CN109461083A - A kind of determination method and device of preferential rate - Google Patents
A kind of determination method and device of preferential rate Download PDFInfo
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- CN109461083A CN109461083A CN201811376151.1A CN201811376151A CN109461083A CN 109461083 A CN109461083 A CN 109461083A CN 201811376151 A CN201811376151 A CN 201811376151A CN 109461083 A CN109461083 A CN 109461083A
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Abstract
This application provides a kind of determination method and devices of preferential rate, wherein method includes: to obtain information to be transacted；Information to be transacted includes: that customer ID to be transacted is identified with the mode to be transacted for completing transaction；According to customer ID to be transacted, in the corresponding relationship between customer ID and customer information, determine that the corresponding customer information of customer ID to be transacted is customer information to be processed；The preferential rate points that customer information to be processed is met are matched according to preset first corresponding relationship, also, matches mode to be transacted according to preset second corresponding relationship and identifies met preferential rate points；First corresponding relationship is the corresponding relationship between the preset condition met needed for the customer information of each dimension of user configuration and preset condition and preferential rate points；Second corresponding relationship is the corresponding relationship between each mode of doing business mark of user configuration and preferential rate points.The determination method of preferential rate provided by the present application can satisfy the different marketing demands of user.
Description
Technical field
This application involves financial fields, more particularly to a kind of determination method and device of preferential rate.
Background technique
The exchange rate refers to that national currency exchanges the ratio or the rate of exchange of another national currency.In actual redemption scenarios, in order to right
Client, which makes concessions, to strike a bargain, and the exchange rate to strike a bargain to client's interest concessions is known as preferential rate.Preferential rate passes through the exchange rate and preferential rate point
Number is calculated.
In order to flexibly cope with market rate fluctuation, the various currency conversions in the adaptation whole world meet the marketing demand of different user,
Need a kind of determination method that the exchange rate that can be suitably used for any marketing activity is preferential.
Summary of the invention
Based on this, present applicant proposes a kind of determination methods of preferential rate, can satisfy the marketing demand of different user.
Present invention also provides a kind of determining device of preferential rate, to guarantee above method realization in practice and
Using.
Technical solution provided by the present application are as follows:
This application provides a kind of determination methods of preferential rate, comprising:
Obtain information to be transacted；The information to be transacted include: customer ID to be transacted with for completing to trade wait hand over
Easy mode identifies；
According to the customer ID to be transacted, in the corresponding relationship between customer ID and customer information, determine it is described to
It is customer information to be processed that transacting customer, which identifies corresponding customer information,；
The preferential rate points that the customer information to be processed is met are matched according to preset first corresponding relationship, and
And the mode to be transacted is matched according to preset second corresponding relationship and identifies met preferential rate points；Described first
Corresponding relationship be user configuration each dimension customer information needed for meet preset condition and the preset condition with it is preferential
Corresponding relationship between exchange rate points；Second corresponding relationship is that each mode of doing business mark of user configuration is counted with preferential rate
Between corresponding relationship.
Wherein, the customer information of each dimension of the user configuration includes: to use from the customer information of preset various dimensions
The customer information of dimension selected by family, and/or, the customer information of the customized dimension of user；
First corresponding relationship generates in the following manner:
In the case where receiving the first preset instructions, the first configuration information is received；First configuration information includes: use
The customized customer information in family, corresponding first preset condition of the customized customer information, first preset condition pair
The preferential rate points answered；And/or customer information, the customer information of the target dimension corresponding second of target dimension is in advance
If condition and the corresponding preferential rate points of second preset condition；The customer information of the target dimension be user from
The customer information of selected dimension in the customer information of preset various dimensions；
According to first configuration information, first corresponding relationship is generated.
Wherein, each mode of doing business mark of the user configuration includes: the user from preset multiple mode of doing business marks
Selected mode of doing business mark, and/or, the customized mode of doing business mark of user；
Second corresponding relationship generates in the following manner:
In the case where receiving the second preset instructions, the second configuration information is received；Second configuration information includes: use
The customized mode of doing business mark in family, the customized mode of doing business identify corresponding preferential rate points；And/or target
Mode of doing business mark, the target transaction mode identify corresponding preferential rate points；The target transaction mode is identified as use
Family mode of doing business mark selected from preset multiple mode of doing business marks；
According to second configuration information, second corresponding relationship is generated.
Wherein, the information to be transacted further include: channel mark to be transacted；
It is described to match the mode to be transacted according to preset second corresponding relationship and identify met preferential rate points,
Specifically:
According to preset third corresponding relationship, matches the mode of doing business mark and met with the channel mark to be transacted
Preferential rate points；The third corresponding relationship be user configuration each mode of doing business mark, each transaction channel mark with it is excellent
Corresponding relationship between favour exchange rate points.
Wherein, the preferential remittance that the customer information to be processed is met is matched according to preset first corresponding relationship described
Rate points, also, match the mode to be transacted according to preset second corresponding relationship and identify met preferential rate points
Later, further includes:
According to preset rules, the preferential rate points and the mode to be transacted that are met from the customer information to be processed
It identifies in met preferential rate points, determines that the targeted advantages exchange rate is counted；The targeted advantages exchange rate points indicate user
Final enjoyable preferential rate points.
Wherein, the preferential remittance that the customer information to be processed is met is matched according to preset first corresponding relationship described
Rate points, also, match the mode to be transacted according to preset second corresponding relationship and identify met preferential rate points
Later, further includes:
Acquisition includes the Transaction Information of preset field；The preset field includes: customer ID, authority identification, transaction canal
Road mark, currency type to be exchanged, target exchange currency type, the amount of money, targeted advantages exchange rate points and purchase reason；The targeted advantages are converged
The preferential rate that rate points are finally enjoyed by the client of the customer ID is counted；The purchase reason is described first corresponding
Information corresponding with the targeted advantages exchange rate points in relationship, the second corresponding relationship and the third corresponding relationship；
Using presupposition analysis algorithm, the Transaction Information is analyzed.
Disclosed herein as well is a kind of determining devices of preferential rate, comprising:
Acquiring unit, for obtaining information to be transacted；The information to be transacted includes: customer ID to be transacted and be used for
It is identified at the mode to be transacted of transaction；
First determination unit is used for according to the customer ID to be transacted, corresponding between customer ID and customer information
In relationship, determine that the corresponding customer information of the customer ID to be transacted is customer information to be processed；
Matching unit, for according to preset first corresponding relationship match the customer information to be processed met it is preferential
Exchange rate points, also, match the mode to be transacted according to preset second corresponding relationship and identify met preferential rate point
Number；First corresponding relationship is the preset condition and described pre- met needed for the customer information of each dimension of user configuration
If the corresponding relationship between condition and preferential rate points；Second corresponding relationship be user configuration each mode of doing business mark with
Corresponding relationship between preferential rate points.
Wherein, further includes: the first generation unit, for generating first corresponding relationship；
First generation unit, comprising:
First receiving subelement, for receiving the first configuration information in the case where receiving the first preset instructions；It is described
First configuration information include: the customized customer information of user, corresponding first preset condition of the customized customer information,
The corresponding preferential rate points of first preset condition；And/or the visitor of the customer information of target dimension, the target dimension
Corresponding second preset condition of family information and the corresponding preferential rate points of second preset condition；The target dimension
Customer information be user's selected dimension from the customer information of preset various dimensions customer information；
First generates subelement, for generating first corresponding relationship according to first configuration information.
Wherein, further includes: the second generation unit, for generating second corresponding relationship；
Second generation unit, comprising:
Second receiving subelement, for receiving the second configuration information in the case where receiving the second preset instructions；It is described
Second configuration information includes: that user's customized mode of doing business mark, the customized mode of doing business mark are corresponding preferential
Exchange rate points；And/or target transaction mode identifies, the target transaction mode identifies corresponding preferential rate points；The mesh
Mark mode of doing business is identified as user's mode of doing business mark selected from preset multiple mode of doing business marks；
Second generates subelement, for generating second corresponding relationship according to second configuration information.
Wherein, the matching unit is specifically used for according to preset first corresponding relationship matching client's letter to be processed
Cease met preferential rate points, also, according to preset third corresponding relationship, match the mode of doing business mark with it is described
The preferential rate points that channel mark to be transacted is met；First corresponding relationship is client's letter of each dimension of user configuration
Corresponding relationship between the preset condition and the preset condition that meet needed for breath and preferential rate points；The third is corresponding
Relationship is the corresponding relationship between each mode of doing business mark, each transaction channel mark and preferential rate points of user configuration.
Wherein, further includes: the second determination unit, for being matched in the matching unit according to preset first corresponding relationship
Preferential rate that the customer information to be processed is met points, also, according to the matching of preset second corresponding relationship it is described to
After mode of doing business identifies met preferential rate points, according to preset rules, met from the customer information to be processed
Preferential rate points identified in met preferential rate points with the mode to be transacted, determine targeted advantages exchange rate point
Number；The targeted advantages exchange rate points indicate user's finally enjoyable preferential rate points.
Wherein, further includes: acquisition unit and analytical unit；
The acquisition unit, for matching the visitor to be processed according to preset first corresponding relationship in the matching unit
The preferential rate points that family information is met, also, match the mode to be transacted according to preset second corresponding relationship and identify
After the preferential rate points met, acquisition includes the Transaction Information of preset field；The preset field includes: client's mark
Knowledge, authority identification, transaction channel mark, currency type to be exchanged, target exchange currency type, the amount of money, targeted advantages exchange rate points and purchase
Reason；The preferential rate that the targeted advantages exchange rate points are finally enjoyed by the client of the customer ID is counted；The purchase
Buy reason be first corresponding relationship, the second corresponding relationship and the third corresponding relationship in the targeted advantages exchange rate point
The corresponding information of number；
The analytical unit analyzes the Transaction Information for using presupposition analysis algorithm.
The application's has the beneficial effect that
In a kind of determination method of preferential rate provided herein, information to be transacted is obtained；Wherein, letter to be transacted
Breath includes: that customer ID to be transacted is identified with the mode to be transacted for completing transaction；According to customer ID to be transacted, from client
Mark and the customer information in the corresponding relationship of customer information, determining customer ID to be transacted are customer information to be processed；Foundation
First corresponding relationship matches the preferential rate points that customer information to be processed is met；Also, it is matched according to the second corresponding relationship
Mode to be transacted identifies met preferential rate points；Due to the client's letter for each dimension that the first corresponding relationship is user configuration
The corresponding relationship of preset condition and preset condition and the preferential rate points met needed for breath；Therefore, user can be according to battalion
Pin demand, configures the condition met needed for the customer information of each dimension, the customer information of each dimension, and the condition institute of configuration is right
The preferential rate points answered；So that the first corresponding relationship meets user's marketing demand；Similarly, the second corresponding relationship is user configuration
Each mode of doing business mark preferential rate points between corresponding relationship, therefore, the second corresponding relationship meet user marketing need
It asks；Therefore, the determination method of preferential rate provided herein can satisfy the different marketing demands of user.
Detailed description of the invention
In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
The embodiment of application for those of ordinary skill in the art without creative efforts, can also basis
The attached drawing of offer obtains other attached drawings.
The stream of Fig. 1 configuration method embodiment of corresponding relationship between Transaction Information a kind of in the application and preferential rate points
Cheng Tu；
Fig. 2 is a kind of flow chart of the determination embodiment of the method for preferential rate in the application；
Fig. 3 is a kind of determination Installation practice structural schematic diagram of preferential rate in the application.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present application, technical solutions in the embodiments of the present application carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of embodiments of the present application, instead of all the embodiments.It is based on
Embodiment in the application, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall in the protection scope of this application.
In the embodiment of the present application, core banking system has concentrated the full dimensional information of client.For example, customer information can be with
It is equivalent including resident's mark, nationality, registration country, age, type of credential, reference, tax information, professional code, total assets
Native currency amount, total deposit convert into native currency amount etc. information.Since the customer information in core banking system is related to multiple dimensions
Degree, in order to meet the marketing demand of different user, the customer information in core banking system is classified from different dimensions, example
Such as, multiple dimensions such as essential information dimension, assets information dimension, credit dimension can be divided into.
In the embodiment of the present application, mode of doing business and transaction channel, which market to user also to have, has a certain impact, therefore,
In the embodiment of the present application, in advance in systems be configured with multi-exchange mode, also, for every kind of mode of doing business be configured with it is a variety of
Transaction channel.Wherein, mode of doing business may include: cash, Mobile banking, Web bank etc.；For the friendship of every kind of mode of doing business
Easy channel may include: teller's front-end product, Mobile banking, Web bank, telephone bank, ATM etc. multi-exchange channel.
In the embodiment of the present application, user needs before the system using the embodiment of the present application to needed for marketing activity
Transaction channel needed for mode of doing business, marketing activity needed for the customer information of dimension, marketing activity etc. information is configured.
Specifically, Fig. 1, a kind of configuration side of corresponding relationship between Transaction Information and preferential rate points in the application is shown
Method embodiment may include:
Step 101: in the case where receiving the first preset instructions, receiving the first configuration information.
In this step, the first preset instructions are for indicating that the customer information to dimension needed for marketing activity is configured
Instruction, specifically, in this step, in the case where receiving the first preset instructions, receiving the marketing activity institute of user configuration
The information needed, for convenience, information needed for the marketing activity by user configuration is known as the first configuration information.In this step
In, the first configuration information may include: the customized customer information of user, the corresponding first default item of customized customer information
The corresponding preferential rate points of part, the first preset condition；And/or the selected dimension from the customer information of preset various dimensions
Information, corresponding second preset condition of selected dimensional information and the corresponding preferential points of the second preset condition.For the side of description
Just, by the customer information of user's selected dimension from the various dimensions customer information of configured in advance, referred to as client's letter of target dimension
Breath.
For example, the customer information of target dimension selected by user is respectively as follows: essential information dimension, assets information dimension and letter
With dimension, condition is arranged to the customer information of each target dimension in user, also, the customer information of each target dimension is arranged
Preferential rate points；When so that the information of client meeting the setting condition of the customer information of target dimension, which could be enjoyed
The corresponding preferential rate points of the customer information of the target dimension.
In the present embodiment, it lives when the customer information of the various dimensions of configured in advance in system does not meet the current marketing of user
When dynamic, user can be with the customer information of customized required dimension；Also, the customer information of each customized dimension is arranged
Condition set by customer information of the user for customized dimension is known as the second preset condition for convenience by condition；With
Family also sets up the corresponding preferential rate points of customer information of each customized dimension simultaneously, it should be noted that, it is that a son is fixed
The corresponding preferential rate points of adopted dimension.
For convenience, by the user information of the user information of target dimension and customized dimension, referred to as user configuration
Each dimension customer information.
Step 102: according to the first configuration information, generating the first corresponding relationship.
Due to containing the customer information of each dimension of user configuration, the customer information of each dimension in the first configuration information
The corresponding preferential rate points of the customer information of the condition of required satisfaction and each dimension, therefore, in this step, foundation
The customer information of each dimension of user configuration, the corresponding condition of customer information of each dimension can be generated in first configuration information,
And the corresponding preferential rate points of customer information of each dimension, for convenience, it will be given birth to according to the first configuration information
At corresponding relationship be known as the first corresponding relationship.
Step 103: in the case where receiving the second preset instructions, receiving the second configuration information.
In this step, the mark of mode of doing business needed for the second preset instructions indicate user configuration marketing activity and preferential remittance
The instruction of rate points.Specifically, user can be identified from the multi-exchange mode of system configured in advance in selection user market live
Required mode of doing business mark is moved, for convenience, the mark of mode of doing business selected by user is known as target transaction mode mark
Know；In the present embodiment, user can be identified with mode of doing business needed for customized marketing activity；For convenience, this reality
Example is applied to identify target transaction mode and the customized mode of doing business mark of user, referred to as the mode of doing business mark of user configuration.
In the present embodiment, it is identified for each mode of doing business of user configuration, all setting preferential rates are counted.In order to retouch
It states conveniently, the mode of doing business of user configuration is identified, and each mode of doing business configured identifies corresponding preferential rate point
Number, referred to as the second configuration information.
Step 104: according to the second configuration information, generating the second corresponding relationship.
In this step, include in the second configuration information user configuration mode of doing business mark and user configuration it is every
The corresponding preferential rate points of a transaction ID, at this point, just having obtained each mode of doing business and preferential rate point of user configuration
Several corresponding relationships.
In practical applications, user can also identify the transaction channel needed for marketing activity and configure, and configuration
Every kind of transaction channel identifies corresponding preferential rate points, for convenience, the mode of doing business for the user configuration that will acquire
Corresponding relationship between mark, transaction channel mark and preferential rate points, referred to as third corresponding relationship.
The customer information of the user configuration information each dimension generated in the embodiment of the present application, received in foundation,
The corresponding preferential rate points of the customer information of the corresponding preset condition of the customer information of each dimension and each dimension are formed by
First corresponding relationship, the mode of doing business mark of user configuration and preferential rate are formed by the second corresponding relationship between counting, also real
In the application of border, it is also possible to which there are third corresponding relationships；The first corresponding relationship, the second corresponding relationship and/or third are generated in system
After corresponding relationship, the preferential remittance that the information to be transacted of some client can be enjoyed according to corresponding relationship generated, can be determined
Rate.
Specifically, Fig. 2, shows a kind of determination embodiment of the method for preferential rate in the application, may include:
Step 201: receiving information to be transacted.
In the present embodiment, mark to be transacted includes: customer ID to be transacted and the mode to be transacted for completing transaction
Mark.
Step 202: according to customer ID to be transacted, in the corresponding relationship between customer ID and customer information, determine to
It is customer information to be processed that transacting customer, which identifies corresponding customer information,.
In the present embodiment, there are each dimensional informations of client in core banking system, in this step, according to be transacted
Customer ID obtains the corresponding customer information of customer ID to be transacted from core banking system；For convenience, this implementation
Example is by the acquired corresponding customer information of customer ID to be transacted, customer information referred to as to be processed.
Step 203: according to the first corresponding relationship, matching the preferential rate points that customer ID to be processed is met；Foundation
Second corresponding relationship matches mode to be transacted and identifies met preferential rate points.
Specifically, the various dimensions customer information in this step and in the first corresponding relationship, determines client's letter to be processed
Met dimension is ceased, for convenience, the dimension that customer information to be processed is met, dimension referred to as to be processed；Then,
From dimension to be processed, determine that customer information to be processed meets the dimension of the preset condition of dimension to be processed；For convenience,
The dimension for meeting preset condition is known as target dimension；From the first corresponding relationship, the corresponding preferential rate of target dimension is determined
The preferential rate that counting can enjoy for customer ID to be transacted is counted.
According to the second corresponding relationship, matches mode to be transacted and identify met preferential rate points and client to be processed mark
The met preferential rate points of knowledge are identical, and which is not described herein again.
Step 204: according to preset rules, the preferential rate points that are met from the customer information to be processed with it is described to
Mode of doing business identifies in met preferential rate points, determines that the targeted advantages exchange rate is counted.
In the present embodiment, by the preferential rate that can be enjoyed for an information to be transacted count may have it is multiple,
Therefore, in the present embodiment, provided with for determining client's preset rules that finally enjoyable preferential rate is counted.Specifically
, preset rules can be the maximum value for taking preferential rate to count, or, for the information of different dimensions, different power is set
Preferential rate that client can enjoy counted and corresponding multiplied by weight and is added by weight, obtains that user is final to enjoy
Preferential rate points, for convenience, the preferential rate points that user is finally enjoyed are known as targeted advantages exchange rate points.
Step 205: acquisition includes the Transaction Information of preset field.
In the present embodiment, from the Transaction Information that history has struck a bargain, acquisition includes the Transaction Information of preset field,
In, preset field may include: customer ID, authority identification, transaction channel mark, currency type to be exchanged, target exchange currency type, gold
Volume, targeted advantages exchange rate points and purchase reason；Wherein, reason is bought are as follows: the first corresponding relationship, the second corresponding relationship and described
Information corresponding with targeted advantages exchange rate points in third corresponding relationship.
Step 206: using presupposition analysis algorithm, Transaction Information collected is analyzed.
In this step, transaction collected is analyzed, provides foundation to improve marketing strategy for user.
In the present embodiment, the preferential rate from currency A to currency B has been set in advance in systems, in customer inquiries
When preferential rate, when client input be currency B to currency A when, the present embodiment can be according to from currency A to the preferential of currency B
The exchange rate calculates the preferential rate from currency B to currency A.
The preset condition of the satisfaction as needed for the customer information for each dimension that the first corresponding relationship is user configuration, and it is pre-
If the corresponding relationship of condition and preferential rate points；Therefore, user can configure client's letter of each dimension according to marketing demand
The required condition met of customer information of breath, each dimension, and the points of preferential rate corresponding to the condition of configuration；So that first
Corresponding relationship meets user's marketing demand；Similarly, the second corresponding relationship is each mode of doing business mark and preferential remittance of user configuration
Corresponding relationship between rate points, therefore, the second corresponding relationship meets the marketing demand of user；Therefore, provided herein excellent
The determination method of the favour exchange rate can satisfy the different marketing demands of user.
Transaction collected is analyzed, foundation is provided to improve marketing strategy for user, therefore, is able to satisfy each row
Verification, the audit of Central Bank's supervision, facilitate branch to transfer at any time, do not need additionally to increase development amount and go to acquire redemption information.
With reference to Fig. 3, a kind of determination Installation practice structural schematic diagram of preferential rate in the application is shown, can wrap
It includes:
Acquiring unit 301, for obtaining information to be transacted；The information to be transacted includes: customer ID to be transacted and uses
It is identified in the mode to be transacted for completing transaction；
First determination unit 302, for pair according to the customer ID to be transacted, between customer ID and customer information
In should being related to, determine that the corresponding customer information of the customer ID to be transacted is customer information to be processed；
Matching unit 303, for matching what the customer information to be processed was met according to preset first corresponding relationship
Preferential rate points, also, match the mode to be transacted according to preset second corresponding relationship and identify the preferential remittance met
Rate points；First corresponding relationship is the preset condition met needed for the customer information of each dimension of user configuration, Yi Jisuo
State the corresponding relationship between preset condition and preferential rate points；Second corresponding relationship is each mode of doing business mark of user configuration
Know the corresponding relationship between preferential rate points.
It wherein, can also include: the first generation unit, for generating first corresponding relationship；
First generation unit, comprising:
First receiving subelement, for receiving the first configuration information in the case where receiving the first preset instructions；It is described
First configuration information include: the customized customer information of user, corresponding first preset condition of the customized customer information,
The corresponding preferential rate points of first preset condition；And/or the visitor of the customer information of target dimension, the target dimension
Corresponding second preset condition of family information and the corresponding preferential rate points of second preset condition；The target dimension
Customer information be user's selected dimension from the customer information of preset various dimensions customer information；
First generates subelement, for generating first corresponding relationship according to first configuration information.
It wherein, can also include: the second generation unit, for generating second corresponding relationship；
Second generation unit, comprising:
Second receiving subelement, for receiving the second configuration information in the case where receiving the second preset instructions；It is described
Second configuration information includes: that user's customized mode of doing business mark, the customized mode of doing business mark are corresponding preferential
Exchange rate points；And/or target transaction mode identifies, the target transaction mode identifies corresponding preferential rate points；The mesh
Mark mode of doing business is identified as user's mode of doing business mark selected from preset multiple mode of doing business marks；
Second generates subelement, for generating second corresponding relationship according to second configuration information.
Wherein, the matching unit 302 is specifically used for matching the client to be processed according to preset first corresponding relationship
The preferential rate points that information is met, also, according to preset third corresponding relationship, match the mode of doing business mark and institute
State the preferential rate points that channel mark to be transacted is met；First corresponding relationship is the client of each dimension of user configuration
Corresponding relationship between the preset condition and the preset condition that meet needed for information and preferential rate points；The third pair
The corresponding relationship that should be related between each mode of doing business mark, each transaction channel mark and preferential rate points for user configuration.
Wherein, it can also include: the second determination unit, be used in the matching unit according to preset first corresponding relationship
The preferential rate points that the customer information to be processed is met are matched, also, match institute according to preset second corresponding relationship
It states after mode to be transacted identifies met preferential rate points, according to preset rules, from the customer information institute to be processed
Preferential rate points and the mode to be transacted of satisfaction identify in met preferential rate points, determine the targeted advantages exchange rate
Points；The targeted advantages exchange rate points indicate user's finally enjoyable preferential rate points.
It wherein, can also include: acquisition unit and analytical unit；
The acquisition unit, for matching the visitor to be processed according to preset first corresponding relationship in the matching unit
The preferential rate points that family information is met, also, match the mode to be transacted according to preset second corresponding relationship and identify
After the preferential rate points met, acquisition includes the Transaction Information of preset field；The preset field includes: client's mark
Knowledge, authority identification, transaction channel mark, currency type to be exchanged, target exchange currency type, the amount of money, targeted advantages exchange rate points and purchase
Reason；The preferential rate that the targeted advantages exchange rate points are finally enjoyed by the client of the customer ID is counted；The purchase
Buy reason be first corresponding relationship, the second corresponding relationship and the third corresponding relationship in the targeted advantages exchange rate point
The corresponding information of number；
The analytical unit analyzes the Transaction Information for using presupposition analysis algorithm.
Each embodiment in this specification is described in a progressive manner, the highlights of each of the examples are with it is other
The difference of embodiment, the same or similar parts in each embodiment may refer to each other.Herein, such as " first " and
The relational terms of " second " or the like are only used to distinguish one entity or operation from another entity or operation, and
Without necessarily requiring or implying that between these entities or operation, there are any actual relationship or orders.In the text
The word explanations such as "include", "comprise" be comprising meaning rather than exclusive or exhaustive meaning；That is, be " include but
Be not limited to " meaning.Deformation, same replacement without departing from the inventive concept of the premise, can also be made, improved etc., these
Belong to protection scope of the present invention.
The foregoing description of the disclosed embodiments makes professional and technical personnel in the field can be realized or use the application.
Various modifications to these embodiments will be readily apparent to those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the application.Therefore, the application
It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one
The widest scope of cause.
Claims (12)
1. a kind of determination method of preferential rate characterized by comprising
Obtain information to be transacted；The information to be transacted includes: customer ID to be transacted and the side to be transacted for completing transaction
Formula mark；
According to the customer ID to be transacted, in the corresponding relationship between customer ID and customer information, determine described to be transacted
The corresponding customer information of customer ID is customer information to be processed；
The preferential rate that the customer information to be processed is met is matched according to preset first corresponding relationship to count, also, according to
The mode to be transacted, which is matched, according to preset second corresponding relationship identifies met preferential rate points；Described first corresponding pass
System is the preset condition met needed for the customer information of each dimension of user configuration and the preset condition and preferential rate point
Several corresponding relationships；Second corresponding relationship is pair between each mode of doing business mark of user configuration and preferential rate points
It should be related to.
2. the method according to claim 1, wherein the customer information of each dimension of the user configuration includes:
The customer information of dimension selected by user from the customer information of preset various dimensions, and/or, client's letter of the customized dimension of user
Breath；
First corresponding relationship generates in the following manner:
In the case where receiving the first preset instructions, the first configuration information is received；First configuration information include: user from
The customer information of definition, corresponding first preset condition of the customized customer information, first preset condition are corresponding
Preferential rate points；And/or the corresponding second default item of customer information, the customer information of the target dimension of target dimension
Part and the corresponding preferential rate points of second preset condition；The customer information of the target dimension is user from default
Various dimensions customer information in selected dimension customer information；
According to first configuration information, first corresponding relationship is generated.
3. the method according to claim 1, wherein the user configuration each mode of doing business mark include: from
Mode of doing business mark selected by user in preset multiple mode of doing business marks, and/or, the customized mode of doing business mark of user
Know；
Second corresponding relationship generates in the following manner:
In the case where receiving the second preset instructions, the second configuration information is received；Second configuration information include: user from
Mode of doing business mark, the customized mode of doing business of definition identify corresponding preferential rate points；And/or target transaction
Mode identifies, the target transaction mode identifies corresponding preferential rate points；The target transaction mode be identified as user from
Selected mode of doing business mark in preset multiple mode of doing business marks；
According to second configuration information, second corresponding relationship is generated.
4. the method according to claim 1, wherein the information to be transacted further include: channel mark to be transacted；
It is described to match the mode to be transacted according to preset second corresponding relationship and identify met preferential rate points, specifically
Are as follows:
According to preset third corresponding relationship, match the mode of doing business mark met with the channel mark to be transacted it is excellent
Favour exchange rate points；The third corresponding relationship is each mode of doing business mark, each transaction channel mark and preferential remittance of user configuration
Corresponding relationship between rate points.
5. the method according to claim 1, wherein described according to described in the matching of preset first corresponding relationship
The preferential rate points that customer information to be processed is met, also, it is described to be transacted according to the matching of preset second corresponding relationship
Mode identifies after met preferential rate points, further includes:
According to preset rules, the preferential rate points met from the customer information to be processed are identified with the mode to be transacted
In the preferential rate points met, determine that the targeted advantages exchange rate is counted；The targeted advantages exchange rate points indicate that user is final
Enjoyable preferential rate points.
6. the method according to claim 1, wherein described according to described in the matching of preset first corresponding relationship
The preferential rate points that customer information to be processed is met, also, it is described to be transacted according to the matching of preset second corresponding relationship
Mode identifies after met preferential rate points, further includes:
Acquisition includes the Transaction Information of preset field；The preset field includes: customer ID, authority identification, transaction channel mark
Currency type, the amount of money, targeted advantages exchange rate points and purchase reason are exchanged in knowledge, currency type to be exchanged, target；The targeted advantages exchange rate point
The preferential rate that number is finally enjoyed by the client of the customer ID is counted；The purchase reason is the described first corresponding pass
Information corresponding with the targeted advantages exchange rate points in system, the second corresponding relationship and the third corresponding relationship；
Using presupposition analysis algorithm, the Transaction Information is analyzed.
7. a kind of determining device of preferential rate characterized by comprising
Acquiring unit, for obtaining information to be transacted；The information to be transacted includes: that customer ID to be transacted is handed over for completion
Easy mode to be transacted identifies；
First determination unit, for the corresponding relationship according to the customer ID to be transacted, between customer ID and customer information
In, determine that the corresponding customer information of the customer ID to be transacted is customer information to be processed；
Matching unit, for matching the preferential rate that the customer information to be processed is met according to preset first corresponding relationship
Points, also, match the mode to be transacted according to preset second corresponding relationship and identify met preferential rate points；Institute
State the preset condition and the preset condition met needed for the customer information for each dimension that the first corresponding relationship is user configuration
With the corresponding relationship between preferential rate points；Second corresponding relationship is each mode of doing business mark and preferential remittance of user configuration
Corresponding relationship between rate points.
8. device according to claim 7, which is characterized in that further include: the first generation unit, for generating described first
Corresponding relationship；
First generation unit, comprising:
First receiving subelement, for receiving the first configuration information in the case where receiving the first preset instructions；Described first
Configuration information includes: the customized customer information of user, corresponding first preset condition of the customized customer information, described
The corresponding preferential rate points of first preset condition；And/or client's letter of the customer information of target dimension, the target dimension
Cease corresponding second preset condition and the corresponding preferential rate points of second preset condition；The visitor of the target dimension
Family information is the customer information of user's selected dimension from the customer information of preset various dimensions；
First generates subelement, for generating first corresponding relationship according to first configuration information.
9. device according to claim 7, which is characterized in that further include: the second generation unit, for generating described second
Corresponding relationship；
Second generation unit, comprising:
Second receiving subelement, for receiving the second configuration information in the case where receiving the second preset instructions；Described second
Configuration information includes: that the customized mode of doing business of user identifies, the customized mode of doing business identifies corresponding preferential rate
Points；And/or target transaction mode identifies, the target transaction mode identifies corresponding preferential rate points；The target is handed over
Easy mode is identified as user's mode of doing business mark selected from preset multiple mode of doing business marks；
Second generates subelement, for generating second corresponding relationship according to second configuration information.
10. device according to claim 7, which is characterized in that the matching unit is specifically used for according to preset first
Corresponding relationship matches the preferential rate points that the customer information to be processed is met, also, according to the corresponding pass of preset third
System matches the mode of doing business mark and counts with the preferential rate that the channel mark to be transacted is met；Described first is corresponding
Relationship is the preset condition met needed for the customer information of each dimension of user configuration and the preset condition and preferential rate
Corresponding relationship between points；The third corresponding relationship be user configuration each mode of doing business mark, each transaction channel mark with
Corresponding relationship between preferential rate points.
11. device according to claim 7, which is characterized in that further include: the second determination unit, in the matching
Unit matches the preferential rate that the customer information to be processed is met according to preset first corresponding relationship and counts, also, according to
It is matched after the mode to be transacted identifies met preferential rate points according to preset second corresponding relationship, according to default rule
Then, the preferential rate points met from the customer information to be processed identify the preferential remittance met with the mode to be transacted
In rate points, determine that the targeted advantages exchange rate is counted；The targeted advantages exchange rate points indicate the final enjoyable preferential remittance of user
Rate points.
12. device according to claim 7, which is characterized in that further include: acquisition unit and analytical unit；
The acquisition unit, for believing in the matching unit according to the preset first corresponding relationship matching client to be processed
Met preferential rate points are ceased, also, matches the mode to be transacted according to preset second corresponding relationship and identifies and expire
After the preferential rate points of foot, acquisition includes the Transaction Information of preset field；The preset field includes: customer ID, machine
Structure mark, transaction channel mark, currency type to be exchanged, target exchange currency type, the amount of money, targeted advantages exchange rate points and purchase reason；
The preferential rate that the targeted advantages exchange rate points are finally enjoyed by the client of the customer ID is counted；The purchase reason
It is corresponding with the targeted advantages exchange rate points in first corresponding relationship, the second corresponding relationship and the third corresponding relationship
Information；
The analytical unit analyzes the Transaction Information for using presupposition analysis algorithm.
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| CN201811376151.1A CN109461083B (en) | 2018-11-19 | 2018-11-19 | Method and device for determining preferential exchange rate |
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| CN109461083B (en) | 2022-09-20 |
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