CN109447818A - Declaration form generation method, device, computer equipment and storage medium - Google Patents
Declaration form generation method, device, computer equipment and storage medium Download PDFInfo
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- CN109447818A CN109447818A CN201810954799.6A CN201810954799A CN109447818A CN 109447818 A CN109447818 A CN 109447818A CN 201810954799 A CN201810954799 A CN 201810954799A CN 109447818 A CN109447818 A CN 109447818A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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Abstract
Provided herein a kind of declaration form generation method, device, computer equipment and storage medium, for generating non-vehicle insurance declaration form, comprising: receive the typing information of user, wherein the typing information is the information that the non-vehicle insurance of purchase needs；According to corresponding insurance products are searched in the typing information to preset insurance pond, the insurance products are the insurance products of fixed premium；If finding insurance products corresponding with the typing information, judge whether the user meets the qualification for buying the insurance products；If meeting purchase qualification, the corresponding rebate value of the insurance products is obtained；Show the option inventory of the insurance products and the corresponding rebate value of the insurance products；The insurance products for receiving user's selection, generate corresponding declaration form.Insurance products needed for facilitating user to choose.
Description
Technical field
This application involves field of computer technology, in particular to a kind of declaration form generation method, device, computer equipment and deposit
Storage media.
Background technique
Non- vehicle insurance (personal accident health insurance and personal property danger) existing at present goes out single mode and has met active user's
Consumption mode, with the growth of portfolio, the variation of social environment, business can quickly formulate new production according to current environment
Product, but new product is online every time requires IT development support and each side's canal modification is supported, expend great manpower and
Time cost, and it is unable to satisfy the configuration of different geographical.
Summary of the invention
The main purpose of the application is to provide a kind of declaration form generation method, device, computer equipment and storage medium, is used for
Insurance products needed for facilitating user to choose.
To achieve the above object, this application provides a kind of declaration form generation method, for generating non-vehicle insurance declaration form, including with
Lower step:
Receive the typing information of user, wherein the typing information is the information that the non-vehicle insurance of purchase needs；
According to corresponding insurance products are searched in the typing information to preset insurance pond, the insurance products are to fix
The insurance products of premium；
If finding insurance products corresponding with the typing information, judge whether the user meets the purchase guarantor
The qualification of dangerous product；
If meeting purchase qualification, the corresponding rebate value of the insurance products is obtained；
Show the option inventory of the insurance products and the corresponding rebate value of the insurance products；
The insurance products for receiving user's selection, generate corresponding declaration form.
It is further, described that the step of whether user meets the qualification for buying the insurance products judged, comprising:
Obtain the corresponding rule of insuring of the insurance products, wherein the dimension of the rule of insuring includes insure qualification, throwing
Protect the character of use of vehicle, insure type of vehicle and the attribute of insurer；
Judge whether the typing information meets the rule of insuring；
If so, determining that the user meets the qualification for buying the insurance products.
Further, the insurance products for receiving user selection, the step of generating corresponding declaration form, packet
It includes:
Receive the insurance products of user's selection；
According to the typing information of the user and the insurance products of selection, corresponding declaration form is generated.
Further, described according to the typing information of the user and the insurance products of selection, it generates pair
The step of declaration form answered, comprising:
The typing information of the user and the insurance products of selection are generated into corresponding insurance application；
After receiving the successful order of insurance application payment, corresponding declaration form is generated.
Further, described according to the step for searching corresponding insurance products in the typing information to preset insurance pond
Suddenly, comprising:
By preset product list interface and inquiry product detail interface, arrive in the insurance pond respectively lookup with it is described
The detail of typing information corresponding insurance products title and insurance products, to obtain the insurance products.
Further, the option inventory for showing the insurance products and the corresponding rebate value of the insurance products
Step, comprising:
Judge whether the user buys the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed；
If so, being displayed for the insurance products and the corresponding rebate value of the insurance products of user's selection
Option inventory.
Further, it is described judge the user whether buy Insurance Regulatory Commission approval manage compulsory insurance for traffic accident of motor-drivenvehicle the step of after, also
Include:
If not buying the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed, the passive compulsory insurance for traffic accident of motor-drivenvehicle for selecting Insurance Regulatory Commission's approval to manage
Afterwards, the insurance products of user's selection and the option inventory of the corresponding rebate value of the insurance products are displayed for.
Present invention also provides a kind of declaration form generating means, for generating non-vehicle insurance declaration form, comprising:
Receiving module, for receiving the typing information of user, wherein the typing information is the letter that the non-vehicle insurance of purchase needs
Breath；
Searching module, it is described for according to searching corresponding insurance products in the typing information to preset insurance pond
Insurance products are the insurance products of fixed premium；
Judgment module, if whether judging the user for finding insurance products corresponding with the typing information
Meet the qualification for buying the insurance products；
Module is obtained, if obtaining the corresponding rebate value of the insurance products for meeting purchase qualification；
Display module, for showing the option inventory of the insurance products and the corresponding rebate value of the insurance products；
Generation module generates corresponding declaration form for receiving the insurance products of user's selection.
The application also provides a kind of computer equipment, including memory and processor, is stored with calculating in the memory
The step of machine program, the processor realizes any of the above-described the method when executing the computer program.
The application also provides a kind of computer storage medium, is stored thereon with computer program, the computer program quilt
The step of processor realizes method described in any of the above embodiments when executing.
Declaration form generation method, device, computer equipment and storage medium provided herein has below beneficial to effect
Fruit:
Declaration form generation method, device, computer equipment and storage medium provided herein is believed by the typing of user
The insurance products and corresponding rebate value for obtaining in insurance pond and meeting user's purchase are ceased, are produced according to the insurance of user's selection
Product generate corresponding declaration form, meet the configuration of different places mechanism, different product, and only need typing primary information, can go out more
Zhang Baodan reduces the number of typing information, reduces the development cost of insurance products change and links up cost.
Detailed description of the invention
Fig. 1 is declaration form generation method step schematic diagram in one embodiment of the application；
Fig. 2 is the schematic diagram of declaration form generation method step S3 in one embodiment of the application；
Fig. 3 is the schematic diagram of declaration form generation method step S5 in one embodiment of the application；
Fig. 4 is the schematic diagram of declaration form generation method step S6 in one embodiment of the application；
Fig. 5 is declaration form generating means structural block diagram in one embodiment of the application；
Fig. 6 is the structural block diagram of judgment module in one embodiment of the application；
Fig. 7 is the structural block diagram of generation module in one embodiment of the application；
Fig. 8 is the structural block diagram of display module in one embodiment of the application；
Fig. 9 is the structural schematic block diagram of the computer equipment of one embodiment of the application.
The embodiments will be further described with reference to the accompanying drawings for realization, functional characteristics and the advantage of the application purpose.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood
The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not
For limiting the application.
Referring to Fig.1, to provide a kind of declaration form generation method in one embodiment of the application, for generating non-vehicle insurance declaration form,
The following steps are included:
Step S1 receives the typing information of user, wherein typing information is the information that the non-vehicle insurance of purchase needs；
Step S2, according to corresponding insurance products are searched in typing information to preset insurance pond, insurance products are to fix
The insurance products of premium；
Step S3 judges whether user meets purchase insurance and produce if finding insurance products corresponding with typing information
The qualification of product；
Step S4 obtains the corresponding rebate value of insurance products if meeting purchase qualification；
Step S5 shows the option inventory of insurance products and the corresponding rebate value of insurance products；
Step S6 receives the insurance products of user's selection, generates corresponding declaration form.
In the present embodiment, non-vehicle insurance refers to the non-vehicle insurance used with vehicle comprising personal accident health insurance and individual
Property insurance, the premise for buying non-vehicle insurance are the compulsory insurances for traffic accident of motor-drivenvehicle buying Insurance Regulatory Commission's approval in advance or simultaneously and managing, according to receiving use
The typing information at family searches corresponding insurance products to insuring in pond, preset one for placing the insurance of insurance products
Pond, the insurance pond are used to store the fixed insurance products of various premiums, when finding insurance products corresponding with typing information,
In, typing information is the information that the non-vehicle insurance of purchase needs, and judges whether user meets the qualification for buying corresponding insurance products, often
One online new insurance products or old insurance products are provided with corresponding rule of insuring, by judging that the typing of user is believed
Whether breath meets rule of insuring, and then judges whether to meet the qualification for buying corresponding insurance products, and such as new online vehicle relates to
Marine insurance, to vehicle class, Vehicle Identify Number, license plate number, motor number is limited, so that system judges automatically the information of vehicles of user
Whether meet the new online vehicle to paddle danger；The dimension that rule setting is related to includes: qualification of insuring, the use for vehicle of insuring
Property, the attribute of insurer；The attribute of insurer includes that the personal insured and group of insurer is insured, is set according to insurance products difference
Different rules is set, is such as classified according to the use purpose of vehicle, different insurance products are set and are suitable for different vehicle major class,
Such as car, lorry, car, trailer；Different rules is set according to the online length of time of insurance products, such as just online production
A relatively favorable discount is arranged in product, and for promoting product, online to product is more than half a year, then restores normal price folding
Button；For the different institutions that different geographical is formed, if the insurance products in Shanghai and the insurance products in Guangzhou belong to different mechanisms,
It needs to carry out Different Rule setting to the product in insurance pond according to different mechanisms；For with a product in different geographical
When, it can be according to the purchase trend of region where this product, product sales volume, if need to promote carrying out rule setting, adjust it
Dimension is such as directed to same insurance products, can judge its population ages, and then right according to the population distribution in place region city
The age stratum of purchase is adjusted, and making the age at issue of different geographical, there are different differences etc., can also be according to society
Factor variation, as carried out limitation purchase number to personal unexpected health insurance, or carry out to region in just online non-vehicle insurance
Limitation etc., can also limit a certain insurance products only allows business personnel to sell, removed from line upper mounting plate etc..
If judging, user meets the corresponding insurance products of purchase, gets the corresponding rebate value of product, for putting down on line
The fixed insurance products of the premium of platform sale, line upper mounting plate includes such as safety official website, Jin Guanjia APP, cloud platform, by core system
System (ICORE-PNBS) is provided out the interface of inquiry insurance products list and the interface of inquiry insurance products detail, each platform
Commercially available insurance products list can be inquired by the interface, since the data of the interface of core system offer can dynamically become
Change, the dynamic data that the data-interface parsing interface defined according to system returns can obtain dynamic by upper mounting plate online in real time
Insurance products data, the dynamic data of the existing insurance products of real-time update, the rebate value of setting can also real-time update, can
It shows in different APP or webpage, without arranging IT to develop to support that product is online, reduces cost, promote the effective of time
Property.
The sales discount for obtaining the insurance products being placed in insurance pond obtains in advance such as on good car owner's APP platform
Going out single personal accident insurance setting discount for a certain non-vehicle insurance is 0.9, which determines according to market situation, can also root
It goes to adjust according to the on-line time etc. of product, if user selects the unexpected health insurance of the individual, the required premium bought is to fix
Premium * 0.9 carries out different sales modes according to different products, to configure personalized product for each mechanism, more meets visitor
The demand at family can also carry out a limitation according to the quantity that user buys to the discount of insurance products and it is big to get total amount
A discount is carried out after specified numerical value, then to total amount, the total amount for such as buying more parts of insurances is greater than 20,000, then to total gold
Volume carries out one 0.95 discount, and the expense for needing to pay is 1.9 ten thousand, can be needed according to business freely to the product in insurance pond
Newly-increased or reduction carries out free collocation so that user chooses different types of insurance products, and the objective user of satisfaction, which buys, more to be accorded with
It closes the insurance product type of oneself, such as includes journey danger, the personal unexpected health insurance in major disease danger and a in insurance pond
The fixed insurance products of all kinds of premiums such as people's property insurance.
According to the difference of region, different institutions is allowed to support to configure same insurance products different contributing information, it is contributing
Information is the special agreement of insurer and insurance company, and such as in one embodiment, user A buys a vehicle loss danger,
When standby service person validates the car, discovery is before purchase vehicle loss danger, and existing scratch phenomenon, then business personnel and user A will do it one
A special agreement is not settled a claim, as a contributing information when scratch occurs in the vehicle.Such as in another embodiment, user
B has purchased a personal property accident insurance, when standby service person verifies property, it is found that the personal property once met water by breakage
Part is not repaired, then business personnel and user B will do it an especially agreement, when water is met by damaging again in the part, no
Claims Resolution is given, in this, as a contributing information.
The option inventory of the insurance products and the corresponding rebate value of insurance products that meet user's purchase is shown in display
On platform, so that user selects according to individual demand.Wherein, typing information includes insurer's information and insurant's information,
It includes name, gender, passport NO., contact method, registered permanent residence address etc., information of vehicles include vehicle class, Vehicle Identify Number,
License plate number, motor number etc. further include the sales force's information automatically selected in advance by system, including go out single area, business
Member, agent's information, broker's letter etc., it is selected on display platform according to the purchase of buyer's (insurer/client) wish
Insurance products, and the corresponding personal information filled in generates corresponding declaration form.
Referring to Fig. 2, in the present embodiment, the step of whether user meets the qualification S3 of purchase insurance products judged, comprising:
Step S31 obtains the corresponding rule of insuring of insurance products, wherein the dimension for rule of insuring includes insure qualification, throwing
Protect the character of use of vehicle, insure type of vehicle and the attribute of insurer；
Step S32, judges whether typing information meets rule of insuring；
Step S33, if so, determining that user meets the qualification of purchase insurance products.
In the present embodiment, it according to the qualification of insuring of each product got in advance, and then gets each insurance and produces
The dimension of the corresponding rule of insuring of product, includes age at issue, the character of use for vehicle of insuring, insure type of vehicle and throwing altogether
The attribute of guarantor；Different insurance products are such as classified suitable for different vehicle major class according to the character of use of vehicle, as car,
Lorry, car, trailer etc., the dimension for getting the rule of insuring of different insurance products do not have to, and then according to the difference of dimension,
Get the rule of insuring of each different insurance products.
When the typing information for receiving user, the insurance products for meeting typing information in insurance pond are got, for user
It is selected according to demands of individuals, the age as user inputs in personal information is 40 years old, then does not meet the age inside insurance pond
The insurance products at end are hidden entirely, are gradually screened to the information of user's typing, wherein the user information of typing includes: to throw
Protect age, name, gender, passport NO., contact method, vehicle class, Vehicle Identify Number, license plate number, motor number etc., according to
The acquisition of information of family typing to finally meet user be located at insurance pond in all insurance products.
Different institutions can be for different rules of insuring be arranged with a product, and the dimension that rule is related to of insuring includes
Insure qualification, the attribute of insurer, by character of use of guarantor's vehicle etc., wherein being protected the age be that the quilt that allows to insure is arranged
At insurer's age, that unexpected key Kang Xianbao is insurant, and the age of insurant can choose merger in setting range
The product is bought, does not otherwise allow to buy, according to the typing information received, the insurance for meeting typing information is obtained out of insurance pond
Product, if the age of insurant was at 50 years old, the age at issue range of personal accident health insurance is in 12-60 years old range, then by
The age at issue of the insurer, which meets, buys the product；The attribute of insurer includes that the personal insured and group of insurer is insured；It insures
The vehicle character of use of people, certain a product of such as setting only allow to buy with non-operating vehicle, then the vehicle of nature of business
It can not retrieve and get the insurance products；Type of vehicle includes the amount of seats of vehicle, as certain product setting only allow six with
Under car purchase, then lorry, special purpose vehicle, seven or more vehicles can not be retrieved and get the insurance products.
Referring to Fig. 3, in the present embodiment, the step of receiving the insurance products of user's selection, generate corresponding declaration form S6, packet
It includes:
Step S61 receives the insurance products of user's selection；
Step S62 generates corresponding declaration form according to the typing information of user and the insurance products of selection.
In the present embodiment, user chooses specified insurance products according to individual demand on display platform, as user A is recorded
After entering personal information and personal vehicles information, system screens the product in insurance pond according to the information, and reservation meets
All insurance products that user A insures receive the insurance products that user A chooses on display platform according to individual demand, such as
A personal unexpected health insurance and a personal property danger are had chosen, then according to the vehicle insurance chosen in advance, compulsory insurance for traffic accident of motor-drivenvehicle and business risk
Must in advance or with insurance pond insurance products buy simultaneously, system can automatic pre-generatmg vehicle insurance insurance application, and statistics selected by
The vehicle insurance of Pre purchase, the total cost of personal unexpected health insurance and personal property danger are taken, generates corresponding reimbursement of expense application, for use
After family A confirms total cost and the insurance kind of purchase, then system can automatically generate vehicle insurance declaration form, and automatically generate bought individual
The non-Che Baodan of unexpected health insurance and personal property danger automatically generates bought individual's accident health insurance and personal property danger
Personal information used by non-vehicle declaration form is consistent with personal information used by vehicle insurance, can directly adopt same information, is not necessarily to two
Secondary typing personal information simplifies the typing operation of client on sales force or line, saves program, easy to operate.
In the present embodiment, according to the typing information of user and the insurance products of selection, generate corresponding declaration form S62's
Step, comprising:
The typing information of user and the insurance products of selection are generated corresponding insurance application by step S621；
Step S622 generates corresponding declaration form after receiving the successful order of insurance application payment.
According to the insurance products that user chooses, combines corresponding information of insuring, generate corresponding first part of insurance application, user
Can carry out audit confirmation to the insurance application, it is to be confirmed it is errorless after, carry out payment operation, receive user to insurance application to system
Pay the fees after successfully order, generate corresponding declaration form, and sequentially generates other corresponding declaration forms；Wherein, insurance application is
Insurer applies for that a kind of written confirmation insured, insurance application are usually provided by insurance company, filled in by insurer and signed or cover
It comes into force after chapter, the insurance application content that insurance company fills according to insurer provides insurance policy original.Declaration form is also insurance policy original,
It is the written document that insurance company and insurer conclude insurance contract.Insurance policy is provided by insurance company, and it is public mainly to state clearly insurance
Right, voluntary relationship between department and insurant, it is the voucher that insurant pursues a claim to insurance company.Such as in a tool
In body embodiment, user C buys vehicle insurance, and a non-vehicle insurance (personal accident insurance) with vehicle insurance is chosen in insurance pond, then is
The automatic pre-generatmg vehicle insurance insurance application of system meeting, and the vehicle insurance of selected Pre purchase and the total cost of personal accident health insurance are counted, it is raw
At corresponding reimbursement of expense application, after user C confirms the insurance kind of total cost and purchase, if getting payment successfully order
Afterwards, then system can automatically generate vehicle insurance declaration form, and automatically generate the non-Che Baodan of the unexpected health insurance of bought individual, simple side
Just.
In the present embodiment, according to corresponding insurance products S2 is searched in typing information to preset insurance pond the step of,
Include:
By preset product list interface and inquiry product detail interface, arrives in insurance pond and search and typing information respectively
The detail of corresponding insurance products title and insurance products, to obtain insurance products.
Interface and the inquiry of inquiry insurance products list are provided out by the core system ICORE-PNBS of safety science and technology
The interface of insurance products detail, display platform include the front end display page of various APP or webpage, and display platform passes through interface
The detail for obtaining commercially available product fission and product, the data of the interface provided due to core system can dynamic change, root
The dynamic data that the data-interface parsing interface defined according to system returns can obtain dynamic insurance by upper mounting plate online in real time
The data of product, the dynamic data of the existing insurance products of real-time update, the rebate value of setting can also real-time update, can show
Different APP or webpage reduces cost without arranging IT to develop to support that product is online, promotes the validity of time.
Referring to Fig. 4, in this example it is shown that the option inventory S5 of insurance products and the corresponding rebate value of insurance products
The step of, comprising:
Step S51, judges whether user buys the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed；
Step S52, if so, being displayed for the choosing of the insurance products and the corresponding rebate value of insurance products of user's selection
Item inventory.
The compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed is the vehicle insurance that each car owner must buy, on the basis of this, if user needs
Personal unexpected health insurance or personal property danger are bought, after user inputs typing information, obtains in insurance pond and meets user
The insurance products of purchase and corresponding rebate value, judge whether the user buys the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed, if sentencing
It is disconnected to have bought, then the insurance products and the corresponding rebate value of insurance products of user selection are displayed on display platform
Option inventory.
In the present embodiment, it after judging the step of whether user buys the compulsory insurance for traffic accident of motor-drivenvehicle S51 that Insurance Regulatory Commission's approval is managed, also wraps
It includes:
If not buying the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed, after the passive compulsory insurance for traffic accident of motor-drivenvehicle for selecting Insurance Regulatory Commission's approval to manage,
It is displayed for the insurance products of user's selection and the option inventory of the corresponding rebate value of insurance products.
After according to the typing information of user, the insurance products and corresponding folding for meeting user's purchase in insurance pond are obtained
Button value, judges whether the user buys the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed, if what judgement was managed without the approval of purchase Insurance Regulatory Commission
Compulsory insurance for traffic accident of motor-drivenvehicle after then user passively selects Insurance Regulatory Commission to ratify the compulsory insurance for traffic accident of motor-drivenvehicle managed, is displayed for user's selection on display platform
The option inventory of insurance products and the corresponding rebate value of insurance products.
In conclusion being insured for the declaration form generation method provided in the embodiment of the present application by the typing information of user
The insurance products and corresponding rebate value for meeting user's purchase are obtained in pond, according to the insurance products that user selects, generation pair
The declaration form answered meets the configuration of different places mechanism, different product, and only needs typing primary information, can go out multiple declaration forms, subtract
The number of few typing information reduces the development cost of insurance products change and links up cost.
Referring to Fig. 5, a kind of declaration form generating means are additionally provided in one embodiment of the application, for generating non-vehicle insurance declaration form,
Include:
Receiving module 10, for receiving the typing information of user, wherein typing information is the letter that the non-vehicle insurance of purchase needs
Breath；
Searching module 20, for according to corresponding insurance products are searched in typing information to preset insurance pond, insurance to be produced
Product are the insurance products of fixed premium；
Judgment module 30, if judging whether user meets purchase for finding insurance products corresponding with typing information
It insures the qualification of product；
Module 40 is obtained, if obtaining the corresponding rebate value of insurance products for meeting purchase qualification；
Display module 50, for showing the option inventory of insurance products and the corresponding rebate value of insurance products；
Generation module 60 generates corresponding declaration form for receiving the insurance products of user's selection.
In the present embodiment, non-vehicle insurance refers to the non-vehicle insurance used with vehicle comprising personal accident health insurance and individual
Property insurance, the premise for buying non-vehicle insurance are to buy the compulsory insurance for traffic accident of motor-drivenvehicle of Insurance Regulatory Commission's approval operation in advance or simultaneously, receiving module 10
According to the typing information for receiving user, to insurance pond in search corresponding insurance products, preset one for place insurance
The insurance pond of product, the insurance pond are used to store the fixed insurance products of various premiums, and searching module 20 is found to be believed with typing
Cease corresponding insurance products, wherein typing information is the information that the non-vehicle insurance of purchase needs, and judgment module 30 judges whether user accords with
The qualification for buying corresponding insurance products is closed, each online new insurance products or old insurance products are provided with corresponding
It insures rule, by judging whether the typing information of user meets rule of insuring, and then judges whether to meet the corresponding guarantor of purchase
The qualification of dangerous product, such as new online vehicle are paddled danger, and to vehicle class, Vehicle Identify Number, license plate number, motor number limited,
It paddles danger so that whether the information of vehicles that system judges automatically user meets the new online vehicle；The dimension that rule setting is related to
Degree includes: qualification of insuring, the character of use for vehicle of insuring, the attribute of insurer；The attribute of insurer includes insurer ginseng
It protects and group is insured, different rules is set according to insurance products difference, is such as classified according to the use purpose of vehicle, setting is different
Insurance products be suitable for different vehicle major class, such as car, lorry, car, trailer；According to the insurance products online time
Different rules is arranged in length, and such as a relatively favorable discount is arranged in just online product, for promoting product, on product
Line is more than half a year, then restores normal price rebate；For different geographical formed different institutions, as Shanghai insurance products and
The insurance products in Guangzhou belong to different mechanisms, need to carry out Different Rule to the product in insurance pond according to different mechanisms to set
It sets；For with a product in different geographical, can be according to the purchase trend of region where this product, product sales volume, if
It needs to promote carry out rule setting, adjusts its dimension, be such as directed to same insurance products, it can be according to the population in place region city point
Cloth judges its population ages, and then is adjusted to the age stratum of purchase, there is the age at issue of different geographical different
Difference etc., can also be changed according to the factor of society, in just online non-vehicle insurance, personal unexpected health insurance is limited
System purchase number, or region limit etc., can also limit a certain insurance products only allows business personnel to sell, from line
Upper mounting plate is removed etc..
If judging, user meets the corresponding insurance products of purchase, obtains module 40 and gets the corresponding rebate value of product, should
The rebate value insurance products fixed for the premium of line upper mounting plate sale, line upper mounting plate include as safety official website, Jin Guanjia APP,
Cloud platform etc., the interface for inquiring insurance products list is provided out by core system (ICORE-PNBS) and inquiry insurance products are bright
Thin interface, each platform can inquire commercially available insurance products list by the interface, since what core system provided connects
Mouthful data can dynamic change, the dynamic data that the data-interface parsing interface defined according to system returns can be on line
Platform obtains the data of dynamic insurance products, the dynamic data of the existing insurance products of real-time update, the discount of setting in real time
Value can also real-time update, can show in different APP or webpage, without arranging IT to develop to support that product is online, reduce at
This, promotes the validity of time.
The sales discount for obtaining the insurance products being placed in insurance pond obtains in advance such as on good car owner's APP platform
It is 0.9 for a certain personal accident insurance setting discount for going out list with vehicle insurance, which determines according to market situation, can also root
It goes to adjust according to the on-line time etc. of product, if user selects the unexpected health insurance of the individual, the required premium bought is to fix
Premium * 0.9 carries out different sales modes according to different products, to configure personalized product for each mechanism, more meets visitor
The demand at family can also carry out a limitation according to the quantity that user buys to the discount of insurance products and it is big to get total amount
A discount is carried out after specified numerical value, then to total amount, the total amount for such as buying more parts of insurances is greater than 20,000, then to total gold
Volume carries out one 0.95 discount, and the expense for needing to pay is 1.9 ten thousand, can be needed according to business freely to the product in insurance pond
Newly-increased or reduction carries out free collocation so that user chooses different types of insurance products, and the objective user of satisfaction, which buys, more to be accorded with
It closes the insurance product type of oneself, such as includes journey danger, the personal unexpected health insurance in major disease danger and a in insurance pond
The fixed insurance products of all kinds of premiums such as people's property insurance.
According to the difference of region, different institutions is allowed to support to configure same insurance products different contributing information, it is contributing
Information is the special agreement of insurer and insurance company, and such as in one embodiment, user A buys a vehicle loss danger,
When standby service person validates the car, discovery is before purchase vehicle loss danger, and existing scratch phenomenon, then business personnel and user A will do it one
A special agreement is not settled a claim, as a contributing information when scratch occurs in the vehicle.Such as in another embodiment, user
B has purchased a personal property accident insurance, when standby service person verifies property, it is found that the personal property once met water by breakage
Part is not repaired, then business personnel and user B will do it an especially agreement, when water is met by damaging again in the part, no
Claims Resolution is given, in this, as a contributing information.
Display module 50 will meet the option inventory of the insurance products and the corresponding rebate value of insurance products of user's purchase
It is shown on display platform, so that user selects according to individual demand.Wherein, typing information includes insurer's information and is protected
Dangerous people's information comprising have name, gender, passport NO., contact method, registered permanent residence address etc., information of vehicles includes vehicle kind
Class, Vehicle Identify Number, license plate number, motor number etc. further include the sales force's information automatically selected in advance by system, including are gone out single
Area, business personnel, agent's information, broker's letter etc. buy according to buyer's (insurer/client) wish in display platform
Upper selected insurance products, and the corresponding personal information filled in, generation module 60 generate corresponding declaration form.
Referring to Fig. 6, in the present embodiment, judgment module 30 includes:
First acquisition unit 31, for obtaining the corresponding rule of insuring of insurance products, wherein insure rule dimension include
It insures qualification, the character of use for vehicle of insuring, insure type of vehicle and the attribute of insurer；
First judging unit 32, for judging whether typing information meets rule of insuring；
First execution unit 33, for if so, determining that user meets the qualification of purchase insurance products.
In the present embodiment, first acquisition unit 31 is according to the qualification of insuring of each product got in advance, and then obtains
Get the dimension of the corresponding rule of insuring of each insurance products comprising qualification of insuring, the character of use for vehicle of insuring, vehicle of insuring
The attribute of type and insurer；Different insurance products are such as classified suitable for different vehicles according to the character of use of vehicle
Major class, such as car, lorry, car, trailer, the dimension for getting the rule of insuring of different insurance products do not have to, Jin Ergen
According to the difference of dimension, the rule of insuring of each different insurance products is got.
When the typing information for receiving user, the insurance products for meeting typing information in insurance pond are got, for user
It is selected according to demands of individuals, the age as user inputs in personal information is 40 years old, then does not meet the age inside insurance pond
The insurance products at end are hidden entirely, are gradually screened to the information of user's typing, wherein the user information of typing includes: to throw
Protect age, name, gender, passport NO., contact method, vehicle class, Vehicle Identify Number, license plate number, motor number etc., according to
The acquisition of information of family typing to finally meet user be located at insurance pond in all insurance products.
Different institutions can be for different rules of insuring be arranged with a product, and the dimension that rule is related to of insuring includes
Insure qualification, the attribute of insurer, by character of use of guarantor's vehicle etc., wherein being protected the age be that the quilt that allows to insure is arranged
At insurer's age, that unexpected key Kang Xianbao is insurant, and the age of insurant can choose merger in setting range
The product is bought, does not otherwise allow to buy, according to the typing information received, the insurance for meeting typing information is obtained out of insurance pond
Product, if the age of insurant was at 50 years old, the age at issue range of personal accident health insurance is in 12-60 years old range, then by
The age at issue of the insurer, which meets, buys the product；The attribute of insurer includes that the personal insured and group of insurer is insured；It insures
The vehicle character of use of people, certain a product of such as setting only allow to buy with non-operating vehicle, then the vehicle of nature of business
It can not retrieve and get the insurance products；Type of vehicle includes the amount of seats of vehicle, as certain product setting only allow six with
Under car purchase, then lorry, special purpose vehicle, seven or more vehicles can not be retrieved and get the insurance products.
Referring to Fig. 7, generation module 60 includes:
First receiving unit 61, for receiving the insurance products of user's selection；
First generation unit 62, for generating corresponding guarantor according to the typing information of user and the insurance products of selection
It is single.
In the present embodiment, the first receiving unit 61 receive user is chosen on display platform according to individual demand specify
Insurance products, after user's A typing personal information and personal vehicles information, system is according to the information to the product in insurance pond
It is screened, aperture shares all insurance products that family A insures, and receives user A on display platform according to individual demand
The insurance products of selection such as have chosen a personal unexpected health insurance and a personal property danger, then according to the vehicle chosen in advance
Danger, compulsory insurance for traffic accident of motor-drivenvehicle and business risk must be bought simultaneously in advance or with the insurance products in insurance pond, and system can automatic pre-generatmg vehicle insurance
Insurance application, and the vehicle insurance of selected Pre purchase, the total cost of personal unexpected health insurance and personal property danger are counted, it generates corresponding
Reimbursement of expense application, after user A confirms the insurance kind of total cost and purchase, then system can automatically generate vehicle insurance declaration form, and certainly
The dynamic non-Che Baodan for generating bought individual unexpected health insurance and personal property danger, it is unexpected strong to automatically generate bought individual
Personal information used by the non-vehicle declaration form of health danger and personal property danger is consistent with personal information used by vehicle insurance, can directly adopt
With same information, it is not necessarily to secondary typing personal information, the typing operation of client on sales force or line is simplified, saves journey
Sequence, it is easy to operate.
In the present embodiment, the first generation unit 62 includes:
First generates subelement, for the insurance products of the typing information of user and selection to be generated corresponding insure
It is single；
Second generates subelement, for receiving to after insurance application payment successfully order, generates corresponding declaration form.
First insurance products chosen according to user of generation subelement, combine corresponding information of insuring, generation corresponding the
A insurance application, user can carry out audit confirmation to the insurance application, it is to be confirmed it is errorless after, carry out payment operation, connect to system
It receives user insurance application pay the fees after successfully order, generates corresponding declaration form, and sequentially generate other corresponding guarantors
It is single；Wherein, insurance application is that insurer applies for a kind of written confirmation insured, and insurance application is usually provided by insurance company, by insuring
People fills in and comes into force after sign or seal, and the insurance application content that insurance company fills according to insurer provides insurance policy original.It protects
It is single to be also insurance policy original, it is the written document that insurance company and insurer conclude insurance contract.Insurance policy is gone out by insurance company
Tool mainly states clearly right between insurance company and insurant, voluntary relationship, it is that insurant to insurance company carries out rope
The voucher of compensation.As in one embodiment, user C buys vehicle insurance, and a non-vehicle insurance with vehicle insurance is chosen in insurance pond
(personal accident insurance), then system can automatic pre-generatmg vehicle insurance insurance application, and count selected Pre purchase vehicle insurance and individual it is unexpected
The total cost of health insurance generates corresponding reimbursement of expense application, after user C confirms the insurance kind of total cost and purchase, is then
System can automatically generate vehicle insurance declaration form, and automatically generate the non-Che Baodan of the unexpected health insurance of bought individual, simple and convenient.
In the present embodiment, in the present embodiment, searching module 20 includes:
Searching unit, for being arrived in insurance pond respectively by preset product list interface and inquiry product detail interface
The detail of corresponding with typing information insurance products title and insurance products is searched, to obtain insurance products.
Interface and the inquiry of inquiry insurance products list are provided out by the core system ICORE-PNBS of safety science and technology
The interface of insurance products detail, display platform include the front end display page of various APP or webpage, and display platform passes through interface
The detail for obtaining commercially available product fission and product, the data of the interface provided due to core system can dynamic change, root
The dynamic data that the data-interface parsing interface defined according to system returns can obtain dynamic insurance by upper mounting plate online in real time
The data of product, the dynamic data of the existing insurance products of real-time update, the rebate value of setting can also real-time update, can show
Different APP or webpage reduces cost without arranging IT to develop to support that product is online, promotes the validity of time.
Referring to Fig. 8, in this example it is shown that module 50 includes:
Second judgment unit 51, judges whether user buys the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed；
First display unit 52, if so, being displayed for the insurance products and the corresponding folding of insurance products of user's selection
The option inventory of button value.
The compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed is the vehicle insurance that each car owner must buy, on the basis of this, if user needs
Personal unexpected health insurance or personal property danger are bought, after user inputs typing information, obtains in insurance pond and meets user
The insurance products of purchase and corresponding rebate value, second judgment unit 51 judge whether the user buys Insurance Regulatory Commission's approval and manage
Compulsory insurance for traffic accident of motor-drivenvehicle, if judgement has been bought, the first display unit 52 is by insurance products and insurance products for selection by the user
The option inventory of corresponding rebate value is shown on display platform.
In this example it is shown that module 50 further include:
Second display unit, if the compulsory insurance for traffic accident of motor-drivenvehicle managed for not buying Insurance Regulatory Commission's approval, passive to select Insurance Regulatory Commission batch
After the compulsory insurance for traffic accident of motor-drivenvehicle that standard is managed, the option of the insurance products and the corresponding rebate value of insurance products that are displayed for user's selection is clear
It is single.
After according to the typing information of user, the insurance products and corresponding folding for meeting user's purchase in insurance pond are obtained
Button value, second judgment unit 51 judge whether the user buys the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed, if judgement is protected without purchase
Prison can ratify the compulsory insurance for traffic accident of motor-drivenvehicle managed, then after the compulsory insurance for traffic accident of motor-drivenvehicle that user passively selects Insurance Regulatory Commission's approval to manage, the second display unit will be with
The option inventory of insurance products and the corresponding rebate value of insurance products for user's selection, which is shown on platform, to be shown.
In conclusion being insured for the declaration form generating means provided in the embodiment of the present application by the typing information of user
The insurance products and corresponding rebate value for meeting user's purchase are obtained in pond, according to the insurance products that user selects, generation pair
The declaration form answered meets the configuration of different places mechanism, different product, and only needs typing primary information, can go out multiple declaration forms, subtract
The number of few typing information reduces the development cost of insurance products change and links up cost.
Referring to Fig. 9, a kind of computer equipment is also provided in the embodiment of the present application, which can be server,
Its internal structure can be as shown in Figure 9.The computer equipment includes processor, the memory, network connected by system bus
Interface and database.Wherein, the processor of the Computer Design is for providing calculating and control ability.The computer equipment is deposited
Reservoir includes non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program
And database.The built-in storage provides environment for the operation of operating system and computer program in non-volatile memory medium.
The database of the computer equipment is for storing the data such as insurance products.The network interface of the computer equipment is used for and outside
Terminal passes through network connection communication.To realize a kind of declaration form generation method when the computer program is executed by processor.
Above-mentioned processor executes the step of above-mentioned declaration form generation method:
Receive the typing information of user, wherein the typing information is the information that the non-vehicle insurance of purchase needs；
According to corresponding insurance products are searched in the typing information to preset insurance pond, the insurance products are to fix
The insurance products of premium；
If finding insurance products corresponding with the typing information, judge whether the user meets the purchase guarantor
The qualification of dangerous product；
If meeting purchase qualification, the corresponding rebate value of the insurance products is obtained；
Show the option inventory of the insurance products and the corresponding rebate value of the insurance products；
The insurance products for receiving user's selection, generate corresponding declaration form.
In one embodiment, described to judge the step of whether user meets the qualification for buying the insurance products, packet
It includes:
Obtain the corresponding rule of insuring of the insurance products, wherein the dimension of the rule of insuring includes insure qualification, throwing
Protect the character of use of vehicle, insure type of vehicle and the attribute of insurer；
Judge whether the typing information meets the rule of insuring；
If so, determining that the user meets the qualification for buying the insurance products.
In one embodiment, the insurance products for receiving user selection, the step of generating corresponding declaration form,
Include:
Receive the insurance products of user's selection；
According to the typing information of the user and the insurance products of selection, corresponding declaration form is generated.
In one embodiment, described according to the typing information of the user and the insurance products of selection, it is raw
The step of at corresponding declaration form, comprising:
The typing information of the user and the insurance products of selection are generated into corresponding insurance application；
After receiving the successful order of insurance application payment, corresponding declaration form is generated.
In one embodiment, described according to searching corresponding insurance products in the typing information to preset insurance pond
Step, comprising:
By preset product list interface and inquiry product detail interface, arrive in the insurance pond respectively lookup with it is described
The detail of typing information corresponding insurance products title and insurance products, to obtain the insurance products.
In one embodiment, the option for showing the insurance products and the corresponding rebate value of the insurance products is clear
Single step, comprising:
Judge whether the user buys the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed；
If so, being displayed for the insurance products and the corresponding rebate value of the insurance products of user's selection
Option inventory.
In one embodiment, it is described judge the user whether buy Insurance Regulatory Commission approval manage compulsory insurance for traffic accident of motor-drivenvehicle the step of it
Afterwards, further includes:
If not buying the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed, the passive compulsory insurance for traffic accident of motor-drivenvehicle for selecting Insurance Regulatory Commission's approval to manage
Afterwards, the insurance products of user's selection and the option inventory of the corresponding rebate value of the insurance products are displayed for.
It will be understood by those skilled in the art that structure shown in Fig. 9, only part relevant to application scheme is tied
The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme.
One embodiment of the application also provides a kind of computer storage medium, is stored thereon with computer program, computer journey
A kind of declaration form generation method is realized when sequence is executed by processor, specifically:
Receive the typing information of user, wherein the typing information is the information that the non-vehicle insurance of purchase needs；
According to corresponding insurance products are searched in the typing information to preset insurance pond, the insurance products are to fix
The insurance products of premium；
If finding insurance products corresponding with the typing information, judge whether the user meets the purchase guarantor
The qualification of dangerous product；
If meeting purchase qualification, the corresponding rebate value of the insurance products is obtained；
Show the option inventory of the insurance products and the corresponding rebate value of the insurance products；
The insurance products for receiving user's selection, generate corresponding declaration form.
In one embodiment, described to judge the step of whether user meets the qualification for buying the insurance products, packet
It includes:
Obtain the corresponding rule of insuring of the insurance products, wherein the dimension of the rule of insuring includes insure qualification, throwing
Protect the character of use of vehicle, insure type of vehicle and the attribute of insurer；
Judge whether the typing information meets the rule of insuring；
If so, determining that the user meets the qualification for buying the insurance products.
In one embodiment, the insurance products for receiving user selection, the step of generating corresponding declaration form,
Include:
Receive the insurance products of user's selection；
According to the typing information of the user and the insurance products of selection, corresponding declaration form is generated.
In one embodiment, described according to the typing information of the user and the insurance products of selection, it is raw
The step of at corresponding declaration form, comprising:
The typing information of the user and the insurance products of selection are generated into corresponding insurance application；
After receiving the successful order of insurance application payment, corresponding declaration form is generated.
In one embodiment, described according to searching corresponding insurance products in the typing information to preset insurance pond
Step, comprising:
By preset product list interface and inquiry product detail interface, arrive in the insurance pond respectively lookup with it is described
The detail of typing information corresponding insurance products title and insurance products, to obtain the insurance products.
In one embodiment, the option for showing the insurance products and the corresponding rebate value of the insurance products is clear
Single step, comprising:
Judge whether the user buys the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed；
If so, being displayed for the insurance products and the corresponding rebate value of the insurance products of user's selection
Option inventory.
In one embodiment, it is described judge the user whether buy Insurance Regulatory Commission approval manage compulsory insurance for traffic accident of motor-drivenvehicle the step of it
Afterwards, further includes:
If not buying the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed, the passive compulsory insurance for traffic accident of motor-drivenvehicle for selecting Insurance Regulatory Commission's approval to manage
Afterwards, the insurance products of user's selection and the option inventory of the corresponding rebate value of the insurance products are displayed for
In conclusion being situated between for declaration form generation method, device, computer equipment and the storage provided in the embodiment of the present application
Matter obtains the insurance products and corresponding rebate value for meeting user's purchase, root by the typing information of user in insurance pond
According to the insurance products that user selects, corresponding declaration form is generated, the configuration of different places mechanism, different product is met, and only needs to record
Enter primary information, multiple declaration forms can be gone out, reduce the number of typing information, reduces the development cost and communication of insurance products change
Cost.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the computer program can store and a non-volatile computer
In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein,
Any reference used in provided herein and embodiment to memory, storage, database or other media,
Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM
(PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include
Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM can by diversified forms
, such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double speed are according to rate SDRAM (SSRSDRAM), increasing
Strong type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM
(RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
It should be noted that, in this document, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that the process, device, article or the method that include a series of elements not only include those elements, and
And further include the other elements being not explicitly listed, or further include for this process, device, article or method institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including being somebody's turn to do
There is also other identical elements in the process, device of element, article or method.
The foregoing is merely preferred embodiment of the present application, are not intended to limit the scope of the patents of the application, all utilizations
Equivalent structure or equivalent flow shift made by present specification and accompanying drawing content is applied directly or indirectly in other correlations
Technical field, similarly include in the scope of patent protection of the application.
Claims (10)
1. a kind of declaration form generation method, for generating non-vehicle insurance declaration form, which comprises the following steps:
Receive the typing information of user, wherein the typing information is the information that the non-vehicle insurance of purchase needs；
According to corresponding insurance products are searched in the typing information to preset insurance pond, the insurance products are fixed premium
Insurance products；
If finding insurance products corresponding with the typing information, judge whether the user meets the purchase insurance and produce
The qualification of product；
If meeting purchase qualification, the corresponding rebate value of the insurance products is obtained；
Show the option inventory of the insurance products and the corresponding rebate value of the insurance products；
The insurance products for receiving user's selection, generate corresponding declaration form.
2. declaration form generation method according to claim 1, which is characterized in that described to judge whether the user meets purchase
The step of qualification of the insurance products, comprising:
Obtain the corresponding rule of insuring of the insurance products, wherein the dimension of the rule of insuring includes insure qualification, vehicle of insuring
Character of use, insure type of vehicle and the attribute of insurer；
Judge whether the typing information meets the rule of insuring；
If so, determining that the user meets the qualification for buying the insurance products.
3. declaration form generation method according to claim 1, which is characterized in that the guarantor for receiving user's selection
Dangerous product, the step of generating corresponding declaration form, comprising:
Receive the insurance products of user's selection；
According to the typing information of the user and the insurance products of selection, corresponding declaration form is generated.
4. declaration form generation method according to claim 3, which is characterized in that described to be believed according to the typing of the user
Breath and the insurance products of selection, the step of generating corresponding declaration form, comprising:
The typing information of the user and the insurance products of selection are generated into corresponding insurance application；
After receiving the successful order of insurance application payment, corresponding declaration form is generated.
5. declaration form generation method according to claim 1, which is characterized in that it is described according to the typing information to preset
Insure the step of corresponding insurance products are searched in pond, comprising:
By preset product list interface and inquiry product detail interface, arrives in the insurance pond and search and the typing respectively
The detail of information corresponding insurance products title and insurance products, to obtain the insurance products.
6. declaration form generation method according to claim 1, which is characterized in that display insurance products and described
The step of option inventory of the corresponding rebate value of insurance products, comprising:
Judge whether the user buys the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed；
If so, being displayed for the choosing of the insurance products and the corresponding rebate value of the insurance products of user's selection
Item inventory.
7. declaration form generation method according to claim 6, which is characterized in that described to judge whether the user buys guarantor's prison
After the step of ratifying the compulsory insurance for traffic accident of motor-drivenvehicle managed, further includes:
If not buying the compulsory insurance for traffic accident of motor-drivenvehicle that Insurance Regulatory Commission's approval is managed, after the passive compulsory insurance for traffic accident of motor-drivenvehicle for selecting Insurance Regulatory Commission's approval to manage,
It is displayed for the insurance products of user's selection and the option inventory of the corresponding rebate value of the insurance products.
8. a kind of declaration form generating means, for generating non-vehicle insurance declaration form characterized by comprising
Receiving module, for receiving the typing information of user, wherein the typing information is the information that the non-vehicle insurance of purchase needs；
Searching module, for according to searching corresponding insurance products, the insurance in the typing information to preset insurance pond
Product is the insurance products of fixed premium；
Judgment module, if judging whether the user meets for finding insurance products corresponding with the typing information
Buy the qualification of the insurance products；
Module is obtained, if obtaining the corresponding rebate value of the insurance products for meeting purchase qualification；
Display module, for showing the option inventory of the insurance products and the corresponding rebate value of the insurance products；
Generation module generates corresponding declaration form for receiving the insurance products of user's selection.
9. a kind of computer equipment, including memory and processor, it is stored with computer program in the memory, feature exists
In the step of processor realizes any one of claims 1 to 7 the method when executing the computer program.
10. a kind of computer storage medium, is stored thereon with computer program, which is characterized in that the computer program is located
The step of reason device realizes method described in any one of claims 1 to 7 when executing.
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| CN201810954799.6A CN109447818B (en) | 2018-08-21 | 2018-08-21 | Policy generation method, device, computer equipment and storage medium |
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| CN201810954799.6A CN109447818B (en) | 2018-08-21 | 2018-08-21 | Policy generation method, device, computer equipment and storage medium |
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| CN109447818B CN109447818B (en) | 2023-05-12 |
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| CN109978699A (en) * | 2019-03-22 | 2019-07-05 | 中国平安财产保险股份有限公司 | Declaration form generation method, device, computer equipment and storage medium |
| CN110110223A (en) * | 2019-04-15 | 2019-08-09 | 中国平安财产保险股份有限公司 | Information recommendation method, device, computer equipment and storage medium |
| CN110334296A (en) * | 2019-05-09 | 2019-10-15 | 明亚保险经纪股份有限公司 | Medical insurance product intelligent matching inquiry method and device |
| CN110941644A (en) * | 2019-11-22 | 2020-03-31 | 深圳木成林科技有限公司 | Policy data generation method, device, equipment and storage medium |
| CN111815465A (en) * | 2020-07-14 | 2020-10-23 | 上海沐明保险咨询有限公司 | Insurance application method, insurance system and storage medium |
| CN111915445A (en) * | 2020-07-10 | 2020-11-10 | 中国人民财产保险股份有限公司深圳市分公司 | Online platform configuration system and configuration method for non-vehicle insurance |
| CN112070616A (en) * | 2020-01-06 | 2020-12-11 | 北京英大融实科技有限公司 | Insurance product generation method and device, terminal equipment and storage medium |
| CN112418745A (en) * | 2019-08-22 | 2021-02-26 | 天津五八到家科技有限公司 | Policy generation method, device, equipment and storage medium |
| CN113298664A (en) * | 2021-07-27 | 2021-08-24 | 太平财产保险有限公司 | Cross-border vehicle insurance system |
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| CN109978699A (en) * | 2019-03-22 | 2019-07-05 | 中国平安财产保险股份有限公司 | Declaration form generation method, device, computer equipment and storage medium |
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| CN112418745A (en) * | 2019-08-22 | 2021-02-26 | 天津五八到家科技有限公司 | Policy generation method, device, equipment and storage medium |
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| CN111915445A (en) * | 2020-07-10 | 2020-11-10 | 中国人民财产保险股份有限公司深圳市分公司 | Online platform configuration system and configuration method for non-vehicle insurance |
| CN111915445B (en) * | 2020-07-10 | 2023-12-12 | 中国人民财产保险股份有限公司深圳市分公司 | Online platform configuration system and method for non-vehicle insurance |
| CN111815465A (en) * | 2020-07-14 | 2020-10-23 | 上海沐明保险咨询有限公司 | Insurance application method, insurance system and storage medium |
| CN113298664A (en) * | 2021-07-27 | 2021-08-24 | 太平财产保险有限公司 | Cross-border vehicle insurance system |
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