CN109426958A - A kind of bank's member card charging system based on big data - Google Patents
A kind of bank's member card charging system based on big data Download PDFInfo
- Publication number
- CN109426958A CN109426958A CN201710791761.7A CN201710791761A CN109426958A CN 109426958 A CN109426958 A CN 109426958A CN 201710791761 A CN201710791761 A CN 201710791761A CN 109426958 A CN109426958 A CN 109426958A
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- module
- server terminal
- bank
- charging system
- wireless communication
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- 238000004891 communication Methods 0.000 claims abstract description 25
- 238000007405 data analysis Methods 0.000 claims abstract description 11
- 238000001514 detection method Methods 0.000 claims abstract description 8
- 238000012546 transfer Methods 0.000 claims abstract description 5
- 238000012790 confirmation Methods 0.000 claims description 18
- 238000012545 processing Methods 0.000 claims description 10
- 238000000034 method Methods 0.000 claims description 6
- 238000003860 storage Methods 0.000 claims description 4
- 210000004556 brain Anatomy 0.000 claims 1
- 239000013589 supplement Substances 0.000 abstract description 7
- 238000013461 design Methods 0.000 abstract description 2
- 238000005457 optimization Methods 0.000 description 7
- 230000008014 freezing Effects 0.000 description 3
- 238000007710 freezing Methods 0.000 description 3
- 238000010586 diagram Methods 0.000 description 2
- 238000013508 migration Methods 0.000 description 2
- 230000005012 migration Effects 0.000 description 2
- 230000004044 response Effects 0.000 description 2
- 238000013459 approach Methods 0.000 description 1
- 230000009286 beneficial effect Effects 0.000 description 1
- 238000013075 data extraction Methods 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000001771 impaired effect Effects 0.000 description 1
- 238000012423 maintenance Methods 0.000 description 1
- 238000004519 manufacturing process Methods 0.000 description 1
- 230000000737 periodic effect Effects 0.000 description 1
- 238000002360 preparation method Methods 0.000 description 1
- 230000001502 supplementing effect Effects 0.000 description 1
- 238000012360 testing method Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/354—Card activation or deactivation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Telephonic Communication Services (AREA)
- Mobile Radio Communication Systems (AREA)
Abstract
The invention discloses a kind of bank's member card charging system based on big data, including primary server terminal and standby server terminal, the first wireless communication module is respectively connected to by server switching module between the primary server terminal and standby server terminal and Third-party payment platform supplements module with money, first wireless communication module is connected to several data analysis receiving module divided by CAN controller, handling of card loss module is equipped with inside the data analysis receiving module, information deposit module and information transfer module, one end of the data analysis receiving module is connected with counter service window in turn, smart machine input module, report the loss module and detection module, the handling of card loss module is connected to primary server terminal and standby server terminal by the second wireless communication module.Rationally, the information and the membership information of its own that member supplements with money use vectorization memory module, convenient for searching for structure of the invention design.
Description
Technical field
The present invention relates to a kind of charging system, specifically a kind of bank's member card charging system based on big data belongs to
Economic management applied technical field.
Background technique
More and more people use consumption on network in process of consumption with the development of the times, i.e., pay, pass through on line
Bank card replaces cash to be paid, and brings many conveniences for people's lives, while also reducing cash and losing and bring
Loss.
Traditional bank card payment way majority is more single, influences the usage experience of people, while losing in bank card
Most afterwards to be difficult to prevent internal property loss, there are some potential safety problemss, while also shortage is certain after bank card loss
Strain means.Therefore, a kind of bank's member card charging system based on big data is proposed regarding to the issue above.
Summary of the invention
It is filled the object of the invention is that providing a kind of bank's member card based on big data to solve the above-mentioned problems
Valve system.
The present invention is achieved through the following technical solutions above-mentioned purpose, and a kind of bank's member card based on big data, which is supplemented with money, is
System, including primary server terminal and standby server terminal, pass through between the primary server terminal and standby server terminal
Server switching module is respectively connected to the first wireless communication module and Third-party payment platform supplements module with money, and described first is wireless
Communication module is connected to several data analysis receiving module divided by CAN controller, and the data analyze receiving module
Inside is equipped with handling of card loss module, information deposit module and information and transfers module, one end of the data analysis receiving module according to
Secondary to be connected with counter service window, smart machine input module, report the loss module and detection module, the handling of card loss module passes through
Second wireless communication module is connected to primary server terminal and standby server terminal.
Preferably, the handling of card loss inside modules are chimeric is equipped with SMS confirmation module, phone confirmation module and verifying
Code transceiver module.
Preferably, the handling of card loss module passes sequentially through the second wireless communication module, primary server terminal or spare clothes
Business device terminal and logic judgment module are connected to police station's Alarm Server, and police station's Alarm Server is a kind of alarm clothes of police station
Business device.
Preferably, the primary server terminal and standby server terminal inner are chimeric with data interlock module sum number
It is bi-directionally connected according to the data processing module of memory module, and between data interlock module and data memory module.
Preferably, the structure and working principle of first wireless communication module and the second wireless communication module are uniform
It causes.
Preferably, the information deposit module uses vector mode memory module, and the information of information deposit module stores shape
Formula be<card sequence number, name, contact method, account information>.
Preferably, the SMS confirmation module, phone confirmation module and identifying code transceiver module are connected to logic judgment
Module.
Preferably, the smart machine input module is made of personal smart machine, and smart machine is smart phone, puts down
Plate computer or desktop computer.
The beneficial effects of the present invention are: structure of the invention design is rationally, supplemented with money by sales counter, smart machine is supplemented with money and it
He supplements with money at Third-party payment platform, and improve member supplements approach with money, brings convenience, while member for the use of people
The information supplemented with money and the membership information of its own use vectorization memory module, convenient for searching, furthermore add in whole system
There is the loss report system connecting with police station, there are certain strain means, avoids because the loss of member card is that member brings economy
Loss.
Detailed description of the invention
Fig. 1 is overall structure of the present invention；
Fig. 2 is logic judgment module working principle structural schematic diagram of the present invention；
Fig. 3 is handling of card loss modular structure schematic diagram of the present invention.
In figure: A, primary server terminal, B, standby server terminal, 1, data processing module, 101, data interlock module,
102, data memory module, 2, server switching module, the 3, first wireless communication module, 4, CAN controller, 5, data analysis connect
Receipts module, 6, handling of card loss module, 601, SMS confirmation module, 602, phone confirmation module, 603, identifying code transceiver module, 7,
Information is stored in module, 8, information transfer module, 9, counter service window, 10, smart machine input module, 11, report the loss module,
12, detection module, 13, logic judgment module, 14, police station's Alarm Server, the 15, second wireless communication module, 16, third party's branch
It pays platform and supplements module with money.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
It please refers to shown in Fig. 1-3, a kind of bank's member card charging system based on big data, including primary server terminal A
With standby server terminal B, divided between the primary server terminal A and standby server terminal B by server switching module 2
It is not connected to the first wireless communication module 3 and Third-party payment platform supplements module 16 with money, by server switching module 2 in main clothes
Switch between business device terminal A and standby server terminal B, using primary server terminal A as key data processing equipment, spare clothes
Device terminal B be engaged in as data backup and the effect awaited orders, when primary server terminal A goes wrong or when periodic maintenance, passes through
Server switching module 2 switches over, and first wireless communication module 3 is connected to several divided by CAN controller 4
Data analysis receiving module 5 is realized the layout of fieldbus, is communicated using local area network, mentioned based on CAN controller 4
Height communication reliability of structure, the data are analyzed and are equipped with handling of card loss module 6 inside receiving module 5, information is stored in 7 and of module
Information transfers module 8, information deposit module 7 respectively with counter service window 9, smart machine input module 10, report the loss module 11
It is connected with detection module 12, the data of input are stored in module 7 finally deposit primary server terminal A and standby server by information
Data processing module 1 inside terminal B, one end of data analysis receiving module 5 be connected in turn counter service window 9,
Smart machine input module 10 reports the loss module 11 and detection module 12, and the handling of card loss module 6 passes through the second radio communication mold
Block 15 is connected to primary server terminal A and standby server terminal B, handling of card loss module 6 and data interlock module 101 and data
Memory module 102 connects, and after reporting the loss successfully, the data for reporting the loss user will be from 102 internal migration of data memory module to data
Locking module 101, realizes freezing for account, and the property of surface member is impaired.
As a kind of technical optimization scheme of the invention, it is fitted into inside the handling of card loss module 6 and SMS confirmation is installed
Module 601, phone confirmation module 602 and identifying code transceiver module 603, when detection module 12 detects frozen account sequence
When number logging in again in the case where not cancelling and reporting the loss, pass through SMS confirmation module 601, phone confirmation module 602 and identifying code
Transceiver module 603 is used cooperatively with logic judgment module 13, protects the property of member.
As a kind of technical optimization scheme of the invention, the handling of card loss module 6 passes sequentially through the second radio communication mold
Block 15, primary server terminal A or standby server terminal B and logic judgment module 13 are connected to police station's Alarm Server 14, and
Police station's Alarm Server 14 is a kind of Alarm Server of police station, is judged as the account that cancellation is reported the loss by logic judgment module 13
Log in when whether it is in a safe condition under, if no response in 5 minutes, then judge someone malice log in, directly alarm
Processing.
As a kind of technical optimization scheme of the invention, the primary server terminal A and the inside standby server terminal B are
The chimeric data processing module 1 with data interlock module 101 and data memory module 102, and 101 sum number of data interlock module
It is bi-directionally connected according between memory module 102, convenient for freezing to reporting the loss account.
As a kind of technical optimization scheme of the invention, first wireless communication module 3 and the second wireless communication module
15 structure and working principle is consistent, reduces the cost of manufacture of whole system.
As a kind of technical optimization scheme of the invention, the information deposit module 7 uses vector mode memory module, and believes
Breath deposit module 7 information storage form be<card sequence number, name, contact method, account information>, convenient for data extraction with
And storage.
As a kind of technical optimization scheme of the invention, the SMS confirmation module 601, phone confirmation module 602 and test
Card code transceiver module 603 is connected to logic judgment module 13, protects the account safety of member.
As a kind of technical optimization scheme of the invention, the smart machine input module 10 is by personal smart machine structure
At smart machine is smart phone, tablet computer or desktop computer., convenient for supplementing with money for member.
In the use of the present invention, being filled by counter service window 9, smart machine input module 10 and Third-party payment platform
Be worth module 16 carry out member's sequence number input, directly supplemented with money after logged, charging information with original information store to
Amount is that coordinate is stored, and convenient for the storage of information, when bank card is lost, can directly pass through counter service window 9, intelligence
Equipment input module 10 and Third-party payment platform are supplemented module 16 with money and are reported the loss, and report the loss information and are carried out by handling of card loss module 6
Processing, handling of card loss module 6 transmit information to primary server terminal A and standby server by the second wireless communication module 15
Data interlock module 101 and data memory module 102 inside terminal B, the data for reporting the loss user will be from data memory module 102
Internal migration realizes freezing for account to data interlock module 101.
When detection module 12 detects an attempt to log in frozen account, logic judgment module 13 starts, and logic is sentenced
Disconnected module 13 passes through SMS confirmation module 601, phone confirmation module 602 and identifying code transceiver module 603 to member card holder
Reserved number is confirmed, if directly passing through police station's Alarm Server 14 without response and carrying out alert process for 5 minutes.
It is obvious to a person skilled in the art that invention is not limited to the details of the above exemplary embodiments, Er Qie
In the case where without departing substantially from spirit or essential attributes of the invention, the present invention can be realized in other specific forms.Therefore, no matter
From the point of view of which point, the present embodiments are to be considered as illustrative and not restrictive, and the scope of the present invention is by appended power
Benefit requires rather than above description limits, it is intended that by fall in claim with all in the meaning and scope of important document
Variation is included within the present invention.Any reference signs in the claims should not be construed as limiting the involved claims.
In addition, it should be understood that although this specification is described in terms of embodiments, but not each embodiment is only wrapped
Containing an independent technical solution, this description of the specification is merely for the sake of clarity, and those skilled in the art should
It considers the specification as a whole, the technical solutions in the various embodiments may also be suitably combined, forms those skilled in the art
The other embodiments being understood that.
Claims (8)
1. a kind of bank's member card charging system based on big data, including primary server terminal (A) and standby server terminal
(B), it is characterised in that: pass through server switching module between the primary server terminal (A) and standby server terminal (B)
(2) it is respectively connected to the first wireless communication module (3) and Third-party payment platform is supplemented with money module (16), first wireless communication
Module (3) is connected to several data analysis receiving module (5) divided by CAN controller (4), and the data analysis receives
It is equipped with handling of card loss module (6), information deposit module (7) and information inside module (5) to transfer module (8), the data analysis
One end of receiving module (5) is connected with counter service window (9) in turn, smart machine input module (10), reports the loss module (11)
With detection module (12), the handling of card loss module (6) is connected to primary server terminal by the second wireless communication module (15)
(A) and standby server terminal (B).
2. a kind of bank's member card charging system based on big data according to claim 1, it is characterised in that: the extension
It loses chimeric SMS confirmation module (601), phone confirmation module (602) and the identifying code of being equipped with inside processing module (6) and receives and dispatches mould
Block (603).
3. a kind of bank's member card charging system based on big data according to claim 1, it is characterised in that: the extension
It loses processing module (6) and passes sequentially through the second wireless communication module (15), primary server terminal (A) or standby server terminal (B)
It is connected to police station's Alarm Server (14) with logic judgment module (13), and police station's Alarm Server (14) is a kind of report of police station
Alert server.
4. a kind of bank's member card charging system based on big data according to claim 1, it is characterised in that: the master
Server terminal (A) and standby server terminal (B) are internal chimeric with data interlock module (101) and data memory module
(102) data processing module (1), and be bi-directionally connected between data interlock module (101) and data memory module (102).
5. a kind of bank's member card charging system based on big data according to claim 1, it is characterised in that: described
One wireless communication module (3) and the structure of the second wireless communication module (15) and working principle are consistent.
6. a kind of bank's member card charging system based on big data according to claim 1, it is characterised in that: the letter
Breath deposit module (7) uses vector mode memory module, and the information storage form of information deposit module (7) is < card sequence number, surname
Name, contact method, account information >.
7. a kind of bank's member card charging system based on big data according to claim 1, it is characterised in that: described short
Letter confirmation module (601), phone confirmation module (602) and identifying code transceiver module (603) are connected to logic judgment module
(13).
8. a kind of bank's member card charging system based on big data according to claim 1, it is characterised in that: the intelligence
Energy equipment input module (10) is made of personal smart machine, and smart machine is smart phone, tablet computer or desktop
Brain.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710791761.7A CN109426958A (en) | 2017-09-05 | 2017-09-05 | A kind of bank's member card charging system based on big data |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710791761.7A CN109426958A (en) | 2017-09-05 | 2017-09-05 | A kind of bank's member card charging system based on big data |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109426958A true CN109426958A (en) | 2019-03-05 |
Family
ID=65514002
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710791761.7A Pending CN109426958A (en) | 2017-09-05 | 2017-09-05 | A kind of bank's member card charging system based on big data |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN109426958A (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US6990466B1 (en) * | 2000-08-08 | 2006-01-24 | International Business Machines Corporation | Method and system for integrating core banking business processes |
| CN101588577A (en) * | 2008-05-19 | 2009-11-25 | 罗邵波 | Safe system and method for bank transaction system |
| CN101866516A (en) * | 2010-06-10 | 2010-10-20 | 潘英栋 | Method for safeguarding security of transactions of banking debit card/credit card/Internet bank |
| CN106056798A (en) * | 2016-08-03 | 2016-10-26 | 成都慧易经纬科技有限公司 | Rapid bank card loss-reporting and reissuing system |
-
2017
- 2017-09-05 CN CN201710791761.7A patent/CN109426958A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US6990466B1 (en) * | 2000-08-08 | 2006-01-24 | International Business Machines Corporation | Method and system for integrating core banking business processes |
| CN101588577A (en) * | 2008-05-19 | 2009-11-25 | 罗邵波 | Safe system and method for bank transaction system |
| CN101866516A (en) * | 2010-06-10 | 2010-10-20 | 潘英栋 | Method for safeguarding security of transactions of banking debit card/credit card/Internet bank |
| CN106056798A (en) * | 2016-08-03 | 2016-10-26 | 成都慧易经纬科技有限公司 | Rapid bank card loss-reporting and reissuing system |
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Application publication date: 20190305 |