In each technical characteristic it is all possible combination be all described, as long as however, the combination of these technical characteristics be not present lance
Shield all should be considered as described in this specification.
The several embodiments of the application above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously
It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art
It says, without departing from the concept of this application, various modifications and improvements can be made, these belong to the protection of the application
Range.Therefore, the scope of protection shall be subject to the appended claims for the application patent.
Claims (10)
1. a kind of product purchase request processing method, which comprises
The product purchase request that user terminal is sent is received, the product purchase request carries user identifier;
Judge whether there is main account corresponding with the user identifier;
When determining in the presence of the main account corresponding with the user identifier, then inquire whether the main account is associated with purchase
Rights account;
When determining that the main account is not associated has the purchase right limit account, then the corresponding purchase permission of the main account is added
Account;
Inquire jump page corresponding with the product purchase request;
The jump page is sent to the user terminal, it is returning with the product purchase request to receive the user terminal
It is corresponding subscribe to bribe really know;
The corresponding bank server transmission of the purchase rights account completed according to the confirmation purchase notice to addition turns money
Request, and purchase result is generated according to the money result that turns that the bank server returns.
2. the method according to claim 1, wherein described have the purchase when the determining main account is not associated
When rights account, then the corresponding purchase rights account of the main account is added, comprising:
When determining that the main account is not associated has the purchase right limit account, is then sent to the user terminal and obtain verifying letter
The acquisition request of breath;
Receive the verification information corresponding with the acquisition request that the user terminal returns;
The verification information is verified;
When determining that the verification information is verified, then extracts and open up the successfully corresponding interlock account mark of purchase rights account
Know;
Interlock account mark and main account mark are established mapping relations by the main account mark for obtaining the main account
It completes to add the purchase rights account to the main account.
3. according to the method described in claim 2, it is characterized in that, described verify the verification information, comprising:
Extract the user basic information for including in the verification information;
The user basic information is sent to Authentication server to verify;
When the first verification result for receiving Authentication server return is to be verified, then extract in the verification information
Bank card information;
The bank card information is sent to bank information authentication server to verify;
Receive the second verification result that the bank information authentication server returns.
4. the method according to claim 1, wherein it is described judge whether there is it is corresponding with the user identifier
After main account, further includes:
When main account corresponding with the user identifier is not present, then the main account is opened up into request and be sent to the user
Terminal, the main account open up request and carry information to be entered;
Receive the application information of opening an account corresponding with the information to be entered that the user terminal is sent;
The application information of opening an account is sent to server of opening an account to verify, and the described of server return of opening an account described in reception
Main account opens up successful prompt information.
5. the method according to claim 1, wherein it is described receive user terminal send product purchase request it
Before, comprising:
It receives the user terminal statistics and buries the corresponding triggering times of point data;
It chooses the triggering times and buries the mark of button corresponding to point data more than preset value;
Inquire the button and be identified as product identification, by product corresponding to the product identification be sent to the user terminal into
Row display.
6. the method according to claim 1, wherein described notify according to the confirmation purchase to addition completion
The corresponding bank server transmission of the purchase rights account turns money request, and turns money knot according to what the bank server returned
Fruit generates after purchase result, comprising:
When the purchase is to buy successfully as the result is shown, then the successful product identification of purchase is inquired;
Inquire the first risk information of product corresponding to the product identification;
The second risk information identical with first risk information is chosen, production corresponding to second risk information is obtained
Product;
The user terminal will be pushed to product corresponding to second risk information.
7. a kind of product purchase request processing unit, which is characterized in that described device includes:
Receiving module, for receiving the product purchase request of user terminal transmission, the product purchase request carries user's mark
Know;
Judgment module, for judging whether there is main account corresponding with the user identifier;
Enquiry module, for when determining in the presence of the main account corresponding with the user identifier, then inquiring the main account
Whether purchase rights account is associated with;
Adding module, for when determining that the main account is not associated has the purchase right limit account, then adding the main account
Corresponding purchase rights account;
Jump page enquiry module, for inquiring jump page corresponding with the product purchase request;
It is whole to receive the user for the jump page to be sent to the user terminal for confirmation purchase notice receiving module
What end returned knows with subscribing to bribe really corresponding to the product purchase request;
Result-generation module is bought, the purchase rights account for completing according to the confirmation purchase notice to addition is corresponding
Bank server transmission turn money request, and according to the bank server return turn money result generate purchase result.
8. device according to claim 7, which is characterized in that the adding module, comprising:
Acquisition request transmission unit, for when determining that the main account is not associated has purchase right limit account, then Xiang Suoshu
User terminal sends the acquisition request for obtaining verification information;
Verification information receiving unit, the verifying letter corresponding with the acquisition request returned for receiving the user terminal
Breath;
Authentication unit, for being verified to the verification information;
Extraction unit, for when determining that the verification information is verified, then extracting and opening up successfully purchase rights account pair
The interlock account mark answered;
Mapping relations establish unit, for obtain the main account main account identify, by the interlock account mark with it is described
Main account mark establishes mapping relations and completes to add the purchase rights account to the main account.
9. a kind of computer equipment, including memory and processor, the memory are stored with computer program, feature exists
In the step of processor realizes any one of claims 1 to 6 the method when executing the computer program.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
The step of method described in any one of claims 1 to 6 is realized when being executed by processor.
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CN201811088549.5A CN109472607A (en) | 2018-09-18 | 2018-09-18 | Product purchase request processing method, device, computer equipment and storage medium |
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CN110310196A (en) * | 2019-06-17 | 2019-10-08 | 平安普惠企业管理有限公司 | Product demand application method, device, computer equipment and storage medium |
CN110633990A (en) * | 2019-08-30 | 2019-12-31 | 深圳壹账通智能科技有限公司 | Online service processing method and server |
CN110838048A (en) * | 2019-11-07 | 2020-02-25 | 中车哈尔滨车辆有限公司 | Auction transaction control method, platform and storage medium for circulating materials |
CN112487451A (en) * | 2020-11-30 | 2021-03-12 | 北京字跳网络技术有限公司 | Display method and device and electronic equipment |
CN112508641A (en) * | 2020-12-01 | 2021-03-16 | 数字广东网络建设有限公司 | Method and device for distributing articles, computer equipment and storage medium |
CN112950314A (en) * | 2021-02-26 | 2021-06-11 | 腾竞体育文化发展(上海)有限公司 | Method, device, equipment and storage medium for determining ticket purchasing qualification |
US20230214897A1 (en) * | 2020-09-09 | 2023-07-06 | Gurunavi, Inc. | Information processing system, information processing method, program, and recording medium |
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Publication number | Priority date | Publication date | Assignee | Title |
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CN110310196A (en) * | 2019-06-17 | 2019-10-08 | 平安普惠企业管理有限公司 | Product demand application method, device, computer equipment and storage medium |
CN110633990A (en) * | 2019-08-30 | 2019-12-31 | 深圳壹账通智能科技有限公司 | Online service processing method and server |
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CN112487451A (en) * | 2020-11-30 | 2021-03-12 | 北京字跳网络技术有限公司 | Display method and device and electronic equipment |
CN112487451B (en) * | 2020-11-30 | 2023-01-17 | 北京字跳网络技术有限公司 | Display method and device and electronic equipment |
CN112508641A (en) * | 2020-12-01 | 2021-03-16 | 数字广东网络建设有限公司 | Method and device for distributing articles, computer equipment and storage medium |
CN112950314A (en) * | 2021-02-26 | 2021-06-11 | 腾竞体育文化发展(上海)有限公司 | Method, device, equipment and storage medium for determining ticket purchasing qualification |
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