CN107993146A - The air control method and system of financial big data - Google Patents
The air control method and system of financial big data Download PDFInfo
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- CN107993146A CN107993146A CN201810073570.1A CN201810073570A CN107993146A CN 107993146 A CN107993146 A CN 107993146A CN 201810073570 A CN201810073570 A CN 201810073570A CN 107993146 A CN107993146 A CN 107993146A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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Abstract
The invention discloses a kind of the air control method and Related product of financial big data, described method includes following steps：Electronic equipment obtains the essential information and the amount of the loan of user；The essential information includes：The information such as customer's identity card number, name, cell-phone number, household register address.Electronic equipment carries out authenticity verification according to the essential information；After determining essential information authenticity, electronic equipment inquires about band reference record, refund wish according to the authenticity；Electronic equipment is recorded according to the reference, refund wish and the amount of the loan determine risk class.Technical solution provided by the invention has the advantages that cost is low.
Description
Technical field
The present invention relates to data processing and financial field, more particularly to a kind of air control method of financial big data and it is
System.
Background technology
With expanding economy, small loan demand is increasing, and little Dai companies also begin to quickly increase like the mushrooms after rain.Separately
On the one hand, the development of network technology, internet finance combine closely financial industry with internet, have that transparency is strong, efficiency
High, the features such as collaborative is good, middle cost is low, depend on the mutual of the new and high technologies such as Third-party payment, cloud computing, big data analysis
Networking financial service has become the service mode of small loan industry.Internet finance grow rapidly overall situation under, how
Show one's talent in numerous little Dai enterprises, obtain more business, develop, into the matter of utmost importance of Liao little Dai enterprises.
But the only simple book keeping operation function of the existing small loan system of tradition, in the information age, into an information orphan
Island, can not obtain client whether have bull debt-credit, borrow after refund situation, whether be the information such as blacklist client, information is seriously stagnant
Afterwards, causing to cheat loan, client is more, overdue rate is higher, and the interests of badly damaged little Dai enterprises, influence the development of little Dai enterprises.Meanwhile
The small loan system of tradition exist loan flow time it is long, it is overdue after without effective means collection the problems such as, can not meet that industry is sent out
Exhibition needs.
Therefore, research and develop becomes small loan Sustainable Development of Enterprises based on big data, cloud air control for the small loan management system of core
Core strategy, this be it is small loan industry once change.But the risk control of small loan industry is bad, causes risk big, cost
It is high.
The content of the invention
The application provides a kind of air control method of financial big data.It can effectively control risk, reduce cost.
On the one hand, there is provided a kind of air control method of finance big data, described method includes following steps：
Electronic equipment obtains the essential information and the amount of the loan of user；
The essential information includes：The information such as customer's identity card number, name, cell-phone number, household register address.
Electronic equipment carries out authenticity verification according to the essential information；
After determining essential information authenticity, electronic equipment inquires about band reference record, refund wish according to the authenticity；
Electronic equipment is recorded according to the reference, refund wish and the amount of the loan determine risk class.
Optionally, electronic equipment mandate operator logs in, to obtain the details such as client's message registration；
Electronic equipment mandate social security/common reserve fund logs in, and crawl client social security/common reserve fund pays radix, remaining sum, pays situation
Etc. information；
Electronic equipment mandate client's net purchase platform information, obtains the information such as client's net purchase custom, net purchase order express delivery transmitting-receiving；
Electronic equipment mandate reference is inquired about, to inquire about Central Bank's reference.
Optionally, electronic equipment is counted from operator's message registration, net purchase platform shopping express delivery addressee record, real-name authentication etc.
It is compared, investigates in, the validity of the firsthand information of client's offer is provided out.
Second aspect, there is provided a kind of air control system of finance big data, the system comprises：
Acquiring unit, for obtaining the essential information and the amount of the loan of user；
The essential information includes：The information such as customer's identity card number, name, cell-phone number, household register address.
Authentication unit, for carrying out authenticity verification according to the essential information；
Processing unit, after determining essential information authenticity, band reference record, meaning of refunding are inquired about according to the authenticity
It is willing to；Risk class is determined according to reference record, refund wish and the amount of the loan.
Optionally, the processing unit is detailed to obtain client's message registration etc. specifically for authorizing operator to log in
Information；Social security/common reserve fund is authorized to log in, crawl client social security/common reserve fund pays radix, remaining sum, pays the information such as situation；Authorize
Client's net purchase platform information, obtains the information such as client's net purchase custom, net purchase order express delivery transmitting-receiving；Reference inquiry is authorized, to look into
Ask Central Bank's reference.
Optionally, the processing unit, specifically for remembering from operator's message registration, net purchase platform shopping express delivery addressee
It is compared, investigates in the data such as record, real-name authentication, the validity of the firsthand information of client's offer is provided out.
The third aspect, there is provided a kind of terminal device, including：Processor, transceiver, memory and bus, the processor,
Transceiver, memory are connected by bus,
The transceiver, for obtaining the essential information and the amount of the loan of user；
The essential information includes：The information such as customer's identity card number, name, cell-phone number, household register address；
The processor, for carrying out authenticity verification according to the essential information；After determining essential information authenticity, foundation
Authenticity inquiry band reference record, refund wish；Risk etc. is determined according to reference record, refund wish and the amount of the loan
Level.
Optionally, the processing unit is detailed to obtain client's message registration etc. specifically for authorizing operator to log in
Information；Social security/common reserve fund is authorized to log in, crawl client social security/common reserve fund pays radix, remaining sum, pays the information such as situation；Authorize
Client's net purchase platform information, obtains the information such as client's net purchase custom, net purchase order express delivery transmitting-receiving；Reference inquiry is authorized, to look into
Ask Central Bank's reference.
Optionally, the processor, for from operator's message registration, net purchase platform shopping express delivery addressee record, real name
It is compared, investigates in the data such as certification, the validity of the firsthand information of client's offer is provided out
Fourth aspect, there is provided a kind of computer-readable recording medium, it stores the computer journey for electronic data interchange
Sequence, wherein, the computer program causes computer to perform the method that first aspect provides.
Technical solution provided by the invention can calculate corresponding risk control automatically by air control model, so it has
The advantages of reaction is fast, cost is low.
Brief description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, required use in being described below to embodiment
Attached drawing be briefly described, it should be apparent that, drawings in the following description are some embodiments of the present invention, for this area
For those of ordinary skill, without creative efforts, other attached drawings can also be obtained according to these attached drawings.
Fig. 1 is a kind of air control method flow diagram for financial big data that the first better embodiment of the invention provides；
Fig. 2 is a kind of schematic diagram of financial risks provided by the invention.
Fig. 3 is a kind of structure chart of the air control system for financial big data that the second better embodiment of the invention provides.
Fig. 4 is a kind of hardware structure diagram for equipment that the second better embodiment of the invention provides.
Embodiment
Below in conjunction with the attached drawing in the embodiment of the present invention, the technical solution in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is part of the embodiment of the present invention, instead of all the embodiments.Based on this hair
Embodiment in bright, the every other implementation that those of ordinary skill in the art are obtained without creative efforts
Example, belongs to the scope of protection of the invention.
Term " first ", " second ", " the 3rd " in the description and claims of this application and the attached drawing and "
Four " etc. be to be used to distinguish different objects, rather than for describing particular order.In addition, term " comprising " and " having " and it
Any deformation, it is intended that cover non-exclusive include.Such as contain the process of series of steps or unit, method, be
The step of system, product or equipment are not limited to list or unit, but alternatively further include the step of not listing or list
Member, or alternatively further include for the intrinsic other steps of these processes, method, product or equipment or unit.
Referenced herein " embodiment " is it is meant that a particular feature, structure, or characteristic described can wrap in conjunction with the embodiments
It is contained at least one embodiment of the application.Each position in the description occur the phrase might not each mean it is identical
Embodiment, nor the independent or alternative embodiment with other embodiments mutual exclusion.Those skilled in the art explicitly and
Implicitly understand, embodiment described herein can be combined with other embodiments.
Equipment in the application can include：Intelligent vehicle mounted terminal, smart mobile phone (such as Android phone, iOS mobile phones,
Windows Phone mobile phones etc.), tablet computer, palm PC, laptop, mobile internet device (MID, Mobile
Internet Devices) or Wearable etc., the said equipment is only citing, and non exhaustive, is set including but not limited to above-mentioned
It is standby, for convenience of description, the said equipment is known as user equipment (User equipment, UE) in example below.Certainly
In practical applications, above-mentioned user equipment is also not necessarily limited to above-mentioned realization form, such as can also include：Computer equipment etc..
Please referring to Fig.1, Fig. 1 is a kind of air control method for financial big data that the first better embodiment of the invention proposes,
This method is performed by equipment, which can be intelligent vehicle mounted terminal, intelligent terminal etc. equipment, specifically, can be intelligence
Mobile unit, mobile phone etc. equipment, this method is as shown in Figure 1, include the following steps：
Step S101, electronic equipment obtains the essential information and the amount of the loan of user；
The essential information includes but not limited to：The information such as customer's identity card number, name, cell-phone number, household register address.
Step S102, electronic equipment carries out authenticity verification according to the essential information.
Step S103, after determining essential information authenticity, electronic equipment inquires about band reference record according to the authenticity, refunds
Wish.
Step S104, electronic equipment determines risk class according to reference record, refund wish and the amount of the loan.
Specifically, the implementation method of above-mentioned steps S104 can include：
By reference record, refund wish and amount of the loan composition input data, which is input to default
Output is calculated in air control neural network model as a result, determining the risk class according to the output result.
Reference record, refund wish and amount of the loan composition input data can specifically include：
By reference record, refund wish and amount of the loan composition three-dimensional data CI*H*W, such as reference record, refund and anticipate
It is willing to and the quantity of the amount of the loan is less than CI*H*W, interlacing insertion average value mode forms setting for three-dimensional data CI*H*W in H directions
Definite value, such as 10*25*36 (setting value).
It is such a to determine that three-dimensional data CI*H*W improve the accuracy of calculating using insertion average value mode.
Refering to Fig. 2, the purpose of the present invention is borrow that system information hysteresis, air control ability are limited etc. to ask for current tradition is small
Topic, have developed a set of based on big data, the small loan system that cloud air control is core.
In order to support the small loan system based on big data, cloud air control for core, it is necessary to client authorization and the following information of collection：
Operator is authorized to log in：To obtain the details such as client's message registration
Social security/common reserve fund is authorized to log in：Crawl client social security/common reserve fund pays radix, remaining sum, pays the information such as situation
Authorize client's net purchase platform information：Obtain the information such as client's net purchase custom, net purchase order express delivery transmitting-receiving
Authorize reference inquiry：To inquire about Central Bank's reference
Client's essential information：Such as customer's identity card number, name, cell-phone number, household register address information
By the acquisition of above section information, authorize, then processed packing, send to based on big data, cloud air control and put down
The small loan system of platform.Small loan system will capture authorization message, and obtain each big data platform blacklist number in real time
According to information such as, bull debt-credit data, small loan platform inquiry times.The data of acquisition are preserved to database, then by following several
The data such as customer risk grade, risk factor are calculated in a big dimension.
Cloud air control engine computing dimension：
Customer data authenticity：From numbers such as operator's message registration, net purchase platform shopping express delivery addressee record, real-name authentications
It is compared, investigates in, the validity of the firsthand information of client's offer is provided out, avoids the behavior of cheating loan.
Loan repayment capacity is assessed：Detailed data is parsed from Central Bank's reference, such as conventional loan repayment is detailed, recent queries
Number, existing loan refund situation, if authorizing social security/common reserve fund or Unionpay etc., can obtain the true income level of client, cash flow
To.Client's debt ratio, loan repayment capacity information are drawn from above relevant information.
Refund wish：It is comprehensive major data platform information and client's recent call situation, lending agency request times, near
Phase social security/common reserve fund pays situation, history of drug abuse of whether having previous conviction etc., calculates client and there is the probability cheated loan.
Automatic business processing is carried out to above dimension by cloud air control engine, can not only accurately obtain risk of client etc.
Level, coefficient, moreover it is possible to which the accrediting amount of entering to low-risk client calculates, and is believed according to data such as the income level of client, loan repayment capacities
Breath, provides the rational amount of the loan, a length of maturity.
After loan in terms of refund, if client is overdue, one is provided for the small loan system of core based on big data, cloud air control
Efficiently, efficiently data supporting service, can be quickly fixed from client's message registration, net purchase express delivery information, bank's flowing water etc.
The current fund flow state of position client, customer contact dynamic, contact client's processing and refund, effectively reduce overdue at the first time
Rate.
Based on big data, cloud air control for the small loan system of core can be effective accomplish risk control, improve business
Horizontal capability, more profits are brought for little Dai enterprises.
Fig. 3 provides a kind of air control system of financial big data, the system comprises：
Acquiring unit 201, for obtaining the essential information and the amount of the loan of user；
The essential information includes：The information such as customer's identity card number, name, cell-phone number, household register address.
Authentication unit 202, for carrying out authenticity verification according to the essential information；
Processing unit 203, after determining essential information authenticity, inquires about band reference record according to the authenticity, refunds
Wish；Risk class is determined according to reference record, refund wish and the amount of the loan.
Optionally, processing unit 203, it is detailed to obtain client's message registration etc. specifically for authorizing operator to log in
Information；Social security/common reserve fund is authorized to log in, crawl client social security/common reserve fund pays radix, remaining sum, pays the information such as situation；Authorize
Client's net purchase platform information, obtains the information such as client's net purchase custom, net purchase order express delivery transmitting-receiving；Reference inquiry is authorized, to look into
Ask Central Bank's reference.
Optionally, processing unit 203, specifically for from operator's message registration, net purchase platform shopping express delivery addressee record,
It is compared, investigates in the data such as real-name authentication, the validity of the firsthand information of client's offer is provided out.
Refering to Fig. 4, Fig. 4 is a kind of terminal device 30, including：Processor 301, transceiver 302, memory 303 and bus
304, transceiver 302 is used for the transceiving data between external equipment.The quantity of processor 301 can be one or more.This Shen
In some embodiments please, processor 301, memory 302 and transceiver 303 can be connected by bus 304 or other modes.Eventually
The step of end equipment 30 can be used for performing Fig. 1.The implication for the term being related on the present embodiment and citing, may be referred to figure
1 corresponding embodiment.Details are not described herein again.
Transceiver 302, for obtaining the essential information and the amount of the loan of user；
Processor 301, for carrying out authenticity verification according to the essential information；After determining essential information authenticity, foundation
Authenticity inquiry band reference record, refund wish；Risk etc. is determined according to reference record, refund wish and the amount of the loan
Level.
Optionally, processor 301, specifically for authorizing operator to log in, believe in detail to obtain client's message registration etc.
Breath；Social security/common reserve fund is authorized to log in, crawl client social security/common reserve fund pays radix, remaining sum, pays the information such as situation；Authorize visitor
Family net purchase platform information, obtains the information such as client's net purchase custom, net purchase order express delivery transmitting-receiving；Reference inquiry is authorized, to inquire about
Central Bank's reference.
Optionally, processor 301, specifically for being recorded, in fact from operator's message registration, net purchase platform shopping express delivery addressee
It is compared, investigates in the data such as name certification, the validity of the firsthand information of client's offer is provided out.
Wherein, store program codes in memory 303.Processor 901 is used to call the program generation stored in memory 903
Code, for performing following operation：
Processor 301, for determining first terminal to all n links between purpose ID, the selection turn from n link
The first minimum link of hair number is determined as corresponding chain road direction purpose terminal and sends information.
It should be noted that processor 301 here can be a treatment element or multiple treatment elements
It is referred to as.For example, the treatment element can be central processing unit (Central Processing Unit, CPU) or spy
Determine integrated circuit (Application Specific Integrated Circuit, ASIC), or be arranged to implement this
Apply for one or more integrated circuits of embodiment, such as：One or more microprocessors (digital singnal
Processor, DSP), or, one or more field programmable gate array (Field Programmable Gate Array,
FPGA)。
Memory 303 can be the general designation of a storage device or multiple memory elements, and for storing and can hold
Parameter, data etc. required for line program code or the operation of application program running gear.And memory 303 can include random storage
Device (RAM), can also include nonvolatile memory (non-volatile memory), such as magnetic disk storage, flash memory
(Flash) etc..
Bus 304 can be that industry standard architecture (Industry Standard Architecture, ISA) is total
Line, external equipment interconnection (Peripheral Component, PCI) bus or extended industry-standard architecture (Extended
Industry Standard Architecture, EISA) bus etc..The bus can be divided into address bus, data/address bus, control
Bus processed etc..For ease of representing, only represented in Fig. 4 with a thick line, it is not intended that an only bus or a type of
Bus.
The terminal can also include input/output unit, be connected to bus 304, with by bus and the grade of processor 301 its
Its part connects.The input/output unit can provide an inputting interface for operating personnel, so that operating personnel pass through the input
Interface selects item of deploying to ensure effective monitoring and control of illegal activities, and can also be other interfaces, can pass through the external miscellaneous equipment of the interface.
It should be noted that for foregoing each embodiment of the method, in order to be briefly described, therefore it is all expressed as to a system
The combination of actions of row, but those skilled in the art should know, the present invention and from the limitation of described sequence of movement, because
For according to the present invention, certain some step can use other orders or be carried out at the same time.Secondly, those skilled in the art also should
Know, embodiment described in this description belongs to preferred embodiment, involved action and module not necessarily this hair
Necessary to bright.
In the above-described embodiments, the description to each embodiment all emphasizes particularly on different fields, and is not described in some embodiment
Part, may refer to the associated description of other embodiment.
One of ordinary skill in the art will appreciate that all or part of step in the various methods of above-described embodiment is can
To instruct relevant hardware to complete by program, which can be stored in a computer-readable recording medium, storage
Medium can include：Flash disk, read-only storage (English：Read-Only Memory, referred to as：ROM), random access device (English
Text：Random Access Memory, referred to as：RAM), disk or CD etc..
The content download method and relevant device that are there is provided above the embodiment of the present invention, system are described in detail,
Specific case used herein is set forth the principle of the present invention and embodiment, and the explanation of above example is simply used
Understand the method and its core concept of the present invention in help；Meanwhile for those of ordinary skill in the art, according to the present invention's
Thought, there will be changes in specific embodiments and applications, in conclusion this specification content should not be construed as
Limitation of the present invention.
Claims (10)
- A kind of 1. air control method of finance big data, it is characterised in that described method includes following steps：Electronic equipment obtains the essential information and the amount of the loan of user；The essential information includes：The information such as customer's identity card number, name, cell-phone number, household register address.Electronic equipment carries out authenticity verification according to the essential information；After determining essential information authenticity, electronic equipment inquires about band reference record, refund wish according to the authenticity；Electronic equipment is recorded according to the reference, refund wish and the amount of the loan determine risk class.
- 2. according to the method described in claim 1, it is characterized in that,Electronic equipment mandate operator logs in, to obtain the details such as client's message registration；Electronic equipment mandate social security/common reserve fund logs in, and crawl client social security/common reserve fund pays radix, remaining sum, pays the letter such as situation Breath；Electronic equipment mandate client's net purchase platform information, obtains the information such as client's net purchase custom, net purchase order express delivery transmitting-receiving；Electronic equipment mandate reference is inquired about, to inquire about Central Bank's reference.
- 3. according to the method described in claim 1, it is characterized in that,Electronic equipment is compared from the data such as operator's message registration, net purchase platform shopping express delivery addressee record, real-name authentication To, investigation, verify out client offer firsthand information validity.
- A kind of 4. air control system of finance big data, it is characterised in that the system comprises：Acquiring unit, for obtaining the essential information and the amount of the loan of user；The essential information includes：The information such as customer's identity card number, name, cell-phone number, household register address.Authentication unit, for carrying out authenticity verification according to the essential information；Processing unit, after determining essential information authenticity, band reference record, refund wish are inquired about according to the authenticity；According to Risk class is determined according to reference record, refund wish and the amount of the loan.
- 5. system according to claim 4, it is characterised in thatThe processing unit, specifically for authorizing operator to log in, to obtain the details such as client's message registration；Authorize society Guarantor/common reserve fund logs in, and crawl client social security/common reserve fund pays radix, remaining sum, pays the information such as situation；Client's net purchase is authorized to put down Station information, obtains the information such as client's net purchase custom, net purchase order express delivery transmitting-receiving；Reference inquiry is authorized, to inquire about Central Bank's reference.
- 6. system according to claim 4, it is characterised in thatThe processing unit, specifically for from operator's message registration, net purchase platform shopping express delivery addressee record, real-name authentication etc. It is compared, investigates in data, the validity of the firsthand information of client's offer is provided out.
- 7. a kind of terminal device, including：Processor, transceiver, memory and bus, the processor, transceiver, memory lead to Cross bus connection, it is characterised in thatThe transceiver, for obtaining the essential information and the amount of the loan of user；The essential information includes：The information such as customer's identity card number, name, cell-phone number, household register address；The processor, for carrying out authenticity verification according to the essential information；It is true according to this after determining essential information authenticity Reality inquiry band reference record, refund wish；Risk class is determined according to reference record, refund wish and the amount of the loan.
- 8. terminal device according to claim 7, it is characterised in thatThe processing unit, specifically for authorizing operator to log in, to obtain the details such as client's message registration；Authorize society Guarantor/common reserve fund logs in, and crawl client social security/common reserve fund pays radix, remaining sum, pays the information such as situation；Client's net purchase is authorized to put down Station information, obtains the information such as client's net purchase custom, net purchase order express delivery transmitting-receiving；Reference inquiry is authorized, to inquire about Central Bank's reference.
- 9. terminal device according to claim 7, it is characterised in thatThe processor, for from the data such as operator's message registration, net purchase platform shopping express delivery addressee record, real-name authentication It is compared, investigates, the validity of the firsthand information of client's offer is provided out.
- A kind of 10. computer-readable recording medium, it is characterised in that it stores the computer program for electronic data interchange, Wherein, the computer program causes computer to perform such as claim 1-3 any one of them methods.
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| CN201810073570.1A CN107993146A (en) | 2018-01-25 | 2018-01-25 | The air control method and system of financial big data |
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| CN201810073570.1A CN107993146A (en) | 2018-01-25 | 2018-01-25 | The air control method and system of financial big data |
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Cited By (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108876598A (en) * | 2018-06-26 | 2018-11-23 | 上海荣璟投资咨询有限公司 | A kind of loan supermarket system |
| CN109033139A (en) * | 2018-06-06 | 2018-12-18 | 中国平安人寿保险股份有限公司 | Client information inquiry method, device, computer equipment and storage medium |
| CN109325845A (en) * | 2018-08-15 | 2019-02-12 | 深圳市和讯华谷信息技术有限公司 | A kind of financial product intelligent recommendation method and system |
| CN109472684A (en) * | 2018-09-10 | 2019-03-15 | 合肥科讯金服科技有限公司 | A kind of financial integration operation management system |
| CN109658224A (en) * | 2018-11-28 | 2019-04-19 | 厦门市七星通联科技有限公司 | It is a kind of to borrow air control management method and system by stages more |
| CN110349016A (en) * | 2019-07-22 | 2019-10-18 | 中国农业银行股份有限公司 | Client's accrediting amount measuring method and system |
| CN110610413A (en) * | 2019-09-03 | 2019-12-24 | 福建省农村信用社联合社 | Loan transaction risk control method and system |
| CN110728568A (en) * | 2019-09-03 | 2020-01-24 | 福建省农村信用社联合社 | Credit credit line method and system for credit investigation blank client |
| CN111401907A (en) * | 2020-03-11 | 2020-07-10 | 杭州首新网络科技有限公司 | Intelligent wind control method for data dimensionality financial big data |
| CN113436010A (en) * | 2021-08-10 | 2021-09-24 | 四川新网银行股份有限公司 | System and method for identifying public deposit payment loan fraud in real time |
| CN113643033A (en) * | 2021-09-02 | 2021-11-12 | 于静 | Information processing method and server for big data wind control analysis |
| CN117670510A (en) * | 2023-11-30 | 2024-03-08 | 广东省中保小额贷款股份有限公司 | Small loan management system |
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| CN111401907A (en) * | 2020-03-11 | 2020-07-10 | 杭州首新网络科技有限公司 | Intelligent wind control method for data dimensionality financial big data |
| CN113436010A (en) * | 2021-08-10 | 2021-09-24 | 四川新网银行股份有限公司 | System and method for identifying public deposit payment loan fraud in real time |
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| CN117670510A (en) * | 2023-11-30 | 2024-03-08 | 广东省中保小额贷款股份有限公司 | Small loan management system |
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Application publication date: 20180504 |